Home > NBC National Bank > Income and Expense
NBC National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $85,183,000 | 455 |
| Total interest expense | $44,072,000 | 425 |
| Net interest income | $41,111,000 | 483 |
| Provision for loan and lease losses | $3,933,000 | 352 |
| Total noninterest income | $9,655,000 | 635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,655,000 | 456 |
| Total noninterest expense | $23,590,000 | 668 |
| Salaries and employee benefits | $11,659,000 | 615 |
| Premises and equipment expense | $4,780,000 | 479 |
| Additional noninterest expense | $7,151,000 | 766 |
| Pre-tax net operating income | $23,243,000 | 429 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $8,608,000 | 405 |
| Income before extraordinary items | $14,646,000 | 456 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,646,000 | 455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,618,000 | 392 |
| Cash dividends | $5,205,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $14,638,960 | 448 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $67,003,000 | 548 |
| Total interest expense | $36,182,000 | 498 |
| Net interest income | $30,821,000 | 586 |
| Provision for loan and lease losses | $2,363,000 | 516 |
| Total noninterest income | $8,414,000 | 672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $8,414,000 | 475 |
| Total noninterest expense | $19,379,000 | 763 |
| Salaries and employee benefits | $8,961,000 | 749 |
| Premises and equipment expense | $3,543,000 | 613 |
| Additional noninterest expense | $6,875,000 | 774 |
| Pre-tax net operating income | $17,493,000 | 488 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,682,000 | 460 |
| Income before extraordinary items | $10,811,000 | 548 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,811,000 | 547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,538,000 | 551 |
| Cash dividends | $3,455,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $10,811,000 | 523 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $55,470,000 | 641 |
| Total interest expense | $29,956,000 | 582 |
| Net interest income | $25,514,000 | 711 |
| Provision for loan and lease losses | $2,218,000 | 541 |
| Total noninterest income | $6,380,000 | 780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,380,000 | 531 |
| Total noninterest expense | $19,359,000 | 758 |
| Salaries and employee benefits | $8,679,000 | 786 |
| Premises and equipment expense | $3,096,000 | 675 |
| Additional noninterest expense | $7,584,000 | 721 |
| Pre-tax net operating income | $10,317,000 | 797 |
| Securities gains (losses) | $-81,000 | 10,730 |
| Applicable income taxes | $3,837,000 | 750 |
| Income before extraordinary items | $6,399,000 | 862 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,399,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,237,000 | 692 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,450,840 | 835 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $35,969,000 | 981 |
| Total interest expense | $21,634,000 | 786 |
| Net interest income | $14,335,000 | 1,252 |
| Provision for loan and lease losses | $2,204,000 | 567 |
| Total noninterest income | $3,662,000 | 1,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,662,000 | 785 |
| Total noninterest expense | $10,578,000 | 1,355 |
| Salaries and employee benefits | $4,825,000 | 1,393 |
| Premises and equipment expense | $1,969,000 | 1,075 |
| Additional noninterest expense | $3,784,000 | 1,406 |
| Pre-tax net operating income | $5,215,000 | 1,379 |
| Securities gains (losses) | $-894,000 | 11,397 |
| Applicable income taxes | $1,615,000 | 1,489 |
| Income before extraordinary items | $2,706,000 | 1,824 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,706,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,300 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,278,160 | 1,482 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,634,000 | 1,331 |
| Total interest expense | $15,720,000 | 1,078 |
| Net interest income | $9,914,000 | 1,801 |
| Provision for loan and lease losses | $999,000 | 952 |
| Total noninterest income | $2,709,000 | 1,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,709,000 | 941 |
| Total noninterest expense | $7,257,000 | 1,913 |
| Salaries and employee benefits | $3,180,000 | 2,091 |
| Premises and equipment expense | $1,469,000 | 1,404 |
| Additional noninterest expense | $2,608,000 | 1,921 |
| Pre-tax net operating income | $4,367,000 | 1,684 |
| Securities gains (losses) | $-126,000 | 11,572 |
| Applicable income taxes | $1,543,000 | 1,612 |
| Income before extraordinary items | $2,698,000 | 1,866 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,698,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,778,640 | 1,792 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,724,000 | 2,093 |
| Total interest expense | $7,483,000 | 1,673 |
| Net interest income | $7,241,000 | 2,495 |
| Provision for loan and lease losses | $686,000 | 1,221 |
| Total noninterest income | $2,562,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $707,000 | 1,904 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,855,000 | 1,191 |
| Total noninterest expense | $5,848,000 | 2,396 |
| Salaries and employee benefits | $2,439,000 | 2,726 |
| Premises and equipment expense | $823,000 | 2,467 |
| Additional noninterest expense | $2,586,000 | 2,078 |
| Pre-tax net operating income | $3,269,000 | 2,179 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $973,000 | 2,303 |
| Income before extraordinary items | $2,296,000 | 2,120 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,296,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,957 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 238 |
| Net operating income | $2,296,000 | 2,146 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,617,000 | 2,279 |
| Total interest expense | $6,382,000 | 2,033 |
| Net interest income | $7,235,000 | 2,481 |
| Provision for loan and lease losses | $819,000 | 1,491 |
| Total noninterest income | $2,765,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,297,000 | 1,018 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,468,000 | 1,579 |
| Total noninterest expense | $5,065,000 | 2,833 |
| Salaries and employee benefits | $2,097,000 | 3,128 |
| Premises and equipment expense | $602,000 | 3,322 |
| Additional noninterest expense | $2,366,000 | 2,359 |
| Pre-tax net operating income | $4,116,000 | 1,680 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,041,000 | 2,157 |
| Income before extraordinary items | $3,075,000 | 1,647 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,075,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,766 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,075,000 | 1,561 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,085,000 | 2,897 |
| Total interest expense | $5,965,000 | 2,792 |
| Net interest income | $6,120,000 | 2,982 |
| Provision for loan and lease losses | $730,000 | 2,296 |
| Total noninterest income | $2,322,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,181,000 | 1,119 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,141,000 | 1,827 |
| Total noninterest expense | $4,244,000 | 3,324 |
| Salaries and employee benefits | $1,641,000 | 3,909 |
| Premises and equipment expense | $514,000 | 3,871 |
| Additional noninterest expense | $2,089,000 | 2,697 |
| Pre-tax net operating income | $3,468,000 | 1,782 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $951,000 | 2,204 |
| Income before extraordinary items | $2,516,000 | 1,805 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,516,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 2,878 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,516,730 | 1,667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.