Home > Mohawk Community Bank > Net charge- offs to loans
Mohawk Community Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 5,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 3,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0869% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2824% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6756% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 5,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0406% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0633% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8100% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1855% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 6,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5461% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8062% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 41.6667% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2802% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1897% | 147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5459% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0998% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8358% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7919% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3904% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2682% | 3,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2595% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1284% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3192% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8861% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3861% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3487% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9163% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6705% | 3 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.8426% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2057% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3123% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2010% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 27.0765% | 5 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6308% | 35 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2102% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3558% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2594% | 265 |
| Percentage Net Loans Charged-off:Construction & development | -2.3337% | 1,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8689% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0260% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2394% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5280% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8508% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | -3.2051% | 1,351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7599% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7498% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 4.3379% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3643% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0844% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7347% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3039% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3776% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3833% | 3,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1383% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 1.1525% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0382% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1587% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2567% | 75 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3916% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 34.6964% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 9,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1500% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1655% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |