Home > National Bank of Commerce > Income and Expense

National Bank of Commerce, Income and Expense

2019-03-31 (YTD Data)Rank
Total interest income$52,349,000227
Total interest expense$7,670,000281
Net interest income$44,679,000208
Provision for loan and lease losses$34,0002,358
Total noninterest income$3,432,000540
Gross Fiduciary activities income$0972
Service charges on deposit accounts$590,000525
Trading account gains and fees$0126
Additional Noninterest Income$2,842,000460
Total noninterest expense$53,958,000155
Salaries and employee benefits$34,640,000124
Premises and equipment expense$2,963,000250
Additional noninterest expense$16,355,000172
Pre-tax net operating income$-5,881,0005,364
Securities gains (losses)$-9,0005,085
Applicable income taxes$-1,227,0005,349
Income before extraordinary items$-4,663,0005,354
Extraordinary gains, net$05
Net income$-5,129,0005,355
Minority interest net income$466,00019
Net income of bank and minority interests.$-4,663,0005,354
Net charge-offs$1,448,000172
Cash dividends$21,000,000119
Sale, conversion, retirement of capital stock, net$2,714,00032
Net operating income$-4,655,8905,355
2018-12-31 (YTD Data)Rank
Total interest income$171,616,000242
Total interest expense$19,516,000322
Net interest income$152,100,000228
Provision for loan and lease losses$4,723,000268
Total noninterest income$19,092,000429
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,237,000574
Trading account gains and fees$0126
Additional Noninterest Income$16,855,000354
Total noninterest expense$103,484,000265
Salaries and employee benefits$64,736,000232
Premises and equipment expense$8,982,000321
Additional noninterest expense$29,766,000289
Pre-tax net operating income$62,985,000267
Securities gains (losses)$193,000216
Applicable income taxes$15,030,000237
Income before extraordinary items$48,148,000276
Extraordinary gains, net$06
Net income$45,679,000284
Minority interest net income$2,469,00017
Net income of bank and minority interests.$48,148,000276
Net charge-offs$1,532,000427
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,608,000186
Net operating income$47,995,530278
2018-09-30 (YTD Data)Rank
Total interest income$120,203,000250
Total interest expense$12,593,000332
Net interest income$107,610,000242
Provision for loan and lease losses$3,175,000286
Total noninterest income$13,989,000440
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,658,000578
Trading account gains and fees$0138
Additional Noninterest Income$12,331,000363
Total noninterest expense$71,753,000281
Salaries and employee benefits$44,206,000249
Premises and equipment expense$6,478,000327
Additional noninterest expense$21,069,000294
Pre-tax net operating income$46,671,000267
Securities gains (losses)$193,000209
Applicable income taxes$11,028,000246
Income before extraordinary items$35,836,000277
Extraordinary gains, net$05
Net income$34,088,000288
Minority interest net income$1,748,00017
Net income of bank and minority interests.$35,836,000277
Net charge-offs$1,401,000350
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,299,000164
Net operating income$35,683,530279
2018-06-30 (YTD Data)Rank
Total interest income$74,017,000261
Total interest expense$6,956,000360
Net interest income$67,061,000248
Provision for loan and lease losses$2,174,000276
Total noninterest income$9,234,000449
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,044,000606
Trading account gains and fees$0130
Additional Noninterest Income$8,190,000365
Total noninterest expense$45,925,000289
Salaries and employee benefits$28,091,000257
Premises and equipment expense$4,013,000351
Additional noninterest expense$13,821,000296
Pre-tax net operating income$28,196,000281
Securities gains (losses)$193,000179
Applicable income taxes$6,621,000251
Income before extraordinary items$21,768,000285
Extraordinary gains, net$06
Net income$20,696,000298
Minority interest net income$1,072,00020
Net income of bank and minority interests.$21,768,000285
Net charge-offs$1,162,000297
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$925,000139
Net operating income$21,615,530289
2018-03-31 (YTD Data)Rank
Total interest income$36,313,000262
Total interest expense$3,032,000378
Net interest income$33,281,000247
Provision for loan and lease losses$1,318,000231
Total noninterest income$4,837,000426
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$517,000611
Trading account gains and fees$0123
Additional Noninterest Income$4,320,000343
Total noninterest expense$23,987,000274
Salaries and employee benefits$13,865,000260
Premises and equipment expense$2,267,000317
Additional noninterest expense$7,855,000272
Pre-tax net operating income$12,813,000297
Securities gains (losses)$191,000119
Applicable income taxes$3,068,000262
Income before extraordinary items$9,936,000302
Extraordinary gains, net$07
Net income$9,480,000315
Minority interest net income$456,00020
Net income of bank and minority interests.$9,936,000302
Net charge-offs$464,000323
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$459,000125
Net operating income$9,785,110303
2017-12-31 (YTD Data)Rank
Total interest income$109,769,000308
Total interest expense$8,814,000414
Net interest income$100,955,000299
Provision for loan and lease losses$3,894,000291
Total noninterest income$20,122,000415
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,455,000839
Trading account gains and fees$0151
Additional Noninterest Income$18,667,000329
Total noninterest expense$71,609,000337
Salaries and employee benefits$46,014,000291
Premises and equipment expense$6,521,000409
Additional noninterest expense$19,074,000388
Pre-tax net operating income$45,574,000307
Securities gains (losses)$-91,0005,392
Applicable income taxes$21,484,000248
Income before extraordinary items$23,999,000362
Extraordinary gains, net$09
Net income$22,092,000378
Minority interest net income$1,907,00020
Net income of bank and minority interests.$23,999,000363
Net charge-offs$1,022,000687
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,351,000198
Net operating income$24,057,240358
2017-09-30 (YTD Data)Rank
Total interest income$79,552,000316
Total interest expense$6,378,000415
Net interest income$73,174,000308
Provision for loan and lease losses$2,416,000343
Total noninterest income$15,167,000417
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,079,000855
Trading account gains and fees$0145
Additional Noninterest Income$14,088,000327
Total noninterest expense$53,167,000341
Salaries and employee benefits$34,472,000290
Premises and equipment expense$4,635,000424
Additional noninterest expense$14,060,000393
Pre-tax net operating income$32,758,000320
Securities gains (losses)$28,0001,157
Applicable income taxes$11,455,000285
Income before extraordinary items$21,331,000342
Extraordinary gains, net$09
Net income$19,837,000362
Minority interest net income$1,494,00018
Net income of bank and minority interests.$21,331,000342
Net charge-offs$265,0001,200
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,020,000189
Net operating income$21,312,800340
2017-06-30 (YTD Data)Rank
Total interest income$51,356,000322
Total interest expense$4,205,000404
Net interest income$47,151,000319
Provision for loan and lease losses$1,311,000405
Total noninterest income$10,516,000411
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$711,000854
Trading account gains and fees$0139
Additional Noninterest Income$9,805,000321
Total noninterest expense$35,532,000342
Salaries and employee benefits$22,994,000288
Premises and equipment expense$2,946,000441
Additional noninterest expense$9,592,000387
Pre-tax net operating income$20,824,000330
Securities gains (losses)$28,000866
Applicable income taxes$7,301,000290
Income before extraordinary items$13,551,000354
Extraordinary gains, net$011
Net income$12,627,000373
Minority interest net income$924,00019
Net income of bank and minority interests.$13,551,000354
Net charge-offs$17,0002,671
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$671,000177
Net operating income$13,532,800351
2017-03-31 (YTD Data)Rank
Total interest income$24,895,000330
Total interest expense$2,081,000398
Net interest income$22,814,000327
Provision for loan and lease losses$156,0001,089
Total noninterest income$5,440,000390
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$373,000820
Trading account gains and fees$0142
Additional Noninterest Income$5,067,000312
Total noninterest expense$18,114,000346
Salaries and employee benefits$11,722,000290
Premises and equipment expense$1,470,000458
Additional noninterest expense$4,922,000386
Pre-tax net operating income$9,984,000335
Securities gains (losses)$01,153
Applicable income taxes$3,456,000306
Income before extraordinary items$6,528,000368
Extraordinary gains, net$08
Net income$6,035,000390
Minority interest net income$493,00018
Net income of bank and minority interests.$6,528,000368
Net charge-offs$-296,0005,771
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$336,000151
Net operating income$6,528,000363
2016-12-31 (YTD Data)Rank
Total interest income$74,553,000387
Total interest expense$6,421,000465
Net interest income$68,132,000379
Provision for loan and lease losses$3,248,000366
Total noninterest income$13,966,000544
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,083,0001,129
Trading account gains and fees$0170
Additional Noninterest Income$12,883,000429
Total noninterest expense$48,730,000458
Salaries and employee benefits$31,677,000404
Premises and equipment expense$4,634,000541
Additional noninterest expense$12,419,000558
Pre-tax net operating income$30,120,000370
Securities gains (losses)$03,212
Applicable income taxes$10,167,000332
Income before extraordinary items$19,953,000408
Extraordinary gains, net$05
Net income$18,389,000436
Minority interest net income$1,564,00021
Net income of bank and minority interests.$19,953,000407
Net charge-offs$977,000671
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,002,000202
Net operating income$19,953,000406
2016-09-30 (YTD Data)Rank
Total interest income$55,525,000388
Total interest expense$4,767,000468
Net interest income$50,758,000381
Provision for loan and lease losses$2,807,000314
Total noninterest income$10,502,000546
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$798,0001,142
Trading account gains and fees$0169
Additional Noninterest Income$9,704,000424
Total noninterest expense$36,678,000458
Salaries and employee benefits$23,740,000402
Premises and equipment expense$3,444,000553
Additional noninterest expense$9,494,000549
Pre-tax net operating income$21,775,000384
Securities gains (losses)$03,160
Applicable income taxes$7,331,000349
Income before extraordinary items$14,444,000420
Extraordinary gains, net$05
Net income$13,254,000456
Minority interest net income$1,190,00021
Net income of bank and minority interests.$14,444,000420
Net charge-offs$699,000623
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$790,000174
Net operating income$14,444,000417
2016-06-30 (YTD Data)Rank
Total interest income$36,691,000390
Total interest expense$3,197,000462
Net interest income$33,494,000385
Provision for loan and lease losses$2,434,000241
Total noninterest income$6,500,000567
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$524,0001,144
Trading account gains and fees$0157
Additional Noninterest Income$5,976,000440
Total noninterest expense$24,305,000463
Salaries and employee benefits$15,763,000404
Premises and equipment expense$2,266,000561
Additional noninterest expense$6,276,000554
Pre-tax net operating income$13,255,000406
Securities gains (losses)$02,835
Applicable income taxes$4,410,000373
Income before extraordinary items$8,845,000448
Extraordinary gains, net$016
Net income$8,077,000479
Minority interest net income$768,00021
Net income of bank and minority interests.$8,845,000447
Net charge-offs$634,000496
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$479,000176
Net operating income$8,845,000436
2016-03-31 (YTD Data)Rank
Total interest income$18,312,000387
Total interest expense$1,650,000438
Net interest income$16,662,000386
Provision for loan and lease losses$1,533,000209
Total noninterest income$3,125,000561
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$260,0001,149
Trading account gains and fees$0142
Additional Noninterest Income$2,865,000432
Total noninterest expense$11,999,000465
Salaries and employee benefits$7,820,000400
Premises and equipment expense$1,135,000558
Additional noninterest expense$3,044,000565
Pre-tax net operating income$6,255,000411
Securities gains (losses)$02,077
Applicable income taxes$2,177,000367
Income before extraordinary items$4,078,000458
Extraordinary gains, net$012
Net income$3,738,000500
Minority interest net income$340,00021
Net income of bank and minority interests.$4,078,000458
Net charge-offs$448,000370
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$231,000160
Net operating income$4,078,000447
2015-12-31 (YTD Data)Rank
Total interest income$54,845,000469
Total interest expense$4,796,000579
Net interest income$50,049,000453
Provision for loan and lease losses$1,113,000746
Total noninterest income$8,302,000773
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$750,0001,556
Trading account gains and fees$0159
Additional Noninterest Income$7,552,000607
Total noninterest expense$38,967,000544
Salaries and employee benefits$25,108,000460
Premises and equipment expense$3,584,000684
Additional noninterest expense$10,275,000662
Pre-tax net operating income$18,271,000527
Securities gains (losses)$03,216
Applicable income taxes$5,842,000469
Income before extraordinary items$12,429,000590
Extraordinary gains, net$023
Net income$10,360,000708
Minority interest net income$2,069,00021
Net income of bank and minority interests.$12,429,000591
Net charge-offs$1,073,000647
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$789,000255
Net operating income$12,429,000580
2015-09-30 (YTD Data)Rank
Total interest income$38,357,000497
Total interest expense$3,289,000641
Net interest income$35,068,000484
Provision for loan and lease losses$482,0001,067
Total noninterest income$6,262,000786
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$530,0001,644
Trading account gains and fees$0153
Additional Noninterest Income$5,732,000616
Total noninterest expense$28,018,000568
Salaries and employee benefits$18,187,000478
Premises and equipment expense$2,536,000741
Additional noninterest expense$7,295,000693
Pre-tax net operating income$12,830,000563
Securities gains (losses)$03,031
Applicable income taxes$4,056,000518
Income before extraordinary items$8,774,000632
Extraordinary gains, net$021
Net income$7,142,000773
Minority interest net income$1,632,00022
Net income of bank and minority interests.$8,774,000632
Net charge-offs$893,000553
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$611,000227
Net operating income$8,774,000619
2015-06-30 (YTD Data)Rank
Total interest income$24,907,000506
Total interest expense$2,098,000665
Net interest income$22,809,000498
Provision for loan and lease losses$281,0001,200
Total noninterest income$3,960,000822
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$354,0001,620
Trading account gains and fees$0157
Additional Noninterest Income$3,606,000639
Total noninterest expense$18,503,000574
Salaries and employee benefits$11,953,000484
Premises and equipment expense$1,665,000756
Additional noninterest expense$4,885,000690
Pre-tax net operating income$7,985,000596
Securities gains (losses)$02,636
Applicable income taxes$2,506,000558
Income before extraordinary items$5,479,000674
Extraordinary gains, net$022
Net income$4,420,000826
Minority interest net income$1,059,00023
Net income of bank and minority interests.$5,479,000674
Net charge-offs$809,000412
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$404,000217
Net operating income$5,479,000651
2015-03-31 (YTD Data)Rank
Total interest income$12,193,000518
Total interest expense$1,027,000682
Net interest income$11,166,000506
Provision for loan and lease losses$161,0001,022
Total noninterest income$1,759,000868
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$181,0001,573
Trading account gains and fees$0152
Additional Noninterest Income$1,578,000658
Total noninterest expense$9,069,000584
Salaries and employee benefits$5,783,000499
Premises and equipment expense$836,000761
Additional noninterest expense$2,450,000674
Pre-tax net operating income$3,695,000622
Securities gains (losses)$02,027
Applicable income taxes$1,175,000560
Income before extraordinary items$2,520,000705
Extraordinary gains, net$013
Net income$2,054,000851
Minority interest net income$466,00022
Net income of bank and minority interests.$2,520,000705
Net charge-offs$441,000396
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$203,000185
Net operating income$2,520,000682
2014-12-31 (YTD Data)Rank
Total interest income$31,000,000804
Total interest expense$2,831,0001,052
Net interest income$28,169,000779
Provision for loan and lease losses$978,000890
Total noninterest income$5,042,0001,101
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$417,0002,602
Trading account gains and fees$0180
Additional Noninterest Income$4,625,000806
Total noninterest expense$22,701,000889
Salaries and employee benefits$15,312,000730
Premises and equipment expense$1,900,0001,261
Additional noninterest expense$5,489,0001,197
Pre-tax net operating income$9,532,000866
Securities gains (losses)$-33,0006,196
Applicable income taxes$3,241,000678
Income before extraordinary items$6,258,0001,048
Extraordinary gains, net$017
Net income$5,746,0001,140
Minority interest net income$512,00035
Net income of bank and minority interests.$6,258,0001,047
Net charge-offs$295,0002,035
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$358,000348
Net operating income$6,279,7801,027
2014-09-30 (YTD Data)Rank
Total interest income$20,764,000915
Total interest expense$2,023,0001,113
Net interest income$18,741,000883
Provision for loan and lease losses$152,0002,359
Total noninterest income$3,644,0001,126
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$304,0002,686
Trading account gains and fees$0174
Additional Noninterest Income$3,340,000832
Total noninterest expense$16,022,000942
Salaries and employee benefits$10,885,000763
Premises and equipment expense$1,372,0001,314
Additional noninterest expense$3,765,0001,292
Pre-tax net operating income$6,211,0001,006
Securities gains (losses)$-33,0006,306
Applicable income taxes$2,111,000767
Income before extraordinary items$4,067,0001,203
Extraordinary gains, net$015
Net income$3,859,0001,252
Minority interest net income$208,00041
Net income of bank and minority interests.$4,067,0001,202
Net charge-offs$253,0001,746
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$322,000292
Net operating income$4,088,7801,184
2014-06-30 (YTD Data)Rank
Total interest income$12,657,0001,006
Total interest expense$1,293,0001,151
Net interest income$11,364,000980
Provision for loan and lease losses$04,196
Total noninterest income$2,291,0001,153
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$207,0002,630
Trading account gains and fees$0172
Additional Noninterest Income$2,084,000856
Total noninterest expense$10,187,000987
Salaries and employee benefits$6,892,000795
Premises and equipment expense$895,0001,347
Additional noninterest expense$2,400,0001,337
Pre-tax net operating income$3,468,0001,143
Securities gains (losses)$02,580
Applicable income taxes$1,211,000837
Income before extraordinary items$2,257,0001,383
Extraordinary gains, net$020
Net income$2,257,0001,384
Minority interest net income$080
Net income of bank and minority interests.$2,257,0001,385
Net charge-offs$145,0001,864
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$215,000279
Net operating income$2,257,0001,365
2014-03-31 (YTD Data)Rank
Total interest income$6,208,0001,029
Total interest expense$659,0001,141
Net interest income$5,549,0001,005
Provision for loan and lease losses$03,817
Total noninterest income$967,0001,284
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$105,0002,571
Trading account gains and fees$0147
Additional Noninterest Income$862,000949
Total noninterest expense$4,879,0001,050
Salaries and employee benefits$3,302,000843
Premises and equipment expense$436,0001,406
Additional noninterest expense$1,141,0001,398
Pre-tax net operating income$1,637,0001,168
Securities gains (losses)$01,715
Applicable income taxes$592,000820
Income before extraordinary items$1,045,0001,439
Extraordinary gains, net$016
Net income$1,045,0001,442
Minority interest net income$066
Net income of bank and minority interests.$1,045,0001,441
Net charge-offs$-43,0006,269
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$107,000245
Net operating income$1,045,0001,416
2013-12-31 (YTD Data)Rank
Total interest income$23,312,0001,094
Total interest expense$2,612,0001,288
Net interest income$20,700,0001,064
Provision for loan and lease losses$05,091
Total noninterest income$5,256,0001,088
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$383,0002,907
Trading account gains and fees$0184
Additional Noninterest Income$4,873,000824
Total noninterest expense$19,563,0001,047
Salaries and employee benefits$13,444,000804
Premises and equipment expense$1,727,0001,380
Additional noninterest expense$4,392,0001,505
Pre-tax net operating income$6,393,0001,156
Securities gains (losses)$47,0001,839
Applicable income taxes$2,360,000798
Income before extraordinary items$4,080,0001,470
Extraordinary gains, net$029
Net income$4,080,0001,472
Minority interest net income$090
Net income of bank and minority interests.$4,080,0001,474
Net charge-offs$901,0001,379
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$293,000366
Net operating income$4,049,9201,448
2013-09-30 (YTD Data)Rank
Total interest income$17,077,0001,131
Total interest expense$1,976,0001,325
Net interest income$15,101,0001,094
Provision for loan and lease losses$04,941
Total noninterest income$4,098,0001,087
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$279,0002,985
Trading account gains and fees$0180
Additional Noninterest Income$3,819,000809
Total noninterest expense$15,130,0001,017
Salaries and employee benefits$10,245,000792
Premises and equipment expense$1,329,0001,354
Additional noninterest expense$3,556,0001,402
Pre-tax net operating income$4,069,0001,368
Securities gains (losses)$47,0001,704
Applicable income taxes$1,496,000936
Income before extraordinary items$2,620,0001,709
Extraordinary gains, net$025
Net income$2,620,0001,710
Minority interest net income$084
Net income of bank and minority interests.$2,620,0001,713
Net charge-offs$849,0001,123
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$215,000336
Net operating income$2,589,9201,671
2013-06-30 (YTD Data)Rank
Total interest income$10,976,0001,167
Total interest expense$1,338,0001,341
Net interest income$9,638,0001,127
Provision for loan and lease losses$04,788
Total noninterest income$2,707,0001,098
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$151,0003,345
Trading account gains and fees$0157
Additional Noninterest Income$2,556,000824
Total noninterest expense$9,975,0001,015
Salaries and employee benefits$6,820,000794
Premises and equipment expense$925,0001,289
Additional noninterest expense$2,230,0001,460
Pre-tax net operating income$2,370,0001,500
Securities gains (losses)$47,0001,557
Applicable income taxes$869,0001,036
Income before extraordinary items$1,548,0001,879
Extraordinary gains, net$022
Net income$1,548,0001,884
Minority interest net income$082
Net income of bank and minority interests.$1,548,0001,885
Net charge-offs$180,0002,199
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$144,000318
Net operating income$1,517,9201,841
2013-03-31 (YTD Data)Rank
Total interest income$5,270,0001,218
Total interest expense$688,0001,351
Net interest income$4,582,0001,187
Provision for loan and lease losses$04,409
Total noninterest income$1,282,0001,130
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$95,0002,882
Trading account gains and fees$0148
Additional Noninterest Income$1,187,000870
Total noninterest expense$4,926,0001,042
Salaries and employee benefits$3,368,000817
Premises and equipment expense$451,0001,351
Additional noninterest expense$1,107,0001,466
Pre-tax net operating income$938,0001,807
Securities gains (losses)$47,000948
Applicable income taxes$344,0001,201
Income before extraordinary items$641,0002,146
Extraordinary gains, net$010
Net income$641,0002,148
Minority interest net income$076
Net income of bank and minority interests.$641,0002,148
Net charge-offs$133,0001,681
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$72,000278
Net operating income$610,4502,150
2012-12-31 (YTD Data)Rank
Total interest income$19,952,0001,343
Total interest expense$3,280,0001,358
Net interest income$16,672,0001,308
Provision for loan and lease losses$125,0004,434
Total noninterest income$4,951,0001,163
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$255,0003,799
Trading account gains and fees$0166
Additional Noninterest Income$4,696,000849
Total noninterest expense$18,273,0001,094
Salaries and employee benefits$11,587,000896
Premises and equipment expense$1,733,0001,364
Additional noninterest expense$4,953,0001,366
Pre-tax net operating income$3,225,0001,966
Securities gains (losses)$03,810
Applicable income taxes$1,108,0001,365
Income before extraordinary items$2,117,0002,483
Extraordinary gains, net$029
Net income$2,117,0002,484
Minority interest net income$093
Net income of bank and minority interests.$2,117,0002,484
Net charge-offs$448,0002,790
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,117,0002,354
2012-09-30 (YTD Data)Rank
Total interest income$14,717,0001,390
Total interest expense$2,489,0001,406
Net interest income$12,228,0001,351
Provision for loan and lease losses$300,0002,961
Total noninterest income$3,518,0001,192
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$187,0003,901
Trading account gains and fees$0157
Additional Noninterest Income$3,331,000864
Total noninterest expense$12,845,0001,178
Salaries and employee benefits$8,433,000929
Premises and equipment expense$1,337,0001,350
Additional noninterest expense$3,075,0001,637
Pre-tax net operating income$2,601,0001,907
Securities gains (losses)$03,575
Applicable income taxes$876,0001,359
Income before extraordinary items$1,725,0002,386
Extraordinary gains, net$020
Net income$1,725,0002,387
Minority interest net income$086
Net income of bank and minority interests.$1,725,0002,387
Net charge-offs$1,364,0001,194
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,725,0002,258
2012-06-30 (YTD Data)Rank
Total interest income$9,541,0001,434
Total interest expense$1,651,0001,460
Net interest income$7,890,0001,402
Provision for loan and lease losses$05,619
Total noninterest income$1,818,0001,403
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$124,0003,895
Trading account gains and fees$0153
Additional Noninterest Income$1,694,0001,044
Total noninterest expense$8,184,0001,231
Salaries and employee benefits$5,300,000984
Premises and equipment expense$866,0001,372
Additional noninterest expense$2,018,0001,653
Pre-tax net operating income$1,524,0002,113
Securities gains (losses)$03,178
Applicable income taxes$506,0001,479
Income before extraordinary items$1,018,0002,593
Extraordinary gains, net$019
Net income$1,018,0002,593
Minority interest net income$084
Net income of bank and minority interests.$1,018,0002,593
Net charge-offs$104,0003,367
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,018,0002,453
2012-03-31 (YTD Data)Rank
Total interest income$4,563,0001,509
Total interest expense$797,0001,574
Net interest income$3,766,0001,479
Provision for loan and lease losses$05,254
Total noninterest income$860,0001,459
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$61,0003,920
Trading account gains and fees$0148
Additional Noninterest Income$799,0001,076
Total noninterest expense$4,036,0001,240
Salaries and employee benefits$2,620,000991
Premises and equipment expense$424,0001,408
Additional noninterest expense$992,0001,670
Pre-tax net operating income$590,0002,561
Securities gains (losses)$02,210
Applicable income taxes$189,0001,795
Income before extraordinary items$401,0003,060
Extraordinary gains, net$019
Net income$401,0003,063
Minority interest net income$078
Net income of bank and minority interests.$401,0003,064
Net charge-offs$-245,0007,248
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$401,0002,906
2011-12-31 (YTD Data)Rank
Total interest income$17,005,0001,668
Total interest expense$3,560,0001,675
Net interest income$13,445,0001,659
Provision for loan and lease losses$600,0003,157
Total noninterest income$2,401,0001,770
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$218,0004,222
Trading account gains and fees$0146
Additional Noninterest Income$2,183,0001,279
Total noninterest expense$14,475,0001,353
Salaries and employee benefits$9,317,0001,059
Premises and equipment expense$1,703,0001,460
Additional noninterest expense$3,455,0001,951
Pre-tax net operating income$771,0004,143
Securities gains (losses)$64,0002,400
Applicable income taxes$216,0002,829
Income before extraordinary items$619,0004,342
Extraordinary gains, net$029
Net income$619,0004,344
Minority interest net income$096
Net income of bank and minority interests.$619,0004,344
Net charge-offs$1,129,0002,216
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$571,6404,347
2011-09-30 (YTD Data)Rank
Total interest income$12,668,0001,692
Total interest expense$2,785,0001,682
Net interest income$9,883,0001,705
Provision for loan and lease losses$300,0003,601
Total noninterest income$1,679,0001,845
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$160,0004,277
Trading account gains and fees$0145
Additional Noninterest Income$1,519,0001,328
Total noninterest expense$11,059,0001,333
Salaries and employee benefits$6,411,0001,161
Premises and equipment expense$1,373,0001,368
Additional noninterest expense$3,275,0001,559
Pre-tax net operating income$203,0005,461
Securities gains (losses)$64,0002,145
Applicable income taxes$9,0004,287
Income before extraordinary items$258,0005,242
Extraordinary gains, net$021
Net income$258,0005,242
Minority interest net income$087
Net income of bank and minority interests.$258,0005,242
Net charge-offs$1,117,0001,792
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$195,9205,373
2011-06-30 (YTD Data)Rank
Total interest income$8,386,0001,726
Total interest expense$1,917,0001,699
Net interest income$6,469,0001,738
Provision for loan and lease losses$300,0002,953
Total noninterest income$825,0002,282
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$102,0004,351
Trading account gains and fees$0153
Additional Noninterest Income$723,0001,684
Total noninterest expense$7,142,0001,389
Salaries and employee benefits$4,150,0001,206
Premises and equipment expense$804,0001,568
Additional noninterest expense$2,188,0001,582
Pre-tax net operating income$-148,0006,504
Securities gains (losses)$64,0001,431
Applicable income taxes$-95,0007,101
Income before extraordinary items$11,0006,254
Extraordinary gains, net$015
Net income$11,0006,254
Minority interest net income$089
Net income of bank and minority interests.$11,0006,254
Net charge-offs$443,0002,271
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-29,9606,317
2011-03-31 (YTD Data)Rank
Total interest income$4,382,0001,663
Total interest expense$1,002,0001,680
Net interest income$3,380,0001,652
Provision for loan and lease losses$300,0001,892
Total noninterest income$369,0002,478
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$48,0004,430
Trading account gains and fees$0158
Additional Noninterest Income$321,0001,827
Total noninterest expense$3,606,0001,379
Salaries and employee benefits$2,093,0001,210
Premises and equipment expense$419,0001,533
Additional noninterest expense$1,094,0001,577
Pre-tax net operating income$-157,0006,777
Securities gains (losses)$64,000671
Applicable income taxes$-69,0007,234
Income before extraordinary items$-24,0006,511
Extraordinary gains, net$09
Net income$-24,0006,511
Minority interest net income$086
Net income of bank and minority interests.$-24,0006,511
Net charge-offs$222,0002,032
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-64,9606,611
2010-12-31 (YTD Data)Rank
Total interest income$18,942,0001,610
Total interest expense$5,698,0001,459
Net interest income$13,244,0001,668
Provision for loan and lease losses$18,441,000399
Total noninterest income$-1,073,0007,549
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$235,0004,126
Trading account gains and fees$0175
Additional Noninterest Income$-1,308,0007,519
Total noninterest expense$13,257,0001,491
Salaries and employee benefits$5,755,0001,689
Premises and equipment expense$1,600,0001,595
Additional noninterest expense$5,902,0001,250
Pre-tax net operating income$-19,527,0007,514
Securities gains (losses)$102,0002,146
Applicable income taxes$-7,936,0007,610
Income before extraordinary items$-11,489,0007,410
Extraordinary gains, net$029
Net income$-11,489,0007,409
Minority interest net income$0111
Net income of bank and minority interests.$-11,489,0007,410
Net charge-offs$13,067,000487
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-11,554,2807,404
2010-09-30 (YTD Data)Rank
Total interest income$14,343,0001,632
Total interest expense$4,587,0001,417
Net interest income$9,756,0001,723
Provision for loan and lease losses$4,431,000970
Total noninterest income$1,972,0001,708
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$185,0004,100
Trading account gains and fees$0165
Additional Noninterest Income$1,787,0001,204
Total noninterest expense$7,589,0001,926
Salaries and employee benefits$3,741,0001,937
Premises and equipment expense$992,0001,955
Additional noninterest expense$2,856,0001,846
Pre-tax net operating income$-292,0006,390
Securities gains (losses)$102,0001,924
Applicable income taxes$-536,0007,383
Income before extraordinary items$346,0004,666
Extraordinary gains, net$023
Net income$346,0004,669
Minority interest net income$0110
Net income of bank and minority interests.$346,0004,669
Net charge-offs$3,069,0001,128
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$280,7204,767
2010-06-30 (YTD Data)Rank
Total interest income$10,005,0001,585
Total interest expense$3,213,0001,395
Net interest income$6,792,0001,661
Provision for loan and lease losses$3,070,000926
Total noninterest income$555,0003,023
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$128,0004,023
Trading account gains and fees$0152
Additional Noninterest Income$427,0002,321
Total noninterest expense$5,056,0001,944
Salaries and employee benefits$2,593,0001,887
Premises and equipment expense$661,0001,969
Additional noninterest expense$1,802,0001,921
Pre-tax net operating income$-779,0006,901
Securities gains (losses)$102,0001,402
Applicable income taxes$-303,0007,400
Income before extraordinary items$-374,0006,762
Extraordinary gains, net$019
Net income$-374,0006,764
Minority interest net income$0105
Net income of bank and minority interests.$-374,0006,763
Net charge-offs$2,262,0001,036
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-439,2806,772
2010-03-31 (YTD Data)Rank
Total interest income$5,027,0001,604
Total interest expense$1,647,0001,429
Net interest income$3,380,0001,686
Provision for loan and lease losses$2,135,000714
Total noninterest income$350,0002,584
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$65,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$285,0001,901
Total noninterest expense$2,417,0002,033
Salaries and employee benefits$1,312,0001,900
Premises and equipment expense$330,0002,039
Additional noninterest expense$775,0002,186
Pre-tax net operating income$-822,0007,353
Securities gains (losses)$02,284
Applicable income taxes$-337,0007,652
Income before extraordinary items$-485,0007,252
Extraordinary gains, net$016
Net income$-485,0007,253
Minority interest net income$091
Net income of bank and minority interests.$-485,0007,253
Net charge-offs$1,262,000879
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-485,0007,233
2009-12-31 (YTD Data)Rank
Total interest income$22,318,0001,534
Total interest expense$8,321,0001,441
Net interest income$13,997,0001,598
Provision for loan and lease losses$5,316,0001,371
Total noninterest income$1,336,0002,758
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$249,0004,238
Trading account gains and fees$0211
Additional Noninterest Income$1,087,0002,052
Total noninterest expense$11,665,0001,754
Salaries and employee benefits$5,589,0001,771
Premises and equipment expense$1,329,0002,007
Additional noninterest expense$4,747,0001,573
Pre-tax net operating income$-1,648,0006,508
Securities gains (losses)$-212,0007,430
Applicable income taxes$-406,0006,962
Income before extraordinary items$-1,454,0006,547
Extraordinary gains, net$034
Net income$-1,454,0006,547
Minority interest net income$0115
Net income of bank and minority interests.$-1,454,0006,547
Net charge-offs$3,962,0001,351
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,288,6406,493
2009-09-30 (YTD Data)Rank
Total interest income$14,600,0001,782
Total interest expense$6,493,0001,451
Net interest income$8,107,0002,028
Provision for loan and lease losses$2,879,0001,521
Total noninterest income$1,117,0002,622
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$186,0004,254
Trading account gains and fees$0212
Additional Noninterest Income$931,0001,917
Total noninterest expense$8,833,0001,711
Salaries and employee benefits$4,302,0001,749
Premises and equipment expense$934,0002,153
Additional noninterest expense$3,597,0001,495
Pre-tax net operating income$-2,488,0007,182
Securities gains (losses)$-500,0007,755
Applicable income taxes$-816,0007,487
Income before extraordinary items$-2,172,0007,218
Extraordinary gains, net$027
Net income$-2,172,0007,216
Minority interest net income$0118
Net income of bank and minority interests.$-2,172,0007,217
Net charge-offs$2,935,0001,195
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,807,0007,098
2009-06-30 (YTD Data)Rank
Total interest income$9,972,0001,765
Total interest expense$4,523,0001,470
Net interest income$5,449,0002,008
Provision for loan and lease losses$1,319,0001,765
Total noninterest income$757,0002,616
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$116,0004,355
Trading account gains and fees$0193
Additional Noninterest Income$641,0001,902
Total noninterest expense$6,544,0001,593
Salaries and employee benefits$3,059,0001,670
Premises and equipment expense$609,0002,243
Additional noninterest expense$2,876,0001,295
Pre-tax net operating income$-1,657,0007,288
Securities gains (losses)$-500,0007,915
Applicable income taxes$-381,0007,501
Income before extraordinary items$-1,776,0007,409
Extraordinary gains, net$021
Net income$-1,776,0007,407
Minority interest net income$0112
Net income of bank and minority interests.$-1,776,0007,407
Net charge-offs$1,445,0001,369
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,366,0007,288
2009-03-31 (YTD Data)Rank
Total interest income$5,077,0001,767
Total interest expense$2,303,0001,496
Net interest income$2,774,0001,974
Provision for loan and lease losses$714,0001,447
Total noninterest income$342,0002,780
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$62,0004,193
Trading account gains and fees$0171
Additional Noninterest Income$280,0002,041
Total noninterest expense$2,555,0001,940
Salaries and employee benefits$1,594,0001,626
Premises and equipment expense$293,0002,343
Additional noninterest expense$668,0002,334
Pre-tax net operating income$-153,0006,799
Securities gains (losses)$02,434
Applicable income taxes$-84,0007,524
Income before extraordinary items$-69,0006,726
Extraordinary gains, net$015
Net income$-69,0006,727
Minority interest net income$0102
Net income of bank and minority interests.$-69,0006,727
Net charge-offs$843,0001,056
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-69,0006,623
2008-12-31 (YTD Data)Rank
Total interest income$19,258,0001,979
Total interest expense$9,384,0001,722
Net interest income$9,874,0002,253
Provision for loan and lease losses$1,959,0001,823
Total noninterest income$1,099,0003,219
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$167,0005,111
Trading account gains and fees$0154
Additional Noninterest Income$932,0002,234
Total noninterest expense$9,384,0002,056
Salaries and employee benefits$5,484,0001,859
Premises and equipment expense$1,113,0002,391
Additional noninterest expense$2,787,0002,148
Pre-tax net operating income$-370,0006,682
Securities gains (losses)$247,000627
Applicable income taxes$-142,0007,145
Income before extraordinary items$19,0006,144
Extraordinary gains, net$039
Net income$19,0006,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,0002,582
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-139,0806,561
2008-09-30 (YTD Data)Rank
Total interest income$14,077,0002,079
Total interest expense$6,980,0001,805
Net interest income$7,097,0002,329
Provision for loan and lease losses$1,562,0001,388
Total noninterest income$478,0004,430
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$113,0005,343
Trading account gains and fees$0148
Additional Noninterest Income$365,0003,335
Total noninterest expense$6,787,0002,121
Salaries and employee benefits$4,025,0001,918
Premises and equipment expense$808,0002,468
Additional noninterest expense$1,954,0002,211
Pre-tax net operating income$-774,0007,420
Securities gains (losses)$143,000774
Applicable income taxes$-307,0007,746
Income before extraordinary items$-324,0007,051
Extraordinary gains, net$031
Net income$-324,0007,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0002,423
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-415,5207,261
2008-06-30 (YTD Data)Rank
Total interest income$9,134,0002,158
Total interest expense$4,633,0001,865
Net interest income$4,501,0002,422
Provision for loan and lease losses$443,0002,033
Total noninterest income$798,0002,613
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$71,0005,461
Trading account gains and fees$0149
Additional Noninterest Income$727,0001,738
Total noninterest expense$4,660,0002,056
Salaries and employee benefits$2,474,0002,102
Premises and equipment expense$484,0002,710
Additional noninterest expense$1,702,0001,719
Pre-tax net operating income$196,0005,846
Securities gains (losses)$114,000875
Applicable income taxes$44,0004,166
Income before extraordinary items$266,0005,192
Extraordinary gains, net$021
Net income$266,0005,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,708
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$167,9605,793
2008-03-31 (YTD Data)Rank
Total interest income$4,539,0002,220
Total interest expense$2,389,0001,942
Net interest income$2,150,0002,531
Provision for loan and lease losses$175,0001,958
Total noninterest income$156,0004,526
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$33,0005,550
Trading account gains and fees$0158
Additional Noninterest Income$123,0003,399
Total noninterest expense$1,972,0002,399
Salaries and employee benefits$1,158,0002,270
Premises and equipment expense$218,0002,990
Additional noninterest expense$596,0002,322
Pre-tax net operating income$159,0005,358
Securities gains (losses)$114,000653
Applicable income taxes$66,0003,283
Income before extraordinary items$207,0004,594
Extraordinary gains, net$015
Net income$207,0004,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,452
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$120,3605,469
2007-12-31 (YTD Data)Rank
Total interest income$17,020,0002,415
Total interest expense$8,972,0002,121
Net interest income$8,048,0002,708
Provision for loan and lease losses$1,155,0001,284
Total noninterest income$512,0004,982
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$56,0006,653
Trading account gains and fees$0178
Additional Noninterest Income$456,0003,494
Total noninterest expense$6,799,0002,666
Salaries and employee benefits$4,143,0002,417
Premises and equipment expense$814,0003,034
Additional noninterest expense$1,842,0002,871
Pre-tax net operating income$606,0005,674
Securities gains (losses)$22,0001,079
Applicable income taxes$183,0003,942
Income before extraordinary items$445,0005,884
Extraordinary gains, net$039
Net income$445,0005,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,562
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$429,3805,949
2007-09-30 (YTD Data)Rank
Total interest income$12,388,0002,476
Total interest expense$6,486,0002,173
Net interest income$5,902,0002,774
Provision for loan and lease losses$926,000951
Total noninterest income$387,0004,987
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$36,0006,822
Trading account gains and fees$0184
Additional Noninterest Income$351,0003,452
Total noninterest expense$4,886,0002,720
Salaries and employee benefits$3,035,0002,469
Premises and equipment expense$609,0003,034
Additional noninterest expense$1,242,0003,097
Pre-tax net operating income$477,0005,858
Securities gains (losses)$22,000807
Applicable income taxes$153,0004,027
Income before extraordinary items$346,0006,071
Extraordinary gains, net$033
Net income$346,0006,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,731
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$-4,0008,449
Net operating income$330,8206,149
2007-06-30 (YTD Data)Rank
Total interest income$7,803,0002,610
Total interest expense$4,027,0002,316
Net interest income$3,776,0002,910
Provision for loan and lease losses$546,000954
Total noninterest income$236,0005,221
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$21,0006,953
Trading account gains and fees$0168
Additional Noninterest Income$215,0003,645
Total noninterest expense$3,174,0002,818
Salaries and employee benefits$1,902,0002,627
Premises and equipment expense$419,0002,984
Additional noninterest expense$853,0003,025
Pre-tax net operating income$292,0006,091
Securities gains (losses)$01,444
Applicable income taxes$91,0004,214
Income before extraordinary items$201,0006,362
Extraordinary gains, net$029
Net income$201,0006,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$1,0001,036
Net operating income$201,0006,356
2007-03-31 (YTD Data)Rank
Total interest income$3,648,0002,753
Total interest expense$1,837,0002,488
Net interest income$1,811,0003,029
Provision for loan and lease losses$303,000782
Total noninterest income$124,0005,052
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$9,0007,042
Trading account gains and fees$0195
Additional Noninterest Income$115,0003,507
Total noninterest expense$1,506,0002,974
Salaries and employee benefits$920,0002,736
Premises and equipment expense$193,0003,208
Additional noninterest expense$393,0003,219
Pre-tax net operating income$126,0006,337
Securities gains (losses)$01,187
Applicable income taxes$36,0004,461
Income before extraordinary items$90,0006,548
Extraordinary gains, net$022
Net income$90,0006,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$90,0006,533
2006-12-31 (YTD Data)Rank
Total interest income$11,258,0003,257
Total interest expense$5,494,0002,799
Net interest income$5,764,0003,630
Provision for loan and lease losses$802,0001,274
Total noninterest income$251,0006,521
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$18,0007,306
Trading account gains and fees$0130
Additional Noninterest Income$233,0004,824
Total noninterest expense$5,393,0003,143
Salaries and employee benefits$3,076,0003,064
Premises and equipment expense$690,0003,369
Additional noninterest expense$1,627,0003,077
Pre-tax net operating income$-180,0008,103
Securities gains (losses)$-15,0007,443
Applicable income taxes$-1,216,0008,637
Income before extraordinary items$1,021,0004,668
Extraordinary gains, net$051
Net income$1,021,0004,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$6,069,000280
Net operating income$1,030,6004,635
2006-09-30 (YTD Data)Rank
Total interest income$7,855,0003,423
Total interest expense$3,834,0002,887
Net interest income$4,021,0003,832
Provision for loan and lease losses$641,0001,136
Total noninterest income$182,0006,636
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$11,0007,422
Trading account gains and fees$0126
Additional Noninterest Income$171,0004,871
Total noninterest expense$3,943,0003,210
Salaries and employee benefits$2,215,0003,165
Premises and equipment expense$515,0003,394
Additional noninterest expense$1,213,0003,096
Pre-tax net operating income$-381,0008,386
Securities gains (losses)$-15,0007,737
Applicable income taxes$06,687
Income before extraordinary items$-396,0008,417
Extraordinary gains, net$045
Net income$-396,0008,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$2,118,000300
Net operating income$-381,0008,407
2006-06-30 (YTD Data)Rank
Total interest income$4,771,0003,621
Total interest expense$2,309,0003,030
Net interest income$2,462,0004,086
Provision for loan and lease losses$489,0001,002
Total noninterest income$88,0007,201
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,0007,483
Trading account gains and fees$0126
Additional Noninterest Income$81,0005,545
Total noninterest expense$2,509,0003,338
Salaries and employee benefits$1,360,0003,400
Premises and equipment expense$333,0003,467
Additional noninterest expense$816,0003,085
Pre-tax net operating income$-448,0008,545
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-448,0008,566
Extraordinary gains, net$039
Net income$-448,0008,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$2,135,000207
Net operating income$-448,0008,560
2006-03-31 (YTD Data)Rank
Total interest income$2,136,0003,882
Total interest expense$1,054,0003,123
Net interest income$1,082,0004,477
Provision for loan and lease losses$269,000877
Total noninterest income$43,0007,194
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,0007,527
Trading account gains and fees$0115
Additional Noninterest Income$40,0005,532
Total noninterest expense$1,238,0003,381
Salaries and employee benefits$616,0003,685
Premises and equipment expense$160,0003,588
Additional noninterest expense$462,0002,743
Pre-tax net operating income$-382,0008,656
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-382,0008,674
Extraordinary gains, net$021
Net income$-382,0008,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$2,090,000109
Net operating income$-382,0008,665
2005-12-31 (YTD Data)Rank
Total interest income$4,722,0005,340
Total interest expense$1,969,0004,479
Net interest income$2,753,0005,774
Provision for loan and lease losses$800,0001,260
Total noninterest income$145,0007,542
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$7,0007,635
Trading account gains and fees$0138
Additional Noninterest Income$138,0005,869
Total noninterest expense$3,447,0004,337
Salaries and employee benefits$2,022,0004,090
Premises and equipment expense$358,0005,209
Additional noninterest expense$1,067,0004,199
Pre-tax net operating income$-1,349,0008,700
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,349,0008,723
Extraordinary gains, net$046
Net income$-1,349,0008,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$4,619,000316
Net operating income$-1,349,0008,706
2005-09-30 (YTD Data)Rank
Total interest income$3,013,0005,783
Total interest expense$1,214,0004,907
Net interest income$1,799,0006,188
Provision for loan and lease losses$629,0001,167
Total noninterest income$101,0007,670
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$4,0007,706
Trading account gains and fees$0126
Additional Noninterest Income$97,0005,995
Total noninterest expense$2,394,0004,554
Salaries and employee benefits$1,402,0004,311
Premises and equipment expense$237,0005,587
Additional noninterest expense$755,0004,376
Pre-tax net operating income$-1,123,0008,743
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,123,0008,763
Extraordinary gains, net$035
Net income$-1,123,0008,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,815,000305
Net operating income$-1,123,0008,744
2005-06-30 (YTD Data)Rank
Total interest income$1,558,0006,461
Total interest expense$567,0005,717
Net interest income$991,0006,682
Provision for loan and lease losses$420,0001,135
Total noninterest income$66,0007,670
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,0007,732
Trading account gains and fees$0116
Additional Noninterest Income$64,0006,019
Total noninterest expense$1,487,0004,752
Salaries and employee benefits$863,0004,553
Premises and equipment expense$146,0005,777
Additional noninterest expense$478,0004,533
Pre-tax net operating income$-850,0008,759
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-850,0008,782
Extraordinary gains, net$030
Net income$-850,0008,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,815,000207
Net operating income$-850,0008,759
2005-03-31 (YTD Data)Rank
Total interest income$532,0007,357
Total interest expense$167,0006,957
Net interest income$365,0007,451
Provision for loan and lease losses$128,0001,656
Total noninterest income$25,0007,991
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,0007,789
Trading account gains and fees$0115
Additional Noninterest Income$24,0006,543
Total noninterest expense$640,0005,289
Salaries and employee benefits$352,0005,270
Premises and equipment expense$68,0006,037
Additional noninterest expense$220,0004,754
Pre-tax net operating income$-378,0008,815
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-378,0008,831
Extraordinary gains, net$024
Net income$-378,0008,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,815,00099
Net operating income$-378,0008,816
2004-12-31 (YTD Data)Rank
Total interest income$523,0008,746
Total interest expense$127,0008,670
Net interest income$396,0008,731
Provision for loan and lease losses$262,0003,175
Total noninterest income$32,0008,706
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,0007,877
Trading account gains and fees$0138
Additional Noninterest Income$31,0007,936
Total noninterest expense$1,531,0006,833
Salaries and employee benefits$697,0007,298
Premises and equipment expense$154,0007,278
Additional noninterest expense$680,0005,612
Pre-tax net operating income$-1,365,0008,853
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,365,0008,877
Extraordinary gains, net$034
Net income$-1,365,0008,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$9,795,000111
Net operating income$-1,365,0008,854
2004-09-30 (YTD Data)Rank
Total interest income$198,0008,922
Total interest expense$38,0008,889
Net interest income$160,0008,909
Provision for loan and lease losses$129,0003,875
Total noninterest income$14,0008,853
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$14,0008,295
Total noninterest expense$929,0007,342
Salaries and employee benefits$438,0007,674
Premises and equipment expense$91,0007,696
Additional noninterest expense$400,0006,305
Pre-tax net operating income$-884,0008,879
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-884,0008,911
Extraordinary gains, net$026
Net income$-884,0008,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$9,640,00087
Net operating income$-884,0008,892
2004-06-30 (YTD Data)Rank
Total interest income$9,0009,070
Total interest expense$11,0008,995
Net interest income$-2,0009,072
Provision for loan and lease losses$10,0006,364
Total noninterest income$09,031
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$08,943
Total noninterest expense$380,0008,277
Salaries and employee benefits$181,0008,475
Premises and equipment expense$47,0008,072
Additional noninterest expense$152,0007,700
Pre-tax net operating income$-392,0008,851
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-392,0008,891
Extraordinary gains, net$021
Net income$-392,0008,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$8,199,00071
Net operating income$-392,0008,865

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.