Home > Nicolet National Bank > Income and Expense

Nicolet National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$382,598,000191
Total interest expense$130,714,000199
Net interest income$251,884,000189
Provision for loan and lease losses$4,990,000331
Total noninterest income$55,424,000232
Gross Fiduciary activities income$8,614,000195
Service charges on deposit accounts$5,976,000239
Trading account gains and fees$0123
Additional Noninterest Income$40,834,000195
Total noninterest expense$178,901,000203
Salaries and employee benefits$92,494,000197
Premises and equipment expense$18,871,000175
Additional noninterest expense$40,834,000195
Pre-tax net operating income$123,417,000183
Securities gains (losses)$-31,705,0004,558
Applicable income taxes$27,085,000179
Income before extraordinary items$64,627,000232
Extraordinary gains, net$054
Net income$64,627,000235
Minority interest net income$088
Net income of bank and minority interests.$64,627,000234
Net charge-offs$869,000575
Cash dividends$70,000,000130
Sale, conversion, retirement of capital stock, net$6,505,00080
Net operating income$89,673,950195
2023-09-30 (YTD Data)Rank
Total interest income$279,111,000191
Total interest expense$94,111,000195
Net interest income$185,000,000191
Provision for loan and lease losses$3,990,000307
Total noninterest income$40,918,000235
Gross Fiduciary activities income$6,288,000198
Service charges on deposit accounts$4,501,000239
Trading account gains and fees$0125
Additional Noninterest Income$30,129,000198
Total noninterest expense$130,227,000209
Salaries and employee benefits$67,182,000205
Premises and equipment expense$14,081,000175
Additional noninterest expense$30,129,000198
Pre-tax net operating income$91,701,000193
Securities gains (losses)$-38,061,0004,609
Applicable income taxes$19,990,000187
Income before extraordinary items$33,650,000326
Extraordinary gains, net$052
Net income$33,650,000329
Minority interest net income$081
Net income of bank and minority interests.$33,650,000326
Net charge-offs$319,000706
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$4,876,00076
Net operating income$63,718,190211
2023-06-30 (YTD Data)Rank
Total interest income$179,304,000188
Total interest expense$58,653,000187
Net interest income$120,651,000194
Provision for loan and lease losses$3,540,000255
Total noninterest income$27,684,000225
Gross Fiduciary activities income$4,181,000193
Service charges on deposit accounts$3,009,000231
Trading account gains and fees$0112
Additional Noninterest Income$20,494,000192
Total noninterest expense$86,514,000208
Salaries and employee benefits$45,147,000203
Premises and equipment expense$9,409,000171
Additional noninterest expense$20,494,000192
Pre-tax net operating income$58,281,000201
Securities gains (losses)$-38,071,0004,643
Applicable income taxes$4,455,000399
Income before extraordinary items$15,755,000423
Extraordinary gains, net$051
Net income$15,755,000431
Minority interest net income$081
Net income of bank and minority interests.$15,755,000423
Net charge-offs$218,000649
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$3,462,00055
Net operating income$45,831,090199
2023-03-31 (YTD Data)Rank
Total interest income$87,308,000195
Total interest expense$28,185,000172
Net interest income$59,123,000201
Provision for loan and lease losses$3,090,000184
Total noninterest income$13,579,000226
Gross Fiduciary activities income$2,033,000203
Service charges on deposit accounts$1,480,000243
Trading account gains and fees$097
Additional Noninterest Income$10,066,000190
Total noninterest expense$43,143,000209
Salaries and employee benefits$22,721,000211
Premises and equipment expense$4,743,000178
Additional noninterest expense$10,066,000190
Pre-tax net operating income$26,469,000213
Securities gains (losses)$-37,936,0004,668
Applicable income taxes$-3,747,0004,664
Income before extraordinary items$-7,720,0004,663
Extraordinary gains, net$04
Net income$-7,720,0004,663
Minority interest net income$048
Net income of bank and minority interests.$-7,720,0004,663
Net charge-offs$167,000469
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$1,438,00059
Net operating income$22,249,440205
2022-12-31 (YTD Data)Rank
Total interest income$273,736,000192
Total interest expense$25,270,000226
Net interest income$248,466,000187
Provision for loan and lease losses$11,500,000160
Total noninterest income$47,044,000262
Gross Fiduciary activities income$7,947,000212
Service charges on deposit accounts$6,104,000242
Trading account gains and fees$0116
Additional Noninterest Income$32,993,000244
Total noninterest expense$155,842,000219
Salaries and employee benefits$84,238,000217
Premises and equipment expense$16,864,000187
Additional noninterest expense$32,993,000244
Pre-tax net operating income$128,168,000196
Securities gains (losses)$-235,0004,147
Applicable income taxes$32,077,000181
Income before extraordinary items$95,856,000201
Extraordinary gains, net$05
Net income$95,856,000201
Minority interest net income$063
Net income of bank and minority interests.$95,856,000201
Net charge-offs$730,000491
Cash dividends$70,000,000135
Sale, conversion, retirement of capital stock, net$7,041,000100
Net operating income$96,041,650203
2022-09-30 (YTD Data)Rank
Total interest income$188,031,000196
Total interest expense$10,008,000264
Net interest income$178,023,000190
Provision for loan and lease losses$9,650,000142
Total noninterest income$35,251,000271
Gross Fiduciary activities income$5,984,000212
Service charges on deposit accounts$4,602,000243
Trading account gains and fees$0111
Additional Noninterest Income$24,665,000252
Total noninterest expense$113,229,000223
Salaries and employee benefits$61,855,000221
Premises and equipment expense$12,261,000194
Additional noninterest expense$24,665,000252
Pre-tax net operating income$90,395,000206
Securities gains (losses)$15,000375
Applicable income taxes$22,463,000187
Income before extraordinary items$67,947,000212
Extraordinary gains, net$04
Net income$67,947,000212
Minority interest net income$057
Net income of bank and minority interests.$67,947,000212
Net charge-offs$133,000825
Cash dividends$50,000,000130
Sale, conversion, retirement of capital stock, net$5,291,00090
Net operating income$67,935,150213
2022-06-30 (YTD Data)Rank
Total interest income$117,381,000198
Total interest expense$4,687,000274
Net interest income$112,694,000196
Provision for loan and lease losses$1,050,000406
Total noninterest income$24,805,000257
Gross Fiduciary activities income$4,015,000178
Service charges on deposit accounts$3,013,000244
Trading account gains and fees$0108
Additional Noninterest Income$17,777,000244
Total noninterest expense$71,968,000224
Salaries and employee benefits$38,973,000228
Premises and equipment expense$8,096,000194
Additional noninterest expense$24,899,000219
Pre-tax net operating income$64,481,000189
Securities gains (losses)$15,000345
Applicable income taxes$15,848,000178
Income before extraordinary items$48,648,000194
Extraordinary gains, net$04
Net income$48,648,000194
Minority interest net income$060
Net income of bank and minority interests.$48,648,000194
Net charge-offs$-83,0004,337
Cash dividends$25,000,000157
Sale, conversion, retirement of capital stock, net$3,979,00072
Net operating income$48,636,150196
2022-03-31 (YTD Data)Rank
Total interest income$57,883,000196
Total interest expense$2,228,000265
Net interest income$55,655,000192
Provision for loan and lease losses$300,000484
Total noninterest income$12,856,000257
Gross Fiduciary activities income$2,011,000183
Service charges on deposit accounts$1,477,000247
Trading account gains and fees$0103
Additional Noninterest Income$9,368,000248
Total noninterest expense$36,327,000225
Salaries and employee benefits$20,092,000221
Premises and equipment expense$4,096,000198
Additional noninterest expense$12,139,000221
Pre-tax net operating income$31,884,000183
Securities gains (losses)$15,000328
Applicable income taxes$7,726,000172
Income before extraordinary items$24,173,000187
Extraordinary gains, net$04
Net income$24,173,000187
Minority interest net income$050
Net income of bank and minority interests.$24,173,000187
Net charge-offs$66,000594
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$1,814,00052
Net operating income$24,161,150188
2021-12-31 (YTD Data)Rank
Total interest income$171,361,000241
Total interest expense$10,645,000273
Net interest income$160,716,000240
Provision for loan and lease losses$14,900,00040
Total noninterest income$54,658,000262
Gross Fiduciary activities income$7,774,000186
Service charges on deposit accounts$5,023,000271
Trading account gains and fees$0132
Additional Noninterest Income$41,861,000247
Total noninterest expense$123,694,000250
Salaries and employee benefits$67,561,000257
Premises and equipment expense$12,064,000251
Additional noninterest expense$44,069,000233
Pre-tax net operating income$76,780,000275
Securities gains (losses)$-283,0004,750
Applicable income taxes$19,229,000263
Income before extraordinary items$57,268,000295
Extraordinary gains, net$010
Net income$57,268,000295
Minority interest net income$074
Net income of bank and minority interests.$57,268,000295
Net charge-offs$160,0001,123
Cash dividends$60,000,000157
Sale, conversion, retirement of capital stock, net$7,332,00087
Net operating income$57,491,570287
2021-09-30 (YTD Data)Rank
Total interest income$113,789,000263
Total interest expense$7,953,000283
Net interest income$105,836,000263
Provision for loan and lease losses$6,500,00059
Total noninterest income$40,982,000266
Gross Fiduciary activities income$5,724,000188
Service charges on deposit accounts$3,542,000282
Trading account gains and fees$0132
Additional Noninterest Income$31,716,000248
Total noninterest expense$86,659,000265
Salaries and employee benefits$46,845,000280
Premises and equipment expense$7,921,000284
Additional noninterest expense$31,893,000237
Pre-tax net operating income$53,659,000297
Securities gains (losses)$-13,0004,583
Applicable income taxes$13,427,000271
Income before extraordinary items$40,219,000321
Extraordinary gains, net$08
Net income$40,219,000321
Minority interest net income$069
Net income of bank and minority interests.$40,219,000321
Net charge-offs$170,000856
Cash dividends$20,000,000231
Sale, conversion, retirement of capital stock, net$5,257,00086
Net operating income$40,229,270309
2021-06-30 (YTD Data)Rank
Total interest income$75,115,000262
Total interest expense$5,438,000287
Net interest income$69,677,000262
Provision for loan and lease losses$500,000605
Total noninterest income$28,145,000255
Gross Fiduciary activities income$3,681,000192
Service charges on deposit accounts$2,227,000283
Trading account gains and fees$0133
Additional Noninterest Income$22,237,000245
Total noninterest expense$54,510,000281
Salaries and employee benefits$30,739,000286
Premises and equipment expense$4,424,000330
Additional noninterest expense$19,347,000251
Pre-tax net operating income$42,812,000258
Securities gains (losses)$01,818
Applicable income taxes$10,931,000243
Income before extraordinary items$31,881,000280
Extraordinary gains, net$06
Net income$31,881,000280
Minority interest net income$067
Net income of bank and minority interests.$31,881,000280
Net charge-offs$112,000869
Cash dividends$20,000,000173
Sale, conversion, retirement of capital stock, net$3,419,00071
Net operating income$31,881,000270
2021-03-31 (YTD Data)Rank
Total interest income$36,835,000268
Total interest expense$2,968,000281
Net interest income$33,867,000264
Provision for loan and lease losses$500,000366
Total noninterest income$14,510,000259
Gross Fiduciary activities income$1,775,000195
Service charges on deposit accounts$1,091,000279
Trading account gains and fees$0127
Additional Noninterest Income$11,644,000250
Total noninterest expense$25,329,000302
Salaries and employee benefits$14,434,000292
Premises and equipment expense$2,273,000327
Additional noninterest expense$8,622,000273
Pre-tax net operating income$22,548,000254
Securities gains (losses)$01,392
Applicable income taxes$5,503,000240
Income before extraordinary items$17,045,000270
Extraordinary gains, net$03
Net income$17,045,000270
Minority interest net income$055
Net income of bank and minority interests.$17,045,000270
Net charge-offs$47,000860
Cash dividends$10,000,000152
Sale, conversion, retirement of capital stock, net$1,353,00069
Net operating income$17,045,000262
2020-12-31 (YTD Data)Rank
Total interest income$149,354,000270
Total interest expense$17,551,000302
Net interest income$131,803,000266
Provision for loan and lease losses$10,300,000345
Total noninterest income$55,293,000256
Gross Fiduciary activities income$6,463,000195
Service charges on deposit accounts$4,208,000282
Trading account gains and fees$0133
Additional Noninterest Income$44,622,000236
Total noninterest expense$96,594,000300
Salaries and employee benefits$53,918,000300
Premises and equipment expense$9,899,000298
Additional noninterest expense$32,777,000282
Pre-tax net operating income$80,202,000202
Securities gains (losses)$395,000696
Applicable income taxes$20,483,000177
Income before extraordinary items$60,114,000216
Extraordinary gains, net$04
Net income$60,114,000216
Minority interest net income$072
Net income of bank and minority interests.$60,114,000216
Net charge-offs$1,384,000533
Cash dividends$55,000,000148
Sale, conversion, retirement of capital stock, net$5,743,00079
Net operating income$59,801,950213
2020-09-30 (YTD Data)Rank
Total interest income$111,273,000272
Total interest expense$14,003,000306
Net interest income$97,270,000267
Provision for loan and lease losses$9,000,000328
Total noninterest income$41,016,000246
Gross Fiduciary activities income$4,717,000192
Service charges on deposit accounts$3,075,000285
Trading account gains and fees$0125
Additional Noninterest Income$33,224,000236
Total noninterest expense$71,957,000291
Salaries and employee benefits$39,363,000302
Premises and equipment expense$7,425,000296
Additional noninterest expense$25,169,000276
Pre-tax net operating income$57,329,000192
Securities gains (losses)$315,000685
Applicable income taxes$14,662,000162
Income before extraordinary items$42,982,000210
Extraordinary gains, net$04
Net income$42,982,000210
Minority interest net income$065
Net income of bank and minority interests.$42,982,000210
Net charge-offs$869,000544
Cash dividends$30,000,000169
Sale, conversion, retirement of capital stock, net$4,250,00076
Net operating income$42,733,150205
2020-06-30 (YTD Data)Rank
Total interest income$73,981,000279
Total interest expense$9,845,000320
Net interest income$64,136,000270
Provision for loan and lease losses$6,000,000348
Total noninterest income$24,439,000251
Gross Fiduciary activities income$3,089,000192
Service charges on deposit accounts$2,038,000287
Trading account gains and fees$0123
Additional Noninterest Income$19,312,000240
Total noninterest expense$49,316,000281
Salaries and employee benefits$26,174,000292
Premises and equipment expense$5,130,000287
Additional noninterest expense$18,012,000252
Pre-tax net operating income$33,259,000187
Securities gains (losses)$164,000779
Applicable income taxes$8,297,000164
Income before extraordinary items$25,126,000208
Extraordinary gains, net$04
Net income$25,126,000208
Minority interest net income$065
Net income of bank and minority interests.$25,126,000208
Net charge-offs$127,0001,238
Cash dividends$10,000,000274
Sale, conversion, retirement of capital stock, net$2,977,00067
Net operating income$24,996,440197
2020-03-31 (YTD Data)Rank
Total interest income$37,042,000284
Total interest expense$5,060,000348
Net interest income$31,982,000274
Provision for loan and lease losses$3,000,000321
Total noninterest income$8,216,000296
Gross Fiduciary activities income$1,579,000193
Service charges on deposit accounts$1,225,000288
Trading account gains and fees$0106
Additional Noninterest Income$5,412,000293
Total noninterest expense$23,021,000298
Salaries and employee benefits$12,577,000304
Premises and equipment expense$2,415,000306
Additional noninterest expense$8,029,000285
Pre-tax net operating income$14,177,000197
Securities gains (losses)$01,705
Applicable income taxes$3,396,000174
Income before extraordinary items$10,781,000211
Extraordinary gains, net$04
Net income$10,781,000211
Minority interest net income$056
Net income of bank and minority interests.$10,781,000211
Net charge-offs$55,0001,160
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$1,310,00073
Net operating income$10,781,000204
2019-12-31 (YTD Data)Rank
Total interest income$138,778,000299
Total interest expense$19,574,000393
Net interest income$119,204,000285
Provision for loan and lease losses$1,200,000789
Total noninterest income$45,635,000255
Gross Fiduciary activities income$6,227,000190
Service charges on deposit accounts$4,824,000290
Trading account gains and fees$0135
Additional Noninterest Income$34,584,000218
Total noninterest expense$92,633,000289
Salaries and employee benefits$51,307,000288
Premises and equipment expense$9,166,000315
Additional noninterest expense$32,160,000272
Pre-tax net operating income$71,006,000247
Securities gains (losses)$-22,0004,912
Applicable income taxes$16,271,000241
Income before extraordinary items$54,713,000260
Extraordinary gains, net$011
Net income$54,713,000261
Minority interest net income$076
Net income of bank and minority interests.$54,713,000261
Net charge-offs$381,0001,219
Cash dividends$50,000,000176
Sale, conversion, retirement of capital stock, net$5,076,00093
Net operating income$54,730,380254
2019-09-30 (YTD Data)Rank
Total interest income$102,539,000303
Total interest expense$14,559,000403
Net interest income$87,980,000287
Provision for loan and lease losses$900,000740
Total noninterest income$34,341,000247
Gross Fiduciary activities income$4,631,000190
Service charges on deposit accounts$3,587,000294
Trading account gains and fees$0129
Additional Noninterest Income$26,123,000215
Total noninterest expense$68,938,000290
Salaries and employee benefits$38,548,000289
Premises and equipment expense$6,783,000321
Additional noninterest expense$23,607,000275
Pre-tax net operating income$52,483,000247
Securities gains (losses)$32,0001,250
Applicable income taxes$10,361,000267
Income before extraordinary items$42,154,000250
Extraordinary gains, net$011
Net income$42,154,000252
Minority interest net income$072
Net income of bank and minority interests.$42,154,000252
Net charge-offs$433,000825
Cash dividends$35,000,000176
Sale, conversion, retirement of capital stock, net$3,671,00084
Net operating income$42,128,400247
2019-06-30 (YTD Data)Rank
Total interest income$67,825,000304
Total interest expense$9,810,000397
Net interest income$58,015,000291
Provision for loan and lease losses$500,000847
Total noninterest income$24,081,000234
Gross Fiduciary activities income$3,037,000195
Service charges on deposit accounts$2,364,000298
Trading account gains and fees$0131
Additional Noninterest Income$18,680,000209
Total noninterest expense$46,809,000285
Salaries and employee benefits$26,359,000282
Premises and equipment expense$4,714,000314
Additional noninterest expense$15,736,000277
Pre-tax net operating income$34,787,000246
Securities gains (losses)$32,000886
Applicable income taxes$5,908,000296
Income before extraordinary items$28,911,000241
Extraordinary gains, net$011
Net income$28,911,000243
Minority interest net income$069
Net income of bank and minority interests.$28,911,000243
Net charge-offs$82,0001,523
Cash dividends$15,000,000222
Sale, conversion, retirement of capital stock, net$2,515,00070
Net operating income$28,884,440236
2019-03-31 (YTD Data)Rank
Total interest income$33,206,000312
Total interest expense$4,928,000382
Net interest income$28,278,000295
Provision for loan and lease losses$200,000934
Total noninterest income$7,516,000302
Gross Fiduciary activities income$1,468,000200
Service charges on deposit accounts$1,170,000303
Trading account gains and fees$0126
Additional Noninterest Income$4,878,000299
Total noninterest expense$21,984,000304
Salaries and employee benefits$11,850,000305
Premises and equipment expense$2,322,000318
Additional noninterest expense$7,812,000279
Pre-tax net operating income$13,610,000286
Securities gains (losses)$13,000656
Applicable income taxes$3,244,000276
Income before extraordinary items$10,379,000300
Extraordinary gains, net$05
Net income$10,379,000300
Minority interest net income$052
Net income of bank and minority interests.$10,379,000300
Net charge-offs$-17,0004,823
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$1,117,00062
Net operating income$10,368,730294
2018-12-31 (YTD Data)Rank
Total interest income$125,776,000308
Total interest expense$16,045,000356
Net interest income$109,731,000304
Provision for loan and lease losses$1,600,000595
Total noninterest income$33,604,000301
Gross Fiduciary activities income$6,498,000185
Service charges on deposit accounts$4,845,000302
Trading account gains and fees$0126
Additional Noninterest Income$22,261,000295
Total noninterest expense$85,936,000309
Salaries and employee benefits$46,429,000307
Premises and equipment expense$9,531,000298
Additional noninterest expense$29,976,000285
Pre-tax net operating income$55,799,000289
Securities gains (losses)$-212,0005,165
Applicable income taxes$13,751,000252
Income before extraordinary items$41,836,000301
Extraordinary gains, net$06
Net income$41,836,000301
Minority interest net income$072
Net income of bank and minority interests.$41,836,000301
Net charge-offs$1,100,000534
Cash dividends$40,500,000175
Sale, conversion, retirement of capital stock, net$4,909,000103
Net operating income$42,003,480301
2018-09-30 (YTD Data)Rank
Total interest income$93,389,000306
Total interest expense$11,482,000352
Net interest income$81,907,000299
Provision for loan and lease losses$1,360,000511
Total noninterest income$24,983,000304
Gross Fiduciary activities income$4,915,000184
Service charges on deposit accounts$3,637,000302
Trading account gains and fees$0138
Additional Noninterest Income$16,431,000299
Total noninterest expense$65,312,000305
Salaries and employee benefits$35,846,000297
Premises and equipment expense$7,139,000299
Additional noninterest expense$22,327,000284
Pre-tax net operating income$40,218,000302
Securities gains (losses)$01,118
Applicable income taxes$9,601,000263
Income before extraordinary items$30,617,000310
Extraordinary gains, net$05
Net income$30,617,000310
Minority interest net income$066
Net income of bank and minority interests.$30,617,000310
Net charge-offs$1,021,000434
Cash dividends$20,000,000208
Sale, conversion, retirement of capital stock, net$3,613,000102
Net operating income$30,617,000310
2018-06-30 (YTD Data)Rank
Total interest income$61,453,000306
Total interest expense$7,272,000349
Net interest income$54,181,000298
Provision for loan and lease losses$1,020,000463
Total noninterest income$15,830,000314
Gross Fiduciary activities income$3,277,000185
Service charges on deposit accounts$2,390,000307
Trading account gains and fees$0130
Additional Noninterest Income$10,163,000316
Total noninterest expense$43,354,000308
Salaries and employee benefits$23,770,000296
Premises and equipment expense$4,662,000302
Additional noninterest expense$14,922,000286
Pre-tax net operating income$25,637,000302
Securities gains (losses)$0961
Applicable income taxes$6,139,000266
Income before extraordinary items$19,498,000312
Extraordinary gains, net$06
Net income$19,498,000312
Minority interest net income$065
Net income of bank and minority interests.$19,498,000312
Net charge-offs$798,000377
Cash dividends$10,000,000228
Sale, conversion, retirement of capital stock, net$2,314,00089
Net operating income$19,498,000312
2018-03-31 (YTD Data)Rank
Total interest income$30,842,000302
Total interest expense$3,246,000366
Net interest income$27,596,000289
Provision for loan and lease losses$510,000451
Total noninterest income$7,591,000318
Gross Fiduciary activities income$1,607,000188
Service charges on deposit accounts$1,190,000305
Trading account gains and fees$0123
Additional Noninterest Income$4,794,000321
Total noninterest expense$21,971,000299
Salaries and employee benefits$12,007,000296
Premises and equipment expense$2,461,000294
Additional noninterest expense$7,503,000279
Pre-tax net operating income$12,706,000299
Securities gains (losses)$0735
Applicable income taxes$2,970,000270
Income before extraordinary items$9,736,000307
Extraordinary gains, net$07
Net income$9,736,000306
Minority interest net income$052
Net income of bank and minority interests.$9,736,000307
Net charge-offs$398,000354
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$1,220,00078
Net operating income$9,736,000305
2017-12-31 (YTD Data)Rank
Total interest income$109,521,000309
Total interest expense$8,096,000436
Net interest income$101,425,000297
Provision for loan and lease losses$2,325,000460
Total noninterest income$29,820,000319
Gross Fiduciary activities income$6,031,000190
Service charges on deposit accounts$4,604,000310
Trading account gains and fees$0151
Additional Noninterest Income$19,185,000317
Total noninterest expense$79,335,000311
Salaries and employee benefits$43,029,000306
Premises and equipment expense$8,303,000340
Additional noninterest expense$28,003,000292
Pre-tax net operating income$49,585,000293
Securities gains (losses)$-2,0004,854
Applicable income taxes$17,596,000290
Income before extraordinary items$31,987,000287
Extraordinary gains, net$09
Net income$31,987,000286
Minority interest net income$076
Net income of bank and minority interests.$31,987,000287
Net charge-offs$1,492,000515
Cash dividends$32,000,000165
Sale, conversion, retirement of capital stock, net$3,064,000135
Net operating income$31,988,300285
2017-09-30 (YTD Data)Rank
Total interest income$79,615,000315
Total interest expense$5,425,000478
Net interest income$74,190,000305
Provision for loan and lease losses$1,875,000422
Total noninterest income$22,257,000321
Gross Fiduciary activities income$4,431,000191
Service charges on deposit accounts$3,367,000324
Trading account gains and fees$0145
Additional Noninterest Income$14,459,000321
Total noninterest expense$58,150,000314
Salaries and employee benefits$31,399,000317
Premises and equipment expense$6,113,000347
Additional noninterest expense$20,638,000288
Pre-tax net operating income$36,422,000297
Securities gains (losses)$-2,0005,199
Applicable income taxes$12,533,000272
Income before extraordinary items$23,887,000319
Extraordinary gains, net$09
Net income$23,887,000319
Minority interest net income$071
Net income of bank and minority interests.$23,887,000319
Net charge-offs$1,085,000476
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$1,871,000147
Net operating income$23,888,320318
2017-06-30 (YTD Data)Rank
Total interest income$50,096,000330
Total interest expense$2,980,000550
Net interest income$47,116,000320
Provision for loan and lease losses$900,000532
Total noninterest income$14,228,000332
Gross Fiduciary activities income$2,952,000191
Service charges on deposit accounts$2,129,000331
Trading account gains and fees$0139
Additional Noninterest Income$9,147,000337
Total noninterest expense$37,807,000326
Salaries and employee benefits$20,254,000328
Premises and equipment expense$3,934,000357
Additional noninterest expense$13,619,000296
Pre-tax net operating income$22,637,000310
Securities gains (losses)$-2,0005,321
Applicable income taxes$7,729,000280
Income before extraordinary items$14,906,000330
Extraordinary gains, net$011
Net income$14,906,000330
Minority interest net income$071
Net income of bank and minority interests.$14,906,000330
Net charge-offs$129,0001,339
Cash dividends$10,000,000208
Sale, conversion, retirement of capital stock, net$919,000144
Net operating income$14,907,320329
2017-03-31 (YTD Data)Rank
Total interest income$23,139,000350
Total interest expense$1,214,000642
Net interest income$21,925,000332
Provision for loan and lease losses$450,000486
Total noninterest income$6,128,000360
Gross Fiduciary activities income$1,467,000187
Service charges on deposit accounts$1,008,000352
Trading account gains and fees$0142
Additional Noninterest Income$3,653,000394
Total noninterest expense$17,968,000349
Salaries and employee benefits$9,674,000352
Premises and equipment expense$1,851,000378
Additional noninterest expense$6,443,000307
Pre-tax net operating income$9,635,000342
Securities gains (losses)$01,153
Applicable income taxes$3,193,000318
Income before extraordinary items$6,442,000370
Extraordinary gains, net$08
Net income$6,442,000370
Minority interest net income$055
Net income of bank and minority interests.$6,442,000370
Net charge-offs$81,0001,048
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$385,000139
Net operating income$6,442,000365
2016-12-31 (YTD Data)Rank
Total interest income$75,571,000382
Total interest expense$5,245,000572
Net interest income$70,326,000372
Provision for loan and lease losses$1,800,000564
Total noninterest income$25,582,000357
Gross Fiduciary activities income$5,435,000187
Service charges on deposit accounts$3,571,000391
Trading account gains and fees$0170
Additional Noninterest Income$16,576,000361
Total noninterest expense$64,424,000368
Salaries and employee benefits$33,820,000378
Premises and equipment expense$6,711,000400
Additional noninterest expense$23,893,000331
Pre-tax net operating income$29,684,000376
Securities gains (losses)$78,0001,525
Applicable income taxes$10,204,000331
Income before extraordinary items$19,558,000418
Extraordinary gains, net$05
Net income$19,558,000414
Minority interest net income$082
Net income of bank and minority interests.$19,558,000417
Net charge-offs$287,0001,574
Cash dividends$35,500,000147
Sale, conversion, retirement of capital stock, net$1,608,000162
Net operating income$19,506,520412
2016-09-30 (YTD Data)Rank
Total interest income$53,617,000395
Total interest expense$3,926,000570
Net interest income$49,691,000386
Provision for loan and lease losses$1,350,000551
Total noninterest income$17,601,000373
Gross Fiduciary activities income$4,000,000189
Service charges on deposit accounts$2,514,000412
Trading account gains and fees$0169
Additional Noninterest Income$11,087,000388
Total noninterest expense$46,184,000378
Salaries and employee benefits$24,586,000389
Premises and equipment expense$4,856,000409
Additional noninterest expense$16,742,000343
Pre-tax net operating income$19,758,000413
Securities gains (losses)$77,0001,453
Applicable income taxes$6,839,000364
Income before extraordinary items$12,996,000466
Extraordinary gains, net$05
Net income$12,996,000464
Minority interest net income$071
Net income of bank and minority interests.$12,996,000466
Net charge-offs$176,0001,560
Cash dividends$23,000,000157
Sale, conversion, retirement of capital stock, net$1,123,000144
Net operating income$12,945,180457
2016-06-30 (YTD Data)Rank
Total interest income$30,759,000440
Total interest expense$2,569,000574
Net interest income$28,190,000429
Provision for loan and lease losses$900,000547
Total noninterest income$9,507,000432
Gross Fiduciary activities income$2,627,000190
Service charges on deposit accounts$1,463,000456
Trading account gains and fees$0157
Additional Noninterest Income$5,417,000474
Total noninterest expense$27,260,000422
Salaries and employee benefits$14,099,000444
Premises and equipment expense$2,892,000449
Additional noninterest expense$10,269,000367
Pre-tax net operating income$9,537,000526
Securities gains (losses)$40,0001,579
Applicable income taxes$3,264,000466
Income before extraordinary items$6,313,000611
Extraordinary gains, net$016
Net income$6,313,000609
Minority interest net income$071
Net income of bank and minority interests.$6,313,000610
Net charge-offs$260,000952
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$768,000139
Net operating income$6,286,600591
2016-03-31 (YTD Data)Rank
Total interest income$12,398,000542
Total interest expense$1,168,000634
Net interest income$11,230,000533
Provision for loan and lease losses$450,000504
Total noninterest income$3,526,000516
Gross Fiduciary activities income$1,161,000204
Service charges on deposit accounts$593,000540
Trading account gains and fees$0142
Additional Noninterest Income$1,772,000628
Total noninterest expense$9,887,000551
Salaries and employee benefits$5,286,000554
Premises and equipment expense$1,221,000527
Additional noninterest expense$3,380,000513
Pre-tax net operating income$4,419,000543
Securities gains (losses)$02,077
Applicable income taxes$1,580,000467
Income before extraordinary items$2,839,000649
Extraordinary gains, net$012
Net income$2,839,000648
Minority interest net income$062
Net income of bank and minority interests.$2,839,000649
Net charge-offs$227,000601
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$412,000113
Net operating income$2,839,000637
2015-12-31 (YTD Data)Rank
Total interest income$48,507,000527
Total interest expense$5,260,000520
Net interest income$43,247,000534
Provision for loan and lease losses$1,800,000494
Total noninterest income$15,655,000492
Gross Fiduciary activities income$4,822,000205
Service charges on deposit accounts$2,348,000560
Trading account gains and fees$0159
Additional Noninterest Income$8,485,000566
Total noninterest expense$39,073,000541
Salaries and employee benefits$22,261,000509
Premises and equipment expense$4,793,000519
Additional noninterest expense$12,019,000557
Pre-tax net operating income$18,029,000531
Securities gains (losses)$397,000436
Applicable income taxes$6,465,000442
Income before extraordinary items$11,961,000610
Extraordinary gains, net$023
Net income$11,961,000609
Minority interest net income$081
Net income of bank and minority interests.$11,961,000611
Net charge-offs$781,000826
Cash dividends$11,000,000355
Sale, conversion, retirement of capital stock, net$2,188,000141
Net operating income$11,702,950614
2015-09-30 (YTD Data)Rank
Total interest income$36,064,000536
Total interest expense$3,975,000527
Net interest income$32,089,000544
Provision for loan and lease losses$1,350,000456
Total noninterest income$11,452,000505
Gross Fiduciary activities income$3,636,000205
Service charges on deposit accounts$1,752,000570
Trading account gains and fees$0153
Additional Noninterest Income$6,064,000590
Total noninterest expense$28,938,000547
Salaries and employee benefits$16,783,000515
Premises and equipment expense$3,664,000520
Additional noninterest expense$8,491,000593
Pre-tax net operating income$13,253,000548
Securities gains (losses)$402,000369
Applicable income taxes$4,706,000462
Income before extraordinary items$8,949,000620
Extraordinary gains, net$021
Net income$8,949,000620
Minority interest net income$078
Net income of bank and minority interests.$8,949,000620
Net charge-offs$633,000730
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$907,000183
Net operating income$8,683,680623
2015-06-30 (YTD Data)Rank
Total interest income$24,230,000524
Total interest expense$2,659,000522
Net interest income$21,571,000530
Provision for loan and lease losses$900,000466
Total noninterest income$7,620,000505
Gross Fiduciary activities income$2,440,000210
Service charges on deposit accounts$1,121,000579
Trading account gains and fees$0157
Additional Noninterest Income$4,059,000588
Total noninterest expense$19,210,000550
Salaries and employee benefits$11,197,000506
Premises and equipment expense$2,476,000525
Additional noninterest expense$5,537,000614
Pre-tax net operating income$9,081,000534
Securities gains (losses)$402,000303
Applicable income taxes$3,278,000453
Income before extraordinary items$6,205,000605
Extraordinary gains, net$022
Net income$6,205,000603
Minority interest net income$075
Net income of bank and minority interests.$6,205,000605
Net charge-offs$465,000674
Cash dividends$3,000,000500
Sale, conversion, retirement of capital stock, net$593,000178
Net operating income$5,943,700609
2015-03-31 (YTD Data)Rank
Total interest income$12,727,000498
Total interest expense$1,330,000520
Net interest income$11,397,000496
Provision for loan and lease losses$450,000443
Total noninterest income$3,696,000507
Gross Fiduciary activities income$1,204,000210
Service charges on deposit accounts$509,000618
Trading account gains and fees$0152
Additional Noninterest Income$1,983,000572
Total noninterest expense$9,624,000553
Salaries and employee benefits$5,593,000509
Premises and equipment expense$1,276,000515
Additional noninterest expense$2,755,000609
Pre-tax net operating income$5,019,000487
Securities gains (losses)$02,027
Applicable income taxes$1,778,000420
Income before extraordinary items$3,241,000564
Extraordinary gains, net$013
Net income$3,241,000561
Minority interest net income$064
Net income of bank and minority interests.$3,241,000564
Net charge-offs$201,000723
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$290,000158
Net operating income$3,241,000544
2014-12-31 (YTD Data)Rank
Total interest income$48,881,000505
Total interest expense$5,599,000495
Net interest income$43,282,000506
Provision for loan and lease losses$2,700,000371
Total noninterest income$12,371,000553
Gross Fiduciary activities income$4,569,000208
Service charges on deposit accounts$2,128,000635
Trading account gains and fees$0180
Additional Noninterest Income$5,674,000693
Total noninterest expense$38,087,000543
Salaries and employee benefits$21,129,000521
Premises and equipment expense$4,975,000506
Additional noninterest expense$11,983,000570
Pre-tax net operating income$14,866,000584
Securities gains (losses)$03,259
Applicable income taxes$4,741,000520
Income before extraordinary items$10,125,000670
Extraordinary gains, net$017
Net income$10,125,000669
Minority interest net income$084
Net income of bank and minority interests.$10,125,000670
Net charge-offs$2,644,000388
Cash dividends$9,000,000362
Sale, conversion, retirement of capital stock, net$959,000220
Net operating income$10,125,000659
2014-09-30 (YTD Data)Rank
Total interest income$36,634,000506
Total interest expense$4,216,000495
Net interest income$32,418,000500
Provision for loan and lease losses$2,025,000350
Total noninterest income$8,848,000571
Gross Fiduciary activities income$3,403,000207
Service charges on deposit accounts$1,602,000629
Trading account gains and fees$0174
Additional Noninterest Income$3,843,000739
Total noninterest expense$28,106,000549
Salaries and employee benefits$15,777,000521
Premises and equipment expense$3,780,000502
Additional noninterest expense$8,549,000592
Pre-tax net operating income$11,135,000584
Securities gains (losses)$02,980
Applicable income taxes$3,504,000532
Income before extraordinary items$7,631,000673
Extraordinary gains, net$015
Net income$7,631,000670
Minority interest net income$081
Net income of bank and minority interests.$7,631,000671
Net charge-offs$1,205,000586
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$459,000241
Net operating income$7,631,000659
2014-06-30 (YTD Data)Rank
Total interest income$24,028,000514
Total interest expense$2,855,000491
Net interest income$21,173,000511
Provision for loan and lease losses$1,350,000357
Total noninterest income$5,562,000593
Gross Fiduciary activities income$2,224,000209
Service charges on deposit accounts$1,038,000644
Trading account gains and fees$0172
Additional Noninterest Income$2,300,000789
Total noninterest expense$18,768,000544
Salaries and employee benefits$10,495,000525
Premises and equipment expense$2,570,000496
Additional noninterest expense$5,703,000580
Pre-tax net operating income$6,617,000628
Securities gains (losses)$02,580
Applicable income taxes$1,870,000606
Income before extraordinary items$4,747,000687
Extraordinary gains, net$020
Net income$4,747,000685
Minority interest net income$080
Net income of bank and minority interests.$4,747,000687
Net charge-offs$940,000528
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$307,000228
Net operating income$4,747,000671
2014-03-31 (YTD Data)Rank
Total interest income$11,715,000530
Total interest expense$1,389,000513
Net interest income$10,326,000529
Provision for loan and lease losses$675,000350
Total noninterest income$3,039,000544
Gross Fiduciary activities income$1,105,000209
Service charges on deposit accounts$494,000658
Trading account gains and fees$0147
Additional Noninterest Income$1,440,000644
Total noninterest expense$9,440,000541
Salaries and employee benefits$5,195,000527
Premises and equipment expense$1,337,000489
Additional noninterest expense$2,908,000576
Pre-tax net operating income$3,250,000619
Securities gains (losses)$01,715
Applicable income taxes$1,159,000503
Income before extraordinary items$2,091,000745
Extraordinary gains, net$016
Net income$2,091,000746
Minority interest net income$066
Net income of bank and minority interests.$2,091,000746
Net charge-offs$563,000453
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$154,000209
Net operating income$2,091,000734
2013-12-31 (YTD Data)Rank
Total interest income$43,118,000574
Total interest expense$4,954,000680
Net interest income$38,164,000567
Provision for loan and lease losses$6,200,000231
Total noninterest income$14,489,000516
Gross Fiduciary activities income$4,028,000211
Service charges on deposit accounts$1,793,000774
Trading account gains and fees$0184
Additional Noninterest Income$8,668,000534
Total noninterest expense$35,228,000591
Salaries and employee benefits$19,254,000554
Premises and equipment expense$4,435,000553
Additional noninterest expense$11,539,000603
Pre-tax net operating income$11,225,000703
Securities gains (losses)$-295,0006,671
Applicable income taxes$3,999,000534
Income before extraordinary items$6,931,000904
Extraordinary gains, net$029
Net income$6,931,000905
Minority interest net income$090
Net income of bank and minority interests.$6,931,000905
Net charge-offs$4,088,000402
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$709,000250
Net operating income$7,119,800859
2013-09-30 (YTD Data)Rank
Total interest income$30,898,000596
Total interest expense$3,617,000717
Net interest income$27,281,000588
Provision for loan and lease losses$3,925,000259
Total noninterest income$11,674,000497
Gross Fiduciary activities income$2,936,000209
Service charges on deposit accounts$1,264,000826
Trading account gains and fees$0180
Additional Noninterest Income$7,474,000500
Total noninterest expense$25,182,000620
Salaries and employee benefits$14,169,000569
Premises and equipment expense$3,108,000592
Additional noninterest expense$7,905,000655
Pre-tax net operating income$9,848,000617
Securities gains (losses)$-295,0006,805
Applicable income taxes$3,566,000488
Income before extraordinary items$5,987,000801
Extraordinary gains, net$025
Net income$5,987,000803
Minority interest net income$084
Net income of bank and minority interests.$5,987,000803
Net charge-offs$1,858,000632
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$480,000235
Net operating income$6,175,800761
2013-06-30 (YTD Data)Rank
Total interest income$17,482,000715
Total interest expense$2,357,000757
Net interest income$15,125,000696
Provision for loan and lease losses$1,950,000375
Total noninterest income$5,664,000620
Gross Fiduciary activities income$1,876,000222
Service charges on deposit accounts$754,000896
Trading account gains and fees$0157
Additional Noninterest Income$3,034,000710
Total noninterest expense$15,134,000682
Salaries and employee benefits$8,934,000608
Premises and equipment expense$1,818,000682
Additional noninterest expense$4,382,000773
Pre-tax net operating income$3,705,0001,017
Securities gains (losses)$-295,0006,890
Applicable income taxes$1,212,000797
Income before extraordinary items$2,198,0001,379
Extraordinary gains, net$022
Net income$2,198,0001,381
Minority interest net income$082
Net income of bank and minority interests.$2,198,0001,382
Net charge-offs$1,412,000591
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$342,000205
Net operating income$2,386,8001,215
2013-03-31 (YTD Data)Rank
Total interest income$7,144,000872
Total interest expense$1,135,000820
Net interest income$6,009,000894
Provision for loan and lease losses$975,000408
Total noninterest income$2,420,000710
Gross Fiduciary activities income$802,000246
Service charges on deposit accounts$284,0001,180
Trading account gains and fees$0148
Additional Noninterest Income$1,334,000804
Total noninterest expense$6,183,000831
Salaries and employee benefits$3,461,000791
Premises and equipment expense$809,000764
Additional noninterest expense$1,913,000886
Pre-tax net operating income$1,271,0001,391
Securities gains (losses)$01,966
Applicable income taxes$453,000993
Income before extraordinary items$818,0001,738
Extraordinary gains, net$010
Net income$818,0001,740
Minority interest net income$076
Net income of bank and minority interests.$818,0001,740
Net charge-offs$555,000719
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$198,000164
Net operating income$818,0001,675
2012-12-31 (YTD Data)Rank
Total interest income$28,753,000911
Total interest expense$5,404,000826
Net interest income$23,349,000932
Provision for loan and lease losses$4,325,000574
Total noninterest income$8,991,000733
Gross Fiduciary activities income$2,975,000240
Service charges on deposit accounts$1,159,0001,227
Trading account gains and fees$0166
Additional Noninterest Income$4,857,000831
Total noninterest expense$22,858,000884
Salaries and employee benefits$12,587,000831
Premises and equipment expense$3,171,000755
Additional noninterest expense$7,100,000985
Pre-tax net operating income$5,157,0001,335
Securities gains (losses)$440,0001,038
Applicable income taxes$1,810,000945
Income before extraordinary items$3,787,0001,524
Extraordinary gains, net$029
Net income$3,787,0001,526
Minority interest net income$093
Net income of bank and minority interests.$3,787,0001,525
Net charge-offs$3,104,000826
Cash dividends$3,000,000868
Sale, conversion, retirement of capital stock, net$511,000299
Net operating income$3,487,8001,550
2012-09-30 (YTD Data)Rank
Total interest income$21,034,000955
Total interest expense$4,163,000847
Net interest income$16,871,000978
Provision for loan and lease losses$3,350,000577
Total noninterest income$6,572,000753
Gross Fiduciary activities income$2,213,000241
Service charges on deposit accounts$859,0001,248
Trading account gains and fees$0157
Additional Noninterest Income$3,500,000837
Total noninterest expense$17,084,000885
Salaries and employee benefits$9,565,000821
Premises and equipment expense$2,406,000758
Additional noninterest expense$5,113,0001,016
Pre-tax net operating income$3,009,0001,693
Securities gains (losses)$440,000828
Applicable income taxes$1,036,0001,196
Income before extraordinary items$2,413,0001,803
Extraordinary gains, net$020
Net income$2,413,0001,802
Minority interest net income$086
Net income of bank and minority interests.$2,413,0001,804
Net charge-offs$2,758,000722
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$376,000270
Net operating income$2,105,0001,894
2012-06-30 (YTD Data)Rank
Total interest income$13,833,000974
Total interest expense$2,882,000848
Net interest income$10,951,0001,007
Provision for loan and lease losses$2,375,000564
Total noninterest income$4,217,000766
Gross Fiduciary activities income$1,454,000245
Service charges on deposit accounts$567,0001,251
Trading account gains and fees$0153
Additional Noninterest Income$2,196,000860
Total noninterest expense$11,371,000878
Salaries and employee benefits$6,380,000815
Premises and equipment expense$1,636,000738
Additional noninterest expense$3,355,0001,036
Pre-tax net operating income$1,422,0002,232
Securities gains (losses)$440,000632
Applicable income taxes$515,0001,469
Income before extraordinary items$1,347,0002,069
Extraordinary gains, net$019
Net income$1,347,0002,068
Minority interest net income$084
Net income of bank and minority interests.$1,347,0002,069
Net charge-offs$2,229,000637
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$241,000243
Net operating income$1,030,2002,427
2012-03-31 (YTD Data)Rank
Total interest income$6,898,000980
Total interest expense$1,555,000803
Net interest income$5,343,0001,030
Provision for loan and lease losses$1,250,000522
Total noninterest income$2,095,000767
Gross Fiduciary activities income$730,000247
Service charges on deposit accounts$287,0001,230
Trading account gains and fees$0148
Additional Noninterest Income$1,078,000857
Total noninterest expense$5,559,000897
Salaries and employee benefits$3,120,000829
Premises and equipment expense$833,000725
Additional noninterest expense$1,606,0001,066
Pre-tax net operating income$629,0002,450
Securities gains (losses)$208,000589
Applicable income taxes$218,0001,636
Income before extraordinary items$619,0002,197
Extraordinary gains, net$019
Net income$619,0002,199
Minority interest net income$078
Net income of bank and minority interests.$619,0002,200
Net charge-offs$1,176,000601
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$70,000265
Net operating income$465,0802,623
2011-12-31 (YTD Data)Rank
Total interest income$29,774,000939
Total interest expense$7,247,000817
Net interest income$22,527,000971
Provision for loan and lease losses$6,600,000633
Total noninterest income$7,308,000781
Gross Fiduciary activities income$2,899,000202
Service charges on deposit accounts$1,180,0001,246
Trading account gains and fees$0146
Additional Noninterest Income$3,229,000984
Total noninterest expense$20,702,000953
Salaries and employee benefits$10,828,000905
Premises and equipment expense$3,232,000762
Additional noninterest expense$6,642,0001,050
Pre-tax net operating income$2,533,0002,112
Securities gains (losses)$03,838
Applicable income taxes$622,0001,807
Income before extraordinary items$1,911,0002,344
Extraordinary gains, net$029
Net income$1,911,0002,344
Minority interest net income$096
Net income of bank and minority interests.$1,911,0002,345
Net charge-offs$9,336,000492
Cash dividends$1,500,0001,224
Sale, conversion, retirement of capital stock, net$295,000474
Net operating income$1,911,0002,264
2011-09-30 (YTD Data)Rank
Total interest income$22,619,000941
Total interest expense$5,601,000835
Net interest income$17,018,000977
Provision for loan and lease losses$4,800,000637
Total noninterest income$5,070,000832
Gross Fiduciary activities income$2,231,000199
Service charges on deposit accounts$887,0001,245
Trading account gains and fees$0145
Additional Noninterest Income$1,952,0001,134
Total noninterest expense$15,662,000947
Salaries and employee benefits$8,302,000888
Premises and equipment expense$2,413,000783
Additional noninterest expense$4,947,0001,066
Pre-tax net operating income$1,626,0002,427
Securities gains (losses)$03,555
Applicable income taxes$348,0002,098
Income before extraordinary items$1,278,0002,606
Extraordinary gains, net$021
Net income$1,278,0002,608
Minority interest net income$087
Net income of bank and minority interests.$1,278,0002,608
Net charge-offs$7,689,000439
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$224,000433
Net operating income$1,278,0002,518
2011-06-30 (YTD Data)Rank
Total interest income$15,321,000940
Total interest expense$3,826,000850
Net interest income$11,495,000962
Provision for loan and lease losses$3,300,000629
Total noninterest income$3,245,000863
Gross Fiduciary activities income$1,488,000206
Service charges on deposit accounts$606,0001,194
Trading account gains and fees$0153
Additional Noninterest Income$1,151,0001,222
Total noninterest expense$10,391,000964
Salaries and employee benefits$5,499,000901
Premises and equipment expense$1,611,000789
Additional noninterest expense$3,281,0001,089
Pre-tax net operating income$1,049,0002,458
Securities gains (losses)$02,914
Applicable income taxes$219,0002,131
Income before extraordinary items$830,0002,609
Extraordinary gains, net$015
Net income$830,0002,609
Minority interest net income$089
Net income of bank and minority interests.$830,0002,609
Net charge-offs$6,034,000399
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$152,000348
Net operating income$830,0002,525
2011-03-31 (YTD Data)Rank
Total interest income$7,901,000918
Total interest expense$2,035,000827
Net interest income$5,866,000945
Provision for loan and lease losses$1,500,000636
Total noninterest income$1,651,000840
Gross Fiduciary activities income$733,000211
Service charges on deposit accounts$284,0001,253
Trading account gains and fees$0158
Additional Noninterest Income$634,0001,138
Total noninterest expense$5,270,000947
Salaries and employee benefits$2,744,000915
Premises and equipment expense$819,000800
Additional noninterest expense$1,707,0001,040
Pre-tax net operating income$747,0001,879
Securities gains (losses)$01,772
Applicable income taxes$224,0001,395
Income before extraordinary items$523,0002,172
Extraordinary gains, net$09
Net income$523,0002,171
Minority interest net income$086
Net income of bank and minority interests.$523,0002,172
Net charge-offs$2,151,000517
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$76,000296
Net operating income$523,0002,129
2010-12-31 (YTD Data)Rank
Total interest income$31,284,000973
Total interest expense$10,107,000800
Net interest income$21,177,0001,042
Provision for loan and lease losses$8,500,000762
Total noninterest income$7,770,000766
Gross Fiduciary activities income$2,811,000207
Service charges on deposit accounts$1,087,0001,402
Trading account gains and fees$0175
Additional Noninterest Income$3,872,000892
Total noninterest expense$18,481,0001,079
Salaries and employee benefits$9,688,0001,009
Premises and equipment expense$2,581,0001,000
Additional noninterest expense$6,212,0001,192
Pre-tax net operating income$1,966,0002,270
Securities gains (losses)$203,0001,575
Applicable income taxes$518,0001,844
Income before extraordinary items$1,651,0002,355
Extraordinary gains, net$029
Net income$1,651,0002,353
Minority interest net income$0111
Net income of bank and minority interests.$1,651,0002,356
Net charge-offs$6,097,000872
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$295,000556
Net operating income$1,496,7202,424
2010-09-30 (YTD Data)Rank
Total interest income$23,360,000996
Total interest expense$7,800,000814
Net interest income$15,560,0001,075
Provision for loan and lease losses$4,500,000948
Total noninterest income$5,237,000811
Gross Fiduciary activities income$2,088,000206
Service charges on deposit accounts$761,0001,541
Trading account gains and fees$0165
Additional Noninterest Income$2,388,000977
Total noninterest expense$13,759,0001,068
Salaries and employee benefits$7,478,000968
Premises and equipment expense$1,824,0001,078
Additional noninterest expense$4,457,0001,211
Pre-tax net operating income$2,538,0001,554
Securities gains (losses)$03,651
Applicable income taxes$746,0001,272
Income before extraordinary items$1,792,0001,836
Extraordinary gains, net$023
Net income$1,792,0001,837
Minority interest net income$0110
Net income of bank and minority interests.$1,792,0001,838
Net charge-offs$4,364,000863
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$232,000483
Net operating income$1,792,0001,748
2010-06-30 (YTD Data)Rank
Total interest income$15,208,0001,040
Total interest expense$5,282,000831
Net interest income$9,926,0001,135
Provision for loan and lease losses$3,000,000940
Total noninterest income$3,037,000887
Gross Fiduciary activities income$1,405,000208
Service charges on deposit accounts$496,0001,578
Trading account gains and fees$0152
Additional Noninterest Income$1,136,0001,187
Total noninterest expense$8,712,0001,133
Salaries and employee benefits$4,825,0001,006
Premises and equipment expense$1,102,0001,203
Additional noninterest expense$2,785,0001,289
Pre-tax net operating income$1,251,0001,992
Securities gains (losses)$03,184
Applicable income taxes$320,0001,676
Income before extraordinary items$931,0002,245
Extraordinary gains, net$019
Net income$931,0002,244
Minority interest net income$0105
Net income of bank and minority interests.$931,0002,247
Net charge-offs$2,667,000912
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$153,000411
Net operating income$931,0002,170
2010-03-31 (YTD Data)Rank
Total interest income$7,547,0001,059
Total interest expense$2,794,000829
Net interest income$4,753,0001,207
Provision for loan and lease losses$1,500,000888
Total noninterest income$1,500,000887
Gross Fiduciary activities income$697,000212
Service charges on deposit accounts$260,0001,502
Trading account gains and fees$0175
Additional Noninterest Income$543,0001,209
Total noninterest expense$4,464,0001,121
Salaries and employee benefits$2,455,0001,001
Premises and equipment expense$555,0001,220
Additional noninterest expense$1,454,0001,209
Pre-tax net operating income$289,0003,414
Securities gains (losses)$02,284
Applicable income taxes$22,0003,391
Income before extraordinary items$267,0003,357
Extraordinary gains, net$016
Net income$267,0003,355
Minority interest net income$091
Net income of bank and minority interests.$267,0003,357
Net charge-offs$618,0001,431
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$76,000342
Net operating income$267,0003,241
2009-12-31 (YTD Data)Rank
Total interest income$31,562,0001,087
Total interest expense$14,034,000837
Net interest income$17,528,0001,277
Provision for loan and lease losses$6,000,0001,240
Total noninterest income$6,234,000918
Gross Fiduciary activities income$2,861,000204
Service charges on deposit accounts$932,0001,796
Trading account gains and fees$0211
Additional Noninterest Income$2,441,0001,192
Total noninterest expense$15,907,0001,302
Salaries and employee benefits$7,970,0001,234
Premises and equipment expense$2,168,0001,257
Additional noninterest expense$5,769,0001,305
Pre-tax net operating income$1,855,0002,032
Securities gains (losses)$03,754
Applicable income taxes$333,0001,928
Income before extraordinary items$1,522,0002,090
Extraordinary gains, net$034
Net income$1,522,0002,087
Minority interest net income$0115
Net income of bank and minority interests.$1,522,0002,089
Net charge-offs$5,314,0001,098
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$162,000759
Net operating income$1,522,0002,058
2009-09-30 (YTD Data)Rank
Total interest income$23,837,0001,105
Total interest expense$11,089,000831
Net interest income$12,748,0001,314
Provision for loan and lease losses$4,113,0001,202
Total noninterest income$4,789,000911
Gross Fiduciary activities income$2,075,000205
Service charges on deposit accounts$699,0001,791
Trading account gains and fees$0212
Additional Noninterest Income$2,015,0001,143
Total noninterest expense$12,385,0001,244
Salaries and employee benefits$6,491,0001,140
Premises and equipment expense$1,630,0001,265
Additional noninterest expense$4,264,0001,284
Pre-tax net operating income$1,039,0002,666
Securities gains (losses)$03,497
Applicable income taxes$28,0003,645
Income before extraordinary items$1,011,0002,467
Extraordinary gains, net$027
Net income$1,011,0002,465
Minority interest net income$0118
Net income of bank and minority interests.$1,011,0002,468
Net charge-offs$3,452,0001,085
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$111,000712
Net operating income$1,011,0002,414
2009-06-30 (YTD Data)Rank
Total interest income$15,934,0001,124
Total interest expense$7,693,000845
Net interest income$8,241,0001,352
Provision for loan and lease losses$2,326,0001,284
Total noninterest income$3,427,000869
Gross Fiduciary activities income$1,337,000209
Service charges on deposit accounts$473,0001,748
Trading account gains and fees$0193
Additional Noninterest Income$1,617,0001,036
Total noninterest expense$8,461,0001,234
Salaries and employee benefits$4,449,0001,136
Premises and equipment expense$1,104,0001,273
Additional noninterest expense$2,908,0001,286
Pre-tax net operating income$881,0002,335
Securities gains (losses)$03,136
Applicable income taxes$96,0002,661
Income before extraordinary items$785,0002,262
Extraordinary gains, net$021
Net income$785,0002,259
Minority interest net income$0112
Net income of bank and minority interests.$785,0002,261
Net charge-offs$1,528,0001,332
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$76,000682
Net operating income$785,0002,205
2009-03-31 (YTD Data)Rank
Total interest income$8,019,0001,124
Total interest expense$4,084,000819
Net interest income$3,935,0001,406
Provision for loan and lease losses$987,0001,203
Total noninterest income$1,588,000895
Gross Fiduciary activities income$674,000210
Service charges on deposit accounts$243,0001,661
Trading account gains and fees$0171
Additional Noninterest Income$671,0001,151
Total noninterest expense$4,161,0001,206
Salaries and employee benefits$2,224,0001,136
Premises and equipment expense$564,0001,263
Additional noninterest expense$1,373,0001,207
Pre-tax net operating income$375,0002,929
Securities gains (losses)$02,434
Applicable income taxes$27,0003,369
Income before extraordinary items$348,0002,831
Extraordinary gains, net$015
Net income$348,0002,830
Minority interest net income$0102
Net income of bank and minority interests.$348,0002,832
Net charge-offs$760,0001,101
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$37,000582
Net operating income$348,0002,690
2008-12-31 (YTD Data)Rank
Total interest income$33,351,0001,148
Total interest expense$18,480,000861
Net interest income$14,871,0001,503
Provision for loan and lease losses$4,028,0001,169
Total noninterest income$5,738,000945
Gross Fiduciary activities income$3,047,000205
Service charges on deposit accounts$826,0002,069
Trading account gains and fees$0154
Additional Noninterest Income$1,865,0001,367
Total noninterest expense$16,271,0001,202
Salaries and employee benefits$8,592,0001,150
Premises and equipment expense$2,158,0001,263
Additional noninterest expense$5,521,0001,159
Pre-tax net operating income$310,0005,411
Securities gains (losses)$03,220
Applicable income taxes$-603,0007,558
Income before extraordinary items$913,0003,453
Extraordinary gains, net$039
Net income$913,0003,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,865,000834
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$119,000925
Net operating income$913,0003,605
2008-09-30 (YTD Data)Rank
Total interest income$25,185,0001,165
Total interest expense$14,062,000881
Net interest income$11,123,0001,522
Provision for loan and lease losses$1,853,0001,243
Total noninterest income$4,398,000966
Gross Fiduciary activities income$2,412,000204
Service charges on deposit accounts$564,0002,236
Trading account gains and fees$0148
Additional Noninterest Income$1,422,0001,415
Total noninterest expense$12,202,0001,196
Salaries and employee benefits$6,443,0001,176
Premises and equipment expense$1,623,0001,272
Additional noninterest expense$4,136,0001,107
Pre-tax net operating income$1,466,0002,889
Securities gains (losses)$03,106
Applicable income taxes$152,0003,218
Income before extraordinary items$1,314,0002,578
Extraordinary gains, net$031
Net income$1,314,0002,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,658,000953
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$85,000829
Net operating income$1,314,0002,702
2008-06-30 (YTD Data)Rank
Total interest income$16,956,0001,164
Total interest expense$9,549,000899
Net interest income$7,407,0001,511
Provision for loan and lease losses$1,178,0001,112
Total noninterest income$3,062,000951
Gross Fiduciary activities income$1,650,000207
Service charges on deposit accounts$352,0002,343
Trading account gains and fees$0149
Additional Noninterest Income$1,060,0001,338
Total noninterest expense$8,095,0001,198
Salaries and employee benefits$4,187,0001,231
Premises and equipment expense$1,080,0001,268
Additional noninterest expense$2,828,0001,063
Pre-tax net operating income$1,196,0002,595
Securities gains (losses)$03,233
Applicable income taxes$152,0002,989
Income before extraordinary items$1,044,0002,482
Extraordinary gains, net$021
Net income$1,044,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,548
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,044,0002,438
2008-03-31 (YTD Data)Rank
Total interest income$8,703,0001,164
Total interest expense$4,671,000990
Net interest income$4,032,0001,383
Provision for loan and lease losses$503,000991
Total noninterest income$1,682,000871
Gross Fiduciary activities income$824,000210
Service charges on deposit accounts$157,0002,520
Trading account gains and fees$0158
Additional Noninterest Income$701,0001,119
Total noninterest expense$4,294,0001,133
Salaries and employee benefits$2,122,0001,223
Premises and equipment expense$550,0001,250
Additional noninterest expense$1,622,000884
Pre-tax net operating income$917,0001,938
Securities gains (losses)$02,688
Applicable income taxes$191,0002,034
Income before extraordinary items$726,0001,969
Extraordinary gains, net$015
Net income$726,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$726,0001,903
2007-12-31 (YTD Data)Rank
Total interest income$36,445,0001,161
Total interest expense$18,965,0001,031
Net interest income$17,480,0001,282
Provision for loan and lease losses$1,160,0001,276
Total noninterest income$5,377,0001,037
Gross Fiduciary activities income$3,082,000214
Service charges on deposit accounts$516,0002,982
Trading account gains and fees$0178
Additional Noninterest Income$1,779,0001,469
Total noninterest expense$14,154,0001,307
Salaries and employee benefits$8,006,0001,244
Premises and equipment expense$1,980,0001,335
Additional noninterest expense$4,168,0001,347
Pre-tax net operating income$7,543,0001,116
Securities gains (losses)$-72,0008,081
Applicable income taxes$2,341,000990
Income before extraordinary items$5,130,0001,246
Extraordinary gains, net$039
Net income$5,130,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$731,0001,290
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,179,6801,231
2007-09-30 (YTD Data)Rank
Total interest income$26,903,0001,179
Total interest expense$13,969,0001,048
Net interest income$12,934,0001,297
Provision for loan and lease losses$990,000914
Total noninterest income$4,068,0001,028
Gross Fiduciary activities income$2,237,000216
Service charges on deposit accounts$364,0003,101
Trading account gains and fees$0184
Additional Noninterest Income$1,467,0001,398
Total noninterest expense$10,329,0001,333
Salaries and employee benefits$5,845,0001,285
Premises and equipment expense$1,443,0001,361
Additional noninterest expense$3,041,0001,343
Pre-tax net operating income$5,683,0001,209
Securities gains (losses)$-71,0008,238
Applicable income taxes$1,775,0001,059
Income before extraordinary items$3,837,0001,329
Extraordinary gains, net$033
Net income$3,837,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,194
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,885,2801,312
2007-06-30 (YTD Data)Rank
Total interest income$17,402,0001,229
Total interest expense$8,904,0001,102
Net interest income$8,498,0001,341
Provision for loan and lease losses$660,000810
Total noninterest income$2,768,0001,027
Gross Fiduciary activities income$1,423,000228
Service charges on deposit accounts$222,0003,290
Trading account gains and fees$0168
Additional Noninterest Income$1,123,0001,298
Total noninterest expense$6,648,0001,392
Salaries and employee benefits$3,797,0001,342
Premises and equipment expense$932,0001,426
Additional noninterest expense$1,919,0001,411
Pre-tax net operating income$3,958,0001,190
Securities gains (losses)$01,444
Applicable income taxes$1,262,0001,061
Income before extraordinary items$2,696,0001,325
Extraordinary gains, net$029
Net income$2,696,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000827
Cash dividends$1,500,0001,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,696,0001,304
2007-03-31 (YTD Data)Rank
Total interest income$8,321,0001,279
Total interest expense$4,322,0001,128
Net interest income$3,999,0001,430
Provision for loan and lease losses$330,000734
Total noninterest income$1,354,0001,033
Gross Fiduciary activities income$687,000236
Service charges on deposit accounts$112,0003,217
Trading account gains and fees$0195
Additional Noninterest Income$555,0001,265
Total noninterest expense$3,230,0001,438
Salaries and employee benefits$1,853,0001,390
Premises and equipment expense$463,0001,444
Additional noninterest expense$914,0001,466
Pre-tax net operating income$1,793,0001,305
Securities gains (losses)$01,187
Applicable income taxes$560,0001,180
Income before extraordinary items$1,233,0001,417
Extraordinary gains, net$022
Net income$1,233,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,233,0001,403
2006-12-31 (YTD Data)Rank
Total interest income$30,045,0001,312
Total interest expense$14,889,0001,126
Net interest income$15,156,0001,508
Provision for loan and lease losses$840,0001,224
Total noninterest income$4,437,0001,210
Gross Fiduciary activities income$2,403,000239
Service charges on deposit accounts$441,0003,340
Trading account gains and fees$0130
Additional Noninterest Income$1,593,0001,597
Total noninterest expense$11,985,0001,490
Salaries and employee benefits$6,517,0001,520
Premises and equipment expense$1,723,0001,493
Additional noninterest expense$3,745,0001,416
Pre-tax net operating income$6,768,0001,444
Securities gains (losses)$-2,0006,862
Applicable income taxes$2,298,0001,195
Income before extraordinary items$4,468,0001,619
Extraordinary gains, net$051
Net income$4,468,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,000893
Cash dividends$1,500,0001,921
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,469,3201,603
2006-09-30 (YTD Data)Rank
Total interest income$22,102,0001,336
Total interest expense$10,714,0001,146
Net interest income$11,388,0001,524
Provision for loan and lease losses$756,000987
Total noninterest income$3,202,0001,254
Gross Fiduciary activities income$1,717,000256
Service charges on deposit accounts$328,0003,375
Trading account gains and fees$0126
Additional Noninterest Income$1,157,0001,635
Total noninterest expense$8,827,0001,523
Salaries and employee benefits$4,877,0001,530
Premises and equipment expense$1,271,0001,532
Additional noninterest expense$2,679,0001,475
Pre-tax net operating income$5,007,0001,505
Securities gains (losses)$-2,0007,192
Applicable income taxes$1,696,0001,266
Income before extraordinary items$3,309,0001,685
Extraordinary gains, net$045
Net income$3,309,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,401
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,310,3201,669
2006-06-30 (YTD Data)Rank
Total interest income$14,104,0001,371
Total interest expense$6,725,0001,151
Net interest income$7,379,0001,563
Provision for loan and lease losses$504,000967
Total noninterest income$2,069,0001,276
Gross Fiduciary activities income$1,084,000269
Service charges on deposit accounts$213,0003,408
Trading account gains and fees$0126
Additional Noninterest Income$772,0001,633
Total noninterest expense$5,822,0001,544
Salaries and employee benefits$3,234,0001,540
Premises and equipment expense$827,0001,566
Additional noninterest expense$1,761,0001,508
Pre-tax net operating income$3,122,0001,595
Securities gains (losses)$-2,0007,528
Applicable income taxes$1,061,0001,336
Income before extraordinary items$2,059,0001,770
Extraordinary gains, net$039
Net income$2,059,0001,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,000984
Cash dividends$1,500,0001,024
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,060,3201,757
2006-03-31 (YTD Data)Rank
Total interest income$6,686,0001,416
Total interest expense$3,275,0001,111
Net interest income$3,411,0001,693
Provision for loan and lease losses$252,000913
Total noninterest income$1,027,0001,256
Gross Fiduciary activities income$521,000273
Service charges on deposit accounts$115,0003,157
Trading account gains and fees$0115
Additional Noninterest Income$391,0001,600
Total noninterest expense$2,871,0001,563
Salaries and employee benefits$1,588,0001,566
Premises and equipment expense$409,0001,594
Additional noninterest expense$874,0001,503
Pre-tax net operating income$1,315,0001,829
Securities gains (losses)$-2,0007,972
Applicable income taxes$431,0001,564
Income before extraordinary items$882,0002,005
Extraordinary gains, net$021
Net income$882,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,000504
Cash dividends$1,500,000510
Sale, conversion, retirement of capital stock, net$0648
Net operating income$883,3401,986
2005-12-31 (YTD Data)Rank
Total interest income$24,097,0001,390
Total interest expense$10,870,0001,030
Net interest income$13,227,0001,654
Provision for loan and lease losses$1,680,000639
Total noninterest income$4,311,0001,208
Gross Fiduciary activities income$1,727,000298
Service charges on deposit accounts$421,0003,445
Trading account gains and fees$0138
Additional Noninterest Income$2,163,0001,282
Total noninterest expense$10,536,0001,622
Salaries and employee benefits$5,956,0001,571
Premises and equipment expense$1,226,0001,959
Additional noninterest expense$3,354,0001,509
Pre-tax net operating income$5,322,0001,756
Securities gains (losses)$18,0001,287
Applicable income taxes$1,835,0001,462
Income before extraordinary items$3,505,0001,958
Extraordinary gains, net$046
Net income$3,505,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,034,000661
Cash dividends$1,500,0001,815
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,493,1201,940
2005-09-30 (YTD Data)Rank
Total interest income$17,181,0001,414
Total interest expense$7,694,0001,019
Net interest income$9,487,0001,716
Provision for loan and lease losses$1,260,000612
Total noninterest income$3,051,0001,269
Gross Fiduciary activities income$1,191,000310
Service charges on deposit accounts$303,0003,536
Trading account gains and fees$0126
Additional Noninterest Income$1,557,0001,325
Total noninterest expense$7,587,0001,667
Salaries and employee benefits$4,397,0001,583
Premises and equipment expense$791,0002,245
Additional noninterest expense$2,399,0001,569
Pre-tax net operating income$3,691,0001,898
Securities gains (losses)$02,317
Applicable income taxes$1,248,0001,601
Income before extraordinary items$2,443,0002,109
Extraordinary gains, net$035
Net income$2,443,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$732,000625
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,443,0002,070
2005-06-30 (YTD Data)Rank
Total interest income$10,899,0001,444
Total interest expense$4,726,0001,053
Net interest income$6,173,0001,739
Provision for loan and lease losses$840,000604
Total noninterest income$1,851,0001,347
Gross Fiduciary activities income$758,000321
Service charges on deposit accounts$181,0003,732
Trading account gains and fees$0116
Additional Noninterest Income$912,0001,437
Total noninterest expense$4,955,0001,686
Salaries and employee benefits$2,918,0001,588
Premises and equipment expense$491,0002,365
Additional noninterest expense$1,546,0001,595
Pre-tax net operating income$2,229,0002,007
Securities gains (losses)$02,146
Applicable income taxes$749,0001,705
Income before extraordinary items$1,480,0002,257
Extraordinary gains, net$030
Net income$1,480,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$635,000506
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,480,0002,225
2005-03-31 (YTD Data)Rank
Total interest income$5,112,0001,521
Total interest expense$2,075,0001,134
Net interest income$3,037,0001,758
Provision for loan and lease losses$420,000565
Total noninterest income$932,0001,315
Gross Fiduciary activities income$359,000323
Service charges on deposit accounts$80,0003,924
Trading account gains and fees$0115
Additional Noninterest Income$493,0001,333
Total noninterest expense$2,508,0001,678
Salaries and employee benefits$1,477,0001,568
Premises and equipment expense$244,0002,404
Additional noninterest expense$787,0001,582
Pre-tax net operating income$1,041,0002,092
Securities gains (losses)$01,685
Applicable income taxes$355,0001,748
Income before extraordinary items$686,0002,363
Extraordinary gains, net$024
Net income$686,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,000466
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$686,0002,329
2004-12-31 (YTD Data)Rank
Total interest income$17,716,0001,636
Total interest expense$7,186,0001,127
Net interest income$10,530,0001,928
Provision for loan and lease losses$2,975,000388
Total noninterest income$3,385,0001,454
Gross Fiduciary activities income$1,045,000367
Service charges on deposit accounts$409,0003,598
Trading account gains and fees$0138
Additional Noninterest Income$1,931,0001,352
Total noninterest expense$8,807,0001,836
Salaries and employee benefits$5,132,0001,725
Premises and equipment expense$793,0002,803
Additional noninterest expense$2,882,0001,698
Pre-tax net operating income$2,133,0003,368
Securities gains (losses)$76,0001,435
Applicable income taxes$619,0002,982
Income before extraordinary items$1,590,0003,486
Extraordinary gains, net$034
Net income$1,590,0003,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,896,000478
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,535,2803,518
2004-09-30 (YTD Data)Rank
Total interest income$12,901,0001,661
Total interest expense$5,328,0001,123
Net interest income$7,573,0001,989
Provision for loan and lease losses$2,300,000379
Total noninterest income$2,609,0001,441
Gross Fiduciary activities income$742,000383
Service charges on deposit accounts$315,0003,545
Trading account gains and fees$0134
Additional Noninterest Income$1,552,0001,298
Total noninterest expense$6,456,0001,854
Salaries and employee benefits$3,670,0001,786
Premises and equipment expense$590,0002,821
Additional noninterest expense$2,196,0001,646
Pre-tax net operating income$1,426,0003,700
Securities gains (losses)$76,0001,360
Applicable income taxes$420,0003,219
Income before extraordinary items$1,082,0003,815
Extraordinary gains, net$026
Net income$1,082,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,704,000390
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,027,2803,873
2004-06-30 (YTD Data)Rank
Total interest income$8,303,0001,693
Total interest expense$3,520,0001,118
Net interest income$4,783,0002,096
Provision for loan and lease losses$1,625,000366
Total noninterest income$1,879,0001,348
Gross Fiduciary activities income$473,000392
Service charges on deposit accounts$224,0003,386
Trading account gains and fees$0130
Additional Noninterest Income$1,182,0001,185
Total noninterest expense$4,241,0001,882
Salaries and employee benefits$2,415,0001,810
Premises and equipment expense$358,0003,073
Additional noninterest expense$1,468,0001,639
Pre-tax net operating income$796,0004,129
Securities gains (losses)$76,0001,195
Applicable income taxes$249,0003,399
Income before extraordinary items$623,0004,143
Extraordinary gains, net$021
Net income$623,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,316,000344
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$569,0404,301
2004-03-31 (YTD Data)Rank
Total interest income$4,019,0001,753
Total interest expense$1,717,0001,163
Net interest income$2,302,0002,173
Provision for loan and lease losses$763,000376
Total noninterest income$860,0001,409
Gross Fiduciary activities income$226,000403
Service charges on deposit accounts$124,0003,080
Trading account gains and fees$0121
Additional Noninterest Income$510,0001,278
Total noninterest expense$2,066,0001,942
Salaries and employee benefits$1,148,0001,911
Premises and equipment expense$180,0003,079
Additional noninterest expense$738,0001,615
Pre-tax net operating income$333,0004,562
Securities gains (losses)$76,000950
Applicable income taxes$135,0003,278
Income before extraordinary items$274,0004,522
Extraordinary gains, net$016
Net income$274,0004,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000489
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$223,0804,922
2003-12-31 (YTD Data)Rank
Total interest income$15,011,0001,880
Total interest expense$7,215,0001,226
Net interest income$7,796,0002,478
Provision for loan and lease losses$2,335,000578
Total noninterest income$2,906,0001,730
Gross Fiduciary activities income$609,000496
Service charges on deposit accounts$443,0003,418
Trading account gains and fees$0160
Additional Noninterest Income$1,854,0001,553
Total noninterest expense$7,124,0002,209
Salaries and employee benefits$3,840,0002,211
Premises and equipment expense$652,0003,282
Additional noninterest expense$2,632,0001,829
Pre-tax net operating income$1,243,0004,596
Securities gains (losses)$295,0001,055
Applicable income taxes$515,0003,324
Income before extraordinary items$1,023,0004,587
Extraordinary gains, net$054
Net income$1,023,0004,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,878,000583
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$825,3505,002
2003-09-30 (YTD Data)Rank
Total interest income$11,047,0001,954
Total interest expense$5,480,0001,266
Net interest income$5,567,0002,617
Provision for loan and lease losses$1,722,000594
Total noninterest income$2,331,0001,680
Gross Fiduciary activities income$403,000547
Service charges on deposit accounts$324,0003,485
Trading account gains and fees$0153
Additional Noninterest Income$1,604,0001,464
Total noninterest expense$5,116,0002,312
Salaries and employee benefits$2,809,0002,262
Premises and equipment expense$477,0003,344
Additional noninterest expense$1,830,0001,958
Pre-tax net operating income$1,060,0004,404
Securities gains (losses)$295,000971
Applicable income taxes$458,0003,180
Income before extraordinary items$897,0004,298
Extraordinary gains, net$040
Net income$897,0004,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,027,000691
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$702,3004,795
2003-06-30 (YTD Data)Rank
Total interest income$7,252,0002,003
Total interest expense$3,642,0001,311
Net interest income$3,610,0002,700
Provision for loan and lease losses$1,110,000597
Total noninterest income$1,476,0001,736
Gross Fiduciary activities income$240,000584
Service charges on deposit accounts$208,0003,524
Trading account gains and fees$0150
Additional Noninterest Income$1,028,0001,484
Total noninterest expense$3,221,0002,435
Salaries and employee benefits$1,714,0002,454
Premises and equipment expense$297,0003,520
Additional noninterest expense$1,210,0001,978
Pre-tax net operating income$755,0004,218
Securities gains (losses)$295,000814
Applicable income taxes$373,0002,826
Income before extraordinary items$677,0003,957
Extraordinary gains, net$030
Net income$677,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,000740
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$488,2004,648
2003-03-31 (YTD Data)Rank
Total interest income$3,430,0002,144
Total interest expense$1,781,0001,377
Net interest income$1,649,0002,908
Provision for loan and lease losses$448,000680
Total noninterest income$634,0001,918
Gross Fiduciary activities income$112,000610
Service charges on deposit accounts$99,0003,577
Trading account gains and fees$0134
Additional Noninterest Income$423,0001,673
Total noninterest expense$1,495,0002,595
Salaries and employee benefits$801,0002,620
Premises and equipment expense$145,0003,578
Additional noninterest expense$549,0002,142
Pre-tax net operating income$340,0004,454
Securities gains (losses)$36,0001,574
Applicable income taxes$128,0003,508
Income before extraordinary items$248,0004,742
Extraordinary gains, net$021
Net income$248,0004,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,000843
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$224,2404,808
2002-12-31 (YTD Data)Rank
Total interest income$11,904,0002,580
Total interest expense$6,780,0001,690
Net interest income$5,124,0003,594
Provision for loan and lease losses$1,308,0001,048
Total noninterest income$1,578,0002,538
Gross Fiduciary activities income$351,000671
Service charges on deposit accounts$215,0005,044
Trading account gains and fees$0153
Additional Noninterest Income$1,012,0002,164
Total noninterest expense$5,098,0002,875
Salaries and employee benefits$2,704,0002,901
Premises and equipment expense$583,0003,490
Additional noninterest expense$1,811,0002,532
Pre-tax net operating income$296,0007,556
Securities gains (losses)$-43,0009,065
Applicable income taxes$145,0005,563
Income before extraordinary items$108,0008,297
Extraordinary gains, net$070
Net income$108,0008,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,639
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$135,5208,063
2001-12-31 (YTD Data)Rank
Total interest income$8,309,0003,894
Total interest expense$4,900,0003,205
Net interest income$3,409,0004,645
Provision for loan and lease losses$1,200,0001,082
Total noninterest income$551,0004,803
Gross Fiduciary activities income$82,0001,039
Service charges on deposit accounts$98,0006,612
Trading account gains and fees$0177
Additional Noninterest Income$371,0003,700
Total noninterest expense$3,454,0003,860
Salaries and employee benefits$1,804,0003,910
Premises and equipment expense$386,0004,702
Additional noninterest expense$1,264,0003,337
Pre-tax net operating income$-694,0009,244
Securities gains (losses)$94,0001,799
Applicable income taxes$-670,0009,524
Income before extraordinary items$70,0008,502
Extraordinary gains, net$0105
Net income$70,0008,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,8408,699
2000-12-31 (YTD Data)Rank
Total interest income$434,0009,729
Total interest expense$47,0009,782
Net interest income$387,0009,600
Provision for loan and lease losses$400,0002,269
Total noninterest income$09,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$09,820
Total noninterest expense$1,170,0007,574
Salaries and employee benefits$427,0008,619
Premises and equipment expense$52,0009,324
Additional noninterest expense$691,0005,220
Pre-tax net operating income$-1,183,0009,752
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-1,183,0009,761
Extraordinary gains, net$038
Net income$-1,183,0009,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$18,461,00030
Net operating income$-1,183,0009,765

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.