Home > National Bank of Arizona > Income and Expense

National Bank of Arizona, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$125,601,000201
Total interest expense$3,291,000640
Net interest income$122,310,000191
Provision for loan and lease losses$983,000609
Total noninterest income$26,796,000273
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$9,578,000138
Trading account gains and fees$536,00083
Additional Noninterest Income$16,682,000290
Total noninterest expense$109,745,000189
Salaries and employee benefits$44,543,000212
Premises and equipment expense$9,247,000231
Additional noninterest expense$55,955,000151
Pre-tax net operating income$38,378,000245
Securities gains (losses)$03,031
Applicable income taxes$10,001,000272
Income before extraordinary items$28,377,000253
Extraordinary gains, net$021
Net income$28,377,000253
Minority interest net income$078
Net income of bank and minority interests.$28,377,000253
Net charge-offs$2,619,000234
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,116,000163
Net operating income$28,377,000251
2015-06-30 (YTD Data)Rank
Total interest income$83,446,000203
Total interest expense$2,149,000654
Net interest income$81,297,000191
Provision for loan and lease losses$3,443,000162
Total noninterest income$17,573,000280
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$6,245,000138
Trading account gains and fees$117,000109
Additional Noninterest Income$11,211,000289
Total noninterest expense$73,891,000186
Salaries and employee benefits$29,954,000213
Premises and equipment expense$6,070,000232
Additional noninterest expense$37,867,000148
Pre-tax net operating income$21,536,000278
Securities gains (losses)$02,636
Applicable income taxes$7,434,000254
Income before extraordinary items$14,102,000303
Extraordinary gains, net$022
Net income$14,102,000303
Minority interest net income$075
Net income of bank and minority interests.$14,102,000303
Net charge-offs$2,931,000165
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$790,000148
Net operating income$14,102,000297
2015-03-31 (YTD Data)Rank
Total interest income$40,700,000205
Total interest expense$1,064,000659
Net interest income$39,636,000190
Provision for loan and lease losses$750,000282
Total noninterest income$8,169,000286
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$3,117,000133
Trading account gains and fees$98,00099
Additional Noninterest Income$4,954,000300
Total noninterest expense$37,124,000188
Salaries and employee benefits$15,090,000213
Premises and equipment expense$3,046,000233
Additional noninterest expense$18,988,000145
Pre-tax net operating income$9,931,000285
Securities gains (losses)$02,027
Applicable income taxes$3,415,000268
Income before extraordinary items$6,516,000314
Extraordinary gains, net$013
Net income$6,516,000313
Minority interest net income$064
Net income of bank and minority interests.$6,516,000313
Net charge-offs$-115,0006,148
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$369,000134
Net operating income$6,516,000308
2014-12-31 (YTD Data)Rank
Total interest income$169,003,000193
Total interest expense$4,560,000630
Net interest income$164,443,000183
Provision for loan and lease losses$-21,497,0006,503
Total noninterest income$31,836,000276
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$13,198,000140
Trading account gains and fees$920,00076
Additional Noninterest Income$17,718,000295
Total noninterest expense$143,364,000184
Salaries and employee benefits$60,919,000185
Premises and equipment expense$12,383,000220
Additional noninterest expense$70,062,000151
Pre-tax net operating income$74,412,000185
Securities gains (losses)$03,259
Applicable income taxes$27,956,000166
Income before extraordinary items$46,456,000205
Extraordinary gains, net$017
Net income$46,456,000205
Minority interest net income$084
Net income of bank and minority interests.$46,456,000205
Net charge-offs$435,0001,623
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,565,000161
Net operating income$46,456,000205
2014-09-30 (YTD Data)Rank
Total interest income$126,165,000194
Total interest expense$3,453,000632
Net interest income$122,712,000183
Provision for loan and lease losses$-15,497,0006,580
Total noninterest income$22,818,000278
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$9,871,000140
Trading account gains and fees$758,00075
Additional Noninterest Income$12,189,000309
Total noninterest expense$107,896,000184
Salaries and employee benefits$46,005,000184
Premises and equipment expense$9,196,000217
Additional noninterest expense$52,695,000148
Pre-tax net operating income$53,131,000192
Securities gains (losses)$02,980
Applicable income taxes$19,661,000170
Income before extraordinary items$33,470,000207
Extraordinary gains, net$015
Net income$33,470,000207
Minority interest net income$081
Net income of bank and minority interests.$33,470,000207
Net charge-offs$1,080,000629
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$1,180,000135
Net operating income$33,470,000208
2014-06-30 (YTD Data)Rank
Total interest income$84,072,000194
Total interest expense$2,332,000628
Net interest income$81,740,000180
Provision for loan and lease losses$-10,997,0006,646
Total noninterest income$15,536,000272
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$6,508,000139
Trading account gains and fees$190,00094
Additional Noninterest Income$8,838,000286
Total noninterest expense$76,247,000171
Salaries and employee benefits$30,212,000190
Premises and equipment expense$5,995,000220
Additional noninterest expense$40,040,000136
Pre-tax net operating income$32,026,000201
Securities gains (losses)$02,580
Applicable income taxes$11,791,000179
Income before extraordinary items$20,235,000221
Extraordinary gains, net$020
Net income$20,235,000221
Minority interest net income$080
Net income of bank and minority interests.$20,235,000221
Net charge-offs$1,076,000467
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$803,000116
Net operating income$20,235,000219
2014-03-31 (YTD Data)Rank
Total interest income$42,116,000192
Total interest expense$1,183,000626
Net interest income$40,933,000178
Provision for loan and lease losses$-2,997,0006,711
Total noninterest income$7,454,000276
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$3,223,000136
Trading account gains and fees$113,00088
Additional Noninterest Income$4,118,000300
Total noninterest expense$37,094,000178
Salaries and employee benefits$15,419,000188
Premises and equipment expense$2,916,000231
Additional noninterest expense$18,759,000141
Pre-tax net operating income$14,290,000211
Securities gains (losses)$01,715
Applicable income taxes$5,211,000194
Income before extraordinary items$9,079,000235
Extraordinary gains, net$016
Net income$9,079,000235
Minority interest net income$066
Net income of bank and minority interests.$9,079,000235
Net charge-offs$774,000359
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$391,000122
Net operating income$9,079,000232
2013-12-31 (YTD Data)Rank
Total interest income$170,191,000188
Total interest expense$5,378,000605
Net interest income$164,813,000177
Provision for loan and lease losses$-14,985,0006,799
Total noninterest income$31,747,000286
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$12,834,000141
Trading account gains and fees$1,572,00069
Additional Noninterest Income$17,341,000325
Total noninterest expense$141,262,000176
Salaries and employee benefits$61,360,000185
Premises and equipment expense$12,686,000203
Additional noninterest expense$67,216,000160
Pre-tax net operating income$70,283,000175
Securities gains (losses)$-1,0006,053
Applicable income taxes$26,364,000155
Income before extraordinary items$43,918,000210
Extraordinary gains, net$029
Net income$43,918,000209
Minority interest net income$090
Net income of bank and minority interests.$43,918,000210
Net charge-offs$6,248,000279
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$-58,261,0006,810
Net operating income$43,918,640210
2013-09-30 (YTD Data)Rank
Total interest income$127,835,000183
Total interest expense$4,112,000603
Net interest income$123,723,000173
Provision for loan and lease losses$-11,996,0006,879
Total noninterest income$23,821,000290
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$9,651,000141
Trading account gains and fees$753,00077
Additional Noninterest Income$13,417,000327
Total noninterest expense$104,442,000174
Salaries and employee benefits$47,091,000181
Premises and equipment expense$9,523,000201
Additional noninterest expense$47,828,000158
Pre-tax net operating income$55,098,000171
Securities gains (losses)$03,040
Applicable income taxes$20,511,000152
Income before extraordinary items$34,587,000204
Extraordinary gains, net$025
Net income$34,587,000204
Minority interest net income$084
Net income of bank and minority interests.$34,587,000204
Net charge-offs$2,613,000483
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-58,590,0006,889
Net operating income$34,587,000201
2013-06-30 (YTD Data)Rank
Total interest income$85,521,000181
Total interest expense$2,785,000604
Net interest income$82,736,000171
Provision for loan and lease losses$-4,650,0006,915
Total noninterest income$15,628,000303
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$6,464,000139
Trading account gains and fees$578,00072
Additional Noninterest Income$8,586,000348
Total noninterest expense$68,991,000177
Salaries and employee benefits$31,330,000184
Premises and equipment expense$6,149,000209
Additional noninterest expense$31,512,000156
Pre-tax net operating income$34,023,000181
Securities gains (losses)$02,791
Applicable income taxes$12,779,000158
Income before extraordinary items$21,244,000211
Extraordinary gains, net$022
Net income$21,244,000212
Minority interest net income$082
Net income of bank and minority interests.$21,244,000212
Net charge-offs$2,537,000370
Cash dividends$10,040,000168
Sale, conversion, retirement of capital stock, net$1,095,000111
Net operating income$21,244,000204
2013-03-31 (YTD Data)Rank
Total interest income$42,295,000186
Total interest expense$1,426,000614
Net interest income$40,869,000177
Provision for loan and lease losses$04,409
Total noninterest income$7,545,000302
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$3,256,000135
Trading account gains and fees$350,00071
Additional Noninterest Income$3,939,000372
Total noninterest expense$33,882,000179
Salaries and employee benefits$15,865,000181
Premises and equipment expense$2,994,000221
Additional noninterest expense$15,023,000163
Pre-tax net operating income$14,532,000214
Securities gains (losses)$01,966
Applicable income taxes$5,410,000184
Income before extraordinary items$9,122,000233
Extraordinary gains, net$010
Net income$9,122,000235
Minority interest net income$076
Net income of bank and minority interests.$9,122,000234
Net charge-offs$3,959,000145
Cash dividends$3,204,000204
Sale, conversion, retirement of capital stock, net$325,000122
Net operating income$9,122,000226
2012-12-31 (YTD Data)Rank
Total interest income$176,182,000190
Total interest expense$7,137,000595
Net interest income$169,045,000174
Provision for loan and lease losses$-575,0006,996
Total noninterest income$24,784,000361
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$12,595,000145
Trading account gains and fees$1,320,00068
Additional Noninterest Income$10,869,000463
Total noninterest expense$146,532,000168
Salaries and employee benefits$60,520,000179
Premises and equipment expense$12,715,000201
Additional noninterest expense$73,297,000153
Pre-tax net operating income$47,872,000223
Securities gains (losses)$03,810
Applicable income taxes$16,987,000193
Income before extraordinary items$30,885,000252
Extraordinary gains, net$029
Net income$30,885,000251
Minority interest net income$093
Net income of bank and minority interests.$30,885,000252
Net charge-offs$13,989,000247
Cash dividends$9,969,000333
Sale, conversion, retirement of capital stock, net$-98,786,0007,080
Net operating income$30,885,000245
2012-09-30 (YTD Data)Rank
Total interest income$131,896,000196
Total interest expense$5,614,000593
Net interest income$126,282,000179
Provision for loan and lease losses$10,774,000215
Total noninterest income$18,694,000360
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$9,256,000146
Trading account gains and fees$736,00070
Additional Noninterest Income$8,702,000436
Total noninterest expense$109,639,000169
Salaries and employee benefits$46,872,000175
Premises and equipment expense$9,509,000205
Additional noninterest expense$53,258,000153
Pre-tax net operating income$24,563,000289
Securities gains (losses)$03,575
Applicable income taxes$8,870,000256
Income before extraordinary items$15,693,000341
Extraordinary gains, net$020
Net income$15,693,000341
Minority interest net income$086
Net income of bank and minority interests.$15,693,000341
Net charge-offs$16,110,000178
Cash dividends$9,969,000214
Sale, conversion, retirement of capital stock, net$-99,080,0007,179
Net operating income$15,693,000326
2012-06-30 (YTD Data)Rank
Total interest income$87,951,000194
Total interest expense$3,954,000581
Net interest income$83,997,000176
Provision for loan and lease losses$8,974,000183
Total noninterest income$11,998,000365
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$6,088,000148
Trading account gains and fees$337,00078
Additional Noninterest Income$5,573,000436
Total noninterest expense$72,902,000167
Salaries and employee benefits$31,783,000173
Premises and equipment expense$6,300,000206
Additional noninterest expense$34,819,000157
Pre-tax net operating income$14,119,000320
Securities gains (losses)$03,178
Applicable income taxes$5,547,000269
Income before extraordinary items$8,572,000394
Extraordinary gains, net$019
Net income$8,572,000393
Minority interest net income$084
Net income of bank and minority interests.$8,572,000393
Net charge-offs$13,158,000154
Cash dividends$7,582,000181
Sale, conversion, retirement of capital stock, net$-74,358,0007,243
Net operating income$8,572,000376
2012-03-31 (YTD Data)Rank
Total interest income$44,400,000188
Total interest expense$2,057,000582
Net interest income$42,343,000171
Provision for loan and lease losses$6,522,000130
Total noninterest income$5,449,000380
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$3,089,000143
Trading account gains and fees$61,000106
Additional Noninterest Income$2,299,000491
Total noninterest expense$35,886,000167
Salaries and employee benefits$16,017,000172
Premises and equipment expense$3,114,000205
Additional noninterest expense$16,755,000157
Pre-tax net operating income$5,384,000397
Securities gains (losses)$02,210
Applicable income taxes$2,116,000311
Income before extraordinary items$3,268,000495
Extraordinary gains, net$019
Net income$3,268,000496
Minority interest net income$078
Net income of bank and minority interests.$3,268,000496
Net charge-offs$7,719,000144
Cash dividends$6,112,000111
Sale, conversion, retirement of capital stock, net$358,000121
Net operating income$3,268,000479
2011-12-31 (YTD Data)Rank
Total interest income$184,106,000183
Total interest expense$10,779,000526
Net interest income$173,327,000162
Provision for loan and lease losses$9,605,000433
Total noninterest income$17,922,000404
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$13,002,000142
Trading account gains and fees$485,00082
Additional Noninterest Income$4,435,000776
Total noninterest expense$139,397,000168
Salaries and employee benefits$60,854,000163
Premises and equipment expense$11,929,000225
Additional noninterest expense$66,614,000156
Pre-tax net operating income$42,247,000219
Securities gains (losses)$03,838
Applicable income taxes$16,698,000181
Income before extraordinary items$25,549,000261
Extraordinary gains, net$029
Net income$25,549,000262
Minority interest net income$096
Net income of bank and minority interests.$25,549,000262
Net charge-offs$54,423,000122
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,596,000270
Net operating income$25,549,000253
2011-09-30 (YTD Data)Rank
Total interest income$138,670,000183
Total interest expense$8,480,000522
Net interest income$130,190,000162
Provision for loan and lease losses$10,095,000314
Total noninterest income$12,399,000433
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$9,753,000144
Trading account gains and fees$297,00090
Additional Noninterest Income$2,349,0001,005
Total noninterest expense$104,812,000168
Salaries and employee benefits$45,837,000159
Premises and equipment expense$8,986,000220
Additional noninterest expense$49,989,000152
Pre-tax net operating income$27,682,000238
Securities gains (losses)$03,555
Applicable income taxes$10,918,000201
Income before extraordinary items$16,764,000279
Extraordinary gains, net$021
Net income$16,764,000280
Minority interest net income$087
Net income of bank and minority interests.$16,764,000280
Net charge-offs$40,214,000120
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,305,000243
Net operating income$16,764,000274
2011-06-30 (YTD Data)Rank
Total interest income$92,838,000185
Total interest expense$5,850,000527
Net interest income$86,988,000162
Provision for loan and lease losses$2,533,000772
Total noninterest income$6,883,000493
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$6,615,000142
Trading account gains and fees$289,00081
Additional Noninterest Income$-21,0007,069
Total noninterest expense$71,581,000167
Salaries and employee benefits$31,134,000160
Premises and equipment expense$5,853,000232
Additional noninterest expense$34,594,000149
Pre-tax net operating income$19,757,000225
Securities gains (losses)$02,914
Applicable income taxes$7,790,000180
Income before extraordinary items$11,967,000260
Extraordinary gains, net$015
Net income$11,967,000259
Minority interest net income$089
Net income of bank and minority interests.$11,967,000260
Net charge-offs$24,475,000134
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$881,000174
Net operating income$11,967,000253
2011-03-31 (YTD Data)Rank
Total interest income$46,381,000187
Total interest expense$2,970,000543
Net interest income$43,411,000166
Provision for loan and lease losses$744,0001,094
Total noninterest income$-406,0007,508
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$3,414,000139
Trading account gains and fees$99,00096
Additional Noninterest Income$-3,919,0007,572
Total noninterest expense$36,495,000165
Salaries and employee benefits$15,715,000162
Premises and equipment expense$2,911,000237
Additional noninterest expense$17,869,000149
Pre-tax net operating income$5,766,000324
Securities gains (losses)$01,772
Applicable income taxes$2,292,000255
Income before extraordinary items$3,474,000392
Extraordinary gains, net$09
Net income$3,474,000391
Minority interest net income$086
Net income of bank and minority interests.$3,474,000391
Net charge-offs$13,440,000126
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$454,000148
Net operating income$3,474,000381
2010-12-31 (YTD Data)Rank
Total interest income$196,694,000182
Total interest expense$18,041,000440
Net interest income$178,653,000160
Provision for loan and lease losses$53,400,000172
Total noninterest income$1,419,0002,614
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$14,934,000125
Trading account gains and fees$729,00085
Additional Noninterest Income$-14,244,0007,657
Total noninterest expense$139,689,000174
Salaries and employee benefits$62,466,000154
Premises and equipment expense$11,904,000225
Additional noninterest expense$65,319,000167
Pre-tax net operating income$-13,017,0007,424
Securities gains (losses)$03,793
Applicable income taxes$-5,160,0007,587
Income before extraordinary items$-7,857,0007,312
Extraordinary gains, net$029
Net income$-7,857,0007,312
Minority interest net income$0111
Net income of bank and minority interests.$-7,857,0007,312
Net charge-offs$111,849,00096
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,216,000343
Net operating income$-7,857,0007,295
2010-09-30 (YTD Data)Rank
Total interest income$149,022,000181
Total interest expense$14,757,000419
Net interest income$134,265,000159
Provision for loan and lease losses$44,980,000157
Total noninterest income$-2,379,0007,729
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$11,416,000124
Trading account gains and fees$602,00085
Additional Noninterest Income$-14,397,0007,764
Total noninterest expense$100,453,000176
Salaries and employee benefits$47,056,000151
Premises and equipment expense$8,649,000234
Additional noninterest expense$44,748,000172
Pre-tax net operating income$-13,547,0007,612
Securities gains (losses)$03,651
Applicable income taxes$-5,359,0007,701
Income before extraordinary items$-8,188,0007,539
Extraordinary gains, net$023
Net income$-8,188,0007,539
Minority interest net income$0110
Net income of bank and minority interests.$-8,188,0007,539
Net charge-offs$92,907,00093
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,121,000274
Net operating income$-8,188,0007,531
2010-06-30 (YTD Data)Rank
Total interest income$100,984,000179
Total interest expense$10,538,000397
Net interest income$90,446,000159
Provision for loan and lease losses$26,004,000175
Total noninterest income$-5,546,0007,823
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$7,929,000121
Trading account gains and fees$300,00085
Additional Noninterest Income$-13,775,0007,836
Total noninterest expense$66,825,000176
Salaries and employee benefits$31,568,000150
Premises and equipment expense$5,592,000239
Additional noninterest expense$29,665,000173
Pre-tax net operating income$-7,929,0007,643
Securities gains (losses)$03,184
Applicable income taxes$-3,144,0007,736
Income before extraordinary items$-4,785,0007,572
Extraordinary gains, net$019
Net income$-4,785,0007,572
Minority interest net income$0105
Net income of bank and minority interests.$-4,785,0007,572
Net charge-offs$65,581,00092
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$695,000234
Net operating income$-4,785,0007,568
2010-03-31 (YTD Data)Rank
Total interest income$51,038,000182
Total interest expense$5,503,000402
Net interest income$45,535,000157
Provision for loan and lease losses$21,219,000130
Total noninterest income$-94,0007,804
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$3,866,000122
Trading account gains and fees$40,000111
Additional Noninterest Income$-4,000,0007,932
Total noninterest expense$32,464,000184
Salaries and employee benefits$15,774,000152
Premises and equipment expense$2,799,000245
Additional noninterest expense$13,891,000179
Pre-tax net operating income$-8,242,0007,826
Securities gains (losses)$02,284
Applicable income taxes$-3,232,0007,886
Income before extraordinary items$-5,010,0007,791
Extraordinary gains, net$016
Net income$-5,010,0007,792
Minority interest net income$091
Net income of bank and minority interests.$-5,010,0007,792
Net charge-offs$32,632,00094
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$452,000164
Net operating income$-5,010,0007,781
2009-12-31 (YTD Data)Rank
Total interest income$230,181,000169
Total interest expense$50,080,000224
Net interest income$180,101,000149
Provision for loan and lease losses$291,705,00072
Total noninterest income$19,221,000401
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$16,993,000120
Trading account gains and fees$1,545,00083
Additional Noninterest Income$683,0002,703
Total noninterest expense$146,233,000173
Salaries and employee benefits$63,477,000143
Premises and equipment expense$11,835,000231
Additional noninterest expense$70,921,000173
Pre-tax net operating income$-238,616,0007,975
Securities gains (losses)$03,754
Applicable income taxes$-94,460,0007,984
Income before extraordinary items$-144,156,0007,953
Extraordinary gains, net$034
Net income$-144,156,0007,952
Minority interest net income$0115
Net income of bank and minority interests.$-144,156,0007,952
Net charge-offs$214,201,00074
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,436,000381
Net operating income$-144,156,0007,954
2009-09-30 (YTD Data)Rank
Total interest income$176,729,000174
Total interest expense$41,007,000225
Net interest income$135,722,000153
Provision for loan and lease losses$239,963,00070
Total noninterest income$18,558,000342
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$12,789,000120
Trading account gains and fees$1,428,00085
Additional Noninterest Income$4,341,000655
Total noninterest expense$108,379,000180
Salaries and employee benefits$48,311,000148
Premises and equipment expense$8,962,000239
Additional noninterest expense$51,106,000179
Pre-tax net operating income$-194,062,0008,064
Securities gains (losses)$03,497
Applicable income taxes$-76,795,0008,074
Income before extraordinary items$-117,267,0008,040
Extraordinary gains, net$027
Net income$-117,267,0008,039
Minority interest net income$0118
Net income of bank and minority interests.$-117,267,0008,039
Net charge-offs$162,208,00073
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,093,000340
Net operating income$-117,267,0008,041
2009-06-30 (YTD Data)Rank
Total interest income$120,250,000178
Total interest expense$28,894,000228
Net interest income$91,356,000158
Provision for loan and lease losses$198,993,00066
Total noninterest income$11,544,000363
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$8,545,000120
Trading account gains and fees$0193
Additional Noninterest Income$2,999,000639
Total noninterest expense$71,378,000194
Salaries and employee benefits$32,635,000150
Premises and equipment expense$5,953,000242
Additional noninterest expense$32,790,000189
Pre-tax net operating income$-167,471,0008,166
Securities gains (losses)$03,136
Applicable income taxes$-66,286,0008,169
Income before extraordinary items$-101,185,0008,146
Extraordinary gains, net$021
Net income$-101,185,0008,143
Minority interest net income$0112
Net income of bank and minority interests.$-101,185,0008,145
Net charge-offs$97,774,00079
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$673,000320
Net operating income$-101,185,0008,147
2009-03-31 (YTD Data)Rank
Total interest income$62,906,000177
Total interest expense$15,408,000226
Net interest income$47,498,000155
Provision for loan and lease losses$51,914,00098
Total noninterest income$6,906,000291
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$4,201,000119
Trading account gains and fees$0171
Additional Noninterest Income$2,705,000401
Total noninterest expense$34,799,000189
Salaries and employee benefits$16,480,000154
Premises and equipment expense$2,985,000245
Additional noninterest expense$15,334,000179
Pre-tax net operating income$-32,309,0008,176
Securities gains (losses)$-210,0008,048
Applicable income taxes$-12,897,0008,193
Income before extraordinary items$-19,622,0008,155
Extraordinary gains, net$015
Net income$-19,622,0008,155
Minority interest net income$0102
Net income of bank and minority interests.$-19,622,0008,155
Net charge-offs$32,299,00097
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-19,487,6008,155
2008-12-31 (YTD Data)Rank
Total interest income$315,134,000159
Total interest expense$94,055,000193
Net interest income$221,079,000135
Provision for loan and lease losses$211,781,00074
Total noninterest income$18,217,000376
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,866,000123
Trading account gains and fees$0154
Additional Noninterest Income$1,351,0001,723
Total noninterest expense$302,489,000103
Salaries and employee benefits$65,471,000155
Premises and equipment expense$12,195,000229
Additional noninterest expense$224,823,00076
Pre-tax net operating income$-274,974,0008,279
Securities gains (losses)$-316,0007,431
Applicable income taxes$-56,707,0008,267
Income before extraordinary items$-218,583,0008,265
Extraordinary gains, net$039
Net income$-218,583,0008,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,143,00066
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$430,000,0004
Net operating income$-218,333,3608,268
2008-09-30 (YTD Data)Rank
Total interest income$244,646,000159
Total interest expense$73,731,000201
Net interest income$170,915,000139
Provision for loan and lease losses$97,800,00097
Total noninterest income$20,688,000295
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$12,446,000129
Trading account gains and fees$0148
Additional Noninterest Income$8,242,000394
Total noninterest expense$100,487,000190
Salaries and employee benefits$50,860,000152
Premises and equipment expense$9,160,000230
Additional noninterest expense$40,467,000191
Pre-tax net operating income$-6,684,0008,179
Securities gains (losses)$394,000379
Applicable income taxes$-2,664,0008,215
Income before extraordinary items$-3,626,0008,057
Extraordinary gains, net$031
Net income$-3,626,0008,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,974,000100
Cash dividends$10,000,000230
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,878,1608,128
2008-06-30 (YTD Data)Rank
Total interest income$168,134,000155
Total interest expense$51,782,000201
Net interest income$116,352,000136
Provision for loan and lease losses$42,800,000113
Total noninterest income$14,076,000306
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$7,995,000134
Trading account gains and fees$0149
Additional Noninterest Income$6,081,000381
Total noninterest expense$66,593,000183
Salaries and employee benefits$34,127,000156
Premises and equipment expense$5,933,000240
Additional noninterest expense$26,533,000185
Pre-tax net operating income$21,035,000208
Securities gains (losses)$394,000372
Applicable income taxes$8,363,000174
Income before extraordinary items$13,066,000237
Extraordinary gains, net$021
Net income$13,066,000236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,375,000116
Cash dividends$10,000,000179
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$12,813,840233
2008-03-31 (YTD Data)Rank
Total interest income$86,981,000156
Total interest expense$28,776,000199
Net interest income$58,205,000134
Provision for loan and lease losses$19,500,000114
Total noninterest income$7,317,000296
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$3,935,000136
Trading account gains and fees$0158
Additional Noninterest Income$3,382,000353
Total noninterest expense$33,372,000181
Salaries and employee benefits$17,350,000154
Premises and equipment expense$2,889,000250
Additional noninterest expense$13,133,000176
Pre-tax net operating income$12,650,000189
Securities gains (losses)$394,000282
Applicable income taxes$5,062,000162
Income before extraordinary items$7,982,000213
Extraordinary gains, net$015
Net income$7,982,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,158,000127
Cash dividends$10,000,000109
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$7,729,840213
2007-12-31 (YTD Data)Rank
Total interest income$383,897,000152
Total interest expense$131,545,000194
Net interest income$252,352,000121
Provision for loan and lease losses$30,513,000115
Total noninterest income$27,561,000295
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$14,472,000141
Trading account gains and fees$0178
Additional Noninterest Income$13,089,000350
Total noninterest expense$137,765,000172
Salaries and employee benefits$68,098,000151
Premises and equipment expense$12,107,000223
Additional noninterest expense$57,560,000160
Pre-tax net operating income$111,635,000123
Securities gains (losses)$-369,0008,330
Applicable income taxes$43,455,000107
Income before extraordinary items$67,811,000137
Extraordinary gains, net$039
Net income$67,811,000135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,586,000146
Cash dividends$83,000,00091
Sale, conversion, retirement of capital stock, net$2,469,000338
Net operating income$68,047,160137
2007-09-30 (YTD Data)Rank
Total interest income$290,696,000150
Total interest expense$98,410,000191
Net interest income$192,286,000121
Provision for loan and lease losses$26,963,00086
Total noninterest income$20,449,000299
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$10,813,000139
Trading account gains and fees$0184
Additional Noninterest Income$9,636,000351
Total noninterest expense$104,094,000166
Salaries and employee benefits$51,693,000152
Premises and equipment expense$9,305,000215
Additional noninterest expense$43,096,000153
Pre-tax net operating income$81,678,000140
Securities gains (losses)$-46,0008,156
Applicable income taxes$31,871,000122
Income before extraordinary items$49,761,000156
Extraordinary gains, net$033
Net income$49,761,000154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,249,000122
Cash dividends$25,000,000171
Sale, conversion, retirement of capital stock, net$1,938,000276
Net operating income$49,790,440153
2007-06-30 (YTD Data)Rank
Total interest income$192,212,000163
Total interest expense$63,685,000211
Net interest income$128,527,000131
Provision for loan and lease losses$3,463,000228
Total noninterest income$11,725,000359
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$7,029,000145
Trading account gains and fees$0168
Additional Noninterest Income$4,696,000453
Total noninterest expense$70,802,000174
Salaries and employee benefits$35,421,000162
Premises and equipment expense$6,061,000229
Additional noninterest expense$29,320,000159
Pre-tax net operating income$65,987,000139
Securities gains (losses)$-46,0008,290
Applicable income taxes$25,783,000127
Income before extraordinary items$40,158,000148
Extraordinary gains, net$029
Net income$40,158,000149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,000775
Cash dividends$5,000,000421
Sale, conversion, retirement of capital stock, net$1,538,000222
Net operating income$40,187,440147
2007-03-31 (YTD Data)Rank
Total interest income$95,365,000163
Total interest expense$31,711,000210
Net interest income$63,654,000131
Provision for loan and lease losses$-100,0008,543
Total noninterest income$4,591,000417
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$3,718,000140
Trading account gains and fees$0195
Additional Noninterest Income$873,000937
Total noninterest expense$35,578,000171
Salaries and employee benefits$19,131,000152
Premises and equipment expense$2,890,000244
Additional noninterest expense$13,557,000166
Pre-tax net operating income$32,767,000137
Securities gains (losses)$01,187
Applicable income taxes$12,755,000126
Income before extraordinary items$20,012,000145
Extraordinary gains, net$022
Net income$20,012,000145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,437
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$970,000142
Net operating income$20,012,000143
2006-12-31 (YTD Data)Rank
Total interest income$321,725,000165
Total interest expense$105,489,000211
Net interest income$216,236,000139
Provision for loan and lease losses$16,267,000102
Total noninterest income$24,095,000332
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$9,700,000191
Trading account gains and fees$0130
Additional Noninterest Income$14,395,000333
Total noninterest expense$102,869,000213
Salaries and employee benefits$55,405,000184
Premises and equipment expense$8,585,000309
Additional noninterest expense$38,879,000206
Pre-tax net operating income$121,195,000143
Securities gains (losses)$01,687
Applicable income taxes$47,912,000131
Income before extraordinary items$73,283,000153
Extraordinary gains, net$051
Net income$73,283,000154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,297,000113
Cash dividends$40,000,000160
Sale, conversion, retirement of capital stock, net$2,209,000397
Net operating income$73,283,000150
2006-09-30 (YTD Data)Rank
Total interest income$236,134,000177
Total interest expense$75,297,000222
Net interest income$160,837,000150
Provision for loan and lease losses$3,450,000247
Total noninterest income$17,976,000346
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$6,991,000202
Trading account gains and fees$0126
Additional Noninterest Income$10,985,000346
Total noninterest expense$77,944,000220
Salaries and employee benefits$42,453,000194
Premises and equipment expense$6,599,000309
Additional noninterest expense$28,892,000217
Pre-tax net operating income$97,419,000151
Securities gains (losses)$01,388
Applicable income taxes$38,566,000139
Income before extraordinary items$58,853,000164
Extraordinary gains, net$045
Net income$58,853,000164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,430
Cash dividends$20,000,000184
Sale, conversion, retirement of capital stock, net$1,761,000327
Net operating income$58,853,000159
2006-06-30 (YTD Data)Rank
Total interest income$151,399,000184
Total interest expense$45,955,000231
Net interest income$105,444,000156
Provision for loan and lease losses$2,617,000225
Total noninterest income$11,266,000367
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,608,000203
Trading account gains and fees$0126
Additional Noninterest Income$6,658,000362
Total noninterest expense$51,269,000227
Salaries and employee benefits$27,842,000201
Premises and equipment expense$4,249,000322
Additional noninterest expense$19,178,000224
Pre-tax net operating income$62,824,000153
Securities gains (losses)$01,185
Applicable income taxes$24,847,000143
Income before extraordinary items$37,977,000167
Extraordinary gains, net$039
Net income$37,977,000167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,282
Cash dividends$20,000,000143
Sale, conversion, retirement of capital stock, net$1,294,000247
Net operating income$37,977,000163
2006-03-31 (YTD Data)Rank
Total interest income$73,290,000185
Total interest expense$20,761,000236
Net interest income$52,529,000158
Provision for loan and lease losses$817,000315
Total noninterest income$4,756,000403
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,267,000196
Trading account gains and fees$0115
Additional Noninterest Income$2,489,000427
Total noninterest expense$24,798,000232
Salaries and employee benefits$14,124,000198
Premises and equipment expense$2,128,000320
Additional noninterest expense$8,546,000242
Pre-tax net operating income$31,670,000154
Securities gains (losses)$0955
Applicable income taxes$12,495,000138
Income before extraordinary items$19,175,000165
Extraordinary gains, net$021
Net income$19,175,000166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,516
Cash dividends$10,000,000128
Sale, conversion, retirement of capital stock, net$702,000158
Net operating income$19,175,000163
2005-12-31 (YTD Data)Rank
Total interest income$247,394,000185
Total interest expense$56,960,000257
Net interest income$190,434,000160
Provision for loan and lease losses$5,217,000230
Total noninterest income$18,544,000428
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$9,667,000187
Trading account gains and fees$0138
Additional Noninterest Income$8,877,000464
Total noninterest expense$97,732,000229
Salaries and employee benefits$52,043,000201
Premises and equipment expense$9,337,000284
Additional noninterest expense$36,352,000237
Pre-tax net operating income$106,029,000165
Securities gains (losses)$02,296
Applicable income taxes$41,980,000153
Income before extraordinary items$64,049,000184
Extraordinary gains, net$046
Net income$64,049,000184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,353
Cash dividends$23,000,000214
Sale, conversion, retirement of capital stock, net$0934
Net operating income$64,049,000180
2005-09-30 (YTD Data)Rank
Total interest income$177,203,000191
Total interest expense$38,654,000265
Net interest income$138,549,000165
Provision for loan and lease losses$4,800,000195
Total noninterest income$13,945,000425
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$7,234,000185
Trading account gains and fees$0126
Additional Noninterest Income$6,711,000459
Total noninterest expense$71,987,000228
Salaries and employee benefits$38,395,000204
Premises and equipment expense$6,916,000287
Additional noninterest expense$26,676,000237
Pre-tax net operating income$75,707,000179
Securities gains (losses)$02,317
Applicable income taxes$30,053,000161
Income before extraordinary items$45,654,000200
Extraordinary gains, net$035
Net income$45,654,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0001,248
Cash dividends$16,000,000214
Sale, conversion, retirement of capital stock, net$0769
Net operating income$45,654,000195
2005-06-30 (YTD Data)Rank
Total interest income$112,079,000195
Total interest expense$23,370,000268
Net interest income$88,709,000170
Provision for loan and lease losses$2,867,000202
Total noninterest income$9,097,000422
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$4,827,000176
Trading account gains and fees$0116
Additional Noninterest Income$4,270,000469
Total noninterest expense$47,670,000226
Salaries and employee benefits$25,363,000201
Premises and equipment expense$4,472,000288
Additional noninterest expense$17,835,000236
Pre-tax net operating income$47,269,000187
Securities gains (losses)$02,146
Applicable income taxes$18,861,000167
Income before extraordinary items$28,408,000204
Extraordinary gains, net$030
Net income$28,408,000204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-270,0008,789
Cash dividends$10,000,000200
Sale, conversion, retirement of capital stock, net$0643
Net operating income$28,408,000196
2005-03-31 (YTD Data)Rank
Total interest income$53,290,000203
Total interest expense$10,572,000274
Net interest income$42,718,000173
Provision for loan and lease losses$702,000351
Total noninterest income$4,975,000387
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,476,000171
Trading account gains and fees$0115
Additional Noninterest Income$2,499,000422
Total noninterest expense$23,056,000236
Salaries and employee benefits$12,351,000208
Premises and equipment expense$2,231,000287
Additional noninterest expense$8,474,000239
Pre-tax net operating income$23,935,000180
Securities gains (losses)$01,685
Applicable income taxes$9,699,000164
Income before extraordinary items$14,236,000202
Extraordinary gains, net$024
Net income$14,236,000202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-198,0008,863
Cash dividends$5,000,000174
Sale, conversion, retirement of capital stock, net$0491
Net operating income$14,236,000197
2004-12-31 (YTD Data)Rank
Total interest income$174,872,000218
Total interest expense$32,925,000287
Net interest income$141,947,000203
Provision for loan and lease losses$3,985,000304
Total noninterest income$19,485,000395
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$10,918,000170
Trading account gains and fees$0138
Additional Noninterest Income$8,567,000460
Total noninterest expense$86,260,000249
Salaries and employee benefits$46,713,000212
Premises and equipment expense$9,740,000269
Additional noninterest expense$29,807,000260
Pre-tax net operating income$71,187,000206
Securities gains (losses)$-17,0008,347
Applicable income taxes$28,131,000182
Income before extraordinary items$43,039,000227
Extraordinary gains, net$034
Net income$43,039,000228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,625
Cash dividends$18,000,000232
Sale, conversion, retirement of capital stock, net$0872
Net operating income$43,049,880223
2004-09-30 (YTD Data)Rank
Total interest income$125,139,000226
Total interest expense$23,918,000287
Net interest income$101,221,000211
Provision for loan and lease losses$2,985,000316
Total noninterest income$15,043,000397
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$8,293,000172
Trading account gains and fees$0134
Additional Noninterest Income$6,750,000452
Total noninterest expense$62,771,000252
Salaries and employee benefits$34,122,000219
Premises and equipment expense$6,547,000288
Additional noninterest expense$22,102,000257
Pre-tax net operating income$50,508,000214
Securities gains (losses)$-16,0008,610
Applicable income taxes$20,143,000191
Income before extraordinary items$30,349,000239
Extraordinary gains, net$026
Net income$30,349,000240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0001,587
Cash dividends$18,000,000187
Sale, conversion, retirement of capital stock, net$0738
Net operating income$30,359,240230
2004-06-30 (YTD Data)Rank
Total interest income$80,133,000226
Total interest expense$15,054,000292
Net interest income$65,079,000209
Provision for loan and lease losses$1,985,000318
Total noninterest income$10,428,000387
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$5,522,000169
Trading account gains and fees$0130
Additional Noninterest Income$4,906,000423
Total noninterest expense$41,672,000249
Salaries and employee benefits$22,693,000217
Premises and equipment expense$4,308,000294
Additional noninterest expense$14,671,000255
Pre-tax net operating income$31,850,000222
Securities gains (losses)$-16,0008,765
Applicable income taxes$12,675,000199
Income before extraordinary items$19,159,000243
Extraordinary gains, net$021
Net income$19,159,000244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,109
Cash dividends$18,000,000142
Sale, conversion, retirement of capital stock, net$0638
Net operating income$19,169,240233
2004-03-31 (YTD Data)Rank
Total interest income$39,301,000225
Total interest expense$7,331,000309
Net interest income$31,970,000212
Provision for loan and lease losses$1,318,000255
Total noninterest income$6,134,000332
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,519,000180
Trading account gains and fees$0121
Additional Noninterest Income$3,615,000331
Total noninterest expense$20,266,000253
Salaries and employee benefits$11,501,000212
Premises and equipment expense$2,122,000300
Additional noninterest expense$6,643,000262
Pre-tax net operating income$16,520,000208
Securities gains (losses)$-16,0008,956
Applicable income taxes$6,572,000190
Income before extraordinary items$9,932,000242
Extraordinary gains, net$016
Net income$9,932,000243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,000499
Cash dividends$13,000,000103
Sale, conversion, retirement of capital stock, net$0464
Net operating income$9,942,240223
2003-12-31 (YTD Data)Rank
Total interest income$159,390,000227
Total interest expense$35,897,000287
Net interest income$123,493,000207
Provision for loan and lease losses$250,0003,535
Total noninterest income$20,011,000393
Gross Fiduciary activities income$1,474,000311
Service charges on deposit accounts$9,396,000195
Trading account gains and fees$0160
Additional Noninterest Income$9,141,000480
Total noninterest expense$80,019,000260
Salaries and employee benefits$43,324,000217
Premises and equipment expense$8,992,000294
Additional noninterest expense$27,703,000269
Pre-tax net operating income$63,235,000203
Securities gains (losses)$-3,0008,643
Applicable income taxes$25,044,000196
Income before extraordinary items$38,188,000239
Extraordinary gains, net$054
Net income$38,188,000241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,218,000789
Cash dividends$31,000,000169
Sale, conversion, retirement of capital stock, net$0868
Net operating income$38,189,920223
2003-09-30 (YTD Data)Rank
Total interest income$119,183,000233
Total interest expense$28,211,000287
Net interest income$90,972,000212
Provision for loan and lease losses$07,481
Total noninterest income$15,574,000402
Gross Fiduciary activities income$1,415,000281
Service charges on deposit accounts$7,051,000202
Trading account gains and fees$0153
Additional Noninterest Income$7,108,000498
Total noninterest expense$58,461,000269
Salaries and employee benefits$31,412,000230
Premises and equipment expense$6,797,000300
Additional noninterest expense$20,252,000273
Pre-tax net operating income$48,085,000210
Securities gains (losses)$-3,0008,827
Applicable income taxes$19,075,000202
Income before extraordinary items$29,007,000247
Extraordinary gains, net$040
Net income$29,007,000248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,096,000649
Cash dividends$31,000,000137
Sale, conversion, retirement of capital stock, net$0722
Net operating income$29,008,920229
2003-06-30 (YTD Data)Rank
Total interest income$78,687,000235
Total interest expense$19,418,000288
Net interest income$59,269,000219
Provision for loan and lease losses$07,324
Total noninterest income$10,930,000388
Gross Fiduciary activities income$1,335,000230
Service charges on deposit accounts$4,693,000202
Trading account gains and fees$0150
Additional Noninterest Income$4,902,000475
Total noninterest expense$39,121,000269
Salaries and employee benefits$20,995,000232
Premises and equipment expense$4,503,000310
Additional noninterest expense$13,623,000273
Pre-tax net operating income$31,078,000218
Securities gains (losses)$03,782
Applicable income taxes$12,310,000206
Income before extraordinary items$18,768,000254
Extraordinary gains, net$030
Net income$18,768,000254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,083
Cash dividends$31,000,00095
Sale, conversion, retirement of capital stock, net$0589
Net operating income$18,768,000234
2003-03-31 (YTD Data)Rank
Total interest income$38,306,000240
Total interest expense$9,991,000292
Net interest income$28,315,000229
Provision for loan and lease losses$06,934
Total noninterest income$5,511,000394
Gross Fiduciary activities income$964,000194
Service charges on deposit accounts$2,365,000200
Trading account gains and fees$0134
Additional Noninterest Income$2,182,000512
Total noninterest expense$19,831,000260
Salaries and employee benefits$10,531,000231
Premises and equipment expense$2,349,000289
Additional noninterest expense$6,951,000266
Pre-tax net operating income$13,995,000237
Securities gains (losses)$02,891
Applicable income taxes$5,547,000234
Income before extraordinary items$8,448,000273
Extraordinary gains, net$021
Net income$8,448,000273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,000516
Cash dividends$10,000,000127
Sale, conversion, retirement of capital stock, net$0419
Net operating income$8,448,000256
2002-12-31 (YTD Data)Rank
Total interest income$155,444,000252
Total interest expense$50,393,000275
Net interest income$105,051,000241
Provision for loan and lease losses$1,950,000752
Total noninterest income$30,310,000301
Gross Fiduciary activities income$3,667,000203
Service charges on deposit accounts$8,168,000219
Trading account gains and fees$0153
Additional Noninterest Income$18,475,000313
Total noninterest expense$69,289,000284
Salaries and employee benefits$36,731,000249
Premises and equipment expense$8,297,000307
Additional noninterest expense$24,261,000298
Pre-tax net operating income$64,122,000205
Securities gains (losses)$04,537
Applicable income taxes$25,481,000186
Income before extraordinary items$38,641,000239
Extraordinary gains, net$070
Net income$38,641,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0001,777
Cash dividends$27,000,000205
Sale, conversion, retirement of capital stock, net$0862
Net operating income$38,641,000226
2001-12-31 (YTD Data)Rank
Total interest income$174,225,000264
Total interest expense$71,687,000286
Net interest income$102,538,000237
Provision for loan and lease losses$1,500,000899
Total noninterest income$16,868,000430
Gross Fiduciary activities income$3,853,000199
Service charges on deposit accounts$6,488,000255
Trading account gains and fees$0177
Additional Noninterest Income$6,527,000540
Total noninterest expense$64,454,000296
Salaries and employee benefits$34,229,000241
Premises and equipment expense$8,437,000302
Additional noninterest expense$21,788,000335
Pre-tax net operating income$53,452,000218
Securities gains (losses)$11,0003,540
Applicable income taxes$21,412,000201
Income before extraordinary items$32,051,000241
Extraordinary gains, net$0105
Net income$32,051,000240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$619,0001,334
Cash dividends$9,000,000398
Sale, conversion, retirement of capital stock, net$0922
Net operating income$32,043,960231
2000-12-31 (YTD Data)Rank
Total interest income$149,325,000314
Total interest expense$57,512,000376
Net interest income$91,813,000251
Provision for loan and lease losses$3,570,000408
Total noninterest income$14,731,000453
Gross Fiduciary activities income$3,066,000220
Service charges on deposit accounts$4,873,000294
Trading account gains and fees$0180
Additional Noninterest Income$6,792,000523
Total noninterest expense$52,875,000329
Salaries and employee benefits$28,083,000266
Premises and equipment expense$7,728,000315
Additional noninterest expense$17,064,000393
Pre-tax net operating income$50,099,000233
Securities gains (losses)$2,0001,609
Applicable income taxes$19,885,000204
Income before extraordinary items$30,216,000251
Extraordinary gains, net$038
Net income$30,216,000251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,940
Cash dividends$25,000,000208
Sale, conversion, retirement of capital stock, net$0969
Net operating income$30,214,720245
1999-12-31 (YTD Data)Rank
Total interest income$117,792,000357
Total interest expense$41,002,000444
Net interest income$76,790,000291
Provision for loan and lease losses$2,400,000485
Total noninterest income$13,205,000522
Gross Fiduciary activities income$1,680,000356
Service charges on deposit accounts$4,603,000315
Trading account gains and fees$0173
Additional Noninterest Income$6,922,000544
Total noninterest expense$44,795,000396
Salaries and employee benefits$24,111,000328
Premises and equipment expense$7,058,000346
Additional noninterest expense$13,626,000473
Pre-tax net operating income$42,800,000273
Securities gains (losses)$10,0001,755
Applicable income taxes$16,617,000270
Income before extraordinary items$26,193,000297
Extraordinary gains, net$035
Net income$26,193,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$611,0001,033
Cash dividends$11,000,000368
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$26,186,600291
1998-12-31 (YTD Data)Rank
Total interest income$110,852,000362
Total interest expense$40,419,000459
Net interest income$70,433,000299
Provision for loan and lease losses$1,800,000627
Total noninterest income$9,252,000632
Gross Fiduciary activities income$727,000537
Service charges on deposit accounts$3,899,000341
Trading account gains and fees$0224
Additional Noninterest Income$4,626,000685
Total noninterest expense$42,148,000409
Salaries and employee benefits$21,504,000349
Premises and equipment expense$7,006,000336
Additional noninterest expense$13,638,000471
Pre-tax net operating income$35,737,000285
Securities gains (losses)$465,000583
Applicable income taxes$14,013,000269
Income before extraordinary items$22,189,000309
Extraordinary gains, net$032
Net income$22,189,000310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,219
Cash dividends$11,000,000358
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$21,891,400302
1997-12-31 (YTD Data)Rank
Total interest income$94,080,000425
Total interest expense$32,724,000542
Net interest income$61,356,000344
Provision for loan and lease losses$2,400,000506
Total noninterest income$6,563,000764
Gross Fiduciary activities income$122,0001,008
Service charges on deposit accounts$2,561,000518
Trading account gains and fees$0239
Additional Noninterest Income$3,880,000722
Total noninterest expense$35,848,000438
Salaries and employee benefits$19,138,000370
Premises and equipment expense$5,707,000386
Additional noninterest expense$11,003,000542
Pre-tax net operating income$29,671,000332
Securities gains (losses)$42,0001,434
Applicable income taxes$11,896,000312
Income before extraordinary items$17,817,000374
Extraordinary gains, net$044
Net income$17,817,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$550,0001,254
Cash dividends$22,000,000209
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$17,790,120356
1996-12-31 (YTD Data)Rank
Total interest income$77,942,000521
Total interest expense$27,541,000658
Net interest income$50,401,000436
Provision for loan and lease losses$2,300,000553
Total noninterest income$3,680,0001,183
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,659,000798
Trading account gains and fees$0262
Additional Noninterest Income$2,021,0001,149
Total noninterest expense$27,839,000594
Salaries and employee benefits$14,584,000494
Premises and equipment expense$4,035,000562
Additional noninterest expense$9,220,000715
Pre-tax net operating income$23,942,000403
Securities gains (losses)$28,0001,737
Applicable income taxes$9,725,000372
Income before extraordinary items$14,245,000441
Extraordinary gains, net$053
Net income$14,245,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,0001,511
Cash dividends$5,000,000662
Sale, conversion, retirement of capital stock, net$0953
Net operating income$14,227,080437
1995-12-31 (YTD Data)Rank
Total interest income$64,359,000630
Total interest expense$23,189,000774
Net interest income$41,170,000523
Provision for loan and lease losses$1,800,000617
Total noninterest income$3,881,0001,142
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,177,0001,131
Trading account gains and fees$0522
Additional Noninterest Income$2,704,000942
Total noninterest expense$23,402,000696
Salaries and employee benefits$12,687,000564
Premises and equipment expense$3,284,000697
Additional noninterest expense$7,431,000835
Pre-tax net operating income$19,849,000485
Securities gains (losses)$-212,00011,684
Applicable income taxes$7,595,000443
Income before extraordinary items$12,042,000520
Extraordinary gains, net$065
Net income$12,042,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,00011,404
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$12,177,680513
1994-12-31 (YTD Data)Rank
Total interest income$47,647,000731
Total interest expense$13,594,000978
Net interest income$34,053,000604
Provision for loan and lease losses$807,0001,078
Total noninterest income$2,676,0001,479
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,100,0001,211
Trading account gains and fees$0475
Additional Noninterest Income$1,576,0001,328
Total noninterest expense$18,937,000846
Salaries and employee benefits$9,585,000730
Premises and equipment expense$2,675,000830
Additional noninterest expense$6,677,000938
Pre-tax net operating income$16,985,000520
Securities gains (losses)$03,600
Applicable income taxes$5,232,000553
Income before extraordinary items$11,753,000495
Extraordinary gains, net$0249
Net income$11,753,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,273
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$11,753,000502
1993-12-31 (YTD Data)Rank
Total interest income$5,719,0005,168
Total interest expense$1,504,0007,191
Net interest income$4,215,0004,195
Provision for loan and lease losses$412,0002,412
Total noninterest income$1,280,0002,771
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$382,0003,598
Trading account gains and feesNANA
Additional Noninterest Income$898,0002,206
Total noninterest expense$3,079,0004,408
Salaries and employee benefits$1,765,0003,676
Premises and equipment expense$336,0005,391
Additional noninterest expense$978,0005,010
Pre-tax net operating income$2,004,0003,304
Securities gains (losses)$07,477
Applicable income taxes$-5,00012,754
Income before extraordinary items$2,009,0002,503
Extraordinary gains, net$494,000479
Net income$2,503,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0002,135
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,009,0002,352
1992-12-31 (YTD Data)Rank
Total interest income$6,039,0005,459
Total interest expense$2,094,0006,885
Net interest income$3,945,0004,508
Provision for loan and lease losses$588,0002,678
Total noninterest income$969,0003,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$385,0003,611
Trading account gains and feesNANA
Additional Noninterest Income$584,0002,878
Total noninterest expense$3,092,0004,398
Salaries and employee benefits$1,641,0003,909
Premises and equipment expense$355,0005,314
Additional noninterest expense$1,096,0004,700
Pre-tax net operating income$1,234,0004,812
Securities gains (losses)$163,0002,306
Applicable income taxes$573,0003,557
Income before extraordinary items$824,0005,243
Extraordinary gains, net$573,000190
Net income$1,397,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,0001,886
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$719,6805,467

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.