Home > National Bank of Commerce > Net charge- offs to loans

National Bank of Commerce, Net charge- offs to loans

2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1727%793
Percentage Net Loans Charged-off: Total real estate loans0.0275%821
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0479%310
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0027%975
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0044%888
Percentage Net Loans Charged-off: Commercial and industrial0.9054%351
Percentage Net Loans Charged-off: Loans to individuals0.5707%1,182
Percentage Net Loans Charged-off: Credit card loans80.5031%3
Percentage Net Loans Charged-off: Other loans to individual0.3593%1,431
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0556%2,344
Percentage Net Loans Charged-off: Total real estate loans0.0144%1,865
Percentage Net Loans Charged-off:Construction & development-0.0527%4,526
Percentage Net Loans Charged-off: Commercial real estate0.0115%999
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0525%1,195
Percentage Net Loans Charged-off: Home equity loans0.0638%397
All other 1-4 family - Percent of loans charged-off, net0.0449%1,251
Percentage Net Loans Charged-off: Commercial and industrial0.2436%1,222
Percentage Net Loans Charged-off: Loans to individuals0.1593%2,630
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual0.1596%2,528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0716%1,813
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,839
Percentage Net Loans Charged-off:Construction & development-0.0749%4,621
Percentage Net Loans Charged-off: Commercial real estate-0.0147%4,721
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0568%1,003
Percentage Net Loans Charged-off: Home equity loans0.0485%371
All other 1-4 family - Percent of loans charged-off, net0.0624%931
Percentage Net Loans Charged-off: Commercial and industrial0.4093%777
Percentage Net Loans Charged-off: Loans to individuals0.1461%2,485
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual0.1463%2,378
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0970%1,385
Percentage Net Loans Charged-off: Total real estate loans0.0295%1,108
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0229%4,878
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1353%502
Percentage Net Loans Charged-off: Home equity loans0.1858%173
All other 1-4 family - Percent of loans charged-off, net0.0997%630
Percentage Net Loans Charged-off: Commercial and industrial0.3987%705
Percentage Net Loans Charged-off: Loans to individuals0.3145%1,756
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual0.3149%1,649
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0795%1,336
Percentage Net Loans Charged-off: Total real estate loans0.0064%1,155
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0041%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0139%979
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0242%855
Percentage Net Loans Charged-off: Commercial and industrial0.4103%508
Percentage Net Loans Charged-off: Loans to individuals0.2002%1,938
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual0.2002%1,813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0539%2,726
Percentage Net Loans Charged-off: Total real estate loans0.0153%2,177
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0163%1,144
Percentage Net Loans Charged-off: Multi-family residential0.1954%93
Percentage Net Loans Charged-off: 1-4 family residential0.0010%2,391
Percentage Net Loans Charged-off: Home equity loans0.0033%674
All other 1-4 family - Percent of loans charged-off, net-0.0008%4,424
Percentage Net Loans Charged-off: Commercial and industrial0.3511%1,191
Percentage Net Loans Charged-off: Loans to individuals0.2657%2,454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2657%2,314
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%3,102
Percentage Net Loans Charged-off: Total real estate loans0.0116%1,998
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.2692%68
Percentage Net Loans Charged-off: 1-4 family residential0.0072%1,956
Percentage Net Loans Charged-off: Home equity loans0.0172%549
All other 1-4 family - Percent of loans charged-off, net-0.0010%4,413
Percentage Net Loans Charged-off: Commercial and industrial0.2235%1,169
Percentage Net Loans Charged-off: Loans to individuals0.1358%2,781
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1358%2,636
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0019%3,447
Percentage Net Loans Charged-off: Total real estate loans0.0035%1,933
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0111%1,674
Percentage Net Loans Charged-off: Home equity loans0.0264%433
All other 1-4 family - Percent of loans charged-off, net-0.0016%4,427
Percentage Net Loans Charged-off: Commercial and industrial0.2719%921
Percentage Net Loans Charged-off: Loans to individuals0.2248%2,226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2248%2,091
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0710%5,330
Percentage Net Loans Charged-off: Total real estate loans-0.0012%4,099
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%4,475
Percentage Net Loans Charged-off: Home equity loans-0.0061%3,859
All other 1-4 family - Percent of loans charged-off, net-0.0017%4,493
Percentage Net Loans Charged-off: Commercial and industrial0.1195%841
Percentage Net Loans Charged-off: Loans to individuals0.5414%1,357
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5414%1,229
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0690%2,710
Percentage Net Loans Charged-off: Total real estate loans-0.0061%4,656
Percentage Net Loans Charged-off:Construction & development-0.0058%4,491
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,691
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0148%5,032
Percentage Net Loans Charged-off: Home equity loans-0.0311%4,036
All other 1-4 family - Percent of loans charged-off, net-0.0005%4,736
Percentage Net Loans Charged-off: Commercial and industrial0.3653%1,203
Percentage Net Loans Charged-off: Loans to individuals0.9174%1,006
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.9174%923
Percentage Net Loans Charged-off: All other loans and lease0.0322%1,402
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0668%2,373
Percentage Net Loans Charged-off: Total real estate loans-0.0111%4,780
Percentage Net Loans Charged-off:Construction & development-0.0077%4,569
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,720
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0288%5,198
Percentage Net Loans Charged-off: Home equity loans-0.0610%4,145
All other 1-4 family - Percent of loans charged-off, net-0.0007%4,676
Percentage Net Loans Charged-off: Commercial and industrial0.3566%996
Percentage Net Loans Charged-off: Loans to individuals1.1097%719
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual1.1098%654
Percentage Net Loans Charged-off: All other loans and lease-0.0182%5,089
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0915%1,931
Percentage Net Loans Charged-off: Total real estate loans-0.0207%5,030
Percentage Net Loans Charged-off:Construction & development-0.0088%4,660
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,837
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0568%5,455
Percentage Net Loans Charged-off: Home equity loans-0.1210%4,283
All other 1-4 family - Percent of loans charged-off, net-0.0010%4,718
Percentage Net Loans Charged-off: Commercial and industrial0.4839%743
Percentage Net Loans Charged-off: Loans to individuals1.6886%415
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual1.6887%369
Percentage Net Loans Charged-off: All other loans and lease-0.0353%5,186
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1313%1,317
Percentage Net Loans Charged-off: Total real estate loans-0.0185%5,043
Percentage Net Loans Charged-off:Construction & development-0.0075%4,771
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0536%5,496
Percentage Net Loans Charged-off: Home equity loans-0.1124%4,291
All other 1-4 family - Percent of loans charged-off, net-0.0021%4,782
Percentage Net Loans Charged-off: Commercial and industrial0.7979%446
Percentage Net Loans Charged-off: Loans to individuals0.4512%1,447
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.4512%1,316
Percentage Net Loans Charged-off: All other loans and lease-0.1172%5,333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1037%2,368
Percentage Net Loans Charged-off: Total real estate loans0.0695%1,989
Percentage Net Loans Charged-off:Construction & development-0.0790%4,979
Percentage Net Loans Charged-off: Commercial real estate0.1444%896
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0298%2,630
Percentage Net Loans Charged-off: Home equity loans0.4937%279
All other 1-4 family - Percent of loans charged-off, net-0.2991%5,954
Percentage Net Loans Charged-off: Commercial and industrial0.1972%1,561
Percentage Net Loans Charged-off: Loans to individuals0.9397%867
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.9404%772
Percentage Net Loans Charged-off: All other loans and lease-0.2042%5,453
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1241%1,884
Percentage Net Loans Charged-off: Total real estate loans0.1143%1,359
Percentage Net Loans Charged-off:Construction & development-0.1149%5,128
Percentage Net Loans Charged-off: Commercial real estate0.2447%595
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0311%2,385
Percentage Net Loans Charged-off: Home equity loans0.0791%652
All other 1-4 family - Percent of loans charged-off, net-0.0009%5,032
Percentage Net Loans Charged-off: Commercial and industrial0.1300%1,494
Percentage Net Loans Charged-off: Loans to individuals0.9661%744
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.9670%673
Percentage Net Loans Charged-off: All other loans and lease-0.2622%5,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1724%1,433
Percentage Net Loans Charged-off: Total real estate loans0.1886%925
Percentage Net Loans Charged-off:Construction & development-0.0982%5,156
Percentage Net Loans Charged-off: Commercial real estate0.3745%427
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0537%1,924
Percentage Net Loans Charged-off: Home equity loans0.1459%489
All other 1-4 family - Percent of loans charged-off, net-0.0082%5,245
Percentage Net Loans Charged-off: Commercial and industrial0.0847%1,420
Percentage Net Loans Charged-off: Loans to individuals1.0473%674
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual1.0484%608
Percentage Net Loans Charged-off: All other loans and lease-0.2769%5,581
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1926%1,162
Percentage Net Loans Charged-off: Total real estate loans0.1743%847
Percentage Net Loans Charged-off:Construction & development-0.0368%5,098
Percentage Net Loans Charged-off: Commercial real estate0.3927%296
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0386%5,650
Percentage Net Loans Charged-off: Home equity loans-0.0167%4,261
All other 1-4 family - Percent of loans charged-off, net-0.0533%5,778
Percentage Net Loans Charged-off: Commercial and industrial0.3144%669
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease-0.2688%5,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0458%3,914
Percentage Net Loans Charged-off: Total real estate loans0.0705%2,721
Percentage Net Loans Charged-off:Construction & development-0.0511%5,147
Percentage Net Loans Charged-off: Commercial real estate0.0675%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1255%2,142
Percentage Net Loans Charged-off: Home equity loans0.0044%1,138
All other 1-4 family - Percent of loans charged-off, net0.1956%1,593
Percentage Net Loans Charged-off: Commercial and industrial0.0069%2,706
Percentage Net Loans Charged-off: Loans to individuals-0.3078%5,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3078%5,945
Percentage Net Loans Charged-off: All other loans and lease-0.3344%5,756
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0545%3,436
Percentage Net Loans Charged-off: Total real estate loans0.0898%2,231
Percentage Net Loans Charged-off:Construction & development-0.0536%5,211
Percentage Net Loans Charged-off: Commercial real estate0.0918%1,347
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1473%1,827
Percentage Net Loans Charged-off: Home equity loans-0.0141%4,420
All other 1-4 family - Percent of loans charged-off, net0.2385%1,269
Percentage Net Loans Charged-off: Commercial and industrial-0.0429%5,014
Percentage Net Loans Charged-off: Loans to individuals-0.2424%5,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2424%5,859
Percentage Net Loans Charged-off: All other loans and lease-0.3402%5,808
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0495%3,262
Percentage Net Loans Charged-off: Total real estate loans0.0769%2,235
Percentage Net Loans Charged-off:Construction & development-0.0607%5,302
Percentage Net Loans Charged-off: Commercial real estate-0.0018%5,443
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2310%1,338
Percentage Net Loans Charged-off: Home equity loans-0.0155%4,438
All other 1-4 family - Percent of loans charged-off, net0.3703%890
Percentage Net Loans Charged-off: Commercial and industrial-0.0167%4,680
Percentage Net Loans Charged-off: Loans to individuals-0.3843%6,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3843%6,002
Percentage Net Loans Charged-off: All other loans and lease-0.3428%5,837
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0297%5,550
Percentage Net Loans Charged-off: Total real estate loans-0.0220%5,728
Percentage Net Loans Charged-off:Construction & development-0.0842%5,475
Percentage Net Loans Charged-off: Commercial real estate-0.0018%5,567
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0301%5,918
Percentage Net Loans Charged-off: Home equity loans-0.0256%4,504
All other 1-4 family - Percent of loans charged-off, net-0.0326%5,943
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%4,652
Percentage Net Loans Charged-off: Loans to individuals-0.1309%5,532
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1309%5,469
Percentage Net Loans Charged-off: All other loans and lease-0.3827%5,825
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1765%3,065
Percentage Net Loans Charged-off: Total real estate loans0.2895%1,802
Percentage Net Loans Charged-off:Construction & development-0.6515%5,900
Percentage Net Loans Charged-off: Commercial real estate0.1550%1,864
Percentage Net Loans Charged-off: Multi-family residential-0.0136%5,165
Percentage Net Loans Charged-off: 1-4 family residential0.7808%675
Percentage Net Loans Charged-off: Home equity loans0.5636%623
All other 1-4 family - Percent of loans charged-off, net0.9018%572
Percentage Net Loans Charged-off: Commercial and industrial-0.3639%6,099
Percentage Net Loans Charged-off: Loans to individuals-0.2955%6,256
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2955%6,209
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2306%2,420
Percentage Net Loans Charged-off: Total real estate loans0.3864%1,391
Percentage Net Loans Charged-off:Construction & development-0.8745%6,008
Percentage Net Loans Charged-off: Commercial real estate0.2150%1,473
Percentage Net Loans Charged-off: Multi-family residential-0.0182%5,228
Percentage Net Loans Charged-off: 1-4 family residential1.0160%480
Percentage Net Loans Charged-off: Home equity loans0.8079%472
All other 1-4 family - Percent of loans charged-off, net1.1312%414
Percentage Net Loans Charged-off: Commercial and industrial-0.5556%6,276
Percentage Net Loans Charged-off: Loans to individuals-0.3598%6,303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3598%6,245
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0760%3,627
Percentage Net Loans Charged-off: Total real estate loans0.2426%1,905
Percentage Net Loans Charged-off:Construction & development-0.2330%5,823
Percentage Net Loans Charged-off: Commercial real estate-0.0012%5,908
Percentage Net Loans Charged-off: Multi-family residential-0.0279%5,256
Percentage Net Loans Charged-off: 1-4 family residential0.6985%794
Percentage Net Loans Charged-off: Home equity loans1.1781%343
All other 1-4 family - Percent of loans charged-off, net0.4384%1,184
Percentage Net Loans Charged-off: Commercial and industrial-0.7482%6,382
Percentage Net Loans Charged-off: Loans to individuals-0.5183%6,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5183%6,350
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1178%2,720
Percentage Net Loans Charged-off: Total real estate loans0.4011%1,209
Percentage Net Loans Charged-off:Construction & development-0.1198%5,800
Percentage Net Loans Charged-off: Commercial real estate-0.0025%6,019
Percentage Net Loans Charged-off: Multi-family residential-0.0393%5,317
Percentage Net Loans Charged-off: 1-4 family residential1.0597%506
Percentage Net Loans Charged-off: Home equity loans2.4949%141
All other 1-4 family - Percent of loans charged-off, net0.2759%1,384
Percentage Net Loans Charged-off: Commercial and industrial-1.2445%6,548
Percentage Net Loans Charged-off: Loans to individuals-0.0821%5,598
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0821%5,546
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1193%4,495
Percentage Net Loans Charged-off: Total real estate loans0.0928%4,079
Percentage Net Loans Charged-off:Construction & development0.6668%1,673
Percentage Net Loans Charged-off: Commercial real estate-0.1411%6,733
Percentage Net Loans Charged-off: Multi-family residential0.2299%667
Percentage Net Loans Charged-off: 1-4 family residential0.1283%3,466
Percentage Net Loans Charged-off: Home equity loans0.1679%1,467
All other 1-4 family - Percent of loans charged-off, net0.1094%3,414
Percentage Net Loans Charged-off: Commercial and industrial-0.3144%6,392
Percentage Net Loans Charged-off: Loans to individuals-0.7006%6,740
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7006%6,701
Percentage Net Loans Charged-off: All other loans and lease9.5795%149
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5117%2,074
Percentage Net Loans Charged-off: Total real estate loans0.5219%1,836
Percentage Net Loans Charged-off:Construction & development3.7954%679
Percentage Net Loans Charged-off: Commercial real estate-0.2446%6,861
Percentage Net Loans Charged-off: Multi-family residential0.2399%590
Percentage Net Loans Charged-off: 1-4 family residential0.2129%2,757
Percentage Net Loans Charged-off: Home equity loans0.2752%1,165
All other 1-4 family - Percent of loans charged-off, net0.1846%2,737
Percentage Net Loans Charged-off: Commercial and industrial-0.4221%6,520
Percentage Net Loans Charged-off: Loans to individuals-1.0714%6,882
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0714%6,837
Percentage Net Loans Charged-off: All other loans and lease15.7001%117
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0607%4,577
Percentage Net Loans Charged-off: Total real estate loans-0.0922%6,890
Percentage Net Loans Charged-off:Construction & development-0.4791%6,292
Percentage Net Loans Charged-off: Commercial real estate-0.3832%6,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3657%2,001
Percentage Net Loans Charged-off: Home equity loans0.5174%827
All other 1-4 family - Percent of loans charged-off, net0.2992%2,112
Percentage Net Loans Charged-off: Commercial and industrial-0.3821%6,507
Percentage Net Loans Charged-off: Loans to individuals-1.5393%6,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.5393%6,924
Percentage Net Loans Charged-off: All other loans and lease28.4675%69
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3035%7,069
Percentage Net Loans Charged-off: Total real estate loans-0.2857%7,082
Percentage Net Loans Charged-off:Construction & development-0.6714%6,353
Percentage Net Loans Charged-off: Commercial real estate-0.8304%7,078
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.4250%1,596
Percentage Net Loans Charged-off: Home equity loans1.2667%420
All other 1-4 family - Percent of loans charged-off, net0.0697%2,511
Percentage Net Loans Charged-off: Commercial and industrial-0.4129%6,549
Percentage Net Loans Charged-off: Loans to individuals-0.3523%6,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3523%6,378
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4349%3,262
Percentage Net Loans Charged-off: Total real estate loans0.2597%3,607
Percentage Net Loans Charged-off:Construction & development0.3375%2,558
Percentage Net Loans Charged-off: Commercial real estate0.0310%3,429
Percentage Net Loans Charged-off: Multi-family residential-0.6232%5,723
Percentage Net Loans Charged-off: 1-4 family residential0.7587%1,611
Percentage Net Loans Charged-off: Home equity loans2.2297%410
All other 1-4 family - Percent of loans charged-off, net0.2721%2,955
Percentage Net Loans Charged-off: Commercial and industrial1.9714%1,209
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,804
Percentage Net Loans Charged-off: All other loans and lease-6.1780%6,505
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6016%2,454
Percentage Net Loans Charged-off: Total real estate loans0.3373%2,967
Percentage Net Loans Charged-off:Construction & development1.0425%1,880
Percentage Net Loans Charged-off: Commercial real estate0.2775%2,136
Percentage Net Loans Charged-off: Multi-family residential-0.8254%5,736
Percentage Net Loans Charged-off: 1-4 family residential0.4381%2,205
Percentage Net Loans Charged-off: Home equity loans0.6071%998
All other 1-4 family - Percent of loans charged-off, net0.3840%2,259
Percentage Net Loans Charged-off: Commercial and industrial2.8728%766
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,414
Percentage Net Loans Charged-off: All other loans and lease-7.3847%6,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3744%3,060
Percentage Net Loans Charged-off: Total real estate loans0.0226%4,604
Percentage Net Loans Charged-off:Construction & development0.2726%2,057
Percentage Net Loans Charged-off: Commercial real estate-0.0130%6,870
Percentage Net Loans Charged-off: Multi-family residential-1.2628%5,774
Percentage Net Loans Charged-off: 1-4 family residential0.3898%2,193
Percentage Net Loans Charged-off: Home equity loans1.0402%701
All other 1-4 family - Percent of loans charged-off, net0.1855%2,804
Percentage Net Loans Charged-off: Commercial and industrial3.3442%630
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,954
Percentage Net Loans Charged-off: All other loans and lease-9.5710%6,574
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3993%2,494
Percentage Net Loans Charged-off: Total real estate loans-0.5445%7,401
Percentage Net Loans Charged-off:Construction & development-2.0641%6,746
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential-2.5143%5,793
Percentage Net Loans Charged-off: 1-4 family residential0.1869%2,317
Percentage Net Loans Charged-off: Home equity loans-0.0825%5,338
All other 1-4 family - Percent of loans charged-off, net0.2693%1,921
Percentage Net Loans Charged-off: Commercial and industrial8.1865%220
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease-15.0414%6,582
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2211%157
Percentage Net Loans Charged-off: Total real estate loans5.8370%106
Percentage Net Loans Charged-off:Construction & development13.8193%342
Percentage Net Loans Charged-off: Commercial real estate6.3258%84
Percentage Net Loans Charged-off: Multi-family residential4.2304%319
Percentage Net Loans Charged-off: 1-4 family residential2.8952%378
Percentage Net Loans Charged-off: Home equity loans0.6363%1,125
All other 1-4 family - Percent of loans charged-off, net3.4430%318
Percentage Net Loans Charged-off: Commercial and industrial2.8706%1,198
Percentage Net Loans Charged-off: Loans to individuals-0.4809%7,329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.6972%253
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5748%1,260
Percentage Net Loans Charged-off: Total real estate loans1.7642%987
Percentage Net Loans Charged-off:Construction & development3.0665%1,579
Percentage Net Loans Charged-off: Commercial real estate3.0358%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4583%2,212
Percentage Net Loans Charged-off: Home equity loans0.0683%1,620
All other 1-4 family - Percent of loans charged-off, net0.5490%1,909
Percentage Net Loans Charged-off: Commercial and industrial1.1621%2,052
Percentage Net Loans Charged-off: Loans to individuals-0.6920%7,437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6747%1,119
Percentage Net Loans Charged-off: Total real estate loans1.9500%873
Percentage Net Loans Charged-off:Construction & development4.4524%1,087
Percentage Net Loans Charged-off: Commercial real estate2.8059%377
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.7246%1,503
Percentage Net Loans Charged-off: Home equity loans0.6149%877
All other 1-4 family - Percent of loans charged-off, net0.7493%1,419
Percentage Net Loans Charged-off: Commercial and industrial0.9520%2,062
Percentage Net Loans Charged-off: Loans to individuals-0.9778%7,518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8502%935
Percentage Net Loans Charged-off: Total real estate loans2.5129%572
Percentage Net Loans Charged-off:Construction & development4.0425%894
Percentage Net Loans Charged-off: Commercial real estate4.8589%162
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0863%2,714
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1056%2,469
Percentage Net Loans Charged-off: Commercial and industrial-0.6537%7,328
Percentage Net Loans Charged-off: Loans to individuals-0.3165%7,131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3678%1,830
Percentage Net Loans Charged-off: Total real estate loans0.9377%2,008
Percentage Net Loans Charged-off:Construction & development2.1834%2,006
Percentage Net Loans Charged-off: Commercial real estate1.0944%1,051
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4267%2,281
Percentage Net Loans Charged-off: Home equity loans1.1286%785
All other 1-4 family - Percent of loans charged-off, net0.2624%2,794
Percentage Net Loans Charged-off: Commercial and industrial3.3323%1,212
Percentage Net Loans Charged-off: Loans to individuals1.0821%2,536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3390%1,532
Percentage Net Loans Charged-off: Total real estate loans0.7579%1,895
Percentage Net Loans Charged-off:Construction & development2.7273%1,501
Percentage Net Loans Charged-off: Commercial real estate0.2395%1,849
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4912%1,805
Percentage Net Loans Charged-off: Home equity loans1.3606%573
All other 1-4 family - Percent of loans charged-off, net0.2840%2,309
Percentage Net Loans Charged-off: Commercial and industrial3.8207%837
Percentage Net Loans Charged-off: Loans to individuals1.4220%1,809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9717%1,796
Percentage Net Loans Charged-off: Total real estate loans0.6078%1,902
Percentage Net Loans Charged-off:Construction & development2.0089%1,427
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6275%1,345
Percentage Net Loans Charged-off: Home equity loans1.4195%469
All other 1-4 family - Percent of loans charged-off, net0.4282%1,633
Percentage Net Loans Charged-off: Commercial and industrial2.6385%1,054
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1135%1,225
Percentage Net Loans Charged-off: Total real estate loans1.2190%883
Percentage Net Loans Charged-off:Construction & development3.6207%696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.2638%613
Percentage Net Loans Charged-off: Home equity loans2.5418%239
All other 1-4 family - Percent of loans charged-off, net0.8902%784
Percentage Net Loans Charged-off: Commercial and industrial0.9710%1,438
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2265%3,974
Percentage Net Loans Charged-off: Total real estate loans0.0876%3,851
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3157%1,700
Percentage Net Loans Charged-off: Home equity loans0.1808%1,048
All other 1-4 family - Percent of loans charged-off, net0.3596%1,467
Percentage Net Loans Charged-off: Commercial and industrial0.5717%2,540
Percentage Net Loans Charged-off: Loans to individuals2.2491%846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1808%3,489
Percentage Net Loans Charged-off: Total real estate loans0.0313%3,855
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1162%2,223
Percentage Net Loans Charged-off: Home equity loans0.2560%745
All other 1-4 family - Percent of loans charged-off, net0.0705%2,432
Percentage Net Loans Charged-off: Commercial and industrial0.8074%1,538
Percentage Net Loans Charged-off: Loans to individuals0.1153%4,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0467%4,761
Percentage Net Loans Charged-off: Total real estate loans0.0498%2,930
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1916%1,473
Percentage Net Loans Charged-off: Home equity loans0.4181%494
All other 1-4 family - Percent of loans charged-off, net0.1165%1,695
Percentage Net Loans Charged-off: Commercial and industrial0.0184%3,061
Percentage Net Loans Charged-off: Loans to individuals0.2435%3,835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0892%3,156
Percentage Net Loans Charged-off: Total real estate loans0.1021%1,677
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4148%700
Percentage Net Loans Charged-off: Home equity loans0.9016%226
All other 1-4 family - Percent of loans charged-off, net0.2525%859
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.5253%2,394
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1301%3,481
Percentage Net Loans Charged-off: Total real estate loans0.1539%1,642
Percentage Net Loans Charged-off:Construction & development0.1370%1,117
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential1.0867%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.2599%4,224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1772%2,196
Percentage Net Loans Charged-off: Total real estate loans0.2146%843
Percentage Net Loans Charged-off:Construction & development0.1905%614
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential1.4655%67
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,517
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,377
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,858
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,218
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,361
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,399
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,618
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,059
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,144
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,660
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,728
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,973
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,496
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,017
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA