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North Star Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$16,243,000	2,166
Total interest expense	$4,029,000	2,272
Net interest income	$12,214,000	2,086
Provision for loan and lease losses	$90,000	2,523
Total noninterest income	$1,078,000	2,656
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$171,000	2,852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$907,000	2,391
Total noninterest expense	$8,757,000	2,201
Salaries and employee benefits	$5,657,000	2,029
Premises and equipment expense	$957,000	2,071
Additional noninterest expense	$907,000	2,391
Pre-tax net operating income	$4,445,000	2,056
Securities gains (losses)	$-2,000	3,233
Applicable income taxes	$1,078,000	1,394
Income before extraordinary items	$3,365,000	2,186
Extraordinary gains, net	$0	54
Net income	$3,365,000	2,210
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,365,000	2,189
Net charge-offs	$0	2,884
Cash dividends	$2,988,000	1,209
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,366,580	2,215
2023-09-30 (YTD Data)		Rank
Total interest income	$11,784,000	2,177
Total interest expense	$2,691,000	2,287
Net interest income	$9,093,000	2,112
Provision for loan and lease losses	$45,000	2,529
Total noninterest income	$774,000	2,712
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$123,000	2,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$651,000	2,416
Total noninterest expense	$6,716,000	2,168
Salaries and employee benefits	$4,289,000	2,022
Premises and equipment expense	$750,000	2,032
Additional noninterest expense	$651,000	2,415
Pre-tax net operating income	$3,106,000	2,190
Securities gains (losses)	$-2,000	3,320
Applicable income taxes	$942,000	1,327
Income before extraordinary items	$2,162,000	2,429
Extraordinary gains, net	$0	52
Net income	$2,162,000	2,452
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,162,000	2,431
Net charge-offs	$0	2,641
Cash dividends	$2,820,000	928
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,163,580	2,446
2023-06-30 (YTD Data)		Rank
Total interest income	$7,758,000	2,166
Total interest expense	$1,587,000	2,273
Net interest income	$6,171,000	2,109
Provision for loan and lease losses	$0	2,940
Total noninterest income	$537,000	2,619
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$80,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$457,000	2,295
Total noninterest expense	$4,435,000	2,170
Salaries and employee benefits	$2,801,000	2,045
Premises and equipment expense	$508,000	1,999
Additional noninterest expense	$457,000	2,291
Pre-tax net operating income	$2,273,000	2,082
Securities gains (losses)	$-2,000	3,632
Applicable income taxes	$807,000	1,155
Income before extraordinary items	$1,464,000	2,427
Extraordinary gains, net	$0	51
Net income	$1,464,000	2,455
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,464,000	2,427
Net charge-offs	$0	2,431
Cash dividends	$2,589,000	711
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,465,580	2,445
2023-03-31 (YTD Data)		Rank
Total interest income	$3,864,000	2,150
Total interest expense	$726,000	2,195
Net interest income	$3,138,000	2,097
Provision for loan and lease losses	$0	2,612
Total noninterest income	$316,000	2,434
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$39,000	2,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$277,000	2,090
Total noninterest expense	$2,228,000	2,200
Salaries and employee benefits	$1,423,000	2,062
Premises and equipment expense	$252,000	2,037
Additional noninterest expense	$277,000	2,090
Pre-tax net operating income	$1,226,000	2,042
Securities gains (losses)	$-671,000	4,563
Applicable income taxes	$0	3,388
Income before extraordinary items	$555,000	2,783
Extraordinary gains, net	$0	4
Net income	$555,000	2,783
Minority interest net income	$0	48
Net income of bank and minority interests.	$555,000	2,783
Net charge-offs	$0	2,062
Cash dividends	$2,472,000	425
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,226,000	1,845
2022-12-31 (YTD Data)		Rank
Total interest income	$13,448,000	2,107
Total interest expense	$624,000	2,991
Net interest income	$12,824,000	2,017
Provision for loan and lease losses	$180,000	1,851
Total noninterest income	$887,000	2,950
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$168,000	2,950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	2,678
Total noninterest expense	$7,866,000	2,322
Salaries and employee benefits	$5,207,000	2,118
Premises and equipment expense	$892,000	2,143
Additional noninterest expense	$719,000	2,678
Pre-tax net operating income	$5,665,000	1,897
Securities gains (losses)	$1,000	637
Applicable income taxes	$4,000	3,550
Income before extraordinary items	$5,662,000	1,679
Extraordinary gains, net	$0	5
Net income	$5,662,000	1,677
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,662,000	1,678
Net charge-offs	$241,000	852
Cash dividends	$3,074,000	1,118
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,661,000	1,707
2022-09-30 (YTD Data)		Rank
Total interest income	$9,631,000	2,123
Total interest expense	$377,000	3,013
Net interest income	$9,254,000	2,044
Provision for loan and lease losses	$120,000	1,768
Total noninterest income	$698,000	2,925
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$134,000	2,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,672
Total noninterest expense	$5,950,000	2,304
Salaries and employee benefits	$3,862,000	2,127
Premises and equipment expense	$690,000	2,126
Additional noninterest expense	$564,000	2,672
Pre-tax net operating income	$3,882,000	1,969
Securities gains (losses)	$0	740
Applicable income taxes	$4,000	3,535
Income before extraordinary items	$3,878,000	1,767
Extraordinary gains, net	$0	4
Net income	$3,878,000	1,767
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,878,000	1,766
Net charge-offs	$-11,000	3,629
Cash dividends	$2,046,000	1,111
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,878,000	1,805
2022-06-30 (YTD Data)		Rank
Total interest income	$6,188,000	2,137
Total interest expense	$260,000	2,851
Net interest income	$5,928,000	2,066
Provision for loan and lease losses	$90,000	1,575
Total noninterest income	$466,000	2,910
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$90,000	2,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$376,000	2,706
Total noninterest expense	$4,061,000	2,260
Salaries and employee benefits	$2,678,000	2,086
Premises and equipment expense	$457,000	2,128
Additional noninterest expense	$926,000	2,742
Pre-tax net operating income	$2,243,000	2,057
Securities gains (losses)	$0	687
Applicable income taxes	$4,000	3,482
Income before extraordinary items	$2,239,000	1,849
Extraordinary gains, net	$0	4
Net income	$2,239,000	1,850
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,239,000	1,849
Net charge-offs	$-6,000	3,498
Cash dividends	$1,584,000	999
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,239,000	1,892
2022-03-31 (YTD Data)		Rank
Total interest income	$2,980,000	2,139
Total interest expense	$140,000	2,714
Net interest income	$2,840,000	2,068
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$222,000	2,940
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$46,000	2,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,711
Total noninterest expense	$2,033,000	2,263
Salaries and employee benefits	$1,369,000	2,050
Premises and equipment expense	$232,000	2,128
Additional noninterest expense	$432,000	2,841
Pre-tax net operating income	$969,000	2,125
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$969,000	1,952
Extraordinary gains, net	$0	4
Net income	$969,000	1,951
Minority interest net income	$0	50
Net income of bank and minority interests.	$969,000	1,952
Net charge-offs	$-3,000	3,434
Cash dividends	$573,000	1,088
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$969,000	1,977
2021-12-31 (YTD Data)		Rank
Total interest income	$12,438,000	2,143
Total interest expense	$773,000	2,562
Net interest income	$11,665,000	2,064
Provision for loan and lease losses	$240,000	1,589
Total noninterest income	$894,000	3,100
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$183,000	2,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$711,000	2,951
Total noninterest expense	$7,181,000	2,443
Salaries and employee benefits	$4,661,000	2,257
Premises and equipment expense	$820,000	2,282
Additional noninterest expense	$1,700,000	2,879
Pre-tax net operating income	$5,138,000	2,019
Securities gains (losses)	$155,000	694
Applicable income taxes	$4,000	3,642
Income before extraordinary items	$5,289,000	1,814
Extraordinary gains, net	$0	10
Net income	$5,289,000	1,814
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,289,000	1,815
Net charge-offs	$-153,000	4,476
Cash dividends	$3,501,000	1,046
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,134,000	1,828
2021-09-30 (YTD Data)		Rank
Total interest income	$9,360,000	2,176
Total interest expense	$614,000	2,572
Net interest income	$8,746,000	2,096
Provision for loan and lease losses	$180,000	1,539
Total noninterest income	$673,000	3,126
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$138,000	2,808
Trading account gains and fees	NA	NA
Additional Noninterest Income	$535,000	3,002
Total noninterest expense	$5,627,000	2,390
Salaries and employee benefits	$3,534,000	2,246
Premises and equipment expense	$696,000	2,146
Additional noninterest expense	$1,397,000	2,717
Pre-tax net operating income	$3,612,000	2,189
Securities gains (losses)	$155,000	647
Applicable income taxes	$4,000	3,598
Income before extraordinary items	$3,763,000	1,956
Extraordinary gains, net	$0	8
Net income	$3,763,000	1,955
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,763,000	1,956
Net charge-offs	$-128,000	4,529
Cash dividends	$2,982,000	881
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,608,000	1,983
2021-06-30 (YTD Data)		Rank
Total interest income	$6,160,000	2,189
Total interest expense	$435,000	2,552
Net interest income	$5,725,000	2,110
Provision for loan and lease losses	$120,000	1,537
Total noninterest income	$414,000	3,207
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$91,000	2,771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	3,074
Total noninterest expense	$3,741,000	2,386
Salaries and employee benefits	$2,350,000	2,257
Premises and equipment expense	$460,000	2,154
Additional noninterest expense	$931,000	2,712
Pre-tax net operating income	$2,278,000	2,223
Securities gains (losses)	$93,000	686
Applicable income taxes	$4,000	3,559
Income before extraordinary items	$2,367,000	2,024
Extraordinary gains, net	$0	6
Net income	$2,367,000	2,024
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,367,000	2,024
Net charge-offs	$-123,000	4,644
Cash dividends	$1,764,000	947
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,274,000	2,040
2021-03-31 (YTD Data)		Rank
Total interest income	$3,065,000	2,181
Total interest expense	$233,000	2,540
Net interest income	$2,832,000	2,111
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$209,000	3,176
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$44,000	2,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	3,026
Total noninterest expense	$1,856,000	2,379
Salaries and employee benefits	$1,156,000	2,272
Premises and equipment expense	$236,000	2,135
Additional noninterest expense	$464,000	2,673
Pre-tax net operating income	$1,125,000	2,222
Securities gains (losses)	$0	1,392
Applicable income taxes	$4,000	3,431
Income before extraordinary items	$1,121,000	2,071
Extraordinary gains, net	$0	3
Net income	$1,121,000	2,071
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,121,000	2,071
Net charge-offs	$-120,000	4,800
Cash dividends	$600,000	1,054
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,121,000	2,037
2020-12-31 (YTD Data)		Rank
Total interest income	$12,551,000	2,156
Total interest expense	$1,263,000	2,618
Net interest income	$11,288,000	2,052
Provision for loan and lease losses	$240,000	2,884
Total noninterest income	$743,000	3,202
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$194,000	2,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$549,000	3,059
Total noninterest expense	$6,960,000	2,466
Salaries and employee benefits	$4,443,000	2,316
Premises and equipment expense	$858,000	2,239
Additional noninterest expense	$1,659,000	2,857
Pre-tax net operating income	$4,831,000	1,828
Securities gains (losses)	$-36,000	4,905
Applicable income taxes	$4,000	3,569
Income before extraordinary items	$4,791,000	1,683
Extraordinary gains, net	$0	4
Net income	$4,791,000	1,683
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,791,000	1,683
Net charge-offs	$46,000	2,442
Cash dividends	$3,081,000	1,092
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,827,000	1,634
2020-09-30 (YTD Data)		Rank
Total interest income	$9,520,000	2,159
Total interest expense	$996,000	2,630
Net interest income	$8,524,000	2,038
Provision for loan and lease losses	$180,000	2,853
Total noninterest income	$544,000	3,215
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$144,000	2,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$400,000	3,055
Total noninterest expense	$5,455,000	2,397
Salaries and employee benefits	$3,393,000	2,267
Premises and equipment expense	$691,000	2,131
Additional noninterest expense	$1,371,000	2,675
Pre-tax net operating income	$3,433,000	1,873
Securities gains (losses)	$-36,000	4,899
Applicable income taxes	$4,000	3,559
Income before extraordinary items	$3,393,000	1,745
Extraordinary gains, net	$0	4
Net income	$3,393,000	1,745
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,393,000	1,745
Net charge-offs	$1,000	3,162
Cash dividends	$2,772,000	853
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,429,000	1,683
2020-06-30 (YTD Data)		Rank
Total interest income	$6,686,000	2,097
Total interest expense	$683,000	2,686
Net interest income	$6,003,000	1,956
Provision for loan and lease losses	$120,000	2,806
Total noninterest income	$229,000	3,685
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$97,000	2,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	3,693
Total noninterest expense	$3,704,000	2,366
Salaries and employee benefits	$2,303,000	2,245
Premises and equipment expense	$457,000	2,142
Additional noninterest expense	$944,000	2,611
Pre-tax net operating income	$2,408,000	1,755
Securities gains (losses)	$-36,000	4,900
Applicable income taxes	$4,000	3,498
Income before extraordinary items	$2,368,000	1,601
Extraordinary gains, net	$0	4
Net income	$2,368,000	1,602
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,368,000	1,602
Net charge-offs	$-10,000	4,318
Cash dividends	$2,190,000	752
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,404,000	1,537
2020-03-31 (YTD Data)		Rank
Total interest income	$3,093,000	2,207
Total interest expense	$340,000	2,822
Net interest income	$2,753,000	2,060
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$125,000	3,578
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$54,000	2,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	3,543
Total noninterest expense	$1,902,000	2,337
Salaries and employee benefits	$1,141,000	2,273
Premises and equipment expense	$229,000	2,157
Additional noninterest expense	$532,000	2,435
Pre-tax net operating income	$916,000	1,961
Securities gains (losses)	$-55,000	4,951
Applicable income taxes	$4,000	3,309
Income before extraordinary items	$857,000	1,875
Extraordinary gains, net	$0	4
Net income	$857,000	1,875
Minority interest net income	$0	56
Net income of bank and minority interests.	$857,000	1,875
Net charge-offs	$-11,000	4,487
Cash dividends	$489,000	1,317
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$912,000	1,762
2019-12-31 (YTD Data)		Rank
Total interest income	$12,082,000	2,278
Total interest expense	$1,223,000	3,028
Net interest income	$10,859,000	2,090
Provision for loan and lease losses	$200,000	2,341
Total noninterest income	$830,000	3,061
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$244,000	2,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	2,864
Total noninterest expense	$7,066,000	2,425
Salaries and employee benefits	$4,344,000	2,311
Premises and equipment expense	$900,000	2,185
Additional noninterest expense	$1,822,000	2,723
Pre-tax net operating income	$4,423,000	1,916
Securities gains (losses)	$-19,000	4,900
Applicable income taxes	$4,000	3,730
Income before extraordinary items	$4,400,000	1,762
Extraordinary gains, net	$0	11
Net income	$4,400,000	1,764
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,400,000	1,764
Net charge-offs	$-17,000	4,562
Cash dividends	$2,662,000	1,301
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,419,000	1,724
2019-09-30 (YTD Data)		Rank
Total interest income	$8,998,000	2,318
Total interest expense	$881,000	3,114
Net interest income	$8,117,000	2,119
Provision for loan and lease losses	$180,000	2,065
Total noninterest income	$360,000	3,756
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$186,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	3,857
Total noninterest expense	$5,436,000	2,401
Salaries and employee benefits	$3,283,000	2,309
Premises and equipment expense	$715,000	2,114
Additional noninterest expense	$1,438,000	2,635
Pre-tax net operating income	$2,861,000	2,169
Securities gains (losses)	$-19,000	4,990
Applicable income taxes	$4,000	3,770
Income before extraordinary items	$2,838,000	2,016
Extraordinary gains, net	$0	11
Net income	$2,838,000	2,016
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,838,000	2,017
Net charge-offs	$-10,000	4,426
Cash dividends	$2,230,000	1,105
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,857,000	1,979
2019-06-30 (YTD Data)		Rank
Total interest income	$5,910,000	2,340
Total interest expense	$549,000	3,192
Net interest income	$5,361,000	2,148
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$207,000	3,906
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$122,000	2,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	4,121
Total noninterest expense	$3,657,000	2,402
Salaries and employee benefits	$2,205,000	2,298
Premises and equipment expense	$474,000	2,134
Additional noninterest expense	$978,000	2,622
Pre-tax net operating income	$1,731,000	2,286
Securities gains (losses)	$-10,000	4,944
Applicable income taxes	$4,000	3,751
Income before extraordinary items	$1,717,000	2,143
Extraordinary gains, net	$0	11
Net income	$1,717,000	2,141
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,717,000	2,143
Net charge-offs	$-8,000	4,422
Cash dividends	$816,000	1,624
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,727,000	2,108
2019-03-31 (YTD Data)		Rank
Total interest income	$2,928,000	2,349
Total interest expense	$263,000	3,236
Net interest income	$2,665,000	2,164
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$68,000	4,324
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$61,000	2,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	5,007
Total noninterest expense	$1,837,000	2,406
Salaries and employee benefits	$1,095,000	2,328
Premises and equipment expense	$247,000	2,097
Additional noninterest expense	$495,000	2,607
Pre-tax net operating income	$806,000	2,351
Securities gains (losses)	$0	1,087
Applicable income taxes	$4,000	3,587
Income before extraordinary items	$802,000	2,188
Extraordinary gains, net	$0	5
Net income	$802,000	2,187
Minority interest net income	$0	52
Net income of bank and minority interests.	$802,000	2,187
Net charge-offs	$111,000	845
Cash dividends	$450,000	1,415
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$802,000	2,176
2018-12-31 (YTD Data)		Rank
Total interest income	$10,621,000	2,424
Total interest expense	$729,000	3,395
Net interest income	$9,892,000	2,274
Provision for loan and lease losses	$0	4,082
Total noninterest income	$478,000	3,833
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$285,000	2,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	4,108
Total noninterest expense	$6,861,000	2,496
Salaries and employee benefits	$4,126,000	2,401
Premises and equipment expense	$882,000	2,228
Additional noninterest expense	$1,853,000	2,722
Pre-tax net operating income	$3,509,000	2,279
Securities gains (losses)	$0	1,125
Applicable income taxes	$4,000	3,841
Income before extraordinary items	$3,505,000	2,086
Extraordinary gains, net	$0	6
Net income	$3,505,000	2,084
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,505,000	2,085
Net charge-offs	$-167,000	5,142
Cash dividends	$1,503,000	1,724
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,505,000	2,084
2018-09-30 (YTD Data)		Rank
Total interest income	$7,860,000	2,435
Total interest expense	$492,000	3,494
Net interest income	$7,368,000	2,290
Provision for loan and lease losses	$0	3,948
Total noninterest income	$408,000	3,698
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$218,000	2,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	3,895
Total noninterest expense	$5,361,000	2,444
Salaries and employee benefits	$3,075,000	2,406
Premises and equipment expense	$658,000	2,252
Additional noninterest expense	$1,628,000	2,452
Pre-tax net operating income	$2,415,000	2,442
Securities gains (losses)	$0	1,118
Applicable income taxes	$3,000	3,907
Income before extraordinary items	$2,412,000	2,227
Extraordinary gains, net	$0	5
Net income	$2,412,000	2,225
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,412,000	2,226
Net charge-offs	$-162,000	5,210
Cash dividends	$1,050,000	1,616
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,412,000	2,226
2018-06-30 (YTD Data)		Rank
Total interest income	$5,124,000	2,455
Total interest expense	$287,000	3,634
Net interest income	$4,837,000	2,308
Provision for loan and lease losses	$0	3,782
Total noninterest income	$322,000	3,511
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$138,000	2,886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,487
Total noninterest expense	$3,574,000	2,455
Salaries and employee benefits	$2,021,000	2,450
Premises and equipment expense	$437,000	2,275
Additional noninterest expense	$1,116,000	2,420
Pre-tax net operating income	$1,585,000	2,438
Securities gains (losses)	$0	961
Applicable income taxes	$2,000	3,899
Income before extraordinary items	$1,583,000	2,224
Extraordinary gains, net	$0	6
Net income	$1,583,000	2,221
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,583,000	2,223
Net charge-offs	$-158,000	5,307
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,583,000	2,223
2018-03-31 (YTD Data)		Rank
Total interest income	$2,447,000	2,540
Total interest expense	$133,000	3,707
Net interest income	$2,314,000	2,392
Provision for loan and lease losses	$0	3,508
Total noninterest income	$140,000	3,674
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$66,000	2,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	3,744
Total noninterest expense	$1,709,000	2,544
Salaries and employee benefits	$998,000	2,513
Premises and equipment expense	$210,000	2,368
Additional noninterest expense	$501,000	2,619
Pre-tax net operating income	$745,000	2,504
Securities gains (losses)	$0	735
Applicable income taxes	$1,000	3,857
Income before extraordinary items	$744,000	2,280
Extraordinary gains, net	$0	7
Net income	$744,000	2,278
Minority interest net income	$0	52
Net income of bank and minority interests.	$744,000	2,280
Net charge-offs	$-10,000	4,740
Cash dividends	$250,000	1,729
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$744,000	2,270
2017-12-31 (YTD Data)		Rank
Total interest income	$9,238,000	2,595
Total interest expense	$485,000	3,715
Net interest income	$8,753,000	2,467
Provision for loan and lease losses	$-150,000	5,403
Total noninterest income	$677,000	3,511
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$300,000	2,859
Trading account gains and fees	$0	151
Additional Noninterest Income	$377,000	3,523
Total noninterest expense	$6,787,000	2,561
Salaries and employee benefits	$3,905,000	2,508
Premises and equipment expense	$915,000	2,236
Additional noninterest expense	$1,967,000	2,686
Pre-tax net operating income	$2,793,000	2,591
Securities gains (losses)	$0	2,243
Applicable income taxes	$4,000	3,980
Income before extraordinary items	$2,789,000	2,172
Extraordinary gains, net	$0	9
Net income	$2,789,000	2,170
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,789,000	2,172
Net charge-offs	$-267,000	5,486
Cash dividends	$823,000	2,426
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,789,000	2,153
2017-09-30 (YTD Data)		Rank
Total interest income	$6,749,000	2,664
Total interest expense	$353,000	3,787
Net interest income	$6,396,000	2,534
Provision for loan and lease losses	$0	4,088
Total noninterest income	$357,000	4,032
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$229,000	2,850
Trading account gains and fees	$0	145
Additional Noninterest Income	$128,000	4,416
Total noninterest expense	$5,111,000	2,554
Salaries and employee benefits	$2,897,000	2,531
Premises and equipment expense	$690,000	2,237
Additional noninterest expense	$1,524,000	2,636
Pre-tax net operating income	$1,642,000	3,017
Securities gains (losses)	$0	2,274
Applicable income taxes	$3,000	4,027
Income before extraordinary items	$1,639,000	2,706
Extraordinary gains, net	$0	9
Net income	$1,639,000	2,705
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,639,000	2,706
Net charge-offs	$-70,000	5,252
Cash dividends	$823,000	1,899
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,639,000	2,695
2017-06-30 (YTD Data)		Rank
Total interest income	$4,390,000	2,697
Total interest expense	$228,000	3,812
Net interest income	$4,162,000	2,569
Provision for loan and lease losses	$0	3,871
Total noninterest income	$326,000	3,603
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$151,000	2,869
Trading account gains and fees	$0	139
Additional Noninterest Income	$175,000	3,654
Total noninterest expense	$3,437,000	2,551
Salaries and employee benefits	$1,919,000	2,562
Premises and equipment expense	$456,000	2,264
Additional noninterest expense	$1,062,000	2,554
Pre-tax net operating income	$1,051,000	3,044
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,000	4,063
Income before extraordinary items	$1,049,000	2,746
Extraordinary gains, net	$0	11
Net income	$1,049,000	2,746
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,049,000	2,746
Net charge-offs	$-58,000	5,322
Cash dividends	$823,000	1,504
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,049,000	2,722
2017-03-31 (YTD Data)		Rank
Total interest income	$2,059,000	2,808
Total interest expense	$113,000	3,826
Net interest income	$1,946,000	2,704
Provision for loan and lease losses	$0	3,537
Total noninterest income	$152,000	3,721
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$69,000	3,015
Trading account gains and fees	$0	142
Additional Noninterest Income	$83,000	3,719
Total noninterest expense	$1,716,000	2,575
Salaries and employee benefits	$982,000	2,549
Premises and equipment expense	$226,000	2,310
Additional noninterest expense	$508,000	2,644
Pre-tax net operating income	$382,000	3,476
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,000	3,997
Income before extraordinary items	$381,000	3,214
Extraordinary gains, net	$0	8
Net income	$381,000	3,212
Minority interest net income	$0	55
Net income of bank and minority interests.	$381,000	3,214
Net charge-offs	$-17,000	5,196
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$381,000	3,195
2016-12-31 (YTD Data)		Rank
Total interest income	$7,806,000	2,901
Total interest expense	$457,000	3,802
Net interest income	$7,349,000	2,785
Provision for loan and lease losses	$-306,000	5,686
Total noninterest income	$810,000	3,367
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$285,000	3,021
Trading account gains and fees	$0	170
Additional Noninterest Income	$525,000	3,199
Total noninterest expense	$6,833,000	2,606
Salaries and employee benefits	$3,875,000	2,552
Premises and equipment expense	$903,000	2,311
Additional noninterest expense	$2,055,000	2,704
Pre-tax net operating income	$1,632,000	3,395
Securities gains (losses)	$12,000	2,595
Applicable income taxes	$-3,000	5,639
Income before extraordinary items	$1,647,000	3,116
Extraordinary gains, net	$0	5
Net income	$1,647,000	3,115
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,647,000	3,115
Net charge-offs	$-337,000	5,752
Cash dividends	$650,000	2,677
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,635,000	3,072
2016-09-30 (YTD Data)		Rank
Total interest income	$5,797,000	2,929
Total interest expense	$342,000	3,833
Net interest income	$5,455,000	2,806
Provision for loan and lease losses	$-306,000	5,816
Total noninterest income	$629,000	3,316
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$216,000	3,023
Trading account gains and fees	$0	169
Additional Noninterest Income	$413,000	3,133
Total noninterest expense	$5,376,000	2,503
Salaries and employee benefits	$2,938,000	2,527
Premises and equipment expense	$691,000	2,275
Additional noninterest expense	$1,747,000	2,450
Pre-tax net operating income	$1,014,000	3,702
Securities gains (losses)	$12,000	2,520
Applicable income taxes	$-3,000	5,782
Income before extraordinary items	$1,029,000	3,446
Extraordinary gains, net	$0	5
Net income	$1,029,000	3,443
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,029,000	3,446
Net charge-offs	$-315,000	5,802
Cash dividends	$650,000	2,117
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,017,000	3,411
2016-06-30 (YTD Data)		Rank
Total interest income	$3,838,000	2,946
Total interest expense	$227,000	3,858
Net interest income	$3,611,000	2,836
Provision for loan and lease losses	$-306,000	5,933
Total noninterest income	$363,000	3,548
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$145,000	3,001
Trading account gains and fees	$0	157
Additional Noninterest Income	$218,000	3,477
Total noninterest expense	$3,572,000	2,520
Salaries and employee benefits	$1,952,000	2,549
Premises and equipment expense	$451,000	2,319
Additional noninterest expense	$1,169,000	2,454
Pre-tax net operating income	$708,000	3,638
Securities gains (losses)	$8,000	2,318
Applicable income taxes	$-3,000	5,863
Income before extraordinary items	$719,000	3,369
Extraordinary gains, net	$0	16
Net income	$719,000	3,366
Minority interest net income	$0	71
Net income of bank and minority interests.	$719,000	3,367
Net charge-offs	$-302,000	5,918
Cash dividends	$650,000	1,696
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$711,000	3,334
2016-03-31 (YTD Data)		Rank
Total interest income	$1,923,000	2,940
Total interest expense	$114,000	3,873
Net interest income	$1,809,000	2,827
Provision for loan and lease losses	$-306,000	6,048
Total noninterest income	$-17,000	6,094
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$74,000	2,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$-91,000	6,105
Total noninterest expense	$1,769,000	2,544
Salaries and employee benefits	$923,000	2,656
Premises and equipment expense	$221,000	2,359
Additional noninterest expense	$625,000	2,312
Pre-tax net operating income	$329,000	3,715
Securities gains (losses)	$7,000	1,613
Applicable income taxes	$-4,000	5,942
Income before extraordinary items	$340,000	3,412
Extraordinary gains, net	$0	12
Net income	$340,000	3,408
Minority interest net income	$0	62
Net income of bank and minority interests.	$340,000	3,410
Net charge-offs	$-263,000	6,027
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$333,000	3,391
2015-12-31 (YTD Data)		Rank
Total interest income	$7,750,000	2,898
Total interest expense	$492,000	3,749
Net interest income	$7,258,000	2,793
Provision for loan and lease losses	$-755,000	6,010
Total noninterest income	$698,000	3,647
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$294,000	3,070
Trading account gains and fees	$0	159
Additional Noninterest Income	$404,000	3,576
Total noninterest expense	$6,895,000	2,584
Salaries and employee benefits	$3,709,000	2,622
Premises and equipment expense	$899,000	2,343
Additional noninterest expense	$2,287,000	2,512
Pre-tax net operating income	$1,816,000	3,191
Securities gains (losses)	$52,000	1,623
Applicable income taxes	$4,000	4,225
Income before extraordinary items	$1,864,000	2,860
Extraordinary gains, net	$0	23
Net income	$1,864,000	2,863
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,864,000	2,863
Net charge-offs	$-175,000	5,834
Cash dividends	$375,000	3,203
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,812,000	2,856
2015-09-30 (YTD Data)		Rank
Total interest income	$5,721,000	2,949
Total interest expense	$374,000	3,776
Net interest income	$5,347,000	2,848
Provision for loan and lease losses	$-380,000	6,050
Total noninterest income	$252,000	4,724
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$217,000	3,118
Trading account gains and fees	$0	153
Additional Noninterest Income	$35,000	5,612
Total noninterest expense	$5,243,000	2,581
Salaries and employee benefits	$2,769,000	2,646
Premises and equipment expense	$680,000	2,360
Additional noninterest expense	$1,794,000	2,415
Pre-tax net operating income	$736,000	4,212
Securities gains (losses)	$52,000	1,436
Applicable income taxes	$3,000	4,331
Income before extraordinary items	$785,000	3,918
Extraordinary gains, net	$0	21
Net income	$785,000	3,915
Minority interest net income	$0	78
Net income of bank and minority interests.	$785,000	3,918
Net charge-offs	$-112,000	5,833
Cash dividends	$375,000	2,604
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$733,000	3,974
2015-06-30 (YTD Data)		Rank
Total interest income	$3,825,000	2,950
Total interest expense	$253,000	3,780
Net interest income	$3,572,000	2,841
Provision for loan and lease losses	$-380,000	6,171
Total noninterest income	$-85,000	6,310
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$143,000	3,114
Trading account gains and fees	$0	157
Additional Noninterest Income	$-228,000	6,315
Total noninterest expense	$3,504,000	2,599
Salaries and employee benefits	$1,830,000	2,670
Premises and equipment expense	$465,000	2,339
Additional noninterest expense	$1,209,000	2,411
Pre-tax net operating income	$363,000	4,600
Securities gains (losses)	$62,000	1,113
Applicable income taxes	$3,000	4,308
Income before extraordinary items	$422,000	4,229
Extraordinary gains, net	$0	22
Net income	$422,000	4,231
Minority interest net income	$0	75
Net income of bank and minority interests.	$422,000	4,232
Net charge-offs	$-23,000	5,514
Cash dividends	$375,000	2,215
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$360,620	4,386
2015-03-31 (YTD Data)		Rank
Total interest income	$1,883,000	2,978
Total interest expense	$130,000	3,760
Net interest income	$1,753,000	2,883
Provision for loan and lease losses	$-380,000	6,303
Total noninterest income	$-364,000	6,409
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$70,000	3,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$-434,000	6,414
Total noninterest expense	$1,731,000	2,615
Salaries and employee benefits	$887,000	2,755
Premises and equipment expense	$243,000	2,295
Additional noninterest expense	$601,000	2,410
Pre-tax net operating income	$38,000	5,716
Securities gains (losses)	$60,000	772
Applicable income taxes	$1,000	4,289
Income before extraordinary items	$97,000	5,157
Extraordinary gains, net	$0	13
Net income	$97,000	5,159
Minority interest net income	$0	64
Net income of bank and minority interests.	$97,000	5,161
Net charge-offs	$-3,000	4,874
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$37,600	5,673
2014-12-31 (YTD Data)		Rank
Total interest income	$7,862,000	2,921
Total interest expense	$572,000	3,737
Net interest income	$7,290,000	2,811
Provision for loan and lease losses	$-704,000	6,303
Total noninterest income	$1,389,000	2,629
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$309,000	3,156
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,080,000	2,228
Total noninterest expense	$7,235,000	2,547
Salaries and employee benefits	$3,826,000	2,590
Premises and equipment expense	$986,000	2,271
Additional noninterest expense	$2,423,000	2,468
Pre-tax net operating income	$2,148,000	2,859
Securities gains (losses)	$-4,000	5,927
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,144,000	2,567
Extraordinary gains, net	$0	17
Net income	$2,144,000	2,567
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,144,000	2,567
Net charge-offs	$484,000	1,499
Cash dividends	$400,000	3,108
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,148,000	2,525
2014-09-30 (YTD Data)		Rank
Total interest income	$5,891,000	2,951
Total interest expense	$439,000	3,744
Net interest income	$5,452,000	2,831
Provision for loan and lease losses	$-520,000	6,396
Total noninterest income	$1,029,000	2,665
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$234,000	3,165
Trading account gains and fees	$0	174
Additional Noninterest Income	$795,000	2,264
Total noninterest expense	$5,582,000	2,473
Salaries and employee benefits	$2,883,000	2,583
Premises and equipment expense	$756,000	2,246
Additional noninterest expense	$1,943,000	2,314
Pre-tax net operating income	$1,419,000	3,139
Securities gains (losses)	$-4,000	6,036
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,415,000	2,842
Extraordinary gains, net	$0	15
Net income	$1,415,000	2,843
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,415,000	2,843
Net charge-offs	$-17,000	5,745
Cash dividends	$400,000	2,448
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,419,000	2,789
2014-06-30 (YTD Data)		Rank
Total interest income	$3,894,000	2,973
Total interest expense	$295,000	3,773
Net interest income	$3,599,000	2,863
Provision for loan and lease losses	$-520,000	6,512
Total noninterest income	$696,000	2,610
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$156,000	3,147
Trading account gains and fees	$0	172
Additional Noninterest Income	$540,000	2,207
Total noninterest expense	$3,755,000	2,465
Salaries and employee benefits	$1,903,000	2,618
Premises and equipment expense	$520,000	2,201
Additional noninterest expense	$1,332,000	2,232
Pre-tax net operating income	$1,060,000	2,864
Securities gains (losses)	$-6,000	6,233
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,054,000	2,549
Extraordinary gains, net	$0	20
Net income	$1,054,000	2,552
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,054,000	2,553
Net charge-offs	$-16,000	5,809
Cash dividends	$400,000	2,030
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,060,000	2,494
2014-03-31 (YTD Data)		Rank
Total interest income	$1,923,000	3,005
Total interest expense	$150,000	3,784
Net interest income	$1,773,000	2,898
Provision for loan and lease losses	$-520,000	6,632
Total noninterest income	$360,000	2,530
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$77,000	3,142
Trading account gains and fees	$0	147
Additional Noninterest Income	$283,000	2,084
Total noninterest expense	$1,896,000	2,455
Salaries and employee benefits	$979,000	2,561
Premises and equipment expense	$268,000	2,170
Additional noninterest expense	$649,000	2,306
Pre-tax net operating income	$757,000	2,193
Securities gains (losses)	$1,000	1,605
Applicable income taxes	$2,000	4,234
Income before extraordinary items	$756,000	1,895
Extraordinary gains, net	$0	16
Net income	$756,000	1,898
Minority interest net income	$0	66
Net income of bank and minority interests.	$756,000	1,898
Net charge-offs	$-15,000	5,922
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$755,000	1,860
2013-12-31 (YTD Data)		Rank
Total interest income	$8,142,000	2,903
Total interest expense	$722,000	3,679
Net interest income	$7,420,000	2,789
Provision for loan and lease losses	$-800,000	6,644
Total noninterest income	$1,473,000	2,618
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$345,000	3,124
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,128,000	2,211
Total noninterest expense	$7,419,000	2,496
Salaries and employee benefits	$3,566,000	2,752
Premises and equipment expense	$1,070,000	2,117
Additional noninterest expense	$2,783,000	2,245
Pre-tax net operating income	$2,274,000	2,622
Securities gains (losses)	$355,000	613
Applicable income taxes	$5,000	4,396
Income before extraordinary items	$2,624,000	2,119
Extraordinary gains, net	$0	29
Net income	$2,624,000	2,124
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,624,000	2,124
Net charge-offs	$-171,000	6,608
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,269,000	2,311
2013-09-30 (YTD Data)		Rank
Total interest income	$5,985,000	2,976
Total interest expense	$566,000	3,665
Net interest income	$5,419,000	2,850
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,192,000	2,544
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$259,000	3,132
Trading account gains and fees	$0	180
Additional Noninterest Income	$933,000	2,142
Total noninterest expense	$5,837,000	2,401
Salaries and employee benefits	$2,678,000	2,756
Premises and equipment expense	$819,000	2,103
Additional noninterest expense	$2,340,000	2,007
Pre-tax net operating income	$774,000	4,113
Securities gains (losses)	$354,000	562
Applicable income taxes	$3,000	4,538
Income before extraordinary items	$1,125,000	3,195
Extraordinary gains, net	$0	25
Net income	$1,125,000	3,198
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,125,000	3,199
Net charge-offs	$-130,000	6,643
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$771,000	3,821
2013-06-30 (YTD Data)		Rank
Total interest income	$4,120,000	2,894
Total interest expense	$404,000	3,565
Net interest income	$3,716,000	2,777
Provision for loan and lease losses	$0	4,788
Total noninterest income	$836,000	2,481
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$170,000	3,151
Trading account gains and fees	$0	157
Additional Noninterest Income	$666,000	2,091
Total noninterest expense	$4,006,000	2,343
Salaries and employee benefits	$1,845,000	2,691
Premises and equipment expense	$525,000	2,179
Additional noninterest expense	$1,636,000	1,912
Pre-tax net operating income	$546,000	3,984
Securities gains (losses)	$354,000	494
Applicable income taxes	$3,000	4,453
Income before extraordinary items	$897,000	2,852
Extraordinary gains, net	$0	22
Net income	$897,000	2,856
Minority interest net income	$0	82
Net income of bank and minority interests.	$897,000	2,856
Net charge-offs	$-47,000	6,539
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$543,000	3,679
2013-03-31 (YTD Data)		Rank
Total interest income	$2,138,000	2,830
Total interest expense	$220,000	3,465
Net interest income	$1,918,000	2,712
Provision for loan and lease losses	$0	4,409
Total noninterest income	$318,000	2,922
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$85,000	3,125
Trading account gains and fees	$0	148
Additional Noninterest Income	$233,000	2,561
Total noninterest expense	$2,132,000	2,229
Salaries and employee benefits	$951,000	2,629
Premises and equipment expense	$267,000	2,189
Additional noninterest expense	$914,000	1,748
Pre-tax net operating income	$104,000	5,281
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,000	4,491
Income before extraordinary items	$103,000	5,206
Extraordinary gains, net	$0	10
Net income	$103,000	5,208
Minority interest net income	$0	76
Net income of bank and minority interests.	$103,000	5,208
Net charge-offs	$-22,000	6,473
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$103,000	5,107
2012-12-31 (YTD Data)		Rank
Total interest income	$8,685,000	2,905
Total interest expense	$1,285,000	3,061
Net interest income	$7,400,000	2,848
Provision for loan and lease losses	$812,000	2,053
Total noninterest income	$108,000	6,245
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$350,000	3,181
Trading account gains and fees	$0	166
Additional Noninterest Income	$-242,000	6,832
Total noninterest expense	$7,368,000	2,548
Salaries and employee benefits	$3,451,000	2,825
Premises and equipment expense	$1,064,000	2,155
Additional noninterest expense	$2,853,000	2,275
Pre-tax net operating income	$-672,000	6,559
Securities gains (losses)	$1,355,000	390
Applicable income taxes	$5,000	4,499
Income before extraordinary items	$678,000	4,524
Extraordinary gains, net	$0	29
Net income	$678,000	4,521
Minority interest net income	$0	93
Net income of bank and minority interests.	$678,000	4,523
Net charge-offs	$223,000	3,649
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-663,450	6,585
2012-09-30 (YTD Data)		Rank
Total interest income	$6,378,000	3,007
Total interest expense	$1,019,000	3,032
Net interest income	$5,359,000	2,977
Provision for loan and lease losses	$684,000	1,882
Total noninterest income	$-52,000	7,001
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$262,000	3,228
Trading account gains and fees	$0	157
Additional Noninterest Income	$-314,000	7,023
Total noninterest expense	$5,733,000	2,470
Salaries and employee benefits	$2,654,000	2,773
Premises and equipment expense	$789,000	2,208
Additional noninterest expense	$2,290,000	2,126
Pre-tax net operating income	$-1,110,000	6,856
Securities gains (losses)	$1,386,000	295
Applicable income taxes	$4,000	4,560
Income before extraordinary items	$272,000	5,439
Extraordinary gains, net	$0	20
Net income	$272,000	5,438
Minority interest net income	$0	86
Net income of bank and minority interests.	$272,000	5,438
Net charge-offs	$184,000	3,388
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-1,100,140	6,870
2012-06-30 (YTD Data)		Rank
Total interest income	$4,256,000	3,038
Total interest expense	$717,000	3,001
Net interest income	$3,539,000	3,018
Provision for loan and lease losses	$684,000	1,445
Total noninterest income	$-21,000	7,041
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$175,000	3,217
Trading account gains and fees	$0	153
Additional Noninterest Income	$-196,000	7,071
Total noninterest expense	$3,864,000	2,443
Salaries and employee benefits	$1,798,000	2,734
Premises and equipment expense	$513,000	2,246
Additional noninterest expense	$1,553,000	2,094
Pre-tax net operating income	$-1,030,000	6,973
Securities gains (losses)	$1,317,000	208
Applicable income taxes	$3,000	4,521
Income before extraordinary items	$284,000	4,889
Extraordinary gains, net	$0	19
Net income	$284,000	4,892
Minority interest net income	$0	84
Net income of bank and minority interests.	$284,000	4,892
Net charge-offs	$203,000	2,741
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-1,019,830	6,984
2012-03-31 (YTD Data)		Rank
Total interest income	$2,148,000	3,034
Total interest expense	$377,000	2,993
Net interest income	$1,771,000	3,037
Provision for loan and lease losses	$24,000	4,387
Total noninterest income	$445,000	2,330
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$89,000	3,179
Trading account gains and fees	$0	148
Additional Noninterest Income	$356,000	1,898
Total noninterest expense	$1,976,000	2,393
Salaries and employee benefits	$891,000	2,764
Premises and equipment expense	$258,000	2,240
Additional noninterest expense	$827,000	1,975
Pre-tax net operating income	$216,000	4,398
Securities gains (losses)	$27,000	1,477
Applicable income taxes	$1,000	4,577
Income before extraordinary items	$242,000	4,046
Extraordinary gains, net	$0	19
Net income	$242,000	4,049
Minority interest net income	$0	78
Net income of bank and minority interests.	$242,000	4,049
Net charge-offs	$-171,000	7,222
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$215,000	4,106
2011-12-31 (YTD Data)		Rank
Total interest income	$10,083,000	2,739
Total interest expense	$1,865,000	2,917
Net interest income	$8,218,000	2,661
Provision for loan and lease losses	$719,000	2,910
Total noninterest income	$-485,000	7,188
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$390,000	3,083
Trading account gains and fees	$0	146
Additional Noninterest Income	$-875,000	7,179
Total noninterest expense	$7,754,000	2,434
Salaries and employee benefits	$3,346,000	2,850
Premises and equipment expense	$1,075,000	2,256
Additional noninterest expense	$3,333,000	2,008
Pre-tax net operating income	$-740,000	6,503
Securities gains (losses)	$900,000	484
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$155,000	5,691
Extraordinary gains, net	$0	29
Net income	$155,000	5,694
Minority interest net income	$0	96
Net income of bank and minority interests.	$155,000	5,694
Net charge-offs	$2,828,000	1,236
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$1,000,000	323
Net operating income	$-718,000	6,538
2011-09-30 (YTD Data)		Rank
Total interest income	$7,802,000	2,700
Total interest expense	$1,450,000	2,933
Net interest income	$6,352,000	2,602
Provision for loan and lease losses	$314,000	3,553
Total noninterest income	$460,000	4,051
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$290,000	3,106
Trading account gains and fees	$0	145
Additional Noninterest Income	$170,000	4,341
Total noninterest expense	$6,054,000	2,363
Salaries and employee benefits	$2,458,000	2,899
Premises and equipment expense	$790,000	2,334
Additional noninterest expense	$2,806,000	1,814
Pre-tax net operating income	$444,000	4,638
Securities gains (losses)	$357,000	809
Applicable income taxes	$4,000	4,473
Income before extraordinary items	$797,000	3,528
Extraordinary gains, net	$0	21
Net income	$797,000	3,530
Minority interest net income	$0	87
Net income of bank and minority interests.	$797,000	3,530
Net charge-offs	$1,255,000	1,678
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$440,000	4,392
2011-06-30 (YTD Data)		Rank
Total interest income	$5,325,000	2,661
Total interest expense	$995,000	2,960
Net interest income	$4,330,000	2,547
Provision for loan and lease losses	$204,000	3,506
Total noninterest income	$659,000	2,642
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$193,000	3,103
Trading account gains and fees	$0	153
Additional Noninterest Income	$466,000	2,202
Total noninterest expense	$3,939,000	2,438
Salaries and employee benefits	$1,589,000	2,989
Premises and equipment expense	$523,000	2,364
Additional noninterest expense	$1,827,000	1,867
Pre-tax net operating income	$846,000	2,822
Securities gains (losses)	$128,000	968
Applicable income taxes	$3,000	4,420
Income before extraordinary items	$971,000	2,337
Extraordinary gains, net	$0	15
Net income	$971,000	2,337
Minority interest net income	$0	89
Net income of bank and minority interests.	$971,000	2,337
Net charge-offs	$1,209,000	1,317
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$843,000	2,502
2011-03-31 (YTD Data)		Rank
Total interest income	$2,705,000	2,636
Total interest expense	$519,000	2,948
Net interest income	$2,186,000	2,519
Provision for loan and lease losses	$0	5,840
Total noninterest income	$364,000	2,497
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$96,000	3,056
Trading account gains and fees	$0	158
Additional Noninterest Income	$268,000	2,061
Total noninterest expense	$1,895,000	2,524
Salaries and employee benefits	$781,000	3,059
Premises and equipment expense	$275,000	2,292
Additional noninterest expense	$839,000	2,018
Pre-tax net operating income	$655,000	2,076
Securities gains (losses)	$-1,000	6,978
Applicable income taxes	$1,000	4,403
Income before extraordinary items	$653,000	1,786
Extraordinary gains, net	$0	9
Net income	$653,000	1,785
Minority interest net income	$0	86
Net income of bank and minority interests.	$653,000	1,786
Net charge-offs	$839,000	962
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$654,000	1,733
2010-12-31 (YTD Data)		Rank
Total interest income	$11,175,000	2,681
Total interest expense	$2,916,000	2,667
Net interest income	$8,259,000	2,644
Provision for loan and lease losses	$5,239,000	1,108
Total noninterest income	$275,000	5,535
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$453,000	2,836
Trading account gains and fees	$0	175
Additional Noninterest Income	$-178,000	7,261
Total noninterest expense	$7,989,000	2,420
Salaries and employee benefits	$3,527,000	2,707
Premises and equipment expense	$1,124,000	2,243
Additional noninterest expense	$3,338,000	2,084
Pre-tax net operating income	$-4,694,000	7,082
Securities gains (losses)	$545,000	823
Applicable income taxes	$5,000	4,343
Income before extraordinary items	$-4,154,000	7,115
Extraordinary gains, net	$0	29
Net income	$-4,154,000	7,114
Minority interest net income	$0	111
Net income of bank and minority interests.	$-4,154,000	7,115
Net charge-offs	$3,555,000	1,317
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-4,699,000	7,133
2010-09-30 (YTD Data)		Rank
Total interest income	$8,403,000	2,731
Total interest expense	$2,335,000	2,614
Net interest income	$6,068,000	2,725
Provision for loan and lease losses	$3,977,000	1,052
Total noninterest income	$1,120,000	2,531
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$344,000	2,872
Trading account gains and fees	$0	165
Additional Noninterest Income	$776,000	2,107
Total noninterest expense	$5,995,000	2,420
Salaries and employee benefits	$2,691,000	2,671
Premises and equipment expense	$873,000	2,200
Additional noninterest expense	$2,431,000	2,118
Pre-tax net operating income	$-2,784,000	7,176
Securities gains (losses)	$76,000	2,156
Applicable income taxes	$4,000	4,431
Income before extraordinary items	$-2,712,000	7,239
Extraordinary gains, net	$0	23
Net income	$-2,712,000	7,239
Minority interest net income	$0	110
Net income of bank and minority interests.	$-2,712,000	7,239
Net charge-offs	$2,404,000	1,349
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-2,788,000	7,223
2010-06-30 (YTD Data)		Rank
Total interest income	$5,660,000	2,729
Total interest expense	$1,672,000	2,556
Net interest income	$3,988,000	2,766
Provision for loan and lease losses	$2,262,000	1,170
Total noninterest income	$807,000	2,367
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$232,000	2,865
Trading account gains and fees	$0	152
Additional Noninterest Income	$575,000	1,915
Total noninterest expense	$4,006,000	2,429
Salaries and employee benefits	$1,821,000	2,653
Premises and equipment expense	$553,000	2,331
Additional noninterest expense	$1,632,000	2,099
Pre-tax net operating income	$-1,473,000	7,157
Securities gains (losses)	$65,000	1,719
Applicable income taxes	$2,000	4,454
Income before extraordinary items	$-1,410,000	7,220
Extraordinary gains, net	$0	19
Net income	$-1,410,000	7,219
Minority interest net income	$0	105
Net income of bank and minority interests.	$-1,410,000	7,220
Net charge-offs	$1,321,000	1,483
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,475,000	7,224
2010-03-31 (YTD Data)		Rank
Total interest income	$2,898,000	2,732
Total interest expense	$886,000	2,533
Net interest income	$2,012,000	2,764
Provision for loan and lease losses	$942,000	1,220
Total noninterest income	$467,000	2,140
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$115,000	2,869
Trading account gains and fees	$0	175
Additional Noninterest Income	$352,000	1,652
Total noninterest expense	$2,008,000	2,440
Salaries and employee benefits	$927,000	2,647
Premises and equipment expense	$275,000	2,383
Additional noninterest expense	$806,000	2,106
Pre-tax net operating income	$-471,000	7,161
Securities gains (losses)	$31,000	1,347
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$-441,000	7,212
Extraordinary gains, net	$0	16
Net income	$-441,000	7,214
Minority interest net income	$0	91
Net income of bank and minority interests.	$-441,000	7,213
Net charge-offs	$893,000	1,121
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-472,000	7,225
2009-12-31 (YTD Data)		Rank
Total interest income	$12,537,000	2,628
Total interest expense	$4,379,000	2,536
Net interest income	$8,158,000	2,673
Provision for loan and lease losses	$3,236,000	1,879
Total noninterest income	$299,000	5,610
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$526,000	2,786
Trading account gains and fees	$0	211
Additional Noninterest Income	$-227,000	7,698
Total noninterest expense	$7,372,000	2,666
Salaries and employee benefits	$3,582,000	2,727
Premises and equipment expense	$1,003,000	2,569
Additional noninterest expense	$2,787,000	2,507
Pre-tax net operating income	$-2,151,000	6,670
Securities gains (losses)	$737,000	654
Applicable income taxes	$4,000	4,084
Income before extraordinary items	$-1,418,000	6,543
Extraordinary gains, net	$0	34
Net income	$-1,418,000	6,543
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,418,000	6,543
Net charge-offs	$1,793,000	2,164
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$2,002,000	331
Net operating income	$-2,155,000	6,788
2009-09-30 (YTD Data)		Rank
Total interest income	$9,621,000	2,630
Total interest expense	$3,415,000	2,559
Net interest income	$6,206,000	2,649
Provision for loan and lease losses	$2,808,000	1,539
Total noninterest income	$900,000	3,029
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$406,000	2,727
Trading account gains and fees	$0	212
Additional Noninterest Income	$494,000	2,831
Total noninterest expense	$5,673,000	2,609
Salaries and employee benefits	$2,760,000	2,672
Premises and equipment expense	$785,000	2,510
Additional noninterest expense	$2,128,000	2,431
Pre-tax net operating income	$-1,375,000	6,817
Securities gains (losses)	$408,000	809
Applicable income taxes	$3,000	4,321
Income before extraordinary items	$-970,000	6,729
Extraordinary gains, net	$0	27
Net income	$-970,000	6,730
Minority interest net income	$0	118
Net income of bank and minority interests.	$-970,000	6,730
Net charge-offs	$636,000	2,739
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$2,002,000	274
Net operating income	$-1,378,000	6,927
2009-06-30 (YTD Data)		Rank
Total interest income	$6,441,000	2,644
Total interest expense	$2,383,000	2,552
Net interest income	$4,058,000	2,673
Provision for loan and lease losses	$498,000	2,983
Total noninterest income	$594,000	3,066
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$271,000	2,705
Trading account gains and fees	$0	193
Additional Noninterest Income	$323,000	2,873
Total noninterest expense	$3,570,000	2,781
Salaries and employee benefits	$1,837,000	2,709
Premises and equipment expense	$530,000	2,515
Additional noninterest expense	$1,203,000	2,824
Pre-tax net operating income	$584,000	3,053
Securities gains (losses)	$287,000	791
Applicable income taxes	$2,000	4,423
Income before extraordinary items	$869,000	2,089
Extraordinary gains, net	$0	21
Net income	$869,000	2,086
Minority interest net income	$0	112
Net income of bank and minority interests.	$869,000	2,088
Net charge-offs	$-152,000	8,166
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$582,000	2,720
2009-03-31 (YTD Data)		Rank
Total interest income	$3,313,000	2,618
Total interest expense	$1,212,000	2,608
Net interest income	$2,101,000	2,578
Provision for loan and lease losses	$461,000	1,854
Total noninterest income	$295,000	3,055
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$129,000	2,747
Trading account gains and fees	$0	171
Additional Noninterest Income	$166,000	2,791
Total noninterest expense	$1,692,000	2,825
Salaries and employee benefits	$907,000	2,785
Premises and equipment expense	$269,000	2,529
Additional noninterest expense	$516,000	2,935
Pre-tax net operating income	$243,000	3,685
Securities gains (losses)	$89,000	1,052
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$331,000	2,945
Extraordinary gains, net	$0	15
Net income	$331,000	2,947
Minority interest net income	$0	102
Net income of bank and minority interests.	$331,000	2,947
Net charge-offs	$183,000	2,217
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$242,000	3,356
2008-12-31 (YTD Data)		Rank
Total interest income	$13,806,000	2,677
Total interest expense	$5,623,000	2,661
Net interest income	$8,183,000	2,652
Provision for loan and lease losses	$2,273,000	1,663
Total noninterest income	$1,467,000	2,674
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$651,000	2,486
Trading account gains and fees	$0	154
Additional Noninterest Income	$816,000	2,433
Total noninterest expense	$6,661,000	2,800
Salaries and employee benefits	$3,610,000	2,749
Premises and equipment expense	$1,029,000	2,558
Additional noninterest expense	$2,022,000	2,847
Pre-tax net operating income	$716,000	4,354
Securities gains (losses)	$79,000	1,303
Applicable income taxes	$5,000	4,660
Income before extraordinary items	$790,000	3,729
Extraordinary gains, net	$0	39
Net income	$790,000	3,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,491,000	899
Cash dividends	$587,000	3,157
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$711,790	4,050
2008-09-30 (YTD Data)		Rank
Total interest income	$10,458,000	2,703
Total interest expense	$4,375,000	2,678
Net interest income	$6,083,000	2,692
Provision for loan and lease losses	$2,027,000	1,176
Total noninterest income	$1,039,000	2,831
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$502,000	2,451
Trading account gains and fees	$0	148
Additional Noninterest Income	$537,000	2,697
Total noninterest expense	$5,205,000	2,688
Salaries and employee benefits	$2,876,000	2,639
Premises and equipment expense	$791,000	2,519
Additional noninterest expense	$1,538,000	2,717
Pre-tax net operating income	$-110,000	6,919
Securities gains (losses)	$48,000	1,457
Applicable income taxes	$5,000	5,028
Income before extraordinary items	$-67,000	6,725
Extraordinary gains, net	$0	31
Net income	$-67,000	6,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,417,000	586
Cash dividends	$587,000	2,542
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-115,000	6,984
2008-06-30 (YTD Data)		Rank
Total interest income	$7,034,000	2,707
Total interest expense	$3,079,000	2,650
Net interest income	$3,955,000	2,730
Provision for loan and lease losses	$1,906,000	818
Total noninterest income	$718,000	2,793
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$342,000	2,390
Trading account gains and fees	$0	149
Additional Noninterest Income	$376,000	2,684
Total noninterest expense	$3,543,000	2,647
Salaries and employee benefits	$1,942,000	2,639
Premises and equipment expense	$533,000	2,501
Additional noninterest expense	$1,068,000	2,593
Pre-tax net operating income	$-776,000	7,780
Securities gains (losses)	$47,000	1,487
Applicable income taxes	$5,000	5,215
Income before extraordinary items	$-734,000	7,859
Extraordinary gains, net	$0	21
Net income	$-734,000	7,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,719,000	457
Cash dividends	$587,000	2,087
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-781,000	7,871
2008-03-31 (YTD Data)		Rank
Total interest income	$3,489,000	2,794
Total interest expense	$1,632,000	2,669
Net interest income	$1,857,000	2,892
Provision for loan and lease losses	$-374,000	8,486
Total noninterest income	$325,000	2,974
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$152,000	2,585
Trading account gains and fees	$0	158
Additional Noninterest Income	$173,000	2,791
Total noninterest expense	$1,753,000	2,670
Salaries and employee benefits	$949,000	2,709
Premises and equipment expense	$269,000	2,503
Additional noninterest expense	$535,000	2,561
Pre-tax net operating income	$803,000	2,152
Securities gains (losses)	$-5,000	8,275
Applicable income taxes	$3,000	5,279
Income before extraordinary items	$795,000	1,821
Extraordinary gains, net	$0	15
Net income	$795,000	1,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,228,000	406
Cash dividends	$587,000	1,218
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$800,000	1,750
2007-12-31 (YTD Data)		Rank
Total interest income	$15,106,000	2,663
Total interest expense	$6,512,000	2,804
Net interest income	$8,594,000	2,558
Provision for loan and lease losses	$855,000	1,604
Total noninterest income	$1,152,000	3,218
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$577,000	2,756
Trading account gains and fees	$0	178
Additional Noninterest Income	$575,000	3,073
Total noninterest expense	$6,821,000	2,659
Salaries and employee benefits	$3,901,000	2,546
Premises and equipment expense	$826,000	2,997
Additional noninterest expense	$2,094,000	2,553
Pre-tax net operating income	$2,070,000	3,249
Securities gains (losses)	$0	2,146
Applicable income taxes	$13,000	5,571
Income before extraordinary items	$2,057,000	2,754
Extraordinary gains, net	$0	39
Net income	$2,057,000	2,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$651,000	1,401
Cash dividends	$2,577,000	1,346
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,057,000	2,734
2007-09-30 (YTD Data)		Rank
Total interest income	$11,350,000	2,658
Total interest expense	$4,857,000	2,816
Net interest income	$6,493,000	2,557
Provision for loan and lease losses	$405,000	1,836
Total noninterest income	$840,000	3,287
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$430,000	2,758
Trading account gains and fees	$0	184
Additional Noninterest Income	$410,000	3,158
Total noninterest expense	$5,449,000	2,490
Salaries and employee benefits	$2,989,000	2,495
Premises and equipment expense	$626,000	2,967
Additional noninterest expense	$1,834,000	2,178
Pre-tax net operating income	$1,479,000	3,506
Securities gains (losses)	$0	1,655
Applicable income taxes	$10,000	5,728
Income before extraordinary items	$1,469,000	3,016
Extraordinary gains, net	$0	33
Net income	$1,469,000	3,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,091
Cash dividends	$2,048,000	1,188
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,469,000	2,998
2007-06-30 (YTD Data)		Rank
Total interest income	$7,502,000	2,697
Total interest expense	$3,202,000	2,831
Net interest income	$4,300,000	2,600
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$603,000	3,136
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$274,000	2,845
Trading account gains and fees	$0	168
Additional Noninterest Income	$329,000	2,875
Total noninterest expense	$3,716,000	2,446
Salaries and employee benefits	$2,036,000	2,496
Premises and equipment expense	$424,000	2,953
Additional noninterest expense	$1,256,000	2,135
Pre-tax net operating income	$947,000	3,654
Securities gains (losses)	$0	1,444
Applicable income taxes	$7,000	5,792
Income before extraordinary items	$940,000	3,149
Extraordinary gains, net	$0	29
Net income	$940,000	3,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,211
Cash dividends	$1,595,000	1,069
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$940,000	3,134
2007-03-31 (YTD Data)		Rank
Total interest income	$3,813,000	2,655
Total interest expense	$1,627,000	2,776
Net interest income	$2,186,000	2,553
Provision for loan and lease losses	$105,000	1,929
Total noninterest income	$241,000	3,613
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$128,000	2,938
Trading account gains and fees	$0	195
Additional Noninterest Income	$113,000	3,538
Total noninterest expense	$1,826,000	2,512
Salaries and employee benefits	$1,000,000	2,551
Premises and equipment expense	$211,000	2,983
Additional noninterest expense	$615,000	2,136
Pre-tax net operating income	$496,000	3,547
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,000	6,046
Income before extraordinary items	$495,000	3,050
Extraordinary gains, net	$0	22
Net income	$495,000	3,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$1,100,000	738
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$495,000	3,032
2006-12-31 (YTD Data)		Rank
Total interest income	$15,232,000	2,521
Total interest expense	$5,491,000	2,801
Net interest income	$9,741,000	2,340
Provision for loan and lease losses	$495,000	1,929
Total noninterest income	$899,000	3,780
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$393,000	3,570
Trading account gains and fees	$0	130
Additional Noninterest Income	$506,000	3,318
Total noninterest expense	$7,436,000	2,382
Salaries and employee benefits	$3,970,000	2,456
Premises and equipment expense	$1,133,000	2,178
Additional noninterest expense	$2,333,000	2,235
Pre-tax net operating income	$2,709,000	2,968
Securities gains (losses)	$-10,000	7,284
Applicable income taxes	$32,000	5,723
Income before extraordinary items	$2,667,000	2,485
Extraordinary gains, net	$0	51
Net income	$2,667,000	2,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-354,000	8,631
Cash dividends	$1,573,000	1,874
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,676,900	2,459
2006-09-30 (YTD Data)		Rank
Total interest income	$11,287,000	2,539
Total interest expense	$3,854,000	2,867
Net interest income	$7,433,000	2,330
Provision for loan and lease losses	$900,000	830
Total noninterest income	$651,000	3,865
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$260,000	3,859
Trading account gains and fees	$0	126
Additional Noninterest Income	$391,000	3,258
Total noninterest expense	$5,571,000	2,383
Salaries and employee benefits	$2,980,000	2,454
Premises and equipment expense	$879,000	2,130
Additional noninterest expense	$1,712,000	2,268
Pre-tax net operating income	$1,613,000	3,618
Securities gains (losses)	$-10,000	7,588
Applicable income taxes	$29,000	5,769
Income before extraordinary items	$1,574,000	3,098
Extraordinary gains, net	$0	45
Net income	$1,574,000	3,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	2,946
Cash dividends	$1,432,000	1,498
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,583,800	3,077
2006-06-30 (YTD Data)		Rank
Total interest income	$7,389,000	2,545
Total interest expense	$2,430,000	2,887
Net interest income	$4,959,000	2,340
Provision for loan and lease losses	$250,000	1,756
Total noninterest income	$414,000	3,977
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$153,000	4,098
Trading account gains and fees	$0	126
Additional Noninterest Income	$261,000	3,253
Total noninterest expense	$3,654,000	2,422
Salaries and employee benefits	$1,958,000	2,479
Premises and equipment expense	$603,000	2,079
Additional noninterest expense	$1,093,000	2,365
Pre-tax net operating income	$1,469,000	2,915
Securities gains (losses)	$-10,000	7,862
Applicable income taxes	$26,000	5,649
Income before extraordinary items	$1,433,000	2,429
Extraordinary gains, net	$0	39
Net income	$1,433,000	2,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$754,000	1,788
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,442,800	2,399
2006-03-31 (YTD Data)		Rank
Total interest income	$3,569,000	2,578
Total interest expense	$1,120,000	2,973
Net interest income	$2,449,000	2,365
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$154,000	4,607
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$77,000	4,007
Trading account gains and fees	$0	115
Additional Noninterest Income	$77,000	4,231
Total noninterest expense	$1,764,000	2,514
Salaries and employee benefits	$986,000	2,475
Premises and equipment expense	$306,000	2,058
Additional noninterest expense	$472,000	2,670
Pre-tax net operating income	$779,000	2,762
Securities gains (losses)	$-2,000	7,972
Applicable income taxes	$23,000	5,255
Income before extraordinary items	$754,000	2,319
Extraordinary gains, net	$0	21
Net income	$754,000	2,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$755,940	2,286
2005-12-31 (YTD Data)		Rank
Total interest income	$13,223,000	2,492
Total interest expense	$3,766,000	2,779
Net interest income	$9,457,000	2,337
Provision for loan and lease losses	$320,000	2,696
Total noninterest income	$664,000	4,529
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$322,000	4,015
Trading account gains and fees	$0	138
Additional Noninterest Income	$342,000	4,070
Total noninterest expense	$6,916,000	2,415
Salaries and employee benefits	$3,795,000	2,410
Premises and equipment expense	$1,194,000	2,007
Additional noninterest expense	$1,927,000	2,574
Pre-tax net operating income	$2,885,000	2,845
Securities gains (losses)	$80,000	776
Applicable income taxes	$233,000	4,460
Income before extraordinary items	$2,732,000	2,428
Extraordinary gains, net	$0	46
Net income	$2,732,000	2,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,103
Cash dividends	$1,777,000	1,616
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,658,400	2,446
2005-09-30 (YTD Data)		Rank
Total interest income	$9,757,000	2,480
Total interest expense	$2,700,000	2,758
Net interest income	$7,057,000	2,325
Provision for loan and lease losses	$200,000	2,952
Total noninterest income	$496,000	4,565
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$244,000	4,024
Trading account gains and fees	$0	126
Additional Noninterest Income	$252,000	4,119
Total noninterest expense	$5,202,000	2,384
Salaries and employee benefits	$2,838,000	2,379
Premises and equipment expense	$888,000	2,008
Additional noninterest expense	$1,476,000	2,492
Pre-tax net operating income	$2,151,000	2,896
Securities gains (losses)	$86,000	702
Applicable income taxes	$233,000	4,187
Income before extraordinary items	$2,004,000	2,484
Extraordinary gains, net	$0	35
Net income	$2,004,000	2,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,917
Cash dividends	$1,277,000	1,508
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,926,600	2,527
2005-06-30 (YTD Data)		Rank
Total interest income	$6,382,000	2,464
Total interest expense	$1,718,000	2,725
Net interest income	$4,664,000	2,320
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$302,000	4,769
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$160,000	3,998
Trading account gains and fees	$0	116
Additional Noninterest Income	$142,000	4,446
Total noninterest expense	$3,479,000	2,367
Salaries and employee benefits	$1,890,000	2,372
Premises and equipment expense	$599,000	1,983
Additional noninterest expense	$990,000	2,454
Pre-tax net operating income	$1,367,000	2,948
Securities gains (losses)	$25,000	1,030
Applicable income taxes	$233,000	3,526
Income before extraordinary items	$1,159,000	2,729
Extraordinary gains, net	$0	30
Net income	$1,159,000	2,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,223
Cash dividends	$452,000	2,355
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,138,250	2,735
2005-03-31 (YTD Data)		Rank
Total interest income	$3,168,000	2,438
Total interest expense	$803,000	2,780
Net interest income	$2,365,000	2,274
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$149,000	4,728
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$78,000	3,986
Trading account gains and fees	$0	115
Additional Noninterest Income	$71,000	4,437
Total noninterest expense	$1,773,000	2,330
Salaries and employee benefits	$974,000	2,334
Premises and equipment expense	$311,000	1,922
Additional noninterest expense	$488,000	2,495
Pre-tax net operating income	$681,000	2,919
Securities gains (losses)	$4,000	1,261
Applicable income taxes	$233,000	2,364
Income before extraordinary items	$452,000	3,296
Extraordinary gains, net	$0	24
Net income	$452,000	3,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$449,360	3,279
2004-12-31 (YTD Data)		Rank
Total interest income	$12,440,000	2,318
Total interest expense	$2,916,000	2,690
Net interest income	$9,524,000	2,139
Provision for loan and lease losses	$1,962,000	562
Total noninterest income	$463,000	5,455
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$353,000	3,914
Trading account gains and fees	$0	138
Additional Noninterest Income	$110,000	6,256
Total noninterest expense	$7,168,000	2,222
Salaries and employee benefits	$3,936,000	2,215
Premises and equipment expense	$1,071,000	2,135
Additional noninterest expense	$2,161,000	2,250
Pre-tax net operating income	$857,000	5,630
Securities gains (losses)	$17,000	2,506
Applicable income taxes	$-73,000	8,701
Income before extraordinary items	$947,000	4,842
Extraordinary gains, net	$0	34
Net income	$947,000	4,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,367,000	612
Cash dividends	$320,000	4,239
Sale, conversion, retirement of capital stock, net	$-6,100,000	8,965
Net operating income	$930,000	4,821
2004-09-30 (YTD Data)		Rank
Total interest income	$9,297,000	2,284
Total interest expense	$2,134,000	2,711
Net interest income	$7,163,000	2,112
Provision for loan and lease losses	$1,469,000	538
Total noninterest income	$282,000	5,969
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$270,000	3,912
Trading account gains and fees	$0	134
Additional Noninterest Income	$12,000	8,377
Total noninterest expense	$5,371,000	2,208
Salaries and employee benefits	$2,958,000	2,200
Premises and equipment expense	$831,000	2,079
Additional noninterest expense	$1,582,000	2,276
Pre-tax net operating income	$605,000	5,883
Securities gains (losses)	$9,000	2,772
Applicable income taxes	$-63,000	8,828
Income before extraordinary items	$677,000	5,044
Extraordinary gains, net	$0	26
Net income	$677,000	5,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,593
Cash dividends	$320,000	3,350
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$668,000	4,984
2004-06-30 (YTD Data)		Rank
Total interest income	$6,064,000	2,320
Total interest expense	$1,376,000	2,760
Net interest income	$4,688,000	2,137
Provision for loan and lease losses	$904,000	561
Total noninterest income	$80,000	7,595
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$183,000	3,867
Trading account gains and fees	$0	130
Additional Noninterest Income	$-103,000	9,083
Total noninterest expense	$3,605,000	2,193
Salaries and employee benefits	$1,983,000	2,189
Premises and equipment expense	$568,000	2,025
Additional noninterest expense	$1,054,000	2,287
Pre-tax net operating income	$259,000	6,771
Securities gains (losses)	$14,000	2,233
Applicable income taxes	$-86,000	8,927
Income before extraordinary items	$359,000	5,603
Extraordinary gains, net	$0	21
Net income	$359,000	5,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,694
Cash dividends	$320,000	2,777
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$345,000	5,629
2004-03-31 (YTD Data)		Rank
Total interest income	$3,025,000	2,328
Total interest expense	$661,000	2,888
Net interest income	$2,364,000	2,125
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$41,000	7,560
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$91,000	3,798
Trading account gains and fees	$0	121
Additional Noninterest Income	$-50,000	9,111
Total noninterest expense	$1,808,000	2,205
Salaries and employee benefits	$987,000	2,221
Premises and equipment expense	$289,000	2,000
Additional noninterest expense	$532,000	2,239
Pre-tax net operating income	$567,000	3,224
Securities gains (losses)	$7,000	2,210
Applicable income taxes	$139,000	3,223
Income before extraordinary items	$435,000	3,287
Extraordinary gains, net	$0	16
Net income	$435,000	3,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,075
Cash dividends	$320,000	1,650
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$429,680	3,203
2003-12-31 (YTD Data)		Rank
Total interest income	$12,600,000	2,285
Total interest expense	$3,099,000	2,780
Net interest income	$9,501,000	2,058
Provision for loan and lease losses	$600,000	1,837
Total noninterest income	$871,000	4,020
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$416,000	3,561
Trading account gains and fees	$0	160
Additional Noninterest Income	$455,000	3,739
Total noninterest expense	$6,720,000	2,331
Salaries and employee benefits	$4,124,000	2,061
Premises and equipment expense	$915,000	2,443
Additional noninterest expense	$1,681,000	2,777
Pre-tax net operating income	$3,052,000	2,465
Securities gains (losses)	$404,000	868
Applicable income taxes	$1,076,000	2,078
Income before extraordinary items	$2,380,000	2,483
Extraordinary gains, net	$0	54
Net income	$2,380,000	2,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,575
Cash dividends	$7,820,000	458
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,101,240	2,627
2003-09-30 (YTD Data)		Rank
Total interest income	$9,608,000	2,270
Total interest expense	$2,425,000	2,763
Net interest income	$7,183,000	2,054
Provision for loan and lease losses	$225,000	3,052
Total noninterest income	$682,000	3,999
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$320,000	3,516
Trading account gains and fees	$0	153
Additional Noninterest Income	$362,000	3,720
Total noninterest expense	$4,950,000	2,383
Salaries and employee benefits	$2,969,000	2,156
Premises and equipment expense	$691,000	2,443
Additional noninterest expense	$1,290,000	2,717
Pre-tax net operating income	$2,690,000	2,234
Securities gains (losses)	$300,000	960
Applicable income taxes	$976,000	1,892
Income before extraordinary items	$2,014,000	2,316
Extraordinary gains, net	$0	40
Net income	$2,014,000	2,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$320,000	3,374
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,813,000	2,413
2003-06-30 (YTD Data)		Rank
Total interest income	$6,356,000	2,310
Total interest expense	$1,677,000	2,742
Net interest income	$4,679,000	2,093
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$512,000	3,685
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$201,000	3,607
Trading account gains and fees	$0	150
Additional Noninterest Income	$311,000	3,227
Total noninterest expense	$3,223,000	2,433
Salaries and employee benefits	$1,915,000	2,213
Premises and equipment expense	$456,000	2,440
Additional noninterest expense	$852,000	2,728
Pre-tax net operating income	$1,818,000	2,223
Securities gains (losses)	$284,000	834
Applicable income taxes	$695,000	1,833
Income before extraordinary items	$1,407,000	2,223
Extraordinary gains, net	$0	30
Net income	$1,407,000	2,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$320,000	2,783
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,216,720	2,389
2003-03-31 (YTD Data)		Rank
Total interest income	$3,212,000	2,299
Total interest expense	$870,000	2,721
Net interest income	$2,342,000	2,091
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$252,000	3,623
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$95,000	3,670
Trading account gains and fees	$0	134
Additional Noninterest Income	$157,000	3,139
Total noninterest expense	$1,575,000	2,466
Salaries and employee benefits	$930,000	2,260
Premises and equipment expense	$226,000	2,471
Additional noninterest expense	$419,000	2,741
Pre-tax net operating income	$944,000	2,147
Securities gains (losses)	$105,000	971
Applicable income taxes	$346,000	1,838
Income before extraordinary items	$703,000	2,181
Extraordinary gains, net	$0	21
Net income	$703,000	2,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$320,000	1,696
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$632,650	2,282
2002-12-31 (YTD Data)		Rank
Total interest income	$13,590,000	2,264
Total interest expense	$4,230,000	2,619
Net interest income	$9,360,000	2,073
Provision for loan and lease losses	$305,000	3,377
Total noninterest income	$1,086,000	3,297
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$400,000	3,542
Trading account gains and fees	$0	153
Additional Noninterest Income	$686,000	2,741
Total noninterest expense	$6,341,000	2,349
Salaries and employee benefits	$3,690,000	2,166
Premises and equipment expense	$937,000	2,317
Additional noninterest expense	$1,714,000	2,651
Pre-tax net operating income	$3,800,000	2,073
Securities gains (losses)	$260,000	998
Applicable income taxes	$1,353,000	1,799
Income before extraordinary items	$2,707,000	2,208
Extraordinary gains, net	$0	70
Net income	$2,707,000	2,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	1,913
Cash dividends	$320,000	4,207
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,532,800	2,249
2001-12-31 (YTD Data)		Rank
Total interest income	$15,251,000	2,234
Total interest expense	$6,500,000	2,466
Net interest income	$8,751,000	2,038
Provision for loan and lease losses	$0	8,228
Total noninterest income	$931,000	3,509
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$364,000	3,663
Trading account gains and fees	$0	177
Additional Noninterest Income	$567,000	2,927
Total noninterest expense	$6,085,000	2,346
Salaries and employee benefits	$3,559,000	2,120
Premises and equipment expense	$943,000	2,261
Additional noninterest expense	$1,583,000	2,741
Pre-tax net operating income	$3,597,000	1,936
Securities gains (losses)	$188,000	1,243
Applicable income taxes	$1,322,000	1,672
Income before extraordinary items	$2,463,000	2,119
Extraordinary gains, net	$0	105
Net income	$2,463,000	2,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$320,000	4,273
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,340,800	2,143
2000-12-31 (YTD Data)		Rank
Total interest income	$15,779,000	2,222
Total interest expense	$6,577,000	2,545
Net interest income	$9,202,000	1,917
Provision for loan and lease losses	$240,000	3,322
Total noninterest income	$694,000	4,018
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$324,000	3,829
Trading account gains and fees	$0	180
Additional Noninterest Income	$370,000	3,525
Total noninterest expense	$5,752,000	2,373
Salaries and employee benefits	$3,285,000	2,175
Premises and equipment expense	$917,000	2,245
Additional noninterest expense	$1,550,000	2,726
Pre-tax net operating income	$3,904,000	1,878
Securities gains (losses)	$-31,000	8,962
Applicable income taxes	$1,286,000	1,715
Income before extraordinary items	$2,587,000	2,022
Extraordinary gains, net	$0	38
Net income	$2,587,000	2,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,454
Cash dividends	$320,000	4,355
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,607,770	2,009
1999-12-31 (YTD Data)		Rank
Total interest income	$13,568,000	2,412
Total interest expense	$5,388,000	2,721
Net interest income	$8,180,000	2,152
Provision for loan and lease losses	$3,000	8,407
Total noninterest income	$782,000	3,678
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$343,000	3,612
Trading account gains and fees	$0	173
Additional Noninterest Income	$439,000	3,215
Total noninterest expense	$5,509,000	2,458
Salaries and employee benefits	$3,039,000	2,310
Premises and equipment expense	$1,000,000	2,047
Additional noninterest expense	$1,470,000	2,909
Pre-tax net operating income	$3,450,000	2,128
Securities gains (losses)	$-11,000	9,339
Applicable income taxes	$1,129,000	2,020
Income before extraordinary items	$2,310,000	2,260
Extraordinary gains, net	$0	35
Net income	$2,310,000	2,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,647
Cash dividends	$320,000	4,388
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,317,370	2,233
1998-12-31 (YTD Data)		Rank
Total interest income	$13,249,000	2,455
Total interest expense	$5,155,000	2,909
Net interest income	$8,094,000	2,106
Provision for loan and lease losses	$92,000	5,281
Total noninterest income	$1,055,000	2,967
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$372,000	3,338
Trading account gains and fees	$0	224
Additional Noninterest Income	$683,000	2,435
Total noninterest expense	$5,544,000	2,361
Salaries and employee benefits	$3,152,000	2,148
Premises and equipment expense	$875,000	2,227
Additional noninterest expense	$1,517,000	2,744
Pre-tax net operating income	$3,513,000	2,060
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,247,000	1,925
Income before extraordinary items	$2,266,000	2,288
Extraordinary gains, net	$0	32
Net income	$2,266,000	2,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	3,781
Cash dividends	$320,000	4,410
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,266,000	2,209
1997-12-31 (YTD Data)		Rank
Total interest income	$12,558,000	2,612
Total interest expense	$4,855,000	3,064
Net interest income	$7,703,000	2,280
Provision for loan and lease losses	$100,000	5,146
Total noninterest income	$904,000	3,297
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$456,000	2,862
Trading account gains and fees	$0	239
Additional Noninterest Income	$448,000	3,050
Total noninterest expense	$5,078,000	2,523
Salaries and employee benefits	$2,820,000	2,355
Premises and equipment expense	$936,000	2,102
Additional noninterest expense	$1,322,000	3,065
Pre-tax net operating income	$3,429,000	2,190
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,304,000	1,926
Income before extraordinary items	$2,125,000	2,443
Extraordinary gains, net	$0	44
Net income	$2,125,000	2,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,443
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,125,000	2,385
1996-12-31 (YTD Data)		Rank
Total interest income	$12,081,000	2,739
Total interest expense	$4,527,000	3,299
Net interest income	$7,554,000	2,385
Provision for loan and lease losses	$300,000	2,555
Total noninterest income	$1,607,000	2,180
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$487,000	2,775
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,120,000	1,677
Total noninterest expense	$4,993,000	2,746
Salaries and employee benefits	$2,620,000	2,547
Premises and equipment expense	$822,000	2,386
Additional noninterest expense	$1,551,000	3,037
Pre-tax net operating income	$3,868,000	1,869
Securities gains (losses)	$-27,000	10,789
Applicable income taxes	$1,453,000	1,647
Income before extraordinary items	$2,388,000	2,082
Extraordinary gains, net	$0	53
Net income	$2,388,000	2,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,641
Cash dividends	$280,000	4,699
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,405,280	2,026
1995-12-31 (YTD Data)		Rank
Total interest income	$11,315,000	2,944
Total interest expense	$4,576,000	3,268
Net interest income	$6,739,000	2,645
Provision for loan and lease losses	$480,000	1,623
Total noninterest income	$712,000	4,027
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$468,000	2,903
Trading account gains and fees	$-2,000	4,799
Additional Noninterest Income	$246,000	4,530
Total noninterest expense	$4,725,000	2,856
Salaries and employee benefits	$2,335,000	2,860
Premises and equipment expense	$846,000	2,359
Additional noninterest expense	$1,544,000	3,014
Pre-tax net operating income	$2,246,000	3,158
Securities gains (losses)	$7,000	2,620
Applicable income taxes	$852,000	2,737
Income before extraordinary items	$1,401,000	3,463
Extraordinary gains, net	$0	65
Net income	$1,401,000	3,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$400,000	1,606
Cash dividends	$280,000	4,708
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,396,520	3,443
1994-12-31 (YTD Data)		Rank
Total interest income	$9,695,000	3,122
Total interest expense	$3,155,000	3,779
Net interest income	$6,540,000	2,771
Provision for loan and lease losses	$237,000	2,735
Total noninterest income	$719,000	4,037
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$491,000	2,804
Trading account gains and fees	$1,000	450
Additional Noninterest Income	$227,000	4,856
Total noninterest expense	$4,510,000	3,051
Salaries and employee benefits	$2,237,000	2,962
Premises and equipment expense	$831,000	2,442
Additional noninterest expense	$1,442,000	3,435
Pre-tax net operating income	$2,512,000	2,814
Securities gains (losses)	$3,000	2,889
Applicable income taxes	$934,000	2,384
Income before extraordinary items	$1,581,000	3,036
Extraordinary gains, net	$0	249
Net income	$1,581,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,406
Cash dividends	$280,000	4,679
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,579,080	3,057
1993-12-31 (YTD Data)		Rank
Total interest income	$9,265,000	3,333
Total interest expense	$3,101,000	4,003
Net interest income	$6,164,000	2,952
Provision for loan and lease losses	$190,000	4,040
Total noninterest income	$810,000	3,951
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$532,000	2,612
Trading account gains and fees	$-1,000	5,052
Additional Noninterest Income	$279,000	4,672
Total noninterest expense	$4,459,000	3,139
Salaries and employee benefits	$2,047,000	3,209
Premises and equipment expense	$580,000	3,431
Additional noninterest expense	$1,832,000	2,945
Pre-tax net operating income	$2,325,000	2,902
Securities gains (losses)	$12,000	5,266
Applicable income taxes	$907,000	2,502
Income before extraordinary items	$1,430,000	3,390
Extraordinary gains, net	$0	3,149
Net income	$1,430,000	3,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	4,326
Cash dividends	$280,000	4,592
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,422,320	3,225
1992-12-31 (YTD Data)		Rank
Total interest income	$10,257,000	3,400
Total interest expense	$4,117,000	3,969
Net interest income	$6,140,000	2,972
Provision for loan and lease losses	$240,000	4,686
Total noninterest income	$732,000	4,260
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$558,000	2,467
Trading account gains and fees	$0	504
Additional Noninterest Income	$174,000	6,145
Total noninterest expense	$4,396,000	3,226
Salaries and employee benefits	$1,933,000	3,302
Premises and equipment expense	$505,000	3,931
Additional noninterest expense	$1,958,000	2,850
Pre-tax net operating income	$2,236,000	2,785
Securities gains (losses)	$66,000	3,674
Applicable income taxes	$900,000	2,322
Income before extraordinary items	$1,402,000	3,271
Extraordinary gains, net	$0	1,422
Net income	$1,402,000	3,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	9,510
Cash dividends	$260,000	4,375
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,359,760	3,128

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.