Home > Mohawk Community Bank > Income and Expense
Mohawk Community Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $45,137,000 | 751 |
| Total interest expense | $26,398,000 | 635 |
| Net interest income | $18,739,000 | 955 |
| Provision for loan and lease losses | $555,000 | 2,027 |
| Total noninterest income | $4,899,000 | 1,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,899,000 | 673 |
| Total noninterest expense | $15,987,000 | 929 |
| Salaries and employee benefits | $8,250,000 | 907 |
| Premises and equipment expense | $2,740,000 | 770 |
| Additional noninterest expense | $4,997,000 | 980 |
| Pre-tax net operating income | $7,096,000 | 1,048 |
| Securities gains (losses) | $185,000 | 1,259 |
| Applicable income taxes | $2,593,000 | 949 |
| Income before extraordinary items | $4,688,000 | 1,162 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,688,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 1,600 |
| Cash dividends | $10,005,000 | 366 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,569,600 | 1,141 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $49,031,000 | 732 |
| Total interest expense | $28,649,000 | 648 |
| Net interest income | $20,382,000 | 853 |
| Provision for loan and lease losses | $480,000 | 1,938 |
| Total noninterest income | $2,389,000 | 1,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,389,000 | 1,007 |
| Total noninterest expense | $15,209,000 | 928 |
| Salaries and employee benefits | $8,056,000 | 864 |
| Premises and equipment expense | $2,314,000 | 857 |
| Additional noninterest expense | $4,839,000 | 971 |
| Pre-tax net operating income | $7,082,000 | 1,074 |
| Securities gains (losses) | $-1,467,000 | 9,786 |
| Applicable income taxes | $2,069,000 | 1,121 |
| Income before extraordinary items | $3,546,000 | 1,492 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,546,000 | 1,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,095 |
| Cash dividends | $6,000,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,484,880 | 1,184 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $48,031,000 | 722 |
| Total interest expense | $26,482,000 | 626 |
| Net interest income | $21,549,000 | 820 |
| Provision for loan and lease losses | $790,000 | 1,200 |
| Total noninterest income | $2,217,000 | 1,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,217,000 | 1,069 |
| Total noninterest expense | $14,773,000 | 952 |
| Salaries and employee benefits | $8,027,000 | 851 |
| Premises and equipment expense | $2,307,000 | 870 |
| Additional noninterest expense | $4,439,000 | 1,062 |
| Pre-tax net operating income | $8,203,000 | 970 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,195,000 | 841 |
| Income before extraordinary items | $5,008,000 | 1,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,008,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,647 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,008,000 | 1,073 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,402,000 | 872 |
| Total interest expense | $22,584,000 | 725 |
| Net interest income | $15,818,000 | 1,067 |
| Provision for loan and lease losses | $900,000 | 1,057 |
| Total noninterest income | $1,670,000 | 2,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,670,000 | 1,309 |
| Total noninterest expense | $13,999,000 | 972 |
| Salaries and employee benefits | $6,450,000 | 1,010 |
| Premises and equipment expense | $2,630,000 | 767 |
| Additional noninterest expense | $4,919,000 | 963 |
| Pre-tax net operating income | $2,589,000 | 2,695 |
| Securities gains (losses) | $-165,000 | 10,414 |
| Applicable income taxes | $948,000 | 2,402 |
| Income before extraordinary items | $1,476,000 | 3,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,476,000 | 3,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 804 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,581,600 | 3,032 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,843,000 | 983 |
| Total interest expense | $19,669,000 | 839 |
| Net interest income | $15,174,000 | 1,160 |
| Provision for loan and lease losses | $1,163,000 | 877 |
| Total noninterest income | $1,129,000 | 2,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,129,000 | 1,621 |
| Total noninterest expense | $11,651,000 | 1,143 |
| Salaries and employee benefits | $6,193,000 | 1,068 |
| Premises and equipment expense | $2,549,000 | 798 |
| Additional noninterest expense | $2,909,000 | 1,479 |
| Pre-tax net operating income | $3,489,000 | 2,159 |
| Securities gains (losses) | $928,000 | 296 |
| Applicable income taxes | $1,689,000 | 1,533 |
| Income before extraordinary items | $2,728,000 | 1,933 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,728,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 1,005 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,134,080 | 2,375 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,583,000 | 1,097 |
| Total interest expense | $16,649,000 | 1,004 |
| Net interest income | $14,934,000 | 1,200 |
| Provision for loan and lease losses | $9,450,000 | 210 |
| Total noninterest income | $577,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $577,000 | 2,633 |
| Total noninterest expense | $12,405,000 | 1,176 |
| Salaries and employee benefits | $5,299,000 | 1,264 |
| Premises and equipment expense | $2,188,000 | 970 |
| Additional noninterest expense | $4,918,000 | 1,152 |
| Pre-tax net operating income | $-6,344,000 | 11,455 |
| Securities gains (losses) | $-103,000 | 11,216 |
| Applicable income taxes | $-2,122,000 | 11,416 |
| Income before extraordinary items | $-4,325,000 | 11,426 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-4,325,000 | 11,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,659,000 | 226 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-4,255,990 | 11,425 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,665,000 | 1,329 |
| Total interest expense | $12,710,000 | 1,306 |
| Net interest income | $12,955,000 | 1,391 |
| Provision for loan and lease losses | $1,626,000 | 673 |
| Total noninterest income | $1,393,000 | 2,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,393,000 | 1,427 |
| Total noninterest expense | $11,487,000 | 1,251 |
| Salaries and employee benefits | $4,472,000 | 1,484 |
| Premises and equipment expense | $2,023,000 | 1,052 |
| Additional noninterest expense | $4,992,000 | 1,126 |
| Pre-tax net operating income | $1,235,000 | 5,155 |
| Securities gains (losses) | $223,000 | 634 |
| Applicable income taxes | $601,000 | 3,653 |
| Income before extraordinary items | $857,000 | 5,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $857,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $927,000 | 922 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $714,280 | 5,877 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,763,000 | 1,317 |
| Total interest expense | $10,171,000 | 1,297 |
| Net interest income | $13,592,000 | 1,327 |
| Provision for loan and lease losses | $1,107,000 | 862 |
| Total noninterest income | $652,000 | 4,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $652,000 | 2,455 |
| Total noninterest expense | $10,966,000 | 1,339 |
| Salaries and employee benefits | $4,268,000 | 1,566 |
| Premises and equipment expense | $1,578,000 | 1,327 |
| Additional noninterest expense | $5,120,000 | 1,148 |
| Pre-tax net operating income | $2,171,000 | 3,214 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $249,000 | 6,553 |
| Income before extraordinary items | $1,950,000 | 2,489 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,950,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,834,000 | 591 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,925,080 | 2,538 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,751,000 | 1,330 |
| Total interest expense | $10,854,000 | 1,246 |
| Net interest income | $12,897,000 | 1,408 |
| Provision for loan and lease losses | $1,695,000 | 910 |
| Total noninterest income | $934,000 | 3,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $934,000 | 2,131 |
| Total noninterest expense | $9,360,000 | 1,617 |
| Salaries and employee benefits | $4,020,000 | 1,679 |
| Premises and equipment expense | $1,468,000 | 1,447 |
| Additional noninterest expense | $3,872,000 | 1,566 |
| Pre-tax net operating income | $2,776,000 | 2,478 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $697,000 | 3,129 |
| Income before extraordinary items | $2,081,000 | 2,404 |
| Extraordinary gains, net | $600,000 | 372 |
| Net income | $2,681,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 1,230 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,079,500 | 2,257 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,602,000 | 1,378 |
| Total interest expense | $14,299,000 | 1,233 |
| Net interest income | $12,303,000 | 1,494 |
| Provision for loan and lease losses | $529,000 | 2,878 |
| Total noninterest income | $766,000 | 4,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $766,000 | 2,363 |
| Total noninterest expense | $8,320,000 | 1,825 |
| Salaries and employee benefits | $3,910,000 | 1,699 |
| Premises and equipment expense | $1,342,000 | 1,584 |
| Additional noninterest expense | $3,068,000 | 1,963 |
| Pre-tax net operating income | $4,220,000 | 1,497 |
| Securities gains (losses) | $142,000 | 2,487 |
| Applicable income taxes | $1,863,000 | 1,189 |
| Income before extraordinary items | $2,499,000 | 1,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,499,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,408,120 | 1,740 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.