Home > Nashville Bank of Commerce > Income and Expense

Nashville Bank of Commerce, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$42,810,000780
Total interest expense$22,358,000731
Net interest income$20,452,000834
Provision for loan and lease losses$1,293,000778
Total noninterest income$4,141,0001,067
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,560,000502
Trading account gains and fees$0224
Additional Noninterest Income$1,581,0001,354
Total noninterest expense$11,118,0001,189
Salaries and employee benefits$5,480,0001,198
Premises and equipment expense$1,925,0001,001
Additional noninterest expense$3,713,0001,206
Pre-tax net operating income$12,182,000668
Securities gains (losses)$543,000528
Applicable income taxes$4,585,000617
Income before extraordinary items$8,140,000702
Extraordinary gains, net$032
Net income$8,140,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,0001,381
Cash dividends$4,000,000765
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,792,480705
1997-12-31 (YTD Data)Rank
Total interest income$39,771,000860
Total interest expense$22,145,000740
Net interest income$17,626,0001,002
Provision for loan and lease losses$1,502,000726
Total noninterest income$14,408,000441
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,504,000529
Trading account gains and fees$0239
Additional Noninterest Income$11,904,000370
Total noninterest expense$13,002,0001,050
Salaries and employee benefits$6,505,0001,019
Premises and equipment expense$209,0006,683
Additional noninterest expense$6,288,000816
Pre-tax net operating income$17,530,000507
Securities gains (losses)$03,944
Applicable income taxes$6,504,000503
Income before extraordinary items$11,026,000538
Extraordinary gains, net$044
Net income$11,026,000538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,0001,358
Cash dividends$8,803,000405
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$11,026,000520
1996-12-31 (YTD Data)Rank
Total interest income$35,137,0001,004
Total interest expense$20,387,000834
Net interest income$14,750,0001,221
Provision for loan and lease losses$1,566,000740
Total noninterest income$18,866,000401
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,110,000647
Trading account gains and fees$0262
Additional Noninterest Income$16,756,000324
Total noninterest expense$12,871,0001,138
Salaries and employee benefits$6,847,000981
Premises and equipment expense$-1,266,00011,453
Additional noninterest expense$7,290,000869
Pre-tax net operating income$19,179,000470
Securities gains (losses)$2,0003,501
Applicable income taxes$7,191,000451
Income before extraordinary items$11,990,000495
Extraordinary gains, net$053
Net income$11,990,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$825,0001,002
Cash dividends$8,500,000472
Sale, conversion, retirement of capital stock, net$0953
Net operating income$11,988,720489
1995-12-31 (YTD Data)Rank
Total interest income$30,917,0001,135
Total interest expense$17,415,000987
Net interest income$13,502,0001,331
Provision for loan and lease losses$1,132,000865
Total noninterest income$17,388,000437
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,209,000622
Trading account gains and fees$0522
Additional Noninterest Income$15,179,000338
Total noninterest expense$13,436,0001,109
Salaries and employee benefits$5,394,0001,235
Premises and equipment expense$1,477,0001,399
Additional noninterest expense$6,565,000905
Pre-tax net operating income$16,322,000549
Securities gains (losses)$-140,00011,599
Applicable income taxes$5,994,000542
Income before extraordinary items$10,188,000593
Extraordinary gains, net$065
Net income$10,188,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,727
Cash dividends$3,000,000907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,277,600574
1994-12-31 (YTD Data)Rank
Total interest income$20,479,0001,515
Total interest expense$10,480,0001,255
Net interest income$9,999,0001,808
Provision for loan and lease losses$1,263,000790
Total noninterest income$5,806,000832
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,294,000594
Trading account gains and fees$0475
Additional Noninterest Income$3,512,000795
Total noninterest expense$6,907,0002,067
Salaries and employee benefits$3,079,0002,152
Premises and equipment expense$1,121,0001,829
Additional noninterest expense$2,707,0002,000
Pre-tax net operating income$7,635,0001,004
Securities gains (losses)$03,600
Applicable income taxes$1,687,0001,392
Income before extraordinary items$5,948,000880
Extraordinary gains, net$0249
Net income$5,948,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,094
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,948,000886
1993-12-31 (YTD Data)Rank
Total interest income$14,741,0002,122
Total interest expense$6,553,0001,975
Net interest income$8,188,0002,199
Provision for loan and lease losses$673,0001,709
Total noninterest income$4,405,0001,089
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,242,000603
Trading account gains and fees$0532
Additional Noninterest Income$2,163,0001,191
Total noninterest expense$6,706,0002,173
Salaries and employee benefits$2,886,0002,305
Premises and equipment expense$1,140,0001,839
Additional noninterest expense$2,680,0002,089
Pre-tax net operating income$5,214,0001,342
Securities gains (losses)$18,0004,806
Applicable income taxes$1,479,0001,580
Income before extraordinary items$3,753,0001,349
Extraordinary gains, net$03,149
Net income$3,753,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,873
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,740,0401,270
1992-12-31 (YTD Data)Rank
Total interest income$13,596,0002,595
Total interest expense$6,444,0002,615
Net interest income$7,152,0002,540
Provision for loan and lease losses$1,027,0001,802
Total noninterest income$3,736,0001,198
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,057,000664
Trading account gains and fees$0504
Additional Noninterest Income$1,679,0001,409
Total noninterest expense$5,948,0002,442
Salaries and employee benefits$2,324,0002,795
Premises and equipment expense$989,0002,111
Additional noninterest expense$2,635,0002,231
Pre-tax net operating income$3,913,0001,583
Securities gains (losses)$-8,00013,215
Applicable income taxes$1,110,0001,914
Income before extraordinary items$2,795,0001,647
Extraordinary gains, net$01,422
Net income$2,795,0001,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$787,0001,834
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,800,7601,524

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.