Home > Mercantile Bank Texas > Income and Expense
Mercantile Bank Texas, Income and Expense
2004-06-30 (YTD Data) | Rank | |
Total interest income | $5,313,000 | 2,625 |
Total interest expense | $481,000 | 5,758 |
Net interest income | $4,832,000 | 2,069 |
Provision for loan and lease losses | $833,000 | 613 |
Total noninterest income | $655,000 | 2,980 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $437,000 | 1,971 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $218,000 | 3,584 |
Total noninterest expense | $3,479,000 | 2,277 |
Salaries and employee benefits | $2,078,000 | 2,106 |
Premises and equipment expense | $599,000 | 1,908 |
Additional noninterest expense | $802,000 | 2,929 |
Pre-tax net operating income | $1,175,000 | 3,164 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $355,000 | 2,778 |
Income before extraordinary items | $820,000 | 3,465 |
Extraordinary gains, net | $0 | 21 |
Net income | $820,000 | 3,465 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $115,000 | 1,990 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $820,000 | 3,377 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,630,000 | 2,656 |
Total interest expense | $236,000 | 5,862 |
Net interest income | $2,394,000 | 2,104 |
Provision for loan and lease losses | $233,000 | 1,019 |
Total noninterest income | $319,000 | 2,978 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $217,000 | 1,928 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $102,000 | 3,674 |
Total noninterest expense | $1,721,000 | 2,312 |
Salaries and employee benefits | $1,038,000 | 2,124 |
Premises and equipment expense | $184,000 | 3,026 |
Additional noninterest expense | $499,000 | 2,366 |
Pre-tax net operating income | $759,000 | 2,531 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $221,000 | 2,402 |
Income before extraordinary items | $538,000 | 2,762 |
Extraordinary gains, net | $0 | 16 |
Net income | $538,000 | 2,762 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 6,968 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $538,000 | 2,668 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $9,943,000 | 2,837 |
Total interest expense | $1,024,000 | 6,045 |
Net interest income | $8,919,000 | 2,169 |
Provision for loan and lease losses | $348,000 | 2,876 |
Total noninterest income | $1,113,000 | 3,479 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $756,000 | 2,218 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $357,000 | 4,176 |
Total noninterest expense | $6,657,000 | 2,356 |
Salaries and employee benefits | $3,956,000 | 2,147 |
Premises and equipment expense | $746,000 | 2,919 |
Additional noninterest expense | $1,955,000 | 2,465 |
Pre-tax net operating income | $3,027,000 | 2,489 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $1,028,000 | 2,138 |
Income before extraordinary items | $1,999,000 | 2,872 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,999,000 | 2,873 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 6,342 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,999,000 | 2,744 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $7,294,000 | 2,949 |
Total interest expense | $781,000 | 6,139 |
Net interest income | $6,513,000 | 2,245 |
Provision for loan and lease losses | $281,000 | 2,633 |
Total noninterest income | $795,000 | 3,661 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $549,000 | 2,285 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $246,000 | 4,413 |
Total noninterest expense | $4,878,000 | 2,417 |
Salaries and employee benefits | $2,888,000 | 2,208 |
Premises and equipment expense | $880,000 | 1,945 |
Additional noninterest expense | $1,110,000 | 3,104 |
Pre-tax net operating income | $2,149,000 | 2,698 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $714,000 | 2,359 |
Income before extraordinary items | $1,435,000 | 3,062 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,435,000 | 3,061 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 5,594 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,435,000 | 2,916 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $4,750,000 | 3,032 |
Total interest expense | $543,000 | 6,141 |
Net interest income | $4,207,000 | 2,307 |
Provision for loan and lease losses | $185,000 | 2,635 |
Total noninterest income | $497,000 | 3,754 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $350,000 | 2,345 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $147,000 | 4,602 |
Total noninterest expense | $3,187,000 | 2,469 |
Salaries and employee benefits | $1,882,000 | 2,248 |
Premises and equipment expense | $588,000 | 1,936 |
Additional noninterest expense | $717,000 | 3,162 |
Pre-tax net operating income | $1,332,000 | 2,855 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $441,000 | 2,509 |
Income before extraordinary items | $891,000 | 3,232 |
Extraordinary gains, net | $0 | 30 |
Net income | $891,000 | 3,232 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 5,113 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $891,000 | 3,068 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,318,000 | 3,108 |
Total interest expense | $273,000 | 6,222 |
Net interest income | $2,045,000 | 2,375 |
Provision for loan and lease losses | $94,000 | 2,466 |
Total noninterest income | $239,000 | 3,738 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $171,000 | 2,326 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $68,000 | 4,672 |
Total noninterest expense | $1,526,000 | 2,540 |
Salaries and employee benefits | $898,000 | 2,338 |
Premises and equipment expense | $293,000 | 1,944 |
Additional noninterest expense | $335,000 | 3,318 |
Pre-tax net operating income | $664,000 | 2,853 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $219,000 | 2,554 |
Income before extraordinary items | $445,000 | 3,202 |
Extraordinary gains, net | $0 | 21 |
Net income | $445,000 | 3,200 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,853 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $445,000 | 3,043 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $8,837,000 | 3,360 |
Total interest expense | $1,478,000 | 5,767 |
Net interest income | $7,359,000 | 2,594 |
Provision for loan and lease losses | $173,000 | 4,671 |
Total noninterest income | $840,000 | 3,865 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $551,000 | 2,742 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $289,000 | 4,341 |
Total noninterest expense | $5,733,000 | 2,579 |
Salaries and employee benefits | $3,265,000 | 2,434 |
Premises and equipment expense | $1,153,000 | 1,913 |
Additional noninterest expense | $1,315,000 | 3,335 |
Pre-tax net operating income | $2,293,000 | 3,080 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $781,000 | 2,637 |
Income before extraordinary items | $1,512,000 | 3,480 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,512,000 | 3,478 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,046 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,512,000 | 3,376 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $9,597,000 | 3,432 |
Total interest expense | $2,898,000 | 4,859 |
Net interest income | $6,699,000 | 2,666 |
Provision for loan and lease losses | $251,000 | 3,598 |
Total noninterest income | $621,000 | 4,504 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $379,000 | 3,556 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $242,000 | 4,551 |
Total noninterest expense | $5,124,000 | 2,770 |
Salaries and employee benefits | $2,855,000 | 2,629 |
Premises and equipment expense | $660,000 | 3,101 |
Additional noninterest expense | $1,609,000 | 2,702 |
Pre-tax net operating income | $1,945,000 | 3,237 |
Securities gains (losses) | $43,000 | 2,496 |
Applicable income taxes | $665,000 | 2,768 |
Income before extraordinary items | $1,323,000 | 3,544 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,323,000 | 3,546 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 5,462 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,294,190 | 3,493 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $8,879,000 | 3,768 |
Total interest expense | $3,351,000 | 4,528 |
Net interest income | $5,528,000 | 3,183 |
Provision for loan and lease losses | $171,000 | 4,128 |
Total noninterest income | $530,000 | 4,746 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $469,000 | 2,863 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $61,000 | 7,442 |
Total noninterest expense | $3,909,000 | 3,395 |
Salaries and employee benefits | $2,223,000 | 3,154 |
Premises and equipment expense | $610,000 | 3,222 |
Additional noninterest expense | $1,076,000 | 3,760 |
Pre-tax net operating income | $1,978,000 | 3,350 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $677,000 | 2,865 |
Income before extraordinary items | $1,301,000 | 3,632 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,301,000 | 3,632 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $53,000 | 4,647 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,301,000 | 3,621 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $5,987,000 | 4,956 |
Total interest expense | $2,187,000 | 5,672 |
Net interest income | $3,800,000 | 4,356 |
Provision for loan and lease losses | $13,000 | 7,957 |
Total noninterest income | $420,000 | 5,463 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $216,000 | 4,922 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $204,000 | 4,897 |
Total noninterest expense | $2,723,000 | 4,568 |
Salaries and employee benefits | $1,321,000 | 4,810 |
Premises and equipment expense | $426,000 | 4,316 |
Additional noninterest expense | $976,000 | 4,097 |
Pre-tax net operating income | $1,484,000 | 4,121 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $502,000 | 3,630 |
Income before extraordinary items | $982,000 | 4,488 |
Extraordinary gains, net | $0 | 35 |
Net income | $982,000 | 4,488 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $982,000 | 4,445 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $5,195,000 | 5,528 |
Total interest expense | $1,961,000 | 6,249 |
Net interest income | $3,234,000 | 4,885 |
Provision for loan and lease losses | $95,000 | 5,236 |
Total noninterest income | $424,000 | 5,429 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $235,000 | 4,686 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $189,000 | 5,104 |
Total noninterest expense | $2,117,000 | 5,371 |
Salaries and employee benefits | $946,000 | 6,002 |
Premises and equipment expense | $360,000 | 4,790 |
Additional noninterest expense | $811,000 | 4,628 |
Pre-tax net operating income | $1,446,000 | 4,298 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $489,000 | 3,902 |
Income before extraordinary items | $957,000 | 4,642 |
Extraordinary gains, net | $0 | 32 |
Net income | $957,000 | 4,642 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $62,000 | 4,524 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $957,000 | 4,547 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $5,141,000 | 5,675 |
Total interest expense | $1,867,000 | 6,532 |
Net interest income | $3,274,000 | 4,969 |
Provision for loan and lease losses | $270,000 | 2,814 |
Total noninterest income | $425,000 | 5,524 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $236,000 | 4,834 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $189,000 | 5,092 |
Total noninterest expense | $1,997,000 | 5,664 |
Salaries and employee benefits | $903,000 | 6,269 |
Premises and equipment expense | $348,000 | 4,919 |
Additional noninterest expense | $746,000 | 4,979 |
Pre-tax net operating income | $1,432,000 | 4,654 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $473,000 | 4,381 |
Income before extraordinary items | $959,000 | 4,844 |
Extraordinary gains, net | $0 | 44 |
Net income | $959,000 | 4,844 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 4,153 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $959,000 | 4,784 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,635,000 | 6,256 |
Total interest expense | $1,567,000 | 7,403 |
Net interest income | $3,068,000 | 5,347 |
Provision for loan and lease losses | $50,000 | 6,559 |
Total noninterest income | $444,000 | 5,594 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $283,000 | 4,413 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $161,000 | 5,764 |
Total noninterest expense | $2,130,000 | 5,676 |
Salaries and employee benefits | $909,000 | 6,414 |
Premises and equipment expense | $326,000 | 5,271 |
Additional noninterest expense | $895,000 | 4,780 |
Pre-tax net operating income | $1,332,000 | 4,752 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $443,000 | 4,553 |
Income before extraordinary items | $889,000 | 4,917 |
Extraordinary gains, net | $0 | 53 |
Net income | $889,000 | 4,918 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 5,803 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $889,000 | 4,862 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,175,000 | 6,821 |
Total interest expense | $1,402,000 | 7,973 |
Net interest income | $2,773,000 | 5,857 |
Provision for loan and lease losses | $20,000 | 7,637 |
Total noninterest income | $618,000 | 4,475 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $345,000 | 3,820 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $273,000 | 4,237 |
Total noninterest expense | $2,560,000 | 4,896 |
Salaries and employee benefits | $796,000 | 7,120 |
Premises and equipment expense | $290,000 | 5,781 |
Additional noninterest expense | $1,474,000 | 3,134 |
Pre-tax net operating income | $811,000 | 6,788 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $811,000 | 5,394 |
Extraordinary gains, net | $0 | 65 |
Net income | $811,000 | 5,391 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 5,914 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $811,000 | 5,363 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,420,000 | 7,451 |
Total interest expense | $1,007,000 | 8,664 |
Net interest income | $2,413,000 | 6,635 |
Provision for loan and lease losses | $25,000 | 7,401 |
Total noninterest income | $625,000 | 4,521 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $347,000 | 3,871 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $278,000 | 4,315 |
Total noninterest expense | $2,186,000 | 5,780 |
Salaries and employee benefits | $770,000 | 7,381 |
Premises and equipment expense | $247,000 | 6,567 |
Additional noninterest expense | $1,169,000 | 4,147 |
Pre-tax net operating income | $827,000 | 6,737 |
Securities gains (losses) | $-40,000 | 10,871 |
Applicable income taxes | $-119,000 | 12,322 |
Income before extraordinary items | $906,000 | 4,881 |
Extraordinary gains, net | $0 | 249 |
Net income | $906,000 | 4,888 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 4,558 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $946,000 | 4,759 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,185,000 | 8,039 |
Total interest expense | $961,000 | 9,285 |
Net interest income | $2,224,000 | 7,117 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $437,000 | 6,114 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $315,000 | 4,240 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $122,000 | 7,244 |
Total noninterest expense | $2,183,000 | 5,904 |
Salaries and employee benefits | $701,000 | 7,989 |
Premises and equipment expense | $218,000 | 7,325 |
Additional noninterest expense | $1,264,000 | 4,007 |
Pre-tax net operating income | $478,000 | 8,795 |
Securities gains (losses) | $4,000 | 6,316 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $482,000 | 7,699 |
Extraordinary gains, net | $125,000 | 1,386 |
Net income | $607,000 | 6,890 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 6,216 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $478,000 | 7,467 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,185,000 | 8,663 |
Total interest expense | $1,298,000 | 9,245 |
Net interest income | $1,887,000 | 8,086 |
Provision for loan and lease losses | $20,000 | 10,574 |
Total noninterest income | $537,000 | 5,363 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $326,000 | 4,165 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $211,000 | 5,489 |
Total noninterest expense | $2,200,000 | 5,921 |
Salaries and employee benefits | $601,000 | 8,798 |
Premises and equipment expense | $195,000 | 7,943 |
Additional noninterest expense | $1,404,000 | 3,789 |
Pre-tax net operating income | $204,000 | 11,037 |
Securities gains (losses) | $53,000 | 4,016 |
Applicable income taxes | $87,000 | 10,252 |
Income before extraordinary items | $170,000 | 10,995 |
Extraordinary gains, net | $87,000 | 792 |
Net income | $257,000 | 9,976 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $235,000 | 3,850 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $135,020 | 11,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.