Home > North Shore Bank, a Co-operative Bank > Income and Expense
North Shore Bank, a Co-operative Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $73,757,000 | 671 |
| Total interest expense | $15,205,000 | 970 |
| Net interest income | $58,552,000 | 586 |
| Provision for loan and lease losses | $1,800,000 | 583 |
| Total noninterest income | $5,027,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,172,000 | 885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,855,000 | 1,056 |
| Total noninterest expense | $37,179,000 | 741 |
| Salaries and employee benefits | $22,173,000 | 683 |
| Premises and equipment expense | $4,720,000 | 588 |
| Additional noninterest expense | $3,855,000 | 1,056 |
| Pre-tax net operating income | $24,600,000 | 580 |
| Securities gains (losses) | $47,000 | 411 |
| Applicable income taxes | $6,473,000 | 459 |
| Income before extraordinary items | $18,174,000 | 618 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $18,174,000 | 628 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $18,174,000 | 621 |
| Net charge-offs | $87,000 | 1,577 |
| Cash dividends | $650,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $18,136,870 | 637 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $54,466,000 | 676 |
| Total interest expense | $9,594,000 | 1,021 |
| Net interest income | $44,872,000 | 587 |
| Provision for loan and lease losses | $1,550,000 | 520 |
| Total noninterest income | $3,895,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $866,000 | 903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,029,000 | 1,027 |
| Total noninterest expense | $27,631,000 | 748 |
| Salaries and employee benefits | $16,474,000 | 695 |
| Premises and equipment expense | $3,527,000 | 588 |
| Additional noninterest expense | $3,029,000 | 1,027 |
| Pre-tax net operating income | $19,586,000 | 571 |
| Securities gains (losses) | $-245,000 | 4,237 |
| Applicable income taxes | $5,183,000 | 455 |
| Income before extraordinary items | $14,158,000 | 623 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $14,158,000 | 627 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $14,158,000 | 623 |
| Net charge-offs | $75,000 | 1,310 |
| Cash dividends | $650,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $14,351,550 | 631 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $35,126,000 | 677 |
| Total interest expense | $5,334,000 | 1,070 |
| Net interest income | $29,792,000 | 588 |
| Provision for loan and lease losses | $900,000 | 540 |
| Total noninterest income | $2,802,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $574,000 | 890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,228,000 | 893 |
| Total noninterest expense | $18,208,000 | 736 |
| Salaries and employee benefits | $10,903,000 | 695 |
| Premises and equipment expense | $2,322,000 | 578 |
| Additional noninterest expense | $2,228,000 | 892 |
| Pre-tax net operating income | $13,486,000 | 561 |
| Securities gains (losses) | $-149,000 | 4,286 |
| Applicable income taxes | $3,574,000 | 447 |
| Income before extraordinary items | $9,763,000 | 606 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,763,000 | 617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,763,000 | 606 |
| Net charge-offs | $13,000 | 1,714 |
| Cash dividends | $650,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $9,880,710 | 611 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $17,066,000 | 690 |
| Total interest expense | $1,999,000 | 1,188 |
| Net interest income | $15,067,000 | 593 |
| Provision for loan and lease losses | $450,000 | 540 |
| Total noninterest income | $1,709,000 | 930 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $291,000 | 888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,418,000 | 770 |
| Total noninterest expense | $9,151,000 | 744 |
| Salaries and employee benefits | $5,451,000 | 712 |
| Premises and equipment expense | $1,166,000 | 606 |
| Additional noninterest expense | $1,418,000 | 770 |
| Pre-tax net operating income | $7,175,000 | 552 |
| Securities gains (losses) | $-187,000 | 4,424 |
| Applicable income taxes | $1,873,000 | 446 |
| Income before extraordinary items | $5,115,000 | 608 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,115,000 | 607 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $5,115,000 | 607 |
| Net charge-offs | $9,000 | 1,398 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $5,262,730 | 606 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $61,286,000 | 625 |
| Total interest expense | $3,067,000 | 1,158 |
| Net interest income | $58,219,000 | 595 |
| Provision for loan and lease losses | $1,563,000 | 608 |
| Total noninterest income | $4,723,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,110,000 | 935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,613,000 | 1,117 |
| Total noninterest expense | $35,860,000 | 729 |
| Salaries and employee benefits | $21,504,000 | 696 |
| Premises and equipment expense | $4,665,000 | 592 |
| Additional noninterest expense | $3,613,000 | 1,117 |
| Pre-tax net operating income | $25,519,000 | 636 |
| Securities gains (losses) | $-386,000 | 4,264 |
| Applicable income taxes | $6,715,000 | 501 |
| Income before extraordinary items | $18,418,000 | 690 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $18,418,000 | 691 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $18,418,000 | 691 |
| Net charge-offs | $-88,000 | 4,244 |
| Cash dividends | $350,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $18,722,940 | 689 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $43,953,000 | 625 |
| Total interest expense | $2,074,000 | 990 |
| Net interest income | $41,879,000 | 602 |
| Provision for loan and lease losses | $775,000 | 740 |
| Total noninterest income | $3,578,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $831,000 | 948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,747,000 | 1,133 |
| Total noninterest expense | $26,535,000 | 737 |
| Salaries and employee benefits | $15,622,000 | 718 |
| Premises and equipment expense | $3,523,000 | 584 |
| Additional noninterest expense | $2,747,000 | 1,133 |
| Pre-tax net operating income | $18,147,000 | 660 |
| Securities gains (losses) | $-646,000 | 4,521 |
| Applicable income taxes | $4,725,000 | 533 |
| Income before extraordinary items | $12,776,000 | 728 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,776,000 | 728 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $12,776,000 | 728 |
| Net charge-offs | $-107,000 | 4,316 |
| Cash dividends | $350,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $13,286,340 | 711 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $28,020,000 | 619 |
| Total interest expense | $1,367,000 | 843 |
| Net interest income | $26,653,000 | 605 |
| Provision for loan and lease losses | $375,000 | 821 |
| Total noninterest income | $2,124,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $537,000 | 958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,587,000 | 1,270 |
| Total noninterest expense | $17,475,000 | 734 |
| Salaries and employee benefits | $10,330,000 | 714 |
| Premises and equipment expense | $2,382,000 | 575 |
| Additional noninterest expense | $4,763,000 | 797 |
| Pre-tax net operating income | $10,927,000 | 664 |
| Securities gains (losses) | $-460,000 | 4,569 |
| Applicable income taxes | $2,826,000 | 527 |
| Income before extraordinary items | $7,641,000 | 747 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,641,000 | 747 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $7,641,000 | 747 |
| Net charge-offs | $-113,000 | 4,413 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $8,004,400 | 726 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $13,454,000 | 619 |
| Total interest expense | $717,000 | 761 |
| Net interest income | $12,737,000 | 608 |
| Provision for loan and lease losses | $188,000 | 684 |
| Total noninterest income | $1,031,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $273,000 | 945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $758,000 | 1,300 |
| Total noninterest expense | $8,893,000 | 723 |
| Salaries and employee benefits | $5,192,000 | 712 |
| Premises and equipment expense | $1,212,000 | 568 |
| Additional noninterest expense | $2,489,000 | 765 |
| Pre-tax net operating income | $4,687,000 | 720 |
| Securities gains (losses) | $-60,000 | 4,478 |
| Applicable income taxes | $1,249,000 | 566 |
| Income before extraordinary items | $3,378,000 | 801 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,378,000 | 800 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,378,000 | 801 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,425,400 | 803 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $54,885,000 | 623 |
| Total interest expense | $3,764,000 | 717 |
| Net interest income | $51,121,000 | 615 |
| Provision for loan and lease losses | $1,753,000 | 337 |
| Total noninterest income | $6,225,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $984,000 | 989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,241,000 | 1,038 |
| Total noninterest expense | $35,436,000 | 727 |
| Salaries and employee benefits | $21,821,000 | 666 |
| Premises and equipment expense | $4,823,000 | 550 |
| Additional noninterest expense | $8,792,000 | 870 |
| Pre-tax net operating income | $20,157,000 | 731 |
| Securities gains (losses) | $667,000 | 290 |
| Applicable income taxes | $5,645,000 | 574 |
| Income before extraordinary items | $15,179,000 | 807 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $15,179,000 | 808 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $15,179,000 | 808 |
| Net charge-offs | $21,000 | 2,051 |
| Cash dividends | $250,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $14,652,070 | 819 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $41,510,000 | 628 |
| Total interest expense | $2,995,000 | 715 |
| Net interest income | $38,515,000 | 623 |
| Provision for loan and lease losses | $1,453,000 | 300 |
| Total noninterest income | $4,866,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $730,000 | 991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,136,000 | 1,024 |
| Total noninterest expense | $26,653,000 | 731 |
| Salaries and employee benefits | $16,261,000 | 680 |
| Premises and equipment expense | $3,626,000 | 553 |
| Additional noninterest expense | $6,766,000 | 848 |
| Pre-tax net operating income | $15,275,000 | 755 |
| Securities gains (losses) | $398,000 | 385 |
| Applicable income taxes | $4,252,000 | 594 |
| Income before extraordinary items | $11,421,000 | 843 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $11,421,000 | 842 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $11,421,000 | 843 |
| Net charge-offs | $15,000 | 1,849 |
| Cash dividends | $250,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $11,106,580 | 848 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $27,721,000 | 627 |
| Total interest expense | $2,135,000 | 698 |
| Net interest income | $25,586,000 | 618 |
| Provision for loan and lease losses | $1,300,000 | 232 |
| Total noninterest income | $3,525,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $468,000 | 995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,057,000 | 956 |
| Total noninterest expense | $17,844,000 | 726 |
| Salaries and employee benefits | $10,859,000 | 668 |
| Premises and equipment expense | $2,451,000 | 551 |
| Additional noninterest expense | $4,534,000 | 837 |
| Pre-tax net operating income | $9,967,000 | 767 |
| Securities gains (losses) | $431,000 | 301 |
| Applicable income taxes | $2,738,000 | 599 |
| Income before extraordinary items | $7,660,000 | 829 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,660,000 | 829 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,660,000 | 829 |
| Net charge-offs | $8,000 | 1,799 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $7,319,510 | 845 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $13,912,000 | 619 |
| Total interest expense | $1,161,000 | 682 |
| Net interest income | $12,751,000 | 615 |
| Provision for loan and lease losses | $700,000 | 261 |
| Total noninterest income | $1,974,000 | 1,013 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $238,000 | 953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,736,000 | 896 |
| Total noninterest expense | $9,088,000 | 701 |
| Salaries and employee benefits | $5,540,000 | 662 |
| Premises and equipment expense | $1,278,000 | 530 |
| Additional noninterest expense | $2,270,000 | 814 |
| Pre-tax net operating income | $4,937,000 | 775 |
| Securities gains (losses) | $294,000 | 267 |
| Applicable income taxes | $1,360,000 | 608 |
| Income before extraordinary items | $3,871,000 | 835 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,871,000 | 835 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,871,000 | 835 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,638,740 | 853 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $58,312,000 | 585 |
| Total interest expense | $7,934,000 | 616 |
| Net interest income | $50,378,000 | 581 |
| Provision for loan and lease losses | $5,500,000 | 527 |
| Total noninterest income | $6,749,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $993,000 | 957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,756,000 | 928 |
| Total noninterest expense | $36,803,000 | 675 |
| Salaries and employee benefits | $22,276,000 | 636 |
| Premises and equipment expense | $4,767,000 | 554 |
| Additional noninterest expense | $9,760,000 | 752 |
| Pre-tax net operating income | $14,824,000 | 753 |
| Securities gains (losses) | $537,000 | 577 |
| Applicable income taxes | $3,687,000 | 609 |
| Income before extraordinary items | $11,674,000 | 826 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,674,000 | 826 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,674,000 | 826 |
| Net charge-offs | $35,000 | 2,580 |
| Cash dividends | $250,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $11,249,770 | 820 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $44,085,000 | 584 |
| Total interest expense | $6,445,000 | 611 |
| Net interest income | $37,640,000 | 570 |
| Provision for loan and lease losses | $4,125,000 | 574 |
| Total noninterest income | $4,622,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $742,000 | 955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,880,000 | 964 |
| Total noninterest expense | $27,393,000 | 675 |
| Salaries and employee benefits | $16,369,000 | 634 |
| Premises and equipment expense | $3,587,000 | 546 |
| Additional noninterest expense | $7,437,000 | 731 |
| Pre-tax net operating income | $10,744,000 | 743 |
| Securities gains (losses) | $20,000 | 1,917 |
| Applicable income taxes | $2,792,000 | 584 |
| Income before extraordinary items | $7,972,000 | 866 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,972,000 | 866 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,972,000 | 866 |
| Net charge-offs | $32,000 | 2,285 |
| Cash dividends | $250,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,956,200 | 836 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $29,639,000 | 585 |
| Total interest expense | $4,801,000 | 602 |
| Net interest income | $24,838,000 | 572 |
| Provision for loan and lease losses | $2,750,000 | 586 |
| Total noninterest income | $2,269,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $524,000 | 911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,745,000 | 1,190 |
| Total noninterest expense | $17,998,000 | 685 |
| Salaries and employee benefits | $11,017,000 | 626 |
| Premises and equipment expense | $2,446,000 | 532 |
| Additional noninterest expense | $4,535,000 | 783 |
| Pre-tax net operating income | $6,359,000 | 757 |
| Securities gains (losses) | $-115,000 | 4,958 |
| Applicable income taxes | $1,748,000 | 548 |
| Income before extraordinary items | $4,496,000 | 942 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,496,000 | 942 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,496,000 | 942 |
| Net charge-offs | $25,000 | 2,088 |
| Cash dividends | $250,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,586,850 | 894 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $15,397,000 | 568 |
| Total interest expense | $2,690,000 | 601 |
| Net interest income | $12,707,000 | 557 |
| Provision for loan and lease losses | $1,375,000 | 512 |
| Total noninterest income | $1,121,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $343,000 | 837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $778,000 | 1,166 |
| Total noninterest expense | $9,146,000 | 668 |
| Salaries and employee benefits | $5,612,000 | 617 |
| Premises and equipment expense | $1,302,000 | 512 |
| Additional noninterest expense | $2,232,000 | 793 |
| Pre-tax net operating income | $3,307,000 | 670 |
| Securities gains (losses) | $-353,000 | 5,018 |
| Applicable income taxes | $828,000 | 523 |
| Income before extraordinary items | $2,126,000 | 890 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,126,000 | 889 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,126,000 | 890 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,404,870 | 783 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $43,538,000 | 782 |
| Total interest expense | $8,383,000 | 789 |
| Net interest income | $35,155,000 | 777 |
| Provision for loan and lease losses | $1,230,000 | 776 |
| Total noninterest income | $3,383,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,018,000 | 1,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,365,000 | 1,393 |
| Total noninterest expense | $27,811,000 | 826 |
| Salaries and employee benefits | $16,397,000 | 804 |
| Premises and equipment expense | $3,685,000 | 689 |
| Additional noninterest expense | $7,729,000 | 876 |
| Pre-tax net operating income | $9,497,000 | 1,093 |
| Securities gains (losses) | $114,000 | 865 |
| Applicable income taxes | $2,488,000 | 789 |
| Income before extraordinary items | $7,123,000 | 1,227 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,123,000 | 1,227 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,123,000 | 1,229 |
| Net charge-offs | $34,000 | 2,858 |
| Cash dividends | $5,300,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,032,940 | 1,209 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $28,762,000 | 886 |
| Total interest expense | $5,427,000 | 910 |
| Net interest income | $23,335,000 | 874 |
| Provision for loan and lease losses | $915,000 | 727 |
| Total noninterest income | $2,263,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $673,000 | 1,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,590,000 | 1,480 |
| Total noninterest expense | $18,118,000 | 933 |
| Salaries and employee benefits | $10,810,000 | 887 |
| Premises and equipment expense | $2,442,000 | 775 |
| Additional noninterest expense | $4,866,000 | 1,024 |
| Pre-tax net operating income | $6,565,000 | 1,183 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,673,000 | 867 |
| Income before extraordinary items | $4,892,000 | 1,331 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,892,000 | 1,332 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,892,000 | 1,333 |
| Net charge-offs | $42,000 | 2,332 |
| Cash dividends | $200,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,892,000 | 1,307 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $19,025,000 | 888 |
| Total interest expense | $3,520,000 | 915 |
| Net interest income | $15,505,000 | 876 |
| Provision for loan and lease losses | $600,000 | 719 |
| Total noninterest income | $1,365,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $437,000 | 1,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $928,000 | 1,559 |
| Total noninterest expense | $12,012,000 | 932 |
| Salaries and employee benefits | $7,149,000 | 887 |
| Premises and equipment expense | $1,631,000 | 779 |
| Additional noninterest expense | $3,232,000 | 1,031 |
| Pre-tax net operating income | $4,258,000 | 1,177 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,073,000 | 868 |
| Income before extraordinary items | $3,185,000 | 1,328 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,185,000 | 1,327 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,185,000 | 1,328 |
| Net charge-offs | $43,000 | 1,940 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,185,000 | 1,303 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,485,000 | 892 |
| Total interest expense | $1,693,000 | 921 |
| Net interest income | $7,792,000 | 873 |
| Provision for loan and lease losses | $315,000 | 654 |
| Total noninterest income | $654,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $219,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 1,591 |
| Total noninterest expense | $5,821,000 | 949 |
| Salaries and employee benefits | $3,589,000 | 888 |
| Premises and equipment expense | $817,000 | 791 |
| Additional noninterest expense | $1,415,000 | 1,129 |
| Pre-tax net operating income | $2,310,000 | 1,096 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $575,000 | 809 |
| Income before extraordinary items | $1,735,000 | 1,222 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,735,000 | 1,221 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,735,000 | 1,221 |
| Net charge-offs | $-22,000 | 4,889 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,735,000 | 1,198 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $35,053,000 | 898 |
| Total interest expense | $4,943,000 | 928 |
| Net interest income | $30,110,000 | 874 |
| Provision for loan and lease losses | $1,086,000 | 830 |
| Total noninterest income | $3,069,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,038,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,031,000 | 1,482 |
| Total noninterest expense | $22,828,000 | 959 |
| Salaries and employee benefits | $14,053,000 | 887 |
| Premises and equipment expense | $3,149,000 | 792 |
| Additional noninterest expense | $5,626,000 | 1,137 |
| Pre-tax net operating income | $9,265,000 | 1,102 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,318,000 | 793 |
| Income before extraordinary items | $6,947,000 | 1,225 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,947,000 | 1,224 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,947,000 | 1,224 |
| Net charge-offs | $78,000 | 2,325 |
| Cash dividends | $125,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,947,000 | 1,223 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,001,000 | 896 |
| Total interest expense | $3,455,000 | 929 |
| Net interest income | $22,546,000 | 874 |
| Provision for loan and lease losses | $816,000 | 765 |
| Total noninterest income | $2,318,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $787,000 | 1,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,531,000 | 1,500 |
| Total noninterest expense | $17,036,000 | 958 |
| Salaries and employee benefits | $10,490,000 | 893 |
| Premises and equipment expense | $2,332,000 | 803 |
| Additional noninterest expense | $4,214,000 | 1,129 |
| Pre-tax net operating income | $7,012,000 | 1,099 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,677,000 | 820 |
| Income before extraordinary items | $5,335,000 | 1,196 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,335,000 | 1,195 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,335,000 | 1,195 |
| Net charge-offs | $28,000 | 2,530 |
| Cash dividends | $125,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,335,000 | 1,191 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,084,000 | 895 |
| Total interest expense | $2,179,000 | 922 |
| Net interest income | $14,905,000 | 878 |
| Provision for loan and lease losses | $546,000 | 768 |
| Total noninterest income | $1,563,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $517,000 | 1,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,046,000 | 1,478 |
| Total noninterest expense | $11,342,000 | 961 |
| Salaries and employee benefits | $6,979,000 | 898 |
| Premises and equipment expense | $1,558,000 | 809 |
| Additional noninterest expense | $2,805,000 | 1,133 |
| Pre-tax net operating income | $4,580,000 | 1,094 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,076,000 | 839 |
| Income before extraordinary items | $3,504,000 | 1,179 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,504,000 | 1,178 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,504,000 | 1,178 |
| Net charge-offs | $-15,000 | 4,655 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,504,000 | 1,177 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 927 |
| Total interest expense | $1,025,000 | 937 |
| Net interest income | $7,120,000 | 914 |
| Provision for loan and lease losses | $270,000 | 758 |
| Total noninterest income | $679,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $259,000 | 1,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $420,000 | 1,663 |
| Total noninterest expense | $5,639,000 | 976 |
| Salaries and employee benefits | $3,508,000 | 900 |
| Premises and equipment expense | $777,000 | 817 |
| Additional noninterest expense | $1,354,000 | 1,163 |
| Pre-tax net operating income | $1,890,000 | 1,240 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $444,000 | 945 |
| Income before extraordinary items | $1,446,000 | 1,363 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,446,000 | 1,363 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,446,000 | 1,363 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,446,000 | 1,356 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $30,552,000 | 943 |
| Total interest expense | $3,555,000 | 922 |
| Net interest income | $26,997,000 | 930 |
| Provision for loan and lease losses | $1,105,000 | 826 |
| Total noninterest income | $2,952,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,027,000 | 1,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,925,000 | 1,572 |
| Total noninterest expense | $21,930,000 | 978 |
| Salaries and employee benefits | $13,272,000 | 911 |
| Premises and equipment expense | $3,203,000 | 779 |
| Additional noninterest expense | $5,455,000 | 1,171 |
| Pre-tax net operating income | $6,914,000 | 1,324 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,276,000 | 904 |
| Income before extraordinary items | $3,638,000 | 1,737 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,638,000 | 1,738 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,638,000 | 1,738 |
| Net charge-offs | $73,000 | 2,710 |
| Cash dividends | $125,000 | 3,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,638,000 | 1,719 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $22,661,000 | 947 |
| Total interest expense | $2,619,000 | 917 |
| Net interest income | $20,042,000 | 940 |
| Provision for loan and lease losses | $775,000 | 856 |
| Total noninterest income | $2,249,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $773,000 | 1,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,476,000 | 1,566 |
| Total noninterest expense | $16,569,000 | 971 |
| Salaries and employee benefits | $10,011,000 | 906 |
| Premises and equipment expense | $2,437,000 | 773 |
| Additional noninterest expense | $4,121,000 | 1,149 |
| Pre-tax net operating income | $4,947,000 | 1,386 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,600,000 | 1,068 |
| Income before extraordinary items | $3,347,000 | 1,581 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,347,000 | 1,580 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,347,000 | 1,581 |
| Net charge-offs | $-36,000 | 5,085 |
| Cash dividends | $125,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,347,000 | 1,560 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,824,000 | 959 |
| Total interest expense | $1,705,000 | 923 |
| Net interest income | $13,119,000 | 956 |
| Provision for loan and lease losses | $509,000 | 840 |
| Total noninterest income | $1,471,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $518,000 | 1,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 1,594 |
| Total noninterest expense | $11,000,000 | 980 |
| Salaries and employee benefits | $6,596,000 | 920 |
| Premises and equipment expense | $1,646,000 | 768 |
| Additional noninterest expense | $2,758,000 | 1,151 |
| Pre-tax net operating income | $3,081,000 | 1,440 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $965,000 | 1,130 |
| Income before extraordinary items | $2,116,000 | 1,624 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,116,000 | 1,624 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,116,000 | 1,624 |
| Net charge-offs | $-33,000 | 5,165 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,116,000 | 1,604 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 970 |
| Total interest expense | $854,000 | 894 |
| Net interest income | $6,448,000 | 964 |
| Provision for loan and lease losses | $235,000 | 830 |
| Total noninterest income | $629,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $249,000 | 1,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 1,813 |
| Total noninterest expense | $5,513,000 | 980 |
| Salaries and employee benefits | $3,346,000 | 914 |
| Premises and equipment expense | $825,000 | 771 |
| Additional noninterest expense | $1,342,000 | 1,178 |
| Pre-tax net operating income | $1,329,000 | 1,575 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $426,000 | 1,197 |
| Income before extraordinary items | $903,000 | 1,792 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $903,000 | 1,791 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $903,000 | 1,792 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $903,000 | 1,780 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $28,521,000 | 956 |
| Total interest expense | $3,511,000 | 834 |
| Net interest income | $25,010,000 | 968 |
| Provision for loan and lease losses | $885,000 | 1,011 |
| Total noninterest income | $2,845,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $943,000 | 1,271 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,902,000 | 1,641 |
| Total noninterest expense | $22,034,000 | 966 |
| Salaries and employee benefits | $13,431,000 | 878 |
| Premises and equipment expense | $3,240,000 | 769 |
| Additional noninterest expense | $5,363,000 | 1,191 |
| Pre-tax net operating income | $4,936,000 | 1,643 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,547,000 | 1,238 |
| Income before extraordinary items | $3,389,000 | 1,898 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,389,000 | 1,897 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,389,000 | 1,897 |
| Net charge-offs | $226,000 | 1,811 |
| Cash dividends | $125,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,389,000 | 1,852 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $21,083,000 | 967 |
| Total interest expense | $2,596,000 | 845 |
| Net interest income | $18,487,000 | 983 |
| Provision for loan and lease losses | $537,000 | 1,098 |
| Total noninterest income | $2,146,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $718,000 | 1,249 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,428,000 | 1,639 |
| Total noninterest expense | $16,544,000 | 961 |
| Salaries and employee benefits | $10,104,000 | 875 |
| Premises and equipment expense | $2,436,000 | 767 |
| Additional noninterest expense | $4,004,000 | 1,204 |
| Pre-tax net operating income | $3,552,000 | 1,713 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,106,000 | 1,311 |
| Income before extraordinary items | $2,446,000 | 1,986 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,446,000 | 1,986 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,446,000 | 1,986 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $125,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,446,000 | 1,926 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,850,000 | 978 |
| Total interest expense | $1,685,000 | 865 |
| Net interest income | $12,165,000 | 997 |
| Provision for loan and lease losses | $277,000 | 1,339 |
| Total noninterest income | $1,380,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $490,000 | 1,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $890,000 | 1,684 |
| Total noninterest expense | $10,952,000 | 972 |
| Salaries and employee benefits | $6,720,000 | 878 |
| Premises and equipment expense | $1,617,000 | 771 |
| Additional noninterest expense | $2,615,000 | 1,225 |
| Pre-tax net operating income | $2,316,000 | 1,744 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $711,000 | 1,340 |
| Income before extraordinary items | $1,605,000 | 1,995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,605,000 | 1,995 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,605,000 | 1,995 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $125,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,605,000 | 1,929 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 983 |
| Total interest expense | $824,000 | 880 |
| Net interest income | $6,079,000 | 993 |
| Provision for loan and lease losses | $127,000 | 1,318 |
| Total noninterest income | $670,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $270,000 | 1,109 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $400,000 | 1,740 |
| Total noninterest expense | $5,478,000 | 960 |
| Salaries and employee benefits | $3,384,000 | 874 |
| Premises and equipment expense | $798,000 | 790 |
| Additional noninterest expense | $1,296,000 | 1,227 |
| Pre-tax net operating income | $1,144,000 | 1,747 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $343,000 | 1,367 |
| Income before extraordinary items | $801,000 | 1,983 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $801,000 | 1,983 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $801,000 | 1,983 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $801,000 | 1,936 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $24,988,000 | 1,043 |
| Total interest expense | $3,217,000 | 877 |
| Net interest income | $21,771,000 | 1,047 |
| Provision for loan and lease losses | $192,000 | 2,376 |
| Total noninterest income | $2,742,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $913,000 | 1,313 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,829,000 | 1,623 |
| Total noninterest expense | $20,394,000 | 1,012 |
| Salaries and employee benefits | $12,366,000 | 924 |
| Premises and equipment expense | $3,080,000 | 802 |
| Additional noninterest expense | $4,948,000 | 1,277 |
| Pre-tax net operating income | $3,927,000 | 1,894 |
| Securities gains (losses) | $36,000 | 1,872 |
| Applicable income taxes | $1,220,000 | 1,411 |
| Income before extraordinary items | $2,743,000 | 2,181 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,743,000 | 2,181 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,743,000 | 2,182 |
| Net charge-offs | $5,000 | 4,193 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,718,160 | 2,154 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,408,000 | 1,061 |
| Total interest expense | $2,397,000 | 883 |
| Net interest income | $16,011,000 | 1,076 |
| Provision for loan and lease losses | $93,000 | 2,730 |
| Total noninterest income | $1,969,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $650,000 | 1,399 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,319,000 | 1,689 |
| Total noninterest expense | $15,197,000 | 1,027 |
| Salaries and employee benefits | $9,072,000 | 944 |
| Premises and equipment expense | $2,339,000 | 808 |
| Additional noninterest expense | $3,786,000 | 1,265 |
| Pre-tax net operating income | $2,690,000 | 2,083 |
| Securities gains (losses) | $35,000 | 1,699 |
| Applicable income taxes | $816,000 | 1,563 |
| Income before extraordinary items | $1,909,000 | 2,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,909,000 | 2,347 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,909,000 | 2,347 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,884,500 | 2,331 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,286,000 | 1,059 |
| Total interest expense | $1,600,000 | 890 |
| Net interest income | $10,686,000 | 1,078 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $1,273,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $403,000 | 1,461 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $870,000 | 1,713 |
| Total noninterest expense | $10,181,000 | 1,019 |
| Salaries and employee benefits | $6,101,000 | 932 |
| Premises and equipment expense | $1,578,000 | 803 |
| Additional noninterest expense | $2,502,000 | 1,265 |
| Pre-tax net operating income | $1,688,000 | 2,155 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $507,000 | 1,612 |
| Income before extraordinary items | $1,181,000 | 2,461 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,181,000 | 2,463 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,181,000 | 2,463 |
| Net charge-offs | $17,000 | 3,040 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,181,000 | 2,405 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,128,000 | 1,061 |
| Total interest expense | $802,000 | 890 |
| Net interest income | $5,326,000 | 1,071 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $655,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $200,000 | 1,450 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $455,000 | 1,619 |
| Total noninterest expense | $5,120,000 | 1,013 |
| Salaries and employee benefits | $3,052,000 | 936 |
| Premises and equipment expense | $819,000 | 779 |
| Additional noninterest expense | $1,249,000 | 1,257 |
| Pre-tax net operating income | $831,000 | 2,150 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $249,000 | 1,610 |
| Income before extraordinary items | $582,000 | 2,442 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $582,000 | 2,445 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $582,000 | 2,444 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $582,000 | 2,378 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,771,000 | 1,215 |
| Total interest expense | $3,114,000 | 972 |
| Net interest income | $17,657,000 | 1,265 |
| Provision for loan and lease losses | $188,000 | 2,557 |
| Total noninterest income | $2,019,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $655,000 | 1,829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,364,000 | 1,892 |
| Total noninterest expense | $17,266,000 | 1,164 |
| Salaries and employee benefits | $9,942,000 | 1,101 |
| Premises and equipment expense | $2,413,000 | 996 |
| Additional noninterest expense | $4,911,000 | 1,315 |
| Pre-tax net operating income | $2,222,000 | 2,793 |
| Securities gains (losses) | $39,000 | 1,908 |
| Applicable income taxes | $724,000 | 1,861 |
| Income before extraordinary items | $1,537,000 | 3,203 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,537,000 | 3,203 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,537,000 | 3,204 |
| Net charge-offs | $111,000 | 3,084 |
| Cash dividends | $115,000 | 3,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,510,480 | 3,181 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,359,000 | 1,336 |
| Total interest expense | $2,256,000 | 1,005 |
| Net interest income | $12,103,000 | 1,379 |
| Provision for loan and lease losses | $141,000 | 2,445 |
| Total noninterest income | $1,261,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $443,000 | 2,003 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $818,000 | 2,225 |
| Total noninterest expense | $11,196,000 | 1,330 |
| Salaries and employee benefits | $6,612,000 | 1,224 |
| Premises and equipment expense | $1,655,000 | 1,096 |
| Additional noninterest expense | $2,929,000 | 1,601 |
| Pre-tax net operating income | $2,027,000 | 2,484 |
| Securities gains (losses) | $26,000 | 1,868 |
| Applicable income taxes | $615,000 | 1,779 |
| Income before extraordinary items | $1,438,000 | 2,806 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,438,000 | 2,806 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,438,000 | 2,806 |
| Net charge-offs | $120,000 | 2,517 |
| Cash dividends | $115,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,419,800 | 2,788 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,127,000 | 1,386 |
| Total interest expense | $1,455,000 | 1,036 |
| Net interest income | $7,672,000 | 1,442 |
| Provision for loan and lease losses | $93,000 | 2,434 |
| Total noninterest income | $745,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $279,000 | 2,068 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $466,000 | 2,403 |
| Total noninterest expense | $7,081,000 | 1,379 |
| Salaries and employee benefits | $4,222,000 | 1,270 |
| Premises and equipment expense | $1,059,000 | 1,150 |
| Additional noninterest expense | $1,800,000 | 1,710 |
| Pre-tax net operating income | $1,243,000 | 2,582 |
| Securities gains (losses) | $26,000 | 1,520 |
| Applicable income taxes | $380,000 | 1,818 |
| Income before extraordinary items | $889,000 | 2,870 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $889,000 | 2,875 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $889,000 | 2,875 |
| Net charge-offs | $136,000 | 1,930 |
| Cash dividends | $115,000 | 3,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $870,800 | 2,868 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 1,423 |
| Total interest expense | $724,000 | 1,048 |
| Net interest income | $3,719,000 | 1,471 |
| Provision for loan and lease losses | $46,000 | 2,306 |
| Total noninterest income | $357,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $149,000 | 1,944 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $208,000 | 2,499 |
| Total noninterest expense | $3,572,000 | 1,377 |
| Salaries and employee benefits | $2,133,000 | 1,280 |
| Premises and equipment expense | $534,000 | 1,162 |
| Additional noninterest expense | $905,000 | 1,684 |
| Pre-tax net operating income | $458,000 | 3,058 |
| Securities gains (losses) | $26,000 | 872 |
| Applicable income taxes | $145,000 | 2,035 |
| Income before extraordinary items | $339,000 | 3,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 3,322 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $339,000 | 3,322 |
| Net charge-offs | $-16,000 | 5,951 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $320,800 | 3,392 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,139,000 | 1,408 |
| Total interest expense | $3,070,000 | 1,095 |
| Net interest income | $15,069,000 | 1,441 |
| Provision for loan and lease losses | $104,000 | 3,657 |
| Total noninterest income | $1,717,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $572,000 | 2,151 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,145,000 | 2,197 |
| Total noninterest expense | $13,554,000 | 1,444 |
| Salaries and employee benefits | $8,464,000 | 1,257 |
| Premises and equipment expense | $2,096,000 | 1,144 |
| Additional noninterest expense | $2,994,000 | 2,089 |
| Pre-tax net operating income | $3,128,000 | 2,104 |
| Securities gains (losses) | $84,000 | 1,450 |
| Applicable income taxes | $947,000 | 1,517 |
| Income before extraordinary items | $2,265,000 | 2,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,265,000 | 2,365 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,265,000 | 2,364 |
| Net charge-offs | $-87,000 | 6,503 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,205,360 | 2,370 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,642,000 | 1,406 |
| Total interest expense | $2,323,000 | 1,123 |
| Net interest income | $11,319,000 | 1,435 |
| Provision for loan and lease losses | $102,000 | 3,332 |
| Total noninterest income | $1,333,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $432,000 | 2,144 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $901,000 | 2,197 |
| Total noninterest expense | $10,135,000 | 1,454 |
| Salaries and employee benefits | $6,348,000 | 1,270 |
| Premises and equipment expense | $1,577,000 | 1,132 |
| Additional noninterest expense | $2,210,000 | 2,110 |
| Pre-tax net operating income | $2,415,000 | 2,126 |
| Securities gains (losses) | $84,000 | 1,337 |
| Applicable income taxes | $776,000 | 1,480 |
| Income before extraordinary items | $1,723,000 | 2,383 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,723,000 | 2,388 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,723,000 | 2,388 |
| Net charge-offs | $-98,000 | 6,597 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,665,040 | 2,372 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,058,000 | 1,412 |
| Total interest expense | $1,565,000 | 1,142 |
| Net interest income | $7,493,000 | 1,431 |
| Provision for loan and lease losses | $102,000 | 2,912 |
| Total noninterest income | $937,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $286,000 | 2,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $651,000 | 2,120 |
| Total noninterest expense | $6,737,000 | 1,463 |
| Salaries and employee benefits | $4,219,000 | 1,268 |
| Premises and equipment expense | $1,053,000 | 1,130 |
| Additional noninterest expense | $1,465,000 | 2,123 |
| Pre-tax net operating income | $1,591,000 | 2,104 |
| Securities gains (losses) | $84,000 | 1,217 |
| Applicable income taxes | $509,000 | 1,497 |
| Income before extraordinary items | $1,166,000 | 2,339 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,166,000 | 2,349 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,166,000 | 2,347 |
| Net charge-offs | $-74,000 | 6,621 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,107,200 | 2,336 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 1,418 |
| Total interest expense | $817,000 | 1,128 |
| Net interest income | $3,687,000 | 1,456 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $472,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $149,000 | 2,047 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $323,000 | 2,130 |
| Total noninterest expense | $3,392,000 | 1,459 |
| Salaries and employee benefits | $2,133,000 | 1,265 |
| Premises and equipment expense | $530,000 | 1,150 |
| Additional noninterest expense | $729,000 | 2,135 |
| Pre-tax net operating income | $717,000 | 2,225 |
| Securities gains (losses) | $84,000 | 736 |
| Applicable income taxes | $240,000 | 1,543 |
| Income before extraordinary items | $561,000 | 2,371 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $561,000 | 2,373 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $561,000 | 2,373 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $502,200 | 2,492 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,434,000 | 1,372 |
| Total interest expense | $4,188,000 | 1,079 |
| Net interest income | $15,246,000 | 1,439 |
| Provision for loan and lease losses | $241,000 | 3,674 |
| Total noninterest income | $2,271,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $652,000 | 2,012 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,619,000 | 1,770 |
| Total noninterest expense | $13,393,000 | 1,469 |
| Salaries and employee benefits | $8,303,000 | 1,258 |
| Premises and equipment expense | $2,034,000 | 1,160 |
| Additional noninterest expense | $3,056,000 | 2,120 |
| Pre-tax net operating income | $3,883,000 | 1,687 |
| Securities gains (losses) | $122,000 | 2,108 |
| Applicable income taxes | $1,202,000 | 1,298 |
| Income before extraordinary items | $2,803,000 | 1,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,803,000 | 1,973 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,803,000 | 1,975 |
| Net charge-offs | $361,000 | 3,066 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,717,600 | 1,919 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,730,000 | 1,388 |
| Total interest expense | $3,286,000 | 1,084 |
| Net interest income | $11,444,000 | 1,452 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $1,645,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $487,000 | 2,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,158,000 | 1,810 |
| Total noninterest expense | $9,945,000 | 1,482 |
| Salaries and employee benefits | $6,141,000 | 1,275 |
| Premises and equipment expense | $1,528,000 | 1,168 |
| Additional noninterest expense | $2,276,000 | 2,139 |
| Pre-tax net operating income | $2,964,000 | 1,722 |
| Securities gains (losses) | $78,000 | 2,159 |
| Applicable income taxes | $911,000 | 1,322 |
| Income before extraordinary items | $2,131,000 | 1,993 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,131,000 | 1,992 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,131,000 | 1,994 |
| Net charge-offs | $128,000 | 3,736 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,076,400 | 1,924 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,968,000 | 1,370 |
| Total interest expense | $2,231,000 | 1,097 |
| Net interest income | $7,737,000 | 1,434 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $960,000 | 2,217 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $324,000 | 2,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $636,000 | 2,033 |
| Total noninterest expense | $6,674,000 | 1,469 |
| Salaries and employee benefits | $4,114,000 | 1,266 |
| Premises and equipment expense | $1,013,000 | 1,168 |
| Additional noninterest expense | $1,547,000 | 2,102 |
| Pre-tax net operating income | $1,903,000 | 1,754 |
| Securities gains (losses) | $78,000 | 1,761 |
| Applicable income taxes | $593,000 | 1,335 |
| Income before extraordinary items | $1,388,000 | 2,020 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,388,000 | 2,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,388,000 | 2,020 |
| Net charge-offs | $104,000 | 3,367 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,333,400 | 1,974 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 1,370 |
| Total interest expense | $1,132,000 | 1,121 |
| Net interest income | $3,897,000 | 1,424 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $442,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $167,000 | 1,966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 2,220 |
| Total noninterest expense | $3,357,000 | 1,466 |
| Salaries and employee benefits | $2,073,000 | 1,260 |
| Premises and equipment expense | $497,000 | 1,207 |
| Additional noninterest expense | $787,000 | 2,061 |
| Pre-tax net operating income | $922,000 | 1,803 |
| Securities gains (losses) | $78,000 | 1,020 |
| Applicable income taxes | $300,000 | 1,296 |
| Income before extraordinary items | $700,000 | 2,008 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $700,000 | 2,009 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $700,000 | 2,010 |
| Net charge-offs | $114,000 | 2,337 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $645,400 | 2,037 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,087,000 | 1,360 |
| Total interest expense | $4,820,000 | 1,261 |
| Net interest income | $16,267,000 | 1,369 |
| Provision for loan and lease losses | $421,000 | 3,683 |
| Total noninterest income | $1,710,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $649,000 | 2,107 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,061,000 | 2,059 |
| Total noninterest expense | $12,848,000 | 1,520 |
| Salaries and employee benefits | $7,922,000 | 1,249 |
| Premises and equipment expense | $1,982,000 | 1,268 |
| Additional noninterest expense | $2,944,000 | 2,239 |
| Pre-tax net operating income | $4,708,000 | 1,238 |
| Securities gains (losses) | $59,000 | 2,466 |
| Applicable income taxes | $1,564,000 | 964 |
| Income before extraordinary items | $3,203,000 | 1,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,203,000 | 1,521 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,203,000 | 1,521 |
| Net charge-offs | $242,000 | 4,067 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,163,470 | 1,468 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,839,000 | 1,372 |
| Total interest expense | $3,643,000 | 1,308 |
| Net interest income | $12,196,000 | 1,368 |
| Provision for loan and lease losses | $180,000 | 4,271 |
| Total noninterest income | $1,205,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $481,000 | 2,143 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $724,000 | 2,176 |
| Total noninterest expense | $9,772,000 | 1,498 |
| Salaries and employee benefits | $6,026,000 | 1,235 |
| Premises and equipment expense | $1,482,000 | 1,284 |
| Additional noninterest expense | $2,264,000 | 2,207 |
| Pre-tax net operating income | $3,449,000 | 1,306 |
| Securities gains (losses) | $122,000 | 1,603 |
| Applicable income taxes | $1,125,000 | 995 |
| Income before extraordinary items | $2,446,000 | 1,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,446,000 | 1,555 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,446,000 | 1,555 |
| Net charge-offs | $19,000 | 5,564 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,363,040 | 1,531 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,481,000 | 1,398 |
| Total interest expense | $2,435,000 | 1,353 |
| Net interest income | $8,046,000 | 1,379 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $809,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $320,000 | 2,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $489,000 | 2,134 |
| Total noninterest expense | $6,528,000 | 1,509 |
| Salaries and employee benefits | $4,009,000 | 1,242 |
| Premises and equipment expense | $982,000 | 1,300 |
| Additional noninterest expense | $1,537,000 | 2,198 |
| Pre-tax net operating income | $2,207,000 | 1,322 |
| Securities gains (losses) | $121,000 | 1,011 |
| Applicable income taxes | $699,000 | 1,029 |
| Income before extraordinary items | $1,629,000 | 1,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,629,000 | 1,507 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,629,000 | 1,507 |
| Net charge-offs | $54,000 | 4,384 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,544,300 | 1,515 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,334,000 | 1,376 |
| Total interest expense | $1,227,000 | 1,384 |
| Net interest income | $4,107,000 | 1,356 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $411,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $167,000 | 2,028 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $244,000 | 2,186 |
| Total noninterest expense | $3,318,000 | 1,495 |
| Salaries and employee benefits | $2,025,000 | 1,243 |
| Premises and equipment expense | $491,000 | 1,322 |
| Additional noninterest expense | $802,000 | 2,101 |
| Pre-tax net operating income | $1,140,000 | 1,269 |
| Securities gains (losses) | $104,000 | 525 |
| Applicable income taxes | $373,000 | 936 |
| Income before extraordinary items | $871,000 | 1,387 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $871,000 | 1,388 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $871,000 | 1,388 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $798,200 | 1,440 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,422,000 | 1,371 |
| Total interest expense | $5,932,000 | 1,405 |
| Net interest income | $16,490,000 | 1,356 |
| Provision for loan and lease losses | $733,000 | 3,528 |
| Total noninterest income | $2,000,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $774,000 | 1,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,226,000 | 1,929 |
| Total noninterest expense | $13,354,000 | 1,483 |
| Salaries and employee benefits | $7,968,000 | 1,239 |
| Premises and equipment expense | $1,939,000 | 1,330 |
| Additional noninterest expense | $3,447,000 | 2,030 |
| Pre-tax net operating income | $4,403,000 | 1,148 |
| Securities gains (losses) | $104,000 | 2,132 |
| Applicable income taxes | $1,445,000 | 928 |
| Income before extraordinary items | $3,062,000 | 1,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,062,000 | 1,380 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,062,000 | 1,381 |
| Net charge-offs | $294,000 | 4,322 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,991,280 | 1,361 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,841,000 | 1,391 |
| Total interest expense | $4,603,000 | 1,407 |
| Net interest income | $12,238,000 | 1,382 |
| Provision for loan and lease losses | $606,000 | 3,227 |
| Total noninterest income | $1,442,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $592,000 | 1,905 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $850,000 | 1,999 |
| Total noninterest expense | $9,969,000 | 1,481 |
| Salaries and employee benefits | $5,927,000 | 1,246 |
| Premises and equipment expense | $1,453,000 | 1,344 |
| Additional noninterest expense | $2,589,000 | 2,000 |
| Pre-tax net operating income | $3,105,000 | 1,281 |
| Securities gains (losses) | $104,000 | 1,906 |
| Applicable income taxes | $978,000 | 1,017 |
| Income before extraordinary items | $2,231,000 | 1,489 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,231,000 | 1,492 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,231,000 | 1,492 |
| Net charge-offs | $153,000 | 4,488 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,158,200 | 1,478 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 1,408 |
| Total interest expense | $3,188,000 | 1,411 |
| Net interest income | $8,015,000 | 1,419 |
| Provision for loan and lease losses | $378,000 | 3,276 |
| Total noninterest income | $867,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $407,000 | 1,858 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $460,000 | 2,207 |
| Total noninterest expense | $6,594,000 | 1,494 |
| Salaries and employee benefits | $3,875,000 | 1,265 |
| Premises and equipment expense | $965,000 | 1,368 |
| Additional noninterest expense | $1,754,000 | 1,967 |
| Pre-tax net operating income | $1,910,000 | 1,358 |
| Securities gains (losses) | $104,000 | 1,391 |
| Applicable income taxes | $604,000 | 1,053 |
| Income before extraordinary items | $1,410,000 | 1,552 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,410,000 | 1,553 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,410,000 | 1,553 |
| Net charge-offs | $121,000 | 4,036 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,337,200 | 1,564 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 1,444 |
| Total interest expense | $1,653,000 | 1,423 |
| Net interest income | $3,949,000 | 1,451 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $442,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $210,000 | 1,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $232,000 | 2,177 |
| Total noninterest expense | $3,222,000 | 1,561 |
| Salaries and employee benefits | $1,943,000 | 1,286 |
| Premises and equipment expense | $479,000 | 1,427 |
| Additional noninterest expense | $800,000 | 2,121 |
| Pre-tax net operating income | $1,019,000 | 1,279 |
| Securities gains (losses) | $104,000 | 770 |
| Applicable income taxes | $337,000 | 952 |
| Income before extraordinary items | $786,000 | 1,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $786,000 | 1,399 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $786,000 | 1,400 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $713,200 | 1,476 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,042,000 | 1,437 |
| Total interest expense | $8,796,000 | 1,361 |
| Net interest income | $15,246,000 | 1,469 |
| Provision for loan and lease losses | $1,338,000 | 3,047 |
| Total noninterest income | $2,420,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $844,000 | 1,964 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,576,000 | 1,602 |
| Total noninterest expense | $13,464,000 | 1,537 |
| Salaries and employee benefits | $7,338,000 | 1,373 |
| Premises and equipment expense | $1,930,000 | 1,413 |
| Additional noninterest expense | $4,196,000 | 1,778 |
| Pre-tax net operating income | $2,864,000 | 1,401 |
| Securities gains (losses) | $21,000 | 3,019 |
| Applicable income taxes | $939,000 | 1,014 |
| Income before extraordinary items | $1,946,000 | 1,730 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,946,000 | 1,729 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,946,000 | 1,730 |
| Net charge-offs | $456,000 | 3,913 |
| Cash dividends | $140,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,931,930 | 1,694 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,082,000 | 1,454 |
| Total interest expense | $6,966,000 | 1,350 |
| Net interest income | $11,116,000 | 1,512 |
| Provision for loan and lease losses | $708,000 | 3,257 |
| Total noninterest income | $1,800,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $617,000 | 2,005 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,183,000 | 1,631 |
| Total noninterest expense | $10,315,000 | 1,493 |
| Salaries and employee benefits | $5,496,000 | 1,386 |
| Premises and equipment expense | $1,455,000 | 1,415 |
| Additional noninterest expense | $3,364,000 | 1,613 |
| Pre-tax net operating income | $1,893,000 | 1,705 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $591,000 | 1,257 |
| Income before extraordinary items | $1,302,000 | 2,037 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,302,000 | 2,036 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,302,000 | 2,037 |
| Net charge-offs | $326,000 | 3,599 |
| Cash dividends | $140,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,302,000 | 1,995 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,050,000 | 1,483 |
| Total interest expense | $4,938,000 | 1,340 |
| Net interest income | $7,112,000 | 1,573 |
| Provision for loan and lease losses | $432,000 | 3,156 |
| Total noninterest income | $1,282,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $392,000 | 2,057 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $890,000 | 1,533 |
| Total noninterest expense | $6,825,000 | 1,524 |
| Salaries and employee benefits | $3,601,000 | 1,443 |
| Premises and equipment expense | $979,000 | 1,427 |
| Additional noninterest expense | $2,245,000 | 1,625 |
| Pre-tax net operating income | $1,137,000 | 1,910 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $364,000 | 1,357 |
| Income before extraordinary items | $773,000 | 2,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $773,000 | 2,291 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $773,000 | 2,293 |
| Net charge-offs | $252,000 | 3,150 |
| Cash dividends | $140,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $773,000 | 2,234 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,098,000 | 1,483 |
| Total interest expense | $2,577,000 | 1,337 |
| Net interest income | $3,521,000 | 1,587 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $572,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $189,000 | 2,057 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $383,000 | 1,665 |
| Total noninterest expense | $3,335,000 | 1,498 |
| Salaries and employee benefits | $1,829,000 | 1,432 |
| Premises and equipment expense | $489,000 | 1,453 |
| Additional noninterest expense | $1,017,000 | 1,588 |
| Pre-tax net operating income | $578,000 | 2,109 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $185,000 | 1,539 |
| Income before extraordinary items | $393,000 | 2,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $393,000 | 2,600 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $393,000 | 2,602 |
| Net charge-offs | $144,000 | 2,462 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $393,000 | 2,460 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,079,000 | 1,547 |
| Total interest expense | $11,692,000 | 1,396 |
| Net interest income | $13,387,000 | 1,657 |
| Provision for loan and lease losses | $648,000 | 3,367 |
| Total noninterest income | $1,621,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $703,000 | 2,342 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $918,000 | 2,252 |
| Total noninterest expense | $12,573,000 | 1,557 |
| Salaries and employee benefits | $7,391,000 | 1,381 |
| Premises and equipment expense | $1,805,000 | 1,538 |
| Additional noninterest expense | $3,377,000 | 1,814 |
| Pre-tax net operating income | $1,787,000 | 2,688 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $575,000 | 1,707 |
| Income before extraordinary items | $1,237,000 | 2,849 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,237,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 2,936 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,220,000 | 3,029 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,702,000 | 1,593 |
| Total interest expense | $8,931,000 | 1,427 |
| Net interest income | $9,771,000 | 1,717 |
| Provision for loan and lease losses | $478,000 | 2,795 |
| Total noninterest income | $1,192,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $506,000 | 2,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $686,000 | 2,346 |
| Total noninterest expense | $9,270,000 | 1,570 |
| Salaries and employee benefits | $5,542,000 | 1,401 |
| Premises and equipment expense | $1,352,000 | 1,543 |
| Additional noninterest expense | $2,376,000 | 1,865 |
| Pre-tax net operating income | $1,215,000 | 3,299 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $392,000 | 2,178 |
| Income before extraordinary items | $848,000 | 3,447 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $848,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,754 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $831,000 | 3,627 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,366,000 | 1,627 |
| Total interest expense | $6,095,000 | 1,447 |
| Net interest income | $6,271,000 | 1,784 |
| Provision for loan and lease losses | $285,000 | 2,628 |
| Total noninterest income | $746,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $290,000 | 2,719 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $456,000 | 2,387 |
| Total noninterest expense | $6,082,000 | 1,601 |
| Salaries and employee benefits | $3,664,000 | 1,429 |
| Premises and equipment expense | $911,000 | 1,528 |
| Additional noninterest expense | $1,507,000 | 1,915 |
| Pre-tax net operating income | $650,000 | 3,839 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $213,000 | 2,608 |
| Income before extraordinary items | $462,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,895 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $445,000 | 4,198 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 1,660 |
| Total interest expense | $3,192,000 | 1,470 |
| Net interest income | $3,052,000 | 1,835 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $362,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $150,000 | 2,617 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $212,000 | 2,491 |
| Total noninterest expense | $3,045,000 | 1,591 |
| Salaries and employee benefits | $1,849,000 | 1,429 |
| Premises and equipment expense | $475,000 | 1,465 |
| Additional noninterest expense | $721,000 | 1,951 |
| Pre-tax net operating income | $309,000 | 4,081 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $106,000 | 2,723 |
| Income before extraordinary items | $228,000 | 4,397 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $211,000 | 4,453 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,624,000 | 1,690 |
| Total interest expense | $13,739,000 | 1,460 |
| Net interest income | $11,885,000 | 1,911 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $1,506,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $618,000 | 2,611 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $888,000 | 2,400 |
| Total noninterest expense | $12,240,000 | 1,511 |
| Salaries and employee benefits | $7,670,000 | 1,308 |
| Premises and equipment expense | $1,602,000 | 1,648 |
| Additional noninterest expense | $2,968,000 | 1,858 |
| Pre-tax net operating income | $726,000 | 5,382 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $232,000 | 3,693 |
| Income before extraordinary items | $507,000 | 5,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $507,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $783,000 | 1,229 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $498,030 | 5,669 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,075,000 | 1,697 |
| Total interest expense | $10,201,000 | 1,469 |
| Net interest income | $8,874,000 | 1,932 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $1,067,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $473,000 | 2,563 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $594,000 | 2,577 |
| Total noninterest expense | $8,897,000 | 1,535 |
| Salaries and employee benefits | $5,788,000 | 1,301 |
| Premises and equipment expense | $1,186,000 | 1,662 |
| Additional noninterest expense | $1,923,000 | 2,084 |
| Pre-tax net operating income | $944,000 | 4,487 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $300,000 | 3,203 |
| Income before extraordinary items | $657,000 | 4,833 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $657,000 | 4,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 969 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $648,030 | 4,851 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,658,000 | 1,718 |
| Total interest expense | $6,651,000 | 1,509 |
| Net interest income | $6,007,000 | 1,923 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $700,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $328,000 | 2,475 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $372,000 | 2,673 |
| Total noninterest expense | $5,951,000 | 1,544 |
| Salaries and employee benefits | $3,914,000 | 1,303 |
| Premises and equipment expense | $799,000 | 1,662 |
| Additional noninterest expense | $1,238,000 | 2,159 |
| Pre-tax net operating income | $731,000 | 4,222 |
| Securities gains (losses) | $13,000 | 798 |
| Applicable income taxes | $232,000 | 3,069 |
| Income before extraordinary items | $512,000 | 4,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $512,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $503,030 | 4,524 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 1,731 |
| Total interest expense | $3,247,000 | 1,529 |
| Net interest income | $3,020,000 | 1,910 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $348,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $169,000 | 2,368 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $179,000 | 2,716 |
| Total noninterest expense | $2,993,000 | 1,533 |
| Salaries and employee benefits | $2,011,000 | 1,279 |
| Premises and equipment expense | $398,000 | 1,676 |
| Additional noninterest expense | $584,000 | 2,239 |
| Pre-tax net operating income | $375,000 | 4,143 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $116,000 | 3,070 |
| Income before extraordinary items | $264,000 | 4,442 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $264,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $260,550 | 4,458 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,535,000 | 1,644 |
| Total interest expense | $11,781,000 | 1,423 |
| Net interest income | $12,754,000 | 1,807 |
| Provision for loan and lease losses | $225,000 | 3,309 |
| Total noninterest income | $1,481,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $760,000 | 2,212 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $721,000 | 2,728 |
| Total noninterest expense | $11,805,000 | 1,513 |
| Salaries and employee benefits | $7,233,000 | 1,352 |
| Premises and equipment expense | $1,692,000 | 1,528 |
| Additional noninterest expense | $2,880,000 | 1,831 |
| Pre-tax net operating income | $2,205,000 | 3,424 |
| Securities gains (losses) | $16,000 | 966 |
| Applicable income taxes | $708,000 | 2,657 |
| Income before extraordinary items | $1,513,000 | 3,755 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,513,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,535 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,502,120 | 3,752 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,113,000 | 1,649 |
| Total interest expense | $8,473,000 | 1,442 |
| Net interest income | $9,640,000 | 1,812 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $1,054,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $565,000 | 2,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $489,000 | 2,883 |
| Total noninterest expense | $8,883,000 | 1,509 |
| Salaries and employee benefits | $5,488,000 | 1,349 |
| Premises and equipment expense | $1,252,000 | 1,557 |
| Additional noninterest expense | $2,143,000 | 1,805 |
| Pre-tax net operating income | $1,661,000 | 3,542 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $524,000 | 2,795 |
| Income before extraordinary items | $1,127,000 | 3,879 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,127,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,383 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,133,800 | 3,861 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,786,000 | 1,653 |
| Total interest expense | $5,301,000 | 1,466 |
| Net interest income | $6,485,000 | 1,794 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $696,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $366,000 | 2,265 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $330,000 | 2,842 |
| Total noninterest expense | $5,885,000 | 1,525 |
| Salaries and employee benefits | $3,647,000 | 1,354 |
| Premises and equipment expense | $834,000 | 1,556 |
| Additional noninterest expense | $1,404,000 | 1,860 |
| Pre-tax net operating income | $1,221,000 | 3,324 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $404,000 | 2,610 |
| Income before extraordinary items | $807,000 | 3,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $807,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,588 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $813,700 | 3,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 1,659 |
| Total interest expense | $2,493,000 | 1,472 |
| Net interest income | $3,247,000 | 1,779 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $328,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 2,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,030 |
| Total noninterest expense | $2,962,000 | 1,521 |
| Salaries and employee benefits | $1,852,000 | 1,345 |
| Premises and equipment expense | $416,000 | 1,567 |
| Additional noninterest expense | $694,000 | 1,886 |
| Pre-tax net operating income | $613,000 | 3,262 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $204,000 | 2,576 |
| Income before extraordinary items | $409,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $409,000 | 3,626 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,346,000 | 1,577 |
| Total interest expense | $7,744,000 | 1,463 |
| Net interest income | $13,602,000 | 1,612 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $1,226,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $649,000 | 2,497 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $577,000 | 3,130 |
| Total noninterest expense | $11,364,000 | 1,508 |
| Salaries and employee benefits | $7,026,000 | 1,326 |
| Premises and equipment expense | $1,572,000 | 1,548 |
| Additional noninterest expense | $2,766,000 | 1,825 |
| Pre-tax net operating income | $3,104,000 | 2,681 |
| Securities gains (losses) | $52,000 | 910 |
| Applicable income taxes | $1,078,000 | 2,161 |
| Income before extraordinary items | $2,078,000 | 2,999 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,078,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,322 |
| Cash dividends | $210,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,043,680 | 3,011 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,638,000 | 1,571 |
| Total interest expense | $5,448,000 | 1,471 |
| Net interest income | $10,190,000 | 1,599 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $938,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $473,000 | 2,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $465,000 | 3,018 |
| Total noninterest expense | $8,556,000 | 1,497 |
| Salaries and employee benefits | $5,410,000 | 1,278 |
| Premises and equipment expense | $1,151,000 | 1,574 |
| Additional noninterest expense | $1,995,000 | 1,877 |
| Pre-tax net operating income | $2,212,000 | 2,828 |
| Securities gains (losses) | $51,000 | 870 |
| Applicable income taxes | $772,000 | 2,254 |
| Income before extraordinary items | $1,491,000 | 3,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,491,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,863 |
| Cash dividends | $210,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,457,340 | 3,165 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,227,000 | 1,555 |
| Total interest expense | $3,428,000 | 1,466 |
| Net interest income | $6,799,000 | 1,578 |
| Provision for loan and lease losses | $270,000 | 1,671 |
| Total noninterest income | $664,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $307,000 | 2,576 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $357,000 | 2,734 |
| Total noninterest expense | $5,665,000 | 1,492 |
| Salaries and employee benefits | $3,598,000 | 1,273 |
| Premises and equipment expense | $764,000 | 1,580 |
| Additional noninterest expense | $1,303,000 | 1,890 |
| Pre-tax net operating income | $1,528,000 | 2,710 |
| Securities gains (losses) | $30,000 | 967 |
| Applicable income taxes | $533,000 | 2,172 |
| Income before extraordinary items | $1,025,000 | 3,029 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,025,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $210,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,005,200 | 3,023 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 1,562 |
| Total interest expense | $1,618,000 | 1,480 |
| Net interest income | $3,386,000 | 1,569 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $331,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $147,000 | 2,603 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,616 |
| Total noninterest expense | $2,772,000 | 1,527 |
| Salaries and employee benefits | $1,742,000 | 1,319 |
| Premises and equipment expense | $372,000 | 1,628 |
| Additional noninterest expense | $658,000 | 1,868 |
| Pre-tax net operating income | $795,000 | 2,587 |
| Securities gains (losses) | $25,000 | 720 |
| Applicable income taxes | $282,000 | 2,070 |
| Income before extraordinary items | $538,000 | 2,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $538,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,124 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $521,500 | 2,908 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,069,000 | 1,519 |
| Total interest expense | $5,904,000 | 1,396 |
| Net interest income | $13,165,000 | 1,536 |
| Provision for loan and lease losses | $705,000 | 1,447 |
| Total noninterest income | $1,847,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $702,000 | 2,362 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,145,000 | 1,966 |
| Total noninterest expense | $11,013,000 | 1,484 |
| Salaries and employee benefits | $7,000,000 | 1,255 |
| Premises and equipment expense | $1,450,000 | 1,603 |
| Additional noninterest expense | $2,563,000 | 1,900 |
| Pre-tax net operating income | $3,294,000 | 2,392 |
| Securities gains (losses) | $212,000 | 798 |
| Applicable income taxes | $1,210,000 | 1,889 |
| Income before extraordinary items | $2,296,000 | 2,598 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,296,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,664 |
| Cash dividends | $180,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,158,200 | 2,676 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,757,000 | 1,553 |
| Total interest expense | $4,380,000 | 1,379 |
| Net interest income | $9,377,000 | 1,613 |
| Provision for loan and lease losses | $405,000 | 1,746 |
| Total noninterest income | $1,421,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $522,000 | 2,409 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $899,000 | 1,918 |
| Total noninterest expense | $8,243,000 | 1,476 |
| Salaries and employee benefits | $5,262,000 | 1,249 |
| Premises and equipment expense | $1,091,000 | 1,602 |
| Additional noninterest expense | $1,890,000 | 1,905 |
| Pre-tax net operating income | $2,150,000 | 2,708 |
| Securities gains (losses) | $188,000 | 789 |
| Applicable income taxes | $804,000 | 2,095 |
| Income before extraordinary items | $1,534,000 | 2,898 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,534,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,643 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,409,920 | 3,056 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,031,000 | 1,560 |
| Total interest expense | $2,844,000 | 1,400 |
| Net interest income | $6,187,000 | 1,611 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $906,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $353,000 | 2,372 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $553,000 | 2,034 |
| Total noninterest expense | $5,560,000 | 1,456 |
| Salaries and employee benefits | $3,555,000 | 1,227 |
| Premises and equipment expense | $753,000 | 1,543 |
| Additional noninterest expense | $1,252,000 | 1,902 |
| Pre-tax net operating income | $1,308,000 | 2,901 |
| Securities gains (losses) | $152,000 | 779 |
| Applicable income taxes | $501,000 | 2,204 |
| Income before extraordinary items | $959,000 | 3,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,637 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $858,680 | 3,238 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 1,606 |
| Total interest expense | $1,385,000 | 1,450 |
| Net interest income | $3,012,000 | 1,659 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $479,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 2,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $310,000 | 1,842 |
| Total noninterest expense | $2,783,000 | 1,464 |
| Salaries and employee benefits | $1,800,000 | 1,223 |
| Premises and equipment expense | $361,000 | 1,627 |
| Additional noninterest expense | $622,000 | 1,897 |
| Pre-tax net operating income | $618,000 | 3,007 |
| Securities gains (losses) | $118,000 | 723 |
| Applicable income taxes | $251,000 | 2,195 |
| Income before extraordinary items | $485,000 | 3,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,722 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $407,120 | 3,346 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,370,000 | 1,640 |
| Total interest expense | $6,203,000 | 1,433 |
| Net interest income | $11,167,000 | 1,736 |
| Provision for loan and lease losses | $330,000 | 2,962 |
| Total noninterest income | $2,413,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $702,000 | 2,344 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,711,000 | 1,639 |
| Total noninterest expense | $10,271,000 | 1,547 |
| Salaries and employee benefits | $6,386,000 | 1,347 |
| Premises and equipment expense | $1,374,000 | 1,655 |
| Additional noninterest expense | $2,511,000 | 1,919 |
| Pre-tax net operating income | $2,979,000 | 2,522 |
| Securities gains (losses) | $350,000 | 954 |
| Applicable income taxes | $1,133,000 | 2,008 |
| Income before extraordinary items | $2,196,000 | 2,663 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,196,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,965,000 | 2,777 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,873,000 | 1,692 |
| Total interest expense | $4,812,000 | 1,445 |
| Net interest income | $8,061,000 | 1,834 |
| Provision for loan and lease losses | $255,000 | 2,819 |
| Total noninterest income | $1,914,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $516,000 | 2,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,398,000 | 1,606 |
| Total noninterest expense | $7,497,000 | 1,620 |
| Salaries and employee benefits | $4,672,000 | 1,391 |
| Premises and equipment expense | $1,021,000 | 1,677 |
| Additional noninterest expense | $1,804,000 | 1,988 |
| Pre-tax net operating income | $2,223,000 | 2,623 |
| Securities gains (losses) | $243,000 | 1,104 |
| Applicable income taxes | $836,000 | 2,141 |
| Income before extraordinary items | $1,630,000 | 2,784 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,630,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,652 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,469,620 | 2,866 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,595,000 | 1,713 |
| Total interest expense | $3,292,000 | 1,462 |
| Net interest income | $5,303,000 | 1,845 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,319,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $339,000 | 2,407 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $980,000 | 1,538 |
| Total noninterest expense | $4,922,000 | 1,632 |
| Salaries and employee benefits | $3,064,000 | 1,412 |
| Premises and equipment expense | $679,000 | 1,680 |
| Additional noninterest expense | $1,179,000 | 2,030 |
| Pre-tax net operating income | $1,520,000 | 2,557 |
| Securities gains (losses) | $197,000 | 1,051 |
| Applicable income taxes | $591,000 | 2,071 |
| Income before extraordinary items | $1,126,000 | 2,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,126,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $995,980 | 2,835 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 1,693 |
| Total interest expense | $1,714,000 | 1,449 |
| Net interest income | $2,659,000 | 1,840 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $751,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 2,334 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $581,000 | 1,336 |
| Total noninterest expense | $2,446,000 | 1,639 |
| Salaries and employee benefits | $1,530,000 | 1,412 |
| Premises and equipment expense | $332,000 | 1,715 |
| Additional noninterest expense | $584,000 | 2,017 |
| Pre-tax net operating income | $874,000 | 2,293 |
| Securities gains (losses) | $82,000 | 1,111 |
| Applicable income taxes | $330,000 | 1,918 |
| Income before extraordinary items | $626,000 | 2,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $626,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $572,700 | 2,512 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,959,000 | 1,713 |
| Total interest expense | $7,278,000 | 1,552 |
| Net interest income | $10,681,000 | 1,810 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $1,874,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $706,000 | 2,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,168,000 | 1,973 |
| Total noninterest expense | $9,467,000 | 1,622 |
| Salaries and employee benefits | $5,901,000 | 1,372 |
| Premises and equipment expense | $1,298,000 | 1,694 |
| Additional noninterest expense | $2,268,000 | 2,035 |
| Pre-tax net operating income | $2,833,000 | 2,612 |
| Securities gains (losses) | $365,000 | 791 |
| Applicable income taxes | $1,022,000 | 2,177 |
| Income before extraordinary items | $2,176,000 | 2,628 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,176,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 9,277 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,927,800 | 2,794 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,997,000 | 1,908 |
| Total interest expense | $9,038,000 | 1,799 |
| Net interest income | $8,959,000 | 1,987 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,451,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $552,000 | 2,617 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $899,000 | 2,205 |
| Total noninterest expense | $8,175,000 | 1,780 |
| Salaries and employee benefits | $4,897,000 | 1,539 |
| Premises and equipment expense | $1,249,000 | 1,731 |
| Additional noninterest expense | $2,029,000 | 2,211 |
| Pre-tax net operating income | $2,235,000 | 2,917 |
| Securities gains (losses) | $66,000 | 2,098 |
| Applicable income taxes | $732,000 | 2,591 |
| Income before extraordinary items | $1,569,000 | 3,115 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,569,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 9,382 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,524,120 | 3,086 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,148,000 | 2,050 |
| Total interest expense | $8,958,000 | 1,931 |
| Net interest income | $8,190,000 | 2,167 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,031,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $578,000 | 2,371 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $453,000 | 3,101 |
| Total noninterest expense | $7,645,000 | 1,819 |
| Salaries and employee benefits | $4,615,000 | 1,537 |
| Premises and equipment expense | $1,191,000 | 1,752 |
| Additional noninterest expense | $1,839,000 | 2,337 |
| Pre-tax net operating income | $1,576,000 | 3,933 |
| Securities gains (losses) | $92,000 | 588 |
| Applicable income taxes | $504,000 | 3,469 |
| Income before extraordinary items | $1,164,000 | 3,949 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,164,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 9,634 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,099,600 | 4,111 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,506,000 | 2,242 |
| Total interest expense | $6,801,000 | 2,174 |
| Net interest income | $7,705,000 | 2,289 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $737,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $432,000 | 3,004 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $305,000 | 3,984 |
| Total noninterest expense | $6,422,000 | 2,120 |
| Salaries and employee benefits | $3,896,000 | 1,783 |
| Premises and equipment expense | $982,000 | 2,084 |
| Additional noninterest expense | $1,544,000 | 2,798 |
| Pre-tax net operating income | $2,020,000 | 3,318 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $675,000 | 2,975 |
| Income before extraordinary items | $1,350,000 | 3,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,350,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,346,650 | 3,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,568,000 | 2,396 |
| Total interest expense | $6,406,000 | 2,343 |
| Net interest income | $7,162,000 | 2,378 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $601,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $284,000 | 4,097 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $317,000 | 3,898 |
| Total noninterest expense | $5,750,000 | 2,272 |
| Salaries and employee benefits | $3,387,000 | 1,971 |
| Premises and equipment expense | $872,000 | 2,233 |
| Additional noninterest expense | $1,491,000 | 2,799 |
| Pre-tax net operating income | $2,013,000 | 3,325 |
| Securities gains (losses) | $53,000 | 1,685 |
| Applicable income taxes | $786,000 | 2,786 |
| Income before extraordinary items | $1,280,000 | 3,737 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,280,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,246,080 | 3,725 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,670 |
| Total interest expense | $5,725,000 | 2,613 |
| Net interest income | $6,547,000 | 2,660 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $373,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $209,000 | 5,218 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $5,023,000 | 2,554 |
| Salaries and employee benefits | $3,062,000 | 2,163 |
| Premises and equipment expense | $661,000 | 2,888 |
| Additional noninterest expense | $1,300,000 | 3,113 |
| Pre-tax net operating income | $1,897,000 | 3,709 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $670,000 | 3,364 |
| Income before extraordinary items | $1,222,000 | 3,991 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,222,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 10,764 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,225,250 | 3,912 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,169,000 | 2,953 |
| Total interest expense | $5,481,000 | 2,777 |
| Net interest income | $5,688,000 | 3,111 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $533,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $248,000 | 4,849 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $285,000 | 4,206 |
| Total noninterest expense | $4,515,000 | 3,003 |
| Salaries and employee benefits | $2,605,000 | 2,565 |
| Premises and equipment expense | $607,000 | 3,175 |
| Additional noninterest expense | $1,303,000 | 3,524 |
| Pre-tax net operating income | $1,706,000 | 3,908 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $650,000 | 3,362 |
| Income before extraordinary items | $1,058,000 | 4,277 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,058,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 11,105 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,056,720 | 4,231 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,458,000 | 3,173 |
| Total interest expense | $4,940,000 | 3,061 |
| Net interest income | $5,518,000 | 3,219 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $675,000 | 4,196 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $165,000 | 6,347 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $510,000 | 2,840 |
| Total noninterest expense | $4,561,000 | 2,953 |
| Salaries and employee benefits | $2,358,000 | 2,830 |
| Premises and equipment expense | $928,000 | 2,165 |
| Additional noninterest expense | $1,275,000 | 3,558 |
| Pre-tax net operating income | $1,632,000 | 4,156 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $1,466,000 | 3,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,466,000 | 3,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,485,110 | 3,250 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 3,176 |
| Total interest expense | $3,640,000 | 3,344 |
| Net interest income | $5,890,000 | 3,046 |
| Provision for loan and lease losses | $512,000 | 1,510 |
| Total noninterest income | $609,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $399,000 | 3,413 |
| Total noninterest expense | $5,275,000 | 2,639 |
| Salaries and employee benefits | $2,347,000 | 2,819 |
| Premises and equipment expense | $766,000 | 2,625 |
| Additional noninterest expense | $2,162,000 | 2,422 |
| Pre-tax net operating income | $712,000 | 7,323 |
| Securities gains (losses) | $-62,000 | 11,197 |
| Applicable income taxes | $-90,000 | 12,285 |
| Income before extraordinary items | $740,000 | 5,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $740,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 1,122 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $802,000 | 5,424 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,404,000 | 2,982 |
| Total interest expense | $4,267,000 | 2,985 |
| Net interest income | $6,137,000 | 2,964 |
| Provision for loan and lease losses | $873,000 | 1,434 |
| Total noninterest income | $435,000 | 6,137 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $151,000 | 7,067 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $284,000 | 4,625 |
| Total noninterest expense | $4,841,000 | 2,939 |
| Salaries and employee benefits | $2,084,000 | 3,149 |
| Premises and equipment expense | $862,000 | 2,374 |
| Additional noninterest expense | $1,895,000 | 2,853 |
| Pre-tax net operating income | $858,000 | 6,530 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $433,000 | 4,726 |
| Income before extraordinary items | $425,000 | 8,184 |
| Extraordinary gains, net | $72,000 | 1,888 |
| Net income | $497,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 12,772 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $425,000 | 7,912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,933,000 | 2,937 |
| Total interest expense | $6,174,000 | 2,703 |
| Net interest income | $5,759,000 | 3,191 |
| Provision for loan and lease losses | $1,285,000 | 1,564 |
| Total noninterest income | $311,000 | 7,580 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $4,469,000 | 3,183 |
| Salaries and employee benefits | $1,864,000 | 3,421 |
| Premises and equipment expense | $650,000 | 3,125 |
| Additional noninterest expense | $1,955,000 | 2,853 |
| Pre-tax net operating income | $316,000 | 9,980 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $217,000 | 10,369 |
| Extraordinary gains, net | $32,000 | 1,112 |
| Net income | $249,000 | 10,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,823,000 | 1,023 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $186,280 | 10,451 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.