Home > Newfield National Bank > Net charge- offs to loans
Newfield National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0929% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 4,028 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1485% | 4,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8254% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1977% | 4,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1210% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 4,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2950% | 4,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6967% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 3,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0596% | 4,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5668% | 4,662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9648% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 4,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1002% | 2,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 3,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0930% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 3,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 3,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0962% | 4,016 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1840% | 4,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0128% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4748% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3165% | 4,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0361% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1042% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4167% | 4,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0861% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0479% | 4,037 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1537% | 4,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6149% | 4,590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0246% | 3,449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3009% | 4,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 3,462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1667% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4749% | 4,746 |
| Percentage Net Loans Charged-off: Credit card loans | 125.0000% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7479% | 4,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0300% | 3,498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1861% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0601% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 133.3300% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7086% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0497% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 3,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2817% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7687% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | -75.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0285% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5723% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7433% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7470% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2366% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1885% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3238% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1449% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6680% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4593% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9365% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2275% | 4,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1304% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9102% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4205% | 4,973 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7514% | 952 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2236% | 4,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1983% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3783% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2097% | 4,802 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5559% | 935 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7830% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1392% | 4,630 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3638% | 926 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 4,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2999% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3548% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1867% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 3,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 4,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 4,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7683% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2386% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2856% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3015% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1790% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8557% | 282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1137% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7165% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1665% | 4,820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0825% | 3,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3431% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0405% | 4,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1097% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2279% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0537% | 3,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0199% | 4,509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,308 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2197% | 5,211 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6700% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0396% | 4,573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1830% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3302% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9872% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1597% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1857% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1551% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 4,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9696% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4370% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2256% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0507% | 1,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1074% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2913% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1845% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0860% | 4,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2942% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1722% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8260% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0417% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1691% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4375% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1188% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1679% | 5,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5162% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2800% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6252% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0614% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9393% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0859% | 5,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1665% | 5,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5836% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4591% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7222% | 960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1170% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2092% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2562% | 743 |
| Percentage Net Loans Charged-off:Construction & development | -0.0464% | 4,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4662% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2641% | 4,870 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 4,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0986% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3333% | 1,195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7551% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2496% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3067% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5655% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3575% | 4,922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1347% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 4,384 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4963% | 5,868 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3732% | 1,195 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0965% | 5,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3597% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4168% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8629% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5386% | 4,968 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2463% | 5,620 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6275% | 1,164 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0718% | 5,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 5,626 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0833% | 5,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2167% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1438% | 5,366 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4897% | 5,852 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2413% | 1,180 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1431% | 5,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4039% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4646% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7251% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1706% | 5,078 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2883% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 1,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3416% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9406% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5630% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6907% | 1,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0079% | 1,483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2274% | 5,138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0506% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4245% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3162% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6503% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3169% | 1,213 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0265% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0098% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1729% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3267% | 5,172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3863% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4522% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5628% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6518% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1167% | 1,247 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3140% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2345% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2547% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6605% | 5,220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6747% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1509% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7857% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 4,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9334% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2231% | 1,244 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4296% | 193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3041% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 2,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.2588% | 1,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0572% | 2,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8201% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2279% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0373% | 1,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3789% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5354% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6762% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1583% | 3,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0098% | 1,499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3833% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1989% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.3290% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 2,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8683% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2931% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0356% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3468% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8816% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0240% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8209% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7651% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0152% | 1,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4235% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1408% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.4632% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 1,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2904% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 1,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1523% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6207% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5803% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0481% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1161% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0312% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1791% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.8332% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5260% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1799% | 5,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4270% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1344% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2942% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6880% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4619% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.5260% | 1,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5481% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9365% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2743% | 2,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3319% | 2,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5853% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2678% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2765% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2653% | 993 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 5,847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4514% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4811% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.6119% | 1,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6550% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1911% | 379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1338% | 3,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 2,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2354% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9606% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2872% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8664% | 1,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3224% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0871% | 1,832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3433% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2842% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1721% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2089% | 2,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 5,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8571% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7056% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3223% | 2,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4632% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5528% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.1307% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6242% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8351% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2986% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3627% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0561% | 5,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2593% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3618% | 6,396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6753% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5016% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 1.9642% | 1,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5479% | 1,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2577% | 563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1845% | 3,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5363% | 1,191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 3,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6625% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9535% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8162% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6341% | 485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 1,630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6625% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5608% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.7452% | 2,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7186% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1434% | 504 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7265% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 3,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4800% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6452% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8968% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0983% | 3,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4726% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5401% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.1080% | 2,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6646% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4508% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2803% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1144% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 3,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 3,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3696% | 2,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4870% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3204% | 2,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4063% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4634% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.1408% | 1,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7206% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4843% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 3,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4703% | 1,838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1646% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3153% | 4,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 5,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0240% | 3,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 3,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 4,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 4,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8397% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1522% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0670% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1155% | 1,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 5,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 3,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0586% | 2,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 4,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1026% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7631% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8601% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0453% | 1,599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 5,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 4,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0458% | 2,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 3,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 3,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1171% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5886% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4792% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0316% | 6,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0562% | 1,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 3,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2412% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6244% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7870% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 6,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 5,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 3,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 3,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 3,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 3,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2911% | 7,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4351% | 4,303 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5826% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0448% | 1,962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 6,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 4,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 3,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 2,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 3,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 3,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1004% | 4,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3527% | 4,260 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1215% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0557% | 1,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 5,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 3,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0798% | 1,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 3,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 2,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 3,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6258% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4040% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 1,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 5,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 2,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4995% | 2,948 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1419% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0457% | 8,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1533% | 8,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 2,828 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3422% | 8,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 4,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 3,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 4,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9592% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4007% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0355% | 1,759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 7,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2135% | 8,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0088% | 2,209 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4623% | 8,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 3,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 3,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6677% | 1,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4869% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0186% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0309% | 7,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3253% | 8,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0129% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7068% | 8,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0687% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8766% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2045% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3181% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0261% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0728% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0215% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0112% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3898% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1773% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 4,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0150% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2477% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7327% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7069% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0596% | 7,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6804% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3201% | 1,868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0166% | 1,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 4,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0298% | 2,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7841% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4892% | 1,841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5079% | 1,811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0629% | 8,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0597% | 8,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0667% | 8,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0658% | 8,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0737% | 8,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 3,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1131% | 5,015 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7455% | 2,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8112% | 7,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0736% | 8,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0808% | 8,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0900% | 8,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0890% | 8,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1000% | 8,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1582% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0221% | 7,192 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9237% | 2,024 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0477% | 7,558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0801% | 8,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1186% | 8,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1369% | 8,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1247% | 8,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1410% | 8,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0675% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | -5.9719% | 2,022 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2658% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0545% | 7,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1060% | 8,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2565% | 8,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2911% | 8,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 6,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5224% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7333% | 1,885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3399% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2906% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 8,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 8,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3439% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0852% | 5,781 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5907% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9723% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3531% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1699% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3678% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 8,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0667% | 8,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5964% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9634% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0564% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5038% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2694% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5887% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0652% | 8,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0760% | 8,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1501% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3057% | 8,084 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4425% | 2,024 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0637% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0348% | 7,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 8,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0986% | 8,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1152% | 8,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0459% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5403% | 8,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8105% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2657% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 8,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 8,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 8,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0608% | 8,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4325% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5179% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1355% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7347% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3301% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 8,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0554% | 8,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0639% | 8,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9547% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6435% | 2,848 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4188% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5731% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5026% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 8,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 8,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0618% | 8,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9174% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0862% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4814% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8095% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0345% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7973% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3057% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0942% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5509% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5511% | 310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4955% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 8,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0320% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 8,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0893% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1755% | 6,034 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0526% | 1,499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2411% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0168% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3191% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7128% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0427% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0103% | 98 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1612% | 5,635 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4406% | 1,295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2995% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4250% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 2,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 8,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0645% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8897% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1173% | 8,302 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7493% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3967% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5633% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 8,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1032% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0410% | 4,935 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6876% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2448% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2678% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2801% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7995% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3562% | 3,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2159% | 5,911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9050% | 1,690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0387% | 1,808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3686% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4661% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5283% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 8,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4175% | 4,566 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2735% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 5,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3984% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1184% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7473% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2624% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2747% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3953% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2778% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 10,318 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |