Home > NorthStar Bank > Income and Expense
NorthStar Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 2,632 |
| Total interest expense | $813,000 | 2,387 |
| Net interest income | $6,030,000 | 2,645 |
| Provision for loan and lease losses | $9,000 | 3,928 |
| Total noninterest income | $288,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $119,000 | 3,797 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $169,000 | 4,147 |
| Total noninterest expense | $5,102,000 | 2,557 |
| Salaries and employee benefits | $3,193,000 | 2,376 |
| Premises and equipment expense | $640,000 | 2,350 |
| Additional noninterest expense | $1,269,000 | 2,978 |
| Pre-tax net operating income | $1,207,000 | 3,480 |
| Securities gains (losses) | $178,000 | 399 |
| Applicable income taxes | $521,000 | 2,025 |
| Income before extraordinary items | $864,000 | 3,750 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $864,000 | 3,748 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $864,000 | 3,750 |
| Net charge-offs | $-22,000 | 4,950 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $750,080 | 3,917 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 2,644 |
| Total interest expense | $506,000 | 2,462 |
| Net interest income | $4,001,000 | 2,647 |
| Provision for loan and lease losses | $4,000 | 3,791 |
| Total noninterest income | $219,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $80,000 | 3,791 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $139,000 | 3,946 |
| Total noninterest expense | $3,468,000 | 2,532 |
| Salaries and employee benefits | $2,130,000 | 2,393 |
| Premises and equipment expense | $429,000 | 2,352 |
| Additional noninterest expense | $909,000 | 2,848 |
| Pre-tax net operating income | $748,000 | 3,556 |
| Securities gains (losses) | $178,000 | 302 |
| Applicable income taxes | $348,000 | 2,022 |
| Income before extraordinary items | $578,000 | 3,716 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $578,000 | 3,714 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $578,000 | 3,716 |
| Net charge-offs | $-27,000 | 5,100 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $464,080 | 3,969 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 2,669 |
| Total interest expense | $239,000 | 2,533 |
| Net interest income | $1,974,000 | 2,672 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $110,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $40,000 | 3,802 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 3,950 |
| Total noninterest expense | $1,743,000 | 2,553 |
| Salaries and employee benefits | $1,048,000 | 2,442 |
| Premises and equipment expense | $215,000 | 2,390 |
| Additional noninterest expense | $480,000 | 2,754 |
| Pre-tax net operating income | $341,000 | 3,664 |
| Securities gains (losses) | $178,000 | 169 |
| Applicable income taxes | $195,000 | 1,896 |
| Income before extraordinary items | $324,000 | 3,489 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $324,000 | 3,488 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $324,000 | 3,489 |
| Net charge-offs | $-26,000 | 5,346 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $210,080 | 4,051 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 2,631 |
| Total interest expense | $1,081,000 | 2,288 |
| Net interest income | $7,891,000 | 2,649 |
| Provision for loan and lease losses | $116,000 | 3,003 |
| Total noninterest income | $586,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $123,000 | 4,272 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $463,000 | 3,368 |
| Total noninterest expense | $7,316,000 | 2,468 |
| Salaries and employee benefits | $4,498,000 | 2,276 |
| Premises and equipment expense | $893,000 | 2,329 |
| Additional noninterest expense | $1,925,000 | 2,828 |
| Pre-tax net operating income | $1,045,000 | 4,023 |
| Securities gains (losses) | $2,000 | 3,045 |
| Applicable income taxes | $394,000 | 2,463 |
| Income before extraordinary items | $653,000 | 4,450 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $653,000 | 4,448 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $653,000 | 4,449 |
| Net charge-offs | $78,000 | 2,815 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 481 |
| Net operating income | $651,720 | 4,399 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,681,000 | 2,649 |
| Total interest expense | $850,000 | 2,222 |
| Net interest income | $5,831,000 | 2,687 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $450,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $89,000 | 4,333 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $361,000 | 3,330 |
| Total noninterest expense | $5,467,000 | 2,473 |
| Salaries and employee benefits | $3,388,000 | 2,258 |
| Premises and equipment expense | $668,000 | 2,332 |
| Additional noninterest expense | $1,411,000 | 2,869 |
| Pre-tax net operating income | $774,000 | 4,081 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $292,000 | 2,521 |
| Income before extraordinary items | $484,000 | 4,538 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $484,000 | 4,537 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $484,000 | 4,538 |
| Net charge-offs | $24,000 | 3,043 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 409 |
| Net operating income | $482,720 | 4,467 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 2,683 |
| Total interest expense | $612,000 | 2,104 |
| Net interest income | $3,765,000 | 2,748 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $333,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $56,000 | 4,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $277,000 | 3,129 |
| Total noninterest expense | $3,626,000 | 2,491 |
| Salaries and employee benefits | $2,231,000 | 2,294 |
| Premises and equipment expense | $443,000 | 2,340 |
| Additional noninterest expense | $952,000 | 2,846 |
| Pre-tax net operating income | $432,000 | 4,357 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $163,000 | 2,652 |
| Income before extraordinary items | $269,000 | 4,737 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $269,000 | 4,738 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $269,000 | 4,738 |
| Net charge-offs | $20,000 | 2,775 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 396 |
| Net operating income | $269,000 | 4,684 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 2,760 |
| Total interest expense | $340,000 | 1,952 |
| Net interest income | $1,778,000 | 2,869 |
| Provision for loan and lease losses | $40,000 | 2,355 |
| Total noninterest income | $208,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $183,000 | 2,730 |
| Total noninterest expense | $1,748,000 | 2,570 |
| Salaries and employee benefits | $1,058,000 | 2,409 |
| Premises and equipment expense | $215,000 | 2,424 |
| Additional noninterest expense | $475,000 | 2,864 |
| Pre-tax net operating income | $198,000 | 4,446 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $75,000 | 2,689 |
| Income before extraordinary items | $123,000 | 4,825 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $123,000 | 4,825 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $123,000 | 4,825 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 359 |
| Net operating income | $123,000 | 4,758 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 2,875 |
| Total interest expense | $1,128,000 | 2,219 |
| Net interest income | $6,714,000 | 2,953 |
| Provision for loan and lease losses | $648,000 | 1,125 |
| Total noninterest income | $426,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $83,000 | 4,928 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $343,000 | 3,802 |
| Total noninterest expense | $6,061,000 | 2,842 |
| Salaries and employee benefits | $3,631,000 | 2,659 |
| Premises and equipment expense | $760,000 | 2,655 |
| Additional noninterest expense | $1,670,000 | 3,169 |
| Pre-tax net operating income | $431,000 | 5,045 |
| Securities gains (losses) | $125,000 | 1,034 |
| Applicable income taxes | $175,000 | 3,022 |
| Income before extraordinary items | $381,000 | 5,062 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $381,000 | 5,066 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $381,000 | 5,066 |
| Net charge-offs | $104,000 | 2,610 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 600 |
| Net operating income | $294,750 | 5,204 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 2,945 |
| Total interest expense | $814,000 | 2,311 |
| Net interest income | $4,925,000 | 3,030 |
| Provision for loan and lease losses | $290,000 | 1,548 |
| Total noninterest income | $337,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $57,000 | 5,071 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 3,715 |
| Total noninterest expense | $4,409,000 | 2,918 |
| Salaries and employee benefits | $2,680,000 | 2,702 |
| Premises and equipment expense | $548,000 | 2,782 |
| Additional noninterest expense | $1,181,000 | 3,310 |
| Pre-tax net operating income | $563,000 | 4,590 |
| Securities gains (losses) | $125,000 | 896 |
| Applicable income taxes | $167,000 | 2,950 |
| Income before extraordinary items | $521,000 | 4,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $521,000 | 4,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $521,000 | 4,499 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $426,000 | 4,718 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 2,952 |
| Total interest expense | $562,000 | 2,259 |
| Net interest income | $3,259,000 | 3,050 |
| Provision for loan and lease losses | $240,000 | 1,328 |
| Total noninterest income | $278,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $248,000 | 3,317 |
| Total noninterest expense | $2,884,000 | 2,971 |
| Salaries and employee benefits | $1,757,000 | 2,755 |
| Premises and equipment expense | $353,000 | 2,857 |
| Additional noninterest expense | $774,000 | 3,366 |
| Pre-tax net operating income | $413,000 | 4,442 |
| Securities gains (losses) | $125,000 | 729 |
| Applicable income taxes | $135,000 | 2,803 |
| Income before extraordinary items | $403,000 | 4,288 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $403,000 | 4,290 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $403,000 | 4,291 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $309,250 | 4,581 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 2,988 |
| Total interest expense | $294,000 | 2,213 |
| Net interest income | $1,580,000 | 3,109 |
| Provision for loan and lease losses | $172,000 | 999 |
| Total noninterest income | $180,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $168,000 | 2,870 |
| Total noninterest expense | $1,411,000 | 3,028 |
| Salaries and employee benefits | $868,000 | 2,804 |
| Premises and equipment expense | $191,000 | 2,735 |
| Additional noninterest expense | $352,000 | 3,571 |
| Pre-tax net operating income | $177,000 | 4,610 |
| Securities gains (losses) | $125,000 | 506 |
| Applicable income taxes | $80,000 | 2,639 |
| Income before extraordinary items | $222,000 | 4,123 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $222,000 | 4,126 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $222,000 | 4,126 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $129,500 | 4,794 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 2,971 |
| Total interest expense | $1,268,000 | 2,164 |
| Net interest income | $6,378,000 | 3,097 |
| Provision for loan and lease losses | $949,000 | 911 |
| Total noninterest income | $462,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $48,000 | 5,747 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $414,000 | 3,549 |
| Total noninterest expense | $6,069,000 | 2,895 |
| Salaries and employee benefits | $3,102,000 | 3,005 |
| Premises and equipment expense | $706,000 | 2,902 |
| Additional noninterest expense | $2,261,000 | 2,614 |
| Pre-tax net operating income | $-178,000 | 6,212 |
| Securities gains (losses) | $471,000 | 416 |
| Applicable income taxes | $94,000 | 3,428 |
| Income before extraordinary items | $199,000 | 5,667 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $199,000 | 5,668 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $199,000 | 5,669 |
| Net charge-offs | $348,000 | 1,861 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-121,280 | 6,192 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 2,988 |
| Total interest expense | $959,000 | 2,173 |
| Net interest income | $4,790,000 | 3,122 |
| Provision for loan and lease losses | $586,000 | 1,013 |
| Total noninterest income | $260,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $35,000 | 5,836 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $225,000 | 4,058 |
| Total noninterest expense | $4,668,000 | 2,859 |
| Salaries and employee benefits | $2,295,000 | 3,052 |
| Premises and equipment expense | $525,000 | 2,941 |
| Additional noninterest expense | $1,848,000 | 2,432 |
| Pre-tax net operating income | $-204,000 | 6,310 |
| Securities gains (losses) | $262,000 | 522 |
| Applicable income taxes | $-24,000 | 6,331 |
| Income before extraordinary items | $82,000 | 5,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 5,930 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $82,000 | 5,931 |
| Net charge-offs | $122,000 | 2,501 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-180,000 | 6,305 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 3,014 |
| Total interest expense | $666,000 | 2,139 |
| Net interest income | $3,129,000 | 3,169 |
| Provision for loan and lease losses | $325,000 | 1,163 |
| Total noninterest income | $89,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $23,000 | 5,870 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $66,000 | 5,055 |
| Total noninterest expense | $3,259,000 | 2,783 |
| Salaries and employee benefits | $1,474,000 | 3,158 |
| Premises and equipment expense | $348,000 | 2,979 |
| Additional noninterest expense | $1,437,000 | 2,098 |
| Pre-tax net operating income | $-366,000 | 6,462 |
| Securities gains (losses) | $126,000 | 671 |
| Applicable income taxes | $-143,000 | 6,532 |
| Income before extraordinary items | $-97,000 | 6,351 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-97,000 | 6,352 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-97,000 | 6,353 |
| Net charge-offs | $-95,000 | 6,307 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-177,640 | 6,389 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,099 |
| Total interest expense | $370,000 | 1,997 |
| Net interest income | $1,471,000 | 3,326 |
| Provision for loan and lease losses | $125,000 | 1,415 |
| Total noninterest income | $32,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $1,927,000 | 2,417 |
| Salaries and employee benefits | $722,000 | 3,223 |
| Premises and equipment expense | $172,000 | 3,048 |
| Additional noninterest expense | $1,033,000 | 1,509 |
| Pre-tax net operating income | $-549,000 | 6,640 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-225,000 | 6,675 |
| Income before extraordinary items | $-324,000 | 6,594 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-324,000 | 6,594 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-324,000 | 6,594 |
| Net charge-offs | $-95,000 | 6,457 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-324,000 | 6,590 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 3,438 |
| Total interest expense | $1,410,000 | 2,275 |
| Net interest income | $5,099,000 | 3,665 |
| Provision for loan and lease losses | $440,000 | 1,995 |
| Total noninterest income | $254,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $46,000 | 6,036 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,557 |
| Total noninterest expense | $4,387,000 | 3,699 |
| Salaries and employee benefits | $2,294,000 | 3,758 |
| Premises and equipment expense | $618,000 | 3,242 |
| Additional noninterest expense | $1,475,000 | 3,691 |
| Pre-tax net operating income | $526,000 | 4,948 |
| Securities gains (losses) | $494,000 | 457 |
| Applicable income taxes | $273,000 | 2,713 |
| Income before extraordinary items | $747,000 | 4,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $747,000 | 4,354 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $747,000 | 4,355 |
| Net charge-offs | $785,000 | 1,510 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $386,380 | 5,123 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 3,544 |
| Total interest expense | $1,009,000 | 2,424 |
| Net interest income | $3,702,000 | 3,745 |
| Provision for loan and lease losses | $430,000 | 1,697 |
| Total noninterest income | $207,000 | 5,322 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $34,000 | 6,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 4,505 |
| Total noninterest expense | $3,073,000 | 3,881 |
| Salaries and employee benefits | $1,657,000 | 3,846 |
| Premises and equipment expense | $478,000 | 3,208 |
| Additional noninterest expense | $938,000 | 4,093 |
| Pre-tax net operating income | $406,000 | 5,005 |
| Securities gains (losses) | $494,000 | 417 |
| Applicable income taxes | $229,000 | 2,662 |
| Income before extraordinary items | $671,000 | 4,122 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $671,000 | 4,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $671,000 | 4,126 |
| Net charge-offs | $-40,000 | 6,416 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $300,500 | 5,169 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 3,610 |
| Total interest expense | $673,000 | 2,474 |
| Net interest income | $2,385,000 | 3,830 |
| Provision for loan and lease losses | $345,000 | 1,517 |
| Total noninterest income | $150,000 | 5,247 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,424 |
| Total noninterest expense | $2,037,000 | 3,917 |
| Salaries and employee benefits | $1,126,000 | 3,829 |
| Premises and equipment expense | $309,000 | 3,293 |
| Additional noninterest expense | $602,000 | 4,182 |
| Pre-tax net operating income | $153,000 | 5,582 |
| Securities gains (losses) | $324,000 | 529 |
| Applicable income taxes | $108,000 | 2,951 |
| Income before extraordinary items | $369,000 | 4,458 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $369,000 | 4,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $369,000 | 4,461 |
| Net charge-offs | $-26,000 | 6,391 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $119,520 | 5,635 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 3,743 |
| Total interest expense | $347,000 | 2,465 |
| Net interest income | $1,121,000 | 4,012 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $71,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,468 |
| Total noninterest expense | $1,006,000 | 3,975 |
| Salaries and employee benefits | $572,000 | 3,827 |
| Premises and equipment expense | $143,000 | 3,500 |
| Additional noninterest expense | $291,000 | 4,292 |
| Pre-tax net operating income | $176,000 | 4,656 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $34,000 | 3,275 |
| Income before extraordinary items | $142,000 | 4,820 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $142,000 | 4,821 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $142,000 | 4,822 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $142,000 | 4,719 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 3,651 |
| Total interest expense | $1,463,000 | 2,781 |
| Net interest income | $4,985,000 | 3,827 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $151,000 | 5,968 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $43,000 | 6,345 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $108,000 | 5,270 |
| Total noninterest expense | $3,702,000 | 4,244 |
| Salaries and employee benefits | $2,029,000 | 4,104 |
| Premises and equipment expense | $548,000 | 3,593 |
| Additional noninterest expense | $1,125,000 | 4,507 |
| Pre-tax net operating income | $1,434,000 | 3,400 |
| Securities gains (losses) | $669,000 | 757 |
| Applicable income taxes | $649,000 | 1,911 |
| Income before extraordinary items | $1,454,000 | 3,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,454,000 | 3,185 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,454,000 | 3,185 |
| Net charge-offs | $176,000 | 3,890 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $992,390 | 3,765 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 3,641 |
| Total interest expense | $1,109,000 | 2,846 |
| Net interest income | $3,881,000 | 3,783 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $121,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $32,000 | 6,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 5,251 |
| Total noninterest expense | $2,745,000 | 4,288 |
| Salaries and employee benefits | $1,503,000 | 4,141 |
| Premises and equipment expense | $413,000 | 3,646 |
| Additional noninterest expense | $829,000 | 4,576 |
| Pre-tax net operating income | $1,257,000 | 3,212 |
| Securities gains (losses) | $635,000 | 628 |
| Applicable income taxes | $605,000 | 1,743 |
| Income before extraordinary items | $1,287,000 | 2,930 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,287,000 | 2,930 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,287,000 | 2,929 |
| Net charge-offs | $185,000 | 3,383 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $855,200 | 3,579 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 3,628 |
| Total interest expense | $748,000 | 2,912 |
| Net interest income | $2,634,000 | 3,760 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $63,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $21,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,607 |
| Total noninterest expense | $1,836,000 | 4,299 |
| Salaries and employee benefits | $1,017,000 | 4,130 |
| Premises and equipment expense | $268,000 | 3,692 |
| Additional noninterest expense | $551,000 | 4,597 |
| Pre-tax net operating income | $861,000 | 3,141 |
| Securities gains (losses) | $635,000 | 436 |
| Applicable income taxes | $492,000 | 1,505 |
| Income before extraordinary items | $1,004,000 | 2,619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,004,000 | 2,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,004,000 | 2,619 |
| Net charge-offs | $68,000 | 3,763 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $578,550 | 3,528 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 3,705 |
| Total interest expense | $380,000 | 2,978 |
| Net interest income | $1,288,000 | 3,830 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $920,000 | 4,315 |
| Salaries and employee benefits | $519,000 | 4,105 |
| Premises and equipment expense | $130,000 | 3,799 |
| Additional noninterest expense | $271,000 | 4,644 |
| Pre-tax net operating income | $390,000 | 3,346 |
| Securities gains (losses) | $202,000 | 602 |
| Applicable income taxes | $187,000 | 1,808 |
| Income before extraordinary items | $405,000 | 3,033 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $405,000 | 3,036 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $405,000 | 3,037 |
| Net charge-offs | $71,000 | 2,749 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $267,640 | 3,690 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 4,029 |
| Total interest expense | $1,363,000 | 3,672 |
| Net interest income | $4,689,000 | 4,085 |
| Provision for loan and lease losses | $481,000 | 3,498 |
| Total noninterest income | $148,000 | 6,061 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $49,000 | 6,336 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $99,000 | 5,317 |
| Total noninterest expense | $3,675,000 | 4,362 |
| Salaries and employee benefits | $1,900,000 | 4,301 |
| Premises and equipment expense | $504,000 | 4,025 |
| Additional noninterest expense | $1,271,000 | 4,292 |
| Pre-tax net operating income | $681,000 | 4,330 |
| Securities gains (losses) | $463,000 | 833 |
| Applicable income taxes | $348,000 | 2,391 |
| Income before extraordinary items | $796,000 | 3,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $796,000 | 3,958 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $796,000 | 3,957 |
| Net charge-offs | $249,000 | 4,022 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $471,900 | 4,608 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 4,153 |
| Total interest expense | $991,000 | 3,855 |
| Net interest income | $3,443,000 | 4,171 |
| Provision for loan and lease losses | $471,000 | 2,947 |
| Total noninterest income | $129,000 | 6,008 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $89,000 | 5,217 |
| Total noninterest expense | $2,843,000 | 4,274 |
| Salaries and employee benefits | $1,454,000 | 4,253 |
| Premises and equipment expense | $379,000 | 4,051 |
| Additional noninterest expense | $1,010,000 | 4,152 |
| Pre-tax net operating income | $258,000 | 5,257 |
| Securities gains (losses) | $263,000 | 1,000 |
| Applicable income taxes | $98,000 | 3,216 |
| Income before extraordinary items | $423,000 | 4,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 4,585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $423,000 | 4,584 |
| Net charge-offs | $29,000 | 5,343 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $209,970 | 5,317 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 4,302 |
| Total interest expense | $633,000 | 4,064 |
| Net interest income | $2,223,000 | 4,276 |
| Provision for loan and lease losses | $418,000 | 2,548 |
| Total noninterest income | $87,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $29,000 | 6,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,303 |
| Total noninterest expense | $1,988,000 | 4,175 |
| Salaries and employee benefits | $1,030,000 | 4,124 |
| Premises and equipment expense | $249,000 | 4,120 |
| Additional noninterest expense | $709,000 | 4,068 |
| Pre-tax net operating income | $-96,000 | 6,419 |
| Securities gains (losses) | $214,000 | 696 |
| Applicable income taxes | $-20,000 | 6,929 |
| Income before extraordinary items | $138,000 | 5,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 5,426 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $138,000 | 5,427 |
| Net charge-offs | $54,000 | 4,384 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-76,000 | 6,424 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 4,408 |
| Total interest expense | $287,000 | 4,425 |
| Net interest income | $1,094,000 | 4,312 |
| Provision for loan and lease losses | $110,000 | 3,236 |
| Total noninterest income | $43,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $1,131,000 | 3,851 |
| Salaries and employee benefits | $576,000 | 3,853 |
| Premises and equipment expense | $120,000 | 4,272 |
| Additional noninterest expense | $435,000 | 3,541 |
| Pre-tax net operating income | $-104,000 | 6,692 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-70,000 | 7,236 |
| Income before extraordinary items | $-34,000 | 6,541 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-34,000 | 6,541 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-34,000 | 6,541 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-34,000 | 6,529 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 4,921 |
| Total interest expense | $911,000 | 5,434 |
| Net interest income | $3,919,000 | 4,640 |
| Provision for loan and lease losses | $493,000 | 4,153 |
| Total noninterest income | $91,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 6,211 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 6,266 |
| Total noninterest expense | $3,476,000 | 4,614 |
| Salaries and employee benefits | $1,898,000 | 4,382 |
| Premises and equipment expense | $546,000 | 3,970 |
| Additional noninterest expense | $1,032,000 | 5,007 |
| Pre-tax net operating income | $41,000 | 5,652 |
| Securities gains (losses) | $606,000 | 753 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $647,000 | 3,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $647,000 | 3,964 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $647,000 | 3,965 |
| Net charge-offs | $237,000 | 4,582 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 711 |
| Net operating income | $41,000 | 5,698 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 5,059 |
| Total interest expense | $637,000 | 5,744 |
| Net interest income | $2,909,000 | 4,728 |
| Provision for loan and lease losses | $417,000 | 3,843 |
| Total noninterest income | $75,000 | 6,810 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $39,000 | 6,285 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $36,000 | 6,283 |
| Total noninterest expense | $2,587,000 | 4,646 |
| Salaries and employee benefits | $1,421,000 | 4,424 |
| Premises and equipment expense | $422,000 | 3,952 |
| Additional noninterest expense | $744,000 | 5,106 |
| Pre-tax net operating income | $-20,000 | 6,024 |
| Securities gains (losses) | $586,000 | 642 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $566,000 | 3,884 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $566,000 | 3,886 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $566,000 | 3,886 |
| Net charge-offs | $179,000 | 4,337 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 630 |
| Net operating income | $-20,000 | 6,049 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 5,274 |
| Total interest expense | $381,000 | 6,052 |
| Net interest income | $1,835,000 | 4,890 |
| Provision for loan and lease losses | $235,000 | 4,001 |
| Total noninterest income | $55,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 6,184 |
| Total noninterest expense | $1,725,000 | 4,668 |
| Salaries and employee benefits | $955,000 | 4,429 |
| Premises and equipment expense | $290,000 | 3,896 |
| Additional noninterest expense | $480,000 | 5,195 |
| Pre-tax net operating income | $-70,000 | 6,222 |
| Securities gains (losses) | $470,000 | 504 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $400,000 | 3,786 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $400,000 | 3,784 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $400,000 | 3,785 |
| Net charge-offs | $-4,000 | 7,338 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 549 |
| Net operating income | $-70,000 | 6,272 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 5,540 |
| Total interest expense | $156,000 | 6,540 |
| Net interest income | $875,000 | 5,058 |
| Provision for loan and lease losses | $171,000 | 3,201 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $884,000 | 4,643 |
| Salaries and employee benefits | $484,000 | 4,446 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $246,000 | 5,161 |
| Pre-tax net operating income | $-142,000 | 6,741 |
| Securities gains (losses) | $42,000 | 1,216 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-100,000 | 6,754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-100,000 | 6,755 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-100,000 | 6,754 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 496 |
| Net operating income | $-142,000 | 6,797 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 6,005 |
| Total interest expense | $693,000 | 6,704 |
| Net interest income | $2,835,000 | 5,539 |
| Provision for loan and lease losses | $898,000 | 3,668 |
| Total noninterest income | $113,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $40,000 | 6,643 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $73,000 | 6,011 |
| Total noninterest expense | $3,504,000 | 4,713 |
| Salaries and employee benefits | $1,923,000 | 4,483 |
| Premises and equipment expense | $603,000 | 3,859 |
| Additional noninterest expense | $978,000 | 5,297 |
| Pre-tax net operating income | $-1,454,000 | 6,422 |
| Securities gains (losses) | $229,000 | 1,451 |
| Applicable income taxes | $-484,000 | 7,017 |
| Income before extraordinary items | $-741,000 | 6,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-741,000 | 6,223 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-741,000 | 6,223 |
| Net charge-offs | $753,000 | 3,263 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 789 |
| Net operating income | $-887,560 | 6,313 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 6,193 |
| Total interest expense | $511,000 | 6,845 |
| Net interest income | $1,988,000 | 5,721 |
| Provision for loan and lease losses | $489,000 | 3,830 |
| Total noninterest income | $90,000 | 6,941 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $32,000 | 6,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $58,000 | 6,081 |
| Total noninterest expense | $2,627,000 | 4,719 |
| Salaries and employee benefits | $1,469,000 | 4,450 |
| Premises and equipment expense | $449,000 | 3,918 |
| Additional noninterest expense | $709,000 | 5,377 |
| Pre-tax net operating income | $-1,038,000 | 6,673 |
| Securities gains (losses) | $74,000 | 2,038 |
| Applicable income taxes | $-349,000 | 7,240 |
| Income before extraordinary items | $-615,000 | 6,515 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-615,000 | 6,517 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-615,000 | 6,516 |
| Net charge-offs | $80,000 | 5,270 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 712 |
| Net operating income | $-662,360 | 6,545 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 6,378 |
| Total interest expense | $331,000 | 6,999 |
| Net interest income | $1,240,000 | 5,886 |
| Provision for loan and lease losses | $229,000 | 4,150 |
| Total noninterest income | $53,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $33,000 | 6,307 |
| Total noninterest expense | $1,743,000 | 4,791 |
| Salaries and employee benefits | $959,000 | 4,562 |
| Premises and equipment expense | $300,000 | 3,930 |
| Additional noninterest expense | $484,000 | 5,332 |
| Pre-tax net operating income | $-679,000 | 6,787 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-246,000 | 7,362 |
| Income before extraordinary items | $-433,000 | 6,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-433,000 | 6,690 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-433,000 | 6,690 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 685 |
| Net operating income | $-433,000 | 6,665 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,574 |
| Total interest expense | $161,000 | 7,134 |
| Net interest income | $565,000 | 6,112 |
| Provision for loan and lease losses | $107,000 | 3,774 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $904,000 | 4,599 |
| Salaries and employee benefits | $511,000 | 4,390 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $244,000 | 5,009 |
| Pre-tax net operating income | $-418,000 | 7,227 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-152,000 | 7,651 |
| Income before extraordinary items | $-266,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-266,000 | 7,142 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-266,000 | 7,143 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 558 |
| Net operating income | $-266,000 | 7,086 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 7,313 |
| Total interest expense | $476,000 | 7,716 |
| Net interest income | $1,551,000 | 6,945 |
| Provision for loan and lease losses | $607,000 | 3,474 |
| Total noninterest income | $69,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,095 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $53,000 | 6,703 |
| Total noninterest expense | $3,013,000 | 5,100 |
| Salaries and employee benefits | $1,630,000 | 5,075 |
| Premises and equipment expense | $593,000 | 3,974 |
| Additional noninterest expense | $790,000 | 5,502 |
| Pre-tax net operating income | $-2,000,000 | 7,357 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-753,000 | 7,621 |
| Income before extraordinary items | $-1,247,000 | 7,111 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,247,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,270 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 794 |
| Net operating income | $-1,247,000 | 7,222 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 7,559 |
| Total interest expense | $303,000 | 7,930 |
| Net interest income | $1,043,000 | 7,192 |
| Provision for loan and lease losses | $439,000 | 2,949 |
| Total noninterest income | $51,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $11,000 | 7,156 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 6,840 |
| Total noninterest expense | $2,223,000 | 5,142 |
| Salaries and employee benefits | $1,202,000 | 5,148 |
| Premises and equipment expense | $445,000 | 3,976 |
| Additional noninterest expense | $576,000 | 5,536 |
| Pre-tax net operating income | $-1,568,000 | 7,751 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-590,000 | 7,919 |
| Income before extraordinary items | $-978,000 | 7,492 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-978,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,218 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 678 |
| Net operating income | $-978,000 | 7,608 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,755 |
| Total interest expense | $147,000 | 8,167 |
| Net interest income | $662,000 | 7,300 |
| Provision for loan and lease losses | $335,000 | 2,386 |
| Total noninterest income | $35,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $7,000 | 7,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $1,502,000 | 5,119 |
| Salaries and employee benefits | $800,000 | 5,215 |
| Premises and equipment expense | $314,000 | 3,830 |
| Additional noninterest expense | $388,000 | 5,507 |
| Pre-tax net operating income | $-1,140,000 | 7,976 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-422,000 | 8,146 |
| Income before extraordinary items | $-718,000 | 7,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-718,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 607 |
| Net operating income | $-718,000 | 7,826 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 7,908 |
| Total interest expense | $57,000 | 8,293 |
| Net interest income | $317,000 | 7,421 |
| Provision for loan and lease losses | $115,000 | 2,537 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $729,000 | 5,230 |
| Salaries and employee benefits | $388,000 | 5,336 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $179,000 | 5,687 |
| Pre-tax net operating income | $-510,000 | 8,090 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-185,000 | 8,249 |
| Income before extraordinary items | $-325,000 | 8,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-325,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-325,000 | 7,981 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 8,168 |
| Total interest expense | $124,000 | 8,373 |
| Net interest income | $926,000 | 7,839 |
| Provision for loan and lease losses | $63,000 | 5,428 |
| Total noninterest income | $15,000 | 8,275 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,000 | 7,419 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $2,346,000 | 5,786 |
| Salaries and employee benefits | $1,326,000 | 5,686 |
| Premises and equipment expense | $312,000 | 5,686 |
| Additional noninterest expense | $708,000 | 5,701 |
| Pre-tax net operating income | $-1,468,000 | 8,186 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-295,000 | 8,208 |
| Income before extraordinary items | $-1,173,000 | 8,156 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,173,000 | 8,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $16,000,000 | 113 |
| Net operating income | $-1,173,000 | 8,146 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $731,000 | 8,261 |
| Total interest expense | $64,000 | 8,442 |
| Net interest income | $667,000 | 7,933 |
| Provision for loan and lease losses | $19,000 | 5,891 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,598,000 | 6,029 |
| Salaries and employee benefits | $946,000 | 5,814 |
| Premises and equipment expense | $149,000 | 6,738 |
| Additional noninterest expense | $503,000 | 5,803 |
| Pre-tax net operating income | $-950,000 | 8,280 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-950,000 | 8,320 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-950,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $16,000,000 | 81 |
| Net operating income | $-950,000 | 8,311 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.