Home > Merrimack County Savings Bank > Income and Expense
Merrimack County Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $56,852,000 | 838 |
| Total interest expense | $21,146,000 | 755 |
| Net interest income | $35,706,000 | 892 |
| Provision for loan and lease losses | $692,000 | 1,051 |
| Total noninterest income | $4,226,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $678,000 | 1,354 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,548,000 | 1,131 |
| Total noninterest expense | $30,540,000 | 876 |
| Salaries and employee benefits | $17,247,000 | 866 |
| Premises and equipment expense | $4,396,000 | 623 |
| Additional noninterest expense | $3,548,000 | 1,131 |
| Pre-tax net operating income | $8,700,000 | 1,310 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,728,000 | 1,081 |
| Income before extraordinary items | $6,972,000 | 1,341 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,972,000 | 1,356 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,972,000 | 1,343 |
| Net charge-offs | $199,000 | 1,162 |
| Cash dividends | $536,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,972,000 | 1,363 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $41,958,000 | 833 |
| Total interest expense | $15,098,000 | 743 |
| Net interest income | $26,860,000 | 894 |
| Provision for loan and lease losses | $654,000 | 855 |
| Total noninterest income | $2,672,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $505,000 | 1,361 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,167,000 | 1,284 |
| Total noninterest expense | $23,624,000 | 863 |
| Salaries and employee benefits | $13,853,000 | 832 |
| Premises and equipment expense | $3,286,000 | 627 |
| Additional noninterest expense | $2,167,000 | 1,284 |
| Pre-tax net operating income | $5,254,000 | 1,589 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,078,000 | 1,233 |
| Income before extraordinary items | $4,176,000 | 1,654 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,176,000 | 1,667 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,176,000 | 1,654 |
| Net charge-offs | $132,000 | 1,065 |
| Cash dividends | $353,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,176,000 | 1,678 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $27,408,000 | 824 |
| Total interest expense | $9,220,000 | 727 |
| Net interest income | $18,188,000 | 888 |
| Provision for loan and lease losses | $395,000 | 892 |
| Total noninterest income | $1,739,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $328,000 | 1,370 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,411,000 | 1,226 |
| Total noninterest expense | $15,377,000 | 857 |
| Salaries and employee benefits | $9,020,000 | 833 |
| Premises and equipment expense | $2,192,000 | 619 |
| Additional noninterest expense | $1,411,000 | 1,225 |
| Pre-tax net operating income | $4,155,000 | 1,385 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $967,000 | 1,032 |
| Income before extraordinary items | $3,188,000 | 1,490 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,188,000 | 1,508 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,188,000 | 1,490 |
| Net charge-offs | $39,000 | 1,267 |
| Cash dividends | $235,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,188,000 | 1,503 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $13,503,000 | 827 |
| Total interest expense | $4,101,000 | 717 |
| Net interest income | $9,402,000 | 874 |
| Provision for loan and lease losses | $176,000 | 952 |
| Total noninterest income | $861,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $163,000 | 1,386 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $698,000 | 1,219 |
| Total noninterest expense | $7,677,000 | 868 |
| Salaries and employee benefits | $4,474,000 | 852 |
| Premises and equipment expense | $1,094,000 | 642 |
| Additional noninterest expense | $698,000 | 1,219 |
| Pre-tax net operating income | $2,410,000 | 1,269 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $568,000 | 970 |
| Income before extraordinary items | $1,842,000 | 1,359 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,842,000 | 1,359 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,842,000 | 1,359 |
| Net charge-offs | $23,000 | 1,067 |
| Cash dividends | $117,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,842,000 | 1,375 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $45,928,000 | 801 |
| Total interest expense | $4,720,000 | 824 |
| Net interest income | $41,208,000 | 801 |
| Provision for loan and lease losses | $1,448,000 | 650 |
| Total noninterest income | $3,258,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $643,000 | 1,432 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,615,000 | 1,373 |
| Total noninterest expense | $30,673,000 | 862 |
| Salaries and employee benefits | $17,403,000 | 850 |
| Premises and equipment expense | $4,241,000 | 638 |
| Additional noninterest expense | $2,615,000 | 1,373 |
| Pre-tax net operating income | $12,345,000 | 1,091 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,918,000 | 843 |
| Income before extraordinary items | $9,427,000 | 1,146 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,427,000 | 1,145 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,427,000 | 1,146 |
| Net charge-offs | $58,000 | 1,466 |
| Cash dividends | $354,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,427,000 | 1,167 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $32,911,000 | 803 |
| Total interest expense | $1,876,000 | 1,072 |
| Net interest income | $31,035,000 | 787 |
| Provision for loan and lease losses | $1,086,000 | 586 |
| Total noninterest income | $2,446,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $484,000 | 1,442 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,962,000 | 1,386 |
| Total noninterest expense | $22,730,000 | 859 |
| Salaries and employee benefits | $13,168,000 | 841 |
| Premises and equipment expense | $3,200,000 | 633 |
| Additional noninterest expense | $1,962,000 | 1,386 |
| Pre-tax net operating income | $9,665,000 | 1,061 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,322,000 | 820 |
| Income before extraordinary items | $7,343,000 | 1,114 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,343,000 | 1,113 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,343,000 | 1,114 |
| Net charge-offs | $13,000 | 1,741 |
| Cash dividends | $242,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,343,000 | 1,137 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $21,029,000 | 801 |
| Total interest expense | $722,000 | 1,478 |
| Net interest income | $20,307,000 | 772 |
| Provision for loan and lease losses | $648,000 | 577 |
| Total noninterest income | $1,617,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $306,000 | 1,482 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,311,000 | 1,431 |
| Total noninterest expense | $15,074,000 | 845 |
| Salaries and employee benefits | $8,715,000 | 830 |
| Premises and equipment expense | $2,144,000 | 628 |
| Additional noninterest expense | $4,215,000 | 893 |
| Pre-tax net operating income | $6,202,000 | 1,034 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,531,000 | 784 |
| Income before extraordinary items | $4,671,000 | 1,098 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,671,000 | 1,097 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,671,000 | 1,098 |
| Net charge-offs | $8,000 | 1,644 |
| Cash dividends | $121,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,671,000 | 1,125 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,222,000 | 798 |
| Total interest expense | $309,000 | 1,632 |
| Net interest income | $9,913,000 | 769 |
| Provision for loan and lease losses | $211,000 | 642 |
| Total noninterest income | $793,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $145,000 | 1,528 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $648,000 | 1,443 |
| Total noninterest expense | $7,303,000 | 866 |
| Salaries and employee benefits | $4,217,000 | 857 |
| Premises and equipment expense | $1,041,000 | 646 |
| Additional noninterest expense | $2,045,000 | 902 |
| Pre-tax net operating income | $3,192,000 | 965 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $782,000 | 754 |
| Income before extraordinary items | $2,410,000 | 1,045 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,410,000 | 1,043 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,410,000 | 1,045 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,410,000 | 1,058 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $38,736,000 | 858 |
| Total interest expense | $1,675,000 | 1,530 |
| Net interest income | $37,061,000 | 826 |
| Provision for loan and lease losses | $816,000 | 717 |
| Total noninterest income | $3,364,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $509,000 | 1,590 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,855,000 | 1,534 |
| Total noninterest expense | $28,259,000 | 892 |
| Salaries and employee benefits | $15,763,000 | 899 |
| Premises and equipment expense | $4,272,000 | 622 |
| Additional noninterest expense | $8,224,000 | 907 |
| Pre-tax net operating income | $11,350,000 | 1,169 |
| Securities gains (losses) | $14,000 | 1,632 |
| Applicable income taxes | $2,771,000 | 902 |
| Income before extraordinary items | $8,593,000 | 1,277 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,593,000 | 1,276 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,593,000 | 1,277 |
| Net charge-offs | $85,000 | 1,410 |
| Cash dividends | $592,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,581,940 | 1,257 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $28,888,000 | 872 |
| Total interest expense | $1,347,000 | 1,527 |
| Net interest income | $27,541,000 | 844 |
| Provision for loan and lease losses | $607,000 | 691 |
| Total noninterest income | $2,343,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $363,000 | 1,637 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,980,000 | 1,685 |
| Total noninterest expense | $21,127,000 | 899 |
| Salaries and employee benefits | $11,514,000 | 926 |
| Premises and equipment expense | $3,448,000 | 582 |
| Additional noninterest expense | $6,165,000 | 912 |
| Pre-tax net operating income | $8,150,000 | 1,259 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $1,993,000 | 977 |
| Income before extraordinary items | $6,171,000 | 1,370 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,171,000 | 1,370 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,171,000 | 1,370 |
| Net charge-offs | $69,000 | 1,234 |
| Cash dividends | $371,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,159,940 | 1,352 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $18,984,000 | 878 |
| Total interest expense | $1,024,000 | 1,427 |
| Net interest income | $17,960,000 | 853 |
| Provision for loan and lease losses | $401,000 | 724 |
| Total noninterest income | $1,561,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $222,000 | 1,669 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,339,000 | 1,615 |
| Total noninterest expense | $13,686,000 | 915 |
| Salaries and employee benefits | $7,337,000 | 953 |
| Premises and equipment expense | $2,163,000 | 626 |
| Additional noninterest expense | $4,186,000 | 889 |
| Pre-tax net operating income | $5,434,000 | 1,237 |
| Securities gains (losses) | $5,000 | 1,571 |
| Applicable income taxes | $1,299,000 | 976 |
| Income before extraordinary items | $4,140,000 | 1,354 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,140,000 | 1,354 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,140,000 | 1,354 |
| Net charge-offs | $20,000 | 1,503 |
| Cash dividends | $371,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,136,050 | 1,327 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,444,000 | 876 |
| Total interest expense | $643,000 | 1,227 |
| Net interest income | $8,801,000 | 856 |
| Provision for loan and lease losses | $199,000 | 833 |
| Total noninterest income | $702,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $113,000 | 1,648 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $589,000 | 1,743 |
| Total noninterest expense | $6,759,000 | 911 |
| Salaries and employee benefits | $3,429,000 | 1,015 |
| Premises and equipment expense | $1,079,000 | 633 |
| Additional noninterest expense | $2,251,000 | 817 |
| Pre-tax net operating income | $2,545,000 | 1,292 |
| Securities gains (losses) | $6,000 | 1,173 |
| Applicable income taxes | $571,000 | 1,050 |
| Income before extraordinary items | $1,980,000 | 1,405 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,980,000 | 1,405 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,980,000 | 1,405 |
| Net charge-offs | $20,000 | 1,153 |
| Cash dividends | $87,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,975,260 | 1,373 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $38,744,000 | 866 |
| Total interest expense | $4,814,000 | 988 |
| Net interest income | $33,930,000 | 843 |
| Provision for loan and lease losses | $2,837,000 | 834 |
| Total noninterest income | $4,882,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $533,000 | 1,550 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $4,349,000 | 1,130 |
| Total noninterest expense | $27,699,000 | 870 |
| Salaries and employee benefits | $15,275,000 | 891 |
| Premises and equipment expense | $3,817,000 | 688 |
| Additional noninterest expense | $8,607,000 | 833 |
| Pre-tax net operating income | $8,276,000 | 1,226 |
| Securities gains (losses) | $857,000 | 418 |
| Applicable income taxes | $2,144,000 | 901 |
| Income before extraordinary items | $6,989,000 | 1,261 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,989,000 | 1,262 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,989,000 | 1,262 |
| Net charge-offs | $132,000 | 1,807 |
| Cash dividends | $294,000 | 3,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,311,970 | 1,330 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $28,957,000 | 870 |
| Total interest expense | $3,947,000 | 972 |
| Net interest income | $25,010,000 | 848 |
| Provision for loan and lease losses | $1,468,000 | 1,081 |
| Total noninterest income | $3,460,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $394,000 | 1,562 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $3,066,000 | 1,151 |
| Total noninterest expense | $20,278,000 | 881 |
| Salaries and employee benefits | $10,985,000 | 903 |
| Premises and equipment expense | $2,861,000 | 677 |
| Additional noninterest expense | $6,432,000 | 818 |
| Pre-tax net operating income | $6,724,000 | 1,118 |
| Securities gains (losses) | $742,000 | 383 |
| Applicable income taxes | $1,764,000 | 811 |
| Income before extraordinary items | $5,702,000 | 1,144 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,702,000 | 1,144 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,702,000 | 1,144 |
| Net charge-offs | $124,000 | 1,531 |
| Cash dividends | $215,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,115,820 | 1,207 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $19,458,000 | 868 |
| Total interest expense | $2,859,000 | 957 |
| Net interest income | $16,599,000 | 848 |
| Provision for loan and lease losses | $1,112,000 | 1,016 |
| Total noninterest income | $1,922,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $281,000 | 1,512 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,641,000 | 1,245 |
| Total noninterest expense | $13,025,000 | 897 |
| Salaries and employee benefits | $7,128,000 | 924 |
| Premises and equipment expense | $1,978,000 | 653 |
| Additional noninterest expense | $3,919,000 | 867 |
| Pre-tax net operating income | $4,384,000 | 1,080 |
| Securities gains (losses) | $229,000 | 646 |
| Applicable income taxes | $1,067,000 | 789 |
| Income before extraordinary items | $3,546,000 | 1,143 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,546,000 | 1,143 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,546,000 | 1,143 |
| Net charge-offs | $98,000 | 1,368 |
| Cash dividends | $135,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,365,090 | 1,170 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $9,822,000 | 862 |
| Total interest expense | $1,685,000 | 913 |
| Net interest income | $8,137,000 | 850 |
| Provision for loan and lease losses | $662,000 | 755 |
| Total noninterest income | $862,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $198,000 | 1,307 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $664,000 | 1,274 |
| Total noninterest expense | $6,747,000 | 876 |
| Salaries and employee benefits | $3,859,000 | 860 |
| Premises and equipment expense | $979,000 | 655 |
| Additional noninterest expense | $1,909,000 | 913 |
| Pre-tax net operating income | $1,590,000 | 1,265 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $333,000 | 999 |
| Income before extraordinary items | $1,266,000 | 1,357 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,266,000 | 1,356 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,266,000 | 1,357 |
| Net charge-offs | $81,000 | 977 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,258,890 | 1,347 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $37,742,000 | 895 |
| Total interest expense | $7,158,000 | 911 |
| Net interest income | $30,584,000 | 888 |
| Provision for loan and lease losses | $1,339,000 | 731 |
| Total noninterest income | $3,663,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $847,000 | 1,274 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,816,000 | 1,252 |
| Total noninterest expense | $25,034,000 | 920 |
| Salaries and employee benefits | $14,280,000 | 901 |
| Premises and equipment expense | $3,403,000 | 744 |
| Additional noninterest expense | $7,351,000 | 925 |
| Pre-tax net operating income | $7,874,000 | 1,244 |
| Securities gains (losses) | $36,000 | 1,373 |
| Applicable income taxes | $1,883,000 | 937 |
| Income before extraordinary items | $6,027,000 | 1,382 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,027,000 | 1,385 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,027,000 | 1,385 |
| Net charge-offs | $477,000 | 1,069 |
| Cash dividends | $1,326,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,998,560 | 1,355 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $28,201,000 | 903 |
| Total interest expense | $5,442,000 | 909 |
| Net interest income | $22,759,000 | 896 |
| Provision for loan and lease losses | $748,000 | 866 |
| Total noninterest income | $2,598,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $613,000 | 1,318 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,985,000 | 1,289 |
| Total noninterest expense | $18,832,000 | 909 |
| Salaries and employee benefits | $10,611,000 | 901 |
| Premises and equipment expense | $2,605,000 | 732 |
| Additional noninterest expense | $5,616,000 | 896 |
| Pre-tax net operating income | $5,777,000 | 1,295 |
| Securities gains (losses) | $34,000 | 1,233 |
| Applicable income taxes | $1,381,000 | 989 |
| Income before extraordinary items | $4,430,000 | 1,429 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,430,000 | 1,429 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,430,000 | 1,431 |
| Net charge-offs | $184,000 | 1,360 |
| Cash dividends | $244,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,403,140 | 1,403 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $18,702,000 | 901 |
| Total interest expense | $3,586,000 | 901 |
| Net interest income | $15,116,000 | 892 |
| Provision for loan and lease losses | $515,000 | 834 |
| Total noninterest income | $1,658,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $399,000 | 1,328 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,259,000 | 1,301 |
| Total noninterest expense | $12,538,000 | 903 |
| Salaries and employee benefits | $7,118,000 | 893 |
| Premises and equipment expense | $1,738,000 | 738 |
| Additional noninterest expense | $3,682,000 | 928 |
| Pre-tax net operating income | $3,721,000 | 1,312 |
| Securities gains (losses) | $34,000 | 860 |
| Applicable income taxes | $892,000 | 975 |
| Income before extraordinary items | $2,863,000 | 1,439 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,863,000 | 1,439 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,863,000 | 1,439 |
| Net charge-offs | $61,000 | 1,698 |
| Cash dividends | $164,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,836,140 | 1,420 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,179,000 | 915 |
| Total interest expense | $1,739,000 | 898 |
| Net interest income | $7,440,000 | 913 |
| Provision for loan and lease losses | $302,000 | 675 |
| Total noninterest income | $811,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $198,000 | 1,327 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $613,000 | 1,270 |
| Total noninterest expense | $6,033,000 | 925 |
| Salaries and employee benefits | $3,421,000 | 930 |
| Premises and equipment expense | $805,000 | 806 |
| Additional noninterest expense | $1,807,000 | 922 |
| Pre-tax net operating income | $1,916,000 | 1,252 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $447,000 | 968 |
| Income before extraordinary items | $1,469,000 | 1,376 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,469,000 | 1,374 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,469,000 | 1,375 |
| Net charge-offs | $31,000 | 1,479 |
| Cash dividends | $81,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,469,000 | 1,353 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $34,816,000 | 909 |
| Total interest expense | $4,999,000 | 912 |
| Net interest income | $29,817,000 | 885 |
| Provision for loan and lease losses | $1,021,000 | 866 |
| Total noninterest income | $3,478,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $756,000 | 1,438 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,722,000 | 1,224 |
| Total noninterest expense | $24,161,000 | 910 |
| Salaries and employee benefits | $13,349,000 | 920 |
| Premises and equipment expense | $2,912,000 | 856 |
| Additional noninterest expense | $7,900,000 | 853 |
| Pre-tax net operating income | $8,113,000 | 1,212 |
| Securities gains (losses) | $-14,000 | 4,493 |
| Applicable income taxes | $1,851,000 | 919 |
| Income before extraordinary items | $6,248,000 | 1,320 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,248,000 | 1,319 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,248,000 | 1,319 |
| Net charge-offs | $218,000 | 1,581 |
| Cash dividends | $134,000 | 3,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,259,060 | 1,307 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $25,452,000 | 917 |
| Total interest expense | $3,504,000 | 916 |
| Net interest income | $21,948,000 | 900 |
| Provision for loan and lease losses | $658,000 | 914 |
| Total noninterest income | $2,560,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $556,000 | 1,468 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,004,000 | 1,262 |
| Total noninterest expense | $17,843,000 | 919 |
| Salaries and employee benefits | $9,797,000 | 945 |
| Premises and equipment expense | $2,181,000 | 859 |
| Additional noninterest expense | $5,865,000 | 843 |
| Pre-tax net operating income | $6,007,000 | 1,230 |
| Securities gains (losses) | $-14,000 | 4,848 |
| Applicable income taxes | $1,420,000 | 930 |
| Income before extraordinary items | $4,573,000 | 1,348 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,573,000 | 1,347 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,573,000 | 1,347 |
| Net charge-offs | $201,000 | 1,244 |
| Cash dividends | $134,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,584,060 | 1,333 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $16,708,000 | 921 |
| Total interest expense | $2,089,000 | 953 |
| Net interest income | $14,619,000 | 891 |
| Provision for loan and lease losses | $425,000 | 933 |
| Total noninterest income | $1,614,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $364,000 | 1,485 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,250,000 | 1,311 |
| Total noninterest expense | $11,922,000 | 921 |
| Salaries and employee benefits | $6,521,000 | 946 |
| Premises and equipment expense | $1,461,000 | 859 |
| Additional noninterest expense | $3,940,000 | 840 |
| Pre-tax net operating income | $3,886,000 | 1,242 |
| Securities gains (losses) | $-14,000 | 5,049 |
| Applicable income taxes | $871,000 | 965 |
| Income before extraordinary items | $3,001,000 | 1,359 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,001,000 | 1,358 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,001,000 | 1,358 |
| Net charge-offs | $143,000 | 1,108 |
| Cash dividends | $56,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,012,060 | 1,348 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 932 |
| Total interest expense | $892,000 | 1,066 |
| Net interest income | $7,214,000 | 905 |
| Provision for loan and lease losses | $257,000 | 778 |
| Total noninterest income | $835,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $186,000 | 1,463 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $649,000 | 1,268 |
| Total noninterest expense | $5,737,000 | 957 |
| Salaries and employee benefits | $3,188,000 | 971 |
| Premises and equipment expense | $697,000 | 899 |
| Additional noninterest expense | $1,852,000 | 885 |
| Pre-tax net operating income | $2,055,000 | 1,170 |
| Securities gains (losses) | $-14,000 | 5,260 |
| Applicable income taxes | $463,000 | 914 |
| Income before extraordinary items | $1,578,000 | 1,284 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,578,000 | 1,284 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,578,000 | 1,284 |
| Net charge-offs | $23,000 | 1,592 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,589,060 | 1,266 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $30,137,000 | 954 |
| Total interest expense | $2,557,000 | 1,262 |
| Net interest income | $27,580,000 | 912 |
| Provision for loan and lease losses | $916,000 | 964 |
| Total noninterest income | $3,194,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $710,000 | 1,551 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,484,000 | 1,331 |
| Total noninterest expense | $23,530,000 | 913 |
| Salaries and employee benefits | $13,077,000 | 922 |
| Premises and equipment expense | $2,725,000 | 899 |
| Additional noninterest expense | $7,728,000 | 854 |
| Pre-tax net operating income | $6,328,000 | 1,410 |
| Securities gains (losses) | $81,000 | 700 |
| Applicable income taxes | $2,294,000 | 1,176 |
| Income before extraordinary items | $4,115,000 | 1,580 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,115,000 | 1,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,115,000 | 1,580 |
| Net charge-offs | $196,000 | 1,852 |
| Cash dividends | $319,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,063,160 | 1,578 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $22,331,000 | 963 |
| Total interest expense | $1,824,000 | 1,304 |
| Net interest income | $20,507,000 | 922 |
| Provision for loan and lease losses | $625,000 | 1,001 |
| Total noninterest income | $2,158,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $541,000 | 1,539 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,617,000 | 1,477 |
| Total noninterest expense | $17,278,000 | 934 |
| Salaries and employee benefits | $9,706,000 | 935 |
| Premises and equipment expense | $2,066,000 | 897 |
| Additional noninterest expense | $5,506,000 | 890 |
| Pre-tax net operating income | $4,762,000 | 1,423 |
| Securities gains (losses) | $81,000 | 672 |
| Applicable income taxes | $1,672,000 | 1,036 |
| Income before extraordinary items | $3,171,000 | 1,657 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,171,000 | 1,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,171,000 | 1,658 |
| Net charge-offs | $213,000 | 1,357 |
| Cash dividends | $263,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,118,350 | 1,660 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,706,000 | 968 |
| Total interest expense | $1,123,000 | 1,354 |
| Net interest income | $13,583,000 | 923 |
| Provision for loan and lease losses | $312,000 | 1,147 |
| Total noninterest income | $1,298,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $351,000 | 1,563 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $947,000 | 1,599 |
| Total noninterest expense | $11,409,000 | 947 |
| Salaries and employee benefits | $6,354,000 | 950 |
| Premises and equipment expense | $1,413,000 | 878 |
| Additional noninterest expense | $3,642,000 | 903 |
| Pre-tax net operating income | $3,160,000 | 1,405 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $1,092,000 | 1,044 |
| Income before extraordinary items | $2,074,000 | 1,657 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,074,000 | 1,657 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,074,000 | 1,657 |
| Net charge-offs | $27,000 | 2,414 |
| Cash dividends | $151,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,070,040 | 1,640 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 965 |
| Total interest expense | $525,000 | 1,414 |
| Net interest income | $6,808,000 | 916 |
| Provision for loan and lease losses | $152,000 | 1,104 |
| Total noninterest income | $671,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $169,000 | 1,601 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $502,000 | 1,522 |
| Total noninterest expense | $5,408,000 | 996 |
| Salaries and employee benefits | $2,951,000 | 1,028 |
| Premises and equipment expense | $688,000 | 904 |
| Additional noninterest expense | $1,769,000 | 918 |
| Pre-tax net operating income | $1,919,000 | 1,210 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $671,000 | 878 |
| Income before extraordinary items | $1,248,000 | 1,421 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,248,000 | 1,421 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,248,000 | 1,421 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,248,000 | 1,404 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $27,317,000 | 993 |
| Total interest expense | $2,017,000 | 1,410 |
| Net interest income | $25,300,000 | 954 |
| Provision for loan and lease losses | $704,000 | 1,188 |
| Total noninterest income | $3,067,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $756,000 | 1,516 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,311,000 | 1,447 |
| Total noninterest expense | $22,196,000 | 954 |
| Salaries and employee benefits | $12,024,000 | 979 |
| Premises and equipment expense | $2,578,000 | 938 |
| Additional noninterest expense | $7,594,000 | 874 |
| Pre-tax net operating income | $5,467,000 | 1,508 |
| Securities gains (losses) | $586,000 | 377 |
| Applicable income taxes | $2,003,000 | 1,045 |
| Income before extraordinary items | $4,050,000 | 1,635 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,050,000 | 1,632 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,050,000 | 1,634 |
| Net charge-offs | $174,000 | 2,079 |
| Cash dividends | $605,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,657,380 | 1,741 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $20,392,000 | 1,000 |
| Total interest expense | $1,533,000 | 1,386 |
| Net interest income | $18,859,000 | 957 |
| Provision for loan and lease losses | $623,000 | 992 |
| Total noninterest income | $2,149,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $577,000 | 1,482 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,572,000 | 1,545 |
| Total noninterest expense | $16,465,000 | 966 |
| Salaries and employee benefits | $8,876,000 | 991 |
| Premises and equipment expense | $1,964,000 | 929 |
| Additional noninterest expense | $5,625,000 | 883 |
| Pre-tax net operating income | $3,920,000 | 1,580 |
| Securities gains (losses) | $589,000 | 341 |
| Applicable income taxes | $1,477,000 | 1,087 |
| Income before extraordinary items | $3,032,000 | 1,679 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,032,000 | 1,679 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,032,000 | 1,679 |
| Net charge-offs | $154,000 | 1,666 |
| Cash dividends | $530,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,637,370 | 1,821 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,332,000 | 1,018 |
| Total interest expense | $1,036,000 | 1,370 |
| Net interest income | $12,296,000 | 985 |
| Provision for loan and lease losses | $463,000 | 912 |
| Total noninterest income | $1,377,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $379,000 | 1,494 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $998,000 | 1,554 |
| Total noninterest expense | $10,852,000 | 980 |
| Salaries and employee benefits | $5,790,000 | 1,007 |
| Premises and equipment expense | $1,304,000 | 943 |
| Additional noninterest expense | $3,758,000 | 881 |
| Pre-tax net operating income | $2,358,000 | 1,715 |
| Securities gains (losses) | $462,000 | 300 |
| Applicable income taxes | $946,000 | 1,124 |
| Income before extraordinary items | $1,874,000 | 1,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,874,000 | 1,761 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,874,000 | 1,761 |
| Net charge-offs | $56,000 | 2,063 |
| Cash dividends | $357,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,569,080 | 1,973 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 1,028 |
| Total interest expense | $534,000 | 1,331 |
| Net interest income | $6,028,000 | 1,003 |
| Provision for loan and lease losses | $295,000 | 725 |
| Total noninterest income | $705,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $187,000 | 1,509 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $518,000 | 1,472 |
| Total noninterest expense | $5,286,000 | 997 |
| Salaries and employee benefits | $2,812,000 | 1,046 |
| Premises and equipment expense | $645,000 | 959 |
| Additional noninterest expense | $1,829,000 | 892 |
| Pre-tax net operating income | $1,152,000 | 1,734 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $367,000 | 1,305 |
| Income before extraordinary items | $788,000 | 2,013 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $788,000 | 2,013 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $788,000 | 2,013 |
| Net charge-offs | $53,000 | 1,395 |
| Cash dividends | $284,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $785,960 | 1,975 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $24,773,000 | 1,051 |
| Total interest expense | $1,903,000 | 1,448 |
| Net interest income | $22,870,000 | 1,014 |
| Provision for loan and lease losses | $1,061,000 | 787 |
| Total noninterest income | $6,541,000 | 937 |
| Gross Fiduciary activities income | $377,000 | 649 |
| Service charges on deposit accounts | $775,000 | 1,514 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,389,000 | 775 |
| Total noninterest expense | $21,647,000 | 957 |
| Salaries and employee benefits | $11,192,000 | 1,005 |
| Premises and equipment expense | $2,486,000 | 970 |
| Additional noninterest expense | $7,969,000 | 822 |
| Pre-tax net operating income | $6,703,000 | 1,244 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $2,277,000 | 914 |
| Income before extraordinary items | $4,447,000 | 1,488 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,447,000 | 1,488 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,447,000 | 1,488 |
| Net charge-offs | $90,000 | 2,757 |
| Cash dividends | $2,391,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,433,140 | 1,464 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,510,000 | 1,056 |
| Total interest expense | $1,393,000 | 1,502 |
| Net interest income | $17,117,000 | 1,018 |
| Provision for loan and lease losses | $594,000 | 921 |
| Total noninterest income | $5,686,000 | 852 |
| Gross Fiduciary activities income | $377,000 | 598 |
| Service charges on deposit accounts | $575,000 | 1,546 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,734,000 | 684 |
| Total noninterest expense | $16,100,000 | 969 |
| Salaries and employee benefits | $8,369,000 | 1,016 |
| Premises and equipment expense | $1,813,000 | 1,009 |
| Additional noninterest expense | $5,918,000 | 832 |
| Pre-tax net operating income | $6,109,000 | 1,073 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $2,175,000 | 795 |
| Income before extraordinary items | $3,939,000 | 1,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,939,000 | 1,314 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,939,000 | 1,314 |
| Net charge-offs | $27,000 | 3,192 |
| Cash dividends | $2,247,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,935,800 | 1,288 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,281,000 | 1,061 |
| Total interest expense | $932,000 | 1,495 |
| Net interest income | $11,349,000 | 1,017 |
| Provision for loan and lease losses | $343,000 | 1,012 |
| Total noninterest income | $4,751,000 | 722 |
| Gross Fiduciary activities income | $377,000 | 526 |
| Service charges on deposit accounts | $372,000 | 1,565 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,002,000 | 598 |
| Total noninterest expense | $10,796,000 | 963 |
| Salaries and employee benefits | $3,519,000 | 1,521 |
| Premises and equipment expense | $1,235,000 | 992 |
| Additional noninterest expense | $6,042,000 | 562 |
| Pre-tax net operating income | $4,961,000 | 901 |
| Securities gains (losses) | $29,000 | 1,517 |
| Applicable income taxes | $1,814,000 | 678 |
| Income before extraordinary items | $3,176,000 | 1,112 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,176,000 | 1,111 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,176,000 | 1,113 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $2,160,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,157,440 | 1,090 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 1,053 |
| Total interest expense | $467,000 | 1,488 |
| Net interest income | $5,691,000 | 1,010 |
| Provision for loan and lease losses | $86,000 | 1,607 |
| Total noninterest income | $1,322,000 | 1,058 |
| Gross Fiduciary activities income | $377,000 | 395 |
| Service charges on deposit accounts | $172,000 | 1,649 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $773,000 | 1,120 |
| Total noninterest expense | $5,667,000 | 921 |
| Salaries and employee benefits | $1,848,000 | 1,460 |
| Premises and equipment expense | $621,000 | 986 |
| Additional noninterest expense | $3,198,000 | 528 |
| Pre-tax net operating income | $1,260,000 | 1,542 |
| Securities gains (losses) | $29,000 | 1,077 |
| Applicable income taxes | $413,000 | 1,164 |
| Income before extraordinary items | $876,000 | 1,788 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $876,000 | 1,790 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $876,000 | 1,790 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $285,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $856,280 | 1,759 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $24,039,000 | 1,065 |
| Total interest expense | $1,704,000 | 1,695 |
| Net interest income | $22,335,000 | 1,006 |
| Provision for loan and lease losses | $1,036,000 | 850 |
| Total noninterest income | $5,228,000 | 1,070 |
| Gross Fiduciary activities income | $1,413,000 | 404 |
| Service charges on deposit accounts | $924,000 | 1,397 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,891,000 | 1,113 |
| Total noninterest expense | $21,962,000 | 920 |
| Salaries and employee benefits | $10,556,000 | 1,028 |
| Premises and equipment expense | $2,439,000 | 984 |
| Additional noninterest expense | $8,967,000 | 732 |
| Pre-tax net operating income | $4,565,000 | 1,650 |
| Securities gains (losses) | $-15,000 | 6,095 |
| Applicable income taxes | $1,451,000 | 1,227 |
| Income before extraordinary items | $3,099,000 | 1,967 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,099,000 | 1,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,099,000 | 1,965 |
| Net charge-offs | $22,000 | 4,242 |
| Cash dividends | $596,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,109,200 | 1,920 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,712,000 | 1,091 |
| Total interest expense | $1,212,000 | 1,802 |
| Net interest income | $16,500,000 | 1,031 |
| Provision for loan and lease losses | $919,000 | 722 |
| Total noninterest income | $3,970,000 | 1,062 |
| Gross Fiduciary activities income | $1,042,000 | 407 |
| Service charges on deposit accounts | $778,000 | 1,261 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,150,000 | 1,149 |
| Total noninterest expense | $15,873,000 | 954 |
| Salaries and employee benefits | $7,879,000 | 1,034 |
| Premises and equipment expense | $1,549,000 | 1,165 |
| Additional noninterest expense | $6,445,000 | 764 |
| Pre-tax net operating income | $3,678,000 | 1,565 |
| Securities gains (losses) | $-15,000 | 6,209 |
| Applicable income taxes | $1,191,000 | 1,153 |
| Income before extraordinary items | $2,472,000 | 1,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,472,000 | 1,869 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,472,000 | 1,868 |
| Net charge-offs | $17,000 | 3,912 |
| Cash dividends | $484,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,482,050 | 1,820 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,576,000 | 1,106 |
| Total interest expense | $740,000 | 1,961 |
| Net interest income | $10,836,000 | 1,039 |
| Provision for loan and lease losses | $558,000 | 764 |
| Total noninterest income | $2,637,000 | 1,045 |
| Gross Fiduciary activities income | $686,000 | 410 |
| Service charges on deposit accounts | $511,000 | 1,253 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,440,000 | 1,129 |
| Total noninterest expense | $10,522,000 | 954 |
| Salaries and employee benefits | $5,203,000 | 1,047 |
| Premises and equipment expense | $1,048,000 | 1,160 |
| Additional noninterest expense | $4,271,000 | 763 |
| Pre-tax net operating income | $2,393,000 | 1,556 |
| Securities gains (losses) | $-5,000 | 6,209 |
| Applicable income taxes | $804,000 | 1,125 |
| Income before extraordinary items | $1,584,000 | 1,895 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,584,000 | 1,899 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,584,000 | 1,898 |
| Net charge-offs | $14,000 | 3,578 |
| Cash dividends | $406,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,587,300 | 1,841 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 1,127 |
| Total interest expense | $303,000 | 2,334 |
| Net interest income | $5,370,000 | 1,052 |
| Provision for loan and lease losses | $264,000 | 798 |
| Total noninterest income | $1,280,000 | 1,035 |
| Gross Fiduciary activities income | $337,000 | 415 |
| Service charges on deposit accounts | $245,000 | 1,291 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $698,000 | 1,126 |
| Total noninterest expense | $5,022,000 | 1,023 |
| Salaries and employee benefits | $2,570,000 | 1,074 |
| Premises and equipment expense | $518,000 | 1,195 |
| Additional noninterest expense | $1,934,000 | 826 |
| Pre-tax net operating income | $1,364,000 | 1,363 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $479,000 | 964 |
| Income before extraordinary items | $880,000 | 1,667 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $880,000 | 1,671 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $880,000 | 1,670 |
| Net charge-offs | $21,000 | 2,457 |
| Cash dividends | $286,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $883,250 | 1,625 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,706,000 | 1,134 |
| Total interest expense | $686,000 | 3,792 |
| Net interest income | $22,020,000 | 995 |
| Provision for loan and lease losses | $1,012,000 | 1,082 |
| Total noninterest income | $12,388,000 | 570 |
| Gross Fiduciary activities income | $1,269,000 | 409 |
| Service charges on deposit accounts | $1,117,000 | 1,221 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,002,000 | 483 |
| Total noninterest expense | $21,208,000 | 966 |
| Salaries and employee benefits | $11,270,000 | 948 |
| Premises and equipment expense | $2,067,000 | 1,155 |
| Additional noninterest expense | $7,871,000 | 857 |
| Pre-tax net operating income | $12,188,000 | 642 |
| Securities gains (losses) | $206,000 | 875 |
| Applicable income taxes | $4,562,000 | 482 |
| Income before extraordinary items | $7,832,000 | 801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,832,000 | 801 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,832,000 | 802 |
| Net charge-offs | $22,000 | 4,804 |
| Cash dividends | $394,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,700,160 | 805 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,907,000 | 1,144 |
| Total interest expense | $579,000 | 3,609 |
| Net interest income | $16,328,000 | 1,014 |
| Provision for loan and lease losses | $723,000 | 1,155 |
| Total noninterest income | $11,239,000 | 510 |
| Gross Fiduciary activities income | $934,000 | 410 |
| Service charges on deposit accounts | $839,000 | 1,225 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,466,000 | 416 |
| Total noninterest expense | $15,672,000 | 977 |
| Salaries and employee benefits | $8,507,000 | 947 |
| Premises and equipment expense | $1,541,000 | 1,173 |
| Additional noninterest expense | $5,624,000 | 907 |
| Pre-tax net operating income | $11,172,000 | 552 |
| Securities gains (losses) | $348,000 | 566 |
| Applicable income taxes | $4,285,000 | 428 |
| Income before extraordinary items | $7,235,000 | 672 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,235,000 | 673 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,235,000 | 674 |
| Net charge-offs | $20,000 | 4,412 |
| Cash dividends | $320,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,012,280 | 677 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,158,000 | 1,148 |
| Total interest expense | $483,000 | 3,150 |
| Net interest income | $10,675,000 | 1,023 |
| Provision for loan and lease losses | $245,000 | 1,889 |
| Total noninterest income | $3,263,000 | 948 |
| Gross Fiduciary activities income | $608,000 | 419 |
| Service charges on deposit accounts | $552,000 | 1,215 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,103,000 | 957 |
| Total noninterest expense | $10,311,000 | 982 |
| Salaries and employee benefits | $5,533,000 | 972 |
| Premises and equipment expense | $1,033,000 | 1,162 |
| Additional noninterest expense | $3,745,000 | 902 |
| Pre-tax net operating income | $3,382,000 | 1,107 |
| Securities gains (losses) | $348,000 | 501 |
| Applicable income taxes | $1,285,000 | 754 |
| Income before extraordinary items | $2,445,000 | 1,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,445,000 | 1,243 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,445,000 | 1,244 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $237,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,215,320 | 1,307 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 1,163 |
| Total interest expense | $275,000 | 2,947 |
| Net interest income | $5,259,000 | 1,036 |
| Provision for loan and lease losses | $7,000 | 4,113 |
| Total noninterest income | $1,671,000 | 944 |
| Gross Fiduciary activities income | $292,000 | 431 |
| Service charges on deposit accounts | $270,000 | 1,241 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,109,000 | 931 |
| Total noninterest expense | $5,278,000 | 970 |
| Salaries and employee benefits | $2,936,000 | 932 |
| Premises and equipment expense | $529,000 | 1,151 |
| Additional noninterest expense | $1,813,000 | 938 |
| Pre-tax net operating income | $1,645,000 | 1,116 |
| Securities gains (losses) | $371,000 | 271 |
| Applicable income taxes | $693,000 | 700 |
| Income before extraordinary items | $1,323,000 | 1,131 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,323,000 | 1,132 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,323,000 | 1,133 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $107,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,078,140 | 1,320 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $23,805,000 | 1,122 |
| Total interest expense | $3,760,000 | 1,190 |
| Net interest income | $20,045,000 | 1,089 |
| Provision for loan and lease losses | $751,000 | 2,163 |
| Total noninterest income | $6,707,000 | 921 |
| Gross Fiduciary activities income | $1,104,000 | 429 |
| Service charges on deposit accounts | $1,170,000 | 1,214 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,433,000 | 893 |
| Total noninterest expense | $20,088,000 | 994 |
| Salaries and employee benefits | $10,936,000 | 958 |
| Premises and equipment expense | $1,991,000 | 1,187 |
| Additional noninterest expense | $7,161,000 | 976 |
| Pre-tax net operating income | $5,913,000 | 1,197 |
| Securities gains (losses) | $-102,000 | 6,893 |
| Applicable income taxes | $1,751,000 | 969 |
| Income before extraordinary items | $4,060,000 | 1,438 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,060,000 | 1,439 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,060,000 | 1,439 |
| Net charge-offs | $1,369,000 | 1,481 |
| Cash dividends | $780,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,131,400 | 1,331 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,879,000 | 1,139 |
| Total interest expense | $2,849,000 | 1,241 |
| Net interest income | $15,030,000 | 1,105 |
| Provision for loan and lease losses | $616,000 | 2,013 |
| Total noninterest income | $4,685,000 | 976 |
| Gross Fiduciary activities income | $824,000 | 427 |
| Service charges on deposit accounts | $858,000 | 1,249 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,003,000 | 940 |
| Total noninterest expense | $14,649,000 | 1,020 |
| Salaries and employee benefits | $7,914,000 | 979 |
| Premises and equipment expense | $1,468,000 | 1,218 |
| Additional noninterest expense | $5,267,000 | 990 |
| Pre-tax net operating income | $4,450,000 | 1,204 |
| Securities gains (losses) | $157,000 | 1,630 |
| Applicable income taxes | $1,393,000 | 961 |
| Income before extraordinary items | $3,214,000 | 1,399 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,214,000 | 1,400 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,214,000 | 1,400 |
| Net charge-offs | $880,000 | 1,593 |
| Cash dividends | $724,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,104,100 | 1,360 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,950,000 | 1,145 |
| Total interest expense | $1,912,000 | 1,266 |
| Net interest income | $10,038,000 | 1,106 |
| Provision for loan and lease losses | $637,000 | 1,508 |
| Total noninterest income | $2,984,000 | 993 |
| Gross Fiduciary activities income | $548,000 | 424 |
| Service charges on deposit accounts | $535,000 | 1,324 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,901,000 | 953 |
| Total noninterest expense | $9,687,000 | 1,028 |
| Salaries and employee benefits | $5,218,000 | 999 |
| Premises and equipment expense | $988,000 | 1,206 |
| Additional noninterest expense | $3,481,000 | 1,001 |
| Pre-tax net operating income | $2,698,000 | 1,307 |
| Securities gains (losses) | $13,000 | 2,658 |
| Applicable income taxes | $776,000 | 1,088 |
| Income before extraordinary items | $1,935,000 | 1,530 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,935,000 | 1,529 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,935,000 | 1,530 |
| Net charge-offs | $862,000 | 1,272 |
| Cash dividends | $430,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,925,770 | 1,445 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 1,160 |
| Total interest expense | $971,000 | 1,301 |
| Net interest income | $4,956,000 | 1,125 |
| Provision for loan and lease losses | $197,000 | 2,050 |
| Total noninterest income | $1,433,000 | 1,006 |
| Gross Fiduciary activities income | $265,000 | 430 |
| Service charges on deposit accounts | $254,000 | 1,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $914,000 | 975 |
| Total noninterest expense | $4,756,000 | 1,048 |
| Salaries and employee benefits | $2,590,000 | 1,004 |
| Premises and equipment expense | $494,000 | 1,218 |
| Additional noninterest expense | $1,672,000 | 1,028 |
| Pre-tax net operating income | $1,436,000 | 1,224 |
| Securities gains (losses) | $13,000 | 1,721 |
| Applicable income taxes | $469,000 | 940 |
| Income before extraordinary items | $980,000 | 1,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $980,000 | 1,493 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $980,000 | 1,493 |
| Net charge-offs | $67,000 | 2,791 |
| Cash dividends | $84,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $971,160 | 1,417 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,721,000 | 1,204 |
| Total interest expense | $4,533,000 | 1,342 |
| Net interest income | $19,188,000 | 1,165 |
| Provision for loan and lease losses | $1,571,000 | 1,838 |
| Total noninterest income | $5,545,000 | 951 |
| Gross Fiduciary activities income | $1,023,000 | 394 |
| Service charges on deposit accounts | $1,211,000 | 1,217 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,311,000 | 966 |
| Total noninterest expense | $18,041,000 | 1,091 |
| Salaries and employee benefits | $10,017,000 | 976 |
| Premises and equipment expense | $1,842,000 | 1,348 |
| Additional noninterest expense | $6,182,000 | 1,137 |
| Pre-tax net operating income | $5,121,000 | 1,158 |
| Securities gains (losses) | $785,000 | 550 |
| Applicable income taxes | $1,856,000 | 850 |
| Income before extraordinary items | $4,050,000 | 1,240 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,050,000 | 1,240 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,050,000 | 1,240 |
| Net charge-offs | $958,000 | 2,410 |
| Cash dividends | $338,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,508,350 | 1,327 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,711,000 | 1,228 |
| Total interest expense | $3,519,000 | 1,356 |
| Net interest income | $14,192,000 | 1,180 |
| Provision for loan and lease losses | $1,090,000 | 1,865 |
| Total noninterest income | $3,790,000 | 1,038 |
| Gross Fiduciary activities income | $771,000 | 388 |
| Service charges on deposit accounts | $921,000 | 1,202 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,098,000 | 1,084 |
| Total noninterest expense | $13,160,000 | 1,122 |
| Salaries and employee benefits | $7,290,000 | 1,008 |
| Premises and equipment expense | $1,379,000 | 1,363 |
| Additional noninterest expense | $4,491,000 | 1,158 |
| Pre-tax net operating income | $3,732,000 | 1,231 |
| Securities gains (losses) | $729,000 | 465 |
| Applicable income taxes | $1,448,000 | 813 |
| Income before extraordinary items | $3,013,000 | 1,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,013,000 | 1,287 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,013,000 | 1,287 |
| Net charge-offs | $673,000 | 2,335 |
| Cash dividends | $253,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,517,280 | 1,429 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,567,000 | 1,258 |
| Total interest expense | $2,395,000 | 1,372 |
| Net interest income | $9,172,000 | 1,222 |
| Provision for loan and lease losses | $717,000 | 1,870 |
| Total noninterest income | $2,639,000 | 1,002 |
| Gross Fiduciary activities income | $514,000 | 393 |
| Service charges on deposit accounts | $609,000 | 1,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,516,000 | 1,008 |
| Total noninterest expense | $8,687,000 | 1,152 |
| Salaries and employee benefits | $4,777,000 | 1,037 |
| Premises and equipment expense | $928,000 | 1,363 |
| Additional noninterest expense | $2,982,000 | 1,193 |
| Pre-tax net operating income | $2,407,000 | 1,236 |
| Securities gains (losses) | $585,000 | 315 |
| Applicable income taxes | $978,000 | 776 |
| Income before extraordinary items | $2,014,000 | 1,245 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,014,000 | 1,244 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,014,000 | 1,245 |
| Net charge-offs | $556,000 | 2,043 |
| Cash dividends | $169,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,622,050 | 1,450 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 1,258 |
| Total interest expense | $1,206,000 | 1,409 |
| Net interest income | $4,582,000 | 1,216 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $1,378,000 | 976 |
| Gross Fiduciary activities income | $252,000 | 403 |
| Service charges on deposit accounts | $289,000 | 1,227 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $837,000 | 931 |
| Total noninterest expense | $4,210,000 | 1,189 |
| Salaries and employee benefits | $2,374,000 | 1,058 |
| Premises and equipment expense | $477,000 | 1,360 |
| Additional noninterest expense | $1,359,000 | 1,298 |
| Pre-tax net operating income | $1,300,000 | 1,124 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $408,000 | 873 |
| Income before extraordinary items | $892,000 | 1,356 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $892,000 | 1,356 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $892,000 | 1,356 |
| Net charge-offs | $491,000 | 1,348 |
| Cash dividends | $85,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $892,000 | 1,315 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,945,000 | 1,238 |
| Total interest expense | $5,641,000 | 1,470 |
| Net interest income | $19,304,000 | 1,159 |
| Provision for loan and lease losses | $1,185,000 | 2,798 |
| Total noninterest income | $6,133,000 | 912 |
| Gross Fiduciary activities income | $797,000 | 450 |
| Service charges on deposit accounts | $1,414,000 | 1,076 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,922,000 | 887 |
| Total noninterest expense | $18,820,000 | 1,060 |
| Salaries and employee benefits | $10,652,000 | 918 |
| Premises and equipment expense | $1,805,000 | 1,428 |
| Additional noninterest expense | $6,363,000 | 1,166 |
| Pre-tax net operating income | $5,432,000 | 954 |
| Securities gains (losses) | $218,000 | 1,521 |
| Applicable income taxes | $1,760,000 | 808 |
| Income before extraordinary items | $3,890,000 | 1,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,890,000 | 1,118 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,890,000 | 1,120 |
| Net charge-offs | $922,000 | 2,801 |
| Cash dividends | $338,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,739,580 | 1,111 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,762,000 | 1,254 |
| Total interest expense | $4,352,000 | 1,487 |
| Net interest income | $14,410,000 | 1,180 |
| Provision for loan and lease losses | $1,064,000 | 2,424 |
| Total noninterest income | $3,839,000 | 1,040 |
| Gross Fiduciary activities income | $580,000 | 451 |
| Service charges on deposit accounts | $1,087,000 | 1,070 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,172,000 | 1,049 |
| Total noninterest expense | $13,673,000 | 1,077 |
| Salaries and employee benefits | $7,796,000 | 929 |
| Premises and equipment expense | $1,359,000 | 1,434 |
| Additional noninterest expense | $4,518,000 | 1,193 |
| Pre-tax net operating income | $3,512,000 | 1,146 |
| Securities gains (losses) | $148,000 | 1,609 |
| Applicable income taxes | $1,183,000 | 887 |
| Income before extraordinary items | $2,477,000 | 1,344 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,477,000 | 1,347 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,477,000 | 1,348 |
| Net charge-offs | $245,000 | 3,980 |
| Cash dividends | $254,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,376,360 | 1,345 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,409,000 | 1,280 |
| Total interest expense | $2,965,000 | 1,518 |
| Net interest income | $9,444,000 | 1,205 |
| Provision for loan and lease losses | $818,000 | 2,166 |
| Total noninterest income | $2,631,000 | 996 |
| Gross Fiduciary activities income | $379,000 | 464 |
| Service charges on deposit accounts | $736,000 | 1,066 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,516,000 | 969 |
| Total noninterest expense | $9,131,000 | 1,075 |
| Salaries and employee benefits | $5,108,000 | 952 |
| Premises and equipment expense | $918,000 | 1,436 |
| Additional noninterest expense | $3,105,000 | 1,154 |
| Pre-tax net operating income | $2,126,000 | 1,230 |
| Securities gains (losses) | $46,000 | 1,939 |
| Applicable income taxes | $696,000 | 938 |
| Income before extraordinary items | $1,476,000 | 1,493 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,476,000 | 1,494 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,476,000 | 1,494 |
| Net charge-offs | $209,000 | 3,487 |
| Cash dividends | $169,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,444,720 | 1,452 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,130,000 | 1,314 |
| Total interest expense | $1,509,000 | 1,568 |
| Net interest income | $4,621,000 | 1,245 |
| Provision for loan and lease losses | $393,000 | 2,098 |
| Total noninterest income | $1,322,000 | 969 |
| Gross Fiduciary activities income | $180,000 | 480 |
| Service charges on deposit accounts | $355,000 | 1,099 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $787,000 | 939 |
| Total noninterest expense | $4,337,000 | 1,160 |
| Salaries and employee benefits | $2,406,000 | 1,025 |
| Premises and equipment expense | $461,000 | 1,473 |
| Additional noninterest expense | $1,470,000 | 1,201 |
| Pre-tax net operating income | $1,213,000 | 1,090 |
| Securities gains (losses) | $-37,000 | 7,608 |
| Applicable income taxes | $380,000 | 872 |
| Income before extraordinary items | $796,000 | 1,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $796,000 | 1,385 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $796,000 | 1,384 |
| Net charge-offs | $89,000 | 3,205 |
| Cash dividends | $84,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $821,160 | 1,296 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,849,000 | 1,292 |
| Total interest expense | $8,547,000 | 1,411 |
| Net interest income | $18,302,000 | 1,222 |
| Provision for loan and lease losses | $2,201,000 | 2,360 |
| Total noninterest income | $6,284,000 | 911 |
| Gross Fiduciary activities income | $538,000 | 529 |
| Service charges on deposit accounts | $1,522,000 | 1,136 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,224,000 | 816 |
| Total noninterest expense | $18,969,000 | 1,094 |
| Salaries and employee benefits | $10,455,000 | 935 |
| Premises and equipment expense | $1,942,000 | 1,407 |
| Additional noninterest expense | $6,572,000 | 1,176 |
| Pre-tax net operating income | $3,416,000 | 1,189 |
| Securities gains (losses) | $843,000 | 572 |
| Applicable income taxes | $1,235,000 | 834 |
| Income before extraordinary items | $3,024,000 | 1,118 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,024,000 | 1,116 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,024,000 | 1,117 |
| Net charge-offs | $1,259,000 | 2,578 |
| Cash dividends | $338,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,425,470 | 1,349 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,482,000 | 1,291 |
| Total interest expense | $6,814,000 | 1,388 |
| Net interest income | $13,668,000 | 1,231 |
| Provision for loan and lease losses | $1,608,000 | 2,136 |
| Total noninterest income | $4,776,000 | 912 |
| Gross Fiduciary activities income | $374,000 | 546 |
| Service charges on deposit accounts | $1,117,000 | 1,155 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,285,000 | 806 |
| Total noninterest expense | $14,010,000 | 1,112 |
| Salaries and employee benefits | $7,655,000 | 969 |
| Premises and equipment expense | $1,454,000 | 1,417 |
| Additional noninterest expense | $4,901,000 | 1,147 |
| Pre-tax net operating income | $2,826,000 | 1,152 |
| Securities gains (losses) | $661,000 | 557 |
| Applicable income taxes | $1,098,000 | 786 |
| Income before extraordinary items | $2,389,000 | 1,136 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,389,000 | 1,134 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,389,000 | 1,136 |
| Net charge-offs | $354,000 | 3,489 |
| Cash dividends | $253,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,932,910 | 1,354 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,962,000 | 1,287 |
| Total interest expense | $4,785,000 | 1,388 |
| Net interest income | $9,177,000 | 1,213 |
| Provision for loan and lease losses | $1,252,000 | 1,803 |
| Total noninterest income | $3,397,000 | 876 |
| Gross Fiduciary activities income | $232,000 | 566 |
| Service charges on deposit accounts | $712,000 | 1,187 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,453,000 | 752 |
| Total noninterest expense | $9,430,000 | 1,119 |
| Salaries and employee benefits | $5,164,000 | 981 |
| Premises and equipment expense | $976,000 | 1,434 |
| Additional noninterest expense | $3,290,000 | 1,168 |
| Pre-tax net operating income | $1,892,000 | 1,212 |
| Securities gains (losses) | $661,000 | 404 |
| Applicable income taxes | $817,000 | 733 |
| Income before extraordinary items | $1,736,000 | 1,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,736,000 | 1,096 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,736,000 | 1,097 |
| Net charge-offs | $241,000 | 3,210 |
| Cash dividends | $169,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,286,520 | 1,423 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 1,276 |
| Total interest expense | $2,464,000 | 1,400 |
| Net interest income | $4,618,000 | 1,198 |
| Provision for loan and lease losses | $659,000 | 1,522 |
| Total noninterest income | $1,552,000 | 913 |
| Gross Fiduciary activities income | $116,000 | 566 |
| Service charges on deposit accounts | $335,000 | 1,229 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,101,000 | 785 |
| Total noninterest expense | $4,271,000 | 1,172 |
| Salaries and employee benefits | $2,511,000 | 1,007 |
| Premises and equipment expense | $517,000 | 1,372 |
| Additional noninterest expense | $1,243,000 | 1,318 |
| Pre-tax net operating income | $1,240,000 | 1,026 |
| Securities gains (losses) | $661,000 | 260 |
| Applicable income taxes | $650,000 | 508 |
| Income before extraordinary items | $1,251,000 | 843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,251,000 | 844 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,251,000 | 845 |
| Net charge-offs | $-37,000 | 8,099 |
| Cash dividends | $85,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $814,740 | 1,277 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,039,000 | 1,287 |
| Total interest expense | $12,256,000 | 1,327 |
| Net interest income | $17,783,000 | 1,244 |
| Provision for loan and lease losses | $1,767,000 | 1,951 |
| Total noninterest income | $4,207,000 | 1,226 |
| Gross Fiduciary activities income | $529,000 | 562 |
| Service charges on deposit accounts | $1,455,000 | 1,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,223,000 | 1,205 |
| Total noninterest expense | $16,340,000 | 1,196 |
| Salaries and employee benefits | $8,918,000 | 1,107 |
| Premises and equipment expense | $1,929,000 | 1,436 |
| Additional noninterest expense | $5,493,000 | 1,164 |
| Pre-tax net operating income | $3,883,000 | 1,407 |
| Securities gains (losses) | $1,776,000 | 142 |
| Applicable income taxes | $1,685,000 | 778 |
| Income before extraordinary items | $3,974,000 | 1,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,974,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,016,000 | 1,279 |
| Cash dividends | $338,000 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,730,800 | 1,587 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,741,000 | 1,301 |
| Total interest expense | $9,547,000 | 1,337 |
| Net interest income | $13,194,000 | 1,273 |
| Provision for loan and lease losses | $1,114,000 | 1,712 |
| Total noninterest income | $3,565,000 | 1,141 |
| Gross Fiduciary activities income | $405,000 | 566 |
| Service charges on deposit accounts | $1,066,000 | 1,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,094,000 | 1,073 |
| Total noninterest expense | $12,043,000 | 1,211 |
| Salaries and employee benefits | $6,573,000 | 1,151 |
| Premises and equipment expense | $1,444,000 | 1,444 |
| Additional noninterest expense | $4,026,000 | 1,138 |
| Pre-tax net operating income | $3,602,000 | 1,371 |
| Securities gains (losses) | $1,828,000 | 118 |
| Applicable income taxes | $1,757,000 | 723 |
| Income before extraordinary items | $3,673,000 | 1,001 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,673,000 | 1,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,504,000 | 1,012 |
| Cash dividends | $254,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,429,960 | 1,585 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,478,000 | 1,289 |
| Total interest expense | $6,782,000 | 1,292 |
| Net interest income | $8,696,000 | 1,283 |
| Provision for loan and lease losses | $393,000 | 2,183 |
| Total noninterest income | $2,338,000 | 1,168 |
| Gross Fiduciary activities income | $260,000 | 582 |
| Service charges on deposit accounts | $676,000 | 1,313 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,402,000 | 1,108 |
| Total noninterest expense | $7,965,000 | 1,217 |
| Salaries and employee benefits | $4,363,000 | 1,172 |
| Premises and equipment expense | $969,000 | 1,433 |
| Additional noninterest expense | $2,633,000 | 1,133 |
| Pre-tax net operating income | $2,676,000 | 1,301 |
| Securities gains (losses) | $113,000 | 886 |
| Applicable income taxes | $838,000 | 1,082 |
| Income before extraordinary items | $1,951,000 | 1,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,951,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,125 |
| Cash dividends | $169,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,871,900 | 1,441 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,077,000 | 1,258 |
| Total interest expense | $3,754,000 | 1,248 |
| Net interest income | $4,323,000 | 1,285 |
| Provision for loan and lease losses | $372,000 | 1,206 |
| Total noninterest income | $1,065,000 | 1,267 |
| Gross Fiduciary activities income | $131,000 | 599 |
| Service charges on deposit accounts | $316,000 | 1,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $618,000 | 1,213 |
| Total noninterest expense | $3,955,000 | 1,224 |
| Salaries and employee benefits | $2,129,000 | 1,215 |
| Premises and equipment expense | $520,000 | 1,332 |
| Additional noninterest expense | $1,306,000 | 1,106 |
| Pre-tax net operating income | $1,061,000 | 1,689 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $303,000 | 1,465 |
| Income before extraordinary items | $758,000 | 1,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $758,000 | 1,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 698 |
| Cash dividends | $84,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $758,000 | 1,833 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $30,530,000 | 1,405 |
| Total interest expense | $14,970,000 | 1,333 |
| Net interest income | $15,560,000 | 1,440 |
| Provision for loan and lease losses | $266,000 | 3,400 |
| Total noninterest income | $4,040,000 | 1,291 |
| Gross Fiduciary activities income | $320,000 | 693 |
| Service charges on deposit accounts | $1,255,000 | 1,431 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,465,000 | 1,172 |
| Total noninterest expense | $15,271,000 | 1,218 |
| Salaries and employee benefits | $8,599,000 | 1,165 |
| Premises and equipment expense | $1,970,000 | 1,343 |
| Additional noninterest expense | $4,702,000 | 1,196 |
| Pre-tax net operating income | $4,063,000 | 1,953 |
| Securities gains (losses) | $2,676,000 | 91 |
| Applicable income taxes | $2,108,000 | 1,084 |
| Income before extraordinary items | $4,631,000 | 1,394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,631,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,118 |
| Cash dividends | $145,000 | 5,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,784,560 | 2,155 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,126,000 | 1,461 |
| Total interest expense | $10,811,000 | 1,392 |
| Net interest income | $11,315,000 | 1,512 |
| Provision for loan and lease losses | $93,000 | 4,221 |
| Total noninterest income | $2,946,000 | 1,317 |
| Gross Fiduciary activities income | $188,000 | 741 |
| Service charges on deposit accounts | $888,000 | 1,483 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,870,000 | 1,174 |
| Total noninterest expense | $11,018,000 | 1,260 |
| Salaries and employee benefits | $6,232,000 | 1,197 |
| Premises and equipment expense | $1,447,000 | 1,357 |
| Additional noninterest expense | $3,339,000 | 1,229 |
| Pre-tax net operating income | $3,150,000 | 2,018 |
| Securities gains (losses) | $2,402,000 | 90 |
| Applicable income taxes | $1,780,000 | 1,054 |
| Income before extraordinary items | $3,772,000 | 1,358 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,772,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $60,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,138,640 | 2,238 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,914,000 | 1,571 |
| Total interest expense | $6,774,000 | 1,473 |
| Net interest income | $7,140,000 | 1,616 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $1,799,000 | 1,437 |
| Gross Fiduciary activities income | $74,000 | 866 |
| Service charges on deposit accounts | $541,000 | 1,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,184,000 | 1,239 |
| Total noninterest expense | $7,011,000 | 1,334 |
| Salaries and employee benefits | $3,933,000 | 1,295 |
| Premises and equipment expense | $902,000 | 1,484 |
| Additional noninterest expense | $2,176,000 | 1,268 |
| Pre-tax net operating income | $1,853,000 | 2,296 |
| Securities gains (losses) | $2,312,000 | 72 |
| Applicable income taxes | $1,371,000 | 989 |
| Income before extraordinary items | $2,794,000 | 1,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,794,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $60,000 | 4,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,244,960 | 2,544 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 1,733 |
| Total interest expense | $3,097,000 | 1,611 |
| Net interest income | $3,146,000 | 1,829 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $750,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $235,000 | 1,805 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $515,000 | 1,332 |
| Total noninterest expense | $3,037,000 | 1,509 |
| Salaries and employee benefits | $1,751,000 | 1,479 |
| Premises and equipment expense | $420,000 | 1,594 |
| Additional noninterest expense | $866,000 | 1,539 |
| Pre-tax net operating income | $858,000 | 2,441 |
| Securities gains (losses) | $104,000 | 299 |
| Applicable income taxes | $284,000 | 1,920 |
| Income before extraordinary items | $678,000 | 2,392 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $678,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $605,200 | 2,591 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,472,000 | 1,724 |
| Total interest expense | $10,722,000 | 1,576 |
| Net interest income | $12,750,000 | 1,808 |
| Provision for loan and lease losses | $339,000 | 2,574 |
| Total noninterest income | $3,125,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,032,000 | 1,710 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,093,000 | 1,310 |
| Total noninterest expense | $12,079,000 | 1,478 |
| Salaries and employee benefits | $6,950,000 | 1,415 |
| Premises and equipment expense | $1,573,000 | 1,629 |
| Additional noninterest expense | $3,556,000 | 1,485 |
| Pre-tax net operating income | $3,457,000 | 2,509 |
| Securities gains (losses) | $461,000 | 256 |
| Applicable income taxes | $1,126,000 | 2,037 |
| Income before extraordinary items | $2,792,000 | 2,395 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,792,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,715 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,464,690 | 2,635 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,292,000 | 1,737 |
| Total interest expense | $7,694,000 | 1,599 |
| Net interest income | $9,598,000 | 1,823 |
| Provision for loan and lease losses | $301,000 | 2,134 |
| Total noninterest income | $2,353,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $752,000 | 1,752 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,601,000 | 1,307 |
| Total noninterest expense | $9,004,000 | 1,493 |
| Salaries and employee benefits | $5,152,000 | 1,437 |
| Premises and equipment expense | $1,192,000 | 1,625 |
| Additional noninterest expense | $2,660,000 | 1,486 |
| Pre-tax net operating income | $2,646,000 | 2,551 |
| Securities gains (losses) | $310,000 | 268 |
| Applicable income taxes | $852,000 | 2,105 |
| Income before extraordinary items | $2,104,000 | 2,467 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,104,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,883,900 | 2,686 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 1,746 |
| Total interest expense | $4,831,000 | 1,614 |
| Net interest income | $6,427,000 | 1,816 |
| Provision for loan and lease losses | $271,000 | 1,641 |
| Total noninterest income | $1,424,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $464,000 | 1,855 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $960,000 | 1,394 |
| Total noninterest expense | $6,050,000 | 1,488 |
| Salaries and employee benefits | $3,450,000 | 1,432 |
| Premises and equipment expense | $795,000 | 1,625 |
| Additional noninterest expense | $1,805,000 | 1,470 |
| Pre-tax net operating income | $1,530,000 | 2,845 |
| Securities gains (losses) | $71,000 | 394 |
| Applicable income taxes | $443,000 | 2,470 |
| Income before extraordinary items | $1,158,000 | 2,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,158,000 | 2,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,106,880 | 2,959 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 1,780 |
| Total interest expense | $2,261,000 | 1,625 |
| Net interest income | $3,143,000 | 1,839 |
| Provision for loan and lease losses | $124,000 | 1,710 |
| Total noninterest income | $720,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $216,000 | 1,916 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $504,000 | 1,334 |
| Total noninterest expense | $3,065,000 | 1,477 |
| Salaries and employee benefits | $1,747,000 | 1,425 |
| Premises and equipment expense | $407,000 | 1,605 |
| Additional noninterest expense | $911,000 | 1,448 |
| Pre-tax net operating income | $674,000 | 3,051 |
| Securities gains (losses) | $26,000 | 431 |
| Applicable income taxes | $190,000 | 2,679 |
| Income before extraordinary items | $510,000 | 3,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $491,020 | 3,183 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,996,000 | 1,685 |
| Total interest expense | $6,962,000 | 1,640 |
| Net interest income | $13,034,000 | 1,681 |
| Provision for loan and lease losses | $609,000 | 1,604 |
| Total noninterest income | $2,445,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $669,000 | 2,431 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,776,000 | 1,470 |
| Total noninterest expense | $11,815,000 | 1,456 |
| Salaries and employee benefits | $6,969,000 | 1,336 |
| Premises and equipment expense | $1,540,000 | 1,585 |
| Additional noninterest expense | $3,306,000 | 1,544 |
| Pre-tax net operating income | $3,055,000 | 2,713 |
| Securities gains (losses) | $282,000 | 422 |
| Applicable income taxes | $864,000 | 2,484 |
| Income before extraordinary items | $2,473,000 | 2,625 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,473,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,264,320 | 2,748 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,487,000 | 1,702 |
| Total interest expense | $4,943,000 | 1,634 |
| Net interest income | $9,544,000 | 1,706 |
| Provision for loan and lease losses | $425,000 | 1,625 |
| Total noninterest income | $1,745,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $431,000 | 2,741 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,314,000 | 1,489 |
| Total noninterest expense | $8,580,000 | 1,490 |
| Salaries and employee benefits | $4,907,000 | 1,411 |
| Premises and equipment expense | $1,169,000 | 1,545 |
| Additional noninterest expense | $2,504,000 | 1,505 |
| Pre-tax net operating income | $2,284,000 | 2,753 |
| Securities gains (losses) | $289,000 | 395 |
| Applicable income taxes | $705,000 | 2,383 |
| Income before extraordinary items | $1,868,000 | 2,616 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,868,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,657,030 | 2,851 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,304,000 | 1,716 |
| Total interest expense | $3,125,000 | 1,622 |
| Net interest income | $6,179,000 | 1,736 |
| Provision for loan and lease losses | $259,000 | 1,734 |
| Total noninterest income | $1,113,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $212,000 | 3,367 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $901,000 | 1,450 |
| Total noninterest expense | $5,608,000 | 1,509 |
| Salaries and employee benefits | $3,196,000 | 1,439 |
| Premises and equipment expense | $769,000 | 1,571 |
| Additional noninterest expense | $1,643,000 | 1,515 |
| Pre-tax net operating income | $1,425,000 | 2,871 |
| Securities gains (losses) | $79,000 | 644 |
| Applicable income taxes | $424,000 | 2,521 |
| Income before extraordinary items | $1,080,000 | 2,920 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,080,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,023,120 | 2,990 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 1,731 |
| Total interest expense | $1,478,000 | 1,610 |
| Net interest income | $3,034,000 | 1,761 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $554,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $100,000 | 3,455 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $454,000 | 1,418 |
| Total noninterest expense | $2,771,000 | 1,528 |
| Salaries and employee benefits | $1,559,000 | 1,496 |
| Premises and equipment expense | $388,000 | 1,565 |
| Additional noninterest expense | $824,000 | 1,512 |
| Pre-tax net operating income | $788,000 | 2,608 |
| Securities gains (losses) | $24,000 | 734 |
| Applicable income taxes | $240,000 | 2,325 |
| Income before extraordinary items | $572,000 | 2,716 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $572,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $555,200 | 2,736 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,905,000 | 1,694 |
| Total interest expense | $5,371,000 | 1,526 |
| Net interest income | $11,534,000 | 1,751 |
| Provision for loan and lease losses | $353,000 | 2,617 |
| Total noninterest income | $2,440,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $400,000 | 3,649 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,040,000 | 1,295 |
| Total noninterest expense | $11,068,000 | 1,470 |
| Salaries and employee benefits | $6,463,000 | 1,368 |
| Premises and equipment expense | $1,432,000 | 1,624 |
| Additional noninterest expense | $3,173,000 | 1,551 |
| Pre-tax net operating income | $2,553,000 | 2,963 |
| Securities gains (losses) | $561,000 | 423 |
| Applicable income taxes | $899,000 | 2,343 |
| Income before extraordinary items | $2,215,000 | 2,677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,215,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,816,690 | 3,101 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,433,000 | 1,705 |
| Total interest expense | $3,997,000 | 1,511 |
| Net interest income | $8,436,000 | 1,781 |
| Provision for loan and lease losses | $343,000 | 2,046 |
| Total noninterest income | $1,878,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $299,000 | 3,683 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,579,000 | 1,283 |
| Total noninterest expense | $8,189,000 | 1,487 |
| Salaries and employee benefits | $4,666,000 | 1,423 |
| Premises and equipment expense | $1,078,000 | 1,617 |
| Additional noninterest expense | $2,445,000 | 1,500 |
| Pre-tax net operating income | $1,782,000 | 3,176 |
| Securities gains (losses) | $333,000 | 556 |
| Applicable income taxes | $587,000 | 2,601 |
| Income before extraordinary items | $1,528,000 | 2,905 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,528,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,288,240 | 3,278 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,085,000 | 1,742 |
| Total interest expense | $2,620,000 | 1,512 |
| Net interest income | $5,465,000 | 1,826 |
| Provision for loan and lease losses | $219,000 | 2,051 |
| Total noninterest income | $1,246,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $192,000 | 3,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,054,000 | 1,274 |
| Total noninterest expense | $5,505,000 | 1,473 |
| Salaries and employee benefits | $3,093,000 | 1,422 |
| Premises and equipment expense | $725,000 | 1,597 |
| Additional noninterest expense | $1,687,000 | 1,433 |
| Pre-tax net operating income | $987,000 | 3,567 |
| Securities gains (losses) | $239,000 | 581 |
| Applicable income taxes | $313,000 | 3,008 |
| Income before extraordinary items | $913,000 | 3,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $913,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $736,140 | 3,652 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 1,764 |
| Total interest expense | $1,302,000 | 1,537 |
| Net interest income | $2,689,000 | 1,856 |
| Provision for loan and lease losses | $88,000 | 2,379 |
| Total noninterest income | $636,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $545,000 | 1,217 |
| Total noninterest expense | $2,764,000 | 1,479 |
| Salaries and employee benefits | $1,569,000 | 1,415 |
| Premises and equipment expense | $358,000 | 1,636 |
| Additional noninterest expense | $837,000 | 1,441 |
| Pre-tax net operating income | $473,000 | 3,673 |
| Securities gains (losses) | $76,000 | 950 |
| Applicable income taxes | $139,000 | 3,223 |
| Income before extraordinary items | $410,000 | 3,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $410,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $353,000 | 3,708 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,327,000 | 1,744 |
| Total interest expense | $5,565,000 | 1,618 |
| Net interest income | $10,762,000 | 1,816 |
| Provision for loan and lease losses | $507,000 | 2,141 |
| Total noninterest income | $2,462,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $363,000 | 3,856 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,099,000 | 1,428 |
| Total noninterest expense | $10,252,000 | 1,551 |
| Salaries and employee benefits | $5,988,000 | 1,431 |
| Premises and equipment expense | $1,125,000 | 2,028 |
| Additional noninterest expense | $3,139,000 | 1,574 |
| Pre-tax net operating income | $2,465,000 | 2,922 |
| Securities gains (losses) | $249,000 | 1,179 |
| Applicable income taxes | $720,000 | 2,737 |
| Income before extraordinary items | $1,994,000 | 2,880 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,994,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,812,230 | 2,948 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,323,000 | 1,761 |
| Total interest expense | $4,279,000 | 1,646 |
| Net interest income | $8,044,000 | 1,844 |
| Provision for loan and lease losses | $386,000 | 2,078 |
| Total noninterest income | $1,820,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $272,000 | 3,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,548,000 | 1,505 |
| Total noninterest expense | $7,429,000 | 1,633 |
| Salaries and employee benefits | $4,203,000 | 1,540 |
| Premises and equipment expense | $816,000 | 2,109 |
| Additional noninterest expense | $2,410,000 | 1,528 |
| Pre-tax net operating income | $2,049,000 | 2,800 |
| Securities gains (losses) | $108,000 | 1,683 |
| Applicable income taxes | $599,000 | 2,671 |
| Income before extraordinary items | $1,558,000 | 2,885 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,558,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,724 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,480,240 | 2,852 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 1,785 |
| Total interest expense | $2,943,000 | 1,651 |
| Net interest income | $5,218,000 | 1,874 |
| Provision for loan and lease losses | $182,000 | 2,663 |
| Total noninterest income | $1,199,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $178,000 | 3,893 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,021,000 | 1,492 |
| Total noninterest expense | $4,781,000 | 1,683 |
| Salaries and employee benefits | $2,683,000 | 1,600 |
| Premises and equipment expense | $545,000 | 2,092 |
| Additional noninterest expense | $1,553,000 | 1,562 |
| Pre-tax net operating income | $1,454,000 | 2,666 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $430,000 | 2,553 |
| Income before extraordinary items | $1,091,000 | 2,788 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,091,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,042,760 | 2,715 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 1,805 |
| Total interest expense | $1,479,000 | 1,690 |
| Net interest income | $2,583,000 | 1,889 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $616,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $535,000 | 1,418 |
| Total noninterest expense | $2,345,000 | 1,692 |
| Salaries and employee benefits | $1,319,000 | 1,614 |
| Premises and equipment expense | $275,000 | 2,071 |
| Additional noninterest expense | $751,000 | 1,573 |
| Pre-tax net operating income | $789,000 | 2,501 |
| Securities gains (losses) | $36,000 | 1,574 |
| Applicable income taxes | $249,000 | 2,325 |
| Income before extraordinary items | $576,000 | 2,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $576,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,205 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $550,800 | 2,600 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,141,000 | 1,805 |
| Total interest expense | $6,556,000 | 1,740 |
| Net interest income | $10,585,000 | 1,833 |
| Provision for loan and lease losses | $222,000 | 4,145 |
| Total noninterest income | $1,718,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $345,000 | 3,907 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,373,000 | 1,768 |
| Total noninterest expense | $8,789,000 | 1,723 |
| Salaries and employee benefits | $5,187,000 | 1,564 |
| Premises and equipment expense | $1,034,000 | 2,116 |
| Additional noninterest expense | $2,568,000 | 1,808 |
| Pre-tax net operating income | $3,292,000 | 2,320 |
| Securities gains (losses) | $73,000 | 2,058 |
| Applicable income taxes | $1,048,000 | 2,137 |
| Income before extraordinary items | $2,317,000 | 2,497 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,317,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,779 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,266,630 | 2,455 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,960,000 | 2,019 |
| Total interest expense | $8,198,000 | 1,972 |
| Net interest income | $8,762,000 | 2,035 |
| Provision for loan and lease losses | $201,000 | 4,110 |
| Total noninterest income | $1,062,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $298,000 | 4,176 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $764,000 | 2,456 |
| Total noninterest expense | $7,779,000 | 1,863 |
| Salaries and employee benefits | $4,261,000 | 1,761 |
| Premises and equipment expense | $1,024,000 | 2,085 |
| Additional noninterest expense | $2,494,000 | 1,836 |
| Pre-tax net operating income | $1,844,000 | 3,368 |
| Securities gains (losses) | $131,000 | 1,520 |
| Applicable income taxes | $496,000 | 3,340 |
| Income before extraordinary items | $1,479,000 | 3,255 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,479,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,380,750 | 3,338 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,100,000 | 2,182 |
| Total interest expense | $8,038,000 | 2,135 |
| Net interest income | $8,062,000 | 2,203 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $675,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $222,000 | 4,850 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $453,000 | 3,101 |
| Total noninterest expense | $6,936,000 | 1,993 |
| Salaries and employee benefits | $3,577,000 | 1,992 |
| Premises and equipment expense | $833,000 | 2,482 |
| Additional noninterest expense | $2,526,000 | 1,758 |
| Pre-tax net operating income | $1,696,000 | 3,717 |
| Securities gains (losses) | $1,425,000 | 127 |
| Applicable income taxes | $943,000 | 2,238 |
| Income before extraordinary items | $2,178,000 | 2,345 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,178,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,180,500 | 3,890 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,084,000 | 2,165 |
| Total interest expense | $7,357,000 | 2,026 |
| Net interest income | $7,727,000 | 2,281 |
| Provision for loan and lease losses | $183,000 | 3,738 |
| Total noninterest income | $462,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $157,000 | 5,727 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $305,000 | 3,984 |
| Total noninterest expense | $5,681,000 | 2,387 |
| Salaries and employee benefits | $3,242,000 | 2,167 |
| Premises and equipment expense | $655,000 | 3,040 |
| Additional noninterest expense | $1,784,000 | 2,436 |
| Pre-tax net operating income | $2,325,000 | 2,962 |
| Securities gains (losses) | $989,000 | 221 |
| Applicable income taxes | $827,000 | 2,578 |
| Income before extraordinary items | $2,487,000 | 2,110 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,487,000 | 2,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,745,250 | 2,851 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,047,000 | 2,319 |
| Total interest expense | $7,153,000 | 2,121 |
| Net interest income | $6,894,000 | 2,456 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $416,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $306,000 | 3,981 |
| Total noninterest expense | $4,949,000 | 2,645 |
| Salaries and employee benefits | $2,813,000 | 2,404 |
| Premises and equipment expense | $455,000 | 3,976 |
| Additional noninterest expense | $1,681,000 | 2,480 |
| Pre-tax net operating income | $2,256,000 | 3,029 |
| Securities gains (losses) | $719,000 | 458 |
| Applicable income taxes | $949,000 | 2,399 |
| Income before extraordinary items | $2,026,000 | 2,515 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,026,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,537,080 | 3,103 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,759,000 | 2,575 |
| Total interest expense | $6,646,000 | 2,264 |
| Net interest income | $6,113,000 | 2,851 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $567,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $469,000 | 2,954 |
| Total noninterest expense | $5,156,000 | 2,492 |
| Salaries and employee benefits | $2,355,000 | 2,805 |
| Premises and equipment expense | $411,000 | 4,353 |
| Additional noninterest expense | $2,390,000 | 1,774 |
| Pre-tax net operating income | $1,524,000 | 4,441 |
| Securities gains (losses) | $1,718,000 | 209 |
| Applicable income taxes | $591,000 | 3,724 |
| Income before extraordinary items | $2,651,000 | 1,991 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,651,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,242,240 | 3,869 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,132,000 | 2,731 |
| Total interest expense | $6,807,000 | 2,272 |
| Net interest income | $5,325,000 | 3,327 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $202,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $110,000 | 7,295 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $3,694,000 | 3,590 |
| Salaries and employee benefits | $2,072,000 | 3,226 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $1,214,000 | 3,745 |
| Pre-tax net operating income | $1,808,000 | 3,706 |
| Securities gains (losses) | $270,000 | 583 |
| Applicable income taxes | $633,000 | 3,423 |
| Income before extraordinary items | $1,445,000 | 3,317 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,445,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,139 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,256,000 | 3,672 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,012,000 | 2,781 |
| Total interest expense | $6,296,000 | 2,441 |
| Net interest income | $5,716,000 | 3,106 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $235,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $101,000 | 7,760 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $134,000 | 6,308 |
| Total noninterest expense | $3,937,000 | 3,377 |
| Salaries and employee benefits | $2,023,000 | 3,272 |
| Premises and equipment expense | $414,000 | 4,395 |
| Additional noninterest expense | $1,500,000 | 3,095 |
| Pre-tax net operating income | $1,939,000 | 3,589 |
| Securities gains (losses) | $114,000 | 903 |
| Applicable income taxes | $620,000 | 3,585 |
| Income before extraordinary items | $1,433,000 | 3,382 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,433,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,972 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,353,200 | 3,527 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,779,000 | 2,576 |
| Total interest expense | $5,493,000 | 2,265 |
| Net interest income | $6,286,000 | 2,876 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $245,000 | 8,030 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 7,668 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $3,767,000 | 3,603 |
| Salaries and employee benefits | $1,772,000 | 3,673 |
| Premises and equipment expense | $442,000 | 4,223 |
| Additional noninterest expense | $1,553,000 | 3,199 |
| Pre-tax net operating income | $2,314,000 | 3,030 |
| Securities gains (losses) | $204,000 | 490 |
| Applicable income taxes | $795,000 | 2,775 |
| Income before extraordinary items | $1,723,000 | 2,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,723,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,434 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,584,280 | 3,047 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,597,000 | 2,448 |
| Total interest expense | $6,054,000 | 2,151 |
| Net interest income | $6,543,000 | 2,759 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $240,000 | 8,531 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $116,000 | 7,420 |
| Total noninterest expense | $3,600,000 | 3,818 |
| Salaries and employee benefits | $1,702,000 | 3,817 |
| Premises and equipment expense | $423,000 | 4,485 |
| Additional noninterest expense | $1,475,000 | 3,560 |
| Pre-tax net operating income | $2,683,000 | 2,549 |
| Securities gains (losses) | $497,000 | 897 |
| Applicable income taxes | $1,019,000 | 2,202 |
| Income before extraordinary items | $2,161,000 | 2,311 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,161,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 1,373 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,823,040 | 2,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,323,000 | 2,445 |
| Total interest expense | $8,181,000 | 2,079 |
| Net interest income | $6,142,000 | 2,969 |
| Provision for loan and lease losses | $860,000 | 2,053 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $3,608,000 | 3,833 |
| Salaries and employee benefits | $1,642,000 | 3,905 |
| Premises and equipment expense | $366,000 | 5,166 |
| Additional noninterest expense | $1,600,000 | 3,405 |
| Pre-tax net operating income | $1,913,000 | 3,232 |
| Securities gains (losses) | $112,000 | 2,830 |
| Applicable income taxes | $604,000 | 3,416 |
| Income before extraordinary items | $1,421,000 | 3,232 |
| Extraordinary gains, net | $261,000 | 342 |
| Net income | $1,682,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 2,686 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,342,600 | 3,172 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.