Home > New Mexico Bank & Trust > Net charge- offs to loans
New Mexico Bank & Trust, Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0400% | 4,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0809% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0035% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2331% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4859% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0498% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0791% | 4,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0066% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1599% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7472% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2246% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1316% | 4,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2334% | 4,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9387% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8991% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7206% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0220% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1823% | 4,743 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 4,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3176% | 4,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5876% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7437% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3540% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 661 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 3,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1843% | 3,871 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0876% | 4,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4890% | 3,527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0361% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9128% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5276% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5350% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3939% | 3,886 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2627% | 4,591 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0396% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7926% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7174% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3966% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0954% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0368% | 3,945 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2818% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 3,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2785% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0117% | 3,800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0908% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0114% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1320% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0457% | 3,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3735% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0140% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8383% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4791% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0328% | 3,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0178% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1859% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5550% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 3,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0920% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4283% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1797% | 4,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0316% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0895% | 3,568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3083% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5895% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1161% | 3,998 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5396% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7863% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3741% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0308% | 4,022 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0943% | 3,598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5003% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5684% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3192% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7236% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0550% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8752% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0419% | 4,045 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0923% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0646% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2544% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3679% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0941% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0281% | 4,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0672% | 3,593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1258% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1215% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2971% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4353% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 3,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6308% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1500% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7206% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4281% | 4,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 4,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0639% | 3,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0300% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4183% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5986% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1852% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 4,762 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5974% | 4,264 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 4,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 3,693 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 4,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5279% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 13.4617% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5297% | 92 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 4,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4470% | 4,278 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0539% | 4,810 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 3,702 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0572% | 4,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2982% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5871% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1455% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 4,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3517% | 4,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0952% | 5,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0495% | 3,763 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1126% | 5,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2561% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6020% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4159% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0405% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5501% | 4,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0611% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4991% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0416% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7168% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 4,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0483% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5572% | 4,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0621% | 3,812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9593% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 13.9217% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2400% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 4,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0777% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5011% | 4,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 4,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0676% | 3,859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0587% | 4,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1596% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7337% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1012% | 4,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.0269% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0785% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4907% | 4,473 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0826% | 3,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 4,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3913% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3274% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1367% | 4,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2328% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4838% | 4,559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3032% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6351% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5104% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5302% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0128% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4202% | 4,581 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2423% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4466% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1731% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7957% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9264% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6831% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3584% | 4,605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3408% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6764% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2278% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0531% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4110% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4250% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3677% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0421% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,782 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3625% | 4,635 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3474% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3638% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4974% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5145% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0540% | 5,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1818% | 5,679 |
| Percentage Net Loans Charged-off:Construction & development | -1.3546% | 5,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4274% | 4,719 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1729% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9101% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0936% | 5,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1442% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6523% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4746% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4814% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4953% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1307% | 5,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2582% | 5,786 |
| Percentage Net Loans Charged-off:Construction & development | -1.8506% | 5,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4523% | 4,743 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2443% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2486% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1246% | 5,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1479% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6322% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6442% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2213% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2803% | 5,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4726% | 5,912 |
| Percentage Net Loans Charged-off:Construction & development | -2.8968% | 5,494 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4165% | 4,762 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0921% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 5,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8759% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8892% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1952% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 2,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 5,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,941 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3136% | 4,779 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 5,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 5,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1191% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 15.0943% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2672% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,956 |
| Percentage Net Loans Charged-off:Construction & development | -0.1006% | 5,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 1,595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5976% | 4,893 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2659% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6398% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0533% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2592% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3191% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1792% | 886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 5,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.3357% | 5,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5443% | 4,935 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3766% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8696% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1519% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0783% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3831% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4652% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1360% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 5,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.5212% | 5,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 5,618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5648% | 4,970 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3912% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7694% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2020% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1240% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6642% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7591% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1444% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7751% | 4,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4064% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9412% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1354% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0947% | 5,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0947% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1990% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2644% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2977% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 1.1888% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5038% | 5,121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8395% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3543% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0877% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1789% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0529% | 3,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0529% | 3,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2046% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1418% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | -0.6429% | 5,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5441% | 5,170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0464% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3891% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3807% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2440% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0737% | 3,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0737% | 3,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2053% | 797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3723% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3811% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.5323% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0883% | 5,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4634% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5245% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9458% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3913% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0558% | 3,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0558% | 2,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1373% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7076% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6882% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.3894% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9275% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0737% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8976% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9012% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1108% | 5,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1108% | 5,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0371% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2855% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2728% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 1.2810% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 2,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3238% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1160% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4418% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3425% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1893% | 6,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1893% | 6,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2629% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2832% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2439% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.7341% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1086% | 1,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4271% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1655% | 1,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5779% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4206% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2172% | 6,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2172% | 6,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2722% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3732% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2810% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.8905% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1626% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3684% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0554% | 4,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6115% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6995% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2168% | 6,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2168% | 5,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2544% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4514% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3681% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 1.4626% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3252% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1227% | 4,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7610% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2177% | 5,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2177% | 5,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3192% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3897% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4304% | 2,181 |
| Percentage Net Loans Charged-off:Construction & development | 6.2363% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8823% | 6,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9401% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4158% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6494% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2015% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7304% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7304% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7597% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1312% | 6,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2466% | 6,998 |
| Percentage Net Loans Charged-off:Construction & development | 2.0144% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1674% | 6,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8528% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8620% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2283% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 2,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9199% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9199% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7742% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2815% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3002% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 1.3219% | 1,161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0843% | 6,786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5431% | 5,603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0291% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0915% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3661% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1327% | 2,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3981% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3981% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7068% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 6,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.1037% | 6,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 6,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0635% | 5,106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 6,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2916% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3228% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3228% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3460% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0773% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5915% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 11.1824% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4231% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0825% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3473% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2292% | 3,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2434% | 3,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6621% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6673% | 2,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7170% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3099% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6128% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 4.1512% | 1,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3189% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3692% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9167% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3098% | 2,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2059% | 3,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5601% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5545% | 2,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5966% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4216% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7958% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 3.5477% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9775% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9421% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7436% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3902% | 2,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7388% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6484% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4493% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5712% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2780% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 7.4654% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9172% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3040% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1167% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5749% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4713% | 1,833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4851% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0324% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1531% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 3.3645% | 1,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 2,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5459% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6493% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0322% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3876% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4308% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9427% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0870% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8528% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9541% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 2.5950% | 1,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1159% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6031% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4153% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7292% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2101% | 3,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8435% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4455% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7512% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8114% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 1.9999% | 1,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0433% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4455% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4448% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2945% | 3,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6387% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7108% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4899% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4065% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.5262% | 1,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4564% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0955% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7024% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4608% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9450% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0386% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9892% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1214% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 3.2675% | 1,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1380% | 2,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3670% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0561% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8705% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4664% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 5,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3853% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1526% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8264% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9378% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 2.1896% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1849% | 2,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5372% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0234% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8420% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4221% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 7,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8312% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1043% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6589% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7113% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.9842% | 1,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3285% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9159% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5846% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9695% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2907% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7027% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8375% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2211% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.3021% | 1,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1137% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5253% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6017% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4578% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 2,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3881% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9630% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7521% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8669% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 1.1780% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7922% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1514% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9103% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3739% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1096% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8580% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0847% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4181% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4831% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 1.6007% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1467% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3401% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3482% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3328% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 3,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7423% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6729% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1776% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.1070% | 1,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2072% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2699% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5055% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1242% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4321% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3490% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.2139% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1756% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 6,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3559% | 7,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0887% | 8,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7036% | 7,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8548% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7590% | 997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7553% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1474% | 8,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9469% | 7,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2182% | 3,983 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5908% | 1,960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6530% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2369% | 8,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3545% | 8,050 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3321% | 7,862 |
| Percentage Net Loans Charged-off: Credit card loans | -4.0408% | 1,952 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4637% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0409% | 7,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1340% | 7,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0037% | 8,209 |
| Percentage Net Loans Charged-off: Credit card loans | -9.6985% | 1,945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2249% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0388% | 8,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 8,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0694% | 8,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3473% | 7,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4916% | 2,922 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9640% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7799% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5844% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4534% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0287% | 7,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0269% | 7,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0658% | 7,184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3462% | 7,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6627% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2251% | 7,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 7,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1314% | 7,458 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7117% | 8,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7921% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7765% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2068% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 8,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2892% | 8,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5101% | 8,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9376% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9995% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8890% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3388% | 7,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 8,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0430% | 8,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4494% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4450% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3664% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7029% | 7,605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0368% | 8,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0590% | 8,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6002% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0431% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5234% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2104% | 7,646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0657% | 7,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2852% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5702% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4933% | 7,702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1689% | 8,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.1420% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9925% | 8,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1042% | 8,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2509% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4947% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8473% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1920% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2326% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2306% | 8,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.1955% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4059% | 8,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5768% | 8,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6830% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4809% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8821% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2692% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3948% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2670% | 8,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2649% | 8,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -2.5866% | 8,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4974% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4408% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1420% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2697% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7498% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4987% | 8,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.7265% | 8,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -5.4688% | 8,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6818% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7856% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1395% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5076% | 7,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 5,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 8,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0581% | 8,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1470% | 3,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5978% | 3,779 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6001% | 1,319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3013% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0646% | 8,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0852% | 8,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1732% | 3,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4724% | 3,962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2403% | 1,369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3245% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 4,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 8,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0729% | 8,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0978% | 8,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3132% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5169% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0505% | 1,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4603% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 2,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2370% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3203% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6585% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6640% | 2,701 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2593% | 1,046 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0433% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 8,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8036% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1126% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5786% | 2,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8488% | 2,829 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7918% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8206% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4441% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4504% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.3978% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6599% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6557% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0487% | 9,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1224% | 4,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2089% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4175% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7119% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5507% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 5,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |