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Middletown Valley Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$43,508,000	1,051
Total interest expense	$16,444,000	910
Net interest income	$27,064,000	1,133
Provision for loan and lease losses	$-747,000	4,496
Total noninterest income	$3,102,000	1,602
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$721,000	1,292
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,381,000	1,457
Total noninterest expense	$23,851,000	1,050
Salaries and employee benefits	$13,840,000	1,025
Premises and equipment expense	$3,316,000	788
Additional noninterest expense	$2,381,000	1,457
Pre-tax net operating income	$7,062,000	1,529
Securities gains (losses)	$0	988
Applicable income taxes	$1,675,000	1,094
Income before extraordinary items	$5,387,000	1,648
Extraordinary gains, net	$0	54
Net income	$5,387,000	1,668
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,387,000	1,651
Net charge-offs	$8,000	2,487
Cash dividends	$1,250,000	1,934
Sale, conversion, retirement of capital stock, net	$83,000	428
Net operating income	$5,387,000	1,676
2023-09-30 (YTD Data)		Rank
Total interest income	$31,598,000	1,056
Total interest expense	$11,520,000	900
Net interest income	$20,078,000	1,144
Provision for loan and lease losses	$-1,022,000	4,541
Total noninterest income	$2,354,000	1,590
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$522,000	1,325
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,832,000	1,426
Total noninterest expense	$17,931,000	1,049
Salaries and employee benefits	$10,429,000	1,024
Premises and equipment expense	$2,510,000	787
Additional noninterest expense	$1,832,000	1,426
Pre-tax net operating income	$5,523,000	1,530
Securities gains (losses)	$0	849
Applicable income taxes	$1,324,000	1,090
Income before extraordinary items	$4,199,000	1,650
Extraordinary gains, net	$0	52
Net income	$4,199,000	1,663
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,199,000	1,650
Net charge-offs	$11,000	2,102
Cash dividends	$500,000	2,237
Sale, conversion, retirement of capital stock, net	$149,000	350
Net operating income	$4,199,000	1,674
2023-06-30 (YTD Data)		Rank
Total interest income	$20,492,000	1,050
Total interest expense	$6,948,000	887
Net interest income	$13,544,000	1,144
Provision for loan and lease losses	$-179,000	4,484
Total noninterest income	$1,513,000	1,539
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$337,000	1,341
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,176,000	1,388
Total noninterest expense	$11,868,000	1,044
Salaries and employee benefits	$6,750,000	1,044
Premises and equipment expense	$1,711,000	767
Additional noninterest expense	$1,176,000	1,387
Pre-tax net operating income	$3,368,000	1,631
Securities gains (losses)	$0	938
Applicable income taxes	$789,000	1,173
Income before extraordinary items	$2,579,000	1,749
Extraordinary gains, net	$0	51
Net income	$2,579,000	1,770
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,579,000	1,749
Net charge-offs	$14,000	1,687
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$73,000	363
Net operating income	$2,579,000	1,758
2023-03-31 (YTD Data)		Rank
Total interest income	$10,189,000	1,043
Total interest expense	$3,006,000	894
Net interest income	$7,183,000	1,094
Provision for loan and lease losses	$-344,000	4,609
Total noninterest income	$709,000	1,602
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$161,000	1,402
Trading account gains and fees	$0	97
Additional Noninterest Income	$548,000	1,446
Total noninterest expense	$6,052,000	1,043
Salaries and employee benefits	$3,521,000	1,032
Premises and equipment expense	$941,000	736
Additional noninterest expense	$548,000	1,446
Pre-tax net operating income	$2,184,000	1,370
Securities gains (losses)	$0	950
Applicable income taxes	$528,000	1,009
Income before extraordinary items	$1,656,000	1,492
Extraordinary gains, net	$0	4
Net income	$1,656,000	1,492
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,656,000	1,492
Net charge-offs	$-3,000	3,659
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$29,000	349
Net operating income	$1,656,000	1,503
2022-12-31 (YTD Data)		Rank
Total interest income	$32,371,000	1,068
Total interest expense	$3,960,000	942
Net interest income	$28,411,000	1,082
Provision for loan and lease losses	$813,000	930
Total noninterest income	$4,653,000	1,251
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$679,000	1,373
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,974,000	1,059
Total noninterest expense	$21,566,000	1,116
Salaries and employee benefits	$11,931,000	1,149
Premises and equipment expense	$2,855,000	905
Additional noninterest expense	$3,974,000	1,059
Pre-tax net operating income	$10,685,000	1,224
Securities gains (losses)	$0	691
Applicable income taxes	$2,745,000	874
Income before extraordinary items	$7,940,000	1,318
Extraordinary gains, net	$0	5
Net income	$7,940,000	1,318
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,940,000	1,318
Net charge-offs	$-17,000	3,771
Cash dividends	$1,150,000	2,015
Sale, conversion, retirement of capital stock, net	$20,000	537
Net operating income	$7,940,000	1,338
2022-09-30 (YTD Data)		Rank
Total interest income	$23,011,000	1,079
Total interest expense	$1,824,000	1,103
Net interest income	$21,187,000	1,069
Provision for loan and lease losses	$1,010,000	615
Total noninterest income	$3,702,000	1,227
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$504,000	1,399
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,198,000	1,022
Total noninterest expense	$15,458,000	1,159
Salaries and employee benefits	$9,207,000	1,123
Premises and equipment expense	$2,113,000	912
Additional noninterest expense	$3,198,000	1,022
Pre-tax net operating income	$8,421,000	1,159
Securities gains (losses)	$0	740
Applicable income taxes	$2,207,000	848
Income before extraordinary items	$6,214,000	1,256
Extraordinary gains, net	$0	4
Net income	$6,214,000	1,255
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,214,000	1,256
Net charge-offs	$-14,000	3,706
Cash dividends	$1,150,000	1,552
Sale, conversion, retirement of capital stock, net	$28,000	468
Net operating income	$6,214,000	1,282
2022-06-30 (YTD Data)		Rank
Total interest income	$14,582,000	1,086
Total interest expense	$758,000	1,410
Net interest income	$13,824,000	1,062
Provision for loan and lease losses	$586,000	640
Total noninterest income	$2,524,000	1,202
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$321,000	1,439
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,203,000	1,031
Total noninterest expense	$9,840,000	1,193
Salaries and employee benefits	$5,951,000	1,136
Premises and equipment expense	$1,411,000	892
Additional noninterest expense	$2,478,000	1,349
Pre-tax net operating income	$5,922,000	1,071
Securities gains (losses)	$0	687
Applicable income taxes	$1,474,000	802
Income before extraordinary items	$4,448,000	1,139
Extraordinary gains, net	$0	4
Net income	$4,448,000	1,137
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,448,000	1,139
Net charge-offs	$-12,000	3,724
Cash dividends	$750,000	1,555
Sale, conversion, retirement of capital stock, net	$19,000	451
Net operating income	$4,448,000	1,166
2022-03-31 (YTD Data)		Rank
Total interest income	$7,019,000	1,095
Total interest expense	$367,000	1,407
Net interest income	$6,652,000	1,066
Provision for loan and lease losses	$-4,000	4,396
Total noninterest income	$1,213,000	1,230
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$138,000	1,568
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,075,000	1,039
Total noninterest expense	$5,023,000	1,167
Salaries and employee benefits	$2,916,000	1,165
Premises and equipment expense	$709,000	899
Additional noninterest expense	$1,398,000	1,212
Pre-tax net operating income	$2,846,000	1,048
Securities gains (losses)	$0	623
Applicable income taxes	$767,000	763
Income before extraordinary items	$2,079,000	1,168
Extraordinary gains, net	$0	4
Net income	$2,079,000	1,168
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,079,000	1,168
Net charge-offs	$3,000	1,472
Cash dividends	$350,000	1,401
Sale, conversion, retirement of capital stock, net	$9,000	414
Net operating income	$2,079,000	1,178
2021-12-31 (YTD Data)		Rank
Total interest income	$26,984,000	1,148
Total interest expense	$1,836,000	1,415
Net interest income	$25,148,000	1,126
Provision for loan and lease losses	$3,079,000	188
Total noninterest income	$2,053,000	2,188
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$658,000	1,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,395,000	2,295
Total noninterest expense	$16,223,000	1,357
Salaries and employee benefits	$9,300,000	1,375
Premises and equipment expense	$2,415,000	1,012
Additional noninterest expense	$4,508,000	1,443
Pre-tax net operating income	$7,899,000	1,503
Securities gains (losses)	$178,000	650
Applicable income taxes	$2,088,000	1,063
Income before extraordinary items	$5,989,000	1,658
Extraordinary gains, net	$0	10
Net income	$5,989,000	1,657
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,989,000	1,658
Net charge-offs	$4,059,000	188
Cash dividends	$500,000	2,795
Sale, conversion, retirement of capital stock, net	$7,000	567
Net operating income	$5,848,380	1,659
2021-09-30 (YTD Data)		Rank
Total interest income	$20,281,000	1,170
Total interest expense	$1,429,000	1,451
Net interest income	$18,852,000	1,149
Provision for loan and lease losses	$2,653,000	152
Total noninterest income	$1,577,000	2,217
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$488,000	1,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,089,000	2,292
Total noninterest expense	$11,760,000	1,407
Salaries and employee benefits	$6,756,000	1,415
Premises and equipment expense	$1,788,000	1,040
Additional noninterest expense	$3,216,000	1,506
Pre-tax net operating income	$6,016,000	1,547
Securities gains (losses)	$178,000	596
Applicable income taxes	$1,673,000	1,070
Income before extraordinary items	$4,521,000	1,727
Extraordinary gains, net	$0	8
Net income	$4,521,000	1,725
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,521,000	1,727
Net charge-offs	$4,061,000	162
Cash dividends	$250,000	2,755
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,380,380	1,729
2021-06-30 (YTD Data)		Rank
Total interest income	$13,435,000	1,177
Total interest expense	$981,000	1,482
Net interest income	$12,454,000	1,149
Provision for loan and lease losses	$2,899,000	96
Total noninterest income	$1,054,000	2,183
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$324,000	1,282
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	2,256
Total noninterest expense	$7,530,000	1,448
Salaries and employee benefits	$4,290,000	1,469
Premises and equipment expense	$1,185,000	1,046
Additional noninterest expense	$2,055,000	1,541
Pre-tax net operating income	$3,079,000	1,853
Securities gains (losses)	$178,000	490
Applicable income taxes	$916,000	1,217
Income before extraordinary items	$2,341,000	2,040
Extraordinary gains, net	$0	6
Net income	$2,341,000	2,040
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,341,000	2,040
Net charge-offs	$4,567,000	132
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,200,380	2,078
2021-03-31 (YTD Data)		Rank
Total interest income	$6,785,000	1,173
Total interest expense	$519,000	1,483
Net interest income	$6,266,000	1,132
Provision for loan and lease losses	$1,466,000	126
Total noninterest income	$537,000	2,162
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$161,000	1,285
Trading account gains and fees	NA	NA
Additional Noninterest Income	$376,000	2,215
Total noninterest expense	$3,456,000	1,540
Salaries and employee benefits	$1,997,000	1,550
Premises and equipment expense	$578,000	1,076
Additional noninterest expense	$881,000	1,704
Pre-tax net operating income	$1,881,000	1,591
Securities gains (losses)	$178,000	351
Applicable income taxes	$595,000	1,019
Income before extraordinary items	$1,464,000	1,749
Extraordinary gains, net	$0	3
Net income	$1,464,000	1,749
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,464,000	1,749
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,323,380	1,833
2020-12-31 (YTD Data)		Rank
Total interest income	$24,038,000	1,264
Total interest expense	$3,462,000	1,323
Net interest income	$20,576,000	1,250
Provision for loan and lease losses	$3,253,000	753
Total noninterest income	$1,893,000	2,187
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$573,000	1,472
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,320,000	2,199
Total noninterest expense	$15,616,000	1,365
Salaries and employee benefits	$8,987,000	1,371
Premises and equipment expense	$2,341,000	1,035
Additional noninterest expense	$4,288,000	1,450
Pre-tax net operating income	$3,600,000	2,188
Securities gains (losses)	$750,000	461
Applicable income taxes	$1,082,000	1,373
Income before extraordinary items	$3,268,000	2,180
Extraordinary gains, net	$0	4
Net income	$3,268,000	2,180
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,268,000	2,180
Net charge-offs	$8,000	3,088
Cash dividends	$1,000,000	2,187
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,675,500	2,397
2020-09-30 (YTD Data)		Rank
Total interest income	$17,448,000	1,305
Total interest expense	$2,824,000	1,304
Net interest income	$14,624,000	1,303
Provision for loan and lease losses	$1,796,000	949
Total noninterest income	$1,313,000	2,229
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$392,000	1,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$921,000	2,227
Total noninterest expense	$11,366,000	1,379
Salaries and employee benefits	$6,657,000	1,369
Premises and equipment expense	$1,759,000	1,025
Additional noninterest expense	$2,950,000	1,534
Pre-tax net operating income	$2,775,000	2,148
Securities gains (losses)	$174,000	955
Applicable income taxes	$728,000	1,420
Income before extraordinary items	$2,221,000	2,297
Extraordinary gains, net	$0	4
Net income	$2,221,000	2,297
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,221,000	2,297
Net charge-offs	$7,000	2,835
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,083,540	2,345
2020-06-30 (YTD Data)		Rank
Total interest income	$11,355,000	1,357
Total interest expense	$2,080,000	1,280
Net interest income	$9,275,000	1,364
Provision for loan and lease losses	$951,000	1,128
Total noninterest income	$734,000	2,372
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$241,000	1,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$493,000	2,387
Total noninterest expense	$7,234,000	1,421
Salaries and employee benefits	$4,188,000	1,431
Premises and equipment expense	$1,176,000	1,022
Additional noninterest expense	$1,870,000	1,582
Pre-tax net operating income	$1,824,000	2,130
Securities gains (losses)	$9,000	1,899
Applicable income taxes	$451,000	1,426
Income before extraordinary items	$1,382,000	2,352
Extraordinary gains, net	$0	4
Net income	$1,382,000	2,352
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,382,000	2,352
Net charge-offs	$8,000	2,523
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,374,890	2,326
2020-03-31 (YTD Data)		Rank
Total interest income	$5,600,000	1,366
Total interest expense	$1,111,000	1,321
Net interest income	$4,489,000	1,370
Provision for loan and lease losses	$323,000	1,141
Total noninterest income	$373,000	2,263
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$144,000	1,680
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	2,287
Total noninterest expense	$3,675,000	1,420
Salaries and employee benefits	$2,093,000	1,438
Premises and equipment expense	$601,000	1,021
Additional noninterest expense	$981,000	1,544
Pre-tax net operating income	$864,000	2,050
Securities gains (losses)	$9,000	1,340
Applicable income taxes	$206,000	1,377
Income before extraordinary items	$667,000	2,254
Extraordinary gains, net	$0	4
Net income	$667,000	2,253
Minority interest net income	$0	56
Net income of bank and minority interests.	$667,000	2,254
Net charge-offs	$6,000	2,039
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$659,890	2,234
2019-12-31 (YTD Data)		Rank
Total interest income	$21,059,000	1,460
Total interest expense	$4,244,000	1,423
Net interest income	$16,815,000	1,439
Provision for loan and lease losses	$763,000	1,118
Total noninterest income	$1,435,000	2,362
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$537,000	1,821
Trading account gains and fees	$0	135
Additional Noninterest Income	$898,000	2,381
Total noninterest expense	$13,794,000	1,451
Salaries and employee benefits	$7,972,000	1,454
Premises and equipment expense	$2,184,000	1,094
Additional noninterest expense	$3,638,000	1,629
Pre-tax net operating income	$3,693,000	2,162
Securities gains (losses)	$-1,000	4,531
Applicable income taxes	$972,000	1,455
Income before extraordinary items	$2,720,000	2,441
Extraordinary gains, net	$0	11
Net income	$2,720,000	2,442
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,720,000	2,443
Net charge-offs	$121,000	2,071
Cash dividends	$2,810,000	1,244
Sale, conversion, retirement of capital stock, net	$116,000	465
Net operating income	$2,720,790	2,404
2019-09-30 (YTD Data)		Rank
Total interest income	$15,562,000	1,487
Total interest expense	$3,179,000	1,423
Net interest income	$12,383,000	1,474
Provision for loan and lease losses	$536,000	1,110
Total noninterest income	$1,048,000	2,398
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$403,000	1,822
Trading account gains and fees	$0	129
Additional Noninterest Income	$645,000	2,409
Total noninterest expense	$10,128,000	1,483
Salaries and employee benefits	$5,874,000	1,476
Premises and equipment expense	$1,592,000	1,122
Additional noninterest expense	$2,662,000	1,653
Pre-tax net operating income	$2,767,000	2,220
Securities gains (losses)	$0	2,167
Applicable income taxes	$732,000	1,496
Income before extraordinary items	$2,035,000	2,502
Extraordinary gains, net	$0	11
Net income	$2,035,000	2,503
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,035,000	2,503
Net charge-offs	$116,000	1,668
Cash dividends	$2,810,000	924
Sale, conversion, retirement of capital stock, net	$116,000	394
Net operating income	$2,035,000	2,472
2019-06-30 (YTD Data)		Rank
Total interest income	$10,233,000	1,502
Total interest expense	$2,112,000	1,404
Net interest income	$8,121,000	1,506
Provision for loan and lease losses	$342,000	1,119
Total noninterest income	$643,000	2,466
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$263,000	1,838
Trading account gains and fees	$0	131
Additional Noninterest Income	$380,000	2,549
Total noninterest expense	$6,822,000	1,484
Salaries and employee benefits	$3,898,000	1,491
Premises and equipment expense	$1,078,000	1,112
Additional noninterest expense	$1,846,000	1,616
Pre-tax net operating income	$1,600,000	2,401
Securities gains (losses)	$0	1,702
Applicable income taxes	$392,000	1,636
Income before extraordinary items	$1,208,000	2,660
Extraordinary gains, net	$0	11
Net income	$1,208,000	2,659
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,208,000	2,659
Net charge-offs	$111,000	1,352
Cash dividends	$2,610,000	723
Sale, conversion, retirement of capital stock, net	$116,000	339
Net operating income	$1,208,000	2,629
2019-03-31 (YTD Data)		Rank
Total interest income	$4,878,000	1,559
Total interest expense	$1,020,000	1,417
Net interest income	$3,858,000	1,584
Provision for loan and lease losses	$68,000	1,814
Total noninterest income	$309,000	2,492
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$124,000	1,912
Trading account gains and fees	$0	126
Additional Noninterest Income	$185,000	2,496
Total noninterest expense	$3,401,000	1,493
Salaries and employee benefits	$1,936,000	1,510
Premises and equipment expense	$533,000	1,124
Additional noninterest expense	$932,000	1,603
Pre-tax net operating income	$698,000	2,579
Securities gains (losses)	$0	1,087
Applicable income taxes	$247,000	1,421
Income before extraordinary items	$451,000	3,040
Extraordinary gains, net	$0	5
Net income	$451,000	3,038
Minority interest net income	$0	52
Net income of bank and minority interests.	$451,000	3,039
Net charge-offs	$7,000	2,096
Cash dividends	$2,242,000	467
Sale, conversion, retirement of capital stock, net	$116,000	215
Net operating income	$451,000	3,028
2018-12-31 (YTD Data)		Rank
Total interest income	$16,301,000	1,735
Total interest expense	$2,655,000	1,573
Net interest income	$13,646,000	1,746
Provision for loan and lease losses	$582,000	1,330
Total noninterest income	$1,174,000	2,640
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$397,000	2,305
Trading account gains and fees	$0	126
Additional Noninterest Income	$777,000	2,526
Total noninterest expense	$11,455,000	1,691
Salaries and employee benefits	$6,483,000	1,706
Premises and equipment expense	$1,900,000	1,232
Additional noninterest expense	$3,072,000	1,880
Pre-tax net operating income	$2,783,000	2,624
Securities gains (losses)	$0	1,125
Applicable income taxes	$702,000	1,686
Income before extraordinary items	$2,081,000	2,870
Extraordinary gains, net	$0	6
Net income	$2,081,000	2,869
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,081,000	2,869
Net charge-offs	$40,000	2,746
Cash dividends	$401,000	3,151
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,081,000	2,867
2018-09-30 (YTD Data)		Rank
Total interest income	$11,656,000	1,795
Total interest expense	$1,731,000	1,673
Net interest income	$9,925,000	1,792
Provision for loan and lease losses	$447,000	1,244
Total noninterest income	$869,000	2,701
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$284,000	2,386
Trading account gains and fees	$0	138
Additional Noninterest Income	$585,000	2,550
Total noninterest expense	$8,086,000	1,780
Salaries and employee benefits	$4,664,000	1,764
Premises and equipment expense	$1,230,000	1,390
Additional noninterest expense	$2,192,000	1,960
Pre-tax net operating income	$2,261,000	2,543
Securities gains (losses)	$0	1,118
Applicable income taxes	$584,000	1,651
Income before extraordinary items	$1,677,000	2,818
Extraordinary gains, net	$0	5
Net income	$1,677,000	2,817
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,677,000	2,817
Net charge-offs	$86,000	1,846
Cash dividends	$201,000	3,079
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,677,000	2,809
2018-06-30 (YTD Data)		Rank
Total interest income	$7,366,000	1,864
Total interest expense	$949,000	1,851
Net interest income	$6,417,000	1,830
Provision for loan and lease losses	$117,000	2,096
Total noninterest income	$570,000	2,705
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$186,000	2,407
Trading account gains and fees	$0	130
Additional Noninterest Income	$384,000	2,577
Total noninterest expense	$5,236,000	1,836
Salaries and employee benefits	$3,041,000	1,805
Premises and equipment expense	$785,000	1,457
Additional noninterest expense	$1,410,000	2,035
Pre-tax net operating income	$1,634,000	2,395
Securities gains (losses)	$0	961
Applicable income taxes	$431,000	1,539
Income before extraordinary items	$1,203,000	2,665
Extraordinary gains, net	$0	6
Net income	$1,203,000	2,664
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,203,000	2,664
Net charge-offs	$80,000	1,457
Cash dividends	$134,000	3,033
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,203,000	2,657
2018-03-31 (YTD Data)		Rank
Total interest income	$3,546,000	1,910
Total interest expense	$444,000	1,871
Net interest income	$3,102,000	1,880
Provision for loan and lease losses	$157,000	1,080
Total noninterest income	$281,000	2,712
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$94,000	2,399
Trading account gains and fees	$0	123
Additional Noninterest Income	$187,000	2,575
Total noninterest expense	$2,548,000	1,904
Salaries and employee benefits	$1,447,000	1,899
Premises and equipment expense	$390,000	1,484
Additional noninterest expense	$711,000	2,011
Pre-tax net operating income	$678,000	2,636
Securities gains (losses)	$0	735
Applicable income taxes	$177,000	1,688
Income before extraordinary items	$501,000	2,897
Extraordinary gains, net	$0	7
Net income	$501,000	2,897
Minority interest net income	$0	52
Net income of bank and minority interests.	$501,000	2,897
Net charge-offs	$4,000	2,263
Cash dividends	$67,000	2,484
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$501,000	2,884
2017-12-31 (YTD Data)		Rank
Total interest income	$11,852,000	2,151
Total interest expense	$1,157,000	2,302
Net interest income	$10,695,000	2,111
Provision for loan and lease losses	$637,000	1,235
Total noninterest income	$1,121,000	2,777
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$378,000	2,463
Trading account gains and fees	$0	151
Additional Noninterest Income	$743,000	2,649
Total noninterest expense	$8,676,000	2,136
Salaries and employee benefits	$4,627,000	2,224
Premises and equipment expense	$1,366,000	1,650
Additional noninterest expense	$2,683,000	2,136
Pre-tax net operating income	$2,503,000	2,751
Securities gains (losses)	$-38,000	5,272
Applicable income taxes	$1,248,000	1,687
Income before extraordinary items	$1,217,000	3,455
Extraordinary gains, net	$0	9
Net income	$1,217,000	3,453
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,217,000	3,455
Net charge-offs	$113,000	2,310
Cash dividends	$123,000	3,830
Sale, conversion, retirement of capital stock, net	$17,040,000	39
Net operating income	$1,241,320	3,412
2017-09-30 (YTD Data)		Rank
Total interest income	$8,566,000	2,207
Total interest expense	$776,000	2,466
Net interest income	$7,790,000	2,166
Provision for loan and lease losses	$325,000	1,540
Total noninterest income	$849,000	2,795
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$282,000	2,495
Trading account gains and fees	$0	145
Additional Noninterest Income	$567,000	2,662
Total noninterest expense	$6,091,000	2,254
Salaries and employee benefits	$3,250,000	2,344
Premises and equipment expense	$1,003,000	1,689
Additional noninterest expense	$1,838,000	2,285
Pre-tax net operating income	$2,223,000	2,548
Securities gains (losses)	$-38,000	5,558
Applicable income taxes	$768,000	1,704
Income before extraordinary items	$1,417,000	2,948
Extraordinary gains, net	$0	9
Net income	$1,417,000	2,947
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,417,000	2,948
Net charge-offs	$103,000	1,903
Cash dividends	$78,000	3,492
Sale, conversion, retirement of capital stock, net	$3,746,000	96
Net operating income	$1,441,700	2,897
2017-06-30 (YTD Data)		Rank
Total interest income	$5,515,000	2,254
Total interest expense	$479,000	2,557
Net interest income	$5,036,000	2,211
Provision for loan and lease losses	$217,000	1,484
Total noninterest income	$573,000	2,779
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$186,000	2,510
Trading account gains and fees	$0	139
Additional Noninterest Income	$387,000	2,624
Total noninterest expense	$4,006,000	2,285
Salaries and employee benefits	$2,116,000	2,400
Premises and equipment expense	$634,000	1,775
Additional noninterest expense	$1,256,000	2,235
Pre-tax net operating income	$1,386,000	2,609
Securities gains (losses)	$0	1,906
Applicable income taxes	$483,000	1,727
Income before extraordinary items	$903,000	2,981
Extraordinary gains, net	$0	11
Net income	$903,000	2,980
Minority interest net income	$0	71
Net income of bank and minority interests.	$903,000	2,981
Net charge-offs	$101,000	1,510
Cash dividends	$51,000	3,377
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$903,000	2,959
2017-03-31 (YTD Data)		Rank
Total interest income	$2,654,000	2,320
Total interest expense	$221,000	2,662
Net interest income	$2,433,000	2,269
Provision for loan and lease losses	$40,000	2,253
Total noninterest income	$263,000	2,880
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$89,000	2,583
Trading account gains and fees	$0	142
Additional Noninterest Income	$174,000	2,744
Total noninterest expense	$1,890,000	2,397
Salaries and employee benefits	$1,059,000	2,427
Premises and equipment expense	$302,000	1,872
Additional noninterest expense	$529,000	2,554
Pre-tax net operating income	$766,000	2,369
Securities gains (losses)	$0	1,153
Applicable income taxes	$271,000	1,578
Income before extraordinary items	$495,000	2,774
Extraordinary gains, net	$0	8
Net income	$495,000	2,774
Minority interest net income	$0	55
Net income of bank and minority interests.	$495,000	2,774
Net charge-offs	$4,000	2,506
Cash dividends	$25,000	2,751
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$495,000	2,756
2016-12-31 (YTD Data)		Rank
Total interest income	$9,250,000	2,571
Total interest expense	$677,000	3,109
Net interest income	$8,573,000	2,484
Provision for loan and lease losses	$464,000	1,553
Total noninterest income	$965,000	3,091
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$426,000	2,354
Trading account gains and fees	$0	170
Additional Noninterest Income	$539,000	3,157
Total noninterest expense	$7,798,000	2,343
Salaries and employee benefits	$4,069,000	2,467
Premises and equipment expense	$1,151,000	1,932
Additional noninterest expense	$2,578,000	2,243
Pre-tax net operating income	$1,276,000	3,728
Securities gains (losses)	$0	3,212
Applicable income taxes	$383,000	2,482
Income before extraordinary items	$893,000	4,042
Extraordinary gains, net	$0	5
Net income	$893,000	4,040
Minority interest net income	$0	82
Net income of bank and minority interests.	$893,000	4,041
Net charge-offs	$87,000	2,719
Cash dividends	$103,000	3,952
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$893,000	3,969
2016-09-30 (YTD Data)		Rank
Total interest income	$6,732,000	2,637
Total interest expense	$497,000	3,137
Net interest income	$6,235,000	2,549
Provision for loan and lease losses	$346,000	1,490
Total noninterest income	$676,000	3,214
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$321,000	2,348
Trading account gains and fees	$0	169
Additional Noninterest Income	$355,000	3,345
Total noninterest expense	$5,579,000	2,427
Salaries and employee benefits	$2,886,000	2,556
Premises and equipment expense	$856,000	1,938
Additional noninterest expense	$1,837,000	2,350
Pre-tax net operating income	$986,000	3,738
Securities gains (losses)	$0	3,160
Applicable income taxes	$301,000	2,496
Income before extraordinary items	$685,000	4,071
Extraordinary gains, net	$0	5
Net income	$685,000	4,070
Minority interest net income	$0	71
Net income of bank and minority interests.	$685,000	4,071
Net charge-offs	$80,000	2,244
Cash dividends	$77,000	3,559
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$685,000	3,999
2016-06-30 (YTD Data)		Rank
Total interest income	$4,314,000	2,717
Total interest expense	$319,000	3,221
Net interest income	$3,995,000	2,642
Provision for loan and lease losses	$387,000	1,048
Total noninterest income	$473,000	3,129
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$205,000	2,402
Trading account gains and fees	$0	157
Additional Noninterest Income	$268,000	3,180
Total noninterest expense	$3,768,000	2,417
Salaries and employee benefits	$1,925,000	2,575
Premises and equipment expense	$575,000	1,933
Additional noninterest expense	$1,268,000	2,290
Pre-tax net operating income	$313,000	4,721
Securities gains (losses)	$1,000	2,737
Applicable income taxes	$55,000	3,340
Income before extraordinary items	$259,000	4,787
Extraordinary gains, net	$0	16
Net income	$259,000	4,788
Minority interest net income	$0	71
Net income of bank and minority interests.	$259,000	4,788
Net charge-offs	$36,000	2,397
Cash dividends	$51,000	3,463
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$258,180	4,728
2016-03-31 (YTD Data)		Rank
Total interest income	$2,090,000	2,786
Total interest expense	$153,000	3,330
Net interest income	$1,937,000	2,699
Provision for loan and lease losses	$244,000	829
Total noninterest income	$216,000	3,239
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$97,000	2,478
Trading account gains and fees	$0	142
Additional Noninterest Income	$119,000	3,285
Total noninterest expense	$1,846,000	2,472
Salaries and employee benefits	$957,000	2,596
Premises and equipment expense	$296,000	1,894
Additional noninterest expense	$593,000	2,414
Pre-tax net operating income	$63,000	5,364
Securities gains (losses)	$0	2,077
Applicable income taxes	$-12,000	5,985
Income before extraordinary items	$75,000	5,220
Extraordinary gains, net	$0	12
Net income	$75,000	5,221
Minority interest net income	$0	62
Net income of bank and minority interests.	$75,000	5,221
Net charge-offs	$6,000	2,526
Cash dividends	$26,000	2,757
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$75,000	5,162
2015-12-31 (YTD Data)		Rank
Total interest income	$6,896,000	3,142
Total interest expense	$339,000	4,433
Net interest income	$6,557,000	3,013
Provision for loan and lease losses	$425,000	1,531
Total noninterest income	$928,000	3,197
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$418,000	2,440
Trading account gains and fees	$0	159
Additional Noninterest Income	$510,000	3,260
Total noninterest expense	$6,645,000	2,658
Salaries and employee benefits	$3,371,000	2,808
Premises and equipment expense	$857,000	2,421
Additional noninterest expense	$2,417,000	2,411
Pre-tax net operating income	$415,000	5,070
Securities gains (losses)	$20,000	2,240
Applicable income taxes	$69,000	3,507
Income before extraordinary items	$366,000	5,095
Extraordinary gains, net	$0	23
Net income	$366,000	5,099
Minority interest net income	$0	81
Net income of bank and minority interests.	$366,000	5,099
Net charge-offs	$-141,000	5,792
Cash dividends	$102,000	3,979
Sale, conversion, retirement of capital stock, net	$3,592,000	104
Net operating income	$349,200	5,085
2015-09-30 (YTD Data)		Rank
Total interest income	$4,934,000	3,277
Total interest expense	$218,000	4,744
Net interest income	$4,716,000	3,112
Provision for loan and lease losses	$191,000	2,006
Total noninterest income	$699,000	3,206
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$308,000	2,476
Trading account gains and fees	$0	153
Additional Noninterest Income	$391,000	3,254
Total noninterest expense	$4,479,000	2,888
Salaries and employee benefits	$2,413,000	2,924
Premises and equipment expense	$590,000	2,626
Additional noninterest expense	$1,476,000	2,822
Pre-tax net operating income	$745,000	4,187
Securities gains (losses)	$-4,000	5,921
Applicable income taxes	$205,000	2,800
Income before extraordinary items	$536,000	4,467
Extraordinary gains, net	$0	21
Net income	$536,000	4,469
Minority interest net income	$0	78
Net income of bank and minority interests.	$536,000	4,470
Net charge-offs	$-152,000	5,902
Cash dividends	$76,000	3,548
Sale, conversion, retirement of capital stock, net	$3,592,000	70
Net operating income	$538,880	4,414
2015-06-30 (YTD Data)		Rank
Total interest income	$3,146,000	3,390
Total interest expense	$126,000	4,994
Net interest income	$3,020,000	3,203
Provision for loan and lease losses	$89,000	2,409
Total noninterest income	$495,000	3,095
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$200,000	2,491
Trading account gains and fees	$0	157
Additional Noninterest Income	$295,000	3,080
Total noninterest expense	$2,941,000	2,930
Salaries and employee benefits	$1,593,000	2,949
Premises and equipment expense	$375,000	2,738
Additional noninterest expense	$973,000	2,866
Pre-tax net operating income	$485,000	4,213
Securities gains (losses)	$-4,000	6,027
Applicable income taxes	$129,000	2,841
Income before extraordinary items	$352,000	4,501
Extraordinary gains, net	$0	22
Net income	$352,000	4,502
Minority interest net income	$0	75
Net income of bank and minority interests.	$352,000	4,503
Net charge-offs	$-193,000	6,068
Cash dividends	$50,000	3,429
Sale, conversion, retirement of capital stock, net	$3,592,000	58
Net operating income	$354,920	4,413
2015-03-31 (YTD Data)		Rank
Total interest income	$1,539,000	3,441
Total interest expense	$59,000	5,142
Net interest income	$1,480,000	3,254
Provision for loan and lease losses	$-97,000	6,198
Total noninterest income	$242,000	3,097
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$100,000	2,472
Trading account gains and fees	$0	152
Additional Noninterest Income	$142,000	3,106
Total noninterest expense	$1,536,000	2,857
Salaries and employee benefits	$843,000	2,856
Premises and equipment expense	$204,000	2,610
Additional noninterest expense	$489,000	2,837
Pre-tax net operating income	$283,000	3,971
Securities gains (losses)	$0	2,027
Applicable income taxes	$82,000	2,616
Income before extraordinary items	$201,000	4,284
Extraordinary gains, net	$0	13
Net income	$201,000	4,286
Minority interest net income	$0	64
Net income of bank and minority interests.	$201,000	4,287
Net charge-offs	$-197,000	6,244
Cash dividends	$25,000	2,736
Sale, conversion, retirement of capital stock, net	$2,620,000	40
Net operating income	$201,000	4,203
2014-12-31 (YTD Data)		Rank
Total interest income	$5,590,000	3,688
Total interest expense	$179,000	5,612
Net interest income	$5,411,000	3,477
Provision for loan and lease losses	$-222,000	6,142
Total noninterest income	$907,000	3,263
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$417,000	2,602
Trading account gains and fees	$0	180
Additional Noninterest Income	$490,000	3,300
Total noninterest expense	$5,859,000	2,968
Salaries and employee benefits	$3,135,000	2,991
Premises and equipment expense	$769,000	2,739
Additional noninterest expense	$1,955,000	2,926
Pre-tax net operating income	$681,000	4,695
Securities gains (losses)	$-10,000	6,040
Applicable income taxes	$164,000	3,101
Income before extraordinary items	$507,000	4,910
Extraordinary gains, net	$0	17
Net income	$507,000	4,909
Minority interest net income	$0	84
Net income of bank and minority interests.	$507,000	4,910
Net charge-offs	$-35,000	5,914
Cash dividends	$65,000	4,145
Sale, conversion, retirement of capital stock, net	$2,602,000	123
Net operating income	$514,600	4,849
2014-09-30 (YTD Data)		Rank
Total interest income	$4,105,000	3,765
Total interest expense	$131,000	5,708
Net interest income	$3,974,000	3,545
Provision for loan and lease losses	$-198,000	6,268
Total noninterest income	$728,000	3,186
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$304,000	2,686
Trading account gains and fees	$0	174
Additional Noninterest Income	$424,000	3,148
Total noninterest expense	$4,217,000	3,065
Salaries and employee benefits	$2,322,000	3,027
Premises and equipment expense	$544,000	2,873
Additional noninterest expense	$1,351,000	3,120
Pre-tax net operating income	$683,000	4,402
Securities gains (losses)	$18,000	2,074
Applicable income taxes	$212,000	2,754
Income before extraordinary items	$489,000	4,648
Extraordinary gains, net	$0	15
Net income	$489,000	4,648
Minority interest net income	$0	81
Net income of bank and minority interests.	$489,000	4,649
Net charge-offs	$2,000	4,524
Cash dividends	$43,000	3,691
Sale, conversion, retirement of capital stock, net	$-2,000	6,494
Net operating income	$476,400	4,642
2014-06-30 (YTD Data)		Rank
Total interest income	$2,693,000	3,817
Total interest expense	$86,000	5,780
Net interest income	$2,607,000	3,578
Provision for loan and lease losses	$-169,000	6,385
Total noninterest income	$472,000	3,221
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$192,000	2,779
Trading account gains and fees	$0	172
Additional Noninterest Income	$280,000	3,139
Total noninterest expense	$2,797,000	3,089
Salaries and employee benefits	$1,518,000	3,090
Premises and equipment expense	$367,000	2,876
Additional noninterest expense	$912,000	3,110
Pre-tax net operating income	$451,000	4,344
Securities gains (losses)	$0	2,580
Applicable income taxes	$97,000	3,030
Income before extraordinary items	$354,000	4,490
Extraordinary gains, net	$0	20
Net income	$354,000	4,494
Minority interest net income	$0	80
Net income of bank and minority interests.	$354,000	4,495
Net charge-offs	$5,000	3,959
Cash dividends	$24,000	3,572
Sale, conversion, retirement of capital stock, net	$-2,000	6,579
Net operating income	$354,000	4,436
2014-03-31 (YTD Data)		Rank
Total interest income	$1,329,000	3,866
Total interest expense	$44,000	5,827
Net interest income	$1,285,000	3,617
Provision for loan and lease losses	$-262,000	6,595
Total noninterest income	$240,000	3,130
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$96,000	2,751
Trading account gains and fees	$0	147
Additional Noninterest Income	$144,000	3,033
Total noninterest expense	$1,431,000	3,067
Salaries and employee benefits	$790,000	3,021
Premises and equipment expense	$186,000	2,896
Additional noninterest expense	$455,000	3,123
Pre-tax net operating income	$356,000	3,508
Securities gains (losses)	$0	1,715
Applicable income taxes	$83,000	2,517
Income before extraordinary items	$273,000	3,711
Extraordinary gains, net	$0	16
Net income	$273,000	3,713
Minority interest net income	$0	66
Net income of bank and minority interests.	$273,000	3,714
Net charge-offs	$3,000	3,257
Cash dividends	$12,000	2,815
Sale, conversion, retirement of capital stock, net	$-2,000	6,671
Net operating income	$273,000	3,654
2013-12-31 (YTD Data)		Rank
Total interest income	$4,936,000	4,109
Total interest expense	$174,000	6,052
Net interest income	$4,762,000	3,810
Provision for loan and lease losses	$428,000	2,028
Total noninterest income	$859,000	3,493
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$397,000	2,823
Trading account gains and fees	$0	184
Additional Noninterest Income	$462,000	3,467
Total noninterest expense	$4,966,000	3,418
Salaries and employee benefits	$2,585,000	3,460
Premises and equipment expense	$641,000	3,151
Additional noninterest expense	$1,740,000	3,284
Pre-tax net operating income	$227,000	5,657
Securities gains (losses)	$22,000	2,293
Applicable income taxes	$88,000	3,485
Income before extraordinary items	$161,000	5,817
Extraordinary gains, net	$0	29
Net income	$161,000	5,820
Minority interest net income	$0	90
Net income of bank and minority interests.	$161,000	5,820
Net charge-offs	$240,000	2,811
Cash dividends	$48,000	4,164
Sale, conversion, retirement of capital stock, net	$-66,000	6,729
Net operating income	$146,700	5,806
2013-09-30 (YTD Data)		Rank
Total interest income	$3,634,000	4,197
Total interest expense	$128,000	6,158
Net interest income	$3,506,000	3,888
Provision for loan and lease losses	$251,000	2,275
Total noninterest income	$634,000	3,587
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$294,000	2,873
Trading account gains and fees	$0	180
Additional Noninterest Income	$340,000	3,558
Total noninterest expense	$3,714,000	3,440
Salaries and employee benefits	$1,911,000	3,511
Premises and equipment expense	$497,000	3,112
Additional noninterest expense	$1,306,000	3,288
Pre-tax net operating income	$175,000	5,751
Securities gains (losses)	$1,000	2,916
Applicable income taxes	$69,000	3,532
Income before extraordinary items	$107,000	5,989
Extraordinary gains, net	$0	25
Net income	$107,000	5,991
Minority interest net income	$0	84
Net income of bank and minority interests.	$107,000	5,991
Net charge-offs	$49,000	3,878
Cash dividends	$36,000	3,629
Sale, conversion, retirement of capital stock, net	$4,000	819
Net operating income	$106,360	5,934
2013-06-30 (YTD Data)		Rank
Total interest income	$2,407,000	4,217
Total interest expense	$82,000	6,264
Net interest income	$2,325,000	3,898
Provision for loan and lease losses	$174,000	2,296
Total noninterest income	$413,000	3,656
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$189,000	2,909
Trading account gains and fees	$0	157
Additional Noninterest Income	$224,000	3,614
Total noninterest expense	$2,488,000	3,433
Salaries and employee benefits	$1,280,000	3,510
Premises and equipment expense	$337,000	3,076
Additional noninterest expense	$871,000	3,284
Pre-tax net operating income	$76,000	5,945
Securities gains (losses)	$0	2,791
Applicable income taxes	$48,000	3,529
Income before extraordinary items	$28,000	6,258
Extraordinary gains, net	$0	22
Net income	$28,000	6,260
Minority interest net income	$0	82
Net income of bank and minority interests.	$28,000	6,260
Net charge-offs	$16,000	4,121
Cash dividends	$24,000	3,442
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$28,000	6,183
2013-03-31 (YTD Data)		Rank
Total interest income	$1,180,000	4,307
Total interest expense	$40,000	6,364
Net interest income	$1,140,000	3,965
Provision for loan and lease losses	$-268,000	6,921
Total noninterest income	$221,000	3,492
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$99,000	2,798
Trading account gains and fees	$0	148
Additional Noninterest Income	$122,000	3,473
Total noninterest expense	$1,263,000	3,423
Salaries and employee benefits	$651,000	3,513
Premises and equipment expense	$172,000	3,062
Additional noninterest expense	$440,000	3,282
Pre-tax net operating income	$366,000	3,442
Securities gains (losses)	$0	1,966
Applicable income taxes	$96,000	2,449
Income before extraordinary items	$270,000	3,756
Extraordinary gains, net	$0	10
Net income	$270,000	3,756
Minority interest net income	$0	76
Net income of bank and minority interests.	$270,000	3,758
Net charge-offs	$2,000	3,902
Cash dividends	$12,000	2,645
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$270,000	3,656
2012-12-31 (YTD Data)		Rank
Total interest income	$5,106,000	4,252
Total interest expense	$180,000	6,484
Net interest income	$4,926,000	3,857
Provision for loan and lease losses	$112,000	4,568
Total noninterest income	$712,000	3,859
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$412,000	2,878
Trading account gains and fees	$0	166
Additional Noninterest Income	$300,000	4,037
Total noninterest expense	$5,006,000	3,461
Salaries and employee benefits	$2,760,000	3,322
Premises and equipment expense	$579,000	3,475
Additional noninterest expense	$1,667,000	3,535
Pre-tax net operating income	$520,000	4,870
Securities gains (losses)	$1,000	3,729
Applicable income taxes	$162,000	3,161
Income before extraordinary items	$359,000	5,319
Extraordinary gains, net	$0	29
Net income	$359,000	5,316
Minority interest net income	$0	93
Net income of bank and minority interests.	$359,000	5,317
Net charge-offs	$730,000	2,178
Cash dividends	$384,000	3,082
Sale, conversion, retirement of capital stock, net	$-8,000	6,988
Net operating income	$358,310	5,117
2012-09-30 (YTD Data)		Rank
Total interest income	$3,894,000	4,288
Total interest expense	$139,000	6,591
Net interest income	$3,755,000	3,874
Provision for loan and lease losses	$-51,000	6,987
Total noninterest income	$554,000	3,832
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$305,000	2,939
Trading account gains and fees	$0	157
Additional Noninterest Income	$249,000	3,946
Total noninterest expense	$3,671,000	3,542
Salaries and employee benefits	$2,037,000	3,375
Premises and equipment expense	$417,000	3,619
Additional noninterest expense	$1,217,000	3,619
Pre-tax net operating income	$689,000	4,244
Securities gains (losses)	$0	3,575
Applicable income taxes	$254,000	2,624
Income before extraordinary items	$435,000	4,853
Extraordinary gains, net	$0	20
Net income	$435,000	4,853
Minority interest net income	$0	86
Net income of bank and minority interests.	$435,000	4,853
Net charge-offs	$478,000	2,255
Cash dividends	$288,000	2,615
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$435,000	4,682
2012-06-30 (YTD Data)		Rank
Total interest income	$2,661,000	4,260
Total interest expense	$96,000	6,651
Net interest income	$2,565,000	3,825
Provision for loan and lease losses	$0	5,619
Total noninterest income	$340,000	3,957
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$198,000	2,975
Trading account gains and fees	$0	153
Additional Noninterest Income	$142,000	4,155
Total noninterest expense	$2,565,000	3,440
Salaries and employee benefits	$1,538,000	3,107
Premises and equipment expense	$265,000	3,725
Additional noninterest expense	$762,000	3,781
Pre-tax net operating income	$340,000	4,686
Securities gains (losses)	$0	3,178
Applicable income taxes	$134,000	2,823
Income before extraordinary items	$206,000	5,308
Extraordinary gains, net	$0	19
Net income	$206,000	5,307
Minority interest net income	$0	84
Net income of bank and minority interests.	$206,000	5,307
Net charge-offs	$462,000	1,861
Cash dividends	$192,000	2,585
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$206,000	5,101
2012-03-31 (YTD Data)		Rank
Total interest income	$1,362,000	4,237
Total interest expense	$48,000	6,735
Net interest income	$1,314,000	3,781
Provision for loan and lease losses	$-27,000	7,148
Total noninterest income	$149,000	4,247
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$74,000	3,530
Trading account gains and fees	$0	148
Additional Noninterest Income	$75,000	4,102
Total noninterest expense	$997,000	4,105
Salaries and employee benefits	$486,000	4,280
Premises and equipment expense	$138,000	3,667
Additional noninterest expense	$373,000	3,806
Pre-tax net operating income	$493,000	2,903
Securities gains (losses)	$0	2,210
Applicable income taxes	$265,000	1,420
Income before extraordinary items	$228,000	4,160
Extraordinary gains, net	$0	19
Net income	$228,000	4,164
Minority interest net income	$0	78
Net income of bank and minority interests.	$228,000	4,164
Net charge-offs	$253,000	1,638
Cash dividends	$96,000	2,130
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$228,000	4,012
2011-12-31 (YTD Data)		Rank
Total interest income	$5,668,000	4,237
Total interest expense	$281,000	6,625
Net interest income	$5,387,000	3,729
Provision for loan and lease losses	$176,000	4,781
Total noninterest income	$608,000	4,045
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$445,000	2,816
Trading account gains and fees	$0	146
Additional Noninterest Income	$163,000	4,735
Total noninterest expense	$3,769,000	4,283
Salaries and employee benefits	$1,994,000	4,182
Premises and equipment expense	$579,000	3,674
Additional noninterest expense	$1,196,000	4,454
Pre-tax net operating income	$2,050,000	2,459
Securities gains (losses)	$-11,000	6,885
Applicable income taxes	$793,000	1,564
Income before extraordinary items	$1,246,000	3,139
Extraordinary gains, net	$0	29
Net income	$1,246,000	3,142
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,246,000	3,142
Net charge-offs	$207,000	4,256
Cash dividends	$384,000	2,728
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,253,040	3,022
2011-09-30 (YTD Data)		Rank
Total interest income	$4,311,000	4,245
Total interest expense	$233,000	6,615
Net interest income	$4,078,000	3,727
Provision for loan and lease losses	$244,000	3,897
Total noninterest income	$567,000	3,642
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$341,000	2,774
Trading account gains and fees	$0	145
Additional Noninterest Income	$226,000	3,914
Total noninterest expense	$2,647,000	4,475
Salaries and employee benefits	$1,439,000	4,273
Premises and equipment expense	$444,000	3,648
Additional noninterest expense	$764,000	4,887
Pre-tax net operating income	$1,754,000	2,301
Securities gains (losses)	$-11,000	7,020
Applicable income taxes	$742,000	1,365
Income before extraordinary items	$1,001,000	3,064
Extraordinary gains, net	$0	21
Net income	$1,001,000	3,066
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,001,000	3,066
Net charge-offs	$203,000	3,698
Cash dividends	$288,000	2,388
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,008,040	2,947
2011-06-30 (YTD Data)		Rank
Total interest income	$2,915,000	4,228
Total interest expense	$169,000	6,622
Net interest income	$2,746,000	3,707
Provision for loan and lease losses	$61,000	4,868
Total noninterest income	$401,000	3,546
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$233,000	2,709
Trading account gains and fees	$0	153
Additional Noninterest Income	$168,000	3,763
Total noninterest expense	$1,774,000	4,501
Salaries and employee benefits	$963,000	4,302
Premises and equipment expense	$300,000	3,650
Additional noninterest expense	$511,000	4,946
Pre-tax net operating income	$1,312,000	2,079
Securities gains (losses)	$-12,000	7,092
Applicable income taxes	$576,000	1,184
Income before extraordinary items	$724,000	2,855
Extraordinary gains, net	$0	15
Net income	$724,000	2,857
Minority interest net income	$0	89
Net income of bank and minority interests.	$724,000	2,857
Net charge-offs	$203,000	3,104
Cash dividends	$192,000	2,330
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$731,680	2,747
2011-03-31 (YTD Data)		Rank
Total interest income	$1,465,000	4,232
Total interest expense	$92,000	6,614
Net interest income	$1,373,000	3,700
Provision for loan and lease losses	$40,000	4,390
Total noninterest income	$213,000	3,461
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$113,000	2,727
Trading account gains and fees	$0	158
Additional Noninterest Income	$100,000	3,570
Total noninterest expense	$849,000	4,632
Salaries and employee benefits	$478,000	4,354
Premises and equipment expense	$153,000	3,646
Additional noninterest expense	$218,000	5,320
Pre-tax net operating income	$697,000	1,977
Securities gains (losses)	$-8,000	7,147
Applicable income taxes	$384,000	918
Income before extraordinary items	$305,000	3,198
Extraordinary gains, net	$0	9
Net income	$305,000	3,194
Minority interest net income	$0	86
Net income of bank and minority interests.	$305,000	3,197
Net charge-offs	$150,000	2,364
Cash dividends	$96,000	1,950
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$310,120	3,104
2010-12-31 (YTD Data)		Rank
Total interest income	$6,117,000	4,268
Total interest expense	$458,000	6,646
Net interest income	$5,659,000	3,637
Provision for loan and lease losses	$33,000	6,664
Total noninterest income	$864,000	3,489
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$520,000	2,568
Trading account gains and fees	$0	175
Additional Noninterest Income	$344,000	3,745
Total noninterest expense	$3,738,000	4,410
Salaries and employee benefits	$1,950,000	4,309
Premises and equipment expense	$615,000	3,658
Additional noninterest expense	$1,173,000	4,675
Pre-tax net operating income	$2,752,000	1,748
Securities gains (losses)	$-2,000	6,921
Applicable income taxes	$1,032,000	1,192
Income before extraordinary items	$1,718,000	2,273
Extraordinary gains, net	$0	29
Net income	$1,718,000	2,272
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,718,000	2,274
Net charge-offs	$115,000	5,304
Cash dividends	$384,000	2,684
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,719,280	2,187
2010-09-30 (YTD Data)		Rank
Total interest income	$4,665,000	4,299
Total interest expense	$361,000	6,713
Net interest income	$4,304,000	3,639
Provision for loan and lease losses	$144,000	5,313
Total noninterest income	$665,000	3,488
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$400,000	2,586
Trading account gains and fees	$0	165
Additional Noninterest Income	$265,000	3,737
Total noninterest expense	$2,730,000	4,494
Salaries and employee benefits	$1,393,000	4,475
Premises and equipment expense	$474,000	3,634
Additional noninterest expense	$863,000	4,717
Pre-tax net operating income	$2,095,000	1,823
Securities gains (losses)	$7,000	3,200
Applicable income taxes	$828,000	1,167
Income before extraordinary items	$1,274,000	2,447
Extraordinary gains, net	$0	23
Net income	$1,274,000	2,444
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,274,000	2,448
Net charge-offs	$13,000	6,174
Cash dividends	$288,000	2,388
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,269,520	2,319
2010-06-30 (YTD Data)		Rank
Total interest income	$3,130,000	4,321
Total interest expense	$249,000	6,757
Net interest income	$2,881,000	3,626
Provision for loan and lease losses	$139,000	4,733
Total noninterest income	$466,000	3,347
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$278,000	2,509
Trading account gains and fees	$0	152
Additional Noninterest Income	$188,000	3,589
Total noninterest expense	$1,788,000	4,561
Salaries and employee benefits	$934,000	4,477
Premises and equipment expense	$316,000	3,664
Additional noninterest expense	$538,000	4,883
Pre-tax net operating income	$1,420,000	1,788
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$570,000	1,093
Income before extraordinary items	$857,000	2,382
Extraordinary gains, net	$0	19
Net income	$857,000	2,378
Minority interest net income	$0	105
Net income of bank and minority interests.	$857,000	2,381
Net charge-offs	$54,000	4,817
Cash dividends	$192,000	2,360
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$852,520	2,297
2010-03-31 (YTD Data)		Rank
Total interest income	$1,572,000	4,366
Total interest expense	$129,000	6,821
Net interest income	$1,443,000	3,662
Provision for loan and lease losses	$110,000	3,837
Total noninterest income	$237,000	3,306
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$142,000	2,443
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$874,000	4,674
Salaries and employee benefits	$461,000	4,573
Premises and equipment expense	$170,000	3,538
Additional noninterest expense	$243,000	5,193
Pre-tax net operating income	$696,000	1,835
Securities gains (losses)	$1,000	2,151
Applicable income taxes	$332,000	964
Income before extraordinary items	$365,000	2,721
Extraordinary gains, net	$0	16
Net income	$365,000	2,719
Minority interest net income	$0	91
Net income of bank and minority interests.	$365,000	2,721
Net charge-offs	$55,000	3,635
Cash dividends	$96,000	1,951
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$364,360	2,615
2009-12-31 (YTD Data)		Rank
Total interest income	$6,322,000	4,463
Total interest expense	$796,000	6,485
Net interest income	$5,526,000	3,687
Provision for loan and lease losses	$430,000	4,770
Total noninterest income	$870,000	3,598
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$607,000	2,522
Trading account gains and fees	$0	211
Additional Noninterest Income	$263,000	4,197
Total noninterest expense	$3,510,000	4,705
Salaries and employee benefits	$1,913,000	4,503
Premises and equipment expense	$607,000	3,843
Additional noninterest expense	$990,000	5,262
Pre-tax net operating income	$2,456,000	1,601
Securities gains (losses)	$0	3,754
Applicable income taxes	$744,000	1,191
Income before extraordinary items	$1,712,000	1,907
Extraordinary gains, net	$0	34
Net income	$1,712,000	1,904
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,712,000	1,906
Net charge-offs	$76,000	5,926
Cash dividends	$384,000	2,923
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,712,000	1,871
2009-09-30 (YTD Data)		Rank
Total interest income	$4,735,000	4,528
Total interest expense	$639,000	6,486
Net interest income	$4,096,000	3,733
Provision for loan and lease losses	$392,000	4,211
Total noninterest income	$649,000	3,687
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$461,000	2,516
Trading account gains and fees	$0	212
Additional Noninterest Income	$188,000	4,390
Total noninterest expense	$2,559,000	4,808
Salaries and employee benefits	$1,361,000	4,682
Premises and equipment expense	$455,000	3,882
Additional noninterest expense	$743,000	5,250
Pre-tax net operating income	$1,794,000	1,772
Securities gains (losses)	$0	3,497
Applicable income taxes	$515,000	1,370
Income before extraordinary items	$1,279,000	2,068
Extraordinary gains, net	$0	27
Net income	$1,279,000	2,067
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,279,000	2,068
Net charge-offs	$11,000	6,487
Cash dividends	$288,000	2,693
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,279,000	2,027
2009-06-30 (YTD Data)		Rank
Total interest income	$3,133,000	4,592
Total interest expense	$434,000	6,569
Net interest income	$2,699,000	3,751
Provision for loan and lease losses	$304,000	3,661
Total noninterest income	$408,000	3,801
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$294,000	2,563
Trading account gains and fees	$0	193
Additional Noninterest Income	$114,000	4,574
Total noninterest expense	$1,667,000	4,920
Salaries and employee benefits	$914,000	4,704
Premises and equipment expense	$300,000	3,930
Additional noninterest expense	$453,000	5,516
Pre-tax net operating income	$1,136,000	1,913
Securities gains (losses)	$0	3,136
Applicable income taxes	$261,000	1,685
Income before extraordinary items	$875,000	2,078
Extraordinary gains, net	$0	21
Net income	$875,000	2,075
Minority interest net income	$0	112
Net income of bank and minority interests.	$875,000	2,077
Net charge-offs	$10,000	5,988
Cash dividends	$192,000	2,735
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$875,000	2,014
2009-03-31 (YTD Data)		Rank
Total interest income	$1,538,000	4,686
Total interest expense	$219,000	6,650
Net interest income	$1,319,000	3,790
Provision for loan and lease losses	$40,000	5,160
Total noninterest income	$232,000	3,526
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$147,000	2,511
Trading account gains and fees	$0	171
Additional Noninterest Income	$85,000	3,906
Total noninterest expense	$811,000	4,907
Salaries and employee benefits	$458,000	4,746
Premises and equipment expense	$153,000	3,916
Additional noninterest expense	$200,000	5,605
Pre-tax net operating income	$700,000	1,811
Securities gains (losses)	$0	2,434
Applicable income taxes	$65,000	2,634
Income before extraordinary items	$635,000	1,695
Extraordinary gains, net	$0	15
Net income	$635,000	1,696
Minority interest net income	$0	102
Net income of bank and minority interests.	$635,000	1,697
Net charge-offs	$-5,000	7,701
Cash dividends	$96,000	2,318
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$635,000	1,607
2008-12-31 (YTD Data)		Rank
Total interest income	$6,913,000	4,518
Total interest expense	$993,000	6,784
Net interest income	$5,920,000	3,514
Provision for loan and lease losses	$-261,000	8,284
Total noninterest income	$945,000	3,527
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$630,000	2,558
Trading account gains and fees	$0	154
Additional Noninterest Income	$315,000	4,023
Total noninterest expense	$3,496,000	4,645
Salaries and employee benefits	$2,007,000	4,434
Premises and equipment expense	$621,000	3,835
Additional noninterest expense	$868,000	5,250
Pre-tax net operating income	$3,630,000	1,505
Securities gains (losses)	$31,000	1,908
Applicable income taxes	$1,112,000	1,104
Income before extraordinary items	$2,549,000	1,589
Extraordinary gains, net	$0	39
Net income	$2,549,000	1,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,572
Cash dividends	$24,444,000	154
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,527,300	1,708
2008-09-30 (YTD Data)		Rank
Total interest income	$5,294,000	4,529
Total interest expense	$765,000	6,860
Net interest income	$4,529,000	3,478
Provision for loan and lease losses	$-354,000	8,368
Total noninterest income	$705,000	3,630
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$466,000	2,594
Trading account gains and fees	$0	148
Additional Noninterest Income	$239,000	4,105
Total noninterest expense	$2,581,000	4,679
Salaries and employee benefits	$1,461,000	4,564
Premises and equipment expense	$466,000	3,838
Additional noninterest expense	$654,000	5,167
Pre-tax net operating income	$3,007,000	1,622
Securities gains (losses)	$31,000	1,730
Applicable income taxes	$900,000	1,255
Income before extraordinary items	$2,138,000	1,673
Extraordinary gains, net	$0	31
Net income	$2,138,000	1,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,890
Cash dividends	$24,348,000	128
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,116,300	1,788
2008-06-30 (YTD Data)		Rank
Total interest income	$3,653,000	4,489
Total interest expense	$533,000	6,912
Net interest income	$3,120,000	3,390
Provision for loan and lease losses	$-385,000	8,441
Total noninterest income	$467,000	3,673
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$300,000	2,641
Trading account gains and fees	$0	149
Additional Noninterest Income	$167,000	4,123
Total noninterest expense	$1,757,000	4,645
Salaries and employee benefits	$1,011,000	4,485
Premises and equipment expense	$309,000	3,879
Additional noninterest expense	$437,000	5,154
Pre-tax net operating income	$2,215,000	1,536
Securities gains (losses)	$31,000	1,759
Applicable income taxes	$612,000	1,373
Income before extraordinary items	$1,634,000	1,653
Extraordinary gains, net	$0	21
Net income	$1,634,000	1,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,182
Cash dividends	$24,252,000	104
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,611,370	1,650
2008-03-31 (YTD Data)		Rank
Total interest income	$1,872,000	4,520
Total interest expense	$278,000	6,978
Net interest income	$1,594,000	3,338
Provision for loan and lease losses	$-41,000	8,421
Total noninterest income	$234,000	3,661
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$140,000	2,764
Trading account gains and fees	$0	158
Additional Noninterest Income	$94,000	3,896
Total noninterest expense	$817,000	4,871
Salaries and employee benefits	$467,000	4,776
Premises and equipment expense	$156,000	3,860
Additional noninterest expense	$194,000	5,469
Pre-tax net operating income	$1,052,000	1,706
Securities gains (losses)	$19,000	1,626
Applicable income taxes	$371,000	1,257
Income before extraordinary items	$700,000	2,031
Extraordinary gains, net	$0	15
Net income	$700,000	2,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$252,000	2,049
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$687,650	1,999
2007-12-31 (YTD Data)		Rank
Total interest income	$7,541,000	4,534
Total interest expense	$882,000	7,349
Net interest income	$6,659,000	3,223
Provision for loan and lease losses	$-45,000	8,302
Total noninterest income	$916,000	3,715
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$622,000	2,604
Trading account gains and fees	$0	178
Additional Noninterest Income	$294,000	4,282
Total noninterest expense	$3,187,000	4,821
Salaries and employee benefits	$1,876,000	4,610
Premises and equipment expense	$536,000	4,162
Additional noninterest expense	$775,000	5,453
Pre-tax net operating income	$4,433,000	1,820
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,631,000	1,325
Income before extraordinary items	$2,802,000	2,150
Extraordinary gains, net	$0	39
Net income	$2,802,000	2,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,118
Cash dividends	$1,032,000	2,569
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,802,000	2,137
2007-09-30 (YTD Data)		Rank
Total interest income	$5,639,000	4,561
Total interest expense	$599,000	7,548
Net interest income	$5,040,000	3,209
Provision for loan and lease losses	$-17,000	8,324
Total noninterest income	$688,000	3,714
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$469,000	2,578
Trading account gains and fees	$0	184
Additional Noninterest Income	$219,000	4,315
Total noninterest expense	$2,281,000	4,936
Salaries and employee benefits	$1,314,000	4,809
Premises and equipment expense	$386,000	4,270
Additional noninterest expense	$581,000	5,400
Pre-tax net operating income	$3,464,000	1,867
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,277,000	1,380
Income before extraordinary items	$2,187,000	2,200
Extraordinary gains, net	$0	33
Net income	$2,187,000	2,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,135
Cash dividends	$756,000	2,366
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,187,000	2,187
2007-06-30 (YTD Data)		Rank
Total interest income	$3,752,000	4,583
Total interest expense	$372,000	7,659
Net interest income	$3,380,000	3,213
Provision for loan and lease losses	$0	6,209
Total noninterest income	$468,000	3,691
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$314,000	2,561
Trading account gains and fees	$0	168
Additional Noninterest Income	$154,000	4,266
Total noninterest expense	$1,503,000	5,002
Salaries and employee benefits	$880,000	4,822
Premises and equipment expense	$251,000	4,376
Additional noninterest expense	$372,000	5,513
Pre-tax net operating income	$2,345,000	1,900
Securities gains (losses)	$0	1,444
Applicable income taxes	$861,000	1,422
Income before extraordinary items	$1,484,000	2,221
Extraordinary gains, net	$0	29
Net income	$1,484,000	2,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	2,395
Cash dividends	$504,000	2,407
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,484,000	2,208
2007-03-31 (YTD Data)		Rank
Total interest income	$1,855,000	4,614
Total interest expense	$177,000	7,738
Net interest income	$1,678,000	3,236
Provision for loan and lease losses	$0	5,779
Total noninterest income	$242,000	3,604
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$154,000	2,550
Trading account gains and fees	$0	195
Additional Noninterest Income	$88,000	4,018
Total noninterest expense	$764,000	4,945
Salaries and employee benefits	$440,000	4,851
Premises and equipment expense	$131,000	4,247
Additional noninterest expense	$193,000	5,378
Pre-tax net operating income	$1,156,000	1,923
Securities gains (losses)	$0	1,187
Applicable income taxes	$414,000	1,486
Income before extraordinary items	$742,000	2,200
Extraordinary gains, net	$0	22
Net income	$742,000	2,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,338
Cash dividends	$252,000	2,162
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$742,000	2,189
2006-12-31 (YTD Data)		Rank
Total interest income	$7,487,000	4,369
Total interest expense	$670,000	7,577
Net interest income	$6,817,000	3,183
Provision for loan and lease losses	$0	6,850
Total noninterest income	$936,000	3,698
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$633,000	2,580
Trading account gains and fees	$0	130
Additional Noninterest Income	$303,000	4,272
Total noninterest expense	$3,052,000	4,825
Salaries and employee benefits	$1,831,000	4,564
Premises and equipment expense	$524,000	4,141
Additional noninterest expense	$697,000	5,660
Pre-tax net operating income	$4,701,000	1,991
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,694,000	1,501
Income before extraordinary items	$3,007,000	2,277
Extraordinary gains, net	$0	51
Net income	$3,007,000	2,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,041
Cash dividends	$1,032,000	2,497
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,007,000	2,256
2006-09-30 (YTD Data)		Rank
Total interest income	$5,614,000	4,364
Total interest expense	$499,000	7,593
Net interest income	$5,115,000	3,207
Provision for loan and lease losses	$0	6,685
Total noninterest income	$707,000	3,687
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$468,000	2,611
Trading account gains and fees	$0	126
Additional Noninterest Income	$239,000	4,172
Total noninterest expense	$2,208,000	4,933
Salaries and employee benefits	$1,276,000	4,766
Premises and equipment expense	$398,000	4,124
Additional noninterest expense	$534,000	5,576
Pre-tax net operating income	$3,614,000	2,005
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,301,000	1,545
Income before extraordinary items	$2,313,000	2,295
Extraordinary gains, net	$0	45
Net income	$2,313,000	2,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,214
Cash dividends	$720,000	2,394
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,313,000	2,281
2006-06-30 (YTD Data)		Rank
Total interest income	$3,747,000	4,308
Total interest expense	$326,000	7,596
Net interest income	$3,421,000	3,192
Provision for loan and lease losses	$0	6,419
Total noninterest income	$485,000	3,602
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$309,000	2,607
Trading account gains and fees	$0	126
Additional Noninterest Income	$176,000	3,987
Total noninterest expense	$1,469,000	4,951
Salaries and employee benefits	$855,000	4,785
Premises and equipment expense	$263,000	4,152
Additional noninterest expense	$351,000	5,595
Pre-tax net operating income	$2,437,000	1,994
Securities gains (losses)	$0	1,185
Applicable income taxes	$859,000	1,571
Income before extraordinary items	$1,578,000	2,246
Extraordinary gains, net	$0	39
Net income	$1,578,000	2,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,252
Cash dividends	$480,000	2,456
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,578,000	2,233
2006-03-31 (YTD Data)		Rank
Total interest income	$1,870,000	4,273
Total interest expense	$158,000	7,600
Net interest income	$1,712,000	3,181
Provision for loan and lease losses	$0	6,013
Total noninterest income	$246,000	3,506
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$146,000	2,652
Trading account gains and fees	$0	115
Additional Noninterest Income	$100,000	3,699
Total noninterest expense	$729,000	4,995
Salaries and employee benefits	$427,000	4,811
Premises and equipment expense	$134,000	4,106
Additional noninterest expense	$168,000	5,721
Pre-tax net operating income	$1,229,000	1,930
Securities gains (losses)	$0	955
Applicable income taxes	$405,000	1,642
Income before extraordinary items	$824,000	2,125
Extraordinary gains, net	$0	21
Net income	$824,000	2,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	2,876
Cash dividends	$240,000	2,221
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$824,000	2,111
2005-12-31 (YTD Data)		Rank
Total interest income	$7,338,000	4,007
Total interest expense	$378,000	7,959
Net interest income	$6,960,000	3,050
Provision for loan and lease losses	$0	7,120
Total noninterest income	$965,000	3,647
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$742,000	2,241
Trading account gains and fees	$0	138
Additional Noninterest Income	$223,000	4,959
Total noninterest expense	$3,007,000	4,758
Salaries and employee benefits	$1,776,000	4,520
Premises and equipment expense	$521,000	4,058
Additional noninterest expense	$710,000	5,549
Pre-tax net operating income	$4,918,000	1,894
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,787,000	1,489
Income before extraordinary items	$3,131,000	2,163
Extraordinary gains, net	$0	46
Net income	$3,131,000	2,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,230
Cash dividends	$996,000	2,515
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,131,000	2,144
2005-09-30 (YTD Data)		Rank
Total interest income	$5,474,000	3,979
Total interest expense	$269,000	8,006
Net interest income	$5,205,000	3,049
Provision for loan and lease losses	$0	6,899
Total noninterest income	$732,000	3,634
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$498,000	2,461
Trading account gains and fees	$0	126
Additional Noninterest Income	$234,000	4,247
Total noninterest expense	$2,159,000	4,885
Salaries and employee benefits	$1,236,000	4,736
Premises and equipment expense	$391,000	4,034
Additional noninterest expense	$532,000	5,525
Pre-tax net operating income	$3,778,000	1,849
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,367,000	1,482
Income before extraordinary items	$2,411,000	2,135
Extraordinary gains, net	$0	35
Net income	$2,411,000	2,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,476
Cash dividends	$612,000	2,485
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,411,000	2,101
2005-06-30 (YTD Data)		Rank
Total interest income	$3,625,000	3,929
Total interest expense	$170,000	8,030
Net interest income	$3,455,000	3,033
Provision for loan and lease losses	$0	6,626
Total noninterest income	$497,000	3,534
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$335,000	2,398
Trading account gains and fees	$0	116
Additional Noninterest Income	$162,000	4,152
Total noninterest expense	$1,440,000	4,866
Salaries and employee benefits	$831,000	4,690
Premises and equipment expense	$265,000	3,962
Additional noninterest expense	$344,000	5,587
Pre-tax net operating income	$2,512,000	1,832
Securities gains (losses)	$0	2,146
Applicable income taxes	$899,000	1,486
Income before extraordinary items	$1,613,000	2,100
Extraordinary gains, net	$0	30
Net income	$1,613,000	2,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,735
Cash dividends	$408,000	2,490
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,613,000	2,067
2005-03-31 (YTD Data)		Rank
Total interest income	$1,800,000	3,924
Total interest expense	$84,000	8,055
Net interest income	$1,716,000	3,035
Provision for loan and lease losses	$0	6,226
Total noninterest income	$251,000	3,450
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$161,000	2,413
Trading account gains and fees	$0	115
Additional Noninterest Income	$90,000	3,957
Total noninterest expense	$719,000	4,901
Salaries and employee benefits	$424,000	4,641
Premises and equipment expense	$134,000	3,988
Additional noninterest expense	$161,000	5,778
Pre-tax net operating income	$1,248,000	1,813
Securities gains (losses)	$0	1,685
Applicable income taxes	$432,000	1,524
Income before extraordinary items	$816,000	2,047
Extraordinary gains, net	$0	24
Net income	$816,000	2,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,584
Cash dividends	$204,000	2,170
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$816,000	2,015
2004-12-31 (YTD Data)		Rank
Total interest income	$6,963,000	3,823
Total interest expense	$368,000	7,812
Net interest income	$6,595,000	3,045
Provision for loan and lease losses	$10,000	7,024
Total noninterest income	$965,000	3,640
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$675,000	2,457
Trading account gains and fees	$0	138
Additional Noninterest Income	$290,000	4,327
Total noninterest expense	$2,845,000	4,845
Salaries and employee benefits	$1,699,000	4,524
Premises and equipment expense	$482,000	4,203
Additional noninterest expense	$664,000	5,700
Pre-tax net operating income	$4,705,000	1,789
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$1,675,000	1,473
Income before extraordinary items	$3,032,000	2,055
Extraordinary gains, net	$0	34
Net income	$3,032,000	2,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,405
Cash dividends	$888,000	2,557
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,030,720	2,011
2004-09-30 (YTD Data)		Rank
Total interest income	$5,191,000	3,815
Total interest expense	$281,000	7,817
Net interest income	$4,910,000	3,055
Provision for loan and lease losses	$0	7,100
Total noninterest income	$715,000	3,680
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$495,000	2,521
Trading account gains and fees	$0	134
Additional Noninterest Income	$220,000	4,322
Total noninterest expense	$2,022,000	4,990
Salaries and employee benefits	$1,169,000	4,765
Premises and equipment expense	$360,000	4,208
Additional noninterest expense	$493,000	5,683
Pre-tax net operating income	$3,603,000	1,768
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$1,276,000	1,471
Income before extraordinary items	$2,329,000	2,014
Extraordinary gains, net	$0	26
Net income	$2,329,000	2,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,223
Cash dividends	$576,000	2,480
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,327,700	1,962
2004-06-30 (YTD Data)		Rank
Total interest income	$3,486,000	3,785
Total interest expense	$191,000	7,838
Net interest income	$3,295,000	3,029
Provision for loan and lease losses	$0	6,885
Total noninterest income	$452,000	3,799
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$297,000	2,735
Trading account gains and fees	$0	130
Additional Noninterest Income	$155,000	4,248
Total noninterest expense	$1,374,000	4,953
Salaries and employee benefits	$811,000	4,667
Premises and equipment expense	$244,000	4,149
Additional noninterest expense	$319,000	5,789
Pre-tax net operating income	$2,373,000	1,772
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$833,000	1,485
Income before extraordinary items	$1,542,000	2,031
Extraordinary gains, net	$0	21
Net income	$1,542,000	2,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,839
Cash dividends	$384,000	2,534
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,540,700	1,975
2004-03-31 (YTD Data)		Rank
Total interest income	$1,732,000	3,820
Total interest expense	$101,000	7,836
Net interest income	$1,631,000	3,036
Provision for loan and lease losses	$0	6,501
Total noninterest income	$231,000	3,697
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$142,000	2,786
Trading account gains and fees	$0	121
Additional Noninterest Income	$89,000	3,959
Total noninterest expense	$669,000	5,061
Salaries and employee benefits	$406,000	4,686
Premises and equipment expense	$122,000	4,191
Additional noninterest expense	$141,000	6,189
Pre-tax net operating income	$1,193,000	1,728
Securities gains (losses)	$2,000	2,612
Applicable income taxes	$401,000	1,545
Income before extraordinary items	$794,000	1,967
Extraordinary gains, net	$0	16
Net income	$794,000	1,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$192,000	2,256
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$792,680	1,881
2003-12-31 (YTD Data)		Rank
Total interest income	$7,071,000	3,788
Total interest expense	$576,000	7,471
Net interest income	$6,495,000	2,958
Provision for loan and lease losses	$40,000	6,511
Total noninterest income	$872,000	4,018
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$612,000	2,653
Trading account gains and fees	$0	160
Additional Noninterest Income	$260,000	4,777
Total noninterest expense	$2,789,000	4,847
Salaries and employee benefits	$1,627,000	4,581
Premises and equipment expense	$412,000	4,641
Additional noninterest expense	$750,000	5,267
Pre-tax net operating income	$4,538,000	1,779
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,642,000	1,491
Income before extraordinary items	$2,896,000	2,096
Extraordinary gains, net	$0	54
Net income	$2,896,000	2,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,724
Cash dividends	$816,000	2,640
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,896,000	2,006
2003-09-30 (YTD Data)		Rank
Total interest income	$5,353,000	3,807
Total interest expense	$468,000	7,460
Net interest income	$4,885,000	2,957
Provision for loan and lease losses	$0	7,481
Total noninterest income	$649,000	4,100
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$450,000	2,707
Trading account gains and fees	$0	153
Additional Noninterest Income	$199,000	4,806
Total noninterest expense	$2,008,000	4,969
Salaries and employee benefits	$1,167,000	4,727
Premises and equipment expense	$299,000	4,721
Additional noninterest expense	$542,000	5,367
Pre-tax net operating income	$3,526,000	1,775
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,269,000	1,537
Income before extraordinary items	$2,257,000	2,091
Extraordinary gains, net	$0	40
Net income	$2,257,000	2,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$540,000	2,567
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,257,000	1,984
2003-06-30 (YTD Data)		Rank
Total interest income	$3,613,000	3,794
Total interest expense	$342,000	7,380
Net interest income	$3,271,000	2,932
Provision for loan and lease losses	$0	7,324
Total noninterest income	$428,000	4,088
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$288,000	2,741
Trading account gains and fees	$0	150
Additional Noninterest Income	$140,000	4,682
Total noninterest expense	$1,331,000	4,976
Salaries and employee benefits	$789,000	4,661
Premises and equipment expense	$199,000	4,721
Additional noninterest expense	$343,000	5,533
Pre-tax net operating income	$2,368,000	1,764
Securities gains (losses)	$0	3,782
Applicable income taxes	$840,000	1,557
Income before extraordinary items	$1,528,000	2,076
Extraordinary gains, net	$0	30
Net income	$1,528,000	2,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,638
Cash dividends	$360,000	2,611
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,528,000	1,952
2003-03-31 (YTD Data)		Rank
Total interest income	$1,814,000	3,796
Total interest expense	$192,000	7,192
Net interest income	$1,622,000	2,950
Provision for loan and lease losses	$0	6,934
Total noninterest income	$210,000	4,042
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$132,000	2,861
Trading account gains and fees	$0	134
Additional Noninterest Income	$78,000	4,393
Total noninterest expense	$646,000	5,084
Salaries and employee benefits	$383,000	4,765
Premises and equipment expense	$103,000	4,610
Additional noninterest expense	$160,000	5,725
Pre-tax net operating income	$1,186,000	1,765
Securities gains (losses)	$0	2,891
Applicable income taxes	$406,000	1,599
Income before extraordinary items	$780,000	2,016
Extraordinary gains, net	$0	21
Net income	$780,000	2,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$180,000	2,341
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$780,000	1,902
2002-12-31 (YTD Data)		Rank
Total interest income	$7,454,000	3,854
Total interest expense	$1,132,000	6,586
Net interest income	$6,322,000	3,002
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$731,000	4,211
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$529,000	2,842
Trading account gains and fees	$0	153
Additional Noninterest Income	$202,000	5,001
Total noninterest expense	$2,689,000	4,830
Salaries and employee benefits	$1,562,000	4,540
Premises and equipment expense	$414,000	4,529
Additional noninterest expense	$713,000	5,349
Pre-tax net operating income	$4,244,000	1,891
Securities gains (losses)	$-1,000	8,656
Applicable income taxes	$1,549,000	1,606
Income before extraordinary items	$2,694,000	2,215
Extraordinary gains, net	$0	70
Net income	$2,694,000	2,214
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,606
Cash dividends	$780,000	2,697
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,694,640	2,141
2001-12-31 (YTD Data)		Rank
Total interest income	$7,592,000	4,190
Total interest expense	$1,663,000	6,666
Net interest income	$5,929,000	2,972
Provision for loan and lease losses	$25,000	7,375
Total noninterest income	$633,000	4,455
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$467,000	3,001
Trading account gains and fees	$0	177
Additional Noninterest Income	$166,000	5,316
Total noninterest expense	$2,511,000	4,929
Salaries and employee benefits	$1,471,000	4,587
Premises and equipment expense	$400,000	4,603
Additional noninterest expense	$640,000	5,609
Pre-tax net operating income	$4,026,000	1,769
Securities gains (losses)	$-1,000	9,012
Applicable income taxes	$1,518,000	1,481
Income before extraordinary items	$2,507,000	2,083
Extraordinary gains, net	$0	105
Net income	$2,507,000	2,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$744,000	2,764
Sale, conversion, retirement of capital stock, net	$88,000	672
Net operating income	$2,507,640	2,008
2000-12-31 (YTD Data)		Rank
Total interest income	$7,530,000	4,319
Total interest expense	$1,898,000	6,424
Net interest income	$5,632,000	3,129
Provision for loan and lease losses	$94,000	5,464
Total noninterest income	$556,000	4,612
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$418,000	3,127
Trading account gains and fees	$0	180
Additional Noninterest Income	$138,000	5,687
Total noninterest expense	$2,498,000	4,858
Salaries and employee benefits	$1,480,000	4,404
Premises and equipment expense	$483,000	3,895
Additional noninterest expense	$535,000	6,165
Pre-tax net operating income	$3,596,000	2,026
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,264,000	1,740
Income before extraordinary items	$2,332,000	2,217
Extraordinary gains, net	$0	38
Net income	$2,332,000	2,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,623
Cash dividends	$744,000	2,813
Sale, conversion, retirement of capital stock, net	$-88,000	9,773
Net operating income	$2,332,000	2,222
1999-12-31 (YTD Data)		Rank
Total interest income	$7,327,000	4,234
Total interest expense	$2,060,000	5,901
Net interest income	$5,267,000	3,296
Provision for loan and lease losses	$11,000	8,085
Total noninterest income	$543,000	4,720
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$416,000	3,117
Trading account gains and fees	$0	173
Additional Noninterest Income	$127,000	6,013
Total noninterest expense	$2,408,000	5,006
Salaries and employee benefits	$1,441,000	4,484
Premises and equipment expense	$426,000	4,316
Additional noninterest expense	$541,000	6,213
Pre-tax net operating income	$3,391,000	2,164
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,213,000	1,905
Income before extraordinary items	$2,178,000	2,397
Extraordinary gains, net	$0	35
Net income	$2,178,000	2,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	2,985
Cash dividends	$744,000	2,802
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,178,000	2,367
1998-12-31 (YTD Data)		Rank
Total interest income	$7,302,000	4,242
Total interest expense	$2,194,000	5,848
Net interest income	$5,108,000	3,316
Provision for loan and lease losses	$41,000	6,908
Total noninterest income	$515,000	4,850
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$411,000	3,061
Trading account gains and fees	$0	224
Additional Noninterest Income	$104,000	6,546
Total noninterest expense	$2,298,000	5,066
Salaries and employee benefits	$1,388,000	4,523
Premises and equipment expense	$363,000	4,762
Additional noninterest expense	$547,000	6,110
Pre-tax net operating income	$3,284,000	2,190
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,184,000	2,018
Income before extraordinary items	$2,100,000	2,452
Extraordinary gains, net	$0	32
Net income	$2,100,000	2,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	10,082
Cash dividends	$720,000	2,796
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,100,000	2,370
1997-12-31 (YTD Data)		Rank
Total interest income	$7,369,000	4,321
Total interest expense	$2,115,000	6,058
Net interest income	$5,254,000	3,317
Provision for loan and lease losses	$262,000	2,869
Total noninterest income	$493,000	5,042
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$390,000	3,286
Trading account gains and fees	$0	239
Additional Noninterest Income	$103,000	6,713
Total noninterest expense	$2,207,000	5,279
Salaries and employee benefits	$1,374,000	4,576
Premises and equipment expense	$355,000	4,840
Additional noninterest expense	$478,000	6,694
Pre-tax net operating income	$3,278,000	2,296
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,212,000	2,065
Income before extraordinary items	$2,066,000	2,508
Extraordinary gains, net	$0	44
Net income	$2,066,000	2,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,455
Cash dividends	$720,000	2,736
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,066,000	2,453
1996-12-31 (YTD Data)		Rank
Total interest income	$7,426,000	4,333
Total interest expense	$2,186,000	6,072
Net interest income	$5,240,000	3,389
Provision for loan and lease losses	$195,000	3,475
Total noninterest income	$461,000	5,449
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$360,000	3,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	7,088
Total noninterest expense	$2,277,000	5,386
Salaries and employee benefits	$1,421,000	4,536
Premises and equipment expense	$323,000	5,308
Additional noninterest expense	$533,000	6,810
Pre-tax net operating income	$3,229,000	2,217
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,280,000	1,888
Income before extraordinary items	$1,949,000	2,509
Extraordinary gains, net	$0	53
Net income	$1,949,000	2,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,473
Cash dividends	$660,000	2,849
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,949,000	2,461
1995-12-31 (YTD Data)		Rank
Total interest income	$7,533,000	4,247
Total interest expense	$2,330,000	5,842
Net interest income	$5,203,000	3,402
Provision for loan and lease losses	$165,000	3,441
Total noninterest income	$391,000	6,075
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$282,000	4,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	6,966
Total noninterest expense	$2,281,000	5,398
Salaries and employee benefits	$1,381,000	4,617
Premises and equipment expense	$329,000	5,259
Additional noninterest expense	$571,000	6,716
Pre-tax net operating income	$3,148,000	2,340
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,212,000	2,012
Income before extraordinary items	$1,936,000	2,580
Extraordinary gains, net	$0	65
Net income	$1,936,000	2,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,210
Cash dividends	$600,000	2,907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,936,000	2,551
1994-12-31 (YTD Data)		Rank
Total interest income	$7,581,000	3,928
Total interest expense	$2,150,000	5,278
Net interest income	$5,431,000	3,300
Provision for loan and lease losses	$300,000	2,237
Total noninterest income	$374,000	6,403
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$278,000	4,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,636
Total noninterest expense	$2,346,000	5,457
Salaries and employee benefits	$1,312,000	4,835
Premises and equipment expense	$339,000	5,193
Additional noninterest expense	$695,000	6,357
Pre-tax net operating income	$3,159,000	2,242
Securities gains (losses)	$0	3,600
Applicable income taxes	$1,237,000	1,835
Income before extraordinary items	$1,922,000	2,526
Extraordinary gains, net	$0	249
Net income	$1,922,000	2,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,622
Cash dividends	$600,000	2,782
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,922,000	2,546
1993-12-31 (YTD Data)		Rank
Total interest income	$7,853,000	3,876
Total interest expense	$2,337,000	5,094
Net interest income	$5,516,000	3,261
Provision for loan and lease losses	$370,000	2,586
Total noninterest income	$307,000	7,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$265,000	4,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	10,560
Total noninterest expense	$2,168,000	5,938
Salaries and employee benefits	$1,352,000	4,715
Premises and equipment expense	$269,000	6,349
Additional noninterest expense	$547,000	7,797
Pre-tax net operating income	$3,285,000	2,071
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,361,000	1,710
Income before extraordinary items	$1,924,000	2,617
Extraordinary gains, net	$0	3,149
Net income	$1,924,000	2,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$240,000	2,809
Cash dividends	$600,000	2,624
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,924,000	2,458
1992-12-31 (YTD Data)		Rank
Total interest income	$8,172,000	4,216
Total interest expense	$2,874,000	5,341
Net interest income	$5,298,000	3,439
Provision for loan and lease losses	$540,000	2,829
Total noninterest income	$382,000	6,712
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$289,000	4,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	8,327
Total noninterest expense	$2,106,000	6,133
Salaries and employee benefits	$1,282,000	4,882
Premises and equipment expense	$270,000	6,436
Additional noninterest expense	$554,000	7,945
Pre-tax net operating income	$3,034,000	2,046
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,286,000	1,642
Income before extraordinary items	$1,748,000	2,635
Extraordinary gains, net	$159,000	533
Net income	$1,907,000	2,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	7,050
Cash dividends	$600,000	2,382
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,748,000	2,436

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.