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New Tripoli Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$25,674,000	1,573
Total interest expense	$10,629,000	1,236
Net interest income	$15,045,000	1,808
Provision for loan and lease losses	$544,000	1,214
Total noninterest income	$1,631,000	2,231
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$312,000	2,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,319,000	2,009
Total noninterest expense	$12,562,000	1,759
Salaries and employee benefits	$7,007,000	1,767
Premises and equipment expense	$1,128,000	1,886
Additional noninterest expense	$1,319,000	2,009
Pre-tax net operating income	$3,570,000	2,306
Securities gains (losses)	$-4,000	3,288
Applicable income taxes	$331,000	2,169
Income before extraordinary items	$3,235,000	2,235
Extraordinary gains, net	$0	54
Net income	$3,235,000	2,259
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,235,000	2,238
Net charge-offs	$154,000	1,288
Cash dividends	$2,939,000	1,224
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,238,640	2,262
2023-09-30 (YTD Data)		Rank
Total interest income	$19,017,000	1,560
Total interest expense	$7,348,000	1,234
Net interest income	$11,669,000	1,766
Provision for loan and lease losses	$313,000	1,313
Total noninterest income	$1,182,000	2,246
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$224,000	2,207
Trading account gains and fees	NA	NA
Additional Noninterest Income	$958,000	2,043
Total noninterest expense	$9,098,000	1,797
Salaries and employee benefits	$5,139,000	1,791
Premises and equipment expense	$848,000	1,888
Additional noninterest expense	$958,000	2,043
Pre-tax net operating income	$3,440,000	2,069
Securities gains (losses)	$-4,000	3,374
Applicable income taxes	$406,000	1,895
Income before extraordinary items	$3,030,000	2,046
Extraordinary gains, net	$0	52
Net income	$3,030,000	2,065
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,030,000	2,046
Net charge-offs	$45,000	1,528
Cash dividends	$1,488,000	1,400
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,033,520	2,068
2023-06-30 (YTD Data)		Rank
Total interest income	$12,424,000	1,557
Total interest expense	$4,405,000	1,227
Net interest income	$8,019,000	1,736
Provision for loan and lease losses	$242,000	1,209
Total noninterest income	$781,000	2,218
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$145,000	2,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	1,955
Total noninterest expense	$6,218,000	1,755
Salaries and employee benefits	$3,546,000	1,742
Premises and equipment expense	$566,000	1,870
Additional noninterest expense	$636,000	1,952
Pre-tax net operating income	$2,340,000	2,051
Securities gains (losses)	$-4,000	3,679
Applicable income taxes	$280,000	1,895
Income before extraordinary items	$2,056,000	2,033
Extraordinary gains, net	$0	51
Net income	$2,056,000	2,057
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,056,000	2,033
Net charge-offs	$49,000	1,178
Cash dividends	$1,488,000	1,103
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,059,520	2,040
2023-03-31 (YTD Data)		Rank
Total interest income	$6,087,000	1,553
Total interest expense	$1,980,000	1,198
Net interest income	$4,107,000	1,723
Provision for loan and lease losses	$124,000	1,156
Total noninterest income	$379,000	2,237
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$71,000	2,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$308,000	1,979
Total noninterest expense	$2,946,000	1,854
Salaries and employee benefits	$1,649,000	1,868
Premises and equipment expense	$280,000	1,903
Additional noninterest expense	$308,000	1,979
Pre-tax net operating income	$1,416,000	1,864
Securities gains (losses)	$-4,000	3,953
Applicable income taxes	$191,000	1,707
Income before extraordinary items	$1,221,000	1,830
Extraordinary gains, net	$0	4
Net income	$1,221,000	1,830
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,221,000	1,830
Net charge-offs	$-4,000	3,763
Cash dividends	$27,000	2,280
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,224,440	1,846
2022-12-31 (YTD Data)		Rank
Total interest income	$21,860,000	1,461
Total interest expense	$2,575,000	1,324
Net interest income	$19,285,000	1,480
Provision for loan and lease losses	$690,000	1,032
Total noninterest income	$1,496,000	2,350
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$301,000	2,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,195,000	2,149
Total noninterest expense	$11,937,000	1,783
Salaries and employee benefits	$6,445,000	1,862
Premises and equipment expense	$1,189,000	1,830
Additional noninterest expense	$1,195,000	2,149
Pre-tax net operating income	$8,154,000	1,463
Securities gains (losses)	$3,000	566
Applicable income taxes	$1,305,000	1,364
Income before extraordinary items	$6,852,000	1,489
Extraordinary gains, net	$0	5
Net income	$6,852,000	1,488
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,852,000	1,488
Net charge-offs	$-3,000	3,401
Cash dividends	$2,944,000	1,174
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,849,480	1,507
2022-09-30 (YTD Data)		Rank
Total interest income	$15,969,000	1,436
Total interest expense	$1,314,000	1,447
Net interest income	$14,655,000	1,439
Provision for loan and lease losses	$300,000	1,228
Total noninterest income	$1,076,000	2,407
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$217,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$859,000	2,228
Total noninterest expense	$8,750,000	1,809
Salaries and employee benefits	$4,764,000	1,874
Premises and equipment expense	$889,000	1,844
Additional noninterest expense	$859,000	2,228
Pre-tax net operating income	$6,681,000	1,365
Securities gains (losses)	$5,000	540
Applicable income taxes	$1,102,000	1,280
Income before extraordinary items	$5,584,000	1,368
Extraordinary gains, net	$0	4
Net income	$5,584,000	1,367
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,584,000	1,368
Net charge-offs	$1,000	2,255
Cash dividends	$1,399,000	1,413
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,579,800	1,396
2022-06-30 (YTD Data)		Rank
Total interest income	$10,336,000	1,431
Total interest expense	$699,000	1,516
Net interest income	$9,637,000	1,431
Provision for loan and lease losses	$200,000	1,133
Total noninterest income	$691,000	2,449
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$142,000	2,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$549,000	2,296
Total noninterest expense	$5,832,000	1,794
Salaries and employee benefits	$3,252,000	1,836
Premises and equipment expense	$601,000	1,826
Additional noninterest expense	$1,979,000	1,614
Pre-tax net operating income	$4,296,000	1,341
Securities gains (losses)	$0	687
Applicable income taxes	$712,000	1,228
Income before extraordinary items	$3,584,000	1,328
Extraordinary gains, net	$0	4
Net income	$3,584,000	1,327
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,584,000	1,328
Net charge-offs	$-8,000	3,588
Cash dividends	$1,399,000	1,122
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,584,000	1,360
2022-03-31 (YTD Data)		Rank
Total interest income	$5,115,000	1,397
Total interest expense	$343,000	1,493
Net interest income	$4,772,000	1,408
Provision for loan and lease losses	$100,000	968
Total noninterest income	$340,000	2,452
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$74,000	2,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	2,312
Total noninterest expense	$2,751,000	1,862
Salaries and employee benefits	$1,435,000	1,997
Premises and equipment expense	$316,000	1,774
Additional noninterest expense	$1,000,000	1,572
Pre-tax net operating income	$2,261,000	1,237
Securities gains (losses)	$0	623
Applicable income taxes	$390,000	1,120
Income before extraordinary items	$1,871,000	1,252
Extraordinary gains, net	$0	4
Net income	$1,871,000	1,252
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,871,000	1,252
Net charge-offs	$-4,000	3,570
Cash dividends	$70,000	2,089
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,871,000	1,264
2021-12-31 (YTD Data)		Rank
Total interest income	$20,225,000	1,469
Total interest expense	$1,698,000	1,514
Net interest income	$18,527,000	1,459
Provision for loan and lease losses	$175,000	1,845
Total noninterest income	$1,388,000	2,628
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$239,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,149,000	2,489
Total noninterest expense	$11,020,000	1,853
Salaries and employee benefits	$5,900,000	1,959
Premises and equipment expense	$1,131,000	1,891
Additional noninterest expense	$3,989,000	1,591
Pre-tax net operating income	$8,720,000	1,397
Securities gains (losses)	$40,000	1,233
Applicable income taxes	$1,387,000	1,377
Income before extraordinary items	$7,373,000	1,441
Extraordinary gains, net	$0	10
Net income	$7,373,000	1,441
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,373,000	1,441
Net charge-offs	$0	2,705
Cash dividends	$2,723,000	1,267
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,339,400	1,421
2021-09-30 (YTD Data)		Rank
Total interest income	$15,161,000	1,500
Total interest expense	$1,325,000	1,546
Net interest income	$13,836,000	1,487
Provision for loan and lease losses	$175,000	1,585
Total noninterest income	$991,000	2,715
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$164,000	2,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$827,000	2,573
Total noninterest expense	$7,952,000	1,908
Salaries and employee benefits	$4,363,000	1,977
Premises and equipment expense	$841,000	1,930
Additional noninterest expense	$2,748,000	1,689
Pre-tax net operating income	$6,700,000	1,422
Securities gains (losses)	$33,000	1,222
Applicable income taxes	$1,077,000	1,413
Income before extraordinary items	$5,656,000	1,477
Extraordinary gains, net	$0	8
Net income	$5,656,000	1,477
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,656,000	1,477
Net charge-offs	$-15,000	3,787
Cash dividends	$1,267,000	1,534
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,628,280	1,451
2021-06-30 (YTD Data)		Rank
Total interest income	$10,073,000	1,500
Total interest expense	$946,000	1,523
Net interest income	$9,127,000	1,478
Provision for loan and lease losses	$175,000	1,286
Total noninterest income	$321,000	3,461
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$98,000	2,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	3,401
Total noninterest expense	$4,924,000	1,996
Salaries and employee benefits	$2,881,000	1,978
Premises and equipment expense	$568,000	1,905
Additional noninterest expense	$1,475,000	1,995
Pre-tax net operating income	$4,349,000	1,448
Securities gains (losses)	$30,000	1,057
Applicable income taxes	$692,000	1,430
Income before extraordinary items	$3,687,000	1,487
Extraordinary gains, net	$0	6
Net income	$3,687,000	1,487
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,687,000	1,487
Net charge-offs	$-10,000	3,814
Cash dividends	$1,267,000	1,184
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,661,800	1,456
2021-03-31 (YTD Data)		Rank
Total interest income	$5,035,000	1,500
Total interest expense	$526,000	1,464
Net interest income	$4,509,000	1,489
Provision for loan and lease losses	$175,000	881
Total noninterest income	$155,000	3,489
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$49,000	2,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	3,457
Total noninterest expense	$2,298,000	2,074
Salaries and employee benefits	$1,285,000	2,127
Premises and equipment expense	$289,000	1,891
Additional noninterest expense	$724,000	1,985
Pre-tax net operating income	$2,191,000	1,434
Securities gains (losses)	$0	1,392
Applicable income taxes	$346,000	1,407
Income before extraordinary items	$1,845,000	1,479
Extraordinary gains, net	$0	3
Net income	$1,845,000	1,479
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,845,000	1,479
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,845,000	1,441
2020-12-31 (YTD Data)		Rank
Total interest income	$20,033,000	1,497
Total interest expense	$3,662,000	1,262
Net interest income	$16,371,000	1,531
Provision for loan and lease losses	$700,000	1,931
Total noninterest income	$729,000	3,228
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$199,000	2,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$530,000	3,091
Total noninterest expense	$9,508,000	2,022
Salaries and employee benefits	$5,151,000	2,111
Premises and equipment expense	$1,165,000	1,835
Additional noninterest expense	$3,192,000	1,831
Pre-tax net operating income	$6,892,000	1,388
Securities gains (losses)	$178,000	1,092
Applicable income taxes	$995,000	1,431
Income before extraordinary items	$6,075,000	1,406
Extraordinary gains, net	$0	4
Net income	$6,075,000	1,407
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,075,000	1,407
Net charge-offs	$0	3,443
Cash dividends	$2,540,000	1,277
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,921,920	1,396
2020-09-30 (YTD Data)		Rank
Total interest income	$14,948,000	1,509
Total interest expense	$3,036,000	1,223
Net interest income	$11,912,000	1,563
Provision for loan and lease losses	$575,000	1,857
Total noninterest income	$511,000	3,284
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$134,000	2,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	3,108
Total noninterest expense	$7,278,000	1,979
Salaries and employee benefits	$4,209,000	1,965
Premises and equipment expense	$869,000	1,840
Additional noninterest expense	$2,200,000	1,929
Pre-tax net operating income	$4,570,000	1,513
Securities gains (losses)	$84,000	1,294
Applicable income taxes	$602,000	1,597
Income before extraordinary items	$4,052,000	1,499
Extraordinary gains, net	$0	4
Net income	$4,052,000	1,500
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,052,000	1,500
Net charge-offs	$2,000	3,091
Cash dividends	$1,210,000	1,514
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,978,920	1,473
2020-06-30 (YTD Data)		Rank
Total interest income	$9,985,000	1,520
Total interest expense	$2,340,000	1,163
Net interest income	$7,645,000	1,608
Provision for loan and lease losses	$325,000	1,964
Total noninterest income	$350,000	3,224
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$87,000	2,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	3,028
Total noninterest expense	$4,899,000	1,959
Salaries and employee benefits	$2,849,000	1,945
Premises and equipment expense	$574,000	1,850
Additional noninterest expense	$1,476,000	1,905
Pre-tax net operating income	$2,771,000	1,557
Securities gains (losses)	$80,000	1,084
Applicable income taxes	$343,000	1,646
Income before extraordinary items	$2,508,000	1,524
Extraordinary gains, net	$0	4
Net income	$2,508,000	1,523
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,508,000	1,524
Net charge-offs	$-2,000	3,888
Cash dividends	$1,210,000	1,141
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,437,600	1,516
2020-03-31 (YTD Data)		Rank
Total interest income	$5,016,000	1,508
Total interest expense	$1,342,000	1,116
Net interest income	$3,674,000	1,626
Provision for loan and lease losses	$125,000	1,776
Total noninterest income	$173,000	3,194
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$57,000	2,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	3,015
Total noninterest expense	$2,584,000	1,903
Salaries and employee benefits	$1,447,000	1,937
Premises and equipment expense	$293,000	1,839
Additional noninterest expense	$844,000	1,749
Pre-tax net operating income	$1,138,000	1,654
Securities gains (losses)	$0	1,705
Applicable income taxes	$112,000	1,843
Income before extraordinary items	$1,026,000	1,625
Extraordinary gains, net	$0	4
Net income	$1,026,000	1,626
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,026,000	1,626
Net charge-offs	$0	2,581
Cash dividends	$4,000	2,630
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,026,000	1,601
2019-12-31 (YTD Data)		Rank
Total interest income	$20,173,000	1,516
Total interest expense	$5,989,000	1,059
Net interest income	$14,184,000	1,682
Provision for loan and lease losses	$250,000	2,134
Total noninterest income	$695,000	3,273
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$262,000	2,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	3,178
Total noninterest expense	$9,718,000	1,963
Salaries and employee benefits	$5,766,000	1,905
Premises and equipment expense	$1,001,000	2,033
Additional noninterest expense	$2,951,000	1,950
Pre-tax net operating income	$4,911,000	1,778
Securities gains (losses)	$394,000	429
Applicable income taxes	$497,000	1,992
Income before extraordinary items	$4,808,000	1,647
Extraordinary gains, net	$0	11
Net income	$4,808,000	1,649
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,808,000	1,649
Net charge-offs	$-113,000	4,921
Cash dividends	$2,699,000	1,295
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,449,460	1,716
2019-09-30 (YTD Data)		Rank
Total interest income	$14,972,000	1,538
Total interest expense	$4,569,000	1,047
Net interest income	$10,403,000	1,744
Provision for loan and lease losses	$250,000	1,754
Total noninterest income	$481,000	3,391
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$188,000	2,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	3,324
Total noninterest expense	$7,188,000	1,987
Salaries and employee benefits	$4,285,000	1,914
Premises and equipment expense	$755,000	2,049
Additional noninterest expense	$2,148,000	2,008
Pre-tax net operating income	$3,446,000	1,927
Securities gains (losses)	$295,000	423
Applicable income taxes	$296,000	2,237
Income before extraordinary items	$3,445,000	1,740
Extraordinary gains, net	$0	11
Net income	$3,445,000	1,741
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,445,000	1,741
Net charge-offs	$-72,000	4,895
Cash dividends	$1,339,000	1,539
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,173,600	1,821
2019-06-30 (YTD Data)		Rank
Total interest income	$9,892,000	1,549
Total interest expense	$3,033,000	1,038
Net interest income	$6,859,000	1,755
Provision for loan and lease losses	$250,000	1,374
Total noninterest income	$373,000	3,171
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$117,000	2,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	2,979
Total noninterest expense	$4,742,000	2,017
Salaries and employee benefits	$2,812,000	1,949
Premises and equipment expense	$432,000	2,264
Additional noninterest expense	$1,498,000	1,938
Pre-tax net operating income	$2,240,000	1,946
Securities gains (losses)	$82,000	596
Applicable income taxes	$152,000	2,404
Income before extraordinary items	$2,170,000	1,794
Extraordinary gains, net	$0	11
Net income	$2,170,000	1,793
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,170,000	1,794
Net charge-offs	$-70,000	4,986
Cash dividends	$1,334,000	1,189
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,093,740	1,814
2019-03-31 (YTD Data)		Rank
Total interest income	$4,884,000	1,558
Total interest expense	$1,464,000	1,046
Net interest income	$3,420,000	1,771
Provision for loan and lease losses	$250,000	784
Total noninterest income	$173,000	3,228
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$53,000	3,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	3,003
Total noninterest expense	$2,492,000	1,947
Salaries and employee benefits	$1,490,000	1,872
Premises and equipment expense	$214,000	2,309
Additional noninterest expense	$788,000	1,842
Pre-tax net operating income	$851,000	2,280
Securities gains (losses)	$57,000	365
Applicable income taxes	$14,000	3,299
Income before extraordinary items	$894,000	2,032
Extraordinary gains, net	$0	5
Net income	$894,000	2,031
Minority interest net income	$0	52
Net income of bank and minority interests.	$894,000	2,031
Net charge-offs	$-34,000	4,993
Cash dividends	$130,000	2,300
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$838,140	2,122
2018-12-31 (YTD Data)		Rank
Total interest income	$18,712,000	1,533
Total interest expense	$4,604,000	994
Net interest income	$14,108,000	1,699
Provision for loan and lease losses	$850,000	1,006
Total noninterest income	$748,000	3,238
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$254,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$494,000	3,078
Total noninterest expense	$8,659,000	2,123
Salaries and employee benefits	$5,063,000	2,069
Premises and equipment expense	$609,000	2,810
Additional noninterest expense	$2,987,000	1,926
Pre-tax net operating income	$5,347,000	1,692
Securities gains (losses)	$134,000	261
Applicable income taxes	$436,000	2,095
Income before extraordinary items	$5,045,000	1,570
Extraordinary gains, net	$0	6
Net income	$5,045,000	1,568
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,045,000	1,569
Net charge-offs	$503,000	956
Cash dividends	$2,636,000	1,201
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,921,720	1,597
2018-09-30 (YTD Data)		Rank
Total interest income	$13,788,000	1,540
Total interest expense	$3,193,000	1,008
Net interest income	$10,595,000	1,696
Provision for loan and lease losses	$650,000	919
Total noninterest income	$524,000	3,359
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$189,000	3,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$335,000	3,256
Total noninterest expense	$6,548,000	2,105
Salaries and employee benefits	$4,002,000	1,979
Premises and equipment expense	$440,000	2,901
Additional noninterest expense	$2,106,000	2,029
Pre-tax net operating income	$3,921,000	1,732
Securities gains (losses)	$134,000	254
Applicable income taxes	$320,000	2,180
Income before extraordinary items	$3,735,000	1,606
Extraordinary gains, net	$0	5
Net income	$3,735,000	1,605
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,735,000	1,605
Net charge-offs	$428,000	792
Cash dividends	$1,297,000	1,447
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,611,720	1,629
2018-06-30 (YTD Data)		Rank
Total interest income	$9,077,000	1,543
Total interest expense	$1,938,000	1,036
Net interest income	$7,139,000	1,676
Provision for loan and lease losses	$400,000	972
Total noninterest income	$309,000	3,562
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$119,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	3,451
Total noninterest expense	$4,222,000	2,170
Salaries and employee benefits	$2,587,000	2,051
Premises and equipment expense	$302,000	2,853
Additional noninterest expense	$1,333,000	2,131
Pre-tax net operating income	$2,826,000	1,587
Securities gains (losses)	$134,000	211
Applicable income taxes	$271,000	1,948
Income before extraordinary items	$2,689,000	1,476
Extraordinary gains, net	$0	6
Net income	$2,689,000	1,475
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,689,000	1,475
Net charge-offs	$173,000	999
Cash dividends	$1,244,000	1,125
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,567,060	1,526
2018-03-31 (YTD Data)		Rank
Total interest income	$4,448,000	1,556
Total interest expense	$899,000	1,054
Net interest income	$3,549,000	1,676
Provision for loan and lease losses	$200,000	934
Total noninterest income	$136,000	3,717
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$58,000	3,164
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	3,669
Total noninterest expense	$2,218,000	2,116
Salaries and employee benefits	$1,368,000	1,981
Premises and equipment expense	$157,000	2,830
Additional noninterest expense	$693,000	2,058
Pre-tax net operating income	$1,267,000	1,713
Securities gains (losses)	$32,000	276
Applicable income taxes	$102,000	2,163
Income before extraordinary items	$1,197,000	1,586
Extraordinary gains, net	$0	7
Net income	$1,197,000	1,586
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,197,000	1,586
Net charge-offs	$38,000	1,333
Cash dividends	$31,000	2,645
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,167,560	1,602
2017-12-31 (YTD Data)		Rank
Total interest income	$17,150,000	1,563
Total interest expense	$3,104,000	1,049
Net interest income	$14,046,000	1,659
Provision for loan and lease losses	$451,000	1,536
Total noninterest income	$797,000	3,291
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$252,000	3,122
Trading account gains and fees	$0	151
Additional Noninterest Income	$545,000	3,044
Total noninterest expense	$8,687,000	2,134
Salaries and employee benefits	$4,939,000	2,103
Premises and equipment expense	$590,000	2,949
Additional noninterest expense	$3,158,000	1,852
Pre-tax net operating income	$5,705,000	1,532
Securities gains (losses)	$-37,000	5,264
Applicable income taxes	$1,225,000	1,699
Income before extraordinary items	$4,443,000	1,484
Extraordinary gains, net	$0	9
Net income	$4,443,000	1,484
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,443,000	1,484
Net charge-offs	$391,000	1,290
Cash dividends	$2,618,000	1,136
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,471,860	1,464
2017-09-30 (YTD Data)		Rank
Total interest income	$12,704,000	1,580
Total interest expense	$2,280,000	1,052
Net interest income	$10,424,000	1,681
Provision for loan and lease losses	$301,000	1,609
Total noninterest income	$652,000	3,182
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$186,000	3,166
Trading account gains and fees	$0	145
Additional Noninterest Income	$466,000	2,897
Total noninterest expense	$6,577,000	2,121
Salaries and employee benefits	$3,836,000	2,062
Premises and equipment expense	$457,000	2,918
Additional noninterest expense	$2,284,000	1,914
Pre-tax net operating income	$4,198,000	1,572
Securities gains (losses)	$-38,000	5,558
Applicable income taxes	$547,000	1,992
Income before extraordinary items	$3,613,000	1,487
Extraordinary gains, net	$0	9
Net income	$3,613,000	1,485
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,613,000	1,487
Net charge-offs	$394,000	940
Cash dividends	$1,409,000	1,363
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,646,060	1,461
2017-06-30 (YTD Data)		Rank
Total interest income	$8,342,000	1,578
Total interest expense	$1,467,000	1,059
Net interest income	$6,875,000	1,685
Provision for loan and lease losses	$301,000	1,176
Total noninterest income	$460,000	3,100
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$118,000	3,253
Trading account gains and fees	$0	139
Additional Noninterest Income	$342,000	2,782
Total noninterest expense	$4,479,000	2,094
Salaries and employee benefits	$2,535,000	2,084
Premises and equipment expense	$324,000	2,814
Additional noninterest expense	$1,620,000	1,814
Pre-tax net operating income	$2,555,000	1,673
Securities gains (losses)	$-38,000	5,634
Applicable income taxes	$263,000	2,259
Income before extraordinary items	$2,254,000	1,544
Extraordinary gains, net	$0	11
Net income	$2,254,000	1,543
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,254,000	1,544
Net charge-offs	$153,000	1,232
Cash dividends	$1,386,000	1,019
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,288,200	1,519
2017-03-31 (YTD Data)		Rank
Total interest income	$4,057,000	1,610
Total interest expense	$697,000	1,087
Net interest income	$3,360,000	1,717
Provision for loan and lease losses	$1,000	3,508
Total noninterest income	$251,000	2,958
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$55,000	3,369
Trading account gains and fees	$0	142
Additional Noninterest Income	$196,000	2,602
Total noninterest expense	$2,257,000	2,104
Salaries and employee benefits	$1,330,000	2,039
Premises and equipment expense	$160,000	2,879
Additional noninterest expense	$767,000	1,902
Pre-tax net operating income	$1,353,000	1,548
Securities gains (losses)	$-81,000	5,794
Applicable income taxes	$131,000	2,229
Income before extraordinary items	$1,141,000	1,516
Extraordinary gains, net	$0	8
Net income	$1,141,000	1,516
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,141,000	1,516
Net charge-offs	$9,000	2,245
Cash dividends	$240,000	1,835
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,213,900	1,434
2016-12-31 (YTD Data)		Rank
Total interest income	$15,907,000	1,590
Total interest expense	$2,665,000	1,078
Net interest income	$13,242,000	1,701
Provision for loan and lease losses	$525,000	1,418
Total noninterest income	$1,094,000	2,895
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$219,000	3,465
Trading account gains and fees	$0	170
Additional Noninterest Income	$875,000	2,562
Total noninterest expense	$8,069,000	2,273
Salaries and employee benefits	$4,563,000	2,250
Premises and equipment expense	$541,000	3,212
Additional noninterest expense	$2,965,000	2,003
Pre-tax net operating income	$5,742,000	1,449
Securities gains (losses)	$9,000	2,705
Applicable income taxes	$471,000	2,304
Income before extraordinary items	$5,280,000	1,320
Extraordinary gains, net	$0	5
Net income	$5,280,000	1,318
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,280,000	1,319
Net charge-offs	$213,000	1,858
Cash dividends	$3,292,000	957
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,271,720	1,292
2016-09-30 (YTD Data)		Rank
Total interest income	$11,869,000	1,602
Total interest expense	$1,992,000	1,082
Net interest income	$9,877,000	1,712
Provision for loan and lease losses	$525,000	1,108
Total noninterest income	$1,012,000	2,623
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$159,000	3,522
Trading account gains and fees	$0	169
Additional Noninterest Income	$853,000	2,243
Total noninterest expense	$6,073,000	2,262
Salaries and employee benefits	$3,469,000	2,218
Premises and equipment expense	$402,000	3,257
Additional noninterest expense	$2,202,000	2,011
Pre-tax net operating income	$4,291,000	1,470
Securities gains (losses)	$61,000	1,624
Applicable income taxes	$294,000	2,514
Income before extraordinary items	$4,058,000	1,315
Extraordinary gains, net	$0	5
Net income	$4,058,000	1,315
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,058,000	1,315
Net charge-offs	$169,000	1,590
Cash dividends	$1,796,000	1,140
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,001,270	1,290
2016-06-30 (YTD Data)		Rank
Total interest income	$7,914,000	1,607
Total interest expense	$1,336,000	1,081
Net interest income	$6,578,000	1,715
Provision for loan and lease losses	$375,000	1,061
Total noninterest income	$139,000	4,820
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$101,000	3,577
Trading account gains and fees	$0	157
Additional Noninterest Income	$38,000	5,230
Total noninterest expense	$3,969,000	2,314
Salaries and employee benefits	$2,281,000	2,251
Premises and equipment expense	$255,000	3,368
Additional noninterest expense	$1,433,000	2,057
Pre-tax net operating income	$2,373,000	1,707
Securities gains (losses)	$66,000	1,249
Applicable income taxes	$202,000	2,485
Income before extraordinary items	$2,237,000	1,530
Extraordinary gains, net	$0	16
Net income	$2,237,000	1,529
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,237,000	1,530
Net charge-offs	$83,000	1,785
Cash dividends	$1,449,000	989
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,176,280	1,511
2016-03-31 (YTD Data)		Rank
Total interest income	$4,022,000	1,577
Total interest expense	$674,000	1,061
Net interest income	$3,348,000	1,681
Provision for loan and lease losses	$175,000	1,061
Total noninterest income	$188,000	3,461
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$47,000	3,684
Trading account gains and fees	$0	142
Additional Noninterest Income	$141,000	3,060
Total noninterest expense	$2,088,000	2,238
Salaries and employee benefits	$1,211,000	2,158
Premises and equipment expense	$135,000	3,290
Additional noninterest expense	$742,000	1,965
Pre-tax net operating income	$1,273,000	1,588
Securities gains (losses)	$66,000	701
Applicable income taxes	$132,000	2,215
Income before extraordinary items	$1,207,000	1,404
Extraordinary gains, net	$0	12
Net income	$1,207,000	1,405
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,207,000	1,406
Net charge-offs	$28,000	1,781
Cash dividends	$195,000	1,974
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,147,600	1,429
2015-12-31 (YTD Data)		Rank
Total interest income	$15,164,000	1,641
Total interest expense	$2,499,000	1,119
Net interest income	$12,665,000	1,729
Provision for loan and lease losses	$842,000	939
Total noninterest income	$675,000	3,703
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$216,000	3,593
Trading account gains and fees	$0	159
Additional Noninterest Income	$459,000	3,414
Total noninterest expense	$7,432,000	2,454
Salaries and employee benefits	$4,163,000	2,409
Premises and equipment expense	$503,000	3,468
Additional noninterest expense	$2,766,000	2,155
Pre-tax net operating income	$5,066,000	1,559
Securities gains (losses)	$98,000	1,191
Applicable income taxes	$509,000	2,208
Income before extraordinary items	$4,655,000	1,426
Extraordinary gains, net	$0	23
Net income	$4,655,000	1,426
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,655,000	1,426
Net charge-offs	$356,000	1,461
Cash dividends	$2,403,000	1,177
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,566,800	1,428
2015-09-30 (YTD Data)		Rank
Total interest income	$11,272,000	1,672
Total interest expense	$1,825,000	1,158
Net interest income	$9,447,000	1,753
Provision for loan and lease losses	$417,000	1,198
Total noninterest income	$522,000	3,665
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$168,000	3,561
Trading account gains and fees	$0	153
Additional Noninterest Income	$354,000	3,376
Total noninterest expense	$5,431,000	2,505
Salaries and employee benefits	$3,080,000	2,438
Premises and equipment expense	$378,000	3,509
Additional noninterest expense	$1,973,000	2,229
Pre-tax net operating income	$4,121,000	1,486
Securities gains (losses)	$117,000	941
Applicable income taxes	$513,000	1,991
Income before extraordinary items	$3,725,000	1,369
Extraordinary gains, net	$0	21
Net income	$3,725,000	1,369
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,725,000	1,369
Net charge-offs	$133,000	1,911
Cash dividends	$1,236,000	1,390
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,622,040	1,377
2015-06-30 (YTD Data)		Rank
Total interest income	$7,492,000	1,681
Total interest expense	$1,182,000	1,199
Net interest income	$6,310,000	1,746
Provision for loan and lease losses	$302,000	1,092
Total noninterest income	$342,000	3,708
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$113,000	3,526
Trading account gains and fees	$0	157
Additional Noninterest Income	$229,000	3,435
Total noninterest expense	$3,606,000	2,531
Salaries and employee benefits	$2,080,000	2,424
Premises and equipment expense	$253,000	3,512
Additional noninterest expense	$1,273,000	2,316
Pre-tax net operating income	$2,744,000	1,483
Securities gains (losses)	$107,000	821
Applicable income taxes	$355,000	1,964
Income before extraordinary items	$2,496,000	1,345
Extraordinary gains, net	$0	22
Net income	$2,496,000	1,346
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,496,000	1,346
Net charge-offs	$28,000	2,730
Cash dividends	$1,123,000	1,121
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,401,840	1,353
2015-03-31 (YTD Data)		Rank
Total interest income	$3,770,000	1,660
Total interest expense	$587,000	1,203
Net interest income	$3,183,000	1,730
Provision for loan and lease losses	$201,000	882
Total noninterest income	$159,000	3,808
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$59,000	3,409
Trading account gains and fees	$0	152
Additional Noninterest Income	$100,000	3,601
Total noninterest expense	$1,790,000	2,551
Salaries and employee benefits	$1,003,000	2,522
Premises and equipment expense	$128,000	3,518
Additional noninterest expense	$659,000	2,222
Pre-tax net operating income	$1,351,000	1,461
Securities gains (losses)	$6,000	1,607
Applicable income taxes	$149,000	2,096
Income before extraordinary items	$1,208,000	1,364
Extraordinary gains, net	$0	13
Net income	$1,208,000	1,365
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,208,000	1,366
Net charge-offs	$19,000	2,149
Cash dividends	$17,000	2,805
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,202,660	1,328
2014-12-31 (YTD Data)		Rank
Total interest income	$14,625,000	1,713
Total interest expense	$2,393,000	1,217
Net interest income	$12,232,000	1,793
Provision for loan and lease losses	$1,851,000	505
Total noninterest income	$619,000	3,937
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$258,000	3,478
Trading account gains and fees	$0	180
Additional Noninterest Income	$361,000	3,760
Total noninterest expense	$6,693,000	2,698
Salaries and employee benefits	$3,751,000	2,635
Premises and equipment expense	$550,000	3,425
Additional noninterest expense	$2,392,000	2,490
Pre-tax net operating income	$4,307,000	1,732
Securities gains (losses)	$794,000	260
Applicable income taxes	$506,000	2,187
Income before extraordinary items	$4,595,000	1,405
Extraordinary gains, net	$0	17
Net income	$4,595,000	1,403
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,595,000	1,404
Net charge-offs	$1,639,000	610
Cash dividends	$2,601,000	1,047
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,880,400	1,597
2014-09-30 (YTD Data)		Rank
Total interest income	$10,918,000	1,722
Total interest expense	$1,791,000	1,236
Net interest income	$9,127,000	1,811
Provision for loan and lease losses	$951,000	689
Total noninterest income	$520,000	3,764
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$197,000	3,489
Trading account gains and fees	$0	174
Additional Noninterest Income	$323,000	3,529
Total noninterest expense	$4,859,000	2,774
Salaries and employee benefits	$2,739,000	2,691
Premises and equipment expense	$400,000	3,535
Additional noninterest expense	$1,720,000	2,589
Pre-tax net operating income	$3,837,000	1,509
Securities gains (losses)	$342,000	434
Applicable income taxes	$506,000	1,980
Income before extraordinary items	$3,673,000	1,320
Extraordinary gains, net	$0	15
Net income	$3,673,000	1,320
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,673,000	1,320
Net charge-offs	$531,000	1,103
Cash dividends	$1,556,000	1,127
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,372,040	1,401
2014-06-30 (YTD Data)		Rank
Total interest income	$7,312,000	1,708
Total interest expense	$1,173,000	1,261
Net interest income	$6,139,000	1,782
Provision for loan and lease losses	$650,000	677
Total noninterest income	$353,000	3,721
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$138,000	3,394
Trading account gains and fees	$0	172
Additional Noninterest Income	$215,000	3,515
Total noninterest expense	$3,195,000	2,825
Salaries and employee benefits	$1,853,000	2,675
Premises and equipment expense	$270,000	3,528
Additional noninterest expense	$1,072,000	2,726
Pre-tax net operating income	$2,647,000	1,427
Securities gains (losses)	$331,000	329
Applicable income taxes	$396,000	1,770
Income before extraordinary items	$2,582,000	1,226
Extraordinary gains, net	$0	20
Net income	$2,582,000	1,225
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,582,000	1,227
Net charge-offs	$279,000	1,315
Cash dividends	$1,521,000	814
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,294,030	1,346
2014-03-31 (YTD Data)		Rank
Total interest income	$3,639,000	1,707
Total interest expense	$582,000	1,291
Net interest income	$3,057,000	1,783
Provision for loan and lease losses	$300,000	685
Total noninterest income	$171,000	3,740
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$59,000	3,655
Trading account gains and fees	$0	147
Additional Noninterest Income	$112,000	3,404
Total noninterest expense	$1,555,000	2,905
Salaries and employee benefits	$877,000	2,789
Premises and equipment expense	$151,000	3,330
Additional noninterest expense	$527,000	2,769
Pre-tax net operating income	$1,373,000	1,354
Securities gains (losses)	$4,000	1,399
Applicable income taxes	$158,000	1,945
Income before extraordinary items	$1,219,000	1,239
Extraordinary gains, net	$0	16
Net income	$1,219,000	1,240
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,219,000	1,240
Net charge-offs	$267,000	782
Cash dividends	$476,000	1,074
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,215,440	1,219
2013-12-31 (YTD Data)		Rank
Total interest income	$14,462,000	1,723
Total interest expense	$2,447,000	1,389
Net interest income	$12,015,000	1,795
Provision for loan and lease losses	$579,000	1,683
Total noninterest income	$616,000	4,075
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$278,000	3,485
Trading account gains and fees	$0	184
Additional Noninterest Income	$338,000	3,934
Total noninterest expense	$6,499,000	2,806
Salaries and employee benefits	$3,657,000	2,692
Premises and equipment expense	$503,000	3,721
Additional noninterest expense	$2,339,000	2,612
Pre-tax net operating income	$5,553,000	1,324
Securities gains (losses)	$373,000	584
Applicable income taxes	$925,000	1,543
Income before extraordinary items	$5,001,000	1,226
Extraordinary gains, net	$0	29
Net income	$5,001,000	1,228
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,001,000	1,229
Net charge-offs	$700,000	1,652
Cash dividends	$2,181,000	1,130
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,687,680	1,277
2013-09-30 (YTD Data)		Rank
Total interest income	$10,771,000	1,744
Total interest expense	$1,840,000	1,434
Net interest income	$8,931,000	1,808
Provision for loan and lease losses	$376,000	1,838
Total noninterest income	$458,000	4,170
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$206,000	3,529
Trading account gains and fees	$0	180
Additional Noninterest Income	$252,000	4,011
Total noninterest expense	$4,798,000	2,846
Salaries and employee benefits	$2,726,000	2,710
Premises and equipment expense	$377,000	3,754
Additional noninterest expense	$1,695,000	2,701
Pre-tax net operating income	$4,215,000	1,332
Securities gains (losses)	$77,000	1,391
Applicable income taxes	$672,000	1,612
Income before extraordinary items	$3,620,000	1,271
Extraordinary gains, net	$0	25
Net income	$3,620,000	1,272
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,620,000	1,273
Net charge-offs	$200,000	2,556
Cash dividends	$1,130,000	1,328
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,555,320	1,264
2013-06-30 (YTD Data)		Rank
Total interest income	$7,203,000	1,734
Total interest expense	$1,255,000	1,432
Net interest income	$5,948,000	1,792
Provision for loan and lease losses	$250,000	1,852
Total noninterest income	$295,000	4,246
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$135,000	3,539
Trading account gains and fees	$0	157
Additional Noninterest Income	$160,000	4,134
Total noninterest expense	$3,153,000	2,881
Salaries and employee benefits	$1,872,000	2,653
Premises and equipment expense	$247,000	3,810
Additional noninterest expense	$1,034,000	2,895
Pre-tax net operating income	$2,840,000	1,299
Securities gains (losses)	$47,000	1,557
Applicable income taxes	$463,000	1,598
Income before extraordinary items	$2,424,000	1,252
Extraordinary gains, net	$0	22
Net income	$2,424,000	1,254
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,424,000	1,255
Net charge-offs	$126,000	2,527
Cash dividends	$1,022,000	1,059
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,384,520	1,219
2013-03-31 (YTD Data)		Rank
Total interest income	$3,586,000	1,757
Total interest expense	$641,000	1,444
Net interest income	$2,945,000	1,821
Provision for loan and lease losses	$125,000	1,855
Total noninterest income	$181,000	3,837
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$113,000	3,586
Total noninterest expense	$1,495,000	3,024
Salaries and employee benefits	$876,000	2,833
Premises and equipment expense	$126,000	3,789
Additional noninterest expense	$493,000	3,020
Pre-tax net operating income	$1,506,000	1,210
Securities gains (losses)	$29,000	1,155
Applicable income taxes	$255,000	1,493
Income before extraordinary items	$1,280,000	1,167
Extraordinary gains, net	$0	10
Net income	$1,280,000	1,169
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,280,000	1,169
Net charge-offs	$130,000	1,694
Cash dividends	$43,000	2,416
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,255,930	1,142
2012-12-31 (YTD Data)		Rank
Total interest income	$15,059,000	1,759
Total interest expense	$2,776,000	1,600
Net interest income	$12,283,000	1,788
Provision for loan and lease losses	$851,000	1,975
Total noninterest income	$664,000	3,990
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$220,000	4,089
Trading account gains and fees	$0	166
Additional Noninterest Income	$444,000	3,499
Total noninterest expense	$6,004,000	3,034
Salaries and employee benefits	$3,334,000	2,905
Premises and equipment expense	$505,000	3,797
Additional noninterest expense	$2,165,000	2,905
Pre-tax net operating income	$6,092,000	1,165
Securities gains (losses)	$1,707,000	318
Applicable income taxes	$1,714,000	982
Income before extraordinary items	$6,085,000	991
Extraordinary gains, net	$0	29
Net income	$6,085,000	991
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,085,000	991
Net charge-offs	$253,000	3,509
Cash dividends	$2,395,000	1,059
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,753,540	1,180
2012-09-30 (YTD Data)		Rank
Total interest income	$11,394,000	1,772
Total interest expense	$2,105,000	1,649
Net interest income	$9,289,000	1,793
Provision for loan and lease losses	$550,000	2,153
Total noninterest income	$483,000	4,075
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$155,000	4,243
Trading account gains and fees	$0	157
Additional Noninterest Income	$328,000	3,564
Total noninterest expense	$4,392,000	3,106
Salaries and employee benefits	$2,440,000	2,977
Premises and equipment expense	$361,000	3,961
Additional noninterest expense	$1,591,000	2,964
Pre-tax net operating income	$4,830,000	1,118
Securities gains (losses)	$1,100,000	365
Applicable income taxes	$1,328,000	993
Income before extraordinary items	$4,602,000	1,004
Extraordinary gains, net	$0	20
Net income	$4,602,000	1,004
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,602,000	1,004
Net charge-offs	$114,000	3,845
Cash dividends	$1,353,000	1,069
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,744,000	1,132
2012-06-30 (YTD Data)		Rank
Total interest income	$7,627,000	1,775
Total interest expense	$1,436,000	1,677
Net interest income	$6,191,000	1,800
Provision for loan and lease losses	$400,000	2,061
Total noninterest income	$310,000	4,147
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$96,000	4,388
Trading account gains and fees	$0	153
Additional Noninterest Income	$214,000	3,577
Total noninterest expense	$2,877,000	3,163
Salaries and employee benefits	$1,647,000	2,958
Premises and equipment expense	$247,000	3,900
Additional noninterest expense	$983,000	3,168
Pre-tax net operating income	$3,224,000	1,110
Securities gains (losses)	$469,000	581
Applicable income taxes	$807,000	1,055
Income before extraordinary items	$2,886,000	1,046
Extraordinary gains, net	$0	19
Net income	$2,886,000	1,046
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,886,000	1,046
Net charge-offs	$112,000	3,307
Cash dividends	$1,353,000	755
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,520,180	1,119
2012-03-31 (YTD Data)		Rank
Total interest income	$3,898,000	1,749
Total interest expense	$739,000	1,691
Net interest income	$3,159,000	1,771
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$145,000	4,305
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$45,000	4,489
Trading account gains and fees	$0	148
Additional Noninterest Income	$100,000	3,714
Total noninterest expense	$1,433,000	3,164
Salaries and employee benefits	$790,000	3,054
Premises and equipment expense	$141,000	3,620
Additional noninterest expense	$502,000	3,083
Pre-tax net operating income	$1,721,000	1,024
Securities gains (losses)	$0	2,210
Applicable income taxes	$371,000	1,127
Income before extraordinary items	$1,350,000	1,096
Extraordinary gains, net	$0	19
Net income	$1,350,000	1,098
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,350,000	1,097
Net charge-offs	$47,000	3,063
Cash dividends	$266,000	1,362
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,350,000	1,035
2011-12-31 (YTD Data)		Rank
Total interest income	$15,096,000	1,867
Total interest expense	$3,400,000	1,743
Net interest income	$11,696,000	1,887
Provision for loan and lease losses	$650,000	3,053
Total noninterest income	$792,000	3,550
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$179,000	4,577
Trading account gains and fees	$0	146
Additional Noninterest Income	$613,000	2,829
Total noninterest expense	$5,735,000	3,167
Salaries and employee benefits	$3,076,000	3,060
Premises and equipment expense	$443,000	4,330
Additional noninterest expense	$2,216,000	2,839
Pre-tax net operating income	$6,103,000	984
Securities gains (losses)	$-6,000	6,837
Applicable income taxes	$1,299,000	1,105
Income before extraordinary items	$4,798,000	1,039
Extraordinary gains, net	$0	29
Net income	$4,798,000	1,039
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,798,000	1,039
Net charge-offs	$313,000	3,757
Cash dividends	$2,919,000	683
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,802,740	999
2011-09-30 (YTD Data)		Rank
Total interest income	$11,300,000	1,893
Total interest expense	$2,632,000	1,758
Net interest income	$8,668,000	1,904
Provision for loan and lease losses	$550,000	2,737
Total noninterest income	$524,000	3,794
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$128,000	4,686
Trading account gains and fees	$0	145
Additional Noninterest Income	$396,000	3,059
Total noninterest expense	$4,265,000	3,203
Salaries and employee benefits	$2,263,000	3,114
Premises and equipment expense	$330,000	4,392
Additional noninterest expense	$1,672,000	2,851
Pre-tax net operating income	$4,377,000	1,055
Securities gains (losses)	$9,000	3,085
Applicable income taxes	$934,000	1,142
Income before extraordinary items	$3,452,000	1,108
Extraordinary gains, net	$0	21
Net income	$3,452,000	1,108
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,452,000	1,108
Net charge-offs	$320,000	3,176
Cash dividends	$1,817,000	697
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,444,890	1,055
2011-06-30 (YTD Data)		Rank
Total interest income	$7,514,000	1,908
Total interest expense	$1,775,000	1,793
Net interest income	$5,739,000	1,923
Provision for loan and lease losses	$250,000	3,239
Total noninterest income	$315,000	4,023
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$82,000	4,746
Trading account gains and fees	$0	153
Additional Noninterest Income	$233,000	3,253
Total noninterest expense	$2,821,000	3,255
Salaries and employee benefits	$1,538,000	3,088
Premises and equipment expense	$223,000	4,415
Additional noninterest expense	$1,060,000	3,057
Pre-tax net operating income	$2,983,000	1,017
Securities gains (losses)	$71,000	1,364
Applicable income taxes	$693,000	1,037
Income before extraordinary items	$2,361,000	1,053
Extraordinary gains, net	$0	15
Net income	$2,361,000	1,051
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,361,000	1,053
Net charge-offs	$68,000	4,213
Cash dividends	$1,529,000	548
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,306,330	1,034
2011-03-31 (YTD Data)		Rank
Total interest income	$3,700,000	1,952
Total interest expense	$899,000	1,836
Net interest income	$2,801,000	1,961
Provision for loan and lease losses	$125,000	3,068
Total noninterest income	$148,000	4,190
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$42,000	4,666
Trading account gains and fees	$0	158
Additional Noninterest Income	$106,000	3,467
Total noninterest expense	$1,391,000	3,306
Salaries and employee benefits	$725,000	3,234
Premises and equipment expense	$124,000	4,195
Additional noninterest expense	$542,000	2,984
Pre-tax net operating income	$1,433,000	1,046
Securities gains (losses)	$-17,000	7,227
Applicable income taxes	$311,000	1,097
Income before extraordinary items	$1,105,000	1,110
Extraordinary gains, net	$0	9
Net income	$1,105,000	1,109
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,105,000	1,110
Net charge-offs	$38,000	3,565
Cash dividends	$605,000	611
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,118,260	1,067
2010-12-31 (YTD Data)		Rank
Total interest income	$14,740,000	2,038
Total interest expense	$4,126,000	1,938
Net interest income	$10,614,000	2,056
Provision for loan and lease losses	$950,000	3,143
Total noninterest income	$1,393,000	2,649
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$190,000	4,502
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,203,000	1,954
Total noninterest expense	$5,612,000	3,278
Salaries and employee benefits	$3,075,000	3,041
Premises and equipment expense	$417,000	4,653
Additional noninterest expense	$2,120,000	3,100
Pre-tax net operating income	$5,445,000	948
Securities gains (losses)	$299,000	1,270
Applicable income taxes	$1,063,000	1,167
Income before extraordinary items	$4,681,000	945
Extraordinary gains, net	$0	29
Net income	$4,681,000	946
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,681,000	947
Net charge-offs	$333,000	4,182
Cash dividends	$1,945,000	844
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,438,810	945
2010-09-30 (YTD Data)		Rank
Total interest income	$11,020,000	2,091
Total interest expense	$3,158,000	1,979
Net interest income	$7,862,000	2,104
Provision for loan and lease losses	$600,000	3,239
Total noninterest income	$737,000	3,306
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$141,000	4,593
Trading account gains and fees	$0	165
Additional Noninterest Income	$596,000	2,492
Total noninterest expense	$4,115,000	3,336
Salaries and employee benefits	$2,281,000	3,096
Premises and equipment expense	$315,000	4,716
Additional noninterest expense	$1,519,000	3,185
Pre-tax net operating income	$3,884,000	1,053
Securities gains (losses)	$301,000	1,079
Applicable income taxes	$849,000	1,145
Income before extraordinary items	$3,336,000	1,035
Extraordinary gains, net	$0	23
Net income	$3,336,000	1,038
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,336,000	1,038
Net charge-offs	$38,000	5,700
Cash dividends	$1,051,000	1,000
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,095,200	1,053
2010-06-30 (YTD Data)		Rank
Total interest income	$7,348,000	2,120
Total interest expense	$2,159,000	2,010
Net interest income	$5,189,000	2,125
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$387,000	3,701
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$99,000	4,503
Trading account gains and fees	$0	152
Additional Noninterest Income	$288,000	2,902
Total noninterest expense	$2,752,000	3,335
Salaries and employee benefits	$1,482,000	3,173
Premises and equipment expense	$221,000	4,603
Additional noninterest expense	$1,049,000	3,068
Pre-tax net operating income	$2,524,000	1,058
Securities gains (losses)	$301,000	709
Applicable income taxes	$616,000	1,039
Income before extraordinary items	$2,209,000	1,023
Extraordinary gains, net	$0	19
Net income	$2,209,000	1,024
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,209,000	1,024
Net charge-offs	$7,000	5,969
Cash dividends	$938,000	773
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,974,220	1,084
2010-03-31 (YTD Data)		Rank
Total interest income	$3,651,000	2,187
Total interest expense	$1,104,000	2,072
Net interest income	$2,547,000	2,182
Provision for loan and lease losses	$100,000	3,933
Total noninterest income	$165,000	4,066
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$48,000	4,553
Trading account gains and fees	$0	175
Additional Noninterest Income	$117,000	3,232
Total noninterest expense	$1,419,000	3,287
Salaries and employee benefits	$743,000	3,213
Premises and equipment expense	$111,000	4,666
Additional noninterest expense	$565,000	2,857
Pre-tax net operating income	$1,193,000	1,110
Securities gains (losses)	$0	2,284
Applicable income taxes	$252,000	1,191
Income before extraordinary items	$941,000	1,164
Extraordinary gains, net	$0	16
Net income	$941,000	1,166
Minority interest net income	$0	91
Net income of bank and minority interests.	$941,000	1,166
Net charge-offs	$15,000	4,608
Cash dividends	$121,000	1,758
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$941,000	1,133
2009-12-31 (YTD Data)		Rank
Total interest income	$14,561,000	2,290
Total interest expense	$5,539,000	2,055
Net interest income	$9,022,000	2,408
Provision for loan and lease losses	$1,031,000	3,452
Total noninterest income	$546,000	4,570
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$209,000	4,575
Trading account gains and fees	$0	211
Additional Noninterest Income	$337,000	3,810
Total noninterest expense	$5,435,000	3,439
Salaries and employee benefits	$2,974,000	3,203
Premises and equipment expense	$389,000	5,061
Additional noninterest expense	$2,072,000	3,217
Pre-tax net operating income	$3,102,000	1,288
Securities gains (losses)	$1,037,000	481
Applicable income taxes	$841,000	1,093
Income before extraordinary items	$3,298,000	1,024
Extraordinary gains, net	$0	34
Net income	$3,298,000	1,022
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,298,000	1,023
Net charge-offs	$390,000	4,136
Cash dividends	$3,001,000	572
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,468,400	1,329
2009-09-30 (YTD Data)		Rank
Total interest income	$10,812,000	2,353
Total interest expense	$4,280,000	2,089
Net interest income	$6,532,000	2,487
Provision for loan and lease losses	$526,000	3,723
Total noninterest income	$401,000	4,669
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$152,000	4,656
Trading account gains and fees	$0	212
Additional Noninterest Income	$249,000	3,915
Total noninterest expense	$4,063,000	3,455
Salaries and employee benefits	$2,191,000	3,285
Premises and equipment expense	$297,000	5,062
Additional noninterest expense	$1,575,000	3,157
Pre-tax net operating income	$2,344,000	1,375
Securities gains (losses)	$614,000	587
Applicable income taxes	$585,000	1,269
Income before extraordinary items	$2,373,000	1,140
Extraordinary gains, net	$0	27
Net income	$2,373,000	1,138
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,373,000	1,140
Net charge-offs	$264,000	3,894
Cash dividends	$1,390,000	936
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,881,800	1,394
2009-06-30 (YTD Data)		Rank
Total interest income	$7,207,000	2,382
Total interest expense	$2,951,000	2,127
Net interest income	$4,256,000	2,540
Provision for loan and lease losses	$376,000	3,362
Total noninterest income	$344,000	4,165
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$103,000	4,607
Trading account gains and fees	$0	193
Additional Noninterest Income	$241,000	3,360
Total noninterest expense	$2,711,000	3,488
Salaries and employee benefits	$1,435,000	3,361
Premises and equipment expense	$198,000	5,101
Additional noninterest expense	$1,078,000	3,095
Pre-tax net operating income	$1,513,000	1,515
Securities gains (losses)	$614,000	423
Applicable income taxes	$445,000	1,181
Income before extraordinary items	$1,682,000	1,124
Extraordinary gains, net	$0	21
Net income	$1,682,000	1,122
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,682,000	1,124
Net charge-offs	$237,000	3,232
Cash dividends	$1,382,000	659
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,196,940	1,531
2009-03-31 (YTD Data)		Rank
Total interest income	$3,569,000	2,429
Total interest expense	$1,523,000	2,138
Net interest income	$2,046,000	2,650
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$159,000	4,271
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$53,000	4,479
Trading account gains and fees	$0	171
Additional Noninterest Income	$106,000	3,571
Total noninterest expense	$1,351,000	3,423
Salaries and employee benefits	$763,000	3,229
Premises and equipment expense	$106,000	4,952
Additional noninterest expense	$482,000	3,100
Pre-tax net operating income	$704,000	1,794
Securities gains (losses)	$569,000	287
Applicable income taxes	$295,000	1,070
Income before extraordinary items	$978,000	1,115
Extraordinary gains, net	$0	15
Net income	$978,000	1,117
Minority interest net income	$0	102
Net income of bank and minority interests.	$978,000	1,117
Net charge-offs	$28,000	4,069
Cash dividends	$500,000	851
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$539,870	1,873
2008-12-31 (YTD Data)		Rank
Total interest income	$14,925,000	2,474
Total interest expense	$7,088,000	2,182
Net interest income	$7,837,000	2,766
Provision for loan and lease losses	$106,000	5,981
Total noninterest income	$676,000	4,212
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$213,000	4,673
Trading account gains and fees	$0	154
Additional Noninterest Income	$463,000	3,323
Total noninterest expense	$5,261,000	3,427
Salaries and employee benefits	$3,101,000	3,160
Premises and equipment expense	$391,000	5,146
Additional noninterest expense	$1,769,000	3,177
Pre-tax net operating income	$3,146,000	1,719
Securities gains (losses)	$38,000	1,788
Applicable income taxes	$491,000	1,879
Income before extraordinary items	$2,693,000	1,516
Extraordinary gains, net	$0	39
Net income	$2,693,000	1,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	4,868
Cash dividends	$1,892,000	1,434
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,660,700	1,636
2008-09-30 (YTD Data)		Rank
Total interest income	$11,245,000	2,512
Total interest expense	$5,459,000	2,219
Net interest income	$5,786,000	2,818
Provision for loan and lease losses	$105,000	5,094
Total noninterest income	$582,000	4,027
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$155,000	4,761
Trading account gains and fees	$0	148
Additional Noninterest Income	$427,000	3,078
Total noninterest expense	$3,513,000	3,743
Salaries and employee benefits	$1,977,000	3,646
Premises and equipment expense	$299,000	5,120
Additional noninterest expense	$1,237,000	3,298
Pre-tax net operating income	$2,750,000	1,771
Securities gains (losses)	$38,000	1,609
Applicable income taxes	$497,000	1,910
Income before extraordinary items	$2,291,000	1,581
Extraordinary gains, net	$0	31
Net income	$2,291,000	1,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,926
Cash dividends	$944,000	1,908
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,259,840	1,689
2008-06-30 (YTD Data)		Rank
Total interest income	$7,503,000	2,544
Total interest expense	$3,786,000	2,215
Net interest income	$3,717,000	2,902
Provision for loan and lease losses	$105,000	4,183
Total noninterest income	$393,000	4,045
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$98,000	4,866
Trading account gains and fees	$0	149
Additional Noninterest Income	$295,000	3,049
Total noninterest expense	$2,327,000	3,792
Salaries and employee benefits	$1,305,000	3,713
Premises and equipment expense	$202,000	5,114
Additional noninterest expense	$820,000	3,288
Pre-tax net operating income	$1,678,000	1,979
Securities gains (losses)	$38,000	1,635
Applicable income taxes	$269,000	2,339
Income before extraordinary items	$1,447,000	1,857
Extraordinary gains, net	$0	21
Net income	$1,447,000	1,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,018
Cash dividends	$944,000	1,507
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,415,080	1,867
2008-03-31 (YTD Data)		Rank
Total interest income	$3,788,000	2,594
Total interest expense	$2,022,000	2,222
Net interest income	$1,766,000	3,039
Provision for loan and lease losses	$101,000	2,687
Total noninterest income	$157,000	4,507
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$47,000	4,917
Trading account gains and fees	$0	158
Additional Noninterest Income	$110,000	3,594
Total noninterest expense	$1,223,000	3,638
Salaries and employee benefits	$699,000	3,541
Premises and equipment expense	$106,000	4,999
Additional noninterest expense	$418,000	3,184
Pre-tax net operating income	$599,000	2,703
Securities gains (losses)	$-41,000	8,389
Applicable income taxes	$21,000	4,341
Income before extraordinary items	$537,000	2,537
Extraordinary gains, net	$0	15
Net income	$537,000	2,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,870
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$576,360	2,319
2007-12-31 (YTD Data)		Rank
Total interest income	$14,862,000	2,699
Total interest expense	$8,109,000	2,291
Net interest income	$6,753,000	3,191
Provision for loan and lease losses	$1,000	6,828
Total noninterest income	$683,000	4,358
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$187,000	5,028
Trading account gains and fees	$0	178
Additional Noninterest Income	$496,000	3,327
Total noninterest expense	$4,361,000	3,857
Salaries and employee benefits	$2,410,000	3,834
Premises and equipment expense	$388,000	5,120
Additional noninterest expense	$1,563,000	3,302
Pre-tax net operating income	$3,074,000	2,415
Securities gains (losses)	$91,000	629
Applicable income taxes	$382,000	3,086
Income before extraordinary items	$2,783,000	2,171
Extraordinary gains, net	$0	39
Net income	$2,783,000	2,170
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,216
Cash dividends	$3,388,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,702,920	2,198
2007-09-30 (YTD Data)		Rank
Total interest income	$11,065,000	2,719
Total interest expense	$6,030,000	2,309
Net interest income	$5,035,000	3,211
Provision for loan and lease losses	$0	6,528
Total noninterest income	$505,000	4,400
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$126,000	5,253
Trading account gains and fees	$0	184
Additional Noninterest Income	$379,000	3,307
Total noninterest expense	$3,218,000	3,890
Salaries and employee benefits	$1,836,000	3,785
Premises and equipment expense	$282,000	5,185
Additional noninterest expense	$1,100,000	3,439
Pre-tax net operating income	$2,322,000	2,554
Securities gains (losses)	$27,000	758
Applicable income taxes	$277,000	3,304
Income before extraordinary items	$2,072,000	2,309
Extraordinary gains, net	$0	33
Net income	$2,072,000	2,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,266
Cash dividends	$2,177,000	1,142
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,048,240	2,304
2007-06-30 (YTD Data)		Rank
Total interest income	$7,311,000	2,752
Total interest expense	$3,992,000	2,329
Net interest income	$3,319,000	3,270
Provision for loan and lease losses	$0	6,209
Total noninterest income	$338,000	4,405
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$79,000	5,372
Trading account gains and fees	$0	168
Additional Noninterest Income	$259,000	3,276
Total noninterest expense	$2,110,000	3,965
Salaries and employee benefits	$1,196,000	3,873
Premises and equipment expense	$180,000	5,339
Additional noninterest expense	$734,000	3,421
Pre-tax net operating income	$1,547,000	2,621
Securities gains (losses)	$32,000	611
Applicable income taxes	$185,000	3,364
Income before extraordinary items	$1,394,000	2,342
Extraordinary gains, net	$0	29
Net income	$1,394,000	2,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,719
Cash dividends	$1,155,000	1,375
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,365,840	2,360
2007-03-31 (YTD Data)		Rank
Total interest income	$3,695,000	2,726
Total interest expense	$1,982,000	2,336
Net interest income	$1,713,000	3,174
Provision for loan and lease losses	$0	5,779
Total noninterest income	$148,000	4,668
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$39,000	5,359
Trading account gains and fees	$0	195
Additional Noninterest Income	$109,000	3,600
Total noninterest expense	$1,109,000	3,810
Salaries and employee benefits	$639,000	3,712
Premises and equipment expense	$90,000	5,373
Additional noninterest expense	$380,000	3,310
Pre-tax net operating income	$752,000	2,661
Securities gains (losses)	$12,000	661
Applicable income taxes	$90,000	3,414
Income before extraordinary items	$674,000	2,409
Extraordinary gains, net	$0	22
Net income	$674,000	2,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$138,000	2,820
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$663,440	2,414
2006-12-31 (YTD Data)		Rank
Total interest income	$14,460,000	2,632
Total interest expense	$7,192,000	2,237
Net interest income	$7,268,000	3,007
Provision for loan and lease losses	$0	6,850
Total noninterest income	$562,000	4,879
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$136,000	5,694
Trading account gains and fees	$0	130
Additional Noninterest Income	$426,000	3,620
Total noninterest expense	$4,284,000	3,783
Salaries and employee benefits	$2,287,000	3,867
Premises and equipment expense	$380,000	5,092
Additional noninterest expense	$1,617,000	3,090
Pre-tax net operating income	$3,546,000	2,457
Securities gains (losses)	$53,000	670
Applicable income taxes	$565,000	2,971
Income before extraordinary items	$3,034,000	2,261
Extraordinary gains, net	$0	51
Net income	$3,034,000	2,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,021
Cash dividends	$2,522,000	1,282
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,989,480	2,268
2006-09-30 (YTD Data)		Rank
Total interest income	$10,727,000	2,646
Total interest expense	$5,216,000	2,240
Net interest income	$5,511,000	3,009
Provision for loan and lease losses	$0	6,685
Total noninterest income	$420,000	4,901
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$95,000	5,880
Trading account gains and fees	$0	126
Additional Noninterest Income	$325,000	3,600
Total noninterest expense	$3,282,000	3,709
Salaries and employee benefits	$1,754,000	3,797
Premises and equipment expense	$281,000	5,147
Additional noninterest expense	$1,247,000	3,019
Pre-tax net operating income	$2,649,000	2,546
Securities gains (losses)	$38,000	615
Applicable income taxes	$412,000	3,136
Income before extraordinary items	$2,275,000	2,330
Extraordinary gains, net	$0	45
Net income	$2,275,000	2,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,050
Cash dividends	$1,560,000	1,395
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,242,700	2,353
2006-06-30 (YTD Data)		Rank
Total interest income	$7,011,000	2,645
Total interest expense	$3,326,000	2,236
Net interest income	$3,685,000	3,003
Provision for loan and lease losses	$0	6,419
Total noninterest income	$274,000	4,945
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$57,000	6,055
Trading account gains and fees	$0	126
Additional Noninterest Income	$217,000	3,589
Total noninterest expense	$2,227,000	3,668
Salaries and employee benefits	$1,161,000	3,835
Premises and equipment expense	$190,000	5,092
Additional noninterest expense	$876,000	2,890
Pre-tax net operating income	$1,732,000	2,581
Securities gains (losses)	$38,000	494
Applicable income taxes	$272,000	3,175
Income before extraordinary items	$1,498,000	2,343
Extraordinary gains, net	$0	39
Net income	$1,498,000	2,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,021
Cash dividends	$1,414,000	1,098
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,465,700	2,364
2006-03-31 (YTD Data)		Rank
Total interest income	$3,501,000	2,616
Total interest expense	$1,586,000	2,221
Net interest income	$1,915,000	2,888
Provision for loan and lease losses	$0	6,013
Total noninterest income	$120,000	5,210
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$21,000	6,441
Trading account gains and fees	$0	115
Additional Noninterest Income	$99,000	3,720
Total noninterest expense	$1,091,000	3,752
Salaries and employee benefits	$613,000	3,700
Premises and equipment expense	$93,000	5,175
Additional noninterest expense	$385,000	3,225
Pre-tax net operating income	$944,000	2,382
Securities gains (losses)	$25,000	436
Applicable income taxes	$163,000	2,913
Income before extraordinary items	$806,000	2,167
Extraordinary gains, net	$0	21
Net income	$806,000	2,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,838
Cash dividends	$547,000	1,245
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$785,250	2,213
2005-12-31 (YTD Data)		Rank
Total interest income	$13,219,000	2,494
Total interest expense	$5,691,000	1,975
Net interest income	$7,528,000	2,846
Provision for loan and lease losses	$0	7,120
Total noninterest income	$501,000	5,237
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$113,000	6,094
Trading account gains and fees	$0	138
Additional Noninterest Income	$388,000	3,826
Total noninterest expense	$4,109,000	3,789
Salaries and employee benefits	$2,330,000	3,680
Premises and equipment expense	$380,000	5,022
Additional noninterest expense	$1,399,000	3,412
Pre-tax net operating income	$3,920,000	2,258
Securities gains (losses)	$245,000	453
Applicable income taxes	$676,000	2,872
Income before extraordinary items	$3,489,000	1,965
Extraordinary gains, net	$0	46
Net income	$3,489,000	1,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-64,000	8,533
Cash dividends	$1,991,000	1,489
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,283,200	2,061
2005-09-30 (YTD Data)		Rank
Total interest income	$9,796,000	2,471
Total interest expense	$4,105,000	1,943
Net interest income	$5,691,000	2,804
Provision for loan and lease losses	$0	6,899
Total noninterest income	$364,000	5,332
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$90,000	6,031
Trading account gains and fees	$0	126
Additional Noninterest Income	$274,000	3,960
Total noninterest expense	$3,050,000	3,792
Salaries and employee benefits	$1,772,000	3,609
Premises and equipment expense	$280,000	5,061
Additional noninterest expense	$998,000	3,503
Pre-tax net operating income	$3,005,000	2,239
Securities gains (losses)	$239,000	437
Applicable income taxes	$536,000	2,822
Income before extraordinary items	$2,708,000	1,937
Extraordinary gains, net	$0	35
Net income	$2,708,000	1,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-67,000	8,528
Cash dividends	$1,042,000	1,729
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,509,630	2,023
2005-06-30 (YTD Data)		Rank
Total interest income	$6,474,000	2,430
Total interest expense	$2,622,000	1,901
Net interest income	$3,852,000	2,753
Provision for loan and lease losses	$0	6,626
Total noninterest income	$236,000	5,360
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$56,000	6,119
Trading account gains and fees	$0	116
Additional Noninterest Income	$180,000	3,941
Total noninterest expense	$2,036,000	3,759
Salaries and employee benefits	$1,160,000	3,662
Premises and equipment expense	$192,000	4,954
Additional noninterest expense	$684,000	3,424
Pre-tax net operating income	$2,052,000	2,142
Securities gains (losses)	$10,000	1,355
Applicable income taxes	$323,000	2,974
Income before extraordinary items	$1,739,000	1,961
Extraordinary gains, net	$0	30
Net income	$1,739,000	1,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,785
Cash dividends	$1,020,000	1,261
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,730,600	1,927
2005-03-31 (YTD Data)		Rank
Total interest income	$3,164,000	2,442
Total interest expense	$1,266,000	1,872
Net interest income	$1,898,000	2,776
Provision for loan and lease losses	$0	6,226
Total noninterest income	$122,000	5,222
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$27,000	6,147
Trading account gains and fees	$0	115
Additional Noninterest Income	$95,000	3,827
Total noninterest expense	$1,004,000	3,835
Salaries and employee benefits	$604,000	3,552
Premises and equipment expense	$97,000	4,978
Additional noninterest expense	$303,000	3,773
Pre-tax net operating income	$1,016,000	2,145
Securities gains (losses)	$2,000	1,406
Applicable income taxes	$162,000	2,970
Income before extraordinary items	$856,000	1,965
Extraordinary gains, net	$0	24
Net income	$856,000	1,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$29,000	3,643
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$854,320	1,935
2004-12-31 (YTD Data)		Rank
Total interest income	$11,901,000	2,413
Total interest expense	$4,616,000	1,763
Net interest income	$7,285,000	2,782
Provision for loan and lease losses	$0	7,314
Total noninterest income	$567,000	4,958
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$119,000	6,186
Trading account gains and fees	$0	138
Additional Noninterest Income	$448,000	3,517
Total noninterest expense	$3,765,000	3,927
Salaries and employee benefits	$2,048,000	3,919
Premises and equipment expense	$389,000	4,855
Additional noninterest expense	$1,328,000	3,467
Pre-tax net operating income	$4,087,000	2,030
Securities gains (losses)	$91,000	1,309
Applicable income taxes	$746,000	2,636
Income before extraordinary items	$3,432,000	1,843
Extraordinary gains, net	$0	34
Net income	$3,432,000	1,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-47,000	8,659
Cash dividends	$2,001,000	1,346
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,357,380	1,836
2004-09-30 (YTD Data)		Rank
Total interest income	$8,734,000	2,435
Total interest expense	$3,346,000	1,793
Net interest income	$5,388,000	2,793
Provision for loan and lease losses	$0	7,100
Total noninterest income	$417,000	5,033
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$90,000	6,213
Trading account gains and fees	$0	134
Additional Noninterest Income	$327,000	3,578
Total noninterest expense	$2,714,000	4,034
Salaries and employee benefits	$1,464,000	4,028
Premises and equipment expense	$283,000	4,943
Additional noninterest expense	$967,000	3,517
Pre-tax net operating income	$3,091,000	2,020
Securities gains (losses)	$91,000	1,235
Applicable income taxes	$586,000	2,609
Income before extraordinary items	$2,596,000	1,839
Extraordinary gains, net	$0	26
Net income	$2,596,000	1,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,778
Cash dividends	$1,041,000	1,657
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,521,380	1,842
2004-06-30 (YTD Data)		Rank
Total interest income	$5,743,000	2,442
Total interest expense	$2,155,000	1,840
Net interest income	$3,588,000	2,780
Provision for loan and lease losses	$0	6,885
Total noninterest income	$292,000	4,893
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$58,000	6,282
Trading account gains and fees	$0	130
Additional Noninterest Income	$234,000	3,440
Total noninterest expense	$1,790,000	4,093
Salaries and employee benefits	$932,000	4,201
Premises and equipment expense	$180,000	5,118
Additional noninterest expense	$678,000	3,385
Pre-tax net operating income	$2,090,000	1,970
Securities gains (losses)	$73,000	1,220
Applicable income taxes	$407,000	2,526
Income before extraordinary items	$1,756,000	1,801
Extraordinary gains, net	$0	21
Net income	$1,756,000	1,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,984
Cash dividends	$947,000	1,358
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,696,870	1,801
2004-03-31 (YTD Data)		Rank
Total interest income	$2,872,000	2,447
Total interest expense	$1,081,000	1,852
Net interest income	$1,791,000	2,777
Provision for loan and lease losses	$0	6,501
Total noninterest income	$151,000	4,759
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$28,000	6,308
Trading account gains and fees	$0	121
Additional Noninterest Income	$123,000	3,300
Total noninterest expense	$873,000	4,184
Salaries and employee benefits	$440,000	4,424
Premises and equipment expense	$89,000	5,208
Additional noninterest expense	$344,000	3,344
Pre-tax net operating income	$1,069,000	1,899
Securities gains (losses)	$0	2,934
Applicable income taxes	$195,000	2,622
Income before extraordinary items	$874,000	1,795
Extraordinary gains, net	$0	16
Net income	$874,000	1,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,469
Cash dividends	$140,000	2,567
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$874,000	1,710
2003-12-31 (YTD Data)		Rank
Total interest income	$11,391,000	2,502
Total interest expense	$4,513,000	1,980
Net interest income	$6,878,000	2,803
Provision for loan and lease losses	$150,000	4,567
Total noninterest income	$994,000	3,737
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$119,000	6,292
Trading account gains and fees	$0	160
Additional Noninterest Income	$875,000	2,586
Total noninterest expense	$3,562,000	4,048
Salaries and employee benefits	$1,899,000	4,093
Premises and equipment expense	$389,000	4,815
Additional noninterest expense	$1,274,000	3,557
Pre-tax net operating income	$4,160,000	1,919
Securities gains (losses)	$1,249,000	405
Applicable income taxes	$1,106,000	2,050
Income before extraordinary items	$4,303,000	1,458
Extraordinary gains, net	$0	54
Net income	$4,303,000	1,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	3,316
Cash dividends	$1,691,000	1,591
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,303,800	1,794
2003-09-30 (YTD Data)		Rank
Total interest income	$8,498,000	2,556
Total interest expense	$3,414,000	2,041
Net interest income	$5,084,000	2,847
Provision for loan and lease losses	$150,000	3,902
Total noninterest income	$478,000	4,860
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$90,000	6,311
Trading account gains and fees	$0	153
Additional Noninterest Income	$388,000	3,586
Total noninterest expense	$2,570,000	4,167
Salaries and employee benefits	$1,318,000	4,326
Premises and equipment expense	$292,000	4,808
Additional noninterest expense	$960,000	3,514
Pre-tax net operating income	$2,842,000	2,131
Securities gains (losses)	$1,214,000	389
Applicable income taxes	$942,000	1,950
Income before extraordinary items	$3,114,000	1,553
Extraordinary gains, net	$0	40
Net income	$3,114,000	1,552
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	2,572
Cash dividends	$809,000	1,989
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,179,220	2,049
2003-06-30 (YTD Data)		Rank
Total interest income	$5,661,000	2,576
Total interest expense	$2,282,000	2,104
Net interest income	$3,379,000	2,856
Provision for loan and lease losses	$75,000	4,385
Total noninterest income	$337,000	4,681
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$62,000	6,251
Trading account gains and fees	$0	150
Additional Noninterest Income	$275,000	3,456
Total noninterest expense	$1,769,000	4,054
Salaries and employee benefits	$908,000	4,231
Premises and equipment expense	$196,000	4,760
Additional noninterest expense	$665,000	3,387
Pre-tax net operating income	$1,872,000	2,157
Securities gains (losses)	$305,000	797
Applicable income taxes	$445,000	2,494
Income before extraordinary items	$1,732,000	1,860
Extraordinary gains, net	$0	30
Net income	$1,732,000	1,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	2,066
Cash dividends	$809,000	1,548
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,488,000	2,007
2003-03-31 (YTD Data)		Rank
Total interest income	$2,801,000	2,627
Total interest expense	$1,164,000	2,106
Net interest income	$1,637,000	2,923
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$147,000	4,940
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$29,000	6,311
Trading account gains and fees	$0	134
Additional Noninterest Income	$118,000	3,632
Total noninterest expense	$820,000	4,288
Salaries and employee benefits	$421,000	4,463
Premises and equipment expense	$92,000	4,977
Additional noninterest expense	$307,000	3,593
Pre-tax net operating income	$889,000	2,263
Securities gains (losses)	$204,000	646
Applicable income taxes	$220,000	2,546
Income before extraordinary items	$873,000	1,811
Extraordinary gains, net	$0	21
Net income	$873,000	1,810
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	1,338
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$709,800	2,055
2002-12-31 (YTD Data)		Rank
Total interest income	$11,728,000	2,609
Total interest expense	$5,190,000	2,159
Net interest income	$6,538,000	2,913
Provision for loan and lease losses	$50,000	6,677
Total noninterest income	$368,000	5,983
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$119,000	6,270
Trading account gains and fees	$0	153
Additional Noninterest Income	$249,000	4,622
Total noninterest expense	$3,262,000	4,173
Salaries and employee benefits	$1,758,000	4,161
Premises and equipment expense	$366,000	4,955
Additional noninterest expense	$1,138,000	3,764
Pre-tax net operating income	$3,594,000	2,164
Securities gains (losses)	$108,000	1,668
Applicable income taxes	$687,000	2,890
Income before extraordinary items	$3,015,000	1,995
Extraordinary gains, net	$0	70
Net income	$3,015,000	1,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,060
Cash dividends	$1,618,000	1,547
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,927,520	1,980
2001-12-31 (YTD Data)		Rank
Total interest income	$12,215,000	2,772
Total interest expense	$6,055,000	2,642
Net interest income	$6,160,000	2,881
Provision for loan and lease losses	$50,000	6,655
Total noninterest income	$234,000	6,985
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$79,000	6,996
Trading account gains and fees	$0	177
Additional Noninterest Income	$155,000	5,478
Total noninterest expense	$3,317,000	4,000
Salaries and employee benefits	$1,708,000	4,084
Premises and equipment expense	$397,000	4,623
Additional noninterest expense	$1,212,000	3,467
Pre-tax net operating income	$3,027,000	2,242
Securities gains (losses)	$45,000	2,460
Applicable income taxes	$474,000	3,414
Income before extraordinary items	$2,598,000	2,010
Extraordinary gains, net	$0	105
Net income	$2,598,000	2,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,463
Cash dividends	$1,668,000	1,533
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,559,750	1,967
2000-12-31 (YTD Data)		Rank
Total interest income	$11,580,000	2,982
Total interest expense	$6,324,000	2,645
Net interest income	$5,256,000	3,325
Provision for loan and lease losses	$1,065,000	1,009
Total noninterest income	$329,000	6,062
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$95,000	6,658
Trading account gains and fees	$0	180
Additional Noninterest Income	$234,000	4,438
Total noninterest expense	$3,194,000	4,021
Salaries and employee benefits	$1,617,000	4,116
Premises and equipment expense	$444,000	4,169
Additional noninterest expense	$1,133,000	3,620
Pre-tax net operating income	$1,326,000	4,437
Securities gains (losses)	$112,000	540
Applicable income taxes	$-109,000	9,598
Income before extraordinary items	$1,547,000	3,175
Extraordinary gains, net	$0	38
Net income	$1,547,000	3,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$540,000	1,179
Cash dividends	$2,089,000	1,303
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,435,000	3,357
1999-12-31 (YTD Data)		Rank
Total interest income	$10,676,000	3,023
Total interest expense	$5,233,000	2,795
Net interest income	$5,443,000	3,191
Provision for loan and lease losses	$0	8,503
Total noninterest income	$267,000	6,758
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$71,000	7,328
Trading account gains and fees	$0	173
Additional Noninterest Income	$196,000	4,986
Total noninterest expense	$2,649,000	4,659
Salaries and employee benefits	$1,392,000	4,612
Premises and equipment expense	$213,000	6,603
Additional noninterest expense	$1,044,000	3,878
Pre-tax net operating income	$3,061,000	2,369
Securities gains (losses)	$30,000	1,197
Applicable income taxes	$506,000	3,618
Income before extraordinary items	$2,585,000	2,047
Extraordinary gains, net	$0	35
Net income	$2,585,000	2,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	2,571
Cash dividends	$1,493,000	1,708
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,559,800	2,029
1998-12-31 (YTD Data)		Rank
Total interest income	$10,247,000	3,157
Total interest expense	$4,925,000	3,042
Net interest income	$5,322,000	3,217
Provision for loan and lease losses	$50,000	6,568
Total noninterest income	$256,000	6,931
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$65,000	7,657
Trading account gains and fees	$0	224
Additional Noninterest Income	$191,000	5,083
Total noninterest expense	$2,287,000	5,081
Salaries and employee benefits	$1,223,000	5,005
Premises and equipment expense	$157,000	7,493
Additional noninterest expense	$907,000	4,270
Pre-tax net operating income	$3,241,000	2,211
Securities gains (losses)	$-7,000	10,141
Applicable income taxes	$654,000	3,183
Income before extraordinary items	$2,580,000	2,027
Extraordinary gains, net	$0	32
Net income	$2,580,000	2,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,759
Cash dividends	$1,397,000	1,768
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,585,600	1,946
1997-12-31 (YTD Data)		Rank
Total interest income	$9,810,000	3,291
Total interest expense	$4,442,000	3,331
Net interest income	$5,368,000	3,260
Provision for loan and lease losses	$0	8,829
Total noninterest income	$192,000	7,937
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$65,000	8,019
Trading account gains and fees	$0	239
Additional Noninterest Income	$127,000	6,130
Total noninterest expense	$2,186,000	5,314
Salaries and employee benefits	$1,116,000	5,404
Premises and equipment expense	$165,000	7,471
Additional noninterest expense	$905,000	4,289
Pre-tax net operating income	$3,374,000	2,242
Securities gains (losses)	$-84,000	10,737
Applicable income taxes	$695,000	3,253
Income before extraordinary items	$2,595,000	2,039
Extraordinary gains, net	$0	44
Net income	$2,595,000	2,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,572
Cash dividends	$1,272,000	1,812
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,661,360	1,926
1996-12-31 (YTD Data)		Rank
Total interest income	$8,968,000	3,632
Total interest expense	$3,953,000	3,748
Net interest income	$5,015,000	3,521
Provision for loan and lease losses	$50,000	6,559
Total noninterest income	$207,000	8,128
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$68,000	8,315
Trading account gains and fees	$0	262
Additional Noninterest Income	$139,000	6,188
Total noninterest expense	$2,173,000	5,591
Salaries and employee benefits	$1,117,000	5,530
Premises and equipment expense	$137,000	8,364
Additional noninterest expense	$919,000	4,686
Pre-tax net operating income	$2,999,000	2,375
Securities gains (losses)	$-12,000	10,370
Applicable income taxes	$621,000	3,488
Income before extraordinary items	$2,366,000	2,100
Extraordinary gains, net	$0	53
Net income	$2,366,000	2,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	5,120
Cash dividends	$1,048,000	2,067
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,375,480	2,044
1995-12-31 (YTD Data)		Rank
Total interest income	$8,869,000	3,663
Total interest expense	$3,893,000	3,762
Net interest income	$4,976,000	3,556
Provision for loan and lease losses	$200,000	2,992
Total noninterest income	$216,000	8,182
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$74,000	8,484
Trading account gains and fees	$0	522
Additional Noninterest Income	$142,000	6,145
Total noninterest expense	$2,126,000	5,725
Salaries and employee benefits	$1,202,000	5,208
Premises and equipment expense	$137,000	8,597
Additional noninterest expense	$787,000	5,324
Pre-tax net operating income	$2,866,000	2,518
Securities gains (losses)	$52,000	1,281
Applicable income taxes	$703,000	3,223
Income before extraordinary items	$2,215,000	2,273
Extraordinary gains, net	$0	65
Net income	$2,215,000	2,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,794
Cash dividends	$661,000	2,752
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,175,480	2,298
1994-12-31 (YTD Data)		Rank
Total interest income	$7,919,000	3,775
Total interest expense	$2,942,000	4,032
Net interest income	$4,977,000	3,582
Provision for loan and lease losses	$354,000	2,014
Total noninterest income	$157,000	9,573
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$74,000	8,860
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	8,126
Total noninterest expense	$2,056,000	6,058
Salaries and employee benefits	$1,094,000	5,669
Premises and equipment expense	$133,000	9,004
Additional noninterest expense	$829,000	5,538
Pre-tax net operating income	$2,724,000	2,604
Securities gains (losses)	$-152,000	11,798
Applicable income taxes	$642,000	3,320
Income before extraordinary items	$1,930,000	2,515
Extraordinary gains, net	$0	249
Net income	$1,930,000	2,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	2,367
Cash dividends	$597,000	2,853
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,044,000	2,398
1993-12-31 (YTD Data)		Rank
Total interest income	$7,343,000	4,124
Total interest expense	$2,976,000	4,137
Net interest income	$4,367,000	4,057
Provision for loan and lease losses	$189,000	4,067
Total noninterest income	$160,000	10,014
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	9,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	8,496
Total noninterest expense	$1,981,000	6,386
Salaries and employee benefits	$1,042,000	5,920
Premises and equipment expense	$127,000	9,576
Additional noninterest expense	$812,000	5,859
Pre-tax net operating income	$2,357,000	2,859
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$542,000	3,908
Income before extraordinary items	$1,816,000	2,743
Extraordinary gains, net	$41,000	2,294
Net income	$1,857,000	2,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	3,378
Cash dividends	$623,000	2,584
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,815,230	2,590
1992-12-31 (YTD Data)		Rank
Total interest income	$7,516,000	4,541
Total interest expense	$3,409,000	4,649
Net interest income	$4,107,000	4,342
Provision for loan and lease losses	$570,000	2,721
Total noninterest income	$145,000	10,591
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	9,841
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	8,724
Total noninterest expense	$1,751,000	7,103
Salaries and employee benefits	$931,000	6,448
Premises and equipment expense	$101,000	10,706
Additional noninterest expense	$719,000	6,637
Pre-tax net operating income	$1,931,000	3,202
Securities gains (losses)	$-28,000	13,571
Applicable income taxes	$358,000	5,245
Income before extraordinary items	$1,545,000	2,996
Extraordinary gains, net	$0	1,422
Net income	$1,545,000	3,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$550,000	2,315
Cash dividends	$688,000	2,177
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,567,680	2,714

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.