Home > NBKC Bank > Income and Expense

NBKC Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,447,000887
Total interest expense$10,984,0001,206
Net interest income$41,463,000783
Provision for loan and lease losses$-445,0004,456
Total noninterest income$77,285,000183
Gross Fiduciary activities income$0981
Service charges on deposit accounts$102,0003,357
Trading account gains and feesNANA
Additional Noninterest Income$77,183,000132
Total noninterest expense$84,270,000360
Salaries and employee benefits$46,803,000345
Premises and equipment expense$5,655,000499
Additional noninterest expense$77,183,000132
Pre-tax net operating income$34,923,000459
Securities gains (losses)$114,000228
Applicable income taxes$234,0002,362
Income before extraordinary items$34,803,000373
Extraordinary gains, net$054
Net income$34,803,000379
Minority interest net income$088
Net income of bank and minority interests.$34,803,000376
Net charge-offs$250,0001,052
Cash dividends$22,097,000281
Sale, conversion, retirement of capital stock, net$0540
Net operating income$34,690,140390
2023-09-30 (YTD Data)Rank
Total interest income$38,613,000882
Total interest expense$7,579,0001,208
Net interest income$31,034,000793
Provision for loan and lease losses$03,085
Total noninterest income$72,468,000159
Gross Fiduciary activities income$0950
Service charges on deposit accounts$75,0003,379
Trading account gains and feesNANA
Additional Noninterest Income$72,393,000110
Total noninterest expense$67,467,000344
Salaries and employee benefits$37,857,000325
Premises and equipment expense$4,225,000496
Additional noninterest expense$72,393,000110
Pre-tax net operating income$36,035,000370
Securities gains (losses)$-61,0003,880
Applicable income taxes$268,0002,179
Income before extraordinary items$35,706,000313
Extraordinary gains, net$052
Net income$35,706,000317
Minority interest net income$081
Net income of bank and minority interests.$35,706,000314
Net charge-offs$133,0001,060
Cash dividends$14,562,000298
Sale, conversion, retirement of capital stock, net$0507
Net operating income$35,766,390319
2023-06-30 (YTD Data)Rank
Total interest income$24,444,000898
Total interest expense$3,887,0001,329
Net interest income$20,557,000797
Provision for loan and lease losses$02,940
Total noninterest income$52,288,000148
Gross Fiduciary activities income$0931
Service charges on deposit accounts$49,0003,391
Trading account gains and feesNANA
Additional Noninterest Income$52,239,000106
Total noninterest expense$45,860,000330
Salaries and employee benefits$25,669,000315
Premises and equipment expense$2,895,000477
Additional noninterest expense$52,239,000106
Pre-tax net operating income$26,985,000337
Securities gains (losses)$13,000568
Applicable income taxes$284,0001,885
Income before extraordinary items$26,714,000284
Extraordinary gains, net$051
Net income$26,714,000289
Minority interest net income$081
Net income of bank and minority interests.$26,714,000284
Net charge-offs$18,0001,582
Cash dividends$14,562,000223
Sale, conversion, retirement of capital stock, net$0486
Net operating income$26,701,130288
2023-03-31 (YTD Data)Rank
Total interest income$11,539,000941
Total interest expense$1,618,0001,358
Net interest income$9,921,000834
Provision for loan and lease losses$02,612
Total noninterest income$37,484,000112
Gross Fiduciary activities income$0913
Service charges on deposit accounts$24,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$37,460,00082
Total noninterest expense$24,769,000318
Salaries and employee benefits$14,060,000306
Premises and equipment expense$1,454,000491
Additional noninterest expense$37,460,00082
Pre-tax net operating income$22,636,000235
Securities gains (losses)$67,000221
Applicable income taxes$464,0001,085
Income before extraordinary items$22,239,000200
Extraordinary gains, net$04
Net income$22,239,000200
Minority interest net income$048
Net income of bank and minority interests.$22,239,000200
Net charge-offs$-11,0004,071
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$22,173,340208
2022-12-31 (YTD Data)Rank
Total interest income$32,928,0001,060
Total interest expense$3,146,0001,133
Net interest income$29,782,0001,037
Provision for loan and lease losses$-1,000,0004,607
Total noninterest income$99,387,000161
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$97,0003,471
Trading account gains and feesNANA
Additional Noninterest Income$99,290,000117
Total noninterest expense$96,937,000312
Salaries and employee benefits$56,457,000295
Premises and equipment expense$5,927,000466
Additional noninterest expense$99,290,000117
Pre-tax net operating income$33,232,000525
Securities gains (losses)$-377,0004,259
Applicable income taxes$139,0002,837
Income before extraordinary items$32,716,000432
Extraordinary gains, net$05
Net income$32,716,000432
Minority interest net income$063
Net income of bank and minority interests.$32,716,000433
Net charge-offs$-426,0004,576
Cash dividends$8,599,000528
Sale, conversion, retirement of capital stock, net$0568
Net operating income$33,093,000437
2022-09-30 (YTD Data)Rank
Total interest income$21,910,0001,125
Total interest expense$1,799,0001,116
Net interest income$20,111,0001,121
Provision for loan and lease losses$02,835
Total noninterest income$88,997,000140
Gross Fiduciary activities income$0968
Service charges on deposit accounts$74,0003,482
Trading account gains and feesNANA
Additional Noninterest Income$88,923,000101
Total noninterest expense$78,421,000300
Salaries and employee benefits$46,041,000276
Premises and equipment expense$4,541,000465
Additional noninterest expense$88,923,000101
Pre-tax net operating income$30,687,000436
Securities gains (losses)$-409,0004,459
Applicable income taxes$96,0002,889
Income before extraordinary items$30,182,000373
Extraordinary gains, net$04
Net income$30,182,000372
Minority interest net income$057
Net income of bank and minority interests.$30,182,000373
Net charge-offs$-417,0004,602
Cash dividends$5,350,000557
Sale, conversion, retirement of capital stock, net$0519
Net operating income$30,591,000376
2022-06-30 (YTD Data)Rank
Total interest income$12,411,0001,230
Total interest expense$1,012,0001,124
Net interest income$11,399,0001,239
Provision for loan and lease losses$02,599
Total noninterest income$79,319,000115
Gross Fiduciary activities income$0925
Service charges on deposit accounts$48,0003,541
Trading account gains and feesNANA
Additional Noninterest Income$79,271,00093
Total noninterest expense$56,849,000272
Salaries and employee benefits$34,054,000252
Premises and equipment expense$3,135,000449
Additional noninterest expense$19,660,000260
Pre-tax net operating income$33,869,000298
Securities gains (losses)$-261,0004,497
Applicable income taxes$331,0001,782
Income before extraordinary items$33,277,000254
Extraordinary gains, net$04
Net income$33,277,000254
Minority interest net income$060
Net income of bank and minority interests.$33,277,000254
Net charge-offs$-192,0004,539
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$33,535,390255
2022-03-31 (YTD Data)Rank
Total interest income$5,689,0001,291
Total interest expense$514,0001,069
Net interest income$5,175,0001,306
Provision for loan and lease losses$02,285
Total noninterest income$25,187,000155
Gross Fiduciary activities income$0892
Service charges on deposit accounts$23,0003,576
Trading account gains and feesNANA
Additional Noninterest Income$25,164,000123
Total noninterest expense$27,831,000278
Salaries and employee benefits$15,919,000268
Premises and equipment expense$1,581,000450
Additional noninterest expense$10,331,000251
Pre-tax net operating income$2,531,0001,143
Securities gains (losses)$-159,0004,579
Applicable income taxes$-182,0004,739
Income before extraordinary items$2,554,0001,001
Extraordinary gains, net$04
Net income$2,554,0001,000
Minority interest net income$050
Net income of bank and minority interests.$2,554,0001,001
Net charge-offs$-229,0004,680
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,713,000969
2021-12-31 (YTD Data)Rank
Total interest income$21,005,0001,419
Total interest expense$3,329,000824
Net interest income$17,676,0001,509
Provision for loan and lease losses$-825,0004,510
Total noninterest income$178,171,000113
Gross Fiduciary activities income$0994
Service charges on deposit accounts$92,0003,543
Trading account gains and feesNANA
Additional Noninterest Income$178,079,00093
Total noninterest expense$147,511,000219
Salaries and employee benefits$91,694,000198
Premises and equipment expense$6,348,000437
Additional noninterest expense$49,469,000215
Pre-tax net operating income$49,161,000393
Securities gains (losses)$16,0001,585
Applicable income taxes$605,0001,966
Income before extraordinary items$48,572,000345
Extraordinary gains, net$010
Net income$48,572,000345
Minority interest net income$074
Net income of bank and minority interests.$48,572,000345
Net charge-offs$-58,0004,178
Cash dividends$48,855,000182
Sale, conversion, retirement of capital stock, net$0582
Net operating income$48,556,160338
2021-09-30 (YTD Data)Rank
Total interest income$15,574,0001,462
Total interest expense$2,736,000805
Net interest income$12,838,0001,580
Provision for loan and lease losses$02,963
Total noninterest income$143,891,000109
Gross Fiduciary activities income$0957
Service charges on deposit accounts$12,0004,578
Trading account gains and feesNANA
Additional Noninterest Income$143,879,00088
Total noninterest expense$114,981,000217
Salaries and employee benefits$72,790,000187
Premises and equipment expense$4,838,000439
Additional noninterest expense$37,353,000208
Pre-tax net operating income$41,748,000362
Securities gains (losses)$16,0001,506
Applicable income taxes$830,0001,612
Income before extraordinary items$40,934,000315
Extraordinary gains, net$08
Net income$40,934,000315
Minority interest net income$069
Net income of bank and minority interests.$40,934,000315
Net charge-offs$-108,0004,484
Cash dividends$19,675,000238
Sale, conversion, retirement of capital stock, net$0543
Net operating income$40,918,320304
2021-06-30 (YTD Data)Rank
Total interest income$10,142,0001,492
Total interest expense$2,033,000742
Net interest income$8,109,0001,634
Provision for loan and lease losses$02,862
Total noninterest income$104,159,000104
Gross Fiduciary activities income$0951
Service charges on deposit accounts$9,0004,555
Trading account gains and feesNANA
Additional Noninterest Income$104,150,00085
Total noninterest expense$77,096,000217
Salaries and employee benefits$50,093,000182
Premises and equipment expense$3,381,000417
Additional noninterest expense$23,622,000218
Pre-tax net operating income$35,172,000302
Securities gains (losses)$-5,0004,583
Applicable income taxes$776,0001,342
Income before extraordinary items$34,391,000270
Extraordinary gains, net$06
Net income$34,391,000271
Minority interest net income$067
Net income of bank and minority interests.$34,391,000270
Net charge-offs$-84,0004,543
Cash dividends$19,675,000180
Sale, conversion, retirement of capital stock, net$0517
Net operating income$34,395,900258
2021-03-31 (YTD Data)Rank
Total interest income$5,183,0001,456
Total interest expense$1,180,000670
Net interest income$4,003,0001,643
Provision for loan and lease losses$02,741
Total noninterest income$62,605,000103
Gross Fiduciary activities income$0922
Service charges on deposit accounts$5,0004,525
Trading account gains and feesNANA
Additional Noninterest Income$62,600,00080
Total noninterest expense$42,614,000194
Salaries and employee benefits$29,223,000161
Premises and equipment expense$1,848,000391
Additional noninterest expense$11,543,000218
Pre-tax net operating income$23,994,000249
Securities gains (losses)$-37,0004,811
Applicable income taxes$529,0001,094
Income before extraordinary items$23,428,000216
Extraordinary gains, net$03
Net income$23,428,000216
Minority interest net income$055
Net income of bank and minority interests.$23,428,000216
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$23,464,260209
2020-12-31 (YTD Data)Rank
Total interest income$26,565,0001,176
Total interest expense$8,519,000569
Net interest income$18,046,0001,412
Provision for loan and lease losses$3,150,000771
Total noninterest income$304,287,00083
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$17,0004,656
Trading account gains and feesNANA
Additional Noninterest Income$304,270,00065
Total noninterest expense$165,161,000195
Salaries and employee benefits$111,009,000159
Premises and equipment expense$7,169,000385
Additional noninterest expense$46,983,000221
Pre-tax net operating income$154,022,000119
Securities gains (losses)$107,0001,346
Applicable income taxes$2,645,000767
Income before extraordinary items$151,484,000106
Extraordinary gains, net$04
Net income$151,484,000105
Minority interest net income$072
Net income of bank and minority interests.$151,484,000106
Net charge-offs$14,0002,926
Cash dividends$105,360,00090
Sale, conversion, retirement of capital stock, net$0566
Net operating income$151,379,140103
2020-09-30 (YTD Data)Rank
Total interest income$20,574,0001,143
Total interest expense$6,890,000567
Net interest income$13,684,0001,388
Provision for loan and lease losses$3,150,000681
Total noninterest income$227,414,00080
Gross Fiduciary activities income$0981
Service charges on deposit accounts$13,0004,672
Trading account gains and feesNANA
Additional Noninterest Income$227,401,00061
Total noninterest expense$124,889,000194
Salaries and employee benefits$83,379,000157
Premises and equipment expense$5,396,000375
Additional noninterest expense$36,114,000206
Pre-tax net operating income$113,059,000116
Securities gains (losses)$69,0001,386
Applicable income taxes$3,211,000521
Income before extraordinary items$109,917,000105
Extraordinary gains, net$04
Net income$109,917,000104
Minority interest net income$065
Net income of bank and minority interests.$109,917,000105
Net charge-offs$-259,0004,934
Cash dividends$24,237,000197
Sale, conversion, retirement of capital stock, net$0532
Net operating income$109,850,070101
2020-06-30 (YTD Data)Rank
Total interest income$14,413,0001,108
Total interest expense$4,905,000592
Net interest income$9,508,0001,334
Provision for loan and lease losses$1,150,000998
Total noninterest income$150,195,00076
Gross Fiduciary activities income$0970
Service charges on deposit accounts$10,0004,667
Trading account gains and feesNANA
Additional Noninterest Income$150,185,00055
Total noninterest expense$82,678,000192
Salaries and employee benefits$53,829,000161
Premises and equipment expense$3,586,000376
Additional noninterest expense$25,263,000203
Pre-tax net operating income$75,875,00098
Securities gains (losses)$91,0001,032
Applicable income taxes$2,122,000471
Income before extraordinary items$73,844,00087
Extraordinary gains, net$04
Net income$73,844,00087
Minority interest net income$065
Net income of bank and minority interests.$73,844,00087
Net charge-offs$-246,0004,988
Cash dividends$1,700,000910
Sale, conversion, retirement of capital stock, net$0504
Net operating income$73,755,73082
2020-03-31 (YTD Data)Rank
Total interest income$7,393,0001,082
Total interest expense$2,636,000614
Net interest income$4,757,0001,311
Provision for loan and lease losses$150,0001,627
Total noninterest income$49,235,00094
Gross Fiduciary activities income$0941
Service charges on deposit accounts$5,0004,749
Trading account gains and feesNANA
Additional Noninterest Income$49,230,00064
Total noninterest expense$35,228,000220
Salaries and employee benefits$21,851,000187
Premises and equipment expense$1,798,000377
Additional noninterest expense$11,579,000216
Pre-tax net operating income$18,614,000161
Securities gains (losses)$48,000851
Applicable income taxes$92,0002,006
Income before extraordinary items$18,570,000135
Extraordinary gains, net$04
Net income$18,570,000135
Minority interest net income$056
Net income of bank and minority interests.$18,570,000135
Net charge-offs$-236,0005,048
Cash dividends$500,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$18,522,000129
2019-12-31 (YTD Data)Rank
Total interest income$29,515,0001,096
Total interest expense$11,857,000596
Net interest income$17,658,0001,383
Provision for loan and lease losses$255,0002,116
Total noninterest income$140,238,000116
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$23,0004,818
Trading account gains and feesNANA
Additional Noninterest Income$140,215,00088
Total noninterest expense$106,866,000258
Salaries and employee benefits$66,717,000231
Premises and equipment expense$7,217,000370
Additional noninterest expense$32,932,000265
Pre-tax net operating income$50,775,000310
Securities gains (losses)$252,000564
Applicable income taxes$819,0001,583
Income before extraordinary items$50,208,000273
Extraordinary gains, net$011
Net income$50,208,000275
Minority interest net income$076
Net income of bank and minority interests.$50,208,000275
Net charge-offs$144,0001,956
Cash dividends$32,667,000224
Sale, conversion, retirement of capital stock, net$0626
Net operating income$49,961,040272
2019-09-30 (YTD Data)Rank
Total interest income$21,932,0001,114
Total interest expense$8,937,000598
Net interest income$12,995,0001,428
Provision for loan and lease losses$255,0001,739
Total noninterest income$100,187,000115
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$18,0004,873
Trading account gains and feesNANA
Additional Noninterest Income$100,169,00088
Total noninterest expense$76,143,000268
Salaries and employee benefits$46,804,000243
Premises and equipment expense$5,397,000372
Additional noninterest expense$23,942,000270
Pre-tax net operating income$36,784,000319
Securities gains (losses)$214,000507
Applicable income taxes$1,662,000873
Income before extraordinary items$35,336,000282
Extraordinary gains, net$011
Net income$35,336,000284
Minority interest net income$072
Net income of bank and minority interests.$35,336,000284
Net charge-offs$19,0002,732
Cash dividends$16,100,000269
Sale, conversion, retirement of capital stock, net$0590
Net operating income$35,130,560278
2019-06-30 (YTD Data)Rank
Total interest income$14,409,0001,117
Total interest expense$5,921,000592
Net interest income$8,488,0001,445
Provision for loan and lease losses$255,0001,364
Total noninterest income$52,852,000133
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$13,0004,888
Trading account gains and feesNANA
Additional Noninterest Income$52,839,000101
Total noninterest expense$45,765,000292
Salaries and employee benefits$27,179,000269
Premises and equipment expense$3,485,000385
Additional noninterest expense$15,101,000289
Pre-tax net operating income$15,320,000438
Securities gains (losses)$30,000900
Applicable income taxes$519,0001,424
Income before extraordinary items$14,831,000388
Extraordinary gains, net$011
Net income$14,831,000389
Minority interest net income$069
Net income of bank and minority interests.$14,831,000389
Net charge-offs$-49,0004,905
Cash dividends$4,850,000455
Sale, conversion, retirement of capital stock, net$0573
Net operating income$14,801,900380
2019-03-31 (YTD Data)Rank
Total interest income$6,955,0001,146
Total interest expense$2,775,000610
Net interest income$4,180,0001,461
Provision for loan and lease losses$255,000774
Total noninterest income$23,031,000142
Gross Fiduciary activities income$0972
Service charges on deposit accounts$6,0004,956
Trading account gains and feesNANA
Additional Noninterest Income$23,025,000104
Total noninterest expense$19,368,000333
Salaries and employee benefits$10,799,000326
Premises and equipment expense$1,769,000386
Additional noninterest expense$6,800,000305
Pre-tax net operating income$7,588,000434
Securities gains (losses)$14,000643
Applicable income taxes$12,0003,343
Income before extraordinary items$7,590,000367
Extraordinary gains, net$05
Net income$7,590,000368
Minority interest net income$052
Net income of bank and minority interests.$7,590,000368
Net charge-offs$-26,0004,931
Cash dividends$2,850,000398
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,576,000359
2018-12-31 (YTD Data)Rank
Total interest income$24,448,0001,203
Total interest expense$8,210,000620
Net interest income$16,238,0001,489
Provision for loan and lease losses$2,820,000389
Total noninterest income$70,709,000177
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$28,0004,985
Trading account gains and feesNANA
Additional Noninterest Income$70,681,000134
Total noninterest expense$73,451,000342
Salaries and employee benefits$43,020,000318
Premises and equipment expense$6,725,000397
Additional noninterest expense$23,706,000343
Pre-tax net operating income$10,676,000983
Securities gains (losses)$90,000318
Applicable income taxes$477,0002,027
Income before extraordinary items$10,289,000890
Extraordinary gains, net$06
Net income$10,289,000889
Minority interest net income$072
Net income of bank and minority interests.$10,289,000889
Net charge-offs$579,000865
Cash dividends$7,067,000552
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,202,600896
2018-09-30 (YTD Data)Rank
Total interest income$17,829,0001,223
Total interest expense$5,745,000627
Net interest income$12,084,0001,491
Provision for loan and lease losses$2,370,000346
Total noninterest income$56,590,000173
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$23,0005,025
Trading account gains and feesNANA
Additional Noninterest Income$56,567,000132
Total noninterest expense$56,344,000337
Salaries and employee benefits$33,335,000313
Premises and equipment expense$4,831,000414
Additional noninterest expense$18,178,000333
Pre-tax net operating income$9,960,000828
Securities gains (losses)$66,000375
Applicable income taxes$349,0002,108
Income before extraordinary items$9,677,000730
Extraordinary gains, net$05
Net income$9,677,000729
Minority interest net income$066
Net income of bank and minority interests.$9,677,000729
Net charge-offs$221,0001,168
Cash dividends$6,100,000460
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,612,980734
2018-06-30 (YTD Data)Rank
Total interest income$11,295,0001,277
Total interest expense$3,460,000639
Net interest income$7,835,0001,520
Provision for loan and lease losses$1,970,000298
Total noninterest income$38,016,000172
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$17,0005,028
Trading account gains and feesNANA
Additional Noninterest Income$37,999,000129
Total noninterest expense$36,804,000344
Salaries and employee benefits$21,890,000319
Premises and equipment expense$3,119,000434
Additional noninterest expense$11,795,000342
Pre-tax net operating income$7,077,000772
Securities gains (losses)$53,000330
Applicable income taxes$243,0002,047
Income before extraordinary items$6,887,000699
Extraordinary gains, net$06
Net income$6,887,000698
Minority interest net income$065
Net income of bank and minority interests.$6,887,000698
Net charge-offs$102,0001,307
Cash dividends$3,450,000520
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,835,590695
2018-03-31 (YTD Data)Rank
Total interest income$5,398,0001,319
Total interest expense$1,556,000657
Net interest income$3,842,0001,553
Provision for loan and lease losses$1,370,000226
Total noninterest income$17,259,000177
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$9,0005,038
Trading account gains and feesNANA
Additional Noninterest Income$17,250,000136
Total noninterest expense$17,372,000355
Salaries and employee benefits$9,904,000343
Premises and equipment expense$1,522,000451
Additional noninterest expense$5,946,000328
Pre-tax net operating income$2,359,0001,045
Securities gains (losses)$26,000299
Applicable income taxes$89,0002,262
Income before extraordinary items$2,296,000951
Extraordinary gains, net$07
Net income$2,296,000951
Minority interest net income$052
Net income of bank and minority interests.$2,296,000951
Net charge-offs$-115,0005,407
Cash dividends$2,050,000407
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,271,040949
2017-12-31 (YTD Data)Rank
Total interest income$20,287,0001,332
Total interest expense$5,175,000656
Net interest income$15,112,0001,547
Provision for loan and lease losses$490,0001,475
Total noninterest income$62,359,000185
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$178,0003,614
Trading account gains and feesNANA
Additional Noninterest Income$62,181,000144
Total noninterest expense$66,768,000357
Salaries and employee benefits$38,443,000340
Premises and equipment expense$4,979,000508
Additional noninterest expense$23,346,000342
Pre-tax net operating income$10,213,000968
Securities gains (losses)$61,000813
Applicable income taxes$-269,0005,585
Income before extraordinary items$10,543,000720
Extraordinary gains, net$09
Net income$10,543,000719
Minority interest net income$076
Net income of bank and minority interests.$10,543,000720
Net charge-offs$-191,0005,427
Cash dividends$2,229,0001,304
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,482,000714
2017-09-30 (YTD Data)Rank
Total interest income$14,837,0001,359
Total interest expense$3,572,000694
Net interest income$11,265,0001,555
Provision for loan and lease losses$340,0001,502
Total noninterest income$46,344,000184
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$142,0003,550
Trading account gains and feesNANA
Additional Noninterest Income$46,202,000146
Total noninterest expense$49,987,000358
Salaries and employee benefits$29,048,000343
Premises and equipment expense$3,380,000554
Additional noninterest expense$17,559,000330
Pre-tax net operating income$7,282,0001,031
Securities gains (losses)$40,000975
Applicable income taxes$-257,0005,685
Income before extraordinary items$7,579,000797
Extraordinary gains, net$09
Net income$7,579,000797
Minority interest net income$071
Net income of bank and minority interests.$7,579,000797
Net charge-offs$-157,0005,444
Cash dividends$1,229,0001,499
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,539,000791
2017-06-30 (YTD Data)Rank
Total interest income$9,380,0001,415
Total interest expense$2,128,000749
Net interest income$7,252,0001,594
Provision for loan and lease losses$190,0001,605
Total noninterest income$29,173,000195
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$100,0003,479
Trading account gains and feesNANA
Additional Noninterest Income$29,073,000148
Total noninterest expense$31,479,000376
Salaries and employee benefits$18,355,000360
Premises and equipment expense$1,784,000713
Additional noninterest expense$11,340,000343
Pre-tax net operating income$4,756,0001,032
Securities gains (losses)$28,000866
Applicable income taxes$-319,0005,755
Income before extraordinary items$5,103,000786
Extraordinary gains, net$011
Net income$5,103,000786
Minority interest net income$071
Net income of bank and minority interests.$5,103,000786
Net charge-offs$-131,0005,497
Cash dividends$1,229,0001,126
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,075,000773
2017-03-31 (YTD Data)Rank
Total interest income$4,393,0001,491
Total interest expense$1,005,000776
Net interest income$3,388,0001,704
Provision for loan and lease losses$150,0001,115
Total noninterest income$11,458,000238
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$56,0003,345
Trading account gains and feesNANA
Additional Noninterest Income$11,402,000174
Total noninterest expense$14,086,000421
Salaries and employee benefits$8,234,000404
Premises and equipment expense$711,000884
Additional noninterest expense$5,141,000373
Pre-tax net operating income$610,0002,774
Securities gains (losses)$20,000520
Applicable income taxes$-42,0005,777
Income before extraordinary items$672,0002,262
Extraordinary gains, net$08
Net income$672,0002,262
Minority interest net income$055
Net income of bank and minority interests.$672,0002,263
Net charge-offs$-64,0005,526
Cash dividends$1,050,000688
Sale, conversion, retirement of capital stock, net$0632
Net operating income$652,0002,285
2016-12-31 (YTD Data)Rank
Total interest income$18,424,0001,383
Total interest expense$5,139,000586
Net interest income$13,285,0001,693
Provision for loan and lease losses$04,332
Total noninterest income$84,018,000148
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$259,0003,205
Trading account gains and fees$0170
Additional Noninterest Income$83,759,000112
Total noninterest expense$79,569,000313
Salaries and employee benefits$40,781,000323
Premises and equipment expense$2,716,000908
Additional noninterest expense$36,072,000245
Pre-tax net operating income$17,734,000569
Securities gains (losses)$257,000737
Applicable income taxes$565,0002,163
Income before extraordinary items$17,426,000455
Extraordinary gains, net$05
Net income$17,426,000452
Minority interest net income$082
Net income of bank and minority interests.$17,426,000454
Net charge-offs$-330,0005,748
Cash dividends$23,918,000192
Sale, conversion, retirement of capital stock, net$0759
Net operating income$17,176,710455
2016-09-30 (YTD Data)Rank
Total interest income$14,146,0001,360
Total interest expense$4,213,000522
Net interest income$9,933,0001,701
Provision for loan and lease losses$04,186
Total noninterest income$65,591,000142
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$195,0003,219
Trading account gains and fees$0169
Additional Noninterest Income$65,396,000111
Total noninterest expense$60,714,000308
Salaries and employee benefits$29,168,000341
Premises and equipment expense$2,052,000898
Additional noninterest expense$29,494,000228
Pre-tax net operating income$14,810,000520
Securities gains (losses)$203,000796
Applicable income taxes$283,0002,546
Income before extraordinary items$14,730,000413
Extraordinary gains, net$05
Net income$14,730,000412
Minority interest net income$071
Net income of bank and minority interests.$14,730,000413
Net charge-offs$-281,0005,784
Cash dividends$11,200,000257
Sale, conversion, retirement of capital stock, net$0719
Net operating income$14,531,060413
2016-06-30 (YTD Data)Rank
Total interest income$9,231,0001,378
Total interest expense$3,273,000448
Net interest income$5,958,0001,877
Provision for loan and lease losses$04,017
Total noninterest income$41,476,000146
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$125,0003,266
Trading account gains and fees$0157
Additional Noninterest Income$41,351,000110
Total noninterest expense$41,282,000301
Salaries and employee benefits$18,065,000362
Premises and equipment expense$1,362,000899
Additional noninterest expense$21,855,000206
Pre-tax net operating income$6,152,000756
Securities gains (losses)$55,0001,357
Applicable income taxes$59,0003,299
Income before extraordinary items$6,148,000631
Extraordinary gains, net$016
Net income$6,148,000629
Minority interest net income$071
Net income of bank and minority interests.$6,148,000630
Net charge-offs$-172,0005,830
Cash dividends$11,200,000184
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,093,550614
2016-03-31 (YTD Data)Rank
Total interest income$4,395,0001,444
Total interest expense$1,572,000463
Net interest income$2,823,0001,975
Provision for loan and lease losses$03,656
Total noninterest income$15,256,000179
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$15,197,000136
Total noninterest expense$14,721,000394
Salaries and employee benefits$8,397,000381
Premises and equipment expense$668,000930
Additional noninterest expense$5,656,000338
Pre-tax net operating income$3,358,000685
Securities gains (losses)$31,0001,042
Applicable income taxes$-7,0005,963
Income before extraordinary items$3,396,000547
Extraordinary gains, net$012
Net income$3,396,000545
Minority interest net income$062
Net income of bank and minority interests.$3,396,000547
Net charge-offs$-44,0005,697
Cash dividends$4,000,000239
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,365,000537
2015-12-31 (YTD Data)Rank
Total interest income$16,506,0001,491
Total interest expense$6,344,000429
Net interest income$10,162,0002,098
Provision for loan and lease losses$-1,550,0006,082
Total noninterest income$52,133,000210
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$265,0003,260
Trading account gains and fees$0159
Additional Noninterest Income$51,868,000153
Total noninterest expense$52,492,000423
Salaries and employee benefits$30,660,000396
Premises and equipment expense$2,787,000878
Additional noninterest expense$19,045,000385
Pre-tax net operating income$11,353,000787
Securities gains (losses)$193,000767
Applicable income taxes$508,0002,210
Income before extraordinary items$11,038,000672
Extraordinary gains, net$023
Net income$11,038,000671
Minority interest net income$081
Net income of bank and minority interests.$11,038,000672
Net charge-offs$-717,0006,057
Cash dividends$8,901,000420
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,852,720666
2015-09-30 (YTD Data)Rank
Total interest income$12,435,0001,500
Total interest expense$4,801,000423
Net interest income$7,634,0002,111
Provision for loan and lease losses$-1,550,0006,195
Total noninterest income$40,002,000210
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$202,0003,244
Trading account gains and fees$0153
Additional Noninterest Income$39,800,000155
Total noninterest expense$39,469,000429
Salaries and employee benefits$22,817,000403
Premises and equipment expense$2,079,000894
Additional noninterest expense$14,573,000382
Pre-tax net operating income$9,717,000714
Securities gains (losses)$159,000768
Applicable income taxes$315,0002,439
Income before extraordinary items$9,561,000587
Extraordinary gains, net$021
Net income$9,561,000585
Minority interest net income$078
Net income of bank and minority interests.$9,561,000587
Net charge-offs$-726,0006,164
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,406,770580
2015-06-30 (YTD Data)Rank
Total interest income$8,424,0001,477
Total interest expense$3,234,000416
Net interest income$5,190,0002,072
Provision for loan and lease losses$-1,050,0006,260
Total noninterest income$27,413,000207
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$133,0003,254
Trading account gains and fees$0157
Additional Noninterest Income$27,280,000153
Total noninterest expense$26,886,000427
Salaries and employee benefits$15,525,000398
Premises and equipment expense$1,356,000909
Additional noninterest expense$10,005,000371
Pre-tax net operating income$6,767,000701
Securities gains (losses)$135,000689
Applicable income taxes$209,0002,437
Income before extraordinary items$6,693,000565
Extraordinary gains, net$022
Net income$6,693,000562
Minority interest net income$075
Net income of bank and minority interests.$6,693,000565
Net charge-offs$-455,0006,203
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,562,050560
2015-03-31 (YTD Data)Rank
Total interest income$4,194,0001,486
Total interest expense$1,657,000411
Net interest income$2,537,0002,104
Provision for loan and lease losses$03,703
Total noninterest income$11,901,000225
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$64,0003,286
Trading account gains and fees$0152
Additional Noninterest Income$11,837,000160
Total noninterest expense$13,413,000425
Salaries and employee benefits$7,670,000401
Premises and equipment expense$698,000899
Additional noninterest expense$5,045,000361
Pre-tax net operating income$1,025,0001,814
Securities gains (losses)$93,000609
Applicable income taxes$51,0002,970
Income before extraordinary items$1,067,0001,496
Extraordinary gains, net$013
Net income$1,067,0001,498
Minority interest net income$064
Net income of bank and minority interests.$1,067,0001,498
Net charge-offs$-45,0005,921
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$978,6501,577
2014-12-31 (YTD Data)Rank
Total interest income$16,810,0001,482
Total interest expense$7,816,000359
Net interest income$8,994,0002,359
Provision for loan and lease losses$-500,0006,253
Total noninterest income$34,934,000260
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$295,0003,236
Trading account gains and fees$0180
Additional Noninterest Income$34,639,000190
Total noninterest expense$41,681,000502
Salaries and employee benefits$22,965,000484
Premises and equipment expense$2,807,000872
Additional noninterest expense$15,909,000439
Pre-tax net operating income$2,747,0002,416
Securities gains (losses)$295,000611
Applicable income taxes$-311,0006,345
Income before extraordinary items$3,353,0001,840
Extraordinary gains, net$017
Net income$3,353,0001,840
Minority interest net income$084
Net income of bank and minority interests.$3,353,0001,839
Net charge-offs$583,0001,326
Cash dividends$20,013,000209
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,058,0001,946
2014-09-30 (YTD Data)Rank
Total interest income$12,524,0001,506
Total interest expense$5,855,000356
Net interest income$6,669,0002,397
Provision for loan and lease losses$-500,0006,380
Total noninterest income$24,510,000270
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$220,0003,269
Trading account gains and fees$0174
Additional Noninterest Income$24,290,000193
Total noninterest expense$30,254,000512
Salaries and employee benefits$16,555,000502
Premises and equipment expense$2,085,000888
Additional noninterest expense$11,614,000451
Pre-tax net operating income$1,425,0003,130
Securities gains (losses)$111,000924
Applicable income taxes$-230,0006,469
Income before extraordinary items$1,766,0002,434
Extraordinary gains, net$015
Net income$1,766,0002,435
Minority interest net income$081
Net income of bank and minority interests.$1,766,0002,434
Net charge-offs$481,0001,189
Cash dividends$20,013,000167
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,655,0002,507
2014-06-30 (YTD Data)Rank
Total interest income$8,089,0001,538
Total interest expense$3,887,000355
Net interest income$4,202,0002,519
Provision for loan and lease losses$-600,0006,519
Total noninterest income$14,140,000287
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$142,0003,328
Trading account gains and fees$0172
Additional Noninterest Income$13,998,000215
Total noninterest expense$19,503,000524
Salaries and employee benefits$10,885,000507
Premises and equipment expense$1,390,000889
Additional noninterest expense$7,228,000476
Pre-tax net operating income$-561,0006,527
Securities gains (losses)$46,0001,209
Applicable income taxes$-182,0006,551
Income before extraordinary items$-333,0006,465
Extraordinary gains, net$020
Net income$-333,0006,466
Minority interest net income$080
Net income of bank and minority interests.$-333,0006,466
Net charge-offs$-214,0006,466
Cash dividends$19,613,000132
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-362,9006,470
2014-03-31 (YTD Data)Rank
Total interest income$3,874,0001,600
Total interest expense$1,977,000350
Net interest income$1,897,0002,757
Provision for loan and lease losses$03,817
Total noninterest income$5,826,000327
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$68,0003,391
Trading account gains and fees$0147
Additional Noninterest Income$5,758,000233
Total noninterest expense$9,290,000551
Salaries and employee benefits$5,405,000508
Premises and equipment expense$694,000909
Additional noninterest expense$3,191,000520
Pre-tax net operating income$-1,567,0006,713
Securities gains (losses)$19,000970
Applicable income taxes$-173,0006,661
Income before extraordinary items$-1,375,0006,700
Extraordinary gains, net$016
Net income$-1,375,0006,700
Minority interest net income$066
Net income of bank and minority interests.$-1,375,0006,700
Net charge-offs$-44,0006,277
Cash dividends$19,612,00082
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,391,9106,700
2013-12-31 (YTD Data)Rank
Total interest income$14,563,0001,706
Total interest expense$8,530,000359
Net interest income$6,033,0003,267
Provision for loan and lease losses$-700,0006,625
Total noninterest income$54,781,000196
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$301,0003,347
Trading account gains and fees$0184
Additional Noninterest Income$54,480,000141
Total noninterest expense$51,148,000431
Salaries and employee benefits$27,009,000418
Premises and equipment expense$2,905,000838
Additional noninterest expense$21,234,000360
Pre-tax net operating income$10,366,000752
Securities gains (losses)$-420,0006,698
Applicable income taxes$340,0002,514
Income before extraordinary items$9,606,000667
Extraordinary gains, net$029
Net income$9,606,000669
Minority interest net income$090
Net income of bank and minority interests.$9,606,000668
Net charge-offs$-833,0006,767
Cash dividends$16,181,000229
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,013,400624
2013-09-30 (YTD Data)Rank
Total interest income$10,730,0001,752
Total interest expense$6,488,000365
Net interest income$4,242,0003,425
Provision for loan and lease losses$04,941
Total noninterest income$49,214,000171
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$225,0003,374
Trading account gains and fees$0180
Additional Noninterest Income$48,989,000124
Total noninterest expense$41,903,000392
Salaries and employee benefits$22,242,000386
Premises and equipment expense$2,201,000837
Additional noninterest expense$17,460,000330
Pre-tax net operating income$11,553,000534
Securities gains (losses)$-356,0006,816
Applicable income taxes$514,0001,892
Income before extraordinary items$10,683,000480
Extraordinary gains, net$025
Net income$10,683,000479
Minority interest net income$084
Net income of bank and minority interests.$10,683,000481
Net charge-offs$-88,0006,567
Cash dividends$16,181,000172
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,021,200458
2013-06-30 (YTD Data)Rank
Total interest income$7,096,0001,766
Total interest expense$4,395,000366
Net interest income$2,701,0003,531
Provision for loan and lease losses$04,788
Total noninterest income$38,620,000146
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$146,0003,391
Trading account gains and fees$0157
Additional Noninterest Income$38,474,000115
Total noninterest expense$32,101,000356
Salaries and employee benefits$16,501,000346
Premises and equipment expense$1,450,000846
Additional noninterest expense$14,150,000285
Pre-tax net operating income$9,220,000469
Securities gains (losses)$-250,0006,886
Applicable income taxes$514,0001,489
Income before extraordinary items$8,456,000405
Extraordinary gains, net$022
Net income$8,456,000406
Minority interest net income$082
Net income of bank and minority interests.$8,456,000407
Net charge-offs$116,0002,609
Cash dividends$15,541,000130
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,691,000387
2013-03-31 (YTD Data)Rank
Total interest income$3,460,0001,826
Total interest expense$2,224,000376
Net interest income$1,236,0003,765
Provision for loan and lease losses$04,409
Total noninterest income$23,011,000134
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$71,0003,434
Trading account gains and fees$0148
Additional Noninterest Income$22,940,000107
Total noninterest expense$17,150,000337
Salaries and employee benefits$8,768,000329
Premises and equipment expense$722,000869
Additional noninterest expense$7,660,000270
Pre-tax net operating income$7,097,000329
Securities gains (losses)$-212,0006,980
Applicable income taxes$402,0001,086
Income before extraordinary items$6,483,000288
Extraordinary gains, net$010
Net income$6,483,000289
Minority interest net income$076
Net income of bank and minority interests.$6,483,000289
Net charge-offs$69,0002,178
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,682,280268
2012-12-31 (YTD Data)Rank
Total interest income$17,365,0001,522
Total interest expense$10,570,000382
Net interest income$6,795,0003,056
Provision for loan and lease losses$350,0003,164
Total noninterest income$95,489,000129
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$550,0002,302
Trading account gains and fees$0166
Additional Noninterest Income$94,939,000102
Total noninterest expense$68,128,000335
Salaries and employee benefits$33,446,000326
Premises and equipment expense$2,836,000852
Additional noninterest expense$31,846,000276
Pre-tax net operating income$33,806,000284
Securities gains (losses)$-645,0007,022
Applicable income taxes$1,153,0001,336
Income before extraordinary items$32,008,000247
Extraordinary gains, net$029
Net income$32,008,000246
Minority interest net income$093
Net income of bank and minority interests.$32,008,000247
Net charge-offs$292,0003,328
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$32,633,650240
2012-09-30 (YTD Data)Rank
Total interest income$13,325,0001,517
Total interest expense$8,146,000386
Net interest income$5,179,0003,059
Provision for loan and lease losses$350,0002,768
Total noninterest income$66,763,000135
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$464,0002,122
Trading account gains and fees$0157
Additional Noninterest Income$66,299,000106
Total noninterest expense$49,847,000338
Salaries and employee benefits$25,551,000319
Premises and equipment expense$2,104,000862
Additional noninterest expense$22,192,000281
Pre-tax net operating income$21,745,000320
Securities gains (losses)$-622,0007,127
Applicable income taxes$693,0001,598
Income before extraordinary items$20,430,000276
Extraordinary gains, net$020
Net income$20,430,000276
Minority interest net income$086
Net income of bank and minority interests.$20,430,000276
Net charge-offs$768,0001,718
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$21,033,340262
2012-06-30 (YTD Data)Rank
Total interest income$9,016,0001,510
Total interest expense$5,563,000394
Net interest income$3,453,0003,073
Provision for loan and lease losses$350,0002,226
Total noninterest income$40,170,000143
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$373,0001,812
Trading account gains and fees$0153
Additional Noninterest Income$39,797,000110
Total noninterest expense$30,982,000360
Salaries and employee benefits$14,876,000367
Premises and equipment expense$1,386,000875
Additional noninterest expense$14,720,000286
Pre-tax net operating income$12,291,000357
Securities gains (losses)$-453,0007,187
Applicable income taxes$325,0001,965
Income before extraordinary items$11,513,000310
Extraordinary gains, net$019
Net income$11,513,000310
Minority interest net income$084
Net income of bank and minority interests.$11,513,000310
Net charge-offs$673,0001,486
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$11,952,410283
2012-03-31 (YTD Data)Rank
Total interest income$4,861,0001,417
Total interest expense$2,854,000396
Net interest income$2,007,0002,717
Provision for loan and lease losses$350,0001,357
Total noninterest income$20,549,000139
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$197,0001,718
Trading account gains and fees$0148
Additional Noninterest Income$20,352,000105
Total noninterest expense$16,209,000340
Salaries and employee benefits$7,919,000340
Premises and equipment expense$692,000875
Additional noninterest expense$7,598,000275
Pre-tax net operating income$5,997,000368
Securities gains (losses)$-330,0007,252
Applicable income taxes$130,0002,184
Income before extraordinary items$5,537,000318
Extraordinary gains, net$019
Net income$5,537,000318
Minority interest net income$078
Net income of bank and minority interests.$5,537,000319
Net charge-offs$599,000975
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,860,400279
2011-12-31 (YTD Data)Rank
Total interest income$19,491,0001,466
Total interest expense$13,864,000401
Net interest income$5,627,0003,639
Provision for loan and lease losses$5,274,000754
Total noninterest income$48,465,000192
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$744,0001,889
Trading account gains and fees$0146
Additional Noninterest Income$47,721,000150
Total noninterest expense$47,488,000440
Salaries and employee benefits$22,020,000450
Premises and equipment expense$2,839,000887
Additional noninterest expense$22,629,000352
Pre-tax net operating income$1,330,0003,234
Securities gains (losses)$-1,088,0007,285
Applicable income taxes$-76,0006,781
Income before extraordinary items$318,0005,186
Extraordinary gains, net$029
Net income$318,0005,188
Minority interest net income$096
Net income of bank and minority interests.$318,0005,188
Net charge-offs$7,038,000606
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,406,0002,810
2011-09-30 (YTD Data)Rank
Total interest income$14,488,0001,499
Total interest expense$10,798,000409
Net interest income$3,690,0003,966
Provision for loan and lease losses$5,128,000606
Total noninterest income$30,135,000228
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$549,0001,919
Trading account gains and fees$0145
Additional Noninterest Income$29,586,000168
Total noninterest expense$33,392,000458
Salaries and employee benefits$15,151,000483
Premises and equipment expense$2,154,000889
Additional noninterest expense$16,087,000359
Pre-tax net operating income$-4,695,0007,218
Securities gains (losses)$-896,0007,379
Applicable income taxes$-331,0007,152
Income before extraordinary items$-5,260,0007,252
Extraordinary gains, net$021
Net income$-5,260,0007,250
Minority interest net income$087
Net income of bank and minority interests.$-5,260,0007,251
Net charge-offs$6,459,000510
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,417,7607,220
2011-06-30 (YTD Data)Rank
Total interest income$9,618,0001,512
Total interest expense$7,474,000410
Net interest income$2,144,0004,380
Provision for loan and lease losses$1,336,0001,242
Total noninterest income$16,312,000253
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$353,0001,961
Trading account gains and fees$0153
Additional Noninterest Income$15,959,000189
Total noninterest expense$21,815,000478
Salaries and employee benefits$9,154,000536
Premises and equipment expense$1,418,000905
Additional noninterest expense$11,243,000353
Pre-tax net operating income$-4,695,0007,362
Securities gains (losses)$-648,0007,460
Applicable income taxes$-361,0007,291
Income before extraordinary items$-4,982,0007,377
Extraordinary gains, net$015
Net income$-4,982,0007,377
Minority interest net income$089
Net income of bank and minority interests.$-4,982,0007,377
Net charge-offs$2,357,000811
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,379,3607,350
2011-03-31 (YTD Data)Rank
Total interest income$4,904,0001,499
Total interest expense$3,878,000414
Net interest income$1,026,0004,500
Provision for loan and lease losses$900,000933
Total noninterest income$9,499,000239
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$174,0001,953
Trading account gains and fees$0158
Additional Noninterest Income$9,325,000178
Total noninterest expense$9,576,000538
Salaries and employee benefits$4,551,000544
Premises and equipment expense$695,000955
Additional noninterest expense$4,330,000433
Pre-tax net operating income$49,0005,776
Securities gains (losses)$-437,0007,513
Applicable income taxes$19,0003,477
Income before extraordinary items$-407,0007,077
Extraordinary gains, net$09
Net income$-407,0007,078
Minority interest net income$086
Net income of bank and minority interests.$-407,0007,078
Net charge-offs$411,0001,504
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$30,0005,963
2010-12-31 (YTD Data)Rank
Total interest income$25,988,0001,192
Total interest expense$17,169,000461
Net interest income$8,819,0002,494
Provision for loan and lease losses$14,972,000481
Total noninterest income$51,422,000199
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$505,0002,621
Trading account gains and fees$0175
Additional Noninterest Income$50,917,000156
Total noninterest expense$54,743,000399
Salaries and employee benefits$23,879,000408
Premises and equipment expense$2,904,000886
Additional noninterest expense$27,960,000307
Pre-tax net operating income$-9,474,0007,335
Securities gains (losses)$-2,775,0007,589
Applicable income taxes$-95,0006,826
Income before extraordinary items$-12,154,0007,426
Extraordinary gains, net$029
Net income$-12,154,0007,426
Minority interest net income$0111
Net income of bank and minority interests.$-12,154,0007,426
Net charge-offs$14,191,000456
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-9,406,7507,349
2010-09-30 (YTD Data)Rank
Total interest income$19,988,0001,184
Total interest expense$13,070,000472
Net interest income$6,918,0002,406
Provision for loan and lease losses$7,242,000658
Total noninterest income$33,528,000214
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$338,0002,916
Trading account gains and fees$0165
Additional Noninterest Income$33,190,000167
Total noninterest expense$36,689,000423
Salaries and employee benefits$15,841,000464
Premises and equipment expense$2,176,000888
Additional noninterest expense$18,672,000325
Pre-tax net operating income$-3,485,0007,258
Securities gains (losses)$-2,446,0007,700
Applicable income taxes$-163,0007,157
Income before extraordinary items$-5,768,0007,457
Extraordinary gains, net$023
Net income$-5,768,0007,457
Minority interest net income$0110
Net income of bank and minority interests.$-5,768,0007,457
Net charge-offs$8,018,000548
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,395,3807,299
2010-06-30 (YTD Data)Rank
Total interest income$13,495,0001,184
Total interest expense$8,794,000483
Net interest income$4,701,0002,377
Provision for loan and lease losses$5,031,000634
Total noninterest income$18,544,000242
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$201,0003,153
Trading account gains and fees$0152
Additional Noninterest Income$18,343,000184
Total noninterest expense$21,874,000465
Salaries and employee benefits$9,571,000505
Premises and equipment expense$1,444,000912
Additional noninterest expense$10,859,000358
Pre-tax net operating income$-3,660,0007,460
Securities gains (losses)$-2,190,0007,776
Applicable income taxes$46,0003,338
Income before extraordinary items$-5,896,0007,620
Extraordinary gains, net$019
Net income$-5,896,0007,619
Minority interest net income$0105
Net income of bank and minority interests.$-5,896,0007,620
Net charge-offs$4,955,000577
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,706,0007,498
2010-03-31 (YTD Data)Rank
Total interest income$6,714,0001,211
Total interest expense$4,503,000496
Net interest income$2,211,0002,538
Provision for loan and lease losses$1,456,000912
Total noninterest income$9,631,000238
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$94,0003,271
Trading account gains and fees$0175
Additional Noninterest Income$9,537,000180
Total noninterest expense$10,221,000500
Salaries and employee benefits$4,636,000525
Premises and equipment expense$722,000938
Additional noninterest expense$4,863,000392
Pre-tax net operating income$165,0004,398
Securities gains (losses)$540,000234
Applicable income taxes$84,0002,292
Income before extraordinary items$621,0001,777
Extraordinary gains, net$016
Net income$621,0001,776
Minority interest net income$091
Net income of bank and minority interests.$621,0001,778
Net charge-offs$369,0001,839
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$145,8004,318
2009-12-31 (YTD Data)Rank
Total interest income$32,246,0001,053
Total interest expense$21,591,000522
Net interest income$10,655,0002,058
Provision for loan and lease losses$19,094,000512
Total noninterest income$46,730,000213
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$365,0003,499
Trading account gains and fees$0211
Additional Noninterest Income$46,365,000164
Total noninterest expense$42,407,000511
Salaries and employee benefits$21,669,000449
Premises and equipment expense$3,042,000887
Additional noninterest expense$17,696,000483
Pre-tax net operating income$-4,116,0007,076
Securities gains (losses)$-1,298,0007,749
Applicable income taxes$-486,0007,019
Income before extraordinary items$-4,928,0007,255
Extraordinary gains, net$034
Net income$-4,928,0007,255
Minority interest net income$0115
Net income of bank and minority interests.$-4,928,0007,255
Net charge-offs$21,402,000393
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,000,000265
Net operating income$-3,746,8207,117
2009-09-30 (YTD Data)Rank
Total interest income$24,985,0001,040
Total interest expense$16,794,000535
Net interest income$8,191,0002,008
Provision for loan and lease losses$17,483,000429
Total noninterest income$36,742,000209
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$260,0003,613
Trading account gains and fees$0212
Additional Noninterest Income$36,482,000164
Total noninterest expense$32,015,000511
Salaries and employee benefits$16,548,000447
Premises and equipment expense$2,309,000884
Additional noninterest expense$13,158,000461
Pre-tax net operating income$-4,565,0007,470
Securities gains (losses)$-838,0007,836
Applicable income taxes$205,0002,293
Income before extraordinary items$-5,608,0007,622
Extraordinary gains, net$027
Net income$-5,608,0007,622
Minority interest net income$0118
Net income of bank and minority interests.$-5,608,0007,622
Net charge-offs$18,268,000329
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$3,000,000214
Net operating income$-4,770,0007,563
2009-06-30 (YTD Data)Rank
Total interest income$17,332,0001,011
Total interest expense$11,566,000550
Net interest income$5,766,0001,904
Provision for loan and lease losses$8,463,000509
Total noninterest income$27,153,000196
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$168,0003,656
Trading account gains and fees$0193
Additional Noninterest Income$26,985,000151
Total noninterest expense$21,875,000500
Salaries and employee benefits$12,205,000411
Premises and equipment expense$1,544,000907
Additional noninterest expense$8,126,000496
Pre-tax net operating income$2,581,000888
Securities gains (losses)$-530,0007,929
Applicable income taxes$175,0002,110
Income before extraordinary items$1,876,0001,015
Extraordinary gains, net$021
Net income$1,876,0001,013
Minority interest net income$0112
Net income of bank and minority interests.$1,876,0001,015
Net charge-offs$7,523,000451
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$3,000,000160
Net operating income$2,358,300759
2009-03-31 (YTD Data)Rank
Total interest income$8,974,000990
Total interest expense$6,039,000543
Net interest income$2,935,0001,878
Provision for loan and lease losses$5,689,000374
Total noninterest income$13,248,000188
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$80,0003,714
Trading account gains and fees$0171
Additional Noninterest Income$13,168,000151
Total noninterest expense$9,372,000548
Salaries and employee benefits$5,173,000488
Premises and equipment expense$751,000952
Additional noninterest expense$3,448,000507
Pre-tax net operating income$1,122,0001,141
Securities gains (losses)$572,000286
Applicable income taxes$130,0001,920
Income before extraordinary items$1,564,000650
Extraordinary gains, net$015
Net income$1,564,000649
Minority interest net income$0102
Net income of bank and minority interests.$1,564,000652
Net charge-offs$5,043,000316
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,037,760966
2008-12-31 (YTD Data)Rank
Total interest income$46,206,000806
Total interest expense$30,742,000519
Net interest income$15,464,0001,445
Provision for loan and lease losses$6,097,000872
Total noninterest income$22,850,000324
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$332,0003,832
Trading account gains and fees$43,000126
Additional Noninterest Income$22,475,000230
Total noninterest expense$35,634,000557
Salaries and employee benefits$16,800,000581
Premises and equipment expense$3,218,000851
Additional noninterest expense$15,616,000462
Pre-tax net operating income$-3,417,0007,661
Securities gains (losses)$-573,0007,591
Applicable income taxes$148,0003,079
Income before extraordinary items$-4,138,0007,749
Extraordinary gains, net$039
Net income$-4,138,0007,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,201,000963
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,565,0007,760
2008-09-30 (YTD Data)Rank
Total interest income$36,111,000790
Total interest expense$24,181,000521
Net interest income$11,930,0001,419
Provision for loan and lease losses$2,768,000951
Total noninterest income$17,748,000332
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$241,0003,926
Trading account gains and fees$43,000116
Additional Noninterest Income$17,464,000239
Total noninterest expense$25,865,000567
Salaries and employee benefits$12,602,000597
Premises and equipment expense$2,374,000877
Additional noninterest expense$10,889,000463
Pre-tax net operating income$1,045,0003,596
Securities gains (losses)$1,350,000145
Applicable income taxes$148,0003,248
Income before extraordinary items$2,247,0001,608
Extraordinary gains, net$031
Net income$2,247,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,211,0001,152
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$978,0003,291
2008-06-30 (YTD Data)Rank
Total interest income$25,398,000764
Total interest expense$17,127,000507
Net interest income$8,271,0001,349
Provision for loan and lease losses$2,000,000792
Total noninterest income$12,899,000327
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$148,0004,077
Trading account gains and fees$43,000109
Additional Noninterest Income$12,708,000234
Total noninterest expense$17,599,000562
Salaries and employee benefits$8,706,000573
Premises and equipment expense$1,591,000870
Additional noninterest expense$7,302,000455
Pre-tax net operating income$1,571,0002,107
Securities gains (losses)$1,145,000162
Applicable income taxes$128,0003,196
Income before extraordinary items$2,588,0001,062
Extraordinary gains, net$021
Net income$2,588,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,128,000795
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,500,2501,780
2008-03-31 (YTD Data)Rank
Total interest income$13,627,000740
Total interest expense$9,234,000509
Net interest income$4,393,0001,261
Provision for loan and lease losses$708,000790
Total noninterest income$6,796,000318
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$65,0004,287
Trading account gains and fees$43,000117
Additional Noninterest Income$6,688,000228
Total noninterest expense$8,906,000554
Salaries and employee benefits$4,597,000556
Premises and equipment expense$817,000848
Additional noninterest expense$3,492,000452
Pre-tax net operating income$1,575,0001,202
Securities gains (losses)$461,000259
Applicable income taxes$38,0003,830
Income before extraordinary items$1,998,000758
Extraordinary gains, net$015
Net income$1,998,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0001,256
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,546,220928
2007-12-31 (YTD Data)Rank
Total interest income$52,933,000786
Total interest expense$35,677,000566
Net interest income$17,256,0001,296
Provision for loan and lease losses$1,822,000906
Total noninterest income$20,192,000377
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$231,0004,606
Trading account gains and fees$-585,0008,497
Additional Noninterest Income$20,546,000257
Total noninterest expense$32,470,000578
Salaries and employee benefits$17,002,000570
Premises and equipment expense$3,219,000824
Additional noninterest expense$12,249,000499
Pre-tax net operating income$3,156,0002,370
Securities gains (losses)$-1,722,0008,455
Applicable income taxes$84,0004,596
Income before extraordinary items$1,350,0003,674
Extraordinary gains, net$039
Net income$1,350,0003,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$759,0001,252
Cash dividends$9,830,000424
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,968,6802,056
2007-09-30 (YTD Data)Rank
Total interest income$39,454,000794
Total interest expense$26,437,000572
Net interest income$13,017,0001,287
Provision for loan and lease losses$483,0001,616
Total noninterest income$15,484,000372
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$193,0004,414
Trading account gains and fees$-256,0008,531
Additional Noninterest Income$15,547,000260
Total noninterest expense$23,826,000578
Salaries and employee benefits$12,771,000573
Premises and equipment expense$2,395,000826
Additional noninterest expense$8,660,000504
Pre-tax net operating income$4,192,0001,611
Securities gains (losses)$-1,968,0008,513
Applicable income taxes$246,0003,441
Income before extraordinary items$1,978,0002,392
Extraordinary gains, net$033
Net income$1,978,0002,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$583,000962
Cash dividends$3,765,000720
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,729,5201,363
2007-06-30 (YTD Data)Rank
Total interest income$25,952,000813
Total interest expense$17,339,000592
Net interest income$8,613,0001,318
Provision for loan and lease losses$06,209
Total noninterest income$10,637,000376
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$123,0004,520
Trading account gains and fees$5,000160
Additional Noninterest Income$10,509,000269
Total noninterest expense$15,477,000610
Salaries and employee benefits$8,354,000593
Premises and equipment expense$1,584,000846
Additional noninterest expense$5,539,000530
Pre-tax net operating income$3,773,0001,257
Securities gains (losses)$2,0001,203
Applicable income taxes$156,0003,593
Income before extraordinary items$3,619,0001,003
Extraordinary gains, net$029
Net income$3,619,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000940
Cash dividends$2,680,000705
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,617,080983
2007-03-31 (YTD Data)Rank
Total interest income$12,765,000813
Total interest expense$8,538,000595
Net interest income$4,227,0001,345
Provision for loan and lease losses$05,779
Total noninterest income$4,854,000404
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$56,0004,665
Trading account gains and fees$0195
Additional Noninterest Income$4,798,000281
Total noninterest expense$7,373,000642
Salaries and employee benefits$4,046,000614
Premises and equipment expense$706,000939
Additional noninterest expense$2,621,000545
Pre-tax net operating income$1,708,0001,374
Securities gains (losses)$-2,0008,059
Applicable income taxes$78,0003,616
Income before extraordinary items$1,628,0001,084
Extraordinary gains, net$022
Net income$1,628,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,000724
Cash dividends$1,557,000565
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,629,9001,070
2006-12-31 (YTD Data)Rank
Total interest income$45,600,000849
Total interest expense$30,662,000564
Net interest income$14,938,0001,534
Provision for loan and lease losses$1,259,000833
Total noninterest income$19,469,000385
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$150,0005,525
Trading account gains and fees$971,00075
Additional Noninterest Income$18,348,000281
Total noninterest expense$26,058,000687
Salaries and employee benefits$14,857,000632
Premises and equipment expense$2,710,000920
Additional noninterest expense$8,491,000642
Pre-tax net operating income$7,090,0001,392
Securities gains (losses)$22,000885
Applicable income taxes$-143,0008,410
Income before extraordinary items$7,255,0001,028
Extraordinary gains, net$051
Net income$7,255,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-447,0008,642
Cash dividends$10,286,000372
Sale, conversion, retirement of capital stock, net$5,375,000304
Net operating income$7,233,0001,017
2006-09-30 (YTD Data)Rank
Total interest income$32,863,000892
Total interest expense$21,945,000581
Net interest income$10,918,0001,590
Provision for loan and lease losses$1,191,000653
Total noninterest income$10,976,000492
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$104,0005,729
Trading account gains and fees$612,00077
Additional Noninterest Income$10,260,000359
Total noninterest expense$18,425,000736
Salaries and employee benefits$10,383,000684
Premises and equipment expense$1,999,000949
Additional noninterest expense$6,043,000689
Pre-tax net operating income$2,278,0002,850
Securities gains (losses)$124,000402
Applicable income taxes$47,0005,474
Income before extraordinary items$2,355,0002,257
Extraordinary gains, net$045
Net income$2,355,0002,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,153
Cash dividends$8,995,000330
Sale, conversion, retirement of capital stock, net$5,375,000226
Net operating income$2,233,4802,361
2006-06-30 (YTD Data)Rank
Total interest income$20,880,000917
Total interest expense$13,544,000594
Net interest income$7,336,0001,577
Provision for loan and lease losses$860,000599
Total noninterest income$6,791,000510
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$65,0005,844
Trading account gains and fees$870,00067
Additional Noninterest Income$5,856,000390
Total noninterest expense$11,996,000748
Salaries and employee benefits$6,696,000710
Premises and equipment expense$1,312,000960
Additional noninterest expense$3,988,000697
Pre-tax net operating income$1,271,0003,231
Securities gains (losses)$124,000324
Applicable income taxes$47,0005,266
Income before extraordinary items$1,348,0002,543
Extraordinary gains, net$039
Net income$1,348,0002,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,000959
Cash dividends$8,575,000250
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,227,7202,737
2006-03-31 (YTD Data)Rank
Total interest income$9,677,000965
Total interest expense$6,149,000612
Net interest income$3,528,0001,627
Provision for loan and lease losses$293,000820
Total noninterest income$3,561,000498
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$29,0005,974
Trading account gains and fees$728,00057
Additional Noninterest Income$2,804,000401
Total noninterest expense$5,491,000813
Salaries and employee benefits$3,086,000783
Premises and equipment expense$557,0001,152
Additional noninterest expense$1,848,000734
Pre-tax net operating income$1,305,0001,842
Securities gains (losses)$124,000230
Applicable income taxes$47,0004,563
Income before extraordinary items$1,382,0001,325
Extraordinary gains, net$021
Net income$1,382,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,000525
Cash dividends$7,148,000159
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,261,7201,423
2005-12-31 (YTD Data)Rank
Total interest income$25,482,0001,306
Total interest expense$13,475,000839
Net interest income$12,007,0001,830
Provision for loan and lease losses$1,178,000907
Total noninterest income$81,574,000167
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$337,0003,925
Trading account gains and fees$-95,0008,817
Additional Noninterest Income$81,332,000129
Total noninterest expense$32,701,000552
Salaries and employee benefits$23,208,000410
Premises and equipment expense$1,699,0001,439
Additional noninterest expense$7,794,000682
Pre-tax net operating income$59,702,000238
Securities gains (losses)$-51,0008,192
Applicable income taxes$2,601,0001,089
Income before extraordinary items$57,050,000203
Extraordinary gains, net$046
Net income$57,050,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,856
Cash dividends$4,468,000736
Sale, conversion, retirement of capital stock, net$0934
Net operating income$57,098,960200
2005-09-30 (YTD Data)Rank
Total interest income$16,913,0001,441
Total interest expense$8,312,000948
Net interest income$8,601,0001,909
Provision for loan and lease losses$392,0001,755
Total noninterest income$77,836,000144
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$301,0003,546
Trading account gains and fees$-227,0008,845
Additional Noninterest Income$77,762,000112
Total noninterest expense$25,907,000528
Salaries and employee benefits$18,884,000376
Premises and equipment expense$1,275,0001,429
Additional noninterest expense$5,748,000690
Pre-tax net operating income$60,138,000207
Securities gains (losses)$-50,0008,481
Applicable income taxes$2,623,000860
Income before extraordinary items$57,465,000170
Extraordinary gains, net$035
Net income$57,465,000170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,078
Cash dividends$3,089,000719
Sale, conversion, retirement of capital stock, net$0769
Net operating income$57,513,000166
2005-06-30 (YTD Data)Rank
Total interest income$9,711,0001,654
Total interest expense$4,395,0001,128
Net interest income$5,316,0002,049
Provision for loan and lease losses$104,0003,302
Total noninterest income$73,024,000119
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$292,0002,675
Trading account gains and fees$-729,0008,856
Additional Noninterest Income$73,461,00090
Total noninterest expense$20,088,000463
Salaries and employee benefits$15,623,000302
Premises and equipment expense$848,0001,431
Additional noninterest expense$3,617,000721
Pre-tax net operating income$58,148,000163
Securities gains (losses)$-50,0008,595
Applicable income taxes$2,538,000636
Income before extraordinary items$55,560,000132
Extraordinary gains, net$030
Net income$55,560,000132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,897
Cash dividends$1,547,000908
Sale, conversion, retirement of capital stock, net$0643
Net operating income$55,608,000126
2005-03-31 (YTD Data)Rank
Total interest income$4,377,0001,784
Total interest expense$1,793,0001,332
Net interest income$2,584,0002,092
Provision for loan and lease losses$89,0002,296
Total noninterest income$70,336,00081
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$174,0002,263
Trading account gains and fees$234,00073
Additional Noninterest Income$69,928,00063
Total noninterest expense$15,175,000316
Salaries and employee benefits$12,539,000205
Premises and equipment expense$474,0001,269
Additional noninterest expense$2,162,000622
Pre-tax net operating income$57,656,000103
Securities gains (losses)$-50,0008,783
Applicable income taxes$2,598,000390
Income before extraordinary items$55,008,00081
Extraordinary gains, net$024
Net income$55,008,00081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,314
Cash dividends$351,0001,580
Sale, conversion, retirement of capital stock, net$0491
Net operating income$55,055,50079
2004-12-31 (YTD Data)Rank
Total interest income$15,026,0001,898
Total interest expense$4,414,0001,839
Net interest income$10,612,0001,912
Provision for loan and lease losses$1,355,000795
Total noninterest income$53,462,000210
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$588,0002,749
Trading account gains and fees$-37,0008,948
Additional Noninterest Income$52,911,000166
Total noninterest expense$51,190,000360
Salaries and employee benefits$38,887,000248
Premises and equipment expense$2,169,0001,068
Additional noninterest expense$10,134,000541
Pre-tax net operating income$11,529,000768
Securities gains (losses)$03,819
Applicable income taxes$447,0003,522
Income before extraordinary items$11,082,000615
Extraordinary gains, net$034
Net income$11,082,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,0001,154
Cash dividends$10,178,000350
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,082,000591
2004-09-30 (YTD Data)Rank
Total interest income$10,559,0001,988
Total interest expense$2,885,0002,072
Net interest income$7,674,0001,965
Provision for loan and lease losses$1,060,000738
Total noninterest income$39,383,000220
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$373,0003,174
Trading account gains and fees$-94,0008,999
Additional Noninterest Income$39,104,000169
Total noninterest expense$36,549,000383
Salaries and employee benefits$28,465,000253
Premises and equipment expense$1,586,0001,096
Additional noninterest expense$6,498,000617
Pre-tax net operating income$9,448,000719
Securities gains (losses)$03,710
Applicable income taxes$358,0003,487
Income before extraordinary items$9,090,000576
Extraordinary gains, net$026
Net income$9,090,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,000955
Cash dividends$8,386,000320
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,090,000551
2004-06-30 (YTD Data)Rank
Total interest income$6,452,0002,171
Total interest expense$1,630,0002,380
Net interest income$4,822,0002,076
Provision for loan and lease losses$535,000925
Total noninterest income$25,125,000229
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$163,0004,145
Trading account gains and fees$81,000102
Additional Noninterest Income$24,881,000184
Total noninterest expense$23,316,000390
Salaries and employee benefits$18,264,000260
Premises and equipment expense$1,047,0001,105
Additional noninterest expense$4,005,000653
Pre-tax net operating income$6,096,000734
Securities gains (losses)$03,413
Applicable income taxes$215,0003,631
Income before extraordinary items$5,881,000587
Extraordinary gains, net$021
Net income$5,881,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$6,275,000275
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,881,000560
2004-03-31 (YTD Data)Rank
Total interest income$2,600,0002,685
Total interest expense$688,0002,784
Net interest income$1,912,0002,594
Provision for loan and lease losses$276,000884
Total noninterest income$11,521,000231
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$68,0004,481
Trading account gains and fees$-166,0009,092
Additional Noninterest Income$11,619,000185
Total noninterest expense$10,917,000421
Salaries and employee benefits$8,416,000282
Premises and equipment expense$518,0001,138
Additional noninterest expense$1,983,000647
Pre-tax net operating income$2,240,000965
Securities gains (losses)$02,934
Applicable income taxes$43,0005,036
Income before extraordinary items$2,197,000760
Extraordinary gains, net$016
Net income$2,197,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$4,361,000197
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,197,000711
2003-12-31 (YTD Data)Rank
Total interest income$9,347,0003,008
Total interest expense$2,629,0003,219
Net interest income$6,718,0002,852
Provision for loan and lease losses$918,0001,285
Total noninterest income$49,834,000231
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$247,0004,779
Trading account gains and fees$2,020,00066
Additional Noninterest Income$47,567,000192
Total noninterest expense$42,566,000432
Salaries and employee benefits$33,078,000282
Premises and equipment expense$1,862,0001,206
Additional noninterest expense$7,626,000700
Pre-tax net operating income$13,068,000673
Securities gains (losses)$04,500
Applicable income taxes$514,0003,329
Income before extraordinary items$12,554,000559
Extraordinary gains, net$054
Net income$12,554,000559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,713
Cash dividends$5,130,000611
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,554,000520
2003-09-30 (YTD Data)Rank
Total interest income$6,819,0003,124
Total interest expense$1,966,0003,330
Net interest income$4,853,0002,987
Provision for loan and lease losses$727,0001,177
Total noninterest income$38,613,000232
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$184,0004,829
Trading account gains and fees$1,859,00065
Additional Noninterest Income$36,570,000194
Total noninterest expense$31,037,000454
Salaries and employee benefits$24,136,000294
Premises and equipment expense$1,368,0001,249
Additional noninterest expense$5,533,000713
Pre-tax net operating income$11,702,000594
Securities gains (losses)$04,204
Applicable income taxes$452,0003,201
Income before extraordinary items$11,250,000494
Extraordinary gains, net$040
Net income$11,250,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$3,749,000608
Sale, conversion, retirement of capital stock, net$0722
Net operating income$11,250,000457
2003-06-30 (YTD Data)Rank
Total interest income$4,178,0003,379
Total interest expense$1,271,0003,500
Net interest income$2,907,0003,286
Provision for loan and lease losses$201,0002,500
Total noninterest income$24,470,000233
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$120,0004,859
Trading account gains and fees$1,236,00065
Additional Noninterest Income$23,114,000196
Total noninterest expense$19,171,000481
Salaries and employee benefits$14,886,000318
Premises and equipment expense$875,0001,312
Additional noninterest expense$3,410,000764
Pre-tax net operating income$8,005,000582
Securities gains (losses)$03,782
Applicable income taxes$364,0002,885
Income before extraordinary items$7,641,000494
Extraordinary gains, net$030
Net income$7,641,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,664
Cash dividends$2,499,000611
Sale, conversion, retirement of capital stock, net$0589
Net operating income$7,641,000455
2003-03-31 (YTD Data)Rank
Total interest income$2,005,0003,517
Total interest expense$640,0003,559
Net interest income$1,365,0003,430
Provision for loan and lease losses$86,0002,651
Total noninterest income$11,162,000245
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$61,0004,717
Trading account gains and fees$552,00064
Additional Noninterest Income$10,549,000204
Total noninterest expense$8,713,000520
Salaries and employee benefits$6,834,000341
Premises and equipment expense$409,0001,420
Additional noninterest expense$1,470,000852
Pre-tax net operating income$3,728,000618
Securities gains (losses)$02,891
Applicable income taxes$174,0002,932
Income before extraordinary items$3,554,000506
Extraordinary gains, net$021
Net income$3,554,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$1,527,000471
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,554,000475
2002-12-31 (YTD Data)Rank
Total interest income$6,910,0004,095
Total interest expense$2,491,0004,112
Net interest income$4,419,0004,063
Provision for loan and lease losses$390,0002,895
Total noninterest income$27,829,000325
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$105,0006,494
Trading account gains and fees$1,910,00059
Additional Noninterest Income$25,814,000259
Total noninterest expense$24,709,000661
Salaries and employee benefits$18,363,000469
Premises and equipment expense$1,146,0001,922
Additional noninterest expense$5,200,000961
Pre-tax net operating income$7,149,0001,180
Securities gains (losses)$04,537
Applicable income taxes$310,0004,383
Income before extraordinary items$6,839,000915
Extraordinary gains, net$070
Net income$6,839,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,821
Cash dividends$3,639,000799
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,839,000878
2001-12-31 (YTD Data)Rank
Total interest income$5,669,0005,186
Total interest expense$2,708,0005,110
Net interest income$2,961,0005,130
Provision for loan and lease losses$507,0002,175
Total noninterest income$16,299,000441
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$34,0007,909
Trading account gains and fees$0177
Additional Noninterest Income$16,265,000326
Total noninterest expense$14,349,0001,031
Salaries and employee benefits$9,432,000780
Premises and equipment expense$886,0002,406
Additional noninterest expense$4,031,0001,186
Pre-tax net operating income$4,404,0001,622
Securities gains (losses)$14,0003,398
Applicable income taxes$166,0005,305
Income before extraordinary items$4,252,0001,283
Extraordinary gains, net$0105
Net income$4,252,0001,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,264
Cash dividends$189,0005,092
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,238,5601,236
2000-12-31 (YTD Data)Rank
Total interest income$2,247,0008,176
Total interest expense$1,175,0007,853
Net interest income$1,072,0008,343
Provision for loan and lease losses$236,0003,411
Total noninterest income$4,138,0001,050
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$30,0008,075
Trading account gains and feesNANA
Additional Noninterest Income$4,108,000710
Total noninterest expense$5,286,0002,571
Salaries and employee benefits$3,337,0002,140
Premises and equipment expense$504,0003,763
Additional noninterest expense$1,445,0002,910
Pre-tax net operating income$-312,0009,426
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-312,0009,453
Extraordinary gains, net$038
Net income$-312,0009,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$65,0006,264
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-312,0009,454
1999-12-31 (YTD Data)Rank
Total interest income$1,132,0009,492
Total interest expense$527,0009,383
Net interest income$605,0009,503
Provision for loan and lease losses$80,0005,643
Total noninterest income$4,555,0001,003
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0008,776
Trading account gains and feesNANA
Additional Noninterest Income$4,551,000687
Total noninterest expense$4,995,0002,708
Salaries and employee benefits$3,434,0002,042
Premises and equipment expense$501,0003,761
Additional noninterest expense$1,060,0003,827
Pre-tax net operating income$85,0009,127
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$85,0009,064
Extraordinary gains, net$035
Net income$85,0009,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,000,000298
Net operating income$85,0009,033

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.