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Merchants Commercial Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,663,0001,633
Total interest expense$7,167,0001,610
Net interest income$17,496,0001,612
Provision for loan and lease losses$71,0002,643
Total noninterest income$1,646,0002,221
Gross Fiduciary activities income$0981
Service charges on deposit accounts$877,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$769,0002,552
Total noninterest expense$7,760,0002,382
Salaries and employee benefits$3,718,0002,636
Premises and equipment expense$1,166,0001,847
Additional noninterest expense$769,0002,552
Pre-tax net operating income$11,311,0001,063
Securities gains (losses)$-287,0004,059
Applicable income taxes$77,0002,906
Income before extraordinary items$10,947,000937
Extraordinary gains, net$054
Net income$10,947,000952
Minority interest net income$088
Net income of bank and minority interests.$10,947,000940
Net charge-offs$02,884
Cash dividends$5,210,000781
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,231,130930
2023-09-30 (YTD Data)Rank
Total interest income$18,396,0001,601
Total interest expense$5,111,0001,550
Net interest income$13,285,0001,603
Provision for loan and lease losses$206,0001,629
Total noninterest income$1,158,0002,269
Gross Fiduciary activities income$0950
Service charges on deposit accounts$665,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$493,0002,700
Total noninterest expense$5,818,0002,371
Salaries and employee benefits$2,764,0002,642
Premises and equipment expense$898,0001,819
Additional noninterest expense$493,0002,699
Pre-tax net operating income$8,419,0001,107
Securities gains (losses)$-9,0003,466
Applicable income taxes$72,0002,878
Income before extraordinary items$8,338,000970
Extraordinary gains, net$052
Net income$8,338,000975
Minority interest net income$081
Net income of bank and minority interests.$8,338,000970
Net charge-offs$-1,0003,402
Cash dividends$3,874,000742
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,346,910978
2023-06-30 (YTD Data)Rank
Total interest income$12,276,0001,571
Total interest expense$3,250,0001,487
Net interest income$9,026,0001,592
Provision for loan and lease losses$201,0001,329
Total noninterest income$790,0002,202
Gross Fiduciary activities income$0931
Service charges on deposit accounts$448,0001,069
Trading account gains and feesNANA
Additional Noninterest Income$342,0002,622
Total noninterest expense$3,886,0002,361
Salaries and employee benefits$1,836,0002,646
Premises and equipment expense$593,0001,814
Additional noninterest expense$342,0002,617
Pre-tax net operating income$5,729,0001,088
Securities gains (losses)$0938
Applicable income taxes$62,0002,776
Income before extraordinary items$5,667,000962
Extraordinary gains, net$051
Net income$5,667,000973
Minority interest net income$081
Net income of bank and minority interests.$5,667,000962
Net charge-offs$8,0001,884
Cash dividends$2,583,000714
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,667,000974
2023-03-31 (YTD Data)Rank
Total interest income$6,391,0001,509
Total interest expense$1,530,0001,407
Net interest income$4,861,0001,506
Provision for loan and lease losses$186,000922
Total noninterest income$402,0002,177
Gross Fiduciary activities income$0913
Service charges on deposit accounts$226,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$176,0002,584
Total noninterest expense$1,932,0002,393
Salaries and employee benefits$895,0002,713
Premises and equipment expense$292,0001,857
Additional noninterest expense$176,0002,584
Pre-tax net operating income$3,145,0001,041
Securities gains (losses)$0950
Applicable income taxes$62,0002,455
Income before extraordinary items$3,083,000924
Extraordinary gains, net$04
Net income$3,083,000923
Minority interest net income$048
Net income of bank and minority interests.$3,083,000923
Net charge-offs$10,0001,369
Cash dividends$956,000855
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,083,000937
2022-12-31 (YTD Data)Rank
Total interest income$17,954,0001,702
Total interest expense$2,084,0001,555
Net interest income$15,870,0001,716
Provision for loan and lease losses$-486,0004,521
Total noninterest income$1,487,0002,355
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$799,0001,205
Trading account gains and feesNANA
Additional Noninterest Income$688,0002,737
Total noninterest expense$6,728,0002,574
Salaries and employee benefits$3,170,0002,861
Premises and equipment expense$1,194,0001,821
Additional noninterest expense$688,0002,737
Pre-tax net operating income$11,115,0001,189
Securities gains (losses)$-484,0004,313
Applicable income taxes$-358,0004,646
Income before extraordinary items$10,989,0001,024
Extraordinary gains, net$05
Net income$10,989,0001,024
Minority interest net income$063
Net income of bank and minority interests.$10,989,0001,024
Net charge-offs$-88,0004,244
Cash dividends$3,039,0001,124
Sale, conversion, retirement of capital stock, net$93,000471
Net operating income$11,473,0001,014
2022-09-30 (YTD Data)Rank
Total interest income$12,069,0001,798
Total interest expense$790,0002,067
Net interest income$11,279,0001,764
Provision for loan and lease losses$02,835
Total noninterest income$1,119,0002,364
Gross Fiduciary activities income$0968
Service charges on deposit accounts$590,0001,234
Trading account gains and feesNANA
Additional Noninterest Income$529,0002,740
Total noninterest expense$4,738,0002,657
Salaries and employee benefits$2,117,0003,028
Premises and equipment expense$858,0001,891
Additional noninterest expense$529,0002,740
Pre-tax net operating income$7,660,0001,248
Securities gains (losses)$0740
Applicable income taxes$-528,0004,705
Income before extraordinary items$8,188,0001,029
Extraordinary gains, net$04
Net income$8,188,0001,028
Minority interest net income$057
Net income of bank and minority interests.$8,188,0001,029
Net charge-offs$-11,0003,629
Cash dividends$2,085,0001,101
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,188,0001,050
2022-06-30 (YTD Data)Rank
Total interest income$7,188,0001,897
Total interest expense$123,0003,752
Net interest income$7,065,0001,809
Provision for loan and lease losses$02,599
Total noninterest income$755,0002,359
Gross Fiduciary activities income$0925
Service charges on deposit accounts$394,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$361,0002,755
Total noninterest expense$3,079,0002,699
Salaries and employee benefits$1,336,0003,102
Premises and equipment expense$565,0001,901
Additional noninterest expense$1,178,0002,338
Pre-tax net operating income$4,741,0001,247
Securities gains (losses)$0687
Applicable income taxes$-528,0004,727
Income before extraordinary items$5,269,0001,011
Extraordinary gains, net$04
Net income$5,269,0001,010
Minority interest net income$060
Net income of bank and minority interests.$5,269,0001,011
Net charge-offs$-10,0003,663
Cash dividends$1,132,0001,250
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,269,0001,028
2022-03-31 (YTD Data)Rank
Total interest income$3,250,0002,016
Total interest expense$36,0004,195
Net interest income$3,214,0001,890
Provision for loan and lease losses$02,285
Total noninterest income$372,0002,345
Gross Fiduciary activities income$0892
Service charges on deposit accounts$191,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,685
Total noninterest expense$1,526,0002,700
Salaries and employee benefits$646,0003,160
Premises and equipment expense$286,0001,900
Additional noninterest expense$594,0002,303
Pre-tax net operating income$2,060,0001,324
Securities gains (losses)$0623
Applicable income taxes$-529,0004,772
Income before extraordinary items$2,589,000990
Extraordinary gains, net$04
Net income$2,589,000989
Minority interest net income$050
Net income of bank and minority interests.$2,589,000990
Net charge-offs$-4,0003,570
Cash dividends$178,0001,795
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,589,0001,001
2021-12-31 (YTD Data)Rank
Total interest income$12,209,0002,180
Total interest expense$146,0004,328
Net interest income$12,063,0002,013
Provision for loan and lease losses$342,0001,315
Total noninterest income$1,427,0002,599
Gross Fiduciary activities income$0994
Service charges on deposit accounts$698,0001,253
Trading account gains and feesNANA
Additional Noninterest Income$729,0002,926
Total noninterest expense$6,201,0002,676
Salaries and employee benefits$2,849,0003,009
Premises and equipment expense$1,069,0001,953
Additional noninterest expense$2,283,0002,365
Pre-tax net operating income$6,947,0001,646
Securities gains (losses)$293,000485
Applicable income taxes$1,329,0001,412
Income before extraordinary items$5,911,0001,675
Extraordinary gains, net$010
Net income$5,911,0001,674
Minority interest net income$074
Net income of bank and minority interests.$5,911,0001,675
Net charge-offs$-195,0004,539
Cash dividends$621,0002,655
Sale, conversion, retirement of capital stock, net$-66,0004,763
Net operating income$5,670,7401,697
2021-09-30 (YTD Data)Rank
Total interest income$8,972,0002,251
Total interest expense$105,0004,436
Net interest income$8,867,0002,073
Provision for loan and lease losses$342,0001,083
Total noninterest income$1,087,0002,621
Gross Fiduciary activities income$0957
Service charges on deposit accounts$510,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$577,0002,915
Total noninterest expense$4,552,0002,719
Salaries and employee benefits$2,045,0003,095
Premises and equipment expense$787,0002,001
Additional noninterest expense$1,720,0002,376
Pre-tax net operating income$5,060,0001,744
Securities gains (losses)$293,000456
Applicable income taxes$988,0001,461
Income before extraordinary items$4,365,0001,760
Extraordinary gains, net$08
Net income$4,365,0001,759
Minority interest net income$069
Net income of bank and minority interests.$4,365,0001,760
Net charge-offs$-192,0004,645
Cash dividends$443,0002,417
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,124,7401,805
2021-06-30 (YTD Data)Rank
Total interest income$5,691,0002,319
Total interest expense$67,0004,513
Net interest income$5,624,0002,154
Provision for loan and lease losses$342,000817
Total noninterest income$751,0002,544
Gross Fiduciary activities income$0951
Service charges on deposit accounts$332,0001,263
Trading account gains and feesNANA
Additional Noninterest Income$419,0002,797
Total noninterest expense$2,956,0002,751
Salaries and employee benefits$1,393,0003,060
Premises and equipment expense$508,0002,036
Additional noninterest expense$1,055,0002,478
Pre-tax net operating income$3,077,0001,854
Securities gains (losses)$01,818
Applicable income taxes$562,0001,580
Income before extraordinary items$2,515,0001,930
Extraordinary gains, net$06
Net income$2,515,0001,929
Minority interest net income$067
Net income of bank and minority interests.$2,515,0001,930
Net charge-offs$-188,0004,736
Cash dividends$266,0002,460
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,515,0001,895
2021-03-31 (YTD Data)Rank
Total interest income$2,754,0002,360
Total interest expense$35,0004,547
Net interest income$2,719,0002,181
Provision for loan and lease losses$270,000653
Total noninterest income$301,0002,797
Gross Fiduciary activities income$0922
Service charges on deposit accounts$165,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$136,0003,213
Total noninterest expense$1,420,0002,829
Salaries and employee benefits$660,0003,136
Premises and equipment expense$254,0002,052
Additional noninterest expense$506,0002,514
Pre-tax net operating income$1,330,0002,022
Securities gains (losses)$01,392
Applicable income taxes$239,0001,677
Income before extraordinary items$1,091,0002,101
Extraordinary gains, net$03
Net income$1,091,0002,102
Minority interest net income$055
Net income of bank and minority interests.$1,091,0002,101
Net charge-offs$-186,0004,855
Cash dividends$89,0002,173
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,091,0002,068
2020-12-31 (YTD Data)Rank
Total interest income$10,757,0002,411
Total interest expense$313,0004,275
Net interest income$10,444,0002,193
Provision for loan and lease losses$965,0001,632
Total noninterest income$1,649,0002,331
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$642,0001,331
Trading account gains and feesNANA
Additional Noninterest Income$1,007,0002,471
Total noninterest expense$5,514,0002,835
Salaries and employee benefits$2,382,0003,277
Premises and equipment expense$919,0002,145
Additional noninterest expense$2,213,0002,371
Pre-tax net operating income$5,614,0001,635
Securities gains (losses)$317,000802
Applicable income taxes$1,122,0001,346
Income before extraordinary items$4,809,0001,677
Extraordinary gains, net$04
Net income$4,809,0001,677
Minority interest net income$072
Net income of bank and minority interests.$4,809,0001,677
Net charge-offs$221,0001,488
Cash dividends$310,0003,162
Sale, conversion, retirement of capital stock, net$86,000453
Net operating income$4,552,2301,721
2020-09-30 (YTD Data)Rank
Total interest income$8,075,0002,419
Total interest expense$269,0004,232
Net interest income$7,806,0002,190
Provision for loan and lease losses$690,0001,682
Total noninterest income$833,0002,720
Gross Fiduciary activities income$0981
Service charges on deposit accounts$481,0001,321
Trading account gains and feesNANA
Additional Noninterest Income$352,0003,176
Total noninterest expense$4,100,0002,837
Salaries and employee benefits$1,793,0003,265
Premises and equipment expense$691,0002,131
Additional noninterest expense$1,616,0002,385
Pre-tax net operating income$3,849,0001,732
Securities gains (losses)$317,000679
Applicable income taxes$783,0001,369
Income before extraordinary items$3,383,0001,749
Extraordinary gains, net$04
Net income$3,383,0001,749
Minority interest net income$065
Net income of bank and minority interests.$3,383,0001,749
Net charge-offs$206,0001,248
Cash dividends$221,0002,877
Sale, conversion, retirement of capital stock, net$20,000488
Net operating income$3,126,2301,804
2020-06-30 (YTD Data)Rank
Total interest income$5,356,0002,446
Total interest expense$226,0004,102
Net interest income$5,130,0002,230
Provision for loan and lease losses$526,0001,567
Total noninterest income$563,0002,679
Gross Fiduciary activities income$0970
Service charges on deposit accounts$325,0001,316
Trading account gains and feesNANA
Additional Noninterest Income$238,0003,129
Total noninterest expense$2,733,0002,838
Salaries and employee benefits$1,202,0003,267
Premises and equipment expense$456,0002,145
Additional noninterest expense$1,075,0002,389
Pre-tax net operating income$2,434,0001,737
Securities gains (losses)$311,000530
Applicable income taxes$523,0001,303
Income before extraordinary items$2,222,0001,693
Extraordinary gains, net$04
Net income$2,222,0001,694
Minority interest net income$065
Net income of bank and minority interests.$2,222,0001,694
Net charge-offs$128,0001,233
Cash dividends$133,0002,868
Sale, conversion, retirement of capital stock, net$20,000452
Net operating income$1,970,0901,828
2020-03-31 (YTD Data)Rank
Total interest income$2,776,0002,395
Total interest expense$179,0003,743
Net interest income$2,597,0002,157
Provision for loan and lease losses$117,0001,853
Total noninterest income$312,0002,474
Gross Fiduciary activities income$0941
Service charges on deposit accounts$176,0001,445
Trading account gains and feesNANA
Additional Noninterest Income$136,0002,868
Total noninterest expense$1,350,0002,884
Salaries and employee benefits$608,0003,284
Premises and equipment expense$219,0002,214
Additional noninterest expense$523,0002,462
Pre-tax net operating income$1,442,0001,360
Securities gains (losses)$01,705
Applicable income taxes$291,0001,095
Income before extraordinary items$1,151,0001,483
Extraordinary gains, net$04
Net income$1,151,0001,481
Minority interest net income$056
Net income of bank and minority interests.$1,151,0001,483
Net charge-offs$-3,0004,005
Cash dividends$44,0002,515
Sale, conversion, retirement of capital stock, net$20,000398
Net operating income$1,151,0001,459
2019-12-31 (YTD Data)Rank
Total interest income$11,302,0002,389
Total interest expense$860,0003,514
Net interest income$10,442,0002,153
Provision for loan and lease losses$301,0001,942
Total noninterest income$703,0003,266
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$663,0001,570
Trading account gains and feesNANA
Additional Noninterest Income$40,0004,785
Total noninterest expense$5,072,0002,983
Salaries and employee benefits$1,975,0003,624
Premises and equipment expense$914,0002,160
Additional noninterest expense$2,183,0002,417
Pre-tax net operating income$5,772,0001,581
Securities gains (losses)$118,000847
Applicable income taxes$1,264,0001,240
Income before extraordinary items$4,626,0001,703
Extraordinary gains, net$011
Net income$4,626,0001,704
Minority interest net income$076
Net income of bank and minority interests.$4,626,0001,706
Net charge-offs$529,000989
Cash dividends$132,0003,671
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,532,7801,692
2019-09-30 (YTD Data)Rank
Total interest income$8,495,0002,412
Total interest expense$663,0003,506
Net interest income$7,832,0002,189
Provision for loan and lease losses$207,0001,935
Total noninterest income$410,0003,595
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$493,0001,581
Trading account gains and feesNANA
Additional Noninterest Income$-83,0005,229
Total noninterest expense$3,665,0003,077
Salaries and employee benefits$1,446,0003,692
Premises and equipment expense$604,0002,354
Additional noninterest expense$1,615,0002,441
Pre-tax net operating income$4,370,0001,606
Securities gains (losses)$118,000721
Applicable income taxes$970,0001,252
Income before extraordinary items$3,518,0001,711
Extraordinary gains, net$011
Net income$3,518,0001,713
Minority interest net income$072
Net income of bank and minority interests.$3,518,0001,713
Net charge-offs$233,0001,188
Cash dividends$88,0003,394
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,424,7801,714
2019-06-30 (YTD Data)Rank
Total interest income$5,808,0002,368
Total interest expense$480,0003,378
Net interest income$5,328,0002,159
Provision for loan and lease losses$164,0001,729
Total noninterest income$125,0004,369
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$332,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$-207,0005,287
Total noninterest expense$2,454,0003,087
Salaries and employee benefits$952,0003,737
Premises and equipment expense$408,0002,342
Additional noninterest expense$1,094,0002,433
Pre-tax net operating income$2,835,0001,618
Securities gains (losses)$107,000516
Applicable income taxes$635,0001,251
Income before extraordinary items$2,307,0001,700
Extraordinary gains, net$011
Net income$2,307,0001,700
Minority interest net income$069
Net income of bank and minority interests.$2,307,0001,700
Net charge-offs$12,0002,529
Cash dividends$44,0003,345
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,222,4701,725
2019-03-31 (YTD Data)Rank
Total interest income$2,700,0002,476
Total interest expense$220,0003,474
Net interest income$2,480,0002,294
Provision for loan and lease losses$84,0001,623
Total noninterest income$-47,0005,335
Gross Fiduciary activities income$0972
Service charges on deposit accounts$164,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$-211,0005,350
Total noninterest expense$1,216,0003,121
Salaries and employee benefits$470,0003,804
Premises and equipment expense$191,0002,447
Additional noninterest expense$555,0002,407
Pre-tax net operating income$1,133,0001,885
Securities gains (losses)$01,087
Applicable income taxes$239,0001,441
Income before extraordinary items$894,0002,032
Extraordinary gains, net$05
Net income$894,0002,031
Minority interest net income$052
Net income of bank and minority interests.$894,0002,031
Net charge-offs$12,0001,909
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$894,0002,017
2018-12-31 (YTD Data)Rank
Total interest income$9,187,0002,685
Total interest expense$756,0003,347
Net interest income$8,431,0002,557
Provision for loan and lease losses$169,0002,546
Total noninterest income$282,0004,381
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$615,0001,710
Trading account gains and feesNANA
Additional Noninterest Income$-333,0005,387
Total noninterest expense$4,918,0003,083
Salaries and employee benefits$1,855,0003,811
Premises and equipment expense$779,0002,399
Additional noninterest expense$2,284,0002,375
Pre-tax net operating income$3,626,0002,230
Securities gains (losses)$01,125
Applicable income taxes$747,0001,632
Income before extraordinary items$2,879,0002,375
Extraordinary gains, net$06
Net income$2,879,0002,374
Minority interest net income$072
Net income of bank and minority interests.$2,879,0002,374
Net charge-offs$108,0002,094
Cash dividends$88,0003,854
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,879,0002,373
2018-09-30 (YTD Data)Rank
Total interest income$6,736,0002,718
Total interest expense$570,0003,285
Net interest income$6,166,0002,608
Provision for loan and lease losses$90,0002,683
Total noninterest income$3,0005,419
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$457,0001,739
Trading account gains and feesNANA
Additional Noninterest Income$-454,0005,466
Total noninterest expense$3,690,0003,092
Salaries and employee benefits$1,394,0003,839
Premises and equipment expense$578,0002,448
Additional noninterest expense$1,718,0002,363
Pre-tax net operating income$2,389,0002,460
Securities gains (losses)$01,118
Applicable income taxes$484,0001,819
Income before extraordinary items$1,905,0002,604
Extraordinary gains, net$05
Net income$1,905,0002,604
Minority interest net income$066
Net income of bank and minority interests.$1,905,0002,603
Net charge-offs$87,0001,837
Cash dividends$44,0003,525
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,905,0002,592
2018-06-30 (YTD Data)Rank
Total interest income$4,437,0002,724
Total interest expense$373,0003,232
Net interest income$4,064,0002,623
Provision for loan and lease losses$38,0003,005
Total noninterest income$-408,0005,532
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$305,0001,719
Trading account gains and feesNANA
Additional Noninterest Income$-713,0005,545
Total noninterest expense$2,497,0003,078
Salaries and employee benefits$928,0003,855
Premises and equipment expense$418,0002,334
Additional noninterest expense$1,151,0002,371
Pre-tax net operating income$1,121,0002,986
Securities gains (losses)$0961
Applicable income taxes$214,0002,162
Income before extraordinary items$907,0003,103
Extraordinary gains, net$06
Net income$907,0003,101
Minority interest net income$065
Net income of bank and minority interests.$907,0003,102
Net charge-offs$91,0001,375
Cash dividends$22,0003,434
Sale, conversion, retirement of capital stock, net$0620
Net operating income$907,0003,093
2018-03-31 (YTD Data)Rank
Total interest income$2,283,0002,673
Total interest expense$182,0003,230
Net interest income$2,101,0002,582
Provision for loan and lease losses$10,0003,121
Total noninterest income$231,0002,967
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$155,0001,700
Trading account gains and feesNANA
Additional Noninterest Income$76,0003,703
Total noninterest expense$1,231,0003,137
Salaries and employee benefits$450,0003,958
Premises and equipment expense$193,0002,495
Additional noninterest expense$588,0002,322
Pre-tax net operating income$1,091,0001,924
Securities gains (losses)$0735
Applicable income taxes$229,0001,449
Income before extraordinary items$862,0002,060
Extraordinary gains, net$07
Net income$862,0002,059
Minority interest net income$052
Net income of bank and minority interests.$862,0002,060
Net charge-offs$36,0001,357
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$862,0002,050
2017-12-31 (YTD Data)Rank
Total interest income$7,130,0003,090
Total interest expense$714,0003,105
Net interest income$6,416,0003,055
Provision for loan and lease losses$631,0001,241
Total noninterest income$978,0002,979
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$612,0001,744
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,560
Total noninterest expense$4,655,0003,239
Salaries and employee benefits$1,771,0003,988
Premises and equipment expense$779,0002,497
Additional noninterest expense$2,105,0002,558
Pre-tax net operating income$2,108,0003,023
Securities gains (losses)$02,243
Applicable income taxes$941,0001,934
Income before extraordinary items$1,167,0003,520
Extraordinary gains, net$09
Net income$1,167,0003,519
Minority interest net income$076
Net income of bank and minority interests.$1,167,0003,520
Net charge-offs$937,000726
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,167,0003,498
2017-09-30 (YTD Data)Rank
Total interest income$5,197,0003,167
Total interest expense$539,0003,090
Net interest income$4,658,0003,139
Provision for loan and lease losses$564,0001,062
Total noninterest income$846,0002,800
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$464,0001,733
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,157
Total noninterest expense$3,557,0003,213
Salaries and employee benefits$1,321,0004,021
Premises and equipment expense$597,0002,483
Additional noninterest expense$1,639,0002,502
Pre-tax net operating income$1,383,0003,311
Securities gains (losses)$02,274
Applicable income taxes$408,0002,237
Income before extraordinary items$975,0003,590
Extraordinary gains, net$09
Net income$975,0003,590
Minority interest net income$071
Net income of bank and minority interests.$975,0003,590
Net charge-offs$914,000527
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$975,0003,567
2017-06-30 (YTD Data)Rank
Total interest income$3,311,0003,245
Total interest expense$347,0003,122
Net interest income$2,964,0003,215
Provision for loan and lease losses$140,0001,913
Total noninterest income$585,0002,749
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$312,0001,704
Trading account gains and feesNANA
Additional Noninterest Income$273,0003,068
Total noninterest expense$2,208,0003,384
Salaries and employee benefits$873,0004,057
Premises and equipment expense$391,0002,517
Additional noninterest expense$944,0002,777
Pre-tax net operating income$1,201,0002,839
Securities gains (losses)$01,906
Applicable income taxes$377,0001,960
Income before extraordinary items$824,0003,126
Extraordinary gains, net$011
Net income$824,0003,125
Minority interest net income$071
Net income of bank and minority interests.$824,0003,126
Net charge-offs$26,0002,438
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$824,0003,104
2017-03-31 (YTD Data)Rank
Total interest income$1,563,0003,356
Total interest expense$155,0003,302
Net interest income$1,408,0003,327
Provision for loan and lease losses$62,0001,865
Total noninterest income$287,0002,767
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$156,0001,699
Trading account gains and feesNANA
Additional Noninterest Income$131,0003,109
Total noninterest expense$1,084,0003,448
Salaries and employee benefits$442,0004,075
Premises and equipment expense$199,0002,521
Additional noninterest expense$443,0002,902
Pre-tax net operating income$549,0002,939
Securities gains (losses)$01,153
Applicable income taxes$169,0002,014
Income before extraordinary items$380,0003,224
Extraordinary gains, net$08
Net income$380,0003,222
Minority interest net income$055
Net income of bank and minority interests.$380,0003,224
Net charge-offs$25,0001,755
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$380,0003,203
2016-12-31 (YTD Data)Rank
Total interest income$5,639,0003,557
Total interest expense$607,0003,310
Net interest income$5,032,0003,563
Provision for loan and lease losses$212,0002,370
Total noninterest income$864,0003,278
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$550,0001,928
Trading account gains and fees$0170
Additional Noninterest Income$314,0003,888
Total noninterest expense$4,510,0003,415
Salaries and employee benefits$1,667,0004,188
Premises and equipment expense$714,0002,692
Additional noninterest expense$2,129,0002,643
Pre-tax net operating income$1,174,0003,848
Securities gains (losses)$03,212
Applicable income taxes$398,0002,454
Income before extraordinary items$776,0004,219
Extraordinary gains, net$05
Net income$776,0004,216
Minority interest net income$082
Net income of bank and minority interests.$776,0004,218
Net charge-offs$116,0002,476
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$776,0004,164
2016-09-30 (YTD Data)Rank
Total interest income$4,155,0003,616
Total interest expense$470,0003,249
Net interest income$3,685,0003,630
Provision for loan and lease losses$203,0002,027
Total noninterest income$774,0002,994
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$401,0001,975
Trading account gains and fees$0169
Additional Noninterest Income$373,0003,279
Total noninterest expense$3,294,0003,458
Salaries and employee benefits$1,239,0004,203
Premises and equipment expense$529,0002,727
Additional noninterest expense$1,526,0002,727
Pre-tax net operating income$962,0003,774
Securities gains (losses)$03,160
Applicable income taxes$342,0002,385
Income before extraordinary items$620,0004,207
Extraordinary gains, net$05
Net income$620,0004,206
Minority interest net income$071
Net income of bank and minority interests.$620,0004,207
Net charge-offs$116,0001,942
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$620,0004,127
2016-06-30 (YTD Data)Rank
Total interest income$2,820,0003,591
Total interest expense$324,0003,187
Net interest income$2,496,0003,605
Provision for loan and lease losses$153,0001,875
Total noninterest income$391,0003,431
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$263,0001,992
Trading account gains and fees$0157
Additional Noninterest Income$128,0004,172
Total noninterest expense$2,192,0003,487
Salaries and employee benefits$820,0004,259
Premises and equipment expense$351,0002,755
Additional noninterest expense$1,021,0002,731
Pre-tax net operating income$542,0004,031
Securities gains (losses)$02,835
Applicable income taxes$169,0002,623
Income before extraordinary items$373,0004,359
Extraordinary gains, net$016
Net income$373,0004,356
Minority interest net income$071
Net income of bank and minority interests.$373,0004,357
Net charge-offs$15,0002,919
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$373,0004,296
2016-03-31 (YTD Data)Rank
Total interest income$1,442,0003,553
Total interest expense$158,0003,252
Net interest income$1,284,0003,554
Provision for loan and lease losses$1,0003,622
Total noninterest income$343,0002,550
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$130,0001,990
Trading account gains and fees$0142
Additional Noninterest Income$213,0002,540
Total noninterest expense$982,0003,751
Salaries and employee benefits$401,0004,351
Premises and equipment expense$167,0002,867
Additional noninterest expense$414,0003,149
Pre-tax net operating income$644,0002,622
Securities gains (losses)$02,077
Applicable income taxes$212,0001,778
Income before extraordinary items$432,0002,991
Extraordinary gains, net$012
Net income$432,0002,990
Minority interest net income$062
Net income of bank and minority interests.$432,0002,991
Net charge-offs$15,0002,144
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$432,0002,928
2015-12-31 (YTD Data)Rank
Total interest income$4,767,0003,950
Total interest expense$619,0003,323
Net interest income$4,148,0004,000
Provision for loan and lease losses$823,000954
Total noninterest income$759,0003,512
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$472,0002,238
Trading account gains and fees$0159
Additional Noninterest Income$287,0004,031
Total noninterest expense$3,861,0003,791
Salaries and employee benefits$1,542,0004,442
Premises and equipment expense$674,0002,880
Additional noninterest expense$1,645,0003,208
Pre-tax net operating income$223,0005,420
Securities gains (losses)$8,0002,689
Applicable income taxes$61,0003,556
Income before extraordinary items$170,0005,537
Extraordinary gains, net$023
Net income$170,0005,539
Minority interest net income$081
Net income of bank and minority interests.$170,0005,540
Net charge-offs$465,0001,227
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-25,0006,084
Net operating income$164,0805,512
2015-09-30 (YTD Data)Rank
Total interest income$3,454,0004,067
Total interest expense$463,0003,371
Net interest income$2,991,0004,113
Provision for loan and lease losses$56,0003,165
Total noninterest income$606,0003,439
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$353,0002,249
Trading account gains and fees$0153
Additional Noninterest Income$253,0003,848
Total noninterest expense$2,998,0003,732
Salaries and employee benefits$1,151,0004,474
Premises and equipment expense$499,0002,957
Additional noninterest expense$1,348,0003,028
Pre-tax net operating income$543,0004,638
Securities gains (losses)$8,0002,465
Applicable income taxes$179,0002,902
Income before extraordinary items$372,0004,935
Extraordinary gains, net$021
Net income$372,0004,936
Minority interest net income$078
Net income of bank and minority interests.$372,0004,938
Net charge-offs$232,0001,412
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-25,0006,194
Net operating income$366,5604,894
2015-06-30 (YTD Data)Rank
Total interest income$2,287,0004,111
Total interest expense$297,0003,481
Net interest income$1,990,0004,150
Provision for loan and lease losses$23,0003,455
Total noninterest income$398,0003,465
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$246,0002,130
Trading account gains and fees$0157
Additional Noninterest Income$152,0004,008
Total noninterest expense$2,030,0003,734
Salaries and employee benefits$768,0004,515
Premises and equipment expense$333,0002,947
Additional noninterest expense$929,0002,973
Pre-tax net operating income$335,0004,712
Securities gains (losses)$8,0002,109
Applicable income taxes$99,0003,038
Income before extraordinary items$244,0004,935
Extraordinary gains, net$022
Net income$244,0004,937
Minority interest net income$075
Net income of bank and minority interests.$244,0004,938
Net charge-offs$-1,0004,579
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-25,0006,285
Net operating income$238,3204,902
2015-03-31 (YTD Data)Rank
Total interest income$1,425,0003,609
Total interest expense$144,0003,570
Net interest income$1,281,0003,575
Provision for loan and lease losses$10,0003,223
Total noninterest income$180,0003,587
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$124,0002,109
Trading account gains and fees$0152
Additional Noninterest Income$56,0004,388
Total noninterest expense$1,006,0003,786
Salaries and employee benefits$375,0004,600
Premises and equipment expense$172,0002,926
Additional noninterest expense$459,0002,983
Pre-tax net operating income$445,0003,210
Securities gains (losses)$02,027
Applicable income taxes$169,0001,981
Income before extraordinary items$276,0003,794
Extraordinary gains, net$013
Net income$276,0003,797
Minority interest net income$064
Net income of bank and minority interests.$276,0003,798
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$276,0003,713
2014-12-31 (YTD Data)Rank
Total interest income$4,447,0004,244
Total interest expense$595,0003,651
Net interest income$3,852,0004,275
Provision for loan and lease losses$224,0002,361
Total noninterest income$794,0003,492
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$425,0002,572
Trading account gains and fees$0180
Additional Noninterest Income$369,0003,723
Total noninterest expense$3,573,0004,092
Salaries and employee benefits$1,381,0004,815
Premises and equipment expense$662,0003,016
Additional noninterest expense$1,530,0003,512
Pre-tax net operating income$849,0004,397
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$849,0004,219
Extraordinary gains, net$017
Net income$849,0004,219
Minority interest net income$084
Net income of bank and minority interests.$849,0004,220
Net charge-offs$99,0003,187
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-27,0006,414
Net operating income$849,0004,168
2014-09-30 (YTD Data)Rank
Total interest income$3,293,0004,302
Total interest expense$464,0003,612
Net interest income$2,829,0004,352
Provision for loan and lease losses$195,0002,112
Total noninterest income$605,0003,497
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$311,0002,645
Trading account gains and fees$0174
Additional Noninterest Income$294,0003,668
Total noninterest expense$2,613,0004,171
Salaries and employee benefits$1,032,0004,840
Premises and equipment expense$478,0003,135
Additional noninterest expense$1,103,0003,612
Pre-tax net operating income$626,0004,512
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$626,0004,294
Extraordinary gains, net$015
Net income$626,0004,295
Minority interest net income$081
Net income of bank and minority interests.$626,0004,295
Net charge-offs$29,0003,641
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$-27,0006,516
Net operating income$626,0004,240
2014-06-30 (YTD Data)Rank
Total interest income$1,987,0004,538
Total interest expense$319,0003,579
Net interest income$1,668,0004,634
Provision for loan and lease losses$186,0001,709
Total noninterest income$442,0003,329
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$206,0002,645
Trading account gains and fees$0172
Additional Noninterest Income$236,0003,385
Total noninterest expense$1,742,0004,188
Salaries and employee benefits$690,0004,873
Premises and equipment expense$307,0003,235
Additional noninterest expense$745,0003,596
Pre-tax net operating income$182,0005,407
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$182,0005,302
Extraordinary gains, net$020
Net income$182,0005,304
Minority interest net income$080
Net income of bank and minority interests.$182,0005,305
Net charge-offs$1,0004,238
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$-27,0006,598
Net operating income$182,0005,256
2014-03-31 (YTD Data)Rank
Total interest income$962,0004,651
Total interest expense$166,0003,551
Net interest income$796,0004,783
Provision for loan and lease losses$49,0002,282
Total noninterest income$221,0003,289
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$99,0002,693
Trading account gains and fees$0147
Additional Noninterest Income$122,0003,285
Total noninterest expense$883,0004,186
Salaries and employee benefits$348,0004,920
Premises and equipment expense$158,0003,226
Additional noninterest expense$377,0003,551
Pre-tax net operating income$85,0005,412
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$85,0005,320
Extraordinary gains, net$016
Net income$85,0005,321
Minority interest net income$066
Net income of bank and minority interests.$85,0005,321
Net charge-offs$1,0003,492
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$-27,0006,693
Net operating income$85,0005,281
2013-12-31 (YTD Data)Rank
Total interest income$4,017,0004,600
Total interest expense$686,0003,792
Net interest income$3,331,0004,702
Provision for loan and lease losses$327,0002,342
Total noninterest income$729,0003,789
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$318,0003,256
Trading account gains and fees$0184
Additional Noninterest Income$411,0003,632
Total noninterest expense$3,589,0004,192
Salaries and employee benefits$1,445,0004,850
Premises and equipment expense$677,0003,036
Additional noninterest expense$1,467,0003,709
Pre-tax net operating income$144,0005,843
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$144,0005,868
Extraordinary gains, net$029
Net income$144,0005,871
Minority interest net income$090
Net income of bank and minority interests.$144,0005,871
Net charge-offs$461,0002,102
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$144,0005,815
2013-09-30 (YTD Data)Rank
Total interest income$3,062,0004,616
Total interest expense$509,0003,899
Net interest income$2,553,0004,717
Provision for loan and lease losses$291,0002,117
Total noninterest income$328,0004,679
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$240,0003,261
Trading account gains and fees$0180
Additional Noninterest Income$88,0005,296
Total noninterest expense$2,665,0004,226
Salaries and employee benefits$1,089,0004,869
Premises and equipment expense$515,0003,042
Additional noninterest expense$1,061,0003,795
Pre-tax net operating income$-75,0006,386
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-75,0006,442
Extraordinary gains, net$025
Net income$-75,0006,444
Minority interest net income$084
Net income of bank and minority interests.$-75,0006,443
Net charge-offs$461,0001,670
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-75,0006,406
2013-06-30 (YTD Data)Rank
Total interest income$2,067,0004,600
Total interest expense$336,0003,993
Net interest income$1,731,0004,667
Provision for loan and lease losses$273,0001,777
Total noninterest income$154,0005,211
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$161,0003,227
Trading account gains and fees$0157
Additional Noninterest Income$-7,0006,674
Total noninterest expense$1,784,0004,237
Salaries and employee benefits$720,0004,913
Premises and equipment expense$352,0002,984
Additional noninterest expense$712,0003,785
Pre-tax net operating income$-172,0006,533
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-172,0006,583
Extraordinary gains, net$022
Net income$-172,0006,585
Minority interest net income$082
Net income of bank and minority interests.$-172,0006,585
Net charge-offs$460,0001,317
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-172,0006,548
2013-03-31 (YTD Data)Rank
Total interest income$1,064,0004,568
Total interest expense$164,0004,134
Net interest income$900,0004,592
Provision for loan and lease losses$7,0004,113
Total noninterest income$196,0003,689
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$82,0003,192
Trading account gains and fees$0148
Additional Noninterest Income$114,0003,578
Total noninterest expense$889,0004,288
Salaries and employee benefits$362,0004,931
Premises and equipment expense$179,0002,971
Additional noninterest expense$348,0003,860
Pre-tax net operating income$200,0004,457
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$200,0004,273
Extraordinary gains, net$010
Net income$200,0004,276
Minority interest net income$076
Net income of bank and minority interests.$200,0004,275
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$200,0004,174
2012-12-31 (YTD Data)Rank
Total interest income$4,139,0004,787
Total interest expense$778,0004,172
Net interest income$3,361,0004,854
Provision for loan and lease losses$643,0002,375
Total noninterest income$673,0003,967
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$285,0003,584
Trading account gains and fees$0166
Additional Noninterest Income$388,0003,671
Total noninterest expense$3,402,0004,450
Salaries and employee benefits$1,338,0005,141
Premises and equipment expense$720,0002,958
Additional noninterest expense$1,344,0004,056
Pre-tax net operating income$-11,0006,180
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-11,0006,328
Extraordinary gains, net$029
Net income$-11,0006,321
Minority interest net income$093
Net income of bank and minority interests.$-11,0006,323
Net charge-offs$1,094,0001,730
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-11,0006,191
2012-09-30 (YTD Data)Rank
Total interest income$3,033,0004,930
Total interest expense$597,0004,249
Net interest income$2,436,0005,015
Provision for loan and lease losses$564,0002,131
Total noninterest income$511,0003,960
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$211,0003,657
Trading account gains and fees$0157
Additional Noninterest Income$300,0003,691
Total noninterest expense$2,622,0004,403
Salaries and employee benefits$1,009,0005,148
Premises and equipment expense$533,0003,016
Additional noninterest expense$1,080,0003,907
Pre-tax net operating income$-239,0006,547
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-239,0006,646
Extraordinary gains, net$020
Net income$-239,0006,644
Minority interest net income$086
Net income of bank and minority interests.$-239,0006,644
Net charge-offs$1,008,0001,465
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-239,0006,565
2012-06-30 (YTD Data)Rank
Total interest income$1,971,0005,042
Total interest expense$414,0004,250
Net interest income$1,557,0005,120
Provision for loan and lease losses$560,0001,685
Total noninterest income$356,0003,882
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$141,0003,634
Trading account gains and fees$0153
Additional Noninterest Income$215,0003,568
Total noninterest expense$1,761,0004,418
Salaries and employee benefits$666,0005,201
Premises and equipment expense$357,0003,014
Additional noninterest expense$738,0003,852
Pre-tax net operating income$-408,0006,763
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-408,0006,829
Extraordinary gains, net$019
Net income$-408,0006,830
Minority interest net income$084
Net income of bank and minority interests.$-408,0006,830
Net charge-offs$1,011,0001,128
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-408,0006,780
2012-03-31 (YTD Data)Rank
Total interest income$962,0005,139
Total interest expense$213,0004,303
Net interest income$749,0005,234
Provision for loan and lease losses$30,0004,088
Total noninterest income$178,0003,891
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$70,0003,642
Trading account gains and fees$0148
Additional Noninterest Income$108,0003,590
Total noninterest expense$849,0004,519
Salaries and employee benefits$331,0005,259
Premises and equipment expense$181,0003,020
Additional noninterest expense$337,0004,080
Pre-tax net operating income$48,0005,957
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$48,0005,999
Extraordinary gains, net$019
Net income$48,0005,999
Minority interest net income$078
Net income of bank and minority interests.$48,0005,999
Net charge-offs$314,0001,446
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$48,0005,864
2011-12-31 (YTD Data)Rank
Total interest income$3,929,0005,191
Total interest expense$922,0004,588
Net interest income$3,007,0005,260
Provision for loan and lease losses$490,0003,484
Total noninterest income$612,0004,036
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$278,0003,753
Trading account gains and fees$0146
Additional Noninterest Income$334,0003,704
Total noninterest expense$3,265,0004,648
Salaries and employee benefits$1,275,0005,380
Premises and equipment expense$622,0003,492
Additional noninterest expense$1,368,0004,099
Pre-tax net operating income$-136,0006,173
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-136,0006,299
Extraordinary gains, net$029
Net income$-136,0006,301
Minority interest net income$096
Net income of bank and minority interests.$-136,0006,302
Net charge-offs$172,0004,477
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-136,0006,218
2011-09-30 (YTD Data)Rank
Total interest income$2,941,0005,252
Total interest expense$729,0004,586
Net interest income$2,212,0005,346
Provision for loan and lease losses$283,0003,691
Total noninterest income$471,0004,006
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$215,0003,699
Trading account gains and fees$0145
Additional Noninterest Income$256,0003,700
Total noninterest expense$2,458,0004,649
Salaries and employee benefits$968,0005,362
Premises and equipment expense$460,0003,554
Additional noninterest expense$1,030,0004,097
Pre-tax net operating income$-58,0006,233
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-58,0006,363
Extraordinary gains, net$021
Net income$-58,0006,366
Minority interest net income$087
Net income of bank and minority interests.$-58,0006,366
Net charge-offs$169,0003,901
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-58,0006,264
2011-06-30 (YTD Data)Rank
Total interest income$1,959,0005,290
Total interest expense$463,0004,816
Net interest income$1,496,0005,346
Provision for loan and lease losses$185,0003,629
Total noninterest income$335,0003,905
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$158,0003,487
Trading account gains and fees$0153
Additional Noninterest Income$177,0003,686
Total noninterest expense$1,666,0004,662
Salaries and employee benefits$670,0005,312
Premises and equipment expense$300,0003,650
Additional noninterest expense$696,0004,128
Pre-tax net operating income$-20,0006,266
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-20,0006,352
Extraordinary gains, net$015
Net income$-20,0006,351
Minority interest net income$089
Net income of bank and minority interests.$-20,0006,352
Net charge-offs$6,0005,501
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-20,0006,292
2011-03-31 (YTD Data)Rank
Total interest income$990,0005,289
Total interest expense$221,0005,032
Net interest income$769,0005,273
Provision for loan and lease losses$87,0003,570
Total noninterest income$172,0003,883
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$82,0003,383
Trading account gains and fees$0158
Additional Noninterest Income$90,0003,734
Total noninterest expense$839,0004,665
Salaries and employee benefits$330,0005,382
Premises and equipment expense$143,0003,826
Additional noninterest expense$366,0003,965
Pre-tax net operating income$15,0006,156
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$15,0006,185
Extraordinary gains, net$09
Net income$15,0006,184
Minority interest net income$086
Net income of bank and minority interests.$15,0006,185
Net charge-offs$3,0004,807
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$15,0006,146
2010-12-31 (YTD Data)Rank
Total interest income$3,987,0005,406
Total interest expense$903,0005,451
Net interest income$3,084,0005,283
Provision for loan and lease losses$672,0003,669
Total noninterest income$447,0004,768
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$246,0004,037
Trading account gains and fees$0175
Additional Noninterest Income$201,0004,588
Total noninterest expense$2,916,0005,091
Salaries and employee benefits$1,232,0005,610
Premises and equipment expense$608,0003,685
Additional noninterest expense$1,076,0004,903
Pre-tax net operating income$-57,0005,881
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-57,0006,029
Extraordinary gains, net$029
Net income$-57,0006,029
Minority interest net income$0111
Net income of bank and minority interests.$-57,0006,029
Net charge-offs$465,0003,749
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-552,0007,630
Net operating income$-57,0005,944
2010-09-30 (YTD Data)Rank
Total interest income$3,037,0005,470
Total interest expense$672,0005,623
Net interest income$2,365,0005,293
Provision for loan and lease losses$196,0004,916
Total noninterest income$315,0004,957
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$173,0004,224
Trading account gains and fees$0165
Additional Noninterest Income$142,0004,726
Total noninterest expense$2,124,0005,198
Salaries and employee benefits$977,0005,481
Premises and equipment expense$442,0003,820
Additional noninterest expense$705,0005,247
Pre-tax net operating income$360,0004,643
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$360,0004,615
Extraordinary gains, net$023
Net income$360,0004,618
Minority interest net income$0110
Net income of bank and minority interests.$360,0004,618
Net charge-offs$460,0003,186
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-552,0007,739
Net operating income$360,0004,432
2010-06-30 (YTD Data)Rank
Total interest income$2,049,0005,492
Total interest expense$445,0005,740
Net interest income$1,604,0005,247
Provision for loan and lease losses$146,0004,695
Total noninterest income$197,0005,053
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$111,0004,294
Trading account gains and fees$0152
Additional Noninterest Income$86,0004,868
Total noninterest expense$1,391,0005,265
Salaries and employee benefits$635,0005,590
Premises and equipment expense$291,0003,888
Additional noninterest expense$465,0005,293
Pre-tax net operating income$264,0004,567
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$264,0004,504
Extraordinary gains, net$019
Net income$264,0004,504
Minority interest net income$0105
Net income of bank and minority interests.$264,0004,504
Net charge-offs$2,0006,208
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-552,0007,813
Net operating income$264,0004,359
2010-03-31 (YTD Data)Rank
Total interest income$1,019,0005,567
Total interest expense$221,0005,876
Net interest income$798,0005,299
Provision for loan and lease losses$83,0004,218
Total noninterest income$89,0005,244
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$49,0004,514
Trading account gains and fees$0175
Additional Noninterest Income$40,0005,053
Total noninterest expense$682,0005,373
Salaries and employee benefits$316,0005,671
Premises and equipment expense$143,0003,999
Additional noninterest expense$223,0005,424
Pre-tax net operating income$122,0004,809
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$122,0004,708
Extraordinary gains, net$016
Net income$122,0004,708
Minority interest net income$091
Net income of bank and minority interests.$122,0004,707
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$122,0004,593
2009-12-31 (YTD Data)Rank
Total interest income$3,955,0005,755
Total interest expense$888,0006,273
Net interest income$3,067,0005,328
Provision for loan and lease losses$475,0004,613
Total noninterest income$146,0006,613
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$101,0005,741
Trading account gains and fees$0211
Additional Noninterest Income$45,0006,476
Total noninterest expense$2,314,0005,880
Salaries and employee benefits$1,116,0006,006
Premises and equipment expense$437,0004,759
Additional noninterest expense$761,0005,938
Pre-tax net operating income$424,0004,181
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$424,0004,098
Extraordinary gains, net$034
Net income$424,0004,097
Minority interest net income$0115
Net income of bank and minority interests.$424,0004,097
Net charge-offs$1,0007,192
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$424,0004,030
2009-09-30 (YTD Data)Rank
Total interest income$2,978,0005,792
Total interest expense$661,0006,413
Net interest income$2,317,0005,331
Provision for loan and lease losses$177,0005,328
Total noninterest income$98,0006,855
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$44,0006,392
Trading account gains and fees$0212
Additional Noninterest Income$54,0006,139
Total noninterest expense$1,757,0005,872
Salaries and employee benefits$906,0005,852
Premises and equipment expense$288,0005,140
Additional noninterest expense$563,0005,977
Pre-tax net operating income$481,0003,953
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$481,0003,760
Extraordinary gains, net$027
Net income$481,0003,758
Minority interest net income$0118
Net income of bank and minority interests.$481,0003,759
Net charge-offs$1,0006,910
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$481,0003,672
2009-06-30 (YTD Data)Rank
Total interest income$1,932,0005,919
Total interest expense$445,0006,506
Net interest income$1,487,0005,434
Provision for loan and lease losses$106,0005,245
Total noninterest income$56,0007,058
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$27,0006,492
Trading account gains and fees$0193
Additional Noninterest Income$29,0006,432
Total noninterest expense$1,119,0006,028
Salaries and employee benefits$590,0005,964
Premises and equipment expense$182,0005,312
Additional noninterest expense$347,0006,175
Pre-tax net operating income$318,0004,062
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$318,0003,876
Extraordinary gains, net$021
Net income$318,0003,875
Minority interest net income$0112
Net income of bank and minority interests.$318,0003,875
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$318,0003,754
2009-03-31 (YTD Data)Rank
Total interest income$957,0005,986
Total interest expense$233,0006,529
Net interest income$724,0005,482
Provision for loan and lease losses$30,0005,394
Total noninterest income$26,0007,178
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$15,0006,393
Trading account gains and fees$0171
Additional Noninterest Income$11,0006,794
Total noninterest expense$526,0006,138
Salaries and employee benefits$284,0006,106
Premises and equipment expense$89,0005,406
Additional noninterest expense$153,0006,259
Pre-tax net operating income$194,0004,097
Securities gains (losses)$02,434
Applicable income taxes$38,0003,107
Income before extraordinary items$156,0004,276
Extraordinary gains, net$015
Net income$156,0004,278
Minority interest net income$0102
Net income of bank and minority interests.$156,0004,279
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$156,0004,115
2008-12-31 (YTD Data)Rank
Total interest income$3,822,0006,109
Total interest expense$1,388,0006,136
Net interest income$2,434,0005,961
Provision for loan and lease losses$287,0004,700
Total noninterest income$75,0007,535
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$44,0006,730
Trading account gains and fees$0154
Additional Noninterest Income$31,0007,163
Total noninterest expense$1,797,0006,495
Salaries and employee benefits$985,0006,449
Premises and equipment expense$331,0005,560
Additional noninterest expense$481,0006,703
Pre-tax net operating income$425,0005,078
Securities gains (losses)$13,0002,401
Applicable income taxes$04,979
Income before extraordinary items$438,0004,637
Extraordinary gains, net$039
Net income$438,0004,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$425,0004,845
2008-09-30 (YTD Data)Rank
Total interest income$2,811,0006,227
Total interest expense$1,046,0006,233
Net interest income$1,765,0006,091
Provision for loan and lease losses$262,0003,776
Total noninterest income$50,0007,750
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$26,0006,896
Trading account gains and fees$0148
Additional Noninterest Income$24,0007,304
Total noninterest expense$1,437,0006,329
Salaries and employee benefits$756,0006,420
Premises and equipment expense$234,0005,723
Additional noninterest expense$447,0006,199
Pre-tax net operating income$116,0006,338
Securities gains (losses)$13,0002,250
Applicable income taxes$05,372
Income before extraordinary items$129,0006,031
Extraordinary gains, net$031
Net income$129,0006,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$116,0006,259
2008-06-30 (YTD Data)Rank
Total interest income$1,782,0006,410
Total interest expense$679,0006,420
Net interest income$1,103,0006,252
Provision for loan and lease losses$159,0003,527
Total noninterest income$28,0007,902
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$12,0007,080
Trading account gains and fees$0149
Additional Noninterest Income$16,0007,379
Total noninterest expense$899,0006,543
Salaries and employee benefits$511,0006,436
Premises and equipment expense$107,0006,626
Additional noninterest expense$281,0006,347
Pre-tax net operating income$73,0006,552
Securities gains (losses)$13,0002,325
Applicable income taxes$05,627
Income before extraordinary items$86,0006,448
Extraordinary gains, net$021
Net income$86,0006,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$73,0006,473
2008-03-31 (YTD Data)Rank
Total interest income$875,0006,531
Total interest expense$333,0006,632
Net interest income$542,0006,325
Provision for loan and lease losses$56,0003,670
Total noninterest income$10,0008,048
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,0007,199
Trading account gains and fees$0158
Additional Noninterest Income$6,0007,600
Total noninterest expense$434,0006,632
Salaries and employee benefits$238,0006,630
Premises and equipment expense$51,0006,733
Additional noninterest expense$145,0006,270
Pre-tax net operating income$62,0006,449
Securities gains (losses)$13,0001,848
Applicable income taxes$05,622
Income before extraordinary items$75,0006,200
Extraordinary gains, net$015
Net income$75,0006,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$62,0006,290
2007-12-31 (YTD Data)Rank
Total interest income$2,323,0007,320
Total interest expense$703,0007,650
Net interest income$1,620,0006,966
Provision for loan and lease losses$433,0002,564
Total noninterest income$26,0008,204
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$11,0007,290
Trading account gains and fees$0178
Additional Noninterest Income$15,0007,927
Total noninterest expense$1,466,0006,969
Salaries and employee benefits$727,0007,183
Premises and equipment expense$223,0006,509
Additional noninterest expense$516,0006,495
Pre-tax net operating income$-253,0007,687
Securities gains (losses)$02,146
Applicable income taxes$-49,0007,934
Income before extraordinary items$-204,0007,717
Extraordinary gains, net$039
Net income$-204,0007,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$2,227,000349
Net operating income$-204,0007,699
2007-09-30 (YTD Data)Rank
Total interest income$1,493,0007,607
Total interest expense$412,0007,927
Net interest income$1,081,0007,243
Provision for loan and lease losses$315,0002,230
Total noninterest income$16,0008,289
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,0007,342
Trading account gains and fees$0184
Additional Noninterest Income$9,0008,062
Total noninterest expense$1,080,0006,999
Salaries and employee benefits$547,0007,141
Premises and equipment expense$168,0006,504
Additional noninterest expense$365,0006,625
Pre-tax net operating income$-298,0007,961
Securities gains (losses)$01,655
Applicable income taxes$-49,0008,154
Income before extraordinary items$-249,0007,973
Extraordinary gains, net$033
Net income$-249,0007,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$2,227,000262
Net operating income$-249,0007,954
2007-06-30 (YTD Data)Rank
Total interest income$861,0007,845
Total interest expense$225,0008,126
Net interest income$636,0007,530
Provision for loan and lease losses$172,0002,420
Total noninterest income$9,0008,377
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,0007,405
Trading account gains and fees$0168
Additional Noninterest Income$5,0008,175
Total noninterest expense$712,0007,064
Salaries and employee benefits$348,0007,302
Premises and equipment expense$110,0006,565
Additional noninterest expense$254,0006,556
Pre-tax net operating income$-239,0008,116
Securities gains (losses)$01,444
Applicable income taxes$-49,0008,288
Income before extraordinary items$-190,0008,107
Extraordinary gains, net$029
Net income$-190,0008,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$2,173,000197
Net operating income$-190,0008,097
2007-03-31 (YTD Data)Rank
Total interest income$383,0008,033
Total interest expense$102,0008,230
Net interest income$281,0007,738
Provision for loan and lease losses$65,0002,671
Total noninterest income$2,0008,473
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$377,0006,968
Salaries and employee benefits$192,0007,142
Premises and equipment expense$55,0006,603
Additional noninterest expense$130,0006,485
Pre-tax net operating income$-159,0008,242
Securities gains (losses)$01,187
Applicable income taxes$-49,0008,414
Income before extraordinary items$-110,0008,195
Extraordinary gains, net$022
Net income$-110,0008,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$1,787,000113
Net operating income$-110,0008,183
2006-12-31 (YTD Data)Rank
Total interest income$505,0008,536
Total interest expense$80,0008,551
Net interest income$425,0008,475
Provision for loan and lease losses$110,0004,597
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$952,0007,788
Salaries and employee benefits$455,0007,996
Premises and equipment expense$154,0007,211
Additional noninterest expense$343,0007,352
Pre-tax net operating income$-637,0008,318
Securities gains (losses)$01,687
Applicable income taxes$-80,0008,348
Income before extraordinary items$-557,0008,322
Extraordinary gains, net$051
Net income$-557,0008,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$10,198,000204
Net operating income$-557,0008,315

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.