Home > Mercantile Bank > Net charge- offs to loans
Mercantile Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2826% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 3,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1800% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2553% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2754% | 4,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 789 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3949% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2687% | 4,477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3733% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4402% | 4,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 664 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0613% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3530% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9199% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6196% | 4,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0383% | 4,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0605% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2459% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3850% | 4,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 4,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 4,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0996% | 4,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0593% | 4,503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1023% | 4,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 3,422 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4092% | 4,580 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7401% | 4,704 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3920% | 4,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 4,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1275% | 4,578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0780% | 4,553 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1309% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0002% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3303% | 4,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3469% | 4,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 3,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1453% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0921% | 3,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1490% | 4,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0043% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1737% | 4,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1821% | 4,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 4,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1063% | 4,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1682% | 3,462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1018% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2280% | 4,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2387% | 4,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0507% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1065% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.1359% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0806% | 4,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1933% | 4,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1295% | 3,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1984% | 4,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0660% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1988% | 4,377 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4103% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4173% | 4,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0736% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 4,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1117% | 4,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1941% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1049% | 4,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2127% | 4,381 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9488% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4295% | 4,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0576% | 4,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,096 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0489% | 4,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1276% | 4,632 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1194% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1283% | 4,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 3,587 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4804% | 4,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4944% | 4,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0520% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0580% | 4,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0707% | 4,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0593% | 4,507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1546% | 3,603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 4,039 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5680% | 4,567 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5846% | 4,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0329% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0468% | 4,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2278% | 3,681 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 4,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1594% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3216% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1316% | 2,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0415% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 4,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1050% | 3,629 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1129% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7817% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0748% | 2,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 4,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0843% | 4,730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1395% | 3,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0787% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1812% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2091% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1365% | 2,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0346% | 4,649 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 4,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0785% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2192% | 3,710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0366% | 4,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0374% | 4,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0367% | 3,603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0078% | 3,309 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4250% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0359% | 4,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1420% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0609% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9086% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0774% | 4,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 4,394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2493% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,795 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0517% | 4,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0526% | 4,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4574% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2027% | 4,749 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9040% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1913% | 4,706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0674% | 5,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0601% | 4,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.3668% | 4,817 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 4,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1108% | 4,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9066% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3753% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0557% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0757% | 5,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.5282% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 4,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0511% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0581% | 4,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4898% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2523% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4660% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0748% | 5,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0919% | 5,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.7626% | 4,967 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 3,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0498% | 4,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2072% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9417% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1844% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0741% | 5,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1818% | 5,379 |
| Percentage Net Loans Charged-off:Construction & development | -1.5293% | 5,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,748 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3257% | 4,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1786% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3062% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3102% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 1,802 |
| Percentage Net Loans Charged-off:Construction & development | -0.0569% | 4,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0271% | 4,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3427% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1367% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1124% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7180% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2677% | 2,305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6777% | 15 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0399% | 4,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4004% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1042% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1284% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4333% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3193% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4345% | 1,618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.4347% | 13 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 1,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 4,761 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 5,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3922% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3188% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4781% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3564% | 1,722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.5358% | 7 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.0772% | 4,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2507% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5527% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1829% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2571% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2598% | 1,763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0415% | 4,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7815% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7885% | 1,113 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 4,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1577% | 31 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 3,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 5,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2417% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1280% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 4,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8540% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8615% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0039% | 4,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3465% | 24 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 4,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 5,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1704% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2893% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1427% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0003% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5201% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0067% | 5,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5403% | 14 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 5,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0679% | 5,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5551% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5954% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6004% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1148% | 11 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2072% | 897 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 4,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3321% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8924% | 4,904 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1901% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1911% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 2,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2741% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2260% | 1,144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2780% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0515% | 5,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2505% | 675 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4290% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1603% | 4,955 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2433% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1352% | 5,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2332% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3004% | 1,138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2373% | 2,144 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0666% | 5,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2332% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3899% | 458 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 4,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6466% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3223% | 4,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3753% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2000% | 5,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1697% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4364% | 1,152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1744% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0687% | 5,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2676% | 6,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2481% | 6,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,952 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3727% | 6,131 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5281% | 5,011 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3773% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6659% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3143% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3946% | 5,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2567% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8359% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2656% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0872% | 5,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 5,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 5,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7135% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2348% | 6,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3506% | 4,712 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2045% | 6,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0588% | 5,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2210% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2370% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2208% | 2,629 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0869% | 5,591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9013% | 27 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 5,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 5,850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0494% | 5,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 1,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0047% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4843% | 6,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4265% | 4,765 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5005% | 6,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0979% | 5,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2104% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6584% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 2,468 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0806% | 5,642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0915% | 22 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0909% | 6,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0635% | 6,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 5,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8687% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8751% | 6,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8821% | 4,839 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8730% | 6,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1835% | 5,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0261% | 3,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5231% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0177% | 3,124 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0876% | 5,690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 5,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1193% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 5,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 5,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6329% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7885% | 6,565 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1628% | 4,725 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1773% | 6,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4001% | 5,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3141% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0596% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1844% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0776% | 5,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1280% | 6,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.0901% | 5,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 2,281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5925% | 5,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0900% | 6,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1454% | 4,858 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 6,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5162% | 6,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7634% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1158% | 5,919 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1097% | 5,820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0385% | 71 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1547% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1769% | 6,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 1,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2713% | 6,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2908% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1344% | 4,879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2784% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0952% | 5,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6961% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1140% | 5,871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2798% | 1,368 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1403% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1977% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 1.0720% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4623% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4319% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0834% | 4,818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7452% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0144% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1459% | 5,796 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1108% | 5,862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4426% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5659% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 2.7908% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0815% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0372% | 5,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3037% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1387% | 4,884 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8039% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1166% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1219% | 5,908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4519% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7351% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0841% | 2,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5230% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7615% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5204% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4270% | 1,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5760% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4049% | 6,462 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3320% | 6,576 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8382% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6290% | 6,677 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1279% | 6,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1761% | 1,440 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6786% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9128% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.2167% | 1,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6063% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3850% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6592% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5910% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6994% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 5,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8525% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4140% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6338% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1393% | 6,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7239% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9391% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0829% | 1,838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4213% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.5935% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6265% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1732% | 5,153 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1099% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0646% | 2,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5472% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6235% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1531% | 6,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1050% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7181% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.6939% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9768% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.8753% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0214% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2275% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5022% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1488% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4280% | 6,532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4893% | 6,540 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1495% | 6,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3662% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5299% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 2.7624% | 1,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1183% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0334% | 982 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8566% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6360% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9906% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7702% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4233% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8856% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8682% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2621% | 6,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4764% | 1,411 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2537% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2469% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 3.8118% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6417% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0153% | 5,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5327% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7348% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4105% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2556% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4468% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2685% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7279% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2988% | 6,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5825% | 1,388 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7617% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6926% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 5.0771% | 812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7570% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0224% | 5,668 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6073% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 5.5133% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6645% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0020% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1245% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4195% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1627% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3991% | 6,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0283% | 1,344 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7655% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0365% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0570% | 1,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7924% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0427% | 5,712 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1904% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0773% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4296% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5082% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9548% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8536% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.4834% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2989% | 6,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4368% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6850% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 5.6337% | 1,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2687% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7423% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7387% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7238% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3375% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6380% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0312% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4070% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0413% | 1,798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.2885% | 91 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6773% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9739% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 6.5457% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4171% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7499% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1462% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9656% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8368% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7480% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3131% | 3,755 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6389% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2137% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.6461% | 72 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9882% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1341% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 6.1703% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3251% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3756% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2069% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2024% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2096% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5745% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4691% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6287% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1013% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.3049% | 43 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6203% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7825% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 4.2310% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0787% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0007% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0603% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8373% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6052% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1402% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9451% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8872% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0931% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2495% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0375% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 4.2351% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2517% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7385% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7084% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0652% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6233% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8910% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0983% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7902% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1591% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5212% | 119 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0976% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8260% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 3.6733% | 1,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1808% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9476% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6274% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6444% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7241% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8732% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1730% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4515% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5443% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9840% | 129 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8418% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3538% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 2.2973% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8781% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 6,123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1214% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6904% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4417% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1684% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1093% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8496% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2303% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3861% | 92 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2378% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9130% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 1.1035% | 1,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3961% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 6,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1126% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8674% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8741% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9727% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6045% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4568% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8251% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6271% | 54 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0863% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0705% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 1.7908% | 1,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7510% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0132% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1048% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3138% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9950% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1229% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8030% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4418% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4605% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3853% | 46 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9857% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9089% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 1.7002% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5952% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7002% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6955% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2257% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1700% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0449% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0317% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9575% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.6739% | 27 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0193% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0596% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 1.5902% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8097% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0591% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1450% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0721% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9333% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0011% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0612% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0169% | 1,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.1620% | 22 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1033% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1133% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 2.0913% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8459% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3315% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2968% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8803% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1084% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7140% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7692% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3759% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4565% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.4609% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3544% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2809% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6977% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5903% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2323% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8411% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6687% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1376% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1910% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.3306% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6816% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7913% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6233% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2467% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3420% | 3,358 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0978% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1193% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2255% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1993% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 0.4987% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4967% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4551% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5192% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3006% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5143% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3564% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1988% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.5269% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0492% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4406% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6772% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1234% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3307% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8114% | 1,834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2946% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0693% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1351% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5477% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7938% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6555% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0060% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2092% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2167% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0757% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6216% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3090% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 18.2150% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0435% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2161% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.1160% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 7,924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6916% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1211% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 18.1682% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1905% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.1346% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6263% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9227% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.2763% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3544% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3934% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3073% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 3,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1057% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.3883% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,842 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 6,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4527% | 3,304 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1585% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1173% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.3559% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0883% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 7,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1627% | 4,381 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7886% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2004% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.8284% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 8,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0582% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0361% | 7,061 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0818% | 7,223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 3,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0788% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 8,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3309% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1676% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0814% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3997% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3496% | 4,119 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9575% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3014% | 1,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2248% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9959% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3652% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7516% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9888% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 6,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 3,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 3,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8758% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9329% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 5,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 8,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 3,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9884% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5210% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 4,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1519% | 2,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2132% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0274% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 8,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1948% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1249% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7111% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0050% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 5,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0634% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1838% | 3,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 6,408 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5361% | 1,846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 6,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.1369% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 4,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0901% | 2,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 5,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7490% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7399% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 6,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |