Home > North Alabama Bank > Income and Expense

North Alabama Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,843,0002,862
Total interest expense$2,186,0002,945
Net interest income$7,657,0002,762
Provision for loan and lease losses$130,0002,283
Total noninterest income$724,0003,094
Gross Fiduciary activities income$0981
Service charges on deposit accounts$282,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$442,0003,084
Total noninterest expense$5,243,0002,981
Salaries and employee benefits$3,040,0002,926
Premises and equipment expense$767,0002,366
Additional noninterest expense$442,0003,084
Pre-tax net operating income$3,008,0002,506
Securities gains (losses)$0988
Applicable income taxes$756,0001,617
Income before extraordinary items$2,252,0002,653
Extraordinary gains, net$054
Net income$2,252,0002,680
Minority interest net income$088
Net income of bank and minority interests.$2,252,0002,655
Net charge-offs$02,884
Cash dividends$786,0002,397
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,252,0002,677
2023-09-30 (YTD Data)Rank
Total interest income$7,107,0002,891
Total interest expense$1,436,0002,986
Net interest income$5,671,0002,788
Provision for loan and lease losses$10,0002,929
Total noninterest income$552,0003,066
Gross Fiduciary activities income$0950
Service charges on deposit accounts$214,0002,261
Trading account gains and feesNANA
Additional Noninterest Income$338,0003,058
Total noninterest expense$4,044,0002,935
Salaries and employee benefits$2,305,0002,893
Premises and equipment expense$597,0002,311
Additional noninterest expense$338,0003,057
Pre-tax net operating income$2,169,0002,612
Securities gains (losses)$0849
Applicable income taxes$566,0001,665
Income before extraordinary items$1,603,0002,775
Extraordinary gains, net$052
Net income$1,603,0002,805
Minority interest net income$081
Net income of bank and minority interests.$1,603,0002,776
Net charge-offs$02,641
Cash dividends$371,0002,458
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,603,0002,801
2023-06-30 (YTD Data)Rank
Total interest income$4,485,0002,937
Total interest expense$805,0003,024
Net interest income$3,680,0002,852
Provision for loan and lease losses$70,0002,027
Total noninterest income$361,0003,063
Gross Fiduciary activities income$0931
Service charges on deposit accounts$141,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$220,0003,074
Total noninterest expense$2,650,0002,950
Salaries and employee benefits$1,551,0002,886
Premises and equipment expense$392,0002,335
Additional noninterest expense$220,0003,067
Pre-tax net operating income$1,321,0002,730
Securities gains (losses)$0938
Applicable income taxes$339,0001,760
Income before extraordinary items$982,0002,881
Extraordinary gains, net$051
Net income$982,0002,911
Minority interest net income$081
Net income of bank and minority interests.$982,0002,880
Net charge-offs$2,0002,220
Cash dividends$339,0002,234
Sale, conversion, retirement of capital stock, net$0486
Net operating income$982,0002,903
2023-03-31 (YTD Data)Rank
Total interest income$2,230,0002,934
Total interest expense$324,0003,084
Net interest income$1,906,0002,812
Provision for loan and lease losses$45,0001,736
Total noninterest income$173,0003,114
Gross Fiduciary activities income$0913
Service charges on deposit accounts$67,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,086
Total noninterest expense$1,336,0002,978
Salaries and employee benefits$783,0002,913
Premises and equipment expense$206,0002,305
Additional noninterest expense$106,0003,086
Pre-tax net operating income$698,0002,713
Securities gains (losses)$0950
Applicable income taxes$186,0001,724
Income before extraordinary items$512,0002,890
Extraordinary gains, net$04
Net income$512,0002,889
Minority interest net income$048
Net income of bank and minority interests.$512,0002,890
Net charge-offs$3,0001,707
Cash dividends$315,0001,550
Sale, conversion, retirement of capital stock, net$0430
Net operating income$512,0002,912
2022-12-31 (YTD Data)Rank
Total interest income$7,259,0002,987
Total interest expense$451,0003,341
Net interest income$6,808,0002,923
Provision for loan and lease losses$185,0001,843
Total noninterest income$871,0002,971
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$286,0002,304
Trading account gains and feesNANA
Additional Noninterest Income$585,0002,904
Total noninterest expense$5,148,0002,991
Salaries and employee benefits$2,993,0002,945
Premises and equipment expense$732,0002,433
Additional noninterest expense$585,0002,904
Pre-tax net operating income$2,346,0002,943
Securities gains (losses)$13,000401
Applicable income taxes$588,0001,923
Income before extraordinary items$1,771,0003,078
Extraordinary gains, net$05
Net income$1,771,0003,075
Minority interest net income$063
Net income of bank and minority interests.$1,771,0003,077
Net charge-offs$-13,0003,702
Cash dividends$720,0002,428
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,760,7303,123
2022-09-30 (YTD Data)Rank
Total interest income$5,191,0003,005
Total interest expense$330,0003,178
Net interest income$4,861,0002,975
Provision for loan and lease losses$90,0001,934
Total noninterest income$670,0002,978
Gross Fiduciary activities income$0968
Service charges on deposit accounts$213,0002,327
Trading account gains and feesNANA
Additional Noninterest Income$457,0002,899
Total noninterest expense$3,850,0002,978
Salaries and employee benefits$2,215,0002,954
Premises and equipment expense$538,0002,468
Additional noninterest expense$457,0002,899
Pre-tax net operating income$1,591,0003,040
Securities gains (losses)$0740
Applicable income taxes$402,0001,978
Income before extraordinary items$1,189,0003,191
Extraordinary gains, net$04
Net income$1,189,0003,189
Minority interest net income$057
Net income of bank and minority interests.$1,189,0003,190
Net charge-offs$-17,0003,768
Cash dividends$420,0002,322
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,189,0003,221
2022-06-30 (YTD Data)Rank
Total interest income$3,331,0003,025
Total interest expense$226,0003,056
Net interest income$3,105,0003,005
Provision for loan and lease losses$60,0001,769
Total noninterest income$484,0002,862
Gross Fiduciary activities income$0925
Service charges on deposit accounts$139,0002,341
Trading account gains and feesNANA
Additional Noninterest Income$345,0002,802
Total noninterest expense$2,519,0003,009
Salaries and employee benefits$1,468,0002,961
Premises and equipment expense$347,0002,523
Additional noninterest expense$704,0003,176
Pre-tax net operating income$1,010,0002,995
Securities gains (losses)$0687
Applicable income taxes$257,0001,942
Income before extraordinary items$753,0003,129
Extraordinary gains, net$04
Net income$753,0003,128
Minority interest net income$060
Net income of bank and minority interests.$753,0003,129
Net charge-offs$-13,0003,749
Cash dividends$392,0002,082
Sale, conversion, retirement of capital stock, net$0494
Net operating income$753,0003,158
2022-03-31 (YTD Data)Rank
Total interest income$1,655,0003,004
Total interest expense$118,0002,967
Net interest income$1,537,0002,980
Provision for loan and lease losses$30,0001,548
Total noninterest income$237,0002,852
Gross Fiduciary activities income$0892
Service charges on deposit accounts$73,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$164,0002,795
Total noninterest expense$1,257,0003,006
Salaries and employee benefits$733,0002,972
Premises and equipment expense$164,0002,597
Additional noninterest expense$360,0003,150
Pre-tax net operating income$487,0002,935
Securities gains (losses)$0623
Applicable income taxes$123,0001,945
Income before extraordinary items$364,0003,093
Extraordinary gains, net$04
Net income$364,0003,092
Minority interest net income$050
Net income of bank and minority interests.$364,0003,093
Net charge-offs$3,0001,472
Cash dividends$392,0001,344
Sale, conversion, retirement of capital stock, net$0453
Net operating income$364,0003,109
2021-12-31 (YTD Data)Rank
Total interest income$6,600,0003,094
Total interest expense$541,0003,056
Net interest income$6,059,0003,065
Provision for loan and lease losses$80,0002,316
Total noninterest income$623,0003,444
Gross Fiduciary activities income$0994
Service charges on deposit accounts$239,0002,448
Trading account gains and feesNANA
Additional Noninterest Income$384,0003,505
Total noninterest expense$4,735,0003,106
Salaries and employee benefits$2,776,0003,054
Premises and equipment expense$624,0002,689
Additional noninterest expense$1,335,0003,267
Pre-tax net operating income$1,867,0003,236
Securities gains (losses)$-1,0004,253
Applicable income taxes$471,0002,141
Income before extraordinary items$1,395,0003,419
Extraordinary gains, net$010
Net income$1,395,0003,419
Minority interest net income$074
Net income of bank and minority interests.$1,395,0003,419
Net charge-offs$-111,0004,395
Cash dividends$637,0002,627
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,395,7903,396
2021-09-30 (YTD Data)Rank
Total interest income$4,931,0003,151
Total interest expense$416,0003,126
Net interest income$4,515,0003,124
Provision for loan and lease losses$20,0002,706
Total noninterest income$451,0003,524
Gross Fiduciary activities income$0957
Service charges on deposit accounts$168,0002,535
Trading account gains and feesNANA
Additional Noninterest Income$283,0003,572
Total noninterest expense$3,563,0003,118
Salaries and employee benefits$2,127,0003,030
Premises and equipment expense$455,0002,741
Additional noninterest expense$981,0003,326
Pre-tax net operating income$1,383,0003,363
Securities gains (losses)$-1,0004,431
Applicable income taxes$374,0002,175
Income before extraordinary items$1,008,0003,605
Extraordinary gains, net$08
Net income$1,008,0003,605
Minority interest net income$069
Net income of bank and minority interests.$1,008,0003,605
Net charge-offs$-110,0004,488
Cash dividends$356,0002,562
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,008,7903,585
2021-06-30 (YTD Data)Rank
Total interest income$3,167,0003,215
Total interest expense$289,0003,156
Net interest income$2,878,0003,193
Provision for loan and lease losses$20,0002,537
Total noninterest income$294,0003,541
Gross Fiduciary activities income$0951
Service charges on deposit accounts$106,0002,559
Trading account gains and feesNANA
Additional Noninterest Income$188,0003,584
Total noninterest expense$2,349,0003,126
Salaries and employee benefits$1,402,0003,053
Premises and equipment expense$289,0002,815
Additional noninterest expense$658,0003,313
Pre-tax net operating income$803,0003,525
Securities gains (losses)$-1,0004,500
Applicable income taxes$208,0002,281
Income before extraordinary items$594,0003,721
Extraordinary gains, net$06
Net income$594,0003,721
Minority interest net income$067
Net income of bank and minority interests.$594,0003,721
Net charge-offs$-59,0004,411
Cash dividends$337,0002,285
Sale, conversion, retirement of capital stock, net$0517
Net operating income$594,7903,693
2021-03-31 (YTD Data)Rank
Total interest income$1,578,0003,217
Total interest expense$153,0003,144
Net interest income$1,425,0003,193
Provision for loan and lease losses$10,0002,475
Total noninterest income$142,0003,579
Gross Fiduciary activities income$0922
Service charges on deposit accounts$52,0002,592
Trading account gains and feesNANA
Additional Noninterest Income$90,0003,608
Total noninterest expense$1,127,0003,183
Salaries and employee benefits$699,0003,040
Premises and equipment expense$107,0003,300
Additional noninterest expense$321,0003,314
Pre-tax net operating income$430,0003,411
Securities gains (losses)$01,392
Applicable income taxes$112,0002,212
Income before extraordinary items$318,0003,637
Extraordinary gains, net$03
Net income$318,0003,637
Minority interest net income$055
Net income of bank and minority interests.$318,0003,637
Net charge-offs$-19,0004,315
Cash dividends$300,0001,548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$318,0003,614
2020-12-31 (YTD Data)Rank
Total interest income$6,510,0003,173
Total interest expense$907,0003,085
Net interest income$5,603,0003,155
Provision for loan and lease losses$220,0002,956
Total noninterest income$474,0003,667
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$220,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$254,0003,765
Total noninterest expense$4,176,0003,301
Salaries and employee benefits$2,468,0003,228
Premises and equipment expense$428,0003,295
Additional noninterest expense$1,280,0003,307
Pre-tax net operating income$1,681,0003,150
Securities gains (losses)$333,000776
Applicable income taxes$505,0001,936
Income before extraordinary items$1,509,0003,186
Extraordinary gains, net$04
Net income$1,509,0003,185
Minority interest net income$072
Net income of bank and minority interests.$1,509,0003,186
Net charge-offs$-28,0004,462
Cash dividends$261,0003,256
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,245,9303,361
2020-09-30 (YTD Data)Rank
Total interest income$4,818,0003,218
Total interest expense$715,0003,108
Net interest income$4,103,0003,204
Provision for loan and lease losses$60,0003,613
Total noninterest income$354,0003,659
Gross Fiduciary activities income$0981
Service charges on deposit accounts$166,0002,643
Trading account gains and feesNANA
Additional Noninterest Income$188,0003,761
Total noninterest expense$3,103,0003,306
Salaries and employee benefits$1,866,0003,214
Premises and equipment expense$302,0003,402
Additional noninterest expense$935,0003,319
Pre-tax net operating income$1,294,0003,148
Securities gains (losses)$02,494
Applicable income taxes$325,0002,035
Income before extraordinary items$969,0003,391
Extraordinary gains, net$04
Net income$969,0003,390
Minority interest net income$065
Net income of bank and minority interests.$969,0003,391
Net charge-offs$-32,0004,550
Cash dividends$57,0003,278
Sale, conversion, retirement of capital stock, net$0532
Net operating income$969,0003,335
2020-06-30 (YTD Data)Rank
Total interest income$3,193,0003,275
Total interest expense$492,0003,150
Net interest income$2,701,0003,254
Provision for loan and lease losses$30,0003,658
Total noninterest income$228,0003,689
Gross Fiduciary activities income$0970
Service charges on deposit accounts$111,0002,678
Trading account gains and feesNANA
Additional Noninterest Income$117,0003,795
Total noninterest expense$2,046,0003,332
Salaries and employee benefits$1,250,0003,210
Premises and equipment expense$191,0003,481
Additional noninterest expense$605,0003,393
Pre-tax net operating income$853,0003,152
Securities gains (losses)$02,249
Applicable income taxes$222,0001,977
Income before extraordinary items$631,0003,411
Extraordinary gains, net$04
Net income$631,0003,411
Minority interest net income$065
Net income of bank and minority interests.$631,0003,411
Net charge-offs$-45,0004,723
Cash dividends$37,0003,152
Sale, conversion, retirement of capital stock, net$0504
Net operating income$631,0003,359
2020-03-31 (YTD Data)Rank
Total interest income$1,560,0003,324
Total interest expense$259,0003,213
Net interest income$1,301,0003,292
Provision for loan and lease losses$15,0003,204
Total noninterest income$119,0003,626
Gross Fiduciary activities income$0941
Service charges on deposit accounts$62,0002,787
Trading account gains and feesNANA
Additional Noninterest Income$57,0003,737
Total noninterest expense$1,043,0003,333
Salaries and employee benefits$633,0003,222
Premises and equipment expense$107,0003,321
Additional noninterest expense$303,0003,438
Pre-tax net operating income$362,0003,180
Securities gains (losses)$01,705
Applicable income taxes$84,0002,078
Income before extraordinary items$278,0003,372
Extraordinary gains, net$04
Net income$278,0003,372
Minority interest net income$056
Net income of bank and minority interests.$278,0003,373
Net charge-offs$-39,0004,812
Cash dividends$37,0002,536
Sale, conversion, retirement of capital stock, net$0482
Net operating income$278,0003,355
2019-12-31 (YTD Data)Rank
Total interest income$6,352,0003,336
Total interest expense$917,0003,425
Net interest income$5,435,0003,272
Provision for loan and lease losses$135,0002,688
Total noninterest income$419,0003,862
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$235,0002,959
Trading account gains and feesNANA
Additional Noninterest Income$184,0004,014
Total noninterest expense$4,105,0003,374
Salaries and employee benefits$2,449,0003,276
Premises and equipment expense$477,0003,182
Additional noninterest expense$1,179,0003,518
Pre-tax net operating income$1,614,0003,302
Securities gains (losses)$02,379
Applicable income taxes$415,0002,137
Income before extraordinary items$1,199,0003,570
Extraordinary gains, net$011
Net income$1,199,0003,571
Minority interest net income$076
Net income of bank and minority interests.$1,199,0003,571
Net charge-offs$-17,0004,562
Cash dividends$1,406,0001,948
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,199,0003,533
2019-09-30 (YTD Data)Rank
Total interest income$4,606,0003,442
Total interest expense$665,0003,502
Net interest income$3,941,0003,371
Provision for loan and lease losses$105,0002,554
Total noninterest income$343,0003,798
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$172,0003,033
Trading account gains and feesNANA
Additional Noninterest Income$171,0003,870
Total noninterest expense$3,050,0003,410
Salaries and employee benefits$1,848,0003,273
Premises and equipment expense$336,0003,315
Additional noninterest expense$866,0003,589
Pre-tax net operating income$1,129,0003,479
Securities gains (losses)$02,167
Applicable income taxes$289,0002,260
Income before extraordinary items$840,0003,740
Extraordinary gains, net$011
Net income$840,0003,739
Minority interest net income$072
Net income of bank and minority interests.$840,0003,740
Net charge-offs$-8,0004,369
Cash dividends$425,0002,643
Sale, conversion, retirement of capital stock, net$0590
Net operating income$840,0003,709
2019-06-30 (YTD Data)Rank
Total interest income$2,979,0003,506
Total interest expense$421,0003,562
Net interest income$2,558,0003,441
Provision for loan and lease losses$55,0002,734
Total noninterest income$230,0003,785
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$115,0003,021
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,869
Total noninterest expense$2,049,0003,424
Salaries and employee benefits$1,253,0003,263
Premises and equipment expense$201,0003,504
Additional noninterest expense$595,0003,560
Pre-tax net operating income$684,0003,605
Securities gains (losses)$01,702
Applicable income taxes$158,0002,373
Income before extraordinary items$526,0003,803
Extraordinary gains, net$011
Net income$526,0003,802
Minority interest net income$069
Net income of bank and minority interests.$526,0003,802
Net charge-offs$-2,0004,040
Cash dividends$84,0003,217
Sale, conversion, retirement of capital stock, net$0573
Net operating income$526,0003,776
2019-03-31 (YTD Data)Rank
Total interest income$1,429,0003,604
Total interest expense$189,0003,694
Net interest income$1,240,0003,516
Provision for loan and lease losses$15,0002,868
Total noninterest income$121,0003,709
Gross Fiduciary activities income$0972
Service charges on deposit accounts$59,0002,981
Trading account gains and feesNANA
Additional Noninterest Income$62,0003,790
Total noninterest expense$1,049,0003,399
Salaries and employee benefits$633,0003,286
Premises and equipment expense$93,0003,662
Additional noninterest expense$323,0003,417
Pre-tax net operating income$297,0003,798
Securities gains (losses)$01,087
Applicable income taxes$59,0002,528
Income before extraordinary items$238,0003,908
Extraordinary gains, net$05
Net income$238,0003,906
Minority interest net income$052
Net income of bank and minority interests.$238,0003,907
Net charge-offs$2,0002,456
Cash dividends$39,0002,670
Sale, conversion, retirement of capital stock, net$0529
Net operating income$238,0003,902
2018-12-31 (YTD Data)Rank
Total interest income$3,718,0004,218
Total interest expense$332,0004,394
Net interest income$3,386,0004,146
Provision for loan and lease losses$600,0001,277
Total noninterest income$1,151,0002,665
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$160,0003,604
Trading account gains and feesNANA
Additional Noninterest Income$991,0002,249
Total noninterest expense$2,546,0004,243
Salaries and employee benefits$1,459,0004,212
Premises and equipment expense$295,0004,055
Additional noninterest expense$792,0004,234
Pre-tax net operating income$1,391,0003,632
Securities gains (losses)$01,125
Applicable income taxes$166,0002,786
Income before extraordinary items$1,225,0003,644
Extraordinary gains, net$06
Net income$1,225,0003,641
Minority interest net income$072
Net income of bank and minority interests.$1,225,0003,643
Net charge-offs$-20,0004,676
Cash dividends$924,0002,324
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,225,0003,649
2018-09-30 (YTD Data)Rank
Total interest income$2,135,0004,590
Total interest expense$172,0004,754
Net interest income$1,963,0004,517
Provision for loan and lease losses$03,948
Total noninterest income$1,037,0002,457
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$95,0003,916
Trading account gains and feesNANA
Additional Noninterest Income$942,0002,008
Total noninterest expense$1,462,0004,613
Salaries and employee benefits$862,0004,543
Premises and equipment expense$168,0004,444
Additional noninterest expense$432,0004,688
Pre-tax net operating income$1,538,0003,153
Securities gains (losses)$01,118
Applicable income taxes$190,0002,577
Income before extraordinary items$1,348,0003,147
Extraordinary gains, net$05
Net income$1,348,0003,145
Minority interest net income$066
Net income of bank and minority interests.$1,348,0003,146
Net charge-offs$-18,0004,637
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,348,0003,138
2018-06-30 (YTD Data)Rank
Total interest income$2,467,0003,793
Total interest expense$153,0004,445
Net interest income$2,314,0003,670
Provision for loan and lease losses$03,782
Total noninterest income$289,0003,640
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$129,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$160,0003,648
Total noninterest expense$1,744,0003,790
Salaries and employee benefits$1,048,0003,621
Premises and equipment expense$219,0003,444
Additional noninterest expense$477,0004,032
Pre-tax net operating income$859,0003,377
Securities gains (losses)$0961
Applicable income taxes$216,0002,151
Income before extraordinary items$643,0003,619
Extraordinary gains, net$06
Net income$643,0003,618
Minority interest net income$065
Net income of bank and minority interests.$643,0003,618
Net charge-offs$-16,0004,670
Cash dividends$1,272,0001,108
Sale, conversion, retirement of capital stock, net$0620
Net operating income$643,0003,622
2018-03-31 (YTD Data)Rank
Total interest income$1,090,0004,026
Total interest expense$74,0004,469
Net interest income$1,016,0003,925
Provision for loan and lease losses$03,508
Total noninterest income$180,0003,333
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$67,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$113,0003,178
Total noninterest expense$842,0003,903
Salaries and employee benefits$498,0003,762
Premises and equipment expense$98,0003,689
Additional noninterest expense$246,0004,007
Pre-tax net operating income$354,0003,608
Securities gains (losses)$0735
Applicable income taxes$88,0002,266
Income before extraordinary items$266,0003,837
Extraordinary gains, net$07
Net income$266,0003,837
Minority interest net income$052
Net income of bank and minority interests.$266,0003,837
Net charge-offs$-3,0004,242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$266,0003,836
2017-12-31 (YTD Data)Rank
Total interest income$4,256,0004,043
Total interest expense$289,0004,442
Net interest income$3,967,0003,959
Provision for loan and lease losses$04,227
Total noninterest income$599,0003,692
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$253,0003,113
Trading account gains and feesNANA
Additional Noninterest Income$346,0003,629
Total noninterest expense$3,320,0003,925
Salaries and employee benefits$1,930,0003,823
Premises and equipment expense$418,0003,577
Additional noninterest expense$972,0004,063
Pre-tax net operating income$1,246,0003,785
Securities gains (losses)$02,243
Applicable income taxes$956,0001,919
Income before extraordinary items$290,0004,875
Extraordinary gains, net$09
Net income$290,0004,875
Minority interest net income$076
Net income of bank and minority interests.$290,0004,875
Net charge-offs$-63,0005,196
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$290,0004,867
2017-09-30 (YTD Data)Rank
Total interest income$3,199,0004,065
Total interest expense$216,0004,472
Net interest income$2,983,0003,976
Provision for loan and lease losses$04,088
Total noninterest income$393,0003,899
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$185,0003,174
Trading account gains and feesNANA
Additional Noninterest Income$208,0003,917
Total noninterest expense$2,457,0003,967
Salaries and employee benefits$1,412,0003,895
Premises and equipment expense$326,0003,538
Additional noninterest expense$719,0004,090
Pre-tax net operating income$919,0003,889
Securities gains (losses)$02,274
Applicable income taxes$336,0002,388
Income before extraordinary items$583,0004,244
Extraordinary gains, net$09
Net income$583,0004,243
Minority interest net income$071
Net income of bank and minority interests.$583,0004,244
Net charge-offs$-49,0005,151
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$583,0004,230
2017-06-30 (YTD Data)Rank
Total interest income$2,106,0004,091
Total interest expense$145,0004,468
Net interest income$1,961,0004,009
Provision for loan and lease losses$03,871
Total noninterest income$199,0004,268
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$120,0003,211
Trading account gains and feesNANA
Additional Noninterest Income$79,0004,508
Total noninterest expense$1,636,0003,989
Salaries and employee benefits$936,0003,917
Premises and equipment expense$225,0003,505
Additional noninterest expense$475,0004,132
Pre-tax net operating income$524,0004,068
Securities gains (losses)$01,906
Applicable income taxes$192,0002,510
Income before extraordinary items$332,0004,395
Extraordinary gains, net$011
Net income$332,0004,394
Minority interest net income$071
Net income of bank and minority interests.$332,0004,395
Net charge-offs$-26,0005,089
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$332,0004,386
2017-03-31 (YTD Data)Rank
Total interest income$1,060,0004,094
Total interest expense$75,0004,419
Net interest income$985,0004,015
Provision for loan and lease losses$03,537
Total noninterest income$99,0004,289
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$57,0003,310
Trading account gains and feesNANA
Additional Noninterest Income$42,0004,488
Total noninterest expense$832,0004,008
Salaries and employee benefits$467,0003,980
Premises and equipment expense$120,0003,440
Additional noninterest expense$245,0004,096
Pre-tax net operating income$252,0004,088
Securities gains (losses)$01,153
Applicable income taxes$82,0002,587
Income before extraordinary items$170,0004,347
Extraordinary gains, net$08
Net income$170,0004,347
Minority interest net income$055
Net income of bank and minority interests.$170,0004,347
Net charge-offs$-22,0005,287
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$170,0004,334
2016-12-31 (YTD Data)Rank
Total interest income$4,117,0004,151
Total interest expense$340,0004,290
Net interest income$3,777,0004,097
Provision for loan and lease losses$-34,0005,509
Total noninterest income$980,0003,069
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$254,0003,240
Trading account gains and fees$0170
Additional Noninterest Income$726,0002,780
Total noninterest expense$3,341,0004,008
Salaries and employee benefits$1,824,0003,994
Premises and equipment expense$509,0003,340
Additional noninterest expense$1,008,0004,138
Pre-tax net operating income$1,450,0003,552
Securities gains (losses)$24,0002,274
Applicable income taxes$596,0002,110
Income before extraordinary items$878,0004,068
Extraordinary gains, net$05
Net income$878,0004,066
Minority interest net income$082
Net income of bank and minority interests.$878,0004,067
Net charge-offs$-241,0005,687
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$862,6404,033
2016-09-30 (YTD Data)Rank
Total interest income$3,098,0004,179
Total interest expense$262,0004,290
Net interest income$2,836,0004,127
Provision for loan and lease losses$-134,0005,743
Total noninterest income$498,0003,683
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$191,0003,253
Trading account gains and fees$0169
Additional Noninterest Income$307,0003,544
Total noninterest expense$2,559,0003,988
Salaries and employee benefits$1,368,0004,004
Premises and equipment expense$422,0003,163
Additional noninterest expense$769,0004,147
Pre-tax net operating income$909,0003,857
Securities gains (losses)$24,0002,223
Applicable income taxes$343,0002,382
Income before extraordinary items$590,0004,277
Extraordinary gains, net$05
Net income$590,0004,276
Minority interest net income$071
Net income of bank and minority interests.$590,0004,277
Net charge-offs$-153,0005,679
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$574,6404,239
2016-06-30 (YTD Data)Rank
Total interest income$2,083,0004,190
Total interest expense$177,0004,294
Net interest income$1,906,0004,145
Provision for loan and lease losses$-152,0005,877
Total noninterest income$315,0003,768
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$125,0003,266
Trading account gains and fees$0157
Additional Noninterest Income$190,0003,680
Total noninterest expense$1,712,0004,021
Salaries and employee benefits$913,0004,037
Premises and equipment expense$277,0003,209
Additional noninterest expense$522,0004,146
Pre-tax net operating income$661,0003,743
Securities gains (losses)$24,0001,854
Applicable income taxes$256,0002,276
Income before extraordinary items$429,0004,183
Extraordinary gains, net$016
Net income$429,0004,180
Minority interest net income$071
Net income of bank and minority interests.$429,0004,182
Net charge-offs$-149,0005,793
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$413,6404,160
2016-03-31 (YTD Data)Rank
Total interest income$1,039,0004,213
Total interest expense$88,0004,332
Net interest income$951,0004,162
Provision for loan and lease losses$15,0002,996
Total noninterest income$184,0003,493
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$61,0003,298
Trading account gains and fees$0142
Additional Noninterest Income$123,0003,242
Total noninterest expense$840,0004,080
Salaries and employee benefits$455,0004,080
Premises and equipment expense$151,0003,042
Additional noninterest expense$234,0004,372
Pre-tax net operating income$280,0003,968
Securities gains (losses)$24,0001,160
Applicable income taxes$112,0002,367
Income before extraordinary items$192,0004,292
Extraordinary gains, net$012
Net income$192,0004,289
Minority interest net income$062
Net income of bank and minority interests.$192,0004,291
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$176,6404,356
2015-12-31 (YTD Data)Rank
Total interest income$4,123,0004,250
Total interest expense$385,0004,224
Net interest income$3,738,0004,202
Provision for loan and lease losses$70,0003,350
Total noninterest income$-1,0006,115
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$243,0003,394
Trading account gains and fees$0159
Additional Noninterest Income$-244,0006,150
Total noninterest expense$3,505,0004,006
Salaries and employee benefits$1,669,0004,256
Premises and equipment expense$535,0003,344
Additional noninterest expense$1,301,0003,738
Pre-tax net operating income$162,0005,548
Securities gains (losses)$27,0002,055
Applicable income taxes$83,0003,419
Income before extraordinary items$106,0005,680
Extraordinary gains, net$023
Net income$106,0005,683
Minority interest net income$081
Net income of bank and minority interests.$106,0005,683
Net charge-offs$236,0001,832
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$88,7205,689
2015-09-30 (YTD Data)Rank
Total interest income$3,035,0004,324
Total interest expense$294,0004,236
Net interest income$2,741,0004,297
Provision for loan and lease losses$70,0002,996
Total noninterest income$-119,0006,241
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$179,0003,445
Trading account gains and fees$0153
Additional Noninterest Income$-298,0006,244
Total noninterest expense$2,680,0003,976
Salaries and employee benefits$1,253,0004,285
Premises and equipment expense$442,0003,188
Additional noninterest expense$985,0003,732
Pre-tax net operating income$-128,0006,054
Securities gains (losses)$27,0001,860
Applicable income taxes$-33,0006,114
Income before extraordinary items$-68,0006,039
Extraordinary gains, net$021
Net income$-68,0006,040
Minority interest net income$078
Net income of bank and minority interests.$-68,0006,040
Net charge-offs$242,0001,379
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-86,0906,033
2015-06-30 (YTD Data)Rank
Total interest income$2,011,0004,367
Total interest expense$197,0004,273
Net interest income$1,814,0004,327
Provision for loan and lease losses$20,0003,492
Total noninterest income$669,0002,680
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$118,0003,441
Trading account gains and fees$0157
Additional Noninterest Income$551,0002,305
Total noninterest expense$1,843,0003,944
Salaries and employee benefits$843,0004,321
Premises and equipment expense$295,0003,204
Additional noninterest expense$705,0003,563
Pre-tax net operating income$620,0003,844
Securities gains (losses)$02,636
Applicable income taxes$229,0002,348
Income before extraordinary items$391,0004,323
Extraordinary gains, net$022
Net income$391,0004,326
Minority interest net income$075
Net income of bank and minority interests.$391,0004,326
Net charge-offs$142,0001,414
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$391,0004,267
2015-03-31 (YTD Data)Rank
Total interest income$1,020,0004,358
Total interest expense$99,0004,308
Net interest income$921,0004,322
Provision for loan and lease losses$03,703
Total noninterest income$496,0002,115
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$57,0003,478
Trading account gains and fees$0152
Additional Noninterest Income$439,0001,659
Total noninterest expense$957,0003,896
Salaries and employee benefits$427,0004,312
Premises and equipment expense$153,0003,155
Additional noninterest expense$377,0003,415
Pre-tax net operating income$460,0003,154
Securities gains (losses)$02,027
Applicable income taxes$168,0001,991
Income before extraordinary items$292,0003,702
Extraordinary gains, net$013
Net income$292,0003,704
Minority interest net income$064
Net income of bank and minority interests.$292,0003,705
Net charge-offs$66,0001,372
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$292,0003,609
2014-12-31 (YTD Data)Rank
Total interest income$4,247,0004,341
Total interest expense$511,0003,973
Net interest income$3,736,0004,338
Provision for loan and lease losses$-314,0006,197
Total noninterest income$394,0004,650
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$281,0003,334
Trading account gains and fees$0180
Additional Noninterest Income$113,0005,146
Total noninterest expense$3,491,0004,148
Salaries and employee benefits$1,644,0004,421
Premises and equipment expense$562,0003,385
Additional noninterest expense$1,285,0003,906
Pre-tax net operating income$953,0004,230
Securities gains (losses)$03,259
Applicable income taxes$373,0002,459
Income before extraordinary items$580,0004,742
Extraordinary gains, net$017
Net income$580,0004,742
Minority interest net income$084
Net income of bank and minority interests.$580,0004,742
Net charge-offs$187,0002,531
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$580,0004,695
2014-09-30 (YTD Data)Rank
Total interest income$3,218,0004,355
Total interest expense$394,0003,980
Net interest income$2,824,0004,357
Provision for loan and lease losses$71,0003,156
Total noninterest income$343,0004,455
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$208,0003,391
Trading account gains and fees$0174
Additional Noninterest Income$135,0004,702
Total noninterest expense$2,592,0004,184
Salaries and employee benefits$1,243,0004,417
Premises and equipment expense$453,0003,267
Additional noninterest expense$896,0004,090
Pre-tax net operating income$504,0004,789
Securities gains (losses)$02,980
Applicable income taxes$185,0002,867
Income before extraordinary items$319,0005,174
Extraordinary gains, net$015
Net income$319,0005,174
Minority interest net income$081
Net income of bank and minority interests.$319,0005,176
Net charge-offs$533,0001,097
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$319,0005,125
2014-06-30 (YTD Data)Rank
Total interest income$2,165,0004,346
Total interest expense$269,0003,977
Net interest income$1,896,0004,362
Provision for loan and lease losses$71,0002,671
Total noninterest income$373,0003,617
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$136,0003,416
Trading account gains and fees$0172
Additional Noninterest Income$237,0003,380
Total noninterest expense$1,758,0004,165
Salaries and employee benefits$847,0004,412
Premises and equipment expense$288,0003,381
Additional noninterest expense$623,0004,012
Pre-tax net operating income$440,0004,386
Securities gains (losses)$02,580
Applicable income taxes$163,0002,609
Income before extraordinary items$277,0004,851
Extraordinary gains, net$020
Net income$277,0004,852
Minority interest net income$080
Net income of bank and minority interests.$277,0004,853
Net charge-offs$588,000761
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$277,0004,793
2014-03-31 (YTD Data)Rank
Total interest income$1,078,0004,382
Total interest expense$138,0003,978
Net interest income$940,0004,396
Provision for loan and lease losses$71,0001,932
Total noninterest income$208,0003,407
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$72,0003,281
Trading account gains and fees$0147
Additional Noninterest Income$136,0003,110
Total noninterest expense$902,0004,139
Salaries and employee benefits$429,0004,413
Premises and equipment expense$141,0003,491
Additional noninterest expense$332,0003,882
Pre-tax net operating income$175,0004,672
Securities gains (losses)$01,715
Applicable income taxes$65,0002,747
Income before extraordinary items$110,0005,053
Extraordinary gains, net$016
Net income$110,0005,054
Minority interest net income$066
Net income of bank and minority interests.$110,0005,053
Net charge-offs$41,0002,013
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$110,0005,007
2013-12-31 (YTD Data)Rank
Total interest income$4,632,0004,285
Total interest expense$628,0003,991
Net interest income$4,004,0004,274
Provision for loan and lease losses$25,0004,614
Total noninterest income$213,0005,549
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$325,0003,213
Trading account gains and fees$0184
Additional Noninterest Income$-112,0006,623
Total noninterest expense$3,725,0004,093
Salaries and employee benefits$1,677,0004,489
Premises and equipment expense$593,0003,338
Additional noninterest expense$1,455,0003,729
Pre-tax net operating income$467,0005,067
Securities gains (losses)$03,182
Applicable income taxes$170,0003,061
Income before extraordinary items$297,0005,421
Extraordinary gains, net$029
Net income$297,0005,426
Minority interest net income$090
Net income of bank and minority interests.$297,0005,426
Net charge-offs$-30,0006,337
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$297,0005,375
2013-09-30 (YTD Data)Rank
Total interest income$3,508,0004,302
Total interest expense$484,0004,022
Net interest income$3,024,0004,292
Provision for loan and lease losses$25,0004,386
Total noninterest income$104,0006,049
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$248,0003,204
Trading account gains and fees$0180
Additional Noninterest Income$-144,0006,766
Total noninterest expense$2,756,0004,143
Salaries and employee benefits$1,256,0004,500
Premises and equipment expense$477,0003,214
Additional noninterest expense$1,023,0003,895
Pre-tax net operating income$347,0005,186
Securities gains (losses)$03,040
Applicable income taxes$127,0003,136
Income before extraordinary items$220,0005,564
Extraordinary gains, net$025
Net income$220,0005,565
Minority interest net income$084
Net income of bank and minority interests.$220,0005,565
Net charge-offs$-18,0006,247
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$220,0005,496
2013-06-30 (YTD Data)Rank
Total interest income$2,333,0004,319
Total interest expense$334,0004,005
Net interest income$1,999,0004,317
Provision for loan and lease losses$25,0004,134
Total noninterest income$19,0006,658
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$141,0003,459
Trading account gains and fees$0157
Additional Noninterest Income$-122,0006,816
Total noninterest expense$1,854,0004,140
Salaries and employee benefits$836,0004,533
Premises and equipment expense$310,0003,286
Additional noninterest expense$708,0003,799
Pre-tax net operating income$139,0005,645
Securities gains (losses)$02,791
Applicable income taxes$50,0003,510
Income before extraordinary items$89,0005,912
Extraordinary gains, net$022
Net income$89,0005,914
Minority interest net income$082
Net income of bank and minority interests.$89,0005,914
Net charge-offs$12,0004,240
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$89,0005,821
2013-03-31 (YTD Data)Rank
Total interest income$1,159,0004,351
Total interest expense$174,0004,001
Net interest income$985,0004,382
Provision for loan and lease losses$04,409
Total noninterest income$-36,0006,921
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$86,0003,095
Trading account gains and fees$0148
Additional Noninterest Income$-122,0006,940
Total noninterest expense$948,0004,124
Salaries and employee benefits$424,0004,536
Premises and equipment expense$158,0003,269
Additional noninterest expense$366,0003,734
Pre-tax net operating income$1,0006,323
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,0006,404
Extraordinary gains, net$010
Net income$1,0006,405
Minority interest net income$076
Net income of bank and minority interests.$1,0006,405
Net charge-offs$-12,0006,270
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,0006,329
2012-12-31 (YTD Data)Rank
Total interest income$5,025,0004,277
Total interest expense$893,0003,880
Net interest income$4,132,0004,328
Provision for loan and lease losses$155,0004,250
Total noninterest income$618,0004,124
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$392,0002,968
Trading account gains and fees$0166
Additional Noninterest Income$226,0004,433
Total noninterest expense$4,144,0003,936
Salaries and employee benefits$1,824,0004,369
Premises and equipment expense$641,0003,225
Additional noninterest expense$1,679,0003,517
Pre-tax net operating income$451,0005,022
Securities gains (losses)$03,810
Applicable income taxes$175,0003,104
Income before extraordinary items$276,0005,546
Extraordinary gains, net$029
Net income$276,0005,543
Minority interest net income$093
Net income of bank and minority interests.$276,0005,544
Net charge-offs$418,0002,888
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$276,0005,351
2012-09-30 (YTD Data)Rank
Total interest income$3,809,0004,334
Total interest expense$701,0003,894
Net interest income$3,108,0004,378
Provision for loan and lease losses$155,0003,841
Total noninterest income$559,0003,814
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$295,0003,001
Trading account gains and fees$0157
Additional Noninterest Income$264,0003,865
Total noninterest expense$3,121,0003,950
Salaries and employee benefits$1,415,0004,291
Premises and equipment expense$503,0003,152
Additional noninterest expense$1,203,0003,656
Pre-tax net operating income$391,0005,022
Securities gains (losses)$03,575
Applicable income taxes$107,0003,328
Income before extraordinary items$284,0005,385
Extraordinary gains, net$020
Net income$284,0005,384
Minority interest net income$086
Net income of bank and minority interests.$284,0005,384
Net charge-offs$387,0002,499
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$284,0005,187
2012-06-30 (YTD Data)Rank
Total interest income$2,607,0004,309
Total interest expense$481,0003,922
Net interest income$2,126,0004,323
Provision for loan and lease losses$155,0003,307
Total noninterest income$390,0003,699
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$191,0003,047
Trading account gains and fees$0153
Additional Noninterest Income$199,0003,676
Total noninterest expense$2,112,0003,927
Salaries and employee benefits$976,0004,234
Premises and equipment expense$330,0003,199
Additional noninterest expense$806,0003,644
Pre-tax net operating income$249,0005,060
Securities gains (losses)$03,178
Applicable income taxes$83,0003,207
Income before extraordinary items$166,0005,544
Extraordinary gains, net$019
Net income$166,0005,543
Minority interest net income$084
Net income of bank and minority interests.$166,0005,543
Net charge-offs$363,0002,110
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$166,0005,360
2012-03-31 (YTD Data)Rank
Total interest income$1,298,0004,358
Total interest expense$243,0003,995
Net interest income$1,055,0004,365
Provision for loan and lease losses$95,0002,953
Total noninterest income$146,0004,290
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$92,0003,114
Trading account gains and fees$0148
Additional Noninterest Income$54,0004,597
Total noninterest expense$1,064,0003,933
Salaries and employee benefits$493,0004,236
Premises and equipment expense$169,0003,167
Additional noninterest expense$402,0003,623
Pre-tax net operating income$42,0006,021
Securities gains (losses)$02,210
Applicable income taxes$9,0004,034
Income before extraordinary items$33,0006,179
Extraordinary gains, net$019
Net income$33,0006,178
Minority interest net income$078
Net income of bank and minority interests.$33,0006,179
Net charge-offs$-29,0006,967
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$33,0006,053
2011-12-31 (YTD Data)Rank
Total interest income$5,915,0004,107
Total interest expense$1,206,0003,950
Net interest income$4,709,0004,070
Provision for loan and lease losses$3,767,000997
Total noninterest income$799,0003,527
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$435,0002,866
Trading account gains and fees$0146
Additional Noninterest Income$364,0003,562
Total noninterest expense$5,129,0003,462
Salaries and employee benefits$1,929,0004,259
Premises and equipment expense$685,0003,252
Additional noninterest expense$2,515,0002,577
Pre-tax net operating income$-3,388,0006,952
Securities gains (losses)$187,0001,513
Applicable income taxes$-1,212,0007,191
Income before extraordinary items$-1,989,0006,831
Extraordinary gains, net$029
Net income$-1,989,0006,831
Minority interest net income$096
Net income of bank and minority interests.$-1,989,0006,831
Net charge-offs$4,884,000811
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,108,6806,829
2011-09-30 (YTD Data)Rank
Total interest income$4,636,0004,009
Total interest expense$936,0003,982
Net interest income$3,700,0003,959
Provision for loan and lease losses$435,0003,110
Total noninterest income$688,0003,279
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$330,0002,841
Trading account gains and fees$0145
Additional Noninterest Income$358,0003,199
Total noninterest expense$3,486,0003,731
Salaries and employee benefits$1,435,0004,279
Premises and equipment expense$545,0003,149
Additional noninterest expense$1,506,0003,148
Pre-tax net operating income$467,0004,570
Securities gains (losses)$187,0001,268
Applicable income taxes$230,0002,534
Income before extraordinary items$424,0004,579
Extraordinary gains, net$021
Net income$424,0004,581
Minority interest net income$087
Net income of bank and minority interests.$424,0004,580
Net charge-offs$519,0002,625
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$302,4504,927
2011-06-30 (YTD Data)Rank
Total interest income$3,304,0003,885
Total interest expense$643,0004,018
Net interest income$2,661,0003,799
Provision for loan and lease losses$435,0002,491
Total noninterest income$532,0003,001
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$227,0002,767
Trading account gains and fees$0153
Additional Noninterest Income$305,0002,856
Total noninterest expense$2,201,0003,914
Salaries and employee benefits$968,0004,284
Premises and equipment expense$358,0003,203
Additional noninterest expense$875,0003,525
Pre-tax net operating income$557,0003,603
Securities gains (losses)$170,000812
Applicable income taxes$264,0001,935
Income before extraordinary items$463,0003,727
Extraordinary gains, net$015
Net income$463,0003,728
Minority interest net income$089
Net income of bank and minority interests.$463,0003,729
Net charge-offs$498,0002,147
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$354,2004,108
2011-03-31 (YTD Data)Rank
Total interest income$1,522,0004,117
Total interest expense$330,0004,060
Net interest income$1,192,0004,060
Provision for loan and lease losses$05,840
Total noninterest income$367,0002,489
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$115,0002,685
Trading account gains and fees$0158
Additional Noninterest Income$252,0002,137
Total noninterest expense$1,057,0004,044
Salaries and employee benefits$488,0004,302
Premises and equipment expense$179,0003,251
Additional noninterest expense$390,0003,801
Pre-tax net operating income$502,0002,554
Securities gains (losses)$01,772
Applicable income taxes$175,0001,638
Income before extraordinary items$327,0003,048
Extraordinary gains, net$09
Net income$327,0003,047
Minority interest net income$086
Net income of bank and minority interests.$327,0003,048
Net charge-offs$317,0001,694
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$327,0002,993
2010-12-31 (YTD Data)Rank
Total interest income$6,989,0003,905
Total interest expense$2,160,0003,354
Net interest income$4,829,0004,057
Provision for loan and lease losses$3,805,0001,380
Total noninterest income$318,0005,303
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$468,0002,761
Trading account gains and fees$0175
Additional Noninterest Income$-150,0007,239
Total noninterest expense$5,846,0003,182
Salaries and employee benefits$1,888,0004,399
Premises and equipment expense$748,0003,126
Additional noninterest expense$3,210,0002,165
Pre-tax net operating income$-4,504,0007,068
Securities gains (losses)$03,793
Applicable income taxes$-1,631,0007,416
Income before extraordinary items$-2,873,0006,978
Extraordinary gains, net$029
Net income$-2,873,0006,979
Minority interest net income$0111
Net income of bank and minority interests.$-2,873,0006,979
Net charge-offs$4,970,0001,021
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,873,0006,960
2010-09-30 (YTD Data)Rank
Total interest income$5,128,0004,048
Total interest expense$1,767,0003,251
Net interest income$3,361,0004,318
Provision for loan and lease losses$2,354,0001,490
Total noninterest income$226,0005,480
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$427,0002,457
Trading account gains and fees$0165
Additional Noninterest Income$-201,0007,466
Total noninterest expense$3,658,0003,698
Salaries and employee benefits$1,432,0004,408
Premises and equipment expense$553,0003,215
Additional noninterest expense$1,673,0002,913
Pre-tax net operating income$-2,425,0007,126
Securities gains (losses)$03,651
Applicable income taxes$-942,0007,483
Income before extraordinary items$-1,483,0007,045
Extraordinary gains, net$023
Net income$-1,483,0007,044
Minority interest net income$0110
Net income of bank and minority interests.$-1,483,0007,045
Net charge-offs$4,792,000809
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,483,0007,010
2010-06-30 (YTD Data)Rank
Total interest income$3,391,0004,101
Total interest expense$1,275,0003,160
Net interest income$2,116,0004,468
Provision for loan and lease losses$1,923,0001,312
Total noninterest income$301,0004,250
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$284,0002,464
Trading account gains and fees$0152
Additional Noninterest Income$17,0006,572
Total noninterest expense$2,438,0003,695
Salaries and employee benefits$969,0004,374
Premises and equipment expense$361,0003,282
Additional noninterest expense$1,108,0002,922
Pre-tax net operating income$-1,944,0007,254
Securities gains (losses)$03,184
Applicable income taxes$-731,0007,557
Income before extraordinary items$-1,213,0007,161
Extraordinary gains, net$019
Net income$-1,213,0007,160
Minority interest net income$0105
Net income of bank and minority interests.$-1,213,0007,161
Net charge-offs$3,299,000764
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,213,0007,138
2010-03-31 (YTD Data)Rank
Total interest income$1,791,0004,016
Total interest expense$676,0003,142
Net interest income$1,115,0004,347
Provision for loan and lease losses$1,923,000773
Total noninterest income$139,0004,449
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$135,0002,545
Trading account gains and fees$0175
Additional Noninterest Income$4,0007,081
Total noninterest expense$1,177,0003,814
Salaries and employee benefits$505,0004,328
Premises and equipment expense$178,0003,414
Additional noninterest expense$494,0003,217
Pre-tax net operating income$-1,846,0007,577
Securities gains (losses)$02,284
Applicable income taxes$-731,0007,753
Income before extraordinary items$-1,115,0007,495
Extraordinary gains, net$016
Net income$-1,115,0007,496
Minority interest net income$091
Net income of bank and minority interests.$-1,115,0007,496
Net charge-offs$910,0001,104
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,115,0007,489
2009-12-31 (YTD Data)Rank
Total interest income$10,219,0003,181
Total interest expense$3,586,0002,989
Net interest income$6,633,0003,183
Provision for loan and lease losses$6,485,0001,188
Total noninterest income$779,0003,819
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$557,0002,673
Trading account gains and fees$0211
Additional Noninterest Income$222,0004,467
Total noninterest expense$4,717,0003,865
Salaries and employee benefits$2,189,0004,087
Premises and equipment expense$772,0003,220
Additional noninterest expense$1,756,0003,667
Pre-tax net operating income$-3,790,0007,027
Securities gains (losses)$03,754
Applicable income taxes$-1,500,0007,422
Income before extraordinary items$-2,290,0006,830
Extraordinary gains, net$034
Net income$-2,290,0006,827
Minority interest net income$0115
Net income of bank and minority interests.$-2,290,0006,828
Net charge-offs$4,830,0001,180
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,290,0006,827
2009-09-30 (YTD Data)Rank
Total interest income$7,944,0003,130
Total interest expense$2,819,0003,001
Net interest income$5,125,0003,123
Provision for loan and lease losses$1,496,0002,224
Total noninterest income$589,0003,881
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$413,0002,700
Trading account gains and fees$0212
Additional Noninterest Income$176,0004,496
Total noninterest expense$3,507,0003,900
Salaries and employee benefits$1,889,0003,699
Premises and equipment expense$574,0003,288
Additional noninterest expense$1,044,0004,258
Pre-tax net operating income$711,0003,301
Securities gains (losses)$03,497
Applicable income taxes$245,0002,126
Income before extraordinary items$466,0003,807
Extraordinary gains, net$027
Net income$466,0003,804
Minority interest net income$0118
Net income of bank and minority interests.$466,0003,805
Net charge-offs$2,214,0001,416
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$466,0003,719
2009-06-30 (YTD Data)Rank
Total interest income$5,548,0003,026
Total interest expense$1,974,0003,002
Net interest income$3,574,0002,992
Provision for loan and lease losses$696,0002,511
Total noninterest income$342,0004,173
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$259,0002,787
Trading account gains and fees$0193
Additional Noninterest Income$83,0005,117
Total noninterest expense$2,363,0003,897
Salaries and employee benefits$1,271,0003,722
Premises and equipment expense$370,0003,384
Additional noninterest expense$722,0004,177
Pre-tax net operating income$857,0002,388
Securities gains (losses)$2,0002,937
Applicable income taxes$314,0001,480
Income before extraordinary items$545,0002,941
Extraordinary gains, net$021
Net income$545,0002,938
Minority interest net income$0112
Net income of bank and minority interests.$545,0002,940
Net charge-offs$485,0002,386
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$543,7202,840
2009-03-31 (YTD Data)Rank
Total interest income$2,908,0002,939
Total interest expense$1,032,0002,978
Net interest income$1,876,0002,869
Provision for loan and lease losses$235,0002,635
Total noninterest income$133,0004,674
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$119,0002,908
Trading account gains and fees$0171
Additional Noninterest Income$14,0006,542
Total noninterest expense$1,113,0003,993
Salaries and employee benefits$642,0003,724
Premises and equipment expense$191,0003,355
Additional noninterest expense$280,0004,620
Pre-tax net operating income$661,0001,893
Securities gains (losses)$2,0002,230
Applicable income taxes$255,0001,210
Income before extraordinary items$408,0002,532
Extraordinary gains, net$015
Net income$408,0002,532
Minority interest net income$0102
Net income of bank and minority interests.$408,0002,534
Net charge-offs$157,0002,366
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$406,7202,396
2008-12-31 (YTD Data)Rank
Total interest income$11,790,0003,088
Total interest expense$5,339,0002,802
Net interest income$6,451,0003,280
Provision for loan and lease losses$980,0002,740
Total noninterest income$710,0004,103
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$452,0003,219
Trading account gains and fees$0154
Additional Noninterest Income$258,0004,371
Total noninterest expense$4,243,0004,061
Salaries and employee benefits$2,338,0003,970
Premises and equipment expense$785,0003,223
Additional noninterest expense$1,120,0004,487
Pre-tax net operating income$1,938,0002,513
Securities gains (losses)$1,0003,084
Applicable income taxes$697,0001,523
Income before extraordinary items$1,242,0002,842
Extraordinary gains, net$039
Net income$1,242,0002,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$675,0002,411
Cash dividends$261,0004,250
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,241,3602,990
2008-09-30 (YTD Data)Rank
Total interest income$8,947,0003,125
Total interest expense$4,148,0002,820
Net interest income$4,799,0003,330
Provision for loan and lease losses$430,0002,967
Total noninterest income$547,0004,144
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$341,0003,237
Trading account gains and fees$0148
Additional Noninterest Income$206,0004,356
Total noninterest expense$3,236,0003,987
Salaries and employee benefits$1,801,0003,925
Premises and equipment expense$592,0003,225
Additional noninterest expense$843,0004,413
Pre-tax net operating income$1,680,0002,608
Securities gains (losses)$1,0002,971
Applicable income taxes$602,0001,675
Income before extraordinary items$1,079,0002,960
Extraordinary gains, net$031
Net income$1,079,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0002,464
Cash dividends$11,0004,890
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,078,3603,103
2008-06-30 (YTD Data)Rank
Total interest income$6,126,0003,095
Total interest expense$2,868,0002,822
Net interest income$3,258,0003,274
Provision for loan and lease losses$260,0002,752
Total noninterest income$351,0004,274
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$225,0003,245
Trading account gains and fees$0149
Additional Noninterest Income$126,0004,628
Total noninterest expense$2,191,0003,963
Salaries and employee benefits$1,207,0003,937
Premises and equipment expense$395,0003,244
Additional noninterest expense$589,0004,256
Pre-tax net operating income$1,158,0002,654
Securities gains (losses)$03,233
Applicable income taxes$427,0001,796
Income before extraordinary items$731,0003,240
Extraordinary gains, net$021
Net income$731,0003,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,222
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$731,0003,181
2008-03-31 (YTD Data)Rank
Total interest income$3,243,0003,001
Total interest expense$1,543,0002,806
Net interest income$1,700,0003,155
Provision for loan and lease losses$135,0002,308
Total noninterest income$163,0004,421
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$111,0003,231
Trading account gains and fees$0158
Additional Noninterest Income$52,0004,970
Total noninterest expense$1,096,0003,967
Salaries and employee benefits$604,0003,961
Premises and equipment expense$211,0003,079
Additional noninterest expense$281,0004,319
Pre-tax net operating income$632,0002,602
Securities gains (losses)$02,688
Applicable income taxes$241,0001,720
Income before extraordinary items$391,0003,240
Extraordinary gains, net$015
Net income$391,0003,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,107
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$391,0003,166
2007-12-31 (YTD Data)Rank
Total interest income$13,079,0003,050
Total interest expense$5,906,0003,040
Net interest income$7,173,0003,035
Provision for loan and lease losses$450,0002,497
Total noninterest income$544,0004,839
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$402,0003,513
Trading account gains and fees$0178
Additional Noninterest Income$142,0005,665
Total noninterest expense$3,783,0004,296
Salaries and employee benefits$2,154,0004,149
Premises and equipment expense$612,0003,786
Additional noninterest expense$1,017,0004,608
Pre-tax net operating income$3,484,0002,210
Securities gains (losses)$1,0001,983
Applicable income taxes$1,262,0001,598
Income before extraordinary items$2,223,0002,609
Extraordinary gains, net$039
Net income$2,223,0002,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,810
Cash dividends$500,0003,679
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,222,3602,602
2007-09-30 (YTD Data)Rank
Total interest income$9,613,0003,101
Total interest expense$4,267,0003,135
Net interest income$5,346,0003,050
Provision for loan and lease losses$330,0002,168
Total noninterest income$378,0005,042
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$294,0003,551
Trading account gains and fees$0184
Additional Noninterest Income$84,0006,082
Total noninterest expense$2,794,0004,313
Salaries and employee benefits$1,644,0004,083
Premises and equipment expense$412,0004,076
Additional noninterest expense$738,0004,650
Pre-tax net operating income$2,600,0002,367
Securities gains (losses)$1,0001,492
Applicable income taxes$964,0001,694
Income before extraordinary items$1,637,0002,798
Extraordinary gains, net$033
Net income$1,637,0002,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,840
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,636,3602,778
2007-06-30 (YTD Data)Rank
Total interest income$6,228,0003,193
Total interest expense$2,722,0003,238
Net interest income$3,506,0003,114
Provision for loan and lease losses$210,0002,072
Total noninterest income$244,0005,124
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$188,0003,640
Trading account gains and fees$0168
Additional Noninterest Income$56,0006,100
Total noninterest expense$1,828,0004,394
Salaries and employee benefits$1,098,0004,114
Premises and equipment expense$254,0004,334
Additional noninterest expense$476,0004,728
Pre-tax net operating income$1,712,0002,439
Securities gains (losses)$1,0001,305
Applicable income taxes$645,0001,751
Income before extraordinary items$1,068,0002,884
Extraordinary gains, net$029
Net income$1,068,0002,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,067,3602,872
2007-03-31 (YTD Data)Rank
Total interest income$3,024,0003,263
Total interest expense$1,303,0003,314
Net interest income$1,721,0003,159
Provision for loan and lease losses$105,0001,929
Total noninterest income$131,0004,921
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$94,0003,579
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$923,0004,371
Salaries and employee benefits$546,0004,160
Premises and equipment expense$130,0004,270
Additional noninterest expense$247,0004,583
Pre-tax net operating income$824,0002,512
Securities gains (losses)$01,187
Applicable income taxes$320,0001,779
Income before extraordinary items$504,0003,009
Extraordinary gains, net$022
Net income$504,0003,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$504,0002,992
2006-12-31 (YTD Data)Rank
Total interest income$10,045,0003,554
Total interest expense$4,030,0003,579
Net interest income$6,015,0003,515
Provision for loan and lease losses$400,0002,257
Total noninterest income$551,0004,920
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$425,0003,409
Trading account gains and fees$0130
Additional Noninterest Income$126,0005,927
Total noninterest expense$3,240,0004,636
Salaries and employee benefits$1,889,0004,460
Premises and equipment expense$474,0004,421
Additional noninterest expense$877,0004,945
Pre-tax net operating income$2,926,0002,818
Securities gains (losses)$01,687
Applicable income taxes$1,045,0002,134
Income before extraordinary items$1,881,0003,227
Extraordinary gains, net$051
Net income$1,881,0003,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,552
Cash dividends$500,0003,695
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,881,0003,218
2006-09-30 (YTD Data)Rank
Total interest income$7,247,0003,645
Total interest expense$2,799,0003,686
Net interest income$4,448,0003,572
Provision for loan and lease losses$295,0002,188
Total noninterest income$419,0004,908
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$321,0003,419
Trading account gains and fees$0126
Additional Noninterest Income$98,0005,880
Total noninterest expense$2,428,0004,625
Salaries and employee benefits$1,444,0004,371
Premises and equipment expense$336,0004,579
Additional noninterest expense$648,0004,974
Pre-tax net operating income$2,144,0002,974
Securities gains (losses)$01,388
Applicable income taxes$783,0002,232
Income before extraordinary items$1,361,0003,415
Extraordinary gains, net$045
Net income$1,361,0003,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,202
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,361,0003,410
2006-06-30 (YTD Data)Rank
Total interest income$4,611,0003,728
Total interest expense$1,729,0003,759
Net interest income$2,882,0003,654
Provision for loan and lease losses$180,0002,262
Total noninterest income$277,0004,922
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$214,0003,400
Trading account gains and fees$0126
Additional Noninterest Income$63,0005,990
Total noninterest expense$1,572,0004,742
Salaries and employee benefits$947,0004,441
Premises and equipment expense$220,0004,646
Additional noninterest expense$405,0005,164
Pre-tax net operating income$1,407,0003,009
Securities gains (losses)$01,185
Applicable income taxes$531,0002,223
Income before extraordinary items$876,0003,515
Extraordinary gains, net$039
Net income$876,0003,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,714
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$876,0003,503
2006-03-31 (YTD Data)Rank
Total interest income$2,146,0003,869
Total interest expense$770,0003,920
Net interest income$1,376,0003,780
Provision for loan and lease losses$75,0002,394
Total noninterest income$126,0005,087
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$108,0003,311
Trading account gains and fees$0115
Additional Noninterest Income$18,0006,859
Total noninterest expense$781,0004,772
Salaries and employee benefits$470,0004,475
Premises and equipment expense$112,0004,612
Additional noninterest expense$199,0005,188
Pre-tax net operating income$646,0003,152
Securities gains (losses)$0955
Applicable income taxes$238,0002,350
Income before extraordinary items$408,0003,659
Extraordinary gains, net$021
Net income$408,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,701
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$408,0003,640
2005-12-31 (YTD Data)Rank
Total interest income$7,363,0004,000
Total interest expense$2,159,0004,217
Net interest income$5,204,0003,841
Provision for loan and lease losses$165,0003,955
Total noninterest income$627,0004,682
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$438,0003,342
Trading account gains and fees$0138
Additional Noninterest Income$189,0005,279
Total noninterest expense$2,658,0005,173
Salaries and employee benefits$1,488,0005,074
Premises and equipment expense$445,0004,530
Additional noninterest expense$725,0005,486
Pre-tax net operating income$3,008,0002,746
Securities gains (losses)$02,296
Applicable income taxes$1,081,0002,159
Income before extraordinary items$1,927,0003,181
Extraordinary gains, net$046
Net income$1,927,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,731
Cash dividends$500,0003,617
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,927,0003,151
2005-09-30 (YTD Data)Rank
Total interest income$5,275,0004,084
Total interest expense$1,467,0004,357
Net interest income$3,808,0003,900
Provision for loan and lease losses$125,0003,813
Total noninterest income$484,0004,633
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$330,0003,340
Trading account gains and fees$0126
Additional Noninterest Income$154,0005,143
Total noninterest expense$1,948,0005,226
Salaries and employee benefits$1,092,0005,123
Premises and equipment expense$317,0004,658
Additional noninterest expense$539,0005,479
Pre-tax net operating income$2,219,0002,821
Securities gains (losses)$02,317
Applicable income taxes$828,0002,149
Income before extraordinary items$1,391,0003,323
Extraordinary gains, net$035
Net income$1,391,0003,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,957
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,391,0003,286
2005-06-30 (YTD Data)Rank
Total interest income$3,424,0004,099
Total interest expense$861,0004,567
Net interest income$2,563,0003,848
Provision for loan and lease losses$125,0002,939
Total noninterest income$326,0004,571
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$216,0003,326
Trading account gains and fees$0116
Additional Noninterest Income$110,0004,988
Total noninterest expense$1,257,0005,315
Salaries and employee benefits$715,0005,177
Premises and equipment expense$203,0004,775
Additional noninterest expense$339,0005,636
Pre-tax net operating income$1,507,0002,743
Securities gains (losses)$02,146
Applicable income taxes$577,0002,064
Income before extraordinary items$930,0003,271
Extraordinary gains, net$030
Net income$930,0003,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,147
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$930,0003,226
2005-03-31 (YTD Data)Rank
Total interest income$1,710,0004,081
Total interest expense$377,0004,841
Net interest income$1,333,0003,737
Provision for loan and lease losses$125,0001,680
Total noninterest income$166,0004,438
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$98,0003,485
Trading account gains and fees$0115
Additional Noninterest Income$68,0004,510
Total noninterest expense$629,0005,358
Salaries and employee benefits$356,0005,233
Premises and equipment expense$103,0004,762
Additional noninterest expense$170,0005,595
Pre-tax net operating income$745,0002,719
Securities gains (losses)$01,685
Applicable income taxes$296,0001,996
Income before extraordinary items$449,0003,316
Extraordinary gains, net$024
Net income$449,0003,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$449,0003,281
2004-12-31 (YTD Data)Rank
Total interest income$5,825,0004,349
Total interest expense$1,258,0004,983
Net interest income$4,567,0004,072
Provision for loan and lease losses$160,0004,119
Total noninterest income$672,0004,512
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$463,0003,313
Trading account gains and fees$0138
Additional Noninterest Income$209,0005,020
Total noninterest expense$2,492,0005,325
Salaries and employee benefits$1,283,0005,477
Premises and equipment expense$415,0004,644
Additional noninterest expense$794,0005,112
Pre-tax net operating income$2,587,0002,920
Securities gains (losses)$4,0003,277
Applicable income taxes$926,0002,285
Income before extraordinary items$1,665,0003,369
Extraordinary gains, net$034
Net income$1,665,0003,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,314
Cash dividends$600,0003,196
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,662,4403,306
2004-09-30 (YTD Data)Rank
Total interest income$4,292,0004,382
Total interest expense$924,0005,013
Net interest income$3,368,0004,119
Provision for loan and lease losses$145,0003,592
Total noninterest income$508,0004,503
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$350,0003,310
Trading account gains and fees$0134
Additional Noninterest Income$158,0005,011
Total noninterest expense$1,841,0005,337
Salaries and employee benefits$1,002,0005,312
Premises and equipment expense$293,0004,823
Additional noninterest expense$546,0005,370
Pre-tax net operating income$1,890,0003,023
Securities gains (losses)$4,0003,145
Applicable income taxes$701,0002,309
Income before extraordinary items$1,193,0003,549
Extraordinary gains, net$026
Net income$1,193,0003,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,358
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,190,4403,488
2004-06-30 (YTD Data)Rank
Total interest income$2,854,0004,397
Total interest expense$611,0005,054
Net interest income$2,243,0004,128
Provision for loan and lease losses$85,0003,829
Total noninterest income$352,0004,411
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$228,0003,344
Trading account gains and fees$0130
Additional Noninterest Income$124,0004,707
Total noninterest expense$1,235,0005,333
Salaries and employee benefits$663,0005,373
Premises and equipment expense$195,0004,840
Additional noninterest expense$377,0005,270
Pre-tax net operating income$1,275,0002,967
Securities gains (losses)$4,0002,826
Applicable income taxes$487,0002,247
Income before extraordinary items$792,0003,542
Extraordinary gains, net$021
Net income$792,0003,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,635
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$789,4403,466
2004-03-31 (YTD Data)Rank
Total interest income$1,435,0004,413
Total interest expense$312,0005,048
Net interest income$1,123,0004,121
Provision for loan and lease losses$55,0003,182
Total noninterest income$202,0004,039
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$110,0003,351
Trading account gains and fees$0121
Additional Noninterest Income$92,0003,884
Total noninterest expense$631,0005,281
Salaries and employee benefits$329,0005,418
Premises and equipment expense$99,0004,820
Additional noninterest expense$203,0005,026
Pre-tax net operating income$639,0002,919
Securities gains (losses)$4,0002,410
Applicable income taxes$234,0002,290
Income before extraordinary items$409,0003,444
Extraordinary gains, net$016
Net income$409,0003,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,902
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$406,4403,353
2003-12-31 (YTD Data)Rank
Total interest income$5,995,0004,318
Total interest expense$1,662,0004,581
Net interest income$4,333,0004,117
Provision for loan and lease losses$1,505,000822
Total noninterest income$938,0003,845
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$453,0003,353
Trading account gains and fees$0160
Additional Noninterest Income$485,0003,635
Total noninterest expense$2,416,0005,341
Salaries and employee benefits$1,122,0005,863
Premises and equipment expense$337,0005,297
Additional noninterest expense$957,0004,415
Pre-tax net operating income$1,350,0004,388
Securities gains (losses)$04,500
Applicable income taxes$396,0003,801
Income before extraordinary items$954,0004,773
Extraordinary gains, net$054
Net income$954,0004,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$801,0001,096
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$954,0004,605
2003-09-30 (YTD Data)Rank
Total interest income$4,548,0004,334
Total interest expense$1,318,0004,543
Net interest income$3,230,0004,155
Provision for loan and lease losses$1,505,000645
Total noninterest income$776,0003,709
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$358,0003,220
Trading account gains and fees$0153
Additional Noninterest Income$418,0003,447
Total noninterest expense$1,819,0005,293
Salaries and employee benefits$880,0005,683
Premises and equipment expense$214,0005,799
Additional noninterest expense$725,0004,357
Pre-tax net operating income$682,0005,576
Securities gains (losses)$04,204
Applicable income taxes$269,0004,128
Income before extraordinary items$413,0006,282
Extraordinary gains, net$040
Net income$413,0006,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0001,089
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$413,0006,106
2003-06-30 (YTD Data)Rank
Total interest income$3,007,0004,387
Total interest expense$901,0004,576
Net interest income$2,106,0004,230
Provision for loan and lease losses$415,0001,349
Total noninterest income$675,0003,090
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$253,0003,038
Trading account gains and fees$0150
Additional Noninterest Income$422,0002,708
Total noninterest expense$1,209,0005,306
Salaries and employee benefits$575,0005,763
Premises and equipment expense$134,0005,977
Additional noninterest expense$500,0004,242
Pre-tax net operating income$1,157,0003,171
Securities gains (losses)$03,782
Applicable income taxes$466,0002,420
Income before extraordinary items$691,0003,901
Extraordinary gains, net$030
Net income$691,0003,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0001,366
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$691,0003,713
2003-03-31 (YTD Data)Rank
Total interest income$1,489,0004,441
Total interest expense$450,0004,670
Net interest income$1,039,0004,281
Provision for loan and lease losses$85,0002,667
Total noninterest income$132,0005,205
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$126,0002,979
Trading account gains and fees$0134
Additional Noninterest Income$6,0008,357
Total noninterest expense$525,0005,839
Salaries and employee benefits$286,0005,782
Premises and equipment expense$57,0006,435
Additional noninterest expense$182,0005,306
Pre-tax net operating income$561,0003,231
Securities gains (losses)$02,891
Applicable income taxes$210,0002,601
Income before extraordinary items$351,0003,787
Extraordinary gains, net$021
Net income$351,0003,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,704
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$351,0003,614
2002-12-31 (YTD Data)Rank
Total interest income$5,715,0004,707
Total interest expense$1,936,0004,895
Net interest income$3,779,0004,521
Provision for loan and lease losses$530,0002,292
Total noninterest income$613,0004,665
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$461,0003,174
Trading account gains and fees$0153
Additional Noninterest Income$152,0005,576
Total noninterest expense$3,439,0004,029
Salaries and employee benefits$958,0006,285
Premises and equipment expense$250,0006,143
Additional noninterest expense$2,231,0002,074
Pre-tax net operating income$423,0007,066
Securities gains (losses)$15,0003,365
Applicable income taxes$169,0005,347
Income before extraordinary items$269,0007,476
Extraordinary gains, net$070
Net income$269,0007,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,858
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$259,4007,424
2001-12-31 (YTD Data)Rank
Total interest income$5,984,0004,970
Total interest expense$2,912,0004,846
Net interest income$3,072,0004,977
Provision for loan and lease losses$229,0003,855
Total noninterest income$576,0004,689
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$391,0003,475
Trading account gains and fees$0177
Additional Noninterest Income$185,0005,092
Total noninterest expense$1,702,0006,333
Salaries and employee benefits$907,0006,338
Premises and equipment expense$275,0005,808
Additional noninterest expense$520,0006,316
Pre-tax net operating income$1,717,0003,531
Securities gains (losses)$04,612
Applicable income taxes$705,0002,659
Income before extraordinary items$1,012,0004,254
Extraordinary gains, net$0105
Net income$1,012,0004,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,346
Cash dividends$300,0004,357
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,012,0004,138
2000-12-31 (YTD Data)Rank
Total interest income$5,291,0005,531
Total interest expense$2,651,0005,362
Net interest income$2,640,0005,611
Provision for loan and lease losses$160,0004,252
Total noninterest income$356,0005,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$324,0003,829
Trading account gains and feesNANA
Additional Noninterest Income$32,0008,456
Total noninterest expense$1,468,0006,826
Salaries and employee benefits$753,0006,958
Premises and equipment expense$241,0006,174
Additional noninterest expense$474,0006,623
Pre-tax net operating income$1,368,0004,351
Securities gains (losses)$-1,0007,406
Applicable income taxes$487,0003,542
Income before extraordinary items$880,0004,747
Extraordinary gains, net$038
Net income$880,0004,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,393
Cash dividends$175,0005,311
Sale, conversion, retirement of capital stock, net$0969
Net operating income$880,6404,751
1999-12-31 (YTD Data)Rank
Total interest income$4,758,0005,741
Total interest expense$2,097,0005,818
Net interest income$2,661,0005,586
Provision for loan and lease losses$1,151,000874
Total noninterest income$340,0006,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$316,0003,831
Trading account gains and feesNANA
Additional Noninterest Income$24,0009,087
Total noninterest expense$1,853,0005,975
Salaries and employee benefits$1,140,0005,368
Premises and equipment expense$232,0006,305
Additional noninterest expense$481,0006,655
Pre-tax net operating income$-3,0009,423
Securities gains (losses)$-1,0008,592
Applicable income taxes$-66,0009,865
Income before extraordinary items$62,0009,185
Extraordinary gains, net$035
Net income$62,0009,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,000711
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$62,6409,153
1998-12-31 (YTD Data)Rank
Total interest income$4,690,0005,915
Total interest expense$2,033,0006,131
Net interest income$2,657,0005,604
Provision for loan and lease losses$190,0003,612
Total noninterest income$339,0006,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$314,0003,803
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,238
Total noninterest expense$1,355,0007,087
Salaries and employee benefits$722,0007,062
Premises and equipment expense$157,0007,493
Additional noninterest expense$476,0006,604
Pre-tax net operating income$1,451,0004,289
Securities gains (losses)$4,0003,561
Applicable income taxes$489,0003,902
Income before extraordinary items$966,0004,627
Extraordinary gains, net$032
Net income$966,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,179
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$963,3604,537
1997-12-31 (YTD Data)Rank
Total interest income$4,111,0006,552
Total interest expense$1,861,0006,543
Net interest income$2,250,0006,440
Provision for loan and lease losses$185,0003,603
Total noninterest income$358,0006,108
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$333,0003,754
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,587
Total noninterest expense$1,290,0007,374
Salaries and employee benefits$629,0007,730
Premises and equipment expense$152,0007,751
Additional noninterest expense$509,0006,430
Pre-tax net operating income$1,133,0005,427
Securities gains (losses)$03,944
Applicable income taxes$413,0004,789
Income before extraordinary items$720,0005,818
Extraordinary gains, net$044
Net income$720,0005,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,912
Cash dividends$150,0005,875
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$720,0005,772
1996-12-31 (YTD Data)Rank
Total interest income$3,818,0007,034
Total interest expense$1,752,0006,959
Net interest income$2,066,0007,012
Provision for loan and lease losses$195,0003,475
Total noninterest income$378,0006,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$318,0004,049
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,463
Total noninterest expense$1,237,0007,878
Salaries and employee benefits$595,0008,167
Premises and equipment expense$180,0007,427
Additional noninterest expense$462,0007,366
Pre-tax net operating income$1,012,0005,697
Securities gains (losses)$2,0003,501
Applicable income taxes$342,0005,408
Income before extraordinary items$672,0005,883
Extraordinary gains, net$053
Net income$672,0005,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,068
Cash dividends$100,0006,641
Sale, conversion, retirement of capital stock, net$0953
Net operating income$670,6805,835
1995-12-31 (YTD Data)Rank
Total interest income$2,754,0008,557
Total interest expense$1,245,0008,441
Net interest income$1,509,0008,509
Provision for loan and lease losses$174,0003,361
Total noninterest income$320,0006,854
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$259,0004,816
Trading account gains and feesNANA
Additional Noninterest Income$61,0008,706
Total noninterest expense$1,117,0008,505
Salaries and employee benefits$518,0008,956
Premises and equipment expense$150,0008,275
Additional noninterest expense$449,0007,716
Pre-tax net operating income$538,0008,227
Securities gains (losses)$1,0003,512
Applicable income taxes$152,0008,222
Income before extraordinary items$387,0008,179
Extraordinary gains, net$065
Net income$387,0008,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,786
Cash dividends$125,0006,392
Sale, conversion, retirement of capital stock, net$0809
Net operating income$386,2808,155
1994-12-31 (YTD Data)Rank
Total interest income$2,063,0009,680
Total interest expense$762,0009,787
Net interest income$1,301,0009,459
Provision for loan and lease losses$63,0005,527
Total noninterest income$276,0007,570
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,878
Trading account gains and feesNANA
Additional Noninterest Income$15,00011,783
Total noninterest expense$1,104,0008,967
Salaries and employee benefits$474,0009,626
Premises and equipment expense$147,0008,631
Additional noninterest expense$483,0008,026
Pre-tax net operating income$410,0009,285
Securities gains (losses)$03,600
Applicable income taxes$140,0008,513
Income before extraordinary items$270,0009,489
Extraordinary gains, net$0249
Net income$270,0009,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,702
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$270,0009,536
1993-12-31 (YTD Data)Rank
Total interest income$1,688,00010,833
Total interest expense$593,00011,186
Net interest income$1,095,00010,429
Provision for loan and lease losses$84,0006,228
Total noninterest income$329,0007,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$259,0004,971
Trading account gains and feesNANA
Additional Noninterest Income$70,0009,084
Total noninterest expense$965,0009,901
Salaries and employee benefits$371,00010,927
Premises and equipment expense$182,0008,093
Additional noninterest expense$412,0009,132
Pre-tax net operating income$375,0009,621
Securities gains (losses)$07,477
Applicable income taxes$130,0009,087
Income before extraordinary items$245,00010,104
Extraordinary gains, net$03,149
Net income$245,00010,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0007,654
Cash dividends$100,0006,847
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$245,0009,857
1992-12-31 (YTD Data)Rank
Total interest income$1,220,00012,559
Total interest expense$456,00012,941
Net interest income$764,00012,050
Provision for loan and lease losses$77,0008,018
Total noninterest income$260,0008,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$201,0005,976
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,852
Total noninterest expense$736,00011,324
Salaries and employee benefits$309,00011,906
Premises and equipment expense$95,00010,910
Additional noninterest expense$332,00010,421
Pre-tax net operating income$211,00010,964
Securities gains (losses)$08,369
Applicable income taxes$51,00011,224
Income before extraordinary items$160,00011,128
Extraordinary gains, net$01,422
Net income$160,00011,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0007,730
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$160,00010,789

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.