Home > Northrim Bank > Net charge- offs to loans
Northrim Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 3,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4148% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4148% | 1,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 3,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 3,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2885% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2885% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 3,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4581% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4581% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 4,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0689% | 4,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0777% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0777% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0759% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0446% | 4,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2479% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0688% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0688% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0944% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 4,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3001% | 4,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0913% | 1,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 4,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 4,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0448% | 3,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0448% | 3,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0433% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 4,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2573% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0856% | 4,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0856% | 3,980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 4,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2012% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2675% | 4,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2675% | 4,409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0498% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0498% | 3,904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 4,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0184% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0730% | 3,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0730% | 3,921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 3,706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1414% | 4,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1414% | 4,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1753% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1753% | 2,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 4,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3872% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3368% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3368% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0324% | 4,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1522% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6619% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6619% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0686% | 4,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 4,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0721% | 4,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2061% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0708% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0708% | 2,924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0799% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0718% | 4,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0893% | 4,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2435% | 4,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0374% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0374% | 4,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1018% | 4,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0571% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1303% | 5,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0637% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0277% | 4,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0277% | 4,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0584% | 4,916 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 3,780 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0585% | 4,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0782% | 3,810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4697% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9489% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9489% | 768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0725% | 3,830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4211% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3593% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3593% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0568% | 3,833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1500% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6678% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8474% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8474% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3949% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3196% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3588% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3069% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5577% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5577% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0728% | 4,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5232% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4930% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4930% | 1,630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1833% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0712% | 4,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7117% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2530% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2530% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,953 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0708% | 4,030 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2735% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3994% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3994% | 1,620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0318% | 5,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 5,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3191% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7864% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7864% | 930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 5,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0480% | 4,095 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 5,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1247% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0742% | 3,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6243% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0614% | 5,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0417% | 4,086 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0641% | 5,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1332% | 5,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1014% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1047% | 5,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0452% | 4,126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1137% | 5,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2233% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0208% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0208% | 2,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0253% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2606% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 5,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 4,103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 5,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3662% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0411% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0411% | 2,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8115% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 3,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0475% | 4,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1509% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0551% | 3,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0551% | 3,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1857% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0436% | 4,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0120% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0120% | 3,235 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0431% | 5,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 4,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 4,937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 4,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,892 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0527% | 5,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0527% | 5,035 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0494% | 5,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.0485% | 5,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2737% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0347% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3099% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0334% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0351% | 5,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0351% | 4,960 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0690% | 5,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0432% | 5,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0585% | 5,947 |
| Percentage Net Loans Charged-off:Construction & development | -0.5542% | 5,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0358% | 1,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0565% | 4,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2174% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2174% | 2,638 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0429% | 5,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1310% | 6,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1148% | 6,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.7765% | 5,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1975% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0639% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1995% | 5,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1313% | 2,817 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0342% | 5,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1533% | 6,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1908% | 6,345 |
| Percentage Net Loans Charged-off:Construction & development | -1.3095% | 5,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1963% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0602% | 4,571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2507% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0628% | 5,127 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1715% | 5,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1715% | 5,674 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0387% | 5,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 5,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0576% | 5,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 5,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0896% | 4,656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5275% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1312% | 5,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1312% | 5,471 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0393% | 5,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0468% | 6,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0664% | 6,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.1053% | 5,587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1273% | 6,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4377% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8250% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 4,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0172% | 4,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0172% | 4,019 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0286% | 5,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1329% | 6,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1598% | 6,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0994% | 5,639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1735% | 6,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1837% | 6,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0655% | 4,801 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2062% | 6,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 5,579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0696% | 5,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0696% | 5,677 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0270% | 5,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 6,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.1063% | 5,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2726% | 6,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0760% | 4,806 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3090% | 6,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1076% | 5,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1076% | 5,667 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0199% | 5,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0446% | 6,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 5,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.1089% | 5,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0509% | 4,777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1247% | 1,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1432% | 5,795 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1512% | 5,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1512% | 5,747 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 5,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2001% | 6,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 6,688 |
| Percentage Net Loans Charged-off:Construction & development | -0.0848% | 6,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 3,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1519% | 6,828 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4738% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3781% | 6,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6835% | 6,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1496% | 6,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1496% | 6,305 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 5,851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2445% | 7,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 4,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0786% | 6,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 2,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5038% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5666% | 871 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4956% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1066% | 6,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1718% | 6,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1718% | 6,295 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 5,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 6,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 2,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8377% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1042% | 5,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9661% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0716% | 5,912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1823% | 6,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1823% | 6,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0055% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 3,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2217% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 6,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7293% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0530% | 5,096 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9684% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1474% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1474% | 5,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0435% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 6,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0758% | 7,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 6,365 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0585% | 6,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4549% | 767 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3348% | 7,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0861% | 5,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3775% | 7,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1217% | 3,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0361% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0357% | 4,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1357% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 6,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1283% | 7,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.1493% | 6,495 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0748% | 7,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6137% | 598 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5881% | 7,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0964% | 5,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6831% | 7,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2921% | 2,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1184% | 4,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1165% | 3,830 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1834% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0206% | 6,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1794% | 7,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.1863% | 6,527 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1056% | 7,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9305% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8438% | 7,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0949% | 5,329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9867% | 7,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3604% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4184% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4080% | 2,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2795% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4880% | 76 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1081% | 7,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4345% | 7,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.3002% | 6,606 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1962% | 7,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2059% | 7,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0934% | 5,346 |
| All other 1-4 family - Percent of loans charged-off, net | -2.6008% | 7,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8451% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7584% | 7,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7288% | 7,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9492% | 44 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6464% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6924% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 2.4969% | 1,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1529% | 2,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3409% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8028% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2566% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6105% | 3,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1425% | 4,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3183% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6109% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.9153% | 2,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3346% | 2,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7651% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4041% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6490% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5585% | 7,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7654% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4389% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6790% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 1.3396% | 1,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2743% | 1,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0728% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6094% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7715% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2665% | 7,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2729% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2671% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4819% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 2.0770% | 1,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 7,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8518% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6550% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6804% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4134% | 7,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6111% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0051% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0477% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 2.0556% | 2,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4255% | 1,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9893% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8961% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2009% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9965% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0375% | 7,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8346% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9250% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 1.9818% | 1,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4984% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6574% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7816% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5870% | 2,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9478% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9234% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1673% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 2.3265% | 1,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7486% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4515% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5348% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4607% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5228% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7893% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 2.1765% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 7,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6378% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7555% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1235% | 7,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6436% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8507% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6510% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.5188% | 1,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5693% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5196% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7767% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3947% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6863% | 3,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7107% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5891% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.5055% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3734% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7502% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0383% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0734% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1565% | 7,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5395% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3262% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.7466% | 876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1886% | 8,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2193% | 8,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1269% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1631% | 7,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4868% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 2,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.1524% | 903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1592% | 8,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1849% | 8,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7018% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2342% | 7,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8631% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8900% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 1.4589% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6753% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9271% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3629% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4828% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1885% | 962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 7,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4548% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2159% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5863% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5817% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2917% | 530 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 7,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6941% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3082% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9475% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4047% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0869% | 8,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1924% | 8,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6660% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1811% | 7,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1078% | 8,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0756% | 8,158 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6127% | 6,297 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8298% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7109% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0330% | 7,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0558% | 8,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0970% | 8,233 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1684% | 6,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 6,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0970% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 7,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 8,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0241% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9338% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0619% | 7,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 8,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0586% | 8,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 7,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1478% | 7,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0642% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 8,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0434% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0770% | 8,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 7,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 7,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7171% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2392% | 4,879 |
| Percentage Net Loans Charged-off: Credit card loans | -32.9670% | 2,201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 5,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 8,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 7,760 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0981% | 8,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1799% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4526% | 3,305 |
| Percentage Net Loans Charged-off: Credit card loans | -29.3040% | 2,187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 7,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0909% | 8,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 7,751 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1403% | 8,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2116% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2608% | 3,868 |
| Percentage Net Loans Charged-off: Credit card loans | -26.3736% | 2,171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 8,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0740% | 7,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1511% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3461% | 7,968 |
| Percentage Net Loans Charged-off: Credit card loans | -11.7216% | 2,150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 3,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | -0.1323% | 7,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0955% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2776% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3485% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5111% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2592% | 5,104 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7199% | 2,550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0196% | 1,586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.1745% | 7,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3661% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4537% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3602% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4503% | 3,631 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2124% | 2,490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 7,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5484% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6649% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5803% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1057% | 5,121 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5484% | 2,595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 8,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0636% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2722% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6406% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6794% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4043% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 8,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0355% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0235% | 8,520 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2722% | 6,531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2911% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6687% | 3,492 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0169% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3080% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.1249% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 8,602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3561% | 6,517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1631% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5956% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7147% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 8,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.1182% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0491% | 8,675 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3746% | 6,455 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2277% | 8,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2682% | 8,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8073% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3852% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8587% | 1,066 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 4,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 8,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3388% | 6,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2928% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1331% | 8,054 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0904% | 2,684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3614% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0778% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 8,627 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2704% | 6,589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3360% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7595% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3788% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2179% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.3114% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0883% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4577% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4999% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5109% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2205% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0079% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2843% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4568% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9066% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7573% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 6,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1901% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4846% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6942% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1998% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8141% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6724% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 3,759 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 8,826 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |