Home > Mountain West Bank > Net charge- offs to loans

Mountain West Bank, Net charge- offs to loans

2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8290%523
Percentage Net Loans Charged-off: Total real estate loans1.8917%446
Percentage Net Loans Charged-off:Construction & development3.9910%510
Percentage Net Loans Charged-off: Commercial real estate1.5736%476
Percentage Net Loans Charged-off: Multi-family residential6.8252%107
Percentage Net Loans Charged-off: 1-4 family residential1.3456%624
Percentage Net Loans Charged-off: Home equity loans1.5091%370
All other 1-4 family - Percent of loans charged-off, net1.3107%660
Percentage Net Loans Charged-off: Commercial and industrial1.5657%762
Percentage Net Loans Charged-off: Loans to individuals1.3010%913
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3010%818
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8834%165
Percentage Net Loans Charged-off: Total real estate loans4.1119%139
Percentage Net Loans Charged-off:Construction & development11.8523%349
Percentage Net Loans Charged-off: Commercial real estate2.7606%341
Percentage Net Loans Charged-off: Multi-family residential6.1859%177
Percentage Net Loans Charged-off: 1-4 family residential1.7709%649
Percentage Net Loans Charged-off: Home equity loans1.4636%612
All other 1-4 family - Percent of loans charged-off, net1.8400%638
Percentage Net Loans Charged-off: Commercial and industrial2.4539%987
Percentage Net Loans Charged-off: Loans to individuals2.7863%533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7157%468
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5167%122
Percentage Net Loans Charged-off: Total real estate loans4.7720%112
Percentage Net Loans Charged-off:Construction & development13.8815%257
Percentage Net Loans Charged-off: Commercial real estate3.5682%202
Percentage Net Loans Charged-off: Multi-family residential10.4084%99
Percentage Net Loans Charged-off: 1-4 family residential1.5648%698
Percentage Net Loans Charged-off: Home equity loans1.1486%666
All other 1-4 family - Percent of loans charged-off, net1.6595%677
Percentage Net Loans Charged-off: Commercial and industrial2.9268%753
Percentage Net Loans Charged-off: Loans to individuals3.5171%388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.4021%338
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0593%201
Percentage Net Loans Charged-off: Total real estate loans4.2441%179
Percentage Net Loans Charged-off:Construction & development12.5336%315
Percentage Net Loans Charged-off: Commercial real estate1.7124%610
Percentage Net Loans Charged-off: Multi-family residential1.9512%335
Percentage Net Loans Charged-off: 1-4 family residential2.0946%503
Percentage Net Loans Charged-off: Home equity loans1.8615%450
All other 1-4 family - Percent of loans charged-off, net2.1481%487
Percentage Net Loans Charged-off: Commercial and industrial2.9535%719
Percentage Net Loans Charged-off: Loans to individuals3.8967%363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.7296%306
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6222%273
Percentage Net Loans Charged-off: Total real estate loans3.7954%227
Percentage Net Loans Charged-off:Construction & development11.1771%300
Percentage Net Loans Charged-off: Commercial real estate0.4150%1,188
Percentage Net Loans Charged-off: Multi-family residential4.7219%152
Percentage Net Loans Charged-off: 1-4 family residential2.3391%428
Percentage Net Loans Charged-off: Home equity loans-0.0262%5,259
All other 1-4 family - Percent of loans charged-off, net2.8787%332
Percentage Net Loans Charged-off: Commercial and industrial2.8143%646
Percentage Net Loans Charged-off: Loans to individuals0.8240%1,577
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7706%1,322
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2456%155
Percentage Net Loans Charged-off: Total real estate loans5.5007%133
Percentage Net Loans Charged-off:Construction & development15.7378%267
Percentage Net Loans Charged-off: Commercial real estate0.9002%1,398
Percentage Net Loans Charged-off: Multi-family residential6.5981%223
Percentage Net Loans Charged-off: 1-4 family residential1.9394%669
Percentage Net Loans Charged-off: Home equity loans0.8800%954
All other 1-4 family - Percent of loans charged-off, net2.1691%609
Percentage Net Loans Charged-off: Commercial and industrial3.5958%930
Percentage Net Loans Charged-off: Loans to individuals3.4630%553
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5899%212
Percentage Net Loans Charged-off: Total real estate loans4.7654%177
Percentage Net Loans Charged-off:Construction & development13.7180%333
Percentage Net Loans Charged-off: Commercial real estate0.4831%1,781
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.7315%705
Percentage Net Loans Charged-off: Home equity loans0.8810%857
All other 1-4 family - Percent of loans charged-off, net1.9153%633
Percentage Net Loans Charged-off: Commercial and industrial3.6129%845
Percentage Net Loans Charged-off: Loans to individuals2.8538%677
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4502%433
Percentage Net Loans Charged-off: Total real estate loans3.4553%394
Percentage Net Loans Charged-off:Construction & development8.9053%569
Percentage Net Loans Charged-off: Commercial real estate0.4058%1,619
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.7226%689
Percentage Net Loans Charged-off: Home equity loans0.7433%820
All other 1-4 family - Percent of loans charged-off, net1.9361%639
Percentage Net Loans Charged-off: Commercial and industrial3.9163%737
Percentage Net Loans Charged-off: Loans to individuals2.8105%710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3921%700
Percentage Net Loans Charged-off: Total real estate loans2.2137%668
Percentage Net Loans Charged-off:Construction & development5.0557%781
Percentage Net Loans Charged-off: Commercial real estate0.2787%1,330
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.4064%776
Percentage Net Loans Charged-off: Home equity loans-0.0064%5,552
All other 1-4 family - Percent of loans charged-off, net1.7191%643
Percentage Net Loans Charged-off: Commercial and industrial4.6061%563
Percentage Net Loans Charged-off: Loans to individuals1.0260%1,765
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9698%720
Percentage Net Loans Charged-off: Total real estate loans3.0078%635
Percentage Net Loans Charged-off:Construction & development6.4540%977
Percentage Net Loans Charged-off: Commercial real estate0.1932%2,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.4925%901
Percentage Net Loans Charged-off: Home equity loans1.0230%841
All other 1-4 family - Percent of loans charged-off, net1.5956%834
Percentage Net Loans Charged-off: Commercial and industrial2.7236%1,464
Percentage Net Loans Charged-off: Loans to individuals4.0435%522
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9022%592
Percentage Net Loans Charged-off: Total real estate loans2.9847%494
Percentage Net Loans Charged-off:Construction & development6.4272%784
Percentage Net Loans Charged-off: Commercial real estate0.2533%1,809
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.2425%888
Percentage Net Loans Charged-off: Home equity loans0.5638%976
All other 1-4 family - Percent of loans charged-off, net1.3909%786
Percentage Net Loans Charged-off: Commercial and industrial2.1705%1,443
Percentage Net Loans Charged-off: Loans to individuals4.1666%482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5448%1,225
Percentage Net Loans Charged-off: Total real estate loans1.4722%1,016
Percentage Net Loans Charged-off:Construction & development2.9100%1,212
Percentage Net Loans Charged-off: Commercial real estate0.3787%1,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6577%1,309
Percentage Net Loans Charged-off: Home equity loans0.4652%882
All other 1-4 family - Percent of loans charged-off, net0.6993%1,210
Percentage Net Loans Charged-off: Commercial and industrial2.2414%1,213
Percentage Net Loans Charged-off: Loans to individuals2.9563%764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4007%1,015
Percentage Net Loans Charged-off: Total real estate loans1.3307%834
Percentage Net Loans Charged-off:Construction & development2.7088%823
Percentage Net Loans Charged-off: Commercial real estate0.7723%524
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2415%1,743
Percentage Net Loans Charged-off: Home equity loans0.9342%449
All other 1-4 family - Percent of loans charged-off, net0.0912%2,075
Percentage Net Loans Charged-off: Commercial and industrial1.8565%1,008
Percentage Net Loans Charged-off: Loans to individuals4.3445%429
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6162%1,992
Percentage Net Loans Charged-off: Total real estate loans0.6370%1,388
Percentage Net Loans Charged-off:Construction & development1.2625%1,413
Percentage Net Loans Charged-off: Commercial real estate0.0660%1,911
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1818%2,273
Percentage Net Loans Charged-off: Home equity loans0.3176%870
All other 1-4 family - Percent of loans charged-off, net0.1512%2,311
Percentage Net Loans Charged-off: Commercial and industrial0.4129%2,911
Percentage Net Loans Charged-off: Loans to individuals0.4933%3,749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6556%930
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5050%1,668
Percentage Net Loans Charged-off: Total real estate loans0.5221%1,128
Percentage Net Loans Charged-off:Construction & development0.9504%1,110
Percentage Net Loans Charged-off: Commercial real estate0.0927%1,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2076%1,684
Percentage Net Loans Charged-off: Home equity loans0.2001%815
All other 1-4 family - Percent of loans charged-off, net0.2093%1,554
Percentage Net Loans Charged-off: Commercial and industrial0.3186%2,467
Percentage Net Loans Charged-off: Loans to individuals0.3394%3,838
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8881%691
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1165%3,610
Percentage Net Loans Charged-off: Total real estate loans0.0854%2,515
Percentage Net Loans Charged-off:Construction & development0.1058%1,456
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1044%1,902
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1281%1,633
Percentage Net Loans Charged-off: Commercial and industrial0.3913%1,823
Percentage Net Loans Charged-off: Loans to individuals0.4970%2,883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0446%3,849
Percentage Net Loans Charged-off: Total real estate loans0.0263%2,355
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0769%1,496
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0940%1,288
Percentage Net Loans Charged-off: Commercial and industrial0.1531%1,721
Percentage Net Loans Charged-off: Loans to individuals0.6190%2,169
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0184%5,877
Percentage Net Loans Charged-off: Total real estate loans0.0069%3,975
Percentage Net Loans Charged-off:Construction & development0.0084%1,531
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0089%3,175
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0109%2,905
Percentage Net Loans Charged-off: Commercial and industrial0.1017%3,223
Percentage Net Loans Charged-off: Loans to individuals0.2538%4,256
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0075%7,512
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.1188%7,463
Percentage Net Loans Charged-off: Loans to individuals0.2092%4,038
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0110%7,333
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.1568%7,537
Percentage Net Loans Charged-off: Loans to individuals0.1975%3,680
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0111%6,980
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.1814%7,584
Percentage Net Loans Charged-off: Loans to individuals0.3600%2,541
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0187%5,391
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,481
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0018%7,782
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0005%2,918
Percentage Net Loans Charged-off: Home equity loans0.0046%694
All other 1-4 family - Percent of loans charged-off, net-0.0007%7,671
Percentage Net Loans Charged-off: Commercial and industrial0.1060%2,898
Percentage Net Loans Charged-off: Loans to individuals0.5737%2,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1174%1,218
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%5,107
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,395
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0024%7,840
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0007%2,430
Percentage Net Loans Charged-off: Home equity loans0.0060%535
All other 1-4 family - Percent of loans charged-off, net-0.0010%7,640
Percentage Net Loans Charged-off: Commercial and industrial0.0179%2,979
Percentage Net Loans Charged-off: Loans to individuals0.6756%1,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0020%5,268
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,420
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0038%7,941
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0011%2,006
Percentage Net Loans Charged-off: Home equity loans0.0089%414
All other 1-4 family - Percent of loans charged-off, net-0.0015%7,696
Percentage Net Loans Charged-off: Commercial and industrial-0.0517%7,090
Percentage Net Loans Charged-off: Loans to individuals0.4167%2,655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0070%4,100
Percentage Net Loans Charged-off: Total real estate loans0.0040%1,574
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0116%1,260
Percentage Net Loans Charged-off: Home equity loans0.0178%297
All other 1-4 family - Percent of loans charged-off, net0.0094%1,174
Percentage Net Loans Charged-off: Commercial and industrial-0.0407%6,975
Percentage Net Loans Charged-off: Loans to individuals0.4377%2,333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0083%6,176
Percentage Net Loans Charged-off: Total real estate loans-0.0070%7,829
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0030%7,937
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%8,123
Percentage Net Loans Charged-off: Home equity loans-0.0541%6,054
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.0468%3,708
Percentage Net Loans Charged-off: Loans to individuals0.5961%3,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0206%7,836
Percentage Net Loans Charged-off: Total real estate loans-0.0087%7,826
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0243%8,160
Percentage Net Loans Charged-off: Home equity loans-0.0713%6,022
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.1992%7,729
Percentage Net Loans Charged-off: Loans to individuals0.3054%4,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0246%7,695
Percentage Net Loans Charged-off: Total real estate loans-0.0138%7,918
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0381%8,224
Percentage Net Loans Charged-off: Home equity loans-0.1079%5,975
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.2203%7,727
Percentage Net Loans Charged-off: Loans to individuals0.4692%2,971
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0099%4,346
Percentage Net Loans Charged-off: Total real estate loans-0.0294%8,215
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0818%8,445
Percentage Net Loans Charged-off: Home equity loans-0.2234%5,989
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.2977%1,261
Percentage Net Loans Charged-off: Loans to individuals0.3271%3,108
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1718%3,071
Percentage Net Loans Charged-off: Total real estate loans0.0496%2,318
Percentage Net Loans Charged-off:Construction & development0.0111%695
Percentage Net Loans Charged-off: Commercial real estate0.1444%895
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%7,913
Percentage Net Loans Charged-off: Home equity loans0.0605%484
All other 1-4 family - Percent of loans charged-off, net-0.0425%8,393
Percentage Net Loans Charged-off: Commercial and industrial0.7882%1,609
Percentage Net Loans Charged-off: Loans to individuals1.4507%1,271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1041%3,575
Percentage Net Loans Charged-off: Total real estate loans0.0033%3,199
Percentage Net Loans Charged-off:Construction & development0.0155%551
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%7,924
Percentage Net Loans Charged-off: Home equity loans0.0825%364
All other 1-4 family - Percent of loans charged-off, net-0.0589%8,469
Percentage Net Loans Charged-off: Commercial and industrial0.5509%1,678
Percentage Net Loans Charged-off: Loans to individuals1.2640%1,390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1248%3,038
Percentage Net Loans Charged-off: Total real estate loans0.0044%2,659
Percentage Net Loans Charged-off:Construction & development0.0246%409
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%8,062
Percentage Net Loans Charged-off: Home equity loans0.1290%259
All other 1-4 family - Percent of loans charged-off, net-0.0971%8,606
Percentage Net Loans Charged-off: Commercial and industrial0.5920%1,471
Percentage Net Loans Charged-off: Loans to individuals1.6275%995
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0523%3,670
Percentage Net Loans Charged-off: Total real estate loans0.0301%1,532
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0845%1,033
Percentage Net Loans Charged-off: Home equity loans0.5368%89
All other 1-4 family - Percent of loans charged-off, net-0.2089%8,746
Percentage Net Loans Charged-off: Commercial and industrial-0.1978%7,802
Percentage Net Loans Charged-off: Loans to individuals1.8407%960
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1221%4,411
Percentage Net Loans Charged-off: Total real estate loans0.0278%3,031
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0335%1,360
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0442%2,447
Percentage Net Loans Charged-off: Home equity loans-0.0286%6,012
All other 1-4 family - Percent of loans charged-off, net0.0830%1,889
Percentage Net Loans Charged-off: Commercial and industrial0.2965%3,260
Percentage Net Loans Charged-off: Loans to individuals2.0379%820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1134%4,058
Percentage Net Loans Charged-off: Total real estate loans0.0300%2,502
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0522%1,019
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0371%2,135
Percentage Net Loans Charged-off: Home equity loans-0.0222%5,958
All other 1-4 family - Percent of loans charged-off, net0.0667%1,719
Percentage Net Loans Charged-off: Commercial and industrial0.3583%2,553
Percentage Net Loans Charged-off: Loans to individuals1.4981%1,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0166%5,875
Percentage Net Loans Charged-off: Total real estate loans0.0141%2,504
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0187%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0214%2,013
Percentage Net Loans Charged-off: Home equity loans0.0494%341
All other 1-4 family - Percent of loans charged-off, net0.0072%2,174
Percentage Net Loans Charged-off: Commercial and industrial-0.0435%7,620
Percentage Net Loans Charged-off: Loans to individuals0.3018%4,421
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0164%5,019
Percentage Net Loans Charged-off: Total real estate loans0.0230%1,687
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0551%1,229
Percentage Net Loans Charged-off: Home equity loans0.1180%184
All other 1-4 family - Percent of loans charged-off, net0.0227%1,353
Percentage Net Loans Charged-off: Commercial and industrial-0.0974%7,785
Percentage Net Loans Charged-off: Loans to individuals0.1810%4,348
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1101%4,962
Percentage Net Loans Charged-off: Total real estate loans0.0675%2,248
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0760%1,147
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1055%1,613
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1481%1,287
Percentage Net Loans Charged-off: Commercial and industrial0.4953%2,823
Percentage Net Loans Charged-off: Loans to individuals0.1353%6,398
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2137%3,464
Percentage Net Loans Charged-off: Total real estate loans0.0346%2,708
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0639%1,915
Percentage Net Loans Charged-off: Home equity loans0.2607%270
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.9812%1,832
Percentage Net Loans Charged-off: Loans to individuals1.3979%1,422
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1581%3,684
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1130%4,551
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1043%5,035
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0307%9,918
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,805
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,856
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,921
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%9,922
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA