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Meredith Village Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$67,491,000	728
Total interest expense	$23,748,000	701
Net interest income	$43,743,000	749
Provision for loan and lease losses	$1,952,000	564
Total noninterest income	$5,201,000	1,167
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,146,000	908
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,055,000	1,014
Total noninterest expense	$37,519,000	730
Salaries and employee benefits	$21,794,000	700
Premises and equipment expense	$5,586,000	503
Additional noninterest expense	$4,055,000	1,014
Pre-tax net operating income	$9,473,000	1,210
Securities gains (losses)	$0	988
Applicable income taxes	$2,241,000	913
Income before extraordinary items	$7,232,000	1,304
Extraordinary gains, net	$0	54
Net income	$7,232,000	1,320
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,232,000	1,307
Net charge-offs	$626,000	674
Cash dividends	$134,000	3,278
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,232,000	1,326
2023-09-30 (YTD Data)		Rank
Total interest income	$49,425,000	734
Total interest expense	$16,464,000	699
Net interest income	$32,961,000	755
Provision for loan and lease losses	$1,464,000	533
Total noninterest income	$3,804,000	1,186
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$857,000	908
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,947,000	1,053
Total noninterest expense	$29,121,000	711
Salaries and employee benefits	$17,585,000	655
Premises and equipment expense	$4,226,000	495
Additional noninterest expense	$2,947,000	1,053
Pre-tax net operating income	$6,180,000	1,420
Securities gains (losses)	$0	849
Applicable income taxes	$1,457,000	1,029
Income before extraordinary items	$4,723,000	1,522
Extraordinary gains, net	$0	52
Net income	$4,723,000	1,534
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,723,000	1,522
Net charge-offs	$234,000	824
Cash dividends	$103,000	2,901
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,723,000	1,544
2023-06-30 (YTD Data)		Rank
Total interest income	$32,034,000	723
Total interest expense	$10,098,000	677
Net interest income	$21,936,000	757
Provision for loan and lease losses	$962,000	520
Total noninterest income	$2,379,000	1,174
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$562,000	908
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,817,000	1,047
Total noninterest expense	$19,309,000	701
Salaries and employee benefits	$11,493,000	655
Premises and equipment expense	$2,863,000	482
Additional noninterest expense	$1,817,000	1,046
Pre-tax net operating income	$4,044,000	1,426
Securities gains (losses)	$0	938
Applicable income taxes	$954,000	1,050
Income before extraordinary items	$3,090,000	1,536
Extraordinary gains, net	$0	51
Net income	$3,090,000	1,554
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,090,000	1,536
Net charge-offs	$149,000	783
Cash dividends	$68,000	2,826
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,090,000	1,546
2023-03-31 (YTD Data)		Rank
Total interest income	$15,586,000	733
Total interest expense	$4,237,000	699
Net interest income	$11,349,000	742
Provision for loan and lease losses	$414,000	570
Total noninterest income	$1,194,000	1,168
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$283,000	905
Trading account gains and fees	$0	97
Additional Noninterest Income	$911,000	1,042
Total noninterest expense	$9,502,000	723
Salaries and employee benefits	$5,661,000	682
Premises and equipment expense	$1,438,000	497
Additional noninterest expense	$911,000	1,042
Pre-tax net operating income	$2,627,000	1,187
Securities gains (losses)	$0	950
Applicable income taxes	$640,000	890
Income before extraordinary items	$1,987,000	1,296
Extraordinary gains, net	$0	4
Net income	$1,987,000	1,295
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,987,000	1,296
Net charge-offs	$72,000	684
Cash dividends	$35,000	2,263
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,987,000	1,313
2022-12-31 (YTD Data)		Rank
Total interest income	$51,288,000	729
Total interest expense	$4,311,000	879
Net interest income	$46,977,000	706
Provision for loan and lease losses	$2,140,000	498
Total noninterest income	$6,493,000	1,014
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,124,000	926
Trading account gains and fees	$0	116
Additional Noninterest Income	$5,369,000	854
Total noninterest expense	$37,534,000	709
Salaries and employee benefits	$22,890,000	658
Premises and equipment expense	$5,590,000	495
Additional noninterest expense	$5,369,000	854
Pre-tax net operating income	$13,796,000	1,017
Securities gains (losses)	$10,000	440
Applicable income taxes	$3,015,000	830
Income before extraordinary items	$10,791,000	1,039
Extraordinary gains, net	$0	5
Net income	$10,791,000	1,039
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,791,000	1,039
Net charge-offs	$275,000	808
Cash dividends	$102,000	3,323
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,783,100	1,068
2022-09-30 (YTD Data)		Rank
Total interest income	$36,422,000	729
Total interest expense	$1,625,000	1,224
Net interest income	$34,797,000	710
Provision for loan and lease losses	$850,000	696
Total noninterest income	$3,541,000	1,257
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$856,000	933
Trading account gains and fees	$0	111
Additional Noninterest Income	$2,685,000	1,148
Total noninterest expense	$27,440,000	716
Salaries and employee benefits	$17,089,000	659
Premises and equipment expense	$4,198,000	495
Additional noninterest expense	$2,685,000	1,148
Pre-tax net operating income	$10,048,000	1,035
Securities gains (losses)	$10,000	434
Applicable income taxes	$2,477,000	788
Income before extraordinary items	$7,581,000	1,087
Extraordinary gains, net	$0	4
Net income	$7,581,000	1,086
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,581,000	1,087
Net charge-offs	$88,000	982
Cash dividends	$70,000	2,982
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,573,100	1,112
2022-06-30 (YTD Data)		Rank
Total interest income	$23,125,000	730
Total interest expense	$654,000	1,612
Net interest income	$22,471,000	706
Provision for loan and lease losses	$183,000	1,174
Total noninterest income	$2,358,000	1,248
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$567,000	928
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,791,000	1,177
Total noninterest expense	$18,112,000	713
Salaries and employee benefits	$11,181,000	664
Premises and equipment expense	$2,897,000	472
Additional noninterest expense	$4,034,000	925
Pre-tax net operating income	$6,534,000	995
Securities gains (losses)	$10,000	398
Applicable income taxes	$1,598,000	763
Income before extraordinary items	$4,946,000	1,052
Extraordinary gains, net	$0	4
Net income	$4,946,000	1,051
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,946,000	1,052
Net charge-offs	$88,000	773
Cash dividends	$34,000	2,892
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,938,100	1,078
2022-03-31 (YTD Data)		Rank
Total interest income	$11,282,000	724
Total interest expense	$290,000	1,723
Net interest income	$10,992,000	698
Provision for loan and lease losses	$180,000	691
Total noninterest income	$1,177,000	1,248
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$274,000	942
Trading account gains and fees	$0	103
Additional Noninterest Income	$903,000	1,154
Total noninterest expense	$8,543,000	757
Salaries and employee benefits	$5,372,000	695
Premises and equipment expense	$1,353,000	509
Additional noninterest expense	$1,818,000	993
Pre-tax net operating income	$3,446,000	915
Securities gains (losses)	$10,000	381
Applicable income taxes	$868,000	702
Income before extraordinary items	$2,588,000	992
Extraordinary gains, net	$0	4
Net income	$2,588,000	991
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,588,000	992
Net charge-offs	$36,000	781
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,580,100	1,005
2021-12-31 (YTD Data)		Rank
Total interest income	$44,509,000	746
Total interest expense	$1,746,000	1,481
Net interest income	$42,763,000	720
Provision for loan and lease losses	$1,533,000	386
Total noninterest income	$4,687,000	1,362
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$947,000	1,009
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,740,000	1,305
Total noninterest expense	$32,818,000	770
Salaries and employee benefits	$20,150,000	727
Premises and equipment expense	$5,011,000	534
Additional noninterest expense	$7,657,000	965
Pre-tax net operating income	$13,099,000	1,045
Securities gains (losses)	$167,000	670
Applicable income taxes	$3,239,000	814
Income before extraordinary items	$10,027,000	1,155
Extraordinary gains, net	$0	10
Net income	$10,027,000	1,155
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,027,000	1,155
Net charge-offs	$104,000	1,328
Cash dividends	$267,000	3,168
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,895,070	1,142
2021-09-30 (YTD Data)		Rank
Total interest income	$33,031,000	766
Total interest expense	$1,459,000	1,429
Net interest income	$31,572,000	745
Provision for loan and lease losses	$958,000	463
Total noninterest income	$3,368,000	1,439
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$688,000	1,025
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,680,000	1,392
Total noninterest expense	$23,917,000	804
Salaries and employee benefits	$14,599,000	758
Premises and equipment expense	$3,764,000	539
Additional noninterest expense	$5,554,000	992
Pre-tax net operating income	$10,065,000	1,065
Securities gains (losses)	$167,000	620
Applicable income taxes	$2,512,000	834
Income before extraordinary items	$7,720,000	1,171
Extraordinary gains, net	$0	8
Net income	$7,720,000	1,171
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,720,000	1,172
Net charge-offs	$48,000	1,371
Cash dividends	$222,000	2,814
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,588,070	1,168
2021-06-30 (YTD Data)		Rank
Total interest income	$21,751,000	774
Total interest expense	$1,146,000	1,300
Net interest income	$20,605,000	750
Provision for loan and lease losses	$582,000	540
Total noninterest income	$2,205,000	1,443
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$425,000	1,048
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,780,000	1,387
Total noninterest expense	$15,626,000	812
Salaries and employee benefits	$9,290,000	790
Premises and equipment expense	$2,511,000	544
Additional noninterest expense	$3,825,000	961
Pre-tax net operating income	$6,602,000	1,061
Securities gains (losses)	$167,000	515
Applicable income taxes	$1,660,000	835
Income before extraordinary items	$5,109,000	1,157
Extraordinary gains, net	$0	6
Net income	$5,109,000	1,158
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,109,000	1,158
Net charge-offs	$43,000	1,208
Cash dividends	$222,000	2,562
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,977,070	1,166
2021-03-31 (YTD Data)		Rank
Total interest income	$10,760,000	777
Total interest expense	$699,000	1,137
Net interest income	$10,061,000	754
Provision for loan and lease losses	$263,000	668
Total noninterest income	$1,013,000	1,501
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$212,000	1,032
Trading account gains and fees	$0	127
Additional Noninterest Income	$801,000	1,467
Total noninterest expense	$7,527,000	841
Salaries and employee benefits	$4,335,000	836
Premises and equipment expense	$1,266,000	537
Additional noninterest expense	$1,926,000	932
Pre-tax net operating income	$3,284,000	1,064
Securities gains (losses)	$167,000	361
Applicable income taxes	$838,000	830
Income before extraordinary items	$2,613,000	1,153
Extraordinary gains, net	$0	3
Net income	$2,613,000	1,153
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,613,000	1,153
Net charge-offs	$34,000	965
Cash dividends	$38,000	2,325
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,481,070	1,164
2020-12-31 (YTD Data)		Rank
Total interest income	$43,169,000	773
Total interest expense	$5,222,000	909
Net interest income	$37,947,000	758
Provision for loan and lease losses	$3,090,000	783
Total noninterest income	$5,891,000	1,135
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$910,000	1,026
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,981,000	1,024
Total noninterest expense	$31,005,000	789
Salaries and employee benefits	$18,619,000	760
Premises and equipment expense	$4,480,000	580
Additional noninterest expense	$7,906,000	887
Pre-tax net operating income	$9,743,000	1,083
Securities gains (losses)	$609,000	529
Applicable income taxes	$2,389,000	829
Income before extraordinary items	$7,963,000	1,150
Extraordinary gains, net	$0	4
Net income	$7,963,000	1,149
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,963,000	1,150
Net charge-offs	$16,000	2,873
Cash dividends	$94,000	3,623
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,481,890	1,160
2020-09-30 (YTD Data)		Rank
Total interest income	$31,933,000	789
Total interest expense	$4,275,000	894
Net interest income	$27,658,000	774
Provision for loan and lease losses	$1,472,000	1,079
Total noninterest income	$4,262,000	1,136
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$658,000	1,057
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,604,000	1,010
Total noninterest expense	$22,448,000	807
Salaries and employee benefits	$13,442,000	776
Premises and equipment expense	$3,404,000	571
Additional noninterest expense	$5,602,000	914
Pre-tax net operating income	$8,000,000	976
Securities gains (losses)	$494,000	500
Applicable income taxes	$1,983,000	732
Income before extraordinary items	$6,511,000	1,040
Extraordinary gains, net	$0	4
Net income	$6,511,000	1,039
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,511,000	1,040
Net charge-offs	$10,000	2,745
Cash dividends	$62,000	3,262
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,120,740	1,061
2020-06-30 (YTD Data)		Rank
Total interest income	$21,064,000	804
Total interest expense	$3,033,000	914
Net interest income	$18,031,000	792
Provision for loan and lease losses	$1,117,000	1,015
Total noninterest income	$2,302,000	1,246
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$461,000	1,024
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,841,000	1,149
Total noninterest expense	$14,634,000	808
Salaries and employee benefits	$8,849,000	783
Premises and equipment expense	$2,341,000	554
Additional noninterest expense	$3,444,000	987
Pre-tax net operating income	$4,582,000	1,031
Securities gains (losses)	$45,000	1,339
Applicable income taxes	$1,033,000	812
Income before extraordinary items	$3,594,000	1,127
Extraordinary gains, net	$0	4
Net income	$3,594,000	1,127
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,594,000	1,127
Net charge-offs	$-1,000	3,744
Cash dividends	$33,000	3,157
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,558,450	1,108
2020-03-31 (YTD Data)		Rank
Total interest income	$10,432,000	814
Total interest expense	$1,702,000	904
Net interest income	$8,730,000	791
Provision for loan and lease losses	$717,000	735
Total noninterest income	$988,000	1,292
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$309,000	922
Trading account gains and fees	$0	106
Additional Noninterest Income	$679,000	1,254
Total noninterest expense	$7,524,000	802
Salaries and employee benefits	$4,677,000	748
Premises and equipment expense	$1,189,000	556
Additional noninterest expense	$1,658,000	1,029
Pre-tax net operating income	$1,477,000	1,336
Securities gains (losses)	$8,000	1,366
Applicable income taxes	$331,000	1,006
Income before extraordinary items	$1,154,000	1,478
Extraordinary gains, net	$0	4
Net income	$1,154,000	1,476
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,154,000	1,478
Net charge-offs	$-26,000	4,723
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,147,680	1,461
2019-12-31 (YTD Data)		Rank
Total interest income	$41,825,000	817
Total interest expense	$8,095,000	819
Net interest income	$33,730,000	820
Provision for loan and lease losses	$397,000	1,694
Total noninterest income	$4,915,000	1,139
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,365,000	879
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,550,000	1,061
Total noninterest expense	$28,058,000	813
Salaries and employee benefits	$16,979,000	779
Premises and equipment expense	$4,089,000	624
Additional noninterest expense	$6,990,000	970
Pre-tax net operating income	$10,190,000	1,044
Securities gains (losses)	$41,000	1,320
Applicable income taxes	$2,315,000	821
Income before extraordinary items	$7,916,000	1,124
Extraordinary gains, net	$0	11
Net income	$7,916,000	1,126
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,916,000	1,126
Net charge-offs	$210,000	1,644
Cash dividends	$1,149,000	2,183
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,883,610	1,105
2019-09-30 (YTD Data)		Rank
Total interest income	$31,251,000	818
Total interest expense	$6,246,000	800
Net interest income	$25,005,000	830
Provision for loan and lease losses	$424,000	1,316
Total noninterest income	$3,339,000	1,203
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,028,000	870
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,311,000	1,171
Total noninterest expense	$20,441,000	835
Salaries and employee benefits	$12,324,000	798
Premises and equipment expense	$3,110,000	613
Additional noninterest expense	$5,007,000	1,001
Pre-tax net operating income	$7,479,000	1,074
Securities gains (losses)	$41,000	1,142
Applicable income taxes	$1,677,000	866
Income before extraordinary items	$5,843,000	1,159
Extraordinary gains, net	$0	11
Net income	$5,843,000	1,160
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,843,000	1,160
Net charge-offs	$107,000	1,723
Cash dividends	$111,000	3,322
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,810,610	1,143
2019-06-30 (YTD Data)		Rank
Total interest income	$20,655,000	825
Total interest expense	$4,167,000	788
Net interest income	$16,488,000	830
Provision for loan and lease losses	$286,000	1,287
Total noninterest income	$2,086,000	1,238
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$696,000	849
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,390,000	1,225
Total noninterest expense	$13,512,000	841
Salaries and employee benefits	$8,098,000	804
Premises and equipment expense	$2,106,000	606
Additional noninterest expense	$3,308,000	1,010
Pre-tax net operating income	$4,776,000	1,088
Securities gains (losses)	$38,000	827
Applicable income taxes	$1,114,000	849
Income before extraordinary items	$3,700,000	1,181
Extraordinary gains, net	$0	11
Net income	$3,700,000	1,181
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,700,000	1,181
Net charge-offs	$99,000	1,418
Cash dividends	$77,000	3,238
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,669,980	1,165
2019-03-31 (YTD Data)		Rank
Total interest income	$10,138,000	838
Total interest expense	$1,961,000	804
Net interest income	$8,177,000	842
Provision for loan and lease losses	$141,000	1,251
Total noninterest income	$959,000	1,269
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$330,000	877
Trading account gains and fees	$0	126
Additional Noninterest Income	$629,000	1,257
Total noninterest expense	$6,522,000	864
Salaries and employee benefits	$3,879,000	828
Premises and equipment expense	$1,030,000	621
Additional noninterest expense	$1,613,000	1,017
Pre-tax net operating income	$2,473,000	1,034
Securities gains (losses)	$-1,000	4,848
Applicable income taxes	$587,000	790
Income before extraordinary items	$1,885,000	1,144
Extraordinary gains, net	$0	5
Net income	$1,885,000	1,143
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,885,000	1,143
Net charge-offs	$90,000	933
Cash dividends	$37,000	2,681
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,885,790	1,122
2018-12-31 (YTD Data)		Rank
Total interest income	$38,356,000	826
Total interest expense	$5,590,000	841
Net interest income	$32,766,000	813
Provision for loan and lease losses	$693,000	1,168
Total noninterest income	$4,652,000	1,141
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,423,000	862
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,229,000	1,084
Total noninterest expense	$26,323,000	837
Salaries and employee benefits	$15,731,000	799
Premises and equipment expense	$3,894,000	650
Additional noninterest expense	$6,698,000	1,000
Pre-tax net operating income	$10,402,000	1,004
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,342,000	787
Income before extraordinary items	$8,060,000	1,090
Extraordinary gains, net	$0	6
Net income	$8,060,000	1,089
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,060,000	1,089
Net charge-offs	$79,000	2,310
Cash dividends	$22,000	3,992
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,060,000	1,085
2018-09-30 (YTD Data)		Rank
Total interest income	$28,296,000	821
Total interest expense	$3,927,000	839
Net interest income	$24,369,000	811
Provision for loan and lease losses	$515,000	1,110
Total noninterest income	$3,307,000	1,188
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,066,000	855
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,241,000	1,164
Total noninterest expense	$19,349,000	853
Salaries and employee benefits	$11,393,000	821
Premises and equipment expense	$2,945,000	640
Additional noninterest expense	$5,011,000	993
Pre-tax net operating income	$7,812,000	1,011
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,828,000	773
Income before extraordinary items	$5,984,000	1,095
Extraordinary gains, net	$0	5
Net income	$5,984,000	1,094
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,984,000	1,094
Net charge-offs	$79,000	1,902
Cash dividends	$22,000	3,572
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,984,000	1,087
2018-06-30 (YTD Data)		Rank
Total interest income	$18,437,000	830
Total interest expense	$2,462,000	837
Net interest income	$15,975,000	817
Provision for loan and lease losses	$343,000	1,085
Total noninterest income	$2,137,000	1,214
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$723,000	837
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,414,000	1,205
Total noninterest expense	$12,832,000	861
Salaries and employee benefits	$7,543,000	830
Premises and equipment expense	$1,954,000	653
Additional noninterest expense	$3,335,000	990
Pre-tax net operating income	$4,937,000	1,032
Securities gains (losses)	$0	961
Applicable income taxes	$1,083,000	834
Income before extraordinary items	$3,854,000	1,104
Extraordinary gains, net	$0	6
Net income	$3,854,000	1,103
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,854,000	1,103
Net charge-offs	$69,000	1,549
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,854,000	1,097
2018-03-31 (YTD Data)		Rank
Total interest income	$8,940,000	844
Total interest expense	$1,090,000	877
Net interest income	$7,850,000	828
Provision for loan and lease losses	$171,000	1,047
Total noninterest income	$1,088,000	1,200
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$361,000	839
Trading account gains and fees	$0	123
Additional Noninterest Income	$727,000	1,168
Total noninterest expense	$6,254,000	893
Salaries and employee benefits	$3,720,000	851
Premises and equipment expense	$970,000	662
Additional noninterest expense	$1,564,000	1,038
Pre-tax net operating income	$2,513,000	1,008
Securities gains (losses)	$0	735
Applicable income taxes	$556,000	796
Income before extraordinary items	$1,957,000	1,077
Extraordinary gains, net	$0	7
Net income	$1,957,000	1,076
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,957,000	1,077
Net charge-offs	$67,000	1,041
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,957,000	1,070
2017-12-31 (YTD Data)		Rank
Total interest income	$33,845,000	846
Total interest expense	$3,430,000	952
Net interest income	$30,415,000	829
Provision for loan and lease losses	$660,000	1,194
Total noninterest income	$5,765,000	1,018
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,486,000	824
Trading account gains and fees	$0	151
Additional Noninterest Income	$4,279,000	910
Total noninterest expense	$25,193,000	866
Salaries and employee benefits	$15,552,000	790
Premises and equipment expense	$3,479,000	716
Additional noninterest expense	$6,162,000	1,050
Pre-tax net operating income	$10,327,000	963
Securities gains (losses)	$90,000	658
Applicable income taxes	$4,197,000	751
Income before extraordinary items	$6,220,000	1,132
Extraordinary gains, net	$0	9
Net income	$6,220,000	1,132
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,220,000	1,132
Net charge-offs	$84,000	2,590
Cash dividends	$39,000	4,070
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,162,400	1,126
2017-09-30 (YTD Data)		Rank
Total interest income	$25,032,000	853
Total interest expense	$2,442,000	986
Net interest income	$22,590,000	835
Provision for loan and lease losses	$463,000	1,208
Total noninterest income	$4,474,000	999
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,094,000	842
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,380,000	900
Total noninterest expense	$18,360,000	885
Salaries and employee benefits	$11,429,000	805
Premises and equipment expense	$2,591,000	732
Additional noninterest expense	$4,340,000	1,110
Pre-tax net operating income	$8,241,000	928
Securities gains (losses)	$72,000	730
Applicable income taxes	$2,885,000	709
Income before extraordinary items	$5,428,000	1,096
Extraordinary gains, net	$0	9
Net income	$5,428,000	1,096
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,428,000	1,096
Net charge-offs	$36,000	2,656
Cash dividends	$39,000	3,610
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,381,200	1,085
2017-06-30 (YTD Data)		Rank
Total interest income	$16,322,000	869
Total interest expense	$1,543,000	1,011
Net interest income	$14,779,000	848
Provision for loan and lease losses	$309,000	1,155
Total noninterest income	$3,297,000	931
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$732,000	838
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,565,000	816
Total noninterest expense	$12,108,000	894
Salaries and employee benefits	$7,435,000	821
Premises and equipment expense	$1,741,000	730
Additional noninterest expense	$2,932,000	1,104
Pre-tax net operating income	$5,659,000	889
Securities gains (losses)	$65,000	560
Applicable income taxes	$1,965,000	675
Income before extraordinary items	$3,759,000	1,036
Extraordinary gains, net	$0	11
Net income	$3,759,000	1,036
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,759,000	1,036
Net charge-offs	$1,000	3,381
Cash dividends	$39,000	3,439
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,716,100	1,033
2017-03-31 (YTD Data)		Rank
Total interest income	$8,005,000	880
Total interest expense	$689,000	1,105
Net interest income	$7,316,000	845
Provision for loan and lease losses	$155,000	1,092
Total noninterest income	$2,234,000	739
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$358,000	848
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,876,000	620
Total noninterest expense	$5,788,000	933
Salaries and employee benefits	$3,481,000	883
Premises and equipment expense	$891,000	719
Additional noninterest expense	$1,416,000	1,128
Pre-tax net operating income	$3,607,000	691
Securities gains (losses)	$5,000	811
Applicable income taxes	$1,271,000	559
Income before extraordinary items	$2,341,000	820
Extraordinary gains, net	$0	8
Net income	$2,341,000	818
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,341,000	820
Net charge-offs	$-41,000	5,441
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,337,750	808
2016-12-31 (YTD Data)		Rank
Total interest income	$31,146,000	864
Total interest expense	$3,011,000	971
Net interest income	$28,135,000	848
Provision for loan and lease losses	$376,000	1,763
Total noninterest income	$4,818,000	1,180
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,411,000	892
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,407,000	1,105
Total noninterest expense	$23,684,000	902
Salaries and employee benefits	$14,302,000	826
Premises and equipment expense	$3,204,000	775
Additional noninterest expense	$6,178,000	1,065
Pre-tax net operating income	$8,893,000	1,020
Securities gains (losses)	$70,000	1,607
Applicable income taxes	$2,804,000	827
Income before extraordinary items	$6,159,000	1,167
Extraordinary gains, net	$0	5
Net income	$6,159,000	1,166
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,159,000	1,166
Net charge-offs	$877,000	727
Cash dividends	$437,000	3,121
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,110,700	1,148
2016-09-30 (YTD Data)		Rank
Total interest income	$23,179,000	865
Total interest expense	$2,340,000	931
Net interest income	$20,839,000	850
Provision for loan and lease losses	$469,000	1,195
Total noninterest income	$3,372,000	1,236
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,051,000	899
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,321,000	1,184
Total noninterest expense	$17,141,000	925
Salaries and employee benefits	$10,281,000	854
Premises and equipment expense	$2,386,000	786
Additional noninterest expense	$4,474,000	1,103
Pre-tax net operating income	$6,601,000	1,032
Securities gains (losses)	$70,000	1,518
Applicable income taxes	$2,237,000	807
Income before extraordinary items	$4,434,000	1,228
Extraordinary gains, net	$0	5
Net income	$4,434,000	1,228
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,434,000	1,228
Net charge-offs	$390,000	945
Cash dividends	$362,000	2,709
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,387,800	1,203
2016-06-30 (YTD Data)		Rank
Total interest income	$15,245,000	880
Total interest expense	$1,574,000	919
Net interest income	$13,671,000	865
Provision for loan and lease losses	$313,000	1,201
Total noninterest income	$1,963,000	1,332
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$693,000	900
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,270,000	1,332
Total noninterest expense	$11,276,000	937
Salaries and employee benefits	$6,640,000	892
Premises and equipment expense	$1,609,000	776
Additional noninterest expense	$3,027,000	1,083
Pre-tax net operating income	$4,045,000	1,097
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,233,000	914
Income before extraordinary items	$2,812,000	1,275
Extraordinary gains, net	$0	16
Net income	$2,812,000	1,275
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,812,000	1,276
Net charge-offs	$373,000	736
Cash dividends	$245,000	2,711
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,812,000	1,230
2016-03-31 (YTD Data)		Rank
Total interest income	$7,460,000	896
Total interest expense	$773,000	936
Net interest income	$6,687,000	885
Provision for loan and lease losses	$158,000	1,115
Total noninterest income	$898,000	1,409
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$338,000	906
Trading account gains and fees	$0	142
Additional Noninterest Income	$560,000	1,411
Total noninterest expense	$5,513,000	952
Salaries and employee benefits	$3,270,000	904
Premises and equipment expense	$804,000	779
Additional noninterest expense	$1,439,000	1,127
Pre-tax net operating income	$1,914,000	1,129
Securities gains (losses)	$0	2,077
Applicable income taxes	$605,000	913
Income before extraordinary items	$1,309,000	1,319
Extraordinary gains, net	$0	12
Net income	$1,309,000	1,318
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,309,000	1,320
Net charge-offs	$21,000	1,949
Cash dividends	$228,000	1,840
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,309,000	1,282
2015-12-31 (YTD Data)		Rank
Total interest income	$29,454,000	873
Total interest expense	$3,676,000	761
Net interest income	$25,778,000	883
Provision for loan and lease losses	$1,177,000	703
Total noninterest income	$5,551,000	1,043
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,452,000	881
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,099,000	931
Total noninterest expense	$22,534,000	920
Salaries and employee benefits	$12,960,000	875
Premises and equipment expense	$3,367,000	730
Additional noninterest expense	$6,207,000	1,055
Pre-tax net operating income	$7,618,000	1,117
Securities gains (losses)	$56,000	1,567
Applicable income taxes	$2,429,000	870
Income before extraordinary items	$5,245,000	1,304
Extraordinary gains, net	$0	23
Net income	$5,245,000	1,303
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,245,000	1,304
Net charge-offs	$316,000	1,555
Cash dividends	$2,172,000	1,266
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,206,920	1,283
2015-09-30 (YTD Data)		Rank
Total interest income	$21,898,000	887
Total interest expense	$2,843,000	735
Net interest income	$19,055,000	899
Provision for loan and lease losses	$989,000	603
Total noninterest income	$4,211,000	1,046
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,081,000	886
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,130,000	932
Total noninterest expense	$16,402,000	947
Salaries and employee benefits	$9,333,000	918
Premises and equipment expense	$2,495,000	754
Additional noninterest expense	$4,574,000	1,070
Pre-tax net operating income	$5,875,000	1,107
Securities gains (losses)	$48,000	1,493
Applicable income taxes	$1,886,000	882
Income before extraordinary items	$4,037,000	1,288
Extraordinary gains, net	$0	21
Net income	$4,037,000	1,289
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,037,000	1,288
Net charge-offs	$244,000	1,371
Cash dividends	$2,140,000	923
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,004,360	1,262
2015-06-30 (YTD Data)		Rank
Total interest income	$14,487,000	889
Total interest expense	$1,993,000	699
Net interest income	$12,494,000	909
Provision for loan and lease losses	$802,000	511
Total noninterest income	$3,006,000	999
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$736,000	862
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,270,000	884
Total noninterest expense	$10,929,000	954
Salaries and employee benefits	$3,994,000	1,372
Premises and equipment expense	$1,727,000	729
Additional noninterest expense	$5,208,000	655
Pre-tax net operating income	$3,769,000	1,134
Securities gains (losses)	$50,000	1,228
Applicable income taxes	$1,214,000	899
Income before extraordinary items	$2,605,000	1,301
Extraordinary gains, net	$0	22
Net income	$2,605,000	1,303
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,605,000	1,302
Net charge-offs	$192,000	1,210
Cash dividends	$2,109,000	667
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,571,000	1,291
2015-03-31 (YTD Data)		Rank
Total interest income	$7,189,000	895
Total interest expense	$1,039,000	674
Net interest income	$6,150,000	919
Provision for loan and lease losses	$243,000	783
Total noninterest income	$1,209,000	1,133
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$355,000	866
Trading account gains and fees	$0	152
Additional Noninterest Income	$854,000	1,045
Total noninterest expense	$5,474,000	947
Salaries and employee benefits	$2,044,000	1,353
Premises and equipment expense	$904,000	701
Additional noninterest expense	$2,526,000	657
Pre-tax net operating income	$1,642,000	1,237
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$493,000	1,028
Income before extraordinary items	$1,150,000	1,421
Extraordinary gains, net	$0	13
Net income	$1,150,000	1,424
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,150,000	1,423
Net charge-offs	$162,000	833
Cash dividends	$234,000	1,743
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,149,300	1,374
2014-12-31 (YTD Data)		Rank
Total interest income	$28,810,000	877
Total interest expense	$4,384,000	657
Net interest income	$24,426,000	899
Provision for loan and lease losses	$2,016,000	461
Total noninterest income	$4,685,000	1,149
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,548,000	862
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,137,000	1,073
Total noninterest expense	$22,945,000	878
Salaries and employee benefits	$13,400,000	821
Premises and equipment expense	$3,301,000	751
Additional noninterest expense	$6,244,000	1,061
Pre-tax net operating income	$4,150,000	1,785
Securities gains (losses)	$32,000	2,034
Applicable income taxes	$1,044,000	1,503
Income before extraordinary items	$3,138,000	1,942
Extraordinary gains, net	$0	17
Net income	$3,138,000	1,941
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,138,000	1,940
Net charge-offs	$5,333,000	224
Cash dividends	$266,000	3,503
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,114,000	1,917
2014-09-30 (YTD Data)		Rank
Total interest income	$21,544,000	878
Total interest expense	$3,286,000	665
Net interest income	$18,258,000	910
Provision for loan and lease losses	$698,000	897
Total noninterest income	$3,472,000	1,157
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,167,000	864
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,305,000	1,088
Total noninterest expense	$16,689,000	902
Salaries and employee benefits	$9,830,000	833
Premises and equipment expense	$2,498,000	744
Additional noninterest expense	$4,361,000	1,132
Pre-tax net operating income	$4,343,000	1,369
Securities gains (losses)	$32,000	1,736
Applicable income taxes	$1,282,000	1,106
Income before extraordinary items	$3,093,000	1,536
Extraordinary gains, net	$0	15
Net income	$3,093,000	1,536
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,093,000	1,536
Net charge-offs	$3,470,000	244
Cash dividends	$266,000	2,857
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,070,280	1,516
2014-06-30 (YTD Data)		Rank
Total interest income	$14,285,000	881
Total interest expense	$2,134,000	687
Net interest income	$12,151,000	903
Provision for loan and lease losses	$465,000	892
Total noninterest income	$2,075,000	1,251
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$779,000	857
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,296,000	1,206
Total noninterest expense	$11,021,000	907
Salaries and employee benefits	$6,472,000	840
Premises and equipment expense	$1,732,000	718
Additional noninterest expense	$2,817,000	1,155
Pre-tax net operating income	$2,740,000	1,387
Securities gains (losses)	$5,000	2,165
Applicable income taxes	$779,000	1,153
Income before extraordinary items	$1,966,000	1,569
Extraordinary gains, net	$0	20
Net income	$1,966,000	1,572
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,966,000	1,571
Net charge-offs	$3,435,000	179
Cash dividends	$244,000	2,558
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,962,400	1,542
2014-03-31 (YTD Data)		Rank
Total interest income	$7,144,000	876
Total interest expense	$1,048,000	703
Net interest income	$6,096,000	896
Provision for loan and lease losses	$233,000	886
Total noninterest income	$1,079,000	1,174
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$383,000	855
Trading account gains and fees	$0	147
Additional Noninterest Income	$696,000	1,132
Total noninterest expense	$5,488,000	916
Salaries and employee benefits	$3,225,000	858
Premises and equipment expense	$934,000	682
Additional noninterest expense	$1,329,000	1,206
Pre-tax net operating income	$1,454,000	1,289
Securities gains (losses)	$-3,000	6,318
Applicable income taxes	$415,000	1,055
Income before extraordinary items	$1,036,000	1,448
Extraordinary gains, net	$0	16
Net income	$1,036,000	1,451
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,036,000	1,450
Net charge-offs	$3,294,000	127
Cash dividends	$230,000	1,656
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,038,130	1,424
2013-12-31 (YTD Data)		Rank
Total interest income	$27,728,000	907
Total interest expense	$4,439,000	748
Net interest income	$23,289,000	926
Provision for loan and lease losses	$3,136,000	420
Total noninterest income	$6,692,000	915
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,714,000	809
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,978,000	805
Total noninterest expense	$21,499,000	953
Salaries and employee benefits	$12,704,000	843
Premises and equipment expense	$3,303,000	736
Additional noninterest expense	$5,492,000	1,225
Pre-tax net operating income	$5,346,000	1,359
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,362,000	1,199
Income before extraordinary items	$3,984,000	1,517
Extraordinary gains, net	$0	29
Net income	$3,984,000	1,519
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,984,000	1,521
Net charge-offs	$2,139,000	705
Cash dividends	$816,000	2,181
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,984,000	1,480
2013-09-30 (YTD Data)		Rank
Total interest income	$20,633,000	926
Total interest expense	$3,353,000	771
Net interest income	$17,280,000	937
Provision for loan and lease losses	$1,735,000	569
Total noninterest income	$5,335,000	890
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,275,000	822
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,060,000	774
Total noninterest expense	$15,786,000	965
Salaries and employee benefits	$9,291,000	879
Premises and equipment expense	$2,489,000	735
Additional noninterest expense	$4,006,000	1,251
Pre-tax net operating income	$5,094,000	1,119
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,409,000	975
Income before extraordinary items	$3,685,000	1,248
Extraordinary gains, net	$0	25
Net income	$3,685,000	1,248
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,685,000	1,250
Net charge-offs	$2,015,000	590
Cash dividends	$798,000	1,672
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,685,000	1,223
2013-06-30 (YTD Data)		Rank
Total interest income	$13,614,000	929
Total interest expense	$2,269,000	790
Net interest income	$11,345,000	942
Provision for loan and lease losses	$1,136,000	618
Total noninterest income	$2,661,000	1,108
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$837,000	824
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,824,000	1,055
Total noninterest expense	$10,291,000	985
Salaries and employee benefits	$6,201,000	875
Premises and equipment expense	$1,679,000	726
Additional noninterest expense	$2,411,000	1,369
Pre-tax net operating income	$2,579,000	1,403
Securities gains (losses)	$0	2,791
Applicable income taxes	$659,000	1,254
Income before extraordinary items	$1,920,000	1,578
Extraordinary gains, net	$0	22
Net income	$1,920,000	1,581
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,920,000	1,583
Net charge-offs	$1,688,000	522
Cash dividends	$770,000	1,327
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,920,000	1,518
2013-03-31 (YTD Data)		Rank
Total interest income	$6,780,000	935
Total interest expense	$1,158,000	799
Net interest income	$5,622,000	951
Provision for loan and lease losses	$537,000	655
Total noninterest income	$1,287,000	1,126
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$400,000	841
Trading account gains and fees	$0	148
Additional Noninterest Income	$887,000	1,068
Total noninterest expense	$5,001,000	1,023
Salaries and employee benefits	$3,117,000	878
Premises and equipment expense	$868,000	722
Additional noninterest expense	$1,016,000	1,593
Pre-tax net operating income	$1,371,000	1,321
Securities gains (losses)	$0	1,966
Applicable income taxes	$352,000	1,182
Income before extraordinary items	$1,019,000	1,453
Extraordinary gains, net	$0	10
Net income	$1,019,000	1,455
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,019,000	1,455
Net charge-offs	$58,000	2,318
Cash dividends	$750,000	684
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,019,000	1,397
2012-12-31 (YTD Data)		Rank
Total interest income	$29,132,000	900
Total interest expense	$5,486,000	814
Net interest income	$23,646,000	913
Provision for loan and lease losses	$4,905,000	515
Total noninterest income	$6,723,000	919
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,587,000	893
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,136,000	799
Total noninterest expense	$22,364,000	905
Salaries and employee benefits	$13,027,000	805
Premises and equipment expense	$3,126,000	771
Additional noninterest expense	$6,211,000	1,123
Pre-tax net operating income	$3,100,000	2,031
Securities gains (losses)	$547,000	867
Applicable income taxes	$778,000	1,728
Income before extraordinary items	$2,869,000	1,936
Extraordinary gains, net	$0	29
Net income	$2,869,000	1,934
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,869,000	1,937
Net charge-offs	$2,232,000	1,070
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,436,870	2,094
2012-09-30 (YTD Data)		Rank
Total interest income	$22,254,000	893
Total interest expense	$4,169,000	843
Net interest income	$18,085,000	908
Provision for loan and lease losses	$3,794,000	507
Total noninterest income	$4,677,000	978
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,159,000	922
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,518,000	830
Total noninterest expense	$16,502,000	917
Salaries and employee benefits	$9,907,000	785
Premises and equipment expense	$2,329,000	782
Additional noninterest expense	$4,266,000	1,202
Pre-tax net operating income	$2,466,000	1,999
Securities gains (losses)	$5,000	3,269
Applicable income taxes	$375,000	2,238
Income before extraordinary items	$2,096,000	2,022
Extraordinary gains, net	$0	20
Net income	$2,096,000	2,020
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,096,000	2,023
Net charge-offs	$1,445,000	1,142
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,091,750	1,907
2012-06-30 (YTD Data)		Rank
Total interest income	$14,950,000	893
Total interest expense	$2,799,000	876
Net interest income	$12,151,000	900
Provision for loan and lease losses	$1,222,000	932
Total noninterest income	$2,913,000	1,005
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$767,000	923
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,146,000	872
Total noninterest expense	$11,036,000	907
Salaries and employee benefits	$6,560,000	790
Premises and equipment expense	$1,549,000	780
Additional noninterest expense	$2,927,000	1,177
Pre-tax net operating income	$2,806,000	1,272
Securities gains (losses)	$1,000	3,081
Applicable income taxes	$714,000	1,161
Income before extraordinary items	$2,093,000	1,419
Extraordinary gains, net	$0	19
Net income	$2,093,000	1,418
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,093,000	1,419
Net charge-offs	$588,000	1,620
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,092,250	1,339
2012-03-31 (YTD Data)		Rank
Total interest income	$7,494,000	897
Total interest expense	$1,415,000	894
Net interest income	$6,079,000	901
Provision for loan and lease losses	$461,000	1,121
Total noninterest income	$1,381,000	1,035
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$368,000	955
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,013,000	891
Total noninterest expense	$5,562,000	895
Salaries and employee benefits	$3,307,000	778
Premises and equipment expense	$806,000	745
Additional noninterest expense	$1,449,000	1,180
Pre-tax net operating income	$1,437,000	1,223
Securities gains (losses)	$0	2,210
Applicable income taxes	$367,000	1,141
Income before extraordinary items	$1,070,000	1,357
Extraordinary gains, net	$0	19
Net income	$1,070,000	1,358
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,070,000	1,358
Net charge-offs	$343,000	1,378
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,070,000	1,282
2011-12-31 (YTD Data)		Rank
Total interest income	$30,392,000	921
Total interest expense	$5,687,000	1,062
Net interest income	$24,705,000	884
Provision for loan and lease losses	$1,789,000	1,696
Total noninterest income	$5,569,000	948
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,665,000	878
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,904,000	855
Total noninterest expense	$23,157,000	855
Salaries and employee benefits	$14,287,000	689
Premises and equipment expense	$3,163,000	782
Additional noninterest expense	$5,707,000	1,223
Pre-tax net operating income	$5,328,000	1,118
Securities gains (losses)	$315,000	1,102
Applicable income taxes	$1,468,000	1,017
Income before extraordinary items	$4,175,000	1,207
Extraordinary gains, net	$0	29
Net income	$4,175,000	1,207
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,175,000	1,207
Net charge-offs	$1,510,000	1,859
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,941,900	1,192
2011-09-30 (YTD Data)		Rank
Total interest income	$22,759,000	937
Total interest expense	$4,228,000	1,114
Net interest income	$18,531,000	894
Provision for loan and lease losses	$1,188,000	1,760
Total noninterest income	$4,005,000	997
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,272,000	871
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,733,000	893
Total noninterest expense	$16,361,000	905
Salaries and employee benefits	$9,869,000	752
Premises and equipment expense	$2,366,000	799
Additional noninterest expense	$4,126,000	1,253
Pre-tax net operating income	$4,987,000	932
Securities gains (losses)	$305,000	916
Applicable income taxes	$1,635,000	735
Income before extraordinary items	$3,657,000	1,056
Extraordinary gains, net	$0	21
Net income	$3,657,000	1,056
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,657,000	1,056
Net charge-offs	$1,073,000	1,824
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,446,550	1,053
2011-06-30 (YTD Data)		Rank
Total interest income	$15,146,000	950
Total interest expense	$2,781,000	1,162
Net interest income	$12,365,000	898
Provision for loan and lease losses	$792,000	1,742
Total noninterest income	$2,681,000	989
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$868,000	843
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,813,000	896
Total noninterest expense	$11,060,000	906
Salaries and employee benefits	$6,550,000	762
Premises and equipment expense	$1,587,000	806
Additional noninterest expense	$2,923,000	1,213
Pre-tax net operating income	$3,194,000	958
Securities gains (losses)	$0	2,914
Applicable income taxes	$966,000	781
Income before extraordinary items	$2,228,000	1,115
Extraordinary gains, net	$0	15
Net income	$2,228,000	1,115
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,228,000	1,115
Net charge-offs	$493,000	2,160
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,228,000	1,076
2011-03-31 (YTD Data)		Rank
Total interest income	$7,517,000	966
Total interest expense	$1,403,000	1,200
Net interest income	$6,114,000	909
Provision for loan and lease losses	$396,000	1,661
Total noninterest income	$1,382,000	973
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$423,000	841
Trading account gains and fees	$0	158
Additional Noninterest Income	$959,000	854
Total noninterest expense	$5,564,000	898
Salaries and employee benefits	$3,265,000	771
Premises and equipment expense	$828,000	784
Additional noninterest expense	$1,471,000	1,214
Pre-tax net operating income	$1,536,000	988
Securities gains (losses)	$0	1,772
Applicable income taxes	$443,000	812
Income before extraordinary items	$1,093,000	1,124
Extraordinary gains, net	$0	9
Net income	$1,093,000	1,122
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,093,000	1,124
Net charge-offs	$182,000	2,193
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,093,000	1,096
2010-12-31 (YTD Data)		Rank
Total interest income	$30,274,000	1,011
Total interest expense	$6,073,000	1,368
Net interest income	$24,201,000	911
Provision for loan and lease losses	$2,036,000	2,048
Total noninterest income	$5,433,000	1,024
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,880,000	803
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,553,000	940
Total noninterest expense	$22,951,000	879
Salaries and employee benefits	$14,048,000	690
Premises and equipment expense	$3,010,000	853
Additional noninterest expense	$5,893,000	1,254
Pre-tax net operating income	$4,647,000	1,096
Securities gains (losses)	$1,175,000	429
Applicable income taxes	$1,486,000	913
Income before extraordinary items	$4,336,000	1,000
Extraordinary gains, net	$0	29
Net income	$4,336,000	1,002
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,336,000	1,003
Net charge-offs	$2,595,000	1,594
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,466,500	1,189
2010-09-30 (YTD Data)		Rank
Total interest income	$22,780,000	1,028
Total interest expense	$4,570,000	1,420
Net interest income	$18,210,000	909
Provision for loan and lease losses	$1,143,000	2,327
Total noninterest income	$3,657,000	1,085
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,415,000	816
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,242,000	1,019
Total noninterest expense	$15,756,000	934
Salaries and employee benefits	$9,298,000	784
Premises and equipment expense	$2,251,000	857
Additional noninterest expense	$4,207,000	1,286
Pre-tax net operating income	$4,968,000	843
Securities gains (losses)	$1,175,000	358
Applicable income taxes	$1,874,000	622
Income before extraordinary items	$4,269,000	813
Extraordinary gains, net	$0	23
Net income	$4,269,000	812
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,269,000	814
Net charge-offs	$1,892,000	1,558
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,458,250	952
2010-06-30 (YTD Data)		Rank
Total interest income	$15,169,000	1,041
Total interest expense	$3,039,000	1,474
Net interest income	$12,130,000	908
Provision for loan and lease losses	$845,000	2,135
Total noninterest income	$2,404,000	1,073
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$954,000	815
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,450,000	1,001
Total noninterest expense	$10,428,000	951
Salaries and employee benefits	$6,141,000	787
Premises and equipment expense	$1,521,000	856
Additional noninterest expense	$2,766,000	1,296
Pre-tax net operating income	$3,261,000	842
Securities gains (losses)	$76,000	1,615
Applicable income taxes	$951,000	750
Income before extraordinary items	$2,386,000	947
Extraordinary gains, net	$0	19
Net income	$2,386,000	947
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,386,000	948
Net charge-offs	$1,156,000	1,588
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,331,280	930
2010-03-31 (YTD Data)		Rank
Total interest income	$7,652,000	1,049
Total interest expense	$1,543,000	1,529
Net interest income	$6,109,000	914
Provision for loan and lease losses	$242,000	2,743
Total noninterest income	$1,280,000	992
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$461,000	847
Trading account gains and fees	$0	175
Additional Noninterest Income	$819,000	917
Total noninterest expense	$5,076,000	980
Salaries and employee benefits	$2,967,000	832
Premises and equipment expense	$827,000	813
Additional noninterest expense	$1,282,000	1,391
Pre-tax net operating income	$2,071,000	661
Securities gains (losses)	$0	2,284
Applicable income taxes	$638,000	569
Income before extraordinary items	$1,433,000	775
Extraordinary gains, net	$0	16
Net income	$1,433,000	777
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,433,000	779
Net charge-offs	$223,000	2,319
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,433,000	742
2009-12-31 (YTD Data)		Rank
Total interest income	$31,607,000	1,086
Total interest expense	$8,341,000	1,437
Net interest income	$23,266,000	931
Provision for loan and lease losses	$1,851,000	2,593
Total noninterest income	$4,428,000	1,212
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,467,000	1,178
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,961,000	1,056
Total noninterest expense	$21,106,000	990
Salaries and employee benefits	$12,066,000	808
Premises and equipment expense	$2,962,000	909
Additional noninterest expense	$6,078,000	1,249
Pre-tax net operating income	$4,737,000	883
Securities gains (losses)	$688,000	690
Applicable income taxes	$1,553,000	686
Income before extraordinary items	$3,872,000	893
Extraordinary gains, net	$0	34
Net income	$3,872,000	892
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,872,000	892
Net charge-offs	$1,497,000	2,376
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,383,520	1,001
2009-09-30 (YTD Data)		Rank
Total interest income	$23,838,000	1,104
Total interest expense	$6,611,000	1,433
Net interest income	$17,227,000	941
Provision for loan and lease losses	$1,385,000	2,331
Total noninterest income	$3,142,000	1,272
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,053,000	1,229
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,089,000	1,115
Total noninterest expense	$15,695,000	986
Salaries and employee benefits	$8,930,000	833
Premises and equipment expense	$2,213,000	931
Additional noninterest expense	$4,552,000	1,234
Pre-tax net operating income	$3,289,000	998
Securities gains (losses)	$534,000	660
Applicable income taxes	$1,145,000	760
Income before extraordinary items	$2,678,000	1,014
Extraordinary gains, net	$0	27
Net income	$2,678,000	1,013
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,678,000	1,014
Net charge-offs	$1,137,000	2,064
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,304,200	1,152
2009-06-30 (YTD Data)		Rank
Total interest income	$16,084,000	1,112
Total interest expense	$4,662,000	1,424
Net interest income	$11,422,000	946
Provision for loan and lease losses	$1,160,000	1,900
Total noninterest income	$2,246,000	1,226
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$697,000	1,220
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,549,000	1,066
Total noninterest expense	$10,416,000	1,013
Salaries and employee benefits	$5,940,000	855
Premises and equipment expense	$1,471,000	956
Additional noninterest expense	$3,005,000	1,253
Pre-tax net operating income	$2,092,000	1,081
Securities gains (losses)	$456,000	552
Applicable income taxes	$761,000	781
Income before extraordinary items	$1,787,000	1,067
Extraordinary gains, net	$0	21
Net income	$1,787,000	1,064
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,787,000	1,067
Net charge-offs	$401,000	2,609
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,467,800	1,249
2009-03-31 (YTD Data)		Rank
Total interest income	$8,110,000	1,107
Total interest expense	$2,404,000	1,437
Net interest income	$5,706,000	940
Provision for loan and lease losses	$935,000	1,238
Total noninterest income	$915,000	1,388
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$344,000	1,200
Trading account gains and fees	$0	171
Additional Noninterest Income	$571,000	1,276
Total noninterest expense	$5,072,000	995
Salaries and employee benefits	$2,889,000	883
Premises and equipment expense	$782,000	909
Additional noninterest expense	$1,401,000	1,183
Pre-tax net operating income	$614,000	2,013
Securities gains (losses)	$0	2,434
Applicable income taxes	$134,000	1,886
Income before extraordinary items	$480,000	2,210
Extraordinary gains, net	$0	15
Net income	$480,000	2,211
Minority interest net income	$0	102
Net income of bank and minority interests.	$480,000	2,212
Net charge-offs	$42,000	3,719
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$480,000	2,071
2008-12-31 (YTD Data)		Rank
Total interest income	$32,388,000	1,178
Total interest expense	$11,353,000	1,441
Net interest income	$21,035,000	1,024
Provision for loan and lease losses	$2,215,000	1,690
Total noninterest income	$3,766,000	1,324
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,500,000	1,196
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,266,000	1,193
Total noninterest expense	$20,277,000	979
Salaries and employee benefits	$11,139,000	900
Premises and equipment expense	$2,729,000	1,020
Additional noninterest expense	$6,409,000	1,002
Pre-tax net operating income	$2,309,000	2,226
Securities gains (losses)	$295,000	555
Applicable income taxes	$605,000	1,658
Income before extraordinary items	$1,999,000	2,002
Extraordinary gains, net	$0	39
Net income	$1,999,000	2,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,884,000	1,028
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,771,850	2,352
2008-09-30 (YTD Data)		Rank
Total interest income	$24,020,000	1,221
Total interest expense	$8,836,000	1,442
Net interest income	$15,184,000	1,091
Provision for loan and lease losses	$540,000	2,623
Total noninterest income	$3,022,000	1,303
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,138,000	1,196
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,884,000	1,158
Total noninterest expense	$14,787,000	1,003
Salaries and employee benefits	$8,320,000	926
Premises and equipment expense	$2,023,000	1,034
Additional noninterest expense	$4,444,000	1,031
Pre-tax net operating income	$2,879,000	1,691
Securities gains (losses)	$295,000	471
Applicable income taxes	$900,000	1,255
Income before extraordinary items	$2,274,000	1,593
Extraordinary gains, net	$0	31
Net income	$2,274,000	1,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,895,000	857
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,061,600	1,828
2008-06-30 (YTD Data)		Rank
Total interest income	$15,936,000	1,247
Total interest expense	$6,205,000	1,421
Net interest income	$9,731,000	1,135
Provision for loan and lease losses	$180,000	3,306
Total noninterest income	$1,852,000	1,405
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$766,000	1,166
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,086,000	1,323
Total noninterest expense	$9,934,000	995
Salaries and employee benefits	$5,455,000	954
Premises and equipment expense	$1,373,000	1,016
Additional noninterest expense	$3,106,000	956
Pre-tax net operating income	$1,469,000	2,235
Securities gains (losses)	$-22,000	8,184
Applicable income taxes	$313,000	2,170
Income before extraordinary items	$1,134,000	2,318
Extraordinary gains, net	$0	21
Net income	$1,134,000	2,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,821,000	587
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,151,160	2,244
2008-03-31 (YTD Data)		Rank
Total interest income	$8,137,000	1,248
Total interest expense	$3,432,000	1,370
Net interest income	$4,705,000	1,164
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$902,000	1,442
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$375,000	1,175
Trading account gains and fees	$0	158
Additional Noninterest Income	$527,000	1,364
Total noninterest expense	$5,110,000	951
Salaries and employee benefits	$2,680,000	976
Premises and equipment expense	$725,000	950
Additional noninterest expense	$1,705,000	841
Pre-tax net operating income	$407,000	3,504
Securities gains (losses)	$-12,000	8,333
Applicable income taxes	$32,000	3,996
Income before extraordinary items	$363,000	3,406
Extraordinary gains, net	$0	15
Net income	$363,000	3,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	3,496
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$374,040	3,235
2007-12-31 (YTD Data)		Rank
Total interest income	$33,004,000	1,281
Total interest expense	$14,890,000	1,342
Net interest income	$18,114,000	1,229
Provision for loan and lease losses	$1,560,000	1,022
Total noninterest income	$3,739,000	1,371
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,374,000	1,297
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,365,000	1,215
Total noninterest expense	$17,250,000	1,089
Salaries and employee benefits	$10,729,000	926
Premises and equipment expense	$2,525,000	1,055
Additional noninterest expense	$3,996,000	1,386
Pre-tax net operating income	$3,043,000	2,441
Securities gains (losses)	$47,000	820
Applicable income taxes	$655,000	2,384
Income before extraordinary items	$2,435,000	2,438
Extraordinary gains, net	$0	39
Net income	$2,435,000	2,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,985
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,397,870	2,459
2007-09-30 (YTD Data)		Rank
Total interest income	$24,705,000	1,288
Total interest expense	$11,166,000	1,345
Net interest income	$13,539,000	1,242
Provision for loan and lease losses	$270,000	2,452
Total noninterest income	$2,808,000	1,375
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$994,000	1,321
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,814,000	1,201
Total noninterest expense	$12,822,000	1,089
Salaries and employee benefits	$8,054,000	921
Premises and equipment expense	$1,903,000	1,036
Additional noninterest expense	$2,865,000	1,405
Pre-tax net operating income	$3,255,000	1,965
Securities gains (losses)	$47,000	634
Applicable income taxes	$931,000	1,726
Income before extraordinary items	$2,371,000	2,084
Extraordinary gains, net	$0	33
Net income	$2,371,000	2,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,215
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,337,160	2,081
2007-06-30 (YTD Data)		Rank
Total interest income	$16,242,000	1,321
Total interest expense	$7,384,000	1,356
Net interest income	$8,858,000	1,283
Provision for loan and lease losses	$180,000	2,301
Total noninterest income	$1,784,000	1,449
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$646,000	1,368
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,138,000	1,275
Total noninterest expense	$8,511,000	1,108
Salaries and employee benefits	$5,308,000	951
Premises and equipment expense	$1,273,000	1,029
Additional noninterest expense	$1,930,000	1,403
Pre-tax net operating income	$1,951,000	2,210
Securities gains (losses)	$205,000	301
Applicable income taxes	$612,000	1,821
Income before extraordinary items	$1,544,000	2,164
Extraordinary gains, net	$0	29
Net income	$1,544,000	2,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	2,166
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,396,400	2,319
2007-03-31 (YTD Data)		Rank
Total interest income	$8,034,000	1,326
Total interest expense	$3,654,000	1,358
Net interest income	$4,380,000	1,302
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$729,000	1,684
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$290,000	1,483
Trading account gains and fees	$0	195
Additional Noninterest Income	$439,000	1,508
Total noninterest expense	$4,160,000	1,129
Salaries and employee benefits	$2,619,000	973
Premises and equipment expense	$640,000	1,036
Additional noninterest expense	$901,000	1,484
Pre-tax net operating income	$859,000	2,435
Securities gains (losses)	$0	1,187
Applicable income taxes	$244,000	2,125
Income before extraordinary items	$615,000	2,583
Extraordinary gains, net	$0	22
Net income	$615,000	2,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,733
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$615,000	2,561
2006-12-31 (YTD Data)		Rank
Total interest income	$31,306,000	1,254
Total interest expense	$13,356,000	1,259
Net interest income	$17,950,000	1,261
Provision for loan and lease losses	$360,000	2,452
Total noninterest income	$3,078,000	1,583
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,125,000	1,576
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,953,000	1,384
Total noninterest expense	$17,143,000	1,047
Salaries and employee benefits	$9,931,000	968
Premises and equipment expense	$2,314,000	1,102
Additional noninterest expense	$4,898,000	1,092
Pre-tax net operating income	$3,525,000	2,467
Securities gains (losses)	$1,318,000	146
Applicable income taxes	$1,044,000	2,136
Income before extraordinary items	$3,799,000	1,871
Extraordinary gains, net	$0	51
Net income	$3,799,000	1,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	2,290
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,770,960	2,393
2006-09-30 (YTD Data)		Rank
Total interest income	$23,281,000	1,269
Total interest expense	$9,800,000	1,254
Net interest income	$13,481,000	1,280
Provision for loan and lease losses	$270,000	2,327
Total noninterest income	$2,372,000	1,551
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$835,000	1,592
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,537,000	1,345
Total noninterest expense	$12,445,000	1,087
Salaries and employee benefits	$6,930,000	1,054
Premises and equipment expense	$1,668,000	1,158
Additional noninterest expense	$3,847,000	1,054
Pre-tax net operating income	$3,138,000	2,254
Securities gains (losses)	$1,318,000	121
Applicable income taxes	$1,025,000	1,851
Income before extraordinary items	$3,431,000	1,618
Extraordinary gains, net	$0	45
Net income	$3,431,000	1,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,924
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,416,140	2,196
2006-06-30 (YTD Data)		Rank
Total interest income	$15,120,000	1,275
Total interest expense	$6,295,000	1,244
Net interest income	$8,825,000	1,304
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$1,427,000	1,706
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$545,000	1,617
Trading account gains and fees	$0	126
Additional Noninterest Income	$882,000	1,490
Total noninterest expense	$8,295,000	1,091
Salaries and employee benefits	$4,141,000	1,201
Premises and equipment expense	$1,081,000	1,194
Additional noninterest expense	$3,073,000	869
Pre-tax net operating income	$1,777,000	2,537
Securities gains (losses)	$1,318,000	89
Applicable income taxes	$661,000	1,923
Income before extraordinary items	$2,434,000	1,522
Extraordinary gains, net	$0	39
Net income	$2,434,000	1,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,889
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,392,780	2,469
2006-03-31 (YTD Data)		Rank
Total interest income	$7,390,000	1,280
Total interest expense	$2,930,000	1,277
Net interest income	$4,460,000	1,281
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$698,000	1,698
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$270,000	1,570
Trading account gains and fees	$0	115
Additional Noninterest Income	$428,000	1,501
Total noninterest expense	$5,054,000	888
Salaries and employee benefits	$2,423,000	1,013
Premises and equipment expense	$533,000	1,212
Additional noninterest expense	$2,098,000	661
Pre-tax net operating income	$14,000	8,089
Securities gains (losses)	$1,336,000	59
Applicable income taxes	$114,000	3,410
Income before extraordinary items	$1,236,000	1,470
Extraordinary gains, net	$0	21
Net income	$1,236,000	1,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,205
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$6,880	8,132
2005-12-31 (YTD Data)		Rank
Total interest income	$26,982,000	1,240
Total interest expense	$9,172,000	1,237
Net interest income	$17,810,000	1,220
Provision for loan and lease losses	$240,000	3,239
Total noninterest income	$2,901,000	1,665
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$897,000	1,911
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,004,000	1,367
Total noninterest expense	$15,010,000	1,151
Salaries and employee benefits	$8,836,000	1,045
Premises and equipment expense	$2,226,000	1,080
Additional noninterest expense	$3,948,000	1,304
Pre-tax net operating income	$5,461,000	1,709
Securities gains (losses)	$166,000	557
Applicable income taxes	$1,739,000	1,525
Income before extraordinary items	$3,888,000	1,780
Extraordinary gains, net	$0	46
Net income	$3,888,000	1,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,036
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,773,460	1,801
2005-09-30 (YTD Data)		Rank
Total interest income	$19,726,000	1,231
Total interest expense	$6,498,000	1,227
Net interest income	$13,228,000	1,208
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$2,134,000	1,693
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$631,000	2,021
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,503,000	1,366
Total noninterest expense	$10,818,000	1,194
Salaries and employee benefits	$6,342,000	1,084
Premises and equipment expense	$1,719,000	1,036
Additional noninterest expense	$2,757,000	1,376
Pre-tax net operating income	$4,364,000	1,635
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,421,000	1,443
Income before extraordinary items	$2,943,000	1,780
Extraordinary gains, net	$0	35
Net income	$2,943,000	1,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,415
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,943,000	1,750
2005-06-30 (YTD Data)		Rank
Total interest income	$12,676,000	1,236
Total interest expense	$4,059,000	1,227
Net interest income	$8,617,000	1,230
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$1,473,000	1,623
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$413,000	2,017
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,060,000	1,285
Total noninterest expense	$7,023,000	1,206
Salaries and employee benefits	$4,043,000	1,126
Premises and equipment expense	$1,201,000	975
Additional noninterest expense	$1,779,000	1,403
Pre-tax net operating income	$2,947,000	1,584
Securities gains (losses)	$0	2,146
Applicable income taxes	$974,000	1,396
Income before extraordinary items	$1,973,000	1,736
Extraordinary gains, net	$0	30
Net income	$1,973,000	1,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,238
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,973,000	1,708
2005-03-31 (YTD Data)		Rank
Total interest income	$6,157,000	1,254
Total interest expense	$1,885,000	1,257
Net interest income	$4,272,000	1,242
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$569,000	1,949
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$204,000	1,973
Trading account gains and fees	$0	115
Additional Noninterest Income	$365,000	1,655
Total noninterest expense	$3,583,000	1,182
Salaries and employee benefits	$1,965,000	1,161
Premises and equipment expense	$742,000	802
Additional noninterest expense	$876,000	1,422
Pre-tax net operating income	$1,198,000	1,886
Securities gains (losses)	$0	1,685
Applicable income taxes	$397,000	1,613
Income before extraordinary items	$801,000	2,076
Extraordinary gains, net	$0	24
Net income	$801,000	2,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$801,000	2,041
2004-12-31 (YTD Data)		Rank
Total interest income	$22,722,000	1,243
Total interest expense	$6,264,000	1,316
Net interest income	$16,458,000	1,225
Provision for loan and lease losses	$240,000	3,319
Total noninterest income	$2,797,000	1,708
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$861,000	1,996
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,936,000	1,350
Total noninterest expense	$13,111,000	1,253
Salaries and employee benefits	$7,725,000	1,114
Premises and equipment expense	$1,760,000	1,315
Additional noninterest expense	$3,626,000	1,372
Pre-tax net operating income	$5,904,000	1,461
Securities gains (losses)	$616,000	394
Applicable income taxes	$2,108,000	1,212
Income before extraordinary items	$4,412,000	1,460
Extraordinary gains, net	$0	34
Net income	$4,412,000	1,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,996
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,993,120	1,580
2004-09-30 (YTD Data)		Rank
Total interest income	$16,697,000	1,251
Total interest expense	$4,521,000	1,336
Net interest income	$12,176,000	1,223
Provision for loan and lease losses	$180,000	3,152
Total noninterest income	$2,243,000	1,622
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$650,000	2,011
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,593,000	1,276
Total noninterest expense	$9,677,000	1,270
Salaries and employee benefits	$5,632,000	1,147
Premises and equipment expense	$1,349,000	1,271
Additional noninterest expense	$2,696,000	1,374
Pre-tax net operating income	$4,562,000	1,423
Securities gains (losses)	$616,000	372
Applicable income taxes	$1,677,000	1,172
Income before extraordinary items	$3,501,000	1,401
Extraordinary gains, net	$0	26
Net income	$3,501,000	1,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,357
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,082,120	1,528
2004-06-30 (YTD Data)		Rank
Total interest income	$10,850,000	1,270
Total interest expense	$2,967,000	1,332
Net interest income	$7,883,000	1,259
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$1,470,000	1,629
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$441,000	1,958
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,029,000	1,295
Total noninterest expense	$6,419,000	1,267
Salaries and employee benefits	$3,713,000	1,174
Premises and equipment expense	$889,000	1,292
Additional noninterest expense	$1,817,000	1,334
Pre-tax net operating income	$2,814,000	1,510
Securities gains (losses)	$631,000	301
Applicable income taxes	$1,117,000	1,172
Income before extraordinary items	$2,328,000	1,393
Extraordinary gains, net	$0	21
Net income	$2,328,000	1,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,586
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,898,920	1,630
2004-03-31 (YTD Data)		Rank
Total interest income	$5,348,000	1,299
Total interest expense	$1,513,000	1,322
Net interest income	$3,835,000	1,300
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$801,000	1,493
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$224,000	1,881
Trading account gains and fees	$0	121
Additional Noninterest Income	$577,000	1,181
Total noninterest expense	$3,085,000	1,332
Salaries and employee benefits	$1,807,000	1,220
Premises and equipment expense	$435,000	1,338
Additional noninterest expense	$843,000	1,434
Pre-tax net operating income	$1,491,000	1,393
Securities gains (losses)	$407,000	295
Applicable income taxes	$619,000	1,094
Income before extraordinary items	$1,279,000	1,267
Extraordinary gains, net	$0	16
Net income	$1,279,000	1,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	2,425
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,006,310	1,498
2003-12-31 (YTD Data)		Rank
Total interest income	$21,603,000	1,304
Total interest expense	$6,405,000	1,383
Net interest income	$15,198,000	1,281
Provision for loan and lease losses	$240,000	3,615
Total noninterest income	$3,106,000	1,638
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$801,000	2,119
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,305,000	1,317
Total noninterest expense	$11,935,000	1,348
Salaries and employee benefits	$6,993,000	1,219
Premises and equipment expense	$1,827,000	1,231
Additional noninterest expense	$3,115,000	1,585
Pre-tax net operating income	$6,129,000	1,345
Securities gains (losses)	$1,118,000	437
Applicable income taxes	$2,432,000	1,099
Income before extraordinary items	$4,815,000	1,322
Extraordinary gains, net	$0	54
Net income	$4,815,000	1,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-169,000	9,094
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,077,120	1,468
2003-09-30 (YTD Data)		Rank
Total interest income	$16,065,000	1,350
Total interest expense	$4,867,000	1,432
Net interest income	$11,198,000	1,313
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$2,459,000	1,607
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$602,000	2,140
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,857,000	1,309
Total noninterest expense	$8,823,000	1,380
Salaries and employee benefits	$5,138,000	1,265
Premises and equipment expense	$1,387,000	1,234
Additional noninterest expense	$2,298,000	1,595
Pre-tax net operating income	$4,654,000	1,393
Securities gains (losses)	$1,118,000	407
Applicable income taxes	$1,972,000	1,073
Income before extraordinary items	$3,800,000	1,297
Extraordinary gains, net	$0	40
Net income	$3,800,000	1,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-171,000	9,148
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,062,120	1,514
2003-06-30 (YTD Data)		Rank
Total interest income	$10,703,000	1,365
Total interest expense	$3,255,000	1,486
Net interest income	$7,448,000	1,317
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$1,369,000	1,845
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$401,000	2,092
Trading account gains and fees	$0	150
Additional Noninterest Income	$968,000	1,553
Total noninterest expense	$5,713,000	1,409
Salaries and employee benefits	$3,313,000	1,310
Premises and equipment expense	$933,000	1,221
Additional noninterest expense	$1,467,000	1,651
Pre-tax net operating income	$2,984,000	1,433
Securities gains (losses)	$1,118,000	339
Applicable income taxes	$1,442,000	1,016
Income before extraordinary items	$2,660,000	1,243
Extraordinary gains, net	$0	30
Net income	$2,660,000	1,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-94,000	9,117
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,933,300	1,571
2003-03-31 (YTD Data)		Rank
Total interest income	$5,418,000	1,351
Total interest expense	$1,637,000	1,518
Net interest income	$3,781,000	1,293
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$630,000	1,926
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$189,000	2,117
Trading account gains and fees	$0	134
Additional Noninterest Income	$441,000	1,619
Total noninterest expense	$2,842,000	1,415
Salaries and employee benefits	$1,682,000	1,294
Premises and equipment expense	$469,000	1,223
Additional noninterest expense	$691,000	1,709
Pre-tax net operating income	$1,509,000	1,424
Securities gains (losses)	$1,061,000	210
Applicable income taxes	$928,000	852
Income before extraordinary items	$1,642,000	1,023
Extraordinary gains, net	$0	21
Net income	$1,642,000	1,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$962,960	1,565
2002-12-31 (YTD Data)		Rank
Total interest income	$22,207,000	1,380
Total interest expense	$7,294,000	1,548
Net interest income	$14,913,000	1,293
Provision for loan and lease losses	$240,000	3,935
Total noninterest income	$2,523,000	1,784
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$676,000	2,313
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,847,000	1,404
Total noninterest expense	$11,607,000	1,334
Salaries and employee benefits	$6,750,000	1,192
Premises and equipment expense	$1,741,000	1,256
Additional noninterest expense	$3,116,000	1,520
Pre-tax net operating income	$5,589,000	1,484
Securities gains (losses)	$31,000	2,809
Applicable income taxes	$1,790,000	1,417
Income before extraordinary items	$3,830,000	1,584
Extraordinary gains, net	$0	70
Net income	$3,830,000	1,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	9,089
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,808,920	1,535
2001-12-31 (YTD Data)		Rank
Total interest income	$22,908,000	1,488
Total interest expense	$9,375,000	1,735
Net interest income	$13,533,000	1,309
Provision for loan and lease losses	$240,000	3,705
Total noninterest income	$1,652,000	2,333
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$584,000	2,490
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,068,000	1,943
Total noninterest expense	$10,301,000	1,421
Salaries and employee benefits	$5,920,000	1,254
Premises and equipment expense	$1,668,000	1,282
Additional noninterest expense	$2,713,000	1,697
Pre-tax net operating income	$4,644,000	1,554
Securities gains (losses)	$90,000	1,834
Applicable income taxes	$1,602,000	1,414
Income before extraordinary items	$3,132,000	1,675
Extraordinary gains, net	$0	105
Net income	$3,132,000	1,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$393,000	1,853
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,072,600	1,638
2000-12-31 (YTD Data)		Rank
Total interest income	$21,880,000	1,578
Total interest expense	$10,528,000	1,629
Net interest income	$11,352,000	1,549
Provision for loan and lease losses	$240,000	3,322
Total noninterest income	$958,000	3,230
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$648,000	2,130
Trading account gains and fees	$0	180
Additional Noninterest Income	$310,000	3,845
Total noninterest expense	$9,204,000	1,522
Salaries and employee benefits	$5,141,000	1,377
Premises and equipment expense	$1,711,000	1,177
Additional noninterest expense	$2,352,000	1,873
Pre-tax net operating income	$2,866,000	2,478
Securities gains (losses)	$337,000	321
Applicable income taxes	$911,000	2,295
Income before extraordinary items	$2,292,000	2,256
Extraordinary gains, net	$0	38
Net income	$2,292,000	2,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	9,689
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,049,360	2,508
1999-12-31 (YTD Data)		Rank
Total interest income	$20,039,000	1,618
Total interest expense	$9,238,000	1,627
Net interest income	$10,801,000	1,611
Provision for loan and lease losses	$240,000	3,119
Total noninterest income	$794,000	3,637
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$470,000	2,774
Trading account gains and fees	$0	173
Additional Noninterest Income	$324,000	3,841
Total noninterest expense	$8,334,000	1,653
Salaries and employee benefits	$4,633,000	1,498
Premises and equipment expense	$1,631,000	1,242
Additional noninterest expense	$2,070,000	2,104
Pre-tax net operating income	$3,021,000	2,406
Securities gains (losses)	$432,000	376
Applicable income taxes	$1,114,000	2,047
Income before extraordinary items	$2,339,000	2,235
Extraordinary gains, net	$0	35
Net income	$2,339,000	2,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-57,000	9,940
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,045,240	2,501
1998-12-31 (YTD Data)		Rank
Total interest income	$19,025,000	1,707
Total interest expense	$8,599,000	1,776
Net interest income	$10,426,000	1,635
Provision for loan and lease losses	$240,000	3,065
Total noninterest income	$567,000	4,560
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$324,000	3,696
Trading account gains and fees	$0	224
Additional Noninterest Income	$243,000	4,485
Total noninterest expense	$7,068,000	1,838
Salaries and employee benefits	$3,823,000	1,728
Premises and equipment expense	$1,434,000	1,361
Additional noninterest expense	$1,811,000	2,303
Pre-tax net operating income	$3,685,000	1,968
Securities gains (losses)	$250,000	811
Applicable income taxes	$1,345,000	1,801
Income before extraordinary items	$2,590,000	2,021
Extraordinary gains, net	$0	32
Net income	$2,590,000	2,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	10,024
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,425,000	2,084
1997-12-31 (YTD Data)		Rank
Total interest income	$17,491,000	1,889
Total interest expense	$8,053,000	1,920
Net interest income	$9,438,000	1,850
Provision for loan and lease losses	$297,000	2,660
Total noninterest income	$468,000	5,210
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$254,000	4,617
Trading account gains and fees	$0	239
Additional Noninterest Income	$214,000	4,805
Total noninterest expense	$7,464,000	1,743
Salaries and employee benefits	$3,339,000	1,965
Premises and equipment expense	$1,295,000	1,502
Additional noninterest expense	$2,830,000	1,515
Pre-tax net operating income	$2,145,000	3,318
Securities gains (losses)	$1,786,000	203
Applicable income taxes	$983,000	2,468
Income before extraordinary items	$2,948,000	1,794
Extraordinary gains, net	$0	44
Net income	$2,948,000	1,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,544
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,608,500	3,087
1996-12-31 (YTD Data)		Rank
Total interest income	$14,999,000	2,245
Total interest expense	$6,416,000	2,408
Net interest income	$8,583,000	2,088
Provision for loan and lease losses	$90,000	5,326
Total noninterest income	$451,000	5,528
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$255,000	4,758
Trading account gains and fees	$0	262
Additional Noninterest Income	$196,000	5,222
Total noninterest expense	$6,098,000	2,251
Salaries and employee benefits	$3,251,000	2,035
Premises and equipment expense	$1,195,000	1,707
Additional noninterest expense	$1,652,000	2,882
Pre-tax net operating income	$2,846,000	2,477
Securities gains (losses)	$403,000	476
Applicable income taxes	$1,041,000	2,268
Income before extraordinary items	$2,208,000	2,236
Extraordinary gains, net	$0	53
Net income	$2,208,000	2,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,532
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,933,960	2,483
1995-12-31 (YTD Data)		Rank
Total interest income	$13,935,000	2,403
Total interest expense	$5,717,000	2,687
Net interest income	$8,218,000	2,185
Provision for loan and lease losses	$15,000	7,935
Total noninterest income	$502,000	5,169
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$270,000	4,675
Trading account gains and fees	$0	522
Additional Noninterest Income	$232,000	4,705
Total noninterest expense	$5,396,000	2,519
Salaries and employee benefits	$2,781,000	2,388
Premises and equipment expense	$898,000	2,231
Additional noninterest expense	$1,717,000	2,726
Pre-tax net operating income	$3,309,000	2,226
Securities gains (losses)	$153,000	774
Applicable income taxes	$1,016,000	2,345
Income before extraordinary items	$2,446,000	2,061
Extraordinary gains, net	$0	65
Net income	$2,446,000	2,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,073
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,337,370	2,132
1994-12-31 (YTD Data)		Rank
Total interest income	$11,052,000	2,748
Total interest expense	$4,520,000	2,708
Net interest income	$6,532,000	2,773
Provision for loan and lease losses	$195,000	3,075
Total noninterest income	$428,000	5,881
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$223,000	5,464
Trading account gains and fees	$0	475
Additional Noninterest Income	$205,000	5,180
Total noninterest expense	$5,290,000	2,629
Salaries and employee benefits	$2,502,000	2,659
Premises and equipment expense	$880,000	2,296
Additional noninterest expense	$1,908,000	2,680
Pre-tax net operating income	$1,475,000	4,474
Securities gains (losses)	$-21,000	10,372
Applicable income taxes	$407,000	4,702
Income before extraordinary items	$1,047,000	4,364
Extraordinary gains, net	$0	249
Net income	$1,047,000	4,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,852
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,062,120	4,360
1993-12-31 (YTD Data)		Rank
Total interest income	$10,640,000	2,914
Total interest expense	$4,934,000	2,603
Net interest income	$5,706,000	3,175
Provision for loan and lease losses	$1,095,000	1,222
Total noninterest income	$391,000	6,582
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$138,000	7,392
Trading account gains and fees	$0	532
Additional Noninterest Income	$253,000	4,978
Total noninterest expense	$4,863,000	2,925
Salaries and employee benefits	$2,303,000	2,864
Premises and equipment expense	$856,000	2,389
Additional noninterest expense	$1,704,000	3,125
Pre-tax net operating income	$139,000	11,563
Securities gains (losses)	$100,000	2,512
Applicable income taxes	$-7,000	12,770
Income before extraordinary items	$246,000	10,090
Extraordinary gains, net	$636,000	353
Net income	$882,000	5,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,595,000	839
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$146,000	11,045
1992-12-31 (YTD Data)		Rank
Total interest income	$12,688,000	2,770
Total interest expense	$6,682,000	2,529
Net interest income	$6,006,000	3,046
Provision for loan and lease losses	$1,162,000	1,682
Total noninterest income	$323,000	7,426
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$91,000	8,794
Trading account gains and fees	$0	504
Additional Noninterest Income	$232,000	5,208
Total noninterest expense	$4,736,000	3,019
Salaries and employee benefits	$2,128,000	3,035
Premises and equipment expense	$871,000	2,368
Additional noninterest expense	$1,737,000	3,151
Pre-tax net operating income	$431,000	8,948
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$160,000	8,377
Income before extraordinary items	$281,000	9,532
Extraordinary gains, net	$0	1,422
Net income	$281,000	9,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$543,000	2,333
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$274,600	9,261

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.