Home > Medallion Bank > Income and Expense

Medallion Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$236,738,000268
Total interest expense$47,785,000401
Net interest income$188,953,000236
Provision for loan and lease losses$36,457,00098
Total noninterest income$2,007,0002,006
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and feesNANA
Additional Noninterest Income$2,007,0001,622
Total noninterest expense$47,396,000597
Salaries and employee benefits$19,001,000798
Premises and equipment expense$830,0002,252
Additional noninterest expense$2,007,0001,622
Pre-tax net operating income$107,107,000205
Securities gains (losses)$24,000616
Applicable income taxes$27,279,000178
Income before extraordinary items$79,852,000203
Extraordinary gains, net$054
Net income$79,852,000206
Minority interest net income$088
Net income of bank and minority interests.$79,852,000205
Net charge-offs$30,360,00084
Cash dividends$26,047,000257
Sale, conversion, retirement of capital stock, net$0540
Net operating income$79,833,040213
2023-09-30 (YTD Data)Rank
Total interest income$173,408,000271
Total interest expense$33,384,000399
Net interest income$140,024,000241
Provision for loan and lease losses$26,740,000102
Total noninterest income$1,322,0002,142
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and feesNANA
Additional Noninterest Income$1,322,0001,731
Total noninterest expense$35,376,000604
Salaries and employee benefits$14,004,000822
Premises and equipment expense$625,0002,255
Additional noninterest expense$1,322,0001,731
Pre-tax net operating income$79,230,000211
Securities gains (losses)$-54,0003,852
Applicable income taxes$21,268,000182
Income before extraordinary items$57,908,000218
Extraordinary gains, net$052
Net income$57,908,000220
Minority interest net income$081
Net income of bank and minority interests.$57,908,000219
Net charge-offs$24,832,00079
Cash dividends$14,535,000299
Sale, conversion, retirement of capital stock, net$0507
Net operating income$57,950,660222
2023-06-30 (YTD Data)Rank
Total interest income$111,106,000264
Total interest expense$19,937,000396
Net interest income$91,169,000240
Provision for loan and lease losses$12,717,000116
Total noninterest income$410,0002,924
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and feesNANA
Additional Noninterest Income$410,0002,418
Total noninterest expense$23,061,000596
Salaries and employee benefits$8,980,000837
Premises and equipment expense$413,0002,267
Additional noninterest expense$410,0002,414
Pre-tax net operating income$55,801,000206
Securities gains (losses)$0938
Applicable income taxes$15,047,000173
Income before extraordinary items$40,754,000209
Extraordinary gains, net$051
Net income$40,754,000213
Minority interest net income$081
Net income of bank and minority interests.$40,754,000209
Net charge-offs$14,456,00078
Cash dividends$13,024,000238
Sale, conversion, retirement of capital stock, net$0486
Net operating income$40,754,000215
2023-03-31 (YTD Data)Rank
Total interest income$52,925,000279
Total interest expense$8,600,000402
Net interest income$44,325,000251
Provision for loan and lease losses$3,859,000161
Total noninterest income$13,0004,506
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,284
Total noninterest expense$11,316,000620
Salaries and employee benefits$4,392,000861
Premises and equipment expense$202,0002,337
Additional noninterest expense$13,0004,284
Pre-tax net operating income$29,163,000200
Securities gains (losses)$28,000367
Applicable income taxes$7,765,000171
Income before extraordinary items$21,426,000208
Extraordinary gains, net$04
Net income$21,426,000208
Minority interest net income$048
Net income of bank and minority interests.$21,426,000208
Net charge-offs$11,384,00058
Cash dividends$6,512,000229
Sale, conversion, retirement of capital stock, net$0430
Net operating income$21,403,880212
2022-12-31 (YTD Data)Rank
Total interest income$187,024,000261
Total interest expense$22,667,000241
Net interest income$164,357,000260
Provision for loan and lease losses$24,709,00097
Total noninterest income$1,125,0002,659
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$1,125,0002,211
Total noninterest expense$40,522,000660
Salaries and employee benefits$15,086,000947
Premises and equipment expense$793,0002,325
Additional noninterest expense$1,125,0002,211
Pre-tax net operating income$100,251,000235
Securities gains (losses)$-227,0004,139
Applicable income taxes$25,386,000208
Income before extraordinary items$74,638,000242
Extraordinary gains, net$05
Net income$74,638,000243
Minority interest net income$063
Net income of bank and minority interests.$74,638,000242
Net charge-offs$16,462,00078
Cash dividends$26,047,000252
Sale, conversion, retirement of capital stock, net$0568
Net operating income$74,817,330244
2022-09-30 (YTD Data)Rank
Total interest income$135,283,000253
Total interest expense$15,306,000188
Net interest income$119,977,000256
Provision for loan and lease losses$16,301,00093
Total noninterest income$863,0002,669
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and feesNANA
Additional Noninterest Income$863,0002,224
Total noninterest expense$29,468,000677
Salaries and employee benefits$10,656,0001,004
Premises and equipment expense$584,0002,361
Additional noninterest expense$863,0002,224
Pre-tax net operating income$75,071,000229
Securities gains (losses)$-229,0004,380
Applicable income taxes$19,927,000204
Income before extraordinary items$54,915,000247
Extraordinary gains, net$04
Net income$54,915,000247
Minority interest net income$057
Net income of bank and minority interests.$54,915,000247
Net charge-offs$8,893,00081
Cash dividends$19,535,000230
Sale, conversion, retirement of capital stock, net$0519
Net operating income$55,095,910244
2022-06-30 (YTD Data)Rank
Total interest income$86,093,000249
Total interest expense$9,066,000161
Net interest income$77,027,000257
Provision for loan and lease losses$8,130,000103
Total noninterest income$420,0003,027
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,572
Total noninterest expense$19,235,000677
Salaries and employee benefits$6,971,0001,014
Premises and equipment expense$370,0002,439
Additional noninterest expense$11,894,000381
Pre-tax net operating income$50,082,000220
Securities gains (losses)$-154,0004,431
Applicable income taxes$13,283,000199
Income before extraordinary items$36,645,000236
Extraordinary gains, net$04
Net income$36,645,000236
Minority interest net income$060
Net income of bank and minority interests.$36,645,000236
Net charge-offs$3,435,000123
Cash dividends$13,024,000222
Sale, conversion, retirement of capital stock, net$0494
Net operating income$36,766,660236
2022-03-31 (YTD Data)Rank
Total interest income$41,242,000254
Total interest expense$4,154,000151
Net interest income$37,088,000260
Provision for loan and lease losses$2,143,000117
Total noninterest income$-36,0004,778
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and feesNANA
Additional Noninterest Income$-36,0004,775
Total noninterest expense$9,332,000698
Salaries and employee benefits$3,505,0001,013
Premises and equipment expense$244,0002,058
Additional noninterest expense$5,583,000396
Pre-tax net operating income$25,577,000219
Securities gains (losses)$-91,0004,519
Applicable income taxes$6,701,000190
Income before extraordinary items$18,785,000234
Extraordinary gains, net$04
Net income$18,785,000234
Minority interest net income$050
Net income of bank and minority interests.$18,785,000234
Net charge-offs$2,573,00099
Cash dividends$6,512,000216
Sale, conversion, retirement of capital stock, net$0453
Net operating income$18,856,890234
2021-12-31 (YTD Data)Rank
Total interest income$154,159,000261
Total interest expense$17,544,000170
Net interest income$136,615,000267
Provision for loan and lease losses$3,746,000150
Total noninterest income$-1,696,0004,838
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and feesNANA
Additional Noninterest Income$-1,696,0004,846
Total noninterest expense$35,563,000725
Salaries and employee benefits$12,237,0001,108
Premises and equipment expense$789,0002,330
Additional noninterest expense$22,537,000384
Pre-tax net operating income$95,610,000240
Securities gains (losses)$-50,0004,566
Applicable income taxes$25,563,000210
Income before extraordinary items$69,997,000258
Extraordinary gains, net$010
Net income$69,997,000258
Minority interest net income$074
Net income of bank and minority interests.$69,997,000258
Net charge-offs$15,919,00081
Cash dividends$25,047,000252
Sale, conversion, retirement of capital stock, net$0582
Net operating income$70,036,500252
2021-09-30 (YTD Data)Rank
Total interest income$112,770,000267
Total interest expense$13,366,000177
Net interest income$99,404,000272
Provision for loan and lease losses$2,168,000194
Total noninterest income$-1,988,0004,913
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and feesNANA
Additional Noninterest Income$-1,988,0004,922
Total noninterest expense$25,738,000756
Salaries and employee benefits$8,399,0001,185
Premises and equipment expense$572,0002,413
Additional noninterest expense$16,767,000383
Pre-tax net operating income$69,510,000242
Securities gains (losses)$-31,0004,688
Applicable income taxes$18,492,000218
Income before extraordinary items$50,987,000265
Extraordinary gains, net$08
Net income$50,987,000265
Minority interest net income$069
Net income of bank and minority interests.$50,987,000265
Net charge-offs$14,772,00079
Cash dividends$11,036,000352
Sale, conversion, retirement of capital stock, net$0543
Net operating income$51,011,490260
2021-06-30 (YTD Data)Rank
Total interest income$73,295,000268
Total interest expense$9,176,000182
Net interest income$64,119,000274
Provision for loan and lease losses$2,364,000124
Total noninterest income$-1,961,0004,950
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and feesNANA
Additional Noninterest Income$-1,961,0004,958
Total noninterest expense$17,096,000753
Salaries and employee benefits$5,602,0001,189
Premises and equipment expense$373,0002,424
Additional noninterest expense$11,121,000376
Pre-tax net operating income$42,698,000259
Securities gains (losses)$-31,0004,763
Applicable income taxes$11,376,000232
Income before extraordinary items$31,291,000288
Extraordinary gains, net$06
Net income$31,291,000288
Minority interest net income$067
Net income of bank and minority interests.$31,291,000288
Net charge-offs$15,123,00061
Cash dividends$7,024,000346
Sale, conversion, retirement of capital stock, net$0517
Net operating income$31,315,490277
2021-03-31 (YTD Data)Rank
Total interest income$35,750,000274
Total interest expense$4,711,000189
Net interest income$31,039,000284
Provision for loan and lease losses$2,739,00065
Total noninterest income$-1,029,0004,973
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and feesNANA
Additional Noninterest Income$-1,029,0004,981
Total noninterest expense$8,492,000752
Salaries and employee benefits$2,804,0001,176
Premises and equipment expense$185,0002,469
Additional noninterest expense$5,503,000371
Pre-tax net operating income$18,779,000286
Securities gains (losses)$-28,0004,772
Applicable income taxes$4,979,000260
Income before extraordinary items$13,772,000311
Extraordinary gains, net$03
Net income$13,772,000311
Minority interest net income$055
Net income of bank and minority interests.$13,772,000311
Net charge-offs$3,012,000120
Cash dividends$3,012,000335
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,794,120302
2020-12-31 (YTD Data)Rank
Total interest income$140,534,000285
Total interest expense$22,331,000252
Net interest income$118,203,000290
Provision for loan and lease losses$63,048,000116
Total noninterest income$-17,841,0004,998
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and feesNANA
Additional Noninterest Income$-17,841,0005,007
Total noninterest expense$33,894,000735
Salaries and employee benefits$10,257,0001,232
Premises and equipment expense$783,0002,376
Additional noninterest expense$22,854,000376
Pre-tax net operating income$3,420,0002,266
Securities gains (losses)$23,0002,058
Applicable income taxes$928,0001,486
Income before extraordinary items$2,515,0002,549
Extraordinary gains, net$04
Net income$2,515,0002,549
Minority interest net income$072
Net income of bank and minority interests.$2,515,0002,549
Net charge-offs$57,376,00063
Cash dividends$12,194,000396
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,496,8302,509
2020-09-30 (YTD Data)Rank
Total interest income$104,213,000289
Total interest expense$17,316,000259
Net interest income$86,897,000287
Provision for loan and lease losses$67,008,000110
Total noninterest income$-10,562,0005,030
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and feesNANA
Additional Noninterest Income$-10,562,0005,038
Total noninterest expense$25,411,000731
Salaries and employee benefits$7,592,0001,231
Premises and equipment expense$677,0002,157
Additional noninterest expense$17,142,000362
Pre-tax net operating income$-16,084,0005,014
Securities gains (losses)$23,0001,862
Applicable income taxes$-4,249,0005,011
Income before extraordinary items$-11,812,0005,005
Extraordinary gains, net$04
Net income$-11,812,0005,005
Minority interest net income$065
Net income of bank and minority interests.$-11,812,0005,005
Net charge-offs$28,447,00082
Cash dividends$9,183,000383
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-11,830,1705,003
2020-06-30 (YTD Data)Rank
Total interest income$67,715,000297
Total interest expense$11,862,000277
Net interest income$55,853,000292
Provision for loan and lease losses$31,709,000153
Total noninterest income$-5,139,0005,059
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and feesNANA
Additional Noninterest Income$-5,139,0005,067
Total noninterest expense$17,009,000716
Salaries and employee benefits$5,058,0001,225
Premises and equipment expense$443,0002,187
Additional noninterest expense$11,508,000358
Pre-tax net operating income$1,996,0002,011
Securities gains (losses)$02,249
Applicable income taxes$611,0001,185
Income before extraordinary items$1,385,0002,343
Extraordinary gains, net$04
Net income$1,385,0002,343
Minority interest net income$065
Net income of bank and minority interests.$1,385,0002,343
Net charge-offs$13,020,000108
Cash dividends$6,171,000372
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,385,0002,309
2020-03-31 (YTD Data)Rank
Total interest income$33,711,000301
Total interest expense$5,941,000318
Net interest income$27,770,000298
Provision for loan and lease losses$15,271,000155
Total noninterest income$-4,520,0005,104
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and feesNANA
Additional Noninterest Income$-4,520,0005,111
Total noninterest expense$8,565,000718
Salaries and employee benefits$2,508,0001,236
Premises and equipment expense$215,0002,240
Additional noninterest expense$5,842,000352
Pre-tax net operating income$-586,0004,990
Securities gains (losses)$01,705
Applicable income taxes$-150,0004,976
Income before extraordinary items$-436,0004,946
Extraordinary gains, net$04
Net income$-436,0004,947
Minority interest net income$056
Net income of bank and minority interests.$-436,0004,946
Net charge-offs$9,121,00076
Cash dividends$3,159,000396
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-436,0004,976
2019-12-31 (YTD Data)Rank
Total interest income$126,887,000311
Total interest expense$22,520,000345
Net interest income$104,367,000305
Provision for loan and lease losses$39,050,00069
Total noninterest income$-2,404,0005,170
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and feesNANA
Additional Noninterest Income$-2,404,0005,177
Total noninterest expense$33,481,000703
Salaries and employee benefits$8,789,0001,347
Premises and equipment expense$576,0002,868
Additional noninterest expense$24,116,000338
Pre-tax net operating income$29,432,000457
Securities gains (losses)$02,379
Applicable income taxes$6,457,000421
Income before extraordinary items$22,975,000484
Extraordinary gains, net$011
Net income$22,975,000484
Minority interest net income$076
Net income of bank and minority interests.$22,975,000485
Net charge-offs$42,744,00055
Cash dividends$4,018,000955
Sale, conversion, retirement of capital stock, net$42,485,00015
Net operating income$22,975,000475
2019-09-30 (YTD Data)Rank
Total interest income$93,061,000320
Total interest expense$16,409,000361
Net interest income$76,652,000313
Provision for loan and lease losses$32,701,00066
Total noninterest income$-2,309,0005,249
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and feesNANA
Additional Noninterest Income$-2,309,0005,256
Total noninterest expense$24,556,000719
Salaries and employee benefits$6,531,0001,360
Premises and equipment expense$403,0003,001
Additional noninterest expense$17,622,000340
Pre-tax net operating income$17,086,000557
Securities gains (losses)$02,167
Applicable income taxes$3,338,000547
Income before extraordinary items$13,748,000587
Extraordinary gains, net$011
Net income$13,748,000586
Minority interest net income$072
Net income of bank and minority interests.$13,748,000587
Net charge-offs$34,264,00059
Cash dividends$1,775,0001,308
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,748,000576
2019-06-30 (YTD Data)Rank
Total interest income$59,904,000328
Total interest expense$10,405,000372
Net interest income$49,499,000321
Provision for loan and lease losses$25,385,00057
Total noninterest income$-2,298,0005,296
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and fees$0131
Additional Noninterest Income$-2,298,0005,303
Total noninterest expense$16,637,000709
Salaries and employee benefits$4,236,0001,393
Premises and equipment expense$265,0003,048
Additional noninterest expense$12,136,000335
Pre-tax net operating income$5,179,0001,015
Securities gains (losses)$01,702
Applicable income taxes$717,0001,155
Income before extraordinary items$4,462,0001,015
Extraordinary gains, net$011
Net income$4,462,0001,015
Minority interest net income$069
Net income of bank and minority interests.$4,462,0001,015
Net charge-offs$25,847,00048
Cash dividends$1,183,0001,306
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,462,000996
2019-03-31 (YTD Data)Rank
Total interest income$28,800,000334
Total interest expense$4,922,000384
Net interest income$23,878,000329
Provision for loan and lease losses$11,206,00065
Total noninterest income$-1,669,0005,358
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and fees$0126
Additional Noninterest Income$-1,669,0005,365
Total noninterest expense$8,583,000679
Salaries and employee benefits$2,099,0001,407
Premises and equipment expense$130,0003,116
Additional noninterest expense$6,354,000325
Pre-tax net operating income$2,420,0001,050
Securities gains (losses)$01,087
Applicable income taxes$27,0003,011
Income before extraordinary items$2,393,000939
Extraordinary gains, net$05
Net income$2,393,000937
Minority interest net income$052
Net income of bank and minority interests.$2,393,000938
Net charge-offs$12,187,00053
Cash dividends$591,0001,215
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,393,000921
2018-12-31 (YTD Data)Rank
Total interest income$116,067,000320
Total interest expense$17,845,000336
Net interest income$98,222,000321
Provision for loan and lease losses$50,673,00054
Total noninterest income$-9,413,0005,404
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$-9,413,0005,413
Total noninterest expense$28,898,000775
Salaries and employee benefits$7,696,0001,466
Premises and equipment expense$565,0002,947
Additional noninterest expense$20,637,000378
Pre-tax net operating income$9,238,0001,106
Securities gains (losses)$01,125
Applicable income taxes$3,572,000589
Income before extraordinary items$5,666,0001,424
Extraordinary gains, net$06
Net income$5,666,0001,423
Minority interest net income$072
Net income of bank and minority interests.$5,666,0001,423
Net charge-offs$53,953,00051
Cash dividends$2,368,0001,311
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,666,0001,414
2018-09-30 (YTD Data)Rank
Total interest income$86,720,000320
Total interest expense$12,879,000330
Net interest income$73,841,000320
Provision for loan and lease losses$39,449,00051
Total noninterest income$-7,728,0005,475
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$-7,728,0005,484
Total noninterest expense$22,145,000756
Salaries and employee benefits$5,754,0001,464
Premises and equipment expense$403,0003,061
Additional noninterest expense$15,988,000365
Pre-tax net operating income$4,519,0001,523
Securities gains (losses)$01,118
Applicable income taxes$1,274,0001,001
Income before extraordinary items$3,245,0001,800
Extraordinary gains, net$05
Net income$3,245,0001,799
Minority interest net income$066
Net income of bank and minority interests.$3,245,0001,799
Net charge-offs$36,942,00054
Cash dividends$1,775,0001,177
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,245,0001,787
2018-06-30 (YTD Data)Rank
Total interest income$55,460,000326
Total interest expense$7,814,000337
Net interest income$47,646,000326
Provision for loan and lease losses$32,832,00046
Total noninterest income$-10,593,0005,541
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$-10,593,0005,550
Total noninterest expense$14,590,000765
Salaries and employee benefits$3,772,0001,487
Premises and equipment expense$260,0003,134
Additional noninterest expense$10,558,000370
Pre-tax net operating income$-10,369,0005,551
Securities gains (losses)$0961
Applicable income taxes$-2,888,0005,535
Income before extraordinary items$-7,481,0005,540
Extraordinary gains, net$06
Net income$-7,481,0005,539
Minority interest net income$065
Net income of bank and minority interests.$-7,481,0005,539
Net charge-offs$28,066,00048
Cash dividends$1,183,0001,180
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-7,481,0005,541
2018-03-31 (YTD Data)Rank
Total interest income$26,890,000331
Total interest expense$3,615,000343
Net interest income$23,275,000333
Provision for loan and lease losses$17,635,00047
Total noninterest income$-8,276,0005,605
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$-8,276,0005,614
Total noninterest expense$7,158,000782
Salaries and employee benefits$1,874,0001,517
Premises and equipment expense$130,0003,166
Additional noninterest expense$5,154,000367
Pre-tax net operating income$-9,794,0005,613
Securities gains (losses)$0735
Applicable income taxes$-2,698,0005,602
Income before extraordinary items$-7,096,0005,603
Extraordinary gains, net$07
Net income$-7,096,0005,603
Minority interest net income$052
Net income of bank and minority interests.$-7,096,0005,603
Net charge-offs$12,478,00048
Cash dividends$592,0001,077
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-7,096,0005,603
2017-12-31 (YTD Data)Rank
Total interest income$111,346,000304
Total interest expense$13,869,000299
Net interest income$97,477,000308
Provision for loan and lease losses$51,282,00059
Total noninterest income$959,0003,015
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$959,0002,349
Total noninterest expense$27,508,000794
Salaries and employee benefits$6,517,0001,696
Premises and equipment expense$405,0003,628
Additional noninterest expense$20,586,000370
Pre-tax net operating income$19,646,000558
Securities gains (losses)$02,243
Applicable income taxes$15,093,000318
Income before extraordinary items$4,553,0001,451
Extraordinary gains, net$09
Net income$4,553,0001,450
Minority interest net income$076
Net income of bank and minority interests.$4,553,0001,451
Net charge-offs$42,684,00062
Cash dividends$2,367,0001,239
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,553,0001,434
2017-09-30 (YTD Data)Rank
Total interest income$82,299,000309
Total interest expense$9,952,000300
Net interest income$72,347,000313
Provision for loan and lease losses$33,114,00068
Total noninterest income$-394,0005,728
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$-394,0005,731
Total noninterest expense$20,842,000785
Salaries and employee benefits$4,856,0001,705
Premises and equipment expense$276,0003,831
Additional noninterest expense$15,710,000365
Pre-tax net operating income$17,997,000487
Securities gains (losses)$02,274
Applicable income taxes$7,035,000382
Income before extraordinary items$10,962,000574
Extraordinary gains, net$09
Net income$10,962,000574
Minority interest net income$071
Net income of bank and minority interests.$10,962,000574
Net charge-offs$32,416,00059
Cash dividends$1,775,0001,166
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,962,000570
2017-06-30 (YTD Data)Rank
Total interest income$53,017,000317
Total interest expense$6,293,000302
Net interest income$46,724,000324
Provision for loan and lease losses$25,069,00060
Total noninterest income$922,0002,159
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$922,0001,623
Total noninterest expense$12,700,000858
Salaries and employee benefits$3,185,0001,732
Premises and equipment expense$173,0003,966
Additional noninterest expense$9,342,000396
Pre-tax net operating income$9,877,000555
Securities gains (losses)$01,906
Applicable income taxes$4,095,000414
Income before extraordinary items$5,782,000699
Extraordinary gains, net$011
Net income$5,782,000699
Minority interest net income$071
Net income of bank and minority interests.$5,782,000699
Net charge-offs$25,016,00056
Cash dividends$1,183,0001,167
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,782,000682
2017-03-31 (YTD Data)Rank
Total interest income$26,346,000320
Total interest expense$3,107,000291
Net interest income$23,239,000321
Provision for loan and lease losses$13,296,00054
Total noninterest income$2,739,000637
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$2,739,000476
Total noninterest expense$6,050,000895
Salaries and employee benefits$1,523,0001,818
Premises and equipment expense$87,0004,004
Additional noninterest expense$4,440,000410
Pre-tax net operating income$6,632,000437
Securities gains (losses)$01,153
Applicable income taxes$2,456,000372
Income before extraordinary items$4,176,000499
Extraordinary gains, net$08
Net income$4,176,000499
Minority interest net income$055
Net income of bank and minority interests.$4,176,000499
Net charge-offs$21,038,00047
Cash dividends$592,0001,078
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,176,000485
2016-12-31 (YTD Data)Rank
Total interest income$103,686,000296
Total interest expense$11,761,000277
Net interest income$91,925,000307
Provision for loan and lease losses$69,466,00055
Total noninterest income$3,461,0001,482
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$3,461,0001,092
Total noninterest expense$24,284,000880
Salaries and employee benefits$5,780,0001,847
Premises and equipment expense$340,0004,083
Additional noninterest expense$18,164,000402
Pre-tax net operating income$1,636,0003,392
Securities gains (losses)$03,212
Applicable income taxes$-326,0005,814
Income before extraordinary items$1,962,0002,832
Extraordinary gains, net$05
Net income$1,962,0002,830
Minority interest net income$082
Net income of bank and minority interests.$1,962,0002,831
Net charge-offs$38,728,00063
Cash dividends$5,251,000635
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,962,0002,778
2016-09-30 (YTD Data)Rank
Total interest income$77,192,000295
Total interest expense$8,730,000276
Net interest income$68,462,000302
Provision for loan and lease losses$32,673,00073
Total noninterest income$3,447,0001,212
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$3,447,000892
Total noninterest expense$17,416,000912
Salaries and employee benefits$4,232,0001,882
Premises and equipment expense$253,0004,110
Additional noninterest expense$12,931,000416
Pre-tax net operating income$21,820,000382
Securities gains (losses)$03,160
Applicable income taxes$7,964,000329
Income before extraordinary items$13,856,000436
Extraordinary gains, net$05
Net income$13,856,000433
Minority interest net income$071
Net income of bank and minority interests.$13,856,000436
Net charge-offs$8,648,000119
Cash dividends$4,659,000529
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,856,000430
2016-06-30 (YTD Data)Rank
Total interest income$50,954,000299
Total interest expense$5,703,000279
Net interest income$45,251,000305
Provision for loan and lease losses$13,337,00092
Total noninterest income$3,360,000918
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$3,360,000675
Total noninterest expense$11,450,000924
Salaries and employee benefits$2,774,0001,925
Premises and equipment expense$170,0004,125
Additional noninterest expense$8,506,000421
Pre-tax net operating income$23,824,000269
Securities gains (losses)$02,835
Applicable income taxes$9,492,000228
Income before extraordinary items$14,332,000301
Extraordinary gains, net$016
Net income$14,332,000301
Minority interest net income$071
Net income of bank and minority interests.$14,332,000301
Net charge-offs$5,756,000120
Cash dividends$4,067,000439
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,332,000297
2016-03-31 (YTD Data)Rank
Total interest income$24,530,000301
Total interest expense$2,747,000285
Net interest income$21,783,000311
Provision for loan and lease losses$6,876,00086
Total noninterest income$17,0005,814
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$17,0005,319
Total noninterest expense$5,495,000957
Salaries and employee benefits$1,315,0002,025
Premises and equipment expense$86,0004,157
Additional noninterest expense$4,094,000427
Pre-tax net operating income$9,429,000299
Securities gains (losses)$02,077
Applicable income taxes$3,703,000251
Income before extraordinary items$5,726,000347
Extraordinary gains, net$012
Net income$5,726,000347
Minority interest net income$062
Net income of bank and minority interests.$5,726,000347
Net charge-offs$2,913,000120
Cash dividends$3,475,000282
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,726,000338
2015-12-31 (YTD Data)Rank
Total interest income$91,233,000313
Total interest expense$9,204,000301
Net interest income$82,029,000311
Provision for loan and lease losses$16,701,000103
Total noninterest income$79,0005,811
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$79,0005,256
Total noninterest expense$22,772,000909
Salaries and employee benefits$5,298,0001,962
Premises and equipment expense$273,0004,629
Additional noninterest expense$17,201,000419
Pre-tax net operating income$42,635,000276
Securities gains (losses)$30,0001,994
Applicable income taxes$18,974,000218
Income before extraordinary items$23,691,000334
Extraordinary gains, net$023
Net income$23,691,000333
Minority interest net income$081
Net income of bank and minority interests.$23,691,000333
Net charge-offs$10,417,000113
Cash dividends$18,263,000239
Sale, conversion, retirement of capital stock, net$0804
Net operating income$23,671,800331
2015-09-30 (YTD Data)Rank
Total interest income$66,452,000325
Total interest expense$6,574,000315
Net interest income$59,878,000323
Provision for loan and lease losses$10,836,000103
Total noninterest income$60,0005,893
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$60,0005,296
Total noninterest expense$17,255,000904
Salaries and employee benefits$4,066,0001,925
Premises and equipment expense$209,0004,641
Additional noninterest expense$12,980,000416
Pre-tax net operating income$31,847,000282
Securities gains (losses)$03,031
Applicable income taxes$14,357,000220
Income before extraordinary items$17,490,000346
Extraordinary gains, net$021
Net income$17,490,000346
Minority interest net income$078
Net income of bank and minority interests.$17,490,000346
Net charge-offs$7,120,000121
Cash dividends$15,197,000215
Sale, conversion, retirement of capital stock, net$0773
Net operating income$17,490,000341
2015-06-30 (YTD Data)Rank
Total interest income$42,578,000331
Total interest expense$4,161,000327
Net interest income$38,417,000335
Provision for loan and lease losses$6,331,000110
Total noninterest income$43,0005,910
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$43,0005,288
Total noninterest expense$11,454,000913
Salaries and employee benefits$2,796,0001,884
Premises and equipment expense$141,0004,663
Additional noninterest expense$8,517,000421
Pre-tax net operating income$20,675,000286
Securities gains (losses)$02,636
Applicable income taxes$9,665,000222
Income before extraordinary items$11,010,000365
Extraordinary gains, net$022
Net income$11,010,000363
Minority interest net income$075
Net income of bank and minority interests.$11,010,000363
Net charge-offs$3,881,000123
Cash dividends$10,132,000216
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,010,000356
2015-03-31 (YTD Data)Rank
Total interest income$20,733,000338
Total interest expense$2,026,000339
Net interest income$18,707,000343
Provision for loan and lease losses$2,439,000131
Total noninterest income$20,0005,989
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$20,0005,398
Total noninterest expense$5,050,0001,029
Salaries and employee benefits$1,359,0001,933
Premises and equipment expense$71,0004,689
Additional noninterest expense$3,620,000466
Pre-tax net operating income$11,238,000265
Securities gains (losses)$02,027
Applicable income taxes$4,501,000226
Income before extraordinary items$6,737,000305
Extraordinary gains, net$013
Net income$6,737,000304
Minority interest net income$064
Net income of bank and minority interests.$6,737,000304
Net charge-offs$2,102,000127
Cash dividends$5,066,000196
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,737,000300
2014-12-31 (YTD Data)Rank
Total interest income$77,539,000350
Total interest expense$7,008,000400
Net interest income$70,531,000347
Provision for loan and lease losses$8,056,000149
Total noninterest income$112,0005,894
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$112,0005,154
Total noninterest expense$19,818,0001,030
Salaries and employee benefits$4,997,0002,048
Premises and equipment expense$283,0004,780
Additional noninterest expense$14,538,000473
Pre-tax net operating income$42,769,000260
Securities gains (losses)$03,259
Applicable income taxes$16,508,000219
Income before extraordinary items$26,261,000299
Extraordinary gains, net$017
Net income$26,261,000298
Minority interest net income$084
Net income of bank and minority interests.$26,261,000298
Net charge-offs$6,693,000185
Cash dividends$15,263,000251
Sale, conversion, retirement of capital stock, net$0862
Net operating income$26,261,000294
2014-09-30 (YTD Data)Rank
Total interest income$56,542,000358
Total interest expense$4,978,000423
Net interest income$51,564,000356
Provision for loan and lease losses$6,298,000144
Total noninterest income$94,0005,895
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$94,0005,116
Total noninterest expense$14,451,0001,063
Salaries and employee benefits$3,724,0002,074
Premises and equipment expense$210,0004,855
Additional noninterest expense$10,517,000486
Pre-tax net operating income$30,909,000263
Securities gains (losses)$02,980
Applicable income taxes$11,981,000233
Income before extraordinary items$18,928,000304
Extraordinary gains, net$015
Net income$18,928,000304
Minority interest net income$081
Net income of bank and minority interests.$18,928,000304
Net charge-offs$4,643,000188
Cash dividends$10,197,000247
Sale, conversion, retirement of capital stock, net$0819
Net operating income$18,928,000299
2014-06-30 (YTD Data)Rank
Total interest income$35,811,000377
Total interest expense$3,075,000460
Net interest income$32,736,000370
Provision for loan and lease losses$4,054,000148
Total noninterest income$72,0005,808
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$72,0004,959
Total noninterest expense$9,439,0001,079
Salaries and employee benefits$2,482,0002,079
Premises and equipment expense$140,0004,897
Additional noninterest expense$6,817,000497
Pre-tax net operating income$19,315,000273
Securities gains (losses)$02,580
Applicable income taxes$7,141,000241
Income before extraordinary items$12,174,000311
Extraordinary gains, net$020
Net income$12,174,000311
Minority interest net income$080
Net income of bank and minority interests.$12,174,000311
Net charge-offs$2,372,000253
Cash dividends$6,131,000252
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,174,000305
2014-03-31 (YTD Data)Rank
Total interest income$17,159,000386
Total interest expense$1,446,000488
Net interest income$15,713,000381
Provision for loan and lease losses$2,028,000144
Total noninterest income$29,0006,017
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$29,0005,193
Total noninterest expense$4,634,0001,103
Salaries and employee benefits$1,249,0002,078
Premises and equipment expense$69,0004,976
Additional noninterest expense$3,316,000506
Pre-tax net operating income$9,080,000281
Securities gains (losses)$01,715
Applicable income taxes$3,357,000245
Income before extraordinary items$5,723,000310
Extraordinary gains, net$016
Net income$5,723,000310
Minority interest net income$066
Net income of bank and minority interests.$5,723,000310
Net charge-offs$1,496,000211
Cash dividends$3,065,000232
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,723,000306
2013-12-31 (YTD Data)Rank
Total interest income$64,101,000397
Total interest expense$5,271,000615
Net interest income$58,830,000384
Provision for loan and lease losses$10,290,000158
Total noninterest income$572,0004,199
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$572,0003,179
Total noninterest expense$19,964,0001,025
Salaries and employee benefits$4,397,0002,289
Premises and equipment expense$297,0004,877
Additional noninterest expense$15,270,000465
Pre-tax net operating income$29,148,000317
Securities gains (losses)$9,0002,663
Applicable income taxes$10,718,000261
Income before extraordinary items$18,439,000389
Extraordinary gains, net$029
Net income$18,439,000388
Minority interest net income$090
Net income of bank and minority interests.$18,439,000389
Net charge-offs$8,490,000213
Cash dividends$12,263,000283
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,433,240379
2013-09-30 (YTD Data)Rank
Total interest income$46,892,000411
Total interest expense$3,904,000647
Net interest income$42,988,000391
Provision for loan and lease losses$7,657,000157
Total noninterest income$417,0004,313
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$417,0003,289
Total noninterest expense$13,693,0001,115
Salaries and employee benefits$3,314,0002,286
Premises and equipment expense$206,0005,066
Additional noninterest expense$10,173,000512
Pre-tax net operating income$22,055,000324
Securities gains (losses)$9,0002,535
Applicable income taxes$8,225,000268
Income before extraordinary items$13,839,000387
Extraordinary gains, net$025
Net income$13,839,000388
Minority interest net income$084
Net income of bank and minority interests.$13,839,000388
Net charge-offs$4,611,000288
Cash dividends$8,698,000277
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,833,240380
2013-06-30 (YTD Data)Rank
Total interest income$30,176,000418
Total interest expense$2,607,000673
Net interest income$27,569,000406
Provision for loan and lease losses$5,444,000152
Total noninterest income$430,0003,585
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$430,0002,694
Total noninterest expense$8,503,0001,200
Salaries and employee benefits$2,199,0002,303
Premises and equipment expense$136,0005,093
Additional noninterest expense$6,168,000570
Pre-tax net operating income$14,052,000333
Securities gains (losses)$9,0002,315
Applicable income taxes$5,489,000268
Income before extraordinary items$8,572,000401
Extraordinary gains, net$022
Net income$8,572,000402
Minority interest net income$082
Net income of bank and minority interests.$8,572,000403
Net charge-offs$2,789,000346
Cash dividends$5,632,000269
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,566,240392
2013-03-31 (YTD Data)Rank
Total interest income$14,740,000430
Total interest expense$1,326,000696
Net interest income$13,414,000418
Provision for loan and lease losses$1,599,000252
Total noninterest income$225,0003,463
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$225,0002,608
Total noninterest expense$4,242,0001,207
Salaries and employee benefits$1,095,0002,326
Premises and equipment expense$63,0005,237
Additional noninterest expense$3,084,000571
Pre-tax net operating income$7,798,000307
Securities gains (losses)$01,966
Applicable income taxes$3,091,000253
Income before extraordinary items$4,707,000366
Extraordinary gains, net$010
Net income$4,707,000367
Minority interest net income$076
Net income of bank and minority interests.$4,707,000367
Net charge-offs$2,042,000258
Cash dividends$3,066,000210
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,707,000356
2012-12-31 (YTD Data)Rank
Total interest income$56,957,000455
Total interest expense$5,095,000886
Net interest income$51,862,000428
Provision for loan and lease losses$4,880,000518
Total noninterest income$639,0004,057
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$639,0003,018
Total noninterest expense$16,054,0001,257
Salaries and employee benefits$3,800,0002,574
Premises and equipment expense$203,0005,700
Additional noninterest expense$12,051,000594
Pre-tax net operating income$31,567,000299
Securities gains (losses)$03,810
Applicable income taxes$12,097,000240
Income before extraordinary items$19,470,000360
Extraordinary gains, net$029
Net income$19,470,000360
Minority interest net income$093
Net income of bank and minority interests.$19,470,000360
Net charge-offs$4,802,000595
Cash dividends$10,763,000308
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$19,470,000350
2012-09-30 (YTD Data)Rank
Total interest income$41,817,000473
Total interest expense$3,741,000943
Net interest income$38,076,000443
Provision for loan and lease losses$4,023,000488
Total noninterest income$463,0004,154
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$463,0003,063
Total noninterest expense$11,685,0001,281
Salaries and employee benefits$2,770,0002,664
Premises and equipment expense$152,0005,756
Additional noninterest expense$8,763,000615
Pre-tax net operating income$22,831,000307
Securities gains (losses)$03,575
Applicable income taxes$8,766,000257
Income before extraordinary items$14,065,000379
Extraordinary gains, net$020
Net income$14,065,000379
Minority interest net income$086
Net income of bank and minority interests.$14,065,000379
Net charge-offs$3,466,000605
Cash dividends$6,697,000288
Sale, conversion, retirement of capital stock, net$0952
Net operating income$14,065,000364
2012-06-30 (YTD Data)Rank
Total interest income$26,869,000499
Total interest expense$2,414,0001,018
Net interest income$24,455,000465
Provision for loan and lease losses$2,766,000493
Total noninterest income$332,0003,999
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$332,0002,933
Total noninterest expense$7,690,0001,301
Salaries and employee benefits$1,806,0002,726
Premises and equipment expense$101,0005,779
Additional noninterest expense$5,783,000618
Pre-tax net operating income$14,331,000314
Securities gains (losses)$03,178
Applicable income taxes$5,492,000270
Income before extraordinary items$8,839,000378
Extraordinary gains, net$019
Net income$8,839,000377
Minority interest net income$084
Net income of bank and minority interests.$8,839,000377
Net charge-offs$2,564,000572
Cash dividends$4,631,000275
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,839,000359
2012-03-31 (YTD Data)Rank
Total interest income$13,059,000514
Total interest expense$1,191,0001,067
Net interest income$11,868,000473
Provision for loan and lease losses$1,635,000423
Total noninterest income$188,0003,773
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$188,0002,745
Total noninterest expense$3,735,0001,327
Salaries and employee benefits$852,0002,882
Premises and equipment expense$48,0005,909
Additional noninterest expense$2,835,000622
Pre-tax net operating income$6,686,000330
Securities gains (losses)$02,210
Applicable income taxes$2,595,000272
Income before extraordinary items$4,091,000411
Extraordinary gains, net$019
Net income$4,091,000411
Minority interest net income$078
Net income of bank and minority interests.$4,091,000412
Net charge-offs$1,715,000446
Cash dividends$2,065,000255
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,091,000390
2011-12-31 (YTD Data)Rank
Total interest income$51,802,000524
Total interest expense$6,058,0001,005
Net interest income$45,744,000479
Provision for loan and lease losses$7,347,000567
Total noninterest income$581,0004,136
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$581,0002,903
Total noninterest expense$14,073,0001,385
Salaries and employee benefits$2,739,0003,329
Premises and equipment expense$190,0006,086
Additional noninterest expense$11,144,000652
Pre-tax net operating income$24,905,000310
Securities gains (losses)$03,838
Applicable income taxes$9,487,000257
Income before extraordinary items$15,418,000371
Extraordinary gains, net$029
Net income$15,418,000372
Minority interest net income$096
Net income of bank and minority interests.$15,418,000372
Net charge-offs$6,404,000655
Cash dividends$6,635,000329
Sale, conversion, retirement of capital stock, net$4,805,000145
Net operating income$15,418,000354
2011-09-30 (YTD Data)Rank
Total interest income$38,750,000535
Total interest expense$4,862,000983
Net interest income$33,888,000485
Provision for loan and lease losses$5,416,000574
Total noninterest income$503,0003,864
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$503,0002,697
Total noninterest expense$10,607,0001,384
Salaries and employee benefits$2,055,0003,322
Premises and equipment expense$142,0006,130
Additional noninterest expense$8,410,000641
Pre-tax net operating income$18,368,000314
Securities gains (losses)$03,555
Applicable income taxes$7,015,000269
Income before extraordinary items$11,353,000379
Extraordinary gains, net$021
Net income$11,353,000379
Minority interest net income$087
Net income of bank and minority interests.$11,353,000379
Net charge-offs$4,308,000711
Cash dividends$4,070,000352
Sale, conversion, retirement of capital stock, net$4,805,000124
Net operating income$11,353,000368
2011-06-30 (YTD Data)Rank
Total interest income$25,467,000552
Total interest expense$3,553,000918
Net interest income$21,914,000503
Provision for loan and lease losses$3,909,000545
Total noninterest income$360,0003,771
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$360,0002,598
Total noninterest expense$7,077,0001,399
Salaries and employee benefits$1,378,0003,343
Premises and equipment expense$92,0006,228
Additional noninterest expense$5,607,000651
Pre-tax net operating income$11,288,000332
Securities gains (losses)$02,914
Applicable income taxes$4,321,000272
Income before extraordinary items$6,967,000395
Extraordinary gains, net$015
Net income$6,967,000395
Minority interest net income$089
Net income of bank and minority interests.$6,967,000395
Net charge-offs$2,969,000697
Cash dividends$2,996,000315
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,967,000383
2011-03-31 (YTD Data)Rank
Total interest income$12,381,000575
Total interest expense$1,806,000939
Net interest income$10,575,000519
Provision for loan and lease losses$2,288,000459
Total noninterest income$124,0004,534
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$124,0003,207
Total noninterest expense$3,446,0001,437
Salaries and employee benefits$702,0003,324
Premises and equipment expense$46,0006,267
Additional noninterest expense$2,698,000668
Pre-tax net operating income$4,965,000366
Securities gains (losses)$01,772
Applicable income taxes$1,915,000281
Income before extraordinary items$3,050,000435
Extraordinary gains, net$09
Net income$3,050,000435
Minority interest net income$086
Net income of bank and minority interests.$3,050,000435
Net charge-offs$1,958,000550
Cash dividends$1,299,000309
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,050,000423
2010-12-31 (YTD Data)Rank
Total interest income$47,774,000627
Total interest expense$7,478,0001,107
Net interest income$40,296,000540
Provision for loan and lease losses$12,138,000571
Total noninterest income$632,0004,130
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$632,0002,832
Total noninterest expense$10,837,0001,816
Salaries and employee benefits$2,645,0003,442
Premises and equipment expense$186,0006,321
Additional noninterest expense$8,006,000918
Pre-tax net operating income$17,953,000332
Securities gains (losses)$03,793
Applicable income taxes$6,718,000292
Income before extraordinary items$11,235,000402
Extraordinary gains, net$029
Net income$11,235,000401
Minority interest net income$0111
Net income of bank and minority interests.$11,235,000402
Net charge-offs$12,077,000522
Cash dividends$5,229,000321
Sale, conversion, retirement of capital stock, net$-1,0007,565
Net operating income$11,235,000392
2010-09-30 (YTD Data)Rank
Total interest income$35,394,000630
Total interest expense$5,624,0001,143
Net interest income$29,770,000541
Provision for loan and lease losses$9,476,000518
Total noninterest income$598,0003,695
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$598,0002,486
Total noninterest expense$7,971,0001,839
Salaries and employee benefits$1,873,0003,627
Premises and equipment expense$139,0006,416
Additional noninterest expense$5,959,000891
Pre-tax net operating income$12,921,000342
Securities gains (losses)$03,651
Applicable income taxes$4,830,000285
Income before extraordinary items$8,091,000425
Extraordinary gains, net$023
Net income$8,091,000425
Minority interest net income$0110
Net income of bank and minority interests.$8,091,000426
Net charge-offs$9,056,000491
Cash dividends$3,930,000285
Sale, conversion, retirement of capital stock, net$-1,0007,676
Net operating income$8,091,000409
2010-06-30 (YTD Data)Rank
Total interest income$23,055,000657
Total interest expense$3,750,0001,192
Net interest income$19,305,000557
Provision for loan and lease losses$6,891,000486
Total noninterest income$393,0003,675
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$393,0002,440
Total noninterest expense$5,085,0001,934
Salaries and employee benefits$1,230,0003,691
Premises and equipment expense$93,0006,433
Additional noninterest expense$3,762,000949
Pre-tax net operating income$7,722,000369
Securities gains (losses)$03,184
Applicable income taxes$2,857,000312
Income before extraordinary items$4,865,000450
Extraordinary gains, net$019
Net income$4,865,000451
Minority interest net income$0105
Net income of bank and minority interests.$4,865,000451
Net charge-offs$6,274,000483
Cash dividends$2,631,000261
Sale, conversion, retirement of capital stock, net$1,0001,053
Net operating income$4,865,000439
2010-03-31 (YTD Data)Rank
Total interest income$11,267,000694
Total interest expense$1,918,0001,217
Net interest income$9,349,000590
Provision for loan and lease losses$4,165,000433
Total noninterest income$242,0003,259
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$242,0002,114
Total noninterest expense$2,432,0002,023
Salaries and employee benefits$612,0003,758
Premises and equipment expense$47,0006,501
Additional noninterest expense$1,773,000989
Pre-tax net operating income$2,994,000451
Securities gains (losses)$02,284
Applicable income taxes$1,130,000350
Income before extraordinary items$1,864,000604
Extraordinary gains, net$016
Net income$1,864,000608
Minority interest net income$091
Net income of bank and minority interests.$1,864,000608
Net charge-offs$3,942,000404
Cash dividends$1,332,000259
Sale, conversion, retirement of capital stock, net$1,000996
Net operating income$1,864,000581
2009-12-31 (YTD Data)Rank
Total interest income$45,100,000738
Total interest expense$11,045,0001,069
Net interest income$34,055,000629
Provision for loan and lease losses$14,770,000615
Total noninterest income$679,0004,128
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$679,0002,713
Total noninterest expense$9,869,0002,052
Salaries and employee benefits$2,478,0003,711
Premises and equipment expense$203,0006,461
Additional noninterest expense$7,188,0001,082
Pre-tax net operating income$10,095,000419
Securities gains (losses)$33,0002,835
Applicable income taxes$3,659,000337
Income before extraordinary items$6,469,000537
Extraordinary gains, net$034
Net income$6,469,000534
Minority interest net income$0115
Net income of bank and minority interests.$6,469,000538
Net charge-offs$12,025,000586
Cash dividends$4,715,000370
Sale, conversion, retirement of capital stock, net$21,499,00040
Net operating income$6,447,880536
2009-09-30 (YTD Data)Rank
Total interest income$33,588,000759
Total interest expense$8,908,0001,050
Net interest income$24,680,000653
Provision for loan and lease losses$10,104,000620
Total noninterest income$553,0004,010
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$553,0002,648
Total noninterest expense$7,433,0002,032
Salaries and employee benefits$1,865,0003,737
Premises and equipment expense$156,0006,474
Additional noninterest expense$5,412,0001,042
Pre-tax net operating income$7,696,000424
Securities gains (losses)$33,0002,514
Applicable income taxes$2,749,000355
Income before extraordinary items$4,980,000540
Extraordinary gains, net$027
Net income$4,980,000541
Minority interest net income$0118
Net income of bank and minority interests.$4,980,000541
Net charge-offs$8,121,000592
Cash dividends$3,461,000361
Sale, conversion, retirement of capital stock, net$11,801,00061
Net operating income$4,958,880534
2009-06-30 (YTD Data)Rank
Total interest income$22,119,000796
Total interest expense$6,376,0001,035
Net interest income$15,743,000683
Provision for loan and lease losses$7,279,000571
Total noninterest income$313,0004,340
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$313,0002,929
Total noninterest expense$4,857,0002,092
Salaries and employee benefits$1,257,0003,751
Premises and equipment expense$108,0006,448
Additional noninterest expense$3,492,0001,103
Pre-tax net operating income$3,920,000573
Securities gains (losses)$33,0002,127
Applicable income taxes$1,332,000469
Income before extraordinary items$2,621,000696
Extraordinary gains, net$021
Net income$2,621,000694
Minority interest net income$0112
Net income of bank and minority interests.$2,621,000697
Net charge-offs$5,417,000558
Cash dividends$2,300,000387
Sale, conversion, retirement of capital stock, net$11,801,00045
Net operating income$2,599,220684
2009-03-31 (YTD Data)Rank
Total interest income$10,914,000808
Total interest expense$3,467,000989
Net interest income$7,447,000714
Provision for loan and lease losses$4,105,000459
Total noninterest income$69,0005,846
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$69,0004,257
Total noninterest expense$2,390,0002,067
Salaries and employee benefits$632,0003,766
Premises and equipment expense$59,0006,334
Additional noninterest expense$1,699,000992
Pre-tax net operating income$1,021,0001,258
Securities gains (losses)$33,0001,486
Applicable income taxes$207,0001,417
Income before extraordinary items$847,0001,297
Extraordinary gains, net$015
Net income$847,0001,297
Minority interest net income$0102
Net income of bank and minority interests.$847,0001,298
Net charge-offs$3,295,000423
Cash dividends$1,139,000384
Sale, conversion, retirement of capital stock, net$11,801,00020
Net operating income$820,6001,268
2008-12-31 (YTD Data)Rank
Total interest income$41,829,000903
Total interest expense$14,934,0001,083
Net interest income$26,895,000801
Provision for loan and lease losses$11,300,000540
Total noninterest income$-71,0008,179
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$-71,0008,115
Total noninterest expense$8,559,0002,236
Salaries and employee benefits$2,276,0004,059
Premises and equipment expense$201,0006,669
Additional noninterest expense$6,082,0001,063
Pre-tax net operating income$6,965,000793
Securities gains (losses)$03,220
Applicable income taxes$2,776,000503
Income before extraordinary items$4,189,000986
Extraordinary gains, net$039
Net income$4,189,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,803,000489
Cash dividends$6,000,000471
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,189,0001,058
2008-09-30 (YTD Data)Rank
Total interest income$30,657,000940
Total interest expense$11,042,0001,149
Net interest income$19,615,000834
Provision for loan and lease losses$7,142,000512
Total noninterest income$98,0007,133
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$98,0005,658
Total noninterest expense$6,015,0002,366
Salaries and employee benefits$1,719,0004,049
Premises and equipment expense$149,0006,721
Additional noninterest expense$4,147,0001,104
Pre-tax net operating income$6,556,000771
Securities gains (losses)$03,106
Applicable income taxes$2,620,000515
Income before extraordinary items$3,936,000924
Extraordinary gains, net$031
Net income$3,936,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,568,000476
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,936,000989
2008-06-30 (YTD Data)Rank
Total interest income$19,599,000999
Total interest expense$7,315,0001,199
Net interest income$12,284,000877
Provision for loan and lease losses$3,795,000520
Total noninterest income$52,0007,448
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$52,0006,079
Total noninterest expense$3,906,0002,424
Salaries and employee benefits$1,108,0004,190
Premises and equipment expense$100,0006,746
Additional noninterest expense$2,698,0001,110
Pre-tax net operating income$4,635,000761
Securities gains (losses)$03,233
Applicable income taxes$1,746,000575
Income before extraordinary items$2,889,000954
Extraordinary gains, net$021
Net income$2,889,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,410,000500
Cash dividends$3,000,000546
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,889,000932
2008-03-31 (YTD Data)Rank
Total interest income$9,365,0001,077
Total interest expense$3,686,0001,269
Net interest income$5,679,000939
Provision for loan and lease losses$2,023,000401
Total noninterest income$26,0007,463
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$26,0006,106
Total noninterest expense$1,859,0002,533
Salaries and employee benefits$533,0004,328
Premises and equipment expense$55,0006,593
Additional noninterest expense$1,271,0001,136
Pre-tax net operating income$1,823,0001,044
Securities gains (losses)$02,688
Applicable income taxes$685,000804
Income before extraordinary items$1,138,0001,328
Extraordinary gains, net$015
Net income$1,138,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,629,000337
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,138,0001,288
2007-12-31 (YTD Data)Rank
Total interest income$36,886,0001,152
Total interest expense$13,804,0001,452
Net interest income$23,082,000952
Provision for loan and lease losses$5,178,000397
Total noninterest income$73,0007,823
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$73,0006,653
Total noninterest expense$7,192,0002,521
Salaries and employee benefits$2,173,0004,130
Premises and equipment expense$177,0006,958
Additional noninterest expense$4,842,0001,176
Pre-tax net operating income$10,785,000790
Securities gains (losses)$02,146
Applicable income taxes$4,059,000630
Income before extraordinary items$6,726,000975
Extraordinary gains, net$039
Net income$6,726,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,924,000373
Cash dividends$5,750,000659
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,726,000961
2007-09-30 (YTD Data)Rank
Total interest income$26,948,0001,177
Total interest expense$9,999,0001,511
Net interest income$16,949,000979
Provision for loan and lease losses$3,382,000349
Total noninterest income$94,0007,391
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$94,0005,907
Total noninterest expense$5,334,0002,538
Salaries and employee benefits$1,574,0004,217
Premises and equipment expense$138,0006,883
Additional noninterest expense$3,622,0001,141
Pre-tax net operating income$8,327,000829
Securities gains (losses)$01,655
Applicable income taxes$3,148,000674
Income before extraordinary items$5,179,0001,012
Extraordinary gains, net$033
Net income$5,179,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,258,000369
Cash dividends$3,250,000816
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,179,000997
2007-06-30 (YTD Data)Rank
Total interest income$17,403,0001,228
Total interest expense$6,421,0001,569
Net interest income$10,982,0001,023
Provision for loan and lease losses$1,797,000350
Total noninterest income$93,0006,943
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$93,0005,248
Total noninterest expense$3,490,0002,612
Salaries and employee benefits$1,032,0004,321
Premises and equipment expense$85,0007,042
Additional noninterest expense$2,373,0001,178
Pre-tax net operating income$5,788,000830
Securities gains (losses)$01,444
Applicable income taxes$2,191,000679
Income before extraordinary items$3,597,0001,009
Extraordinary gains, net$029
Net income$3,597,0001,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,135,000413
Cash dividends$1,500,0001,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,597,000989
2007-03-31 (YTD Data)Rank
Total interest income$8,266,0001,286
Total interest expense$3,098,0001,608
Net interest income$5,168,0001,074
Provision for loan and lease losses$994,000301
Total noninterest income$142,0004,760
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$142,0003,115
Total noninterest expense$1,729,0002,640
Salaries and employee benefits$513,0004,352
Premises and equipment expense$40,0007,184
Additional noninterest expense$1,176,0001,161
Pre-tax net operating income$2,587,000912
Securities gains (losses)$01,187
Applicable income taxes$974,000751
Income before extraordinary items$1,613,0001,091
Extraordinary gains, net$022
Net income$1,613,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$809,000284
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,613,0001,075
2006-12-31 (YTD Data)Rank
Total interest income$30,044,0001,313
Total interest expense$10,454,0001,612
Net interest income$19,590,0001,132
Provision for loan and lease losses$3,198,000358
Total noninterest income$453,0005,348
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$453,0003,517
Total noninterest expense$6,294,0002,764
Salaries and employee benefits$1,954,0004,351
Premises and equipment expense$154,0007,211
Additional noninterest expense$4,186,0001,277
Pre-tax net operating income$10,551,000938
Securities gains (losses)$01,687
Applicable income taxes$4,388,000701
Income before extraordinary items$6,163,0001,199
Extraordinary gains, net$051
Net income$6,163,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,166,000361
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,163,0001,185
2006-09-30 (YTD Data)Rank
Total interest income$21,761,0001,369
Total interest expense$7,363,0001,667
Net interest income$14,398,0001,175
Provision for loan and lease losses$2,228,000362
Total noninterest income$376,0005,151
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$376,0003,309
Total noninterest expense$4,574,0002,828
Salaries and employee benefits$1,496,0004,240
Premises and equipment expense$109,0007,320
Additional noninterest expense$2,969,0001,343
Pre-tax net operating income$7,972,000972
Securities gains (losses)$01,388
Applicable income taxes$3,391,000718
Income before extraordinary items$4,581,0001,240
Extraordinary gains, net$045
Net income$4,581,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,222,000393
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,581,0001,225
2006-06-30 (YTD Data)Rank
Total interest income$13,693,0001,416
Total interest expense$4,485,0001,728
Net interest income$9,208,0001,236
Provision for loan and lease losses$1,317,000390
Total noninterest income$237,0005,266
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$237,0003,419
Total noninterest expense$2,998,0002,883
Salaries and employee benefits$1,008,0004,233
Premises and equipment expense$63,0007,564
Additional noninterest expense$1,927,0001,382
Pre-tax net operating income$5,130,000996
Securities gains (losses)$01,185
Applicable income taxes$2,307,000716
Income before extraordinary items$2,823,0001,333
Extraordinary gains, net$039
Net income$2,823,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,000489
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,823,0001,315
2006-03-31 (YTD Data)Rank
Total interest income$6,446,0001,467
Total interest expense$2,060,0001,773
Net interest income$4,386,0001,304
Provision for loan and lease losses$556,000436
Total noninterest income$97,0005,662
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,775
Total noninterest expense$1,443,0002,982
Salaries and employee benefits$518,0004,186
Premises and equipment expense$31,0007,598
Additional noninterest expense$894,0001,472
Pre-tax net operating income$2,484,0001,006
Securities gains (losses)$0955
Applicable income taxes$1,002,000787
Income before extraordinary items$1,482,0001,251
Extraordinary gains, net$021
Net income$1,482,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,000399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,482,0001,231
2005-12-31 (YTD Data)Rank
Total interest income$22,524,0001,477
Total interest expense$6,413,0001,771
Net interest income$16,111,0001,364
Provision for loan and lease losses$3,282,000335
Total noninterest income$124,0007,713
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$124,0006,064
Total noninterest expense$5,543,0002,956
Salaries and employee benefits$1,650,0004,758
Premises and equipment expense$114,0007,703
Additional noninterest expense$3,779,0001,350
Pre-tax net operating income$7,410,0001,291
Securities gains (losses)$02,296
Applicable income taxes$1,973,0001,379
Income before extraordinary items$5,437,0001,313
Extraordinary gains, net$046
Net income$5,437,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,363,000341
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,437,0001,296
2005-09-30 (YTD Data)Rank
Total interest income$16,128,0001,506
Total interest expense$4,462,0001,798
Net interest income$11,666,0001,380
Provision for loan and lease losses$2,111,000360
Total noninterest income$43,0008,410
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$43,0007,245
Total noninterest expense$4,188,0002,902
Salaries and employee benefits$1,212,0004,796
Premises and equipment expense$81,0007,777
Additional noninterest expense$2,895,0001,311
Pre-tax net operating income$5,410,0001,329
Securities gains (losses)$02,317
Applicable income taxes$1,521,0001,369
Income before extraordinary items$3,889,0001,380
Extraordinary gains, net$035
Net income$3,889,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,309,000413
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,889,0001,358
2005-06-30 (YTD Data)Rank
Total interest income$10,260,0001,548
Total interest expense$2,732,0001,839
Net interest income$7,528,0001,400
Provision for loan and lease losses$1,405,000364
Total noninterest income$-5,0008,855
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$-5,0008,826
Total noninterest expense$2,787,0002,895
Salaries and employee benefits$799,0004,810
Premises and equipment expense$53,0007,794
Additional noninterest expense$1,935,0001,289
Pre-tax net operating income$3,331,0001,404
Securities gains (losses)$02,146
Applicable income taxes$1,225,0001,144
Income before extraordinary items$2,106,0001,633
Extraordinary gains, net$030
Net income$2,106,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,000403
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,106,0001,606
2005-03-31 (YTD Data)Rank
Total interest income$4,783,0001,639
Total interest expense$1,260,0001,882
Net interest income$3,523,0001,507
Provision for loan and lease losses$820,000305
Total noninterest income$18,0008,309
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$18,0007,012
Total noninterest expense$1,323,0003,050
Salaries and employee benefits$408,0004,761
Premises and equipment expense$26,0007,883
Additional noninterest expense$889,0001,400
Pre-tax net operating income$1,398,0001,627
Securities gains (losses)$01,685
Applicable income taxes$540,0001,258
Income before extraordinary items$858,0001,959
Extraordinary gains, net$024
Net income$858,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,000305
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$858,0001,925
2004-12-31 (YTD Data)Rank
Total interest income$14,370,0001,970
Total interest expense$3,245,0002,447
Net interest income$11,125,0001,817
Provision for loan and lease losses$2,049,000529
Total noninterest income$-76,0008,965
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$-76,0008,958
Total noninterest expense$3,869,0003,871
Salaries and employee benefits$975,0006,355
Premises and equipment expense$68,0008,377
Additional noninterest expense$2,826,0001,729
Pre-tax net operating income$5,131,0001,658
Securities gains (losses)$03,819
Applicable income taxes$1,912,0001,321
Income before extraordinary items$3,219,0001,943
Extraordinary gains, net$034
Net income$3,219,0001,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,187,000432
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,219,0001,899
2004-09-30 (YTD Data)Rank
Total interest income$9,858,0002,166
Total interest expense$2,080,0002,756
Net interest income$7,778,0001,933
Provision for loan and lease losses$1,092,000724
Total noninterest income$7,0008,907
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$7,0008,603
Total noninterest expense$2,767,0003,960
Salaries and employee benefits$752,0006,237
Premises and equipment expense$70,0008,048
Additional noninterest expense$1,945,0001,839
Pre-tax net operating income$3,926,0001,643
Securities gains (losses)$03,710
Applicable income taxes$1,415,0001,349
Income before extraordinary items$2,511,0001,898
Extraordinary gains, net$026
Net income$2,511,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,329,000465
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,511,0001,850
2004-06-30 (YTD Data)Rank
Total interest income$5,439,0002,571
Total interest expense$1,037,0003,500
Net interest income$4,402,0002,274
Provision for loan and lease losses$379,0001,285
Total noninterest income$-11,0009,067
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$-11,0009,042
Total noninterest expense$1,610,0004,433
Salaries and employee benefits$459,0006,558
Premises and equipment expense$46,0008,103
Additional noninterest expense$1,105,0002,190
Pre-tax net operating income$2,402,0001,750
Securities gains (losses)$03,413
Applicable income taxes$863,0001,445
Income before extraordinary items$1,539,0002,035
Extraordinary gains, net$021
Net income$1,539,0002,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,000677
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,539,0001,976
2004-03-31 (YTD Data)Rank
Total interest income$901,0005,919
Total interest expense$298,0005,185
Net interest income$603,0006,143
Provision for loan and lease losses$32,0004,015
Total noninterest income$1,0009,027
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$1,0008,837
Total noninterest expense$629,0005,291
Salaries and employee benefits$255,0006,265
Premises and equipment expense$22,0008,152
Additional noninterest expense$352,0003,268
Pre-tax net operating income$-57,0008,738
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-57,0008,768
Extraordinary gains, net$016
Net income$-57,0008,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-57,0008,735
2003-12-31 (YTD Data)Rank
Total interest income$9,0009,176
Total interest expense$09,164
Net interest income$9,0009,167
Provision for loan and lease losses$07,651
Total noninterest income$09,134
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$09,041
Total noninterest expense$936,0008,016
Salaries and employee benefits$562,0007,856
Premises and equipment expense$99,0008,079
Additional noninterest expense$275,0007,928
Pre-tax net operating income$-927,0008,958
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-927,0009,023
Extraordinary gains, net$054
Net income$-927,0009,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$22,000,00033
Net operating income$-927,0008,975

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.