Home > Millennium Bank > Net charge- offs to loans
Millennium Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2242% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0427% | 4,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 4,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2783% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 1,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0789% | 4,575 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0531% | 4,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1236% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0882% | 4,606 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0546% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0616% | 4,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2036% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1038% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1164% | 4,682 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0642% | 4,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0725% | 4,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1939% | 4,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1297% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1281% | 4,588 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0776% | 4,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2389% | 4,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1028% | 4,551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2613% | 4,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | -22.8668% | 4,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -22.8668% | 4,723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1135% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0765% | 4,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,211 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0751% | 4,733 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3230% | 4,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1215% | 4,594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3578% | 4,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.5938% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -12.5938% | 4,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1565% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1011% | 4,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,053 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0699% | 3,860 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4651% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2026% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5134% | 4,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0388% | 3,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -18.0306% | 4,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -18.0306% | 4,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1377% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0286% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1293% | 4,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3902% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0775% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 3,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -29.2528% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -29.2528% | 4,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2562% | 4,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1746% | 4,685 |
| Percentage Net Loans Charged-off:Construction & development | -0.9426% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0922% | 4,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1568% | 3,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 4,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3922% | 4,491 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.8214% | 4,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.8214% | 4,674 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2774% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2076% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | -1.0936% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1016% | 4,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2049% | 3,580 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 4,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4850% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6672% | 4,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.6672% | 4,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1719% | 4,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 4,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0638% | 4,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0379% | 3,432 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0698% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6545% | 4,676 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0399% | 4,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.0399% | 4,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2525% | 4,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 3,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 3,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1062% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.0633% | 4,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.0633% | 4,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0822% | 4,772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1234% | 4,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1833% | 3,662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1128% | 4,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2017% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4894% | 4,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4894% | 4,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0876% | 4,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 4,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0621% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1127% | 4,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2533% | 3,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0896% | 4,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2445% | 4,645 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3269% | 4,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3269% | 4,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0973% | 4,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0669% | 4,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 4,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1772% | 4,838 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4294% | 3,729 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1405% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2683% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1121% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1121% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 3,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1816% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1258% | 4,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5341% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0858% | 4,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2870% | 4,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9074% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9074% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1066% | 5,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 4,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 4,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1746% | 5,036 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7028% | 3,885 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1198% | 4,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3662% | 4,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0684% | 4,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0779% | 4,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 4,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2724% | 5,112 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0280% | 3,921 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1882% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 4,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1506% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 4,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0979% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2093% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1355% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0406% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2096% | 4,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0816% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4196% | 5,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0373% | 3,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 4,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1548% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1548% | 2,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0491% | 3,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1116% | 4,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1905% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1905% | 2,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0288% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1603% | 4,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2611% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2611% | 1,994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5195% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5195% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 5,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 5,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1017% | 5,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1162% | 5,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0645% | 4,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1895% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1895% | 2,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0415% | 5,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 5,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1341% | 5,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1530% | 5,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0550% | 4,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2822% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2822% | 2,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0581% | 5,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0600% | 5,437 |
| Percentage Net Loans Charged-off:Construction & development | -0.0124% | 4,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1900% | 5,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2166% | 5,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 4,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4107% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4107% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 4,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0235% | 4,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1161% | 5,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7648% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7648% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2004% | 930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0484% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 5,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6624% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1024% | 4,366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7679% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3065% | 5,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3495% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3495% | 1,923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0499% | 4,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,355 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1384% | 4,444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2260% | 2,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0450% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1366% | 4,466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3521% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3521% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 5,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0491% | 5,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 4,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2313% | 6,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2434% | 6,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.0696% | 5,204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7038% | 6,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 5,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1741% | 4,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 5,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2239% | 5,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1485% | 5,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1485% | 5,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2543% | 6,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3041% | 6,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0676% | 5,249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9157% | 6,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 5,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0936% | 4,608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 5,216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1907% | 5,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1907% | 5,758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 5,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 5,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.0647% | 5,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 5,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2051% | 4,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 4,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2762% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2762% | 1,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 5,659 |
| Percentage Net Loans Charged-off:Construction & development | -0.0544% | 5,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 5,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1312% | 4,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 5,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5424% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5424% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3058% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.2621% | 1,264 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 5,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5784% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6468% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5392% | 6,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3034% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.9472% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 6,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3035% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3004% | 6,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0736% | 6,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 3,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0726% | 5,633 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 6,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1966% | 4,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1280% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4594% | 6,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1407% | 6,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0451% | 6,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0984% | 5,770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 6,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 6,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2270% | 4,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5956% | 6,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7972% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7032% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.1599% | 6,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7157% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2007% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4234% | 1,115 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3744% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4522% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3757% | 6,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3757% | 6,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9594% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8758% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.1966% | 6,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9185% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4664% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6454% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6517% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5843% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4420% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2776% | 740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0603% | 6,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3394% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0298% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1098% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2434% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5413% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6693% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3709% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6687% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4949% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3710% | 5,218 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4472% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6471% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2921% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9674% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 1.3737% | 1,954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 6,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7188% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4347% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4469% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8374% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6129% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5095% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2009% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8310% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 6,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 6,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1481% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0237% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3962% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8611% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4143% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2448% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0995% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1475% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0219% | 6,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 6,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9623% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 9.9068% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4139% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6923% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6075% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3197% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6409% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2115% | 506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0219% | 6,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 6,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6359% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 19.5986% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5426% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2986% | 7,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3909% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6137% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1227% | 1,327 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9070% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5903% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 4.5649% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8475% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6357% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9356% | 915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5192% | 2,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4299% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3800% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1751% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7767% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 5.1637% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1619% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4418% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8487% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2794% | 2,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6416% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6982% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6477% | 237 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6844% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 7.5157% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7829% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6618% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2251% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4275% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.4121% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3836% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2876% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7823% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 6.0623% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6182% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1640% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5449% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2530% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8909% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6795% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6462% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.6274% | 2,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4460% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 4,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0295% | 5,799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 3,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8466% | 3,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0500% | 5,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 5,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0966% | 2,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3582% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 3,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1665% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 4,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0971% | 5,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.1433% | 2,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1640% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 5,840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2604% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 6,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4704% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1638% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2000% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.2178% | 1,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3513% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5376% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 6,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9011% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3076% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5755% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7505% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3418% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9156% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4560% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2345% | 4,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 3,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2306% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2636% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0392% | 5,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 5,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 2,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0815% | 4,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1613% | 3,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 4,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1020% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4200% | 3,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1436% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4548% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 6,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5347% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 2,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9528% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 4,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.1266% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5549% | 2,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.1746% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8670% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7680% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4401% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 4,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0925% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5403% | 3,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 5,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 3,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 7,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1229% | 7,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8117% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9577% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6221% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7186% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3218% | 8,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6164% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9256% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4395% | 8,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0438% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4412% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2899% | 8,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0220% | 7,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4137% | 8,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4454% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1676% | 3,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4353% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4151% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2235% | 3,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4723% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5535% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3693% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4325% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8966% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0789% | 9,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3530% | 9,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.1775% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8242% | 9,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9368% | 9,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4233% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1007% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4325% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0532% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 42.3484% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1315% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6048% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 4,962 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |