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Mile High Banks, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$26,503,000707
Total interest expense$3,501,000742
Net interest income$23,002,000698
Provision for loan and lease losses$1,822,000539
Total noninterest income$303,0004,800
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$113,0004,615
Trading account gains and fees$0180
Additional Noninterest Income$190,0004,367
Total noninterest expense$16,238,000941
Salaries and employee benefits$6,613,0001,223
Premises and equipment expense$2,207,000835
Additional noninterest expense$7,418,000706
Pre-tax net operating income$5,245,0001,097
Securities gains (losses)$1,0002,916
Applicable income taxes$04,713
Income before extraordinary items$5,246,000904
Extraordinary gains, net$025
Net income$5,246,000906
Minority interest net income$084
Net income of bank and minority interests.$5,246,000906
Net charge-offs$811,0001,166
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,245,000883
2013-06-30 (YTD Data)Rank
Total interest income$17,814,000696
Total interest expense$2,513,000714
Net interest income$15,301,000689
Provision for loan and lease losses$1,105,000634
Total noninterest income$61,0006,172
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$74,0004,638
Trading account gains and fees$0157
Additional Noninterest Income$-13,0006,698
Total noninterest expense$10,905,000928
Salaries and employee benefits$4,199,0001,270
Premises and equipment expense$1,266,000959
Additional noninterest expense$5,440,000626
Pre-tax net operating income$3,352,0001,117
Securities gains (losses)$1,0002,688
Applicable income taxes$04,679
Income before extraordinary items$3,353,000920
Extraordinary gains, net$022
Net income$3,353,000921
Minority interest net income$082
Net income of bank and minority interests.$3,353,000922
Net charge-offs$294,0001,714
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,352,000882
2013-03-31 (YTD Data)Rank
Total interest income$9,108,000688
Total interest expense$1,765,000484
Net interest income$7,343,000726
Provision for loan and lease losses$481,000716
Total noninterest income$883,0001,470
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$13,0006,030
Trading account gains and fees$0148
Additional Noninterest Income$870,0001,086
Total noninterest expense$5,750,000900
Salaries and employee benefits$2,007,0001,339
Premises and equipment expense$643,000953
Additional noninterest expense$3,100,000568
Pre-tax net operating income$1,995,000938
Securities gains (losses)$1,0001,864
Applicable income taxes$04,602
Income before extraordinary items$1,996,000785
Extraordinary gains, net$010
Net income$1,996,000786
Minority interest net income$076
Net income of bank and minority interests.$1,996,000787
Net charge-offs$-29,0006,558
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,995,000747
2012-12-31 (YTD Data)Rank
Total interest income$07,081
Total interest expense$07,072
Net interest income$07,079
Provision for loan and lease losses$05,905
Total noninterest income$06,818
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$06,530
Total noninterest expense$07,081
Salaries and employee benefits$07,065
Premises and equipment expense$07,061
Additional noninterest expense$07,081
Pre-tax net operating income$06,147
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$06,310
Extraordinary gains, net$029
Net income$06,303
Minority interest net income$093
Net income of bank and minority interests.$06,305
Net charge-offs$13,171,000254
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$06,168
2012-09-30 (YTD Data)Rank
Total interest income$26,461,000750
Total interest expense$6,398,000510
Net interest income$20,063,000816
Provision for loan and lease losses$5,222,000390
Total noninterest income$-206,0007,056
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$122,0004,695
Trading account gains and fees$0157
Additional Noninterest Income$-328,0007,029
Total noninterest expense$15,575,000965
Salaries and employee benefits$5,715,0001,355
Premises and equipment expense$2,538,000720
Additional noninterest expense$7,322,000720
Pre-tax net operating income$-940,0006,815
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-940,0006,869
Extraordinary gains, net$020
Net income$-940,0006,866
Minority interest net income$086
Net income of bank and minority interests.$-940,0006,867
Net charge-offs$7,495,000326
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-940,0006,834
2012-06-30 (YTD Data)Rank
Total interest income$18,239,000739
Total interest expense$4,509,000503
Net interest income$13,730,000803
Provision for loan and lease losses$5,222,000285
Total noninterest income$54,0006,377
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$82,0004,686
Trading account gains and fees$0153
Additional Noninterest Income$-28,0006,910
Total noninterest expense$10,793,000935
Salaries and employee benefits$3,903,0001,322
Premises and equipment expense$1,721,000712
Additional noninterest expense$5,169,000670
Pre-tax net operating income$-2,231,0007,104
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-2,231,0007,123
Extraordinary gains, net$019
Net income$-2,231,0007,123
Minority interest net income$084
Net income of bank and minority interests.$-2,231,0007,123
Net charge-offs$5,588,000310
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,231,0007,110
2012-03-31 (YTD Data)Rank
Total interest income$9,429,000719
Total interest expense$2,354,000498
Net interest income$7,075,000778
Provision for loan and lease losses$2,816,000264
Total noninterest income$369,0002,601
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$328,0001,994
Total noninterest expense$5,294,000941
Salaries and employee benefits$2,036,0001,277
Premises and equipment expense$872,000704
Additional noninterest expense$2,386,000724
Pre-tax net operating income$-666,0007,095
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-666,0007,117
Extraordinary gains, net$019
Net income$-666,0007,116
Minority interest net income$078
Net income of bank and minority interests.$-666,0007,117
Net charge-offs$4,025,000226
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-666,0007,104
2011-12-31 (YTD Data)Rank
Total interest income$45,254,000610
Total interest expense$13,133,000424
Net interest income$32,121,000669
Provision for loan and lease losses$32,245,000154
Total noninterest income$-1,340,0007,266
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$205,0004,334
Trading account gains and fees$0146
Additional Noninterest Income$-1,545,0007,242
Total noninterest expense$23,620,000841
Salaries and employee benefits$7,977,0001,242
Premises and equipment expense$3,554,000692
Additional noninterest expense$12,089,000605
Pre-tax net operating income$-25,084,0007,310
Securities gains (losses)$03,838
Applicable income taxes$9,115,000265
Income before extraordinary items$-34,199,0007,332
Extraordinary gains, net$029
Net income$-34,199,0007,332
Minority interest net income$096
Net income of bank and minority interests.$-34,199,0007,332
Net charge-offs$32,411,000172
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-34,199,0007,327
2011-09-30 (YTD Data)Rank
Total interest income$34,844,000603
Total interest expense$10,353,000427
Net interest income$24,491,000668
Provision for loan and lease losses$24,631,000150
Total noninterest income$-1,509,0007,379
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$158,0004,303
Trading account gains and fees$0145
Additional Noninterest Income$-1,667,0007,365
Total noninterest expense$16,618,000894
Salaries and employee benefits$5,890,0001,261
Premises and equipment expense$2,624,000724
Additional noninterest expense$8,104,000659
Pre-tax net operating income$-18,267,0007,388
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-18,267,0007,390
Extraordinary gains, net$021
Net income$-18,267,0007,390
Minority interest net income$087
Net income of bank and minority interests.$-18,267,0007,390
Net charge-offs$30,066,000137
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-18,267,0007,384
2011-06-30 (YTD Data)Rank
Total interest income$23,815,000597
Total interest expense$7,064,000440
Net interest income$16,751,000649
Provision for loan and lease losses$11,050,000219
Total noninterest income$-1,765,0007,473
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$107,0004,260
Trading account gains and fees$0153
Additional Noninterest Income$-1,872,0007,472
Total noninterest expense$11,114,000900
Salaries and employee benefits$4,185,0001,197
Premises and equipment expense$1,685,000752
Additional noninterest expense$5,244,000695
Pre-tax net operating income$-7,178,0007,412
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-7,178,0007,413
Extraordinary gains, net$015
Net income$-7,178,0007,413
Minority interest net income$089
Net income of bank and minority interests.$-7,178,0007,413
Net charge-offs$6,368,000380
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-7,178,0007,412
2011-03-31 (YTD Data)Rank
Total interest income$12,172,000590
Total interest expense$3,626,000445
Net interest income$8,546,000643
Provision for loan and lease losses$1,050,000819
Total noninterest income$412,0002,305
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$54,0004,208
Trading account gains and fees$0158
Additional Noninterest Income$358,0001,704
Total noninterest expense$5,418,000921
Salaries and employee benefits$2,110,0001,195
Premises and equipment expense$778,000846
Additional noninterest expense$2,530,000713
Pre-tax net operating income$2,490,000645
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,490,000536
Extraordinary gains, net$09
Net income$2,490,000535
Minority interest net income$086
Net income of bank and minority interests.$2,490,000536
Net charge-offs$178,0002,213
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,490,000520
2010-12-31 (YTD Data)Rank
Total interest income$57,154,000519
Total interest expense$20,087,000390
Net interest income$37,067,000587
Provision for loan and lease losses$30,277,000260
Total noninterest income$-9,985,0007,650
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$263,0003,898
Trading account gains and fees$0175
Additional Noninterest Income$-10,248,0007,653
Total noninterest expense$26,824,000740
Salaries and employee benefits$9,390,0001,045
Premises and equipment expense$3,348,000762
Additional noninterest expense$14,086,000547
Pre-tax net operating income$-30,019,0007,566
Securities gains (losses)$03,793
Applicable income taxes$-2,889,0007,522
Income before extraordinary items$-27,130,0007,551
Extraordinary gains, net$029
Net income$-27,130,0007,550
Minority interest net income$0111
Net income of bank and minority interests.$-27,130,0007,551
Net charge-offs$1,317,0002,324
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-27,130,0007,551
2010-09-30 (YTD Data)Rank
Total interest income$44,015,000504
Total interest expense$15,832,000386
Net interest income$28,183,000576
Provision for loan and lease losses$19,791,000283
Total noninterest income$-4,137,0007,748
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$204,0003,904
Trading account gains and fees$0165
Additional Noninterest Income$-4,341,0007,743
Total noninterest expense$19,926,000736
Salaries and employee benefits$7,208,0001,008
Premises and equipment expense$2,472,000778
Additional noninterest expense$10,246,000538
Pre-tax net operating income$-15,671,0007,631
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-15,671,0007,634
Extraordinary gains, net$023
Net income$-15,671,0007,634
Minority interest net income$0110
Net income of bank and minority interests.$-15,671,0007,634
Net charge-offs$448,0003,225
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-15,671,0007,633
2010-06-30 (YTD Data)Rank
Total interest income$29,951,000499
Total interest expense$10,943,000382
Net interest income$19,008,000567
Provision for loan and lease losses$20,295,000214
Total noninterest income$-4,910,0007,822
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$146,0003,736
Trading account gains and fees$0152
Additional Noninterest Income$-5,056,0007,826
Total noninterest expense$12,839,000763
Salaries and employee benefits$4,911,000986
Premises and equipment expense$1,587,000823
Additional noninterest expense$6,341,000575
Pre-tax net operating income$-19,036,0007,750
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-19,036,0007,751
Extraordinary gains, net$019
Net income$-19,036,0007,751
Minority interest net income$0105
Net income of bank and minority interests.$-19,036,0007,751
Net charge-offs$19,792,000202
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-19,036,0007,748
2010-03-31 (YTD Data)Rank
Total interest income$15,156,000509
Total interest expense$5,577,000394
Net interest income$9,579,000575
Provision for loan and lease losses$690,0001,495
Total noninterest income$-1,361,0007,912
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$74,0003,727
Trading account gains and fees$0175
Additional Noninterest Income$-1,435,0007,914
Total noninterest expense$6,407,000769
Salaries and employee benefits$2,491,000981
Premises and equipment expense$759,000882
Additional noninterest expense$3,157,000582
Pre-tax net operating income$1,121,0001,169
Securities gains (losses)$02,284
Applicable income taxes$-556,0007,720
Income before extraordinary items$1,677,000669
Extraordinary gains, net$016
Net income$1,677,000671
Minority interest net income$091
Net income of bank and minority interests.$1,677,000673
Net charge-offs$-39,0007,757
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,677,000647
2009-12-31 (YTD Data)Rank
Total interest income$69,803,000471
Total interest expense$35,270,000322
Net interest income$34,533,000617
Provision for loan and lease losses$49,046,000249
Total noninterest income$-8,901,0008,004
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$294,0003,904
Trading account gains and fees$0211
Additional Noninterest Income$-9,195,0008,008
Total noninterest expense$23,493,000898
Salaries and employee benefits$10,555,000926
Premises and equipment expense$3,352,000803
Additional noninterest expense$9,586,000832
Pre-tax net operating income$-46,907,0007,858
Securities gains (losses)$1,0003,653
Applicable income taxes$-19,049,0007,918
Income before extraordinary items$-27,857,0007,805
Extraordinary gains, net$034
Net income$-27,857,0007,804
Minority interest net income$0115
Net income of bank and minority interests.$-27,857,0007,804
Net charge-offs$55,744,000183
Cash dividends$762,0002,002
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-27,857,6407,807
2009-09-30 (YTD Data)Rank
Total interest income$54,173,000479
Total interest expense$29,190,000313
Net interest income$24,983,000645
Provision for loan and lease losses$47,612,000210
Total noninterest income$-6,380,0008,090
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$220,0003,929
Trading account gains and fees$0212
Additional Noninterest Income$-6,600,0008,096
Total noninterest expense$17,122,000921
Salaries and employee benefits$8,082,000925
Premises and equipment expense$2,606,000795
Additional noninterest expense$6,434,000876
Pre-tax net operating income$-46,131,0007,974
Securities gains (losses)$03,497
Applicable income taxes$-18,683,0008,022
Income before extraordinary items$-27,448,0007,933
Extraordinary gains, net$027
Net income$-27,448,0007,933
Minority interest net income$0118
Net income of bank and minority interests.$-27,448,0007,933
Net charge-offs$53,385,000156
Cash dividends$762,0001,546
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-27,448,0007,932
2009-06-30 (YTD Data)Rank
Total interest income$36,513,000488
Total interest expense$20,723,000314
Net interest income$15,790,000676
Provision for loan and lease losses$9,823,000447
Total noninterest income$-1,747,0008,159
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$144,0003,944
Trading account gains and fees$0193
Additional Noninterest Income$-1,891,0008,155
Total noninterest expense$11,724,000902
Salaries and employee benefits$5,514,000916
Premises and equipment expense$1,850,000759
Additional noninterest expense$4,360,000872
Pre-tax net operating income$-7,504,0007,852
Securities gains (losses)$03,136
Applicable income taxes$-2,893,0007,967
Income before extraordinary items$-4,611,0007,781
Extraordinary gains, net$021
Net income$-4,611,0007,780
Minority interest net income$0112
Net income of bank and minority interests.$-4,611,0007,780
Net charge-offs$1,253,0001,476
Cash dividends$762,0001,182
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,611,0007,791
2009-03-31 (YTD Data)Rank
Total interest income$18,521,000487
Total interest expense$10,604,000319
Net interest income$7,917,000667
Provision for loan and lease losses$9,150,000272
Total noninterest income$-948,0008,214
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$71,0003,933
Trading account gains and fees$0171
Additional Noninterest Income$-1,019,0008,218
Total noninterest expense$5,926,000854
Salaries and employee benefits$2,788,000914
Premises and equipment expense$953,000749
Additional noninterest expense$2,185,000773
Pre-tax net operating income$-8,107,0008,094
Securities gains (losses)$02,434
Applicable income taxes$-3,123,0008,131
Income before extraordinary items$-4,984,0008,062
Extraordinary gains, net$015
Net income$-4,984,0008,062
Minority interest net income$0102
Net income of bank and minority interests.$-4,984,0008,062
Net charge-offs$444,0001,445
Cash dividends$762,000598
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,984,0008,060
2008-12-31 (YTD Data)Rank
Total interest income$86,936,000452
Total interest expense$46,276,000347
Net interest income$40,660,000545
Provision for loan and lease losses$7,618,000738
Total noninterest income$-106,0008,184
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$312,0003,949
Trading account gains and fees$0154
Additional Noninterest Income$-418,0008,208
Total noninterest expense$21,520,000927
Salaries and employee benefits$12,017,000826
Premises and equipment expense$4,148,000664
Additional noninterest expense$5,355,0001,198
Pre-tax net operating income$11,416,000471
Securities gains (losses)$10,0002,511
Applicable income taxes$4,646,000340
Income before extraordinary items$6,780,000582
Extraordinary gains, net$039
Net income$6,780,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,181,0001,223
Cash dividends$3,560,000776
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,773,600621
2008-09-30 (YTD Data)Rank
Total interest income$66,231,000458
Total interest expense$35,123,000360
Net interest income$31,108,000543
Provision for loan and lease losses$6,918,000520
Total noninterest income$400,0004,813
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$232,0003,992
Trading account gains and fees$0148
Additional Noninterest Income$168,0004,764
Total noninterest expense$16,477,000901
Salaries and employee benefits$9,190,000833
Premises and equipment expense$3,159,000663
Additional noninterest expense$4,128,0001,112
Pre-tax net operating income$8,113,000613
Securities gains (losses)$10,0002,365
Applicable income taxes$3,299,000424
Income before extraordinary items$4,824,000754
Extraordinary gains, net$031
Net income$4,824,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,338,0001,088
Cash dividends$3,000,000708
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,817,600797
2008-06-30 (YTD Data)Rank
Total interest income$44,451,000462
Total interest expense$23,853,000371
Net interest income$20,598,000543
Provision for loan and lease losses$6,069,000376
Total noninterest income$327,0004,448
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$37,0006,331
Trading account gains and fees$0149
Additional Noninterest Income$290,0003,092
Total noninterest expense$11,041,000886
Salaries and employee benefits$6,240,000828
Premises and equipment expense$2,151,000646
Additional noninterest expense$2,650,0001,122
Pre-tax net operating income$3,815,000928
Securities gains (losses)$10,0002,438
Applicable income taxes$1,536,000645
Income before extraordinary items$2,289,0001,210
Extraordinary gains, net$021
Net income$2,289,0001,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,0001,122
Cash dividends$3,000,000546
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,282,6001,194
2008-03-31 (YTD Data)Rank
Total interest income$22,449,000471
Total interest expense$12,212,000388
Net interest income$10,237,000540
Provision for loan and lease losses$2,408,000351
Total noninterest income$186,0004,146
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$18,0006,345
Trading account gains and fees$0158
Additional Noninterest Income$168,0002,844
Total noninterest expense$5,681,000845
Salaries and employee benefits$3,442,000742
Premises and equipment expense$1,046,000672
Additional noninterest expense$1,193,0001,199
Pre-tax net operating income$2,334,000824
Securities gains (losses)$02,688
Applicable income taxes$941,000613
Income before extraordinary items$1,393,0001,091
Extraordinary gains, net$015
Net income$1,393,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,721
Cash dividends$3,000,000288
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,393,0001,046
2007-12-31 (YTD Data)Rank
Total interest income$96,418,000457
Total interest expense$47,831,000437
Net interest income$48,587,000474
Provision for loan and lease losses$1,273,0001,195
Total noninterest income$2,101,0002,143
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$73,0006,396
Trading account gains and fees$0178
Additional Noninterest Income$2,028,0001,356
Total noninterest expense$22,123,000837
Salaries and employee benefits$13,734,000705
Premises and equipment expense$3,776,000708
Additional noninterest expense$4,613,0001,223
Pre-tax net operating income$27,292,000371
Securities gains (losses)$02,146
Applicable income taxes$10,099,000326
Income before extraordinary items$17,193,000403
Extraordinary gains, net$039
Net income$17,193,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,504
Cash dividends$13,250,000331
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$17,193,000396
2007-09-30 (YTD Data)Rank
Total interest income$71,601,000460
Total interest expense$35,145,000446
Net interest income$36,456,000476
Provision for loan and lease losses$517,0001,531
Total noninterest income$1,632,0002,084
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$55,0006,436
Trading account gains and fees$0184
Additional Noninterest Income$1,577,0001,335
Total noninterest expense$16,191,000851
Salaries and employee benefits$10,335,000702
Premises and equipment expense$2,688,000742
Additional noninterest expense$3,168,0001,295
Pre-tax net operating income$21,380,000394
Securities gains (losses)$01,655
Applicable income taxes$7,909,000348
Income before extraordinary items$13,471,000423
Extraordinary gains, net$033
Net income$13,471,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$593,000949
Cash dividends$7,500,000404
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$13,471,000414
2007-06-30 (YTD Data)Rank
Total interest income$46,790,000480
Total interest expense$23,009,000460
Net interest income$23,781,000498
Provision for loan and lease losses$233,0001,946
Total noninterest income$1,167,0002,004
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$37,0006,450
Trading account gains and fees$0168
Additional Noninterest Income$1,130,0001,291
Total noninterest expense$10,558,000884
Salaries and employee benefits$6,705,000744
Premises and equipment expense$1,748,000784
Additional noninterest expense$2,105,0001,311
Pre-tax net operating income$14,157,000425
Securities gains (losses)$01,444
Applicable income taxes$5,231,000377
Income before extraordinary items$8,926,000462
Extraordinary gains, net$029
Net income$8,926,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0007,982
Cash dividends$7,000,000318
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,926,000452
2007-03-31 (YTD Data)Rank
Total interest income$23,116,000485
Total interest expense$11,553,000453
Net interest income$11,563,000506
Provision for loan and lease losses$05,779
Total noninterest income$378,0002,665
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$20,0006,360
Trading account gains and fees$0195
Additional Noninterest Income$358,0001,729
Total noninterest expense$5,165,000899
Salaries and employee benefits$3,333,000751
Premises and equipment expense$808,000833
Additional noninterest expense$1,024,0001,313
Pre-tax net operating income$6,776,000433
Securities gains (losses)$01,187
Applicable income taxes$2,498,000384
Income before extraordinary items$4,278,000467
Extraordinary gains, net$022
Net income$4,278,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,247
Cash dividends$7,000,000189
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,278,000460
2006-12-31 (YTD Data)Rank
Total interest income$84,900,000491
Total interest expense$37,227,000479
Net interest income$47,673,000484
Provision for loan and lease losses$1,288,000811
Total noninterest income$820,0003,993
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$71,0006,569
Trading account gains and fees$0130
Additional Noninterest Income$749,0002,676
Total noninterest expense$18,633,000956
Salaries and employee benefits$11,780,000807
Premises and equipment expense$2,645,000946
Additional noninterest expense$4,208,0001,272
Pre-tax net operating income$28,572,000429
Securities gains (losses)$01,687
Applicable income taxes$10,563,000380
Income before extraordinary items$18,009,000461
Extraordinary gains, net$051
Net income$18,009,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$459,0001,253
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$18,009,000450
2006-09-30 (YTD Data)Rank
Total interest income$61,543,000509
Total interest expense$26,007,000500
Net interest income$35,536,000504
Provision for loan and lease losses$950,000785
Total noninterest income$599,0004,058
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$54,0006,637
Trading account gains and fees$0126
Additional Noninterest Income$545,0002,723
Total noninterest expense$13,686,000982
Salaries and employee benefits$8,624,000847
Premises and equipment expense$1,905,000998
Additional noninterest expense$3,157,0001,270
Pre-tax net operating income$21,499,000444
Securities gains (losses)$01,388
Applicable income taxes$7,944,000398
Income before extraordinary items$13,555,000482
Extraordinary gains, net$045
Net income$13,555,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,401
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$13,555,000470
2006-06-30 (YTD Data)Rank
Total interest income$38,415,000535
Total interest expense$15,464,000524
Net interest income$22,951,000520
Provision for loan and lease losses$877,000593
Total noninterest income$311,0004,633
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$35,0006,693
Trading account gains and fees$0126
Additional Noninterest Income$276,0003,165
Total noninterest expense$8,882,0001,019
Salaries and employee benefits$5,535,000891
Premises and equipment expense$1,212,0001,050
Additional noninterest expense$2,135,0001,268
Pre-tax net operating income$13,503,000459
Securities gains (losses)$01,185
Applicable income taxes$4,980,000419
Income before extraordinary items$8,523,000500
Extraordinary gains, net$039
Net income$8,523,000499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,270
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,523,000486
2006-03-31 (YTD Data)Rank
Total interest income$17,756,000556
Total interest expense$6,871,000554
Net interest income$10,885,000534
Provision for loan and lease losses$636,000383
Total noninterest income$131,0004,999
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$17,0006,702
Trading account gains and fees$0115
Additional Noninterest Income$114,0003,464
Total noninterest expense$4,137,0001,093
Salaries and employee benefits$2,646,000922
Premises and equipment expense$564,0001,133
Additional noninterest expense$927,0001,420
Pre-tax net operating income$6,243,000476
Securities gains (losses)$0955
Applicable income taxes$2,298,000443
Income before extraordinary items$3,945,000526
Extraordinary gains, net$021
Net income$3,945,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,900
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,945,000514
2005-12-31 (YTD Data)Rank
Total interest income$59,306,000578
Total interest expense$21,375,000552
Net interest income$37,931,000584
Provision for loan and lease losses$1,562,000678
Total noninterest income$612,0004,734
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$61,0006,908
Trading account gains and fees$0138
Additional Noninterest Income$551,0003,209
Total noninterest expense$13,267,0001,301
Salaries and employee benefits$8,405,0001,102
Premises and equipment expense$1,947,0001,259
Additional noninterest expense$2,915,0001,735
Pre-tax net operating income$23,714,000472
Securities gains (losses)$02,296
Applicable income taxes$8,709,000433
Income before extraordinary items$15,005,000520
Extraordinary gains, net$046
Net income$15,005,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,562
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$15,005,000504
2005-09-30 (YTD Data)Rank
Total interest income$42,267,000582
Total interest expense$15,003,000553
Net interest income$27,264,000598
Provision for loan and lease losses$1,562,000488
Total noninterest income$378,0005,239
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$46,0006,939
Trading account gains and fees$0126
Additional Noninterest Income$332,0003,621
Total noninterest expense$9,724,0001,319
Salaries and employee benefits$6,142,0001,120
Premises and equipment expense$1,411,0001,293
Additional noninterest expense$2,171,0001,720
Pre-tax net operating income$16,356,000507
Securities gains (losses)$02,317
Applicable income taxes$6,005,000458
Income before extraordinary items$10,351,000549
Extraordinary gains, net$035
Net income$10,351,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0008,689
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,351,000536
2005-06-30 (YTD Data)Rank
Total interest income$26,243,000601
Total interest expense$8,895,000577
Net interest income$17,348,000614
Provision for loan and lease losses$1,069,000472
Total noninterest income$250,0005,214
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$30,0006,945
Trading account gains and fees$0116
Additional Noninterest Income$220,0003,603
Total noninterest expense$6,284,0001,352
Salaries and employee benefits$4,005,0001,135
Premises and equipment expense$909,0001,329
Additional noninterest expense$1,370,0001,803
Pre-tax net operating income$10,245,000518
Securities gains (losses)$02,146
Applicable income taxes$3,756,000480
Income before extraordinary items$6,489,000572
Extraordinary gains, net$030
Net income$6,489,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-110,0008,677
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,489,000555
2005-03-31 (YTD Data)Rank
Total interest income$12,243,000618
Total interest expense$3,981,000606
Net interest income$8,262,000627
Provision for loan and lease losses$674,000360
Total noninterest income$122,0005,222
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$16,0006,882
Trading account gains and fees$0115
Additional Noninterest Income$106,0003,615
Total noninterest expense$3,030,0001,398
Salaries and employee benefits$1,937,0001,185
Premises and equipment expense$432,0001,407
Additional noninterest expense$661,0001,857
Pre-tax net operating income$4,680,000549
Securities gains (losses)$01,685
Applicable income taxes$1,711,000513
Income before extraordinary items$2,969,000612
Extraordinary gains, net$024
Net income$2,969,000612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,061
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,969,000591
2004-12-31 (YTD Data)Rank
Total interest income$35,198,000796
Total interest expense$10,417,000790
Net interest income$24,781,000801
Provision for loan and lease losses$3,063,000374
Total noninterest income$541,0005,072
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$62,0007,083
Trading account gains and fees$0138
Additional Noninterest Income$479,0003,389
Total noninterest expense$10,171,0001,596
Salaries and employee benefits$6,333,0001,398
Premises and equipment expense$1,469,0001,587
Additional noninterest expense$2,369,0002,062
Pre-tax net operating income$12,088,000733
Securities gains (losses)$03,819
Applicable income taxes$4,437,000654
Income before extraordinary items$7,651,000859
Extraordinary gains, net$034
Net income$7,651,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,773
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,651,000829
2004-09-30 (YTD Data)Rank
Total interest income$24,355,000845
Total interest expense$6,903,000852
Net interest income$17,452,000848
Provision for loan and lease losses$1,827,000442
Total noninterest income$399,0005,135
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$48,0007,102
Trading account gains and fees$0134
Additional Noninterest Income$351,0003,429
Total noninterest expense$7,329,0001,649
Salaries and employee benefits$4,549,0001,456
Premises and equipment expense$1,038,0001,683
Additional noninterest expense$1,742,0002,073
Pre-tax net operating income$8,695,000769
Securities gains (losses)$03,710
Applicable income taxes$3,209,000683
Income before extraordinary items$5,486,000903
Extraordinary gains, net$026
Net income$5,486,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,190
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,486,000865
2004-06-30 (YTD Data)Rank
Total interest income$15,076,000907
Total interest expense$3,940,000989
Net interest income$11,136,000874
Provision for loan and lease losses$1,316,000424
Total noninterest income$285,0004,946
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$33,0007,087
Trading account gains and fees$0130
Additional Noninterest Income$252,0003,310
Total noninterest expense$4,561,0001,758
Salaries and employee benefits$2,820,0001,567
Premises and equipment expense$641,0001,801
Additional noninterest expense$1,100,0002,205
Pre-tax net operating income$5,544,000790
Securities gains (losses)$03,413
Applicable income taxes$2,034,000712
Income before extraordinary items$3,510,000933
Extraordinary gains, net$021
Net income$3,510,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,719
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,510,000896
2004-03-31 (YTD Data)Rank
Total interest income$7,154,000969
Total interest expense$1,858,0001,066
Net interest income$5,296,000933
Provision for loan and lease losses$612,000436
Total noninterest income$172,0004,435
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,0007,105
Trading account gains and fees$0121
Additional Noninterest Income$156,0002,878
Total noninterest expense$2,124,0001,888
Salaries and employee benefits$1,307,0001,700
Premises and equipment expense$310,0001,872
Additional noninterest expense$507,0002,328
Pre-tax net operating income$2,732,000801
Securities gains (losses)$02,934
Applicable income taxes$1,012,000724
Income before extraordinary items$1,720,000948
Extraordinary gains, net$016
Net income$1,720,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,821
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,720,000905
2003-12-31 (YTD Data)Rank
Total interest income$21,082,0001,350
Total interest expense$6,340,0001,398
Net interest income$14,742,0001,329
Provision for loan and lease losses$1,979,000656
Total noninterest income$388,0006,030
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$53,0007,383
Trading account gains and fees$0160
Additional Noninterest Income$335,0004,287
Total noninterest expense$7,278,0002,164
Salaries and employee benefits$4,286,0001,998
Premises and equipment expense$1,048,0002,171
Additional noninterest expense$1,944,0002,480
Pre-tax net operating income$5,873,0001,404
Securities gains (losses)$04,500
Applicable income taxes$2,173,0001,212
Income before extraordinary items$3,700,0001,677
Extraordinary gains, net$054
Net income$3,700,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,985
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,700,0001,594
2003-09-30 (YTD Data)Rank
Total interest income$14,613,0001,499
Total interest expense$4,710,0001,478
Net interest income$9,903,0001,486
Provision for loan and lease losses$1,364,000694
Total noninterest income$291,0006,079
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$39,0007,458
Trading account gains and fees$0153
Additional Noninterest Income$252,0004,363
Total noninterest expense$5,262,0002,248
Salaries and employee benefits$3,081,0002,074
Premises and equipment expense$824,0002,090
Additional noninterest expense$1,357,0002,607
Pre-tax net operating income$3,568,0001,759
Securities gains (losses)$04,204
Applicable income taxes$1,319,0001,480
Income before extraordinary items$2,249,0002,099
Extraordinary gains, net$040
Net income$2,249,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0009,054
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,249,0001,990
2003-06-30 (YTD Data)Rank
Total interest income$8,904,0001,651
Total interest expense$3,064,0001,570
Net interest income$5,840,0001,672
Provision for loan and lease losses$655,000916
Total noninterest income$147,0006,687
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$25,0007,506
Trading account gains and fees$0150
Additional Noninterest Income$122,0004,964
Total noninterest expense$3,298,0002,381
Salaries and employee benefits$1,929,0002,196
Premises and equipment expense$451,0002,473
Additional noninterest expense$918,0002,566
Pre-tax net operating income$2,034,0002,004
Securities gains (losses)$03,782
Applicable income taxes$752,0001,712
Income before extraordinary items$1,282,0002,423
Extraordinary gains, net$030
Net income$1,282,0002,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0009,080
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,282,0002,295
2003-03-31 (YTD Data)Rank
Total interest income$4,003,0001,834
Total interest expense$1,404,0001,771
Net interest income$2,599,0001,878
Provision for loan and lease losses$311,000887
Total noninterest income$84,0006,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,0007,514
Trading account gains and fees$0134
Additional Noninterest Income$72,0004,544
Total noninterest expense$1,601,0002,424
Salaries and employee benefits$920,0002,280
Premises and equipment expense$207,0002,693
Additional noninterest expense$474,0002,458
Pre-tax net operating income$771,0002,545
Securities gains (losses)$02,891
Applicable income taxes$285,0002,126
Income before extraordinary items$486,0003,012
Extraordinary gains, net$021
Net income$486,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,123
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$486,0002,869
2002-12-31 (YTD Data)Rank
Total interest income$11,161,0002,731
Total interest expense$4,204,0002,636
Net interest income$6,957,0002,755
Provision for loan and lease losses$1,166,0001,172
Total noninterest income$417,0005,675
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$32,0007,826
Trading account gains and fees$0153
Additional Noninterest Income$385,0003,779
Total noninterest expense$4,552,0003,194
Salaries and employee benefits$2,709,0002,895
Premises and equipment expense$536,0003,741
Additional noninterest expense$1,307,0003,354
Pre-tax net operating income$1,656,0003,848
Securities gains (losses)$28,0002,890
Applicable income taxes$614,0003,085
Income before extraordinary items$1,070,0004,407
Extraordinary gains, net$070
Net income$1,070,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,741
Cash dividends$150,0005,190
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,052,0804,343
2001-12-31 (YTD Data)Rank
Total interest income$4,719,0005,817
Total interest expense$2,096,0005,952
Net interest income$2,623,0005,560
Provision for loan and lease losses$80,0005,977
Total noninterest income$502,0005,059
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$36,0007,870
Trading account gains and fees$0177
Additional Noninterest Income$466,0003,253
Total noninterest expense$2,476,0004,983
Salaries and employee benefits$1,430,0004,678
Premises and equipment expense$242,0006,183
Additional noninterest expense$804,0004,764
Pre-tax net operating income$569,0006,285
Securities gains (losses)$10,0003,593
Applicable income taxes$180,0005,192
Income before extraordinary items$399,0006,577
Extraordinary gains, net$0105
Net income$399,0006,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,284
Cash dividends$40,0006,242
Sale, conversion, retirement of capital stock, net$0922
Net operating income$392,1006,488
2000-12-31 (YTD Data)Rank
Total interest income$4,219,0006,314
Total interest expense$1,774,0006,644
Net interest income$2,445,0005,900
Provision for loan and lease losses$432,0002,125
Total noninterest income$274,0006,528
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0007,829
Trading account gains and feesNANA
Additional Noninterest Income$233,0004,442
Total noninterest expense$1,722,0006,226
Salaries and employee benefits$988,0005,960
Premises and equipment expense$183,0007,030
Additional noninterest expense$551,0006,066
Pre-tax net operating income$565,0006,720
Securities gains (losses)$-1,0007,406
Applicable income taxes$157,0005,844
Income before extraordinary items$407,0006,810
Extraordinary gains, net$038
Net income$407,0006,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,588
Cash dividends$115,0005,824
Sale, conversion, retirement of capital stock, net$0969
Net operating income$407,7206,815
1999-12-31 (YTD Data)Rank
Total interest income$4,080,0006,300
Total interest expense$1,811,0006,332
Net interest income$2,269,0006,148
Provision for loan and lease losses$1,388,000754
Total noninterest income$275,0006,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0008,049
Trading account gains and feesNANA
Additional Noninterest Income$234,0004,581
Total noninterest expense$1,570,0006,596
Salaries and employee benefits$899,0006,316
Premises and equipment expense$213,0006,603
Additional noninterest expense$458,0006,833
Pre-tax net operating income$-414,0009,790
Securities gains (losses)$03,155
Applicable income taxes$-192,00010,022
Income before extraordinary items$-222,0009,700
Extraordinary gains, net$035
Net income$-222,0009,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,389,000571
Cash dividends$115,0005,950
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-222,0009,677
1998-12-31 (YTD Data)Rank
Total interest income$4,354,0006,182
Total interest expense$1,881,0006,390
Net interest income$2,473,0005,885
Provision for loan and lease losses$135,0004,381
Total noninterest income$267,0006,808
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0008,271
Trading account gains and feesNANA
Additional Noninterest Income$226,0004,662
Total noninterest expense$1,550,0006,545
Salaries and employee benefits$851,0006,467
Premises and equipment expense$163,0007,375
Additional noninterest expense$536,0006,194
Pre-tax net operating income$1,055,0005,258
Securities gains (losses)$04,449
Applicable income taxes$344,0004,806
Income before extraordinary items$711,0005,565
Extraordinary gains, net$032
Net income$711,0005,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,764
Cash dividends$215,0005,241
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$711,0005,450
1997-12-31 (YTD Data)Rank
Total interest income$3,851,0006,795
Total interest expense$1,562,0007,204
Net interest income$2,289,0006,381
Provision for loan and lease losses$306,0002,539
Total noninterest income$316,0006,486
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0008,648
Trading account gains and feesNANA
Additional Noninterest Income$275,0004,125
Total noninterest expense$1,484,0006,830
Salaries and employee benefits$768,0006,941
Premises and equipment expense$153,0007,732
Additional noninterest expense$563,0006,027
Pre-tax net operating income$815,0006,481
Securities gains (losses)$03,944
Applicable income taxes$266,0006,081
Income before extraordinary items$549,0006,675
Extraordinary gains, net$044
Net income$549,0006,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,040
Cash dividends$215,0005,222
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$549,0006,616
1996-12-31 (YTD Data)Rank
Total interest income$3,554,0007,323
Total interest expense$1,461,0007,668
Net interest income$2,093,0006,962
Provision for loan and lease losses$41,0006,948
Total noninterest income$284,0007,138
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0007,643
Trading account gains and feesNANA
Additional Noninterest Income$191,0005,306
Total noninterest expense$1,429,0007,313
Salaries and employee benefits$732,0007,344
Premises and equipment expense$189,0007,240
Additional noninterest expense$508,0006,991
Pre-tax net operating income$907,0006,064
Securities gains (losses)$04,148
Applicable income taxes$300,0005,830
Income before extraordinary items$607,0006,229
Extraordinary gains, net$053
Net income$607,0006,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,146
Cash dividends$118,0006,444
Sale, conversion, retirement of capital stock, net$0953
Net operating income$607,0006,171
1995-12-31 (YTD Data)Rank
Total interest income$3,358,0007,730
Total interest expense$1,369,0008,062
Net interest income$1,989,0007,343
Provision for loan and lease losses$50,0006,165
Total noninterest income$220,0008,125
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,368
Trading account gains and feesNANA
Additional Noninterest Income$56,0008,932
Total noninterest expense$1,298,0007,868
Salaries and employee benefits$690,0007,780
Premises and equipment expense$195,0007,299
Additional noninterest expense$413,0008,058
Pre-tax net operating income$861,0006,594
Securities gains (losses)$-6,0009,789
Applicable income taxes$303,0005,962
Income before extraordinary items$552,0006,891
Extraordinary gains, net$065
Net income$552,0006,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,109
Cash dividends$118,0006,537
Sale, conversion, retirement of capital stock, net$0809
Net operating income$555,9006,849
1994-12-31 (YTD Data)Rank
Total interest income$2,992,0008,060
Total interest expense$1,151,0008,094
Net interest income$1,841,0007,936
Provision for loan and lease losses$09,146
Total noninterest income$216,0008,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0006,770
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,058
Total noninterest expense$1,358,0008,046
Salaries and employee benefits$677,0008,049
Premises and equipment expense$214,0007,153
Additional noninterest expense$467,0008,184
Pre-tax net operating income$699,0007,386
Securities gains (losses)$-2,0009,023
Applicable income taxes$212,0007,149
Income before extraordinary items$485,0007,427
Extraordinary gains, net$0249
Net income$485,0007,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,413
Cash dividends$45,0008,081
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$486,4007,456
1993-12-31 (YTD Data)Rank
Total interest income$2,768,0008,715
Total interest expense$1,172,0008,391
Net interest income$1,596,0008,809
Provision for loan and lease losses$6,00010,012
Total noninterest income$241,0008,512
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0007,086
Trading account gains and feesNANA
Additional Noninterest Income$91,0008,188
Total noninterest expense$1,308,0008,479
Salaries and employee benefits$645,0008,429
Premises and equipment expense$157,0008,726
Additional noninterest expense$506,0008,147
Pre-tax net operating income$523,0008,509
Securities gains (losses)$2,0006,773
Applicable income taxes$150,0008,653
Income before extraordinary items$375,0008,683
Extraordinary gains, net$03,149
Net income$375,0008,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$55,0007,841
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$373,5808,444
1992-12-31 (YTD Data)Rank
Total interest income$2,937,0009,098
Total interest expense$1,387,0008,903
Net interest income$1,550,0009,117
Provision for loan and lease losses$011,756
Total noninterest income$227,0008,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0006,925
Trading account gains and feesNANA
Additional Noninterest Income$70,0009,281
Total noninterest expense$1,255,0008,822
Salaries and employee benefits$665,0008,262
Premises and equipment expense$153,0009,020
Additional noninterest expense$437,0009,122
Pre-tax net operating income$522,0008,247
Securities gains (losses)$76,0003,457
Applicable income taxes$7,00012,453
Income before extraordinary items$591,0006,639
Extraordinary gains, net$01,422
Net income$591,0006,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00013,151
Cash dividends$45,0007,841
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$515,7606,821

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.