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Morris Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$72,443,000	687
Total interest expense	$19,042,000	805
Net interest income	$53,401,000	632
Provision for loan and lease losses	$452,000	1,348
Total noninterest income	$5,751,000	1,084
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,144,000	526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,607,000	1,116
Total noninterest expense	$34,813,000	781
Salaries and employee benefits	$17,413,000	861
Premises and equipment expense	$2,869,000	910
Additional noninterest expense	$3,607,000	1,116
Pre-tax net operating income	$23,887,000	595
Securities gains (losses)	$0	988
Applicable income taxes	$2,149,000	943
Income before extraordinary items	$21,738,000	550
Extraordinary gains, net	$0	54
Net income	$21,738,000	557
Minority interest net income	$0	88
Net income of bank and minority interests.	$21,738,000	552
Net charge-offs	$137,000	1,332
Cash dividends	$16,000,000	342
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$21,738,000	561
2023-09-30 (YTD Data)		Rank
Total interest income	$53,229,000	692
Total interest expense	$13,177,000	805
Net interest income	$40,052,000	643
Provision for loan and lease losses	$367,000	1,195
Total noninterest income	$4,293,000	1,094
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,629,000	515
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,664,000	1,127
Total noninterest expense	$25,456,000	794
Salaries and employee benefits	$13,160,000	859
Premises and equipment expense	$2,271,000	861
Additional noninterest expense	$2,664,000	1,127
Pre-tax net operating income	$18,522,000	596
Securities gains (losses)	$0	849
Applicable income taxes	$3,302,000	608
Income before extraordinary items	$15,220,000	592
Extraordinary gains, net	$0	52
Net income	$15,220,000	596
Minority interest net income	$0	81
Net income of bank and minority interests.	$15,220,000	592
Net charge-offs	$169,000	953
Cash dividends	$16,000,000	273
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$15,220,000	600
2023-06-30 (YTD Data)		Rank
Total interest income	$34,810,000	682
Total interest expense	$8,032,000	795
Net interest income	$26,778,000	642
Provision for loan and lease losses	$258,000	1,159
Total noninterest income	$3,273,000	957
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,096,000	501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,177,000	907
Total noninterest expense	$17,025,000	778
Salaries and employee benefits	$8,786,000	850
Premises and equipment expense	$1,487,000	862
Additional noninterest expense	$2,177,000	906
Pre-tax net operating income	$12,768,000	579
Securities gains (losses)	$0	938
Applicable income taxes	$2,641,000	542
Income before extraordinary items	$10,127,000	592
Extraordinary gains, net	$0	51
Net income	$10,127,000	602
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,127,000	592
Net charge-offs	$117,000	871
Cash dividends	$16,000,000	208
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$10,127,000	597
2023-03-31 (YTD Data)		Rank
Total interest income	$16,913,000	694
Total interest expense	$3,575,000	784
Net interest income	$13,338,000	657
Provision for loan and lease losses	$383,000	589
Total noninterest income	$1,768,000	911
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$563,000	496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,205,000	852
Total noninterest expense	$9,113,000	745
Salaries and employee benefits	$4,897,000	794
Premises and equipment expense	$733,000	901
Additional noninterest expense	$1,205,000	852
Pre-tax net operating income	$5,610,000	663
Securities gains (losses)	$0	950
Applicable income taxes	$991,000	684
Income before extraordinary items	$4,619,000	658
Extraordinary gains, net	$0	4
Net income	$4,619,000	656
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,619,000	657
Net charge-offs	$-19,000	4,223
Cash dividends	$16,000,000	126
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,619,000	669
2022-12-31 (YTD Data)		Rank
Total interest income	$61,675,000	622
Total interest expense	$4,653,000	834
Net interest income	$57,022,000	610
Provision for loan and lease losses	$5,100,000	276
Total noninterest income	$6,286,000	1,028
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,418,000	483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,868,000	1,074
Total noninterest expense	$33,754,000	781
Salaries and employee benefits	$18,533,000	807
Premises and equipment expense	$3,014,000	857
Additional noninterest expense	$3,868,000	1,074
Pre-tax net operating income	$24,454,000	654
Securities gains (losses)	$0	691
Applicable income taxes	$832,000	1,689
Income before extraordinary items	$23,622,000	573
Extraordinary gains, net	$0	5
Net income	$23,622,000	575
Minority interest net income	$0	63
Net income of bank and minority interests.	$23,622,000	575
Net charge-offs	$3,479,000	204
Cash dividends	$6,500,000	633
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$23,622,000	582
2022-09-30 (YTD Data)		Rank
Total interest income	$45,029,000	613
Total interest expense	$2,221,000	921
Net interest income	$42,808,000	587
Provision for loan and lease losses	$4,500,000	221
Total noninterest income	$4,779,000	1,036
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,837,000	485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,942,000	1,090
Total noninterest expense	$25,187,000	781
Salaries and employee benefits	$14,083,000	788
Premises and equipment expense	$2,235,000	866
Additional noninterest expense	$2,942,000	1,090
Pre-tax net operating income	$17,900,000	668
Securities gains (losses)	$0	740
Applicable income taxes	$1,536,000	1,049
Income before extraordinary items	$16,364,000	603
Extraordinary gains, net	$0	4
Net income	$16,364,000	603
Minority interest net income	$0	57
Net income of bank and minority interests.	$16,364,000	603
Net charge-offs	$3,481,000	156
Cash dividends	$4,500,000	620
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$16,364,000	611
2022-06-30 (YTD Data)		Rank
Total interest income	$29,349,000	594
Total interest expense	$985,000	1,150
Net interest income	$28,364,000	568
Provision for loan and lease losses	$750,000	513
Total noninterest income	$3,452,000	970
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,197,000	491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,255,000	1,008
Total noninterest expense	$16,616,000	772
Salaries and employee benefits	$9,583,000	764
Premises and equipment expense	$1,437,000	880
Additional noninterest expense	$5,596,000	702
Pre-tax net operating income	$14,450,000	550
Securities gains (losses)	$0	687
Applicable income taxes	$968,000	1,031
Income before extraordinary items	$13,482,000	480
Extraordinary gains, net	$0	4
Net income	$13,482,000	479
Minority interest net income	$0	60
Net income of bank and minority interests.	$13,482,000	480
Net charge-offs	$238,000	495
Cash dividends	$3,000,000	613
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$13,482,000	489
2022-03-31 (YTD Data)		Rank
Total interest income	$14,413,000	582
Total interest expense	$444,000	1,219
Net interest income	$13,969,000	563
Provision for loan and lease losses	$375,000	415
Total noninterest income	$1,703,000	981
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$569,000	507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,134,000	1,008
Total noninterest expense	$8,656,000	747
Salaries and employee benefits	$5,067,000	729
Premises and equipment expense	$713,000	895
Additional noninterest expense	$2,876,000	673
Pre-tax net operating income	$6,641,000	565
Securities gains (losses)	$0	623
Applicable income taxes	$547,000	926
Income before extraordinary items	$6,094,000	512
Extraordinary gains, net	$0	4
Net income	$6,094,000	512
Minority interest net income	$0	50
Net income of bank and minority interests.	$6,094,000	512
Net charge-offs	$-25,000	4,225
Cash dividends	$1,500,000	555
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$6,094,000	515
2021-12-31 (YTD Data)		Rank
Total interest income	$58,424,000	586
Total interest expense	$2,339,000	1,155
Net interest income	$56,085,000	567
Provision for loan and lease losses	$2,000,000	284
Total noninterest income	$5,371,000	1,254
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,984,000	544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,387,000	1,385
Total noninterest expense	$31,318,000	813
Salaries and employee benefits	$18,242,000	796
Premises and equipment expense	$2,762,000	924
Additional noninterest expense	$10,314,000	757
Pre-tax net operating income	$28,138,000	576
Securities gains (losses)	$300,000	480
Applicable income taxes	$2,264,000	1,019
Income before extraordinary items	$26,174,000	523
Extraordinary gains, net	$0	10
Net income	$26,174,000	523
Minority interest net income	$0	74
Net income of bank and minority interests.	$26,174,000	524
Net charge-offs	$773,000	497
Cash dividends	$6,000,000	685
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$25,898,000	524
2021-09-30 (YTD Data)		Rank
Total interest income	$43,495,000	603
Total interest expense	$1,835,000	1,176
Net interest income	$41,660,000	578
Provision for loan and lease losses	$1,850,000	234
Total noninterest income	$3,950,000	1,302
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,405,000	566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,545,000	1,434
Total noninterest expense	$23,129,000	834
Salaries and employee benefits	$13,416,000	820
Premises and equipment expense	$2,027,000	951
Additional noninterest expense	$7,686,000	751
Pre-tax net operating income	$20,631,000	603
Securities gains (losses)	$2,000	1,903
Applicable income taxes	$2,264,000	909
Income before extraordinary items	$18,369,000	571
Extraordinary gains, net	$0	8
Net income	$18,369,000	569
Minority interest net income	$0	69
Net income of bank and minority interests.	$18,369,000	571
Net charge-offs	$505,000	498
Cash dividends	$6,000,000	533
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$18,367,220	569
2021-06-30 (YTD Data)		Rank
Total interest income	$28,932,000	602
Total interest expense	$1,319,000	1,134
Net interest income	$27,613,000	571
Provision for loan and lease losses	$1,400,000	220
Total noninterest income	$2,640,000	1,279
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$888,000	576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,752,000	1,397
Total noninterest expense	$15,064,000	841
Salaries and employee benefits	$8,768,000	836
Premises and equipment expense	$1,329,000	962
Additional noninterest expense	$4,967,000	769
Pre-tax net operating income	$13,789,000	591
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,101,000	726
Income before extraordinary items	$11,688,000	591
Extraordinary gains, net	$0	6
Net income	$11,688,000	591
Minority interest net income	$0	67
Net income of bank and minority interests.	$11,688,000	591
Net charge-offs	$82,000	984
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$11,688,000	579
2021-03-31 (YTD Data)		Rank
Total interest income	$13,785,000	623
Total interest expense	$692,000	1,147
Net interest income	$13,093,000	594
Provision for loan and lease losses	$650,000	281
Total noninterest income	$1,414,000	1,220
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$469,000	547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$945,000	1,320
Total noninterest expense	$6,584,000	930
Salaries and employee benefits	$4,318,000	839
Premises and equipment expense	$635,000	992
Additional noninterest expense	$1,631,000	1,050
Pre-tax net operating income	$7,273,000	571
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,554,000	554
Income before extraordinary items	$5,719,000	593
Extraordinary gains, net	$0	3
Net income	$5,719,000	593
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,719,000	593
Net charge-offs	$30,000	1,008
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,719,000	583
2020-12-31 (YTD Data)		Rank
Total interest income	$52,499,000	651
Total interest expense	$5,037,000	947
Net interest income	$47,462,000	620
Provision for loan and lease losses	$3,635,000	706
Total noninterest income	$7,246,000	1,000
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,951,000	536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,295,000	979
Total noninterest expense	$28,291,000	858
Salaries and employee benefits	$16,656,000	834
Premises and equipment expense	$2,501,000	987
Additional noninterest expense	$9,134,000	794
Pre-tax net operating income	$22,782,000	535
Securities gains (losses)	$46,000	1,761
Applicable income taxes	$3,856,000	595
Income before extraordinary items	$18,972,000	544
Extraordinary gains, net	$0	4
Net income	$18,972,000	544
Minority interest net income	$0	72
Net income of bank and minority interests.	$18,972,000	544
Net charge-offs	$2,570,000	352
Cash dividends	$2,500,000	1,288
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$18,933,820	528
2020-09-30 (YTD Data)		Rank
Total interest income	$40,992,000	619
Total interest expense	$4,229,000	906
Net interest income	$36,763,000	587
Provision for loan and lease losses	$2,885,000	713
Total noninterest income	$3,577,000	1,272
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,433,000	539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,144,000	1,419
Total noninterest expense	$20,852,000	855
Salaries and employee benefits	$12,242,000	830
Premises and equipment expense	$1,866,000	982
Additional noninterest expense	$6,744,000	786
Pre-tax net operating income	$16,603,000	515
Securities gains (losses)	$31,000	1,747
Applicable income taxes	$3,735,000	458
Income before extraordinary items	$12,899,000	558
Extraordinary gains, net	$0	4
Net income	$12,899,000	558
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,899,000	558
Net charge-offs	$2,274,000	298
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$12,874,510	535
2020-06-30 (YTD Data)		Rank
Total interest income	$27,473,000	626
Total interest expense	$3,222,000	858
Net interest income	$24,251,000	593
Provision for loan and lease losses	$2,435,000	639
Total noninterest income	$2,232,000	1,268
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$992,000	522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,240,000	1,480
Total noninterest expense	$13,717,000	857
Salaries and employee benefits	$8,091,000	828
Premises and equipment expense	$1,232,000	982
Additional noninterest expense	$4,394,000	798
Pre-tax net operating income	$10,331,000	498
Securities gains (losses)	$0	2,249
Applicable income taxes	$2,361,000	431
Income before extraordinary items	$7,970,000	552
Extraordinary gains, net	$0	4
Net income	$7,970,000	551
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,970,000	552
Net charge-offs	$2,002,000	255
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$7,970,000	529
2020-03-31 (YTD Data)		Rank
Total interest income	$13,005,000	655
Total interest expense	$1,839,000	850
Net interest income	$11,166,000	636
Provision for loan and lease losses	$435,000	971
Total noninterest income	$1,363,000	1,049
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$604,000	513
Trading account gains and fees	NA	NA
Additional Noninterest Income	$759,000	1,177
Total noninterest expense	$6,709,000	878
Salaries and employee benefits	$3,714,000	893
Premises and equipment expense	$627,000	993
Additional noninterest expense	$2,368,000	761
Pre-tax net operating income	$5,385,000	438
Securities gains (losses)	$0	1,705
Applicable income taxes	$1,086,000	431
Income before extraordinary items	$4,299,000	467
Extraordinary gains, net	$0	4
Net income	$4,299,000	466
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,299,000	467
Net charge-offs	$362,000	457
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,299,000	452
2019-12-31 (YTD Data)		Rank
Total interest income	$47,575,000	725
Total interest expense	$8,038,000	828
Net interest income	$39,537,000	697
Provision for loan and lease losses	$1,650,000	609
Total noninterest income	$4,810,000	1,156
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,304,000	547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,506,000	1,343
Total noninterest expense	$25,740,000	898
Salaries and employee benefits	$14,357,000	894
Premises and equipment expense	$2,291,000	1,049
Additional noninterest expense	$9,092,000	761
Pre-tax net operating income	$16,957,000	691
Securities gains (losses)	$-24,000	4,929
Applicable income taxes	$2,108,000	869
Income before extraordinary items	$14,825,000	677
Extraordinary gains, net	$0	11
Net income	$14,825,000	679
Minority interest net income	$0	76
Net income of bank and minority interests.	$14,825,000	678
Net charge-offs	$1,415,000	531
Cash dividends	$7,750,000	577
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$14,846,120	661
2019-09-30 (YTD Data)		Rank
Total interest income	$34,938,000	738
Total interest expense	$6,025,000	827
Net interest income	$28,913,000	712
Provision for loan and lease losses	$1,350,000	540
Total noninterest income	$3,210,000	1,236
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,660,000	565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,550,000	1,508
Total noninterest expense	$18,964,000	900
Salaries and employee benefits	$10,416,000	918
Premises and equipment expense	$1,622,000	1,109
Additional noninterest expense	$6,926,000	757
Pre-tax net operating income	$11,809,000	735
Securities gains (losses)	$-24,000	5,018
Applicable income taxes	$676,000	1,559
Income before extraordinary items	$11,109,000	680
Extraordinary gains, net	$0	11
Net income	$11,109,000	682
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,109,000	681
Net charge-offs	$1,246,000	429
Cash dividends	$3,750,000	755
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$11,131,560	670
2019-06-30 (YTD Data)		Rank
Total interest income	$21,829,000	783
Total interest expense	$3,985,000	816
Net interest income	$17,844,000	773
Provision for loan and lease losses	$825,000	568
Total noninterest income	$2,208,000	1,190
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,004,000	617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,204,000	1,330
Total noninterest expense	$12,522,000	905
Salaries and employee benefits	$6,841,000	924
Premises and equipment expense	$994,000	1,189
Additional noninterest expense	$4,687,000	751
Pre-tax net operating income	$6,705,000	817
Securities gains (losses)	$-24,000	5,073
Applicable income taxes	$-207,000	5,265
Income before extraordinary items	$6,888,000	703
Extraordinary gains, net	$0	11
Net income	$6,888,000	703
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,888,000	703
Net charge-offs	$860,000	385
Cash dividends	$3,750,000	556
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,912,000	688
2019-03-31 (YTD Data)		Rank
Total interest income	$10,113,000	839
Total interest expense	$1,949,000	811
Net interest income	$8,164,000	845
Provision for loan and lease losses	$375,000	582
Total noninterest income	$1,225,000	1,076
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$450,000	681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$775,000	1,083
Total noninterest expense	$5,634,000	980
Salaries and employee benefits	$3,303,000	958
Premises and equipment expense	$442,000	1,331
Additional noninterest expense	$1,889,000	877
Pre-tax net operating income	$3,380,000	797
Securities gains (losses)	$-20,000	5,182
Applicable income taxes	$-1,277,000	5,350
Income before extraordinary items	$4,637,000	555
Extraordinary gains, net	$0	5
Net income	$4,637,000	554
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,637,000	554
Net charge-offs	$160,000	708
Cash dividends	$2,250,000	462
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$4,657,000	540
2018-12-31 (YTD Data)		Rank
Total interest income	$38,232,000	829
Total interest expense	$5,676,000	830
Net interest income	$32,556,000	816
Provision for loan and lease losses	$1,425,000	661
Total noninterest income	$3,081,000	1,515
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,852,000	695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,229,000	2,015
Total noninterest expense	$18,858,000	1,114
Salaries and employee benefits	$10,875,000	1,103
Premises and equipment expense	$1,716,000	1,339
Additional noninterest expense	$6,267,000	1,056
Pre-tax net operating income	$15,354,000	741
Securities gains (losses)	$-3,000	4,159
Applicable income taxes	$0	3,978
Income before extraordinary items	$15,351,000	633
Extraordinary gains, net	$0	6
Net income	$15,351,000	632
Minority interest net income	$0	72
Net income of bank and minority interests.	$15,351,000	632
Net charge-offs	$1,362,000	462
Cash dividends	$5,450,000	693
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$15,354,000	632
2018-09-30 (YTD Data)		Rank
Total interest income	$27,975,000	836
Total interest expense	$3,939,000	836
Net interest income	$24,036,000	828
Provision for loan and lease losses	$1,200,000	565
Total noninterest income	$2,353,000	1,506
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,356,000	703
Trading account gains and fees	NA	NA
Additional Noninterest Income	$997,000	1,936
Total noninterest expense	$14,156,000	1,109
Salaries and employee benefits	$8,271,000	1,084
Premises and equipment expense	$1,298,000	1,334
Additional noninterest expense	$4,587,000	1,065
Pre-tax net operating income	$11,033,000	752
Securities gains (losses)	$-3,000	4,544
Applicable income taxes	$0	4,032
Income before extraordinary items	$11,030,000	646
Extraordinary gains, net	$0	5
Net income	$11,030,000	645
Minority interest net income	$0	66
Net income of bank and minority interests.	$11,030,000	645
Net charge-offs	$1,116,000	402
Cash dividends	$5,450,000	503
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$11,033,000	646
2018-06-30 (YTD Data)		Rank
Total interest income	$18,299,000	837
Total interest expense	$2,426,000	844
Net interest income	$15,873,000	824
Provision for loan and lease losses	$475,000	855
Total noninterest income	$1,564,000	1,517
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$882,000	712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$682,000	1,910
Total noninterest expense	$9,527,000	1,100
Salaries and employee benefits	$5,643,000	1,072
Premises and equipment expense	$868,000	1,338
Additional noninterest expense	$3,016,000	1,073
Pre-tax net operating income	$7,435,000	736
Securities gains (losses)	$-3,000	4,784
Applicable income taxes	$0	4,018
Income before extraordinary items	$7,432,000	644
Extraordinary gains, net	$0	6
Net income	$7,432,000	641
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,432,000	643
Net charge-offs	$687,000	421
Cash dividends	$3,700,000	493
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$7,435,000	643
2018-03-31 (YTD Data)		Rank
Total interest income	$8,892,000	848
Total interest expense	$1,141,000	846
Net interest income	$7,751,000	840
Provision for loan and lease losses	$175,000	1,039
Total noninterest income	$769,000	1,522
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$449,000	699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	1,948
Total noninterest expense	$4,852,000	1,094
Salaries and employee benefits	$2,823,000	1,075
Premises and equipment expense	$448,000	1,319
Additional noninterest expense	$1,581,000	1,024
Pre-tax net operating income	$3,493,000	750
Securities gains (losses)	$-3,000	5,077
Applicable income taxes	$0	3,948
Income before extraordinary items	$3,490,000	673
Extraordinary gains, net	$0	7
Net income	$3,490,000	672
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,490,000	673
Net charge-offs	$138,000	711
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,493,000	666
2017-12-31 (YTD Data)		Rank
Total interest income	$33,244,000	864
Total interest expense	$3,664,000	901
Net interest income	$29,580,000	856
Provision for loan and lease losses	$975,000	924
Total noninterest income	$2,831,000	1,654
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,760,000	716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,071,000	2,210
Total noninterest expense	$17,606,000	1,169
Salaries and employee benefits	$9,902,000	1,171
Premises and equipment expense	$1,626,000	1,407
Additional noninterest expense	$6,078,000	1,067
Pre-tax net operating income	$13,830,000	738
Securities gains (losses)	$-37,000	5,264
Applicable income taxes	$0	4,135
Income before extraordinary items	$13,793,000	562
Extraordinary gains, net	$0	9
Net income	$13,793,000	562
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,793,000	562
Net charge-offs	$508,000	1,079
Cash dividends	$5,900,000	588
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$13,830,000	555
2017-09-30 (YTD Data)		Rank
Total interest income	$24,521,000	873
Total interest expense	$2,590,000	929
Net interest income	$21,931,000	862
Provision for loan and lease losses	$675,000	944
Total noninterest income	$2,067,000	1,691
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,305,000	728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$762,000	2,299
Total noninterest expense	$12,977,000	1,191
Salaries and employee benefits	$7,340,000	1,184
Premises and equipment expense	$1,225,000	1,400
Additional noninterest expense	$4,412,000	1,099
Pre-tax net operating income	$10,346,000	741
Securities gains (losses)	$-37,000	5,554
Applicable income taxes	$0	4,172
Income before extraordinary items	$10,309,000	606
Extraordinary gains, net	$0	9
Net income	$10,309,000	606
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,309,000	606
Net charge-offs	$362,000	994
Cash dividends	$4,900,000	519
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$10,346,000	596
2017-06-30 (YTD Data)		Rank
Total interest income	$16,008,000	881
Total interest expense	$1,550,000	1,004
Net interest income	$14,458,000	864
Provision for loan and lease losses	$475,000	889
Total noninterest income	$1,554,000	1,558
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$869,000	723
Trading account gains and fees	NA	NA
Additional Noninterest Income	$685,000	1,957
Total noninterest expense	$8,480,000	1,211
Salaries and employee benefits	$4,778,000	1,210
Premises and equipment expense	$805,000	1,428
Additional noninterest expense	$2,897,000	1,117
Pre-tax net operating income	$7,057,000	716
Securities gains (losses)	$-37,000	5,631
Applicable income taxes	$0	4,189
Income before extraordinary items	$7,020,000	592
Extraordinary gains, net	$0	11
Net income	$7,020,000	591
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,020,000	592
Net charge-offs	$263,000	901
Cash dividends	$3,400,000	495
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$7,057,000	581
2017-03-31 (YTD Data)		Rank
Total interest income	$7,585,000	925
Total interest expense	$696,000	1,091
Net interest income	$6,889,000	909
Provision for loan and lease losses	$175,000	1,028
Total noninterest income	$784,000	1,533
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$444,000	711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	1,935
Total noninterest expense	$4,088,000	1,256
Salaries and employee benefits	$2,305,000	1,258
Premises and equipment expense	$403,000	1,440
Additional noninterest expense	$1,380,000	1,153
Pre-tax net operating income	$3,410,000	725
Securities gains (losses)	$4,000	846
Applicable income taxes	$0	4,086
Income before extraordinary items	$3,414,000	597
Extraordinary gains, net	$0	8
Net income	$3,414,000	597
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,414,000	597
Net charge-offs	$195,000	613
Cash dividends	$600,000	1,052
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,410,000	583
2016-12-31 (YTD Data)		Rank
Total interest income	$29,409,000	928
Total interest expense	$2,766,000	1,042
Net interest income	$26,643,000	896
Provision for loan and lease losses	$1,735,000	578
Total noninterest income	$2,236,000	1,976
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,452,000	865
Trading account gains and fees	$0	170
Additional Noninterest Income	$784,000	2,684
Total noninterest expense	$15,909,000	1,262
Salaries and employee benefits	$8,622,000	1,294
Premises and equipment expense	$1,373,000	1,649
Additional noninterest expense	$5,914,000	1,110
Pre-tax net operating income	$11,235,000	836
Securities gains (losses)	$38,000	2,022
Applicable income taxes	$0	4,278
Income before extraordinary items	$11,273,000	685
Extraordinary gains, net	$0	5
Net income	$11,273,000	684
Minority interest net income	$0	82
Net income of bank and minority interests.	$11,273,000	684
Net charge-offs	$1,004,000	660
Cash dividends	$5,950,000	580
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$11,235,000	675
2016-09-30 (YTD Data)		Rank
Total interest income	$21,545,000	947
Total interest expense	$2,089,000	1,037
Net interest income	$19,456,000	928
Provision for loan and lease losses	$1,175,000	623
Total noninterest income	$1,558,000	2,083
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,067,000	882
Trading account gains and fees	$0	169
Additional Noninterest Income	$491,000	2,917
Total noninterest expense	$11,735,000	1,290
Salaries and employee benefits	$6,282,000	1,321
Premises and equipment expense	$1,055,000	1,609
Additional noninterest expense	$4,398,000	1,124
Pre-tax net operating income	$8,104,000	875
Securities gains (losses)	$38,000	1,960
Applicable income taxes	$0	4,325
Income before extraordinary items	$8,142,000	713
Extraordinary gains, net	$0	5
Net income	$8,142,000	712
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,142,000	713
Net charge-offs	$701,000	622
Cash dividends	$4,200,000	577
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$8,104,000	701
2016-06-30 (YTD Data)		Rank
Total interest income	$13,782,000	990
Total interest expense	$1,435,000	1,003
Net interest income	$12,347,000	979
Provision for loan and lease losses	$875,000	563
Total noninterest income	$1,222,000	1,877
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$711,000	876
Trading account gains and fees	$0	157
Additional Noninterest Income	$511,000	2,345
Total noninterest expense	$7,570,000	1,324
Salaries and employee benefits	$4,147,000	1,338
Premises and equipment expense	$705,000	1,611
Additional noninterest expense	$2,718,000	1,191
Pre-tax net operating income	$5,124,000	914
Securities gains (losses)	$36,000	1,641
Applicable income taxes	$0	4,338
Income before extraordinary items	$5,160,000	734
Extraordinary gains, net	$0	16
Net income	$5,160,000	733
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,160,000	733
Net charge-offs	$470,000	626
Cash dividends	$3,000,000	547
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$5,124,000	714
2016-03-31 (YTD Data)		Rank
Total interest income	$6,742,000	1,010
Total interest expense	$693,000	1,026
Net interest income	$6,049,000	998
Provision for loan and lease losses	$500,000	456
Total noninterest income	$584,000	1,875
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$348,000	878
Trading account gains and fees	$0	142
Additional Noninterest Income	$236,000	2,414
Total noninterest expense	$3,754,000	1,328
Salaries and employee benefits	$2,069,000	1,346
Premises and equipment expense	$353,000	1,612
Additional noninterest expense	$1,332,000	1,204
Pre-tax net operating income	$2,379,000	943
Securities gains (losses)	$33,000	1,008
Applicable income taxes	$0	4,259
Income before extraordinary items	$2,412,000	759
Extraordinary gains, net	$0	12
Net income	$2,412,000	760
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,412,000	759
Net charge-offs	$368,000	423
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,379,000	749
2015-12-31 (YTD Data)		Rank
Total interest income	$26,153,000	996
Total interest expense	$2,755,000	1,027
Net interest income	$23,398,000	986
Provision for loan and lease losses	$945,000	856
Total noninterest income	$2,503,000	1,829
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,264,000	987
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,239,000	2,101
Total noninterest expense	$13,946,000	1,398
Salaries and employee benefits	$7,360,000	1,442
Premises and equipment expense	$1,343,000	1,700
Additional noninterest expense	$5,243,000	1,222
Pre-tax net operating income	$11,010,000	810
Securities gains (losses)	$-3,000	5,742
Applicable income taxes	$0	4,402
Income before extraordinary items	$11,007,000	674
Extraordinary gains, net	$0	23
Net income	$11,007,000	673
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,007,000	674
Net charge-offs	$814,000	808
Cash dividends	$3,960,000	791
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$11,010,000	659
2015-09-30 (YTD Data)		Rank
Total interest income	$19,258,000	1,020
Total interest expense	$2,021,000	1,052
Net interest income	$17,237,000	1,011
Provision for loan and lease losses	$870,000	680
Total noninterest income	$2,161,000	1,660
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$881,000	1,071
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,280,000	1,714
Total noninterest expense	$10,210,000	1,429
Salaries and employee benefits	$5,366,000	1,493
Premises and equipment expense	$991,000	1,742
Additional noninterest expense	$3,853,000	1,250
Pre-tax net operating income	$8,318,000	813
Securities gains (losses)	$-3,000	5,887
Applicable income taxes	$0	4,489
Income before extraordinary items	$8,315,000	664
Extraordinary gains, net	$0	21
Net income	$8,315,000	662
Minority interest net income	$0	78
Net income of bank and minority interests.	$8,315,000	664
Net charge-offs	$706,000	675
Cash dividends	$3,100,000	687
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$8,318,000	649
2015-06-30 (YTD Data)		Rank
Total interest income	$12,536,000	1,039
Total interest expense	$1,346,000	1,060
Net interest income	$11,190,000	1,034
Provision for loan and lease losses	$795,000	523
Total noninterest income	$1,220,000	1,882
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$556,000	1,101
Trading account gains and fees	$0	157
Additional Noninterest Income	$664,000	2,035
Total noninterest expense	$6,434,000	1,524
Salaries and employee benefits	$3,536,000	1,513
Premises and equipment expense	$660,000	1,751
Additional noninterest expense	$2,238,000	1,405
Pre-tax net operating income	$5,181,000	858
Securities gains (losses)	$-3,000	5,992
Applicable income taxes	$0	4,497
Income before extraordinary items	$5,178,000	715
Extraordinary gains, net	$0	22
Net income	$5,178,000	713
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,178,000	715
Net charge-offs	$641,000	522
Cash dividends	$2,700,000	554
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$5,181,000	690
2015-03-31 (YTD Data)		Rank
Total interest income	$6,161,000	1,052
Total interest expense	$667,000	1,080
Net interest income	$5,494,000	1,047
Provision for loan and lease losses	$385,000	511
Total noninterest income	$681,000	1,694
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$276,000	1,089
Trading account gains and fees	$0	152
Additional Noninterest Income	$405,000	1,759
Total noninterest expense	$3,142,000	1,546
Salaries and employee benefits	$1,785,000	1,507
Premises and equipment expense	$344,000	1,705
Additional noninterest expense	$1,013,000	1,515
Pre-tax net operating income	$2,648,000	819
Securities gains (losses)	$-3,000	6,134
Applicable income taxes	$0	4,400
Income before extraordinary items	$2,645,000	679
Extraordinary gains, net	$0	13
Net income	$2,645,000	676
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,645,000	679
Net charge-offs	$278,000	574
Cash dividends	$350,000	1,409
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,648,000	657
2014-12-31 (YTD Data)		Rank
Total interest income	$24,063,000	1,063
Total interest expense	$2,566,000	1,148
Net interest income	$21,497,000	1,052
Provision for loan and lease losses	$2,215,000	434
Total noninterest income	$2,623,000	1,734
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,187,000	1,116
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,436,000	1,823
Total noninterest expense	$11,831,000	1,619
Salaries and employee benefits	$6,528,000	1,591
Premises and equipment expense	$1,415,000	1,654
Additional noninterest expense	$3,888,000	1,600
Pre-tax net operating income	$10,074,000	822
Securities gains (losses)	$94,000	1,297
Applicable income taxes	$0	4,531
Income before extraordinary items	$10,168,000	667
Extraordinary gains, net	$0	17
Net income	$10,168,000	666
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,168,000	667
Net charge-offs	$1,287,000	735
Cash dividends	$6,500,000	478
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,074,000	662
2014-09-30 (YTD Data)		Rank
Total interest income	$17,866,000	1,080
Total interest expense	$1,891,000	1,171
Net interest income	$15,975,000	1,065
Provision for loan and lease losses	$1,515,000	442
Total noninterest income	$2,114,000	1,647
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$913,000	1,094
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,201,000	1,719
Total noninterest expense	$8,764,000	1,646
Salaries and employee benefits	$4,953,000	1,571
Premises and equipment expense	$1,036,000	1,710
Additional noninterest expense	$2,775,000	1,678
Pre-tax net operating income	$7,810,000	809
Securities gains (losses)	$94,000	1,036
Applicable income taxes	$0	4,583
Income before extraordinary items	$7,904,000	648
Extraordinary gains, net	$0	15
Net income	$7,904,000	644
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,904,000	646
Net charge-offs	$1,103,000	619
Cash dividends	$5,000,000	433
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,810,000	646
2014-06-30 (YTD Data)		Rank
Total interest income	$11,567,000	1,110
Total interest expense	$1,232,000	1,205
Net interest income	$10,335,000	1,084
Provision for loan and lease losses	$780,000	581
Total noninterest income	$1,132,000	1,933
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$618,000	1,065
Trading account gains and fees	$0	172
Additional Noninterest Income	$514,000	2,278
Total noninterest expense	$5,701,000	1,672
Salaries and employee benefits	$3,299,000	1,574
Premises and equipment expense	$678,000	1,752
Additional noninterest expense	$1,724,000	1,780
Pre-tax net operating income	$4,986,000	814
Securities gains (losses)	$94,000	821
Applicable income taxes	$0	4,568
Income before extraordinary items	$5,080,000	644
Extraordinary gains, net	$0	20
Net income	$5,080,000	642
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,080,000	644
Net charge-offs	$78,000	2,418
Cash dividends	$3,350,000	432
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,986,000	639
2014-03-31 (YTD Data)		Rank
Total interest income	$5,672,000	1,128
Total interest expense	$600,000	1,258
Net interest income	$5,072,000	1,100
Provision for loan and lease losses	$375,000	572
Total noninterest income	$497,000	2,054
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$303,000	1,067
Trading account gains and fees	$0	147
Additional Noninterest Income	$194,000	2,604
Total noninterest expense	$2,765,000	1,727
Salaries and employee benefits	$1,697,000	1,552
Premises and equipment expense	$325,000	1,848
Additional noninterest expense	$743,000	2,029
Pre-tax net operating income	$2,429,000	812
Securities gains (losses)	$94,000	463
Applicable income taxes	$0	4,445
Income before extraordinary items	$2,523,000	632
Extraordinary gains, net	$0	16
Net income	$2,523,000	632
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,523,000	633
Net charge-offs	$16,000	2,612
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,429,000	643
2013-12-31 (YTD Data)		Rank
Total interest income	$21,317,000	1,206
Total interest expense	$2,375,000	1,433
Net interest income	$18,942,000	1,162
Provision for loan and lease losses	$1,663,000	719
Total noninterest income	$1,678,000	2,408
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,110,000	1,227
Trading account gains and fees	$0	184
Additional Noninterest Income	$568,000	3,189
Total noninterest expense	$10,861,000	1,773
Salaries and employee benefits	$6,047,000	1,695
Premises and equipment expense	$1,332,000	1,760
Additional noninterest expense	$3,482,000	1,831
Pre-tax net operating income	$8,096,000	949
Securities gains (losses)	$-6,000	6,201
Applicable income taxes	$0	4,631
Income before extraordinary items	$8,090,000	783
Extraordinary gains, net	$0	29
Net income	$8,090,000	782
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,090,000	784
Net charge-offs	$1,171,000	1,127
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$8,096,000	764
2013-09-30 (YTD Data)		Rank
Total interest income	$15,694,000	1,230
Total interest expense	$1,767,000	1,486
Net interest income	$13,927,000	1,184
Provision for loan and lease losses	$1,288,000	732
Total noninterest income	$997,000	2,822
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$820,000	1,251
Trading account gains and fees	$0	180
Additional Noninterest Income	$177,000	4,472
Total noninterest expense	$7,735,000	1,847
Salaries and employee benefits	$4,437,000	1,742
Premises and equipment expense	$969,000	1,814
Additional noninterest expense	$2,329,000	2,011
Pre-tax net operating income	$5,901,000	981
Securities gains (losses)	$-6,000	6,453
Applicable income taxes	$0	4,713
Income before extraordinary items	$5,895,000	810
Extraordinary gains, net	$0	25
Net income	$5,895,000	812
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,895,000	812
Net charge-offs	$950,000	1,039
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,901,000	791
2013-06-30 (YTD Data)		Rank
Total interest income	$10,250,000	1,241
Total interest expense	$1,174,000	1,526
Net interest income	$9,076,000	1,200
Provision for loan and lease losses	$875,000	749
Total noninterest income	$652,000	2,891
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$516,000	1,304
Trading account gains and fees	$0	157
Additional Noninterest Income	$136,000	4,342
Total noninterest expense	$5,103,000	1,871
Salaries and employee benefits	$2,939,000	1,754
Premises and equipment expense	$637,000	1,823
Additional noninterest expense	$1,527,000	2,034
Pre-tax net operating income	$3,750,000	1,009
Securities gains (losses)	$-6,000	6,616
Applicable income taxes	$0	4,679
Income before extraordinary items	$3,744,000	826
Extraordinary gains, net	$0	22
Net income	$3,744,000	826
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,744,000	828
Net charge-offs	$636,000	1,057
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,750,000	804
2013-03-31 (YTD Data)		Rank
Total interest income	$4,941,000	1,289
Total interest expense	$587,000	1,577
Net interest income	$4,354,000	1,248
Provision for loan and lease losses	$375,000	844
Total noninterest income	$308,000	2,971
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$255,000	1,309
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	4,635
Total noninterest expense	$2,526,000	1,904
Salaries and employee benefits	$1,494,000	1,749
Premises and equipment expense	$314,000	1,883
Additional noninterest expense	$718,000	2,168
Pre-tax net operating income	$1,761,000	1,045
Securities gains (losses)	$-6,000	6,759
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,755,000	875
Extraordinary gains, net	$0	10
Net income	$1,755,000	876
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,755,000	877
Net charge-offs	$483,000	788
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,761,000	829
2012-12-31 (YTD Data)		Rank
Total interest income	$18,471,000	1,438
Total interest expense	$2,668,000	1,653
Net interest income	$15,803,000	1,382
Provision for loan and lease losses	$2,180,000	1,002
Total noninterest income	$2,220,000	2,038
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$960,000	1,464
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,260,000	2,066
Total noninterest expense	$8,936,000	2,134
Salaries and employee benefits	$5,076,000	1,987
Premises and equipment expense	$1,030,000	2,226
Additional noninterest expense	$2,830,000	2,293
Pre-tax net operating income	$6,907,000	1,031
Securities gains (losses)	$-24,000	6,798
Applicable income taxes	$0	4,751
Income before extraordinary items	$6,883,000	866
Extraordinary gains, net	$0	29
Net income	$6,883,000	866
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,883,000	866
Net charge-offs	$687,000	2,256
Cash dividends	$2,011,000	1,198
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,907,000	807
2012-09-30 (YTD Data)		Rank
Total interest income	$13,655,000	1,480
Total interest expense	$2,063,000	1,678
Net interest income	$11,592,000	1,439
Provision for loan and lease losses	$1,550,000	1,055
Total noninterest income	$1,348,000	2,347
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$690,000	1,528
Trading account gains and fees	$0	157
Additional Noninterest Income	$658,000	2,549
Total noninterest expense	$6,364,000	2,246
Salaries and employee benefits	$3,647,000	2,052
Premises and equipment expense	$736,000	2,341
Additional noninterest expense	$1,981,000	2,440
Pre-tax net operating income	$5,026,000	1,075
Securities gains (losses)	$-22,000	6,912
Applicable income taxes	$0	4,802
Income before extraordinary items	$5,004,000	919
Extraordinary gains, net	$0	20
Net income	$5,004,000	919
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,004,000	919
Net charge-offs	$508,000	2,166
Cash dividends	$1,331,000	1,085
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$5,026,000	853
2012-06-30 (YTD Data)		Rank
Total interest income	$8,985,000	1,519
Total interest expense	$1,435,000	1,679
Net interest income	$7,550,000	1,477
Provision for loan and lease losses	$1,200,000	942
Total noninterest income	$944,000	2,242
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$435,000	1,587
Trading account gains and fees	$0	153
Additional Noninterest Income	$509,000	2,307
Total noninterest expense	$4,173,000	2,288
Salaries and employee benefits	$2,337,000	2,128
Premises and equipment expense	$479,000	2,378
Additional noninterest expense	$1,357,000	2,393
Pre-tax net operating income	$3,121,000	1,144
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$3,121,000	976
Extraordinary gains, net	$0	19
Net income	$3,121,000	976
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,121,000	976
Net charge-offs	$460,000	1,866
Cash dividends	$650,000	1,343
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,121,000	915
2012-03-31 (YTD Data)		Rank
Total interest income	$4,468,000	1,544
Total interest expense	$737,000	1,692
Net interest income	$3,731,000	1,496
Provision for loan and lease losses	$600,000	917
Total noninterest income	$386,000	2,531
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$225,000	1,541
Trading account gains and fees	$0	148
Additional Noninterest Income	$161,000	2,974
Total noninterest expense	$2,115,000	2,254
Salaries and employee benefits	$1,182,000	2,109
Premises and equipment expense	$239,000	2,396
Additional noninterest expense	$694,000	2,306
Pre-tax net operating income	$1,402,000	1,251
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,402,000	1,064
Extraordinary gains, net	$0	19
Net income	$1,402,000	1,066
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,402,000	1,065
Net charge-offs	$133,000	2,197
Cash dividends	$650,000	708
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,402,000	994
2011-12-31 (YTD Data)		Rank
Total interest income	$17,886,000	1,587
Total interest expense	$3,860,000	1,577
Net interest income	$14,026,000	1,591
Provision for loan and lease losses	$2,375,000	1,392
Total noninterest income	$1,319,000	2,638
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$982,000	1,502
Trading account gains and fees	$0	146
Additional Noninterest Income	$337,000	3,686
Total noninterest expense	$8,022,000	2,363
Salaries and employee benefits	$4,243,000	2,279
Premises and equipment expense	$881,000	2,685
Additional noninterest expense	$2,898,000	2,272
Pre-tax net operating income	$4,948,000	1,188
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$4,948,000	1,017
Extraordinary gains, net	$0	29
Net income	$4,948,000	1,017
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,948,000	1,017
Net charge-offs	$1,961,000	1,577
Cash dividends	$2,275,000	864
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,948,000	975
2011-09-30 (YTD Data)		Rank
Total interest income	$13,338,000	1,612
Total interest expense	$3,054,000	1,551
Net interest income	$10,284,000	1,630
Provision for loan and lease losses	$1,800,000	1,333
Total noninterest income	$831,000	2,935
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$719,000	1,533
Trading account gains and fees	$0	145
Additional Noninterest Income	$112,000	4,952
Total noninterest expense	$6,022,000	2,376
Salaries and employee benefits	$3,160,000	2,287
Premises and equipment expense	$646,000	2,767
Additional noninterest expense	$2,216,000	2,245
Pre-tax net operating income	$3,293,000	1,366
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$3,293,000	1,166
Extraordinary gains, net	$0	21
Net income	$3,293,000	1,165
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,293,000	1,166
Net charge-offs	$955,000	1,942
Cash dividends	$1,650,000	767
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,293,000	1,107
2011-06-30 (YTD Data)		Rank
Total interest income	$8,904,000	1,624
Total interest expense	$2,145,000	1,523
Net interest income	$6,759,000	1,659
Provision for loan and lease losses	$1,200,000	1,329
Total noninterest income	$725,000	2,482
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$465,000	1,552
Trading account gains and fees	$0	153
Additional Noninterest Income	$260,000	3,105
Total noninterest expense	$4,123,000	2,339
Salaries and employee benefits	$2,091,000	2,317
Premises and equipment expense	$404,000	2,944
Additional noninterest expense	$1,628,000	2,086
Pre-tax net operating income	$2,161,000	1,348
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$2,161,000	1,147
Extraordinary gains, net	$0	15
Net income	$2,161,000	1,147
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,161,000	1,147
Net charge-offs	$562,000	2,029
Cash dividends	$1,121,000	735
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,161,000	1,106
2011-03-31 (YTD Data)		Rank
Total interest income	$4,369,000	1,668
Total interest expense	$1,141,000	1,489
Net interest income	$3,228,000	1,728
Provision for loan and lease losses	$600,000	1,247
Total noninterest income	$557,000	1,845
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$214,000	1,645
Trading account gains and fees	$0	158
Additional Noninterest Income	$343,000	1,751
Total noninterest expense	$2,058,000	2,365
Salaries and employee benefits	$1,032,000	2,368
Premises and equipment expense	$200,000	2,995
Additional noninterest expense	$826,000	2,043
Pre-tax net operating income	$1,127,000	1,289
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,127,000	1,090
Extraordinary gains, net	$0	9
Net income	$1,127,000	1,089
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,127,000	1,090
Net charge-offs	$91,000	2,826
Cash dividends	$561,000	661
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,127,000	1,056
2010-12-31 (YTD Data)		Rank
Total interest income	$16,859,000	1,793
Total interest expense	$5,478,000	1,524
Net interest income	$11,381,000	1,917
Provision for loan and lease losses	$2,500,000	1,805
Total noninterest income	$1,004,000	3,214
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$779,000	1,880
Trading account gains and fees	$0	175
Additional Noninterest Income	$225,000	4,413
Total noninterest expense	$6,085,000	3,068
Salaries and employee benefits	$3,190,000	2,957
Premises and equipment expense	$736,000	3,161
Additional noninterest expense	$2,159,000	3,046
Pre-tax net operating income	$3,800,000	1,316
Securities gains (losses)	$233,000	1,464
Applicable income taxes	$0	4,655
Income before extraordinary items	$4,033,000	1,082
Extraordinary gains, net	$0	29
Net income	$4,033,000	1,083
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,033,000	1,085
Net charge-offs	$1,403,000	2,257
Cash dividends	$1,095,000	1,382
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,800,000	1,094
2010-09-30 (YTD Data)		Rank
Total interest income	$12,607,000	1,839
Total interest expense	$4,158,000	1,564
Net interest income	$8,449,000	1,965
Provision for loan and lease losses	$2,100,000	1,602
Total noninterest income	$717,000	3,345
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$547,000	2,035
Trading account gains and fees	$0	165
Additional Noninterest Income	$170,000	4,458
Total noninterest expense	$4,373,000	3,187
Salaries and employee benefits	$2,236,000	3,151
Premises and equipment expense	$558,000	3,192
Additional noninterest expense	$1,579,000	3,069
Pre-tax net operating income	$2,693,000	1,455
Securities gains (losses)	$233,000	1,255
Applicable income taxes	$0	4,726
Income before extraordinary items	$2,926,000	1,156
Extraordinary gains, net	$0	23
Net income	$2,926,000	1,160
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,926,000	1,160
Net charge-offs	$972,000	2,222
Cash dividends	$678,000	1,432
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,693,000	1,195
2010-06-30 (YTD Data)		Rank
Total interest income	$8,294,000	1,888
Total interest expense	$2,737,000	1,652
Net interest income	$5,557,000	1,993
Provision for loan and lease losses	$1,450,000	1,554
Total noninterest income	$376,000	3,756
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$369,000	2,011
Trading account gains and fees	$0	152
Additional Noninterest Income	$7,000	6,971
Total noninterest expense	$2,858,000	3,230
Salaries and employee benefits	$1,445,000	3,248
Premises and equipment expense	$371,000	3,224
Additional noninterest expense	$1,042,000	3,085
Pre-tax net operating income	$1,625,000	1,594
Securities gains (losses)	$233,000	845
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,858,000	1,200
Extraordinary gains, net	$0	19
Net income	$1,858,000	1,201
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,858,000	1,201
Net charge-offs	$739,000	2,023
Cash dividends	$678,000	1,022
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,625,000	1,312
2010-03-31 (YTD Data)		Rank
Total interest income	$4,100,000	1,953
Total interest expense	$1,333,000	1,766
Net interest income	$2,767,000	2,024
Provision for loan and lease losses	$700,000	1,467
Total noninterest income	$215,000	3,496
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$168,000	2,148
Trading account gains and fees	$0	175
Additional Noninterest Income	$47,000	4,792
Total noninterest expense	$1,357,000	3,417
Salaries and employee benefits	$689,000	3,435
Premises and equipment expense	$181,000	3,375
Additional noninterest expense	$487,000	3,258
Pre-tax net operating income	$925,000	1,410
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$925,000	1,185
Extraordinary gains, net	$0	16
Net income	$925,000	1,187
Minority interest net income	$0	91
Net income of bank and minority interests.	$925,000	1,187
Net charge-offs	$224,000	2,316
Cash dividends	$677,000	495
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$925,000	1,156
2009-12-31 (YTD Data)		Rank
Total interest income	$15,582,000	2,162
Total interest expense	$4,979,000	2,270
Net interest income	$10,603,000	2,069
Provision for loan and lease losses	$2,950,000	2,009
Total noninterest income	$1,109,000	3,143
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$684,000	2,300
Trading account gains and fees	$0	211
Additional Noninterest Income	$425,000	3,457
Total noninterest expense	$5,893,000	3,220
Salaries and employee benefits	$2,877,000	3,307
Premises and equipment expense	$685,000	3,521
Additional noninterest expense	$2,331,000	2,917
Pre-tax net operating income	$2,869,000	1,396
Securities gains (losses)	$198,000	1,561
Applicable income taxes	$0	4,388
Income before extraordinary items	$3,067,000	1,100
Extraordinary gains, net	$0	34
Net income	$3,067,000	1,098
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,067,000	1,099
Net charge-offs	$1,815,000	2,148
Cash dividends	$1,098,000	1,531
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,869,000	1,168
2009-09-30 (YTD Data)		Rank
Total interest income	$11,466,000	2,220
Total interest expense	$3,714,000	2,378
Net interest income	$7,752,000	2,117
Provision for loan and lease losses	$2,100,000	1,847
Total noninterest income	$863,000	3,114
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$505,000	2,338
Trading account gains and fees	$0	212
Additional Noninterest Income	$358,000	3,367
Total noninterest expense	$4,481,000	3,190
Salaries and employee benefits	$2,139,000	3,353
Premises and equipment expense	$504,000	3,601
Additional noninterest expense	$1,838,000	2,755
Pre-tax net operating income	$2,034,000	1,594
Securities gains (losses)	$182,000	1,356
Applicable income taxes	$0	4,592
Income before extraordinary items	$2,216,000	1,210
Extraordinary gains, net	$0	27
Net income	$2,216,000	1,209
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,216,000	1,210
Net charge-offs	$902,000	2,312
Cash dividends	$779,000	1,530
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,034,000	1,288
2009-06-30 (YTD Data)		Rank
Total interest income	$7,285,000	2,361
Total interest expense	$2,487,000	2,466
Net interest income	$4,798,000	2,276
Provision for loan and lease losses	$1,250,000	1,805
Total noninterest income	$595,000	3,059
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$343,000	2,276
Trading account gains and fees	$0	193
Additional Noninterest Income	$252,000	3,288
Total noninterest expense	$2,930,000	3,276
Salaries and employee benefits	$1,412,000	3,412
Premises and equipment expense	$331,000	3,660
Additional noninterest expense	$1,187,000	2,857
Pre-tax net operating income	$1,213,000	1,808
Securities gains (losses)	$182,000	1,070
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,395,000	1,359
Extraordinary gains, net	$0	21
Net income	$1,395,000	1,357
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,395,000	1,358
Net charge-offs	$880,000	1,736
Cash dividends	$482,000	1,673
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,213,000	1,508
2009-03-31 (YTD Data)		Rank
Total interest income	$3,500,000	2,474
Total interest expense	$1,253,000	2,525
Net interest income	$2,247,000	2,407
Provision for loan and lease losses	$525,000	1,728
Total noninterest income	$283,000	3,129
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$149,000	2,488
Trading account gains and fees	$0	171
Additional Noninterest Income	$134,000	3,166
Total noninterest expense	$1,372,000	3,379
Salaries and employee benefits	$697,000	3,480
Premises and equipment expense	$154,000	3,899
Additional noninterest expense	$521,000	2,896
Pre-tax net operating income	$633,000	1,965
Securities gains (losses)	$29,000	1,527
Applicable income taxes	$0	4,835
Income before extraordinary items	$662,000	1,630
Extraordinary gains, net	$0	15
Net income	$662,000	1,631
Minority interest net income	$0	102
Net income of bank and minority interests.	$662,000	1,632
Net charge-offs	$-5,000	7,701
Cash dividends	$242,000	1,565
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$633,000	1,611
2008-12-31 (YTD Data)		Rank
Total interest income	$13,670,000	2,701
Total interest expense	$5,297,000	2,825
Net interest income	$8,373,000	2,592
Provision for loan and lease losses	$1,835,000	1,910
Total noninterest income	$919,000	3,591
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$636,000	2,535
Trading account gains and fees	$0	154
Additional Noninterest Income	$283,000	4,208
Total noninterest expense	$4,773,000	3,700
Salaries and employee benefits	$2,668,000	3,585
Premises and equipment expense	$586,000	4,009
Additional noninterest expense	$1,519,000	3,583
Pre-tax net operating income	$2,684,000	1,981
Securities gains (losses)	$56,000	1,521
Applicable income taxes	$0	4,979
Income before extraordinary items	$2,740,000	1,486
Extraordinary gains, net	$0	39
Net income	$2,740,000	1,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,616,000	1,481
Cash dividends	$297,000	4,121
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,684,000	1,622
2008-09-30 (YTD Data)		Rank
Total interest income	$10,205,000	2,773
Total interest expense	$3,974,000	2,919
Net interest income	$6,231,000	2,640
Provision for loan and lease losses	$1,085,000	1,741
Total noninterest income	$618,000	3,904
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$412,000	2,830
Trading account gains and fees	$0	148
Additional Noninterest Income	$206,000	4,356
Total noninterest expense	$3,521,000	3,738
Salaries and employee benefits	$2,000,000	3,614
Premises and equipment expense	$418,000	4,158
Additional noninterest expense	$1,103,000	3,602
Pre-tax net operating income	$2,243,000	2,106
Securities gains (losses)	$56,000	1,342
Applicable income taxes	$0	5,372
Income before extraordinary items	$2,299,000	1,578
Extraordinary gains, net	$0	31
Net income	$2,299,000	1,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,065,000	1,254
Cash dividends	$297,000	3,450
Sale, conversion, retirement of capital stock, net	$1,252,000	274
Net operating income	$2,243,000	1,699
2008-06-30 (YTD Data)		Rank
Total interest income	$6,682,000	2,855
Total interest expense	$2,731,000	2,947
Net interest income	$3,951,000	2,733
Provision for loan and lease losses	$510,000	1,888
Total noninterest income	$440,000	3,798
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$263,000	2,898
Trading account gains and fees	$0	149
Additional Noninterest Income	$177,000	4,012
Total noninterest expense	$2,358,000	3,752
Salaries and employee benefits	$1,348,000	3,617
Premises and equipment expense	$277,000	4,209
Additional noninterest expense	$733,000	3,589
Pre-tax net operating income	$1,523,000	2,167
Securities gains (losses)	$6,000	2,681
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,529,000	1,771
Extraordinary gains, net	$0	21
Net income	$1,529,000	1,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,966
Cash dividends	$297,000	3,014
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,523,000	1,752
2008-03-31 (YTD Data)		Rank
Total interest income	$3,421,000	2,857
Total interest expense	$1,452,000	2,969
Net interest income	$1,969,000	2,740
Provision for loan and lease losses	$235,000	1,655
Total noninterest income	$212,000	3,877
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$127,000	2,928
Trading account gains and fees	$0	158
Additional Noninterest Income	$85,000	4,075
Total noninterest expense	$1,145,000	3,838
Salaries and employee benefits	$672,000	3,656
Premises and equipment expense	$110,000	4,886
Additional noninterest expense	$363,000	3,562
Pre-tax net operating income	$801,000	2,157
Securities gains (losses)	$-1,000	8,175
Applicable income taxes	$0	5,622
Income before extraordinary items	$800,000	1,810
Extraordinary gains, net	$0	15
Net income	$800,000	1,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,596
Cash dividends	$247,000	2,118
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$801,000	1,749
2007-12-31 (YTD Data)		Rank
Total interest income	$12,476,000	3,178
Total interest expense	$5,180,000	3,380
Net interest income	$7,296,000	2,984
Provision for loan and lease losses	$855,000	1,604
Total noninterest income	$877,000	3,813
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$511,000	3,014
Trading account gains and fees	$0	178
Additional Noninterest Income	$366,000	3,905
Total noninterest expense	$4,450,000	3,796
Salaries and employee benefits	$2,557,000	3,660
Premises and equipment expense	$486,000	4,457
Additional noninterest expense	$1,407,000	3,607
Pre-tax net operating income	$2,868,000	2,560
Securities gains (losses)	$-89,000	8,123
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,779,000	2,175
Extraordinary gains, net	$0	39
Net income	$2,779,000	2,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,502
Cash dividends	$1,328,000	2,196
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,868,000	2,095
2007-09-30 (YTD Data)		Rank
Total interest income	$9,010,000	3,288
Total interest expense	$3,707,000	3,498
Net interest income	$5,303,000	3,078
Provision for loan and lease losses	$405,000	1,836
Total noninterest income	$623,000	3,947
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$358,000	3,130
Trading account gains and fees	$0	184
Additional Noninterest Income	$265,000	3,979
Total noninterest expense	$3,285,000	3,827
Salaries and employee benefits	$1,852,000	3,755
Premises and equipment expense	$360,000	4,465
Additional noninterest expense	$1,073,000	3,503
Pre-tax net operating income	$2,236,000	2,639
Securities gains (losses)	$-68,000	8,229
Applicable income taxes	$0	6,220
Income before extraordinary items	$2,168,000	2,225
Extraordinary gains, net	$0	33
Net income	$2,168,000	2,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,621
Cash dividends	$1,130,000	1,831
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,236,000	2,158
2007-06-30 (YTD Data)		Rank
Total interest income	$5,636,000	3,476
Total interest expense	$2,264,000	3,718
Net interest income	$3,372,000	3,220
Provision for loan and lease losses	$170,000	2,429
Total noninterest income	$409,000	3,989
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$239,000	3,113
Trading account gains and fees	$0	168
Additional Noninterest Income	$170,000	4,101
Total noninterest expense	$2,153,000	3,901
Salaries and employee benefits	$1,211,000	3,843
Premises and equipment expense	$228,000	4,639
Additional noninterest expense	$714,000	3,508
Pre-tax net operating income	$1,458,000	2,734
Securities gains (losses)	$-68,000	8,353
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,390,000	2,347
Extraordinary gains, net	$0	29
Net income	$1,390,000	2,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,485
Cash dividends	$668,000	2,039
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,458,000	2,238
2007-03-31 (YTD Data)		Rank
Total interest income	$2,716,000	3,559
Total interest expense	$1,096,000	3,773
Net interest income	$1,620,000	3,331
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$199,000	4,031
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$120,000	3,069
Trading account gains and fees	$0	195
Additional Noninterest Income	$79,000	4,242
Total noninterest expense	$1,072,000	3,921
Salaries and employee benefits	$602,000	3,881
Premises and equipment expense	$114,000	4,662
Additional noninterest expense	$356,000	3,490
Pre-tax net operating income	$687,000	2,837
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$687,000	2,360
Extraordinary gains, net	$0	22
Net income	$687,000	2,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,691
Cash dividends	$206,000	2,375
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$687,000	2,344
2006-12-31 (YTD Data)		Rank
Total interest income	$9,040,000	3,853
Total interest expense	$3,498,000	3,916
Net interest income	$5,542,000	3,735
Provision for loan and lease losses	$79,000	5,043
Total noninterest income	$967,000	3,631
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$487,000	3,111
Trading account gains and fees	$0	130
Additional Noninterest Income	$480,000	3,412
Total noninterest expense	$3,690,000	4,223
Salaries and employee benefits	$2,062,000	4,170
Premises and equipment expense	$529,000	4,117
Additional noninterest expense	$1,099,000	4,211
Pre-tax net operating income	$2,740,000	2,949
Securities gains (losses)	$-49,000	7,937
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,691,000	2,466
Extraordinary gains, net	$0	51
Net income	$2,691,000	2,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-215,000	8,587
Cash dividends	$851,000	2,845
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,740,000	2,409
2006-09-30 (YTD Data)		Rank
Total interest income	$6,521,000	3,940
Total interest expense	$2,474,000	3,978
Net interest income	$4,047,000	3,816
Provision for loan and lease losses	$59,000	4,911
Total noninterest income	$748,000	3,556
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$355,000	3,189
Trading account gains and fees	$0	126
Additional Noninterest Income	$393,000	3,253
Total noninterest expense	$2,697,000	4,291
Salaries and employee benefits	$1,511,000	4,210
Premises and equipment expense	$390,000	4,163
Additional noninterest expense	$796,000	4,282
Pre-tax net operating income	$2,039,000	3,064
Securities gains (losses)	$-24,000	7,907
Applicable income taxes	$0	6,687
Income before extraordinary items	$2,015,000	2,544
Extraordinary gains, net	$0	45
Net income	$2,015,000	2,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-113,000	8,549
Cash dividends	$568,000	2,763
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,039,000	2,513
2006-06-30 (YTD Data)		Rank
Total interest income	$4,178,000	4,000
Total interest expense	$1,550,000	4,023
Net interest income	$2,628,000	3,909
Provision for loan and lease losses	$44,000	4,630
Total noninterest income	$553,000	3,291
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$227,000	3,258
Trading account gains and fees	$0	126
Additional Noninterest Income	$326,000	2,863
Total noninterest expense	$1,772,000	4,356
Salaries and employee benefits	$1,003,000	4,251
Premises and equipment expense	$253,000	4,242
Additional noninterest expense	$516,000	4,380
Pre-tax net operating income	$1,365,000	3,080
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,365,000	2,523
Extraordinary gains, net	$0	39
Net income	$1,365,000	2,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-110,000	8,600
Cash dividends	$284,000	3,221
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,365,000	2,503
2006-03-31 (YTD Data)		Rank
Total interest income	$2,006,000	4,075
Total interest expense	$710,000	4,144
Net interest income	$1,296,000	3,945
Provision for loan and lease losses	$33,000	3,748
Total noninterest income	$279,000	3,227
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$103,000	3,410
Trading account gains and fees	$0	115
Additional Noninterest Income	$176,000	2,710
Total noninterest expense	$907,000	4,294
Salaries and employee benefits	$503,000	4,264
Premises and equipment expense	$130,000	4,188
Additional noninterest expense	$274,000	4,183
Pre-tax net operating income	$635,000	3,190
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$635,000	2,629
Extraordinary gains, net	$0	21
Net income	$635,000	2,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-99,000	8,643
Cash dividends	$284,000	2,027
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$635,000	2,608
2005-12-31 (YTD Data)		Rank
Total interest income	$6,711,000	4,271
Total interest expense	$2,102,000	4,289
Net interest income	$4,609,000	4,190
Provision for loan and lease losses	$115,000	4,632
Total noninterest income	$808,000	4,016
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$475,000	3,158
Trading account gains and fees	$0	138
Additional Noninterest Income	$333,000	4,116
Total noninterest expense	$3,510,000	4,285
Salaries and employee benefits	$1,857,000	4,364
Premises and equipment expense	$569,000	3,817
Additional noninterest expense	$1,084,000	4,148
Pre-tax net operating income	$1,792,000	3,966
Securities gains (losses)	$0	2,296
Applicable income taxes	$38,000	6,027
Income before extraordinary items	$1,754,000	3,429
Extraordinary gains, net	$0	46
Net income	$1,754,000	3,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,820
Cash dividends	$536,000	3,521
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,754,000	3,396
2005-09-30 (YTD Data)		Rank
Total interest income	$4,874,000	4,327
Total interest expense	$1,483,000	4,329
Net interest income	$3,391,000	4,245
Provision for loan and lease losses	$80,000	4,606
Total noninterest income	$607,000	4,019
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$360,000	3,140
Trading account gains and fees	$0	126
Additional Noninterest Income	$247,000	4,160
Total noninterest expense	$2,611,000	4,276
Salaries and employee benefits	$1,373,000	4,383
Premises and equipment expense	$423,000	3,809
Additional noninterest expense	$815,000	4,124
Pre-tax net operating income	$1,307,000	4,099
Securities gains (losses)	$0	2,317
Applicable income taxes	$27,000	6,133
Income before extraordinary items	$1,280,000	3,512
Extraordinary gains, net	$0	35
Net income	$1,280,000	3,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,611
Cash dividends	$198,000	4,097
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,280,000	3,478
2005-06-30 (YTD Data)		Rank
Total interest income	$3,125,000	4,384
Total interest expense	$949,000	4,287
Net interest income	$2,176,000	4,346
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$409,000	3,999
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$239,000	3,102
Trading account gains and fees	$0	116
Additional Noninterest Income	$170,000	4,052
Total noninterest expense	$1,744,000	4,245
Salaries and employee benefits	$888,000	4,478
Premises and equipment expense	$274,000	3,881
Additional noninterest expense	$582,000	3,896
Pre-tax net operating income	$791,000	4,306
Securities gains (losses)	$0	2,146
Applicable income taxes	$17,000	6,174
Income before extraordinary items	$774,000	3,704
Extraordinary gains, net	$0	30
Net income	$774,000	3,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,928
Cash dividends	$198,000	3,562
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$774,000	3,660
2005-03-31 (YTD Data)		Rank
Total interest income	$1,500,000	4,487
Total interest expense	$456,000	4,294
Net interest income	$1,044,000	4,481
Provision for loan and lease losses	$20,000	4,626
Total noninterest income	$227,000	3,687
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$115,000	3,135
Trading account gains and fees	$0	115
Additional Noninterest Income	$112,000	3,523
Total noninterest expense	$874,000	4,260
Salaries and employee benefits	$445,000	4,486
Premises and equipment expense	$135,000	3,965
Additional noninterest expense	$294,000	3,874
Pre-tax net operating income	$377,000	4,426
Securities gains (losses)	$0	1,685
Applicable income taxes	$7,000	6,248
Income before extraordinary items	$370,000	3,823
Extraordinary gains, net	$0	24
Net income	$370,000	3,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,290
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$370,000	3,781
2004-12-31 (YTD Data)		Rank
Total interest income	$6,183,000	4,163
Total interest expense	$1,773,000	4,019
Net interest income	$4,410,000	4,178
Provision for loan and lease losses	$810,000	1,268
Total noninterest income	$926,000	3,728
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$607,000	2,680
Trading account gains and fees	$0	138
Additional Noninterest Income	$319,000	4,151
Total noninterest expense	$3,647,000	4,040
Salaries and employee benefits	$1,967,000	4,047
Premises and equipment expense	$593,000	3,565
Additional noninterest expense	$1,087,000	4,056
Pre-tax net operating income	$879,000	5,557
Securities gains (losses)	$23,000	2,306
Applicable income taxes	$6,000	6,889
Income before extraordinary items	$896,000	4,983
Extraordinary gains, net	$0	34
Net income	$896,000	4,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,226,000	667
Cash dividends	$708,000	2,940
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$873,230	4,987
2004-09-30 (YTD Data)		Rank
Total interest income	$4,710,000	4,109
Total interest expense	$1,323,000	3,996
Net interest income	$3,387,000	4,100
Provision for loan and lease losses	$50,000	5,368
Total noninterest income	$663,000	3,850
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$409,000	2,956
Trading account gains and fees	$0	134
Additional Noninterest Income	$254,000	4,035
Total noninterest expense	$2,616,000	4,153
Salaries and employee benefits	$1,483,000	3,985
Premises and equipment expense	$444,000	3,581
Additional noninterest expense	$689,000	4,585
Pre-tax net operating income	$1,384,000	3,784
Securities gains (losses)	$23,000	2,216
Applicable income taxes	$14,000	6,683
Income before extraordinary items	$1,393,000	3,155
Extraordinary gains, net	$0	26
Net income	$1,393,000	3,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,149
Cash dividends	$198,000	4,030
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,370,230	3,121
2004-06-30 (YTD Data)		Rank
Total interest income	$3,142,000	4,108
Total interest expense	$889,000	3,968
Net interest income	$2,253,000	4,120
Provision for loan and lease losses	$50,000	4,677
Total noninterest income	$428,000	3,940
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$251,000	3,142
Trading account gains and fees	$0	130
Additional Noninterest Income	$177,000	3,999
Total noninterest expense	$1,737,000	4,182
Salaries and employee benefits	$983,000	4,039
Premises and equipment expense	$297,000	3,583
Additional noninterest expense	$457,000	4,630
Pre-tax net operating income	$894,000	3,815
Securities gains (losses)	$6,000	2,670
Applicable income taxes	$9,000	6,693
Income before extraordinary items	$891,000	3,250
Extraordinary gains, net	$0	21
Net income	$891,000	3,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,680
Cash dividends	$99,000	4,246
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$885,060	3,177
2004-03-31 (YTD Data)		Rank
Total interest income	$1,573,000	4,131
Total interest expense	$452,000	3,965
Net interest income	$1,121,000	4,128
Provision for loan and lease losses	$50,000	3,283
Total noninterest income	$220,000	3,831
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$122,000	3,125
Trading account gains and fees	$0	121
Additional Noninterest Income	$98,000	3,756
Total noninterest expense	$868,000	4,210
Salaries and employee benefits	$489,000	4,082
Premises and equipment expense	$145,000	3,675
Additional noninterest expense	$234,000	4,538
Pre-tax net operating income	$423,000	3,950
Securities gains (losses)	$4,000	2,410
Applicable income taxes	$5,000	6,601
Income before extraordinary items	$422,000	3,365
Extraordinary gains, net	$0	16
Net income	$422,000	3,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$99,000	2,944
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$418,040	3,267
2003-12-31 (YTD Data)		Rank
Total interest income	$6,891,000	3,873
Total interest expense	$2,489,000	3,352
Net interest income	$4,402,000	4,062
Provision for loan and lease losses	$497,000	2,182
Total noninterest income	$953,000	3,819
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$530,000	2,959
Trading account gains and fees	$0	160
Additional Noninterest Income	$423,000	3,873
Total noninterest expense	$3,427,000	4,185
Salaries and employee benefits	$1,892,000	4,109
Premises and equipment expense	$628,000	3,399
Additional noninterest expense	$907,000	4,597
Pre-tax net operating income	$1,431,000	4,243
Securities gains (losses)	$4,000	3,987
Applicable income taxes	$19,000	6,818
Income before extraordinary items	$1,416,000	3,699
Extraordinary gains, net	$0	54
Net income	$1,416,000	3,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,712,000	616
Cash dividends	$518,000	3,450
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,412,040	3,550
2003-09-30 (YTD Data)		Rank
Total interest income	$5,343,000	3,811
Total interest expense	$2,005,000	3,284
Net interest income	$3,338,000	4,047
Provision for loan and lease losses	$206,000	3,290
Total noninterest income	$729,000	3,843
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$394,000	2,983
Trading account gains and fees	$0	153
Additional Noninterest Income	$335,000	3,852
Total noninterest expense	$2,557,000	4,193
Salaries and employee benefits	$1,415,000	4,117
Premises and equipment expense	$474,000	3,362
Additional noninterest expense	$668,000	4,629
Pre-tax net operating income	$1,304,000	3,837
Securities gains (losses)	$4,000	3,690
Applicable income taxes	$14,000	6,958
Income before extraordinary items	$1,294,000	3,300
Extraordinary gains, net	$0	40
Net income	$1,294,000	3,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$366,000	1,495
Cash dividends	$288,000	3,568
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,290,040	3,153
2003-06-30 (YTD Data)		Rank
Total interest income	$3,625,000	3,777
Total interest expense	$1,440,000	3,174
Net interest income	$2,185,000	4,111
Provision for loan and lease losses	$116,000	3,625
Total noninterest income	$497,000	3,754
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$253,000	3,038
Trading account gains and fees	$0	150
Additional Noninterest Income	$244,000	3,668
Total noninterest expense	$1,697,000	4,195
Salaries and employee benefits	$938,000	4,122
Premises and equipment expense	$308,000	3,405
Additional noninterest expense	$451,000	4,590
Pre-tax net operating income	$869,000	3,844
Securities gains (losses)	$4,000	3,287
Applicable income taxes	$10,000	6,956
Income before extraordinary items	$863,000	3,316
Extraordinary gains, net	$0	30
Net income	$863,000	3,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$324,000	1,177
Cash dividends	$128,000	4,019
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$859,040	3,150
2003-03-31 (YTD Data)		Rank
Total interest income	$1,916,000	3,657
Total interest expense	$750,000	3,125
Net interest income	$1,166,000	3,911
Provision for loan and lease losses	$116,000	2,144
Total noninterest income	$250,000	3,643
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$128,000	2,943
Trading account gains and fees	$0	134
Additional Noninterest Income	$122,000	3,572
Total noninterest expense	$850,000	4,179
Salaries and employee benefits	$466,000	4,113
Premises and equipment expense	$152,000	3,453
Additional noninterest expense	$232,000	4,473
Pre-tax net operating income	$450,000	3,750
Securities gains (losses)	$0	2,891
Applicable income taxes	$5,000	6,893
Income before extraordinary items	$445,000	3,202
Extraordinary gains, net	$0	21
Net income	$445,000	3,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,819
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$445,000	3,043
2002-12-31 (YTD Data)		Rank
Total interest income	$8,891,000	3,338
Total interest expense	$3,980,000	2,763
Net interest income	$4,911,000	3,726
Provision for loan and lease losses	$1,789,000	820
Total noninterest income	$842,000	3,859
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$553,000	2,731
Trading account gains and fees	$0	153
Additional Noninterest Income	$289,000	4,341
Total noninterest expense	$3,602,000	3,870
Salaries and employee benefits	$1,957,000	3,805
Premises and equipment expense	$744,000	2,847
Additional noninterest expense	$901,000	4,538
Pre-tax net operating income	$362,000	7,315
Securities gains (losses)	$0	4,537
Applicable income taxes	$19,000	7,067
Income before extraordinary items	$343,000	7,109
Extraordinary gains, net	$0	70
Net income	$343,000	7,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	4,350
Cash dividends	$869,000	2,501
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$343,000	6,998
2001-12-31 (YTD Data)		Rank
Total interest income	$11,031,000	3,050
Total interest expense	$6,080,000	2,632
Net interest income	$4,951,000	3,453
Provision for loan and lease losses	$752,000	1,570
Total noninterest income	$1,016,000	3,306
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$736,000	2,051
Trading account gains and fees	$0	177
Additional Noninterest Income	$280,000	4,261
Total noninterest expense	$3,793,000	3,592
Salaries and employee benefits	$2,263,000	3,240
Premises and equipment expense	$587,000	3,424
Additional noninterest expense	$943,000	4,261
Pre-tax net operating income	$1,422,000	4,000
Securities gains (losses)	$-6,000	9,232
Applicable income taxes	$17,000	7,390
Income before extraordinary items	$1,399,000	3,402
Extraordinary gains, net	$0	105
Net income	$1,399,000	3,407
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$868,000	1,036
Cash dividends	$990,000	2,288
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,404,940	3,295
2000-12-31 (YTD Data)		Rank
Total interest income	$11,115,000	3,108
Total interest expense	$6,021,000	2,777
Net interest income	$5,094,000	3,414
Provision for loan and lease losses	$165,000	4,200
Total noninterest income	$873,000	3,461
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$586,000	2,345
Trading account gains and fees	$0	180
Additional Noninterest Income	$287,000	4,021
Total noninterest expense	$3,451,000	3,748
Salaries and employee benefits	$2,011,000	3,445
Premises and equipment expense	$491,000	3,841
Additional noninterest expense	$949,000	4,156
Pre-tax net operating income	$2,351,000	2,925
Securities gains (losses)	$-24,000	8,832
Applicable income taxes	$19,000	7,866
Income before extraordinary items	$2,308,000	2,231
Extraordinary gains, net	$0	38
Net income	$2,308,000	2,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,734
Cash dividends	$1,320,000	1,831
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,331,760	2,224
1999-12-31 (YTD Data)		Rank
Total interest income	$9,097,000	3,502
Total interest expense	$4,402,000	3,306
Net interest income	$4,695,000	3,652
Provision for loan and lease losses	$115,000	4,942
Total noninterest income	$717,000	3,926
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$534,000	2,480
Trading account gains and fees	$0	173
Additional Noninterest Income	$183,000	5,146
Total noninterest expense	$3,107,000	4,093
Salaries and employee benefits	$1,824,000	3,699
Premises and equipment expense	$446,000	4,162
Additional noninterest expense	$837,000	4,637
Pre-tax net operating income	$2,190,000	3,110
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$2,190,000	2,379
Extraordinary gains, net	$0	35
Net income	$2,190,000	2,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,401
Cash dividends	$1,256,000	1,909
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,190,000	2,352
1998-12-31 (YTD Data)		Rank
Total interest income	$8,649,000	3,667
Total interest expense	$4,292,000	3,456
Net interest income	$4,357,000	3,843
Provision for loan and lease losses	$95,000	5,236
Total noninterest income	$803,000	3,620
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$494,000	2,585
Trading account gains and fees	NA	NA
Additional Noninterest Income	$309,000	3,963
Total noninterest expense	$2,925,000	4,220
Salaries and employee benefits	$1,699,000	3,838
Premises and equipment expense	$398,000	4,436
Additional noninterest expense	$828,000	4,573
Pre-tax net operating income	$2,140,000	3,160
Securities gains (losses)	$18,000	2,506
Applicable income taxes	$835,000	2,638
Income before extraordinary items	$1,323,000	3,624
Extraordinary gains, net	$0	32
Net income	$1,323,000	3,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	10,162
Cash dividends	$1,020,000	2,172
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,311,480	3,563
1997-12-31 (YTD Data)		Rank
Total interest income	$7,806,000	4,059
Total interest expense	$3,903,000	3,769
Net interest income	$3,903,000	4,323
Provision for loan and lease losses	$105,000	5,052
Total noninterest income	$595,000	4,435
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$487,000	2,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	6,568
Total noninterest expense	$2,504,000	4,780
Salaries and employee benefits	$1,487,000	4,286
Premises and equipment expense	$329,000	5,130
Additional noninterest expense	$688,000	5,289
Pre-tax net operating income	$1,889,000	3,720
Securities gains (losses)	$-9,000	9,978
Applicable income taxes	$630,000	3,531
Income before extraordinary items	$1,250,000	3,920
Extraordinary gains, net	$0	44
Net income	$1,250,000	3,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,177
Cash dividends	$504,000	3,440
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,255,940	3,835
1996-12-31 (YTD Data)		Rank
Total interest income	$7,034,000	4,558
Total interest expense	$3,488,000	4,209
Net interest income	$3,546,000	4,777
Provision for loan and lease losses	$150,000	4,046
Total noninterest income	$514,000	5,060
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$414,000	3,241
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	7,130
Total noninterest expense	$2,407,000	5,170
Salaries and employee benefits	$1,430,000	4,508
Premises and equipment expense	$308,000	5,488
Additional noninterest expense	$669,000	5,926
Pre-tax net operating income	$1,503,000	4,334
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$492,000	4,200
Income before extraordinary items	$1,010,000	4,465
Extraordinary gains, net	$0	53
Net income	$1,010,000	4,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,724
Cash dividends	$554,000	3,198
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,010,670	4,406
1995-12-31 (YTD Data)		Rank
Total interest income	$6,783,000	4,693
Total interest expense	$3,315,000	4,354
Net interest income	$3,468,000	4,909
Provision for loan and lease losses	$152,000	3,599
Total noninterest income	$503,000	5,158
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$385,000	3,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,698
Total noninterest expense	$2,156,000	5,656
Salaries and employee benefits	$1,239,000	5,076
Premises and equipment expense	$281,000	5,914
Additional noninterest expense	$636,000	6,291
Pre-tax net operating income	$1,663,000	4,094
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$548,000	3,917
Income before extraordinary items	$1,113,000	4,211
Extraordinary gains, net	$0	65
Net income	$1,113,000	4,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,397
Cash dividends	$1,381,000	1,602
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,114,340	4,184
1994-12-31 (YTD Data)		Rank
Total interest income	$5,686,000	5,101
Total interest expense	$2,522,000	4,611
Net interest income	$3,164,000	5,372
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$405,000	6,105
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$318,000	4,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	7,945
Total noninterest expense	$2,043,000	6,093
Salaries and employee benefits	$1,088,000	5,689
Premises and equipment expense	$276,000	6,064
Additional noninterest expense	$679,000	6,481
Pre-tax net operating income	$1,466,000	4,500
Securities gains (losses)	$-20,000	10,331
Applicable income taxes	$481,000	4,176
Income before extraordinary items	$965,000	4,649
Extraordinary gains, net	$0	249
Net income	$965,000	4,648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,160
Cash dividends	$643,000	2,681
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$978,400	4,648
1993-12-31 (YTD Data)		Rank
Total interest income	$5,483,000	5,351
Total interest expense	$2,597,000	4,653
Net interest income	$2,886,000	5,827
Provision for loan and lease losses	$178,000	4,233
Total noninterest income	$416,000	6,318
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$303,000	4,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	7,504
Total noninterest expense	$1,936,000	6,503
Salaries and employee benefits	$938,000	6,489
Premises and equipment expense	$267,000	6,383
Additional noninterest expense	$731,000	6,357
Pre-tax net operating income	$1,188,000	5,222
Securities gains (losses)	$-3,000	12,455
Applicable income taxes	$399,000	5,022
Income before extraordinary items	$786,000	5,639
Extraordinary gains, net	$0	3,149
Net income	$786,000	5,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	3,410
Cash dividends	$224,000	5,180
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$787,980	5,398
1992-12-31 (YTD Data)		Rank
Total interest income	$5,892,000	5,574
Total interest expense	$3,084,000	5,041
Net interest income	$2,808,000	6,038
Provision for loan and lease losses	$200,000	5,193
Total noninterest income	$615,000	4,874
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$265,000	4,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	4,036
Total noninterest expense	$1,864,000	6,758
Salaries and employee benefits	$926,000	6,472
Premises and equipment expense	$269,000	6,453
Additional noninterest expense	$669,000	6,965
Pre-tax net operating income	$1,359,000	4,444
Securities gains (losses)	$51,000	4,091
Applicable income taxes	$471,000	4,202
Income before extraordinary items	$939,000	4,763
Extraordinary gains, net	$0	1,422
Net income	$939,000	4,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	4,039
Cash dividends	$180,000	5,316
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$904,830	4,595

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.