Home > Northeast Georgia Bank > Income and Expense

Northeast Georgia Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,795,0001,448
Total interest expense$3,083,0002,580
Net interest income$25,712,0001,171
Provision for loan and lease losses$472,0001,335
Total noninterest income$2,690,0001,742
Gross Fiduciary activities income$0981
Service charges on deposit accounts$820,0001,172
Trading account gains and feesNANA
Additional Noninterest Income$1,870,0001,667
Total noninterest expense$12,055,0001,805
Salaries and employee benefits$6,758,0001,806
Premises and equipment expense$1,528,0001,517
Additional noninterest expense$1,870,0001,667
Pre-tax net operating income$15,875,000817
Securities gains (losses)$0988
Applicable income taxes$840,0001,550
Income before extraordinary items$15,035,000740
Extraordinary gains, net$054
Net income$15,035,000751
Minority interest net income$088
Net income of bank and minority interests.$15,035,000743
Net charge-offs$47,0001,832
Cash dividends$6,500,000654
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,035,000747
2023-09-30 (YTD Data)Rank
Total interest income$21,029,0001,440
Total interest expense$1,893,0002,705
Net interest income$19,136,0001,195
Provision for loan and lease losses$264,0001,451
Total noninterest income$2,025,0001,725
Gross Fiduciary activities income$0950
Service charges on deposit accounts$600,0001,183
Trading account gains and feesNANA
Additional Noninterest Income$1,425,0001,654
Total noninterest expense$9,496,0001,736
Salaries and employee benefits$5,087,0001,806
Premises and equipment expense$1,176,0001,482
Additional noninterest expense$1,425,0001,654
Pre-tax net operating income$11,401,000872
Securities gains (losses)$0849
Applicable income taxes$594,0001,631
Income before extraordinary items$10,807,000774
Extraordinary gains, net$052
Net income$10,807,000778
Minority interest net income$081
Net income of bank and minority interests.$10,807,000774
Net charge-offs$36,0001,622
Cash dividends$6,500,000492
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,807,000793
2023-06-30 (YTD Data)Rank
Total interest income$13,768,0001,435
Total interest expense$919,0002,891
Net interest income$12,849,0001,197
Provision for loan and lease losses$167,0001,465
Total noninterest income$1,341,0001,666
Gross Fiduciary activities income$0931
Service charges on deposit accounts$390,0001,200
Trading account gains and feesNANA
Additional Noninterest Income$951,0001,583
Total noninterest expense$6,315,0001,733
Salaries and employee benefits$3,312,0001,836
Premises and equipment expense$779,0001,487
Additional noninterest expense$951,0001,581
Pre-tax net operating income$7,708,000879
Securities gains (losses)$0938
Applicable income taxes$382,0001,679
Income before extraordinary items$7,326,000765
Extraordinary gains, net$051
Net income$7,326,000777
Minority interest net income$081
Net income of bank and minority interests.$7,326,000765
Net charge-offs$26,0001,438
Cash dividends$6,500,000369
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,326,000773
2022-12-31 (YTD Data)Rank
Total interest income$19,669,0001,603
Total interest expense$507,0003,226
Net interest income$19,162,0001,489
Provision for loan and lease losses$495,0001,235
Total noninterest income$2,708,0001,737
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$819,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$1,889,0001,678
Total noninterest expense$11,117,0001,867
Salaries and employee benefits$6,211,0001,910
Premises and equipment expense$1,444,0001,571
Additional noninterest expense$1,889,0001,678
Pre-tax net operating income$10,258,0001,258
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$10,258,0001,087
Extraordinary gains, net$05
Net income$10,258,0001,086
Minority interest net income$063
Net income of bank and minority interests.$10,258,0001,087
Net charge-offs$50,0001,537
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,258,0001,106
2022-09-30 (YTD Data)Rank
Total interest income$13,485,0001,665
Total interest expense$388,0002,978
Net interest income$13,097,0001,581
Provision for loan and lease losses$339,0001,180
Total noninterest income$2,107,0001,718
Gross Fiduciary activities income$0968
Service charges on deposit accounts$604,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$1,503,0001,649
Total noninterest expense$8,734,0001,814
Salaries and employee benefits$4,639,0001,903
Premises and equipment expense$1,115,0001,547
Additional noninterest expense$1,503,0001,649
Pre-tax net operating income$6,131,0001,464
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,131,0001,264
Extraordinary gains, net$04
Net income$6,131,0001,263
Minority interest net income$057
Net income of bank and minority interests.$6,131,0001,264
Net charge-offs$35,0001,370
Cash dividends$2,000,0001,122
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,131,0001,290
2022-06-30 (YTD Data)Rank
Total interest income$8,199,0001,725
Total interest expense$262,0002,842
Net interest income$7,937,0001,673
Provision for loan and lease losses$182,0001,176
Total noninterest income$1,341,0001,754
Gross Fiduciary activities income$0925
Service charges on deposit accounts$387,0001,225
Trading account gains and feesNANA
Additional Noninterest Income$954,0001,720
Total noninterest expense$5,763,0001,815
Salaries and employee benefits$3,073,0001,905
Premises and equipment expense$747,0001,549
Additional noninterest expense$1,943,0001,638
Pre-tax net operating income$3,333,0001,610
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,333,0001,405
Extraordinary gains, net$04
Net income$3,333,0001,404
Minority interest net income$060
Net income of bank and minority interests.$3,333,0001,405
Net charge-offs$17,0001,382
Cash dividends$2,000,000829
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,333,0001,442
2022-03-31 (YTD Data)Rank
Total interest income$3,921,0001,748
Total interest expense$133,0002,798
Net interest income$3,788,0001,688
Provision for loan and lease losses$36,0001,505
Total noninterest income$666,0001,764
Gross Fiduciary activities income$0892
Service charges on deposit accounts$193,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$473,0001,725
Total noninterest expense$2,919,0001,787
Salaries and employee benefits$1,561,0001,880
Premises and equipment expense$374,0001,567
Additional noninterest expense$984,0001,592
Pre-tax net operating income$1,499,0001,638
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,499,0001,461
Extraordinary gains, net$04
Net income$1,499,0001,461
Minority interest net income$050
Net income of bank and minority interests.$1,499,0001,461
Net charge-offs$2,0001,559
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,499,0001,476
2021-12-31 (YTD Data)Rank
Total interest income$15,747,0001,796
Total interest expense$644,0002,812
Net interest income$15,103,0001,717
Provision for loan and lease losses$176,0001,842
Total noninterest income$3,219,0001,714
Gross Fiduciary activities income$0994
Service charges on deposit accounts$733,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$2,486,0001,687
Total noninterest expense$15,317,0001,422
Salaries and employee benefits$6,452,0001,826
Premises and equipment expense$1,513,0001,506
Additional noninterest expense$7,352,000997
Pre-tax net operating income$2,829,0002,751
Securities gains (losses)$2,0001,964
Applicable income taxes$03,710
Income before extraordinary items$2,831,0002,616
Extraordinary gains, net$010
Net income$2,831,0002,617
Minority interest net income$074
Net income of bank and minority interests.$2,831,0002,617
Net charge-offs$33,0001,866
Cash dividends$4,100,000924
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,829,0002,599
2021-09-30 (YTD Data)Rank
Total interest income$11,695,0001,833
Total interest expense$508,0002,845
Net interest income$11,187,0001,756
Provision for loan and lease losses$120,0001,843
Total noninterest income$2,483,0001,737
Gross Fiduciary activities income$0957
Service charges on deposit accounts$528,0001,239
Trading account gains and feesNANA
Additional Noninterest Income$1,955,0001,695
Total noninterest expense$13,436,0001,267
Salaries and employee benefits$4,809,0001,843
Premises and equipment expense$1,146,0001,520
Additional noninterest expense$7,481,000772
Pre-tax net operating income$114,0004,622
Securities gains (losses)$2,0001,903
Applicable income taxes$03,719
Income before extraordinary items$116,0004,621
Extraordinary gains, net$08
Net income$116,0004,621
Minority interest net income$069
Net income of bank and minority interests.$116,0004,621
Net charge-offs$24,0001,666
Cash dividends$4,100,000676
Sale, conversion, retirement of capital stock, net$0543
Net operating income$114,0004,607
2021-06-30 (YTD Data)Rank
Total interest income$7,596,0001,874
Total interest expense$357,0002,842
Net interest income$7,239,0001,786
Provision for loan and lease losses$89,0001,815
Total noninterest income$1,755,0001,643
Gross Fiduciary activities income$0951
Service charges on deposit accounts$332,0001,263
Trading account gains and feesNANA
Additional Noninterest Income$1,423,0001,562
Total noninterest expense$8,829,0001,272
Salaries and employee benefits$3,250,0001,816
Premises and equipment expense$780,0001,492
Additional noninterest expense$4,799,000795
Pre-tax net operating income$76,0004,646
Securities gains (losses)$2,0001,698
Applicable income taxes$03,702
Income before extraordinary items$78,0004,645
Extraordinary gains, net$06
Net income$78,0004,645
Minority interest net income$067
Net income of bank and minority interests.$78,0004,645
Net charge-offs$19,0001,524
Cash dividends$4,100,000495
Sale, conversion, retirement of capital stock, net$0517
Net operating income$76,0004,632
2021-03-31 (YTD Data)Rank
Total interest income$3,794,0001,868
Total interest expense$192,0002,807
Net interest income$3,602,0001,782
Provision for loan and lease losses$35,0001,935
Total noninterest income$1,003,0001,511
Gross Fiduciary activities income$0922
Service charges on deposit accounts$166,0001,261
Trading account gains and feesNANA
Additional Noninterest Income$837,0001,426
Total noninterest expense$4,544,0001,229
Salaries and employee benefits$1,643,0001,781
Premises and equipment expense$398,0001,490
Additional noninterest expense$2,503,000747
Pre-tax net operating income$26,0004,694
Securities gains (losses)$2,0001,277
Applicable income taxes$03,613
Income before extraordinary items$28,0004,685
Extraordinary gains, net$03
Net income$28,0004,685
Minority interest net income$055
Net income of bank and minority interests.$28,0004,685
Net charge-offs$13,0001,286
Cash dividends$4,100,000270
Sale, conversion, retirement of capital stock, net$0482
Net operating income$26,0004,682
2020-12-31 (YTD Data)Rank
Total interest income$16,035,0001,789
Total interest expense$1,416,0002,471
Net interest income$14,619,0001,683
Provision for loan and lease losses$274,0002,781
Total noninterest income$3,352,0001,621
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$802,0001,136
Trading account gains and feesNANA
Additional Noninterest Income$2,550,0001,571
Total noninterest expense$11,009,0001,819
Salaries and employee benefits$6,385,0001,811
Premises and equipment expense$1,545,0001,482
Additional noninterest expense$3,079,0001,874
Pre-tax net operating income$6,688,0001,425
Securities gains (losses)$190,0001,057
Applicable income taxes$03,697
Income before extraordinary items$6,878,0001,280
Extraordinary gains, net$04
Net income$6,878,0001,281
Minority interest net income$072
Net income of bank and minority interests.$6,878,0001,281
Net charge-offs$97,0002,032
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,688,0001,267
2020-09-30 (YTD Data)Rank
Total interest income$12,065,0001,796
Total interest expense$1,183,0002,398
Net interest income$10,882,0001,690
Provision for loan and lease losses$218,0002,694
Total noninterest income$2,171,0001,718
Gross Fiduciary activities income$0981
Service charges on deposit accounts$593,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$1,578,0001,692
Total noninterest expense$8,480,0001,760
Salaries and employee benefits$4,773,0001,785
Premises and equipment expense$1,188,0001,452
Additional noninterest expense$2,519,0001,735
Pre-tax net operating income$4,355,0001,569
Securities gains (losses)$190,000911
Applicable income taxes$03,696
Income before extraordinary items$4,545,0001,363
Extraordinary gains, net$04
Net income$4,545,0001,364
Minority interest net income$065
Net income of bank and minority interests.$4,545,0001,364
Net charge-offs$113,0001,584
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,355,0001,366
2020-06-30 (YTD Data)Rank
Total interest income$8,022,0001,824
Total interest expense$877,0002,354
Net interest income$7,145,0001,709
Provision for loan and lease losses$137,0002,738
Total noninterest income$1,454,0001,654
Gross Fiduciary activities income$0970
Service charges on deposit accounts$406,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$1,048,0001,625
Total noninterest expense$5,626,0001,769
Salaries and employee benefits$3,182,0001,793
Premises and equipment expense$798,0001,431
Additional noninterest expense$1,646,0001,753
Pre-tax net operating income$2,836,0001,529
Securities gains (losses)$190,000722
Applicable income taxes$03,655
Income before extraordinary items$3,026,0001,299
Extraordinary gains, net$04
Net income$3,026,0001,299
Minority interest net income$065
Net income of bank and minority interests.$3,026,0001,299
Net charge-offs$97,0001,374
Cash dividends$5,000,000428
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,836,0001,331
2020-03-31 (YTD Data)Rank
Total interest income$4,234,0001,730
Total interest expense$470,0002,384
Net interest income$3,764,0001,594
Provision for loan and lease losses$33,0002,789
Total noninterest income$716,0001,571
Gross Fiduciary activities income$0941
Service charges on deposit accounts$249,0001,117
Trading account gains and feesNANA
Additional Noninterest Income$467,0001,589
Total noninterest expense$2,835,0001,766
Salaries and employee benefits$1,590,0001,799
Premises and equipment expense$401,0001,438
Additional noninterest expense$844,0001,749
Pre-tax net operating income$1,612,0001,252
Securities gains (losses)$6,0001,418
Applicable income taxes$03,513
Income before extraordinary items$1,618,0001,116
Extraordinary gains, net$04
Net income$1,618,0001,115
Minority interest net income$056
Net income of bank and minority interests.$1,618,0001,116
Net charge-offs$58,0001,140
Cash dividends$5,000,000293
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,612,0001,098
2019-12-31 (YTD Data)Rank
Total interest income$17,317,0001,711
Total interest expense$1,881,0002,440
Net interest income$15,436,0001,548
Provision for loan and lease losses$82,0003,078
Total noninterest income$3,620,0001,409
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,044,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$2,576,0001,320
Total noninterest expense$10,657,0001,823
Salaries and employee benefits$5,916,0001,869
Premises and equipment expense$1,601,0001,427
Additional noninterest expense$3,140,0001,846
Pre-tax net operating income$8,317,0001,207
Securities gains (losses)$72,0001,093
Applicable income taxes$03,859
Income before extraordinary items$8,389,0001,075
Extraordinary gains, net$011
Net income$8,389,0001,077
Minority interest net income$076
Net income of bank and minority interests.$8,389,0001,077
Net charge-offs$106,0002,170
Cash dividends$4,450,000878
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,317,0001,059
2019-09-30 (YTD Data)Rank
Total interest income$13,012,0001,729
Total interest expense$1,381,0002,483
Net interest income$11,631,0001,563
Provision for loan and lease losses$48,0003,124
Total noninterest income$2,895,0001,334
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$773,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$2,122,0001,239
Total noninterest expense$8,308,0001,765
Salaries and employee benefits$4,414,0001,873
Premises and equipment expense$1,247,0001,384
Additional noninterest expense$2,647,0001,661
Pre-tax net operating income$6,170,0001,233
Securities gains (losses)$72,000927
Applicable income taxes$03,902
Income before extraordinary items$6,242,0001,104
Extraordinary gains, net$011
Net income$6,242,0001,105
Minority interest net income$072
Net income of bank and minority interests.$6,242,0001,105
Net charge-offs$88,0001,844
Cash dividends$4,450,000669
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,170,0001,087
2019-06-30 (YTD Data)Rank
Total interest income$8,667,0001,731
Total interest expense$887,0002,527
Net interest income$7,780,0001,566
Provision for loan and lease losses$40,0002,926
Total noninterest income$1,429,0001,578
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$510,0001,119
Trading account gains and feesNANA
Additional Noninterest Income$919,0001,564
Total noninterest expense$5,444,0001,797
Salaries and employee benefits$2,898,0001,903
Premises and equipment expense$803,0001,436
Additional noninterest expense$1,743,0001,693
Pre-tax net operating income$3,725,0001,310
Securities gains (losses)$30,000900
Applicable income taxes$03,901
Income before extraordinary items$3,755,0001,165
Extraordinary gains, net$011
Net income$3,755,0001,165
Minority interest net income$069
Net income of bank and minority interests.$3,755,0001,165
Net charge-offs$88,0001,481
Cash dividends$4,450,000487
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,725,0001,152
2019-03-31 (YTD Data)Rank
Total interest income$4,243,0001,762
Total interest expense$436,0002,508
Net interest income$3,807,0001,600
Provision for loan and lease losses$32,0002,376
Total noninterest income$720,0001,533
Gross Fiduciary activities income$0972
Service charges on deposit accounts$254,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$466,0001,515
Total noninterest expense$2,721,0001,795
Salaries and employee benefits$1,448,0001,917
Premises and equipment expense$408,0001,432
Additional noninterest expense$865,0001,699
Pre-tax net operating income$1,774,0001,331
Securities gains (losses)$5,000841
Applicable income taxes$03,800
Income before extraordinary items$1,779,0001,196
Extraordinary gains, net$05
Net income$1,779,0001,195
Minority interest net income$052
Net income of bank and minority interests.$1,779,0001,195
Net charge-offs$37,0001,372
Cash dividends$4,450,000294
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,774,0001,173
2018-12-31 (YTD Data)Rank
Total interest income$16,622,0001,701
Total interest expense$1,137,0002,748
Net interest income$15,485,0001,557
Provision for loan and lease losses$413,0001,639
Total noninterest income$2,795,0001,624
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,104,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$1,691,0001,667
Total noninterest expense$10,456,0001,830
Salaries and employee benefits$5,792,0001,871
Premises and equipment expense$1,582,0001,426
Additional noninterest expense$3,082,0001,873
Pre-tax net operating income$7,411,0001,295
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$7,411,0001,159
Extraordinary gains, net$06
Net income$7,411,0001,158
Minority interest net income$072
Net income of bank and minority interests.$7,411,0001,158
Net charge-offs$379,0001,148
Cash dividends$3,550,000957
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,411,0001,156
2018-09-30 (YTD Data)Rank
Total interest income$12,359,0001,697
Total interest expense$736,0002,880
Net interest income$11,623,0001,552
Provision for loan and lease losses$354,0001,437
Total noninterest income$2,076,0001,655
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$819,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$1,257,0001,691
Total noninterest expense$8,107,0001,779
Salaries and employee benefits$4,295,0001,884
Premises and equipment expense$1,232,0001,387
Additional noninterest expense$2,580,0001,697
Pre-tax net operating income$5,238,0001,367
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,238,0001,221
Extraordinary gains, net$05
Net income$5,238,0001,220
Minority interest net income$066
Net income of bank and minority interests.$5,238,0001,220
Net charge-offs$363,000886
Cash dividends$3,550,000706
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,238,0001,219
2018-06-30 (YTD Data)Rank
Total interest income$8,202,0001,692
Total interest expense$440,0002,988
Net interest income$7,762,0001,537
Provision for loan and lease losses$320,0001,120
Total noninterest income$1,376,0001,652
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$534,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$842,0001,685
Total noninterest expense$5,432,0001,780
Salaries and employee benefits$2,884,0001,886
Premises and equipment expense$824,0001,401
Additional noninterest expense$1,724,0001,708
Pre-tax net operating income$3,386,0001,380
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,386,0001,232
Extraordinary gains, net$06
Net income$3,386,0001,231
Minority interest net income$065
Net income of bank and minority interests.$3,386,0001,231
Net charge-offs$85,0001,415
Cash dividends$3,550,000505
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,386,0001,225
2018-03-31 (YTD Data)Rank
Total interest income$4,201,0001,640
Total interest expense$224,0002,906
Net interest income$3,977,0001,506
Provision for loan and lease losses$312,000659
Total noninterest income$676,0001,669
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$265,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$411,0001,685
Total noninterest expense$2,734,0001,786
Salaries and employee benefits$1,470,0001,875
Premises and equipment expense$413,0001,414
Additional noninterest expense$851,0001,721
Pre-tax net operating income$1,607,0001,411
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,607,0001,263
Extraordinary gains, net$07
Net income$1,607,0001,263
Minority interest net income$052
Net income of bank and minority interests.$1,607,0001,263
Net charge-offs$35,0001,373
Cash dividends$3,550,000270
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,607,0001,252
2017-12-31 (YTD Data)Rank
Total interest income$14,416,0001,836
Total interest expense$969,0002,594
Net interest income$13,447,0001,733
Provision for loan and lease losses$-568,0005,540
Total noninterest income$2,004,0002,022
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,113,0001,083
Trading account gains and feesNANA
Additional Noninterest Income$891,0002,430
Total noninterest expense$10,363,0001,852
Salaries and employee benefits$5,664,0001,899
Premises and equipment expense$1,547,0001,480
Additional noninterest expense$3,152,0001,857
Pre-tax net operating income$5,656,0001,551
Securities gains (losses)$15,0001,438
Applicable income taxes$04,135
Income before extraordinary items$5,671,0001,228
Extraordinary gains, net$09
Net income$5,671,0001,228
Minority interest net income$076
Net income of bank and minority interests.$5,671,0001,228
Net charge-offs$240,0001,674
Cash dividends$3,300,000955
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,656,0001,212
2017-09-30 (YTD Data)Rank
Total interest income$10,657,0001,858
Total interest expense$737,0002,560
Net interest income$9,920,0001,759
Provision for loan and lease losses$-576,0005,644
Total noninterest income$1,319,0002,220
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$839,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$480,0002,861
Total noninterest expense$8,077,0001,794
Salaries and employee benefits$4,257,0001,899
Premises and equipment expense$1,189,0001,442
Additional noninterest expense$2,631,0001,705
Pre-tax net operating income$3,738,0001,739
Securities gains (losses)$17,0001,393
Applicable income taxes$04,172
Income before extraordinary items$3,755,0001,449
Extraordinary gains, net$09
Net income$3,755,0001,448
Minority interest net income$071
Net income of bank and minority interests.$3,755,0001,449
Net charge-offs$208,0001,368
Cash dividends$3,300,000716
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,738,0001,436
2017-06-30 (YTD Data)Rank
Total interest income$6,885,0001,892
Total interest expense$501,0002,488
Net interest income$6,384,0001,804
Provision for loan and lease losses$-585,0005,712
Total noninterest income$688,0002,526
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$555,0001,081
Trading account gains and feesNANA
Additional Noninterest Income$133,0003,995
Total noninterest expense$5,389,0001,791
Salaries and employee benefits$2,829,0001,910
Premises and equipment expense$776,0001,484
Additional noninterest expense$1,784,0001,671
Pre-tax net operating income$2,268,0001,844
Securities gains (losses)$17,0001,054
Applicable income taxes$04,189
Income before extraordinary items$2,285,0001,530
Extraordinary gains, net$011
Net income$2,285,0001,530
Minority interest net income$071
Net income of bank and minority interests.$2,285,0001,530
Net charge-offs$189,0001,090
Cash dividends$3,300,000500
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,268,0001,525
2017-03-31 (YTD Data)Rank
Total interest income$3,398,0001,907
Total interest expense$254,0002,428
Net interest income$3,144,0001,823
Provision for loan and lease losses$8,0003,248
Total noninterest income$717,0001,636
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$284,0001,051
Trading account gains and feesNANA
Additional Noninterest Income$433,0001,671
Total noninterest expense$2,693,0001,801
Salaries and employee benefits$1,422,0001,938
Premises and equipment expense$380,0001,534
Additional noninterest expense$891,0001,669
Pre-tax net operating income$1,160,0001,765
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,160,0001,498
Extraordinary gains, net$08
Net income$1,160,0001,498
Minority interest net income$055
Net income of bank and minority interests.$1,160,0001,498
Net charge-offs$182,000639
Cash dividends$3,300,000268
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,160,0001,479
2016-12-31 (YTD Data)Rank
Total interest income$13,296,0001,895
Total interest expense$1,066,0002,308
Net interest income$12,230,0001,832
Provision for loan and lease losses$34,0003,845
Total noninterest income$3,056,0001,624
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,200,0001,019
Trading account gains and fees$0170
Additional Noninterest Income$1,856,0001,665
Total noninterest expense$10,281,0001,856
Salaries and employee benefits$5,395,0001,969
Premises and equipment expense$1,546,0001,479
Additional noninterest expense$3,340,0001,796
Pre-tax net operating income$4,971,0001,631
Securities gains (losses)$11,0002,627
Applicable income taxes$04,278
Income before extraordinary items$4,982,0001,395
Extraordinary gains, net$05
Net income$4,982,0001,394
Minority interest net income$082
Net income of bank and minority interests.$4,982,0001,394
Net charge-offs$51,0003,135
Cash dividends$2,971,0001,038
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,971,0001,366
2016-09-30 (YTD Data)Rank
Total interest income$9,986,0001,902
Total interest expense$806,0002,305
Net interest income$9,180,0001,833
Provision for loan and lease losses$25,0003,735
Total noninterest income$2,409,0001,568
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$890,0001,031
Trading account gains and fees$0169
Additional Noninterest Income$1,519,0001,580
Total noninterest expense$7,804,0001,833
Salaries and employee benefits$3,975,0001,996
Premises and equipment expense$1,202,0001,430
Additional noninterest expense$2,627,0001,716
Pre-tax net operating income$3,760,0001,631
Securities gains (losses)$11,0002,550
Applicable income taxes$04,325
Income before extraordinary items$3,771,0001,406
Extraordinary gains, net$05
Net income$3,771,0001,406
Minority interest net income$071
Net income of bank and minority interests.$3,771,0001,406
Net charge-offs$50,0002,587
Cash dividends$2,971,000783
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,760,0001,367
2016-06-30 (YTD Data)Rank
Total interest income$6,659,0001,895
Total interest expense$543,0002,296
Net interest income$6,116,0001,843
Provision for loan and lease losses$16,0003,625
Total noninterest income$1,722,0001,468
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$581,0001,038
Trading account gains and fees$0157
Additional Noninterest Income$1,141,0001,417
Total noninterest expense$5,101,0001,880
Salaries and employee benefits$2,590,0002,040
Premises and equipment expense$787,0001,451
Additional noninterest expense$1,724,0001,759
Pre-tax net operating income$2,721,0001,522
Securities gains (losses)$7,0002,354
Applicable income taxes$04,338
Income before extraordinary items$2,728,0001,305
Extraordinary gains, net$016
Net income$2,728,0001,305
Minority interest net income$071
Net income of bank and minority interests.$2,728,0001,306
Net charge-offs$25,0002,619
Cash dividends$2,971,000573
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,721,0001,263
2016-03-31 (YTD Data)Rank
Total interest income$3,333,0001,897
Total interest expense$275,0002,278
Net interest income$3,058,0001,840
Provision for loan and lease losses$8,0003,360
Total noninterest income$1,052,0001,257
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$296,0001,012
Trading account gains and fees$0142
Additional Noninterest Income$756,0001,141
Total noninterest expense$2,593,0001,854
Salaries and employee benefits$1,314,0002,027
Premises and equipment expense$398,0001,453
Additional noninterest expense$881,0001,718
Pre-tax net operating income$1,509,0001,398
Securities gains (losses)$7,0001,613
Applicable income taxes$04,259
Income before extraordinary items$1,516,0001,170
Extraordinary gains, net$012
Net income$1,516,0001,171
Minority interest net income$062
Net income of bank and minority interests.$1,516,0001,171
Net charge-offs$21,0001,949
Cash dividends$2,221,000396
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,509,0001,143
2015-12-31 (YTD Data)Rank
Total interest income$12,795,0001,920
Total interest expense$1,100,0002,265
Net interest income$11,695,0001,863
Provision for loan and lease losses$-1,113,0006,060
Total noninterest income$1,558,0002,432
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,210,0001,035
Trading account gains and fees$0159
Additional Noninterest Income$348,0003,784
Total noninterest expense$9,922,0001,910
Salaries and employee benefits$5,254,0001,979
Premises and equipment expense$1,538,0001,496
Additional noninterest expense$3,130,0001,930
Pre-tax net operating income$4,444,0001,731
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$4,444,0001,489
Extraordinary gains, net$023
Net income$4,444,0001,489
Minority interest net income$081
Net income of bank and minority interests.$4,444,0001,489
Net charge-offs$-869,0006,081
Cash dividends$2,115,0001,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,444,0001,461
2015-09-30 (YTD Data)Rank
Total interest income$9,579,0001,940
Total interest expense$826,0002,286
Net interest income$8,753,0001,884
Provision for loan and lease losses$-1,123,0006,165
Total noninterest income$1,607,0002,041
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$890,0001,056
Trading account gains and fees$0153
Additional Noninterest Income$717,0002,453
Total noninterest expense$7,536,0001,886
Salaries and employee benefits$3,992,0001,957
Premises and equipment expense$1,193,0001,457
Additional noninterest expense$2,351,0001,905
Pre-tax net operating income$3,947,0001,541
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,947,0001,311
Extraordinary gains, net$021
Net income$3,947,0001,311
Minority interest net income$078
Net income of bank and minority interests.$3,947,0001,311
Net charge-offs$-875,0006,181
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,947,0001,282
2015-06-30 (YTD Data)Rank
Total interest income$6,314,0001,950
Total interest expense$552,0002,296
Net interest income$5,762,0001,900
Provision for loan and lease losses$-1,133,0006,261
Total noninterest income$871,0002,315
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$562,0001,092
Trading account gains and fees$0157
Additional Noninterest Income$309,0003,036
Total noninterest expense$4,920,0001,936
Salaries and employee benefits$2,664,0001,965
Premises and equipment expense$789,0001,484
Additional noninterest expense$1,467,0002,038
Pre-tax net operating income$2,846,0001,439
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,846,0001,227
Extraordinary gains, net$022
Net income$2,846,0001,229
Minority interest net income$075
Net income of bank and minority interests.$2,846,0001,228
Net charge-offs$-965,0006,296
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,846,0001,196
2015-03-31 (YTD Data)Rank
Total interest income$3,070,0002,002
Total interest expense$277,0002,308
Net interest income$2,793,0001,954
Provision for loan and lease losses$8,0003,349
Total noninterest income$522,0002,041
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$272,0001,106
Trading account gains and fees$0152
Additional Noninterest Income$250,0002,350
Total noninterest expense$2,496,0001,902
Salaries and employee benefits$1,326,0001,976
Premises and equipment expense$410,0001,450
Additional noninterest expense$760,0001,959
Pre-tax net operating income$811,0002,184
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$811,0001,904
Extraordinary gains, net$013
Net income$811,0001,907
Minority interest net income$064
Net income of bank and minority interests.$811,0001,906
Net charge-offs$10,0002,483
Cash dividends$2,000,000355
Sale, conversion, retirement of capital stock, net$0697
Net operating income$811,0001,840
2014-12-31 (YTD Data)Rank
Total interest income$13,200,0001,888
Total interest expense$1,129,0002,367
Net interest income$12,071,0001,817
Provision for loan and lease losses$39,0003,949
Total noninterest income$2,039,0002,076
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,299,0001,023
Trading account gains and fees$0180
Additional Noninterest Income$740,0002,741
Total noninterest expense$9,918,0001,907
Salaries and employee benefits$4,924,0002,077
Premises and equipment expense$1,506,0001,564
Additional noninterest expense$3,488,0001,778
Pre-tax net operating income$4,153,0001,781
Securities gains (losses)$80,0001,419
Applicable income taxes$04,531
Income before extraordinary items$4,233,0001,507
Extraordinary gains, net$017
Net income$4,233,0001,505
Minority interest net income$084
Net income of bank and minority interests.$4,233,0001,506
Net charge-offs$318,0001,946
Cash dividends$1,200,0001,801
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,153,0001,507
2014-09-30 (YTD Data)Rank
Total interest income$9,965,0001,888
Total interest expense$845,0002,407
Net interest income$9,120,0001,813
Provision for loan and lease losses$29,0003,769
Total noninterest income$1,536,0002,077
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$977,0001,026
Trading account gains and fees$0174
Additional Noninterest Income$559,0002,744
Total noninterest expense$8,054,0001,777
Salaries and employee benefits$3,966,0001,943
Premises and equipment expense$1,166,0001,529
Additional noninterest expense$2,922,0001,605
Pre-tax net operating income$2,573,0002,099
Securities gains (losses)$93,0001,046
Applicable income taxes$04,583
Income before extraordinary items$2,666,0001,749
Extraordinary gains, net$015
Net income$2,666,0001,750
Minority interest net income$081
Net income of bank and minority interests.$2,666,0001,749
Net charge-offs$129,0002,442
Cash dividends$1,200,0001,354
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,573,0001,771
2014-06-30 (YTD Data)Rank
Total interest income$6,620,0001,889
Total interest expense$564,0002,428
Net interest income$6,056,0001,811
Provision for loan and lease losses$19,0003,685
Total noninterest income$894,0002,242
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$633,0001,034
Trading account gains and fees$0172
Additional Noninterest Income$261,0003,227
Total noninterest expense$5,480,0001,733
Salaries and employee benefits$2,639,0001,957
Premises and equipment expense$800,0001,493
Additional noninterest expense$2,041,0001,539
Pre-tax net operating income$1,451,0002,331
Securities gains (losses)$63,0001,043
Applicable income taxes$04,568
Income before extraordinary items$1,514,0001,965
Extraordinary gains, net$020
Net income$1,514,0001,969
Minority interest net income$080
Net income of bank and minority interests.$1,514,0001,968
Net charge-offs$115,0002,052
Cash dividends$1,200,0001,001
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,451,0001,988
2014-03-31 (YTD Data)Rank
Total interest income$3,303,0001,884
Total interest expense$281,0002,475
Net interest income$3,022,0001,803
Provision for loan and lease losses$9,0003,423
Total noninterest income$430,0002,259
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$307,0001,051
Trading account gains and fees$0147
Additional Noninterest Income$123,0003,269
Total noninterest expense$2,862,0001,672
Salaries and employee benefits$1,303,0001,991
Premises and equipment expense$403,0001,510
Additional noninterest expense$1,156,0001,370
Pre-tax net operating income$581,0002,631
Securities gains (losses)$-2,0006,289
Applicable income taxes$04,445
Income before extraordinary items$579,0002,323
Extraordinary gains, net$016
Net income$579,0002,324
Minority interest net income$066
Net income of bank and minority interests.$579,0002,325
Net charge-offs$85,0001,475
Cash dividends$1,200,000517
Sale, conversion, retirement of capital stock, net$0747
Net operating income$581,0002,279
2013-12-31 (YTD Data)Rank
Total interest income$13,560,0001,837
Total interest expense$1,224,0002,527
Net interest income$12,336,0001,745
Provision for loan and lease losses$-59,0006,332
Total noninterest income$1,540,0002,546
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,331,0001,041
Trading account gains and fees$0184
Additional Noninterest Income$209,0004,550
Total noninterest expense$11,467,0001,681
Salaries and employee benefits$5,077,0002,013
Premises and equipment expense$1,587,0001,499
Additional noninterest expense$4,803,0001,388
Pre-tax net operating income$2,468,0002,486
Securities gains (losses)$26,0002,209
Applicable income taxes$04,631
Income before extraordinary items$2,494,0002,201
Extraordinary gains, net$029
Net income$2,494,0002,206
Minority interest net income$090
Net income of bank and minority interests.$2,494,0002,205
Net charge-offs$1,070,0001,206
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,468,0002,161
2013-09-30 (YTD Data)Rank
Total interest income$10,274,0001,830
Total interest expense$935,0002,568
Net interest income$9,339,0001,726
Provision for loan and lease losses$30,0004,276
Total noninterest income$1,740,0001,992
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$996,0001,039
Trading account gains and fees$0180
Additional Noninterest Income$744,0002,432
Total noninterest expense$9,301,0001,558
Salaries and employee benefits$4,079,0001,884
Premises and equipment expense$1,198,0001,507
Additional noninterest expense$4,024,0001,244
Pre-tax net operating income$1,748,0002,664
Securities gains (losses)$21,0002,191
Applicable income taxes$04,713
Income before extraordinary items$1,769,0002,338
Extraordinary gains, net$025
Net income$1,769,0002,343
Minority interest net income$084
Net income of bank and minority interests.$1,769,0002,343
Net charge-offs$1,146,000913
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,748,0002,292
2013-06-30 (YTD Data)Rank
Total interest income$6,717,0001,860
Total interest expense$645,0002,562
Net interest income$6,072,0001,766
Provision for loan and lease losses$19,0004,286
Total noninterest income$1,033,0002,181
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$642,0001,048
Trading account gains and fees$0157
Additional Noninterest Income$391,0002,835
Total noninterest expense$6,065,0001,590
Salaries and employee benefits$2,724,0001,886
Premises and equipment expense$788,0001,528
Additional noninterest expense$2,553,0001,303
Pre-tax net operating income$1,021,0002,862
Securities gains (losses)$21,0001,987
Applicable income taxes$04,679
Income before extraordinary items$1,042,0002,554
Extraordinary gains, net$022
Net income$1,042,0002,559
Minority interest net income$082
Net income of bank and minority interests.$1,042,0002,559
Net charge-offs$821,000887
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,021,0002,502
2013-03-31 (YTD Data)Rank
Total interest income$3,310,0001,901
Total interest expense$340,0002,511
Net interest income$2,970,0001,806
Provision for loan and lease losses$10,0003,981
Total noninterest income$489,0002,265
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$317,0001,055
Trading account gains and fees$0148
Additional Noninterest Income$172,0002,987
Total noninterest expense$3,011,0001,605
Salaries and employee benefits$1,361,0001,903
Premises and equipment expense$401,0001,523
Additional noninterest expense$1,249,0001,318
Pre-tax net operating income$438,0003,132
Securities gains (losses)$21,0001,242
Applicable income taxes$04,602
Income before extraordinary items$459,0002,757
Extraordinary gains, net$010
Net income$459,0002,760
Minority interest net income$076
Net income of bank and minority interests.$459,0002,759
Net charge-offs$23,0002,983
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$438,0002,761
2012-12-31 (YTD Data)Rank
Total interest income$14,127,0001,869
Total interest expense$1,822,0002,312
Net interest income$12,305,0001,783
Provision for loan and lease losses$1,458,0001,350
Total noninterest income$2,552,0001,843
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,409,0001,013
Trading account gains and fees$0166
Additional Noninterest Income$1,143,0002,210
Total noninterest expense$12,864,0001,515
Salaries and employee benefits$5,736,0001,764
Premises and equipment expense$1,668,0001,430
Additional noninterest expense$5,460,0001,246
Pre-tax net operating income$535,0004,845
Securities gains (losses)$1,198,000432
Applicable income taxes$04,751
Income before extraordinary items$1,733,0002,868
Extraordinary gains, net$029
Net income$1,733,0002,871
Minority interest net income$093
Net income of bank and minority interests.$1,733,0002,870
Net charge-offs$1,247,0001,587
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$535,0004,666
2012-09-30 (YTD Data)Rank
Total interest income$10,720,0001,875
Total interest expense$1,452,0002,272
Net interest income$9,268,0001,802
Provision for loan and lease losses$1,447,0001,115
Total noninterest income$2,075,0001,741
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,055,0001,016
Trading account gains and fees$0157
Additional Noninterest Income$1,020,0001,978
Total noninterest expense$9,361,0001,560
Salaries and employee benefits$4,325,0001,744
Premises and equipment expense$1,195,0001,503
Additional noninterest expense$3,841,0001,329
Pre-tax net operating income$535,0004,633
Securities gains (losses)$1,174,000340
Applicable income taxes$04,802
Income before extraordinary items$1,709,0002,410
Extraordinary gains, net$020
Net income$1,709,0002,411
Minority interest net income$086
Net income of bank and minority interests.$1,709,0002,411
Net charge-offs$1,122,0001,352
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$535,0004,377
2012-06-30 (YTD Data)Rank
Total interest income$7,240,0001,858
Total interest expense$1,023,0002,244
Net interest income$6,217,0001,792
Provision for loan and lease losses$1,236,000924
Total noninterest income$1,532,0001,599
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$697,0001,017
Trading account gains and fees$0153
Additional Noninterest Income$835,0001,712
Total noninterest expense$5,696,0001,703
Salaries and employee benefits$2,885,0001,736
Premises and equipment expense$812,0001,459
Additional noninterest expense$1,999,0001,676
Pre-tax net operating income$817,0003,237
Securities gains (losses)$437,000637
Applicable income taxes$04,770
Income before extraordinary items$1,254,0002,191
Extraordinary gains, net$019
Net income$1,254,0002,192
Minority interest net income$084
Net income of bank and minority interests.$1,254,0002,192
Net charge-offs$818,0001,308
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$817,0002,852
2012-03-31 (YTD Data)Rank
Total interest income$3,647,0001,862
Total interest expense$566,0002,132
Net interest income$3,081,0001,816
Provision for loan and lease losses$580,000965
Total noninterest income$691,0001,721
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$342,0001,025
Trading account gains and fees$0148
Additional Noninterest Income$349,0001,927
Total noninterest expense$2,710,0001,782
Salaries and employee benefits$1,415,0001,777
Premises and equipment expense$410,0001,453
Additional noninterest expense$885,0001,871
Pre-tax net operating income$482,0002,947
Securities gains (losses)$153,000706
Applicable income taxes$04,704
Income before extraordinary items$635,0002,158
Extraordinary gains, net$019
Net income$635,0002,159
Minority interest net income$078
Net income of bank and minority interests.$635,0002,160
Net charge-offs$522,0001,062
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$482,0002,558
2011-12-31 (YTD Data)Rank
Total interest income$15,196,0001,852
Total interest expense$3,719,0001,626
Net interest income$11,477,0001,915
Provision for loan and lease losses$5,151,000770
Total noninterest income$1,393,0002,565
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,283,000645
Trading account gains and fees$0146
Additional Noninterest Income$-890,0007,184
Total noninterest expense$14,241,0001,372
Salaries and employee benefits$5,623,0001,716
Premises and equipment expense$1,690,0001,470
Additional noninterest expense$6,928,0001,016
Pre-tax net operating income$-6,522,0007,125
Securities gains (losses)$883,000495
Applicable income taxes$1,0004,639
Income before extraordinary items$-5,640,0007,097
Extraordinary gains, net$029
Net income$-5,640,0007,095
Minority interest net income$096
Net income of bank and minority interests.$-5,640,0007,096
Net charge-offs$6,422,000652
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-6,523,0007,123
2011-09-30 (YTD Data)Rank
Total interest income$11,527,0001,849
Total interest expense$2,925,0001,616
Net interest income$8,602,0001,922
Provision for loan and lease losses$2,749,000997
Total noninterest income$1,774,0001,766
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,716,000649
Trading account gains and fees$0145
Additional Noninterest Income$58,0005,635
Total noninterest expense$9,290,0001,577
Salaries and employee benefits$4,264,0001,710
Premises and equipment expense$1,310,0001,443
Additional noninterest expense$3,716,0001,393
Pre-tax net operating income$-1,663,0006,954
Securities gains (losses)$413,000740
Applicable income taxes$1,0004,642
Income before extraordinary items$-1,251,0006,923
Extraordinary gains, net$021
Net income$-1,251,0006,924
Minority interest net income$087
Net income of bank and minority interests.$-1,251,0006,924
Net charge-offs$4,446,000694
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,664,0006,987
2011-06-30 (YTD Data)Rank
Total interest income$7,942,0001,803
Total interest expense$2,071,0001,574
Net interest income$5,871,0001,886
Provision for loan and lease losses$836,0001,675
Total noninterest income$1,081,0001,886
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,111,000664
Trading account gains and fees$0153
Additional Noninterest Income$-30,0007,101
Total noninterest expense$5,649,0001,727
Salaries and employee benefits$2,846,0001,723
Premises and equipment expense$892,0001,419
Additional noninterest expense$1,911,0001,789
Pre-tax net operating income$467,0003,932
Securities gains (losses)$128,000968
Applicable income taxes$1,0004,573
Income before extraordinary items$594,0003,208
Extraordinary gains, net$015
Net income$594,0003,209
Minority interest net income$089
Net income of bank and minority interests.$594,0003,210
Net charge-offs$3,351,000627
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$466,0003,609
2011-03-31 (YTD Data)Rank
Total interest income$4,028,0001,787
Total interest expense$1,155,0001,473
Net interest income$2,873,0001,920
Provision for loan and lease losses$266,0002,111
Total noninterest income$464,0002,122
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$530,000673
Trading account gains and fees$0158
Additional Noninterest Income$-66,0007,324
Total noninterest expense$2,793,0001,763
Salaries and employee benefits$1,432,0001,721
Premises and equipment expense$434,0001,486
Additional noninterest expense$927,0001,825
Pre-tax net operating income$278,0003,654
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$277,0003,384
Extraordinary gains, net$09
Net income$277,0003,381
Minority interest net income$086
Net income of bank and minority interests.$277,0003,382
Net charge-offs$1,371,000692
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$277,0003,333
2010-12-31 (YTD Data)Rank
Total interest income$17,442,0001,736
Total interest expense$5,854,0001,421
Net interest income$11,588,0001,891
Provision for loan and lease losses$4,730,0001,199
Total noninterest income$6,317,000891
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,276,000657
Trading account gains and fees$0175
Additional Noninterest Income$4,041,000860
Total noninterest expense$11,241,0001,757
Salaries and employee benefits$5,866,0001,663
Premises and equipment expense$1,740,0001,476
Additional noninterest expense$3,635,0001,948
Pre-tax net operating income$1,934,0002,299
Securities gains (losses)$326,0001,190
Applicable income taxes$22,0003,975
Income before extraordinary items$2,238,0001,833
Extraordinary gains, net$029
Net income$2,238,0001,834
Minority interest net income$0111
Net income of bank and minority interests.$2,238,0001,835
Net charge-offs$3,453,0001,345
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,915,2602,028
2010-09-30 (YTD Data)Rank
Total interest income$13,173,0001,758
Total interest expense$4,429,0001,463
Net interest income$8,744,0001,909
Provision for loan and lease losses$4,463,000965
Total noninterest income$5,784,000752
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,710,000671
Trading account gains and fees$0165
Additional Noninterest Income$4,074,000655
Total noninterest expense$8,507,0001,741
Salaries and employee benefits$4,516,0001,620
Premises and equipment expense$1,409,0001,387
Additional noninterest expense$2,582,0002,003
Pre-tax net operating income$1,558,0002,305
Securities gains (losses)$107,0001,890
Applicable income taxes$20,0003,999
Income before extraordinary items$1,645,0001,994
Extraordinary gains, net$023
Net income$1,645,0001,995
Minority interest net income$0110
Net income of bank and minority interests.$1,645,0001,996
Net charge-offs$3,272,0001,072
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,539,0702,006
2010-06-30 (YTD Data)Rank
Total interest income$8,832,0001,767
Total interest expense$2,991,0001,497
Net interest income$5,841,0001,909
Provision for loan and lease losses$2,479,0001,089
Total noninterest income$3,261,000840
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,132,000680
Trading account gains and fees$0152
Additional Noninterest Income$2,129,000770
Total noninterest expense$5,614,0001,759
Salaries and employee benefits$3,038,0001,624
Premises and equipment expense$945,0001,404
Additional noninterest expense$1,631,0002,101
Pre-tax net operating income$1,009,0002,351
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,009,0002,099
Extraordinary gains, net$019
Net income$1,009,0002,098
Minority interest net income$0105
Net income of bank and minority interests.$1,009,0002,101
Net charge-offs$2,500,000951
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,009,0002,026
2010-03-31 (YTD Data)Rank
Total interest income$4,410,0001,814
Total interest expense$1,489,0001,580
Net interest income$2,921,0001,943
Provision for loan and lease losses$2,211,000693
Total noninterest income$2,625,000582
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$550,000704
Trading account gains and fees$0175
Additional Noninterest Income$2,075,000471
Total noninterest expense$2,778,0001,792
Salaries and employee benefits$1,522,0001,643
Premises and equipment expense$480,0001,420
Additional noninterest expense$776,0002,180
Pre-tax net operating income$557,0002,223
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$557,0001,950
Extraordinary gains, net$016
Net income$557,0001,948
Minority interest net income$091
Net income of bank and minority interests.$557,0001,950
Net charge-offs$1,885,000672
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$557,0001,882
2009-12-31 (YTD Data)Rank
Total interest income$19,000,0001,805
Total interest expense$6,582,0001,777
Net interest income$12,418,0001,791
Provision for loan and lease losses$2,784,0002,075
Total noninterest income$2,648,0001,754
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,375,000703
Trading account gains and fees$0211
Additional Noninterest Income$273,0004,119
Total noninterest expense$11,657,0001,756
Salaries and employee benefits$6,084,0001,630
Premises and equipment expense$1,658,0001,620
Additional noninterest expense$3,915,0001,880
Pre-tax net operating income$625,0003,719
Securities gains (losses)$902,000541
Applicable income taxes$04,388
Income before extraordinary items$1,527,0002,084
Extraordinary gains, net$034
Net income$1,527,0002,081
Minority interest net income$0115
Net income of bank and minority interests.$1,527,0002,083
Net charge-offs$2,178,0001,934
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$625,0003,471
2009-09-30 (YTD Data)Rank
Total interest income$14,180,0001,833
Total interest expense$4,959,0001,837
Net interest income$9,221,0001,811
Provision for loan and lease losses$1,139,0002,589
Total noninterest income$1,937,0001,819
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,759,000712
Trading account gains and fees$0212
Additional Noninterest Income$178,0004,474
Total noninterest expense$8,626,0001,755
Salaries and employee benefits$4,491,0001,674
Premises and equipment expense$1,210,0001,691
Additional noninterest expense$2,925,0001,825
Pre-tax net operating income$1,393,0002,180
Securities gains (losses)$498,000704
Applicable income taxes$04,592
Income before extraordinary items$1,891,0001,414
Extraordinary gains, net$027
Net income$1,891,0001,412
Minority interest net income$0118
Net income of bank and minority interests.$1,891,0001,414
Net charge-offs$1,813,0001,593
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,393,0001,865
2009-06-30 (YTD Data)Rank
Total interest income$9,255,0001,908
Total interest expense$3,226,0001,964
Net interest income$6,029,0001,839
Provision for loan and lease losses$537,0002,884
Total noninterest income$1,232,0001,882
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,115,000741
Trading account gains and fees$0193
Additional Noninterest Income$117,0004,530
Total noninterest expense$5,680,0001,806
Salaries and employee benefits$2,902,0001,756
Premises and equipment expense$813,0001,709
Additional noninterest expense$1,965,0001,835
Pre-tax net operating income$1,044,0002,038
Securities gains (losses)$484,000520
Applicable income taxes$04,657
Income before extraordinary items$1,528,0001,233
Extraordinary gains, net$021
Net income$1,528,0001,231
Minority interest net income$0112
Net income of bank and minority interests.$1,528,0001,232
Net charge-offs$451,0002,455
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,044,0001,727
2009-03-31 (YTD Data)Rank
Total interest income$4,318,0002,056
Total interest expense$1,512,0002,154
Net interest income$2,806,0001,946
Provision for loan and lease losses$268,0002,489
Total noninterest income$480,0002,205
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$480,000850
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$2,542,0001,955
Salaries and employee benefits$1,342,0001,915
Premises and equipment expense$434,0001,629
Additional noninterest expense$766,0002,065
Pre-tax net operating income$476,0002,473
Securities gains (losses)$583,000280
Applicable income taxes$04,835
Income before extraordinary items$1,059,0001,024
Extraordinary gains, net$015
Net income$1,059,0001,024
Minority interest net income$0102
Net income of bank and minority interests.$1,059,0001,026
Net charge-offs$122,0002,654
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$476,0002,100
2008-12-31 (YTD Data)Rank
Total interest income$18,561,0002,055
Total interest expense$6,489,0002,342
Net interest income$12,072,0001,846
Provision for loan and lease losses$673,0003,309
Total noninterest income$2,240,0001,967
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,931,000916
Trading account gains and fees$0154
Additional Noninterest Income$309,0004,047
Total noninterest expense$9,422,0002,043
Salaries and employee benefits$5,107,0001,970
Premises and equipment expense$1,577,0001,740
Additional noninterest expense$2,738,0002,182
Pre-tax net operating income$4,217,0001,295
Securities gains (losses)$11,0002,474
Applicable income taxes$04,979
Income before extraordinary items$4,228,000966
Extraordinary gains, net$039
Net income$4,228,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0002,424
Cash dividends$3,800,000736
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,217,0001,049
2008-09-30 (YTD Data)Rank
Total interest income$14,323,0002,039
Total interest expense$5,129,0002,339
Net interest income$9,194,0001,838
Provision for loan and lease losses$463,0002,845
Total noninterest income$1,757,0001,965
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,504,000888
Trading account gains and fees$0148
Additional Noninterest Income$253,0004,002
Total noninterest expense$6,966,0002,061
Salaries and employee benefits$3,772,0002,040
Premises and equipment expense$1,236,0001,682
Additional noninterest expense$1,958,0002,206
Pre-tax net operating income$3,522,0001,397
Securities gains (losses)$3,0002,756
Applicable income taxes$05,372
Income before extraordinary items$3,525,0001,045
Extraordinary gains, net$031
Net income$3,525,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0002,151
Cash dividends$3,799,000596
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,522,0001,105
2008-06-30 (YTD Data)Rank
Total interest income$9,909,0002,002
Total interest expense$3,601,0002,323
Net interest income$6,308,0001,771
Provision for loan and lease losses$296,0002,590
Total noninterest income$1,184,0001,966
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$984,000890
Trading account gains and fees$0149
Additional Noninterest Income$200,0003,761
Total noninterest expense$4,602,0002,093
Salaries and employee benefits$2,537,0002,040
Premises and equipment expense$814,0001,699
Additional noninterest expense$1,251,0002,257
Pre-tax net operating income$2,594,0001,338
Securities gains (losses)$3,0002,869
Applicable income taxes$05,627
Income before extraordinary items$2,597,0001,058
Extraordinary gains, net$021
Net income$2,597,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,530
Cash dividends$3,799,000447
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,594,0001,047
2008-03-31 (YTD Data)Rank
Total interest income$5,199,0001,953
Total interest expense$1,978,0002,254
Net interest income$3,221,0001,727
Provision for loan and lease losses$129,0002,371
Total noninterest income$547,0002,097
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$480,000900
Trading account gains and fees$0158
Additional Noninterest Income$67,0004,495
Total noninterest expense$2,301,0002,082
Salaries and employee benefits$1,285,0002,043
Premises and equipment expense$402,0001,716
Additional noninterest expense$614,0002,269
Pre-tax net operating income$1,338,0001,400
Securities gains (losses)$3,0002,367
Applicable income taxes$05,622
Income before extraordinary items$1,341,0001,126
Extraordinary gains, net$015
Net income$1,341,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,353
Cash dividends$3,799,000237
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,338,0001,091
2007-12-31 (YTD Data)Rank
Total interest income$22,495,0001,884
Total interest expense$9,726,0001,977
Net interest income$12,769,0001,766
Provision for loan and lease losses$443,0002,537
Total noninterest income$2,217,0002,068
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,937,000921
Trading account gains and fees$0178
Additional Noninterest Income$280,0004,373
Total noninterest expense$8,891,0002,068
Salaries and employee benefits$4,744,0002,131
Premises and equipment expense$1,606,0001,643
Additional noninterest expense$2,541,0002,150
Pre-tax net operating income$5,652,0001,478
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$5,652,0001,141
Extraordinary gains, net$039
Net income$5,652,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,319
Cash dividends$4,023,000903
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,652,0001,128
2007-09-30 (YTD Data)Rank
Total interest income$16,844,0001,885
Total interest expense$7,460,0001,958
Net interest income$9,384,0001,816
Provision for loan and lease losses$331,0002,164
Total noninterest income$1,657,0002,064
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,445,000912
Trading account gains and fees$0184
Additional Noninterest Income$212,0004,375
Total noninterest expense$6,528,0002,092
Salaries and employee benefits$3,542,0002,128
Premises and equipment expense$1,202,0001,641
Additional noninterest expense$1,784,0002,226
Pre-tax net operating income$4,182,0001,613
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,182,0001,230
Extraordinary gains, net$033
Net income$4,182,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,014
Cash dividends$4,023,000672
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,182,0001,217
2007-06-30 (YTD Data)Rank
Total interest income$11,076,0001,929
Total interest expense$4,963,0001,973
Net interest income$6,113,0001,883
Provision for loan and lease losses$219,0002,029
Total noninterest income$1,099,0002,087
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$955,000931
Trading account gains and fees$0168
Additional Noninterest Income$144,0004,393
Total noninterest expense$4,293,0002,139
Salaries and employee benefits$2,356,0002,175
Premises and equipment expense$777,0001,712
Additional noninterest expense$1,160,0002,292
Pre-tax net operating income$2,700,0001,696
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,700,0001,322
Extraordinary gains, net$029
Net income$2,700,0001,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,634
Cash dividends$4,023,000498
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,700,0001,301
2007-03-31 (YTD Data)Rank
Total interest income$5,453,0001,957
Total interest expense$2,474,0001,963
Net interest income$2,979,0001,934
Provision for loan and lease losses$108,0001,911
Total noninterest income$533,0002,125
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$474,000915
Trading account gains and fees$0195
Additional Noninterest Income$59,0004,788
Total noninterest expense$2,132,0002,171
Salaries and employee benefits$1,175,0002,191
Premises and equipment expense$380,0001,752
Additional noninterest expense$577,0002,266
Pre-tax net operating income$1,272,0001,787
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,272,0001,382
Extraordinary gains, net$022
Net income$1,272,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$4,023,000270
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,272,0001,372
2006-12-31 (YTD Data)Rank
Total interest income$20,312,0001,954
Total interest expense$7,873,0002,075
Net interest income$12,439,0001,856
Provision for loan and lease losses$450,0002,064
Total noninterest income$3,063,0001,596
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,098,000840
Trading account gains and fees$0130
Additional Noninterest Income$965,0002,289
Total noninterest expense$8,395,0002,100
Salaries and employee benefits$4,684,0002,082
Premises and equipment expense$1,286,0001,957
Additional noninterest expense$2,425,0002,161
Pre-tax net operating income$6,657,0001,456
Securities gains (losses)$2,0001,439
Applicable income taxes$06,600
Income before extraordinary items$6,659,0001,119
Extraordinary gains, net$051
Net income$6,659,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,049
Cash dividends$3,489,000986
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,657,0001,103
2006-09-30 (YTD Data)Rank
Total interest income$14,847,0001,989
Total interest expense$5,583,0002,119
Net interest income$9,264,0001,885
Provision for loan and lease losses$337,0001,966
Total noninterest income$2,489,0001,495
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,585,000832
Trading account gains and fees$0126
Additional Noninterest Income$904,0001,968
Total noninterest expense$6,250,0002,131
Salaries and employee benefits$3,491,0002,100
Premises and equipment expense$959,0001,972
Additional noninterest expense$1,800,0002,166
Pre-tax net operating income$5,166,0001,467
Securities gains (losses)$2,0001,183
Applicable income taxes$06,687
Income before extraordinary items$5,168,0001,116
Extraordinary gains, net$045
Net income$5,168,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,893
Cash dividends$2,589,000930
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,166,0001,107
2006-06-30 (YTD Data)Rank
Total interest income$9,609,0002,007
Total interest expense$3,516,0002,122
Net interest income$6,093,0001,911
Provision for loan and lease losses$223,0001,942
Total noninterest income$1,195,0001,955
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,045,000833
Trading account gains and fees$0126
Additional Noninterest Income$150,0004,318
Total noninterest expense$4,136,0002,135
Salaries and employee benefits$2,307,0002,127
Premises and equipment expense$639,0001,976
Additional noninterest expense$1,190,0002,193
Pre-tax net operating income$2,929,0001,690
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,929,0001,282
Extraordinary gains, net$039
Net income$2,929,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,498
Cash dividends$2,589,000657
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,929,0001,264
2006-03-31 (YTD Data)Rank
Total interest income$4,583,0002,054
Total interest expense$1,629,0002,176
Net interest income$2,954,0001,968
Provision for loan and lease losses$110,0001,864
Total noninterest income$564,0002,022
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$500,000846
Trading account gains and fees$0115
Additional Noninterest Income$64,0004,593
Total noninterest expense$2,054,0002,158
Salaries and employee benefits$1,133,0002,175
Premises and equipment expense$329,0001,930
Additional noninterest expense$592,0002,182
Pre-tax net operating income$1,354,0001,788
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,354,0001,360
Extraordinary gains, net$021
Net income$1,354,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,080
Cash dividends$2,589,000352
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,354,0001,339
2005-12-31 (YTD Data)Rank
Total interest income$16,364,0002,038
Total interest expense$4,741,0002,307
Net interest income$11,623,0001,900
Provision for loan and lease losses$450,0002,063
Total noninterest income$2,318,0001,990
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,113,000820
Trading account gains and fees$0138
Additional Noninterest Income$205,0005,108
Total noninterest expense$7,954,0002,096
Salaries and employee benefits$4,287,0002,147
Premises and equipment expense$1,228,0001,957
Additional noninterest expense$2,439,0002,058
Pre-tax net operating income$5,537,0001,685
Securities gains (losses)$5,0001,712
Applicable income taxes$363,0003,853
Income before extraordinary items$5,179,0001,374
Extraordinary gains, net$046
Net income$5,179,0001,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,192
Cash dividends$1,823,0001,576
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,174,3501,362
2005-09-30 (YTD Data)Rank
Total interest income$11,983,0002,034
Total interest expense$3,264,0002,388
Net interest income$8,719,0001,881
Provision for loan and lease losses$337,0002,008
Total noninterest income$1,649,0002,057
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,549,000841
Trading account gains and fees$0126
Additional Noninterest Income$100,0005,941
Total noninterest expense$5,896,0002,100
Salaries and employee benefits$3,172,0002,150
Premises and equipment expense$921,0001,952
Additional noninterest expense$1,803,0002,065
Pre-tax net operating income$4,135,0001,714
Securities gains (losses)$5,0001,712
Applicable income taxes$06,976
Income before extraordinary items$4,140,0001,307
Extraordinary gains, net$035
Net income$4,140,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0001,856
Cash dividends$1,213,0001,551
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,135,0001,281
2005-06-30 (YTD Data)Rank
Total interest income$7,798,0002,026
Total interest expense$1,985,0002,431
Net interest income$5,813,0001,868
Provision for loan and lease losses$223,0001,982
Total noninterest income$1,049,0002,102
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,015,000835
Trading account gains and fees$0116
Additional Noninterest Income$34,0007,018
Total noninterest expense$3,889,0002,104
Salaries and employee benefits$2,110,0002,139
Premises and equipment expense$605,0001,969
Additional noninterest expense$1,174,0002,093
Pre-tax net operating income$2,750,0001,687
Securities gains (losses)$4,0001,659
Applicable income taxes$06,961
Income before extraordinary items$2,754,0001,279
Extraordinary gains, net$030
Net income$2,754,0001,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,708
Cash dividends$809,0001,558
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,750,0001,256
2005-03-31 (YTD Data)Rank
Total interest income$3,764,0002,053
Total interest expense$897,0002,545
Net interest income$2,867,0001,871
Provision for loan and lease losses$110,0001,892
Total noninterest income$544,0002,018
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$479,000854
Trading account gains and fees$0115
Additional Noninterest Income$65,0004,607
Total noninterest expense$1,946,0002,123
Salaries and employee benefits$1,048,0002,170
Premises and equipment expense$310,0001,930
Additional noninterest expense$588,0002,087
Pre-tax net operating income$1,355,0001,690
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,355,0001,278
Extraordinary gains, net$024
Net income$1,355,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,543
Cash dividends$405,0001,430
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,355,0001,253
2004-12-31 (YTD Data)Rank
Total interest income$13,932,0002,034
Total interest expense$3,052,0002,593
Net interest income$10,880,0001,858
Provision for loan and lease losses$460,0002,096
Total noninterest income$2,210,0002,053
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,010,000865
Trading account gains and fees$0138
Additional Noninterest Income$200,0005,111
Total noninterest expense$7,625,0002,094
Salaries and employee benefits$4,046,0002,140
Premises and equipment expense$1,196,0001,923
Additional noninterest expense$2,383,0002,052
Pre-tax net operating income$5,005,0001,699
Securities gains (losses)$72,0001,478
Applicable income taxes$1,428,0001,665
Income before extraordinary items$3,649,0001,746
Extraordinary gains, net$034
Net income$3,649,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,0001,215
Cash dividends$1,801,0001,480
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,597,1601,720
2004-09-30 (YTD Data)Rank
Total interest income$10,332,0002,026
Total interest expense$2,275,0002,565
Net interest income$8,057,0001,871
Provision for loan and lease losses$347,0002,031
Total noninterest income$1,659,0002,053
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,508,000866
Trading account gains and fees$0134
Additional Noninterest Income$151,0005,111
Total noninterest expense$5,739,0002,087
Salaries and employee benefits$3,064,0002,128
Premises and equipment expense$890,0001,938
Additional noninterest expense$1,785,0002,018
Pre-tax net operating income$3,630,0001,759
Securities gains (losses)$43,0001,778
Applicable income taxes$1,024,0001,741
Income before extraordinary items$2,649,0001,812
Extraordinary gains, net$026
Net income$2,649,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,000960
Cash dividends$1,350,0001,371
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,618,0401,784
2004-06-30 (YTD Data)Rank
Total interest income$6,830,0002,030
Total interest expense$1,495,0002,577
Net interest income$5,335,0001,873
Provision for loan and lease losses$232,0001,966
Total noninterest income$1,090,0002,070
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$983,000872
Trading account gains and fees$0130
Additional Noninterest Income$107,0005,031
Total noninterest expense$3,859,0002,062
Salaries and employee benefits$2,062,0002,117
Premises and equipment expense$585,0001,959
Additional noninterest expense$1,212,0001,972
Pre-tax net operating income$2,334,0001,800
Securities gains (losses)$38,0001,632
Applicable income taxes$668,0001,769
Income before extraordinary items$1,704,0001,849
Extraordinary gains, net$021
Net income$1,704,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,037
Cash dividends$900,0001,395
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,676,6401,827
2004-03-31 (YTD Data)Rank
Total interest income$3,380,0002,072
Total interest expense$741,0002,635
Net interest income$2,639,0001,886
Provision for loan and lease losses$116,0001,902
Total noninterest income$555,0002,005
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$479,000876
Trading account gains and fees$0121
Additional Noninterest Income$76,0004,277
Total noninterest expense$1,933,0002,075
Salaries and employee benefits$1,042,0002,116
Premises and equipment expense$278,0002,088
Additional noninterest expense$613,0001,939
Pre-tax net operating income$1,145,0001,796
Securities gains (losses)$1,0002,756
Applicable income taxes$323,0001,827
Income before extraordinary items$823,0001,899
Extraordinary gains, net$016
Net income$823,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$450,0001,320
Sale, conversion, retirement of capital stock, net$0464
Net operating income$822,2801,811
2003-12-31 (YTD Data)Rank
Total interest income$14,004,0002,026
Total interest expense$3,308,0002,618
Net interest income$10,696,0001,829
Provision for loan and lease losses$505,0002,147
Total noninterest income$2,586,0001,897
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,167,000797
Trading account gains and fees$0160
Additional Noninterest Income$419,0003,890
Total noninterest expense$7,699,0002,053
Salaries and employee benefits$4,260,0002,006
Premises and equipment expense$1,110,0002,049
Additional noninterest expense$2,329,0002,070
Pre-tax net operating income$5,078,0001,592
Securities gains (losses)$39,0002,721
Applicable income taxes$1,514,0001,610
Income before extraordinary items$3,603,0001,727
Extraordinary gains, net$054
Net income$3,603,0001,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,702
Cash dividends$1,875,0001,459
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,575,7001,660
2003-09-30 (YTD Data)Rank
Total interest income$10,617,0002,038
Total interest expense$2,643,0002,567
Net interest income$7,974,0001,856
Provision for loan and lease losses$384,0002,086
Total noninterest income$1,986,0001,912
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,650,000790
Trading account gains and fees$0153
Additional Noninterest Income$336,0003,847
Total noninterest expense$5,714,0002,078
Salaries and employee benefits$3,165,0002,028
Premises and equipment expense$809,0002,117
Additional noninterest expense$1,740,0002,058
Pre-tax net operating income$3,862,0001,641
Securities gains (losses)$7,0003,479
Applicable income taxes$1,199,0001,613
Income before extraordinary items$2,670,0001,809
Extraordinary gains, net$040
Net income$2,670,0001,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,518
Cash dividends$1,404,0001,345
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,665,1701,713
2003-06-30 (YTD Data)Rank
Total interest income$7,113,0002,050
Total interest expense$1,818,0002,577
Net interest income$5,295,0001,850
Provision for loan and lease losses$258,0002,081
Total noninterest income$1,326,0001,890
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,117,000767
Trading account gains and fees$0150
Additional Noninterest Income$209,0003,962
Total noninterest expense$3,738,0002,109
Salaries and employee benefits$2,083,0002,036
Premises and equipment expense$529,0002,149
Additional noninterest expense$1,126,0002,123
Pre-tax net operating income$2,625,0001,597
Securities gains (losses)$7,0003,077
Applicable income taxes$828,0001,576
Income before extraordinary items$1,804,0001,786
Extraordinary gains, net$030
Net income$1,804,0001,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,447
Cash dividends$936,0001,385
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,799,1701,675
2003-03-31 (YTD Data)Rank
Total interest income$3,510,0002,095
Total interest expense$914,0002,622
Net interest income$2,596,0001,882
Provision for loan and lease losses$127,0001,978
Total noninterest income$633,0001,919
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$529,000778
Trading account gains and fees$0134
Additional Noninterest Income$104,0003,853
Total noninterest expense$1,872,0002,088
Salaries and employee benefits$1,020,0002,069
Premises and equipment expense$262,0002,159
Additional noninterest expense$590,0001,992
Pre-tax net operating income$1,230,0001,704
Securities gains (losses)$02,891
Applicable income taxes$371,0001,736
Income before extraordinary items$859,0001,842
Extraordinary gains, net$021
Net income$859,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0001,025
Cash dividends$468,0001,295
Sale, conversion, retirement of capital stock, net$0419
Net operating income$859,0001,729
2002-12-31 (YTD Data)Rank
Total interest income$15,159,0002,032
Total interest expense$4,611,0002,412
Net interest income$10,548,0001,845
Provision for loan and lease losses$299,0003,482
Total noninterest income$2,181,0001,988
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,917,000841
Trading account gains and fees$0153
Additional Noninterest Income$264,0004,520
Total noninterest expense$7,018,0002,141
Salaries and employee benefits$3,796,0002,100
Premises and equipment expense$1,042,0002,098
Additional noninterest expense$2,180,0002,131
Pre-tax net operating income$5,412,0001,512
Securities gains (losses)$14,0003,404
Applicable income taxes$1,675,0001,502
Income before extraordinary items$3,751,0001,599
Extraordinary gains, net$070
Net income$3,751,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$1,356,0001,777
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,741,3401,555
2001-12-31 (YTD Data)Rank
Total interest income$17,175,0001,993
Total interest expense$7,921,0002,035
Net interest income$9,254,0001,924
Provision for loan and lease losses$310,0003,126
Total noninterest income$1,506,0002,501
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,343,0001,103
Trading account gains and fees$0177
Additional Noninterest Income$163,0005,360
Total noninterest expense$6,574,0002,190
Salaries and employee benefits$3,416,0002,195
Premises and equipment expense$1,006,0002,112
Additional noninterest expense$2,152,0002,090
Pre-tax net operating income$3,876,0001,817
Securities gains (losses)$-3,0009,140
Applicable income taxes$1,155,0001,877
Income before extraordinary items$2,718,0001,927
Extraordinary gains, net$0105
Net income$2,718,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,791
Cash dividends$1,281,0001,878
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,720,1001,851
2000-12-31 (YTD Data)Rank
Total interest income$17,010,0002,073
Total interest expense$7,863,0002,170
Net interest income$9,147,0001,929
Provision for loan and lease losses$372,0002,414
Total noninterest income$1,521,0002,321
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,229,0001,106
Trading account gains and fees$0180
Additional Noninterest Income$292,0003,985
Total noninterest expense$6,443,0002,138
Salaries and employee benefits$3,360,0002,127
Premises and equipment expense$990,0002,077
Additional noninterest expense$2,093,0002,077
Pre-tax net operating income$3,853,0001,897
Securities gains (losses)$01,956
Applicable income taxes$1,105,0001,960
Income before extraordinary items$2,748,0001,893
Extraordinary gains, net$038
Net income$2,748,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,009
Cash dividends$1,243,0001,932
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,748,0001,896
1999-12-31 (YTD Data)Rank
Total interest income$9,586,0003,346
Total interest expense$3,947,0003,628
Net interest income$5,639,0003,075
Provision for loan and lease losses$174,0003,923
Total noninterest income$1,031,0003,019
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$749,0001,769
Trading account gains and fees$0173
Additional Noninterest Income$282,0004,159
Total noninterest expense$4,136,0003,217
Salaries and employee benefits$2,243,0003,099
Premises and equipment expense$495,0003,793
Additional noninterest expense$1,398,0003,037
Pre-tax net operating income$2,360,0002,926
Securities gains (losses)$03,155
Applicable income taxes$717,0002,863
Income before extraordinary items$1,643,0003,022
Extraordinary gains, net$035
Net income$1,643,0003,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,578
Cash dividends$185,0005,356
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,643,0002,986
1998-12-31 (YTD Data)Rank
Total interest income$8,756,0003,622
Total interest expense$3,847,0003,812
Net interest income$4,909,0003,464
Provision for loan and lease losses$172,0003,890
Total noninterest income$949,0003,203
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$670,0001,903
Trading account gains and feesNANA
Additional Noninterest Income$279,0004,174
Total noninterest expense$3,510,0003,605
Salaries and employee benefits$1,729,0003,781
Premises and equipment expense$501,0003,691
Additional noninterest expense$1,280,0003,185
Pre-tax net operating income$2,176,0003,108
Securities gains (losses)$-2,0009,897
Applicable income taxes$669,0003,138
Income before extraordinary items$1,505,0003,251
Extraordinary gains, net$032
Net income$1,505,0003,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,807
Cash dividends$505,0003,469
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,506,3803,159
1997-12-31 (YTD Data)Rank
Total interest income$7,607,0004,161
Total interest expense$3,255,0004,394
Net interest income$4,352,0003,925
Provision for loan and lease losses$147,0004,197
Total noninterest income$861,0003,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$563,0002,333
Trading account gains and feesNANA
Additional Noninterest Income$298,0003,944
Total noninterest expense$3,125,0003,961
Salaries and employee benefits$1,562,0004,104
Premises and equipment expense$543,0003,443
Additional noninterest expense$1,020,0003,832
Pre-tax net operating income$1,941,0003,645
Securities gains (losses)$03,944
Applicable income taxes$631,0003,524
Income before extraordinary items$1,310,0003,772
Extraordinary gains, net$044
Net income$1,310,0003,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,528
Cash dividends$505,0003,435
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,310,0003,704
1996-12-31 (YTD Data)Rank
Total interest income$6,535,0004,844
Total interest expense$2,688,0005,242
Net interest income$3,847,0004,475
Provision for loan and lease losses$264,0002,852
Total noninterest income$649,0004,325
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$527,0002,584
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,546
Total noninterest expense$2,738,0004,646
Salaries and employee benefits$1,434,0004,499
Premises and equipment expense$511,0003,718
Additional noninterest expense$793,0005,235
Pre-tax net operating income$1,494,0004,355
Securities gains (losses)$-6,00010,029
Applicable income taxes$477,0004,300
Income before extraordinary items$1,011,0004,459
Extraordinary gains, net$053
Net income$1,011,0004,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,891
Cash dividends$523,0003,302
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,015,0804,376
1995-12-31 (YTD Data)Rank
Total interest income$5,784,0005,364
Total interest expense$2,511,0005,547
Net interest income$3,273,0005,139
Provision for loan and lease losses$30,0007,070
Total noninterest income$608,0004,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$453,0002,987
Trading account gains and feesNANA
Additional Noninterest Income$155,0005,887
Total noninterest expense$2,731,0004,626
Salaries and employee benefits$1,395,0004,570
Premises and equipment expense$487,0003,845
Additional noninterest expense$849,0004,999
Pre-tax net operating income$1,120,0005,523
Securities gains (losses)$03,831
Applicable income taxes$374,0005,178
Income before extraordinary items$746,0005,731
Extraordinary gains, net$065
Net income$746,0005,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,295
Cash dividends$315,0004,405
Sale, conversion, retirement of capital stock, net$0809
Net operating income$746,0005,708
1994-12-31 (YTD Data)Rank
Total interest income$4,403,0006,253
Total interest expense$1,756,0006,187
Net interest income$2,647,0006,181
Provision for loan and lease losses$100,0004,522
Total noninterest income$488,0005,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$345,0003,893
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,348
Total noninterest expense$2,141,0005,874
Salaries and employee benefits$1,100,0005,646
Premises and equipment expense$381,0004,781
Additional noninterest expense$660,0006,610
Pre-tax net operating income$894,0006,433
Securities gains (losses)$03,600
Applicable income taxes$264,0006,339
Income before extraordinary items$630,0006,334
Extraordinary gains, net$0249
Net income$630,0006,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,486
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$630,0006,414
1993-12-31 (YTD Data)Rank
Total interest income$4,349,0006,471
Total interest expense$1,808,0006,316
Net interest income$2,541,0006,463
Provision for loan and lease losses$254,0003,349
Total noninterest income$478,0005,772
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$346,0003,920
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,969
Total noninterest expense$1,993,0006,352
Salaries and employee benefits$1,054,0005,852
Premises and equipment expense$372,0004,997
Additional noninterest expense$567,0007,625
Pre-tax net operating income$772,0006,964
Securities gains (losses)$5,0006,132
Applicable income taxes$225,0007,177
Income before extraordinary items$552,0007,134
Extraordinary gains, net$50,0002,172
Net income$602,0006,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0005,035
Cash dividends$287,0004,554
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$548,4506,906
1992-12-31 (YTD Data)Rank
Total interest income$4,493,0006,912
Total interest expense$2,251,0006,505
Net interest income$2,242,0007,142
Provision for loan and lease losses$144,0006,224
Total noninterest income$533,0005,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$350,0003,907
Trading account gains and feesNANA
Additional Noninterest Income$183,0005,968
Total noninterest expense$1,921,0006,600
Salaries and employee benefits$1,035,0005,848
Premises and equipment expense$283,0006,240
Additional noninterest expense$603,0007,483
Pre-tax net operating income$710,0007,043
Securities gains (losses)$42,0004,413
Applicable income taxes$178,0008,017
Income before extraordinary items$574,0006,747
Extraordinary gains, net$01,422
Net income$574,0006,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0005,373
Cash dividends$87,0006,898
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$542,0806,617

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.