Home > North Cascades National Bank > Income and Expense
North Cascades National Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 1,971 |
| Total interest expense | $366,000 | 3,786 |
| Net interest income | $5,956,000 | 1,790 |
| Provision for loan and lease losses | $137,000 | 2,588 |
| Total noninterest income | $808,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $186,000 | 2,943 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $622,000 | 2,184 |
| Total noninterest expense | $5,065,000 | 1,881 |
| Salaries and employee benefits | $2,644,000 | 1,946 |
| Premises and equipment expense | $630,000 | 1,849 |
| Additional noninterest expense | $1,791,000 | 1,762 |
| Pre-tax net operating income | $1,562,000 | 2,128 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $446,000 | 1,631 |
| Income before extraordinary items | $1,116,000 | 2,410 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,116,000 | 2,419 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,116,000 | 2,417 |
| Net charge-offs | $30,000 | 3,750 |
| Cash dividends | $4,877,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,116,000 | 2,322 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 1,987 |
| Total interest expense | $190,000 | 3,787 |
| Net interest income | $2,971,000 | 1,804 |
| Provision for loan and lease losses | $82,000 | 2,298 |
| Total noninterest income | $355,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $88,000 | 3,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $267,000 | 2,377 |
| Total noninterest expense | $2,661,000 | 1,821 |
| Salaries and employee benefits | $1,346,000 | 1,929 |
| Premises and equipment expense | $325,000 | 1,831 |
| Additional noninterest expense | $990,000 | 1,627 |
| Pre-tax net operating income | $583,000 | 2,604 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $156,000 | 1,955 |
| Income before extraordinary items | $427,000 | 2,909 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $427,000 | 2,909 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $427,000 | 2,911 |
| Net charge-offs | $94,000 | 1,950 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $427,000 | 2,818 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,608,000 | 1,937 |
| Total interest expense | $1,145,000 | 3,293 |
| Net interest income | $12,463,000 | 1,768 |
| Provision for loan and lease losses | $215,000 | 3,845 |
| Total noninterest income | $1,393,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $425,000 | 2,805 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $968,000 | 2,415 |
| Total noninterest expense | $10,898,000 | 1,764 |
| Salaries and employee benefits | $5,406,000 | 1,865 |
| Premises and equipment expense | $1,366,000 | 1,729 |
| Additional noninterest expense | $4,126,000 | 1,641 |
| Pre-tax net operating income | $2,743,000 | 2,250 |
| Securities gains (losses) | $618,000 | 804 |
| Applicable income taxes | $979,000 | 1,493 |
| Income before extraordinary items | $2,382,000 | 2,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,382,000 | 2,265 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,382,000 | 2,267 |
| Net charge-offs | $1,065,000 | 1,759 |
| Cash dividends | $108,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,943,220 | 2,521 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,309,000 | 1,948 |
| Total interest expense | $917,000 | 3,265 |
| Net interest income | $9,392,000 | 1,777 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $1,220,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $320,000 | 2,834 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $900,000 | 2,127 |
| Total noninterest expense | $8,221,000 | 1,749 |
| Salaries and employee benefits | $4,059,000 | 1,855 |
| Premises and equipment expense | $1,041,000 | 1,705 |
| Additional noninterest expense | $3,121,000 | 1,610 |
| Pre-tax net operating income | $2,181,000 | 2,193 |
| Securities gains (losses) | $618,000 | 644 |
| Applicable income taxes | $832,000 | 1,408 |
| Income before extraordinary items | $1,967,000 | 2,142 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,967,000 | 2,143 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,967,000 | 2,144 |
| Net charge-offs | $1,029,000 | 1,432 |
| Cash dividends | $108,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,534,400 | 2,474 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 1,953 |
| Total interest expense | $649,000 | 3,229 |
| Net interest income | $6,237,000 | 1,784 |
| Provision for loan and lease losses | $195,000 | 3,027 |
| Total noninterest income | $817,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $219,000 | 2,762 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $598,000 | 2,111 |
| Total noninterest expense | $5,490,000 | 1,759 |
| Salaries and employee benefits | $2,727,000 | 1,835 |
| Premises and equipment expense | $709,000 | 1,672 |
| Additional noninterest expense | $2,054,000 | 1,630 |
| Pre-tax net operating income | $1,369,000 | 2,294 |
| Securities gains (losses) | $461,000 | 594 |
| Applicable income taxes | $545,000 | 1,414 |
| Income before extraordinary items | $1,285,000 | 2,150 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,285,000 | 2,150 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,285,000 | 2,150 |
| Net charge-offs | $1,119,000 | 1,050 |
| Cash dividends | $108,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $962,300 | 2,551 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 1,937 |
| Total interest expense | $347,000 | 3,170 |
| Net interest income | $3,157,000 | 1,772 |
| Provision for loan and lease losses | $195,000 | 2,059 |
| Total noninterest income | $416,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $104,000 | 2,850 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $312,000 | 2,053 |
| Total noninterest expense | $2,806,000 | 1,717 |
| Salaries and employee benefits | $1,410,000 | 1,783 |
| Premises and equipment expense | $369,000 | 1,613 |
| Additional noninterest expense | $1,027,000 | 1,613 |
| Pre-tax net operating income | $572,000 | 2,612 |
| Securities gains (losses) | $439,000 | 312 |
| Applicable income taxes | $304,000 | 1,285 |
| Income before extraordinary items | $707,000 | 1,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $707,000 | 1,996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $707,000 | 1,997 |
| Net charge-offs | $642,000 | 932 |
| Cash dividends | $108,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $399,700 | 2,921 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,128,000 | 1,863 |
| Total interest expense | $2,238,000 | 2,529 |
| Net interest income | $12,890,000 | 1,745 |
| Provision for loan and lease losses | $440,000 | 3,626 |
| Total noninterest income | $1,702,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $497,000 | 2,585 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,205,000 | 1,900 |
| Total noninterest expense | $11,270,000 | 1,722 |
| Salaries and employee benefits | $5,472,000 | 1,766 |
| Premises and equipment expense | $1,329,000 | 1,873 |
| Additional noninterest expense | $4,469,000 | 1,527 |
| Pre-tax net operating income | $2,882,000 | 1,913 |
| Securities gains (losses) | $1,185,000 | 370 |
| Applicable income taxes | $1,159,000 | 1,224 |
| Income before extraordinary items | $2,908,000 | 1,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,908,000 | 1,653 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,908,000 | 1,653 |
| Net charge-offs | $404,000 | 3,430 |
| Cash dividends | $170,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,054,800 | 2,143 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,430,000 | 1,865 |
| Total interest expense | $1,851,000 | 2,431 |
| Net interest income | $9,579,000 | 1,755 |
| Provision for loan and lease losses | $415,000 | 3,163 |
| Total noninterest income | $1,222,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $374,000 | 2,593 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $848,000 | 1,958 |
| Total noninterest expense | $8,364,000 | 1,736 |
| Salaries and employee benefits | $4,137,000 | 1,762 |
| Premises and equipment expense | $980,000 | 1,908 |
| Additional noninterest expense | $3,247,000 | 1,575 |
| Pre-tax net operating income | $2,022,000 | 2,073 |
| Securities gains (losses) | $1,200,000 | 290 |
| Applicable income taxes | $958,000 | 1,122 |
| Income before extraordinary items | $2,264,000 | 1,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,264,000 | 1,665 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,264,000 | 1,665 |
| Net charge-offs | $441,000 | 2,810 |
| Cash dividends | $170,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,424,000 | 2,315 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,608,000 | 1,881 |
| Total interest expense | $1,309,000 | 2,392 |
| Net interest income | $6,299,000 | 1,775 |
| Provision for loan and lease losses | $260,000 | 3,196 |
| Total noninterest income | $839,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $245,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $594,000 | 1,882 |
| Total noninterest expense | $5,621,000 | 1,739 |
| Salaries and employee benefits | $2,827,000 | 1,733 |
| Premises and equipment expense | $651,000 | 1,939 |
| Additional noninterest expense | $2,143,000 | 1,610 |
| Pre-tax net operating income | $1,257,000 | 2,155 |
| Securities gains (losses) | $942,000 | 209 |
| Applicable income taxes | $662,000 | 1,067 |
| Income before extraordinary items | $1,537,000 | 1,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,537,000 | 1,587 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,537,000 | 1,587 |
| Net charge-offs | $485,000 | 2,179 |
| Cash dividends | $117,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $877,600 | 2,430 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 1,888 |
| Total interest expense | $700,000 | 2,316 |
| Net interest income | $3,108,000 | 1,797 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $396,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $119,000 | 2,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $277,000 | 2,007 |
| Total noninterest expense | $2,830,000 | 1,742 |
| Salaries and employee benefits | $1,423,000 | 1,734 |
| Premises and equipment expense | $327,000 | 1,968 |
| Additional noninterest expense | $1,080,000 | 1,605 |
| Pre-tax net operating income | $614,000 | 2,180 |
| Securities gains (losses) | $-3,000 | 7,054 |
| Applicable income taxes | $164,000 | 1,708 |
| Income before extraordinary items | $447,000 | 2,452 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $447,000 | 2,451 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $447,000 | 2,452 |
| Net charge-offs | $181,000 | 2,199 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $449,190 | 2,394 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,567,000 | 1,950 |
| Total interest expense | $3,137,000 | 2,508 |
| Net interest income | $12,430,000 | 1,782 |
| Provision for loan and lease losses | $1,841,000 | 2,189 |
| Total noninterest income | $1,616,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $562,000 | 2,423 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,054,000 | 2,116 |
| Total noninterest expense | $11,328,000 | 1,743 |
| Salaries and employee benefits | $5,653,000 | 1,723 |
| Premises and equipment expense | $1,375,000 | 1,874 |
| Additional noninterest expense | $4,300,000 | 1,670 |
| Pre-tax net operating income | $877,000 | 3,607 |
| Securities gains (losses) | $31,000 | 2,920 |
| Applicable income taxes | $162,000 | 2,876 |
| Income before extraordinary items | $746,000 | 3,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $746,000 | 3,735 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $746,000 | 3,737 |
| Net charge-offs | $2,450,000 | 1,654 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $720,580 | 3,676 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,751,000 | 1,971 |
| Total interest expense | $2,413,000 | 2,547 |
| Net interest income | $9,338,000 | 1,798 |
| Provision for loan and lease losses | $316,000 | 4,243 |
| Total noninterest income | $1,200,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $432,000 | 2,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $768,000 | 2,126 |
| Total noninterest expense | $8,475,000 | 1,746 |
| Salaries and employee benefits | $4,221,000 | 1,739 |
| Premises and equipment expense | $1,048,000 | 1,862 |
| Additional noninterest expense | $3,206,000 | 1,659 |
| Pre-tax net operating income | $1,747,000 | 2,111 |
| Securities gains (losses) | $-145,000 | 7,437 |
| Applicable income taxes | $429,000 | 1,813 |
| Income before extraordinary items | $1,173,000 | 2,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,173,000 | 2,594 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,173,000 | 2,598 |
| Net charge-offs | $807,000 | 2,450 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,278,850 | 2,314 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,788,000 | 2,008 |
| Total interest expense | $1,646,000 | 2,588 |
| Net interest income | $6,142,000 | 1,822 |
| Provision for loan and lease losses | $316,000 | 3,523 |
| Total noninterest income | $738,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $287,000 | 2,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $451,000 | 2,239 |
| Total noninterest expense | $5,634,000 | 1,753 |
| Salaries and employee benefits | $2,827,000 | 1,736 |
| Premises and equipment expense | $706,000 | 1,849 |
| Additional noninterest expense | $2,101,000 | 1,678 |
| Pre-tax net operating income | $930,000 | 2,522 |
| Securities gains (losses) | $-85,000 | 7,490 |
| Applicable income taxes | $214,000 | 2,060 |
| Income before extraordinary items | $631,000 | 2,970 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $631,000 | 2,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $631,000 | 2,969 |
| Net charge-offs | $839,000 | 1,890 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $694,750 | 2,688 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 2,059 |
| Total interest expense | $846,000 | 2,640 |
| Net interest income | $3,037,000 | 1,865 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $291,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $157,000 | 2,758 |
| Total noninterest expense | $2,831,000 | 1,756 |
| Salaries and employee benefits | $1,434,000 | 1,744 |
| Premises and equipment expense | $355,000 | 1,899 |
| Additional noninterest expense | $1,042,000 | 1,685 |
| Pre-tax net operating income | $317,000 | 3,270 |
| Securities gains (losses) | $-85,000 | 7,681 |
| Applicable income taxes | $44,000 | 2,888 |
| Income before extraordinary items | $188,000 | 3,998 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 3,997 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $188,000 | 3,997 |
| Net charge-offs | $491,000 | 1,593 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $256,850 | 3,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,304,000 | 1,856 |
| Total interest expense | $4,033,000 | 2,717 |
| Net interest income | $14,271,000 | 1,572 |
| Provision for loan and lease losses | $3,361,000 | 1,836 |
| Total noninterest income | $2,114,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $668,000 | 2,336 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,446,000 | 1,694 |
| Total noninterest expense | $11,879,000 | 1,717 |
| Salaries and employee benefits | $5,914,000 | 1,681 |
| Premises and equipment expense | $1,386,000 | 1,943 |
| Additional noninterest expense | $4,579,000 | 1,624 |
| Pre-tax net operating income | $1,145,000 | 2,783 |
| Securities gains (losses) | $500,000 | 883 |
| Applicable income taxes | $381,000 | 1,814 |
| Income before extraordinary items | $1,264,000 | 2,393 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,264,000 | 2,391 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,264,000 | 2,392 |
| Net charge-offs | $2,085,000 | 1,980 |
| Cash dividends | $75,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $879,000 | 2,929 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,013,000 | 1,856 |
| Total interest expense | $3,133,000 | 2,753 |
| Net interest income | $10,880,000 | 1,547 |
| Provision for loan and lease losses | $2,381,000 | 1,712 |
| Total noninterest income | $1,573,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $508,000 | 2,324 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,065,000 | 1,744 |
| Total noninterest expense | $9,053,000 | 1,673 |
| Salaries and employee benefits | $4,537,000 | 1,653 |
| Premises and equipment expense | $1,031,000 | 1,971 |
| Additional noninterest expense | $3,485,000 | 1,543 |
| Pre-tax net operating income | $1,019,000 | 2,706 |
| Securities gains (losses) | $176,000 | 1,386 |
| Applicable income taxes | $271,000 | 2,033 |
| Income before extraordinary items | $924,000 | 2,603 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $924,000 | 2,600 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $924,000 | 2,603 |
| Net charge-offs | $654,000 | 2,703 |
| Cash dividends | $75,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $788,480 | 2,824 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,503,000 | 1,861 |
| Total interest expense | $2,192,000 | 2,748 |
| Net interest income | $7,311,000 | 1,536 |
| Provision for loan and lease losses | $1,601,000 | 1,592 |
| Total noninterest income | $967,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $334,000 | 2,312 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $633,000 | 1,923 |
| Total noninterest expense | $6,082,000 | 1,695 |
| Salaries and employee benefits | $3,048,000 | 1,678 |
| Premises and equipment expense | $686,000 | 2,007 |
| Additional noninterest expense | $2,348,000 | 1,559 |
| Pre-tax net operating income | $595,000 | 3,019 |
| Securities gains (losses) | $177,000 | 1,088 |
| Applicable income taxes | $174,000 | 2,117 |
| Income before extraordinary items | $598,000 | 2,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $598,000 | 2,772 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $598,000 | 2,774 |
| Net charge-offs | $416,000 | 2,556 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $461,710 | 3,133 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 1,870 |
| Total interest expense | $1,141,000 | 2,750 |
| Net interest income | $3,641,000 | 1,528 |
| Provision for loan and lease losses | $1,433,000 | 954 |
| Total noninterest income | $430,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $279,000 | 2,046 |
| Total noninterest expense | $2,964,000 | 1,681 |
| Salaries and employee benefits | $1,543,000 | 1,673 |
| Premises and equipment expense | $342,000 | 2,043 |
| Additional noninterest expense | $1,079,000 | 1,493 |
| Pre-tax net operating income | $-326,000 | 7,104 |
| Securities gains (losses) | $176,000 | 722 |
| Applicable income taxes | $-94,000 | 7,541 |
| Income before extraordinary items | $-56,000 | 6,681 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-56,000 | 6,682 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-56,000 | 6,682 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-168,640 | 6,900 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,827,000 | 2,023 |
| Total interest expense | $5,371,000 | 2,787 |
| Net interest income | $13,456,000 | 1,650 |
| Provision for loan and lease losses | $1,271,000 | 2,375 |
| Total noninterest income | $1,943,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $701,000 | 2,348 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,242,000 | 1,833 |
| Total noninterest expense | $11,146,000 | 1,741 |
| Salaries and employee benefits | $5,700,000 | 1,797 |
| Premises and equipment expense | $1,371,000 | 1,992 |
| Additional noninterest expense | $4,075,000 | 1,516 |
| Pre-tax net operating income | $2,982,000 | 1,807 |
| Securities gains (losses) | $-704,000 | 7,629 |
| Applicable income taxes | $597,000 | 1,674 |
| Income before extraordinary items | $1,681,000 | 2,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,681,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 3,153 |
| Cash dividends | $1,432,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,201,960 | 1,939 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,971,000 | 2,098 |
| Total interest expense | $4,111,000 | 2,843 |
| Net interest income | $9,860,000 | 1,706 |
| Provision for loan and lease losses | $67,000 | 5,615 |
| Total noninterest income | $1,495,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $549,000 | 2,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $946,000 | 1,898 |
| Total noninterest expense | $8,157,000 | 1,772 |
| Salaries and employee benefits | $4,203,000 | 1,848 |
| Premises and equipment expense | $1,025,000 | 1,991 |
| Additional noninterest expense | $2,929,000 | 1,525 |
| Pre-tax net operating income | $3,131,000 | 1,559 |
| Securities gains (losses) | $-704,000 | 7,841 |
| Applicable income taxes | $691,000 | 1,550 |
| Income before extraordinary items | $1,736,000 | 2,031 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,736,000 | 2,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 1,945 |
| Cash dividends | $510,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,242,880 | 1,700 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 2,143 |
| Total interest expense | $2,794,000 | 2,892 |
| Net interest income | $6,410,000 | 1,742 |
| Provision for loan and lease losses | $13,000 | 6,212 |
| Total noninterest income | $978,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $366,000 | 2,266 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $612,000 | 1,975 |
| Total noninterest expense | $5,334,000 | 1,807 |
| Salaries and employee benefits | $2,773,000 | 1,882 |
| Premises and equipment expense | $696,000 | 1,950 |
| Additional noninterest expense | $1,865,000 | 1,573 |
| Pre-tax net operating income | $2,041,000 | 1,666 |
| Securities gains (losses) | $53,000 | 1,405 |
| Applicable income taxes | $625,000 | 1,352 |
| Income before extraordinary items | $1,469,000 | 1,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,469,000 | 1,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,987 |
| Cash dividends | $510,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,431,900 | 1,848 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 2,186 |
| Total interest expense | $1,443,000 | 2,988 |
| Net interest income | $3,181,000 | 1,753 |
| Provision for loan and lease losses | $-41,000 | 8,421 |
| Total noninterest income | $466,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $174,000 | 2,329 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $292,000 | 2,010 |
| Total noninterest expense | $2,731,000 | 1,761 |
| Salaries and employee benefits | $1,419,000 | 1,857 |
| Premises and equipment expense | $358,000 | 1,899 |
| Additional noninterest expense | $954,000 | 1,508 |
| Pre-tax net operating income | $957,000 | 1,860 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $288,000 | 1,518 |
| Income before extraordinary items | $669,000 | 2,106 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $669,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,097 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $669,000 | 2,044 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,527,000 | 2,469 |
| Total interest expense | $5,447,000 | 3,245 |
| Net interest income | $11,080,000 | 2,050 |
| Provision for loan and lease losses | $292,000 | 3,255 |
| Total noninterest income | $2,299,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $623,000 | 2,600 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,676,000 | 1,552 |
| Total noninterest expense | $8,919,000 | 2,059 |
| Salaries and employee benefits | $4,425,000 | 2,278 |
| Premises and equipment expense | $1,239,000 | 2,097 |
| Additional noninterest expense | $3,255,000 | 1,710 |
| Pre-tax net operating income | $4,168,000 | 1,913 |
| Securities gains (losses) | $712,000 | 218 |
| Applicable income taxes | $1,533,000 | 1,402 |
| Income before extraordinary items | $3,347,000 | 1,865 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,347,000 | 1,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,097 |
| Cash dividends | $3,395,000 | 1,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,855,720 | 2,101 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,003,000 | 2,539 |
| Total interest expense | $3,994,000 | 3,289 |
| Net interest income | $8,009,000 | 2,129 |
| Provision for loan and lease losses | $97,000 | 4,161 |
| Total noninterest income | $1,828,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $454,000 | 2,639 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,374,000 | 1,464 |
| Total noninterest expense | $6,397,000 | 2,127 |
| Salaries and employee benefits | $3,008,000 | 2,486 |
| Premises and equipment expense | $866,000 | 2,238 |
| Additional noninterest expense | $2,523,000 | 1,613 |
| Pre-tax net operating income | $3,343,000 | 1,925 |
| Securities gains (losses) | $712,000 | 188 |
| Applicable income taxes | $1,284,000 | 1,374 |
| Income before extraordinary items | $2,771,000 | 1,820 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,771,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $3,395,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,286,840 | 2,116 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,434,000 | 2,719 |
| Total interest expense | $2,544,000 | 3,414 |
| Net interest income | $4,890,000 | 2,324 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $1,055,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $294,000 | 2,702 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $761,000 | 1,669 |
| Total noninterest expense | $3,852,000 | 2,368 |
| Salaries and employee benefits | $1,808,000 | 2,748 |
| Premises and equipment expense | $508,000 | 2,547 |
| Additional noninterest expense | $1,536,000 | 1,766 |
| Pre-tax net operating income | $2,063,000 | 2,099 |
| Securities gains (losses) | $710,000 | 148 |
| Applicable income taxes | $879,000 | 1,402 |
| Income before extraordinary items | $1,894,000 | 1,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,894,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $332,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,411,200 | 2,297 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 2,762 |
| Total interest expense | $1,258,000 | 3,418 |
| Net interest income | $2,379,000 | 2,388 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $409,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $137,000 | 2,783 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $272,000 | 2,097 |
| Total noninterest expense | $1,935,000 | 2,357 |
| Salaries and employee benefits | $902,000 | 2,785 |
| Premises and equipment expense | $248,000 | 2,603 |
| Additional noninterest expense | $785,000 | 1,708 |
| Pre-tax net operating income | $823,000 | 2,515 |
| Securities gains (losses) | $889,000 | 81 |
| Applicable income taxes | $547,000 | 1,205 |
| Income before extraordinary items | $1,165,000 | 1,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,165,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $332,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $560,480 | 2,771 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,674,000 | 2,763 |
| Total interest expense | $4,394,000 | 3,347 |
| Net interest income | $9,280,000 | 2,447 |
| Provision for loan and lease losses | $185,000 | 3,669 |
| Total noninterest income | $2,202,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $573,000 | 2,781 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,629,000 | 1,568 |
| Total noninterest expense | $7,999,000 | 2,210 |
| Salaries and employee benefits | $4,008,000 | 2,444 |
| Premises and equipment expense | $895,000 | 2,730 |
| Additional noninterest expense | $3,096,000 | 1,702 |
| Pre-tax net operating income | $3,298,000 | 2,607 |
| Securities gains (losses) | $23,000 | 872 |
| Applicable income taxes | $877,000 | 2,357 |
| Income before extraordinary items | $2,444,000 | 2,666 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,444,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,262 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,426,980 | 2,662 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,991,000 | 2,794 |
| Total interest expense | $3,175,000 | 3,345 |
| Net interest income | $6,816,000 | 2,519 |
| Provision for loan and lease losses | $209,000 | 2,807 |
| Total noninterest income | $1,761,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $437,000 | 2,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,324,000 | 1,483 |
| Total noninterest expense | $5,806,000 | 2,279 |
| Salaries and employee benefits | $2,905,000 | 2,505 |
| Premises and equipment expense | $672,000 | 2,737 |
| Additional noninterest expense | $2,229,000 | 1,751 |
| Pre-tax net operating income | $2,562,000 | 2,604 |
| Securities gains (losses) | $23,000 | 711 |
| Applicable income taxes | $689,000 | 2,400 |
| Income before extraordinary items | $1,896,000 | 2,687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,896,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,251 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,879,210 | 2,692 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,484,000 | 2,827 |
| Total interest expense | $2,046,000 | 3,317 |
| Net interest income | $4,438,000 | 2,574 |
| Provision for loan and lease losses | $134,000 | 2,849 |
| Total noninterest income | $977,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $301,000 | 2,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $676,000 | 1,806 |
| Total noninterest expense | $3,799,000 | 2,326 |
| Salaries and employee benefits | $1,951,000 | 2,495 |
| Premises and equipment expense | $439,000 | 2,776 |
| Additional noninterest expense | $1,409,000 | 1,855 |
| Pre-tax net operating income | $1,482,000 | 2,899 |
| Securities gains (losses) | $23,000 | 581 |
| Applicable income taxes | $372,000 | 2,726 |
| Income before extraordinary items | $1,133,000 | 2,918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,133,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,294 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,115,750 | 2,942 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 2,852 |
| Total interest expense | $983,000 | 3,296 |
| Net interest income | $2,168,000 | 2,607 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $420,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $142,000 | 2,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $278,000 | 2,044 |
| Total noninterest expense | $1,844,000 | 2,393 |
| Salaries and employee benefits | $966,000 | 2,526 |
| Premises and equipment expense | $221,000 | 2,771 |
| Additional noninterest expense | $657,000 | 1,978 |
| Pre-tax net operating income | $669,000 | 3,066 |
| Securities gains (losses) | $23,000 | 452 |
| Applicable income taxes | $164,000 | 2,899 |
| Income before extraordinary items | $528,000 | 3,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,138 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $510,520 | 3,090 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,892,000 | 2,735 |
| Total interest expense | $3,581,000 | 2,884 |
| Net interest income | $8,311,000 | 2,612 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $2,175,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $666,000 | 2,439 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,509,000 | 1,650 |
| Total noninterest expense | $7,975,000 | 2,091 |
| Salaries and employee benefits | $4,164,000 | 2,203 |
| Premises and equipment expense | $952,000 | 2,477 |
| Additional noninterest expense | $2,859,000 | 1,764 |
| Pre-tax net operating income | $2,461,000 | 3,194 |
| Securities gains (losses) | $-1,230,000 | 8,761 |
| Applicable income taxes | $232,000 | 4,465 |
| Income before extraordinary items | $999,000 | 4,848 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $999,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,558 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,995,300 | 3,068 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,635,000 | 2,756 |
| Total interest expense | $2,624,000 | 2,816 |
| Net interest income | $6,011,000 | 2,670 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $1,788,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $516,000 | 2,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,272,000 | 1,523 |
| Total noninterest expense | $5,870,000 | 2,110 |
| Salaries and employee benefits | $3,065,000 | 2,221 |
| Premises and equipment expense | $794,000 | 2,239 |
| Additional noninterest expense | $2,011,000 | 1,853 |
| Pre-tax net operating income | $1,879,000 | 3,195 |
| Securities gains (losses) | $-1,232,000 | 8,819 |
| Applicable income taxes | $93,000 | 5,323 |
| Income before extraordinary items | $554,000 | 5,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $554,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,613,520 | 2,913 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 2,746 |
| Total interest expense | $1,697,000 | 2,751 |
| Net interest income | $3,916,000 | 2,714 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $1,123,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $336,000 | 2,395 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $787,000 | 1,597 |
| Total noninterest expense | $3,709,000 | 2,213 |
| Salaries and employee benefits | $1,944,000 | 2,318 |
| Premises and equipment expense | $539,000 | 2,200 |
| Additional noninterest expense | $1,226,000 | 2,005 |
| Pre-tax net operating income | $1,280,000 | 3,102 |
| Securities gains (losses) | $-82,000 | 8,677 |
| Applicable income taxes | $302,000 | 3,095 |
| Income before extraordinary items | $896,000 | 3,371 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $896,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,359 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $957,500 | 3,141 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 2,816 |
| Total interest expense | $825,000 | 2,722 |
| Net interest income | $1,867,000 | 2,814 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $530,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $159,000 | 2,442 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $371,000 | 1,639 |
| Total noninterest expense | $1,838,000 | 2,258 |
| Salaries and employee benefits | $983,000 | 2,317 |
| Premises and equipment expense | $245,000 | 2,393 |
| Additional noninterest expense | $610,000 | 2,010 |
| Pre-tax net operating income | $559,000 | 3,395 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $421,000 | 3,494 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $421,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,576 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $421,000 | 3,453 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,915,000 | 2,857 |
| Total interest expense | $3,084,000 | 2,567 |
| Net interest income | $6,831,000 | 2,955 |
| Provision for loan and lease losses | $524,000 | 1,893 |
| Total noninterest income | $2,364,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $618,000 | 2,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,746,000 | 1,463 |
| Total noninterest expense | $7,439,000 | 2,136 |
| Salaries and employee benefits | $3,897,000 | 2,234 |
| Premises and equipment expense | $1,057,000 | 2,169 |
| Additional noninterest expense | $2,485,000 | 1,956 |
| Pre-tax net operating income | $1,232,000 | 4,730 |
| Securities gains (losses) | $83,000 | 1,372 |
| Applicable income taxes | $243,000 | 4,490 |
| Income before extraordinary items | $1,072,000 | 4,509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,072,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,708 |
| Cash dividends | $510,000 | 3,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,003,940 | 4,619 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 2,868 |
| Total interest expense | $2,296,000 | 2,546 |
| Net interest income | $5,008,000 | 2,993 |
| Provision for loan and lease losses | $399,000 | 1,786 |
| Total noninterest income | $2,068,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $452,000 | 2,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,616,000 | 1,256 |
| Total noninterest expense | $5,852,000 | 2,038 |
| Salaries and employee benefits | $3,032,000 | 2,148 |
| Premises and equipment expense | $790,000 | 2,170 |
| Additional noninterest expense | $2,030,000 | 1,772 |
| Pre-tax net operating income | $825,000 | 5,108 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $170,000 | 4,688 |
| Income before extraordinary items | $714,000 | 4,903 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $714,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 8,836 |
| Cash dividends | $510,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $666,210 | 4,994 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 2,933 |
| Total interest expense | $1,541,000 | 2,516 |
| Net interest income | $3,194,000 | 3,102 |
| Provision for loan and lease losses | $399,000 | 1,241 |
| Total noninterest income | $1,453,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $306,000 | 2,672 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,147,000 | 1,201 |
| Total noninterest expense | $3,802,000 | 2,099 |
| Salaries and employee benefits | $1,919,000 | 2,249 |
| Premises and equipment expense | $539,000 | 2,116 |
| Additional noninterest expense | $1,344,000 | 1,775 |
| Pre-tax net operating income | $446,000 | 5,598 |
| Securities gains (losses) | $59,000 | 1,356 |
| Applicable income taxes | $137,000 | 4,397 |
| Income before extraordinary items | $368,000 | 5,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $510,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $324,930 | 5,776 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 2,966 |
| Total interest expense | $772,000 | 2,532 |
| Net interest income | $1,576,000 | 3,138 |
| Provision for loan and lease losses | $392,000 | 636 |
| Total noninterest income | $649,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 2,684 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $499,000 | 1,296 |
| Total noninterest expense | $1,882,000 | 2,129 |
| Salaries and employee benefits | $927,000 | 2,339 |
| Premises and equipment expense | $263,000 | 2,185 |
| Additional noninterest expense | $692,000 | 1,716 |
| Pre-tax net operating income | $-49,000 | 8,721 |
| Securities gains (losses) | $59,000 | 1,102 |
| Applicable income taxes | $-45,000 | 8,960 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-4,000 | 8,566 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 3,039 |
| Total interest expense | $3,407,000 | 2,561 |
| Net interest income | $5,831,000 | 3,263 |
| Provision for loan and lease losses | $-250,000 | 9,097 |
| Total noninterest income | $3,354,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $605,000 | 2,673 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,749,000 | 1,154 |
| Total noninterest expense | $8,203,000 | 1,940 |
| Salaries and employee benefits | $3,926,000 | 2,164 |
| Premises and equipment expense | $843,000 | 2,629 |
| Additional noninterest expense | $3,434,000 | 1,424 |
| Pre-tax net operating income | $1,232,000 | 4,625 |
| Securities gains (losses) | $385,000 | 902 |
| Applicable income taxes | $446,000 | 3,584 |
| Income before extraordinary items | $1,171,000 | 4,197 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,171,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,199,000 | 800 |
| Cash dividends | $820,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $893,800 | 4,788 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,041 |
| Total interest expense | $2,616,000 | 2,590 |
| Net interest income | $4,416,000 | 3,253 |
| Provision for loan and lease losses | $-150,000 | 9,154 |
| Total noninterest income | $2,591,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $456,000 | 2,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,135,000 | 1,177 |
| Total noninterest expense | $6,329,000 | 1,879 |
| Salaries and employee benefits | $3,025,000 | 2,116 |
| Premises and equipment expense | $623,000 | 2,682 |
| Additional noninterest expense | $2,681,000 | 1,375 |
| Pre-tax net operating income | $828,000 | 5,040 |
| Securities gains (losses) | $312,000 | 934 |
| Applicable income taxes | $353,000 | 3,627 |
| Income before extraordinary items | $787,000 | 4,643 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $787,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 831 |
| Cash dividends | $320,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $571,720 | 5,335 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 3,025 |
| Total interest expense | $1,786,000 | 2,610 |
| Net interest income | $2,988,000 | 3,202 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,612,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $305,000 | 2,614 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,307,000 | 1,254 |
| Total noninterest expense | $4,207,000 | 1,874 |
| Salaries and employee benefits | $2,062,000 | 2,057 |
| Premises and equipment expense | $422,000 | 2,639 |
| Additional noninterest expense | $1,723,000 | 1,435 |
| Pre-tax net operating income | $393,000 | 5,910 |
| Securities gains (losses) | $302,000 | 802 |
| Applicable income taxes | $227,000 | 3,717 |
| Income before extraordinary items | $468,000 | 4,971 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $468,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 619 |
| Cash dividends | $320,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $265,660 | 6,182 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 2,940 |
| Total interest expense | $911,000 | 2,629 |
| Net interest income | $1,568,000 | 3,046 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $788,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $150,000 | 2,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $638,000 | 1,231 |
| Total noninterest expense | $2,181,000 | 1,804 |
| Salaries and employee benefits | $1,050,000 | 2,017 |
| Premises and equipment expense | $197,000 | 2,795 |
| Additional noninterest expense | $934,000 | 1,298 |
| Pre-tax net operating income | $175,000 | 6,160 |
| Securities gains (losses) | $184,000 | 691 |
| Applicable income taxes | $103,000 | 3,881 |
| Income before extraordinary items | $256,000 | 4,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $125,360 | 6,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,664,000 | 2,851 |
| Total interest expense | $4,372,000 | 2,546 |
| Net interest income | $6,292,000 | 3,014 |
| Provision for loan and lease losses | $553,000 | 2,211 |
| Total noninterest income | $2,551,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $659,000 | 2,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,892,000 | 1,375 |
| Total noninterest expense | $7,305,000 | 2,058 |
| Salaries and employee benefits | $3,757,000 | 2,127 |
| Premises and equipment expense | $902,000 | 2,404 |
| Additional noninterest expense | $2,646,000 | 1,766 |
| Pre-tax net operating income | $985,000 | 5,244 |
| Securities gains (losses) | $474,000 | 676 |
| Applicable income taxes | $385,000 | 3,960 |
| Income before extraordinary items | $1,074,000 | 4,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,074,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,500 |
| Cash dividends | $1,030,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $723,240 | 5,333 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,184,000 | 2,414 |
| Total interest expense | $6,539,000 | 2,457 |
| Net interest income | $7,645,000 | 2,343 |
| Provision for loan and lease losses | $1,697,000 | 807 |
| Total noninterest income | $2,274,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $707,000 | 2,124 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,567,000 | 1,477 |
| Total noninterest expense | $6,356,000 | 2,252 |
| Salaries and employee benefits | $3,214,000 | 2,331 |
| Premises and equipment expense | $744,000 | 2,806 |
| Additional noninterest expense | $2,398,000 | 1,888 |
| Pre-tax net operating income | $1,866,000 | 3,342 |
| Securities gains (losses) | $1,013,000 | 398 |
| Applicable income taxes | $560,000 | 3,106 |
| Income before extraordinary items | $2,319,000 | 2,236 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,319,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 1,353 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,498,470 | 3,125 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,155,000 | 2,645 |
| Total interest expense | $5,651,000 | 2,940 |
| Net interest income | $7,504,000 | 2,367 |
| Provision for loan and lease losses | $225,000 | 3,486 |
| Total noninterest income | $2,167,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $707,000 | 1,953 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,460,000 | 1,410 |
| Total noninterest expense | $5,672,000 | 2,416 |
| Salaries and employee benefits | $3,048,000 | 2,348 |
| Premises and equipment expense | $708,000 | 2,852 |
| Additional noninterest expense | $1,916,000 | 2,257 |
| Pre-tax net operating income | $3,774,000 | 1,938 |
| Securities gains (losses) | $70,000 | 646 |
| Applicable income taxes | $1,230,000 | 1,787 |
| Income before extraordinary items | $2,614,000 | 1,996 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,614,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,380 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,566,400 | 2,037 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,134,000 | 3,185 |
| Total interest expense | $3,597,000 | 3,951 |
| Net interest income | $6,537,000 | 2,689 |
| Provision for loan and lease losses | $257,000 | 3,002 |
| Total noninterest income | $2,224,000 | 1,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $639,000 | 2,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,585,000 | 1,349 |
| Total noninterest expense | $5,535,000 | 2,450 |
| Salaries and employee benefits | $3,149,000 | 2,230 |
| Premises and equipment expense | $670,000 | 2,972 |
| Additional noninterest expense | $1,716,000 | 2,521 |
| Pre-tax net operating income | $2,969,000 | 2,433 |
| Securities gains (losses) | $161,000 | 600 |
| Applicable income taxes | $987,000 | 2,238 |
| Income before extraordinary items | $2,143,000 | 2,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,143,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $1,360,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,033,520 | 2,518 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 3,592 |
| Total interest expense | $2,987,000 | 4,747 |
| Net interest income | $5,843,000 | 2,953 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $2,698,000 | 1,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,173,000 | 1,097 |
| Total noninterest expense | $5,487,000 | 2,393 |
| Salaries and employee benefits | $3,274,000 | 2,067 |
| Premises and equipment expense | $612,000 | 3,109 |
| Additional noninterest expense | $1,601,000 | 2,628 |
| Pre-tax net operating income | $2,964,000 | 2,410 |
| Securities gains (losses) | $204,000 | 910 |
| Applicable income taxes | $1,020,000 | 2,283 |
| Income before extraordinary items | $2,148,000 | 2,397 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,148,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,872 |
| Cash dividends | $1,630,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,009,280 | 2,456 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,366,000 | 3,812 |
| Total interest expense | $2,950,000 | 4,791 |
| Net interest income | $5,416,000 | 3,229 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,673,000 | 1,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,213,000 | 1,024 |
| Total noninterest expense | $5,075,000 | 2,525 |
| Salaries and employee benefits | $2,984,000 | 2,219 |
| Premises and equipment expense | $653,000 | 2,924 |
| Additional noninterest expense | $1,438,000 | 2,840 |
| Pre-tax net operating income | $3,014,000 | 2,484 |
| Securities gains (losses) | $62,000 | 1,215 |
| Applicable income taxes | $1,019,000 | 2,397 |
| Income before extraordinary items | $2,057,000 | 2,520 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,057,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 707 |
| Net operating income | $2,015,460 | 2,517 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,891,000 | 4,093 |
| Total interest expense | $2,862,000 | 4,983 |
| Net interest income | $5,029,000 | 3,512 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $2,631,000 | 1,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,141,000 | 1,098 |
| Total noninterest expense | $4,906,000 | 2,790 |
| Salaries and employee benefits | $2,826,000 | 2,352 |
| Premises and equipment expense | $590,000 | 3,260 |
| Additional noninterest expense | $1,490,000 | 3,141 |
| Pre-tax net operating income | $2,694,000 | 2,595 |
| Securities gains (losses) | $200,000 | 693 |
| Applicable income taxes | $982,000 | 2,390 |
| Income before extraordinary items | $1,912,000 | 2,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,912,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 628 |
| Net operating income | $1,780,000 | 2,680 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 4,217 |
| Total interest expense | $2,768,000 | 5,104 |
| Net interest income | $4,824,000 | 3,655 |
| Provision for loan and lease losses | $121,000 | 4,076 |
| Total noninterest income | $1,871,000 | 1,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,365,000 | 1,443 |
| Total noninterest expense | $4,552,000 | 2,955 |
| Salaries and employee benefits | $2,478,000 | 2,696 |
| Premises and equipment expense | $570,000 | 3,354 |
| Additional noninterest expense | $1,504,000 | 3,088 |
| Pre-tax net operating income | $2,022,000 | 3,461 |
| Securities gains (losses) | $86,000 | 1,031 |
| Applicable income taxes | $677,000 | 3,332 |
| Income before extraordinary items | $1,431,000 | 3,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,431,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $1,458,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 552 |
| Net operating income | $1,372,520 | 3,503 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,744 |
| Total interest expense | $1,533,000 | 6,797 |
| Net interest income | $3,378,000 | 5,092 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $1,377,000 | 2,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 1,744 |
| Total noninterest expense | $3,344,000 | 4,009 |
| Salaries and employee benefits | $1,809,000 | 3,599 |
| Premises and equipment expense | $364,000 | 4,945 |
| Additional noninterest expense | $1,171,000 | 4,139 |
| Pre-tax net operating income | $1,405,000 | 4,662 |
| Securities gains (losses) | $-34,000 | 10,758 |
| Applicable income taxes | $450,000 | 4,384 |
| Income before extraordinary items | $921,000 | 4,813 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $921,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $943,780 | 4,769 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 6,587 |
| Total interest expense | $1,408,000 | 7,514 |
| Net interest income | $2,833,000 | 5,918 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $1,411,000 | 2,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,196,000 | 1,816 |
| Total noninterest expense | $2,974,000 | 4,551 |
| Salaries and employee benefits | $1,634,000 | 3,952 |
| Premises and equipment expense | $314,000 | 5,635 |
| Additional noninterest expense | $1,026,000 | 4,810 |
| Pre-tax net operating income | $1,262,000 | 4,986 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $401,000 | 4,994 |
| Income before extraordinary items | $915,000 | 5,033 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $915,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $877,200 | 4,969 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 7,765 |
| Total interest expense | $1,395,000 | 8,875 |
| Net interest income | $2,412,000 | 6,769 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $897,000 | 3,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $722,000 | 2,471 |
| Total noninterest expense | $2,238,000 | 5,829 |
| Salaries and employee benefits | $1,249,000 | 4,985 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $1,008,000 | 5,583 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $313,000 | 5,758 |
| Income before extraordinary items | $701,000 | 5,915 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $701,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $696,860 | 5,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.