Home > New Mexico Bank & Trust > Income and Expense

New Mexico Bank & Trust, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$57,461,000	450
Total interest expense	$12,727,000	568
Net interest income	$44,734,000	414
Provision for loan and lease losses	$-1,589,000	4,593
Total noninterest income	$7,126,000	573
Gross Fiduciary activities income	$1,655,000	313
Service charges on deposit accounts	$2,602,000	255
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,869,000	768
Total noninterest expense	$28,057,000	506
Salaries and employee benefits	$7,454,000	972
Premises and equipment expense	$1,988,000	671
Additional noninterest expense	$2,869,000	768
Pre-tax net operating income	$25,392,000	357
Securities gains (losses)	$-289,000	4,402
Applicable income taxes	$5,779,000	329
Income before extraordinary items	$19,324,000	364
Extraordinary gains, net	$0	51
Net income	$19,324,000	372
Minority interest net income	$0	81
Net income of bank and minority interests.	$19,324,000	365
Net charge-offs	$120,000	858
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$19,552,310	365
2023-03-31 (YTD Data)		Rank
Total interest income	$28,540,000	450
Total interest expense	$5,175,000	591
Net interest income	$23,365,000	402
Provision for loan and lease losses	$-879,000	4,646
Total noninterest income	$3,395,000	589
Gross Fiduciary activities income	$813,000	330
Service charges on deposit accounts	$1,270,000	268
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,312,000	808
Total noninterest expense	$14,146,000	516
Salaries and employee benefits	$3,913,000	949
Premises and equipment expense	$1,038,000	665
Additional noninterest expense	$1,312,000	808
Pre-tax net operating income	$13,493,000	351
Securities gains (losses)	$-292,000	4,495
Applicable income taxes	$3,031,000	325
Income before extraordinary items	$10,170,000	362
Extraordinary gains, net	$0	4
Net income	$10,170,000	363
Minority interest net income	$0	48
Net income of bank and minority interests.	$10,170,000	363
Net charge-offs	$-25,000	4,279
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$10,400,680	362
2022-12-31 (YTD Data)		Rank
Total interest income	$91,511,000	452
Total interest expense	$4,442,000	860
Net interest income	$87,069,000	422
Provision for loan and lease losses	$362,000	1,408
Total noninterest income	$14,848,000	583
Gross Fiduciary activities income	$3,017,000	343
Service charges on deposit accounts	$4,952,000	281
Trading account gains and fees	$0	116
Additional Noninterest Income	$6,879,000	720
Total noninterest expense	$50,788,000	544
Salaries and employee benefits	$12,763,000	1,088
Premises and equipment expense	$3,730,000	708
Additional noninterest expense	$6,879,000	720
Pre-tax net operating income	$50,767,000	376
Securities gains (losses)	$-246,000	4,157
Applicable income taxes	$11,358,000	340
Income before extraordinary items	$39,163,000	385
Extraordinary gains, net	$0	5
Net income	$39,163,000	386
Minority interest net income	$0	63
Net income of bank and minority interests.	$39,163,000	386
Net charge-offs	$1,027,000	413
Cash dividends	$14,500,000	357
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$39,357,340	390
2022-09-30 (YTD Data)		Rank
Total interest income	$64,185,000	454
Total interest expense	$2,260,000	905
Net interest income	$61,925,000	428
Provision for loan and lease losses	$-653,000	4,614
Total noninterest income	$11,085,000	598
Gross Fiduciary activities income	$2,219,000	344
Service charges on deposit accounts	$3,642,000	288
Trading account gains and fees	$0	111
Additional Noninterest Income	$5,224,000	735
Total noninterest expense	$38,319,000	533
Salaries and employee benefits	$10,038,000	1,049
Premises and equipment expense	$2,755,000	719
Additional noninterest expense	$5,224,000	735
Pre-tax net operating income	$35,344,000	399
Securities gains (losses)	$-173,000	4,335
Applicable income taxes	$7,968,000	363
Income before extraordinary items	$27,203,000	397
Extraordinary gains, net	$0	4
Net income	$27,203,000	397
Minority interest net income	$0	57
Net income of bank and minority interests.	$27,203,000	397
Net charge-offs	$748,000	356
Cash dividends	$9,500,000	377
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$27,339,670	405
2022-06-30 (YTD Data)		Rank
Total interest income	$39,951,000	461
Total interest expense	$1,065,000	1,082
Net interest income	$38,886,000	439
Provision for loan and lease losses	$-239,000	4,538
Total noninterest income	$7,273,000	596
Gross Fiduciary activities income	$1,508,000	304
Service charges on deposit accounts	$2,349,000	290
Trading account gains and fees	$0	108
Additional Noninterest Income	$3,416,000	753
Total noninterest expense	$25,494,000	527
Salaries and employee benefits	$6,576,000	1,062
Premises and equipment expense	$1,829,000	713
Additional noninterest expense	$17,089,000	293
Pre-tax net operating income	$20,904,000	414
Securities gains (losses)	$-152,000	4,428
Applicable income taxes	$4,665,000	383
Income before extraordinary items	$16,087,000	420
Extraordinary gains, net	$0	4
Net income	$16,087,000	419
Minority interest net income	$0	60
Net income of bank and minority interests.	$16,087,000	420
Net charge-offs	$731,000	275
Cash dividends	$7,000,000	345
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$16,207,080	431
2022-03-31 (YTD Data)		Rank
Total interest income	$19,248,000	464
Total interest expense	$351,000	1,468
Net interest income	$18,897,000	440
Provision for loan and lease losses	$-423,000	4,623
Total noninterest income	$3,819,000	589
Gross Fiduciary activities income	$772,000	305
Service charges on deposit accounts	$1,122,000	300
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,925,000	709
Total noninterest expense	$12,751,000	531
Salaries and employee benefits	$3,233,000	1,078
Premises and equipment expense	$942,000	703
Additional noninterest expense	$8,576,000	296
Pre-tax net operating income	$10,388,000	414
Securities gains (losses)	$2,000	526
Applicable income taxes	$2,335,000	370
Income before extraordinary items	$8,055,000	422
Extraordinary gains, net	$0	4
Net income	$8,055,000	421
Minority interest net income	$0	50
Net income of bank and minority interests.	$8,055,000	422
Net charge-offs	$566,000	209
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$8,053,420	427
2021-12-31 (YTD Data)		Rank
Total interest income	$75,871,000	473
Total interest expense	$1,404,000	1,753
Net interest income	$74,467,000	440
Provision for loan and lease losses	$-1,437,000	4,568
Total noninterest income	$12,727,000	710
Gross Fiduciary activities income	$3,043,000	303
Service charges on deposit accounts	$4,013,000	312
Trading account gains and fees	$0	132
Additional Noninterest Income	$5,671,000	978
Total noninterest expense	$49,321,000	539
Salaries and employee benefits	$12,201,000	1,109
Premises and equipment expense	$4,100,000	643
Additional noninterest expense	$33,020,000	294
Pre-tax net operating income	$39,310,000	449
Securities gains (losses)	$409,000	415
Applicable income taxes	$9,100,000	420
Income before extraordinary items	$30,619,000	469
Extraordinary gains, net	$0	10
Net income	$30,619,000	469
Minority interest net income	$0	74
Net income of bank and minority interests.	$30,619,000	470
Net charge-offs	$1,779,000	310
Cash dividends	$18,500,000	313
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$30,295,890	463
2021-09-30 (YTD Data)		Rank
Total interest income	$56,523,000	475
Total interest expense	$1,061,000	1,815
Net interest income	$55,462,000	446
Provision for loan and lease losses	$-1,990,000	4,687
Total noninterest income	$8,953,000	750
Gross Fiduciary activities income	$2,179,000	308
Service charges on deposit accounts	$2,912,000	318
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,862,000	1,074
Total noninterest expense	$35,069,000	564
Salaries and employee benefits	$9,541,000	1,084
Premises and equipment expense	$3,064,000	661
Additional noninterest expense	$22,464,000	319
Pre-tax net operating income	$31,336,000	440
Securities gains (losses)	$751,000	230
Applicable income taxes	$7,386,000	409
Income before extraordinary items	$24,701,000	456
Extraordinary gains, net	$0	8
Net income	$24,701,000	454
Minority interest net income	$0	69
Net income of bank and minority interests.	$24,701,000	456
Net charge-offs	$716,000	402
Cash dividends	$11,500,000	342
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$24,107,710	454
2021-06-30 (YTD Data)		Rank
Total interest income	$36,685,000	485
Total interest expense	$703,000	1,888
Net interest income	$35,982,000	451
Provision for loan and lease losses	$-1,719,000	4,728
Total noninterest income	$5,795,000	771
Gross Fiduciary activities income	$1,375,000	310
Service charges on deposit accounts	$1,804,000	329
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,616,000	1,075
Total noninterest expense	$22,642,000	583
Salaries and employee benefits	$6,077,000	1,112
Premises and equipment expense	$1,977,000	684
Additional noninterest expense	$14,588,000	325
Pre-tax net operating income	$20,854,000	445
Securities gains (losses)	$496,000	271
Applicable income taxes	$4,918,000	407
Income before extraordinary items	$16,432,000	461
Extraordinary gains, net	$0	6
Net income	$16,432,000	458
Minority interest net income	$0	67
Net income of bank and minority interests.	$16,432,000	461
Net charge-offs	$590,000	360
Cash dividends	$6,500,000	365
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$16,040,160	461
2021-03-31 (YTD Data)		Rank
Total interest income	$17,652,000	494
Total interest expense	$346,000	1,982
Net interest income	$17,306,000	465
Provision for loan and lease losses	$-281,000	4,716
Total noninterest income	$2,566,000	838
Gross Fiduciary activities income	$673,000	310
Service charges on deposit accounts	$859,000	342
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,034,000	1,248
Total noninterest expense	$10,351,000	629
Salaries and employee benefits	$2,697,000	1,208
Premises and equipment expense	$918,000	738
Additional noninterest expense	$6,736,000	329
Pre-tax net operating income	$9,802,000	466
Securities gains (losses)	$86,000	513
Applicable income taxes	$2,262,000	430
Income before extraordinary items	$7,626,000	488
Extraordinary gains, net	$0	3
Net income	$7,626,000	488
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,626,000	488
Net charge-offs	$-19,000	4,315
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$40,000,000	12
Net operating income	$7,558,060	480
2020-12-31 (YTD Data)		Rank
Total interest income	$67,505,000	513
Total interest expense	$2,672,000	1,639
Net interest income	$64,833,000	460
Provision for loan and lease losses	$11,690,000	307
Total noninterest income	$9,286,000	842
Gross Fiduciary activities income	$2,586,000	306
Service charges on deposit accounts	$3,286,000	354
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,414,000	1,338
Total noninterest expense	$38,210,000	654
Salaries and employee benefits	$10,370,000	1,219
Premises and equipment expense	$3,057,000	840
Additional noninterest expense	$24,783,000	356
Pre-tax net operating income	$24,219,000	506
Securities gains (losses)	$1,671,000	244
Applicable income taxes	$5,784,000	438
Income before extraordinary items	$20,106,000	515
Extraordinary gains, net	$0	4
Net income	$20,106,000	515
Minority interest net income	$0	72
Net income of bank and minority interests.	$20,106,000	515
Net charge-offs	$6,126,000	196
Cash dividends	$6,000,000	652
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$18,785,910	533
2020-09-30 (YTD Data)		Rank
Total interest income	$50,101,000	514
Total interest expense	$2,303,000	1,539
Net interest income	$47,798,000	457
Provision for loan and lease losses	$10,127,000	306
Total noninterest income	$6,732,000	836
Gross Fiduciary activities income	$1,911,000	304
Service charges on deposit accounts	$2,452,000	350
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,369,000	1,352
Total noninterest expense	$27,952,000	663
Salaries and employee benefits	$7,908,000	1,185
Premises and equipment expense	$2,218,000	863
Additional noninterest expense	$17,826,000	355
Pre-tax net operating income	$16,451,000	520
Securities gains (losses)	$1,355,000	237
Applicable income taxes	$3,985,000	432
Income before extraordinary items	$13,821,000	526
Extraordinary gains, net	$0	4
Net income	$13,821,000	525
Minority interest net income	$0	65
Net income of bank and minority interests.	$13,821,000	526
Net charge-offs	$6,132,000	163
Cash dividends	$6,000,000	513
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$12,750,550	540
2020-06-30 (YTD Data)		Rank
Total interest income	$33,251,000	521
Total interest expense	$1,963,000	1,333
Net interest income	$31,288,000	471
Provision for loan and lease losses	$10,532,000	255
Total noninterest income	$4,980,000	726
Gross Fiduciary activities income	$1,251,000	307
Service charges on deposit accounts	$1,660,000	343
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,069,000	1,061
Total noninterest expense	$19,194,000	636
Salaries and employee benefits	$5,318,000	1,174
Premises and equipment expense	$1,446,000	881
Additional noninterest expense	$12,430,000	339
Pre-tax net operating income	$6,542,000	732
Securities gains (losses)	$1,116,000	200
Applicable income taxes	$1,593,000	584
Income before extraordinary items	$6,065,000	712
Extraordinary gains, net	$0	4
Net income	$6,065,000	712
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,065,000	712
Net charge-offs	$370,000	718
Cash dividends	$6,000,000	379
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,183,360	789
2020-03-31 (YTD Data)		Rank
Total interest income	$16,716,000	524
Total interest expense	$1,455,000	1,036
Net interest income	$15,261,000	479
Provision for loan and lease losses	$3,540,000	292
Total noninterest income	$2,584,000	679
Gross Fiduciary activities income	$627,000	312
Service charges on deposit accounts	$959,000	352
Trading account gains and fees	$0	106
Additional Noninterest Income	$998,000	968
Total noninterest expense	$9,594,000	635
Salaries and employee benefits	$2,652,000	1,179
Premises and equipment expense	$761,000	840
Additional noninterest expense	$6,181,000	342
Pre-tax net operating income	$4,711,000	501
Securities gains (losses)	$394,000	228
Applicable income taxes	$1,120,000	421
Income before extraordinary items	$3,985,000	501
Extraordinary gains, net	$0	4
Net income	$3,985,000	501
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,985,000	501
Net charge-offs	$71,000	1,040
Cash dividends	$6,000,000	272
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,673,740	519
2019-12-31 (YTD Data)		Rank
Total interest income	$65,574,000	538
Total interest expense	$4,848,000	1,273
Net interest income	$60,726,000	465
Provision for loan and lease losses	$360,000	1,775
Total noninterest income	$11,632,000	628
Gross Fiduciary activities income	$2,363,000	316
Service charges on deposit accounts	$3,813,000	351
Trading account gains and fees	$0	135
Additional Noninterest Income	$5,456,000	780
Total noninterest expense	$37,401,000	628
Salaries and employee benefits	$12,231,000	1,018
Premises and equipment expense	$2,960,000	868
Additional noninterest expense	$22,210,000	357
Pre-tax net operating income	$34,597,000	403
Securities gains (losses)	$1,866,000	156
Applicable income taxes	$8,290,000	358
Income before extraordinary items	$28,173,000	405
Extraordinary gains, net	$0	11
Net income	$28,173,000	405
Minority interest net income	$0	76
Net income of bank and minority interests.	$28,173,000	405
Net charge-offs	$137,000	1,987
Cash dividends	$20,500,000	297
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$26,698,860	415
2019-09-30 (YTD Data)		Rank
Total interest income	$48,567,000	551
Total interest expense	$3,640,000	1,281
Net interest income	$44,927,000	476
Provision for loan and lease losses	$-255,000	5,155
Total noninterest income	$8,797,000	623
Gross Fiduciary activities income	$1,734,000	318
Service charges on deposit accounts	$2,829,000	352
Trading account gains and fees	$0	129
Additional Noninterest Income	$4,234,000	754
Total noninterest expense	$27,169,000	646
Salaries and employee benefits	$8,908,000	1,043
Premises and equipment expense	$2,261,000	853
Additional noninterest expense	$16,000,000	368
Pre-tax net operating income	$26,810,000	402
Securities gains (losses)	$1,600,000	148
Applicable income taxes	$6,525,000	349
Income before extraordinary items	$21,885,000	394
Extraordinary gains, net	$0	11
Net income	$21,885,000	395
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,885,000	395
Net charge-offs	$193,000	1,325
Cash dividends	$9,000,000	400
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$20,621,000	418
2019-06-30 (YTD Data)		Rank
Total interest income	$31,990,000	554
Total interest expense	$2,361,000	1,290
Net interest income	$29,629,000	481
Provision for loan and lease losses	$-1,059,000	5,278
Total noninterest income	$5,913,000	606
Gross Fiduciary activities income	$1,124,000	328
Service charges on deposit accounts	$1,856,000	357
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,933,000	719
Total noninterest expense	$18,064,000	652
Salaries and employee benefits	$5,897,000	1,041
Premises and equipment expense	$1,487,000	868
Additional noninterest expense	$10,680,000	372
Pre-tax net operating income	$18,537,000	383
Securities gains (losses)	$1,574,000	113
Applicable income taxes	$4,630,000	338
Income before extraordinary items	$15,481,000	370
Extraordinary gains, net	$0	11
Net income	$15,481,000	371
Minority interest net income	$0	69
Net income of bank and minority interests.	$15,481,000	371
Net charge-offs	$100,000	1,413
Cash dividends	$9,000,000	290
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$14,237,540	394
2019-03-31 (YTD Data)		Rank
Total interest income	$15,662,000	560
Total interest expense	$1,069,000	1,361
Net interest income	$14,593,000	487
Provision for loan and lease losses	$-1,068,000	5,342
Total noninterest income	$2,794,000	607
Gross Fiduciary activities income	$537,000	327
Service charges on deposit accounts	$912,000	358
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,345,000	731
Total noninterest expense	$8,709,000	675
Salaries and employee benefits	$2,856,000	1,079
Premises and equipment expense	$750,000	860
Additional noninterest expense	$5,103,000	380
Pre-tax net operating income	$9,746,000	356
Securities gains (losses)	$495,000	123
Applicable income taxes	$2,394,000	327
Income before extraordinary items	$7,847,000	360
Extraordinary gains, net	$0	5
Net income	$7,847,000	360
Minority interest net income	$0	52
Net income of bank and minority interests.	$7,847,000	360
Net charge-offs	$86,000	950
Cash dividends	$5,000,000	260
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$7,455,950	366
2018-12-31 (YTD Data)		Rank
Total interest income	$60,897,000	536
Total interest expense	$2,786,000	1,509
Net interest income	$58,111,000	477
Provision for loan and lease losses	$-311,000	5,265
Total noninterest income	$12,899,000	573
Gross Fiduciary activities income	$2,032,000	342
Service charges on deposit accounts	$3,611,000	375
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,256,000	638
Total noninterest expense	$37,429,000	608
Salaries and employee benefits	$13,093,000	942
Premises and equipment expense	$3,035,000	823
Additional noninterest expense	$21,301,000	368
Pre-tax net operating income	$33,892,000	402
Securities gains (losses)	$600,000	111
Applicable income taxes	$7,894,000	356
Income before extraordinary items	$26,598,000	413
Extraordinary gains, net	$0	6
Net income	$26,598,000	412
Minority interest net income	$0	72
Net income of bank and minority interests.	$26,598,000	412
Net charge-offs	$343,000	1,228
Cash dividends	$9,000,000	464
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$26,124,000	419
2018-09-30 (YTD Data)		Rank
Total interest income	$45,103,000	530
Total interest expense	$1,866,000	1,577
Net interest income	$43,237,000	480
Provision for loan and lease losses	$-550,000	5,390
Total noninterest income	$9,753,000	573
Gross Fiduciary activities income	$1,507,000	349
Service charges on deposit accounts	$2,649,000	380
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,597,000	631
Total noninterest expense	$27,493,000	621
Salaries and employee benefits	$10,225,000	913
Premises and equipment expense	$2,282,000	825
Additional noninterest expense	$14,986,000	375
Pre-tax net operating income	$26,047,000	400
Securities gains (losses)	$600,000	115
Applicable income taxes	$6,056,000	362
Income before extraordinary items	$20,591,000	408
Extraordinary gains, net	$0	5
Net income	$20,591,000	407
Minority interest net income	$0	66
Net income of bank and minority interests.	$20,591,000	407
Net charge-offs	$314,000	970
Cash dividends	$4,000,000	639
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$20,117,000	417
2018-06-30 (YTD Data)		Rank
Total interest income	$29,416,000	533
Total interest expense	$1,148,000	1,601
Net interest income	$28,268,000	486
Provision for loan and lease losses	$-325,000	5,440
Total noninterest income	$6,486,000	575
Gross Fiduciary activities income	$993,000	354
Service charges on deposit accounts	$1,733,000	385
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,760,000	624
Total noninterest expense	$18,330,000	623
Salaries and employee benefits	$6,895,000	903
Premises and equipment expense	$1,556,000	812
Additional noninterest expense	$9,879,000	383
Pre-tax net operating income	$16,749,000	400
Securities gains (losses)	$685,000	90
Applicable income taxes	$3,947,000	356
Income before extraordinary items	$13,487,000	405
Extraordinary gains, net	$0	6
Net income	$13,487,000	404
Minority interest net income	$0	65
Net income of bank and minority interests.	$13,487,000	405
Net charge-offs	$-53,000	5,034
Cash dividends	$2,000,000	757
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$12,945,850	419
2018-03-31 (YTD Data)		Rank
Total interest income	$14,199,000	543
Total interest expense	$515,000	1,676
Net interest income	$13,684,000	495
Provision for loan and lease losses	$98,000	1,499
Total noninterest income	$3,105,000	591
Gross Fiduciary activities income	$487,000	354
Service charges on deposit accounts	$861,000	388
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,757,000	638
Total noninterest expense	$9,120,000	638
Salaries and employee benefits	$3,263,000	952
Premises and equipment expense	$786,000	808
Additional noninterest expense	$5,071,000	373
Pre-tax net operating income	$7,571,000	424
Securities gains (losses)	$744,000	58
Applicable income taxes	$1,871,000	364
Income before extraordinary items	$6,444,000	413
Extraordinary gains, net	$0	7
Net income	$6,444,000	412
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,444,000	413
Net charge-offs	$-19,000	4,967
Cash dividends	$1,000,000	704
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$5,856,240	444
2017-12-31 (YTD Data)		Rank
Total interest income	$54,731,000	524
Total interest expense	$1,685,000	1,747
Net interest income	$53,046,000	484
Provision for loan and lease losses	$1,930,000	530
Total noninterest income	$12,668,000	589
Gross Fiduciary activities income	$1,617,000	377
Service charges on deposit accounts	$3,531,000	387
Trading account gains and fees	$0	151
Additional Noninterest Income	$7,520,000	631
Total noninterest expense	$35,799,000	612
Salaries and employee benefits	$13,454,000	898
Premises and equipment expense	$3,104,000	807
Additional noninterest expense	$19,241,000	382
Pre-tax net operating income	$27,985,000	416
Securities gains (losses)	$1,066,000	139
Applicable income taxes	$10,851,000	384
Income before extraordinary items	$18,200,000	437
Extraordinary gains, net	$0	9
Net income	$18,200,000	435
Minority interest net income	$0	76
Net income of bank and minority interests.	$18,200,000	437
Net charge-offs	$2,233,000	369
Cash dividends	$4,500,000	736
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$17,517,760	450
2017-09-30 (YTD Data)		Rank
Total interest income	$40,411,000	533
Total interest expense	$1,260,000	1,745
Net interest income	$39,151,000	490
Provision for loan and lease losses	$1,299,000	564
Total noninterest income	$9,841,000	580
Gross Fiduciary activities income	$1,188,000	379
Service charges on deposit accounts	$2,654,000	392
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,999,000	605
Total noninterest expense	$26,303,000	628
Salaries and employee benefits	$9,814,000	927
Premises and equipment expense	$2,325,000	809
Additional noninterest expense	$14,164,000	389
Pre-tax net operating income	$21,390,000	422
Securities gains (losses)	$884,000	140
Applicable income taxes	$7,028,000	383
Income before extraordinary items	$15,246,000	435
Extraordinary gains, net	$0	9
Net income	$15,246,000	435
Minority interest net income	$0	71
Net income of bank and minority interests.	$15,246,000	435
Net charge-offs	$961,000	510
Cash dividends	$3,000,000	755
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$14,644,880	442
2017-06-30 (YTD Data)		Rank
Total interest income	$26,328,000	545
Total interest expense	$818,000	1,744
Net interest income	$25,510,000	496
Provision for loan and lease losses	$122,000	2,036
Total noninterest income	$6,695,000	564
Gross Fiduciary activities income	$797,000	377
Service charges on deposit accounts	$1,748,000	390
Trading account gains and fees	$0	139
Additional Noninterest Income	$4,150,000	585
Total noninterest expense	$17,631,000	625
Salaries and employee benefits	$6,645,000	917
Premises and equipment expense	$1,530,000	822
Additional noninterest expense	$9,456,000	392
Pre-tax net operating income	$14,452,000	419
Securities gains (losses)	$614,000	131
Applicable income taxes	$4,792,000	381
Income before extraordinary items	$10,274,000	436
Extraordinary gains, net	$0	11
Net income	$10,274,000	435
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,274,000	436
Net charge-offs	$1,015,000	354
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$9,856,480	440
2017-03-31 (YTD Data)		Rank
Total interest income	$12,881,000	554
Total interest expense	$404,000	1,741
Net interest income	$12,477,000	504
Provision for loan and lease losses	$438,000	502
Total noninterest income	$3,100,000	583
Gross Fiduciary activities income	$370,000	392
Service charges on deposit accounts	$865,000	397
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,865,000	624
Total noninterest expense	$8,802,000	630
Salaries and employee benefits	$3,269,000	936
Premises and equipment expense	$771,000	823
Additional noninterest expense	$4,762,000	394
Pre-tax net operating income	$6,337,000	444
Securities gains (losses)	$45,000	359
Applicable income taxes	$1,963,000	426
Income before extraordinary items	$4,419,000	476
Extraordinary gains, net	$0	8
Net income	$4,419,000	475
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,419,000	476
Net charge-offs	$846,000	244
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$4,387,950	468
2016-12-31 (YTD Data)		Rank
Total interest income	$50,612,000	536
Total interest expense	$1,904,000	1,473
Net interest income	$48,708,000	491
Provision for loan and lease losses	$1,893,000	540
Total noninterest income	$12,327,000	596
Gross Fiduciary activities income	$1,600,000	375
Service charges on deposit accounts	$3,187,000	426
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,540,000	629
Total noninterest expense	$36,268,000	599
Salaries and employee benefits	$13,569,000	866
Premises and equipment expense	$3,130,000	798
Additional noninterest expense	$19,569,000	384
Pre-tax net operating income	$22,874,000	456
Securities gains (losses)	$3,047,000	88
Applicable income taxes	$8,300,000	383
Income before extraordinary items	$17,621,000	451
Extraordinary gains, net	$0	5
Net income	$17,621,000	448
Minority interest net income	$0	82
Net income of bank and minority interests.	$17,621,000	450
Net charge-offs	$-468,000	5,788
Cash dividends	$10,000,000	372
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$15,549,040	500
2016-09-30 (YTD Data)		Rank
Total interest income	$37,453,000	539
Total interest expense	$1,484,000	1,430
Net interest income	$35,969,000	497
Provision for loan and lease losses	$1,774,000	450
Total noninterest income	$9,132,000	598
Gross Fiduciary activities income	$1,202,000	372
Service charges on deposit accounts	$2,353,000	428
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,577,000	627
Total noninterest expense	$25,861,000	628
Salaries and employee benefits	$10,168,000	871
Premises and equipment expense	$2,367,000	796
Additional noninterest expense	$13,326,000	406
Pre-tax net operating income	$17,466,000	451
Securities gains (losses)	$2,538,000	82
Applicable income taxes	$6,444,000	377
Income before extraordinary items	$13,560,000	446
Extraordinary gains, net	$0	5
Net income	$13,560,000	443
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,560,000	446
Net charge-offs	$-835,000	5,910
Cash dividends	$10,000,000	285
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$11,834,160	489
2016-06-30 (YTD Data)		Rank
Total interest income	$24,809,000	541
Total interest expense	$1,034,000	1,374
Net interest income	$23,775,000	504
Provision for loan and lease losses	$99,000	2,339
Total noninterest income	$6,049,000	596
Gross Fiduciary activities income	$783,000	377
Service charges on deposit accounts	$1,527,000	437
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,739,000	619
Total noninterest expense	$17,338,000	625
Salaries and employee benefits	$6,769,000	873
Premises and equipment expense	$1,608,000	778
Additional noninterest expense	$8,961,000	401
Pre-tax net operating income	$12,387,000	429
Securities gains (losses)	$2,345,000	67
Applicable income taxes	$4,996,000	343
Income before extraordinary items	$9,736,000	408
Extraordinary gains, net	$0	16
Net income	$9,736,000	406
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,736,000	407
Net charge-offs	$-1,162,000	6,028
Cash dividends	$6,000,000	313
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$8,188,300	467
2016-03-31 (YTD Data)		Rank
Total interest income	$12,333,000	547
Total interest expense	$534,000	1,331
Net interest income	$11,799,000	503
Provision for loan and lease losses	$986,000	288
Total noninterest income	$2,800,000	608
Gross Fiduciary activities income	$521,000	322
Service charges on deposit accounts	$751,000	440
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,528,000	696
Total noninterest expense	$8,726,000	614
Salaries and employee benefits	$3,502,000	843
Premises and equipment expense	$776,000	815
Additional noninterest expense	$4,448,000	399
Pre-tax net operating income	$4,887,000	500
Securities gains (losses)	$1,201,000	61
Applicable income taxes	$1,994,000	390
Income before extraordinary items	$4,094,000	455
Extraordinary gains, net	$0	12
Net income	$4,094,000	455
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,094,000	455
Net charge-offs	$42,000	1,551
Cash dividends	$3,000,000	303
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,289,330	547
2015-12-31 (YTD Data)		Rank
Total interest income	$43,562,000	586
Total interest expense	$2,648,000	1,062
Net interest income	$40,914,000	560
Provision for loan and lease losses	$966,000	838
Total noninterest income	$10,752,000	636
Gross Fiduciary activities income	$2,040,000	330
Service charges on deposit accounts	$2,779,000	471
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,933,000	720
Total noninterest expense	$33,539,000	622
Salaries and employee benefits	$13,405,000	845
Premises and equipment expense	$3,151,000	778
Additional noninterest expense	$16,983,000	423
Pre-tax net operating income	$17,161,000	551
Securities gains (losses)	$2,530,000	81
Applicable income taxes	$6,073,000	461
Income before extraordinary items	$13,618,000	541
Extraordinary gains, net	$0	23
Net income	$13,618,000	541
Minority interest net income	$0	81
Net income of bank and minority interests.	$13,618,000	542
Net charge-offs	$138,000	2,343
Cash dividends	$17,500,000	246
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$11,872,300	604
2015-09-30 (YTD Data)		Rank
Total interest income	$31,253,000	620
Total interest expense	$2,092,000	1,019
Net interest income	$29,161,000	594
Provision for loan and lease losses	$391,000	1,270
Total noninterest income	$8,203,000	641
Gross Fiduciary activities income	$1,520,000	331
Service charges on deposit accounts	$2,021,000	492
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,662,000	694
Total noninterest expense	$23,516,000	674
Salaries and employee benefits	$10,027,000	853
Premises and equipment expense	$2,175,000	861
Additional noninterest expense	$11,314,000	461
Pre-tax net operating income	$13,457,000	543
Securities gains (losses)	$2,462,000	71
Applicable income taxes	$4,877,000	453
Income before extraordinary items	$11,042,000	514
Extraordinary gains, net	$0	21
Net income	$11,042,000	511
Minority interest net income	$0	78
Net income of bank and minority interests.	$11,042,000	514
Net charge-offs	$99,000	2,176
Cash dividends	$3,500,000	636
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$9,343,220	586
2015-06-30 (YTD Data)		Rank
Total interest income	$20,376,000	630
Total interest expense	$1,527,000	929
Net interest income	$18,849,000	606
Provision for loan and lease losses	$24,000	3,428
Total noninterest income	$5,411,000	653
Gross Fiduciary activities income	$988,000	340
Service charges on deposit accounts	$1,272,000	517
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,151,000	694
Total noninterest expense	$14,916,000	707
Salaries and employee benefits	$6,362,000	902
Premises and equipment expense	$1,359,000	906
Additional noninterest expense	$7,195,000	480
Pre-tax net operating income	$9,320,000	530
Securities gains (losses)	$2,171,000	72
Applicable income taxes	$3,669,000	422
Income before extraordinary items	$7,822,000	481
Extraordinary gains, net	$0	22
Net income	$7,822,000	480
Minority interest net income	$0	75
Net income of bank and minority interests.	$7,822,000	481
Net charge-offs	$-26,000	5,557
Cash dividends	$3,500,000	449
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$6,345,720	581
2015-03-31 (YTD Data)		Rank
Total interest income	$10,210,000	614
Total interest expense	$860,000	827
Net interest income	$9,350,000	606
Provision for loan and lease losses	$-164,000	6,243
Total noninterest income	$2,563,000	654
Gross Fiduciary activities income	$466,000	351
Service charges on deposit accounts	$617,000	523
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,480,000	691
Total noninterest expense	$7,436,000	701
Salaries and employee benefits	$3,120,000	916
Premises and equipment expense	$704,000	891
Additional noninterest expense	$3,612,000	467
Pre-tax net operating income	$4,641,000	516
Securities gains (losses)	$1,507,000	63
Applicable income taxes	$1,984,000	393
Income before extraordinary items	$4,164,000	448
Extraordinary gains, net	$0	13
Net income	$4,164,000	448
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,164,000	448
Net charge-offs	$29,000	1,911
Cash dividends	$1,500,000	470
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$3,139,240	560
2014-12-31 (YTD Data)		Rank
Total interest income	$39,276,000	640
Total interest expense	$4,035,000	720
Net interest income	$35,241,000	622
Provision for loan and lease losses	$1,203,000	730
Total noninterest income	$9,506,000	669
Gross Fiduciary activities income	$1,670,000	369
Service charges on deposit accounts	$2,510,000	540
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,326,000	716
Total noninterest expense	$29,579,000	693
Salaries and employee benefits	$12,596,000	867
Premises and equipment expense	$2,604,000	939
Additional noninterest expense	$14,379,000	478
Pre-tax net operating income	$13,965,000	611
Securities gains (losses)	$313,000	586
Applicable income taxes	$4,008,000	584
Income before extraordinary items	$10,270,000	663
Extraordinary gains, net	$0	17
Net income	$10,270,000	661
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,270,000	663
Net charge-offs	$1,542,000	635
Cash dividends	$9,000,000	362
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,044,640	664
2014-09-30 (YTD Data)		Rank
Total interest income	$29,126,000	642
Total interest expense	$3,081,000	715
Net interest income	$26,045,000	628
Provision for loan and lease losses	$92,000	2,876
Total noninterest income	$7,060,000	667
Gross Fiduciary activities income	$1,218,000	373
Service charges on deposit accounts	$1,883,000	543
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,959,000	722
Total noninterest expense	$21,800,000	700
Salaries and employee benefits	$9,550,000	863
Premises and equipment expense	$1,899,000	963
Additional noninterest expense	$10,351,000	491
Pre-tax net operating income	$11,213,000	581
Securities gains (losses)	$370,000	402
Applicable income taxes	$3,328,000	549
Income before extraordinary items	$8,255,000	621
Extraordinary gains, net	$0	15
Net income	$8,255,000	617
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,255,000	619
Net charge-offs	$606,000	996
Cash dividends	$6,500,000	350
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,992,300	630
2014-06-30 (YTD Data)		Rank
Total interest income	$19,199,000	645
Total interest expense	$2,071,000	709
Net interest income	$17,128,000	639
Provision for loan and lease losses	$460,000	895
Total noninterest income	$4,641,000	671
Gross Fiduciary activities income	$777,000	386
Service charges on deposit accounts	$1,237,000	546
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,627,000	709
Total noninterest expense	$14,495,000	696
Salaries and employee benefits	$6,244,000	875
Premises and equipment expense	$1,385,000	893
Additional noninterest expense	$6,866,000	491
Pre-tax net operating income	$6,814,000	617
Securities gains (losses)	$190,000	501
Applicable income taxes	$1,950,000	590
Income before extraordinary items	$5,054,000	645
Extraordinary gains, net	$0	20
Net income	$5,054,000	643
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,054,000	645
Net charge-offs	$1,034,000	479
Cash dividends	$4,000,000	371
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,917,200	651
2014-03-31 (YTD Data)		Rank
Total interest income	$9,393,000	659
Total interest expense	$1,039,000	711
Net interest income	$8,354,000	657
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$2,264,000	666
Gross Fiduciary activities income	$376,000	388
Service charges on deposit accounts	$620,000	536
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,268,000	703
Total noninterest expense	$7,229,000	707
Salaries and employee benefits	$3,191,000	870
Premises and equipment expense	$673,000	939
Additional noninterest expense	$3,365,000	497
Pre-tax net operating income	$3,239,000	622
Securities gains (losses)	$-81,000	6,634
Applicable income taxes	$959,000	582
Income before extraordinary items	$2,199,000	715
Extraordinary gains, net	$0	16
Net income	$2,199,000	715
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,199,000	716
Net charge-offs	$964,000	308
Cash dividends	$2,500,000	277
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,255,700	679
2013-12-31 (YTD Data)		Rank
Total interest income	$35,304,000	704
Total interest expense	$4,472,000	743
Net interest income	$30,832,000	691
Provision for loan and lease losses	$1,819,000	669
Total noninterest income	$10,778,000	627
Gross Fiduciary activities income	$1,329,000	403
Service charges on deposit accounts	$2,582,000	534
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,867,000	638
Total noninterest expense	$28,847,000	700
Salaries and employee benefits	$12,294,000	878
Premises and equipment expense	$2,834,000	849
Additional noninterest expense	$13,719,000	515
Pre-tax net operating income	$10,944,000	722
Securities gains (losses)	$1,672,000	151
Applicable income taxes	$3,417,000	609
Income before extraordinary items	$9,199,000	700
Extraordinary gains, net	$0	29
Net income	$9,199,000	700
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,199,000	700
Net charge-offs	$1,454,000	961
Cash dividends	$3,500,000	767
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,978,440	774
2013-09-30 (YTD Data)		Rank
Total interest income	$26,115,000	717
Total interest expense	$3,403,000	760
Net interest income	$22,712,000	708
Provision for loan and lease losses	$1,240,000	755
Total noninterest income	$8,654,000	615
Gross Fiduciary activities income	$977,000	403
Service charges on deposit accounts	$1,942,000	533
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,735,000	595
Total noninterest expense	$21,382,000	712
Salaries and employee benefits	$9,418,000	867
Premises and equipment expense	$2,140,000	856
Additional noninterest expense	$9,824,000	536
Pre-tax net operating income	$8,744,000	689
Securities gains (losses)	$1,742,000	136
Applicable income taxes	$2,862,000	572
Income before extraordinary items	$7,624,000	649
Extraordinary gains, net	$0	25
Net income	$7,624,000	651
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,624,000	652
Net charge-offs	$1,070,000	949
Cash dividends	$2,000,000	865
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,352,340	732
2013-06-30 (YTD Data)		Rank
Total interest income	$17,475,000	716
Total interest expense	$2,309,000	773
Net interest income	$15,166,000	692
Provision for loan and lease losses	$718,000	863
Total noninterest income	$6,510,000	577
Gross Fiduciary activities income	$630,000	413
Service charges on deposit accounts	$1,271,000	525
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,609,000	534
Total noninterest expense	$14,019,000	724
Salaries and employee benefits	$6,311,000	863
Premises and equipment expense	$1,414,000	861
Additional noninterest expense	$6,294,000	553
Pre-tax net operating income	$6,939,000	577
Securities gains (losses)	$1,454,000	135
Applicable income taxes	$2,429,000	475
Income before extraordinary items	$5,964,000	571
Extraordinary gains, net	$0	22
Net income	$5,964,000	571
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,964,000	573
Net charge-offs	$936,000	806
Cash dividends	$2,000,000	614
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,931,660	628
2013-03-31 (YTD Data)		Rank
Total interest income	$8,719,000	719
Total interest expense	$1,174,000	788
Net interest income	$7,545,000	704
Provision for loan and lease losses	$108,000	1,972
Total noninterest income	$3,318,000	564
Gross Fiduciary activities income	$324,000	407
Service charges on deposit accounts	$639,000	525
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,355,000	524
Total noninterest expense	$6,842,000	755
Salaries and employee benefits	$3,132,000	876
Premises and equipment expense	$716,000	874
Additional noninterest expense	$2,994,000	585
Pre-tax net operating income	$3,913,000	532
Securities gains (losses)	$1,020,000	108
Applicable income taxes	$1,489,000	423
Income before extraordinary items	$3,444,000	484
Extraordinary gains, net	$0	10
Net income	$3,444,000	484
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,444,000	485
Net charge-offs	$564,000	705
Cash dividends	$1,000,000	526
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,730,000	568
2012-12-31 (YTD Data)		Rank
Total interest income	$36,246,000	722
Total interest expense	$5,276,000	853
Net interest income	$30,970,000	695
Provision for loan and lease losses	$2,178,000	1,003
Total noninterest income	$10,086,000	679
Gross Fiduciary activities income	$995,000	458
Service charges on deposit accounts	$2,621,000	550
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,470,000	664
Total noninterest expense	$28,863,000	703
Salaries and employee benefits	$12,257,000	857
Premises and equipment expense	$2,743,000	874
Additional noninterest expense	$13,863,000	537
Pre-tax net operating income	$10,015,000	714
Securities gains (losses)	$3,433,000	144
Applicable income taxes	$3,891,000	507
Income before extraordinary items	$9,557,000	641
Extraordinary gains, net	$0	29
Net income	$9,557,000	640
Minority interest net income	$0	93
Net income of bank and minority interests.	$9,557,000	641
Net charge-offs	$1,974,000	1,169
Cash dividends	$4,000,000	690
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$7,119,570	780
2012-09-30 (YTD Data)		Rank
Total interest income	$27,395,000	727
Total interest expense	$4,054,000	870
Net interest income	$23,341,000	698
Provision for loan and lease losses	$701,000	1,849
Total noninterest income	$7,373,000	687
Gross Fiduciary activities income	$692,000	465
Service charges on deposit accounts	$1,924,000	562
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,757,000	666
Total noninterest expense	$21,640,000	699
Salaries and employee benefits	$9,027,000	867
Premises and equipment expense	$2,089,000	872
Additional noninterest expense	$10,524,000	534
Pre-tax net operating income	$8,373,000	667
Securities gains (losses)	$3,446,000	111
Applicable income taxes	$3,616,000	455
Income before extraordinary items	$8,203,000	596
Extraordinary gains, net	$0	20
Net income	$8,203,000	596
Minority interest net income	$0	86
Net income of bank and minority interests.	$8,203,000	596
Net charge-offs	$-499,000	7,147
Cash dividends	$2,000,000	766
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$5,825,260	742
2012-06-30 (YTD Data)		Rank
Total interest income	$18,714,000	723
Total interest expense	$2,744,000	887
Net interest income	$15,970,000	679
Provision for loan and lease losses	$2,791,000	486
Total noninterest income	$4,651,000	718
Gross Fiduciary activities income	$439,000	477
Service charges on deposit accounts	$1,259,000	567
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,953,000	701
Total noninterest expense	$13,881,000	720
Salaries and employee benefits	$5,935,000	873
Premises and equipment expense	$1,359,000	893
Additional noninterest expense	$6,587,000	560
Pre-tax net operating income	$3,949,000	920
Securities gains (losses)	$1,348,000	202
Applicable income taxes	$1,489,000	640
Income before extraordinary items	$3,808,000	799
Extraordinary gains, net	$0	19
Net income	$3,808,000	797
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,808,000	799
Net charge-offs	$719,000	1,417
Cash dividends	$2,000,000	523
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,837,440	996
2012-03-31 (YTD Data)		Rank
Total interest income	$9,540,000	710
Total interest expense	$1,376,000	919
Net interest income	$8,164,000	657
Provision for loan and lease losses	$580,000	965
Total noninterest income	$1,956,000	796
Gross Fiduciary activities income	$211,000	484
Service charges on deposit accounts	$621,000	572
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,124,000	828
Total noninterest expense	$6,860,000	722
Salaries and employee benefits	$3,000,000	863
Premises and equipment expense	$673,000	902
Additional noninterest expense	$3,187,000	559
Pre-tax net operating income	$2,680,000	692
Securities gains (losses)	$509,000	276
Applicable income taxes	$973,000	517
Income before extraordinary items	$2,216,000	689
Extraordinary gains, net	$0	19
Net income	$2,216,000	690
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,216,000	690
Net charge-offs	$103,000	2,416
Cash dividends	$1,000,000	457
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,864,790	756
2011-12-31 (YTD Data)		Rank
Total interest income	$39,958,000	699
Total interest expense	$6,308,000	965
Net interest income	$33,650,000	637
Provision for loan and lease losses	$9,585,000	435
Total noninterest income	$7,740,000	748
Gross Fiduciary activities income	$820,000	443
Service charges on deposit accounts	$2,383,000	617
Trading account gains and fees	$0	146
Additional Noninterest Income	$4,537,000	764
Total noninterest expense	$24,638,000	806
Salaries and employee benefits	$10,730,000	915
Premises and equipment expense	$2,651,000	945
Additional noninterest expense	$11,257,000	643
Pre-tax net operating income	$7,167,000	849
Securities gains (losses)	$2,974,000	159
Applicable income taxes	$2,972,000	580
Income before extraordinary items	$7,169,000	710
Extraordinary gains, net	$0	29
Net income	$7,169,000	710
Minority interest net income	$0	96
Net income of bank and minority interests.	$7,169,000	710
Net charge-offs	$10,656,000	427
Cash dividends	$1,500,000	1,224
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,057,460	954
2011-09-30 (YTD Data)		Rank
Total interest income	$30,462,000	705
Total interest expense	$4,825,000	994
Net interest income	$25,637,000	628
Provision for loan and lease losses	$7,603,000	406
Total noninterest income	$5,350,000	794
Gross Fiduciary activities income	$621,000	432
Service charges on deposit accounts	$1,769,000	629
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,960,000	838
Total noninterest expense	$17,768,000	835
Salaries and employee benefits	$7,791,000	947
Premises and equipment expense	$1,997,000	953
Additional noninterest expense	$7,980,000	670
Pre-tax net operating income	$5,616,000	828
Securities gains (losses)	$1,394,000	253
Applicable income taxes	$2,038,000	612
Income before extraordinary items	$4,972,000	778
Extraordinary gains, net	$0	21
Net income	$4,972,000	776
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,972,000	778
Net charge-offs	$5,037,000	621
Cash dividends	$1,500,000	829
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,982,260	920
2011-06-30 (YTD Data)		Rank
Total interest income	$20,465,000	710
Total interest expense	$3,293,000	1,006
Net interest income	$17,172,000	636
Provision for loan and lease losses	$4,345,000	501
Total noninterest income	$3,460,000	815
Gross Fiduciary activities income	$412,000	443
Service charges on deposit accounts	$1,179,000	624
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,869,000	879
Total noninterest expense	$11,970,000	836
Salaries and employee benefits	$5,343,000	929
Premises and equipment expense	$1,331,000	964
Additional noninterest expense	$5,296,000	679
Pre-tax net operating income	$4,317,000	725
Securities gains (losses)	$663,000	283
Applicable income taxes	$1,517,000	547
Income before extraordinary items	$3,463,000	744
Extraordinary gains, net	$0	15
Net income	$3,463,000	742
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,463,000	744
Net charge-offs	$3,645,000	592
Cash dividends	$1,500,000	557
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,998,900	800
2011-03-31 (YTD Data)		Rank
Total interest income	$10,189,000	717
Total interest expense	$1,676,000	1,027
Net interest income	$8,513,000	646
Provision for loan and lease losses	$2,878,000	385
Total noninterest income	$1,758,000	806
Gross Fiduciary activities income	$197,000	455
Service charges on deposit accounts	$575,000	628
Trading account gains and fees	$0	158
Additional Noninterest Income	$986,000	835
Total noninterest expense	$6,050,000	828
Salaries and employee benefits	$2,760,000	909
Premises and equipment expense	$656,000	1,002
Additional noninterest expense	$2,634,000	686
Pre-tax net operating income	$1,343,000	1,095
Securities gains (losses)	$-70,000	7,368
Applicable income taxes	$315,000	1,080
Income before extraordinary items	$958,000	1,289
Extraordinary gains, net	$0	9
Net income	$958,000	1,289
Minority interest net income	$0	86
Net income of bank and minority interests.	$958,000	1,289
Net charge-offs	$3,306,000	367
Cash dividends	$1,500,000	267
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,010,500	1,187
2010-12-31 (YTD Data)		Rank
Total interest income	$39,987,000	761
Total interest expense	$7,512,000	1,100
Net interest income	$32,475,000	658
Provision for loan and lease losses	$5,417,000	1,072
Total noninterest income	$8,543,000	707
Gross Fiduciary activities income	$672,000	487
Service charges on deposit accounts	$2,372,000	629
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,499,000	689
Total noninterest expense	$23,173,000	870
Salaries and employee benefits	$10,050,000	971
Premises and equipment expense	$2,945,000	875
Additional noninterest expense	$10,178,000	741
Pre-tax net operating income	$12,428,000	452
Securities gains (losses)	$2,859,000	184
Applicable income taxes	$5,047,000	360
Income before extraordinary items	$10,240,000	451
Extraordinary gains, net	$0	29
Net income	$10,240,000	449
Minority interest net income	$0	111
Net income of bank and minority interests.	$10,240,000	451
Net charge-offs	$5,290,000	963
Cash dividends	$750,000	1,830
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$8,324,470	523
2010-09-30 (YTD Data)		Rank
Total interest income	$29,922,000	774
Total interest expense	$5,757,000	1,114
Net interest income	$24,165,000	661
Provision for loan and lease losses	$3,995,000	1,047
Total noninterest income	$5,682,000	763
Gross Fiduciary activities income	$479,000	499
Service charges on deposit accounts	$1,762,000	646
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,441,000	746
Total noninterest expense	$16,967,000	873
Salaries and employee benefits	$7,321,000	989
Premises and equipment expense	$2,227,000	866
Additional noninterest expense	$7,419,000	734
Pre-tax net operating income	$8,885,000	479
Securities gains (losses)	$1,959,000	229
Applicable income taxes	$3,702,000	364
Income before extraordinary items	$7,142,000	481
Extraordinary gains, net	$0	23
Net income	$7,142,000	484
Minority interest net income	$0	110
Net income of bank and minority interests.	$7,142,000	484
Net charge-offs	$3,275,000	1,070
Cash dividends	$750,000	1,317
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,849,060	564
2010-06-30 (YTD Data)		Rank
Total interest income	$19,576,000	787
Total interest expense	$3,944,000	1,138
Net interest income	$15,632,000	690
Provision for loan and lease losses	$2,730,000	1,016
Total noninterest income	$3,645,000	779
Gross Fiduciary activities income	$291,000	531
Service charges on deposit accounts	$1,148,000	668
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,206,000	742
Total noninterest expense	$11,097,000	897
Salaries and employee benefits	$4,742,000	1,025
Premises and equipment expense	$1,497,000	875
Additional noninterest expense	$4,858,000	744
Pre-tax net operating income	$5,450,000	505
Securities gains (losses)	$832,000	308
Applicable income taxes	$2,113,000	387
Income before extraordinary items	$4,169,000	527
Extraordinary gains, net	$0	19
Net income	$4,169,000	528
Minority interest net income	$0	105
Net income of bank and minority interests.	$4,169,000	529
Net charge-offs	$1,919,000	1,157
Cash dividends	$750,000	928
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,619,880	598
2010-03-31 (YTD Data)		Rank
Total interest income	$9,796,000	802
Total interest expense	$1,996,000	1,184
Net interest income	$7,800,000	697
Provision for loan and lease losses	$1,043,000	1,143
Total noninterest income	$1,593,000	846
Gross Fiduciary activities income	$137,000	547
Service charges on deposit accounts	$563,000	686
Trading account gains and fees	$0	175
Additional Noninterest Income	$893,000	873
Total noninterest expense	$5,403,000	923
Salaries and employee benefits	$2,396,000	1,028
Premises and equipment expense	$754,000	890
Additional noninterest expense	$2,253,000	796
Pre-tax net operating income	$2,947,000	454
Securities gains (losses)	$637,000	199
Applicable income taxes	$1,243,000	325
Income before extraordinary items	$2,341,000	467
Extraordinary gains, net	$0	16
Net income	$2,341,000	468
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,341,000	469
Net charge-offs	$622,000	1,423
Cash dividends	$751,000	449
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,926,950	556
2009-12-31 (YTD Data)		Rank
Total interest income	$40,041,000	838
Total interest expense	$8,759,000	1,370
Net interest income	$31,282,000	681
Provision for loan and lease losses	$5,681,000	1,298
Total noninterest income	$7,001,000	842
Gross Fiduciary activities income	$398,000	597
Service charges on deposit accounts	$2,242,000	758
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,361,000	794
Total noninterest expense	$21,741,000	964
Salaries and employee benefits	$9,266,000	1,060
Premises and equipment expense	$2,954,000	911
Additional noninterest expense	$9,521,000	840
Pre-tax net operating income	$10,861,000	380
Securities gains (losses)	$1,880,000	288
Applicable income taxes	$4,455,000	289
Income before extraordinary items	$8,286,000	396
Extraordinary gains, net	$0	34
Net income	$8,286,000	395
Minority interest net income	$0	115
Net income of bank and minority interests.	$8,286,000	396
Net charge-offs	$4,950,000	1,153
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$7,064,000	473
2009-09-30 (YTD Data)		Rank
Total interest income	$30,183,000	851
Total interest expense	$6,703,000	1,414
Net interest income	$23,480,000	683
Provision for loan and lease losses	$3,891,000	1,255
Total noninterest income	$5,163,000	855
Gross Fiduciary activities income	$271,000	614
Service charges on deposit accounts	$1,660,000	760
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,232,000	818
Total noninterest expense	$16,357,000	957
Salaries and employee benefits	$7,146,000	1,045
Premises and equipment expense	$2,206,000	933
Additional noninterest expense	$7,005,000	807
Pre-tax net operating income	$8,395,000	393
Securities gains (losses)	$1,879,000	226
Applicable income taxes	$3,629,000	280
Income before extraordinary items	$6,645,000	395
Extraordinary gains, net	$0	27
Net income	$6,645,000	393
Minority interest net income	$0	118
Net income of bank and minority interests.	$6,645,000	395
Net charge-offs	$3,097,000	1,161
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$5,423,650	483
2009-06-30 (YTD Data)		Rank
Total interest income	$19,965,000	875
Total interest expense	$4,611,000	1,443
Net interest income	$15,354,000	703
Provision for loan and lease losses	$1,862,000	1,460
Total noninterest income	$3,502,000	852
Gross Fiduciary activities income	$154,000	667
Service charges on deposit accounts	$1,080,000	768
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,268,000	794
Total noninterest expense	$10,932,000	979
Salaries and employee benefits	$4,778,000	1,059
Premises and equipment expense	$1,469,000	958
Additional noninterest expense	$4,685,000	824
Pre-tax net operating income	$6,062,000	370
Securities gains (losses)	$1,240,000	236
Applicable income taxes	$2,612,000	270
Income before extraordinary items	$4,690,000	374
Extraordinary gains, net	$0	21
Net income	$4,690,000	371
Minority interest net income	$0	112
Net income of bank and minority interests.	$4,690,000	373
Net charge-offs	$1,629,000	1,275
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$3,896,400	432
2009-03-31 (YTD Data)		Rank
Total interest income	$10,217,000	860
Total interest expense	$2,373,000	1,464
Net interest income	$7,844,000	673
Provision for loan and lease losses	$113,000	3,706
Total noninterest income	$1,603,000	886
Gross Fiduciary activities income	$72,000	687
Service charges on deposit accounts	$526,000	762
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,005,000	851
Total noninterest expense	$5,292,000	962
Salaries and employee benefits	$2,410,000	1,050
Premises and equipment expense	$741,000	965
Additional noninterest expense	$2,141,000	782
Pre-tax net operating income	$4,042,000	300
Securities gains (losses)	$1,117,000	173
Applicable income taxes	$1,901,000	224
Income before extraordinary items	$3,258,000	305
Extraordinary gains, net	$0	15
Net income	$3,258,000	305
Minority interest net income	$0	102
Net income of bank and minority interests.	$3,258,000	306
Net charge-offs	$354,000	1,639
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,543,120	345
2008-12-31 (YTD Data)		Rank
Total interest income	$40,536,000	921
Total interest expense	$12,198,000	1,339
Net interest income	$28,338,000	766
Provision for loan and lease losses	$4,261,000	1,122
Total noninterest income	$6,688,000	832
Gross Fiduciary activities income	$327,000	659
Service charges on deposit accounts	$1,940,000	913
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,421,000	724
Total noninterest expense	$19,314,000	1,027
Salaries and employee benefits	$8,598,000	1,149
Premises and equipment expense	$2,873,000	962
Additional noninterest expense	$7,843,000	838
Pre-tax net operating income	$11,451,000	468
Securities gains (losses)	$230,000	657
Applicable income taxes	$4,225,000	364
Income before extraordinary items	$7,456,000	523
Extraordinary gains, net	$0	39
Net income	$7,456,000	523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,493,000	898
Cash dividends	$2,750,000	1,000
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$7,308,800	577
2008-09-30 (YTD Data)		Rank
Total interest income	$30,347,000	952
Total interest expense	$9,301,000	1,367
Net interest income	$21,046,000	788
Provision for loan and lease losses	$2,101,000	1,150
Total noninterest income	$5,982,000	750
Gross Fiduciary activities income	$225,000	686
Service charges on deposit accounts	$1,420,000	941
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,337,000	612
Total noninterest expense	$14,715,000	1,007
Salaries and employee benefits	$6,624,000	1,142
Premises and equipment expense	$2,164,000	962
Additional noninterest expense	$5,927,000	783
Pre-tax net operating income	$10,212,000	501
Securities gains (losses)	$230,000	562
Applicable income taxes	$3,689,000	392
Income before extraordinary items	$6,753,000	542
Extraordinary gains, net	$0	31
Net income	$6,753,000	541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,431,000	1,054
Cash dividends	$2,750,000	774
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$6,603,500	576
2008-06-30 (YTD Data)		Rank
Total interest income	$20,222,000	962
Total interest expense	$6,400,000	1,379
Net interest income	$13,822,000	799
Provision for loan and lease losses	$782,000	1,436
Total noninterest income	$2,303,000	1,180
Gross Fiduciary activities income	$136,000	724
Service charges on deposit accounts	$909,000	963
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,258,000	1,200
Total noninterest expense	$9,797,000	1,003
Salaries and employee benefits	$4,397,000	1,164
Premises and equipment expense	$1,446,000	951
Additional noninterest expense	$3,954,000	766
Pre-tax net operating income	$5,546,000	642
Securities gains (losses)	$236,000	545
Applicable income taxes	$1,965,000	523
Income before extraordinary items	$3,817,000	720
Extraordinary gains, net	$0	21
Net income	$3,817,000	719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$399,000	1,509
Cash dividends	$2,750,000	596
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,661,240	726
2008-03-31 (YTD Data)		Rank
Total interest income	$10,217,000	975
Total interest expense	$3,434,000	1,368
Net interest income	$6,783,000	807
Provision for loan and lease losses	$424,000	1,103
Total noninterest income	$1,132,000	1,211
Gross Fiduciary activities income	$60,000	772
Service charges on deposit accounts	$532,000	806
Trading account gains and fees	$0	158
Additional Noninterest Income	$540,000	1,333
Total noninterest expense	$4,957,000	981
Salaries and employee benefits	$2,183,000	1,177
Premises and equipment expense	$737,000	939
Additional noninterest expense	$2,037,000	712
Pre-tax net operating income	$2,534,000	743
Securities gains (losses)	$138,000	571
Applicable income taxes	$882,000	638
Income before extraordinary items	$1,790,000	836
Extraordinary gains, net	$0	15
Net income	$1,790,000	838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	1,602
Cash dividends	$1,250,000	604
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,697,540	842
2007-12-31 (YTD Data)		Rank
Total interest income	$44,470,000	944
Total interest expense	$16,778,000	1,184
Net interest income	$27,692,000	797
Provision for loan and lease losses	$338,000	2,985
Total noninterest income	$4,732,000	1,147
Gross Fiduciary activities income	$234,000	770
Service charges on deposit accounts	$1,668,000	1,069
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,830,000	1,060
Total noninterest expense	$18,880,000	986
Salaries and employee benefits	$8,306,000	1,202
Premises and equipment expense	$2,818,000	922
Additional noninterest expense	$7,756,000	741
Pre-tax net operating income	$13,206,000	657
Securities gains (losses)	$83,000	659
Applicable income taxes	$4,562,000	586
Income before extraordinary items	$8,727,000	754
Extraordinary gains, net	$0	39
Net income	$8,727,000	752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-389,000	8,487
Cash dividends	$5,000,000	733
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$8,672,220	748
2007-09-30 (YTD Data)		Rank
Total interest income	$33,325,000	948
Total interest expense	$12,812,000	1,159
Net interest income	$20,513,000	806
Provision for loan and lease losses	$5,000	6,358
Total noninterest income	$3,313,000	1,199
Gross Fiduciary activities income	$170,000	771
Service charges on deposit accounts	$1,233,000	1,071
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,910,000	1,159
Total noninterest expense	$14,265,000	972
Salaries and employee benefits	$6,416,000	1,167
Premises and equipment expense	$2,176,000	901
Additional noninterest expense	$5,673,000	748
Pre-tax net operating income	$9,556,000	728
Securities gains (losses)	$83,000	529
Applicable income taxes	$3,316,000	640
Income before extraordinary items	$6,323,000	825
Extraordinary gains, net	$0	33
Net income	$6,323,000	823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-480,000	8,524
Cash dividends	$2,500,000	1,013
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$6,268,220	818
2007-06-30 (YTD Data)		Rank
Total interest income	$22,024,000	970
Total interest expense	$8,543,000	1,156
Net interest income	$13,481,000	835
Provision for loan and lease losses	$-21,000	8,388
Total noninterest income	$2,167,000	1,248
Gross Fiduciary activities income	$99,000	820
Service charges on deposit accounts	$811,000	1,088
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,257,000	1,192
Total noninterest expense	$9,452,000	997
Salaries and employee benefits	$4,240,000	1,202
Premises and equipment expense	$1,453,000	909
Additional noninterest expense	$3,759,000	761
Pre-tax net operating income	$6,217,000	777
Securities gains (losses)	$66,000	492
Applicable income taxes	$2,177,000	684
Income before extraordinary items	$4,106,000	892
Extraordinary gains, net	$0	29
Net income	$4,106,000	891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-511,000	8,583
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$4,063,100	886
2007-03-31 (YTD Data)		Rank
Total interest income	$10,732,000	989
Total interest expense	$4,144,000	1,189
Net interest income	$6,588,000	849
Provision for loan and lease losses	$57,000	2,953
Total noninterest income	$1,059,000	1,248
Gross Fiduciary activities income	$42,000	852
Service charges on deposit accounts	$399,000	1,077
Trading account gains and fees	$0	195
Additional Noninterest Income	$618,000	1,170
Total noninterest expense	$4,592,000	1,026
Salaries and employee benefits	$2,067,000	1,242
Premises and equipment expense	$711,000	933
Additional noninterest expense	$1,814,000	765
Pre-tax net operating income	$2,998,000	796
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,039,000	711
Income before extraordinary items	$1,959,000	902
Extraordinary gains, net	$0	22
Net income	$1,959,000	901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	8,348
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,959,000	891
2006-12-31 (YTD Data)		Rank
Total interest income	$37,027,000	1,065
Total interest expense	$12,084,000	1,390
Net interest income	$24,943,000	884
Provision for loan and lease losses	$714,000	1,395
Total noninterest income	$3,729,000	1,354
Gross Fiduciary activities income	$114,000	909
Service charges on deposit accounts	$1,446,000	1,233
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,169,000	1,279
Total noninterest expense	$17,521,000	1,025
Salaries and employee benefits	$7,769,000	1,250
Premises and equipment expense	$2,704,000	924
Additional noninterest expense	$7,048,000	771
Pre-tax net operating income	$10,437,000	941
Securities gains (losses)	$-17,000	7,486
Applicable income taxes	$3,547,000	825
Income before extraordinary items	$6,873,000	1,083
Extraordinary gains, net	$0	51
Net income	$6,873,000	1,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-141,000	8,540
Cash dividends	$1,200,000	2,241
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$6,884,220	1,065
2006-09-30 (YTD Data)		Rank
Total interest income	$26,846,000	1,104
Total interest expense	$8,371,000	1,458
Net interest income	$18,475,000	919
Provision for loan and lease losses	$808,000	940
Total noninterest income	$2,700,000	1,415
Gross Fiduciary activities income	$45,000	1,001
Service charges on deposit accounts	$1,057,000	1,267
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,598,000	1,311
Total noninterest expense	$13,248,000	1,023
Salaries and employee benefits	$5,860,000	1,263
Premises and equipment expense	$2,083,000	913
Additional noninterest expense	$5,305,000	772
Pre-tax net operating income	$7,119,000	1,077
Securities gains (losses)	$-17,000	7,780
Applicable income taxes	$2,381,000	945
Income before extraordinary items	$4,721,000	1,206
Extraordinary gains, net	$0	45
Net income	$4,721,000	1,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,477
Cash dividends	$1,200,000	1,699
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,732,220	1,195
2006-06-30 (YTD Data)		Rank
Total interest income	$17,235,000	1,124
Total interest expense	$5,132,000	1,514
Net interest income	$12,103,000	936
Provision for loan and lease losses	$548,000	907
Total noninterest income	$1,723,000	1,453
Gross Fiduciary activities income	$19,000	1,076
Service charges on deposit accounts	$665,000	1,333
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,039,000	1,313
Total noninterest expense	$8,781,000	1,031
Salaries and employee benefits	$3,905,000	1,272
Premises and equipment expense	$1,397,000	907
Additional noninterest expense	$3,479,000	769
Pre-tax net operating income	$4,497,000	1,134
Securities gains (losses)	$-17,000	8,026
Applicable income taxes	$1,490,000	999
Income before extraordinary items	$2,990,000	1,252
Extraordinary gains, net	$0	39
Net income	$2,990,000	1,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	8,396
Cash dividends	$800,000	1,708
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,001,390	1,231
2006-03-31 (YTD Data)		Rank
Total interest income	$8,277,000	1,143
Total interest expense	$2,435,000	1,512
Net interest income	$5,842,000	970
Provision for loan and lease losses	$246,000	948
Total noninterest income	$834,000	1,465
Gross Fiduciary activities income	$3,000	1,214
Service charges on deposit accounts	$318,000	1,356
Trading account gains and fees	$0	115
Additional Noninterest Income	$513,000	1,320
Total noninterest expense	$4,362,000	1,037
Salaries and employee benefits	$1,940,000	1,280
Premises and equipment expense	$683,000	928
Additional noninterest expense	$1,739,000	768
Pre-tax net operating income	$2,068,000	1,195
Securities gains (losses)	$0	955
Applicable income taxes	$683,000	1,072
Income before extraordinary items	$1,385,000	1,322
Extraordinary gains, net	$0	21
Net income	$1,385,000	1,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,116
Cash dividends	$400,000	1,598
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,385,000	1,303
2005-12-31 (YTD Data)		Rank
Total interest income	$28,079,000	1,187
Total interest expense	$7,316,000	1,552
Net interest income	$20,763,000	1,035
Provision for loan and lease losses	$977,000	1,063
Total noninterest income	$3,119,000	1,554
Gross Fiduciary activities income	$1,000	1,485
Service charges on deposit accounts	$1,177,000	1,488
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,941,000	1,389
Total noninterest expense	$14,392,000	1,210
Salaries and employee benefits	$6,660,000	1,396
Premises and equipment expense	$2,295,000	1,044
Additional noninterest expense	$5,437,000	956
Pre-tax net operating income	$8,513,000	1,135
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,948,000	963
Income before extraordinary items	$5,565,000	1,289
Extraordinary gains, net	$0	46
Net income	$5,565,000	1,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$642,000	952
Cash dividends	$2,000,000	1,446
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,565,000	1,272
2005-09-30 (YTD Data)		Rank
Total interest income	$20,289,000	1,193
Total interest expense	$5,115,000	1,575
Net interest income	$15,174,000	1,050
Provision for loan and lease losses	$399,000	1,734
Total noninterest income	$2,230,000	1,620
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$890,000	1,459
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,340,000	1,469
Total noninterest expense	$10,536,000	1,220
Salaries and employee benefits	$4,892,000	1,414
Premises and equipment expense	$1,688,000	1,058
Additional noninterest expense	$3,956,000	973
Pre-tax net operating income	$6,469,000	1,107
Securities gains (losses)	$0	2,317
Applicable income taxes	$2,250,000	965
Income before extraordinary items	$4,219,000	1,288
Extraordinary gains, net	$0	35
Net income	$4,219,000	1,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$290,000	1,289
Cash dividends	$2,000,000	1,043
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,219,000	1,263
2005-06-30 (YTD Data)		Rank
Total interest income	$13,125,000	1,191
Total interest expense	$3,182,000	1,587
Net interest income	$9,943,000	1,057
Provision for loan and lease losses	$199,000	2,186
Total noninterest income	$1,448,000	1,646
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$595,000	1,423
Trading account gains and fees	$0	116
Additional Noninterest Income	$853,000	1,504
Total noninterest expense	$6,891,000	1,232
Salaries and employee benefits	$3,196,000	1,439
Premises and equipment expense	$1,132,000	1,042
Additional noninterest expense	$2,563,000	989
Pre-tax net operating income	$4,301,000	1,094
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,509,000	949
Income before extraordinary items	$2,792,000	1,266
Extraordinary gains, net	$0	30
Net income	$2,792,000	1,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	1,382
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,792,000	1,242
2005-03-31 (YTD Data)		Rank
Total interest income	$6,340,000	1,201
Total interest expense	$1,460,000	1,634
Net interest income	$4,880,000	1,067
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$717,000	1,614
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$306,000	1,345
Trading account gains and fees	$0	115
Additional Noninterest Income	$411,000	1,522
Total noninterest expense	$3,423,000	1,240
Salaries and employee benefits	$1,559,000	1,496
Premises and equipment expense	$574,000	1,037
Additional noninterest expense	$1,290,000	970
Pre-tax net operating income	$2,114,000	1,091
Securities gains (losses)	$0	1,685
Applicable income taxes	$742,000	962
Income before extraordinary items	$1,372,000	1,258
Extraordinary gains, net	$0	24
Net income	$1,372,000	1,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,634
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,372,000	1,234
2004-12-31 (YTD Data)		Rank
Total interest income	$21,714,000	1,306
Total interest expense	$4,045,000	2,023
Net interest income	$17,669,000	1,139
Provision for loan and lease losses	$334,000	2,712
Total noninterest income	$2,494,000	1,870
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,414,000	1,259
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,080,000	2,049
Total noninterest expense	$12,965,000	1,268
Salaries and employee benefits	$5,878,000	1,512
Premises and equipment expense	$2,235,000	1,028
Additional noninterest expense	$4,852,000	1,037
Pre-tax net operating income	$6,864,000	1,260
Securities gains (losses)	$465,000	476
Applicable income taxes	$2,617,000	1,008
Income before extraordinary items	$4,712,000	1,365
Extraordinary gains, net	$0	34
Net income	$4,712,000	1,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$510,000	1,321
Cash dividends	$1,000,000	2,307
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,414,400	1,415
2004-09-30 (YTD Data)		Rank
Total interest income	$15,755,000	1,339
Total interest expense	$2,842,000	2,107
Net interest income	$12,913,000	1,150
Provision for loan and lease losses	$179,000	3,255
Total noninterest income	$1,879,000	1,873
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,081,000	1,243
Trading account gains and fees	$0	134
Additional Noninterest Income	$798,000	2,075
Total noninterest expense	$9,669,000	1,271
Salaries and employee benefits	$4,431,000	1,499
Premises and equipment expense	$1,710,000	1,009
Additional noninterest expense	$3,528,000	1,048
Pre-tax net operating income	$4,944,000	1,326
Securities gains (losses)	$465,000	443
Applicable income taxes	$1,941,000	1,038
Income before extraordinary items	$3,468,000	1,418
Extraordinary gains, net	$0	26
Net income	$3,468,000	1,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$468,000	1,007
Cash dividends	$1,000,000	1,702
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,170,400	1,489
2004-06-30 (YTD Data)		Rank
Total interest income	$10,288,000	1,349
Total interest expense	$1,825,000	2,155
Net interest income	$8,463,000	1,173
Provision for loan and lease losses	$171,000	2,503
Total noninterest income	$1,246,000	1,864
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$728,000	1,211
Trading account gains and fees	$0	130
Additional Noninterest Income	$518,000	2,130
Total noninterest expense	$6,438,000	1,263
Salaries and employee benefits	$2,976,000	1,485
Premises and equipment expense	$1,159,000	989
Additional noninterest expense	$2,303,000	1,067
Pre-tax net operating income	$3,100,000	1,369
Securities gains (losses)	$465,000	370
Applicable income taxes	$1,279,000	1,057
Income before extraordinary items	$2,286,000	1,417
Extraordinary gains, net	$0	21
Net income	$2,286,000	1,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$521,000	683
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,988,400	1,555
2004-03-31 (YTD Data)		Rank
Total interest income	$5,238,000	1,328
Total interest expense	$919,000	2,167
Net interest income	$4,319,000	1,139
Provision for loan and lease losses	$323,000	749
Total noninterest income	$620,000	1,829
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$357,000	1,193
Trading account gains and fees	$0	121
Additional Noninterest Income	$263,000	2,050
Total noninterest expense	$3,222,000	1,266
Salaries and employee benefits	$1,496,000	1,481
Premises and equipment expense	$587,000	994
Additional noninterest expense	$1,139,000	1,073
Pre-tax net operating income	$1,394,000	1,493
Securities gains (losses)	$414,000	291
Applicable income taxes	$648,000	1,050
Income before extraordinary items	$1,160,000	1,385
Extraordinary gains, net	$0	16
Net income	$1,160,000	1,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$489,000	437
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$895,040	1,669
2003-12-31 (YTD Data)		Rank
Total interest income	$19,009,000	1,511
Total interest expense	$3,812,000	2,323
Net interest income	$15,197,000	1,282
Provision for loan and lease losses	$1,207,000	975
Total noninterest income	$2,154,000	2,197
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,217,000	1,425
Trading account gains and fees	$0	160
Additional Noninterest Income	$937,000	2,486
Total noninterest expense	$11,601,000	1,382
Salaries and employee benefits	$5,424,000	1,596
Premises and equipment expense	$1,941,000	1,165
Additional noninterest expense	$4,236,000	1,186
Pre-tax net operating income	$4,543,000	1,774
Securities gains (losses)	$186,000	1,385
Applicable income taxes	$1,681,000	1,467
Income before extraordinary items	$3,048,000	2,007
Extraordinary gains, net	$0	54
Net income	$3,048,000	2,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	3,057
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,928,960	1,992
2003-09-30 (YTD Data)		Rank
Total interest income	$14,047,000	1,555
Total interest expense	$2,876,000	2,391
Net interest income	$11,171,000	1,318
Provision for loan and lease losses	$833,000	1,048
Total noninterest income	$1,611,000	2,240
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$913,000	1,438
Trading account gains and fees	$0	153
Additional Noninterest Income	$698,000	2,564
Total noninterest expense	$8,643,000	1,404
Salaries and employee benefits	$4,070,000	1,588
Premises and equipment expense	$1,459,000	1,172
Additional noninterest expense	$3,114,000	1,216
Pre-tax net operating income	$3,306,000	1,885
Securities gains (losses)	$186,000	1,272
Applicable income taxes	$1,251,000	1,564
Income before extraordinary items	$2,241,000	2,104
Extraordinary gains, net	$0	40
Net income	$2,241,000	2,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	2,682
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,121,960	2,093
2003-06-30 (YTD Data)		Rank
Total interest income	$9,267,000	1,579
Total interest expense	$1,963,000	2,413
Net interest income	$7,304,000	1,343
Provision for loan and lease losses	$570,000	1,037
Total noninterest income	$1,079,000	2,228
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$589,000	1,450
Trading account gains and fees	$0	150
Additional Noninterest Income	$490,000	2,465
Total noninterest expense	$5,730,000	1,405
Salaries and employee benefits	$2,698,000	1,586
Premises and equipment expense	$935,000	1,219
Additional noninterest expense	$2,097,000	1,200
Pre-tax net operating income	$2,083,000	1,968
Securities gains (losses)	$186,000	1,087
Applicable income taxes	$822,000	1,589
Income before extraordinary items	$1,447,000	2,175
Extraordinary gains, net	$0	30
Net income	$1,447,000	2,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	2,328
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,327,960	2,212
2003-03-31 (YTD Data)		Rank
Total interest income	$4,656,000	1,594
Total interest expense	$977,000	2,489
Net interest income	$3,679,000	1,330
Provision for loan and lease losses	$321,000	870
Total noninterest income	$605,000	1,988
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$285,000	1,460
Trading account gains and fees	$0	134
Additional Noninterest Income	$320,000	2,019
Total noninterest expense	$2,890,000	1,389
Salaries and employee benefits	$1,352,000	1,576
Premises and equipment expense	$456,000	1,257
Additional noninterest expense	$1,082,000	1,141
Pre-tax net operating income	$1,073,000	1,917
Securities gains (losses)	$0	2,891
Applicable income taxes	$400,000	1,621
Income before extraordinary items	$673,000	2,276
Extraordinary gains, net	$0	21
Net income	$673,000	2,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	1,395
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$673,000	2,155
2002-12-31 (YTD Data)		Rank
Total interest income	$18,510,000	1,661
Total interest expense	$4,629,000	2,402
Net interest income	$13,881,000	1,406
Provision for loan and lease losses	$1,117,000	1,224
Total noninterest income	$2,325,000	1,890
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,106,000	1,462
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,219,000	1,921
Total noninterest expense	$10,402,000	1,480
Salaries and employee benefits	$4,649,000	1,721
Premises and equipment expense	$1,534,000	1,438
Additional noninterest expense	$4,219,000	1,159
Pre-tax net operating income	$4,687,000	1,733
Securities gains (losses)	$43,000	2,542
Applicable income taxes	$1,752,000	1,444
Income before extraordinary items	$2,978,000	2,018
Extraordinary gains, net	$0	70
Net income	$2,978,000	2,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$556,000	1,537
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,950,480	1,962
2001-12-31 (YTD Data)		Rank
Total interest income	$18,800,000	1,825
Total interest expense	$7,399,000	2,169
Net interest income	$11,401,000	1,560
Provision for loan and lease losses	$1,266,000	1,040
Total noninterest income	$1,275,000	2,815
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$595,000	2,451
Trading account gains and fees	$0	177
Additional Noninterest Income	$680,000	2,617
Total noninterest expense	$9,237,000	1,581
Salaries and employee benefits	$4,128,000	1,809
Premises and equipment expense	$1,373,000	1,568
Additional noninterest expense	$3,736,000	1,266
Pre-tax net operating income	$2,173,000	2,989
Securities gains (losses)	$363,000	783
Applicable income taxes	$1,007,000	2,055
Income before extraordinary items	$1,529,000	3,178
Extraordinary gains, net	$0	105
Net income	$1,529,000	3,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$841,000	1,062
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,296,680	3,489
2000-12-31 (YTD Data)		Rank
Total interest income	$18,270,000	1,917
Total interest expense	$7,139,000	2,371
Net interest income	$11,131,000	1,575
Provision for loan and lease losses	$1,270,000	871
Total noninterest income	$1,119,000	2,910
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$485,000	2,765
Trading account gains and fees	$0	180
Additional Noninterest Income	$634,000	2,550
Total noninterest expense	$8,118,000	1,710
Salaries and employee benefits	$3,875,000	1,858
Premises and equipment expense	$1,294,000	1,607
Additional noninterest expense	$2,949,000	1,517
Pre-tax net operating income	$2,862,000	2,481
Securities gains (losses)	$-4,000	7,844
Applicable income taxes	$1,017,000	2,092
Income before extraordinary items	$1,841,000	2,757
Extraordinary gains, net	$0	38
Net income	$1,841,000	2,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$767,000	903
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$9,600,000	74
Net operating income	$1,843,560	2,756
1999-12-31 (YTD Data)		Rank
Total interest income	$4,981,000	5,596
Total interest expense	$1,565,000	6,811
Net interest income	$3,416,000	4,721
Provision for loan and lease losses	$411,000	2,062
Total noninterest income	$889,000	3,370
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$94,000	6,833
Trading account gains and fees	$0	173
Additional Noninterest Income	$795,000	2,173
Total noninterest expense	$3,852,000	3,426
Salaries and employee benefits	$2,185,000	3,160
Premises and equipment expense	$541,000	3,534
Additional noninterest expense	$1,126,000	3,649
Pre-tax net operating income	$42,000	9,265
Securities gains (losses)	$5,000	2,145
Applicable income taxes	$26,000	8,103
Income before extraordinary items	$21,000	9,369
Extraordinary gains, net	$0	35
Net income	$21,000	9,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,737
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$17,800	9,352
1998-12-31 (YTD Data)		Rank
Total interest income	$1,417,000	9,395
Total interest expense	$344,000	9,992
Net interest income	$1,073,000	8,628
Provision for loan and lease losses	$366,000	2,213
Total noninterest income	$20,000	10,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	8,778
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	10,240
Total noninterest expense	$1,500,000	6,700
Salaries and employee benefits	$793,000	6,711
Premises and equipment expense	$162,000	7,398
Additional noninterest expense	$545,000	6,124
Pre-tax net operating income	$-773,000	10,288
Securities gains (losses)	$41,000	1,880
Applicable income taxes	$-267,000	10,345
Income before extraordinary items	$-465,000	10,211
Extraordinary gains, net	$0	32
Net income	$-465,000	10,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$15,000,000	62
Net operating income	$-491,240	10,190

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.