Home > North Dallas Bank & Trust Co. > Income and Expense

North Dallas Bank & Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$62,788,000771
Total interest expense$29,128,000601
Net interest income$33,660,000944
Provision for loan and lease losses$450,0001,351
Total noninterest income$6,338,0001,011
Gross Fiduciary activities income$2,812,000342
Service charges on deposit accounts$602,0001,465
Trading account gains and feesNANA
Additional Noninterest Income$2,924,0001,275
Total noninterest expense$34,823,000780
Salaries and employee benefits$22,520,000671
Premises and equipment expense$2,622,000967
Additional noninterest expense$2,924,0001,275
Pre-tax net operating income$4,725,0001,986
Securities gains (losses)$-272,0004,046
Applicable income taxes$676,0001,704
Income before extraordinary items$3,777,0002,059
Extraordinary gains, net$054
Net income$3,777,0002,084
Minority interest net income$088
Net income of bank and minority interests.$3,777,0002,062
Net charge-offs$74,0001,651
Cash dividends$3,391,0001,084
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,008,2002,022
2023-09-30 (YTD Data)Rank
Total interest income$45,407,000782
Total interest expense$19,628,000618
Net interest income$25,779,000937
Provision for loan and lease losses$450,0001,058
Total noninterest income$5,013,000998
Gross Fiduciary activities income$2,121,000345
Service charges on deposit accounts$440,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$2,452,0001,191
Total noninterest expense$25,989,000785
Salaries and employee benefits$16,697,000688
Premises and equipment expense$2,010,000960
Additional noninterest expense$2,452,0001,191
Pre-tax net operating income$4,353,0001,806
Securities gains (losses)$-272,0004,266
Applicable income taxes$679,0001,548
Income before extraordinary items$3,402,0001,908
Extraordinary gains, net$052
Net income$3,402,0001,925
Minority interest net income$081
Net income of bank and minority interests.$3,402,0001,908
Net charge-offs$75,0001,310
Cash dividends$2,543,000994
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,627,7601,853
2023-06-30 (YTD Data)Rank
Total interest income$29,334,000780
Total interest expense$11,124,000631
Net interest income$18,210,000887
Provision for loan and lease losses$450,000825
Total noninterest income$2,780,0001,062
Gross Fiduciary activities income$1,440,000335
Service charges on deposit accounts$287,0001,491
Trading account gains and feesNANA
Additional Noninterest Income$1,053,0001,483
Total noninterest expense$17,222,000774
Salaries and employee benefits$11,128,000677
Premises and equipment expense$1,315,000966
Additional noninterest expense$1,053,0001,481
Pre-tax net operating income$3,318,0001,645
Securities gains (losses)$0938
Applicable income taxes$584,0001,382
Income before extraordinary items$2,734,0001,678
Extraordinary gains, net$051
Net income$2,734,0001,697
Minority interest net income$081
Net income of bank and minority interests.$2,734,0001,677
Net charge-offs$18,0001,582
Cash dividends$1,695,000994
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,734,0001,689
2023-03-31 (YTD Data)Rank
Total interest income$14,076,000801
Total interest expense$4,921,000621
Net interest income$9,155,000896
Provision for loan and lease losses$300,000662
Total noninterest income$1,407,0001,050
Gross Fiduciary activities income$733,000348
Service charges on deposit accounts$143,0001,514
Trading account gains and feesNANA
Additional Noninterest Income$531,0001,474
Total noninterest expense$8,572,000787
Salaries and employee benefits$5,563,000700
Premises and equipment expense$674,000968
Additional noninterest expense$531,0001,474
Pre-tax net operating income$1,690,0001,649
Securities gains (losses)$0950
Applicable income taxes$296,0001,401
Income before extraordinary items$1,394,0001,685
Extraordinary gains, net$04
Net income$1,394,0001,684
Minority interest net income$048
Net income of bank and minority interests.$1,394,0001,685
Net charge-offs$20,0001,117
Cash dividends$848,000922
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,394,0001,703
2022-12-31 (YTD Data)Rank
Total interest income$48,680,000762
Total interest expense$5,310,000751
Net interest income$43,370,000766
Provision for loan and lease losses$3,480,000360
Total noninterest income$5,903,0001,073
Gross Fiduciary activities income$2,661,000363
Service charges on deposit accounts$731,0001,295
Trading account gains and feesNANA
Additional Noninterest Income$2,511,0001,410
Total noninterest expense$34,181,000768
Salaries and employee benefits$21,952,000677
Premises and equipment expense$2,393,0001,043
Additional noninterest expense$2,511,0001,410
Pre-tax net operating income$11,612,0001,143
Securities gains (losses)$-396,0004,272
Applicable income taxes$2,170,0001,016
Income before extraordinary items$9,046,0001,192
Extraordinary gains, net$05
Net income$9,046,0001,191
Minority interest net income$063
Net income of bank and minority interests.$9,046,0001,192
Net charge-offs$-29,0003,938
Cash dividends$3,391,0001,057
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,366,7601,179
2022-09-30 (YTD Data)Rank
Total interest income$34,719,000758
Total interest expense$2,645,000806
Net interest income$32,074,000760
Provision for loan and lease losses$2,880,000317
Total noninterest income$4,592,0001,068
Gross Fiduciary activities income$2,031,000357
Service charges on deposit accounts$543,0001,319
Trading account gains and feesNANA
Additional Noninterest Income$2,018,0001,366
Total noninterest expense$25,391,000774
Salaries and employee benefits$16,506,000685
Premises and equipment expense$1,627,0001,117
Additional noninterest expense$2,018,0001,366
Pre-tax net operating income$8,395,0001,168
Securities gains (losses)$0740
Applicable income taxes$1,632,0001,009
Income before extraordinary items$6,763,0001,174
Extraordinary gains, net$04
Net income$6,763,0001,173
Minority interest net income$057
Net income of bank and minority interests.$6,763,0001,174
Net charge-offs$-42,0004,023
Cash dividends$2,543,000946
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,763,0001,200
2022-06-30 (YTD Data)Rank
Total interest income$22,269,000756
Total interest expense$1,447,000790
Net interest income$20,822,000754
Provision for loan and lease losses$1,850,000275
Total noninterest income$3,161,0001,036
Gross Fiduciary activities income$1,301,000329
Service charges on deposit accounts$364,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$1,496,0001,316
Total noninterest expense$16,706,000769
Salaries and employee benefits$10,881,000679
Premises and equipment expense$902,0001,332
Additional noninterest expense$4,923,000773
Pre-tax net operating income$5,427,0001,140
Securities gains (losses)$0687
Applicable income taxes$1,070,000969
Income before extraordinary items$4,357,0001,155
Extraordinary gains, net$04
Net income$4,357,0001,153
Minority interest net income$060
Net income of bank and minority interests.$4,357,0001,155
Net charge-offs$-39,0004,101
Cash dividends$1,696,000964
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,357,0001,185
2022-03-31 (YTD Data)Rank
Total interest income$10,621,000765
Total interest expense$657,000834
Net interest income$9,964,000760
Provision for loan and lease losses$750,000243
Total noninterest income$1,561,0001,041
Gross Fiduciary activities income$653,000328
Service charges on deposit accounts$181,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$727,0001,341
Total noninterest expense$8,103,000788
Salaries and employee benefits$5,263,000706
Premises and equipment expense$294,0001,865
Additional noninterest expense$2,546,000751
Pre-tax net operating income$2,672,0001,101
Securities gains (losses)$0623
Applicable income taxes$538,000934
Income before extraordinary items$2,134,0001,149
Extraordinary gains, net$04
Net income$2,134,0001,148
Minority interest net income$050
Net income of bank and minority interests.$2,134,0001,149
Net charge-offs$-2,0003,266
Cash dividends$848,000861
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,134,0001,158
2021-12-31 (YTD Data)Rank
Total interest income$37,354,000887
Total interest expense$3,061,000887
Net interest income$34,293,000880
Provision for loan and lease losses$2,200,000259
Total noninterest income$5,411,0001,246
Gross Fiduciary activities income$2,824,000313
Service charges on deposit accounts$666,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$1,921,0001,951
Total noninterest expense$28,598,000886
Salaries and employee benefits$18,890,000768
Premises and equipment expense$1,206,0001,813
Additional noninterest expense$8,502,000886
Pre-tax net operating income$8,906,0001,380
Securities gains (losses)$02,062
Applicable income taxes$1,794,0001,168
Income before extraordinary items$7,112,0001,489
Extraordinary gains, net$010
Net income$7,112,0001,488
Minority interest net income$074
Net income of bank and minority interests.$7,112,0001,489
Net charge-offs$25,0001,981
Cash dividends$3,340,0001,088
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,112,0001,455
2021-09-30 (YTD Data)Rank
Total interest income$27,638,000913
Total interest expense$2,377,000905
Net interest income$25,261,000905
Provision for loan and lease losses$550,000752
Total noninterest income$4,034,0001,277
Gross Fiduciary activities income$2,023,000318
Service charges on deposit accounts$494,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$1,517,0001,943
Total noninterest expense$21,478,000888
Salaries and employee benefits$14,345,000774
Premises and equipment expense$940,0001,790
Additional noninterest expense$6,193,000910
Pre-tax net operating income$7,267,0001,344
Securities gains (losses)$02,015
Applicable income taxes$1,466,0001,171
Income before extraordinary items$5,801,0001,449
Extraordinary gains, net$08
Net income$5,801,0001,448
Minority interest net income$069
Net income of bank and minority interests.$5,801,0001,449
Net charge-offs$-6,0003,495
Cash dividends$1,927,0001,201
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,801,0001,422
2021-06-30 (YTD Data)Rank
Total interest income$18,359,000906
Total interest expense$1,640,000917
Net interest income$16,719,000897
Provision for loan and lease losses$550,000560
Total noninterest income$2,648,0001,275
Gross Fiduciary activities income$1,308,000319
Service charges on deposit accounts$317,0001,301
Trading account gains and feesNANA
Additional Noninterest Income$1,023,0001,883
Total noninterest expense$14,248,000887
Salaries and employee benefits$9,573,000771
Premises and equipment expense$541,0001,964
Additional noninterest expense$4,134,000899
Pre-tax net operating income$4,569,0001,390
Securities gains (losses)$01,818
Applicable income taxes$919,0001,211
Income before extraordinary items$3,650,0001,494
Extraordinary gains, net$06
Net income$3,650,0001,494
Minority interest net income$067
Net income of bank and minority interests.$3,650,0001,494
Net charge-offs$-4,0003,475
Cash dividends$1,285,0001,177
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,650,0001,459
2021-03-31 (YTD Data)Rank
Total interest income$9,349,000885
Total interest expense$827,000957
Net interest income$8,522,000877
Provision for loan and lease losses$450,000401
Total noninterest income$1,253,0001,327
Gross Fiduciary activities income$604,000328
Service charges on deposit accounts$157,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$492,0001,941
Total noninterest expense$7,113,000879
Salaries and employee benefits$4,859,000753
Premises and equipment expense$279,0001,936
Additional noninterest expense$1,975,000916
Pre-tax net operating income$2,212,0001,421
Securities gains (losses)$01,392
Applicable income taxes$442,0001,229
Income before extraordinary items$1,770,0001,530
Extraordinary gains, net$03
Net income$1,770,0001,530
Minority interest net income$055
Net income of bank and minority interests.$1,770,0001,530
Net charge-offs$-2,0003,357
Cash dividends$642,0001,023
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,770,0001,492
2020-12-31 (YTD Data)Rank
Total interest income$38,533,000871
Total interest expense$4,674,0001,012
Net interest income$33,859,000846
Provision for loan and lease losses$1,698,0001,166
Total noninterest income$6,209,0001,100
Gross Fiduciary activities income$2,376,000317
Service charges on deposit accounts$696,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$3,137,0001,394
Total noninterest expense$27,638,000875
Salaries and employee benefits$19,261,000740
Premises and equipment expense$718,0002,486
Additional noninterest expense$7,659,000913
Pre-tax net operating income$10,732,0001,006
Securities gains (losses)$02,675
Applicable income taxes$2,154,000895
Income before extraordinary items$8,578,0001,089
Extraordinary gains, net$04
Net income$8,578,0001,089
Minority interest net income$072
Net income of bank and minority interests.$8,578,0001,089
Net charge-offs$198,0001,558
Cash dividends$3,340,0001,036
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,578,0001,057
2020-09-30 (YTD Data)Rank
Total interest income$28,569,000878
Total interest expense$3,750,0001,013
Net interest income$24,819,000853
Provision for loan and lease losses$1,050,0001,316
Total noninterest income$4,750,0001,055
Gross Fiduciary activities income$1,742,000317
Service charges on deposit accounts$521,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$2,487,0001,319
Total noninterest expense$20,696,000866
Salaries and employee benefits$14,526,000727
Premises and equipment expense$512,0002,569
Additional noninterest expense$5,658,000909
Pre-tax net operating income$7,823,000993
Securities gains (losses)$02,494
Applicable income taxes$1,565,000870
Income before extraordinary items$6,258,0001,067
Extraordinary gains, net$04
Net income$6,258,0001,067
Minority interest net income$065
Net income of bank and minority interests.$6,258,0001,067
Net charge-offs$231,0001,180
Cash dividends$1,927,0001,149
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,258,0001,043
2020-06-30 (YTD Data)Rank
Total interest income$19,166,000881
Total interest expense$2,713,0001,014
Net interest income$16,453,000858
Provision for loan and lease losses$600,0001,444
Total noninterest income$2,999,0001,044
Gross Fiduciary activities income$1,090,000329
Service charges on deposit accounts$362,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$1,547,0001,291
Total noninterest expense$13,609,000865
Salaries and employee benefits$9,484,000737
Premises and equipment expense$368,0002,433
Additional noninterest expense$3,757,000902
Pre-tax net operating income$5,243,000914
Securities gains (losses)$02,249
Applicable income taxes$1,047,000801
Income before extraordinary items$4,196,0001,000
Extraordinary gains, net$04
Net income$4,196,0001,000
Minority interest net income$065
Net income of bank and minority interests.$4,196,0001,000
Net charge-offs$248,000897
Cash dividends$1,284,0001,105
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,196,000975
2020-03-31 (YTD Data)Rank
Total interest income$9,804,000867
Total interest expense$1,566,000974
Net interest income$8,238,000840
Provision for loan and lease losses$175,0001,537
Total noninterest income$1,800,000869
Gross Fiduciary activities income$467,000359
Service charges on deposit accounts$200,0001,298
Trading account gains and feesNANA
Additional Noninterest Income$1,133,000879
Total noninterest expense$6,907,000864
Salaries and employee benefits$4,745,000740
Premises and equipment expense$212,0002,252
Additional noninterest expense$1,950,000885
Pre-tax net operating income$2,956,000748
Securities gains (losses)$01,705
Applicable income taxes$594,000656
Income before extraordinary items$2,362,000809
Extraordinary gains, net$04
Net income$2,362,000809
Minority interest net income$056
Net income of bank and minority interests.$2,362,000809
Net charge-offs$-45,0004,842
Cash dividends$642,0001,097
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,362,000796
2019-12-31 (YTD Data)Rank
Total interest income$40,411,000848
Total interest expense$6,879,000938
Net interest income$33,532,000826
Provision for loan and lease losses$75,0003,120
Total noninterest income$4,131,0001,282
Gross Fiduciary activities income$1,836,000364
Service charges on deposit accounts$840,0001,284
Trading account gains and feesNANA
Additional Noninterest Income$1,455,0001,821
Total noninterest expense$26,108,000881
Salaries and employee benefits$17,939,000744
Premises and equipment expense$1,030,0001,994
Additional noninterest expense$7,139,000950
Pre-tax net operating income$11,480,000944
Securities gains (losses)$02,379
Applicable income taxes$2,302,000823
Income before extraordinary items$9,178,0001,001
Extraordinary gains, net$011
Net income$9,178,0001,002
Minority interest net income$076
Net income of bank and minority interests.$9,178,0001,002
Net charge-offs$-281,0005,040
Cash dividends$3,340,0001,104
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,178,000985
2019-09-30 (YTD Data)Rank
Total interest income$30,317,000850
Total interest expense$5,136,000951
Net interest income$25,181,000816
Provision for loan and lease losses$75,0002,839
Total noninterest income$3,062,0001,284
Gross Fiduciary activities income$1,315,000370
Service charges on deposit accounts$629,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$1,118,0001,792
Total noninterest expense$19,540,000872
Salaries and employee benefits$13,532,000740
Premises and equipment expense$787,0001,995
Additional noninterest expense$5,221,000965
Pre-tax net operating income$8,628,000959
Securities gains (losses)$02,167
Applicable income taxes$1,749,000843
Income before extraordinary items$6,879,0001,025
Extraordinary gains, net$011
Net income$6,879,0001,026
Minority interest net income$072
Net income of bank and minority interests.$6,879,0001,026
Net charge-offs$-264,0005,106
Cash dividends$1,927,0001,236
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,879,0001,004
2019-06-30 (YTD Data)Rank
Total interest income$20,224,000839
Total interest expense$3,354,000953
Net interest income$16,870,000806
Provision for loan and lease losses$75,0002,429
Total noninterest income$2,044,0001,256
Gross Fiduciary activities income$869,000373
Service charges on deposit accounts$419,0001,276
Trading account gains and fees$0131
Additional Noninterest Income$756,0001,762
Total noninterest expense$13,148,000859
Salaries and employee benefits$8,968,000738
Premises and equipment expense$567,0001,894
Additional noninterest expense$3,613,000945
Pre-tax net operating income$5,691,000948
Securities gains (losses)$01,702
Applicable income taxes$1,153,000830
Income before extraordinary items$4,538,0001,002
Extraordinary gains, net$011
Net income$4,538,0001,002
Minority interest net income$069
Net income of bank and minority interests.$4,538,0001,002
Net charge-offs$-221,0005,164
Cash dividends$1,284,0001,220
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,538,000986
2019-03-31 (YTD Data)Rank
Total interest income$9,976,000851
Total interest expense$1,637,000955
Net interest income$8,339,000820
Provision for loan and lease losses$75,0001,682
Total noninterest income$962,0001,266
Gross Fiduciary activities income$432,000373
Service charges on deposit accounts$206,0001,286
Trading account gains and fees$0126
Additional Noninterest Income$324,0001,887
Total noninterest expense$6,419,000878
Salaries and employee benefits$4,313,000759
Premises and equipment expense$267,0001,991
Additional noninterest expense$1,839,000907
Pre-tax net operating income$2,807,000917
Securities gains (losses)$01,087
Applicable income taxes$567,000825
Income before extraordinary items$2,240,000988
Extraordinary gains, net$05
Net income$2,240,000987
Minority interest net income$052
Net income of bank and minority interests.$2,240,000987
Net charge-offs$-208,0005,276
Cash dividends$642,0001,136
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,240,000968
2018-12-31 (YTD Data)Rank
Total interest income$39,541,000799
Total interest expense$4,031,0001,123
Net interest income$35,510,000755
Provision for loan and lease losses$125,0002,808
Total noninterest income$4,174,0001,238
Gross Fiduciary activities income$1,649,000383
Service charges on deposit accounts$878,0001,272
Trading account gains and fees$0126
Additional Noninterest Income$1,647,0001,695
Total noninterest expense$24,408,000902
Salaries and employee benefits$16,515,000758
Premises and equipment expense$1,101,0001,913
Additional noninterest expense$6,792,000986
Pre-tax net operating income$15,151,000749
Securities gains (losses)$01,125
Applicable income taxes$2,917,000678
Income before extraordinary items$12,234,000770
Extraordinary gains, net$06
Net income$12,234,000769
Minority interest net income$072
Net income of bank and minority interests.$12,234,000769
Net charge-offs$-459,0005,294
Cash dividends$3,314,0001,005
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,234,000768
2018-09-30 (YTD Data)Rank
Total interest income$29,367,000792
Total interest expense$2,568,0001,226
Net interest income$26,799,000738
Provision for loan and lease losses$125,0002,416
Total noninterest income$3,422,0001,164
Gross Fiduciary activities income$1,183,000388
Service charges on deposit accounts$659,0001,282
Trading account gains and fees$0138
Additional Noninterest Income$1,580,0001,472
Total noninterest expense$18,282,000898
Salaries and employee benefits$12,324,000765
Premises and equipment expense$793,0001,981
Additional noninterest expense$5,165,000964
Pre-tax net operating income$11,814,000721
Securities gains (losses)$01,118
Applicable income taxes$2,246,000678
Income before extraordinary items$9,568,000743
Extraordinary gains, net$05
Net income$9,568,000742
Minority interest net income$066
Net income of bank and minority interests.$9,568,000742
Net charge-offs$-414,0005,366
Cash dividends$1,387,0001,384
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,568,000735
2018-06-30 (YTD Data)Rank
Total interest income$19,019,000802
Total interest expense$1,529,0001,266
Net interest income$17,490,000752
Provision for loan and lease losses$125,0001,966
Total noninterest income$2,409,0001,128
Gross Fiduciary activities income$745,000396
Service charges on deposit accounts$450,0001,261
Trading account gains and fees$0130
Additional Noninterest Income$1,214,0001,345
Total noninterest expense$12,206,000908
Salaries and employee benefits$8,299,000763
Premises and equipment expense$580,0001,872
Additional noninterest expense$3,327,000994
Pre-tax net operating income$7,568,000727
Securities gains (losses)$0961
Applicable income taxes$1,378,000698
Income before extraordinary items$6,190,000750
Extraordinary gains, net$06
Net income$6,190,000749
Minority interest net income$065
Net income of bank and minority interests.$6,190,000749
Net charge-offs$-528,0005,469
Cash dividends$925,0001,384
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,190,000751
2018-03-31 (YTD Data)Rank
Total interest income$9,312,000806
Total interest expense$711,0001,290
Net interest income$8,601,000764
Provision for loan and lease losses$75,0001,680
Total noninterest income$993,0001,278
Gross Fiduciary activities income$370,000405
Service charges on deposit accounts$227,0001,254
Trading account gains and fees$0123
Additional Noninterest Income$396,0001,721
Total noninterest expense$6,006,000923
Salaries and employee benefits$4,094,000778
Premises and equipment expense$306,0001,840
Additional noninterest expense$1,606,0001,006
Pre-tax net operating income$3,513,000745
Securities gains (losses)$0735
Applicable income taxes$714,000670
Income before extraordinary items$2,799,000793
Extraordinary gains, net$07
Net income$2,799,000793
Minority interest net income$052
Net income of bank and minority interests.$2,799,000793
Net charge-offs$-48,0005,223
Cash dividends$462,0001,264
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,799,000785
2017-12-31 (YTD Data)Rank
Total interest income$34,886,000822
Total interest expense$2,266,0001,390
Net interest income$32,620,000777
Provision for loan and lease losses$300,0001,956
Total noninterest income$3,845,0001,326
Gross Fiduciary activities income$1,397,000403
Service charges on deposit accounts$908,0001,277
Trading account gains and fees$0151
Additional Noninterest Income$1,540,0001,790
Total noninterest expense$22,884,000938
Salaries and employee benefits$15,712,000781
Premises and equipment expense$1,242,0001,792
Additional noninterest expense$5,930,0001,090
Pre-tax net operating income$13,281,000770
Securities gains (losses)$02,243
Applicable income taxes$6,926,000542
Income before extraordinary items$6,355,0001,114
Extraordinary gains, net$09
Net income$6,355,0001,114
Minority interest net income$076
Net income of bank and minority interests.$6,355,0001,114
Net charge-offs$-393,0005,540
Cash dividends$2,158,0001,336
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,355,0001,101
2017-09-30 (YTD Data)Rank
Total interest income$25,855,000829
Total interest expense$1,650,0001,408
Net interest income$24,205,000786
Provision for loan and lease losses$300,0001,614
Total noninterest income$2,829,0001,358
Gross Fiduciary activities income$983,000416
Service charges on deposit accounts$676,0001,300
Trading account gains and fees$0145
Additional Noninterest Income$1,170,0001,791
Total noninterest expense$17,238,000936
Salaries and employee benefits$11,806,000784
Premises and equipment expense$967,0001,747
Additional noninterest expense$4,465,0001,087
Pre-tax net operating income$9,496,000819
Securities gains (losses)$02,274
Applicable income taxes$3,169,000658
Income before extraordinary items$6,327,000936
Extraordinary gains, net$09
Net income$6,327,000936
Minority interest net income$071
Net income of bank and minority interests.$6,327,000936
Net charge-offs$-356,0005,599
Cash dividends$1,310,0001,433
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,327,000921
2017-06-30 (YTD Data)Rank
Total interest income$16,876,000843
Total interest expense$1,052,0001,421
Net interest income$15,824,000799
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,898,0001,352
Gross Fiduciary activities income$639,000420
Service charges on deposit accounts$438,0001,316
Trading account gains and fees$0139
Additional Noninterest Income$821,0001,751
Total noninterest expense$11,470,000944
Salaries and employee benefits$7,808,000787
Premises and equipment expense$680,0001,677
Additional noninterest expense$2,982,0001,095
Pre-tax net operating income$5,952,000846
Securities gains (losses)$01,906
Applicable income taxes$1,999,000667
Income before extraordinary items$3,953,000981
Extraordinary gains, net$011
Net income$3,953,000982
Minority interest net income$071
Net income of bank and minority interests.$3,953,000981
Net charge-offs$-270,0005,641
Cash dividends$873,0001,456
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,953,000970
2017-03-31 (YTD Data)Rank
Total interest income$8,303,000846
Total interest expense$514,0001,429
Net interest income$7,789,000811
Provision for loan and lease losses$150,0001,115
Total noninterest income$924,0001,368
Gross Fiduciary activities income$317,000425
Service charges on deposit accounts$221,0001,306
Trading account gains and fees$0142
Additional Noninterest Income$386,0001,789
Total noninterest expense$5,734,000942
Salaries and employee benefits$3,905,000796
Premises and equipment expense$334,0001,713
Additional noninterest expense$1,495,0001,070
Pre-tax net operating income$2,829,000861
Securities gains (losses)$01,153
Applicable income taxes$949,000682
Income before extraordinary items$1,880,0001,008
Extraordinary gains, net$08
Net income$1,880,0001,009
Minority interest net income$055
Net income of bank and minority interests.$1,880,0001,008
Net charge-offs$-117,0005,633
Cash dividends$437,0001,335
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,880,000993
2016-12-31 (YTD Data)Rank
Total interest income$31,322,000863
Total interest expense$2,090,0001,363
Net interest income$29,232,000815
Provision for loan and lease losses$300,0001,988
Total noninterest income$4,047,0001,329
Gross Fiduciary activities income$1,411,000396
Service charges on deposit accounts$931,0001,290
Trading account gains and fees$0170
Additional Noninterest Income$1,705,0001,735
Total noninterest expense$22,317,000945
Salaries and employee benefits$15,279,000775
Premises and equipment expense$1,330,0001,704
Additional noninterest expense$5,708,0001,137
Pre-tax net operating income$10,662,000877
Securities gains (losses)$03,212
Applicable income taxes$3,658,000680
Income before extraordinary items$7,004,0001,055
Extraordinary gains, net$05
Net income$7,004,0001,054
Minority interest net income$082
Net income of bank and minority interests.$7,004,0001,054
Net charge-offs$-439,0005,781
Cash dividends$2,056,0001,361
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,004,0001,034
2016-09-30 (YTD Data)Rank
Total interest income$23,242,000863
Total interest expense$1,563,0001,365
Net interest income$21,679,000813
Provision for loan and lease losses$300,0001,615
Total noninterest income$3,163,0001,284
Gross Fiduciary activities income$1,085,000392
Service charges on deposit accounts$712,0001,256
Trading account gains and fees$0169
Additional Noninterest Income$1,366,0001,681
Total noninterest expense$16,776,000945
Salaries and employee benefits$11,462,000774
Premises and equipment expense$1,019,0001,669
Additional noninterest expense$4,295,0001,143
Pre-tax net operating income$7,766,000907
Securities gains (losses)$03,160
Applicable income taxes$2,590,000723
Income before extraordinary items$5,176,0001,086
Extraordinary gains, net$05
Net income$5,176,0001,086
Minority interest net income$071
Net income of bank and minority interests.$5,176,0001,086
Net charge-offs$-441,0005,849
Cash dividends$1,311,0001,404
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,176,0001,056
2016-06-30 (YTD Data)Rank
Total interest income$15,422,000867
Total interest expense$1,046,0001,363
Net interest income$14,376,000817
Provision for loan and lease losses$300,0001,234
Total noninterest income$2,276,0001,210
Gross Fiduciary activities income$778,000379
Service charges on deposit accounts$478,0001,230
Trading account gains and fees$0157
Additional Noninterest Income$1,020,0001,528
Total noninterest expense$11,303,000936
Salaries and employee benefits$7,670,000768
Premises and equipment expense$707,0001,608
Additional noninterest expense$2,926,0001,121
Pre-tax net operating income$5,049,000927
Securities gains (losses)$02,835
Applicable income taxes$1,687,000730
Income before extraordinary items$3,362,0001,094
Extraordinary gains, net$016
Net income$3,362,0001,093
Minority interest net income$071
Net income of bank and minority interests.$3,362,0001,093
Net charge-offs$-245,0005,886
Cash dividends$874,0001,440
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,362,0001,071
2016-03-31 (YTD Data)Rank
Total interest income$7,747,000864
Total interest expense$530,0001,343
Net interest income$7,217,000818
Provision for loan and lease losses$150,0001,146
Total noninterest income$1,108,0001,208
Gross Fiduciary activities income$330,000411
Service charges on deposit accounts$240,0001,224
Trading account gains and fees$0142
Additional Noninterest Income$538,0001,444
Total noninterest expense$5,700,000924
Salaries and employee benefits$3,840,000772
Premises and equipment expense$356,0001,601
Additional noninterest expense$1,504,0001,086
Pre-tax net operating income$2,475,000915
Securities gains (losses)$02,077
Applicable income taxes$833,000719
Income before extraordinary items$1,642,0001,086
Extraordinary gains, net$012
Net income$1,642,0001,087
Minority interest net income$062
Net income of bank and minority interests.$1,642,0001,087
Net charge-offs$-109,0005,894
Cash dividends$437,0001,308
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,642,0001,061
2015-12-31 (YTD Data)Rank
Total interest income$30,179,000851
Total interest expense$2,625,0001,077
Net interest income$27,554,000821
Provision for loan and lease losses$600,0001,174
Total noninterest income$3,703,0001,371
Gross Fiduciary activities income$1,251,000425
Service charges on deposit accounts$959,0001,266
Trading account gains and fees$0159
Additional Noninterest Income$1,493,0001,855
Total noninterest expense$21,171,000974
Salaries and employee benefits$14,379,000799
Premises and equipment expense$1,275,0001,791
Additional noninterest expense$5,517,0001,167
Pre-tax net operating income$9,486,000927
Securities gains (losses)$03,216
Applicable income taxes$3,152,000724
Income before extraordinary items$6,334,0001,109
Extraordinary gains, net$023
Net income$6,334,0001,109
Minority interest net income$081
Net income of bank and minority interests.$6,334,0001,109
Net charge-offs$-201,0005,863
Cash dividends$2,004,0001,329
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,334,0001,090
2015-09-30 (YTD Data)Rank
Total interest income$22,422,000860
Total interest expense$2,018,0001,054
Net interest income$20,404,000836
Provision for loan and lease losses$450,0001,115
Total noninterest income$2,850,0001,366
Gross Fiduciary activities income$951,000424
Service charges on deposit accounts$738,0001,252
Trading account gains and fees$0153
Additional Noninterest Income$1,161,0001,832
Total noninterest expense$15,810,000986
Salaries and employee benefits$10,737,000810
Premises and equipment expense$1,016,0001,701
Additional noninterest expense$4,057,0001,185
Pre-tax net operating income$6,994,000954
Securities gains (losses)$03,031
Applicable income taxes$2,330,000749
Income before extraordinary items$4,664,0001,142
Extraordinary gains, net$021
Net income$4,664,0001,139
Minority interest net income$078
Net income of bank and minority interests.$4,664,0001,142
Net charge-offs$-107,0005,823
Cash dividends$1,310,0001,332
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,664,0001,107
2015-06-30 (YTD Data)Rank
Total interest income$14,789,000869
Total interest expense$1,384,0001,033
Net interest income$13,405,000844
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,858,0001,393
Gross Fiduciary activities income$647,000425
Service charges on deposit accounts$498,0001,213
Trading account gains and fees$0157
Additional Noninterest Income$713,0001,941
Total noninterest expense$10,537,000993
Salaries and employee benefits$7,114,000815
Premises and equipment expense$760,0001,539
Additional noninterest expense$2,663,0001,202
Pre-tax net operating income$4,426,0001,003
Securities gains (losses)$02,636
Applicable income taxes$1,474,000784
Income before extraordinary items$2,952,0001,189
Extraordinary gains, net$022
Net income$2,952,0001,189
Minority interest net income$075
Net income of bank and minority interests.$2,952,0001,190
Net charge-offs$58,0002,200
Cash dividends$874,0001,372
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,952,0001,155
2015-03-31 (YTD Data)Rank
Total interest income$7,336,000875
Total interest expense$718,0001,005
Net interest income$6,618,000849
Provision for loan and lease losses$150,0001,060
Total noninterest income$966,0001,327
Gross Fiduciary activities income$278,000451
Service charges on deposit accounts$265,0001,139
Trading account gains and fees$0152
Additional Noninterest Income$423,0001,695
Total noninterest expense$5,277,000980
Salaries and employee benefits$3,555,000819
Premises and equipment expense$392,0001,512
Additional noninterest expense$1,330,0001,196
Pre-tax net operating income$2,157,000999
Securities gains (losses)$02,027
Applicable income taxes$718,000785
Income before extraordinary items$1,439,0001,167
Extraordinary gains, net$013
Net income$1,439,0001,168
Minority interest net income$064
Net income of bank and minority interests.$1,439,0001,168
Net charge-offs$-68,0006,032
Cash dividends$437,0001,232
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,439,0001,132
2014-12-31 (YTD Data)Rank
Total interest income$28,972,000866
Total interest expense$3,169,000950
Net interest income$25,803,000859
Provision for loan and lease losses$600,0001,269
Total noninterest income$3,568,0001,378
Gross Fiduciary activities income$969,000471
Service charges on deposit accounts$1,044,0001,239
Trading account gains and fees$0180
Additional Noninterest Income$1,555,0001,731
Total noninterest expense$20,255,0001,002
Salaries and employee benefits$13,729,000805
Premises and equipment expense$1,456,0001,608
Additional noninterest expense$5,070,0001,281
Pre-tax net operating income$8,516,000968
Securities gains (losses)$03,259
Applicable income taxes$2,836,000756
Income before extraordinary items$5,680,0001,160
Extraordinary gains, net$017
Net income$5,680,0001,158
Minority interest net income$084
Net income of bank and minority interests.$5,680,0001,159
Net charge-offs$163,0002,696
Cash dividends$2,004,0001,260
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,680,0001,132
2014-09-30 (YTD Data)Rank
Total interest income$21,627,000876
Total interest expense$2,395,000949
Net interest income$19,232,000861
Provision for loan and lease losses$450,0001,237
Total noninterest income$2,679,0001,387
Gross Fiduciary activities income$646,000494
Service charges on deposit accounts$799,0001,227
Trading account gains and fees$0174
Additional Noninterest Income$1,234,0001,685
Total noninterest expense$15,050,0001,014
Salaries and employee benefits$10,246,000807
Premises and equipment expense$1,064,0001,660
Additional noninterest expense$3,740,0001,300
Pre-tax net operating income$6,411,000982
Securities gains (losses)$02,980
Applicable income taxes$2,137,000757
Income before extraordinary items$4,274,0001,166
Extraordinary gains, net$015
Net income$4,274,0001,164
Minority interest net income$081
Net income of bank and minority interests.$4,274,0001,165
Net charge-offs$13,0004,044
Cash dividends$1,310,0001,274
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,274,0001,140
2014-06-30 (YTD Data)Rank
Total interest income$14,466,000863
Total interest expense$1,603,000946
Net interest income$12,863,000851
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,691,0001,428
Gross Fiduciary activities income$444,000489
Service charges on deposit accounts$527,0001,224
Trading account gains and fees$0172
Additional Noninterest Income$720,0001,822
Total noninterest expense$10,056,0001,010
Salaries and employee benefits$6,819,000803
Premises and equipment expense$725,0001,630
Additional noninterest expense$2,512,0001,290
Pre-tax net operating income$4,198,000974
Securities gains (losses)$02,580
Applicable income taxes$1,406,000744
Income before extraordinary items$2,792,0001,148
Extraordinary gains, net$020
Net income$2,792,0001,148
Minority interest net income$080
Net income of bank and minority interests.$2,792,0001,149
Net charge-offs$-149,0006,400
Cash dividends$873,0001,288
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,792,0001,122
2014-03-31 (YTD Data)Rank
Total interest income$7,264,000866
Total interest expense$804,000954
Net interest income$6,460,000850
Provision for loan and lease losses$150,0001,189
Total noninterest income$901,0001,341
Gross Fiduciary activities income$208,000509
Service charges on deposit accounts$278,0001,155
Trading account gains and fees$0147
Additional Noninterest Income$415,0001,605
Total noninterest expense$5,060,0001,014
Salaries and employee benefits$3,413,000814
Premises and equipment expense$387,0001,565
Additional noninterest expense$1,260,0001,275
Pre-tax net operating income$2,151,000915
Securities gains (losses)$01,715
Applicable income taxes$722,000712
Income before extraordinary items$1,429,0001,089
Extraordinary gains, net$016
Net income$1,429,0001,090
Minority interest net income$066
Net income of bank and minority interests.$1,429,0001,090
Net charge-offs$-54,0006,336
Cash dividends$437,0001,144
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,429,0001,070
2013-12-31 (YTD Data)Rank
Total interest income$28,790,000868
Total interest expense$3,721,000913
Net interest income$25,069,000854
Provision for loan and lease losses$500,0001,831
Total noninterest income$3,302,0001,518
Gross Fiduciary activities income$823,000497
Service charges on deposit accounts$1,138,0001,195
Trading account gains and fees$0184
Additional Noninterest Income$1,341,0001,989
Total noninterest expense$19,495,0001,056
Salaries and employee benefits$13,266,000814
Premises and equipment expense$1,411,0001,664
Additional noninterest expense$4,818,0001,382
Pre-tax net operating income$8,376,000919
Securities gains (losses)$03,182
Applicable income taxes$2,783,000703
Income before extraordinary items$5,593,0001,104
Extraordinary gains, net$029
Net income$5,593,0001,107
Minority interest net income$090
Net income of bank and minority interests.$5,593,0001,107
Net charge-offs$803,0001,486
Cash dividends$257,0003,407
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,593,0001,080
2013-09-30 (YTD Data)Rank
Total interest income$21,394,000883
Total interest expense$2,878,000925
Net interest income$18,516,000876
Provision for loan and lease losses$500,0001,496
Total noninterest income$2,568,0001,500
Gross Fiduciary activities income$632,000489
Service charges on deposit accounts$870,0001,191
Trading account gains and fees$0180
Additional Noninterest Income$1,066,0001,956
Total noninterest expense$14,828,0001,035
Salaries and employee benefits$10,000,000810
Premises and equipment expense$1,107,0001,605
Additional noninterest expense$3,721,0001,343
Pre-tax net operating income$5,756,0001,009
Securities gains (losses)$03,040
Applicable income taxes$1,906,000769
Income before extraordinary items$3,850,0001,203
Extraordinary gains, net$025
Net income$3,850,0001,204
Minority interest net income$084
Net income of bank and minority interests.$3,850,0001,205
Net charge-offs$783,0001,197
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,850,0001,170
2013-06-30 (YTD Data)Rank
Total interest income$14,135,000883
Total interest expense$1,991,000908
Net interest income$12,144,000878
Provision for loan and lease losses$500,0001,162
Total noninterest income$1,670,0001,533
Gross Fiduciary activities income$421,000489
Service charges on deposit accounts$564,0001,194
Trading account gains and fees$0157
Additional Noninterest Income$685,0002,056
Total noninterest expense$9,976,0001,014
Salaries and employee benefits$6,704,000813
Premises and equipment expense$736,0001,618
Additional noninterest expense$2,536,0001,308
Pre-tax net operating income$3,338,0001,121
Securities gains (losses)$02,791
Applicable income taxes$1,099,000871
Income before extraordinary items$2,239,0001,355
Extraordinary gains, net$022
Net income$2,239,0001,357
Minority interest net income$082
Net income of bank and minority interests.$2,239,0001,357
Net charge-offs$887,000838
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,239,0001,295
2013-03-31 (YTD Data)Rank
Total interest income$7,036,000898
Total interest expense$1,043,000888
Net interest income$5,993,000898
Provision for loan and lease losses$300,000980
Total noninterest income$888,0001,465
Gross Fiduciary activities income$214,000500
Service charges on deposit accounts$293,0001,141
Trading account gains and fees$0148
Additional Noninterest Income$381,0001,921
Total noninterest expense$5,050,0001,018
Salaries and employee benefits$3,384,000812
Premises and equipment expense$366,0001,647
Additional noninterest expense$1,300,0001,269
Pre-tax net operating income$1,531,0001,188
Securities gains (losses)$01,966
Applicable income taxes$503,000907
Income before extraordinary items$1,028,0001,435
Extraordinary gains, net$010
Net income$1,028,0001,437
Minority interest net income$076
Net income of bank and minority interests.$1,028,0001,437
Net charge-offs$955,000489
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,028,0001,381
2012-12-31 (YTD Data)Rank
Total interest income$30,236,000858
Total interest expense$4,990,000903
Net interest income$25,246,000847
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$4,204,0001,280
Gross Fiduciary activities income$1,180,000408
Service charges on deposit accounts$1,196,0001,178
Trading account gains and fees$0166
Additional Noninterest Income$1,828,0001,626
Total noninterest expense$19,465,0001,025
Salaries and employee benefits$13,019,000806
Premises and equipment expense$1,524,0001,554
Additional noninterest expense$4,922,0001,378
Pre-tax net operating income$8,785,000821
Securities gains (losses)$03,810
Applicable income taxes$2,903,000629
Income before extraordinary items$5,882,0001,020
Extraordinary gains, net$029
Net income$5,882,0001,020
Minority interest net income$093
Net income of bank and minority interests.$5,882,0001,020
Net charge-offs$51,0004,906
Cash dividends$4,008,000689
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,882,000971
2012-09-30 (YTD Data)Rank
Total interest income$22,790,000872
Total interest expense$3,849,000922
Net interest income$18,941,000855
Provision for loan and lease losses$900,0001,552
Total noninterest income$3,252,0001,268
Gross Fiduciary activities income$876,000413
Service charges on deposit accounts$924,0001,156
Trading account gains and fees$0157
Additional Noninterest Income$1,452,0001,556
Total noninterest expense$14,713,0001,015
Salaries and employee benefits$9,870,000790
Premises and equipment expense$1,206,0001,488
Additional noninterest expense$3,637,0001,401
Pre-tax net operating income$6,580,000855
Securities gains (losses)$03,575
Applicable income taxes$2,180,000652
Income before extraordinary items$4,400,0001,038
Extraordinary gains, net$020
Net income$4,400,0001,038
Minority interest net income$086
Net income of bank and minority interests.$4,400,0001,038
Net charge-offs$95,0004,020
Cash dividends$1,310,0001,099
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,400,000983
2012-06-30 (YTD Data)Rank
Total interest income$15,320,000872
Total interest expense$2,645,000926
Net interest income$12,675,000856
Provision for loan and lease losses$600,0001,572
Total noninterest income$2,296,0001,199
Gross Fiduciary activities income$556,000420
Service charges on deposit accounts$610,0001,157
Trading account gains and fees$0153
Additional Noninterest Income$1,130,0001,392
Total noninterest expense$9,891,0001,007
Salaries and employee benefits$6,602,000785
Premises and equipment expense$840,0001,414
Additional noninterest expense$2,449,0001,394
Pre-tax net operating income$4,480,000818
Securities gains (losses)$03,178
Applicable income taxes$1,481,000645
Income before extraordinary items$2,999,0001,016
Extraordinary gains, net$019
Net income$2,999,0001,016
Minority interest net income$084
Net income of bank and minority interests.$2,999,0001,016
Net charge-offs$153,0003,014
Cash dividends$874,0001,094
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,999,000956
2012-03-31 (YTD Data)Rank
Total interest income$7,711,000867
Total interest expense$1,377,000917
Net interest income$6,334,000859
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,352,0001,052
Gross Fiduciary activities income$251,000447
Service charges on deposit accounts$313,0001,121
Trading account gains and fees$0148
Additional Noninterest Income$788,0001,090
Total noninterest expense$5,062,000984
Salaries and employee benefits$3,311,000776
Premises and equipment expense$477,0001,256
Additional noninterest expense$1,274,0001,323
Pre-tax net operating income$2,324,000787
Securities gains (losses)$02,210
Applicable income taxes$772,000614
Income before extraordinary items$1,552,000959
Extraordinary gains, net$019
Net income$1,552,000961
Minority interest net income$078
Net income of bank and minority interests.$1,552,000960
Net charge-offs$-34,0006,997
Cash dividends$437,000976
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,552,000899
2011-12-31 (YTD Data)Rank
Total interest income$32,220,000865
Total interest expense$6,735,000899
Net interest income$25,485,000857
Provision for loan and lease losses$1,200,0002,155
Total noninterest income$3,797,0001,271
Gross Fiduciary activities income$1,017,000396
Service charges on deposit accounts$1,327,0001,109
Trading account gains and fees$0146
Additional Noninterest Income$1,453,0001,687
Total noninterest expense$19,873,000989
Salaries and employee benefits$12,842,000767
Premises and equipment expense$1,628,0001,519
Additional noninterest expense$5,403,0001,284
Pre-tax net operating income$8,209,000743
Securities gains (losses)$03,838
Applicable income taxes$2,694,000629
Income before extraordinary items$5,515,000911
Extraordinary gains, net$029
Net income$5,515,000909
Minority interest net income$096
Net income of bank and minority interests.$5,515,000911
Net charge-offs$1,457,0001,918
Cash dividends$2,003,000949
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,515,000871
2011-09-30 (YTD Data)Rank
Total interest income$24,291,000874
Total interest expense$5,218,000908
Net interest income$19,073,000870
Provision for loan and lease losses$900,0002,078
Total noninterest income$2,888,0001,255
Gross Fiduciary activities income$764,000391
Service charges on deposit accounts$1,020,0001,090
Trading account gains and fees$0145
Additional Noninterest Income$1,104,0001,645
Total noninterest expense$15,041,000988
Salaries and employee benefits$9,764,000763
Premises and equipment expense$1,200,0001,561
Additional noninterest expense$4,077,0001,265
Pre-tax net operating income$6,020,000782
Securities gains (losses)$03,555
Applicable income taxes$1,974,000623
Income before extraordinary items$4,046,000949
Extraordinary gains, net$021
Net income$4,046,000946
Minority interest net income$087
Net income of bank and minority interests.$4,046,000949
Net charge-offs$1,301,0001,643
Cash dividends$1,310,000930
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,046,000904
2011-06-30 (YTD Data)Rank
Total interest income$16,358,000877
Total interest expense$3,590,000913
Net interest income$12,768,000865
Provision for loan and lease losses$600,0002,044
Total noninterest income$1,867,0001,292
Gross Fiduciary activities income$499,000401
Service charges on deposit accounts$695,0001,057
Trading account gains and fees$0153
Additional Noninterest Income$673,0001,753
Total noninterest expense$10,187,000980
Salaries and employee benefits$6,549,000763
Premises and equipment expense$868,0001,454
Additional noninterest expense$2,770,0001,274
Pre-tax net operating income$3,848,000797
Securities gains (losses)$02,914
Applicable income taxes$1,268,000632
Income before extraordinary items$2,580,000961
Extraordinary gains, net$015
Net income$2,580,000958
Minority interest net income$089
Net income of bank and minority interests.$2,580,000961
Net charge-offs$1,308,0001,241
Cash dividends$873,000909
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,580,000924
2011-03-31 (YTD Data)Rank
Total interest income$8,241,000879
Total interest expense$1,819,000930
Net interest income$6,422,000860
Provision for loan and lease losses$300,0001,892
Total noninterest income$979,0001,233
Gross Fiduciary activities income$245,000409
Service charges on deposit accounts$380,000949
Trading account gains and fees$0158
Additional Noninterest Income$354,0001,715
Total noninterest expense$5,371,000930
Salaries and employee benefits$3,310,000758
Premises and equipment expense$463,0001,398
Additional noninterest expense$1,598,0001,117
Pre-tax net operating income$1,730,000870
Securities gains (losses)$01,772
Applicable income taxes$569,000667
Income before extraordinary items$1,161,0001,053
Extraordinary gains, net$09
Net income$1,161,0001,052
Minority interest net income$086
Net income of bank and minority interests.$1,161,0001,053
Net charge-offs$46,0003,425
Cash dividends$436,000832
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,161,0001,016
2010-12-31 (YTD Data)Rank
Total interest income$34,814,000873
Total interest expense$8,375,000998
Net interest income$26,439,000829
Provision for loan and lease losses$1,250,0002,715
Total noninterest income$3,776,0001,321
Gross Fiduciary activities income$972,000402
Service charges on deposit accounts$1,338,0001,120
Trading account gains and fees$0175
Additional Noninterest Income$1,466,0001,730
Total noninterest expense$20,191,000989
Salaries and employee benefits$13,183,000733
Premises and equipment expense$1,750,0001,466
Additional noninterest expense$5,258,0001,385
Pre-tax net operating income$8,774,000614
Securities gains (losses)$03,793
Applicable income taxes$2,823,000565
Income before extraordinary items$5,951,000746
Extraordinary gains, net$029
Net income$5,951,000746
Minority interest net income$0111
Net income of bank and minority interests.$5,951,000747
Net charge-offs$42,0006,025
Cash dividends$2,004,000810
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,951,000716
2010-09-30 (YTD Data)Rank
Total interest income$26,359,000873
Total interest expense$6,447,0001,003
Net interest income$19,912,000827
Provision for loan and lease losses$900,0002,663
Total noninterest income$2,881,0001,286
Gross Fiduciary activities income$728,000401
Service charges on deposit accounts$1,004,0001,155
Trading account gains and fees$0165
Additional Noninterest Income$1,149,0001,644
Total noninterest expense$15,332,000961
Salaries and employee benefits$9,907,000727
Premises and equipment expense$1,348,0001,447
Additional noninterest expense$4,077,0001,319
Pre-tax net operating income$6,561,000652
Securities gains (losses)$03,651
Applicable income taxes$2,111,000573
Income before extraordinary items$4,450,000780
Extraordinary gains, net$023
Net income$4,450,000777
Minority interest net income$0110
Net income of bank and minority interests.$4,450,000780
Net charge-offs$-128,0007,710
Cash dividends$1,310,000837
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,450,000735
2010-06-30 (YTD Data)Rank
Total interest income$17,766,000875
Total interest expense$4,427,0001,012
Net interest income$13,339,000820
Provision for loan and lease losses$600,0002,565
Total noninterest income$1,825,0001,310
Gross Fiduciary activities income$488,000405
Service charges on deposit accounts$660,0001,180
Trading account gains and fees$0152
Additional Noninterest Income$677,0001,719
Total noninterest expense$10,239,000962
Salaries and employee benefits$6,569,000729
Premises and equipment expense$944,0001,408
Additional noninterest expense$2,726,0001,311
Pre-tax net operating income$4,325,000641
Securities gains (losses)$03,184
Applicable income taxes$1,385,000545
Income before extraordinary items$2,940,000763
Extraordinary gains, net$019
Net income$2,940,000759
Minority interest net income$0105
Net income of bank and minority interests.$2,940,000763
Net charge-offs$-165,0007,780
Cash dividends$874,000823
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,940,000740
2010-03-31 (YTD Data)Rank
Total interest income$8,925,000882
Total interest expense$2,260,0001,039
Net interest income$6,665,000825
Provision for loan and lease losses$300,0002,372
Total noninterest income$938,0001,298
Gross Fiduciary activities income$232,000421
Service charges on deposit accounts$341,0001,148
Trading account gains and fees$0175
Additional Noninterest Income$365,0001,600
Total noninterest expense$5,167,000964
Salaries and employee benefits$3,284,000746
Premises and equipment expense$544,0001,254
Additional noninterest expense$1,339,0001,323
Pre-tax net operating income$2,136,000635
Securities gains (losses)$02,284
Applicable income taxes$699,000512
Income before extraordinary items$1,437,000771
Extraordinary gains, net$016
Net income$1,437,000773
Minority interest net income$091
Net income of bank and minority interests.$1,437,000775
Net charge-offs$-163,0007,880
Cash dividends$437,000777
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,437,000737
2009-12-31 (YTD Data)Rank
Total interest income$37,440,000903
Total interest expense$11,255,0001,048
Net interest income$26,185,000827
Provision for loan and lease losses$1,400,0002,990
Total noninterest income$3,342,0001,495
Gross Fiduciary activities income$959,000395
Service charges on deposit accounts$1,478,0001,166
Trading account gains and fees$0211
Additional Noninterest Income$905,0002,275
Total noninterest expense$20,706,0001,007
Salaries and employee benefits$13,197,000743
Premises and equipment expense$1,935,0001,410
Additional noninterest expense$5,574,0001,346
Pre-tax net operating income$7,421,000575
Securities gains (losses)$03,754
Applicable income taxes$2,395,000485
Income before extraordinary items$5,026,000681
Extraordinary gains, net$034
Net income$5,026,000681
Minority interest net income$0115
Net income of bank and minority interests.$5,026,000681
Net charge-offs$1,385,0002,478
Cash dividends$2,004,000903
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,026,000678
2009-09-30 (YTD Data)Rank
Total interest income$28,241,000912
Total interest expense$8,800,0001,059
Net interest income$19,441,000844
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$2,498,0001,515
Gross Fiduciary activities income$718,000395
Service charges on deposit accounts$1,155,0001,117
Trading account gains and fees$0212
Additional Noninterest Income$625,0002,456
Total noninterest expense$16,042,000971
Salaries and employee benefits$10,015,000739
Premises and equipment expense$1,458,0001,412
Additional noninterest expense$4,569,0001,228
Pre-tax net operating income$4,897,000692
Securities gains (losses)$03,497
Applicable income taxes$1,539,000572
Income before extraordinary items$3,358,000812
Extraordinary gains, net$027
Net income$3,358,000811
Minority interest net income$0118
Net income of bank and minority interests.$3,358,000813
Net charge-offs$1,103,0002,093
Cash dividends$1,310,000986
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,358,000803
2009-06-30 (YTD Data)Rank
Total interest income$18,977,000930
Total interest expense$6,206,0001,072
Net interest income$12,771,000853
Provision for loan and lease losses$600,0002,697
Total noninterest income$1,688,0001,522
Gross Fiduciary activities income$438,000416
Service charges on deposit accounts$774,0001,103
Trading account gains and fees$0193
Additional Noninterest Income$476,0002,286
Total noninterest expense$10,929,000980
Salaries and employee benefits$6,660,000757
Premises and equipment expense$1,017,0001,365
Additional noninterest expense$3,252,0001,182
Pre-tax net operating income$2,930,000799
Securities gains (losses)$03,136
Applicable income taxes$916,000672
Income before extraordinary items$2,014,000941
Extraordinary gains, net$021
Net income$2,014,000941
Minority interest net income$0112
Net income of bank and minority interests.$2,014,000941
Net charge-offs$1,074,0001,576
Cash dividends$874,0001,053
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,014,000914
2009-03-31 (YTD Data)Rank
Total interest income$9,573,000929
Total interest expense$3,283,0001,057
Net interest income$6,290,000857
Provision for loan and lease losses$300,0002,285
Total noninterest income$912,0001,398
Gross Fiduciary activities income$222,000410
Service charges on deposit accounts$411,0001,005
Trading account gains and fees$0171
Additional Noninterest Income$279,0002,046
Total noninterest expense$5,614,000905
Salaries and employee benefits$3,323,000762
Premises and equipment expense$545,0001,314
Additional noninterest expense$1,746,000966
Pre-tax net operating income$1,288,000982
Securities gains (losses)$02,434
Applicable income taxes$400,000821
Income before extraordinary items$888,0001,234
Extraordinary gains, net$015
Net income$888,0001,236
Minority interest net income$0102
Net income of bank and minority interests.$888,0001,236
Net charge-offs$1,079,000914
Cash dividends$437,0001,013
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$888,0001,160
2008-12-31 (YTD Data)Rank
Total interest income$41,305,000911
Total interest expense$17,245,000925
Net interest income$24,060,000890
Provision for loan and lease losses$575,0003,588
Total noninterest income$3,475,0001,406
Gross Fiduciary activities income$941,000421
Service charges on deposit accounts$1,345,0001,343
Trading account gains and fees$0154
Additional Noninterest Income$1,189,0001,887
Total noninterest expense$19,123,0001,037
Salaries and employee benefits$12,954,000769
Premises and equipment expense$1,984,0001,392
Additional noninterest expense$4,185,0001,474
Pre-tax net operating income$7,837,000712
Securities gains (losses)$03,220
Applicable income taxes$2,481,000552
Income before extraordinary items$5,356,000752
Extraordinary gains, net$039
Net income$5,356,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,806
Cash dividends$2,004,0001,336
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,356,000813
2008-09-30 (YTD Data)Rank
Total interest income$31,356,000928
Total interest expense$13,364,000932
Net interest income$17,992,000910
Provision for loan and lease losses$275,0003,694
Total noninterest income$2,678,0001,424
Gross Fiduciary activities income$716,000425
Service charges on deposit accounts$1,001,0001,358
Trading account gains and fees$0148
Additional Noninterest Income$961,0001,870
Total noninterest expense$14,569,0001,015
Salaries and employee benefits$9,873,000777
Premises and equipment expense$1,494,0001,386
Additional noninterest expense$3,202,0001,398
Pre-tax net operating income$5,826,000873
Securities gains (losses)$03,106
Applicable income taxes$1,857,000691
Income before extraordinary items$3,969,000917
Extraordinary gains, net$031
Net income$3,969,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-221,0008,339
Cash dividends$1,310,0001,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,969,000980
2008-06-30 (YTD Data)Rank
Total interest income$21,104,000929
Total interest expense$9,196,000929
Net interest income$11,908,000908
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,801,0001,433
Gross Fiduciary activities income$474,000437
Service charges on deposit accounts$654,0001,370
Trading account gains and fees$0149
Additional Noninterest Income$673,0001,846
Total noninterest expense$9,704,0001,012
Salaries and employee benefits$6,636,000780
Premises and equipment expense$959,0001,457
Additional noninterest expense$2,109,0001,394
Pre-tax net operating income$3,855,000921
Securities gains (losses)$03,233
Applicable income taxes$1,234,000785
Income before extraordinary items$2,621,0001,048
Extraordinary gains, net$021
Net income$2,621,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-248,0008,418
Cash dividends$874,0001,590
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,621,0001,036
2008-03-31 (YTD Data)Rank
Total interest income$10,808,000936
Total interest expense$4,890,000929
Net interest income$5,918,000904
Provision for loan and lease losses$75,0003,123
Total noninterest income$957,0001,380
Gross Fiduciary activities income$238,000433
Service charges on deposit accounts$316,0001,383
Trading account gains and fees$0158
Additional Noninterest Income$403,0001,621
Total noninterest expense$4,949,000983
Salaries and employee benefits$3,368,000761
Premises and equipment expense$502,0001,382
Additional noninterest expense$1,079,0001,334
Pre-tax net operating income$1,851,0001,030
Securities gains (losses)$02,688
Applicable income taxes$592,000878
Income before extraordinary items$1,259,0001,197
Extraordinary gains, net$015
Net income$1,259,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0008,340
Cash dividends$437,0001,505
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,259,0001,156
2007-12-31 (YTD Data)Rank
Total interest income$46,741,000898
Total interest expense$21,700,000909
Net interest income$25,041,000881
Provision for loan and lease losses$490,0002,358
Total noninterest income$3,206,0001,562
Gross Fiduciary activities income$923,000438
Service charges on deposit accounts$1,188,0001,508
Trading account gains and fees$0178
Additional Noninterest Income$1,095,0002,107
Total noninterest expense$19,364,000968
Salaries and employee benefits$13,298,000732
Premises and equipment expense$2,183,0001,214
Additional noninterest expense$3,883,0001,428
Pre-tax net operating income$8,393,0001,005
Securities gains (losses)$02,146
Applicable income taxes$2,828,000858
Income before extraordinary items$5,565,0001,157
Extraordinary gains, net$039
Net income$5,565,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,456
Cash dividends$2,004,0001,593
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,565,0001,145
2007-09-30 (YTD Data)Rank
Total interest income$35,089,000895
Total interest expense$16,182,000913
Net interest income$18,907,000876
Provision for loan and lease losses$405,0001,836
Total noninterest income$2,458,0001,541
Gross Fiduciary activities income$693,000434
Service charges on deposit accounts$896,0001,471
Trading account gains and fees$0184
Additional Noninterest Income$869,0002,014
Total noninterest expense$14,941,000930
Salaries and employee benefits$10,163,000716
Premises and equipment expense$1,726,0001,150
Additional noninterest expense$3,052,0001,335
Pre-tax net operating income$6,019,0001,136
Securities gains (losses)$01,655
Applicable income taxes$2,033,000949
Income before extraordinary items$3,986,0001,292
Extraordinary gains, net$033
Net income$3,986,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-192,0008,463
Cash dividends$1,310,0001,659
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,986,0001,282
2007-06-30 (YTD Data)Rank
Total interest income$23,142,000916
Total interest expense$10,633,000935
Net interest income$12,509,000893
Provision for loan and lease losses$300,0001,528
Total noninterest income$1,697,0001,521
Gross Fiduciary activities income$460,000444
Service charges on deposit accounts$612,0001,451
Trading account gains and fees$0168
Additional Noninterest Income$625,0001,931
Total noninterest expense$10,004,000944
Salaries and employee benefits$6,801,000728
Premises and equipment expense$1,180,0001,135
Additional noninterest expense$2,023,0001,357
Pre-tax net operating income$3,902,0001,209
Securities gains (losses)$01,444
Applicable income taxes$1,318,0001,021
Income before extraordinary items$2,584,0001,378
Extraordinary gains, net$029
Net income$2,584,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-140,0008,491
Cash dividends$873,0001,718
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,584,0001,356
2007-03-31 (YTD Data)Rank
Total interest income$11,522,000913
Total interest expense$5,270,000931
Net interest income$6,252,000893
Provision for loan and lease losses$150,0001,427
Total noninterest income$842,0001,491
Gross Fiduciary activities income$226,000453
Service charges on deposit accounts$315,0001,361
Trading account gains and fees$0195
Additional Noninterest Income$301,0001,958
Total noninterest expense$5,054,000925
Salaries and employee benefits$3,439,000731
Premises and equipment expense$618,0001,081
Additional noninterest expense$997,0001,342
Pre-tax net operating income$1,890,0001,239
Securities gains (losses)$01,187
Applicable income taxes$644,0001,047
Income before extraordinary items$1,246,0001,406
Extraordinary gains, net$022
Net income$1,246,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0008,540
Cash dividends$437,0001,580
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,246,0001,393
2006-12-31 (YTD Data)Rank
Total interest income$43,578,000896
Total interest expense$18,346,000913
Net interest income$25,232,000875
Provision for loan and lease losses$480,0001,962
Total noninterest income$3,222,0001,517
Gross Fiduciary activities income$907,000433
Service charges on deposit accounts$1,345,0001,329
Trading account gains and fees$0130
Additional Noninterest Income$970,0002,277
Total noninterest expense$19,205,000921
Salaries and employee benefits$13,081,000715
Premises and equipment expense$2,315,0001,100
Additional noninterest expense$3,809,0001,390
Pre-tax net operating income$8,769,0001,123
Securities gains (losses)$01,687
Applicable income taxes$2,993,000945
Income before extraordinary items$5,776,0001,258
Extraordinary gains, net$051
Net income$5,776,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$691,000917
Cash dividends$2,004,0001,523
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,776,0001,243
2006-09-30 (YTD Data)Rank
Total interest income$32,061,000914
Total interest expense$13,344,000918
Net interest income$18,717,000903
Provision for loan and lease losses$360,0001,848
Total noninterest income$2,447,0001,510
Gross Fiduciary activities income$687,000427
Service charges on deposit accounts$1,016,0001,319
Trading account gains and fees$0126
Additional Noninterest Income$744,0002,244
Total noninterest expense$14,646,000916
Salaries and employee benefits$9,829,000727
Premises and equipment expense$1,804,0001,054
Additional noninterest expense$3,013,0001,327
Pre-tax net operating income$6,158,0001,245
Securities gains (losses)$01,388
Applicable income taxes$2,098,0001,056
Income before extraordinary items$4,060,0001,399
Extraordinary gains, net$045
Net income$4,060,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$615,000682
Cash dividends$1,310,0001,617
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,060,0001,382
2006-06-30 (YTD Data)Rank
Total interest income$20,830,000919
Total interest expense$8,518,000907
Net interest income$12,312,000918
Provision for loan and lease losses$240,0001,809
Total noninterest income$1,620,0001,520
Gross Fiduciary activities income$463,000431
Service charges on deposit accounts$662,0001,338
Trading account gains and fees$0126
Additional Noninterest Income$495,0002,224
Total noninterest expense$9,815,000914
Salaries and employee benefits$6,577,000724
Premises and equipment expense$1,207,0001,055
Additional noninterest expense$2,031,0001,317
Pre-tax net operating income$3,877,0001,299
Securities gains (losses)$01,185
Applicable income taxes$1,320,0001,111
Income before extraordinary items$2,557,0001,461
Extraordinary gains, net$039
Net income$2,557,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$606,000494
Cash dividends$874,0001,619
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,557,0001,441
2006-03-31 (YTD Data)Rank
Total interest income$10,140,000915
Total interest expense$4,097,000891
Net interest income$6,043,000930
Provision for loan and lease losses$120,0001,730
Total noninterest income$795,0001,524
Gross Fiduciary activities income$235,000424
Service charges on deposit accounts$331,0001,299
Trading account gains and fees$0115
Additional Noninterest Income$229,0002,307
Total noninterest expense$4,933,000906
Salaries and employee benefits$3,309,000717
Premises and equipment expense$601,0001,062
Additional noninterest expense$1,023,0001,297
Pre-tax net operating income$1,785,0001,374
Securities gains (losses)$0955
Applicable income taxes$607,0001,184
Income before extraordinary items$1,178,0001,544
Extraordinary gains, net$021
Net income$1,178,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,062
Cash dividends$437,0001,517
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,178,0001,524
2005-12-31 (YTD Data)Rank
Total interest income$37,408,000874
Total interest expense$13,213,000854
Net interest income$24,195,000888
Provision for loan and lease losses$500,0001,892
Total noninterest income$3,303,0001,481
Gross Fiduciary activities income$804,000449
Service charges on deposit accounts$1,512,0001,175
Trading account gains and fees$0138
Additional Noninterest Income$987,0002,237
Total noninterest expense$18,302,000926
Salaries and employee benefits$12,438,000723
Premises and equipment expense$2,125,0001,147
Additional noninterest expense$3,739,0001,365
Pre-tax net operating income$8,696,0001,116
Securities gains (losses)$02,296
Applicable income taxes$2,969,000955
Income before extraordinary items$5,727,0001,259
Extraordinary gains, net$046
Net income$5,727,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0008,626
Cash dividends$2,004,0001,443
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,727,0001,232
2005-09-30 (YTD Data)Rank
Total interest income$27,401,000870
Total interest expense$9,304,000856
Net interest income$18,097,000878
Provision for loan and lease losses$425,0001,625
Total noninterest income$2,503,0001,484
Gross Fiduciary activities income$576,000452
Service charges on deposit accounts$1,153,0001,154
Trading account gains and fees$0126
Additional Noninterest Income$774,0002,174
Total noninterest expense$13,945,000907
Salaries and employee benefits$9,313,000716
Premises and equipment expense$1,623,0001,112
Additional noninterest expense$3,009,0001,273
Pre-tax net operating income$6,230,0001,152
Securities gains (losses)$02,317
Applicable income taxes$2,125,0001,015
Income before extraordinary items$4,105,0001,321
Extraordinary gains, net$035
Net income$4,105,0001,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,601
Cash dividends$1,310,0001,477
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,105,0001,297
2005-06-30 (YTD Data)Rank
Total interest income$17,922,000864
Total interest expense$5,850,000854
Net interest income$12,072,000868
Provision for loan and lease losses$300,0001,505
Total noninterest income$1,689,0001,460
Gross Fiduciary activities income$372,000460
Service charges on deposit accounts$768,0001,114
Trading account gains and fees$0116
Additional Noninterest Income$549,0002,052
Total noninterest expense$9,348,000890
Salaries and employee benefits$6,190,000719
Premises and equipment expense$1,082,0001,103
Additional noninterest expense$2,076,0001,211
Pre-tax net operating income$4,113,0001,134
Securities gains (losses)$02,146
Applicable income taxes$1,404,0001,015
Income before extraordinary items$2,709,0001,300
Extraordinary gains, net$030
Net income$2,709,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-96,0008,654
Cash dividends$873,0001,474
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,709,0001,276
2005-03-31 (YTD Data)Rank
Total interest income$8,736,000869
Total interest expense$2,746,000863
Net interest income$5,990,000868
Provision for loan and lease losses$150,0001,379
Total noninterest income$895,0001,367
Gross Fiduciary activities income$186,000475
Service charges on deposit accounts$398,0001,044
Trading account gains and fees$0115
Additional Noninterest Income$311,0001,863
Total noninterest expense$4,657,000892
Salaries and employee benefits$3,056,000722
Premises and equipment expense$534,0001,124
Additional noninterest expense$1,067,0001,146
Pre-tax net operating income$2,078,0001,110
Securities gains (losses)$01,685
Applicable income taxes$710,000993
Income before extraordinary items$1,368,0001,265
Extraordinary gains, net$024
Net income$1,368,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,785
Cash dividends$437,0001,376
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,368,0001,241
2004-12-31 (YTD Data)Rank
Total interest income$33,036,000839
Total interest expense$9,309,000860
Net interest income$23,727,000836
Provision for loan and lease losses$375,0002,482
Total noninterest income$3,347,0001,469
Gross Fiduciary activities income$732,000445
Service charges on deposit accounts$1,834,000953
Trading account gains and fees$0138
Additional Noninterest Income$781,0002,532
Total noninterest expense$17,179,000940
Salaries and employee benefits$11,490,000741
Premises and equipment expense$1,938,0001,185
Additional noninterest expense$3,751,0001,328
Pre-tax net operating income$9,520,000919
Securities gains (losses)$03,819
Applicable income taxes$3,244,000848
Income before extraordinary items$6,276,0001,046
Extraordinary gains, net$034
Net income$6,276,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0001,233
Cash dividends$2,004,0001,343
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,276,0001,014
2004-09-30 (YTD Data)Rank
Total interest income$24,467,000840
Total interest expense$6,774,000872
Net interest income$17,693,000840
Provision for loan and lease losses$300,0002,260
Total noninterest income$2,552,0001,468
Gross Fiduciary activities income$543,000453
Service charges on deposit accounts$1,406,000933
Trading account gains and fees$0134
Additional Noninterest Income$603,0002,495
Total noninterest expense$13,006,000940
Salaries and employee benefits$8,598,000740
Premises and equipment expense$1,451,0001,187
Additional noninterest expense$2,957,0001,243
Pre-tax net operating income$6,939,000953
Securities gains (losses)$03,710
Applicable income taxes$2,363,000891
Income before extraordinary items$4,576,0001,072
Extraordinary gains, net$026
Net income$4,576,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,368
Cash dividends$1,310,0001,407
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,576,0001,035
2004-06-30 (YTD Data)Rank
Total interest income$16,246,000837
Total interest expense$4,403,000885
Net interest income$11,843,000827
Provision for loan and lease losses$225,0001,999
Total noninterest income$1,731,0001,439
Gross Fiduciary activities income$366,000447
Service charges on deposit accounts$945,000909
Trading account gains and fees$0130
Additional Noninterest Income$420,0002,433
Total noninterest expense$8,713,000930
Salaries and employee benefits$5,740,000734
Premises and equipment expense$1,000,0001,158
Additional noninterest expense$1,973,0001,226
Pre-tax net operating income$4,636,000941
Securities gains (losses)$03,413
Applicable income taxes$1,577,000884
Income before extraordinary items$3,059,0001,078
Extraordinary gains, net$021
Net income$3,059,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,000795
Cash dividends$874,0001,437
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,059,0001,036
2004-03-31 (YTD Data)Rank
Total interest income$8,173,000854
Total interest expense$2,188,000911
Net interest income$5,985,000821
Provision for loan and lease losses$75,0002,550
Total noninterest income$868,0001,400
Gross Fiduciary activities income$186,000451
Service charges on deposit accounts$468,000888
Trading account gains and fees$0121
Additional Noninterest Income$214,0002,365
Total noninterest expense$4,396,000929
Salaries and employee benefits$2,905,000737
Premises and equipment expense$495,0001,187
Additional noninterest expense$996,0001,211
Pre-tax net operating income$2,382,000904
Securities gains (losses)$02,934
Applicable income taxes$809,000884
Income before extraordinary items$1,573,0001,050
Extraordinary gains, net$016
Net income$1,573,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,486
Cash dividends$437,0001,366
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,573,000984
2003-12-31 (YTD Data)Rank
Total interest income$34,842,000816
Total interest expense$9,615,000930
Net interest income$25,227,000759
Provision for loan and lease losses$375,0002,706
Total noninterest income$3,477,0001,500
Gross Fiduciary activities income$759,000438
Service charges on deposit accounts$1,934,000891
Trading account gains and fees$0160
Additional Noninterest Income$784,0002,771
Total noninterest expense$16,748,000979
Salaries and employee benefits$11,414,000748
Premises and equipment expense$1,779,0001,278
Additional noninterest expense$3,555,0001,382
Pre-tax net operating income$11,581,000757
Securities gains (losses)$379,000909
Applicable income taxes$4,107,000726
Income before extraordinary items$7,853,000827
Extraordinary gains, net$054
Net income$7,853,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,458
Cash dividends$2,004,0001,363
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,602,860794
2003-09-30 (YTD Data)Rank
Total interest income$26,446,000826
Total interest expense$7,380,000944
Net interest income$19,066,000759
Provision for loan and lease losses$375,0002,114
Total noninterest income$2,607,0001,536
Gross Fiduciary activities income$563,000453
Service charges on deposit accounts$1,461,000886
Trading account gains and fees$0153
Additional Noninterest Income$583,0002,869
Total noninterest expense$12,636,000977
Salaries and employee benefits$8,543,000761
Premises and equipment expense$1,318,0001,297
Additional noninterest expense$2,775,0001,329
Pre-tax net operating income$8,662,000785
Securities gains (losses)$379,000821
Applicable income taxes$3,100,000754
Income before extraordinary items$5,941,000850
Extraordinary gains, net$040
Net income$5,941,000852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$1,310,0001,422
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,690,860819
2003-06-30 (YTD Data)Rank
Total interest income$17,808,000817
Total interest expense$5,078,000951
Net interest income$12,730,000755
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,741,0001,527
Gross Fiduciary activities income$353,000469
Service charges on deposit accounts$979,000865
Trading account gains and fees$0150
Additional Noninterest Income$409,0002,766
Total noninterest expense$8,353,000985
Salaries and employee benefits$5,696,000763
Premises and equipment expense$864,0001,326
Additional noninterest expense$1,793,0001,373
Pre-tax net operating income$5,818,000773
Securities gains (losses)$03,782
Applicable income taxes$1,999,000765
Income before extraordinary items$3,819,000889
Extraordinary gains, net$030
Net income$3,819,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,770
Cash dividends$873,0001,481
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,819,000818
2003-03-31 (YTD Data)Rank
Total interest income$8,867,000828
Total interest expense$2,589,000950
Net interest income$6,278,000764
Provision for loan and lease losses$150,0001,666
Total noninterest income$886,0001,463
Gross Fiduciary activities income$174,000478
Service charges on deposit accounts$493,000837
Trading account gains and fees$0134
Additional Noninterest Income$219,0002,564
Total noninterest expense$4,248,000962
Salaries and employee benefits$2,850,000764
Premises and equipment expense$486,0001,180
Additional noninterest expense$912,0001,325
Pre-tax net operating income$2,766,000809
Securities gains (losses)$02,891
Applicable income taxes$955,000833
Income before extraordinary items$1,811,000929
Extraordinary gains, net$021
Net income$1,811,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,385
Cash dividends$437,0001,366
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,811,000859
2002-12-31 (YTD Data)Rank
Total interest income$37,327,000802
Total interest expense$11,444,000978
Net interest income$25,883,000730
Provision for loan and lease losses$375,0002,962
Total noninterest income$3,636,0001,351
Gross Fiduciary activities income$683,000481
Service charges on deposit accounts$2,164,000748
Trading account gains and fees$0153
Additional Noninterest Income$789,0002,521
Total noninterest expense$16,397,000957
Salaries and employee benefits$10,928,000742
Premises and equipment expense$1,837,0001,204
Additional noninterest expense$3,632,0001,331
Pre-tax net operating income$12,747,000688
Securities gains (losses)$04,537
Applicable income taxes$4,358,000669
Income before extraordinary items$8,389,000760
Extraordinary gains, net$070
Net income$8,389,000761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,671
Cash dividends$1,850,0001,394
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,389,000722
2001-12-31 (YTD Data)Rank
Total interest income$43,100,000786
Total interest expense$18,413,000895
Net interest income$24,687,000713
Provision for loan and lease losses$775,0001,540
Total noninterest income$3,581,0001,284
Gross Fiduciary activities income$703,000489
Service charges on deposit accounts$2,048,000731
Trading account gains and fees$0177
Additional Noninterest Income$830,0002,332
Total noninterest expense$16,535,000902
Salaries and employee benefits$11,168,000679
Premises and equipment expense$1,700,0001,257
Additional noninterest expense$3,667,0001,284
Pre-tax net operating income$10,958,000710
Securities gains (losses)$04,612
Applicable income taxes$3,728,000694
Income before extraordinary items$7,230,000770
Extraordinary gains, net$0105
Net income$7,230,000770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,665
Cash dividends$1,798,0001,452
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,230,000737
2000-12-31 (YTD Data)Rank
Total interest income$43,080,000830
Total interest expense$19,680,000904
Net interest income$23,400,000753
Provision for loan and lease losses$625,0001,550
Total noninterest income$3,121,0001,309
Gross Fiduciary activities income$700,000498
Service charges on deposit accounts$1,626,000833
Trading account gains and fees$0180
Additional Noninterest Income$795,0002,157
Total noninterest expense$15,027,000944
Salaries and employee benefits$9,993,000710
Premises and equipment expense$1,558,0001,315
Additional noninterest expense$3,476,0001,311
Pre-tax net operating income$10,869,000729
Securities gains (losses)$3,0001,519
Applicable income taxes$3,679,000692
Income before extraordinary items$7,193,000754
Extraordinary gains, net$038
Net income$7,193,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-417,0009,875
Cash dividends$1,798,0001,474
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,191,020752
1999-12-31 (YTD Data)Rank
Total interest income$37,500,000902
Total interest expense$15,526,000994
Net interest income$21,974,000800
Provision for loan and lease losses$715,0001,300
Total noninterest income$3,184,0001,295
Gross Fiduciary activities income$670,000555
Service charges on deposit accounts$1,537,000860
Trading account gains and fees$0173
Additional Noninterest Income$977,0001,905
Total noninterest expense$14,047,000992
Salaries and employee benefits$8,912,000780
Premises and equipment expense$1,809,0001,107
Additional noninterest expense$3,326,0001,390
Pre-tax net operating income$10,396,000789
Securities gains (losses)$03,155
Applicable income taxes$3,512,000779
Income before extraordinary items$6,884,000833
Extraordinary gains, net$035
Net income$6,884,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,154
Cash dividends$1,464,0001,722
Sale, conversion, retirement of capital stock, net$-2,00010,045
Net operating income$6,884,000817
1998-12-31 (YTD Data)Rank
Total interest income$34,839,000953
Total interest expense$15,068,0001,044
Net interest income$19,771,000870
Provision for loan and lease losses$735,0001,263
Total noninterest income$2,733,0001,438
Gross Fiduciary activities income$633,000561
Service charges on deposit accounts$1,451,000851
Trading account gains and fees$0224
Additional Noninterest Income$649,0002,514
Total noninterest expense$12,770,0001,041
Salaries and employee benefits$8,000,000829
Premises and equipment expense$1,858,0001,038
Additional noninterest expense$2,912,0001,489
Pre-tax net operating income$8,999,000877
Securities gains (losses)$04,449
Applicable income taxes$3,006,000868
Income before extraordinary items$5,993,000908
Extraordinary gains, net$032
Net income$5,993,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,322
Cash dividends$1,400,0001,743
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,993,000872
1997-12-31 (YTD Data)Rank
Total interest income$30,545,0001,109
Total interest expense$12,378,0001,281
Net interest income$18,167,000985
Provision for loan and lease losses$08,829
Total noninterest income$2,909,0001,321
Gross Fiduciary activities income$631,000587
Service charges on deposit accounts$1,266,000996
Trading account gains and fees$0239
Additional Noninterest Income$1,012,0001,719
Total noninterest expense$12,597,0001,069
Salaries and employee benefits$7,644,000868
Premises and equipment expense$2,148,000935
Additional noninterest expense$2,805,0001,530
Pre-tax net operating income$8,479,000962
Securities gains (losses)$03,944
Applicable income taxes$2,819,000980
Income before extraordinary items$5,660,000984
Extraordinary gains, net$044
Net income$5,660,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00010,298
Cash dividends$1,349,0001,751
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,660,000957
1996-12-31 (YTD Data)Rank
Total interest income$26,191,0001,301
Total interest expense$10,044,0001,584
Net interest income$16,147,0001,128
Provision for loan and lease losses$250,0002,928
Total noninterest income$2,338,0001,622
Gross Fiduciary activities income$701,000615
Service charges on deposit accounts$1,226,0001,075
Trading account gains and fees$0262
Additional Noninterest Income$411,0003,352
Total noninterest expense$11,465,0001,258
Salaries and employee benefits$6,954,000968
Premises and equipment expense$1,757,0001,194
Additional noninterest expense$2,754,0001,862
Pre-tax net operating income$6,770,0001,097
Securities gains (losses)$04,148
Applicable income taxes$2,230,0001,114
Income before extraordinary items$4,540,0001,131
Extraordinary gains, net$053
Net income$4,540,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,338
Cash dividends$1,297,0001,774
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,540,0001,115
1995-12-31 (YTD Data)Rank
Total interest income$23,865,0001,443
Total interest expense$9,204,0001,726
Net interest income$14,661,0001,229
Provision for loan and lease losses$240,0002,643
Total noninterest income$2,235,0001,680
Gross Fiduciary activities income$684,000646
Service charges on deposit accounts$1,097,0001,215
Trading account gains and fees$0522
Additional Noninterest Income$454,0003,054
Total noninterest expense$10,590,0001,336
Salaries and employee benefits$6,516,0001,058
Premises and equipment expense$1,489,0001,390
Additional noninterest expense$2,585,0001,941
Pre-tax net operating income$6,066,0001,260
Securities gains (losses)$03,831
Applicable income taxes$1,975,0001,286
Income before extraordinary items$4,091,0001,292
Extraordinary gains, net$065
Net income$4,091,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,415
Cash dividends$1,092,0001,898
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,091,0001,270
1994-12-31 (YTD Data)Rank
Total interest income$20,681,0001,492
Total interest expense$6,517,0001,915
Net interest income$14,164,0001,279
Provision for loan and lease losses$09,146
Total noninterest income$2,080,0001,797
Gross Fiduciary activities income$639,000654
Service charges on deposit accounts$1,089,0001,222
Trading account gains and fees$0475
Additional Noninterest Income$352,0003,704
Total noninterest expense$10,517,0001,387
Salaries and employee benefits$6,308,0001,068
Premises and equipment expense$1,196,0001,726
Additional noninterest expense$3,013,0001,799
Pre-tax net operating income$5,727,0001,305
Securities gains (losses)$03,600
Applicable income taxes$1,871,0001,275
Income before extraordinary items$3,856,0001,306
Extraordinary gains, net$0249
Net income$3,856,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,937
Cash dividends$1,028,0001,848
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,856,0001,320
1993-12-31 (YTD Data)Rank
Total interest income$20,262,0001,546
Total interest expense$6,143,0002,114
Net interest income$14,119,0001,275
Provision for loan and lease losses$300,0002,975
Total noninterest income$2,146,0001,868
Gross Fiduciary activities income$655,000666
Service charges on deposit accounts$1,078,0001,254
Trading account gains and fees$0532
Additional Noninterest Income$413,0003,682
Total noninterest expense$9,877,0001,543
Salaries and employee benefits$5,763,0001,176
Premises and equipment expense$1,183,0001,778
Additional noninterest expense$2,931,0001,950
Pre-tax net operating income$6,088,0001,144
Securities gains (losses)$07,477
Applicable income taxes$1,982,0001,219
Income before extraordinary items$4,106,0001,245
Extraordinary gains, net$139,0001,304
Net income$4,245,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0002,043
Cash dividends$1,028,0001,698
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,106,0001,155
1992-12-31 (YTD Data)Rank
Total interest income$21,964,0001,630
Total interest expense$8,180,0002,080
Net interest income$13,784,0001,338
Provision for loan and lease losses$200,0005,193
Total noninterest income$2,745,0001,542
Gross Fiduciary activities income$654,000674
Service charges on deposit accounts$1,264,0001,032
Trading account gains and fees$0504
Additional Noninterest Income$827,0002,267
Total noninterest expense$9,934,0001,547
Salaries and employee benefits$5,313,0001,268
Premises and equipment expense$1,200,0001,758
Additional noninterest expense$3,421,0001,788
Pre-tax net operating income$6,395,0001,012
Securities gains (losses)$08,369
Applicable income taxes$2,043,0001,096
Income before extraordinary items$4,352,0001,084
Extraordinary gains, net$01,422
Net income$4,352,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-416,00013,902
Cash dividends$1,027,0001,511
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,352,000993

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.