Home > Millennial Bank > Income and Expense
Millennial Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,730,000 | 3,007 |
| Total interest expense | $2,638,000 | 2,773 |
| Net interest income | $6,092,000 | 3,084 |
| Provision for loan and lease losses | $487,000 | 1,302 |
| Total noninterest income | $534,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $81,000 | 3,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 3,063 |
| Total noninterest expense | $5,264,000 | 2,974 |
| Salaries and employee benefits | $2,822,000 | 3,015 |
| Premises and equipment expense | $717,000 | 2,465 |
| Additional noninterest expense | $453,000 | 3,063 |
| Pre-tax net operating income | $875,000 | 3,663 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-351,000 | 4,485 |
| Income before extraordinary items | $1,226,000 | 3,280 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,226,000 | 3,316 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,226,000 | 3,282 |
| Net charge-offs | $2,000 | 2,745 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 377 |
| Net operating income | $1,226,000 | 3,310 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 3,073 |
| Total interest expense | $1,700,000 | 2,813 |
| Net interest income | $4,449,000 | 3,134 |
| Provision for loan and lease losses | $172,000 | 1,797 |
| Total noninterest income | $290,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $60,000 | 3,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 3,388 |
| Total noninterest expense | $3,833,000 | 3,000 |
| Salaries and employee benefits | $2,045,000 | 3,059 |
| Premises and equipment expense | $514,000 | 2,522 |
| Additional noninterest expense | $230,000 | 3,387 |
| Pre-tax net operating income | $734,000 | 3,674 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $-379,000 | 4,552 |
| Income before extraordinary items | $1,113,000 | 3,179 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,113,000 | 3,212 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,113,000 | 3,180 |
| Net charge-offs | $2,000 | 2,475 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 361 |
| Net operating income | $1,113,000 | 3,205 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 3,107 |
| Total interest expense | $998,000 | 2,806 |
| Net interest income | $2,954,000 | 3,169 |
| Provision for loan and lease losses | $77,000 | 1,969 |
| Total noninterest income | $180,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $41,000 | 3,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,458 |
| Total noninterest expense | $2,556,000 | 3,001 |
| Salaries and employee benefits | $1,393,000 | 3,038 |
| Premises and equipment expense | $313,000 | 2,640 |
| Additional noninterest expense | $139,000 | 3,445 |
| Pre-tax net operating income | $501,000 | 3,695 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $-430,000 | 4,604 |
| Income before extraordinary items | $931,000 | 2,957 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $931,000 | 2,989 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $931,000 | 2,956 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 351 |
| Net operating income | $931,000 | 2,972 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 3,089 |
| Total interest expense | $430,000 | 2,779 |
| Net interest income | $1,555,000 | 3,113 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $90,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $22,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,470 |
| Total noninterest expense | $1,343,000 | 2,970 |
| Salaries and employee benefits | $784,000 | 2,908 |
| Premises and equipment expense | $135,000 | 2,902 |
| Additional noninterest expense | $68,000 | 3,470 |
| Pre-tax net operating income | $272,000 | 3,700 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $55,000 | 2,512 |
| Income before extraordinary items | $217,000 | 3,750 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $217,000 | 3,749 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $217,000 | 3,750 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 296 |
| Net operating income | $217,000 | 3,778 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 3,330 |
| Total interest expense | $622,000 | 2,998 |
| Net interest income | $4,990,000 | 3,345 |
| Provision for loan and lease losses | $90,000 | 2,289 |
| Total noninterest income | $479,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $70,000 | 3,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,241 |
| Total noninterest expense | $4,384,000 | 3,225 |
| Salaries and employee benefits | $2,267,000 | 3,327 |
| Premises and equipment expense | $487,000 | 3,029 |
| Additional noninterest expense | $409,000 | 3,241 |
| Pre-tax net operating income | $995,000 | 3,775 |
| Securities gains (losses) | $5,000 | 515 |
| Applicable income taxes | $249,000 | 2,529 |
| Income before extraordinary items | $751,000 | 3,873 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $751,000 | 3,872 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $751,000 | 3,873 |
| Net charge-offs | $-4,000 | 3,445 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 410 |
| Net operating income | $747,050 | 3,895 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 3,398 |
| Total interest expense | $316,000 | 3,225 |
| Net interest income | $3,543,000 | 3,401 |
| Provision for loan and lease losses | $60,000 | 2,156 |
| Total noninterest income | $459,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $51,000 | 3,782 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,007 |
| Total noninterest expense | $3,254,000 | 3,233 |
| Salaries and employee benefits | $1,680,000 | 3,329 |
| Premises and equipment expense | $355,000 | 3,060 |
| Additional noninterest expense | $408,000 | 3,007 |
| Pre-tax net operating income | $688,000 | 3,844 |
| Securities gains (losses) | $5,000 | 540 |
| Applicable income taxes | $156,000 | 2,628 |
| Income before extraordinary items | $537,000 | 3,894 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $537,000 | 3,893 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $537,000 | 3,893 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 379 |
| Net operating income | $533,050 | 3,933 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 3,457 |
| Total interest expense | $191,000 | 3,251 |
| Net interest income | $2,234,000 | 3,453 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $377,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $33,000 | 3,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 2,807 |
| Total noninterest expense | $2,162,000 | 3,235 |
| Salaries and employee benefits | $1,132,000 | 3,328 |
| Premises and equipment expense | $229,000 | 3,131 |
| Additional noninterest expense | $801,000 | 2,988 |
| Pre-tax net operating income | $419,000 | 3,824 |
| Securities gains (losses) | $5,000 | 481 |
| Applicable income taxes | $90,000 | 2,624 |
| Income before extraordinary items | $334,000 | 3,856 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $334,000 | 3,856 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $334,000 | 3,856 |
| Net charge-offs | $-4,000 | 3,378 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 372 |
| Net operating income | $330,050 | 3,899 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 3,439 |
| Total interest expense | $97,000 | 3,218 |
| Net interest income | $1,103,000 | 3,424 |
| Provision for loan and lease losses | $20,000 | 1,778 |
| Total noninterest income | $300,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $15,000 | 3,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 2,240 |
| Total noninterest expense | $1,188,000 | 3,091 |
| Salaries and employee benefits | $652,000 | 3,142 |
| Premises and equipment expense | $115,000 | 3,134 |
| Additional noninterest expense | $421,000 | 2,886 |
| Pre-tax net operating income | $195,000 | 3,761 |
| Securities gains (losses) | $5,000 | 455 |
| Applicable income taxes | $56,000 | 2,442 |
| Income before extraordinary items | $144,000 | 3,877 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $144,000 | 3,875 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $144,000 | 3,877 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 336 |
| Net operating income | $140,050 | 3,913 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 3,575 |
| Total interest expense | $471,000 | 3,252 |
| Net interest income | $4,176,000 | 3,594 |
| Provision for loan and lease losses | $170,000 | 1,863 |
| Total noninterest income | $447,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $61,000 | 3,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,502 |
| Total noninterest expense | $3,904,000 | 3,393 |
| Salaries and employee benefits | $1,999,000 | 3,523 |
| Premises and equipment expense | $496,000 | 3,054 |
| Additional noninterest expense | $1,409,000 | 3,199 |
| Pre-tax net operating income | $549,000 | 4,203 |
| Securities gains (losses) | $14,000 | 1,632 |
| Applicable income taxes | $56,000 | 3,269 |
| Income before extraordinary items | $507,000 | 4,192 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $507,000 | 4,191 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $507,000 | 4,192 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $303,000 | 375 |
| Net operating income | $494,400 | 4,190 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 3,661 |
| Total interest expense | $363,000 | 3,309 |
| Net interest income | $3,106,000 | 3,688 |
| Provision for loan and lease losses | $145,000 | 1,721 |
| Total noninterest income | $336,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $45,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 3,547 |
| Total noninterest expense | $2,941,000 | 3,405 |
| Salaries and employee benefits | $1,505,000 | 3,543 |
| Premises and equipment expense | $371,000 | 3,073 |
| Additional noninterest expense | $1,065,000 | 3,210 |
| Pre-tax net operating income | $356,000 | 4,361 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $370,000 | 4,310 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $370,000 | 4,309 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $370,000 | 4,310 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 318 |
| Net operating income | $356,000 | 4,306 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 3,723 |
| Total interest expense | $250,000 | 3,343 |
| Net interest income | $1,988,000 | 3,748 |
| Provision for loan and lease losses | $85,000 | 1,828 |
| Total noninterest income | $193,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $29,000 | 3,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 3,707 |
| Total noninterest expense | $1,909,000 | 3,461 |
| Salaries and employee benefits | $959,000 | 3,621 |
| Premises and equipment expense | $247,000 | 3,068 |
| Additional noninterest expense | $703,000 | 3,207 |
| Pre-tax net operating income | $187,000 | 4,460 |
| Securities gains (losses) | $14,000 | 1,302 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $201,000 | 4,427 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $201,000 | 4,426 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $201,000 | 4,427 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 267 |
| Net operating income | $187,000 | 4,426 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 3,727 |
| Total interest expense | $128,000 | 3,384 |
| Net interest income | $982,000 | 3,742 |
| Provision for loan and lease losses | $38,000 | 1,906 |
| Total noninterest income | $67,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $16,000 | 3,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 3,996 |
| Total noninterest expense | $941,000 | 3,479 |
| Salaries and employee benefits | $470,000 | 3,645 |
| Premises and equipment expense | $124,000 | 3,075 |
| Additional noninterest expense | $347,000 | 3,182 |
| Pre-tax net operating income | $70,000 | 4,530 |
| Securities gains (losses) | $14,000 | 969 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $84,000 | 4,474 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $84,000 | 4,473 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $84,000 | 4,474 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 331 |
| Net operating income | $70,000 | 4,503 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 3,629 |
| Total interest expense | $710,000 | 3,430 |
| Net interest income | $4,123,000 | 3,640 |
| Provision for loan and lease losses | $165,000 | 3,204 |
| Total noninterest income | $375,000 | 3,863 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $70,000 | 3,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 3,616 |
| Total noninterest expense | $4,152,000 | 3,306 |
| Salaries and employee benefits | $1,969,000 | 3,586 |
| Premises and equipment expense | $376,000 | 3,501 |
| Additional noninterest expense | $1,807,000 | 2,707 |
| Pre-tax net operating income | $181,000 | 4,554 |
| Securities gains (losses) | $221,000 | 982 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $402,000 | 4,316 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $402,000 | 4,315 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $402,000 | 4,316 |
| Net charge-offs | $48,000 | 2,410 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 378 |
| Net operating income | $181,000 | 4,525 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 3,652 |
| Total interest expense | $534,000 | 3,512 |
| Net interest income | $3,148,000 | 3,644 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $294,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $45,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 3,525 |
| Total noninterest expense | $3,180,000 | 3,269 |
| Salaries and employee benefits | $1,444,000 | 3,614 |
| Premises and equipment expense | $264,000 | 3,620 |
| Additional noninterest expense | $1,472,000 | 2,541 |
| Pre-tax net operating income | $112,000 | 4,609 |
| Securities gains (losses) | $202,000 | 886 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $314,000 | 4,325 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $314,000 | 4,323 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $314,000 | 4,325 |
| Net charge-offs | $48,000 | 2,078 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 345 |
| Net operating income | $112,000 | 4,597 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 3,627 |
| Total interest expense | $351,000 | 3,643 |
| Net interest income | $2,210,000 | 3,587 |
| Provision for loan and lease losses | $135,000 | 2,743 |
| Total noninterest income | $197,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $36,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 3,523 |
| Total noninterest expense | $2,281,000 | 3,156 |
| Salaries and employee benefits | $974,000 | 3,606 |
| Premises and equipment expense | $168,000 | 3,680 |
| Additional noninterest expense | $1,139,000 | 2,297 |
| Pre-tax net operating income | $-9,000 | 4,796 |
| Securities gains (losses) | $157,000 | 794 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $148,000 | 4,456 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $148,000 | 4,456 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $148,000 | 4,456 |
| Net charge-offs | $50,000 | 1,728 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 311 |
| Net operating income | $-9,000 | 4,790 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 3,884 |
| Total interest expense | $173,000 | 3,781 |
| Net interest income | $917,000 | 3,854 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $105,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $23,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,395 |
| Total noninterest expense | $975,000 | 3,441 |
| Salaries and employee benefits | $491,000 | 3,623 |
| Premises and equipment expense | $85,000 | 3,680 |
| Additional noninterest expense | $399,000 | 2,945 |
| Pre-tax net operating income | $2,000 | 4,740 |
| Securities gains (losses) | $59,000 | 789 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $61,000 | 4,448 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $61,000 | 4,448 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $61,000 | 4,448 |
| Net charge-offs | $34,000 | 1,369 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 347 |
| Net operating income | $2,000 | 4,745 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 4,048 |
| Total interest expense | $605,000 | 3,960 |
| Net interest income | $3,416,000 | 4,006 |
| Provision for loan and lease losses | $161,000 | 2,545 |
| Total noninterest income | $407,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $109,000 | 3,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 3,584 |
| Total noninterest expense | $3,421,000 | 3,693 |
| Salaries and employee benefits | $1,559,000 | 3,994 |
| Premises and equipment expense | $305,000 | 3,881 |
| Additional noninterest expense | $1,557,000 | 3,009 |
| Pre-tax net operating income | $241,000 | 4,734 |
| Securities gains (losses) | $74,000 | 1,082 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $315,000 | 4,610 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $315,000 | 4,612 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $315,000 | 4,612 |
| Net charge-offs | $6,000 | 3,456 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $744,000 | 247 |
| Net operating income | $241,000 | 4,703 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 4,150 |
| Total interest expense | $418,000 | 4,085 |
| Net interest income | $2,503,000 | 4,091 |
| Provision for loan and lease losses | $141,000 | 2,310 |
| Total noninterest income | $282,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $81,000 | 3,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,715 |
| Total noninterest expense | $2,486,000 | 3,772 |
| Salaries and employee benefits | $1,119,000 | 4,081 |
| Premises and equipment expense | $224,000 | 3,971 |
| Additional noninterest expense | $1,143,000 | 3,069 |
| Pre-tax net operating income | $158,000 | 4,879 |
| Securities gains (losses) | $56,000 | 1,021 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $214,000 | 4,757 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $214,000 | 4,757 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $214,000 | 4,757 |
| Net charge-offs | $11,000 | 2,925 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $711,000 | 199 |
| Net operating income | $158,000 | 4,849 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 4,220 |
| Total interest expense | $245,000 | 4,223 |
| Net interest income | $1,610,000 | 4,166 |
| Provision for loan and lease losses | $96,000 | 2,250 |
| Total noninterest income | $195,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $55,000 | 3,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 3,667 |
| Total noninterest expense | $1,608,000 | 3,849 |
| Salaries and employee benefits | $700,000 | 4,216 |
| Premises and equipment expense | $143,000 | 4,040 |
| Additional noninterest expense | $765,000 | 3,100 |
| Pre-tax net operating income | $101,000 | 4,928 |
| Securities gains (losses) | $7,000 | 1,296 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $108,000 | 4,879 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $108,000 | 4,877 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $108,000 | 4,877 |
| Net charge-offs | $9,000 | 2,635 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $670,000 | 149 |
| Net operating income | $101,000 | 4,887 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $921,000 | 4,266 |
| Total interest expense | $113,000 | 4,298 |
| Net interest income | $808,000 | 4,200 |
| Provision for loan and lease losses | $72,000 | 1,780 |
| Total noninterest income | $112,000 | 3,813 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $29,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,455 |
| Total noninterest expense | $799,000 | 3,896 |
| Salaries and employee benefits | $342,000 | 4,283 |
| Premises and equipment expense | $72,000 | 4,075 |
| Additional noninterest expense | $385,000 | 3,088 |
| Pre-tax net operating income | $49,000 | 4,953 |
| Securities gains (losses) | $7,000 | 777 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $56,000 | 4,893 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $56,000 | 4,892 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $56,000 | 4,892 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 156 |
| Net operating income | $49,000 | 4,932 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 4,538 |
| Total interest expense | $268,000 | 4,607 |
| Net interest income | $2,598,000 | 4,480 |
| Provision for loan and lease losses | $408,000 | 1,651 |
| Total noninterest income | $385,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $72,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,632 |
| Total noninterest expense | $2,835,000 | 4,075 |
| Salaries and employee benefits | $1,091,000 | 4,569 |
| Premises and equipment expense | $225,000 | 4,407 |
| Additional noninterest expense | $1,519,000 | 3,146 |
| Pre-tax net operating income | $-260,000 | 5,302 |
| Securities gains (losses) | $47,000 | 433 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-213,000 | 5,285 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-213,000 | 5,284 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-213,000 | 5,284 |
| Net charge-offs | $8,000 | 3,412 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $5,916,000 | 93 |
| Net operating income | $-260,000 | 5,297 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 4,696 |
| Total interest expense | $157,000 | 4,818 |
| Net interest income | $1,770,000 | 4,627 |
| Provision for loan and lease losses | $201,000 | 1,967 |
| Total noninterest income | $143,000 | 4,733 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $48,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,481 |
| Total noninterest expense | $1,974,000 | 4,209 |
| Salaries and employee benefits | $738,000 | 4,710 |
| Premises and equipment expense | $154,000 | 4,531 |
| Additional noninterest expense | $1,082,000 | 3,245 |
| Pre-tax net operating income | $-262,000 | 5,390 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-262,000 | 5,378 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-262,000 | 5,377 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-262,000 | 5,377 |
| Net charge-offs | $8,000 | 3,062 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $5,948,000 | 66 |
| Net operating income | $-262,000 | 5,380 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 4,986 |
| Total interest expense | $75,000 | 5,059 |
| Net interest income | $933,000 | 4,944 |
| Provision for loan and lease losses | $115,000 | 2,104 |
| Total noninterest income | $87,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $25,000 | 4,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,532 |
| Total noninterest expense | $1,190,000 | 4,408 |
| Salaries and employee benefits | $358,000 | 5,067 |
| Premises and equipment expense | $88,000 | 4,733 |
| Additional noninterest expense | $744,000 | 3,200 |
| Pre-tax net operating income | $-285,000 | 5,455 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-285,000 | 5,440 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-285,000 | 5,439 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-285,000 | 5,439 |
| Net charge-offs | $12,000 | 2,509 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $5,894,000 | 42 |
| Net operating income | $-285,000 | 5,445 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 5,023 |
| Total interest expense | $82,000 | 4,353 |
| Net interest income | $426,000 | 5,067 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $111,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 3,541 |
| Total noninterest expense | $809,000 | 3,969 |
| Salaries and employee benefits | $235,000 | 4,862 |
| Premises and equipment expense | $59,000 | 4,461 |
| Additional noninterest expense | $515,000 | 2,571 |
| Pre-tax net operating income | $-272,000 | 5,544 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-272,000 | 5,533 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-272,000 | 5,533 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-272,000 | 5,533 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-272,000 | 5,537 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 4,898 |
| Total interest expense | $344,000 | 4,217 |
| Net interest income | $1,983,000 | 4,954 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $128,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $94,000 | 4,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 5,244 |
| Total noninterest expense | $2,835,000 | 4,223 |
| Salaries and employee benefits | $1,025,000 | 4,812 |
| Premises and equipment expense | $233,000 | 4,552 |
| Additional noninterest expense | $1,577,000 | 3,131 |
| Pre-tax net operating income | $-724,000 | 5,587 |
| Securities gains (losses) | $-8,000 | 5,031 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-732,000 | 5,546 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-732,000 | 5,546 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-732,000 | 5,546 |
| Net charge-offs | $-249,000 | 5,476 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-724,000 | 5,546 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 4,927 |
| Total interest expense | $264,000 | 4,205 |
| Net interest income | $1,530,000 | 4,963 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $116,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $66,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 5,087 |
| Total noninterest expense | $2,140,000 | 4,224 |
| Salaries and employee benefits | $780,000 | 4,820 |
| Premises and equipment expense | $180,000 | 4,535 |
| Additional noninterest expense | $1,180,000 | 3,136 |
| Pre-tax net operating income | $-494,000 | 5,647 |
| Securities gains (losses) | $-48,000 | 5,588 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-542,000 | 5,656 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-542,000 | 5,656 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-542,000 | 5,656 |
| Net charge-offs | $-195,000 | 5,483 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-494,000 | 5,650 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,908 |
| Total interest expense | $179,000 | 4,162 |
| Net interest income | $1,057,000 | 4,961 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $11,000 | 5,674 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $41,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-30,000 | 5,737 |
| Total noninterest expense | $1,430,000 | 4,247 |
| Salaries and employee benefits | $504,000 | 4,895 |
| Premises and equipment expense | $121,000 | 4,546 |
| Additional noninterest expense | $805,000 | 3,102 |
| Pre-tax net operating income | $-362,000 | 5,705 |
| Securities gains (losses) | $-49,000 | 5,665 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-411,000 | 5,708 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-411,000 | 5,708 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-411,000 | 5,708 |
| Net charge-offs | $-214,000 | 5,597 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-362,000 | 5,699 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 4,864 |
| Total interest expense | $95,000 | 4,098 |
| Net interest income | $555,000 | 4,927 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $57,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $19,000 | 4,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,581 |
| Total noninterest expense | $685,000 | 4,360 |
| Salaries and employee benefits | $239,000 | 5,014 |
| Premises and equipment expense | $57,000 | 4,655 |
| Additional noninterest expense | $389,000 | 3,166 |
| Pre-tax net operating income | $-73,000 | 5,713 |
| Securities gains (losses) | $-49,000 | 5,772 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-122,000 | 5,746 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-122,000 | 5,745 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-122,000 | 5,746 |
| Net charge-offs | $-93,000 | 5,603 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-73,000 | 5,717 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 4,953 |
| Total interest expense | $523,000 | 3,568 |
| Net interest income | $1,961,000 | 5,128 |
| Provision for loan and lease losses | $108,000 | 3,056 |
| Total noninterest income | $239,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $87,000 | 4,667 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $152,000 | 4,640 |
| Total noninterest expense | $2,722,000 | 4,418 |
| Salaries and employee benefits | $1,096,000 | 4,888 |
| Premises and equipment expense | $237,000 | 4,687 |
| Additional noninterest expense | $1,389,000 | 3,500 |
| Pre-tax net operating income | $-630,000 | 5,809 |
| Securities gains (losses) | $45,000 | 1,907 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-585,000 | 5,806 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-585,000 | 5,805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-585,000 | 5,805 |
| Net charge-offs | $343,000 | 1,408 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-630,000 | 5,805 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 4,978 |
| Total interest expense | $431,000 | 3,418 |
| Net interest income | $1,457,000 | 5,190 |
| Provision for loan and lease losses | $108,000 | 2,656 |
| Total noninterest income | $185,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $70,000 | 4,621 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $115,000 | 4,669 |
| Total noninterest expense | $2,024,000 | 4,450 |
| Salaries and employee benefits | $827,000 | 4,886 |
| Premises and equipment expense | $180,000 | 4,694 |
| Additional noninterest expense | $1,017,000 | 3,572 |
| Pre-tax net operating income | $-490,000 | 5,878 |
| Securities gains (losses) | $45,000 | 1,839 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-445,000 | 5,885 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-445,000 | 5,885 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-445,000 | 5,885 |
| Net charge-offs | $351,000 | 1,029 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-490,000 | 5,886 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 4,992 |
| Total interest expense | $326,000 | 3,176 |
| Net interest income | $967,000 | 5,245 |
| Provision for loan and lease losses | $108,000 | 2,239 |
| Total noninterest income | $104,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $49,000 | 4,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 4,984 |
| Total noninterest expense | $1,393,000 | 4,436 |
| Salaries and employee benefits | $565,000 | 4,904 |
| Premises and equipment expense | $120,000 | 4,724 |
| Additional noninterest expense | $708,000 | 3,511 |
| Pre-tax net operating income | $-430,000 | 5,971 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-385,000 | 5,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-385,000 | 5,964 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-385,000 | 5,964 |
| Net charge-offs | $349,000 | 773 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-430,000 | 5,967 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $669,000 | 4,996 |
| Total interest expense | $159,000 | 3,240 |
| Net interest income | $510,000 | 5,214 |
| Provision for loan and lease losses | $108,000 | 1,449 |
| Total noninterest income | $46,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $24,000 | 4,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $22,000 | 5,163 |
| Total noninterest expense | $703,000 | 4,442 |
| Salaries and employee benefits | $286,000 | 4,920 |
| Premises and equipment expense | $58,000 | 4,801 |
| Additional noninterest expense | $359,000 | 3,487 |
| Pre-tax net operating income | $-255,000 | 6,019 |
| Securities gains (losses) | $33,000 | 1,008 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-222,000 | 6,016 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-222,000 | 6,017 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-222,000 | 6,016 |
| Net charge-offs | $118,000 | 924 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-255,000 | 6,024 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 4,854 |
| Total interest expense | $655,000 | 3,193 |
| Net interest income | $2,325,000 | 5,019 |
| Provision for loan and lease losses | $1,647,000 | 539 |
| Total noninterest income | $119,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $139,000 | 4,247 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-20,000 | 6,075 |
| Total noninterest expense | $2,882,000 | 4,423 |
| Salaries and employee benefits | $1,114,000 | 4,999 |
| Premises and equipment expense | $273,000 | 4,629 |
| Additional noninterest expense | $1,495,000 | 3,405 |
| Pre-tax net operating income | $-2,085,000 | 6,138 |
| Securities gains (losses) | $32,000 | 1,944 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-2,053,000 | 6,134 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,053,000 | 6,134 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,053,000 | 6,134 |
| Net charge-offs | $1,538,000 | 483 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-2,085,000 | 6,130 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 4,904 |
| Total interest expense | $488,000 | 3,256 |
| Net interest income | $1,759,000 | 5,073 |
| Provision for loan and lease losses | $1,051,000 | 565 |
| Total noninterest income | $168,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $114,000 | 4,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,368 |
| Total noninterest expense | $2,097,000 | 4,505 |
| Salaries and employee benefits | $838,000 | 5,023 |
| Premises and equipment expense | $206,000 | 4,665 |
| Additional noninterest expense | $1,053,000 | 3,560 |
| Pre-tax net operating income | $-1,221,000 | 6,216 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-1,221,000 | 6,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,221,000 | 6,215 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,221,000 | 6,215 |
| Net charge-offs | $993,000 | 503 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,221,000 | 6,212 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 4,966 |
| Total interest expense | $324,000 | 3,287 |
| Net interest income | $1,148,000 | 5,141 |
| Provision for loan and lease losses | $765,000 | 535 |
| Total noninterest income | $51,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $76,000 | 4,165 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-25,000 | 6,257 |
| Total noninterest expense | $1,328,000 | 4,656 |
| Salaries and employee benefits | $542,000 | 5,106 |
| Premises and equipment expense | $137,000 | 4,718 |
| Additional noninterest expense | $649,000 | 3,788 |
| Pre-tax net operating income | $-894,000 | 6,283 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-894,000 | 6,285 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-894,000 | 6,285 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-894,000 | 6,285 |
| Net charge-offs | $236,000 | 1,077 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-894,000 | 6,283 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 5,016 |
| Total interest expense | $159,000 | 3,359 |
| Net interest income | $570,000 | 5,190 |
| Provision for loan and lease losses | $237,000 | 791 |
| Total noninterest income | $92,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $43,000 | 3,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 4,536 |
| Total noninterest expense | $623,000 | 4,825 |
| Salaries and employee benefits | $276,000 | 5,131 |
| Premises and equipment expense | $70,000 | 4,719 |
| Additional noninterest expense | $277,000 | 4,138 |
| Pre-tax net operating income | $-198,000 | 6,290 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-198,000 | 6,304 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-198,000 | 6,305 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-198,000 | 6,305 |
| Net charge-offs | $150,000 | 869 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-198,000 | 6,295 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 4,800 |
| Total interest expense | $690,000 | 3,348 |
| Net interest income | $2,739,000 | 4,986 |
| Provision for loan and lease losses | $741,000 | 1,087 |
| Total noninterest income | $549,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $182,000 | 4,082 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $367,000 | 3,734 |
| Total noninterest expense | $3,568,000 | 4,094 |
| Salaries and employee benefits | $1,599,000 | 4,481 |
| Premises and equipment expense | $286,000 | 4,760 |
| Additional noninterest expense | $1,683,000 | 3,271 |
| Pre-tax net operating income | $-1,021,000 | 6,362 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $9,000 | 4,216 |
| Income before extraordinary items | $-1,030,000 | 6,371 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,030,000 | 6,371 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,030,000 | 6,371 |
| Net charge-offs | $1,468,000 | 662 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,030,000 | 6,370 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 4,782 |
| Total interest expense | $522,000 | 3,375 |
| Net interest income | $2,124,000 | 4,975 |
| Provision for loan and lease losses | $737,000 | 858 |
| Total noninterest income | $551,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $137,000 | 4,113 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $414,000 | 3,187 |
| Total noninterest expense | $2,515,000 | 4,260 |
| Salaries and employee benefits | $1,311,000 | 4,292 |
| Premises and equipment expense | $210,000 | 4,855 |
| Additional noninterest expense | $994,000 | 3,851 |
| Pre-tax net operating income | $-577,000 | 6,405 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-577,000 | 6,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-577,000 | 6,407 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-577,000 | 6,407 |
| Net charge-offs | $1,407,000 | 515 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-577,000 | 6,408 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 4,762 |
| Total interest expense | $347,000 | 3,407 |
| Net interest income | $1,454,000 | 4,942 |
| Provision for loan and lease losses | $736,000 | 622 |
| Total noninterest income | $402,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $94,000 | 4,049 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $308,000 | 3,003 |
| Total noninterest expense | $1,734,000 | 4,200 |
| Salaries and employee benefits | $917,000 | 4,223 |
| Premises and equipment expense | $136,000 | 4,932 |
| Additional noninterest expense | $681,000 | 3,807 |
| Pre-tax net operating income | $-614,000 | 6,533 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-614,000 | 6,542 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-614,000 | 6,542 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-614,000 | 6,542 |
| Net charge-offs | $247,000 | 1,412 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-614,000 | 6,541 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 4,877 |
| Total interest expense | $172,000 | 3,467 |
| Net interest income | $699,000 | 5,056 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $160,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $112,000 | 3,404 |
| Total noninterest expense | $869,000 | 4,224 |
| Salaries and employee benefits | $475,000 | 4,173 |
| Premises and equipment expense | $65,000 | 5,084 |
| Additional noninterest expense | $329,000 | 3,904 |
| Pre-tax net operating income | $-60,000 | 6,385 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-60,000 | 6,403 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-60,000 | 6,403 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-60,000 | 6,404 |
| Net charge-offs | $56,000 | 1,774 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-60,000 | 6,398 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 4,812 |
| Total interest expense | $720,000 | 3,684 |
| Net interest income | $2,981,000 | 4,945 |
| Provision for loan and lease losses | $750,000 | 1,404 |
| Total noninterest income | $880,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $222,000 | 3,925 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $658,000 | 2,959 |
| Total noninterest expense | $3,727,000 | 4,092 |
| Salaries and employee benefits | $2,002,000 | 4,071 |
| Premises and equipment expense | $297,000 | 4,877 |
| Additional noninterest expense | $1,428,000 | 3,774 |
| Pre-tax net operating income | $-616,000 | 6,499 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-616,000 | 6,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-616,000 | 6,517 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-616,000 | 6,517 |
| Net charge-offs | $852,000 | 1,422 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-616,000 | 6,502 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 4,832 |
| Total interest expense | $546,000 | 3,745 |
| Net interest income | $2,259,000 | 4,967 |
| Provision for loan and lease losses | $748,000 | 1,127 |
| Total noninterest income | $721,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $171,000 | 3,912 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $550,000 | 2,870 |
| Total noninterest expense | $2,650,000 | 4,241 |
| Salaries and employee benefits | $1,536,000 | 4,036 |
| Premises and equipment expense | $227,000 | 4,864 |
| Additional noninterest expense | $887,000 | 4,235 |
| Pre-tax net operating income | $-418,000 | 6,589 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-418,000 | 6,611 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-418,000 | 6,612 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-418,000 | 6,612 |
| Net charge-offs | $549,000 | 1,506 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-418,000 | 6,603 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 4,837 |
| Total interest expense | $369,000 | 3,769 |
| Net interest income | $1,511,000 | 4,962 |
| Provision for loan and lease losses | $157,000 | 2,389 |
| Total noninterest income | $519,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $110,000 | 3,948 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $409,000 | 2,772 |
| Total noninterest expense | $1,731,000 | 4,326 |
| Salaries and employee benefits | $1,032,000 | 4,035 |
| Premises and equipment expense | $151,000 | 4,880 |
| Additional noninterest expense | $548,000 | 4,418 |
| Pre-tax net operating income | $142,000 | 5,627 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $142,000 | 5,596 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $142,000 | 5,599 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $142,000 | 5,599 |
| Net charge-offs | $484,000 | 1,281 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $142,000 | 5,497 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 4,816 |
| Total interest expense | $188,000 | 3,810 |
| Net interest income | $775,000 | 4,933 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $251,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $197,000 | 2,795 |
| Total noninterest expense | $854,000 | 4,391 |
| Salaries and employee benefits | $521,000 | 4,063 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $257,000 | 4,586 |
| Pre-tax net operating income | $97,000 | 5,352 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $97,000 | 5,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $97,000 | 5,285 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $97,000 | 5,285 |
| Net charge-offs | $81,000 | 2,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $97,000 | 5,183 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 4,517 |
| Total interest expense | $1,022,000 | 3,556 |
| Net interest income | $3,570,000 | 4,701 |
| Provision for loan and lease losses | $881,000 | 1,928 |
| Total noninterest income | $1,164,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $244,000 | 3,910 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $920,000 | 2,490 |
| Total noninterest expense | $4,043,000 | 4,008 |
| Salaries and employee benefits | $2,135,000 | 3,980 |
| Premises and equipment expense | $328,000 | 4,774 |
| Additional noninterest expense | $1,580,000 | 3,665 |
| Pre-tax net operating income | $-190,000 | 6,346 |
| Securities gains (losses) | $308,000 | 1,351 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $118,000 | 6,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $118,000 | 6,004 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $118,000 | 6,007 |
| Net charge-offs | $713,000 | 2,210 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-190,000 | 6,365 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 4,510 |
| Total interest expense | $809,000 | 3,562 |
| Net interest income | $2,744,000 | 4,708 |
| Provision for loan and lease losses | $845,000 | 1,646 |
| Total noninterest income | $869,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $182,000 | 3,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $687,000 | 2,496 |
| Total noninterest expense | $3,078,000 | 3,986 |
| Salaries and employee benefits | $1,618,000 | 3,950 |
| Premises and equipment expense | $256,000 | 4,740 |
| Additional noninterest expense | $1,204,000 | 3,652 |
| Pre-tax net operating income | $-310,000 | 6,592 |
| Securities gains (losses) | $288,000 | 1,155 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-22,000 | 6,446 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-22,000 | 6,444 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-22,000 | 6,444 |
| Net charge-offs | $663,000 | 1,877 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-310,000 | 6,609 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 4,454 |
| Total interest expense | $585,000 | 3,459 |
| Net interest income | $1,872,000 | 4,670 |
| Provision for loan and lease losses | $54,000 | 4,513 |
| Total noninterest income | $541,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $112,000 | 4,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $429,000 | 2,550 |
| Total noninterest expense | $2,011,000 | 4,079 |
| Salaries and employee benefits | $1,107,000 | 3,910 |
| Premises and equipment expense | $174,000 | 4,700 |
| Additional noninterest expense | $730,000 | 3,875 |
| Pre-tax net operating income | $348,000 | 4,654 |
| Securities gains (losses) | $219,000 | 1,044 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $567,000 | 3,760 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $567,000 | 3,761 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $567,000 | 3,762 |
| Net charge-offs | $396,000 | 2,015 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $348,000 | 4,404 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 4,501 |
| Total interest expense | $310,000 | 3,445 |
| Net interest income | $922,000 | 4,743 |
| Provision for loan and lease losses | $54,000 | 3,614 |
| Total noninterest income | $320,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 2,244 |
| Total noninterest expense | $986,000 | 4,138 |
| Salaries and employee benefits | $573,000 | 3,840 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $323,000 | 4,190 |
| Pre-tax net operating income | $202,000 | 4,505 |
| Securities gains (losses) | $151,000 | 713 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $353,000 | 3,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $353,000 | 3,334 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $353,000 | 3,334 |
| Net charge-offs | $127,000 | 2,244 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $202,000 | 4,209 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 4,337 |
| Total interest expense | $1,690,000 | 3,142 |
| Net interest income | $3,764,000 | 4,700 |
| Provision for loan and lease losses | $1,292,000 | 2,065 |
| Total noninterest income | $954,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $254,000 | 3,927 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $700,000 | 2,637 |
| Total noninterest expense | $4,672,000 | 3,710 |
| Salaries and employee benefits | $2,182,000 | 3,920 |
| Premises and equipment expense | $420,000 | 4,457 |
| Additional noninterest expense | $2,070,000 | 3,042 |
| Pre-tax net operating income | $-1,246,000 | 6,645 |
| Securities gains (losses) | $121,000 | 1,905 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,125,000 | 6,681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,125,000 | 6,682 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,125,000 | 6,681 |
| Net charge-offs | $835,000 | 2,576 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,246,000 | 6,671 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 4,380 |
| Total interest expense | $1,337,000 | 3,131 |
| Net interest income | $2,755,000 | 4,798 |
| Provision for loan and lease losses | $702,000 | 2,435 |
| Total noninterest income | $843,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $198,000 | 3,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $645,000 | 2,326 |
| Total noninterest expense | $3,243,000 | 3,916 |
| Salaries and employee benefits | $1,611,000 | 3,973 |
| Premises and equipment expense | $325,000 | 4,441 |
| Additional noninterest expense | $1,307,000 | 3,486 |
| Pre-tax net operating income | $-347,000 | 6,507 |
| Securities gains (losses) | $121,000 | 1,613 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-226,000 | 6,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-226,000 | 6,530 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-226,000 | 6,530 |
| Net charge-offs | $726,000 | 2,247 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-347,000 | 6,555 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 4,419 |
| Total interest expense | $944,000 | 3,097 |
| Net interest income | $1,782,000 | 4,896 |
| Provision for loan and lease losses | $588,000 | 2,134 |
| Total noninterest income | $587,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $127,000 | 3,919 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 2,226 |
| Total noninterest expense | $2,217,000 | 3,895 |
| Salaries and employee benefits | $1,076,000 | 4,004 |
| Premises and equipment expense | $220,000 | 4,444 |
| Additional noninterest expense | $921,000 | 3,399 |
| Pre-tax net operating income | $-436,000 | 6,751 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-436,000 | 6,807 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-436,000 | 6,806 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-436,000 | 6,807 |
| Net charge-offs | $151,000 | 3,394 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-436,000 | 6,798 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 4,459 |
| Total interest expense | $493,000 | 3,077 |
| Net interest income | $860,000 | 4,987 |
| Provision for loan and lease losses | $33,000 | 4,543 |
| Total noninterest income | $272,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $211,000 | 2,397 |
| Total noninterest expense | $1,074,000 | 4,002 |
| Salaries and employee benefits | $573,000 | 3,860 |
| Premises and equipment expense | $110,000 | 4,476 |
| Additional noninterest expense | $391,000 | 3,791 |
| Pre-tax net operating income | $25,000 | 6,043 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $25,000 | 6,056 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $25,000 | 6,055 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $25,000 | 6,056 |
| Net charge-offs | $128,000 | 2,503 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $25,000 | 6,026 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 4,397 |
| Total interest expense | $2,229,000 | 3,275 |
| Net interest income | $3,622,000 | 4,859 |
| Provision for loan and lease losses | $386,000 | 4,500 |
| Total noninterest income | $1,506,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $336,000 | 3,427 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,170,000 | 1,984 |
| Total noninterest expense | $4,145,000 | 4,120 |
| Salaries and employee benefits | $1,997,000 | 4,241 |
| Premises and equipment expense | $525,000 | 4,046 |
| Additional noninterest expense | $1,623,000 | 3,792 |
| Pre-tax net operating income | $597,000 | 4,155 |
| Securities gains (losses) | $47,000 | 2,700 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $644,000 | 3,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $644,000 | 3,973 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $644,000 | 3,974 |
| Net charge-offs | $665,000 | 3,248 |
| Cash dividends | $520,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $597,000 | 3,941 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 4,478 |
| Total interest expense | $1,697,000 | 3,360 |
| Net interest income | $2,682,000 | 4,945 |
| Provision for loan and lease losses | $249,000 | 4,599 |
| Total noninterest income | $1,073,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $264,000 | 3,400 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $809,000 | 2,055 |
| Total noninterest expense | $2,977,000 | 4,259 |
| Salaries and employee benefits | $1,492,000 | 4,283 |
| Premises and equipment expense | $394,000 | 4,130 |
| Additional noninterest expense | $1,091,000 | 4,061 |
| Pre-tax net operating income | $529,000 | 4,130 |
| Securities gains (losses) | $47,000 | 2,448 |
| Applicable income taxes | $37,000 | 3,726 |
| Income before extraordinary items | $539,000 | 3,979 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $539,000 | 3,981 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $539,000 | 3,981 |
| Net charge-offs | $131,000 | 4,638 |
| Cash dividends | $390,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $494,820 | 3,986 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 4,555 |
| Total interest expense | $1,130,000 | 3,462 |
| Net interest income | $1,756,000 | 5,019 |
| Provision for loan and lease losses | $161,000 | 4,524 |
| Total noninterest income | $639,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $182,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $457,000 | 2,221 |
| Total noninterest expense | $1,900,000 | 4,382 |
| Salaries and employee benefits | $938,000 | 4,466 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $696,000 | 4,189 |
| Pre-tax net operating income | $334,000 | 4,253 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $22,000 | 3,744 |
| Income before extraordinary items | $312,000 | 4,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $312,000 | 4,224 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $312,000 | 4,224 |
| Net charge-offs | $77,000 | 4,511 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $312,000 | 4,093 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 4,677 |
| Total interest expense | $565,000 | 3,596 |
| Net interest income | $842,000 | 5,158 |
| Provision for loan and lease losses | $44,000 | 5,047 |
| Total noninterest income | $241,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $94,000 | 3,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $147,000 | 2,876 |
| Total noninterest expense | $887,000 | 4,629 |
| Salaries and employee benefits | $430,000 | 4,789 |
| Premises and equipment expense | $136,000 | 4,147 |
| Additional noninterest expense | $321,000 | 4,404 |
| Pre-tax net operating income | $152,000 | 4,536 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $142,000 | 4,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 4,476 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $142,000 | 4,475 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $142,000 | 4,364 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 4,770 |
| Total interest expense | $2,494,000 | 3,894 |
| Net interest income | $3,202,000 | 5,215 |
| Provision for loan and lease losses | $1,016,000 | 3,480 |
| Total noninterest income | $1,155,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $445,000 | 3,116 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $710,000 | 2,636 |
| Total noninterest expense | $3,680,000 | 4,572 |
| Salaries and employee benefits | $1,598,000 | 5,010 |
| Premises and equipment expense | $591,000 | 3,914 |
| Additional noninterest expense | $1,491,000 | 4,087 |
| Pre-tax net operating income | $-339,000 | 5,846 |
| Securities gains (losses) | $99,000 | 2,150 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-240,000 | 5,861 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-240,000 | 5,860 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-240,000 | 5,860 |
| Net charge-offs | $544,000 | 3,676 |
| Cash dividends | $464,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-339,000 | 5,959 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,253,000 | 4,842 |
| Total interest expense | $1,906,000 | 3,976 |
| Net interest income | $2,347,000 | 5,291 |
| Provision for loan and lease losses | $340,000 | 4,414 |
| Total noninterest income | $798,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $336,000 | 3,115 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $462,000 | 2,945 |
| Total noninterest expense | $2,568,000 | 4,793 |
| Salaries and employee benefits | $1,161,000 | 5,140 |
| Premises and equipment expense | $443,000 | 3,963 |
| Additional noninterest expense | $964,000 | 4,507 |
| Pre-tax net operating income | $237,000 | 4,768 |
| Securities gains (losses) | $99,000 | 1,847 |
| Applicable income taxes | $22,000 | 3,755 |
| Income before extraordinary items | $314,000 | 4,380 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $314,000 | 4,377 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $314,000 | 4,380 |
| Net charge-offs | $283,000 | 3,801 |
| Cash dividends | $405,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $221,930 | 4,685 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 4,913 |
| Total interest expense | $1,293,000 | 4,054 |
| Net interest income | $1,509,000 | 5,394 |
| Provision for loan and lease losses | $305,000 | 3,656 |
| Total noninterest income | $578,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $223,000 | 3,112 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $355,000 | 2,720 |
| Total noninterest expense | $1,692,000 | 4,871 |
| Salaries and employee benefits | $789,000 | 5,139 |
| Premises and equipment expense | $291,000 | 4,028 |
| Additional noninterest expense | $612,000 | 4,669 |
| Pre-tax net operating income | $90,000 | 5,288 |
| Securities gains (losses) | $99,000 | 1,501 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $177,000 | 4,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $177,000 | 4,684 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $177,000 | 4,684 |
| Net charge-offs | $202,000 | 3,405 |
| Cash dividends | $275,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $83,940 | 5,240 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 4,993 |
| Total interest expense | $676,000 | 4,048 |
| Net interest income | $705,000 | 5,566 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $273,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $109,000 | 3,102 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $164,000 | 2,824 |
| Total noninterest expense | $853,000 | 4,759 |
| Salaries and employee benefits | $396,000 | 5,178 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $-55,000 | 6,507 |
| Securities gains (losses) | $99,000 | 1,003 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $41,000 | 5,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 5,833 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $41,000 | 5,833 |
| Net charge-offs | $152,000 | 2,401 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-51,070 | 6,554 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 4,998 |
| Total interest expense | $2,569,000 | 4,670 |
| Net interest income | $3,292,000 | 5,146 |
| Provision for loan and lease losses | $768,000 | 3,112 |
| Total noninterest income | $981,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $517,000 | 2,937 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $464,000 | 3,318 |
| Total noninterest expense | $3,314,000 | 4,805 |
| Salaries and employee benefits | $1,574,000 | 5,186 |
| Premises and equipment expense | $584,000 | 4,021 |
| Additional noninterest expense | $1,156,000 | 4,404 |
| Pre-tax net operating income | $191,000 | 5,778 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $191,000 | 5,519 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $191,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 3,156 |
| Cash dividends | $525,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $191,000 | 5,670 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 5,074 |
| Total interest expense | $1,825,000 | 4,938 |
| Net interest income | $2,568,000 | 5,084 |
| Provision for loan and lease losses | $137,000 | 4,732 |
| Total noninterest income | $718,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $387,000 | 2,966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $331,000 | 3,519 |
| Total noninterest expense | $2,484,000 | 4,774 |
| Salaries and employee benefits | $1,188,000 | 5,199 |
| Premises and equipment expense | $429,000 | 4,080 |
| Additional noninterest expense | $867,000 | 4,319 |
| Pre-tax net operating income | $665,000 | 4,444 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $43,000 | 4,206 |
| Income before extraordinary items | $624,000 | 4,060 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $624,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,383 |
| Cash dividends | $375,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $622,120 | 4,215 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 5,174 |
| Total interest expense | $1,167,000 | 5,197 |
| Net interest income | $1,732,000 | 5,051 |
| Provision for loan and lease losses | $91,000 | 4,384 |
| Total noninterest income | $355,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $257,000 | 2,939 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $98,000 | 5,095 |
| Total noninterest expense | $1,525,000 | 5,074 |
| Salaries and employee benefits | $742,000 | 5,435 |
| Premises and equipment expense | $257,000 | 4,428 |
| Additional noninterest expense | $526,000 | 4,583 |
| Pre-tax net operating income | $471,000 | 4,470 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $440,000 | 4,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,733 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $440,000 | 4,221 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 5,244 |
| Total interest expense | $576,000 | 5,406 |
| Net interest income | $889,000 | 4,985 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $161,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $124,000 | 2,985 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $756,000 | 5,110 |
| Salaries and employee benefits | $372,000 | 5,460 |
| Premises and equipment expense | $123,000 | 4,560 |
| Additional noninterest expense | $261,000 | 4,550 |
| Pre-tax net operating income | $249,000 | 4,540 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $16,000 | 4,511 |
| Income before extraordinary items | $233,000 | 4,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,080 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $233,000 | 4,242 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,105,000 | 5,172 |
| Total interest expense | $2,121,000 | 5,699 |
| Net interest income | $3,984,000 | 4,637 |
| Provision for loan and lease losses | $185,000 | 3,989 |
| Total noninterest income | $887,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $478,000 | 3,140 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $409,000 | 3,686 |
| Total noninterest expense | $2,999,000 | 5,008 |
| Salaries and employee benefits | $1,374,000 | 5,570 |
| Premises and equipment expense | $442,000 | 4,727 |
| Additional noninterest expense | $1,183,000 | 4,116 |
| Pre-tax net operating income | $1,687,000 | 3,684 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $98,000 | 4,498 |
| Income before extraordinary items | $1,589,000 | 3,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,589,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,272 |
| Cash dividends | $685,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,298 |
| Net operating income | $1,589,000 | 3,303 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,587,000 | 5,177 |
| Total interest expense | $1,544,000 | 5,803 |
| Net interest income | $3,043,000 | 4,603 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $690,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $340,000 | 3,267 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $350,000 | 3,457 |
| Total noninterest expense | $2,281,000 | 4,936 |
| Salaries and employee benefits | $1,096,000 | 5,362 |
| Premises and equipment expense | $320,000 | 4,814 |
| Additional noninterest expense | $865,000 | 4,136 |
| Pre-tax net operating income | $1,342,000 | 3,709 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $87,000 | 4,560 |
| Income before extraordinary items | $1,255,000 | 3,366 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,255,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,803 |
| Cash dividends | $510,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,138 |
| Net operating income | $1,255,000 | 3,355 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 5,211 |
| Total interest expense | $1,001,000 | 5,875 |
| Net interest income | $2,038,000 | 4,613 |
| Provision for loan and lease losses | $87,000 | 3,577 |
| Total noninterest income | $521,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $210,000 | 3,418 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $311,000 | 2,953 |
| Total noninterest expense | $1,523,000 | 4,963 |
| Salaries and employee benefits | $758,000 | 5,299 |
| Premises and equipment expense | $217,000 | 4,776 |
| Additional noninterest expense | $548,000 | 4,293 |
| Pre-tax net operating income | $949,000 | 3,652 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $62,000 | 4,578 |
| Income before extraordinary items | $887,000 | 3,291 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $887,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,116 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,036 |
| Net operating income | $887,000 | 3,269 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 5,287 |
| Total interest expense | $495,000 | 5,885 |
| Net interest income | $992,000 | 4,706 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $331,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $117,000 | 3,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $214,000 | 2,443 |
| Total noninterest expense | $740,000 | 5,058 |
| Salaries and employee benefits | $378,000 | 5,346 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $263,000 | 4,369 |
| Pre-tax net operating income | $538,000 | 3,356 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $35,000 | 4,487 |
| Income before extraordinary items | $503,000 | 3,017 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $503,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,327 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 868 |
| Net operating income | $503,000 | 3,000 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 5,257 |
| Total interest expense | $1,728,000 | 5,790 |
| Net interest income | $3,820,000 | 4,790 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $721,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $442,000 | 3,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $279,000 | 4,444 |
| Total noninterest expense | $2,712,000 | 5,221 |
| Salaries and employee benefits | $1,242,000 | 5,793 |
| Premises and equipment expense | $370,000 | 5,163 |
| Additional noninterest expense | $1,100,000 | 4,207 |
| Pre-tax net operating income | $1,679,000 | 4,037 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $81,000 | 5,134 |
| Income before extraordinary items | $1,598,000 | 3,630 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,598,000 | 3,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,639 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,233 |
| Net operating income | $1,598,000 | 3,608 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 5,323 |
| Total interest expense | $1,240,000 | 5,838 |
| Net interest income | $2,822,000 | 4,868 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $581,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $345,000 | 3,257 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $1,967,000 | 5,317 |
| Salaries and employee benefits | $958,000 | 5,677 |
| Premises and equipment expense | $292,000 | 5,029 |
| Additional noninterest expense | $717,000 | 4,624 |
| Pre-tax net operating income | $1,316,000 | 4,075 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $84,000 | 5,083 |
| Income before extraordinary items | $1,232,000 | 3,669 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,232,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,127 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,026 |
| Net operating income | $1,232,000 | 3,656 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 5,381 |
| Total interest expense | $784,000 | 5,857 |
| Net interest income | $1,838,000 | 4,968 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $300,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $222,000 | 3,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 5,602 |
| Total noninterest expense | $1,278,000 | 5,403 |
| Salaries and employee benefits | $622,000 | 5,782 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $464,000 | 4,716 |
| Pre-tax net operating income | $810,000 | 4,311 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $51,000 | 5,214 |
| Income before extraordinary items | $759,000 | 3,860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $759,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $800,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $759,000 | 3,849 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 5,374 |
| Total interest expense | $375,000 | 5,856 |
| Net interest income | $920,000 | 4,957 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $133,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $612,000 | 5,554 |
| Salaries and employee benefits | $303,000 | 5,899 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $233,000 | 4,678 |
| Pre-tax net operating income | $411,000 | 4,216 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $384,000 | 3,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $384,000 | 3,785 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 5,461 |
| Total interest expense | $1,088,000 | 6,081 |
| Net interest income | $3,452,000 | 5,064 |
| Provision for loan and lease losses | $404,000 | 2,261 |
| Total noninterest income | $841,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $454,000 | 3,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $387,000 | 3,829 |
| Total noninterest expense | $2,353,000 | 5,573 |
| Salaries and employee benefits | $1,190,000 | 5,825 |
| Premises and equipment expense | $358,000 | 5,209 |
| Additional noninterest expense | $805,000 | 5,147 |
| Pre-tax net operating income | $1,536,000 | 4,314 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $69,000 | 5,647 |
| Income before extraordinary items | $1,467,000 | 3,836 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,467,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,676 |
| Cash dividends | $760,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,467,000 | 3,805 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 5,514 |
| Total interest expense | $751,000 | 6,174 |
| Net interest income | $2,560,000 | 5,106 |
| Provision for loan and lease losses | $312,000 | 2,141 |
| Total noninterest income | $598,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $334,000 | 3,309 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 4,027 |
| Total noninterest expense | $1,760,000 | 5,547 |
| Salaries and employee benefits | $896,000 | 5,784 |
| Premises and equipment expense | $265,000 | 5,234 |
| Additional noninterest expense | $599,000 | 5,131 |
| Pre-tax net operating income | $1,086,000 | 4,564 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $70,000 | 5,547 |
| Income before extraordinary items | $1,016,000 | 4,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,016,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,515 |
| Cash dividends | $360,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,016,000 | 4,071 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 5,519 |
| Total interest expense | $460,000 | 6,259 |
| Net interest income | $1,695,000 | 5,121 |
| Provision for loan and lease losses | $290,000 | 1,600 |
| Total noninterest income | $398,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $214,000 | 3,348 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $184,000 | 3,908 |
| Total noninterest expense | $1,170,000 | 5,547 |
| Salaries and employee benefits | $597,000 | 5,763 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $394,000 | 5,143 |
| Pre-tax net operating income | $633,000 | 4,879 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $41,000 | 5,674 |
| Income before extraordinary items | $592,000 | 4,446 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $592,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,032 |
| Cash dividends | $360,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $592,000 | 4,396 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,695 |
| Total interest expense | $207,000 | 6,446 |
| Net interest income | $805,000 | 5,314 |
| Provision for loan and lease losses | $43,000 | 3,526 |
| Total noninterest income | $186,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $581,000 | 5,612 |
| Salaries and employee benefits | $292,000 | 5,864 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $200,000 | 5,074 |
| Pre-tax net operating income | $367,000 | 4,490 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $343,000 | 4,002 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $343,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $343,000 | 3,957 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 5,716 |
| Total interest expense | $789,000 | 6,302 |
| Net interest income | $3,012,000 | 5,403 |
| Provision for loan and lease losses | $353,000 | 2,617 |
| Total noninterest income | $823,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $448,000 | 3,393 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $375,000 | 3,827 |
| Total noninterest expense | $2,526,000 | 5,263 |
| Salaries and employee benefits | $1,377,000 | 5,232 |
| Premises and equipment expense | $334,000 | 5,375 |
| Additional noninterest expense | $815,000 | 5,029 |
| Pre-tax net operating income | $956,000 | 5,359 |
| Securities gains (losses) | $79,000 | 1,404 |
| Applicable income taxes | $497,000 | 3,366 |
| Income before extraordinary items | $538,000 | 6,214 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $538,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,843 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $487,440 | 6,338 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 5,744 |
| Total interest expense | $596,000 | 6,271 |
| Net interest income | $2,222,000 | 5,437 |
| Provision for loan and lease losses | $192,000 | 3,067 |
| Total noninterest income | $629,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $335,000 | 3,423 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $294,000 | 3,762 |
| Total noninterest expense | $1,913,000 | 5,190 |
| Salaries and employee benefits | $1,041,000 | 5,177 |
| Premises and equipment expense | $261,000 | 5,203 |
| Additional noninterest expense | $611,000 | 4,994 |
| Pre-tax net operating income | $746,000 | 5,366 |
| Securities gains (losses) | $79,000 | 1,334 |
| Applicable income taxes | $330,000 | 3,623 |
| Income before extraordinary items | $495,000 | 5,834 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $495,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,226 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $444,440 | 6,012 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 5,805 |
| Total interest expense | $412,000 | 6,214 |
| Net interest income | $1,438,000 | 5,532 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $372,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $209,000 | 3,535 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $163,000 | 4,148 |
| Total noninterest expense | $1,256,000 | 5,270 |
| Salaries and employee benefits | $682,000 | 5,271 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $398,000 | 5,080 |
| Pre-tax net operating income | $424,000 | 5,719 |
| Securities gains (losses) | $65,000 | 1,296 |
| Applicable income taxes | $195,000 | 3,835 |
| Income before extraordinary items | $294,000 | 6,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 6,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,075 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $252,400 | 6,328 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 5,922 |
| Total interest expense | $225,000 | 6,002 |
| Net interest income | $675,000 | 5,754 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $174,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 3,720 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $80,000 | 4,184 |
| Total noninterest expense | $637,000 | 5,234 |
| Salaries and employee benefits | $345,000 | 5,243 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $203,000 | 5,026 |
| Pre-tax net operating income | $149,000 | 6,458 |
| Securities gains (losses) | $62,000 | 1,078 |
| Applicable income taxes | $84,000 | 4,060 |
| Income before extraordinary items | $127,000 | 6,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 6,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $87,320 | 7,020 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 5,907 |
| Total interest expense | $1,273,000 | 5,374 |
| Net interest income | $2,401,000 | 6,030 |
| Provision for loan and lease losses | $518,000 | 2,109 |
| Total noninterest income | $991,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $380,000 | 3,759 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $611,000 | 3,216 |
| Total noninterest expense | $2,498,000 | 5,213 |
| Salaries and employee benefits | $1,320,000 | 5,299 |
| Premises and equipment expense | $343,000 | 5,246 |
| Additional noninterest expense | $835,000 | 4,914 |
| Pre-tax net operating income | $376,000 | 7,134 |
| Securities gains (losses) | $31,000 | 2,904 |
| Applicable income taxes | $147,000 | 5,305 |
| Income before extraordinary items | $260,000 | 7,469 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $260,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 1,392 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $240,160 | 7,437 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 5,977 |
| Total interest expense | $1,018,000 | 5,327 |
| Net interest income | $1,727,000 | 6,197 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $795,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 3,094 |
| Total noninterest expense | $1,934,000 | 5,098 |
| Salaries and employee benefits | $1,040,000 | 5,114 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $635,000 | 4,812 |
| Pre-tax net operating income | $473,000 | 6,401 |
| Securities gains (losses) | $31,000 | 2,671 |
| Applicable income taxes | $203,000 | 4,620 |
| Income before extraordinary items | $301,000 | 6,944 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $301,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $281,160 | 6,891 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 6,072 |
| Total interest expense | $716,000 | 5,264 |
| Net interest income | $1,080,000 | 6,410 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $545,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $182,000 | 3,835 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $363,000 | 2,955 |
| Total noninterest expense | $1,302,000 | 5,052 |
| Salaries and employee benefits | $699,000 | 5,092 |
| Premises and equipment expense | $181,000 | 5,036 |
| Additional noninterest expense | $422,000 | 4,819 |
| Pre-tax net operating income | $313,000 | 6,423 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $134,000 | 4,679 |
| Income before extraordinary items | $198,000 | 6,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $198,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,673 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $185,840 | 6,920 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,098 |
| Total interest expense | $368,000 | 5,289 |
| Net interest income | $533,000 | 6,453 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $257,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 2,965 |
| Total noninterest expense | $651,000 | 5,060 |
| Salaries and employee benefits | $322,000 | 5,395 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $239,000 | 4,360 |
| Pre-tax net operating income | $139,000 | 6,622 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $57,000 | 4,911 |
| Income before extraordinary items | $82,000 | 7,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,956 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $82,000 | 7,094 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 6,232 |
| Total interest expense | $1,472,000 | 5,787 |
| Net interest income | $2,140,000 | 6,411 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $1,049,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $340,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $709,000 | 2,683 |
| Total noninterest expense | $2,445,000 | 5,154 |
| Salaries and employee benefits | $1,187,000 | 5,519 |
| Premises and equipment expense | $369,000 | 4,926 |
| Additional noninterest expense | $889,000 | 4,584 |
| Pre-tax net operating income | $404,000 | 7,146 |
| Securities gains (losses) | $106,000 | 1,692 |
| Applicable income taxes | $165,000 | 5,388 |
| Income before extraordinary items | $345,000 | 7,100 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $345,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,457 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $272,920 | 7,362 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 6,684 |
| Total interest expense | $1,911,000 | 6,239 |
| Net interest income | $1,683,000 | 7,008 |
| Provision for loan and lease losses | $131,000 | 5,041 |
| Total noninterest income | $727,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $286,000 | 4,279 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $441,000 | 3,351 |
| Total noninterest expense | $2,134,000 | 5,505 |
| Salaries and employee benefits | $1,089,000 | 5,683 |
| Premises and equipment expense | $338,000 | 5,156 |
| Additional noninterest expense | $707,000 | 5,262 |
| Pre-tax net operating income | $145,000 | 8,120 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $28,000 | 7,125 |
| Income before extraordinary items | $117,000 | 8,231 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $117,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $117,000 | 8,121 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 7,190 |
| Total interest expense | $1,783,000 | 6,623 |
| Net interest income | $1,443,000 | 7,563 |
| Provision for loan and lease losses | $73,000 | 5,905 |
| Total noninterest income | $385,000 | 5,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $1,797,000 | 6,060 |
| Salaries and employee benefits | $887,000 | 6,360 |
| Premises and equipment expense | $298,000 | 5,442 |
| Additional noninterest expense | $612,000 | 5,708 |
| Pre-tax net operating income | $-42,000 | 9,189 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-17,000 | 9,363 |
| Income before extraordinary items | $-25,000 | 9,191 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-25,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-25,000 | 9,181 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 8,159 |
| Total interest expense | $1,156,000 | 7,760 |
| Net interest income | $1,126,000 | 8,349 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $157,000 | 8,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $1,378,000 | 7,092 |
| Salaries and employee benefits | $693,000 | 7,284 |
| Premises and equipment expense | $223,000 | 6,448 |
| Additional noninterest expense | $462,000 | 6,804 |
| Pre-tax net operating income | $-239,000 | 9,666 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $-99,000 | 9,916 |
| Income before extraordinary items | $-141,000 | 9,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-141,000 | 9,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-140,360 | 9,588 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 9,831 |
| Total interest expense | $520,000 | 9,652 |
| Net interest income | $506,000 | 9,909 |
| Provision for loan and lease losses | $146,000 | 4,231 |
| Total noninterest income | $65,000 | 9,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $882,000 | 8,490 |
| Salaries and employee benefits | $415,000 | 8,876 |
| Premises and equipment expense | $127,000 | 8,131 |
| Additional noninterest expense | $340,000 | 7,749 |
| Pre-tax net operating income | $-457,000 | 10,164 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $-182,000 | 10,303 |
| Income before extraordinary items | $-272,000 | 10,093 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-272,000 | 10,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-273,920 | 10,065 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,000 | 10,922 |
| Total interest expense | $0 | 10,898 |
| Net interest income | $3,000 | 10,917 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $213,000 | 10,810 |
| Salaries and employee benefits | $132,000 | 10,755 |
| Premises and equipment expense | $16,000 | 10,802 |
| Additional noninterest expense | $65,000 | 10,770 |
| Pre-tax net operating income | $-210,000 | 10,573 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-8,000 | 10,513 |
| Income before extraordinary items | $-202,000 | 10,611 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-202,000 | 10,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 969 |
| Net operating income | $-202,000 | 10,583 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.