Home > Merchants and Manufacturers Bank > Income and Expense
Merchants and Manufacturers Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,417,000 | 1,384 |
| Total interest expense | $9,127,000 | 1,384 |
| Net interest income | $21,290,000 | 1,366 |
| Provision for loan and lease losses | $353,000 | 1,537 |
| Total noninterest income | $1,259,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $288,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $971,000 | 2,304 |
| Total noninterest expense | $12,664,000 | 1,746 |
| Salaries and employee benefits | $7,935,000 | 1,619 |
| Premises and equipment expense | $1,090,000 | 1,929 |
| Additional noninterest expense | $971,000 | 2,304 |
| Pre-tax net operating income | $9,532,000 | 1,204 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,411,000 | 864 |
| Income before extraordinary items | $7,121,000 | 1,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,121,000 | 1,331 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,121,000 | 1,318 |
| Net charge-offs | $4,000 | 2,632 |
| Cash dividends | $1,450,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,121,000 | 1,341 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,234,000 | 1,379 |
| Total interest expense | $6,264,000 | 1,369 |
| Net interest income | $15,970,000 | 1,369 |
| Provision for loan and lease losses | $319,000 | 1,296 |
| Total noninterest income | $908,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $219,000 | 2,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 2,349 |
| Total noninterest expense | $9,385,000 | 1,754 |
| Salaries and employee benefits | $5,817,000 | 1,643 |
| Premises and equipment expense | $823,000 | 1,922 |
| Additional noninterest expense | $689,000 | 2,348 |
| Pre-tax net operating income | $7,174,000 | 1,247 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,959,000 | 837 |
| Income before extraordinary items | $5,215,000 | 1,400 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,215,000 | 1,411 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,215,000 | 1,400 |
| Net charge-offs | $3,000 | 2,411 |
| Cash dividends | $1,050,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,215,000 | 1,417 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,364,000 | 1,385 |
| Total interest expense | $3,648,000 | 1,366 |
| Net interest income | $10,716,000 | 1,372 |
| Provision for loan and lease losses | $265,000 | 1,140 |
| Total noninterest income | $638,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $147,000 | 2,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $491,000 | 2,214 |
| Total noninterest expense | $6,298,000 | 1,738 |
| Salaries and employee benefits | $3,880,000 | 1,638 |
| Premises and equipment expense | $547,000 | 1,909 |
| Additional noninterest expense | $491,000 | 2,211 |
| Pre-tax net operating income | $4,791,000 | 1,245 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,306,000 | 844 |
| Income before extraordinary items | $3,485,000 | 1,393 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,485,000 | 1,409 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,485,000 | 1,393 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,485,000 | 1,402 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 1,409 |
| Total interest expense | $1,392,000 | 1,508 |
| Net interest income | $5,506,000 | 1,346 |
| Provision for loan and lease losses | $177,000 | 950 |
| Total noninterest income | $313,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $75,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,240 |
| Total noninterest expense | $3,143,000 | 1,763 |
| Salaries and employee benefits | $1,948,000 | 1,663 |
| Premises and equipment expense | $273,000 | 1,940 |
| Additional noninterest expense | $238,000 | 2,240 |
| Pre-tax net operating income | $2,499,000 | 1,230 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $677,000 | 858 |
| Income before extraordinary items | $1,822,000 | 1,372 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,822,000 | 1,371 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,822,000 | 1,372 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,822,000 | 1,385 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,717,000 | 1,666 |
| Total interest expense | $1,557,000 | 1,871 |
| Net interest income | $17,160,000 | 1,624 |
| Provision for loan and lease losses | $555,000 | 1,167 |
| Total noninterest income | $1,107,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $313,000 | 2,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 2,587 |
| Total noninterest expense | $12,057,000 | 1,769 |
| Salaries and employee benefits | $7,531,000 | 1,651 |
| Premises and equipment expense | $1,138,000 | 1,881 |
| Additional noninterest expense | $794,000 | 2,587 |
| Pre-tax net operating income | $5,655,000 | 1,901 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,535,000 | 1,243 |
| Income before extraordinary items | $4,120,000 | 2,067 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,120,000 | 2,066 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,120,000 | 2,066 |
| Net charge-offs | $4,000 | 2,370 |
| Cash dividends | $825,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 161 |
| Net operating income | $4,120,000 | 2,097 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,559,000 | 1,744 |
| Total interest expense | $737,000 | 2,142 |
| Net interest income | $11,822,000 | 1,706 |
| Provision for loan and lease losses | $204,000 | 1,460 |
| Total noninterest income | $830,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $225,000 | 2,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,588 |
| Total noninterest expense | $8,691,000 | 1,819 |
| Salaries and employee benefits | $5,263,000 | 1,737 |
| Premises and equipment expense | $847,000 | 1,905 |
| Additional noninterest expense | $605,000 | 2,588 |
| Pre-tax net operating income | $3,757,000 | 2,006 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,026,000 | 1,329 |
| Income before extraordinary items | $2,731,000 | 2,188 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,731,000 | 2,187 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,731,000 | 2,187 |
| Net charge-offs | $3,000 | 2,106 |
| Cash dividends | $600,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,731,000 | 2,225 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 1,805 |
| Total interest expense | $390,000 | 2,301 |
| Net interest income | $7,321,000 | 1,771 |
| Provision for loan and lease losses | $54,000 | 1,887 |
| Total noninterest income | $524,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $144,000 | 2,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 2,690 |
| Total noninterest expense | $5,729,000 | 1,827 |
| Salaries and employee benefits | $3,468,000 | 1,752 |
| Premises and equipment expense | $571,000 | 1,885 |
| Additional noninterest expense | $1,690,000 | 1,829 |
| Pre-tax net operating income | $2,062,000 | 2,162 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $561,000 | 1,397 |
| Income before extraordinary items | $1,501,000 | 2,340 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,501,000 | 2,340 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,501,000 | 2,340 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,501,000 | 2,380 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 1,838 |
| Total interest expense | $165,000 | 2,499 |
| Net interest income | $3,497,000 | 1,787 |
| Provision for loan and lease losses | $4,000 | 2,173 |
| Total noninterest income | $250,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $70,000 | 2,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 2,691 |
| Total noninterest expense | $2,854,000 | 1,816 |
| Salaries and employee benefits | $1,725,000 | 1,752 |
| Premises and equipment expense | $285,000 | 1,905 |
| Additional noninterest expense | $844,000 | 1,803 |
| Pre-tax net operating income | $889,000 | 2,262 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $240,000 | 1,474 |
| Income before extraordinary items | $649,000 | 2,458 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $649,000 | 2,455 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $649,000 | 2,458 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $150,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $649,000 | 2,476 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,651,000 | 1,803 |
| Total interest expense | $779,000 | 2,556 |
| Net interest income | $14,872,000 | 1,735 |
| Provision for loan and lease losses | $155,000 | 1,900 |
| Total noninterest income | $877,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $242,000 | 2,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 3,058 |
| Total noninterest expense | $10,060,000 | 1,969 |
| Salaries and employee benefits | $5,925,000 | 1,954 |
| Premises and equipment expense | $993,000 | 2,042 |
| Additional noninterest expense | $3,142,000 | 1,907 |
| Pre-tax net operating income | $5,534,000 | 1,921 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,498,000 | 1,315 |
| Income before extraordinary items | $4,036,000 | 2,147 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,036,000 | 2,148 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,036,000 | 2,148 |
| Net charge-offs | $6,000 | 2,402 |
| Cash dividends | $600,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,036,000 | 2,118 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,564,000 | 1,855 |
| Total interest expense | $614,000 | 2,572 |
| Net interest income | $10,950,000 | 1,770 |
| Provision for loan and lease losses | $155,000 | 1,645 |
| Total noninterest income | $635,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $175,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 3,140 |
| Total noninterest expense | $7,285,000 | 2,028 |
| Salaries and employee benefits | $4,242,000 | 2,009 |
| Premises and equipment expense | $737,000 | 2,082 |
| Additional noninterest expense | $2,306,000 | 1,945 |
| Pre-tax net operating income | $4,145,000 | 2,009 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,178,000 | 1,343 |
| Income before extraordinary items | $2,967,000 | 2,268 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,967,000 | 2,266 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,967,000 | 2,268 |
| Net charge-offs | $3,000 | 2,246 |
| Cash dividends | $450,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,967,000 | 2,246 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,336,000 | 1,935 |
| Total interest expense | $424,000 | 2,583 |
| Net interest income | $6,912,000 | 1,851 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $401,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $109,000 | 2,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,156 |
| Total noninterest expense | $4,842,000 | 2,021 |
| Salaries and employee benefits | $2,755,000 | 2,042 |
| Premises and equipment expense | $500,000 | 2,059 |
| Additional noninterest expense | $1,587,000 | 1,877 |
| Pre-tax net operating income | $2,321,000 | 2,195 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $661,000 | 1,459 |
| Income before extraordinary items | $1,660,000 | 2,488 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,660,000 | 2,488 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,660,000 | 2,488 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,660,000 | 2,445 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 1,928 |
| Total interest expense | $218,000 | 2,627 |
| Net interest income | $3,394,000 | 1,845 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $178,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,300 |
| Total noninterest expense | $2,360,000 | 2,036 |
| Salaries and employee benefits | $1,366,000 | 2,040 |
| Premises and equipment expense | $268,000 | 1,981 |
| Additional noninterest expense | $726,000 | 1,982 |
| Pre-tax net operating income | $1,062,000 | 2,289 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $298,000 | 1,513 |
| Income before extraordinary items | $764,000 | 2,581 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $764,000 | 2,579 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $764,000 | 2,581 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $150,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $764,000 | 2,550 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,716,000 | 2,008 |
| Total interest expense | $1,512,000 | 2,366 |
| Net interest income | $12,204,000 | 1,920 |
| Provision for loan and lease losses | $342,000 | 2,573 |
| Total noninterest income | $725,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $195,000 | 2,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 3,091 |
| Total noninterest expense | $9,188,000 | 2,065 |
| Salaries and employee benefits | $5,368,000 | 2,046 |
| Premises and equipment expense | $958,000 | 2,087 |
| Additional noninterest expense | $2,862,000 | 1,995 |
| Pre-tax net operating income | $3,399,000 | 2,277 |
| Securities gains (losses) | $12,000 | 2,262 |
| Applicable income taxes | $957,000 | 1,463 |
| Income before extraordinary items | $2,454,000 | 2,576 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,454,000 | 2,575 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,454,000 | 2,576 |
| Net charge-offs | $2,000 | 3,319 |
| Cash dividends | $600,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,444,520 | 2,532 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,973,000 | 2,072 |
| Total interest expense | $1,232,000 | 2,341 |
| Net interest income | $8,741,000 | 2,005 |
| Provision for loan and lease losses | $192,000 | 2,807 |
| Total noninterest income | $555,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $150,000 | 2,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 3,042 |
| Total noninterest expense | $6,804,000 | 2,068 |
| Salaries and employee benefits | $3,974,000 | 2,051 |
| Premises and equipment expense | $676,000 | 2,161 |
| Additional noninterest expense | $2,154,000 | 1,960 |
| Pre-tax net operating income | $2,300,000 | 2,391 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $639,000 | 1,541 |
| Income before extraordinary items | $1,661,000 | 2,689 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,661,000 | 2,688 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,661,000 | 2,689 |
| Net charge-offs | $2,000 | 3,091 |
| Cash dividends | $450,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,661,000 | 2,645 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,644,000 | 2,107 |
| Total interest expense | $909,000 | 2,291 |
| Net interest income | $5,735,000 | 2,036 |
| Provision for loan and lease losses | $42,000 | 3,542 |
| Total noninterest income | $343,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $104,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 3,124 |
| Total noninterest expense | $4,596,000 | 2,046 |
| Salaries and employee benefits | $2,630,000 | 2,069 |
| Premises and equipment expense | $459,000 | 2,137 |
| Additional noninterest expense | $1,507,000 | 1,877 |
| Pre-tax net operating income | $1,440,000 | 2,443 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $410,000 | 1,511 |
| Income before extraordinary items | $1,030,000 | 2,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,030,000 | 2,771 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,030,000 | 2,772 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,030,000 | 2,723 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 2,073 |
| Total interest expense | $535,000 | 2,188 |
| Net interest income | $2,812,000 | 2,028 |
| Provision for loan and lease losses | $11,000 | 3,379 |
| Total noninterest income | $204,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $62,000 | 2,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,820 |
| Total noninterest expense | $2,298,000 | 2,068 |
| Salaries and employee benefits | $1,334,000 | 2,053 |
| Premises and equipment expense | $244,000 | 2,077 |
| Additional noninterest expense | $720,000 | 1,990 |
| Pre-tax net operating income | $707,000 | 2,336 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $204,000 | 1,388 |
| Income before extraordinary items | $503,000 | 2,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $503,000 | 2,626 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $503,000 | 2,628 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $150,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $503,000 | 2,608 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,200,000 | 2,014 |
| Total interest expense | $2,530,000 | 2,032 |
| Net interest income | $11,670,000 | 1,965 |
| Provision for loan and lease losses | $2,000 | 3,956 |
| Total noninterest income | $919,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $271,000 | 2,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,753 |
| Total noninterest expense | $9,380,000 | 2,019 |
| Salaries and employee benefits | $5,920,000 | 1,864 |
| Premises and equipment expense | $942,000 | 2,115 |
| Additional noninterest expense | $2,518,000 | 2,207 |
| Pre-tax net operating income | $3,207,000 | 2,357 |
| Securities gains (losses) | $24,000 | 1,568 |
| Applicable income taxes | $921,000 | 1,495 |
| Income before extraordinary items | $2,310,000 | 2,697 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,310,000 | 2,697 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,310,000 | 2,699 |
| Net charge-offs | $-50,000 | 4,774 |
| Cash dividends | $800,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,291,040 | 2,672 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 2,007 |
| Total interest expense | $1,948,000 | 2,015 |
| Net interest income | $8,820,000 | 1,979 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $707,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $195,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,718 |
| Total noninterest expense | $7,134,000 | 1,999 |
| Salaries and employee benefits | $4,417,000 | 1,871 |
| Premises and equipment expense | $765,000 | 2,034 |
| Additional noninterest expense | $1,952,000 | 2,151 |
| Pre-tax net operating income | $2,393,000 | 2,436 |
| Securities gains (losses) | $24,000 | 1,352 |
| Applicable income taxes | $650,000 | 1,590 |
| Income before extraordinary items | $1,767,000 | 2,716 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,767,000 | 2,717 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,767,000 | 2,717 |
| Net charge-offs | $-52,000 | 4,831 |
| Cash dividends | $600,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,748,040 | 2,698 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 2,020 |
| Total interest expense | $1,289,000 | 2,005 |
| Net interest income | $5,851,000 | 1,987 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $471,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $130,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 2,674 |
| Total noninterest expense | $4,737,000 | 2,020 |
| Salaries and employee benefits | $3,001,000 | 1,853 |
| Premises and equipment expense | $484,000 | 2,106 |
| Additional noninterest expense | $1,252,000 | 2,221 |
| Pre-tax net operating income | $1,585,000 | 2,417 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $425,000 | 1,575 |
| Income before extraordinary items | $1,160,000 | 2,724 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,160,000 | 2,724 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,160,000 | 2,723 |
| Net charge-offs | $-52,000 | 4,922 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,160,000 | 2,700 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 2,042 |
| Total interest expense | $627,000 | 2,003 |
| Net interest income | $2,883,000 | 2,017 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $218,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $62,000 | 2,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 2,712 |
| Total noninterest expense | $2,347,000 | 2,038 |
| Salaries and employee benefits | $1,537,000 | 1,831 |
| Premises and equipment expense | $232,000 | 2,183 |
| Additional noninterest expense | $578,000 | 2,339 |
| Pre-tax net operating income | $754,000 | 2,467 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $202,000 | 1,579 |
| Income before extraordinary items | $552,000 | 2,748 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $552,000 | 2,747 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $552,000 | 2,747 |
| Net charge-offs | $-52,000 | 5,085 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $552,000 | 2,736 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,446,000 | 2,152 |
| Total interest expense | $1,835,000 | 2,050 |
| Net interest income | $10,611,000 | 2,135 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $986,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $247,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 2,590 |
| Total noninterest expense | $8,544,000 | 2,144 |
| Salaries and employee benefits | $5,295,000 | 2,004 |
| Premises and equipment expense | $949,000 | 2,121 |
| Additional noninterest expense | $2,300,000 | 2,362 |
| Pre-tax net operating income | $3,053,000 | 2,474 |
| Securities gains (losses) | $-35,000 | 4,760 |
| Applicable income taxes | $790,000 | 1,593 |
| Income before extraordinary items | $2,228,000 | 2,765 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,228,000 | 2,763 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,228,000 | 2,764 |
| Net charge-offs | $-103,000 | 5,049 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,255,650 | 2,742 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,032,000 | 2,188 |
| Total interest expense | $1,281,000 | 2,071 |
| Net interest income | $7,751,000 | 2,178 |
| Provision for loan and lease losses | $1,000 | 3,929 |
| Total noninterest income | $702,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $187,000 | 3,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,714 |
| Total noninterest expense | $6,241,000 | 2,180 |
| Salaries and employee benefits | $3,864,000 | 2,047 |
| Premises and equipment expense | $736,000 | 2,078 |
| Additional noninterest expense | $1,641,000 | 2,438 |
| Pre-tax net operating income | $2,211,000 | 2,580 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $590,000 | 1,646 |
| Income before extraordinary items | $1,621,000 | 2,876 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,621,000 | 2,875 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,621,000 | 2,875 |
| Net charge-offs | $-154,000 | 5,202 |
| Cash dividends | $700,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,621,000 | 2,862 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 2,229 |
| Total interest expense | $798,000 | 2,091 |
| Net interest income | $5,037,000 | 2,222 |
| Provision for loan and lease losses | $1,000 | 3,758 |
| Total noninterest income | $468,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $124,000 | 3,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 2,725 |
| Total noninterest expense | $4,090,000 | 2,227 |
| Salaries and employee benefits | $2,523,000 | 2,086 |
| Premises and equipment expense | $480,000 | 2,133 |
| Additional noninterest expense | $1,087,000 | 2,459 |
| Pre-tax net operating income | $1,414,000 | 2,609 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $378,000 | 1,658 |
| Income before extraordinary items | $1,036,000 | 2,893 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,036,000 | 2,892 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,036,000 | 2,892 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,036,000 | 2,881 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 2,251 |
| Total interest expense | $353,000 | 2,197 |
| Net interest income | $2,509,000 | 2,243 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $165,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $63,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,317 |
| Total noninterest expense | $2,004,000 | 2,274 |
| Salaries and employee benefits | $1,222,000 | 2,160 |
| Premises and equipment expense | $241,000 | 2,163 |
| Additional noninterest expense | $541,000 | 2,481 |
| Pre-tax net operating income | $670,000 | 2,659 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $180,000 | 1,671 |
| Income before extraordinary items | $490,000 | 2,928 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $490,000 | 2,929 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $490,000 | 2,928 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $200,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $490,000 | 2,917 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,498,000 | 2,348 |
| Total interest expense | $1,041,000 | 2,481 |
| Net interest income | $9,457,000 | 2,309 |
| Provision for loan and lease losses | $21,000 | 3,933 |
| Total noninterest income | $962,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $260,000 | 3,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $702,000 | 2,714 |
| Total noninterest expense | $7,897,000 | 2,294 |
| Salaries and employee benefits | $4,759,000 | 2,159 |
| Premises and equipment expense | $881,000 | 2,290 |
| Additional noninterest expense | $2,257,000 | 2,443 |
| Pre-tax net operating income | $2,501,000 | 2,752 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,548,000 | 1,509 |
| Income before extraordinary items | $953,000 | 3,771 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $953,000 | 3,770 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $953,000 | 3,771 |
| Net charge-offs | $-3,000 | 4,598 |
| Cash dividends | $482,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $953,000 | 3,760 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,683,000 | 2,408 |
| Total interest expense | $741,000 | 2,550 |
| Net interest income | $6,942,000 | 2,363 |
| Provision for loan and lease losses | $21,000 | 3,686 |
| Total noninterest income | $618,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $198,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $420,000 | 3,032 |
| Total noninterest expense | $5,891,000 | 2,317 |
| Salaries and employee benefits | $3,562,000 | 2,164 |
| Premises and equipment expense | $630,000 | 2,382 |
| Additional noninterest expense | $1,699,000 | 2,433 |
| Pre-tax net operating income | $1,648,000 | 3,007 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $622,000 | 1,890 |
| Income before extraordinary items | $1,026,000 | 3,498 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,026,000 | 3,498 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,026,000 | 3,498 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $382,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,026,000 | 3,472 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 2,439 |
| Total interest expense | $457,000 | 2,644 |
| Net interest income | $4,524,000 | 2,395 |
| Provision for loan and lease losses | $20,000 | 3,394 |
| Total noninterest income | $432,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $133,000 | 3,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,941 |
| Total noninterest expense | $3,905,000 | 2,316 |
| Salaries and employee benefits | $2,369,000 | 2,185 |
| Premises and equipment expense | $415,000 | 2,410 |
| Additional noninterest expense | $1,121,000 | 2,462 |
| Pre-tax net operating income | $1,031,000 | 3,080 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $386,000 | 1,930 |
| Income before extraordinary items | $645,000 | 3,562 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $645,000 | 3,561 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $645,000 | 3,562 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $232,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $645,000 | 3,534 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 2,488 |
| Total interest expense | $211,000 | 2,757 |
| Net interest income | $2,221,000 | 2,426 |
| Provision for loan and lease losses | $19,000 | 2,853 |
| Total noninterest income | $223,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $70,000 | 2,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,908 |
| Total noninterest expense | $1,878,000 | 2,415 |
| Salaries and employee benefits | $1,156,000 | 2,268 |
| Premises and equipment expense | $210,000 | 2,438 |
| Additional noninterest expense | $512,000 | 2,627 |
| Pre-tax net operating income | $547,000 | 2,941 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $205,000 | 1,845 |
| Income before extraordinary items | $342,000 | 3,415 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $342,000 | 3,414 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $342,000 | 3,415 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $132,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $342,000 | 3,389 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,784,000 | 2,441 |
| Total interest expense | $677,000 | 3,109 |
| Net interest income | $9,107,000 | 2,360 |
| Provision for loan and lease losses | $124,000 | 2,898 |
| Total noninterest income | $1,048,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $274,000 | 3,092 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $774,000 | 2,702 |
| Total noninterest expense | $7,713,000 | 2,363 |
| Salaries and employee benefits | $4,814,000 | 2,150 |
| Premises and equipment expense | $801,000 | 2,497 |
| Additional noninterest expense | $2,098,000 | 2,665 |
| Pre-tax net operating income | $2,318,000 | 2,803 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $861,000 | 1,783 |
| Income before extraordinary items | $1,457,000 | 3,317 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,457,000 | 3,316 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,457,000 | 3,316 |
| Net charge-offs | $-52,000 | 5,375 |
| Cash dividends | $705,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $-1,262,000 | 5,876 |
| Net operating income | $1,457,000 | 3,275 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,326,000 | 2,453 |
| Total interest expense | $496,000 | 3,146 |
| Net interest income | $6,830,000 | 2,365 |
| Provision for loan and lease losses | $93,000 | 2,800 |
| Total noninterest income | $828,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $199,000 | 3,175 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $629,000 | 2,605 |
| Total noninterest expense | $5,784,000 | 2,367 |
| Salaries and employee benefits | $3,564,000 | 2,172 |
| Premises and equipment expense | $605,000 | 2,493 |
| Additional noninterest expense | $1,615,000 | 2,632 |
| Pre-tax net operating income | $1,781,000 | 2,810 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $658,000 | 1,818 |
| Income before extraordinary items | $1,123,000 | 3,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,123,000 | 3,303 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,123,000 | 3,305 |
| Net charge-offs | $-46,000 | 5,339 |
| Cash dividends | $555,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $-1,262,000 | 5,947 |
| Net operating income | $1,123,000 | 3,250 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 2,461 |
| Total interest expense | $324,000 | 3,187 |
| Net interest income | $4,552,000 | 2,379 |
| Provision for loan and lease losses | $82,000 | 2,494 |
| Total noninterest income | $570,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $130,000 | 3,196 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $440,000 | 2,541 |
| Total noninterest expense | $3,821,000 | 2,392 |
| Salaries and employee benefits | $2,405,000 | 2,161 |
| Premises and equipment expense | $409,000 | 2,474 |
| Additional noninterest expense | $1,007,000 | 2,758 |
| Pre-tax net operating income | $1,219,000 | 2,740 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $470,000 | 1,732 |
| Income before extraordinary items | $749,000 | 3,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $749,000 | 3,302 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $749,000 | 3,302 |
| Net charge-offs | $-47,000 | 5,488 |
| Cash dividends | $395,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $-1,262,000 | 6,028 |
| Net operating income | $749,000 | 3,240 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,446 |
| Total interest expense | $160,000 | 3,226 |
| Net interest income | $2,281,000 | 2,370 |
| Provision for loan and lease losses | $32,000 | 2,487 |
| Total noninterest income | $324,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $65,000 | 3,192 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $259,000 | 2,289 |
| Total noninterest expense | $1,910,000 | 2,400 |
| Salaries and employee benefits | $1,184,000 | 2,202 |
| Premises and equipment expense | $206,000 | 2,492 |
| Additional noninterest expense | $520,000 | 2,694 |
| Pre-tax net operating income | $663,000 | 2,566 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $257,000 | 1,625 |
| Income before extraordinary items | $406,000 | 3,109 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $406,000 | 3,107 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $406,000 | 3,108 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $200,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $-1,262,000 | 6,102 |
| Net operating income | $406,000 | 3,048 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,329,000 | 2,517 |
| Total interest expense | $545,000 | 3,576 |
| Net interest income | $8,784,000 | 2,384 |
| Provision for loan and lease losses | $407,000 | 1,571 |
| Total noninterest income | $1,009,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $254,000 | 3,327 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $755,000 | 2,724 |
| Total noninterest expense | $7,505,000 | 2,432 |
| Salaries and employee benefits | $4,611,000 | 2,193 |
| Premises and equipment expense | $903,000 | 2,335 |
| Additional noninterest expense | $1,991,000 | 2,804 |
| Pre-tax net operating income | $1,881,000 | 3,121 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $732,000 | 1,882 |
| Income before extraordinary items | $1,149,000 | 3,700 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,149,000 | 3,700 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,149,000 | 3,701 |
| Net charge-offs | $600,000 | 1,011 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,149,000 | 3,648 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 2,562 |
| Total interest expense | $403,000 | 3,650 |
| Net interest income | $6,501,000 | 2,422 |
| Provision for loan and lease losses | $275,000 | 1,593 |
| Total noninterest income | $805,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $192,000 | 3,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $613,000 | 2,645 |
| Total noninterest expense | $5,634,000 | 2,438 |
| Salaries and employee benefits | $3,401,000 | 2,239 |
| Premises and equipment expense | $694,000 | 2,323 |
| Additional noninterest expense | $1,539,000 | 2,738 |
| Pre-tax net operating income | $1,397,000 | 3,205 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $544,000 | 1,948 |
| Income before extraordinary items | $853,000 | 3,770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $853,000 | 3,769 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $853,000 | 3,770 |
| Net charge-offs | $555,000 | 796 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $853,000 | 3,719 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 2,576 |
| Total interest expense | $269,000 | 3,681 |
| Net interest income | $4,295,000 | 2,445 |
| Provision for loan and lease losses | $226,000 | 1,380 |
| Total noninterest income | $535,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $131,000 | 3,275 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $404,000 | 2,664 |
| Total noninterest expense | $3,698,000 | 2,465 |
| Salaries and employee benefits | $2,260,000 | 2,260 |
| Premises and equipment expense | $446,000 | 2,405 |
| Additional noninterest expense | $992,000 | 2,825 |
| Pre-tax net operating income | $906,000 | 3,247 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $352,000 | 1,966 |
| Income before extraordinary items | $554,000 | 3,802 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $554,000 | 3,803 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $554,000 | 3,805 |
| Net charge-offs | $559,000 | 583 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $554,000 | 3,746 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 2,615 |
| Total interest expense | $136,000 | 3,681 |
| Net interest income | $2,113,000 | 2,476 |
| Provision for loan and lease losses | $103,000 | 1,413 |
| Total noninterest income | $173,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $69,000 | 3,159 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $104,000 | 3,545 |
| Total noninterest expense | $1,800,000 | 2,537 |
| Salaries and employee benefits | $1,099,000 | 2,321 |
| Premises and equipment expense | $216,000 | 2,492 |
| Additional noninterest expense | $485,000 | 2,850 |
| Pre-tax net operating income | $383,000 | 3,446 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $148,000 | 2,105 |
| Income before extraordinary items | $235,000 | 4,041 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $235,000 | 4,045 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $235,000 | 4,045 |
| Net charge-offs | $557,000 | 318 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $235,000 | 3,971 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 2,688 |
| Total interest expense | $534,000 | 3,869 |
| Net interest income | $8,296,000 | 2,537 |
| Provision for loan and lease losses | $177,000 | 2,627 |
| Total noninterest income | $1,033,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $295,000 | 3,236 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $738,000 | 2,744 |
| Total noninterest expense | $7,071,000 | 2,595 |
| Salaries and employee benefits | $4,358,000 | 2,309 |
| Premises and equipment expense | $841,000 | 2,562 |
| Additional noninterest expense | $1,872,000 | 3,037 |
| Pre-tax net operating income | $2,081,000 | 2,914 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $806,000 | 1,755 |
| Income before extraordinary items | $1,275,000 | 3,515 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,275,000 | 3,516 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,275,000 | 3,517 |
| Net charge-offs | $-275,000 | 6,304 |
| Cash dividends | $750,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,275,000 | 3,470 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 2,729 |
| Total interest expense | $396,000 | 3,968 |
| Net interest income | $6,156,000 | 2,582 |
| Provision for loan and lease losses | $177,000 | 2,237 |
| Total noninterest income | $868,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $224,000 | 3,238 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $644,000 | 2,544 |
| Total noninterest expense | $5,233,000 | 2,620 |
| Salaries and employee benefits | $3,160,000 | 2,375 |
| Premises and equipment expense | $643,000 | 2,564 |
| Additional noninterest expense | $1,430,000 | 2,997 |
| Pre-tax net operating income | $1,614,000 | 2,901 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $627,000 | 1,765 |
| Income before extraordinary items | $987,000 | 3,529 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $987,000 | 3,530 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $987,000 | 3,531 |
| Net charge-offs | $-243,000 | 6,377 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $987,000 | 3,471 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 2,713 |
| Total interest expense | $262,000 | 4,030 |
| Net interest income | $4,139,000 | 2,557 |
| Provision for loan and lease losses | $175,000 | 1,769 |
| Total noninterest income | $501,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $152,000 | 3,196 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $349,000 | 2,836 |
| Total noninterest expense | $3,461,000 | 2,642 |
| Salaries and employee benefits | $2,107,000 | 2,382 |
| Premises and equipment expense | $425,000 | 2,588 |
| Additional noninterest expense | $929,000 | 3,066 |
| Pre-tax net operating income | $1,004,000 | 2,964 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $389,000 | 1,790 |
| Income before extraordinary items | $615,000 | 3,587 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $615,000 | 3,592 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $615,000 | 3,593 |
| Net charge-offs | $-239,000 | 6,481 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $615,000 | 3,527 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 2,727 |
| Total interest expense | $130,000 | 4,088 |
| Net interest income | $2,051,000 | 2,568 |
| Provision for loan and lease losses | $124,000 | 1,432 |
| Total noninterest income | $157,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $74,000 | 3,229 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $83,000 | 3,842 |
| Total noninterest expense | $1,702,000 | 2,685 |
| Salaries and employee benefits | $1,040,000 | 2,414 |
| Premises and equipment expense | $224,000 | 2,533 |
| Additional noninterest expense | $438,000 | 3,195 |
| Pre-tax net operating income | $382,000 | 3,367 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $148,000 | 2,023 |
| Income before extraordinary items | $234,000 | 3,982 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 3,984 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $234,000 | 3,984 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $234,000 | 3,937 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,874,000 | 2,976 |
| Total interest expense | $477,000 | 4,569 |
| Net interest income | $7,397,000 | 2,797 |
| Provision for loan and lease losses | $444,000 | 1,988 |
| Total noninterest income | $804,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $323,000 | 3,227 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $481,000 | 3,412 |
| Total noninterest expense | $6,442,000 | 2,831 |
| Salaries and employee benefits | $3,927,000 | 2,515 |
| Premises and equipment expense | $800,000 | 2,706 |
| Additional noninterest expense | $1,715,000 | 3,320 |
| Pre-tax net operating income | $1,315,000 | 3,615 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $491,000 | 2,179 |
| Income before extraordinary items | $827,000 | 4,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $827,000 | 4,230 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $827,000 | 4,231 |
| Net charge-offs | $84,000 | 3,918 |
| Cash dividends | $810,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $825,080 | 4,173 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,743,000 | 3,071 |
| Total interest expense | $354,000 | 4,682 |
| Net interest income | $5,389,000 | 2,870 |
| Provision for loan and lease losses | $399,000 | 1,789 |
| Total noninterest income | $653,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $243,000 | 3,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $410,000 | 3,311 |
| Total noninterest expense | $4,730,000 | 2,880 |
| Salaries and employee benefits | $2,830,000 | 2,615 |
| Premises and equipment expense | $593,000 | 2,749 |
| Additional noninterest expense | $1,307,000 | 3,286 |
| Pre-tax net operating income | $913,000 | 3,838 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $338,000 | 2,318 |
| Income before extraordinary items | $575,000 | 4,377 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $575,000 | 4,380 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $575,000 | 4,381 |
| Net charge-offs | $53,000 | 3,810 |
| Cash dividends | $560,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $575,000 | 4,297 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 3,136 |
| Total interest expense | $231,000 | 4,782 |
| Net interest income | $3,490,000 | 2,919 |
| Provision for loan and lease losses | $303,000 | 1,621 |
| Total noninterest income | $449,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $158,000 | 3,253 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $3,128,000 | 2,899 |
| Salaries and employee benefits | $1,872,000 | 2,653 |
| Premises and equipment expense | $397,000 | 2,756 |
| Additional noninterest expense | $859,000 | 3,333 |
| Pre-tax net operating income | $508,000 | 4,117 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $187,000 | 2,501 |
| Income before extraordinary items | $321,000 | 4,643 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $321,000 | 4,645 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $321,000 | 4,646 |
| Net charge-offs | $30,000 | 3,750 |
| Cash dividends | $405,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $321,000 | 4,542 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,184 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $1,727,000 | 2,951 |
| Provision for loan and lease losses | $151,000 | 1,607 |
| Total noninterest income | $238,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $73,000 | 3,385 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 3,043 |
| Total noninterest expense | $1,572,000 | 2,915 |
| Salaries and employee benefits | $932,000 | 2,683 |
| Premises and equipment expense | $203,000 | 2,738 |
| Additional noninterest expense | $437,000 | 3,298 |
| Pre-tax net operating income | $242,000 | 4,180 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $81,000 | 2,595 |
| Income before extraordinary items | $161,000 | 4,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $161,000 | 4,632 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $161,000 | 4,633 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $161,000 | 4,524 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 3,354 |
| Total interest expense | $495,000 | 5,137 |
| Net interest income | $6,804,000 | 3,052 |
| Provision for loan and lease losses | $1,190,000 | 1,595 |
| Total noninterest income | $1,807,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $305,000 | 3,453 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,502,000 | 1,848 |
| Total noninterest expense | $6,339,000 | 2,913 |
| Salaries and employee benefits | $3,501,000 | 2,788 |
| Premises and equipment expense | $747,000 | 2,885 |
| Additional noninterest expense | $2,091,000 | 2,996 |
| Pre-tax net operating income | $1,082,000 | 3,889 |
| Securities gains (losses) | $44,000 | 2,803 |
| Applicable income taxes | $380,000 | 2,454 |
| Income before extraordinary items | $746,000 | 4,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $746,000 | 4,374 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $746,000 | 4,376 |
| Net charge-offs | $628,000 | 2,353 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $716,960 | 4,269 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 3,403 |
| Total interest expense | $374,000 | 5,251 |
| Net interest income | $5,091,000 | 3,113 |
| Provision for loan and lease losses | $960,000 | 1,480 |
| Total noninterest income | $1,201,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $231,000 | 3,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $970,000 | 2,031 |
| Total noninterest expense | $4,630,000 | 2,980 |
| Salaries and employee benefits | $2,558,000 | 2,859 |
| Premises and equipment expense | $466,000 | 3,339 |
| Additional noninterest expense | $1,606,000 | 2,934 |
| Pre-tax net operating income | $702,000 | 4,219 |
| Securities gains (losses) | $44,000 | 2,510 |
| Applicable income taxes | $238,000 | 2,681 |
| Income before extraordinary items | $508,000 | 4,630 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $508,000 | 4,628 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $508,000 | 4,628 |
| Net charge-offs | $608,000 | 1,965 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $478,080 | 4,520 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 3,447 |
| Total interest expense | $254,000 | 5,313 |
| Net interest income | $3,361,000 | 3,144 |
| Provision for loan and lease losses | $662,000 | 1,469 |
| Total noninterest income | $653,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $154,000 | 3,457 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $499,000 | 2,330 |
| Total noninterest expense | $2,994,000 | 3,073 |
| Salaries and employee benefits | $1,689,000 | 2,889 |
| Premises and equipment expense | $308,000 | 3,373 |
| Additional noninterest expense | $997,000 | 3,128 |
| Pre-tax net operating income | $358,000 | 4,603 |
| Securities gains (losses) | $44,000 | 2,133 |
| Applicable income taxes | $111,000 | 2,980 |
| Income before extraordinary items | $291,000 | 4,861 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $291,000 | 4,864 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $291,000 | 4,864 |
| Net charge-offs | $141,000 | 3,110 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $259,320 | 4,815 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 3,537 |
| Total interest expense | $132,000 | 5,346 |
| Net interest income | $1,639,000 | 3,213 |
| Provision for loan and lease losses | $305,000 | 1,483 |
| Total noninterest income | $309,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $71,000 | 3,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $238,000 | 2,407 |
| Total noninterest expense | $1,492,000 | 3,066 |
| Salaries and employee benefits | $841,000 | 2,912 |
| Premises and equipment expense | $148,000 | 3,500 |
| Additional noninterest expense | $503,000 | 3,079 |
| Pre-tax net operating income | $151,000 | 4,924 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $14,000 | 3,852 |
| Income before extraordinary items | $137,000 | 4,980 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 4,984 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $137,000 | 4,985 |
| Net charge-offs | $-17,000 | 6,828 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $137,000 | 4,832 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 3,420 |
| Total interest expense | $922,000 | 4,588 |
| Net interest income | $6,809,000 | 3,144 |
| Provision for loan and lease losses | $914,000 | 2,543 |
| Total noninterest income | $931,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $362,000 | 3,222 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $569,000 | 2,938 |
| Total noninterest expense | $5,825,000 | 3,130 |
| Salaries and employee benefits | $3,033,000 | 3,094 |
| Premises and equipment expense | $593,000 | 3,602 |
| Additional noninterest expense | $2,199,000 | 2,862 |
| Pre-tax net operating income | $1,001,000 | 3,734 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $366,000 | 2,334 |
| Income before extraordinary items | $635,000 | 4,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $635,000 | 4,309 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $635,000 | 4,309 |
| Net charge-offs | $1,104,000 | 2,245 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $635,000 | 4,182 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 3,396 |
| Total interest expense | $743,000 | 4,540 |
| Net interest income | $5,181,000 | 3,117 |
| Provision for loan and lease losses | $682,000 | 2,478 |
| Total noninterest income | $907,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $273,000 | 3,217 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $634,000 | 2,352 |
| Total noninterest expense | $4,536,000 | 3,034 |
| Salaries and employee benefits | $2,264,000 | 3,112 |
| Premises and equipment expense | $455,000 | 3,592 |
| Additional noninterest expense | $1,817,000 | 2,664 |
| Pre-tax net operating income | $870,000 | 3,563 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $317,000 | 2,210 |
| Income before extraordinary items | $553,000 | 4,151 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 4,153 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $553,000 | 4,153 |
| Net charge-offs | $329,000 | 3,136 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $553,000 | 4,034 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 3,414 |
| Total interest expense | $517,000 | 4,538 |
| Net interest income | $3,453,000 | 3,127 |
| Provision for loan and lease losses | $502,000 | 2,300 |
| Total noninterest income | $570,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $184,000 | 3,179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 2,485 |
| Total noninterest expense | $3,001,000 | 3,100 |
| Salaries and employee benefits | $1,430,000 | 3,253 |
| Premises and equipment expense | $310,000 | 3,569 |
| Additional noninterest expense | $1,261,000 | 2,623 |
| Pre-tax net operating income | $520,000 | 3,742 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $187,000 | 2,287 |
| Income before extraordinary items | $333,000 | 4,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $333,000 | 4,294 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $333,000 | 4,296 |
| Net charge-offs | $297,000 | 2,693 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $333,000 | 4,201 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 3,477 |
| Total interest expense | $263,000 | 4,611 |
| Net interest income | $1,690,000 | 3,174 |
| Provision for loan and lease losses | $232,000 | 2,236 |
| Total noninterest income | $276,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $90,000 | 3,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $186,000 | 2,576 |
| Total noninterest expense | $1,517,000 | 3,082 |
| Salaries and employee benefits | $788,000 | 3,044 |
| Premises and equipment expense | $159,000 | 3,549 |
| Additional noninterest expense | $570,000 | 2,834 |
| Pre-tax net operating income | $217,000 | 4,098 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $71,000 | 2,541 |
| Income before extraordinary items | $146,000 | 4,500 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $146,000 | 4,499 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $146,000 | 4,500 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $146,000 | 4,438 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,776,000 | 3,624 |
| Total interest expense | $1,389,000 | 4,452 |
| Net interest income | $6,387,000 | 3,311 |
| Provision for loan and lease losses | $1,748,000 | 2,255 |
| Total noninterest income | $639,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $346,000 | 3,361 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $293,000 | 3,977 |
| Total noninterest expense | $5,316,000 | 3,427 |
| Salaries and employee benefits | $2,877,000 | 3,227 |
| Premises and equipment expense | $594,000 | 3,748 |
| Additional noninterest expense | $1,845,000 | 3,479 |
| Pre-tax net operating income | $-38,000 | 5,857 |
| Securities gains (losses) | $269,000 | 1,352 |
| Applicable income taxes | $64,000 | 3,508 |
| Income before extraordinary items | $167,000 | 5,389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $167,000 | 5,389 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $167,000 | 5,391 |
| Net charge-offs | $1,621,000 | 2,093 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-26,680 | 5,889 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 3,654 |
| Total interest expense | $1,112,000 | 4,435 |
| Net interest income | $4,816,000 | 3,349 |
| Provision for loan and lease losses | $1,644,000 | 1,869 |
| Total noninterest income | $620,000 | 3,611 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $255,000 | 3,468 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $365,000 | 3,242 |
| Total noninterest expense | $4,251,000 | 3,260 |
| Salaries and employee benefits | $2,123,000 | 3,288 |
| Premises and equipment expense | $442,000 | 3,820 |
| Additional noninterest expense | $1,686,000 | 2,882 |
| Pre-tax net operating income | $-459,000 | 6,528 |
| Securities gains (losses) | $267,000 | 1,163 |
| Applicable income taxes | $-49,000 | 6,976 |
| Income before extraordinary items | $-143,000 | 6,370 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-143,000 | 6,371 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-143,000 | 6,370 |
| Net charge-offs | $1,618,000 | 1,712 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-340,580 | 6,490 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 3,683 |
| Total interest expense | $749,000 | 4,515 |
| Net interest income | $3,208,000 | 3,352 |
| Provision for loan and lease losses | $785,000 | 2,210 |
| Total noninterest income | $394,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $162,000 | 3,550 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $2,652,000 | 3,448 |
| Salaries and employee benefits | $1,417,000 | 3,305 |
| Premises and equipment expense | $297,000 | 3,833 |
| Additional noninterest expense | $938,000 | 3,375 |
| Pre-tax net operating income | $165,000 | 5,127 |
| Securities gains (losses) | $154,000 | 1,115 |
| Applicable income taxes | $113,000 | 2,676 |
| Income before extraordinary items | $206,000 | 4,855 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $206,000 | 4,856 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $206,000 | 4,855 |
| Net charge-offs | $658,000 | 2,150 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,900 | 5,385 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 3,791 |
| Total interest expense | $375,000 | 4,639 |
| Net interest income | $1,566,000 | 3,436 |
| Provision for loan and lease losses | $256,000 | 2,635 |
| Total noninterest income | $192,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $76,000 | 3,674 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 3,249 |
| Total noninterest expense | $1,345,000 | 3,443 |
| Salaries and employee benefits | $728,000 | 3,283 |
| Premises and equipment expense | $156,000 | 3,785 |
| Additional noninterest expense | $461,000 | 3,401 |
| Pre-tax net operating income | $157,000 | 4,485 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $47,000 | 2,839 |
| Income before extraordinary items | $110,000 | 4,848 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 4,848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $110,000 | 4,847 |
| Net charge-offs | $153,000 | 2,697 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $110,000 | 4,742 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,331,000 | 4,056 |
| Total interest expense | $1,774,000 | 4,773 |
| Net interest income | $5,557,000 | 3,673 |
| Provision for loan and lease losses | $852,000 | 3,756 |
| Total noninterest income | $804,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $297,000 | 3,885 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $507,000 | 3,179 |
| Total noninterest expense | $5,114,000 | 3,619 |
| Salaries and employee benefits | $2,477,000 | 3,713 |
| Premises and equipment expense | $579,000 | 3,969 |
| Additional noninterest expense | $2,058,000 | 3,233 |
| Pre-tax net operating income | $395,000 | 4,256 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $86,000 | 2,954 |
| Income before extraordinary items | $314,000 | 4,422 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $314,000 | 4,423 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $314,000 | 4,424 |
| Net charge-offs | $733,000 | 3,293 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $310,100 | 4,360 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,403,000 | 4,158 |
| Total interest expense | $1,385,000 | 4,807 |
| Net interest income | $4,018,000 | 3,783 |
| Provision for loan and lease losses | $606,000 | 3,506 |
| Total noninterest income | $593,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $204,000 | 4,095 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $389,000 | 3,231 |
| Total noninterest expense | $3,704,000 | 3,733 |
| Salaries and employee benefits | $1,809,000 | 3,840 |
| Premises and equipment expense | $438,000 | 3,999 |
| Additional noninterest expense | $1,457,000 | 3,354 |
| Pre-tax net operating income | $301,000 | 4,528 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $53,000 | 3,294 |
| Income before extraordinary items | $253,000 | 4,616 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $253,000 | 4,614 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $253,000 | 4,617 |
| Net charge-offs | $638,000 | 2,733 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $248,850 | 4,574 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 4,303 |
| Total interest expense | $944,000 | 4,875 |
| Net interest income | $2,508,000 | 3,933 |
| Provision for loan and lease losses | $183,000 | 4,454 |
| Total noninterest income | $240,000 | 4,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $124,000 | 4,244 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $116,000 | 4,544 |
| Total noninterest expense | $2,367,000 | 3,890 |
| Salaries and employee benefits | $1,214,000 | 3,867 |
| Premises and equipment expense | $296,000 | 3,976 |
| Additional noninterest expense | $857,000 | 3,690 |
| Pre-tax net operating income | $198,000 | 4,662 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $189,000 | 4,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $189,000 | 4,600 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $189,000 | 4,600 |
| Net charge-offs | $115,000 | 4,093 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $184,350 | 4,542 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,480 |
| Total interest expense | $471,000 | 4,992 |
| Net interest income | $1,179,000 | 4,080 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $113,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $54,000 | 4,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $1,173,000 | 3,837 |
| Salaries and employee benefits | $616,000 | 3,847 |
| Premises and equipment expense | $151,000 | 3,954 |
| Additional noninterest expense | $406,000 | 3,539 |
| Pre-tax net operating income | $54,000 | 5,575 |
| Securities gains (losses) | $-3,000 | 7,758 |
| Applicable income taxes | $-23,000 | 7,290 |
| Income before extraordinary items | $74,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $74,000 | 5,331 |
| Net charge-offs | $38,000 | 3,795 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $77,000 | 5,106 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 4,253 |
| Total interest expense | $2,389,000 | 4,858 |
| Net interest income | $5,245,000 | 3,806 |
| Provision for loan and lease losses | $824,000 | 2,998 |
| Total noninterest income | $555,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $335,000 | 3,816 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $220,000 | 4,688 |
| Total noninterest expense | $4,471,000 | 3,902 |
| Salaries and employee benefits | $2,328,000 | 3,979 |
| Premises and equipment expense | $555,000 | 4,187 |
| Additional noninterest expense | $1,588,000 | 3,480 |
| Pre-tax net operating income | $505,000 | 4,853 |
| Securities gains (losses) | $63,000 | 1,446 |
| Applicable income taxes | $192,000 | 2,857 |
| Income before extraordinary items | $376,000 | 4,826 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $376,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 2,288 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $334,420 | 5,137 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 4,369 |
| Total interest expense | $1,878,000 | 4,860 |
| Net interest income | $3,754,000 | 3,968 |
| Provision for loan and lease losses | $517,000 | 2,679 |
| Total noninterest income | $414,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $250,000 | 3,847 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 4,802 |
| Total noninterest expense | $3,175,000 | 4,050 |
| Salaries and employee benefits | $1,663,000 | 4,154 |
| Premises and equipment expense | $392,000 | 4,365 |
| Additional noninterest expense | $1,120,000 | 3,556 |
| Pre-tax net operating income | $476,000 | 5,007 |
| Securities gains (losses) | $61,000 | 1,293 |
| Applicable income taxes | $181,000 | 3,023 |
| Income before extraordinary items | $356,000 | 4,966 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $356,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $315,740 | 5,324 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 4,392 |
| Total interest expense | $1,316,000 | 4,861 |
| Net interest income | $2,488,000 | 3,982 |
| Provision for loan and lease losses | $82,000 | 4,565 |
| Total noninterest income | $265,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $163,000 | 3,892 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $102,000 | 5,021 |
| Total noninterest expense | $2,232,000 | 3,912 |
| Salaries and employee benefits | $1,173,000 | 4,026 |
| Premises and equipment expense | $260,000 | 4,404 |
| Additional noninterest expense | $799,000 | 3,365 |
| Pre-tax net operating income | $439,000 | 4,617 |
| Securities gains (losses) | $33,000 | 1,725 |
| Applicable income taxes | $168,000 | 2,882 |
| Income before extraordinary items | $304,000 | 4,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $282,880 | 5,039 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 4,398 |
| Total interest expense | $719,000 | 4,816 |
| Net interest income | $1,226,000 | 4,042 |
| Provision for loan and lease losses | $28,000 | 4,637 |
| Total noninterest income | $126,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $1,130,000 | 3,878 |
| Salaries and employee benefits | $592,000 | 4,013 |
| Premises and equipment expense | $140,000 | 4,199 |
| Additional noninterest expense | $398,000 | 3,325 |
| Pre-tax net operating income | $194,000 | 5,006 |
| Securities gains (losses) | $31,000 | 1,352 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $152,000 | 5,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $130,920 | 5,350 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,342,000 | 4,252 |
| Total interest expense | $3,814,000 | 4,127 |
| Net interest income | $4,528,000 | 4,277 |
| Provision for loan and lease losses | $73,000 | 5,300 |
| Total noninterest income | $524,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $304,000 | 4,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $220,000 | 4,869 |
| Total noninterest expense | $4,218,000 | 3,953 |
| Salaries and employee benefits | $2,228,000 | 4,046 |
| Premises and equipment expense | $490,000 | 4,433 |
| Additional noninterest expense | $1,500,000 | 3,420 |
| Pre-tax net operating income | $761,000 | 5,275 |
| Securities gains (losses) | $-20,000 | 7,762 |
| Applicable income taxes | $258,000 | 3,570 |
| Income before extraordinary items | $483,000 | 5,738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $483,000 | 5,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $496,000 | 5,677 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,205,000 | 4,291 |
| Total interest expense | $2,903,000 | 4,099 |
| Net interest income | $3,302,000 | 4,373 |
| Provision for loan and lease losses | $53,000 | 4,995 |
| Total noninterest income | $400,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $231,000 | 4,024 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $3,131,000 | 3,967 |
| Salaries and employee benefits | $1,654,000 | 4,058 |
| Premises and equipment expense | $355,000 | 4,505 |
| Additional noninterest expense | $1,122,000 | 3,368 |
| Pre-tax net operating income | $518,000 | 5,706 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $180,000 | 3,840 |
| Income before extraordinary items | $338,000 | 6,119 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $338,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $338,000 | 6,107 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 4,346 |
| Total interest expense | $1,897,000 | 4,156 |
| Net interest income | $2,170,000 | 4,442 |
| Provision for loan and lease losses | $33,000 | 4,815 |
| Total noninterest income | $267,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $161,000 | 3,952 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $2,114,000 | 3,960 |
| Salaries and employee benefits | $1,113,000 | 4,072 |
| Premises and equipment expense | $211,000 | 4,859 |
| Additional noninterest expense | $790,000 | 3,228 |
| Pre-tax net operating income | $290,000 | 6,102 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $96,000 | 4,166 |
| Income before extraordinary items | $194,000 | 6,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $194,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $194,000 | 6,410 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 4,399 |
| Total interest expense | $918,000 | 4,214 |
| Net interest income | $1,084,000 | 4,462 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $126,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $74,000 | 4,056 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $52,000 | 5,033 |
| Total noninterest expense | $1,067,000 | 3,935 |
| Salaries and employee benefits | $575,000 | 4,000 |
| Premises and equipment expense | $108,000 | 4,816 |
| Additional noninterest expense | $384,000 | 3,279 |
| Pre-tax net operating income | $122,000 | 6,395 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $90,000 | 6,548 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $90,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $90,000 | 6,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,239,000 | 4,475 |
| Total interest expense | $3,156,000 | 4,185 |
| Net interest income | $4,083,000 | 4,608 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $427,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $224,000 | 4,752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $203,000 | 5,102 |
| Total noninterest expense | $3,606,000 | 4,305 |
| Salaries and employee benefits | $2,059,000 | 4,176 |
| Premises and equipment expense | $443,000 | 4,617 |
| Additional noninterest expense | $1,104,000 | 4,198 |
| Pre-tax net operating income | $894,000 | 5,422 |
| Securities gains (losses) | $-84,000 | 8,141 |
| Applicable income taxes | $267,000 | 3,954 |
| Income before extraordinary items | $543,000 | 6,009 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $543,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,375 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $599,280 | 5,813 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 4,532 |
| Total interest expense | $2,235,000 | 4,248 |
| Net interest income | $3,071,000 | 4,626 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $317,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $167,000 | 4,809 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,125 |
| Total noninterest expense | $2,773,000 | 4,207 |
| Salaries and employee benefits | $1,531,000 | 4,183 |
| Premises and equipment expense | $341,000 | 4,540 |
| Additional noninterest expense | $901,000 | 3,920 |
| Pre-tax net operating income | $570,000 | 5,970 |
| Securities gains (losses) | $-88,000 | 8,362 |
| Applicable income taxes | $165,000 | 4,374 |
| Income before extraordinary items | $317,000 | 6,639 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $317,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $375,080 | 6,361 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 4,563 |
| Total interest expense | $1,381,000 | 4,330 |
| Net interest income | $2,062,000 | 4,629 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $205,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 4,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,845,000 | 4,225 |
| Salaries and employee benefits | $1,043,000 | 4,153 |
| Premises and equipment expense | $232,000 | 4,479 |
| Additional noninterest expense | $570,000 | 4,074 |
| Pre-tax net operating income | $392,000 | 5,940 |
| Securities gains (losses) | $-92,000 | 8,522 |
| Applicable income taxes | $105,000 | 4,457 |
| Income before extraordinary items | $195,000 | 6,791 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $195,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $254,800 | 6,360 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 4,603 |
| Total interest expense | $644,000 | 4,397 |
| Net interest income | $1,027,000 | 4,634 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $903,000 | 4,312 |
| Salaries and employee benefits | $520,000 | 4,181 |
| Premises and equipment expense | $132,000 | 4,139 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $208,000 | 5,760 |
| Securities gains (losses) | $-92,000 | 8,649 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $77,000 | 7,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $137,720 | 6,144 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 4,580 |
| Total interest expense | $1,967,000 | 4,483 |
| Net interest income | $4,084,000 | 4,560 |
| Provision for loan and lease losses | $239,000 | 3,299 |
| Total noninterest income | $383,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $207,000 | 4,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $176,000 | 5,427 |
| Total noninterest expense | $3,464,000 | 4,317 |
| Salaries and employee benefits | $1,864,000 | 4,355 |
| Premises and equipment expense | $475,000 | 4,327 |
| Additional noninterest expense | $1,125,000 | 4,063 |
| Pre-tax net operating income | $764,000 | 5,977 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $252,000 | 4,352 |
| Income before extraordinary items | $508,000 | 6,333 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $508,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $510,680 | 6,298 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 4,615 |
| Total interest expense | $1,402,000 | 4,506 |
| Net interest income | $3,026,000 | 4,608 |
| Provision for loan and lease losses | $164,000 | 3,350 |
| Total noninterest income | $286,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $155,000 | 4,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,441 |
| Total noninterest expense | $2,617,000 | 4,268 |
| Salaries and employee benefits | $1,356,000 | 4,431 |
| Premises and equipment expense | $347,000 | 4,392 |
| Additional noninterest expense | $914,000 | 3,760 |
| Pre-tax net operating income | $531,000 | 6,277 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $175,000 | 4,614 |
| Income before extraordinary items | $352,000 | 6,639 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $352,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $354,680 | 6,584 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 4,604 |
| Total interest expense | $856,000 | 4,588 |
| Net interest income | $2,043,000 | 4,547 |
| Provision for loan and lease losses | $134,000 | 2,865 |
| Total noninterest income | $184,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $84,000 | 5,510 |
| Total noninterest expense | $1,770,000 | 4,199 |
| Salaries and employee benefits | $901,000 | 4,420 |
| Premises and equipment expense | $226,000 | 4,426 |
| Additional noninterest expense | $643,000 | 3,602 |
| Pre-tax net operating income | $323,000 | 6,445 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $106,000 | 4,740 |
| Income before extraordinary items | $213,000 | 6,821 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $213,000 | 6,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $215,680 | 6,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 4,633 |
| Total interest expense | $382,000 | 4,806 |
| Net interest income | $1,042,000 | 4,489 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $86,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $917,000 | 4,102 |
| Salaries and employee benefits | $457,000 | 4,390 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $344,000 | 3,411 |
| Pre-tax net operating income | $146,000 | 6,624 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $94,000 | 7,002 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $94,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $96,640 | 6,936 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 5,111 |
| Total interest expense | $1,117,000 | 5,336 |
| Net interest income | $3,475,000 | 4,932 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $379,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $215,000 | 5,073 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,508 |
| Total noninterest expense | $3,223,000 | 4,441 |
| Salaries and employee benefits | $1,733,000 | 4,458 |
| Premises and equipment expense | $435,000 | 4,518 |
| Additional noninterest expense | $1,055,000 | 4,155 |
| Pre-tax net operating income | $531,000 | 6,623 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $170,000 | 4,945 |
| Income before extraordinary items | $361,000 | 6,963 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $361,000 | 6,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $361,000 | 6,905 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 5,252 |
| Total interest expense | $763,000 | 5,579 |
| Net interest income | $2,519,000 | 5,036 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $282,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $157,000 | 5,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 5,493 |
| Total noninterest expense | $2,353,000 | 4,492 |
| Salaries and employee benefits | $1,270,000 | 4,491 |
| Premises and equipment expense | $324,000 | 4,524 |
| Additional noninterest expense | $759,000 | 4,249 |
| Pre-tax net operating income | $388,000 | 6,796 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $123,000 | 5,104 |
| Income before extraordinary items | $264,000 | 7,126 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $264,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $264,680 | 7,060 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 5,376 |
| Total interest expense | $490,000 | 5,704 |
| Net interest income | $1,626,000 | 5,141 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $102,000 | 5,219 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 5,623 |
| Total noninterest expense | $1,538,000 | 4,585 |
| Salaries and employee benefits | $829,000 | 4,586 |
| Premises and equipment expense | $220,000 | 4,467 |
| Additional noninterest expense | $489,000 | 4,387 |
| Pre-tax net operating income | $224,000 | 7,013 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $154,000 | 7,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 7,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $154,000 | 7,229 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 5,444 |
| Total interest expense | $227,000 | 5,978 |
| Net interest income | $814,000 | 5,143 |
| Provision for loan and lease losses | $33,000 | 3,984 |
| Total noninterest income | $83,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $752,000 | 4,678 |
| Salaries and employee benefits | $411,000 | 4,642 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $229,000 | 4,609 |
| Pre-tax net operating income | $112,000 | 6,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $78,000 | 7,179 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 5,813 |
| Total interest expense | $946,000 | 6,274 |
| Net interest income | $2,849,000 | 5,467 |
| Provision for loan and lease losses | $37,000 | 6,587 |
| Total noninterest income | $331,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $190,000 | 5,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $141,000 | 5,934 |
| Total noninterest expense | $2,921,000 | 4,691 |
| Salaries and employee benefits | $1,506,000 | 4,835 |
| Premises and equipment expense | $405,000 | 4,697 |
| Additional noninterest expense | $1,010,000 | 4,244 |
| Pre-tax net operating income | $222,000 | 7,748 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $70,000 | 6,038 |
| Income before extraordinary items | $152,000 | 8,000 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $152,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,859 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $152,000 | 7,878 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 5,969 |
| Total interest expense | $715,000 | 6,408 |
| Net interest income | $2,038,000 | 5,658 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $246,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $143,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $2,113,000 | 4,801 |
| Salaries and employee benefits | $1,094,000 | 4,928 |
| Premises and equipment expense | $293,000 | 4,793 |
| Additional noninterest expense | $726,000 | 4,354 |
| Pre-tax net operating income | $149,000 | 7,977 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $48,000 | 6,237 |
| Income before extraordinary items | $101,000 | 8,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $101,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,801 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $101,000 | 8,079 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 6,112 |
| Total interest expense | $481,000 | 6,504 |
| Net interest income | $1,294,000 | 5,817 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $159,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $94,000 | 5,422 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $65,000 | 6,111 |
| Total noninterest expense | $1,366,000 | 4,906 |
| Salaries and employee benefits | $707,000 | 5,040 |
| Premises and equipment expense | $183,000 | 4,991 |
| Additional noninterest expense | $476,000 | 4,400 |
| Pre-tax net operating income | $65,000 | 8,269 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $43,000 | 8,482 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $43,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,795 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $43,000 | 8,354 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,309 |
| Total interest expense | $201,000 | 7,054 |
| Net interest income | $637,000 | 5,867 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $636,000 | 5,148 |
| Salaries and employee benefits | $339,000 | 5,203 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $62,000 | 7,805 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $38,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $38,000 | 7,987 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 6,286 |
| Total interest expense | $949,000 | 7,066 |
| Net interest income | $2,608,000 | 5,770 |
| Provision for loan and lease losses | $99,000 | 5,759 |
| Total noninterest income | $244,000 | 6,915 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $178,000 | 5,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 7,179 |
| Total noninterest expense | $2,305,000 | 5,370 |
| Salaries and employee benefits | $1,144,000 | 5,659 |
| Premises and equipment expense | $422,000 | 4,460 |
| Additional noninterest expense | $739,000 | 5,215 |
| Pre-tax net operating income | $448,000 | 6,972 |
| Securities gains (losses) | $-16,000 | 8,963 |
| Applicable income taxes | $147,000 | 5,549 |
| Income before extraordinary items | $285,000 | 7,400 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $285,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,779 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $295,560 | 7,243 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 6,226 |
| Total interest expense | $1,716,000 | 6,572 |
| Net interest income | $2,451,000 | 5,775 |
| Provision for loan and lease losses | $390,000 | 2,674 |
| Total noninterest income | $244,000 | 6,917 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $174,000 | 5,460 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $2,222,000 | 5,352 |
| Salaries and employee benefits | $1,173,000 | 5,412 |
| Premises and equipment expense | $365,000 | 4,898 |
| Additional noninterest expense | $684,000 | 5,370 |
| Pre-tax net operating income | $83,000 | 8,409 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $39,000 | 6,903 |
| Income before extraordinary items | $46,000 | 8,633 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $46,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,019 |
| Cash dividends | $35,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $44,720 | 8,542 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,084,000 | 6,423 |
| Total interest expense | $1,682,000 | 6,807 |
| Net interest income | $2,402,000 | 5,959 |
| Provision for loan and lease losses | $122,000 | 4,805 |
| Total noninterest income | $240,000 | 6,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $2,199,000 | 5,335 |
| Salaries and employee benefits | $1,140,000 | 5,423 |
| Premises and equipment expense | $361,000 | 4,827 |
| Additional noninterest expense | $698,000 | 5,188 |
| Pre-tax net operating income | $321,000 | 7,811 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $122,000 | 6,264 |
| Income before extraordinary items | $199,000 | 8,071 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $199,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,436 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $199,000 | 8,069 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 7,160 |
| Total interest expense | $1,178,000 | 7,700 |
| Net interest income | $2,021,000 | 6,603 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $310,000 | 6,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,639 |
| Total noninterest expense | $1,953,000 | 5,784 |
| Salaries and employee benefits | $904,000 | 6,289 |
| Premises and equipment expense | $331,000 | 5,158 |
| Additional noninterest expense | $718,000 | 5,158 |
| Pre-tax net operating income | $268,000 | 8,262 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $103,000 | 6,887 |
| Income before extraordinary items | $165,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $165,000 | 8,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 7,290 |
| Total interest expense | $1,253,000 | 7,782 |
| Net interest income | $1,942,000 | 6,779 |
| Provision for loan and lease losses | $148,000 | 4,215 |
| Total noninterest income | $256,000 | 6,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $1,741,000 | 6,140 |
| Salaries and employee benefits | $849,000 | 6,476 |
| Premises and equipment expense | $283,000 | 5,554 |
| Additional noninterest expense | $609,000 | 5,701 |
| Pre-tax net operating income | $309,000 | 8,335 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $117,000 | 7,286 |
| Income before extraordinary items | $192,000 | 8,674 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $192,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,864 |
| Cash dividends | $194,000 | 5,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $192,000 | 8,602 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 7,539 |
| Total interest expense | $1,331,000 | 7,774 |
| Net interest income | $1,849,000 | 7,212 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $261,000 | 7,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,257 |
| Total noninterest expense | $1,750,000 | 6,177 |
| Salaries and employee benefits | $857,000 | 6,505 |
| Premises and equipment expense | $287,000 | 5,575 |
| Additional noninterest expense | $606,000 | 5,763 |
| Pre-tax net operating income | $308,000 | 8,956 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $200,000 | 9,151 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $200,000 | 9,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $71,000 | 6,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $200,000 | 9,108 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 8,283 |
| Total interest expense | $1,224,000 | 8,309 |
| Net interest income | $1,572,000 | 8,096 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $851,000 | 3,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,391 |
| Total noninterest expense | $2,412,000 | 5,160 |
| Salaries and employee benefits | $1,039,000 | 5,836 |
| Premises and equipment expense | $295,000 | 5,657 |
| Additional noninterest expense | $1,078,000 | 4,134 |
| Pre-tax net operating income | $1,000 | 10,769 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-450,000 | 11,348 |
| Income before extraordinary items | $451,000 | 7,227 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $451,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $451,000 | 7,178 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 8,775 |
| Total interest expense | $1,282,000 | 8,341 |
| Net interest income | $1,338,000 | 8,961 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $763,000 | 3,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,627 |
| Total noninterest expense | $1,864,000 | 6,317 |
| Salaries and employee benefits | $837,000 | 6,914 |
| Premises and equipment expense | $352,000 | 4,999 |
| Additional noninterest expense | $675,000 | 6,025 |
| Pre-tax net operating income | $177,000 | 10,596 |
| Securities gains (losses) | $-46,000 | 11,123 |
| Applicable income taxes | $-43,000 | 11,622 |
| Income before extraordinary items | $174,000 | 10,223 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $174,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $220,000 | 9,683 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 9,795 |
| Total interest expense | $1,015,000 | 8,628 |
| Net interest income | $988,000 | 10,428 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $310,000 | 7,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $1,784,000 | 6,740 |
| Salaries and employee benefits | $804,000 | 7,191 |
| Premises and equipment expense | $329,000 | 5,325 |
| Additional noninterest expense | $651,000 | 6,671 |
| Pre-tax net operating income | $-533,000 | 12,394 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $30,000 | 10,923 |
| Income before extraordinary items | $-566,000 | 12,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-566,000 | 12,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-563,000 | 12,377 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 11,190 |
| Total interest expense | $684,000 | 10,684 |
| Net interest income | $840,000 | 11,374 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $340,000 | 7,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,429 |
| Total noninterest expense | $1,519,000 | 7,770 |
| Salaries and employee benefits | $627,000 | 8,587 |
| Premises and equipment expense | $310,000 | 5,690 |
| Additional noninterest expense | $582,000 | 7,499 |
| Pre-tax net operating income | $-339,000 | 12,786 |
| Securities gains (losses) | $182,000 | 1,798 |
| Applicable income taxes | $-33,000 | 12,857 |
| Income before extraordinary items | $-124,000 | 12,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-124,000 | 12,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-267,780 | 12,732 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 10,054 |
| Total interest expense | $1,191,000 | 9,636 |
| Net interest income | $1,231,000 | 10,212 |
| Provision for loan and lease losses | $541,000 | 2,825 |
| Total noninterest income | $364,000 | 6,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 4,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $2,172,000 | 5,987 |
| Salaries and employee benefits | $555,000 | 9,231 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $1,373,000 | 3,867 |
| Pre-tax net operating income | $-1,118,000 | 13,500 |
| Securities gains (losses) | $120,000 | 2,718 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-998,000 | 13,551 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-998,000 | 13,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 2,373 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,118,000 | 13,507 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.