Home > Middlesex Savings Bank > Net charge- offs to loans
Middlesex Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6051% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4794% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4794% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0094% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4228% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4228% | 1,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5850% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5850% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0654% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8370% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8370% | 589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 4,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 3,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7548% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7548% | 656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 3,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 4,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 3,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7260% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7260% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 3,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7685% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7685% | 574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7711% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7711% | 243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 2,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2603% | 4,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2003% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2003% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2081% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1236% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1236% | 1,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0269% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2284% | 4,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3168% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3168% | 922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0370% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3165% | 4,630 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1570% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1570% | 4,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 3,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0234% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5646% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5646% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 2,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0794% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6745% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6745% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9434% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9434% | 652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 4,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5747% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5747% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 2,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1882% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3074% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3074% | 1,950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2900% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2900% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1937% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1777% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1777% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2378% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2378% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 3,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1053% | 3,850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1118% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4592% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4592% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0300% | 3,721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3607% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3607% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 3,799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 4,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2396% | 1,895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 4,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1979% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1979% | 1,822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0455% | 5,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0237% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3294% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5555% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5555% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0323% | 5,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0315% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2185% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5598% | 1,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5598% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0501% | 5,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0465% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6402% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6402% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0001% | 3,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 5,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1051% | 5,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2440% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6755% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6755% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 3,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0203% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 5,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1634% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 3,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1200% | 2,982 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0368% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 5,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 4,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 4,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2116% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0983% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0983% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 5,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 4,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 4,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 4,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1118% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1118% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,894 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 5,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 4,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7446% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7446% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.5665% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 5,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 5,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2180% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7640% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7640% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.6168% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 5,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2933% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7961% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7961% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 5,237 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,837 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 5,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 5,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 5,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5524% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9668% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 5,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 5,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 5,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 5,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9193% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4083% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4083% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0185% | 5,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 5,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0531% | 1,016 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0454% | 5,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3075% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 5,616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 4,336 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 5,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1171% | 5,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7993% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7993% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0729% | 848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3933% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 5,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 5,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1277% | 5,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6808% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6808% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.1120% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 5,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5925% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 5,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 5,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1939% | 5,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6663% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6663% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 3,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0793% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2099% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 5,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 5,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0635% | 5,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7929% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7929% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 5,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 5,872 |
| Percentage Net Loans Charged-off:Construction & development | -0.0806% | 5,546 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 6,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2624% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 3,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 2,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8647% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8647% | 1,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 4,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0332% | 1,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0669% | 6,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 3,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3013% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1625% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0451% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0451% | 903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 6,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0513% | 1,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1502% | 6,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 2,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2500% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 2,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1371% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8458% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8458% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1166% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1845% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 2,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3022% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9390% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9390% | 950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4744% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 2,992 |
| Percentage Net Loans Charged-off:Construction & development | 2.0494% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2309% | 2,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 4,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3509% | 1,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 4,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2981% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1381% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1381% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5154% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3195% | 2,495 |
| Percentage Net Loans Charged-off:Construction & development | 2.6300% | 881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3131% | 1,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 3,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3422% | 1,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 3,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0691% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2898% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2898% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7035% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4521% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 3.9363% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3639% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 3,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5064% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 3,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7069% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1551% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1551% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6268% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5957% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 4.6818% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6324% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2672% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8441% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4364% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4364% | 743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6372% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4421% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 4.3704% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1178% | 3,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0907% | 941 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 4,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4788% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3330% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8490% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8471% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6717% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4254% | 2,645 |
| Percentage Net Loans Charged-off:Construction & development | 3.9286% | 1,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1118% | 2,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1182% | 776 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 3,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6324% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 4,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8236% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8827% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8802% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6719% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3509% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 2.4511% | 1,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 2,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1762% | 609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9423% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 3,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5022% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9734% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9693% | 1,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8926% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5085% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 4.6550% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1758% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 2,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3673% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4366% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4263% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4949% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4579% | 3,124 |
| Percentage Net Loans Charged-off:Construction & development | 2.8278% | 1,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2578% | 2,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4103% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1008% | 1,792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 4,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7817% | 2,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5526% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5009% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5021% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 4.3028% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2674% | 2,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 4,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0967% | 1,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 3,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4239% | 3,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5391% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6394% | 2,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6488% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 6.1913% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1315% | 2,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 3,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1456% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 3,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4858% | 2,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6368% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6111% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5604% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | 5.1015% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 2,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1625% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1170% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0043% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2053% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2528% | 5,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2293% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | 1.4332% | 2,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1317% | 2,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3891% | 717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 4,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 1,749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 4,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4019% | 3,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5696% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3392% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2974% | 3,123 |
| Percentage Net Loans Charged-off:Construction & development | 1.8863% | 1,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1765% | 2,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5350% | 496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0607% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 3,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6781% | 2,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5500% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4187% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3933% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 2.4248% | 1,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1791% | 1,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 3,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5803% | 2,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6038% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3345% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2396% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.5825% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2930% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1478% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1673% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1257% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7604% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5552% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4386% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 3.3116% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 2,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1575% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 3,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6359% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9368% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5522% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4433% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 3.2310% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 3,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2171% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 3,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5773% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9906% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7106% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5595% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 4.0052% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1935% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1674% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1523% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1090% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0420% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 7.8902% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7424% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5012% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 4,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4729% | 1,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7643% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 4,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5109% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8446% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2027% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7693% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 3,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8954% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3428% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7691% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3693% | 1,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6446% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3989% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6960% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3050% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 8,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 7,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 8,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3533% | 7,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7635% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 8,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0536% | 8,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4791% | 8,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8246% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 7,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4405% | 7,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9596% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0465% | 7,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7105% | 8,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8423% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 6,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0915% | 3,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5029% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 5,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 3,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5150% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 5,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2548% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 4,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7755% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 5,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7423% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0398% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 5,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 8,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7504% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0435% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0124% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6289% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 4,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2552% | 1,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7444% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 7,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 7,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7010% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 8,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 8,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0738% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2776% | 5,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 5,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 1,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7206% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1027% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 5,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | -0.4382% | 1,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0431% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1097% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0465% | 9,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0877% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0663% | 1,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1209% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1258% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5210% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2119% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 5,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 1.3125% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2952% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5629% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 7,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1874% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0231% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4334% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3763% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1083% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.5407% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0610% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4858% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2326% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 5,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.1574% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4883% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4826% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1551% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 7,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1635% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0252% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5822% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |