Home > Nantahala Bank & Trust Company > Net charge- offs to loans
Nantahala Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0508% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0479% | 4,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.1044% | 4,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6249% | 4,543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3426% | 4,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9437% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9437% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0660% | 4,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 4,464 |
| Percentage Net Loans Charged-off:Construction & development | -0.1323% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 4,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8259% | 4,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3591% | 4,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2096% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2096% | 462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0903% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0939% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.1738% | 4,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1357% | 4,561 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2280% | 4,603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3779% | 4,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7643% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7643% | 349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1512% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1678% | 4,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.2134% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2766% | 4,643 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3942% | 4,683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3429% | 4,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7831% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7831% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1312% | 4,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0592% | 4,461 |
| Percentage Net Loans Charged-off:Construction & development | -0.0446% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1089% | 4,541 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8862% | 4,697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8624% | 4,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4957% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4957% | 951 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1737% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0800% | 4,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0541% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1495% | 4,608 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2019% | 4,738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4087% | 4,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4608% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4608% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2552% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1184% | 4,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.0647% | 4,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2278% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7738% | 3,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5193% | 4,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3978% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3978% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3428% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2205% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 4,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4635% | 4,631 |
| Percentage Net Loans Charged-off: Home equity loans | -3.4580% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3755% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8056% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8056% | 548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0676% | 4,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.1629% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0380% | 4,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 4,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1377% | 3,477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3875% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3875% | 4,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0618% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 4,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.2099% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 4,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2816% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0789% | 4,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0789% | 4,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0311% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 4,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2700% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1521% | 4,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1521% | 4,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0625% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 3,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2426% | 4,566 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8111% | 4,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.8111% | 4,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 4,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1484% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1009% | 4,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0775% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0775% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 4,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 3,499 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1315% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1315% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0448% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1706% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9184% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9184% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 4,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 4,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0443% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2864% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7030% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7030% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 824 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2454% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3699% | 3,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4172% | 4,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4202% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4202% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 4,695 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0650% | 4,844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0751% | 3,725 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4193% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4835% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4835% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0924% | 4,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0817% | 4,994 |
| Percentage Net Loans Charged-off:Construction & development | -0.2276% | 4,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0899% | 4,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0680% | 3,743 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0953% | 4,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4179% | 4,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4996% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4996% | 1,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0709% | 4,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 4,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.2336% | 4,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0923% | 3,827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3795% | 4,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2509% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2509% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1219% | 620 |
| Percentage Net Loans Charged-off:Construction & development | -0.1010% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1264% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2309% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1234% | 3,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3201% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6879% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1499% | 2,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1499% | 2,567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2328% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1806% | 349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0920% | 4,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1714% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3304% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1343% | 3,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4473% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9826% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1033% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1033% | 2,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0789% | 5,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 4,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 4,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1765% | 3,967 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8430% | 5,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1571% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0900% | 5,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.1689% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0736% | 5,139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3085% | 4,053 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2559% | 5,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6347% | 5,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6347% | 5,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 5,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.2891% | 4,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3256% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0839% | 4,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9866% | 5,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3972% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3972% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 959 |
| Percentage Net Loans Charged-off:Construction & development | -0.3199% | 5,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4358% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0755% | 4,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1341% | 5,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7508% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7508% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 4,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 783 |
| Percentage Net Loans Charged-off:Construction & development | -0.3652% | 5,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6574% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 4,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0561% | 3,981 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3529% | 5,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4946% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4946% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2970% | 5,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1436% | 5,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.3128% | 5,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1405% | 5,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 5,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1103% | 4,149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 5,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2379% | 5,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6639% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6639% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1389% | 984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0690% | 4,831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3132% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1639% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3725% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1535% | 5,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2810% | 5,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1736% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1736% | 2,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2858% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.3974% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2901% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2271% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8289% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1962% | 5,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4217% | 5,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0276% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0276% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4210% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4587% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 0.6008% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4986% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3646% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7961% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2732% | 5,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1389% | 5,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0233% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0233% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1837% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 1.3253% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4582% | 5,926 |
| Percentage Net Loans Charged-off: Home equity loans | -2.1667% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 5,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1144% | 5,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8100% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8100% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5816% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6270% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.2670% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0020% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0449% | 5,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4398% | 4,524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1906% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6411% | 5,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6411% | 5,840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7946% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8455% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.3817% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6880% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 5,683 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5643% | 4,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2703% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1416% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2571% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.6695% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1062% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1770% | 6,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8430% | 4,628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 5,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1430% | 5,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3032% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3402% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 1.6933% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3263% | 6,165 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6252% | 4,672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1682% | 5,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4032% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4032% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2703% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2461% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 3,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0250% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 3,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3348% | 5,806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2061% | 5,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2061% | 5,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3847% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4573% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0679% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6743% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 3,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 2,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4070% | 5,905 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1363% | 5,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1363% | 5,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3232% | 942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4052% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0715% | 6,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2619% | 4,759 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 5,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1812% | 5,614 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4015% | 6,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4015% | 6,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0608% | 5,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 6,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 5,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1116% | 6,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3700% | 4,810 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 5,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1026% | 5,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8060% | 6,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8060% | 6,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4603% | 1,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4225% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.8860% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3156% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6486% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1901% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0003% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7032% | 6,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7032% | 6,446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4820% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3692% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.5950% | 934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4379% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8793% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2690% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8294% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9382% | 6,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9382% | 6,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5570% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3464% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.5303% | 876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4351% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1569% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1549% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8754% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4142% | 6,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4142% | 6,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1671% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7800% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 1.9644% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7378% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3691% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4242% | 6,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4242% | 6,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4227% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2048% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.8303% | 1,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8425% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1025% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6656% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3633% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4542% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.0121% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.0121% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7756% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4829% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 1.2543% | 1,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3330% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9665% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5695% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2264% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1756% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.8845% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.8845% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7655% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3919% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.8595% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1099% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3846% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8736% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7252% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1253% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9716% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9716% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6003% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0379% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 1.9973% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4645% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7321% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0320% | 5,049 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2449% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6390% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.2413% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 20.2413% | 45 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6890% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3978% | 2,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.2593% | 2,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2081% | 2,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8155% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6244% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2171% | 3,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7159% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2033% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0982% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8667% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4831% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.2190% | 2,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2757% | 2,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0953% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1577% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2902% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5687% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6206% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4564% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0419% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4029% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.1387% | 6,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5773% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9928% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4671% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1391% | 7,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4847% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4375% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1557% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0889% | 7,185 |
| Percentage Net Loans Charged-off:Construction & development | -1.3927% | 6,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7969% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7276% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0458% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2728% | 7,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6418% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2477% | 6,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2232% | 6,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7401% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7549% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 3.0699% | 1,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6606% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6108% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2917% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5909% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7622% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7542% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3211% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3947% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 4.0095% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9239% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2060% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9235% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1528% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0742% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7643% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1974% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3691% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 4.3419% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7904% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7144% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3999% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4261% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3528% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1360% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9140% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0610% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 1.5185% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7340% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0478% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0178% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8285% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8771% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7337% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0323% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7970% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 2.2878% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6594% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2244% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2275% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4415% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5243% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8699% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6475% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6533% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.8767% | 2,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 2,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9176% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7857% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2296% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5845% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8936% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6744% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7336% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.7595% | 1,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0572% | 1,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3952% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6640% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3546% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2959% | 3,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9339% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8748% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9907% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.6411% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5732% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2198% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2420% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 2,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6412% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3994% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4140% | 1,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.7780% | 1,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 3,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 2,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2878% | 3,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4110% | 4,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4567% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5177% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.9015% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4941% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.2740% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3387% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8310% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4657% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 6,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2854% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 5,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2493% | 3,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 5,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0785% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 5,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1602% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 1,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2259% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2055% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3628% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |