Home > Nebraska State Bank of Omaha > Income and Expense
Nebraska State Bank of Omaha, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,719,000 | 2,015 |
| Total interest expense | $6,160,000 | 2,275 |
| Net interest income | $9,559,000 | 1,781 |
| Provision for loan and lease losses | $800,000 | 1,092 |
| Total noninterest income | $968,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $634,000 | 2,017 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $334,000 | 3,550 |
| Total noninterest expense | $6,710,000 | 2,033 |
| Salaries and employee benefits | $3,365,000 | 2,241 |
| Premises and equipment expense | $997,000 | 1,943 |
| Additional noninterest expense | $2,348,000 | 1,723 |
| Pre-tax net operating income | $3,017,000 | 2,091 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,017,000 | 1,681 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,017,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,388 |
| Cash dividends | $1,192,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,017,000 | 1,666 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,432,000 | 2,036 |
| Total interest expense | $4,336,000 | 2,182 |
| Net interest income | $6,096,000 | 1,892 |
| Provision for loan and lease losses | $600,000 | 869 |
| Total noninterest income | $673,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $442,000 | 1,946 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $231,000 | 3,510 |
| Total noninterest expense | $4,040,000 | 2,256 |
| Salaries and employee benefits | $2,139,000 | 2,383 |
| Premises and equipment expense | $661,000 | 1,967 |
| Additional noninterest expense | $1,240,000 | 2,155 |
| Pre-tax net operating income | $2,129,000 | 2,053 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,129,000 | 1,629 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,129,000 | 1,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,531 |
| Cash dividends | $1,192,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,129,000 | 1,615 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 2,044 |
| Total interest expense | $1,983,000 | 2,334 |
| Net interest income | $3,195,000 | 1,802 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $365,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $240,000 | 1,767 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $125,000 | 3,340 |
| Total noninterest expense | $2,171,000 | 2,131 |
| Salaries and employee benefits | $1,075,000 | 2,386 |
| Premises and equipment expense | $335,000 | 1,947 |
| Additional noninterest expense | $761,000 | 1,759 |
| Pre-tax net operating income | $1,089,000 | 2,020 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,089,000 | 1,587 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,089,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 885 |
| Cash dividends | $599,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,089,000 | 1,572 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,389,000 | 1,950 |
| Total interest expense | $7,794,000 | 2,091 |
| Net interest income | $12,595,000 | 1,825 |
| Provision for loan and lease losses | $1,150,000 | 910 |
| Total noninterest income | $1,417,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $915,000 | 1,888 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $502,000 | 3,332 |
| Total noninterest expense | $8,187,000 | 2,161 |
| Salaries and employee benefits | $4,288,000 | 2,284 |
| Premises and equipment expense | $1,159,000 | 2,134 |
| Additional noninterest expense | $2,740,000 | 1,920 |
| Pre-tax net operating income | $4,675,000 | 2,000 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,675,000 | 1,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,675,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 911 |
| Cash dividends | $2,239,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,675,000 | 1,534 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,170,000 | 1,953 |
| Total interest expense | $5,677,000 | 2,087 |
| Net interest income | $9,493,000 | 1,835 |
| Provision for loan and lease losses | $850,000 | 895 |
| Total noninterest income | $1,009,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $646,000 | 1,985 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $363,000 | 3,374 |
| Total noninterest expense | $6,036,000 | 2,189 |
| Salaries and employee benefits | $3,031,000 | 2,420 |
| Premises and equipment expense | $1,026,000 | 1,842 |
| Additional noninterest expense | $1,979,000 | 1,969 |
| Pre-tax net operating income | $3,616,000 | 2,003 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,616,000 | 1,544 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,616,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $1,827,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,616,000 | 1,525 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,992,000 | 1,948 |
| Total interest expense | $3,679,000 | 2,043 |
| Net interest income | $6,313,000 | 1,843 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $669,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $406,000 | 2,078 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 3,241 |
| Total noninterest expense | $3,879,000 | 2,280 |
| Salaries and employee benefits | $1,994,000 | 2,448 |
| Premises and equipment expense | $639,000 | 1,976 |
| Additional noninterest expense | $1,246,000 | 2,098 |
| Pre-tax net operating income | $2,503,000 | 1,950 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,503,000 | 1,486 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,503,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,601 |
| Cash dividends | $1,146,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,503,000 | 1,465 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 1,932 |
| Total interest expense | $1,764,000 | 2,024 |
| Net interest income | $3,162,000 | 1,828 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $268,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $185,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $1,950,000 | 2,279 |
| Salaries and employee benefits | $990,000 | 2,468 |
| Premises and equipment expense | $327,000 | 1,939 |
| Additional noninterest expense | $633,000 | 2,057 |
| Pre-tax net operating income | $1,180,000 | 1,999 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,180,000 | 1,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,180,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 8,681 |
| Cash dividends | $534,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,180,000 | 1,522 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,912,000 | 1,981 |
| Total interest expense | $5,533,000 | 2,024 |
| Net interest income | $11,379,000 | 1,955 |
| Provision for loan and lease losses | $1,500,000 | 712 |
| Total noninterest income | $1,187,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $775,000 | 2,160 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $412,000 | 3,733 |
| Total noninterest expense | $7,081,000 | 2,364 |
| Salaries and employee benefits | $3,675,000 | 2,490 |
| Premises and equipment expense | $1,221,000 | 1,967 |
| Additional noninterest expense | $2,185,000 | 2,291 |
| Pre-tax net operating income | $3,985,000 | 2,227 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,985,000 | 1,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,985,000 | 1,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,337,000 | 547 |
| Cash dividends | $2,049,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,985,000 | 1,718 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,216,000 | 1,998 |
| Total interest expense | $3,928,000 | 2,022 |
| Net interest income | $8,288,000 | 1,993 |
| Provision for loan and lease losses | $1,050,000 | 726 |
| Total noninterest income | $899,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $581,000 | 2,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 3,710 |
| Total noninterest expense | $5,110,000 | 2,426 |
| Salaries and employee benefits | $2,615,000 | 2,565 |
| Premises and equipment expense | $947,000 | 1,905 |
| Additional noninterest expense | $1,548,000 | 2,369 |
| Pre-tax net operating income | $3,027,000 | 2,220 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,027,000 | 1,739 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,027,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 630 |
| Cash dividends | $1,501,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,027,000 | 1,712 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 2,041 |
| Total interest expense | $2,394,000 | 2,067 |
| Net interest income | $5,359,000 | 2,031 |
| Provision for loan and lease losses | $600,000 | 816 |
| Total noninterest income | $598,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $375,000 | 2,189 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $223,000 | 3,580 |
| Total noninterest expense | $3,239,000 | 2,507 |
| Salaries and employee benefits | $1,679,000 | 2,634 |
| Premises and equipment expense | $624,000 | 1,907 |
| Additional noninterest expense | $936,000 | 2,607 |
| Pre-tax net operating income | $2,118,000 | 2,090 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,118,000 | 1,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,118,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $1,044,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,118,000 | 1,600 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 2,109 |
| Total interest expense | $1,078,000 | 2,175 |
| Net interest income | $2,589,000 | 2,087 |
| Provision for loan and lease losses | $175,000 | 1,252 |
| Total noninterest income | $291,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $185,000 | 2,151 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $1,577,000 | 2,588 |
| Salaries and employee benefits | $820,000 | 2,719 |
| Premises and equipment expense | $302,000 | 1,989 |
| Additional noninterest expense | $455,000 | 2,664 |
| Pre-tax net operating income | $1,128,000 | 1,964 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,128,000 | 1,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,128,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $478,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,128,000 | 1,476 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,077,000 | 2,202 |
| Total interest expense | $3,733,000 | 2,174 |
| Net interest income | $9,344,000 | 2,183 |
| Provision for loan and lease losses | $775,000 | 1,318 |
| Total noninterest income | $1,105,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $846,000 | 2,036 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $259,000 | 4,560 |
| Total noninterest expense | $6,573,000 | 2,435 |
| Salaries and employee benefits | $3,463,000 | 2,514 |
| Premises and equipment expense | $1,160,000 | 1,988 |
| Additional noninterest expense | $1,950,000 | 2,480 |
| Pre-tax net operating income | $3,101,000 | 2,519 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $84,000 | 5,682 |
| Income before extraordinary items | $3,017,000 | 2,066 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,017,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 949 |
| Cash dividends | $1,944,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 339 |
| Net operating income | $3,017,000 | 2,024 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,636,000 | 2,205 |
| Total interest expense | $2,662,000 | 2,227 |
| Net interest income | $6,974,000 | 2,178 |
| Provision for loan and lease losses | $675,000 | 1,126 |
| Total noninterest income | $861,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $649,000 | 2,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $212,000 | 4,386 |
| Total noninterest expense | $4,643,000 | 2,532 |
| Salaries and employee benefits | $2,552,000 | 2,534 |
| Premises and equipment expense | $919,000 | 1,878 |
| Additional noninterest expense | $1,172,000 | 2,998 |
| Pre-tax net operating income | $2,517,000 | 2,374 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $96,000 | 5,395 |
| Income before extraordinary items | $2,421,000 | 1,957 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,421,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,267 |
| Cash dividends | $1,438,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 251 |
| Net operating income | $2,421,000 | 1,908 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 2,211 |
| Total interest expense | $1,734,000 | 2,256 |
| Net interest income | $4,593,000 | 2,177 |
| Provision for loan and lease losses | $525,000 | 940 |
| Total noninterest income | $639,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $434,000 | 1,982 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $205,000 | 3,684 |
| Total noninterest expense | $3,015,000 | 2,597 |
| Salaries and employee benefits | $1,686,000 | 2,552 |
| Premises and equipment expense | $608,000 | 1,875 |
| Additional noninterest expense | $721,000 | 3,223 |
| Pre-tax net operating income | $1,692,000 | 2,344 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $64,000 | 5,369 |
| Income before extraordinary items | $1,628,000 | 1,919 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,628,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 941 |
| Cash dividends | $1,081,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,628,000 | 1,871 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 2,269 |
| Total interest expense | $851,000 | 2,310 |
| Net interest income | $2,248,000 | 2,226 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $272,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $207,000 | 2,008 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $1,513,000 | 2,603 |
| Salaries and employee benefits | $838,000 | 2,576 |
| Premises and equipment expense | $278,000 | 2,088 |
| Additional noninterest expense | $397,000 | 2,938 |
| Pre-tax net operating income | $857,000 | 2,299 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $824,000 | 1,897 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $824,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $707,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $824,000 | 1,807 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,969,000 | 2,390 |
| Total interest expense | $3,744,000 | 2,363 |
| Net interest income | $8,225,000 | 2,373 |
| Provision for loan and lease losses | $1,810,000 | 702 |
| Total noninterest income | $1,345,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $763,000 | 2,197 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $582,000 | 3,315 |
| Total noninterest expense | $5,758,000 | 2,689 |
| Salaries and employee benefits | $3,051,000 | 2,725 |
| Premises and equipment expense | $1,076,000 | 2,115 |
| Additional noninterest expense | $1,631,000 | 2,853 |
| Pre-tax net operating income | $2,002,000 | 3,402 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $68,000 | 6,064 |
| Income before extraordinary items | $1,934,000 | 2,941 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,934,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,838,000 | 591 |
| Cash dividends | $1,199,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $2,910,000 | 288 |
| Net operating income | $1,934,000 | 2,815 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,896,000 | 2,445 |
| Total interest expense | $2,840,000 | 2,425 |
| Net interest income | $6,056,000 | 2,422 |
| Provision for loan and lease losses | $1,460,000 | 668 |
| Total noninterest income | $987,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $558,000 | 2,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $429,000 | 3,407 |
| Total noninterest expense | $4,326,000 | 2,695 |
| Salaries and employee benefits | $2,256,000 | 2,766 |
| Premises and equipment expense | $832,000 | 2,069 |
| Additional noninterest expense | $1,238,000 | 2,807 |
| Pre-tax net operating income | $1,257,000 | 3,947 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $48,000 | 6,237 |
| Income before extraordinary items | $1,209,000 | 3,479 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,209,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,160,000 | 624 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $2,910,000 | 197 |
| Net operating income | $1,209,000 | 3,311 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 2,477 |
| Total interest expense | $1,894,000 | 2,501 |
| Net interest income | $3,991,000 | 2,438 |
| Provision for loan and lease losses | $1,286,000 | 541 |
| Total noninterest income | $661,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $363,000 | 2,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $298,000 | 3,307 |
| Total noninterest expense | $2,812,000 | 2,754 |
| Salaries and employee benefits | $1,489,000 | 2,798 |
| Premises and equipment expense | $548,000 | 2,086 |
| Additional noninterest expense | $775,000 | 2,949 |
| Pre-tax net operating income | $554,000 | 5,056 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $533,000 | 4,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $533,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $996,000 | 527 |
| Cash dividends | $563,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $2,910,000 | 120 |
| Net operating income | $533,000 | 4,409 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 2,523 |
| Total interest expense | $930,000 | 2,585 |
| Net interest income | $1,974,000 | 2,463 |
| Provision for loan and lease losses | $675,000 | 502 |
| Total noninterest income | $324,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $170,000 | 2,334 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 3,164 |
| Total noninterest expense | $1,409,000 | 2,736 |
| Salaries and employee benefits | $734,000 | 2,837 |
| Premises and equipment expense | $279,000 | 2,047 |
| Additional noninterest expense | $396,000 | 2,888 |
| Pre-tax net operating income | $214,000 | 5,682 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 437 |
| Cash dividends | $393,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,445,000 | 2,669 |
| Total interest expense | $4,201,000 | 2,640 |
| Net interest income | $7,244,000 | 2,632 |
| Provision for loan and lease losses | $1,625,000 | 880 |
| Total noninterest income | $997,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $662,000 | 2,357 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 4,026 |
| Total noninterest expense | $4,771,000 | 3,044 |
| Salaries and employee benefits | $2,506,000 | 3,119 |
| Premises and equipment expense | $869,000 | 2,488 |
| Additional noninterest expense | $1,396,000 | 3,137 |
| Pre-tax net operating income | $1,845,000 | 3,608 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $68,000 | 6,305 |
| Income before extraordinary items | $1,791,000 | 3,053 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,791,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $943,000 | 1,023 |
| Cash dividends | $1,239,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,777,560 | 2,974 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,749,000 | 2,886 |
| Total interest expense | $5,992,000 | 2,673 |
| Net interest income | $5,757,000 | 3,057 |
| Provision for loan and lease losses | $800,000 | 1,496 |
| Total noninterest income | $788,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $479,000 | 2,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $309,000 | 4,054 |
| Total noninterest expense | $3,848,000 | 3,550 |
| Salaries and employee benefits | $2,143,000 | 3,394 |
| Premises and equipment expense | $647,000 | 3,154 |
| Additional noninterest expense | $1,058,000 | 3,882 |
| Pre-tax net operating income | $1,897,000 | 3,300 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $1,841,000 | 2,726 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,841,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,402 |
| Cash dividends | $575,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,841,000 | 2,633 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,535,000 | 3,548 |
| Total interest expense | $4,630,000 | 3,526 |
| Net interest income | $4,905,000 | 3,539 |
| Provision for loan and lease losses | $600,000 | 1,605 |
| Total noninterest income | $647,000 | 4,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,322 |
| Total noninterest expense | $3,302,000 | 3,904 |
| Salaries and employee benefits | $1,911,000 | 3,613 |
| Premises and equipment expense | $549,000 | 3,520 |
| Additional noninterest expense | $842,000 | 4,564 |
| Pre-tax net operating income | $1,650,000 | 3,790 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $46,000 | 7,301 |
| Income before extraordinary items | $1,604,000 | 3,080 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,604,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,975 |
| Cash dividends | $751,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,604,000 | 3,077 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,527,000 | 4,660 |
| Total interest expense | $3,060,000 | 4,526 |
| Net interest income | $3,467,000 | 4,681 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $552,000 | 4,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,679 |
| Total noninterest expense | $2,702,000 | 4,591 |
| Salaries and employee benefits | $1,535,000 | 4,259 |
| Premises and equipment expense | $455,000 | 4,083 |
| Additional noninterest expense | $712,000 | 5,184 |
| Pre-tax net operating income | $1,047,000 | 5,170 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $34,000 | 7,921 |
| Income before extraordinary items | $1,013,000 | 4,394 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,013,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,079 |
| Cash dividends | $545,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,013,000 | 4,363 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 5,057 |
| Total interest expense | $2,806,000 | 4,956 |
| Net interest income | $3,106,000 | 5,009 |
| Provision for loan and lease losses | $330,000 | 2,400 |
| Total noninterest income | $608,000 | 4,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,174 |
| Total noninterest expense | $2,117,000 | 5,371 |
| Salaries and employee benefits | $1,315,000 | 4,716 |
| Premises and equipment expense | $301,000 | 5,370 |
| Additional noninterest expense | $501,000 | 6,428 |
| Pre-tax net operating income | $1,267,000 | 4,713 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $31,000 | 8,681 |
| Income before extraordinary items | $1,236,000 | 3,837 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,236,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,586 |
| Cash dividends | $591,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,236,000 | 3,745 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 5,748 |
| Total interest expense | $2,290,000 | 5,731 |
| Net interest income | $2,776,000 | 5,620 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $740,000 | 3,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,363 |
| Total noninterest expense | $2,084,000 | 5,494 |
| Salaries and employee benefits | $1,240,000 | 4,951 |
| Premises and equipment expense | $320,000 | 5,231 |
| Additional noninterest expense | $524,000 | 6,320 |
| Pre-tax net operating income | $1,222,000 | 5,180 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $69,000 | 8,921 |
| Income before extraordinary items | $1,153,000 | 4,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,153,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,914 |
| Cash dividends | $605,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,153,000 | 4,134 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 6,606 |
| Total interest expense | $1,826,000 | 6,789 |
| Net interest income | $2,448,000 | 6,284 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $554,000 | 4,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,881 |
| Total noninterest expense | $1,834,000 | 6,311 |
| Salaries and employee benefits | $1,035,000 | 5,854 |
| Premises and equipment expense | $294,000 | 5,670 |
| Additional noninterest expense | $505,000 | 7,017 |
| Pre-tax net operating income | $948,000 | 5,928 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $306,000 | 5,765 |
| Income before extraordinary items | $642,000 | 6,027 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $642,000 | 6,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,799 |
| Cash dividends | $224,000 | 5,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $642,000 | 5,968 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 7,409 |
| Total interest expense | $1,537,000 | 7,594 |
| Net interest income | $2,077,000 | 7,133 |
| Provision for loan and lease losses | $205,000 | 2,949 |
| Total noninterest income | $582,000 | 4,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $1,638,000 | 6,871 |
| Salaries and employee benefits | $898,000 | 6,565 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $467,000 | 7,543 |
| Pre-tax net operating income | $816,000 | 6,767 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $256,000 | 6,556 |
| Income before extraordinary items | $560,000 | 6,843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $560,000 | 6,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,640 |
| Cash dividends | $156,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $560,000 | 6,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 8,159 |
| Total interest expense | $1,053,000 | 8,469 |
| Net interest income | $1,883,000 | 7,848 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $668,000 | 4,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,719 |
| Total noninterest expense | $1,706,000 | 6,967 |
| Salaries and employee benefits | $947,000 | 6,373 |
| Premises and equipment expense | $267,000 | 6,229 |
| Additional noninterest expense | $492,000 | 7,927 |
| Pre-tax net operating income | $735,000 | 7,217 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $508,000 | 7,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $508,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,857 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $508,000 | 7,279 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 9,099 |
| Total interest expense | $928,000 | 9,433 |
| Net interest income | $1,618,000 | 8,751 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $813,000 | 3,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 3,191 |
| Total noninterest expense | $1,709,000 | 7,164 |
| Salaries and employee benefits | $1,023,000 | 5,995 |
| Premises and equipment expense | $242,000 | 6,848 |
| Additional noninterest expense | $444,000 | 8,785 |
| Pre-tax net operating income | $647,000 | 7,640 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $435,000 | 8,103 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $435,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $143,000 | 6,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $435,000 | 7,829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 10,054 |
| Total interest expense | $978,000 | 10,502 |
| Net interest income | $1,444,000 | 9,471 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $761,000 | 4,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,396 |
| Total noninterest expense | $1,561,000 | 7,702 |
| Salaries and employee benefits | $888,000 | 6,687 |
| Premises and equipment expense | $181,000 | 8,279 |
| Additional noninterest expense | $492,000 | 8,535 |
| Pre-tax net operating income | $561,000 | 7,985 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $180,000 | 7,969 |
| Income before extraordinary items | $381,000 | 8,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $381,000 | 8,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $381,000 | 8,049 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.