Home > North Brookfield Savings Bank > Income and Expense
North Brookfield Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,238,000 | 2,256 |
| Total interest expense | $5,162,000 | 1,983 |
| Net interest income | $10,076,000 | 2,378 |
| Provision for loan and lease losses | $146,000 | 2,218 |
| Total noninterest income | $2,087,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $769,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,318,000 | 2,011 |
| Total noninterest expense | $10,671,000 | 1,966 |
| Salaries and employee benefits | $5,593,000 | 2,044 |
| Premises and equipment expense | $1,511,000 | 1,530 |
| Additional noninterest expense | $1,318,000 | 2,011 |
| Pre-tax net operating income | $1,346,000 | 3,349 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $262,000 | 2,314 |
| Income before extraordinary items | $1,084,000 | 3,396 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,084,000 | 3,433 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,084,000 | 3,398 |
| Net charge-offs | $2,000 | 2,745 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,084,000 | 3,418 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,267,000 | 2,247 |
| Total interest expense | $3,439,000 | 2,002 |
| Net interest income | $7,828,000 | 2,339 |
| Provision for loan and lease losses | $91,000 | 2,169 |
| Total noninterest income | $1,543,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $559,000 | 1,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $984,000 | 2,008 |
| Total noninterest expense | $8,140,000 | 1,938 |
| Salaries and employee benefits | $4,311,000 | 2,012 |
| Premises and equipment expense | $1,143,000 | 1,515 |
| Additional noninterest expense | $984,000 | 2,008 |
| Pre-tax net operating income | $1,140,000 | 3,316 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $215,000 | 2,311 |
| Income before extraordinary items | $925,000 | 3,365 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $925,000 | 3,397 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $925,000 | 3,365 |
| Net charge-offs | $3,000 | 2,411 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $925,000 | 3,386 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,181,000 | 2,292 |
| Total interest expense | $1,915,000 | 2,073 |
| Net interest income | $5,266,000 | 2,347 |
| Provision for loan and lease losses | $128,000 | 1,665 |
| Total noninterest income | $1,020,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $368,000 | 1,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 1,929 |
| Total noninterest expense | $5,497,000 | 1,906 |
| Salaries and employee benefits | $3,049,000 | 1,935 |
| Premises and equipment expense | $794,000 | 1,466 |
| Additional noninterest expense | $652,000 | 1,926 |
| Pre-tax net operating income | $661,000 | 3,483 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $116,000 | 2,472 |
| Income before extraordinary items | $545,000 | 3,512 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $545,000 | 3,547 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $545,000 | 3,511 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $545,000 | 3,527 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 2,336 |
| Total interest expense | $729,000 | 2,191 |
| Net interest income | $2,706,000 | 2,305 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $498,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $181,000 | 1,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 1,952 |
| Total noninterest expense | $2,800,000 | 1,904 |
| Salaries and employee benefits | $1,581,000 | 1,922 |
| Premises and equipment expense | $433,000 | 1,396 |
| Additional noninterest expense | $317,000 | 1,952 |
| Pre-tax net operating income | $374,000 | 3,424 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $71,000 | 2,386 |
| Income before extraordinary items | $303,000 | 3,472 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $303,000 | 3,470 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $303,000 | 3,472 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $303,000 | 3,499 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,357,000 | 2,352 |
| Total interest expense | $568,000 | 3,097 |
| Net interest income | $10,789,000 | 2,272 |
| Provision for loan and lease losses | $246,000 | 1,670 |
| Total noninterest income | $1,986,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $715,000 | 1,321 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,271,000 | 2,078 |
| Total noninterest expense | $11,044,000 | 1,873 |
| Salaries and employee benefits | $6,390,000 | 1,874 |
| Premises and equipment expense | $1,567,000 | 1,491 |
| Additional noninterest expense | $1,271,000 | 2,078 |
| Pre-tax net operating income | $1,485,000 | 3,440 |
| Securities gains (losses) | $46,000 | 246 |
| Applicable income taxes | $307,000 | 2,400 |
| Income before extraordinary items | $1,224,000 | 3,480 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,224,000 | 3,478 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,224,000 | 3,479 |
| Net charge-offs | $4,000 | 2,370 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,187,200 | 3,526 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 2,354 |
| Total interest expense | $254,000 | 3,488 |
| Net interest income | $7,969,000 | 2,254 |
| Provision for loan and lease losses | $151,000 | 1,625 |
| Total noninterest income | $1,488,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $535,000 | 1,334 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $953,000 | 2,101 |
| Total noninterest expense | $8,350,000 | 1,868 |
| Salaries and employee benefits | $4,861,000 | 1,845 |
| Premises and equipment expense | $1,187,000 | 1,486 |
| Additional noninterest expense | $953,000 | 2,101 |
| Pre-tax net operating income | $956,000 | 3,590 |
| Securities gains (losses) | $46,000 | 249 |
| Applicable income taxes | $187,000 | 2,522 |
| Income before extraordinary items | $815,000 | 3,580 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $815,000 | 3,578 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $815,000 | 3,579 |
| Net charge-offs | $4,000 | 2,057 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $777,740 | 3,643 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 2,335 |
| Total interest expense | $145,000 | 3,566 |
| Net interest income | $5,234,000 | 2,250 |
| Provision for loan and lease losses | $58,000 | 1,869 |
| Total noninterest income | $965,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $331,000 | 1,391 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $634,000 | 2,135 |
| Total noninterest expense | $5,645,000 | 1,845 |
| Salaries and employee benefits | $3,274,000 | 1,827 |
| Premises and equipment expense | $819,000 | 1,439 |
| Additional noninterest expense | $1,552,000 | 1,943 |
| Pre-tax net operating income | $496,000 | 3,705 |
| Securities gains (losses) | $42,000 | 234 |
| Applicable income taxes | $90,000 | 2,624 |
| Income before extraordinary items | $448,000 | 3,639 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $448,000 | 3,637 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $448,000 | 3,639 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $413,140 | 3,745 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 2,353 |
| Total interest expense | $75,000 | 3,510 |
| Net interest income | $2,518,000 | 2,262 |
| Provision for loan and lease losses | $-15,000 | 4,426 |
| Total noninterest income | $469,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $160,000 | 1,424 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $309,000 | 2,149 |
| Total noninterest expense | $2,858,000 | 1,814 |
| Salaries and employee benefits | $1,601,000 | 1,850 |
| Premises and equipment expense | $429,000 | 1,380 |
| Additional noninterest expense | $828,000 | 1,822 |
| Pre-tax net operating income | $144,000 | 3,961 |
| Securities gains (losses) | $41,000 | 222 |
| Applicable income taxes | $21,000 | 2,899 |
| Income before extraordinary items | $164,000 | 3,780 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $164,000 | 3,778 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $164,000 | 3,780 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $127,510 | 3,975 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,901,000 | 2,345 |
| Total interest expense | $524,000 | 3,109 |
| Net interest income | $10,377,000 | 2,274 |
| Provision for loan and lease losses | $-189,000 | 4,305 |
| Total noninterest income | $1,930,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $618,000 | 1,380 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,312,000 | 2,364 |
| Total noninterest expense | $10,015,000 | 1,977 |
| Salaries and employee benefits | $5,404,000 | 2,076 |
| Premises and equipment expense | $1,496,000 | 1,521 |
| Additional noninterest expense | $3,115,000 | 1,919 |
| Pre-tax net operating income | $2,481,000 | 2,900 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $585,000 | 1,989 |
| Income before extraordinary items | $1,896,000 | 3,098 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,896,000 | 3,098 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,896,000 | 3,098 |
| Net charge-offs | $-13,000 | 3,724 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,896,000 | 3,072 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,248,000 | 2,383 |
| Total interest expense | $425,000 | 3,091 |
| Net interest income | $7,823,000 | 2,306 |
| Provision for loan and lease losses | $-189,000 | 4,443 |
| Total noninterest income | $1,420,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $434,000 | 1,434 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $986,000 | 2,405 |
| Total noninterest expense | $7,696,000 | 1,950 |
| Salaries and employee benefits | $4,334,000 | 1,983 |
| Premises and equipment expense | $1,116,000 | 1,557 |
| Additional noninterest expense | $2,246,000 | 1,987 |
| Pre-tax net operating income | $1,736,000 | 3,095 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $410,000 | 2,103 |
| Income before extraordinary items | $1,326,000 | 3,273 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,326,000 | 3,272 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,326,000 | 3,273 |
| Net charge-offs | $-13,000 | 3,747 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,326,000 | 3,254 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 2,381 |
| Total interest expense | $312,000 | 3,027 |
| Net interest income | $5,157,000 | 2,305 |
| Provision for loan and lease losses | $-151,000 | 4,516 |
| Total noninterest income | $918,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $270,000 | 1,464 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $648,000 | 2,382 |
| Total noninterest expense | $5,060,000 | 1,959 |
| Salaries and employee benefits | $2,815,000 | 2,006 |
| Premises and equipment expense | $745,000 | 1,555 |
| Additional noninterest expense | $1,500,000 | 1,966 |
| Pre-tax net operating income | $1,166,000 | 3,077 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $277,000 | 2,080 |
| Income before extraordinary items | $889,000 | 3,270 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $889,000 | 3,269 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $889,000 | 3,270 |
| Net charge-offs | $-13,000 | 3,908 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $889,000 | 3,243 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 2,345 |
| Total interest expense | $184,000 | 2,873 |
| Net interest income | $2,596,000 | 2,263 |
| Provision for loan and lease losses | $-37,000 | 4,613 |
| Total noninterest income | $446,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $132,000 | 1,476 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $314,000 | 2,406 |
| Total noninterest expense | $2,435,000 | 1,995 |
| Salaries and employee benefits | $1,314,000 | 2,098 |
| Premises and equipment expense | $410,000 | 1,459 |
| Additional noninterest expense | $711,000 | 2,014 |
| Pre-tax net operating income | $644,000 | 2,956 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $157,000 | 1,979 |
| Income before extraordinary items | $487,000 | 3,145 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $487,000 | 3,144 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $487,000 | 3,145 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $487,000 | 3,121 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,348,000 | 2,327 |
| Total interest expense | $1,917,000 | 2,027 |
| Net interest income | $9,431,000 | 2,356 |
| Provision for loan and lease losses | $11,000 | 4,213 |
| Total noninterest income | $1,953,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $596,000 | 1,419 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,357,000 | 2,166 |
| Total noninterest expense | $10,164,000 | 1,943 |
| Salaries and employee benefits | $5,836,000 | 1,938 |
| Premises and equipment expense | $1,456,000 | 1,544 |
| Additional noninterest expense | $2,872,000 | 1,988 |
| Pre-tax net operating income | $1,209,000 | 3,531 |
| Securities gains (losses) | $443,000 | 648 |
| Applicable income taxes | $318,000 | 2,262 |
| Income before extraordinary items | $1,334,000 | 3,317 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,334,000 | 3,316 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,334,000 | 3,317 |
| Net charge-offs | $1,000 | 3,386 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $975,170 | 3,621 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 2,345 |
| Total interest expense | $1,591,000 | 1,988 |
| Net interest income | $6,906,000 | 2,388 |
| Provision for loan and lease losses | $1,000 | 4,226 |
| Total noninterest income | $1,485,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $441,000 | 1,435 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,044,000 | 2,100 |
| Total noninterest expense | $7,370,000 | 1,961 |
| Salaries and employee benefits | $4,192,000 | 1,974 |
| Premises and equipment expense | $1,087,000 | 1,549 |
| Additional noninterest expense | $2,091,000 | 2,008 |
| Pre-tax net operating income | $1,020,000 | 3,428 |
| Securities gains (losses) | $387,000 | 580 |
| Applicable income taxes | $288,000 | 2,121 |
| Income before extraordinary items | $1,119,000 | 3,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,119,000 | 3,209 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,119,000 | 3,210 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $809,400 | 3,541 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 2,361 |
| Total interest expense | $1,134,000 | 2,003 |
| Net interest income | $4,567,000 | 2,416 |
| Provision for loan and lease losses | $44,000 | 3,531 |
| Total noninterest income | $1,018,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $299,000 | 1,431 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $719,000 | 2,010 |
| Total noninterest expense | $4,867,000 | 1,970 |
| Salaries and employee benefits | $2,712,000 | 2,021 |
| Premises and equipment expense | $736,000 | 1,533 |
| Additional noninterest expense | $1,419,000 | 1,974 |
| Pre-tax net operating income | $674,000 | 3,431 |
| Securities gains (losses) | $275,000 | 582 |
| Applicable income taxes | $189,000 | 2,107 |
| Income before extraordinary items | $760,000 | 3,173 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $760,000 | 3,172 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $760,000 | 3,173 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $540,000 | 3,519 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 2,340 |
| Total interest expense | $615,000 | 2,019 |
| Net interest income | $2,244,000 | 2,408 |
| Provision for loan and lease losses | $4,000 | 3,601 |
| Total noninterest income | $456,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $183,000 | 1,393 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $273,000 | 2,102 |
| Total noninterest expense | $2,451,000 | 1,972 |
| Salaries and employee benefits | $1,385,000 | 2,000 |
| Premises and equipment expense | $372,000 | 1,533 |
| Additional noninterest expense | $694,000 | 2,032 |
| Pre-tax net operating income | $245,000 | 3,617 |
| Securities gains (losses) | $221,000 | 348 |
| Applicable income taxes | $89,000 | 2,041 |
| Income before extraordinary items | $377,000 | 2,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $377,000 | 2,996 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $377,000 | 2,996 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $197,990 | 3,693 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,731,000 | 2,326 |
| Total interest expense | $2,729,000 | 1,924 |
| Net interest income | $9,002,000 | 2,427 |
| Provision for loan and lease losses | $103,000 | 2,917 |
| Total noninterest income | $1,974,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $763,000 | 1,396 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,211,000 | 2,034 |
| Total noninterest expense | $9,671,000 | 1,973 |
| Salaries and employee benefits | $5,454,000 | 1,984 |
| Premises and equipment expense | $1,415,000 | 1,579 |
| Additional noninterest expense | $2,802,000 | 2,034 |
| Pre-tax net operating income | $1,202,000 | 3,671 |
| Securities gains (losses) | $106,000 | 905 |
| Applicable income taxes | $202,000 | 2,629 |
| Income before extraordinary items | $1,106,000 | 3,657 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,106,000 | 3,657 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,106,000 | 3,658 |
| Net charge-offs | $31,000 | 2,913 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,015,900 | 3,727 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,739,000 | 2,366 |
| Total interest expense | $2,032,000 | 1,952 |
| Net interest income | $6,707,000 | 2,469 |
| Provision for loan and lease losses | $131,000 | 2,400 |
| Total noninterest income | $1,501,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $566,000 | 1,411 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $935,000 | 2,003 |
| Total noninterest expense | $7,221,000 | 1,981 |
| Salaries and employee benefits | $4,112,000 | 1,980 |
| Premises and equipment expense | $1,059,000 | 1,592 |
| Additional noninterest expense | $2,050,000 | 2,081 |
| Pre-tax net operating income | $856,000 | 3,808 |
| Securities gains (losses) | $116,000 | 728 |
| Applicable income taxes | $141,000 | 2,727 |
| Income before extraordinary items | $831,000 | 3,752 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $831,000 | 3,751 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $831,000 | 3,752 |
| Net charge-offs | $14,000 | 2,849 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $732,400 | 3,865 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 2,371 |
| Total interest expense | $1,318,000 | 1,967 |
| Net interest income | $4,473,000 | 2,469 |
| Provision for loan and lease losses | $45,000 | 2,856 |
| Total noninterest income | $912,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $359,000 | 1,448 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $553,000 | 2,089 |
| Total noninterest expense | $4,855,000 | 1,977 |
| Salaries and employee benefits | $2,775,000 | 1,967 |
| Premises and equipment expense | $709,000 | 1,595 |
| Additional noninterest expense | $1,371,000 | 2,084 |
| Pre-tax net operating income | $485,000 | 4,015 |
| Securities gains (losses) | $58,000 | 702 |
| Applicable income taxes | $69,000 | 2,924 |
| Income before extraordinary items | $474,000 | 3,926 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $474,000 | 3,924 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $474,000 | 3,925 |
| Net charge-offs | $6,000 | 2,766 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $423,540 | 4,034 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 2,382 |
| Total interest expense | $632,000 | 1,994 |
| Net interest income | $2,246,000 | 2,478 |
| Provision for loan and lease losses | $12,000 | 3,026 |
| Total noninterest income | $445,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $176,000 | 1,469 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $269,000 | 2,075 |
| Total noninterest expense | $2,426,000 | 1,982 |
| Salaries and employee benefits | $1,440,000 | 1,933 |
| Premises and equipment expense | $369,000 | 1,560 |
| Additional noninterest expense | $617,000 | 2,237 |
| Pre-tax net operating income | $253,000 | 3,973 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $35,000 | 2,876 |
| Income before extraordinary items | $222,000 | 3,992 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $222,000 | 3,990 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $222,000 | 3,991 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $218,560 | 4,007 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,116,000 | 2,345 |
| Total interest expense | $1,852,000 | 2,032 |
| Net interest income | $9,264,000 | 2,391 |
| Provision for loan and lease losses | $17,000 | 3,876 |
| Total noninterest income | $1,915,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $794,000 | 1,382 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,121,000 | 2,115 |
| Total noninterest expense | $9,498,000 | 1,979 |
| Salaries and employee benefits | $5,522,000 | 1,945 |
| Premises and equipment expense | $1,384,000 | 1,618 |
| Additional noninterest expense | $2,592,000 | 2,165 |
| Pre-tax net operating income | $1,664,000 | 3,380 |
| Securities gains (losses) | $47,000 | 433 |
| Applicable income taxes | $306,000 | 2,378 |
| Income before extraordinary items | $1,405,000 | 3,447 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,405,000 | 3,445 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,405,000 | 3,446 |
| Net charge-offs | $34,000 | 2,836 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,366,460 | 3,505 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,240,000 | 2,357 |
| Total interest expense | $1,264,000 | 2,086 |
| Net interest income | $6,976,000 | 2,389 |
| Provision for loan and lease losses | $38,000 | 3,372 |
| Total noninterest income | $1,417,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $584,000 | 1,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $833,000 | 2,156 |
| Total noninterest expense | $7,168,000 | 1,973 |
| Salaries and employee benefits | $4,171,000 | 1,918 |
| Premises and equipment expense | $1,044,000 | 1,619 |
| Additional noninterest expense | $1,953,000 | 2,152 |
| Pre-tax net operating income | $1,187,000 | 3,516 |
| Securities gains (losses) | $47,000 | 430 |
| Applicable income taxes | $214,000 | 2,491 |
| Income before extraordinary items | $1,020,000 | 3,540 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,020,000 | 3,539 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,020,000 | 3,539 |
| Net charge-offs | $27,000 | 2,553 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $980,990 | 3,607 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 2,368 |
| Total interest expense | $770,000 | 2,141 |
| Net interest income | $4,648,000 | 2,375 |
| Provision for loan and lease losses | $-8,000 | 5,294 |
| Total noninterest income | $949,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $388,000 | 1,409 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $561,000 | 2,141 |
| Total noninterest expense | $4,822,000 | 1,971 |
| Salaries and employee benefits | $2,826,000 | 1,912 |
| Premises and equipment expense | $709,000 | 1,599 |
| Additional noninterest expense | $1,287,000 | 2,182 |
| Pre-tax net operating income | $783,000 | 3,508 |
| Securities gains (losses) | $47,000 | 349 |
| Applicable income taxes | $143,000 | 2,468 |
| Income before extraordinary items | $687,000 | 3,531 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $687,000 | 3,530 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $687,000 | 3,530 |
| Net charge-offs | $25,000 | 2,124 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $647,990 | 3,611 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,398 |
| Total interest expense | $357,000 | 2,184 |
| Net interest income | $2,298,000 | 2,403 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $468,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $195,000 | 1,413 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $273,000 | 2,129 |
| Total noninterest expense | $2,402,000 | 1,986 |
| Salaries and employee benefits | $1,414,000 | 1,933 |
| Premises and equipment expense | $381,000 | 1,527 |
| Additional noninterest expense | $607,000 | 2,256 |
| Pre-tax net operating income | $364,000 | 3,569 |
| Securities gains (losses) | $47,000 | 237 |
| Applicable income taxes | $68,000 | 2,474 |
| Income before extraordinary items | $343,000 | 3,489 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $343,000 | 3,488 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $343,000 | 3,489 |
| Net charge-offs | $26,000 | 1,526 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $303,990 | 3,665 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 2,405 |
| Total interest expense | $1,331,000 | 2,098 |
| Net interest income | $8,892,000 | 2,435 |
| Provision for loan and lease losses | $197,000 | 2,402 |
| Total noninterest income | $1,981,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $808,000 | 1,404 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,173,000 | 2,089 |
| Total noninterest expense | $9,006,000 | 2,079 |
| Salaries and employee benefits | $5,044,000 | 2,072 |
| Premises and equipment expense | $1,374,000 | 1,641 |
| Additional noninterest expense | $2,588,000 | 2,204 |
| Pre-tax net operating income | $1,670,000 | 3,387 |
| Securities gains (losses) | $116,000 | 575 |
| Applicable income taxes | $1,355,000 | 1,616 |
| Income before extraordinary items | $431,000 | 4,608 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $431,000 | 4,608 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $431,000 | 4,608 |
| Net charge-offs | $78,000 | 2,649 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $356,760 | 4,733 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 2,434 |
| Total interest expense | $972,000 | 2,121 |
| Net interest income | $6,612,000 | 2,463 |
| Provision for loan and lease losses | $160,000 | 2,233 |
| Total noninterest income | $1,425,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $605,000 | 1,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $820,000 | 2,220 |
| Total noninterest expense | $6,525,000 | 2,143 |
| Salaries and employee benefits | $3,542,000 | 2,174 |
| Premises and equipment expense | $1,041,000 | 1,627 |
| Additional noninterest expense | $1,942,000 | 2,187 |
| Pre-tax net operating income | $1,352,000 | 3,339 |
| Securities gains (losses) | $133,000 | 483 |
| Applicable income taxes | $372,000 | 2,318 |
| Income before extraordinary items | $1,113,000 | 3,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,113,000 | 3,345 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,113,000 | 3,346 |
| Net charge-offs | $25,000 | 2,878 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,013,250 | 3,499 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 2,437 |
| Total interest expense | $634,000 | 2,123 |
| Net interest income | $4,351,000 | 2,469 |
| Provision for loan and lease losses | $122,000 | 2,036 |
| Total noninterest income | $942,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $399,000 | 1,416 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $543,000 | 2,229 |
| Total noninterest expense | $4,381,000 | 2,133 |
| Salaries and employee benefits | $2,358,000 | 2,197 |
| Premises and equipment expense | $704,000 | 1,613 |
| Additional noninterest expense | $1,319,000 | 2,144 |
| Pre-tax net operating income | $790,000 | 3,485 |
| Securities gains (losses) | $133,000 | 356 |
| Applicable income taxes | $216,000 | 2,409 |
| Income before extraordinary items | $707,000 | 3,390 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $707,000 | 3,389 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $707,000 | 3,390 |
| Net charge-offs | $21,000 | 2,549 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $604,590 | 3,628 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 2,455 |
| Total interest expense | $306,000 | 2,134 |
| Net interest income | $2,157,000 | 2,488 |
| Provision for loan and lease losses | $-34,000 | 5,696 |
| Total noninterest income | $460,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $184,000 | 1,504 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $276,000 | 2,204 |
| Total noninterest expense | $2,208,000 | 2,147 |
| Salaries and employee benefits | $1,194,000 | 2,211 |
| Premises and equipment expense | $317,000 | 1,806 |
| Additional noninterest expense | $697,000 | 2,050 |
| Pre-tax net operating income | $443,000 | 3,282 |
| Securities gains (losses) | $131,000 | 199 |
| Applicable income taxes | $146,000 | 2,135 |
| Income before extraordinary items | $428,000 | 3,006 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $428,000 | 3,006 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $428,000 | 3,006 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $329,750 | 3,451 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,848,000 | 2,431 |
| Total interest expense | $1,156,000 | 2,199 |
| Net interest income | $8,692,000 | 2,451 |
| Provision for loan and lease losses | $255,000 | 2,160 |
| Total noninterest income | $2,093,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $752,000 | 1,522 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,341,000 | 2,035 |
| Total noninterest expense | $8,613,000 | 2,162 |
| Salaries and employee benefits | $4,775,000 | 2,164 |
| Premises and equipment expense | $1,154,000 | 1,927 |
| Additional noninterest expense | $2,684,000 | 2,169 |
| Pre-tax net operating income | $1,917,000 | 3,133 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $369,000 | 2,511 |
| Income before extraordinary items | $1,548,000 | 3,234 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,548,000 | 3,234 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,548,000 | 3,234 |
| Net charge-offs | $29,000 | 3,469 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,548,000 | 3,183 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 2,446 |
| Total interest expense | $854,000 | 2,215 |
| Net interest income | $6,505,000 | 2,458 |
| Provision for loan and lease losses | $187,000 | 2,108 |
| Total noninterest income | $1,442,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $550,000 | 1,552 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $892,000 | 2,181 |
| Total noninterest expense | $6,161,000 | 2,240 |
| Salaries and employee benefits | $3,310,000 | 2,302 |
| Premises and equipment expense | $870,000 | 1,923 |
| Additional noninterest expense | $1,981,000 | 2,202 |
| Pre-tax net operating income | $1,599,000 | 3,004 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $395,000 | 2,251 |
| Income before extraordinary items | $1,204,000 | 3,203 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,204,000 | 3,203 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,204,000 | 3,203 |
| Net charge-offs | $22,000 | 3,105 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,204,000 | 3,138 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 2,462 |
| Total interest expense | $559,000 | 2,252 |
| Net interest income | $4,314,000 | 2,473 |
| Provision for loan and lease losses | $96,000 | 2,359 |
| Total noninterest income | $938,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $352,000 | 1,593 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $586,000 | 2,177 |
| Total noninterest expense | $4,017,000 | 2,293 |
| Salaries and employee benefits | $2,132,000 | 2,380 |
| Premises and equipment expense | $583,000 | 1,906 |
| Additional noninterest expense | $1,302,000 | 2,237 |
| Pre-tax net operating income | $1,139,000 | 2,848 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $292,000 | 2,156 |
| Income before extraordinary items | $847,000 | 3,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $847,000 | 3,077 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $847,000 | 3,077 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $847,000 | 3,014 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 2,519 |
| Total interest expense | $274,000 | 2,288 |
| Net interest income | $2,098,000 | 2,536 |
| Provision for loan and lease losses | $33,000 | 2,469 |
| Total noninterest income | $454,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $171,000 | 1,618 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $283,000 | 2,164 |
| Total noninterest expense | $1,982,000 | 2,326 |
| Salaries and employee benefits | $1,048,000 | 2,432 |
| Premises and equipment expense | $294,000 | 1,904 |
| Additional noninterest expense | $640,000 | 2,259 |
| Pre-tax net operating income | $537,000 | 2,912 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $133,000 | 2,203 |
| Income before extraordinary items | $404,000 | 3,119 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $404,000 | 3,117 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $404,000 | 3,118 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $404,000 | 3,059 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 2,486 |
| Total interest expense | $1,115,000 | 2,237 |
| Net interest income | $8,316,000 | 2,507 |
| Provision for loan and lease losses | $210,000 | 2,273 |
| Total noninterest income | $1,744,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $706,000 | 1,640 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,038,000 | 2,331 |
| Total noninterest expense | $8,345,000 | 2,213 |
| Salaries and employee benefits | $4,563,000 | 2,218 |
| Premises and equipment expense | $1,120,000 | 1,996 |
| Additional noninterest expense | $2,662,000 | 2,212 |
| Pre-tax net operating income | $1,505,000 | 3,491 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $284,000 | 2,709 |
| Income before extraordinary items | $1,221,000 | 3,600 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,221,000 | 3,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,221,000 | 3,600 |
| Net charge-offs | $52,000 | 3,211 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,221,000 | 3,548 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,065,000 | 2,504 |
| Total interest expense | $829,000 | 2,283 |
| Net interest income | $6,236,000 | 2,518 |
| Provision for loan and lease losses | $163,000 | 2,190 |
| Total noninterest income | $1,299,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $520,000 | 1,670 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $779,000 | 2,352 |
| Total noninterest expense | $5,969,000 | 2,305 |
| Salaries and employee benefits | $3,167,000 | 2,370 |
| Premises and equipment expense | $856,000 | 1,988 |
| Additional noninterest expense | $1,946,000 | 2,259 |
| Pre-tax net operating income | $1,403,000 | 3,196 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $316,000 | 2,435 |
| Income before extraordinary items | $1,087,000 | 3,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,087,000 | 3,354 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,087,000 | 3,355 |
| Net charge-offs | $46,000 | 2,832 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,087,000 | 3,304 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 2,496 |
| Total interest expense | $546,000 | 2,309 |
| Net interest income | $4,198,000 | 2,490 |
| Provision for loan and lease losses | $145,000 | 1,868 |
| Total noninterest income | $817,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $332,000 | 1,705 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $485,000 | 2,445 |
| Total noninterest expense | $3,949,000 | 2,326 |
| Salaries and employee benefits | $2,077,000 | 2,430 |
| Premises and equipment expense | $597,000 | 1,922 |
| Additional noninterest expense | $1,275,000 | 2,312 |
| Pre-tax net operating income | $921,000 | 3,217 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $205,000 | 2,459 |
| Income before extraordinary items | $716,000 | 3,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $716,000 | 3,369 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $716,000 | 3,370 |
| Net charge-offs | $42,000 | 2,461 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $716,000 | 3,307 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 2,512 |
| Total interest expense | $272,000 | 2,337 |
| Net interest income | $2,087,000 | 2,498 |
| Provision for loan and lease losses | $44,000 | 2,273 |
| Total noninterest income | $425,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $161,000 | 1,740 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $264,000 | 2,280 |
| Total noninterest expense | $2,014,000 | 2,291 |
| Salaries and employee benefits | $1,055,000 | 2,401 |
| Premises and equipment expense | $332,000 | 1,771 |
| Additional noninterest expense | $627,000 | 2,318 |
| Pre-tax net operating income | $454,000 | 3,172 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $99,000 | 2,453 |
| Income before extraordinary items | $355,000 | 3,351 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $355,000 | 3,354 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $355,000 | 3,354 |
| Net charge-offs | $41,000 | 1,702 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $355,000 | 3,266 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,408,000 | 2,779 |
| Total interest expense | $1,049,000 | 2,509 |
| Net interest income | $7,359,000 | 2,791 |
| Provision for loan and lease losses | $98,000 | 3,257 |
| Total noninterest income | $1,711,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $697,000 | 1,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,014,000 | 2,314 |
| Total noninterest expense | $7,149,000 | 2,576 |
| Salaries and employee benefits | $3,603,000 | 2,709 |
| Premises and equipment expense | $972,000 | 2,296 |
| Additional noninterest expense | $2,574,000 | 2,358 |
| Pre-tax net operating income | $1,823,000 | 3,152 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $355,000 | 2,503 |
| Income before extraordinary items | $1,469,000 | 3,276 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,469,000 | 3,277 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,469,000 | 3,277 |
| Net charge-offs | $27,000 | 4,148 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,468,190 | 3,227 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 2,886 |
| Total interest expense | $773,000 | 2,566 |
| Net interest income | $5,336,000 | 2,878 |
| Provision for loan and lease losses | $41,000 | 3,573 |
| Total noninterest income | $1,327,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $510,000 | 1,803 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $817,000 | 2,230 |
| Total noninterest expense | $5,252,000 | 2,607 |
| Salaries and employee benefits | $2,683,000 | 2,727 |
| Premises and equipment expense | $688,000 | 2,431 |
| Additional noninterest expense | $1,881,000 | 2,392 |
| Pre-tax net operating income | $1,370,000 | 3,204 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $252,000 | 2,605 |
| Income before extraordinary items | $1,119,000 | 3,280 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,119,000 | 3,280 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,119,000 | 3,281 |
| Net charge-offs | $22,000 | 3,790 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,118,180 | 3,249 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 3,033 |
| Total interest expense | $501,000 | 2,628 |
| Net interest income | $3,270,000 | 3,063 |
| Provision for loan and lease losses | $-36,000 | 6,271 |
| Total noninterest income | $827,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $303,000 | 1,937 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $524,000 | 2,253 |
| Total noninterest expense | $3,289,000 | 2,761 |
| Salaries and employee benefits | $1,707,000 | 2,833 |
| Premises and equipment expense | $411,000 | 2,661 |
| Additional noninterest expense | $1,171,000 | 2,545 |
| Pre-tax net operating income | $844,000 | 3,271 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $135,000 | 2,766 |
| Income before extraordinary items | $710,000 | 3,308 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $710,000 | 3,314 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $710,000 | 3,314 |
| Net charge-offs | $15,000 | 3,541 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $709,160 | 3,271 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,116 |
| Total interest expense | $245,000 | 2,715 |
| Net interest income | $1,587,000 | 3,143 |
| Provision for loan and lease losses | $26,000 | 2,789 |
| Total noninterest income | $327,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $128,000 | 2,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $199,000 | 2,561 |
| Total noninterest expense | $1,601,000 | 2,841 |
| Salaries and employee benefits | $822,000 | 2,933 |
| Premises and equipment expense | $212,000 | 2,647 |
| Additional noninterest expense | $567,000 | 2,617 |
| Pre-tax net operating income | $287,000 | 3,887 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $44,000 | 3,055 |
| Income before extraordinary items | $243,000 | 3,907 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 3,909 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $243,000 | 3,909 |
| Net charge-offs | $13,000 | 2,721 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $243,000 | 3,871 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,337 |
| Total interest expense | $1,005,000 | 2,932 |
| Net interest income | $5,766,000 | 3,357 |
| Provision for loan and lease losses | $21,000 | 4,699 |
| Total noninterest income | $1,460,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $590,000 | 2,086 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $870,000 | 2,565 |
| Total noninterest expense | $6,125,000 | 2,942 |
| Salaries and employee benefits | $3,452,000 | 2,830 |
| Premises and equipment expense | $724,000 | 2,902 |
| Additional noninterest expense | $1,949,000 | 3,038 |
| Pre-tax net operating income | $1,080,000 | 3,959 |
| Securities gains (losses) | $78,000 | 1,497 |
| Applicable income taxes | $164,000 | 3,090 |
| Income before extraordinary items | $994,000 | 3,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $994,000 | 3,926 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $994,000 | 3,927 |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $926,920 | 3,982 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 3,426 |
| Total interest expense | $747,000 | 3,028 |
| Net interest income | $4,220,000 | 3,434 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,069,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $439,000 | 2,116 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $630,000 | 2,664 |
| Total noninterest expense | $4,349,000 | 3,064 |
| Salaries and employee benefits | $2,433,000 | 2,972 |
| Premises and equipment expense | $556,000 | 2,885 |
| Additional noninterest expense | $1,360,000 | 3,196 |
| Pre-tax net operating income | $940,000 | 3,780 |
| Securities gains (losses) | $73,000 | 1,420 |
| Applicable income taxes | $186,000 | 2,848 |
| Income before extraordinary items | $827,000 | 3,759 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $827,000 | 3,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $827,000 | 3,763 |
| Net charge-offs | $11,000 | 4,675 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $767,140 | 3,827 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 3,436 |
| Total interest expense | $494,000 | 3,102 |
| Net interest income | $2,823,000 | 3,432 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $702,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $289,000 | 2,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $413,000 | 2,754 |
| Total noninterest expense | $2,920,000 | 3,061 |
| Salaries and employee benefits | $1,628,000 | 2,979 |
| Premises and equipment expense | $373,000 | 2,863 |
| Additional noninterest expense | $919,000 | 3,161 |
| Pre-tax net operating income | $604,000 | 3,811 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $103,000 | 2,989 |
| Income before extraordinary items | $501,000 | 3,929 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $501,000 | 3,931 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $501,000 | 3,932 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $501,000 | 3,833 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 3,407 |
| Total interest expense | $246,000 | 3,201 |
| Net interest income | $1,445,000 | 3,390 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $344,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $143,000 | 2,105 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $201,000 | 2,770 |
| Total noninterest expense | $1,480,000 | 3,038 |
| Salaries and employee benefits | $813,000 | 3,014 |
| Premises and equipment expense | $193,000 | 2,825 |
| Additional noninterest expense | $474,000 | 3,109 |
| Pre-tax net operating income | $294,000 | 3,842 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $51,000 | 2,973 |
| Income before extraordinary items | $243,000 | 3,936 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $243,000 | 3,936 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $243,000 | 3,938 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $243,000 | 3,846 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 3,393 |
| Total interest expense | $1,090,000 | 3,412 |
| Net interest income | $6,060,000 | 3,347 |
| Provision for loan and lease losses | $190,000 | 3,988 |
| Total noninterest income | $1,725,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $642,000 | 2,044 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,083,000 | 2,275 |
| Total noninterest expense | $5,874,000 | 3,092 |
| Salaries and employee benefits | $3,381,000 | 2,874 |
| Premises and equipment expense | $680,000 | 3,093 |
| Additional noninterest expense | $1,813,000 | 3,334 |
| Pre-tax net operating income | $1,721,000 | 3,095 |
| Securities gains (losses) | $51,000 | 2,719 |
| Applicable income taxes | $376,000 | 2,461 |
| Income before extraordinary items | $1,396,000 | 3,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,396,000 | 3,261 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,396,000 | 3,260 |
| Net charge-offs | $374,000 | 3,027 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,355,710 | 3,167 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 3,386 |
| Total interest expense | $826,000 | 3,509 |
| Net interest income | $4,671,000 | 3,339 |
| Provision for loan and lease losses | $158,000 | 3,828 |
| Total noninterest income | $1,291,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $473,000 | 2,092 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $818,000 | 2,246 |
| Total noninterest expense | $4,225,000 | 3,196 |
| Salaries and employee benefits | $2,368,000 | 3,039 |
| Premises and equipment expense | $509,000 | 3,123 |
| Additional noninterest expense | $1,348,000 | 3,375 |
| Pre-tax net operating income | $1,579,000 | 2,789 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $385,000 | 2,213 |
| Income before extraordinary items | $1,210,000 | 3,051 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,210,000 | 3,051 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,210,000 | 3,050 |
| Net charge-offs | $371,000 | 2,555 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,197,840 | 2,934 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 3,376 |
| Total interest expense | $564,000 | 3,545 |
| Net interest income | $3,166,000 | 3,288 |
| Provision for loan and lease losses | $152,000 | 3,318 |
| Total noninterest income | $751,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $315,000 | 2,069 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $436,000 | 2,523 |
| Total noninterest expense | $2,807,000 | 3,224 |
| Salaries and employee benefits | $1,570,000 | 3,067 |
| Premises and equipment expense | $342,000 | 3,111 |
| Additional noninterest expense | $895,000 | 3,396 |
| Pre-tax net operating income | $958,000 | 2,939 |
| Securities gains (losses) | $16,000 | 2,581 |
| Applicable income taxes | $222,000 | 2,348 |
| Income before extraordinary items | $752,000 | 3,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $752,000 | 3,177 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $752,000 | 3,179 |
| Net charge-offs | $361,000 | 2,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $739,680 | 3,049 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,413 |
| Total interest expense | $293,000 | 3,563 |
| Net interest income | $1,560,000 | 3,345 |
| Provision for loan and lease losses | $33,000 | 4,053 |
| Total noninterest income | $388,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $151,000 | 2,135 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $237,000 | 2,410 |
| Total noninterest expense | $1,389,000 | 3,257 |
| Salaries and employee benefits | $792,000 | 3,050 |
| Premises and equipment expense | $172,000 | 3,125 |
| Additional noninterest expense | $425,000 | 3,496 |
| Pre-tax net operating income | $526,000 | 2,783 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $126,000 | 2,209 |
| Income before extraordinary items | $400,000 | 3,069 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $400,000 | 3,072 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $400,000 | 3,073 |
| Net charge-offs | $298,000 | 1,501 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $400,000 | 2,917 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,575,000 | 3,474 |
| Total interest expense | $1,443,000 | 3,545 |
| Net interest income | $6,132,000 | 3,415 |
| Provision for loan and lease losses | $347,000 | 3,932 |
| Total noninterest income | $1,445,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $675,000 | 2,043 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $770,000 | 2,506 |
| Total noninterest expense | $5,706,000 | 3,185 |
| Salaries and employee benefits | $3,115,000 | 3,016 |
| Premises and equipment expense | $697,000 | 3,220 |
| Additional noninterest expense | $1,894,000 | 3,285 |
| Pre-tax net operating income | $1,524,000 | 3,004 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $308,000 | 2,506 |
| Income before extraordinary items | $1,216,000 | 3,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,216,000 | 3,194 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,216,000 | 3,194 |
| Net charge-offs | $198,000 | 4,301 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,216,000 | 3,088 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 3,485 |
| Total interest expense | $1,117,000 | 3,579 |
| Net interest income | $4,625,000 | 3,406 |
| Provision for loan and lease losses | $230,000 | 3,949 |
| Total noninterest income | $1,063,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $504,000 | 2,064 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $559,000 | 2,528 |
| Total noninterest expense | $4,138,000 | 3,276 |
| Salaries and employee benefits | $2,174,000 | 3,204 |
| Premises and equipment expense | $529,000 | 3,226 |
| Additional noninterest expense | $1,435,000 | 3,267 |
| Pre-tax net operating income | $1,320,000 | 2,822 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $302,000 | 2,251 |
| Income before extraordinary items | $1,018,000 | 3,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,018,000 | 3,028 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,018,000 | 3,028 |
| Net charge-offs | $187,000 | 3,794 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,018,000 | 2,927 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 3,522 |
| Total interest expense | $769,000 | 3,602 |
| Net interest income | $3,050,000 | 3,436 |
| Provision for loan and lease losses | $104,000 | 4,346 |
| Total noninterest income | $720,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $336,000 | 2,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,495 |
| Total noninterest expense | $2,714,000 | 3,366 |
| Salaries and employee benefits | $1,418,000 | 3,279 |
| Premises and equipment expense | $367,000 | 3,147 |
| Additional noninterest expense | $929,000 | 3,370 |
| Pre-tax net operating income | $952,000 | 2,624 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $229,000 | 2,078 |
| Income before extraordinary items | $723,000 | 2,860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $723,000 | 2,862 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $723,000 | 2,862 |
| Net charge-offs | $176,000 | 3,243 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $723,000 | 2,779 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 3,536 |
| Total interest expense | $399,000 | 3,615 |
| Net interest income | $1,512,000 | 3,445 |
| Provision for loan and lease losses | $123,000 | 3,101 |
| Total noninterest income | $338,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $164,000 | 2,066 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $174,000 | 2,667 |
| Total noninterest expense | $1,332,000 | 3,400 |
| Salaries and employee benefits | $682,000 | 3,380 |
| Premises and equipment expense | $201,000 | 2,978 |
| Additional noninterest expense | $449,000 | 3,456 |
| Pre-tax net operating income | $395,000 | 2,997 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $82,000 | 2,391 |
| Income before extraordinary items | $313,000 | 3,145 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $313,000 | 3,141 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $313,000 | 3,145 |
| Net charge-offs | $118,000 | 2,575 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $313,000 | 3,083 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,131,000 | 3,516 |
| Total interest expense | $1,943,000 | 3,645 |
| Net interest income | $6,188,000 | 3,395 |
| Provision for loan and lease losses | $182,000 | 5,449 |
| Total noninterest income | $1,387,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $630,000 | 2,206 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $757,000 | 2,567 |
| Total noninterest expense | $5,468,000 | 3,356 |
| Salaries and employee benefits | $2,817,000 | 3,285 |
| Premises and equipment expense | $654,000 | 3,483 |
| Additional noninterest expense | $1,997,000 | 3,259 |
| Pre-tax net operating income | $1,925,000 | 2,310 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $164,000 | 2,864 |
| Income before extraordinary items | $1,761,000 | 2,236 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,761,000 | 2,237 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,761,000 | 2,238 |
| Net charge-offs | $163,000 | 4,968 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,761,000 | 2,144 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 3,535 |
| Total interest expense | $1,508,000 | 3,685 |
| Net interest income | $4,681,000 | 3,424 |
| Provision for loan and lease losses | $154,000 | 5,218 |
| Total noninterest income | $1,082,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $451,000 | 2,348 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $631,000 | 2,413 |
| Total noninterest expense | $3,879,000 | 3,517 |
| Salaries and employee benefits | $2,001,000 | 3,437 |
| Premises and equipment expense | $501,000 | 3,485 |
| Additional noninterest expense | $1,377,000 | 3,463 |
| Pre-tax net operating income | $1,730,000 | 2,126 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $250,000 | 2,331 |
| Income before extraordinary items | $1,482,000 | 2,169 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,482,000 | 2,170 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,482,000 | 2,172 |
| Net charge-offs | $99,000 | 4,912 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,480,280 | 2,076 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 3,537 |
| Total interest expense | $1,046,000 | 3,691 |
| Net interest income | $3,126,000 | 3,424 |
| Provision for loan and lease losses | $66,000 | 5,531 |
| Total noninterest income | $603,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $289,000 | 2,428 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $314,000 | 2,775 |
| Total noninterest expense | $2,552,000 | 3,571 |
| Salaries and employee benefits | $1,326,000 | 3,476 |
| Premises and equipment expense | $339,000 | 3,473 |
| Additional noninterest expense | $887,000 | 3,523 |
| Pre-tax net operating income | $1,111,000 | 2,180 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $291,000 | 1,770 |
| Income before extraordinary items | $822,000 | 2,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $822,000 | 2,452 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $822,000 | 2,455 |
| Net charge-offs | $87,000 | 4,391 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $820,520 | 2,360 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 3,573 |
| Total interest expense | $542,000 | 3,712 |
| Net interest income | $1,570,000 | 3,431 |
| Provision for loan and lease losses | $-13,000 | 7,853 |
| Total noninterest income | $290,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $139,000 | 2,481 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $151,000 | 2,834 |
| Total noninterest expense | $1,327,000 | 3,479 |
| Salaries and employee benefits | $691,000 | 3,427 |
| Premises and equipment expense | $190,000 | 3,254 |
| Additional noninterest expense | $446,000 | 3,484 |
| Pre-tax net operating income | $546,000 | 2,256 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $141,000 | 1,791 |
| Income before extraordinary items | $405,000 | 2,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $405,000 | 2,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $405,000 | 2,531 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $405,000 | 2,438 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,677,000 | 3,611 |
| Total interest expense | $2,700,000 | 3,695 |
| Net interest income | $5,977,000 | 3,482 |
| Provision for loan and lease losses | $405,000 | 4,848 |
| Total noninterest income | $1,230,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $651,000 | 2,393 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $579,000 | 2,950 |
| Total noninterest expense | $5,352,000 | 3,478 |
| Salaries and employee benefits | $2,947,000 | 3,229 |
| Premises and equipment expense | $527,000 | 4,231 |
| Additional noninterest expense | $1,878,000 | 3,484 |
| Pre-tax net operating income | $1,450,000 | 2,401 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $204,000 | 2,362 |
| Income before extraordinary items | $1,250,000 | 2,408 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,250,000 | 2,406 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,250,000 | 2,407 |
| Net charge-offs | $281,000 | 4,581 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,246,560 | 2,372 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 3,633 |
| Total interest expense | $2,164,000 | 3,658 |
| Net interest income | $4,396,000 | 3,533 |
| Provision for loan and lease losses | $269,000 | 4,771 |
| Total noninterest income | $878,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $467,000 | 2,492 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $411,000 | 3,138 |
| Total noninterest expense | $3,745,000 | 3,694 |
| Salaries and employee benefits | $2,030,000 | 3,496 |
| Premises and equipment expense | $389,000 | 4,327 |
| Additional noninterest expense | $1,326,000 | 3,604 |
| Pre-tax net operating income | $1,260,000 | 2,353 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $280,000 | 1,996 |
| Income before extraordinary items | $984,000 | 2,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $984,000 | 2,505 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $984,000 | 2,508 |
| Net charge-offs | $275,000 | 3,842 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $980,880 | 2,464 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 3,638 |
| Total interest expense | $1,532,000 | 3,619 |
| Net interest income | $2,881,000 | 3,574 |
| Provision for loan and lease losses | $169,000 | 4,593 |
| Total noninterest income | $564,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $301,000 | 2,533 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $263,000 | 3,214 |
| Total noninterest expense | $2,474,000 | 3,757 |
| Salaries and employee benefits | $1,345,000 | 3,567 |
| Premises and equipment expense | $258,000 | 4,372 |
| Additional noninterest expense | $871,000 | 3,645 |
| Pre-tax net operating income | $802,000 | 2,516 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $173,000 | 2,126 |
| Income before extraordinary items | $633,000 | 2,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $633,000 | 2,672 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $633,000 | 2,674 |
| Net charge-offs | $41,000 | 5,092 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $629,840 | 2,596 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 3,573 |
| Total interest expense | $844,000 | 3,479 |
| Net interest income | $1,446,000 | 3,557 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $266,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $141,000 | 2,599 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $125,000 | 3,277 |
| Total noninterest expense | $1,217,000 | 3,726 |
| Salaries and employee benefits | $673,000 | 3,591 |
| Premises and equipment expense | $156,000 | 3,869 |
| Additional noninterest expense | $388,000 | 3,664 |
| Pre-tax net operating income | $400,000 | 2,801 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $314,000 | 3,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 3,040 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $314,000 | 3,040 |
| Net charge-offs | $-7,000 | 7,788 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $314,000 | 2,893 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,967,000 | 3,813 |
| Total interest expense | $3,688,000 | 3,713 |
| Net interest income | $5,279,000 | 3,799 |
| Provision for loan and lease losses | $14,000 | 7,113 |
| Total noninterest income | $1,114,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $637,000 | 2,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $477,000 | 3,260 |
| Total noninterest expense | $5,002,000 | 3,569 |
| Salaries and employee benefits | $2,976,000 | 3,273 |
| Premises and equipment expense | $478,000 | 4,579 |
| Additional noninterest expense | $1,548,000 | 3,544 |
| Pre-tax net operating income | $1,377,000 | 3,163 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $251,000 | 2,593 |
| Income before extraordinary items | $1,126,000 | 3,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,126,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 8,247 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,126,000 | 3,205 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,682,000 | 3,889 |
| Total interest expense | $2,838,000 | 3,758 |
| Net interest income | $3,844,000 | 3,898 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $831,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $474,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $357,000 | 3,373 |
| Total noninterest expense | $3,599,000 | 3,674 |
| Salaries and employee benefits | $2,085,000 | 3,488 |
| Premises and equipment expense | $371,000 | 4,505 |
| Additional noninterest expense | $1,143,000 | 3,508 |
| Pre-tax net operating income | $1,066,000 | 3,564 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $162,000 | 3,157 |
| Income before extraordinary items | $904,000 | 3,307 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $904,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 8,319 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $904,000 | 3,443 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 3,966 |
| Total interest expense | $1,942,000 | 3,816 |
| Net interest income | $2,480,000 | 3,997 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $544,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $303,000 | 2,624 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $241,000 | 3,420 |
| Total noninterest expense | $2,403,000 | 3,700 |
| Salaries and employee benefits | $1,388,000 | 3,539 |
| Premises and equipment expense | $255,000 | 4,450 |
| Additional noninterest expense | $760,000 | 3,487 |
| Pre-tax net operating income | $617,000 | 3,959 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $57,000 | 3,961 |
| Income before extraordinary items | $560,000 | 3,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $560,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $560,000 | 3,731 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 4,062 |
| Total interest expense | $1,009,000 | 3,897 |
| Net interest income | $1,193,000 | 4,121 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $277,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $151,000 | 2,601 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $126,000 | 3,352 |
| Total noninterest expense | $1,200,000 | 3,703 |
| Salaries and employee benefits | $673,000 | 3,652 |
| Premises and equipment expense | $135,000 | 4,310 |
| Additional noninterest expense | $392,000 | 3,375 |
| Pre-tax net operating income | $267,000 | 4,406 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $264,000 | 4,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $264,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $264,000 | 3,994 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 4,014 |
| Total interest expense | $4,413,000 | 3,764 |
| Net interest income | $4,665,000 | 4,198 |
| Provision for loan and lease losses | $11,000 | 6,562 |
| Total noninterest income | $1,147,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $669,000 | 2,454 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $478,000 | 3,397 |
| Total noninterest expense | $4,481,000 | 3,769 |
| Salaries and employee benefits | $2,655,000 | 3,557 |
| Premises and equipment expense | $444,000 | 4,716 |
| Additional noninterest expense | $1,382,000 | 3,654 |
| Pre-tax net operating income | $1,320,000 | 4,158 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $224,000 | 3,732 |
| Income before extraordinary items | $1,096,000 | 4,115 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,096,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,096,000 | 4,115 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 4,035 |
| Total interest expense | $3,313,000 | 3,768 |
| Net interest income | $3,477,000 | 4,235 |
| Provision for loan and lease losses | $8,000 | 6,278 |
| Total noninterest income | $845,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $480,000 | 2,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $365,000 | 3,376 |
| Total noninterest expense | $3,216,000 | 3,892 |
| Salaries and employee benefits | $1,858,000 | 3,744 |
| Premises and equipment expense | $342,000 | 4,612 |
| Additional noninterest expense | $1,016,000 | 3,656 |
| Pre-tax net operating income | $1,098,000 | 4,149 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $187,000 | 3,790 |
| Income before extraordinary items | $911,000 | 4,095 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $911,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $911,000 | 4,081 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 4,077 |
| Total interest expense | $2,170,000 | 3,804 |
| Net interest income | $2,326,000 | 4,257 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $547,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $303,000 | 2,629 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $244,000 | 3,404 |
| Total noninterest expense | $2,131,000 | 3,940 |
| Salaries and employee benefits | $1,216,000 | 3,834 |
| Premises and equipment expense | $228,000 | 4,639 |
| Additional noninterest expense | $687,000 | 3,617 |
| Pre-tax net operating income | $738,000 | 4,198 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $136,000 | 3,769 |
| Income before extraordinary items | $602,000 | 4,160 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $602,000 | 4,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $602,000 | 4,154 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 4,093 |
| Total interest expense | $1,057,000 | 3,862 |
| Net interest income | $1,173,000 | 4,238 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $444,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $130,000 | 2,901 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $314,000 | 1,891 |
| Total noninterest expense | $1,072,000 | 3,921 |
| Salaries and employee benefits | $597,000 | 3,908 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $351,000 | 3,526 |
| Pre-tax net operating income | $543,000 | 3,330 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $99,000 | 3,281 |
| Income before extraordinary items | $444,000 | 3,266 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $444,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $444,000 | 3,242 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 4,011 |
| Total interest expense | $3,702,000 | 3,778 |
| Net interest income | $4,883,000 | 4,078 |
| Provision for loan and lease losses | $68,000 | 5,202 |
| Total noninterest income | $999,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $553,000 | 2,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $446,000 | 3,552 |
| Total noninterest expense | $4,314,000 | 3,755 |
| Salaries and employee benefits | $2,404,000 | 3,713 |
| Premises and equipment expense | $488,000 | 4,343 |
| Additional noninterest expense | $1,422,000 | 3,440 |
| Pre-tax net operating income | $1,500,000 | 4,281 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $252,000 | 4,021 |
| Income before extraordinary items | $1,248,000 | 4,199 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,248,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,248,000 | 4,172 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 3,992 |
| Total interest expense | $2,704,000 | 3,764 |
| Net interest income | $3,697,000 | 4,079 |
| Provision for loan and lease losses | $62,000 | 4,829 |
| Total noninterest income | $750,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $414,000 | 2,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $336,000 | 3,520 |
| Total noninterest expense | $3,155,000 | 3,829 |
| Salaries and employee benefits | $1,738,000 | 3,823 |
| Premises and equipment expense | $369,000 | 4,322 |
| Additional noninterest expense | $1,048,000 | 3,475 |
| Pre-tax net operating income | $1,230,000 | 4,240 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $184,000 | 4,237 |
| Income before extraordinary items | $1,046,000 | 4,063 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,046,000 | 4,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,046,000 | 4,050 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 3,976 |
| Total interest expense | $1,729,000 | 3,759 |
| Net interest income | $2,490,000 | 4,057 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $508,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $267,000 | 2,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 3,390 |
| Total noninterest expense | $2,097,000 | 3,859 |
| Salaries and employee benefits | $1,142,000 | 3,881 |
| Premises and equipment expense | $252,000 | 4,249 |
| Additional noninterest expense | $703,000 | 3,463 |
| Pre-tax net operating income | $861,000 | 4,152 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $115,000 | 4,355 |
| Income before extraordinary items | $746,000 | 3,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $746,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $746,000 | 3,889 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,933 |
| Total interest expense | $816,000 | 3,771 |
| Net interest income | $1,279,000 | 3,983 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $242,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $123,000 | 3,035 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $119,000 | 3,396 |
| Total noninterest expense | $1,045,000 | 3,884 |
| Salaries and employee benefits | $562,000 | 3,941 |
| Premises and equipment expense | $135,000 | 4,091 |
| Additional noninterest expense | $348,000 | 3,469 |
| Pre-tax net operating income | $453,000 | 3,984 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $426,000 | 3,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $426,000 | 3,504 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,626,000 | 3,886 |
| Total interest expense | $2,463,000 | 3,860 |
| Net interest income | $5,163,000 | 3,863 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $959,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $539,000 | 2,901 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $420,000 | 3,688 |
| Total noninterest expense | $4,384,000 | 3,604 |
| Salaries and employee benefits | $2,518,000 | 3,458 |
| Premises and equipment expense | $496,000 | 4,206 |
| Additional noninterest expense | $1,370,000 | 3,476 |
| Pre-tax net operating income | $1,713,000 | 4,073 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $396,000 | 3,716 |
| Income before extraordinary items | $1,317,000 | 4,116 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,317,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,213 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,317,000 | 4,088 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 3,876 |
| Total interest expense | $1,758,000 | 3,870 |
| Net interest income | $3,895,000 | 3,844 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $696,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $398,000 | 2,928 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,807 |
| Total noninterest expense | $3,111,000 | 3,733 |
| Salaries and employee benefits | $1,729,000 | 3,690 |
| Premises and equipment expense | $377,000 | 4,149 |
| Additional noninterest expense | $1,005,000 | 3,487 |
| Pre-tax net operating income | $1,455,000 | 3,842 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $323,000 | 3,680 |
| Income before extraordinary items | $1,132,000 | 3,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,132,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,136 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,132,000 | 3,778 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 3,838 |
| Total interest expense | $1,140,000 | 3,768 |
| Net interest income | $2,589,000 | 3,818 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $440,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $257,000 | 2,955 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $183,000 | 3,918 |
| Total noninterest expense | $2,077,000 | 3,699 |
| Salaries and employee benefits | $1,143,000 | 3,702 |
| Premises and equipment expense | $256,000 | 4,076 |
| Additional noninterest expense | $678,000 | 3,443 |
| Pre-tax net operating income | $927,000 | 3,915 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $185,000 | 3,920 |
| Income before extraordinary items | $742,000 | 3,806 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $742,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $742,000 | 3,754 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 3,818 |
| Total interest expense | $542,000 | 3,795 |
| Net interest income | $1,309,000 | 3,781 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $206,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 4,035 |
| Total noninterest expense | $993,000 | 3,861 |
| Salaries and employee benefits | $534,000 | 3,889 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $321,000 | 3,599 |
| Pre-tax net operating income | $507,000 | 3,641 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $91,000 | 3,922 |
| Income before extraordinary items | $416,000 | 3,524 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $416,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $416,000 | 3,486 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,399,000 | 3,642 |
| Total interest expense | $2,178,000 | 3,405 |
| Net interest income | $5,221,000 | 3,686 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $528,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $150,000 | 5,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $378,000 | 3,810 |
| Total noninterest expense | $4,040,000 | 3,712 |
| Salaries and employee benefits | $2,321,000 | 3,544 |
| Premises and equipment expense | $459,000 | 4,351 |
| Additional noninterest expense | $1,260,000 | 3,610 |
| Pre-tax net operating income | $1,654,000 | 4,000 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $442,000 | 3,544 |
| Income before extraordinary items | $1,212,000 | 4,187 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,212,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,445 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,212,000 | 4,114 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 3,620 |
| Total interest expense | $1,643,000 | 3,340 |
| Net interest income | $3,904,000 | 3,669 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $383,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $111,000 | 5,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $272,000 | 3,913 |
| Total noninterest expense | $2,734,000 | 4,003 |
| Salaries and employee benefits | $1,559,000 | 3,839 |
| Premises and equipment expense | $261,000 | 5,203 |
| Additional noninterest expense | $914,000 | 3,671 |
| Pre-tax net operating income | $1,513,000 | 3,560 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $402,000 | 3,296 |
| Income before extraordinary items | $1,111,000 | 3,741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,111,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,652 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,111,000 | 3,664 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 3,601 |
| Total interest expense | $1,110,000 | 3,279 |
| Net interest income | $2,592,000 | 3,667 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $248,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $175,000 | 4,019 |
| Total noninterest expense | $1,776,000 | 4,119 |
| Salaries and employee benefits | $1,009,000 | 3,946 |
| Premises and equipment expense | $162,000 | 5,446 |
| Additional noninterest expense | $605,000 | 3,724 |
| Pre-tax net operating income | $1,039,000 | 3,446 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $283,000 | 3,177 |
| Income before extraordinary items | $756,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $756,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,000 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $756,000 | 3,583 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,625 |
| Total interest expense | $559,000 | 3,298 |
| Net interest income | $1,282,000 | 3,690 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $121,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $86,000 | 4,023 |
| Total noninterest expense | $859,000 | 4,248 |
| Salaries and employee benefits | $477,000 | 4,164 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $302,000 | 3,728 |
| Pre-tax net operating income | $534,000 | 3,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $146,000 | 3,143 |
| Income before extraordinary items | $388,000 | 3,592 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $388,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,270 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $388,000 | 3,475 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,768,000 | 3,524 |
| Total interest expense | $2,767,000 | 3,083 |
| Net interest income | $5,001,000 | 3,676 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $667,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $156,000 | 5,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $511,000 | 3,546 |
| Total noninterest expense | $3,417,000 | 4,201 |
| Salaries and employee benefits | $1,938,000 | 4,036 |
| Premises and equipment expense | $319,000 | 5,474 |
| Additional noninterest expense | $1,160,000 | 3,826 |
| Pre-tax net operating income | $2,226,000 | 3,135 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $671,000 | 2,870 |
| Income before extraordinary items | $1,555,000 | 3,477 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,555,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,555,000 | 3,306 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 3,542 |
| Total interest expense | $2,170,000 | 3,065 |
| Net interest income | $3,721,000 | 3,722 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $511,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 5,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $394,000 | 3,554 |
| Total noninterest expense | $2,388,000 | 4,410 |
| Salaries and employee benefits | $1,330,000 | 4,299 |
| Premises and equipment expense | $242,000 | 5,429 |
| Additional noninterest expense | $816,000 | 4,010 |
| Pre-tax net operating income | $1,819,000 | 3,051 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $559,000 | 2,815 |
| Income before extraordinary items | $1,260,000 | 3,368 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,260,000 | 3,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,260,000 | 3,206 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 3,539 |
| Total interest expense | $1,520,000 | 3,004 |
| Net interest income | $2,456,000 | 3,758 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $316,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $234,000 | 3,735 |
| Total noninterest expense | $1,575,000 | 4,422 |
| Salaries and employee benefits | $875,000 | 4,334 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $541,000 | 4,004 |
| Pre-tax net operating income | $1,172,000 | 3,135 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $356,000 | 2,929 |
| Income before extraordinary items | $816,000 | 3,461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $816,000 | 3,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $816,000 | 3,272 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 3,543 |
| Total interest expense | $786,000 | 2,988 |
| Net interest income | $1,201,000 | 3,817 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $148,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $105,000 | 3,842 |
| Total noninterest expense | $785,000 | 4,427 |
| Salaries and employee benefits | $427,000 | 4,414 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $272,000 | 3,952 |
| Pre-tax net operating income | $549,000 | 3,290 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $162,000 | 3,089 |
| Income before extraordinary items | $387,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $387,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $387,000 | 3,365 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 3,645 |
| Total interest expense | $3,386,000 | 3,203 |
| Net interest income | $4,613,000 | 3,908 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $512,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $148,000 | 5,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $364,000 | 3,858 |
| Total noninterest expense | $3,083,000 | 4,364 |
| Salaries and employee benefits | $1,740,000 | 4,197 |
| Premises and equipment expense | $339,000 | 5,190 |
| Additional noninterest expense | $1,004,000 | 4,165 |
| Pre-tax net operating income | $1,997,000 | 3,431 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $621,000 | 3,062 |
| Income before extraordinary items | $1,376,000 | 3,735 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,376,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,109 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,376,000 | 3,621 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 4,083 |
| Total interest expense | $3,950,000 | 3,841 |
| Net interest income | $3,884,000 | 4,217 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $464,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $165,000 | 5,585 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $299,000 | 4,132 |
| Total noninterest expense | $2,722,000 | 4,668 |
| Salaries and employee benefits | $1,464,000 | 4,605 |
| Premises and equipment expense | $348,000 | 5,049 |
| Additional noninterest expense | $910,000 | 4,373 |
| Pre-tax net operating income | $1,611,000 | 3,687 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $452,000 | 3,493 |
| Income before extraordinary items | $1,159,000 | 3,897 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,159,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,995 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,159,000 | 3,767 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,286,000 | 4,436 |
| Total interest expense | $3,468,000 | 4,409 |
| Net interest income | $3,818,000 | 4,333 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $353,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $199,000 | 5,102 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $154,000 | 5,407 |
| Total noninterest expense | $2,451,000 | 4,931 |
| Salaries and employee benefits | $1,352,000 | 4,750 |
| Premises and equipment expense | $264,000 | 5,854 |
| Additional noninterest expense | $835,000 | 4,597 |
| Pre-tax net operating income | $1,670,000 | 3,771 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $680,000 | 2,850 |
| Income before extraordinary items | $990,000 | 4,417 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $990,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $990,000 | 4,416 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 4,416 |
| Total interest expense | $3,262,000 | 4,303 |
| Net interest income | $3,695,000 | 4,466 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $310,000 | 6,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,470 |
| Total noninterest expense | $2,283,000 | 5,189 |
| Salaries and employee benefits | $1,228,000 | 5,077 |
| Premises and equipment expense | $230,000 | 6,345 |
| Additional noninterest expense | $825,000 | 4,674 |
| Pre-tax net operating income | $1,642,000 | 3,855 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $652,000 | 3,042 |
| Income before extraordinary items | $990,000 | 4,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $990,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $990,000 | 4,423 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 4,412 |
| Total interest expense | $3,178,000 | 4,501 |
| Net interest income | $3,791,000 | 4,313 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $310,000 | 6,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,607 |
| Total noninterest expense | $2,192,000 | 5,234 |
| Salaries and employee benefits | $1,168,000 | 5,177 |
| Premises and equipment expense | $190,000 | 6,867 |
| Additional noninterest expense | $834,000 | 4,545 |
| Pre-tax net operating income | $1,669,000 | 3,867 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $642,000 | 3,231 |
| Income before extraordinary items | $1,040,000 | 4,369 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,040,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,563 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,031,680 | 4,303 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 4,526 |
| Total interest expense | $3,151,000 | 4,514 |
| Net interest income | $3,799,000 | 4,423 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $260,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $2,125,000 | 5,421 |
| Salaries and employee benefits | $1,136,000 | 5,331 |
| Premises and equipment expense | $181,000 | 7,183 |
| Additional noninterest expense | $808,000 | 4,687 |
| Pre-tax net operating income | $1,874,000 | 3,736 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $900,000 | 2,657 |
| Income before extraordinary items | $974,000 | 4,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $974,000 | 4,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,304 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $974,000 | 4,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 4,843 |
| Total interest expense | $2,995,000 | 4,792 |
| Net interest income | $3,541,000 | 4,782 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $256,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $2,050,000 | 5,846 |
| Salaries and employee benefits | $1,050,000 | 5,792 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $833,000 | 5,051 |
| Pre-tax net operating income | $1,737,000 | 3,834 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $765,000 | 2,962 |
| Income before extraordinary items | $972,000 | 4,610 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $972,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $972,000 | 4,553 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 5,187 |
| Total interest expense | $2,543,000 | 5,487 |
| Net interest income | $3,480,000 | 4,900 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $215,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $2,329,000 | 5,296 |
| Salaries and employee benefits | $1,075,000 | 5,702 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $1,092,000 | 4,054 |
| Pre-tax net operating income | $1,326,000 | 4,889 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $473,000 | 4,366 |
| Income before extraordinary items | $853,000 | 5,206 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $853,000 | 5,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,001 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $853,000 | 5,193 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 5,254 |
| Total interest expense | $2,280,000 | 5,020 |
| Net interest income | $3,205,000 | 5,317 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $247,000 | 8,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $2,249,000 | 5,638 |
| Salaries and employee benefits | $936,000 | 6,431 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $1,143,000 | 4,231 |
| Pre-tax net operating income | $1,083,000 | 5,630 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $473,000 | 4,228 |
| Income before extraordinary items | $610,000 | 6,459 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $610,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,982 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,000 | 6,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 5,083 |
| Total interest expense | $2,679,000 | 4,538 |
| Net interest income | $3,151,000 | 5,446 |
| Provision for loan and lease losses | $372,000 | 2,579 |
| Total noninterest income | $256,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $2,245,000 | 5,767 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $153,000 | 8,816 |
| Additional noninterest expense | $1,263,000 | 4,010 |
| Pre-tax net operating income | $790,000 | 6,868 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $284,000 | 6,283 |
| Income before extraordinary items | $508,000 | 7,478 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $678,000 | 6,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,809 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $506,720 | 7,250 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 4,872 |
| Total interest expense | $3,861,000 | 4,197 |
| Net interest income | $3,061,000 | 5,624 |
| Provision for loan and lease losses | $700,000 | 2,369 |
| Total noninterest income | $266,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 6,237 |
| Total noninterest expense | $2,079,000 | 6,185 |
| Salaries and employee benefits | $906,000 | 6,586 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $1,055,000 | 4,840 |
| Pre-tax net operating income | $548,000 | 8,083 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $185,000 | 7,849 |
| Income before extraordinary items | $363,000 | 8,584 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $363,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 2,329 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $363,000 | 8,219 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.