| 2023-12-31 | Rank |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 1.5101% | 4,582 |
| Cost of funding earning assets | 0.0033% | 4,517 |
| Net interest margin | 1.5068% | 4,506 |
| Noninterest income to average assets | 0.0000% | 4,534 |
| Noninterest expense to average assets | 18.1302% | 75 |
| Loan and lease loss provision to assets | 0.1100% | 1,180 |
| Net operating income to assets | -16.9434% | 4,607 |
| Return on assets (ROA) | -16.9434% | 4,606 |
| Pretax return on assets | -16.9434% | 4,606 |
| Return on Equity (ROE) | -19.2000% | 4,544 |
| Retained earnings to average equity (ytd only) | -19.2009% | 4,519 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 1,392.8676% | 2 |
| Assets per employee ($millions) | 2.0597% | 4,445 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
| Condition Ratios (%) |
| Loss allowance to loans | 0.6531% | 4,181 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 15.7500% | 4,427 |
| Net loans and leases to deposits | 112.6548% | 150 |
| Net loans and leases to core deposits | 112.6548% | 860 |
| Total domestic deposits to total assets | 13.9800% | 4,508 |
| Equity capital to assets | 80.8647% | 98 |
| Core capital (leverage) ratio | 90.5701% | 31 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 426.1691% | 19 |
| Memoranda: |
| Average total assets | $104,483,000 | 3,788 |
| Average earning assets | $90,256,000 | 3,833 |
| Average equity | $92,199,000 | 1,009 |
| Average total loans | $8,651,500 | 4,429 |
| 2023-09-30 | Rank |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 0.2063% | 4,614 |
| Cost of funding earning assets | 0.0000% | 4,547 |
| Net interest margin | 0.2063% | 4,577 |
| Noninterest income to average assets | 0.0000% | 4,562 |
| Noninterest expense to average assets | 13.3382% | 91 |
| Loan and lease loss provision to assets | 0.0000% | 2,992 |
| Net operating income to assets | -13.1685% | 4,633 |
| Return on assets (ROA) | -13.1685% | 4,632 |
| Pretax return on assets | -13.1685% | 4,632 |
| Return on Equity (ROE) | -13.6700% | 4,555 |
| Retained earnings to average equity (ytd only) | -13.6726% | 4,527 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 7,861.4173% | 2 |
| Assets per employee ($millions) | 1.8830% | 4,480 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) |
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 0.0000% | 4,500 |
| Net loans and leases to deposits | 0.0000% | 4,499 |
| Net loans and leases to core deposits | 0.0000% | 4,490 |
| Total domestic deposits to total assets | 0.0000% | 4,578 |
| Equity capital to assets | 96.3137% | 61 |
| Core capital (leverage) ratio | 96.1595% | 24 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 2,755.0014% | 2 |
| Memoranda: |
| Average total assets | $99,801,000 | 3,849 |
| Average earning assets | $82,083,000 | 3,921 |
| Average equity | $96,122,000 | 971 |
| Average total loans | $0 | 4,502 |
