Home > Montgomery Bank > Net charge- offs to loans
Montgomery Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0349% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5489% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0555% | 4,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0708% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0752% | 4,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1096% | 4,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1166% | 4,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1558% | 4,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1666% | 4,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 4,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1824% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1852% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0355% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2270% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 3,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 4,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0489% | 3,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0489% | 3,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 4,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 3,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1950% | 3,510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0663% | 4,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0663% | 4,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,235 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0867% | 4,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0867% | 4,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1328% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1328% | 4,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0874% | 3,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0874% | 3,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1378% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3296% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2697% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2504% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1017% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2381% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3522% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3271% | 1,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1518% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3560% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1540% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5897% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5529% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2982% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7257% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 4,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0806% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0086% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1761% | 4,188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3312% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4148% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1841% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1507% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0382% | 4,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3742% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3450% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2434% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1991% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0288% | 4,223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5529% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5392% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0980% | 4,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0980% | 4,564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2218% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 4,274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 3,724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0483% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1297% | 4,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1297% | 4,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1718% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1090% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0669% | 4,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1933% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4312% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0895% | 2,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0746% | 2,951 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1258% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1752% | 5,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6399% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1626% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3300% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0592% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0592% | 4,627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0374% | 4,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2939% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0582% | 4,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0582% | 4,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0234% | 4,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 3,863 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2284% | 4,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2284% | 4,916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1167% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1300% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5744% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 3,857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0527% | 4,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0263% | 4,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 5,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1440% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0755% | 4,031 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 3,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0864% | 2,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1280% | 5,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3920% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 4,996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1130% | 4,093 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 4,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 4,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1032% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1290% | 2,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2546% | 5,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5682% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0581% | 5,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5150% | 4,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 4,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0505% | 2,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1126% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.7444% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0478% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 2,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1728% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 2,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1686% | 5,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3304% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1224% | 2,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.1348% | 5,018 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8300% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2370% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1555% | 5,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4403% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1468% | 2,547 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 2,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.1901% | 5,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0454% | 4,681 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2327% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5159% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0491% | 2,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.3690% | 5,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0337% | 4,716 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1003% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 4,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9343% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3302% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1285% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.5454% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1524% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0499% | 4,779 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 2,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4186% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8558% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5314% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6377% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5164% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3580% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1770% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.7176% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2028% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0442% | 4,813 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6476% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7544% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4988% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6235% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9576% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3957% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3075% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0490% | 4,854 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0203% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8050% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6379% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8269% | 789 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0623% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2609% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0317% | 4,892 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6961% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 5,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3496% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6870% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2969% | 112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3277% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2463% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.7815% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3260% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0208% | 4,961 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4845% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 2,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0255% | 3,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 3,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3140% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2727% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.1079% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1647% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0183% | 5,011 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1409% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6913% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 2,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0171% | 5,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0687% | 3,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9838% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2845% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1458% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.1618% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2414% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7239% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 5,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0307% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1772% | 5,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0760% | 5,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3662% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2700% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.3270% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4790% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9433% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 5,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0497% | 5,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1490% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4787% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5098% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.2009% | 1,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9698% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1888% | 2,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5849% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 2,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4736% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1094% | 3,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1702% | 3,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4887% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5384% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 1,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1471% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 2,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9669% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 6,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4167% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2445% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1956% | 2,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4627% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4383% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 1,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8800% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3375% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0702% | 6,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6422% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1967% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1229% | 2,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4689% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4400% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0088% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9110% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5699% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1633% | 6,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6609% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2450% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2450% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6815% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6367% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 1.1152% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6173% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2509% | 661 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6924% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7389% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6830% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9746% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6849% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | 125.0000% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6271% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7703% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6610% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 1.4956% | 1,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6119% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1546% | 634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6818% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8510% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6462% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3328% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8564% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 160.0000% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7652% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7988% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7336% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 2.1783% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5075% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8788% | 1,028 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2672% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7935% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1621% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2359% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 157.9779% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1243% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9793% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1536% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 4.2554% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6086% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4156% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2823% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2135% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4698% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4833% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | 373.3333% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1759% | 2,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7174% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9465% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 2.1476% | 1,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0554% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0133% | 5,619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6830% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0890% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5877% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0758% | 4,632 |
| Percentage Net Loans Charged-off: Credit card loans | 27.7778% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0255% | 4,736 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0122% | 5,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7031% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3570% | 2,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4339% | 1,810 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0176% | 5,637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4993% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6669% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4601% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5607% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6234% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 53.3500% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3410% | 127 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 5,867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7231% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3988% | 2,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4300% | 1,602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0263% | 5,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6422% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7216% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6238% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5188% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0399% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 69.5652% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2603% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2882% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2288% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7541% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4661% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5891% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5636% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2800% | 2,637 |
| Percentage Net Loans Charged-off: Credit card loans | 118.5185% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5631% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5052% | 2,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4112% | 2,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2471% | 951 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9630% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7055% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0174% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5344% | 3,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8544% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8418% | 1,530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3255% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4959% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4158% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0415% | 2,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3372% | 731 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1878% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7391% | 939 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2808% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5283% | 2,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1494% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0495% | 1,538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1985% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 4,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 3,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0495% | 2,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5277% | 547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3241% | 2,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2232% | 1,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3445% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8097% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0587% | 6,693 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2836% | 1,476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3126% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 2,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5346% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0667% | 2,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0344% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4047% | 7,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6254% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5719% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4555% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.7113% | 2,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2324% | 2,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0504% | 561 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6104% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5032% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6315% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4766% | 3,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0337% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3064% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6433% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5709% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4661% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.7304% | 2,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3104% | 1,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6498% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6721% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6454% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 3,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2460% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1534% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5552% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3303% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.8090% | 1,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 1,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4445% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7476% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3843% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 3,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2025% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2582% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5274% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5467% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 1.5451% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2207% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5413% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6332% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 6,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2741% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4101% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7415% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4308% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 1.2537% | 1,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2275% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2818% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4446% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2515% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4751% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4116% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6850% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3541% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9347% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5449% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 1.6308% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3069% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2810% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4208% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2558% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7957% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0100% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4467% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4885% | 894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2961% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6560% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2332% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5373% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7399% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4568% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3010% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2319% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2410% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1307% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4751% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1782% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0310% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2010% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6258% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5457% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7121% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8315% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0422% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4931% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2576% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4110% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4213% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1683% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6292% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2520% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4532% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 2,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1069% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 2,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5630% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8210% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1338% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1386% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4190% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9498% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0130% | 1,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 1,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1187% | 4,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0988% | 3,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6985% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2409% | 4,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6489% | 1,296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 2,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9180% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2276% | 4,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8785% | 1,075 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2920% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4029% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2569% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3675% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4666% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2786% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3041% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1201% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 5,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2525% | 2,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0757% | 6,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5490% | 1,501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1254% | 7,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3420% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0899% | 5,650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7404% | 1,337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1520% | 7,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1128% | 5,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1694% | 7,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 6,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1410% | 4,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3871% | 7,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 4,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 3,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0246% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3142% | 3,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0417% | 6,765 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1311% | 1,132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1457% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 4,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0370% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3776% | 2,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0582% | 6,277 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3563% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2313% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 6,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0621% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 3,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0096% | 5,996 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7566% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0792% | 7,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1225% | 8,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3176% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 1,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 3,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 2,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1953% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6477% | 3,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2028% | 1,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 6,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 8,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 3,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 8,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5664% | 3,837 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2660% | 5,419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 7,608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 4,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1187% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5361% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6389% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2834% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 6,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5319% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8333% | 1,309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 6,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1032% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6138% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9184% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0515% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 7,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0968% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5714% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7178% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 7,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0459% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2390% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3651% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 7,888 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 10,869 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1226% | 6,646 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 7,887 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |