Home > North Georgia National Bank > Net charge- offs to loans
North Georgia National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 4,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0656% | 4,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0656% | 4,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2752% | 4,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2752% | 4,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0624% | 4,165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2750% | 4,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2750% | 4,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5404% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5404% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3170% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3170% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 3,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4986% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4986% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0513% | 3,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3786% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3786% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 3,755 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5141% | 4,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5141% | 4,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0157% | 3,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 3,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 3,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 3,935 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3641% | 4,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3641% | 4,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 3,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 3,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0570% | 4,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2000% | 4,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2000% | 4,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 4,045 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3033% | 4,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3033% | 4,381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 4,140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 4,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 4,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0691% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3031% | 4,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3031% | 4,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0417% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2304% | 4,886 |
| Percentage Net Loans Charged-off:Construction & development | -0.1383% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1725% | 4,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3875% | 4,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4620% | 4,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9918% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0740% | 4,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0740% | 4,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0827% | 4,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2042% | 4,901 |
| Percentage Net Loans Charged-off:Construction & development | -0.1904% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5026% | 4,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5965% | 4,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5690% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0955% | 4,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0955% | 4,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.2513% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 4,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0574% | 4,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9749% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.0612% | 4,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0477% | 4,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0563% | 4,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8158% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8158% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1217% | 636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0778% | 4,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4179% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0599% | 4,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0935% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0824% | 4,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0763% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0957% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0957% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0345% | 4,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 4,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.0631% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 4,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1314% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0909% | 4,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0849% | 4,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1593% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1593% | 2,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 4,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 4,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2072% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0722% | 4,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0504% | 4,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1207% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1207% | 2,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4262% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0529% | 4,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2620% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2620% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0399% | 4,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 4,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0932% | 5,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0409% | 3,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0996% | 5,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1543% | 4,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5523% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5573% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 4,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1035% | 5,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0558% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1093% | 5,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0930% | 4,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6505% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6580% | 1,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 4,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0946% | 5,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1065% | 5,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0697% | 4,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8411% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8541% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0535% | 5,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1375% | 5,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1554% | 5,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6991% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7272% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0847% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1226% | 5,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2033% | 5,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1378% | 5,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1515% | 5,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1347% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1566% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1586% | 2,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0384% | 5,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1275% | 5,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 3,956 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1387% | 5,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2237% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1088% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0949% | 5,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 5,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1543% | 5,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0730% | 4,034 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1659% | 5,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5922% | 5,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5096% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5155% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1383% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 5,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1994% | 5,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2278% | 5,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1761% | 5,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3937% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4141% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1728% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0764% | 4,165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5575% | 5,484 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6618% | 5,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6701% | 5,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1716% | 5,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 5,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2844% | 5,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0518% | 4,119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3158% | 5,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3998% | 5,655 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9826% | 5,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9934% | 5,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2660% | 5,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0818% | 5,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4008% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5891% | 5,890 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0792% | 4,221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6574% | 5,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8745% | 5,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6533% | 5,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6704% | 5,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1377% | 5,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4834% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1722% | 5,988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1589% | 4,342 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3116% | 5,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8579% | 5,798 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0278% | 5,926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0560% | 5,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 3,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4236% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1250% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0725% | 4,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0844% | 5,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6644% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6852% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1289% | 5,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 2,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1278% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0943% | 4,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1626% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9222% | 5,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2246% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2276% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1235% | 5,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2700% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0698% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3245% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3350% | 6,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1724% | 2,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0442% | 5,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2432% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6655% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1361% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8001% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9853% | 6,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6661% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6737% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1743% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.8972% | 5,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4678% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2869% | 4,693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5917% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8517% | 6,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0897% | 3,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0908% | 3,328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4602% | 6,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3422% | 6,394 |
| Percentage Net Loans Charged-off:Construction & development | -1.2224% | 5,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4341% | 6,392 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2953% | 4,736 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4565% | 6,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8720% | 6,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3657% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3701% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4243% | 6,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2927% | 6,433 |
| Percentage Net Loans Charged-off:Construction & development | -1.8106% | 5,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1019% | 6,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2547% | 4,755 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0783% | 6,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8651% | 6,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1991% | 5,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2013% | 5,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6345% | 6,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5357% | 6,557 |
| Percentage Net Loans Charged-off:Construction & development | -3.5438% | 5,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0842% | 6,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2527% | 4,767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0583% | 6,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8418% | 6,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3376% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 3,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.8653% | 5,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5594% | 974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0729% | 6,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1514% | 4,866 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 6,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1350% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0901% | 3,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0911% | 3,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6546% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 2,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4243% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0536% | 6,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1598% | 4,896 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 6,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4841% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2324% | 2,746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2348% | 2,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5280% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6536% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1256% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1271% | 6,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1774% | 4,911 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1192% | 6,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0288% | 94 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1697% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1715% | 2,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0509% | 6,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0594% | 6,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1407% | 6,593 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2317% | 4,936 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1265% | 6,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 5,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3212% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3245% | 1,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7882% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6262% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 2.5936% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0394% | 6,576 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0018% | 5,589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5131% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6064% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1766% | 2,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2667% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3215% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3243% | 2,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0543% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8447% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 3.4441% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0378% | 6,631 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3525% | 5,623 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7022% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4137% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2646% | 2,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0633% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 3,351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1672% | 3,176 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1871% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8271% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 5.1386% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 6,652 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0219% | 5,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 3,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 3,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6095% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5971% | 6,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6017% | 6,697 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3807% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6588% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 10.1106% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 6,642 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0151% | 5,664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 2,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3492% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9209% | 6,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9278% | 6,808 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5527% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8524% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 17.0540% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0506% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4675% | 763 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5966% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1395% | 1,720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8393% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6786% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7410% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7006% | 1,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2690% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4936% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 18.1045% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8672% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2543% | 5,703 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3129% | 2,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3649% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1216% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1924% | 3,687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1791% | 3,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5067% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5682% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 12.5835% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3550% | 1,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4726% | 1,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5527% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7231% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2834% | 3,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2570% | 2,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2546% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8064% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 24.1507% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7005% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9454% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1043% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1765% | 6,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5606% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4862% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5190% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6403% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 1.0561% | 2,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1801% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.5506% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9341% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8203% | 996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9557% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7582% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5541% | 3,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8511% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0019% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.7439% | 2,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8271% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.7880% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1112% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2667% | 1,363 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2753% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9639% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6097% | 2,828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0373% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1231% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 1.1284% | 1,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2234% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3757% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3991% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5674% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6661% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0661% | 4,437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9112% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2722% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 2.3459% | 1,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4392% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7700% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7940% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1548% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1194% | 6,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7634% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8816% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 1.3966% | 2,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4444% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.4097% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1692% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5531% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5234% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8866% | 3,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6202% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0104% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1078% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.5823% | 2,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9076% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.0965% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5516% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7139% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9637% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1481% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4848% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1132% | 7,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.9464% | 7,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1912% | 2,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2341% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7641% | 2,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5696% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1704% | 8,020 |
| Percentage Net Loans Charged-off:Construction & development | -1.5671% | 7,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3835% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4698% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2440% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3902% | 3,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2433% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3934% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 4.9221% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2473% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7012% | 2,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3627% | 4,272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0022% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1542% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 6.8866% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4199% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2915% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5185% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6053% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 3.4186% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1743% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1940% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3560% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3492% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 1.8469% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3352% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5827% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1169% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1476% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1159% | 7,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6197% | 2,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1301% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1571% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1611% | 7,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9006% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 7,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2520% | 7,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3682% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0598% | 7,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5209% | 7,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0982% | 3,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1098% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 7,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1934% | 4,513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 5,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0973% | 7,442 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0965% | 7,563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0876% | 7,315 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2893% | 7,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 7,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1228% | 7,423 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0989% | 7,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9613% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0523% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1544% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4795% | 3,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 5,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0733% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1359% | 7,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4757% | 3,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 3,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1198% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 7,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4723% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2162% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4793% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1582% | 7,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0236% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3327% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1764% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1947% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 3,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4410% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2393% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5937% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5652% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1046% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4716% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0770% | 7,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6305% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 2,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1259% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 8,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 8,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 3,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3052% | 5,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 2,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1839% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 8,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 8,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 3,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2207% | 5,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3098% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0578% | 8,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0753% | 8,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 3,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3828% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 7,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0542% | 8,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1179% | 8,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1542% | 8,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3958% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 7,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 2,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.4200% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 8,119 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2132% | 8,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 5,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2359% | 3,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1473% | 6,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4052% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 7,401 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |