Home > New Traditions Bank > Income and Expense
New Traditions Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 1,360 |
| Total interest expense | $363,000 | 1,850 |
| Net interest income | $4,322,000 | 1,311 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $218,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 3,271 |
| Total noninterest expense | $5,903,000 | 887 |
| Salaries and employee benefits | $4,896,000 | 584 |
| Premises and equipment expense | $187,000 | 2,781 |
| Additional noninterest expense | $820,000 | 1,831 |
| Pre-tax net operating income | $-1,363,000 | 6,396 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-471,000 | 6,398 |
| Income before extraordinary items | $-892,000 | 6,382 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-892,000 | 6,383 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-892,000 | 6,383 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 282 |
| Net operating income | $-892,000 | 6,381 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,818,000 | 1,415 |
| Total interest expense | $1,606,000 | 1,794 |
| Net interest income | $16,212,000 | 1,377 |
| Provision for loan and lease losses | $1,012,000 | 859 |
| Total noninterest income | $866,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $299,000 | 3,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $567,000 | 3,097 |
| Total noninterest expense | $7,999,000 | 2,319 |
| Salaries and employee benefits | $4,249,000 | 2,362 |
| Premises and equipment expense | $742,000 | 2,799 |
| Additional noninterest expense | $3,008,000 | 2,033 |
| Pre-tax net operating income | $8,067,000 | 1,018 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,222,000 | 682 |
| Income before extraordinary items | $4,845,000 | 1,342 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,845,000 | 1,342 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,845,000 | 1,341 |
| Net charge-offs | $165,000 | 2,678 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $490,000 | 309 |
| Net operating income | $4,845,000 | 1,310 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,267,000 | 1,437 |
| Total interest expense | $1,181,000 | 1,845 |
| Net interest income | $12,086,000 | 1,382 |
| Provision for loan and lease losses | $1,012,000 | 656 |
| Total noninterest income | $637,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $217,000 | 3,299 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $420,000 | 3,166 |
| Total noninterest expense | $6,165,000 | 2,284 |
| Salaries and employee benefits | $3,257,000 | 2,326 |
| Premises and equipment expense | $561,000 | 2,815 |
| Additional noninterest expense | $2,347,000 | 1,961 |
| Pre-tax net operating income | $5,546,000 | 1,109 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,220,000 | 736 |
| Income before extraordinary items | $3,326,000 | 1,445 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,326,000 | 1,444 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,326,000 | 1,445 |
| Net charge-offs | $215,000 | 1,918 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $370,000 | 278 |
| Net operating income | $3,326,000 | 1,420 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,804,000 | 1,440 |
| Total interest expense | $809,000 | 1,816 |
| Net interest income | $7,995,000 | 1,386 |
| Provision for loan and lease losses | $882,000 | 509 |
| Total noninterest income | $416,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $139,000 | 3,380 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $277,000 | 3,151 |
| Total noninterest expense | $4,294,000 | 2,186 |
| Salaries and employee benefits | $2,193,000 | 2,310 |
| Premises and equipment expense | $366,000 | 2,879 |
| Additional noninterest expense | $1,735,000 | 1,769 |
| Pre-tax net operating income | $3,235,000 | 1,224 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,306,000 | 786 |
| Income before extraordinary items | $1,929,000 | 1,588 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,929,000 | 1,591 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,929,000 | 1,590 |
| Net charge-offs | $215,000 | 1,525 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 261 |
| Net operating income | $1,929,000 | 1,565 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,258,000 | 1,474 |
| Total interest expense | $429,000 | 1,746 |
| Net interest income | $3,829,000 | 1,438 |
| Provision for loan and lease losses | $295,000 | 744 |
| Total noninterest income | $197,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $66,000 | 3,449 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $131,000 | 3,169 |
| Total noninterest expense | $2,178,000 | 2,171 |
| Salaries and employee benefits | $1,089,000 | 2,328 |
| Premises and equipment expense | $182,000 | 2,943 |
| Additional noninterest expense | $907,000 | 1,681 |
| Pre-tax net operating income | $1,553,000 | 1,214 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $629,000 | 789 |
| Income before extraordinary items | $924,000 | 1,589 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $924,000 | 1,592 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $924,000 | 1,592 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 226 |
| Net operating income | $924,000 | 1,560 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 5,451 |
| Total interest expense | $341,000 | 5,179 |
| Net interest income | $2,294,000 | 5,408 |
| Provision for loan and lease losses | $277,000 | 2,553 |
| Total noninterest income | $132,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $42,000 | 6,106 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,000 | 5,459 |
| Total noninterest expense | $1,826,000 | 5,605 |
| Salaries and employee benefits | $676,000 | 6,117 |
| Premises and equipment expense | $123,000 | 6,124 |
| Additional noninterest expense | $1,027,000 | 4,527 |
| Pre-tax net operating income | $323,000 | 5,433 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $134,000 | 3,243 |
| Income before extraordinary items | $189,000 | 5,734 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $189,000 | 5,737 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $189,000 | 5,737 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $47,276,000 | 9 |
| Net operating income | $189,000 | 5,682 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,794,000 | 1,739 |
| Total interest expense | $1,709,000 | 1,539 |
| Net interest income | $9,085,000 | 1,775 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $630,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $258,000 | 3,144 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $372,000 | 3,421 |
| Total noninterest expense | $5,476,000 | 2,538 |
| Salaries and employee benefits | $2,892,000 | 2,559 |
| Premises and equipment expense | $563,000 | 2,849 |
| Additional noninterest expense | $2,021,000 | 2,283 |
| Pre-tax net operating income | $4,239,000 | 1,322 |
| Securities gains (losses) | $-16,000 | 6,546 |
| Applicable income taxes | $1,682,000 | 859 |
| Income before extraordinary items | $2,541,000 | 1,748 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,541,000 | 1,751 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,541,000 | 1,753 |
| Net charge-offs | $29,000 | 4,207 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 340 |
| Net operating income | $2,551,240 | 1,700 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 1,769 |
| Total interest expense | $1,160,000 | 1,542 |
| Net interest income | $5,929,000 | 1,799 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $428,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $182,000 | 2,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,478 |
| Total noninterest expense | $3,672,000 | 2,526 |
| Salaries and employee benefits | $1,914,000 | 2,596 |
| Premises and equipment expense | $372,000 | 2,870 |
| Additional noninterest expense | $1,386,000 | 2,221 |
| Pre-tax net operating income | $2,685,000 | 1,357 |
| Securities gains (losses) | $-16,000 | 6,702 |
| Applicable income taxes | $1,080,000 | 883 |
| Income before extraordinary items | $1,589,000 | 1,839 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,589,000 | 1,844 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,589,000 | 1,845 |
| Net charge-offs | $29,000 | 3,772 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 327 |
| Net operating income | $1,599,240 | 1,763 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 1,816 |
| Total interest expense | $593,000 | 1,553 |
| Net interest income | $2,883,000 | 1,853 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $209,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $90,000 | 2,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 3,517 |
| Total noninterest expense | $1,854,000 | 2,534 |
| Salaries and employee benefits | $966,000 | 2,587 |
| Premises and equipment expense | $189,000 | 2,868 |
| Additional noninterest expense | $699,000 | 2,230 |
| Pre-tax net operating income | $1,238,000 | 1,431 |
| Securities gains (losses) | $-16,000 | 6,849 |
| Applicable income taxes | $498,000 | 919 |
| Income before extraordinary items | $724,000 | 1,951 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $724,000 | 1,952 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $724,000 | 1,953 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 282 |
| Net operating income | $734,240 | 1,847 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,883,000 | 1,776 |
| Total interest expense | $2,945,000 | 1,502 |
| Net interest income | $11,938,000 | 1,831 |
| Provision for loan and lease losses | $344,000 | 3,209 |
| Total noninterest income | $752,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $297,000 | 3,504 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $455,000 | 3,461 |
| Total noninterest expense | $7,457,000 | 2,519 |
| Salaries and employee benefits | $3,986,000 | 2,462 |
| Premises and equipment expense | $714,000 | 2,973 |
| Additional noninterest expense | $2,757,000 | 2,356 |
| Pre-tax net operating income | $4,889,000 | 1,401 |
| Securities gains (losses) | $3,810,000 | 120 |
| Applicable income taxes | $3,364,000 | 557 |
| Income before extraordinary items | $5,335,000 | 1,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,335,000 | 1,107 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,335,000 | 1,107 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 328 |
| Net operating income | $2,896,600 | 1,820 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,217,000 | 1,795 |
| Total interest expense | $2,263,000 | 1,541 |
| Net interest income | $8,954,000 | 1,853 |
| Provision for loan and lease losses | $344,000 | 2,801 |
| Total noninterest income | $533,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $210,000 | 3,665 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $323,000 | 3,581 |
| Total noninterest expense | $5,068,000 | 2,751 |
| Salaries and employee benefits | $2,589,000 | 2,833 |
| Premises and equipment expense | $536,000 | 3,005 |
| Additional noninterest expense | $1,943,000 | 2,479 |
| Pre-tax net operating income | $4,075,000 | 1,301 |
| Securities gains (losses) | $1,544,000 | 266 |
| Applicable income taxes | $2,126,000 | 665 |
| Income before extraordinary items | $3,493,000 | 1,289 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,493,000 | 1,291 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,493,000 | 1,290 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $384,000 | 268 |
| Net operating income | $2,504,840 | 1,644 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,376,000 | 1,823 |
| Total interest expense | $1,529,000 | 1,574 |
| Net interest income | $5,847,000 | 1,891 |
| Provision for loan and lease losses | $344,000 | 2,259 |
| Total noninterest income | $362,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $139,000 | 3,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $223,000 | 3,516 |
| Total noninterest expense | $3,175,000 | 2,917 |
| Salaries and employee benefits | $1,694,000 | 2,877 |
| Premises and equipment expense | $335,000 | 3,161 |
| Additional noninterest expense | $1,146,000 | 2,797 |
| Pre-tax net operating income | $2,690,000 | 1,314 |
| Securities gains (losses) | $1,457,000 | 181 |
| Applicable income taxes | $1,567,000 | 614 |
| Income before extraordinary items | $2,580,000 | 1,170 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,580,000 | 1,169 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,580,000 | 1,169 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 220 |
| Net operating income | $1,647,520 | 1,666 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 1,889 |
| Total interest expense | $770,000 | 1,625 |
| Net interest income | $2,822,000 | 1,964 |
| Provision for loan and lease losses | $320,000 | 1,429 |
| Total noninterest income | $168,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $65,000 | 3,802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,663 |
| Total noninterest expense | $1,532,000 | 2,995 |
| Salaries and employee benefits | $826,000 | 2,958 |
| Premises and equipment expense | $152,000 | 3,426 |
| Additional noninterest expense | $554,000 | 2,846 |
| Pre-tax net operating income | $1,138,000 | 1,511 |
| Securities gains (losses) | $1,457,000 | 96 |
| Applicable income taxes | $978,000 | 515 |
| Income before extraordinary items | $1,617,000 | 925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,617,000 | 926 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,617,000 | 926 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 273 |
| Net operating income | $684,520 | 1,942 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,701,000 | 2,202 |
| Total interest expense | $3,298,000 | 1,790 |
| Net interest income | $9,403,000 | 2,328 |
| Provision for loan and lease losses | $1,123,000 | 2,251 |
| Total noninterest income | $440,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $230,000 | 4,129 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $210,000 | 4,401 |
| Total noninterest expense | $5,820,000 | 3,131 |
| Salaries and employee benefits | $2,832,000 | 3,247 |
| Premises and equipment expense | $733,000 | 3,089 |
| Additional noninterest expense | $2,255,000 | 2,804 |
| Pre-tax net operating income | $2,900,000 | 1,895 |
| Securities gains (losses) | $1,484,000 | 307 |
| Applicable income taxes | $1,734,000 | 888 |
| Income before extraordinary items | $2,650,000 | 1,794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,650,000 | 1,795 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,650,000 | 1,795 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $877,000 | 343 |
| Net operating income | $1,700,240 | 2,468 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,373,000 | 2,258 |
| Total interest expense | $2,512,000 | 1,841 |
| Net interest income | $6,861,000 | 2,396 |
| Provision for loan and lease losses | $748,000 | 2,363 |
| Total noninterest income | $271,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $155,000 | 4,337 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $116,000 | 4,910 |
| Total noninterest expense | $4,151,000 | 3,268 |
| Salaries and employee benefits | $2,092,000 | 3,288 |
| Premises and equipment expense | $498,000 | 3,362 |
| Additional noninterest expense | $1,561,000 | 3,035 |
| Pre-tax net operating income | $2,233,000 | 1,919 |
| Securities gains (losses) | $1,384,000 | 254 |
| Applicable income taxes | $1,425,000 | 822 |
| Income before extraordinary items | $2,192,000 | 1,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,192,000 | 1,698 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,192,000 | 1,698 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $715,000 | 310 |
| Net operating income | $1,306,240 | 2,477 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 2,291 |
| Total interest expense | $1,683,000 | 1,899 |
| Net interest income | $4,527,000 | 2,427 |
| Provision for loan and lease losses | $472,000 | 2,391 |
| Total noninterest income | $140,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $2,721,000 | 3,357 |
| Salaries and employee benefits | $1,374,000 | 3,351 |
| Premises and equipment expense | $341,000 | 3,316 |
| Additional noninterest expense | $1,006,000 | 3,194 |
| Pre-tax net operating income | $1,474,000 | 1,910 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $604,000 | 1,146 |
| Income before extraordinary items | $883,000 | 2,497 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $883,000 | 2,497 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $883,000 | 2,497 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $406,000 | 247 |
| Net operating income | $874,680 | 2,436 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 2,395 |
| Total interest expense | $873,000 | 1,892 |
| Net interest income | $2,101,000 | 2,616 |
| Provision for loan and lease losses | $234,000 | 2,228 |
| Total noninterest income | $58,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $1,309,000 | 3,451 |
| Salaries and employee benefits | $674,000 | 3,418 |
| Premises and equipment expense | $165,000 | 3,456 |
| Additional noninterest expense | $470,000 | 3,339 |
| Pre-tax net operating income | $616,000 | 2,173 |
| Securities gains (losses) | $-6,000 | 7,119 |
| Applicable income taxes | $251,000 | 1,273 |
| Income before extraordinary items | $359,000 | 2,883 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $359,000 | 2,882 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $359,000 | 2,883 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $358,000 | 158 |
| Net operating income | $362,840 | 2,816 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,159,000 | 2,919 |
| Total interest expense | $3,647,000 | 2,168 |
| Net interest income | $6,512,000 | 3,259 |
| Provision for loan and lease losses | $1,713,000 | 2,281 |
| Total noninterest income | $158,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 5,568 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 5,882 |
| Total noninterest expense | $4,642,000 | 3,813 |
| Salaries and employee benefits | $2,243,000 | 3,905 |
| Premises and equipment expense | $693,000 | 3,325 |
| Additional noninterest expense | $1,706,000 | 3,668 |
| Pre-tax net operating income | $315,000 | 4,857 |
| Securities gains (losses) | $1,384,000 | 368 |
| Applicable income taxes | $699,000 | 1,569 |
| Income before extraordinary items | $1,000,000 | 3,236 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,000,000 | 3,233 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,000,000 | 3,236 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $9,442,000 | 88 |
| Net operating income | $114,240 | 5,436 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 3,040 |
| Total interest expense | $2,703,000 | 2,291 |
| Net interest income | $4,729,000 | 3,400 |
| Provision for loan and lease losses | $1,185,000 | 2,291 |
| Total noninterest income | $107,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $60,000 | 5,855 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $47,000 | 6,050 |
| Total noninterest expense | $3,424,000 | 3,867 |
| Salaries and employee benefits | $1,633,000 | 4,027 |
| Premises and equipment expense | $521,000 | 3,356 |
| Additional noninterest expense | $1,270,000 | 3,661 |
| Pre-tax net operating income | $227,000 | 5,148 |
| Securities gains (losses) | $1,384,000 | 312 |
| Applicable income taxes | $666,000 | 1,380 |
| Income before extraordinary items | $945,000 | 2,990 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $945,000 | 2,987 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $945,000 | 2,990 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $9,366,000 | 73 |
| Net operating income | $59,240 | 5,768 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 3,097 |
| Total interest expense | $1,794,000 | 2,398 |
| Net interest income | $3,094,000 | 3,446 |
| Provision for loan and lease losses | $632,000 | 2,500 |
| Total noninterest income | $64,000 | 6,615 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $2,210,000 | 3,955 |
| Salaries and employee benefits | $1,088,000 | 4,052 |
| Premises and equipment expense | $339,000 | 3,473 |
| Additional noninterest expense | $783,000 | 3,842 |
| Pre-tax net operating income | $316,000 | 4,335 |
| Securities gains (losses) | $486,000 | 490 |
| Applicable income taxes | $329,000 | 1,643 |
| Income before extraordinary items | $473,000 | 3,512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $473,000 | 3,509 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $473,000 | 3,511 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $8,299,000 | 52 |
| Net operating income | $161,960 | 5,001 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 3,192 |
| Total interest expense | $892,000 | 2,512 |
| Net interest income | $1,517,000 | 3,525 |
| Provision for loan and lease losses | $164,000 | 3,246 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $1,074,000 | 4,074 |
| Salaries and employee benefits | $555,000 | 4,042 |
| Premises and equipment expense | $165,000 | 3,632 |
| Additional noninterest expense | $354,000 | 4,124 |
| Pre-tax net operating income | $309,000 | 3,300 |
| Securities gains (losses) | $8,000 | 1,783 |
| Applicable income taxes | $132,000 | 1,857 |
| Income before extraordinary items | $185,000 | 4,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $185,000 | 4,023 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $185,000 | 4,023 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $4,305,000 | 50 |
| Net operating income | $179,880 | 3,970 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 4,239 |
| Total interest expense | $2,969,000 | 3,433 |
| Net interest income | $3,865,000 | 4,656 |
| Provision for loan and lease losses | $776,000 | 3,883 |
| Total noninterest income | $87,000 | 7,093 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $48,000 | 6,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $39,000 | 6,581 |
| Total noninterest expense | $3,626,000 | 4,612 |
| Salaries and employee benefits | $1,705,000 | 4,813 |
| Premises and equipment expense | $625,000 | 3,769 |
| Additional noninterest expense | $1,296,000 | 4,518 |
| Pre-tax net operating income | $-450,000 | 5,951 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-117,000 | 6,613 |
| Income before extraordinary items | $-333,000 | 5,953 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-333,000 | 5,952 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-333,000 | 5,952 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $5,789,000 | 160 |
| Net operating income | $-333,000 | 5,954 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 4,662 |
| Total interest expense | $2,099,000 | 3,744 |
| Net interest income | $2,409,000 | 5,218 |
| Provision for loan and lease losses | $623,000 | 3,476 |
| Total noninterest income | $58,000 | 7,307 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $31,000 | 6,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $2,624,000 | 4,724 |
| Salaries and employee benefits | $1,217,000 | 5,003 |
| Premises and equipment expense | $444,000 | 3,956 |
| Additional noninterest expense | $963,000 | 4,511 |
| Pre-tax net operating income | $-780,000 | 6,521 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-253,000 | 7,159 |
| Income before extraordinary items | $-527,000 | 6,448 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-527,000 | 6,449 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-527,000 | 6,448 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,320,000 | 201 |
| Net operating income | $-527,000 | 6,440 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 5,112 |
| Total interest expense | $1,250,000 | 4,143 |
| Net interest income | $1,365,000 | 5,644 |
| Provision for loan and lease losses | $374,000 | 3,386 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $1,726,000 | 4,816 |
| Salaries and employee benefits | $791,000 | 5,132 |
| Premises and equipment expense | $288,000 | 4,051 |
| Additional noninterest expense | $647,000 | 4,511 |
| Pre-tax net operating income | $-704,000 | 6,812 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-239,000 | 7,351 |
| Income before extraordinary items | $-465,000 | 6,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-465,000 | 6,734 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-465,000 | 6,734 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $363,000 | 387 |
| Net operating income | $-465,000 | 6,708 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,709 |
| Total interest expense | $533,000 | 4,657 |
| Net interest income | $536,000 | 6,252 |
| Provision for loan and lease losses | $216,000 | 2,751 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $792,000 | 4,981 |
| Salaries and employee benefits | $384,000 | 5,270 |
| Premises and equipment expense | $133,000 | 4,317 |
| Additional noninterest expense | $275,000 | 4,676 |
| Pre-tax net operating income | $-462,000 | 7,276 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-164,000 | 7,670 |
| Income before extraordinary items | $-298,000 | 7,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-298,000 | 7,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-298,000 | 7,202 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 634 |
| Net operating income | $-298,000 | 7,145 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 8,055 |
| Total interest expense | $446,000 | 7,761 |
| Net interest income | $420,000 | 8,130 |
| Provision for loan and lease losses | $464,000 | 3,925 |
| Total noninterest income | $4,000 | 8,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,000 | 7,858 |
| Total noninterest expense | $1,701,000 | 6,612 |
| Salaries and employee benefits | $976,000 | 6,470 |
| Premises and equipment expense | $194,000 | 6,731 |
| Additional noninterest expense | $531,000 | 6,492 |
| Pre-tax net operating income | $-1,741,000 | 7,283 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-647,000 | 7,580 |
| Income before extraordinary items | $-1,094,000 | 7,039 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,094,000 | 7,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 80 |
| Net operating income | $-1,094,000 | 7,158 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,328 |
| Total interest expense | $74,000 | 8,281 |
| Net interest income | $131,000 | 8,333 |
| Provision for loan and lease losses | $161,000 | 4,532 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $955,000 | 7,187 |
| Salaries and employee benefits | $577,000 | 6,978 |
| Premises and equipment expense | $78,000 | 7,612 |
| Additional noninterest expense | $300,000 | 7,051 |
| Pre-tax net operating income | $-985,000 | 7,523 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-129,000 | 7,580 |
| Income before extraordinary items | $-856,000 | 7,433 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-856,000 | 7,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 52 |
| Net operating income | $-856,000 | 7,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.