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Nebraska State Bank and Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,787,000	2,415
Total interest expense	$3,068,000	2,589
Net interest income	$10,719,000	2,283
Provision for loan and lease losses	$580,000	1,177
Total noninterest income	$854,000	2,921
Gross Fiduciary activities income	$1,000	939
Service charges on deposit accounts	$262,000	2,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	2,813
Total noninterest expense	$6,319,000	2,700
Salaries and employee benefits	$3,618,000	2,674
Premises and equipment expense	$549,000	2,829
Additional noninterest expense	$591,000	2,813
Pre-tax net operating income	$4,674,000	2,003
Securities gains (losses)	$0	988
Applicable income taxes	$100,000	2,794
Income before extraordinary items	$4,574,000	1,831
Extraordinary gains, net	$0	54
Net income	$4,574,000	1,853
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,574,000	1,834
Net charge-offs	$835,000	586
Cash dividends	$3,217,000	1,125
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,574,000	1,858
2023-09-30 (YTD Data)		Rank
Total interest income	$10,081,000	2,416
Total interest expense	$2,113,000	2,580
Net interest income	$7,968,000	2,314
Provision for loan and lease losses	$135,000	1,936
Total noninterest income	$655,000	2,893
Gross Fiduciary activities income	$1,000	905
Service charges on deposit accounts	$201,000	2,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$453,000	2,780
Total noninterest expense	$4,793,000	2,681
Salaries and employee benefits	$2,796,000	2,629
Premises and equipment expense	$420,000	2,813
Additional noninterest expense	$453,000	2,779
Pre-tax net operating income	$3,695,000	1,986
Securities gains (losses)	$0	849
Applicable income taxes	$80,000	2,827
Income before extraordinary items	$3,615,000	1,834
Extraordinary gains, net	$0	52
Net income	$3,615,000	1,852
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,615,000	1,834
Net charge-offs	$461,000	601
Cash dividends	$1,485,000	1,401
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,615,000	1,859
2023-06-30 (YTD Data)		Rank
Total interest income	$6,493,000	2,428
Total interest expense	$1,243,000	2,579
Net interest income	$5,250,000	2,351
Provision for loan and lease losses	$90,000	1,868
Total noninterest income	$429,000	2,875
Gross Fiduciary activities income	$1,000	884
Service charges on deposit accounts	$130,000	2,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$298,000	2,766
Total noninterest expense	$3,159,000	2,693
Salaries and employee benefits	$1,839,000	2,642
Premises and equipment expense	$283,000	2,791
Additional noninterest expense	$298,000	2,760
Pre-tax net operating income	$2,430,000	2,002
Securities gains (losses)	$0	938
Applicable income taxes	$54,000	2,843
Income before extraordinary items	$2,376,000	1,841
Extraordinary gains, net	$0	51
Net income	$2,376,000	1,861
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,376,000	1,841
Net charge-offs	$458,000	470
Cash dividends	$990,000	1,418
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,376,000	1,848
2023-03-31 (YTD Data)		Rank
Total interest income	$3,208,000	2,431
Total interest expense	$548,000	2,544
Net interest income	$2,660,000	2,334
Provision for loan and lease losses	$45,000	1,736
Total noninterest income	$211,000	2,897
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$63,000	2,425
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	2,771
Total noninterest expense	$1,642,000	2,649
Salaries and employee benefits	$973,000	2,594
Premises and equipment expense	$145,000	2,803
Additional noninterest expense	$148,000	2,771
Pre-tax net operating income	$1,184,000	2,093
Securities gains (losses)	$0	950
Applicable income taxes	$28,000	2,834
Income before extraordinary items	$1,156,000	1,915
Extraordinary gains, net	$0	4
Net income	$1,156,000	1,915
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,156,000	1,915
Net charge-offs	$454,000	288
Cash dividends	$495,000	1,267
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,156,000	1,931
2022-12-31 (YTD Data)		Rank
Total interest income	$10,915,000	2,404
Total interest expense	$1,421,000	1,977
Net interest income	$9,494,000	2,439
Provision for loan and lease losses	$180,000	1,851
Total noninterest income	$838,000	3,008
Gross Fiduciary activities income	$26,000	847
Service charges on deposit accounts	$238,000	2,549
Trading account gains and fees	NA	NA
Additional Noninterest Income	$574,000	2,924
Total noninterest expense	$6,064,000	2,742
Salaries and employee benefits	$3,544,000	2,685
Premises and equipment expense	$518,000	2,941
Additional noninterest expense	$574,000	2,924
Pre-tax net operating income	$4,088,000	2,283
Securities gains (losses)	$-30,000	3,652
Applicable income taxes	$116,000	2,935
Income before extraordinary items	$3,942,000	2,123
Extraordinary gains, net	$0	5
Net income	$3,942,000	2,122
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,942,000	2,122
Net charge-offs	$12,000	2,093
Cash dividends	$1,710,000	1,656
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,971,100	2,147
2022-09-30 (YTD Data)		Rank
Total interest income	$7,762,000	2,430
Total interest expense	$944,000	1,840
Net interest income	$6,818,000	2,470
Provision for loan and lease losses	$135,000	1,699
Total noninterest income	$616,000	3,062
Gross Fiduciary activities income	$25,000	815
Service charges on deposit accounts	$176,000	2,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	2,982
Total noninterest expense	$4,577,000	2,725
Salaries and employee benefits	$2,694,000	2,657
Premises and equipment expense	$380,000	2,984
Additional noninterest expense	$415,000	2,982
Pre-tax net operating income	$2,722,000	2,416
Securities gains (losses)	$-30,000	4,019
Applicable income taxes	$88,000	2,945
Income before extraordinary items	$2,604,000	2,254
Extraordinary gains, net	$0	4
Net income	$2,604,000	2,253
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,604,000	2,253
Net charge-offs	$7,000	1,925
Cash dividends	$1,283,000	1,460
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,633,100	2,278
2022-06-30 (YTD Data)		Rank
Total interest income	$4,644,000	2,545
Total interest expense	$538,000	1,864
Net interest income	$4,106,000	2,581
Provision for loan and lease losses	$90,000	1,575
Total noninterest income	$386,000	3,114
Gross Fiduciary activities income	$7,000	822
Service charges on deposit accounts	$107,000	2,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$272,000	3,014
Total noninterest expense	$2,983,000	2,747
Salaries and employee benefits	$1,741,000	2,708
Premises and equipment expense	$257,000	2,975
Additional noninterest expense	$985,000	2,643
Pre-tax net operating income	$1,419,000	2,631
Securities gains (losses)	$0	687
Applicable income taxes	$53,000	2,900
Income before extraordinary items	$1,366,000	2,459
Extraordinary gains, net	$0	4
Net income	$1,366,000	2,459
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,366,000	2,459
Net charge-offs	$0	2,156
Cash dividends	$855,000	1,461
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,366,000	2,497
2022-03-31 (YTD Data)		Rank
Total interest income	$2,092,000	2,646
Total interest expense	$291,000	1,716
Net interest income	$1,801,000	2,740
Provision for loan and lease losses	$45,000	1,393
Total noninterest income	$204,000	3,029
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$69,000	2,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	2,985
Total noninterest expense	$1,414,000	2,820
Salaries and employee benefits	$819,000	2,791
Premises and equipment expense	$124,000	3,027
Additional noninterest expense	$471,000	2,700
Pre-tax net operating income	$546,000	2,816
Securities gains (losses)	$0	623
Applicable income taxes	$20,000	2,919
Income before extraordinary items	$526,000	2,699
Extraordinary gains, net	$0	4
Net income	$526,000	2,697
Minority interest net income	$0	50
Net income of bank and minority interests.	$526,000	2,699
Net charge-offs	$1,000	1,671
Cash dividends	$428,000	1,271
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$526,000	2,716
2021-12-31 (YTD Data)		Rank
Total interest income	$10,829,000	2,359
Total interest expense	$1,441,000	1,713
Net interest income	$9,388,000	2,415
Provision for loan and lease losses	$180,000	1,802
Total noninterest income	$784,000	3,236
Gross Fiduciary activities income	$2,000	941
Service charges on deposit accounts	$249,000	2,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$533,000	3,207
Total noninterest expense	$5,883,000	2,761
Salaries and employee benefits	$3,513,000	2,702
Premises and equipment expense	$1,197,000	1,822
Additional noninterest expense	$1,173,000	3,477
Pre-tax net operating income	$4,109,000	2,287
Securities gains (losses)	$0	2,062
Applicable income taxes	$120,000	2,976
Income before extraordinary items	$3,989,000	2,170
Extraordinary gains, net	$0	10
Net income	$3,989,000	2,171
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,989,000	2,171
Net charge-offs	$62,000	1,561
Cash dividends	$1,800,000	1,634
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,989,000	2,146
2021-09-30 (YTD Data)		Rank
Total interest income	$8,494,000	2,328
Total interest expense	$1,120,000	1,751
Net interest income	$7,374,000	2,403
Provision for loan and lease losses	$135,000	1,755
Total noninterest income	$574,000	3,298
Gross Fiduciary activities income	$1,000	928
Service charges on deposit accounts	$177,000	2,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	3,265
Total noninterest expense	$4,391,000	2,784
Salaries and employee benefits	$2,706,000	2,668
Premises and equipment expense	$863,000	1,900
Additional noninterest expense	$822,000	3,598
Pre-tax net operating income	$3,422,000	2,261
Securities gains (losses)	$0	2,015
Applicable income taxes	$89,000	2,979
Income before extraordinary items	$3,333,000	2,111
Extraordinary gains, net	$0	8
Net income	$3,333,000	2,112
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,333,000	2,112
Net charge-offs	$103,000	1,063
Cash dividends	$1,350,000	1,484
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,333,000	2,085
2021-06-30 (YTD Data)		Rank
Total interest income	$6,059,000	2,216
Total interest expense	$780,000	1,763
Net interest income	$5,279,000	2,256
Provision for loan and lease losses	$90,000	1,757
Total noninterest income	$367,000	3,330
Gross Fiduciary activities income	$1,000	917
Service charges on deposit accounts	$104,000	2,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	3,251
Total noninterest expense	$2,943,000	2,760
Salaries and employee benefits	$1,819,000	2,659
Premises and equipment expense	$582,000	1,875
Additional noninterest expense	$542,000	3,601
Pre-tax net operating income	$2,613,000	2,050
Securities gains (losses)	$0	1,818
Applicable income taxes	$58,000	2,976
Income before extraordinary items	$2,555,000	1,911
Extraordinary gains, net	$0	6
Net income	$2,555,000	1,910
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,555,000	1,911
Net charge-offs	$101,000	903
Cash dividends	$900,000	1,466
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,555,000	1,877
2021-03-31 (YTD Data)		Rank
Total interest income	$2,379,000	2,585
Total interest expense	$418,000	1,739
Net interest income	$1,961,000	2,689
Provision for loan and lease losses	$45,000	1,795
Total noninterest income	$836,000	1,691
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$52,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$784,000	1,491
Total noninterest expense	$1,440,000	2,803
Salaries and employee benefits	$887,000	2,688
Premises and equipment expense	$291,000	1,883
Additional noninterest expense	$262,000	3,634
Pre-tax net operating income	$1,312,000	2,034
Securities gains (losses)	$0	1,392
Applicable income taxes	$28,000	2,948
Income before extraordinary items	$1,284,000	1,916
Extraordinary gains, net	$0	3
Net income	$1,284,000	1,915
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,284,000	1,916
Net charge-offs	$98,000	625
Cash dividends	$450,000	1,278
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,284,000	1,875
2020-12-31 (YTD Data)		Rank
Total interest income	$10,718,000	2,418
Total interest expense	$2,126,000	1,902
Net interest income	$8,592,000	2,501
Provision for loan and lease losses	$260,000	2,806
Total noninterest income	$991,000	2,872
Gross Fiduciary activities income	$21,000	846
Service charges on deposit accounts	$305,000	2,211
Trading account gains and fees	NA	NA
Additional Noninterest Income	$665,000	2,866
Total noninterest expense	$5,882,000	2,725
Salaries and employee benefits	$3,309,000	2,779
Premises and equipment expense	$1,257,000	1,741
Additional noninterest expense	$1,316,000	3,259
Pre-tax net operating income	$3,441,000	2,257
Securities gains (losses)	$177,000	1,094
Applicable income taxes	$104,000	2,922
Income before extraordinary items	$3,514,000	2,085
Extraordinary gains, net	$0	4
Net income	$3,514,000	2,085
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,514,000	2,085
Net charge-offs	$61,000	2,290
Cash dividends	$2,520,000	1,279
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,342,310	2,099
2020-09-30 (YTD Data)		Rank
Total interest income	$8,218,000	2,392
Total interest expense	$1,651,000	1,935
Net interest income	$6,567,000	2,465
Provision for loan and lease losses	$195,000	2,796
Total noninterest income	$778,000	2,801
Gross Fiduciary activities income	$21,000	806
Service charges on deposit accounts	$231,000	2,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$526,000	2,791
Total noninterest expense	$4,245,000	2,784
Salaries and employee benefits	$2,467,000	2,778
Premises and equipment expense	$933,000	1,756
Additional noninterest expense	$845,000	3,496
Pre-tax net operating income	$2,905,000	2,084
Securities gains (losses)	$0	2,494
Applicable income taxes	$77,000	2,921
Income before extraordinary items	$2,828,000	1,972
Extraordinary gains, net	$0	4
Net income	$2,828,000	1,971
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,828,000	1,972
Net charge-offs	$59,000	1,971
Cash dividends	$1,890,000	1,163
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,828,000	1,918
2020-06-30 (YTD Data)		Rank
Total interest income	$5,560,000	2,406
Total interest expense	$1,147,000	1,987
Net interest income	$4,413,000	2,466
Provision for loan and lease losses	$120,000	2,806
Total noninterest income	$420,000	3,024
Gross Fiduciary activities income	$21,000	786
Service charges on deposit accounts	$150,000	2,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	3,090
Total noninterest expense	$2,855,000	2,772
Salaries and employee benefits	$1,676,000	2,755
Premises and equipment expense	$617,000	1,756
Additional noninterest expense	$562,000	3,513
Pre-tax net operating income	$1,858,000	2,098
Securities gains (losses)	$0	2,249
Applicable income taxes	$50,000	2,896
Income before extraordinary items	$1,808,000	1,973
Extraordinary gains, net	$0	4
Net income	$1,808,000	1,974
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,808,000	1,974
Net charge-offs	$56,000	1,672
Cash dividends	$1,260,000	1,115
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,808,000	1,934
2020-03-31 (YTD Data)		Rank
Total interest income	$2,845,000	2,349
Total interest expense	$611,000	2,028
Net interest income	$2,234,000	2,415
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$222,000	2,897
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$91,000	2,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	2,897
Total noninterest expense	$1,394,000	2,835
Salaries and employee benefits	$803,000	2,837
Premises and equipment expense	$311,000	1,772
Additional noninterest expense	$280,000	3,559
Pre-tax net operating income	$1,017,000	1,807
Securities gains (losses)	$0	1,705
Applicable income taxes	$24,000	2,802
Income before extraordinary items	$993,000	1,674
Extraordinary gains, net	$0	4
Net income	$993,000	1,675
Minority interest net income	$0	56
Net income of bank and minority interests.	$993,000	1,675
Net charge-offs	$68,000	1,061
Cash dividends	$630,000	1,101
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$993,000	1,643
2019-12-31 (YTD Data)		Rank
Total interest income	$11,547,000	2,355
Total interest expense	$2,611,000	1,988
Net interest income	$8,936,000	2,437
Provision for loan and lease losses	$120,000	2,773
Total noninterest income	$925,000	2,930
Gross Fiduciary activities income	$2,000	989
Service charges on deposit accounts	$401,000	2,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$522,000	2,975
Total noninterest expense	$5,466,000	2,849
Salaries and employee benefits	$3,225,000	2,802
Premises and equipment expense	$1,115,000	1,892
Additional noninterest expense	$1,126,000	3,607
Pre-tax net operating income	$4,275,000	1,962
Securities gains (losses)	$0	2,379
Applicable income taxes	$94,000	3,048
Income before extraordinary items	$4,181,000	1,825
Extraordinary gains, net	$0	11
Net income	$4,181,000	1,827
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,181,000	1,827
Net charge-offs	$28,000	2,969
Cash dividends	$4,125,000	934
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,181,000	1,790
2019-09-30 (YTD Data)		Rank
Total interest income	$8,710,000	2,371
Total interest expense	$1,966,000	2,002
Net interest income	$6,744,000	2,458
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$696,000	2,929
Gross Fiduciary activities income	$1,000	975
Service charges on deposit accounts	$294,000	2,253
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	2,960
Total noninterest expense	$4,061,000	2,875
Salaries and employee benefits	$2,393,000	2,838
Premises and equipment expense	$848,000	1,884
Additional noninterest expense	$820,000	3,686
Pre-tax net operating income	$3,289,000	1,994
Securities gains (losses)	$0	2,167
Applicable income taxes	$70,000	3,109
Income before extraordinary items	$3,219,000	1,838
Extraordinary gains, net	$0	11
Net income	$3,219,000	1,837
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,219,000	1,839
Net charge-offs	$13,000	2,869
Cash dividends	$3,495,000	797
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,219,000	1,806
2019-06-30 (YTD Data)		Rank
Total interest income	$5,712,000	2,401
Total interest expense	$1,270,000	2,027
Net interest income	$4,442,000	2,479
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$455,000	2,924
Gross Fiduciary activities income	$1,000	961
Service charges on deposit accounts	$183,000	2,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$271,000	2,912
Total noninterest expense	$2,743,000	2,870
Salaries and employee benefits	$1,620,000	2,823
Premises and equipment expense	$569,000	1,887
Additional noninterest expense	$554,000	3,689
Pre-tax net operating income	$2,094,000	2,040
Securities gains (losses)	$0	1,702
Applicable income taxes	$46,000	3,120
Income before extraordinary items	$2,048,000	1,873
Extraordinary gains, net	$0	11
Net income	$2,048,000	1,872
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,048,000	1,873
Net charge-offs	$9,000	2,635
Cash dividends	$1,575,000	1,060
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,048,000	1,845
2019-03-31 (YTD Data)		Rank
Total interest income	$2,743,000	2,457
Total interest expense	$578,000	2,105
Net interest income	$2,165,000	2,531
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$208,000	3,004
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$89,000	2,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	3,016
Total noninterest expense	$1,354,000	2,906
Salaries and employee benefits	$759,000	2,959
Premises and equipment expense	$295,000	1,861
Additional noninterest expense	$300,000	3,554
Pre-tax net operating income	$989,000	2,068
Securities gains (losses)	$0	1,087
Applicable income taxes	$24,000	3,068
Income before extraordinary items	$965,000	1,920
Extraordinary gains, net	$0	5
Net income	$965,000	1,918
Minority interest net income	$0	52
Net income of bank and minority interests.	$965,000	1,919
Net charge-offs	$4,000	2,286
Cash dividends	$788,000	993
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$965,000	1,905
2018-12-31 (YTD Data)		Rank
Total interest income	$10,408,000	2,460
Total interest expense	$1,981,000	1,950
Net interest income	$8,427,000	2,558
Provision for loan and lease losses	$120,000	2,842
Total noninterest income	$709,000	3,310
Gross Fiduciary activities income	$18,000	920
Service charges on deposit accounts	$375,000	2,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	3,621
Total noninterest expense	$5,360,000	2,931
Salaries and employee benefits	$3,183,000	2,850
Premises and equipment expense	$1,033,000	2,001
Additional noninterest expense	$1,144,000	3,672
Pre-tax net operating income	$3,656,000	2,220
Securities gains (losses)	$0	1,125
Applicable income taxes	$92,000	3,126
Income before extraordinary items	$3,564,000	2,056
Extraordinary gains, net	$0	6
Net income	$3,564,000	2,054
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,564,000	2,055
Net charge-offs	$21,000	3,086
Cash dividends	$3,150,000	1,042
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,564,000	2,054
2018-09-30 (YTD Data)		Rank
Total interest income	$7,643,000	2,491
Total interest expense	$1,386,000	1,965
Net interest income	$6,257,000	2,582
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$593,000	3,187
Gross Fiduciary activities income	$18,000	876
Service charges on deposit accounts	$268,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	3,355
Total noninterest expense	$3,977,000	2,955
Salaries and employee benefits	$2,335,000	2,895
Premises and equipment expense	$816,000	1,944
Additional noninterest expense	$826,000	3,761
Pre-tax net operating income	$2,783,000	2,225
Securities gains (losses)	$0	1,118
Applicable income taxes	$69,000	3,202
Income before extraordinary items	$2,714,000	2,049
Extraordinary gains, net	$0	5
Net income	$2,714,000	2,047
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,714,000	2,048
Net charge-offs	$18,000	2,750
Cash dividends	$2,363,000	936
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,714,000	2,042
2018-06-30 (YTD Data)		Rank
Total interest income	$4,878,000	2,553
Total interest expense	$833,000	2,029
Net interest income	$4,045,000	2,632
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$358,000	3,345
Gross Fiduciary activities income	$17,000	855
Service charges on deposit accounts	$165,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	3,541
Total noninterest expense	$2,681,000	2,955
Salaries and employee benefits	$1,574,000	2,901
Premises and equipment expense	$560,000	1,919
Additional noninterest expense	$547,000	3,791
Pre-tax net operating income	$1,662,000	2,368
Securities gains (losses)	$0	961
Applicable income taxes	$45,000	3,193
Income before extraordinary items	$1,617,000	2,191
Extraordinary gains, net	$0	6
Net income	$1,617,000	2,188
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,617,000	2,190
Net charge-offs	$9,000	2,627
Cash dividends	$1,575,000	917
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,617,000	2,185
2018-03-31 (YTD Data)		Rank
Total interest income	$2,339,000	2,621
Total interest expense	$346,000	2,230
Net interest income	$1,993,000	2,666
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$173,000	3,374
Gross Fiduciary activities income	$8,000	854
Service charges on deposit accounts	$85,000	2,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	3,637
Total noninterest expense	$1,309,000	3,025
Salaries and employee benefits	$745,000	3,016
Premises and equipment expense	$282,000	1,940
Additional noninterest expense	$282,000	3,759
Pre-tax net operating income	$827,000	2,334
Securities gains (losses)	$0	735
Applicable income taxes	$22,000	3,199
Income before extraordinary items	$805,000	2,162
Extraordinary gains, net	$0	7
Net income	$805,000	2,161
Minority interest net income	$0	52
Net income of bank and minority interests.	$805,000	2,162
Net charge-offs	$4,000	2,263
Cash dividends	$788,000	867
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$805,000	2,148
2017-12-31 (YTD Data)		Rank
Total interest income	$9,383,000	2,572
Total interest expense	$1,317,000	2,120
Net interest income	$8,066,000	2,618
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$171,000	4,963
Gross Fiduciary activities income	$11,000	971
Service charges on deposit accounts	$331,000	2,689
Trading account gains and fees	$0	151
Additional Noninterest Income	$-171,000	5,639
Total noninterest expense	$5,627,000	2,891
Salaries and employee benefits	$3,093,000	2,924
Premises and equipment expense	$1,250,000	1,786
Additional noninterest expense	$1,284,000	3,526
Pre-tax net operating income	$2,490,000	2,755
Securities gains (losses)	$18,000	1,369
Applicable income taxes	$88,000	3,345
Income before extraordinary items	$2,420,000	2,371
Extraordinary gains, net	$0	9
Net income	$2,420,000	2,371
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,420,000	2,371
Net charge-offs	$27,000	3,289
Cash dividends	$2,192,000	1,325
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,402,720	2,366
2017-09-30 (YTD Data)		Rank
Total interest income	$6,970,000	2,598
Total interest expense	$967,000	2,127
Net interest income	$6,003,000	2,658
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$494,000	3,585
Gross Fiduciary activities income	$10,000	939
Service charges on deposit accounts	$239,000	2,779
Trading account gains and fees	$0	145
Additional Noninterest Income	$245,000	3,739
Total noninterest expense	$3,925,000	3,033
Salaries and employee benefits	$2,284,000	2,976
Premises and equipment expense	$672,000	2,279
Additional noninterest expense	$969,000	3,521
Pre-tax net operating income	$2,482,000	2,380
Securities gains (losses)	$18,000	1,361
Applicable income taxes	$65,000	3,361
Income before extraordinary items	$2,435,000	2,066
Extraordinary gains, net	$0	9
Net income	$2,435,000	2,067
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,435,000	2,067
Net charge-offs	$21,000	2,958
Cash dividends	$1,404,000	1,366
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,417,540	2,047
2017-06-30 (YTD Data)		Rank
Total interest income	$4,544,000	2,623
Total interest expense	$615,000	2,170
Net interest income	$3,929,000	2,687
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$329,000	3,586
Gross Fiduciary activities income	$9,000	929
Service charges on deposit accounts	$153,000	2,852
Trading account gains and fees	$0	139
Additional Noninterest Income	$167,000	3,716
Total noninterest expense	$2,612,000	3,049
Salaries and employee benefits	$1,536,000	2,975
Premises and equipment expense	$441,000	2,309
Additional noninterest expense	$635,000	3,586
Pre-tax net operating income	$1,586,000	2,404
Securities gains (losses)	$10,000	1,261
Applicable income taxes	$43,000	3,370
Income before extraordinary items	$1,553,000	2,098
Extraordinary gains, net	$0	11
Net income	$1,553,000	2,098
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,553,000	2,098
Net charge-offs	$16,000	2,704
Cash dividends	$936,000	1,395
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,543,300	2,075
2017-03-31 (YTD Data)		Rank
Total interest income	$2,197,000	2,691
Total interest expense	$284,000	2,262
Net interest income	$1,913,000	2,731
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$170,000	3,532
Gross Fiduciary activities income	$6,000	905
Service charges on deposit accounts	$79,000	2,794
Trading account gains and fees	$0	142
Additional Noninterest Income	$85,000	3,688
Total noninterest expense	$1,248,000	3,168
Salaries and employee benefits	$712,000	3,163
Premises and equipment expense	$221,000	2,346
Additional noninterest expense	$315,000	3,607
Pre-tax net operating income	$805,000	2,274
Securities gains (losses)	$0	1,153
Applicable income taxes	$21,000	3,336
Income before extraordinary items	$784,000	2,014
Extraordinary gains, net	$0	8
Net income	$784,000	2,015
Minority interest net income	$0	55
Net income of bank and minority interests.	$784,000	2,015
Net charge-offs	$10,000	2,203
Cash dividends	$468,000	1,287
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$784,000	1,989
2016-12-31 (YTD Data)		Rank
Total interest income	$8,595,000	2,713
Total interest expense	$1,050,000	2,331
Net interest income	$7,545,000	2,737
Provision for loan and lease losses	$120,000	2,919
Total noninterest income	$635,000	3,732
Gross Fiduciary activities income	$11,000	1,007
Service charges on deposit accounts	$288,000	3,003
Trading account gains and fees	$0	170
Additional Noninterest Income	$336,000	3,803
Total noninterest expense	$5,148,000	3,130
Salaries and employee benefits	$2,985,000	3,030
Premises and equipment expense	$902,000	2,313
Additional noninterest expense	$1,261,000	3,700
Pre-tax net operating income	$2,912,000	2,441
Securities gains (losses)	$-27,000	5,705
Applicable income taxes	$83,000	3,403
Income before extraordinary items	$2,802,000	2,217
Extraordinary gains, net	$0	5
Net income	$2,802,000	2,215
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,802,000	2,216
Net charge-offs	$23,000	3,584
Cash dividends	$1,873,000	1,508
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,828,190	2,147
2016-09-30 (YTD Data)		Rank
Total interest income	$6,409,000	2,730
Total interest expense	$781,000	2,351
Net interest income	$5,628,000	2,746
Provision for loan and lease losses	$90,000	2,817
Total noninterest income	$447,000	3,868
Gross Fiduciary activities income	$8,000	989
Service charges on deposit accounts	$209,000	3,081
Trading account gains and fees	$0	169
Additional Noninterest Income	$230,000	3,939
Total noninterest expense	$3,861,000	3,139
Salaries and employee benefits	$2,226,000	3,047
Premises and equipment expense	$686,000	2,287
Additional noninterest expense	$949,000	3,723
Pre-tax net operating income	$2,124,000	2,517
Securities gains (losses)	$-27,000	5,848
Applicable income taxes	$62,000	3,475
Income before extraordinary items	$2,035,000	2,313
Extraordinary gains, net	$0	5
Net income	$2,035,000	2,312
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,035,000	2,313
Net charge-offs	$17,000	3,244
Cash dividends	$1,404,000	1,341
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,061,190	2,233
2016-06-30 (YTD Data)		Rank
Total interest income	$4,204,000	2,768
Total interest expense	$511,000	2,392
Net interest income	$3,693,000	2,790
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$288,000	3,902
Gross Fiduciary activities income	$8,000	969
Service charges on deposit accounts	$123,000	3,303
Trading account gains and fees	$0	157
Additional Noninterest Income	$157,000	3,926
Total noninterest expense	$2,548,000	3,168
Salaries and employee benefits	$1,463,000	3,097
Premises and equipment expense	$462,000	2,277
Additional noninterest expense	$623,000	3,782
Pre-tax net operating income	$1,373,000	2,544
Securities gains (losses)	$-27,000	5,938
Applicable income taxes	$41,000	3,497
Income before extraordinary items	$1,305,000	2,358
Extraordinary gains, net	$0	16
Net income	$1,305,000	2,357
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,305,000	2,357
Net charge-offs	$8,000	3,171
Cash dividends	$936,000	1,387
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,331,190	2,260
2016-03-31 (YTD Data)		Rank
Total interest income	$2,069,000	2,797
Total interest expense	$246,000	2,455
Net interest income	$1,823,000	2,812
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$142,000	3,900
Gross Fiduciary activities income	$6,000	933
Service charges on deposit accounts	$53,000	3,519
Trading account gains and fees	$0	142
Additional Noninterest Income	$83,000	3,818
Total noninterest expense	$1,246,000	3,226
Salaries and employee benefits	$717,000	3,154
Premises and equipment expense	$226,000	2,321
Additional noninterest expense	$303,000	3,863
Pre-tax net operating income	$689,000	2,512
Securities gains (losses)	$-25,000	6,033
Applicable income taxes	$20,000	3,484
Income before extraordinary items	$644,000	2,333
Extraordinary gains, net	$0	12
Net income	$644,000	2,333
Minority interest net income	$0	62
Net income of bank and minority interests.	$644,000	2,333
Net charge-offs	$4,000	2,652
Cash dividends	$468,000	1,268
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$668,250	2,222
2015-12-31 (YTD Data)		Rank
Total interest income	$7,972,000	2,843
Total interest expense	$881,000	2,651
Net interest income	$7,091,000	2,830
Provision for loan and lease losses	$120,000	2,830
Total noninterest income	$535,000	4,066
Gross Fiduciary activities income	$11,000	1,033
Service charges on deposit accounts	$241,000	3,404
Trading account gains and fees	$0	159
Additional Noninterest Income	$283,000	4,052
Total noninterest expense	$4,706,000	3,361
Salaries and employee benefits	$2,703,000	3,233
Premises and equipment expense	$836,000	2,474
Additional noninterest expense	$1,167,000	3,983
Pre-tax net operating income	$2,800,000	2,437
Securities gains (losses)	$3,000	2,963
Applicable income taxes	$78,000	3,442
Income before extraordinary items	$2,725,000	2,192
Extraordinary gains, net	$0	23
Net income	$2,725,000	2,192
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,725,000	2,193
Net charge-offs	$5,000	4,193
Cash dividends	$1,470,000	1,672
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,722,090	2,152
2015-09-30 (YTD Data)		Rank
Total interest income	$5,912,000	2,890
Total interest expense	$642,000	2,727
Net interest income	$5,270,000	2,874
Provision for loan and lease losses	$90,000	2,744
Total noninterest income	$400,000	4,113
Gross Fiduciary activities income	$8,000	1,020
Service charges on deposit accounts	$179,000	3,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$213,000	4,063
Total noninterest expense	$3,537,000	3,387
Salaries and employee benefits	$2,040,000	3,253
Premises and equipment expense	$631,000	2,493
Additional noninterest expense	$866,000	4,021
Pre-tax net operating income	$2,043,000	2,532
Securities gains (losses)	$0	3,031
Applicable income taxes	$60,000	3,544
Income before extraordinary items	$1,983,000	2,281
Extraordinary gains, net	$0	21
Net income	$1,983,000	2,282
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,983,000	2,282
Net charge-offs	$4,000	3,882
Cash dividends	$1,103,000	1,503
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,983,000	2,244
2015-06-30 (YTD Data)		Rank
Total interest income	$3,838,000	2,941
Total interest expense	$414,000	2,807
Net interest income	$3,424,000	2,923
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$265,000	4,142
Gross Fiduciary activities income	$8,000	995
Service charges on deposit accounts	$109,000	3,587
Trading account gains and fees	$0	157
Additional Noninterest Income	$148,000	4,039
Total noninterest expense	$2,351,000	3,412
Salaries and employee benefits	$1,362,000	3,276
Premises and equipment expense	$418,000	2,512
Additional noninterest expense	$571,000	4,074
Pre-tax net operating income	$1,278,000	2,621
Securities gains (losses)	$0	2,636
Applicable income taxes	$39,000	3,581
Income before extraordinary items	$1,239,000	2,390
Extraordinary gains, net	$0	22
Net income	$1,239,000	2,392
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,239,000	2,392
Net charge-offs	$2,000	3,666
Cash dividends	$735,000	1,540
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,239,000	2,334
2015-03-31 (YTD Data)		Rank
Total interest income	$1,862,000	3,006
Total interest expense	$202,000	2,873
Net interest income	$1,660,000	2,997
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$137,000	4,077
Gross Fiduciary activities income	$6,000	965
Service charges on deposit accounts	$54,000	3,577
Trading account gains and fees	$0	152
Additional Noninterest Income	$77,000	3,964
Total noninterest expense	$1,185,000	3,396
Salaries and employee benefits	$690,000	3,266
Premises and equipment expense	$208,000	2,569
Additional noninterest expense	$287,000	4,070
Pre-tax net operating income	$582,000	2,750
Securities gains (losses)	$0	2,027
Applicable income taxes	$20,000	3,527
Income before extraordinary items	$562,000	2,507
Extraordinary gains, net	$0	13
Net income	$562,000	2,510
Minority interest net income	$0	64
Net income of bank and minority interests.	$562,000	2,509
Net charge-offs	$1,000	3,128
Cash dividends	$368,000	1,372
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$562,000	2,432
2014-12-31 (YTD Data)		Rank
Total interest income	$7,634,000	2,973
Total interest expense	$916,000	2,749
Net interest income	$6,718,000	2,984
Provision for loan and lease losses	$120,000	2,961
Total noninterest income	$498,000	4,281
Gross Fiduciary activities income	$16,000	1,034
Service charges on deposit accounts	$273,000	3,386
Trading account gains and fees	$0	180
Additional Noninterest Income	$209,000	4,480
Total noninterest expense	$4,522,000	3,538
Salaries and employee benefits	$2,749,000	3,265
Premises and equipment expense	$813,000	2,636
Additional noninterest expense	$960,000	4,538
Pre-tax net operating income	$2,574,000	2,528
Securities gains (losses)	$0	3,259
Applicable income taxes	$79,000	3,518
Income before extraordinary items	$2,495,000	2,314
Extraordinary gains, net	$0	17
Net income	$2,495,000	2,314
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,495,000	2,314
Net charge-offs	$17,000	4,378
Cash dividends	$1,200,000	1,801
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,495,000	2,263
2014-09-30 (YTD Data)		Rank
Total interest income	$5,662,000	3,023
Total interest expense	$692,000	2,779
Net interest income	$4,970,000	3,032
Provision for loan and lease losses	$90,000	2,885
Total noninterest income	$430,000	4,102
Gross Fiduciary activities income	$14,000	1,006
Service charges on deposit accounts	$211,000	3,366
Trading account gains and fees	$0	174
Additional Noninterest Income	$205,000	4,176
Total noninterest expense	$3,404,000	3,544
Salaries and employee benefits	$2,072,000	3,282
Premises and equipment expense	$617,000	2,640
Additional noninterest expense	$715,000	4,573
Pre-tax net operating income	$1,906,000	2,603
Securities gains (losses)	$0	2,980
Applicable income taxes	$59,000	3,584
Income before extraordinary items	$1,847,000	2,361
Extraordinary gains, net	$0	15
Net income	$1,847,000	2,362
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,847,000	2,361
Net charge-offs	$15,000	3,973
Cash dividends	$900,000	1,610
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,847,000	2,302
2014-06-30 (YTD Data)		Rank
Total interest income	$3,734,000	3,054
Total interest expense	$454,000	2,843
Net interest income	$3,280,000	3,050
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$279,000	4,157
Gross Fiduciary activities income	$9,000	1,012
Service charges on deposit accounts	$133,000	3,454
Trading account gains and fees	$0	172
Additional Noninterest Income	$137,000	4,160
Total noninterest expense	$2,257,000	3,575
Salaries and employee benefits	$1,376,000	3,313
Premises and equipment expense	$419,000	2,613
Additional noninterest expense	$462,000	4,655
Pre-tax net operating income	$1,242,000	2,584
Securities gains (losses)	$0	2,580
Applicable income taxes	$39,000	3,568
Income before extraordinary items	$1,203,000	2,338
Extraordinary gains, net	$0	20
Net income	$1,203,000	2,342
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,203,000	2,342
Net charge-offs	$-9,000	5,629
Cash dividends	$600,000	1,616
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,203,000	2,289
2014-03-31 (YTD Data)		Rank
Total interest income	$1,828,000	3,119
Total interest expense	$224,000	2,909
Net interest income	$1,604,000	3,111
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$145,000	4,039
Gross Fiduciary activities income	$6,000	993
Service charges on deposit accounts	$67,000	3,417
Trading account gains and fees	$0	147
Additional Noninterest Income	$72,000	4,055
Total noninterest expense	$1,134,000	3,586
Salaries and employee benefits	$690,000	3,322
Premises and equipment expense	$213,000	2,634
Additional noninterest expense	$231,000	4,662
Pre-tax net operating income	$585,000	2,614
Securities gains (losses)	$0	1,715
Applicable income taxes	$19,000	3,539
Income before extraordinary items	$566,000	2,364
Extraordinary gains, net	$0	16
Net income	$566,000	2,365
Minority interest net income	$0	66
Net income of bank and minority interests.	$566,000	2,366
Net charge-offs	$-5,000	5,444
Cash dividends	$300,000	1,415
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$566,000	2,323
2013-12-31 (YTD Data)		Rank
Total interest income	$7,183,000	3,189
Total interest expense	$892,000	3,197
Net interest income	$6,291,000	3,148
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$468,000	4,500
Gross Fiduciary activities income	$12,000	1,093
Service charges on deposit accounts	$272,000	3,532
Trading account gains and fees	$0	184
Additional Noninterest Income	$184,000	4,724
Total noninterest expense	$4,327,000	3,728
Salaries and employee benefits	$2,542,000	3,502
Premises and equipment expense	$847,000	2,589
Additional noninterest expense	$938,000	4,709
Pre-tax net operating income	$2,312,000	2,592
Securities gains (losses)	$0	3,182
Applicable income taxes	$76,000	3,564
Income before extraordinary items	$2,236,000	2,389
Extraordinary gains, net	$0	29
Net income	$2,236,000	2,393
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,236,000	2,392
Net charge-offs	$0	5,475
Cash dividends	$1,052,000	1,860
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,236,000	2,335
2013-09-30 (YTD Data)		Rank
Total interest income	$5,302,000	3,246
Total interest expense	$658,000	3,321
Net interest income	$4,644,000	3,208
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$312,000	4,749
Gross Fiduciary activities income	$3,000	1,137
Service charges on deposit accounts	$198,000	3,625
Trading account gains and fees	$0	180
Additional Noninterest Income	$111,000	5,055
Total noninterest expense	$3,207,000	3,781
Salaries and employee benefits	$1,901,000	3,525
Premises and equipment expense	$614,000	2,680
Additional noninterest expense	$692,000	4,780
Pre-tax net operating income	$1,659,000	2,747
Securities gains (losses)	$0	3,040
Applicable income taxes	$56,000	3,665
Income before extraordinary items	$1,603,000	2,531
Extraordinary gains, net	$0	25
Net income	$1,603,000	2,535
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,603,000	2,535
Net charge-offs	$7,000	4,813
Cash dividends	$752,000	1,716
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,603,000	2,447
2013-06-30 (YTD Data)		Rank
Total interest income	$3,440,000	3,328
Total interest expense	$441,000	3,362
Net interest income	$2,999,000	3,286
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$187,000	4,944
Gross Fiduciary activities income	$3,000	1,118
Service charges on deposit accounts	$129,000	3,634
Trading account gains and fees	$0	157
Additional Noninterest Income	$55,000	5,409
Total noninterest expense	$2,152,000	3,780
Salaries and employee benefits	$1,285,000	3,499
Premises and equipment expense	$408,000	2,704
Additional noninterest expense	$459,000	4,798
Pre-tax net operating income	$974,000	2,951
Securities gains (losses)	$0	2,791
Applicable income taxes	$37,000	3,653
Income before extraordinary items	$937,000	2,776
Extraordinary gains, net	$0	22
Net income	$937,000	2,781
Minority interest net income	$0	82
Net income of bank and minority interests.	$937,000	2,781
Net charge-offs	$-3,000	5,794
Cash dividends	$500,000	1,684
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$937,000	2,673
2013-03-31 (YTD Data)		Rank
Total interest income	$1,683,000	3,424
Total interest expense	$232,000	3,334
Net interest income	$1,451,000	3,377
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$149,000	4,201
Gross Fiduciary activities income	$2,000	1,072
Service charges on deposit accounts	$60,000	3,757
Trading account gains and fees	$0	148
Additional Noninterest Income	$87,000	3,963
Total noninterest expense	$1,080,000	3,802
Salaries and employee benefits	$640,000	3,558
Premises and equipment expense	$208,000	2,685
Additional noninterest expense	$232,000	4,821
Pre-tax net operating income	$490,000	2,908
Securities gains (losses)	$0	1,966
Applicable income taxes	$27,000	3,430
Income before extraordinary items	$463,000	2,738
Extraordinary gains, net	$0	10
Net income	$463,000	2,742
Minority interest net income	$0	76
Net income of bank and minority interests.	$463,000	2,741
Net charge-offs	$-6,000	5,985
Cash dividends	$250,000	1,457
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$463,000	2,656
2012-12-31 (YTD Data)		Rank
Total interest income	$7,194,000	3,379
Total interest expense	$1,182,000	3,235
Net interest income	$6,012,000	3,371
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$499,000	4,494
Gross Fiduciary activities income	$12,000	1,105
Service charges on deposit accounts	$265,000	3,723
Trading account gains and fees	$0	166
Additional Noninterest Income	$222,000	4,459
Total noninterest expense	$4,123,000	3,949
Salaries and employee benefits	$2,414,000	3,659
Premises and equipment expense	$818,000	2,687
Additional noninterest expense	$891,000	5,052
Pre-tax net operating income	$2,268,000	2,589
Securities gains (losses)	$-19,000	6,778
Applicable income taxes	$73,000	3,709
Income before extraordinary items	$2,176,000	2,434
Extraordinary gains, net	$0	29
Net income	$2,176,000	2,434
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,176,000	2,435
Net charge-offs	$-6,000	6,535
Cash dividends	$1,000,000	1,928
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,194,430	2,293
2012-09-30 (YTD Data)		Rank
Total interest income	$5,403,000	3,438
Total interest expense	$920,000	3,258
Net interest income	$4,483,000	3,441
Provision for loan and lease losses	$90,000	4,446
Total noninterest income	$372,000	4,558
Gross Fiduciary activities income	$2,000	1,201
Service charges on deposit accounts	$194,000	3,825
Trading account gains and fees	$0	157
Additional Noninterest Income	$176,000	4,412
Total noninterest expense	$3,104,000	3,968
Salaries and employee benefits	$1,806,000	3,681
Premises and equipment expense	$616,000	2,717
Additional noninterest expense	$682,000	5,061
Pre-tax net operating income	$1,661,000	2,694
Securities gains (losses)	$-1,000	6,745
Applicable income taxes	$52,000	3,766
Income before extraordinary items	$1,608,000	2,523
Extraordinary gains, net	$0	20
Net income	$1,608,000	2,524
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,608,000	2,524
Net charge-offs	$-12,000	6,647
Cash dividends	$750,000	1,588
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,608,970	2,389
2012-06-30 (YTD Data)		Rank
Total interest income	$3,518,000	3,514
Total interest expense	$626,000	3,311
Net interest income	$2,892,000	3,532
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$264,000	4,464
Gross Fiduciary activities income	$2,000	1,169
Service charges on deposit accounts	$124,000	3,895
Trading account gains and fees	$0	153
Additional Noninterest Income	$138,000	4,195
Total noninterest expense	$2,080,000	3,970
Salaries and employee benefits	$1,202,000	3,700
Premises and equipment expense	$419,000	2,674
Additional noninterest expense	$459,000	5,065
Pre-tax net operating income	$1,016,000	2,813
Securities gains (losses)	$-1,000	6,818
Applicable income taxes	$34,000	3,757
Income before extraordinary items	$981,000	2,655
Extraordinary gains, net	$0	19
Net income	$981,000	2,655
Minority interest net income	$0	84
Net income of bank and minority interests.	$981,000	2,655
Net charge-offs	$-7,000	6,547
Cash dividends	$500,000	1,580
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$981,970	2,511
2012-03-31 (YTD Data)		Rank
Total interest income	$1,717,000	3,619
Total interest expense	$332,000	3,289
Net interest income	$1,385,000	3,657
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$146,000	4,290
Gross Fiduciary activities income	$1,000	1,128
Service charges on deposit accounts	$59,000	3,983
Trading account gains and fees	$0	148
Additional Noninterest Income	$86,000	3,919
Total noninterest expense	$1,028,000	4,030
Salaries and employee benefits	$592,000	3,770
Premises and equipment expense	$207,000	2,728
Additional noninterest expense	$229,000	5,073
Pre-tax net operating income	$473,000	2,983
Securities gains (losses)	$-1,000	6,909
Applicable income taxes	$16,000	3,775
Income before extraordinary items	$456,000	2,805
Extraordinary gains, net	$0	19
Net income	$456,000	2,807
Minority interest net income	$0	78
Net income of bank and minority interests.	$456,000	2,808
Net charge-offs	$-2,000	6,038
Cash dividends	$250,000	1,398
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$456,970	2,659
2011-12-31 (YTD Data)		Rank
Total interest income	$7,443,000	3,524
Total interest expense	$1,463,000	3,506
Net interest income	$5,980,000	3,471
Provision for loan and lease losses	$70,000	5,626
Total noninterest income	$505,000	4,387
Gross Fiduciary activities income	$13,000	1,069
Service charges on deposit accounts	$257,000	3,903
Trading account gains and fees	$0	146
Additional Noninterest Income	$235,000	4,223
Total noninterest expense	$3,934,000	4,154
Salaries and employee benefits	$2,294,000	3,802
Premises and equipment expense	$656,000	3,343
Additional noninterest expense	$984,000	4,934
Pre-tax net operating income	$2,481,000	2,149
Securities gains (losses)	$100,000	2,070
Applicable income taxes	$64,000	3,630
Income before extraordinary items	$2,517,000	1,868
Extraordinary gains, net	$0	29
Net income	$2,517,000	1,869
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,517,000	1,869
Net charge-offs	$20,000	5,907
Cash dividends	$1,422,000	1,292
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,419,000	1,838
2011-09-30 (YTD Data)		Rank
Total interest income	$5,530,000	3,587
Total interest expense	$1,118,000	3,577
Net interest income	$4,412,000	3,532
Provision for loan and lease losses	$40,000	5,694
Total noninterest income	$380,000	4,423
Gross Fiduciary activities income	$3,000	1,135
Service charges on deposit accounts	$189,000	3,957
Trading account gains and fees	$0	145
Additional Noninterest Income	$188,000	4,185
Total noninterest expense	$2,952,000	4,159
Salaries and employee benefits	$1,711,000	3,816
Premises and equipment expense	$500,000	3,348
Additional noninterest expense	$741,000	4,961
Pre-tax net operating income	$1,800,000	2,264
Securities gains (losses)	$100,000	1,791
Applicable income taxes	$43,000	3,704
Income before extraordinary items	$1,857,000	1,955
Extraordinary gains, net	$0	21
Net income	$1,857,000	1,955
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,857,000	1,955
Net charge-offs	$-13,000	7,048
Cash dividends	$672,000	1,517
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,759,000	1,934
2011-06-30 (YTD Data)		Rank
Total interest income	$3,608,000	3,675
Total interest expense	$756,000	3,636
Net interest income	$2,852,000	3,625
Provision for loan and lease losses	$10,000	5,964
Total noninterest income	$254,000	4,444
Gross Fiduciary activities income	$3,000	1,112
Service charges on deposit accounts	$117,000	4,088
Trading account gains and fees	$0	153
Additional Noninterest Income	$134,000	4,141
Total noninterest expense	$1,987,000	4,179
Salaries and employee benefits	$1,140,000	3,856
Premises and equipment expense	$341,000	3,316
Additional noninterest expense	$506,000	4,977
Pre-tax net operating income	$1,109,000	2,371
Securities gains (losses)	$24,000	2,007
Applicable income taxes	$29,000	3,661
Income before extraordinary items	$1,104,000	2,092
Extraordinary gains, net	$0	15
Net income	$1,104,000	2,092
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,104,000	2,092
Net charge-offs	$-17,000	7,124
Cash dividends	$420,000	1,568
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,080,720	2,063
2011-03-31 (YTD Data)		Rank
Total interest income	$1,759,000	3,771
Total interest expense	$385,000	3,689
Net interest income	$1,374,000	3,697
Provision for loan and lease losses	$0	5,840
Total noninterest income	$124,000	4,534
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$53,000	4,251
Trading account gains and fees	$0	158
Additional Noninterest Income	$71,000	4,103
Total noninterest expense	$995,000	4,192
Salaries and employee benefits	$559,000	3,922
Premises and equipment expense	$169,000	3,407
Additional noninterest expense	$267,000	4,829
Pre-tax net operating income	$503,000	2,546
Securities gains (losses)	$0	1,772
Applicable income taxes	$14,000	3,619
Income before extraordinary items	$489,000	2,293
Extraordinary gains, net	$0	9
Net income	$489,000	2,292
Minority interest net income	$0	86
Net income of bank and minority interests.	$489,000	2,293
Net charge-offs	$2,000	4,883
Cash dividends	$210,000	1,366
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$489,000	2,242
2010-12-31 (YTD Data)		Rank
Total interest income	$7,122,000	3,861
Total interest expense	$1,691,000	3,993
Net interest income	$5,431,000	3,746
Provision for loan and lease losses	$0	7,042
Total noninterest income	$567,000	4,352
Gross Fiduciary activities income	$22,000	1,057
Service charges on deposit accounts	$278,000	3,784
Trading account gains and fees	$0	175
Additional Noninterest Income	$267,000	4,142
Total noninterest expense	$3,693,000	4,441
Salaries and employee benefits	$2,097,000	4,100
Premises and equipment expense	$623,000	3,625
Additional noninterest expense	$973,000	5,165
Pre-tax net operating income	$2,305,000	2,008
Securities gains (losses)	$0	3,793
Applicable income taxes	$52,000	3,615
Income before extraordinary items	$2,253,000	1,822
Extraordinary gains, net	$0	29
Net income	$2,253,000	1,823
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,253,000	1,824
Net charge-offs	$-34,000	7,543
Cash dividends	$1,720,000	934
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,253,000	1,753
2010-09-30 (YTD Data)		Rank
Total interest income	$5,317,000	3,947
Total interest expense	$1,280,000	4,103
Net interest income	$4,037,000	3,815
Provision for loan and lease losses	$0	6,977
Total noninterest income	$389,000	4,566
Gross Fiduciary activities income	$1,000	1,261
Service charges on deposit accounts	$211,000	3,832
Trading account gains and fees	$0	165
Additional Noninterest Income	$177,000	4,386
Total noninterest expense	$2,777,000	4,445
Salaries and employee benefits	$1,573,000	4,138
Premises and equipment expense	$468,000	3,670
Additional noninterest expense	$736,000	5,136
Pre-tax net operating income	$1,649,000	2,211
Securities gains (losses)	$0	3,651
Applicable income taxes	$37,000	3,726
Income before extraordinary items	$1,612,000	2,029
Extraordinary gains, net	$0	23
Net income	$1,612,000	2,030
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,612,000	2,031
Net charge-offs	$3,000	6,518
Cash dividends	$862,000	1,196
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,612,000	1,935
2010-06-30 (YTD Data)		Rank
Total interest income	$3,483,000	4,032
Total interest expense	$840,000	4,228
Net interest income	$2,643,000	3,870
Provision for loan and lease losses	$0	6,857
Total noninterest income	$250,000	4,623
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$137,000	3,875
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	4,429
Total noninterest expense	$1,818,000	4,511
Salaries and employee benefits	$1,059,000	4,122
Premises and equipment expense	$288,000	3,924
Additional noninterest expense	$471,000	5,242
Pre-tax net operating income	$1,075,000	2,242
Securities gains (losses)	$0	3,184
Applicable income taxes	$21,000	3,764
Income before extraordinary items	$1,054,000	2,018
Extraordinary gains, net	$0	19
Net income	$1,054,000	2,017
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,054,000	2,018
Net charge-offs	$3,000	6,164
Cash dividends	$631,000	1,087
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,054,000	1,934
2010-03-31 (YTD Data)		Rank
Total interest income	$1,741,000	4,091
Total interest expense	$415,000	4,378
Net interest income	$1,326,000	3,871
Provision for loan and lease losses	$0	6,552
Total noninterest income	$110,000	4,885
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$53,000	4,364
Trading account gains and fees	$0	175
Additional Noninterest Income	$57,000	4,465
Total noninterest expense	$913,000	4,541
Salaries and employee benefits	$523,000	4,228
Premises and equipment expense	$145,000	3,969
Additional noninterest expense	$245,000	5,171
Pre-tax net operating income	$523,000	2,329
Securities gains (losses)	$0	2,284
Applicable income taxes	$10,000	3,808
Income before extraordinary items	$513,000	2,106
Extraordinary gains, net	$0	16
Net income	$513,000	2,105
Minority interest net income	$0	91
Net income of bank and minority interests.	$513,000	2,106
Net charge-offs	$-19,000	7,635
Cash dividends	$400,000	835
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$513,000	2,017
2009-12-31 (YTD Data)		Rank
Total interest income	$7,165,000	4,112
Total interest expense	$2,136,000	4,268
Net interest income	$5,029,000	3,939
Provision for loan and lease losses	$0	7,427
Total noninterest income	$490,000	4,760
Gross Fiduciary activities income	$30,000	1,035
Service charges on deposit accounts	$320,000	3,766
Trading account gains and fees	$0	211
Additional Noninterest Income	$140,000	5,197
Total noninterest expense	$3,312,000	4,892
Salaries and employee benefits	$1,779,000	4,697
Premises and equipment expense	$561,000	4,077
Additional noninterest expense	$972,000	5,311
Pre-tax net operating income	$2,207,000	1,762
Securities gains (losses)	$-1,000	6,865
Applicable income taxes	$49,000	3,272
Income before extraordinary items	$2,157,000	1,547
Extraordinary gains, net	$0	34
Net income	$2,157,000	1,544
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,157,000	1,546
Net charge-offs	$86,000	5,821
Cash dividends	$720,000	2,084
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,157,980	1,506
2009-09-30 (YTD Data)		Rank
Total interest income	$5,333,000	4,186
Total interest expense	$1,688,000	4,284
Net interest income	$3,645,000	4,024
Provision for loan and lease losses	$0	7,284
Total noninterest income	$348,000	4,928
Gross Fiduciary activities income	$2,000	1,265
Service charges on deposit accounts	$237,000	3,799
Trading account gains and fees	$0	212
Additional Noninterest Income	$109,000	5,257
Total noninterest expense	$2,526,000	4,846
Salaries and employee benefits	$1,338,000	4,717
Premises and equipment expense	$429,000	4,057
Additional noninterest expense	$759,000	5,201
Pre-tax net operating income	$1,467,000	2,086
Securities gains (losses)	$-1,000	7,086
Applicable income taxes	$36,000	3,513
Income before extraordinary items	$1,430,000	1,861
Extraordinary gains, net	$0	27
Net income	$1,430,000	1,860
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,430,000	1,861
Net charge-offs	$99,000	5,068
Cash dividends	$540,000	1,918
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,430,980	1,811
2009-06-30 (YTD Data)		Rank
Total interest income	$3,490,000	4,275
Total interest expense	$1,169,000	4,317
Net interest income	$2,321,000	4,116
Provision for loan and lease losses	$0	7,158
Total noninterest income	$230,000	4,975
Gross Fiduciary activities income	$2,000	1,233
Service charges on deposit accounts	$149,000	3,881
Trading account gains and fees	$0	193
Additional Noninterest Income	$79,000	5,184
Total noninterest expense	$1,669,000	4,914
Salaries and employee benefits	$894,000	4,764
Premises and equipment expense	$294,000	3,997
Additional noninterest expense	$481,000	5,351
Pre-tax net operating income	$882,000	2,331
Securities gains (losses)	$0	3,136
Applicable income taxes	$22,000	3,645
Income before extraordinary items	$860,000	2,115
Extraordinary gains, net	$0	21
Net income	$860,000	2,112
Minority interest net income	$0	112
Net income of bank and minority interests.	$860,000	2,114
Net charge-offs	$90,000	4,361
Cash dividends	$360,000	1,994
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$860,000	2,049
2009-03-31 (YTD Data)		Rank
Total interest income	$1,701,000	4,384
Total interest expense	$611,000	4,309
Net interest income	$1,090,000	4,313
Provision for loan and lease losses	$0	6,744
Total noninterest income	$123,000	4,822
Gross Fiduciary activities income	$1,000	1,214
Service charges on deposit accounts	$71,000	3,933
Trading account gains and fees	$0	171
Additional Noninterest Income	$51,000	4,806
Total noninterest expense	$784,000	5,016
Salaries and employee benefits	$445,000	4,833
Premises and equipment expense	$144,000	4,104
Additional noninterest expense	$195,000	5,669
Pre-tax net operating income	$429,000	2,671
Securities gains (losses)	$0	2,434
Applicable income taxes	$14,000	3,806
Income before extraordinary items	$415,000	2,493
Extraordinary gains, net	$0	15
Net income	$415,000	2,493
Minority interest net income	$0	102
Net income of bank and minority interests.	$415,000	2,495
Net charge-offs	$40,000	3,753
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$415,000	2,346
2008-12-31 (YTD Data)		Rank
Total interest income	$7,654,000	4,248
Total interest expense	$3,129,000	4,139
Net interest income	$4,525,000	4,213
Provision for loan and lease losses	$200,000	5,196
Total noninterest income	$457,000	5,030
Gross Fiduciary activities income	$28,000	1,065
Service charges on deposit accounts	$289,000	4,086
Trading account gains and fees	$0	154
Additional Noninterest Income	$140,000	5,427
Total noninterest expense	$3,152,000	4,959
Salaries and employee benefits	$1,803,000	4,785
Premises and equipment expense	$568,000	4,112
Additional noninterest expense	$781,000	5,535
Pre-tax net operating income	$1,630,000	2,873
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$-42,000	6,942
Income before extraordinary items	$1,673,000	2,331
Extraordinary gains, net	$0	39
Net income	$1,673,000	2,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	3,926
Cash dividends	$5,047,000	554
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,672,000	2,458
2008-09-30 (YTD Data)		Rank
Total interest income	$5,743,000	4,319
Total interest expense	$2,385,000	4,214
Net interest income	$3,358,000	4,266
Provision for loan and lease losses	$0	6,991
Total noninterest income	$311,000	5,315
Gross Fiduciary activities income	$2,000	1,311
Service charges on deposit accounts	$204,000	4,212
Trading account gains and fees	$0	148
Additional Noninterest Income	$105,000	5,553
Total noninterest expense	$2,376,000	4,923
Salaries and employee benefits	$1,362,000	4,774
Premises and equipment expense	$424,000	4,125
Additional noninterest expense	$590,000	5,466
Pre-tax net operating income	$1,293,000	3,169
Securities gains (losses)	$1,000	2,971
Applicable income taxes	$36,000	4,301
Income before extraordinary items	$1,258,000	2,664
Extraordinary gains, net	$0	31
Net income	$1,258,000	2,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,992
Cash dividends	$4,867,000	472
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,257,030	2,803
2008-06-30 (YTD Data)		Rank
Total interest income	$3,790,000	4,403
Total interest expense	$1,602,000	4,322
Net interest income	$2,188,000	4,329
Provision for loan and lease losses	$0	6,671
Total noninterest income	$203,000	5,399
Gross Fiduciary activities income	$1,000	1,327
Service charges on deposit accounts	$126,000	4,374
Trading account gains and fees	$0	149
Additional Noninterest Income	$76,000	5,498
Total noninterest expense	$1,617,000	4,880
Salaries and employee benefits	$944,000	4,711
Premises and equipment expense	$279,000	4,179
Additional noninterest expense	$394,000	5,458
Pre-tax net operating income	$774,000	3,500
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$22,000	4,624
Income before extraordinary items	$753,000	3,178
Extraordinary gains, net	$0	21
Net income	$753,000	3,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,038
Cash dividends	$4,687,000	362
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$752,030	3,128
2008-03-31 (YTD Data)		Rank
Total interest income	$1,855,000	4,540
Total interest expense	$802,000	4,501
Net interest income	$1,053,000	4,449
Provision for loan and lease losses	$0	6,080
Total noninterest income	$97,000	5,495
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$57,000	4,544
Trading account gains and fees	$0	158
Additional Noninterest Income	$40,000	5,445
Total noninterest expense	$878,000	4,660
Salaries and employee benefits	$522,000	4,402
Premises and equipment expense	$141,000	4,177
Additional noninterest expense	$215,000	5,153
Pre-tax net operating income	$272,000	4,370
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$9,000	4,855
Income before extraordinary items	$264,000	4,091
Extraordinary gains, net	$0	15
Net income	$264,000	4,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,652
Cash dividends	$4,348,000	204
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$263,030	3,997
2007-12-31 (YTD Data)		Rank
Total interest income	$6,472,000	4,972
Total interest expense	$2,741,000	5,025
Net interest income	$3,731,000	4,826
Provision for loan and lease losses	$0	6,851
Total noninterest income	$337,000	5,819
Gross Fiduciary activities income	$32,000	1,080
Service charges on deposit accounts	$201,000	4,902
Trading account gains and fees	$0	178
Additional Noninterest Income	$104,000	6,150
Total noninterest expense	$2,152,000	6,020
Salaries and employee benefits	$1,188,000	6,014
Premises and equipment expense	$433,000	4,791
Additional noninterest expense	$531,000	6,431
Pre-tax net operating income	$1,916,000	3,404
Securities gains (losses)	$0	2,146
Applicable income taxes	$39,000	5,068
Income before extraordinary items	$1,877,000	2,962
Extraordinary gains, net	$0	39
Net income	$1,877,000	2,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,831
Cash dividends	$1,054,000	2,533
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,877,000	2,954
2007-09-30 (YTD Data)		Rank
Total interest income	$4,804,000	5,016
Total interest expense	$2,020,000	5,085
Net interest income	$2,784,000	4,862
Provision for loan and lease losses	$0	6,528
Total noninterest income	$223,000	6,102
Gross Fiduciary activities income	$6,000	1,244
Service charges on deposit accounts	$180,000	4,560
Trading account gains and fees	$0	184
Additional Noninterest Income	$37,000	7,140
Total noninterest expense	$1,618,000	5,990
Salaries and employee benefits	$912,000	5,923
Premises and equipment expense	$327,000	4,759
Additional noninterest expense	$379,000	6,532
Pre-tax net operating income	$1,389,000	3,637
Securities gains (losses)	$0	1,655
Applicable income taxes	$26,000	5,340
Income before extraordinary items	$1,363,000	3,173
Extraordinary gains, net	$0	33
Net income	$1,363,000	3,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,136
Cash dividends	$825,000	2,268
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,363,000	3,157
2007-06-30 (YTD Data)		Rank
Total interest income	$3,135,000	5,107
Total interest expense	$1,319,000	5,150
Net interest income	$1,816,000	4,967
Provision for loan and lease losses	$0	6,209
Total noninterest income	$147,000	6,173
Gross Fiduciary activities income	$6,000	1,205
Service charges on deposit accounts	$94,000	5,061
Trading account gains and fees	$0	168
Additional Noninterest Income	$47,000	6,371
Total noninterest expense	$1,129,000	5,905
Salaries and employee benefits	$650,000	5,773
Premises and equipment expense	$225,000	4,674
Additional noninterest expense	$254,000	6,556
Pre-tax net operating income	$834,000	3,919
Securities gains (losses)	$0	1,444
Applicable income taxes	$17,000	5,428
Income before extraordinary items	$817,000	3,475
Extraordinary gains, net	$0	29
Net income	$817,000	3,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,518
Cash dividends	$550,000	2,319
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$817,000	3,455
2007-03-31 (YTD Data)		Rank
Total interest income	$1,539,000	5,160
Total interest expense	$637,000	5,222
Net interest income	$902,000	4,985
Provision for loan and lease losses	$0	5,779
Total noninterest income	$78,000	6,021
Gross Fiduciary activities income	$1,000	1,263
Service charges on deposit accounts	$57,000	4,628
Trading account gains and fees	$0	195
Additional Noninterest Income	$20,000	6,614
Total noninterest expense	$637,000	5,575
Salaries and employee benefits	$391,000	5,243
Premises and equipment expense	$114,000	4,662
Additional noninterest expense	$132,000	6,458
Pre-tax net operating income	$343,000	4,360
Securities gains (losses)	$0	1,187
Applicable income taxes	$9,000	5,389
Income before extraordinary items	$334,000	3,931
Extraordinary gains, net	$0	22
Net income	$334,000	3,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$334,000	3,909
2006-12-31 (YTD Data)		Rank
Total interest income	$5,565,000	5,245
Total interest expense	$2,020,000	5,377
Net interest income	$3,545,000	5,016
Provision for loan and lease losses	$0	6,850
Total noninterest income	$318,000	6,059
Gross Fiduciary activities income	$28,000	1,123
Service charges on deposit accounts	$239,000	4,603
Trading account gains and fees	$0	130
Additional Noninterest Income	$51,000	7,226
Total noninterest expense	$2,029,000	6,128
Salaries and employee benefits	$1,122,000	6,102
Premises and equipment expense	$406,000	4,871
Additional noninterest expense	$501,000	6,534
Pre-tax net operating income	$1,834,000	3,846
Securities gains (losses)	$0	1,687
Applicable income taxes	$35,000	5,669
Income before extraordinary items	$1,799,000	3,348
Extraordinary gains, net	$0	51
Net income	$1,799,000	3,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,321
Cash dividends	$825,000	2,884
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,799,000	3,329
2006-09-30 (YTD Data)		Rank
Total interest income	$4,060,000	5,326
Total interest expense	$1,414,000	5,498
Net interest income	$2,646,000	5,067
Provision for loan and lease losses	$0	6,685
Total noninterest income	$206,000	6,392
Gross Fiduciary activities income	$2,000	1,362
Service charges on deposit accounts	$181,000	4,618
Trading account gains and fees	$0	126
Additional Noninterest Income	$23,000	7,743
Total noninterest expense	$1,540,000	6,072
Salaries and employee benefits	$866,000	6,002
Premises and equipment expense	$309,000	4,829
Additional noninterest expense	$365,000	6,592
Pre-tax net operating income	$1,312,000	4,080
Securities gains (losses)	$0	1,388
Applicable income taxes	$26,000	5,840
Income before extraordinary items	$1,286,000	3,574
Extraordinary gains, net	$0	45
Net income	$1,286,000	3,576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,016
Cash dividends	$600,000	2,646
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,286,000	3,556
2006-06-30 (YTD Data)		Rank
Total interest income	$2,608,000	5,395
Total interest expense	$894,000	5,527
Net interest income	$1,714,000	5,189
Provision for loan and lease losses	$0	6,419
Total noninterest income	$129,000	6,527
Gross Fiduciary activities income	$1,000	1,376
Service charges on deposit accounts	$112,000	4,755
Trading account gains and fees	$0	126
Additional Noninterest Income	$16,000	7,752
Total noninterest expense	$1,043,000	6,041
Salaries and employee benefits	$614,000	5,833
Premises and equipment expense	$191,000	5,073
Additional noninterest expense	$238,000	6,693
Pre-tax net operating income	$800,000	4,328
Securities gains (losses)	$0	1,185
Applicable income taxes	$18,000	5,852
Income before extraordinary items	$782,000	3,804
Extraordinary gains, net	$0	39
Net income	$782,000	3,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,807
Cash dividends	$400,000	2,681
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$782,000	3,797
2006-03-31 (YTD Data)		Rank
Total interest income	$1,241,000	5,501
Total interest expense	$414,000	5,602
Net interest income	$827,000	5,300
Provision for loan and lease losses	$0	6,013
Total noninterest income	$59,000	6,658
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$51,000	4,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$8,000	7,731
Total noninterest expense	$554,000	5,875
Salaries and employee benefits	$360,000	5,348
Premises and equipment expense	$77,000	5,732
Additional noninterest expense	$117,000	6,694
Pre-tax net operating income	$332,000	4,719
Securities gains (losses)	$0	955
Applicable income taxes	$12,000	5,666
Income before extraordinary items	$320,000	4,254
Extraordinary gains, net	$0	21
Net income	$320,000	4,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$320,000	4,237
2005-12-31 (YTD Data)		Rank
Total interest income	$4,533,000	5,466
Total interest expense	$1,278,000	5,665
Net interest income	$3,255,000	5,239
Provision for loan and lease losses	$0	7,120
Total noninterest income	$410,000	5,673
Gross Fiduciary activities income	$38,000	1,082
Service charges on deposit accounts	$284,000	4,312
Trading account gains and fees	$0	138
Additional Noninterest Income	$88,000	6,605
Total noninterest expense	$1,966,000	6,170
Salaries and employee benefits	$1,087,000	6,110
Premises and equipment expense	$338,000	5,391
Additional noninterest expense	$541,000	6,344
Pre-tax net operating income	$1,699,000	4,087
Securities gains (losses)	$0	2,296
Applicable income taxes	$34,000	6,086
Income before extraordinary items	$1,665,000	3,535
Extraordinary gains, net	$0	46
Net income	$1,665,000	3,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,474
Cash dividends	$825,000	2,783
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,665,000	3,506
2005-09-30 (YTD Data)		Rank
Total interest income	$3,309,000	5,517
Total interest expense	$895,000	5,734
Net interest income	$2,414,000	5,287
Provision for loan and lease losses	$0	6,899
Total noninterest income	$281,000	5,904
Gross Fiduciary activities income	$13,000	1,183
Service charges on deposit accounts	$211,000	4,349
Trading account gains and fees	$0	126
Additional Noninterest Income	$57,000	6,861
Total noninterest expense	$1,490,000	6,106
Salaries and employee benefits	$832,000	5,999
Premises and equipment expense	$240,000	5,556
Additional noninterest expense	$418,000	6,248
Pre-tax net operating income	$1,205,000	4,300
Securities gains (losses)	$0	2,317
Applicable income taxes	$25,000	6,179
Income before extraordinary items	$1,180,000	3,702
Extraordinary gains, net	$0	35
Net income	$1,180,000	3,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,957
Cash dividends	$600,000	2,503
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,180,000	3,667
2005-06-30 (YTD Data)		Rank
Total interest income	$2,131,000	5,556
Total interest expense	$565,000	5,729
Net interest income	$1,566,000	5,359
Provision for loan and lease losses	$0	6,626
Total noninterest income	$190,000	5,852
Gross Fiduciary activities income	$12,000	1,130
Service charges on deposit accounts	$134,000	4,409
Trading account gains and fees	$0	116
Additional Noninterest Income	$44,000	6,606
Total noninterest expense	$1,009,000	6,038
Salaries and employee benefits	$588,000	5,817
Premises and equipment expense	$157,000	5,574
Additional noninterest expense	$264,000	6,366
Pre-tax net operating income	$747,000	4,449
Securities gains (losses)	$0	2,146
Applicable income taxes	$17,000	6,174
Income before extraordinary items	$730,000	3,868
Extraordinary gains, net	$0	30
Net income	$730,000	3,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,392
Cash dividends	$400,000	2,509
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$730,000	3,813
2005-03-31 (YTD Data)		Rank
Total interest income	$1,038,000	5,614
Total interest expense	$271,000	5,754
Net interest income	$767,000	5,466
Provision for loan and lease losses	$0	6,226
Total noninterest income	$100,000	5,685
Gross Fiduciary activities income	$12,000	1,041
Service charges on deposit accounts	$59,000	4,633
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,226
Total noninterest expense	$560,000	5,726
Salaries and employee benefits	$342,000	5,371
Premises and equipment expense	$76,000	5,710
Additional noninterest expense	$142,000	6,189
Pre-tax net operating income	$307,000	4,929
Securities gains (losses)	$0	1,685
Applicable income taxes	$8,000	6,187
Income before extraordinary items	$299,000	4,383
Extraordinary gains, net	$0	24
Net income	$299,000	4,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$299,000	4,345
2004-12-31 (YTD Data)		Rank
Total interest income	$4,130,000	5,455
Total interest expense	$1,013,000	5,608
Net interest income	$3,117,000	5,296
Provision for loan and lease losses	$30,000	6,416
Total noninterest income	$386,000	5,877
Gross Fiduciary activities income	$20,000	1,199
Service charges on deposit accounts	$262,000	4,643
Trading account gains and fees	$0	138
Additional Noninterest Income	$104,000	6,343
Total noninterest expense	$1,886,000	6,205
Salaries and employee benefits	$1,048,000	6,127
Premises and equipment expense	$306,000	5,633
Additional noninterest expense	$532,000	6,362
Pre-tax net operating income	$1,587,000	4,105
Securities gains (losses)	$0	3,819
Applicable income taxes	$33,000	6,294
Income before extraordinary items	$1,554,000	3,546
Extraordinary gains, net	$0	34
Net income	$1,554,000	3,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,214
Cash dividends	$1,255,000	1,970
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,554,000	3,479
2004-09-30 (YTD Data)		Rank
Total interest income	$3,084,000	5,470
Total interest expense	$750,000	5,627
Net interest income	$2,334,000	5,296
Provision for loan and lease losses	$30,000	5,981
Total noninterest income	$266,000	6,084
Gross Fiduciary activities income	$3,000	1,390
Service charges on deposit accounts	$197,000	4,676
Trading account gains and fees	$0	134
Additional Noninterest Income	$66,000	6,636
Total noninterest expense	$1,431,000	6,118
Salaries and employee benefits	$809,000	5,988
Premises and equipment expense	$232,000	5,560
Additional noninterest expense	$390,000	6,385
Pre-tax net operating income	$1,139,000	4,291
Securities gains (losses)	$0	3,710
Applicable income taxes	$25,000	6,401
Income before extraordinary items	$1,114,000	3,733
Extraordinary gains, net	$0	26
Net income	$1,114,000	3,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$1,030,000	1,670
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,114,000	3,658
2004-06-30 (YTD Data)		Rank
Total interest income	$2,029,000	5,504
Total interest expense	$495,000	5,682
Net interest income	$1,534,000	5,331
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$182,000	6,038
Gross Fiduciary activities income	$3,000	1,346
Service charges on deposit accounts	$129,000	4,705
Trading account gains and fees	$0	130
Additional Noninterest Income	$50,000	6,428
Total noninterest expense	$953,000	6,169
Salaries and employee benefits	$556,000	5,928
Premises and equipment expense	$152,000	5,624
Additional noninterest expense	$245,000	6,600
Pre-tax net operating income	$733,000	4,341
Securities gains (losses)	$0	3,413
Applicable income taxes	$16,000	6,416
Income before extraordinary items	$717,000	3,801
Extraordinary gains, net	$0	21
Net income	$717,000	3,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,524
Cash dividends	$805,000	1,509
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$717,000	3,709
2004-03-31 (YTD Data)		Rank
Total interest income	$1,006,000	5,550
Total interest expense	$239,000	5,827
Net interest income	$767,000	5,352
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$96,000	5,874
Gross Fiduciary activities income	$2,000	1,290
Service charges on deposit accounts	$61,000	4,756
Trading account gains and fees	$0	121
Additional Noninterest Income	$33,000	5,928
Total noninterest expense	$527,000	5,874
Salaries and employee benefits	$324,000	5,487
Premises and equipment expense	$76,000	5,660
Additional noninterest expense	$127,000	6,499
Pre-tax net operating income	$321,000	4,662
Securities gains (losses)	$0	2,934
Applicable income taxes	$8,000	6,367
Income before extraordinary items	$313,000	4,162
Extraordinary gains, net	$0	16
Net income	$313,000	4,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$313,000	4,030
2003-12-31 (YTD Data)		Rank
Total interest income	$4,258,000	5,419
Total interest expense	$1,222,000	5,505
Net interest income	$3,036,000	5,275
Provision for loan and lease losses	$0	7,651
Total noninterest income	$425,000	5,834
Gross Fiduciary activities income	$36,000	1,141
Service charges on deposit accounts	$267,000	4,589
Trading account gains and fees	$0	160
Additional Noninterest Income	$122,000	6,193
Total noninterest expense	$1,828,000	6,308
Salaries and employee benefits	$1,016,000	6,209
Premises and equipment expense	$294,000	5,715
Additional noninterest expense	$518,000	6,444
Pre-tax net operating income	$1,633,000	3,895
Securities gains (losses)	$2,000	4,163
Applicable income taxes	$31,000	6,588
Income before extraordinary items	$1,604,000	3,398
Extraordinary gains, net	$0	54
Net income	$1,604,000	3,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,116
Cash dividends	$656,000	3,049
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,602,040	3,233
2003-09-30 (YTD Data)		Rank
Total interest income	$3,232,000	5,446
Total interest expense	$966,000	5,484
Net interest income	$2,266,000	5,299
Provision for loan and lease losses	$0	7,481
Total noninterest income	$272,000	6,223
Gross Fiduciary activities income	$4,000	1,409
Service charges on deposit accounts	$196,000	4,665
Trading account gains and fees	$0	153
Additional Noninterest Income	$72,000	6,652
Total noninterest expense	$1,377,000	6,236
Salaries and employee benefits	$787,000	6,064
Premises and equipment expense	$213,000	5,819
Additional noninterest expense	$377,000	6,513
Pre-tax net operating income	$1,161,000	4,165
Securities gains (losses)	$2,000	3,872
Applicable income taxes	$21,000	6,780
Income before extraordinary items	$1,142,000	3,633
Extraordinary gains, net	$0	40
Net income	$1,142,000	3,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,480
Cash dividends	$431,000	2,920
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,140,040	3,471
2003-06-30 (YTD Data)		Rank
Total interest income	$2,159,000	5,485
Total interest expense	$682,000	5,428
Net interest income	$1,477,000	5,377
Provision for loan and lease losses	$0	7,324
Total noninterest income	$184,000	6,183
Gross Fiduciary activities income	$4,000	1,366
Service charges on deposit accounts	$129,000	4,672
Trading account gains and fees	$0	150
Additional Noninterest Income	$51,000	6,530
Total noninterest expense	$934,000	6,203
Salaries and employee benefits	$547,000	5,940
Premises and equipment expense	$139,000	5,890
Additional noninterest expense	$248,000	6,551
Pre-tax net operating income	$727,000	4,327
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$14,000	6,809
Income before extraordinary items	$714,000	3,803
Extraordinary gains, net	$0	30
Net income	$714,000	3,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,879
Cash dividends	$278,000	2,997
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$713,020	3,619
2003-03-31 (YTD Data)		Rank
Total interest income	$1,070,000	5,544
Total interest expense	$352,000	5,432
Net interest income	$718,000	5,462
Provision for loan and lease losses	$0	6,934
Total noninterest income	$94,000	6,054
Gross Fiduciary activities income	$1,000	1,409
Service charges on deposit accounts	$61,000	4,717
Trading account gains and fees	$0	134
Additional Noninterest Income	$32,000	6,104
Total noninterest expense	$500,000	5,999
Salaries and employee benefits	$317,000	5,453
Premises and equipment expense	$69,000	5,897
Additional noninterest expense	$114,000	6,780
Pre-tax net operating income	$312,000	4,693
Securities gains (losses)	$0	2,891
Applicable income taxes	$7,000	6,747
Income before extraordinary items	$305,000	4,191
Extraordinary gains, net	$0	21
Net income	$305,000	4,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$125,000	2,703
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$305,000	4,004
2002-12-31 (YTD Data)		Rank
Total interest income	$4,754,000	5,340
Total interest expense	$1,787,000	5,178
Net interest income	$2,967,000	5,317
Provision for loan and lease losses	$0	8,089
Total noninterest income	$346,000	6,128
Gross Fiduciary activities income	$31,000	1,207
Service charges on deposit accounts	$205,000	5,141
Trading account gains and fees	$0	153
Additional Noninterest Income	$110,000	6,258
Total noninterest expense	$1,754,000	6,347
Salaries and employee benefits	$1,020,000	6,061
Premises and equipment expense	$235,000	6,327
Additional noninterest expense	$499,000	6,501
Pre-tax net operating income	$1,559,000	4,014
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$33,000	6,789
Income before extraordinary items	$1,528,000	3,449
Extraordinary gains, net	$0	70
Net income	$1,528,000	3,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,802
Cash dividends	$925,000	2,390
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,526,040	3,350
2001-12-31 (YTD Data)		Rank
Total interest income	$5,724,000	5,141
Total interest expense	$2,639,000	5,211
Net interest income	$3,085,000	4,965
Provision for loan and lease losses	$0	8,228
Total noninterest income	$313,000	6,311
Gross Fiduciary activities income	$27,000	1,248
Service charges on deposit accounts	$179,000	5,405
Trading account gains and fees	$0	177
Additional Noninterest Income	$107,000	6,284
Total noninterest expense	$1,720,000	6,296
Salaries and employee benefits	$1,004,000	5,965
Premises and equipment expense	$219,000	6,505
Additional noninterest expense	$497,000	6,456
Pre-tax net operating income	$1,678,000	3,590
Securities gains (losses)	$0	4,612
Applicable income taxes	$32,000	7,036
Income before extraordinary items	$1,646,000	3,009
Extraordinary gains, net	$0	105
Net income	$1,646,000	3,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,788
Cash dividends	$1,072,000	2,130
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,646,000	2,904
2000-12-31 (YTD Data)		Rank
Total interest income	$5,857,000	5,170
Total interest expense	$2,716,000	5,291
Net interest income	$3,141,000	4,988
Provision for loan and lease losses	$0	8,337
Total noninterest income	$310,000	6,213
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$206,000	5,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	6,336
Total noninterest expense	$1,660,000	6,344
Salaries and employee benefits	$978,000	6,014
Premises and equipment expense	$208,000	6,637
Additional noninterest expense	$474,000	6,623
Pre-tax net operating income	$1,791,000	3,580
Securities gains (losses)	$0	1,956
Applicable income taxes	$32,000	7,564
Income before extraordinary items	$1,759,000	2,850
Extraordinary gains, net	$0	38
Net income	$1,759,000	2,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,939
Cash dividends	$1,226,000	1,952
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,759,000	2,848
1999-12-31 (YTD Data)		Rank
Total interest income	$5,553,000	5,206
Total interest expense	$2,694,000	4,983
Net interest income	$2,859,000	5,348
Provision for loan and lease losses	$0	8,503
Total noninterest income	$309,000	6,369
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$199,000	5,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,406
Total noninterest expense	$1,657,000	6,390
Salaries and employee benefits	$951,000	6,089
Premises and equipment expense	$209,000	6,663
Additional noninterest expense	$497,000	6,542
Pre-tax net operating income	$1,511,000	4,069
Securities gains (losses)	$0	3,155
Applicable income taxes	$34,000	7,921
Income before extraordinary items	$1,477,000	3,282
Extraordinary gains, net	$0	35
Net income	$1,477,000	3,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,087
Cash dividends	$1,820,000	1,469
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,477,000	3,243
1998-12-31 (YTD Data)		Rank
Total interest income	$5,846,000	5,098
Total interest expense	$2,826,000	4,933
Net interest income	$3,020,000	5,113
Provision for loan and lease losses	$0	8,652
Total noninterest income	$326,000	6,246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$212,000	4,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,324
Total noninterest expense	$1,665,000	6,296
Salaries and employee benefits	$931,000	6,063
Premises and equipment expense	$248,000	5,992
Additional noninterest expense	$486,000	6,541
Pre-tax net operating income	$1,681,000	3,840
Securities gains (losses)	$0	4,449
Applicable income taxes	$293,000	5,232
Income before extraordinary items	$1,388,000	3,463
Extraordinary gains, net	$0	32
Net income	$1,388,000	3,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	9,354
Cash dividends	$510,000	3,454
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,388,000	3,368
1997-12-31 (YTD Data)		Rank
Total interest income	$5,512,000	5,402
Total interest expense	$2,621,000	5,225
Net interest income	$2,891,000	5,456
Provision for loan and lease losses	$0	8,829
Total noninterest income	$300,000	6,640
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	7,197
Total noninterest expense	$1,610,000	6,515
Salaries and employee benefits	$897,000	6,306
Premises and equipment expense	$248,000	6,083
Additional noninterest expense	$465,000	6,800
Pre-tax net operating income	$1,581,000	4,275
Securities gains (losses)	$0	3,944
Applicable income taxes	$523,000	4,079
Income before extraordinary items	$1,058,000	4,493
Extraordinary gains, net	$0	44
Net income	$1,058,000	4,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	9,915
Cash dividends	$540,000	3,311
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,058,000	4,438
1996-12-31 (YTD Data)		Rank
Total interest income	$5,528,000	5,501
Total interest expense	$2,713,000	5,203
Net interest income	$2,815,000	5,705
Provision for loan and lease losses	$0	9,041
Total noninterest income	$310,000	6,819
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$218,000	5,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	7,384
Total noninterest expense	$1,576,000	6,905
Salaries and employee benefits	$884,000	6,534
Premises and equipment expense	$228,000	6,562
Additional noninterest expense	$464,000	7,354
Pre-tax net operating income	$1,549,000	4,219
Securities gains (losses)	$-27,000	10,789
Applicable income taxes	$489,000	4,216
Income before extraordinary items	$1,033,000	4,364
Extraordinary gains, net	$0	53
Net income	$1,033,000	4,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	10,693
Cash dividends	$1,380,000	1,688
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,051,360	4,249
1995-12-31 (YTD Data)		Rank
Total interest income	$5,159,000	5,853
Total interest expense	$2,541,000	5,493
Net interest income	$2,618,000	6,102
Provision for loan and lease losses	$0	8,958
Total noninterest income	$595,000	4,594
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	5,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	3,275
Total noninterest expense	$1,799,000	6,462
Salaries and employee benefits	$929,000	6,410
Premises and equipment expense	$270,000	6,064
Additional noninterest expense	$600,000	6,537
Pre-tax net operating income	$1,414,000	4,654
Securities gains (losses)	$0	3,831
Applicable income taxes	$443,000	4,575
Income before extraordinary items	$971,000	4,714
Extraordinary gains, net	$0	65
Net income	$971,000	4,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	10,624
Cash dividends	$330,000	4,305
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$971,000	4,692
1994-12-31 (YTD Data)		Rank
Total interest income	$4,511,000	6,139
Total interest expense	$1,911,000	5,811
Net interest income	$2,600,000	6,266
Provision for loan and lease losses	$0	9,146
Total noninterest income	$471,000	5,505
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$188,000	6,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$283,000	4,264
Total noninterest expense	$1,854,000	6,556
Salaries and employee benefits	$992,000	6,126
Premises and equipment expense	$236,000	6,767
Additional noninterest expense	$626,000	6,842
Pre-tax net operating income	$1,217,000	5,191
Securities gains (losses)	$-11,000	9,904
Applicable income taxes	$364,000	5,112
Income before extraordinary items	$842,000	5,160
Extraordinary gains, net	$0	249
Net income	$842,000	5,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	11,617
Cash dividends	$606,000	2,770
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$849,700	5,169
1993-12-31 (YTD Data)		Rank
Total interest income	$4,656,000	6,136
Total interest expense	$2,074,000	5,668
Net interest income	$2,582,000	6,395
Provision for loan and lease losses	$0	10,371
Total noninterest income	$445,000	6,044
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$188,000	6,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	4,935
Total noninterest expense	$1,754,000	7,026
Salaries and employee benefits	$938,000	6,489
Premises and equipment expense	$232,000	7,056
Additional noninterest expense	$584,000	7,479
Pre-tax net operating income	$1,273,000	4,951
Securities gains (losses)	$0	7,477
Applicable income taxes	$387,000	5,129
Income before extraordinary items	$886,000	5,158
Extraordinary gains, net	$110,000	1,482
Net income	$996,000	4,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	12,096
Cash dividends	$360,000	3,906
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$886,000	4,936
1992-12-31 (YTD Data)		Rank
Total interest income	$5,165,000	6,223
Total interest expense	$2,469,000	6,051
Net interest income	$2,696,000	6,218
Provision for loan and lease losses	$0	11,756
Total noninterest income	$523,000	5,465
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	9,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	3,483
Total noninterest expense	$1,826,000	6,868
Salaries and employee benefits	$940,000	6,392
Premises and equipment expense	$231,000	7,148
Additional noninterest expense	$655,000	7,070
Pre-tax net operating income	$1,393,000	4,333
Securities gains (losses)	$0	8,369
Applicable income taxes	$425,000	4,575
Income before extraordinary items	$968,000	4,635
Extraordinary gains, net	$0	1,422
Net income	$968,000	4,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-59,000	13,558
Cash dividends	$476,000	2,931
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$968,000	4,318

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.