Home > McCurtain County National Bank > Income and Expense

McCurtain County National Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$17,614,000	2,056
Total interest expense	$4,783,000	2,068
Net interest income	$12,831,000	2,027
Provision for loan and lease losses	$220,000	1,938
Total noninterest income	$1,696,000	2,188
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$638,000	1,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	2,228
Total noninterest expense	$7,243,000	2,514
Salaries and employee benefits	$4,143,000	2,465
Premises and equipment expense	$1,171,000	1,844
Additional noninterest expense	$1,058,000	2,228
Pre-tax net operating income	$7,064,000	1,527
Securities gains (losses)	$0	988
Applicable income taxes	$1,647,000	1,117
Income before extraordinary items	$5,417,000	1,641
Extraordinary gains, net	$0	54
Net income	$5,417,000	1,661
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,417,000	1,644
Net charge-offs	$71,000	1,670
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,417,000	1,667
2023-09-30 (YTD Data)		Rank
Total interest income	$195,000	4,569
Total interest expense	$10,000	4,506
Net interest income	$77,174,000	360
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,315	4,575
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$0	4,443
Trading account gains and fees	$4,642	113
Additional Noninterest Income	$0	4,497
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,553
Additional noninterest expense	$4,978	4,493
Pre-tax net operating income	NA	NA
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$27,000	4,338
Extraordinary gains, net	$23,798,000	17
Net income	$4,650,000	1,556
Minority interest net income	$0	81
Net income of bank and minority interests.	$0	4,357
Net charge-offs	$0	2,641
Cash dividends	$5,118,000	592
Sale, conversion, retirement of capital stock, net	$0	506
Net operating income	$0	4,379
2023-06-30 (YTD Data)		Rank
Total interest income	$8,414,000	2,054
Total interest expense	$1,715,000	2,189
Net interest income	$6,699,000	2,002
Provision for loan and lease losses	$180,000	1,397
Total noninterest income	$816,000	2,175
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$315,000	1,412
Trading account gains and fees	NA	NA
Additional Noninterest Income	$501,000	2,198
Total noninterest expense	$3,418,000	2,567
Salaries and employee benefits	$1,890,000	2,598
Premises and equipment expense	$628,000	1,742
Additional noninterest expense	$501,000	2,195
Pre-tax net operating income	$3,917,000	1,458
Securities gains (losses)	$0	938
Applicable income taxes	$1,131,000	937
Income before extraordinary items	$2,786,000	1,644
Extraordinary gains, net	$0	51
Net income	$2,786,000	1,663
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,786,000	1,643
Net charge-offs	$82,000	999
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,786,000	1,657
2023-03-31 (YTD Data)		Rank
Total interest income	$4,049,000	2,085
Total interest expense	$771,000	2,138
Net interest income	$3,278,000	2,043
Provision for loan and lease losses	$100,000	1,277
Total noninterest income	$409,000	2,164
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$153,000	1,457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	2,163
Total noninterest expense	$1,801,000	2,512
Salaries and employee benefits	$916,000	2,672
Premises and equipment expense	$430,000	1,402
Additional noninterest expense	$256,000	2,163
Pre-tax net operating income	$1,786,000	1,590
Securities gains (losses)	$0	950
Applicable income taxes	$246,000	1,539
Income before extraordinary items	$1,540,000	1,571
Extraordinary gains, net	$0	4
Net income	$1,540,000	1,571
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,540,000	1,571
Net charge-offs	$69,000	695
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,540,000	1,590
2022-12-31 (YTD Data)		Rank
Total interest income	$11,336,000	2,354
Total interest expense	$1,261,000	2,132
Net interest income	$10,075,000	2,358
Provision for loan and lease losses	$243,000	1,676
Total noninterest income	$1,483,000	2,360
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$613,000	1,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$870,000	2,487
Total noninterest expense	$6,358,000	2,658
Salaries and employee benefits	$3,965,000	2,511
Premises and equipment expense	$849,000	2,218
Additional noninterest expense	$870,000	2,487
Pre-tax net operating income	$4,957,000	2,056
Securities gains (losses)	$0	691
Applicable income taxes	$1,263,000	1,386
Income before extraordinary items	$3,694,000	2,212
Extraordinary gains, net	$0	5
Net income	$3,694,000	2,211
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,694,000	2,211
Net charge-offs	$93,000	1,264
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,694,000	2,234
2022-09-30 (YTD Data)		Rank
Total interest income	$7,653,000	2,449
Total interest expense	$669,000	2,260
Net interest income	$6,984,000	2,441
Provision for loan and lease losses	$203,000	1,462
Total noninterest income	$1,096,000	2,386
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$451,000	1,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$645,000	2,522
Total noninterest expense	$4,378,000	2,781
Salaries and employee benefits	$2,584,000	2,724
Premises and equipment expense	$644,000	2,224
Additional noninterest expense	$645,000	2,522
Pre-tax net operating income	$3,499,000	2,100
Securities gains (losses)	$0	740
Applicable income taxes	$658,000	1,650
Income before extraordinary items	$2,841,000	2,146
Extraordinary gains, net	$0	4
Net income	$2,841,000	2,145
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,841,000	2,145
Net charge-offs	$91,000	967
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,841,000	2,175
2022-06-30 (YTD Data)		Rank
Total interest income	$4,523,000	2,574
Total interest expense	$304,000	2,641
Net interest income	$4,219,000	2,551
Provision for loan and lease losses	$50,000	1,907
Total noninterest income	$718,000	2,403
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$301,000	1,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	2,581
Total noninterest expense	$2,952,000	2,758
Salaries and employee benefits	$1,771,000	2,688
Premises and equipment expense	$412,000	2,284
Additional noninterest expense	$769,000	3,062
Pre-tax net operating income	$1,935,000	2,239
Securities gains (losses)	$0	687
Applicable income taxes	$400,000	1,647
Income before extraordinary items	$1,535,000	2,311
Extraordinary gains, net	$0	4
Net income	$1,535,000	2,311
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,535,000	2,311
Net charge-offs	$53,000	937
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,535,000	2,346
2022-03-31 (YTD Data)		Rank
Total interest income	$2,159,000	2,597
Total interest expense	$133,000	2,798
Net interest income	$2,026,000	2,574
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$341,000	2,448
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$143,000	1,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	2,583
Total noninterest expense	$1,417,000	2,817
Salaries and employee benefits	$830,000	2,776
Premises and equipment expense	$198,000	2,348
Additional noninterest expense	$389,000	3,019
Pre-tax net operating income	$920,000	2,208
Securities gains (losses)	$0	623
Applicable income taxes	$246,000	1,459
Income before extraordinary items	$674,000	2,402
Extraordinary gains, net	$0	4
Net income	$674,000	2,400
Minority interest net income	$0	50
Net income of bank and minority interests.	$674,000	2,402
Net charge-offs	$35,000	789
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$674,000	2,427
2021-12-31 (YTD Data)		Rank
Total interest income	$9,266,000	2,574
Total interest expense	$692,000	2,713
Net interest income	$8,574,000	2,545
Provision for loan and lease losses	$170,000	1,863
Total noninterest income	$1,369,000	2,644
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$519,000	1,567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$850,000	2,779
Total noninterest expense	$6,335,000	2,637
Salaries and employee benefits	$3,778,000	2,590
Premises and equipment expense	$974,000	2,070
Additional noninterest expense	$1,583,000	3,014
Pre-tax net operating income	$3,438,000	2,524
Securities gains (losses)	$0	2,062
Applicable income taxes	$787,000	1,779
Income before extraordinary items	$2,651,000	2,689
Extraordinary gains, net	$0	10
Net income	$2,651,000	2,690
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,651,000	2,690
Net charge-offs	$-29,000	3,948
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,651,000	2,669
2021-09-30 (YTD Data)		Rank
Total interest income	$7,098,000	2,583
Total interest expense	$550,000	2,730
Net interest income	$6,548,000	2,559
Provision for loan and lease losses	$50,000	2,340
Total noninterest income	$1,012,000	2,689
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$383,000	1,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$629,000	2,821
Total noninterest expense	$4,452,000	2,760
Salaries and employee benefits	$2,458,000	2,819
Premises and equipment expense	$787,000	2,001
Additional noninterest expense	$1,207,000	2,983
Pre-tax net operating income	$3,058,000	2,403
Securities gains (losses)	$0	2,015
Applicable income taxes	$716,000	1,718
Income before extraordinary items	$2,342,000	2,604
Extraordinary gains, net	$0	8
Net income	$2,342,000	2,604
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,342,000	2,604
Net charge-offs	$-112,000	4,495
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,342,000	2,576
2021-06-30 (YTD Data)		Rank
Total interest income	$4,909,000	2,542
Total interest expense	$385,000	2,731
Net interest income	$4,524,000	2,503
Provision for loan and lease losses	$20,000	2,537
Total noninterest income	$666,000	2,667
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$243,000	1,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	2,790
Total noninterest expense	$2,858,000	2,811
Salaries and employee benefits	$1,650,000	2,808
Premises and equipment expense	$390,000	2,371
Additional noninterest expense	$818,000	2,938
Pre-tax net operating income	$2,312,000	2,198
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,037,000	1,120
Income before extraordinary items	$1,275,000	2,852
Extraordinary gains, net	$0	6
Net income	$1,275,000	2,851
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,275,000	2,852
Net charge-offs	$-112,000	4,617
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,275,000	2,833
2021-03-31 (YTD Data)		Rank
Total interest income	$2,494,000	2,508
Total interest expense	$198,000	2,776
Net interest income	$2,296,000	2,469
Provision for loan and lease losses	$20,000	2,251
Total noninterest income	$337,000	2,668
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$129,000	1,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	2,800
Total noninterest expense	$1,354,000	2,896
Salaries and employee benefits	$757,000	2,923
Premises and equipment expense	$176,000	2,532
Additional noninterest expense	$421,000	2,850
Pre-tax net operating income	$1,259,000	2,093
Securities gains (losses)	$0	1,392
Applicable income taxes	$714,000	902
Income before extraordinary items	$545,000	3,007
Extraordinary gains, net	$0	3
Net income	$545,000	3,005
Minority interest net income	$0	55
Net income of bank and minority interests.	$545,000	3,007
Net charge-offs	$-31,000	4,474
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$545,000	2,979
2020-12-31 (YTD Data)		Rank
Total interest income	$9,824,000	2,542
Total interest expense	$1,231,000	2,647
Net interest income	$8,593,000	2,500
Provision for loan and lease losses	$283,000	2,746
Total noninterest income	$1,277,000	2,609
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$559,000	1,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$718,000	2,787
Total noninterest expense	$5,649,000	2,798
Salaries and employee benefits	$3,453,000	2,709
Premises and equipment expense	$737,000	2,452
Additional noninterest expense	$1,459,000	3,091
Pre-tax net operating income	$3,938,000	2,088
Securities gains (losses)	$0	2,675
Applicable income taxes	$901,000	1,512
Income before extraordinary items	$3,037,000	2,301
Extraordinary gains, net	$0	4
Net income	$3,037,000	2,300
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,037,000	2,301
Net charge-offs	$158,000	1,699
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,037,000	2,245
2020-09-30 (YTD Data)		Rank
Total interest income	$7,518,000	2,522
Total interest expense	$1,002,000	2,624
Net interest income	$6,516,000	2,481
Provision for loan and lease losses	$148,000	3,029
Total noninterest income	$947,000	2,588
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$418,000	1,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	2,781
Total noninterest expense	$3,926,000	2,900
Salaries and employee benefits	$2,296,000	2,893
Premises and equipment expense	$548,000	2,460
Additional noninterest expense	$1,082,000	3,095
Pre-tax net operating income	$3,389,000	1,889
Securities gains (losses)	$0	2,494
Applicable income taxes	$969,000	1,207
Income before extraordinary items	$2,420,000	2,193
Extraordinary gains, net	$0	4
Net income	$2,420,000	2,193
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,420,000	2,193
Net charge-offs	$42,000	2,146
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,420,000	2,132
2020-06-30 (YTD Data)		Rank
Total interest income	$5,192,000	2,502
Total interest expense	$724,000	2,603
Net interest income	$4,468,000	2,440
Provision for loan and lease losses	$50,000	3,430
Total noninterest income	$628,000	2,551
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$297,000	1,438
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	2,805
Total noninterest expense	$2,570,000	2,952
Salaries and employee benefits	$1,485,000	2,951
Premises and equipment expense	$366,000	2,446
Additional noninterest expense	$719,000	3,098
Pre-tax net operating income	$2,476,000	1,709
Securities gains (losses)	$0	2,249
Applicable income taxes	$730,000	1,046
Income before extraordinary items	$1,746,000	2,023
Extraordinary gains, net	$0	4
Net income	$1,746,000	2,024
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,746,000	2,024
Net charge-offs	$16,000	2,286
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,746,000	1,981
2020-03-31 (YTD Data)		Rank
Total interest income	$2,614,000	2,489
Total interest expense	$413,000	2,580
Net interest income	$2,201,000	2,438
Provision for loan and lease losses	$20,000	3,107
Total noninterest income	$351,000	2,323
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$184,000	1,385
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	2,647
Total noninterest expense	$1,482,000	2,738
Salaries and employee benefits	$717,000	3,018
Premises and equipment expense	$384,000	1,489
Additional noninterest expense	$381,000	3,010
Pre-tax net operating income	$1,050,000	1,761
Securities gains (losses)	$0	1,705
Applicable income taxes	$266,000	1,174
Income before extraordinary items	$784,000	2,011
Extraordinary gains, net	$0	4
Net income	$784,000	2,010
Minority interest net income	$0	56
Net income of bank and minority interests.	$784,000	2,011
Net charge-offs	$4,000	2,167
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$784,000	1,980
2019-12-31 (YTD Data)		Rank
Total interest income	$10,984,000	2,422
Total interest expense	$1,745,000	2,559
Net interest income	$9,239,000	2,384
Provision for loan and lease losses	$155,000	2,573
Total noninterest income	$1,429,000	2,366
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$784,000	1,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$645,000	2,754
Total noninterest expense	$5,521,000	2,831
Salaries and employee benefits	$3,176,000	2,829
Premises and equipment expense	$897,000	2,191
Additional noninterest expense	$1,448,000	3,160
Pre-tax net operating income	$4,992,000	1,761
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,236,000	1,255
Income before extraordinary items	$3,756,000	1,974
Extraordinary gains, net	$0	11
Net income	$3,756,000	1,976
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,756,000	1,976
Net charge-offs	$68,000	2,450
Cash dividends	$1,200,000	2,127
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,756,000	1,943
2019-09-30 (YTD Data)		Rank
Total interest income	$8,213,000	2,459
Total interest expense	$1,304,000	2,575
Net interest income	$6,909,000	2,418
Provision for loan and lease losses	$140,000	2,312
Total noninterest income	$1,077,000	2,358
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$590,000	1,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	2,761
Total noninterest expense	$3,654,000	3,081
Salaries and employee benefits	$2,028,000	3,121
Premises and equipment expense	$514,000	2,585
Additional noninterest expense	$1,112,000	3,119
Pre-tax net operating income	$4,192,000	1,656
Securities gains (losses)	$0	2,167
Applicable income taxes	$968,000	1,254
Income before extraordinary items	$3,224,000	1,836
Extraordinary gains, net	$0	11
Net income	$3,224,000	1,835
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,224,000	1,837
Net charge-offs	$87,000	1,851
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,224,000	1,805
2019-06-30 (YTD Data)		Rank
Total interest income	$5,417,000	2,476
Total interest expense	$851,000	2,583
Net interest income	$4,566,000	2,440
Provision for loan and lease losses	$75,000	2,429
Total noninterest income	$716,000	2,330
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$383,000	1,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$333,000	2,710
Total noninterest expense	$2,391,000	3,138
Salaries and employee benefits	$1,285,000	3,220
Premises and equipment expense	$350,000	2,557
Additional noninterest expense	$756,000	3,123
Pre-tax net operating income	$2,816,000	1,630
Securities gains (losses)	$0	1,702
Applicable income taxes	$646,000	1,238
Income before extraordinary items	$2,170,000	1,794
Extraordinary gains, net	$0	11
Net income	$2,170,000	1,793
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,170,000	1,794
Net charge-offs	$41,000	1,972
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,170,000	1,766
2019-03-31 (YTD Data)		Rank
Total interest income	$2,644,000	2,512
Total interest expense	$419,000	2,574
Net interest income	$2,225,000	2,498
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$356,000	2,316
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$188,000	1,394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	2,621
Total noninterest expense	$1,206,000	3,137
Salaries and employee benefits	$615,000	3,337
Premises and equipment expense	$173,000	2,603
Additional noninterest expense	$418,000	2,913
Pre-tax net operating income	$1,300,000	1,701
Securities gains (losses)	$0	1,087
Applicable income taxes	$305,000	1,246
Income before extraordinary items	$995,000	1,880
Extraordinary gains, net	$0	5
Net income	$995,000	1,878
Minority interest net income	$0	52
Net income of bank and minority interests.	$995,000	1,879
Net charge-offs	$67,000	1,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$995,000	1,859
2018-12-31 (YTD Data)		Rank
Total interest income	$9,787,000	2,563
Total interest expense	$1,336,000	2,505
Net interest income	$8,451,000	2,554
Provision for loan and lease losses	$361,000	1,764
Total noninterest income	$1,382,000	2,437
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$770,000	1,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$612,000	2,826
Total noninterest expense	$5,239,000	2,963
Salaries and employee benefits	$3,006,000	2,960
Premises and equipment expense	$593,000	2,853
Additional noninterest expense	$1,640,000	2,992
Pre-tax net operating income	$4,233,000	2,029
Securities gains (losses)	$-95,000	4,998
Applicable income taxes	$1,017,000	1,377
Income before extraordinary items	$3,121,000	2,264
Extraordinary gains, net	$0	6
Net income	$3,121,000	2,262
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,121,000	2,263
Net charge-offs	$174,000	1,754
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,196,050	2,233
2018-09-30 (YTD Data)		Rank
Total interest income	$7,144,000	2,611
Total interest expense	$932,000	2,546
Net interest income	$6,212,000	2,594
Provision for loan and lease losses	$296,000	1,602
Total noninterest income	$1,034,000	2,458
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$579,000	1,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$455,000	2,876
Total noninterest expense	$3,588,000	3,142
Salaries and employee benefits	$1,961,000	3,200
Premises and equipment expense	$452,000	2,846
Additional noninterest expense	$1,175,000	3,075
Pre-tax net operating income	$3,362,000	1,962
Securities gains (losses)	$-95,000	5,229
Applicable income taxes	$917,000	1,236
Income before extraordinary items	$2,350,000	2,272
Extraordinary gains, net	$0	5
Net income	$2,350,000	2,271
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,350,000	2,271
Net charge-offs	$53,000	2,169
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,425,050	2,216
2018-06-30 (YTD Data)		Rank
Total interest income	$4,660,000	2,644
Total interest expense	$592,000	2,538
Net interest income	$4,068,000	2,620
Provision for loan and lease losses	$271,000	1,287
Total noninterest income	$704,000	2,424
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$397,000	1,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	2,870
Total noninterest expense	$2,250,000	3,287
Salaries and employee benefits	$1,285,000	3,260
Premises and equipment expense	$249,000	3,216
Additional noninterest expense	$716,000	3,276
Pre-tax net operating income	$2,251,000	1,916
Securities gains (losses)	$-95,000	5,338
Applicable income taxes	$663,000	1,154
Income before extraordinary items	$1,493,000	2,318
Extraordinary gains, net	$0	6
Net income	$1,493,000	2,317
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,493,000	2,317
Net charge-offs	$84,000	1,424
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,568,050	2,241
2018-03-31 (YTD Data)		Rank
Total interest income	$2,276,000	2,682
Total interest expense	$287,000	2,533
Net interest income	$1,989,000	2,669
Provision for loan and lease losses	$171,000	1,047
Total noninterest income	$358,000	2,388
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$195,000	1,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	2,730
Total noninterest expense	$1,082,000	3,393
Salaries and employee benefits	$638,000	3,297
Premises and equipment expense	$121,000	3,305
Additional noninterest expense	$323,000	3,506
Pre-tax net operating income	$1,094,000	1,919
Securities gains (losses)	$-95,000	5,471
Applicable income taxes	$388,000	1,025
Income before extraordinary items	$611,000	2,585
Extraordinary gains, net	$0	7
Net income	$611,000	2,585
Minority interest net income	$0	52
Net income of bank and minority interests.	$611,000	2,585
Net charge-offs	$49,000	1,211
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$686,050	2,398
2017-12-31 (YTD Data)		Rank
Total interest income	$8,713,000	2,707
Total interest expense	$1,083,000	2,418
Net interest income	$7,630,000	2,732
Provision for loan and lease losses	$162,000	2,579
Total noninterest income	$1,350,000	2,529
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$680,000	1,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$670,000	2,784
Total noninterest expense	$4,591,000	3,274
Salaries and employee benefits	$2,593,000	3,261
Premises and equipment expense	$504,000	3,250
Additional noninterest expense	$1,494,000	3,238
Pre-tax net operating income	$4,227,000	1,961
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,549,000	1,507
Income before extraordinary items	$2,678,000	2,223
Extraordinary gains, net	$0	9
Net income	$2,678,000	2,223
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,678,000	2,223
Net charge-offs	$67,000	2,769
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,678,000	2,204
2017-09-30 (YTD Data)		Rank
Total interest income	$6,449,000	2,739
Total interest expense	$797,000	2,416
Net interest income	$5,652,000	2,773
Provision for loan and lease losses	$172,000	2,187
Total noninterest income	$1,066,000	2,493
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$526,000	1,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$540,000	2,721
Total noninterest expense	$3,304,000	3,372
Salaries and employee benefits	$1,828,000	3,388
Premises and equipment expense	$380,000	3,285
Additional noninterest expense	$1,096,000	3,287
Pre-tax net operating income	$3,242,000	1,943
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,044,000	1,430
Income before extraordinary items	$2,198,000	2,231
Extraordinary gains, net	$0	9
Net income	$2,198,000	2,231
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,198,000	2,232
Net charge-offs	$77,000	2,137
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,198,000	2,207
2017-06-30 (YTD Data)		Rank
Total interest income	$4,206,000	2,771
Total interest expense	$523,000	2,407
Net interest income	$3,683,000	2,805
Provision for loan and lease losses	$80,000	2,426
Total noninterest income	$704,000	2,494
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$341,000	1,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$363,000	2,708
Total noninterest expense	$2,098,000	3,498
Salaries and employee benefits	$1,167,000	3,493
Premises and equipment expense	$255,000	3,256
Additional noninterest expense	$676,000	3,461
Pre-tax net operating income	$2,209,000	1,881
Securities gains (losses)	$0	1,906
Applicable income taxes	$663,000	1,453
Income before extraordinary items	$1,546,000	2,107
Extraordinary gains, net	$0	11
Net income	$1,546,000	2,108
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,546,000	2,108
Net charge-offs	$-10,000	4,795
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,546,000	2,072
2017-03-31 (YTD Data)		Rank
Total interest income	$2,056,000	2,814
Total interest expense	$258,000	2,401
Net interest income	$1,798,000	2,850
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$318,000	2,642
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$165,000	1,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$153,000	2,908
Total noninterest expense	$1,094,000	3,424
Salaries and employee benefits	$614,000	3,444
Premises and equipment expense	$146,000	3,041
Additional noninterest expense	$334,000	3,493
Pre-tax net operating income	$977,000	1,993
Securities gains (losses)	$0	1,153
Applicable income taxes	$355,000	1,352
Income before extraordinary items	$622,000	2,376
Extraordinary gains, net	$0	8
Net income	$622,000	2,375
Minority interest net income	$0	55
Net income of bank and minority interests.	$622,000	2,376
Net charge-offs	$-28,000	5,364
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$622,000	2,356
2016-12-31 (YTD Data)		Rank
Total interest income	$7,939,000	2,865
Total interest expense	$988,000	2,435
Net interest income	$6,951,000	2,904
Provision for loan and lease losses	$315,000	1,940
Total noninterest income	$1,240,000	2,731
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$709,000	1,593
Trading account gains and fees	$0	170
Additional Noninterest Income	$531,000	3,182
Total noninterest expense	$4,346,000	3,481
Salaries and employee benefits	$2,482,000	3,419
Premises and equipment expense	$553,000	3,169
Additional noninterest expense	$1,311,000	3,623
Pre-tax net operating income	$3,530,000	2,117
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,227,000	1,453
Income before extraordinary items	$2,303,000	2,549
Extraordinary gains, net	$0	5
Net income	$2,303,000	2,547
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,303,000	2,548
Net charge-offs	$59,000	3,018
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,303,000	2,500
2016-09-30 (YTD Data)		Rank
Total interest income	$5,927,000	2,876
Total interest expense	$741,000	2,435
Net interest income	$5,186,000	2,913
Provision for loan and lease losses	$215,000	1,983
Total noninterest income	$952,000	2,693
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$543,000	1,573
Trading account gains and fees	$0	169
Additional Noninterest Income	$409,000	3,147
Total noninterest expense	$3,144,000	3,559
Salaries and employee benefits	$1,739,000	3,550
Premises and equipment expense	$422,000	3,163
Additional noninterest expense	$983,000	3,656
Pre-tax net operating income	$2,779,000	2,072
Securities gains (losses)	$0	3,160
Applicable income taxes	$998,000	1,411
Income before extraordinary items	$1,781,000	2,525
Extraordinary gains, net	$0	5
Net income	$1,781,000	2,526
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,781,000	2,526
Net charge-offs	$19,000	3,183
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,781,000	2,474
2016-06-30 (YTD Data)		Rank
Total interest income	$3,924,000	2,901
Total interest expense	$498,000	2,432
Net interest income	$3,426,000	2,940
Provision for loan and lease losses	$130,000	2,045
Total noninterest income	$650,000	2,654
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$369,000	1,526
Trading account gains and fees	$0	157
Additional Noninterest Income	$281,000	3,111
Total noninterest expense	$2,058,000	3,627
Salaries and employee benefits	$1,134,000	3,627
Premises and equipment expense	$269,000	3,262
Additional noninterest expense	$655,000	3,675
Pre-tax net operating income	$1,888,000	2,038
Securities gains (losses)	$0	2,835
Applicable income taxes	$681,000	1,384
Income before extraordinary items	$1,207,000	2,480
Extraordinary gains, net	$0	16
Net income	$1,207,000	2,479
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,207,000	2,479
Net charge-offs	$-12,000	5,029
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,207,000	2,421
2016-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	2,895
Total interest expense	$249,000	2,446
Net interest income	$1,717,000	2,945
Provision for loan and lease losses	$70,000	1,876
Total noninterest income	$328,000	2,616
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$186,000	1,515
Trading account gains and fees	$0	142
Additional Noninterest Income	$142,000	3,047
Total noninterest expense	$1,049,000	3,604
Salaries and employee benefits	$598,000	3,536
Premises and equipment expense	$132,000	3,349
Additional noninterest expense	$319,000	3,731
Pre-tax net operating income	$926,000	2,031
Securities gains (losses)	$0	2,077
Applicable income taxes	$260,000	1,612
Income before extraordinary items	$666,000	2,280
Extraordinary gains, net	$0	12
Net income	$666,000	2,280
Minority interest net income	$0	62
Net income of bank and minority interests.	$666,000	2,280
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$666,000	2,229
2015-12-31 (YTD Data)		Rank
Total interest income	$7,261,000	3,031
Total interest expense	$937,000	2,531
Net interest income	$6,324,000	3,088
Provision for loan and lease losses	$309,000	1,873
Total noninterest income	$1,172,000	2,825
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$740,000	1,580
Trading account gains and fees	$0	159
Additional Noninterest Income	$432,000	3,490
Total noninterest expense	$4,165,000	3,634
Salaries and employee benefits	$2,382,000	3,531
Premises and equipment expense	$535,000	3,344
Additional noninterest expense	$1,248,000	3,840
Pre-tax net operating income	$3,022,000	2,312
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,038,000	1,565
Income before extraordinary items	$1,984,000	2,748
Extraordinary gains, net	$0	23
Net income	$1,984,000	2,749
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,984,000	2,750
Net charge-offs	$21,000	3,740
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,984,000	2,700
2015-09-30 (YTD Data)		Rank
Total interest income	$5,391,000	3,075
Total interest expense	$693,000	2,589
Net interest income	$4,698,000	3,124
Provision for loan and lease losses	$255,000	1,679
Total noninterest income	$847,000	2,887
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$549,000	1,601
Trading account gains and fees	$0	153
Additional Noninterest Income	$298,000	3,612
Total noninterest expense	$2,970,000	3,768
Salaries and employee benefits	$1,694,000	3,672
Premises and equipment expense	$391,000	3,440
Additional noninterest expense	$885,000	3,974
Pre-tax net operating income	$2,320,000	2,315
Securities gains (losses)	$0	3,031
Applicable income taxes	$841,000	1,541
Income before extraordinary items	$1,479,000	2,801
Extraordinary gains, net	$0	21
Net income	$1,479,000	2,801
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,479,000	2,802
Net charge-offs	$-2,000	4,778
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,479,000	2,749
2015-06-30 (YTD Data)		Rank
Total interest income	$3,531,000	3,111
Total interest expense	$455,000	2,632
Net interest income	$3,076,000	3,167
Provision for loan and lease losses	$200,000	1,484
Total noninterest income	$554,000	2,924
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$357,000	1,609
Trading account gains and fees	$0	157
Additional Noninterest Income	$197,000	3,659
Total noninterest expense	$1,958,000	3,814
Salaries and employee benefits	$1,120,000	3,714
Premises and equipment expense	$261,000	3,451
Additional noninterest expense	$577,000	4,046
Pre-tax net operating income	$1,472,000	2,368
Securities gains (losses)	$0	2,636
Applicable income taxes	$548,000	1,541
Income before extraordinary items	$924,000	2,891
Extraordinary gains, net	$0	22
Net income	$924,000	2,891
Minority interest net income	$0	75
Net income of bank and minority interests.	$924,000	2,893
Net charge-offs	$73,000	2,000
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$924,000	2,832
2015-03-31 (YTD Data)		Rank
Total interest income	$1,747,000	3,156
Total interest expense	$225,000	2,670
Net interest income	$1,522,000	3,188
Provision for loan and lease losses	$55,000	2,012
Total noninterest income	$296,000	2,818
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$177,000	1,608
Trading account gains and fees	$0	152
Additional Noninterest Income	$119,000	3,339
Total noninterest expense	$985,000	3,827
Salaries and employee benefits	$533,000	3,855
Premises and equipment expense	$128,000	3,518
Additional noninterest expense	$324,000	3,785
Pre-tax net operating income	$778,000	2,252
Securities gains (losses)	$0	2,027
Applicable income taxes	$265,000	1,565
Income before extraordinary items	$513,000	2,677
Extraordinary gains, net	$0	13
Net income	$513,000	2,680
Minority interest net income	$0	64
Net income of bank and minority interests.	$513,000	2,680
Net charge-offs	$20,000	2,118
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$513,000	2,598
2014-12-31 (YTD Data)		Rank
Total interest income	$7,190,000	3,123
Total interest expense	$976,000	2,613
Net interest income	$6,214,000	3,166
Provision for loan and lease losses	$315,000	1,927
Total noninterest income	$1,204,000	2,836
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$754,000	1,656
Trading account gains and fees	$0	180
Additional Noninterest Income	$450,000	3,428
Total noninterest expense	$4,246,000	3,697
Salaries and employee benefits	$2,391,000	3,586
Premises and equipment expense	$519,000	3,545
Additional noninterest expense	$1,336,000	3,813
Pre-tax net operating income	$2,857,000	2,348
Securities gains (losses)	$0	3,259
Applicable income taxes	$968,000	1,575
Income before extraordinary items	$1,889,000	2,818
Extraordinary gains, net	$0	17
Net income	$1,889,000	2,816
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,889,000	2,818
Net charge-offs	$176,000	2,609
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,889,000	2,764
2014-09-30 (YTD Data)		Rank
Total interest income	$5,379,000	3,144
Total interest expense	$748,000	2,612
Net interest income	$4,631,000	3,205
Provision for loan and lease losses	$225,000	1,923
Total noninterest income	$917,000	2,833
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$570,000	1,655
Trading account gains and fees	$0	174
Additional Noninterest Income	$347,000	3,410
Total noninterest expense	$3,078,000	3,795
Salaries and employee benefits	$1,676,000	3,768
Premises and equipment expense	$388,000	3,599
Additional noninterest expense	$1,014,000	3,797
Pre-tax net operating income	$2,245,000	2,323
Securities gains (losses)	$0	2,980
Applicable income taxes	$793,000	1,528
Income before extraordinary items	$1,452,000	2,793
Extraordinary gains, net	$0	15
Net income	$1,452,000	2,793
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,452,000	2,793
Net charge-offs	$135,000	2,396
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,452,000	2,749
2014-06-30 (YTD Data)		Rank
Total interest income	$3,559,000	3,171
Total interest expense	$506,000	2,613
Net interest income	$3,053,000	3,229
Provision for loan and lease losses	$160,000	1,834
Total noninterest income	$623,000	2,776
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$367,000	1,681
Trading account gains and fees	$0	172
Additional Noninterest Income	$256,000	3,257
Total noninterest expense	$2,048,000	3,826
Salaries and employee benefits	$1,124,000	3,776
Premises and equipment expense	$242,000	3,780
Additional noninterest expense	$682,000	3,800
Pre-tax net operating income	$1,468,000	2,309
Securities gains (losses)	$0	2,580
Applicable income taxes	$519,000	1,510
Income before extraordinary items	$949,000	2,743
Extraordinary gains, net	$0	20
Net income	$949,000	2,747
Minority interest net income	$0	80
Net income of bank and minority interests.	$949,000	2,747
Net charge-offs	$103,000	2,163
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$949,000	2,693
2014-03-31 (YTD Data)		Rank
Total interest income	$1,854,000	3,081
Total interest expense	$256,000	2,629
Net interest income	$1,598,000	3,121
Provision for loan and lease losses	$95,000	1,647
Total noninterest income	$315,000	2,732
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$179,000	1,697
Trading account gains and fees	$0	147
Additional Noninterest Income	$136,000	3,110
Total noninterest expense	$923,000	4,088
Salaries and employee benefits	$528,000	3,939
Premises and equipment expense	$127,000	3,720
Additional noninterest expense	$268,000	4,363
Pre-tax net operating income	$895,000	1,926
Securities gains (losses)	$0	1,715
Applicable income taxes	$286,000	1,388
Income before extraordinary items	$609,000	2,247
Extraordinary gains, net	$0	16
Net income	$609,000	2,249
Minority interest net income	$0	66
Net income of bank and minority interests.	$609,000	2,249
Net charge-offs	$57,000	1,762
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$609,000	2,208
2013-12-31 (YTD Data)		Rank
Total interest income	$7,206,000	3,178
Total interest expense	$1,210,000	2,544
Net interest income	$5,996,000	3,277
Provision for loan and lease losses	$279,000	2,550
Total noninterest income	$1,433,000	2,667
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$752,000	1,736
Trading account gains and fees	$0	184
Additional Noninterest Income	$681,000	2,909
Total noninterest expense	$4,102,000	3,857
Salaries and employee benefits	$2,307,000	3,748
Premises and equipment expense	$532,000	3,596
Additional noninterest expense	$1,263,000	4,071
Pre-tax net operating income	$3,048,000	2,144
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,048,000	1,425
Income before extraordinary items	$2,000,000	2,615
Extraordinary gains, net	$0	29
Net income	$2,000,000	2,618
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,000,000	2,618
Net charge-offs	$139,000	3,405
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,000,000	2,546
2013-09-30 (YTD Data)		Rank
Total interest income	$5,384,000	3,218
Total interest expense	$933,000	2,570
Net interest income	$4,451,000	3,324
Provision for loan and lease losses	$189,000	2,658
Total noninterest income	$1,144,000	2,610
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$562,000	1,740
Trading account gains and fees	$0	180
Additional Noninterest Income	$582,000	2,791
Total noninterest expense	$2,930,000	3,989
Salaries and employee benefits	$1,608,000	3,927
Premises and equipment expense	$403,000	3,599
Additional noninterest expense	$919,000	4,150
Pre-tax net operating income	$2,476,000	2,075
Securities gains (losses)	$0	3,040
Applicable income taxes	$827,000	1,423
Income before extraordinary items	$1,649,000	2,461
Extraordinary gains, net	$0	25
Net income	$1,649,000	2,466
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,649,000	2,466
Net charge-offs	$84,000	3,418
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,649,000	2,391
2013-06-30 (YTD Data)		Rank
Total interest income	$3,514,000	3,275
Total interest expense	$647,000	2,555
Net interest income	$2,867,000	3,398
Provision for loan and lease losses	$169,000	2,325
Total noninterest income	$827,000	2,503
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$364,000	1,759
Trading account gains and fees	$0	157
Additional Noninterest Income	$463,000	2,586
Total noninterest expense	$1,952,000	4,020
Salaries and employee benefits	$1,084,000	3,925
Premises and equipment expense	$268,000	3,617
Additional noninterest expense	$600,000	4,191
Pre-tax net operating income	$1,573,000	2,118
Securities gains (losses)	$0	2,791
Applicable income taxes	$522,000	1,469
Income before extraordinary items	$1,051,000	2,537
Extraordinary gains, net	$0	22
Net income	$1,051,000	2,542
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,051,000	2,542
Net charge-offs	$98,000	2,777
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,051,000	2,432
2013-03-31 (YTD Data)		Rank
Total interest income	$1,712,000	3,372
Total interest expense	$376,000	2,327
Net interest income	$1,336,000	3,575
Provision for loan and lease losses	$106,000	1,981
Total noninterest income	$315,000	2,933
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$182,000	1,731
Trading account gains and fees	$0	148
Additional Noninterest Income	$133,000	3,353
Total noninterest expense	$942,000	4,138
Salaries and employee benefits	$521,000	4,063
Premises and equipment expense	$132,000	3,682
Additional noninterest expense	$289,000	4,307
Pre-tax net operating income	$603,000	2,544
Securities gains (losses)	$0	1,966
Applicable income taxes	$219,000	1,622
Income before extraordinary items	$384,000	3,104
Extraordinary gains, net	$0	10
Net income	$384,000	3,105
Minority interest net income	$0	76
Net income of bank and minority interests.	$384,000	3,106
Net charge-offs	$69,000	2,178
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$384,000	3,010
2012-12-31 (YTD Data)		Rank
Total interest income	$7,333,000	3,338
Total interest expense	$1,489,000	2,733
Net interest income	$5,844,000	3,434
Provision for loan and lease losses	$370,000	3,109
Total noninterest income	$1,225,000	2,927
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$755,000	1,775
Trading account gains and fees	$0	166
Additional Noninterest Income	$470,000	3,422
Total noninterest expense	$4,087,000	3,973
Salaries and employee benefits	$2,161,000	3,944
Premises and equipment expense	$528,000	3,689
Additional noninterest expense	$1,398,000	3,964
Pre-tax net operating income	$2,612,000	2,334
Securities gains (losses)	$32,000	2,989
Applicable income taxes	$883,000	1,591
Income before extraordinary items	$1,761,000	2,837
Extraordinary gains, net	$0	29
Net income	$1,761,000	2,840
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,761,000	2,839
Net charge-offs	$123,000	4,238
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,739,560	2,740
2012-09-30 (YTD Data)		Rank
Total interest income	$5,514,000	3,379
Total interest expense	$1,126,000	2,818
Net interest income	$4,388,000	3,483
Provision for loan and lease losses	$255,000	3,189
Total noninterest income	$930,000	2,919
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$572,000	1,783
Trading account gains and fees	$0	157
Additional Noninterest Income	$358,000	3,430
Total noninterest expense	$2,957,000	4,099
Salaries and employee benefits	$1,533,000	4,089
Premises and equipment expense	$401,000	3,698
Additional noninterest expense	$1,023,000	4,050
Pre-tax net operating income	$2,106,000	2,260
Securities gains (losses)	$31,000	2,692
Applicable income taxes	$752,000	1,504
Income before extraordinary items	$1,385,000	2,781
Extraordinary gains, net	$0	20
Net income	$1,385,000	2,782
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,385,000	2,781
Net charge-offs	$56,000	4,440
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,364,850	2,678
2012-06-30 (YTD Data)		Rank
Total interest income	$3,720,000	3,381
Total interest expense	$755,000	2,886
Net interest income	$2,965,000	3,462
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$625,000	2,866
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$373,000	1,812
Trading account gains and fees	$0	153
Additional Noninterest Income	$252,000	3,331
Total noninterest expense	$1,983,000	4,100
Salaries and employee benefits	$1,034,000	4,085
Premises and equipment expense	$267,000	3,705
Additional noninterest expense	$682,000	4,060
Pre-tax net operating income	$1,487,000	2,146
Securities gains (losses)	$31,000	2,315
Applicable income taxes	$516,000	1,468
Income before extraordinary items	$1,002,000	2,626
Extraordinary gains, net	$0	19
Net income	$1,002,000	2,626
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,002,000	2,626
Net charge-offs	$-29,000	6,879
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$981,540	2,512
2012-03-31 (YTD Data)		Rank
Total interest income	$1,868,000	3,394
Total interest expense	$379,000	2,983
Net interest income	$1,489,000	3,478
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$320,000	2,841
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$188,000	1,792
Trading account gains and fees	$0	148
Additional Noninterest Income	$132,000	3,257
Total noninterest expense	$957,000	4,209
Salaries and employee benefits	$478,000	4,320
Premises and equipment expense	$128,000	3,830
Additional noninterest expense	$351,000	3,981
Pre-tax net operating income	$792,000	2,050
Securities gains (losses)	$0	2,210
Applicable income taxes	$281,000	1,359
Income before extraordinary items	$511,000	2,548
Extraordinary gains, net	$0	19
Net income	$511,000	2,550
Minority interest net income	$0	78
Net income of bank and minority interests.	$511,000	2,551
Net charge-offs	$-28,000	6,963
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$511,000	2,433
2011-12-31 (YTD Data)		Rank
Total interest income	$7,425,000	3,532
Total interest expense	$1,594,000	3,290
Net interest income	$5,831,000	3,544
Provision for loan and lease losses	$441,000	3,624
Total noninterest income	$1,427,000	2,533
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$796,000	1,791
Trading account gains and fees	$0	146
Additional Noninterest Income	$631,000	2,779
Total noninterest expense	$4,074,000	4,071
Salaries and employee benefits	$2,168,000	3,938
Premises and equipment expense	$565,000	3,731
Additional noninterest expense	$1,341,000	4,150
Pre-tax net operating income	$2,743,000	1,987
Securities gains (losses)	$0	3,838
Applicable income taxes	$913,000	1,435
Income before extraordinary items	$1,830,000	2,425
Extraordinary gains, net	$0	29
Net income	$1,830,000	2,425
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,830,000	2,426
Net charge-offs	$219,000	4,188
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,830,000	2,340
2011-09-30 (YTD Data)		Rank
Total interest income	$5,548,000	3,578
Total interest expense	$1,211,000	3,386
Net interest income	$4,337,000	3,573
Provision for loan and lease losses	$295,000	3,645
Total noninterest income	$1,115,000	2,459
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$600,000	1,794
Trading account gains and fees	$0	145
Additional Noninterest Income	$515,000	2,660
Total noninterest expense	$2,924,000	4,180
Salaries and employee benefits	$1,533,000	4,127
Premises and equipment expense	$424,000	3,774
Additional noninterest expense	$967,000	4,262
Pre-tax net operating income	$2,233,000	1,919
Securities gains (losses)	$0	3,555
Applicable income taxes	$741,000	1,367
Income before extraordinary items	$1,492,000	2,332
Extraordinary gains, net	$0	21
Net income	$1,492,000	2,332
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,492,000	2,333
Net charge-offs	$139,000	4,096
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,492,000	2,224
2011-06-30 (YTD Data)		Rank
Total interest income	$3,658,000	3,632
Total interest expense	$816,000	3,457
Net interest income	$2,842,000	3,632
Provision for loan and lease losses	$195,000	3,582
Total noninterest income	$716,000	2,507
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$384,000	1,827
Trading account gains and fees	$0	153
Additional Noninterest Income	$332,000	2,730
Total noninterest expense	$1,949,000	4,234
Salaries and employee benefits	$1,053,000	4,056
Premises and equipment expense	$276,000	3,864
Additional noninterest expense	$620,000	4,443
Pre-tax net operating income	$1,414,000	1,975
Securities gains (losses)	$0	2,914
Applicable income taxes	$466,000	1,387
Income before extraordinary items	$948,000	2,379
Extraordinary gains, net	$0	15
Net income	$948,000	2,379
Minority interest net income	$0	89
Net income of bank and minority interests.	$948,000	2,379
Net charge-offs	$102,000	3,820
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$948,000	2,288
2011-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,666
Total interest expense	$400,000	3,607
Net interest income	$1,416,000	3,628
Provision for loan and lease losses	$80,000	3,622
Total noninterest income	$401,000	2,341
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$189,000	1,825
Trading account gains and fees	$0	158
Additional Noninterest Income	$212,000	2,390
Total noninterest expense	$944,000	4,355
Salaries and employee benefits	$506,000	4,188
Premises and equipment expense	$133,000	4,011
Additional noninterest expense	$305,000	4,483
Pre-tax net operating income	$793,000	1,787
Securities gains (losses)	$0	1,772
Applicable income taxes	$244,000	1,302
Income before extraordinary items	$549,000	2,078
Extraordinary gains, net	$0	9
Net income	$549,000	2,077
Minority interest net income	$0	86
Net income of bank and minority interests.	$549,000	2,078
Net charge-offs	$64,000	3,148
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$549,000	2,042
2010-12-31 (YTD Data)		Rank
Total interest income	$7,272,000	3,817
Total interest expense	$1,451,000	4,352
Net interest income	$5,821,000	3,559
Provision for loan and lease losses	$273,000	4,977
Total noninterest income	$1,356,000	2,692
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$755,000	1,928
Trading account gains and fees	$0	175
Additional Noninterest Income	$601,000	2,914
Total noninterest expense	$4,106,000	4,142
Salaries and employee benefits	$2,123,000	4,070
Premises and equipment expense	$583,000	3,793
Additional noninterest expense	$1,400,000	4,191
Pre-tax net operating income	$2,798,000	1,721
Securities gains (losses)	$0	3,793
Applicable income taxes	$909,000	1,318
Income before extraordinary items	$1,889,000	2,126
Extraordinary gains, net	$0	29
Net income	$1,889,000	2,127
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,889,000	2,128
Net charge-offs	$22,000	6,340
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,889,000	2,048
2010-09-30 (YTD Data)		Rank
Total interest income	$5,328,000	3,946
Total interest expense	$1,075,000	4,516
Net interest income	$4,253,000	3,671
Provision for loan and lease losses	$187,000	4,969
Total noninterest income	$1,053,000	2,630
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$555,000	2,007
Trading account gains and fees	$0	165
Additional Noninterest Income	$498,000	2,765
Total noninterest expense	$2,966,000	4,272
Salaries and employee benefits	$1,483,000	4,301
Premises and equipment expense	$451,000	3,770
Additional noninterest expense	$1,032,000	4,218
Pre-tax net operating income	$2,153,000	1,797
Securities gains (losses)	$0	3,651
Applicable income taxes	$698,000	1,341
Income before extraordinary items	$1,455,000	2,201
Extraordinary gains, net	$0	23
Net income	$1,455,000	2,202
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,455,000	2,204
Net charge-offs	$43,000	5,615
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,455,000	2,104
2010-06-30 (YTD Data)		Rank
Total interest income	$3,530,000	4,000
Total interest expense	$717,000	4,625
Net interest income	$2,813,000	3,695
Provision for loan and lease losses	$162,000	4,519
Total noninterest income	$561,000	3,000
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$356,000	2,071
Trading account gains and fees	$0	152
Additional Noninterest Income	$205,000	3,470
Total noninterest expense	$1,874,000	4,429
Salaries and employee benefits	$944,000	4,452
Premises and equipment expense	$295,000	3,849
Additional noninterest expense	$635,000	4,443
Pre-tax net operating income	$1,338,000	1,877
Securities gains (losses)	$0	3,184
Applicable income taxes	$474,000	1,268
Income before extraordinary items	$864,000	2,369
Extraordinary gains, net	$0	19
Net income	$864,000	2,365
Minority interest net income	$0	105
Net income of bank and minority interests.	$864,000	2,368
Net charge-offs	$50,000	4,884
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$864,000	2,273
2010-03-31 (YTD Data)		Rank
Total interest income	$1,727,000	4,116
Total interest expense	$357,000	4,768
Net interest income	$1,370,000	3,791
Provision for loan and lease losses	$72,000	4,420
Total noninterest income	$271,000	3,060
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$169,000	2,142
Trading account gains and fees	$0	175
Additional Noninterest Income	$102,000	3,485
Total noninterest expense	$967,000	4,380
Salaries and employee benefits	$471,000	4,516
Premises and equipment expense	$165,000	3,632
Additional noninterest expense	$331,000	4,321
Pre-tax net operating income	$602,000	2,094
Securities gains (losses)	$0	2,284
Applicable income taxes	$187,000	1,487
Income before extraordinary items	$415,000	2,494
Extraordinary gains, net	$0	16
Net income	$415,000	2,492
Minority interest net income	$0	91
Net income of bank and minority interests.	$415,000	2,494
Net charge-offs	$19,000	4,462
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$415,000	2,397
2009-12-31 (YTD Data)		Rank
Total interest income	$6,904,000	4,213
Total interest expense	$1,733,000	4,820
Net interest income	$5,171,000	3,854
Provision for loan and lease losses	$395,000	4,890
Total noninterest income	$1,045,000	3,249
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$701,000	2,247
Trading account gains and fees	$0	211
Additional Noninterest Income	$344,000	3,763
Total noninterest expense	$3,942,000	4,382
Salaries and employee benefits	$2,003,000	4,363
Premises and equipment expense	$591,000	3,914
Additional noninterest expense	$1,348,000	4,389
Pre-tax net operating income	$1,879,000	2,007
Securities gains (losses)	$0	3,754
Applicable income taxes	$568,000	1,429
Income before extraordinary items	$1,311,000	2,337
Extraordinary gains, net	$0	34
Net income	$1,311,000	2,334
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,311,000	2,335
Net charge-offs	$197,000	5,032
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,311,000	2,289
2009-09-30 (YTD Data)		Rank
Total interest income	$5,137,000	4,295
Total interest expense	$1,357,000	4,854
Net interest income	$3,780,000	3,927
Provision for loan and lease losses	$265,000	4,793
Total noninterest income	$769,000	3,358
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$519,000	2,288
Trading account gains and fees	$0	212
Additional Noninterest Income	$250,000	3,904
Total noninterest expense	$2,649,000	4,698
Salaries and employee benefits	$1,392,000	4,620
Premises and equipment expense	$459,000	3,854
Additional noninterest expense	$798,000	5,072
Pre-tax net operating income	$1,635,000	1,900
Securities gains (losses)	$0	3,497
Applicable income taxes	$533,000	1,338
Income before extraordinary items	$1,102,000	2,314
Extraordinary gains, net	$0	27
Net income	$1,102,000	2,311
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,102,000	2,314
Net charge-offs	$100,000	5,053
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,102,000	2,271
2009-06-30 (YTD Data)		Rank
Total interest income	$3,397,000	4,353
Total interest expense	$948,000	4,862
Net interest income	$2,449,000	3,990
Provision for loan and lease losses	$205,000	4,287
Total noninterest income	$516,000	3,353
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$338,000	2,296
Trading account gains and fees	$0	193
Additional Noninterest Income	$178,000	3,834
Total noninterest expense	$1,689,000	4,878
Salaries and employee benefits	$892,000	4,770
Premises and equipment expense	$294,000	3,997
Additional noninterest expense	$503,000	5,238
Pre-tax net operating income	$1,071,000	1,996
Securities gains (losses)	$0	3,136
Applicable income taxes	$358,000	1,373
Income before extraordinary items	$713,000	2,447
Extraordinary gains, net	$0	21
Net income	$713,000	2,445
Minority interest net income	$0	112
Net income of bank and minority interests.	$713,000	2,447
Net charge-offs	$78,000	4,497
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$713,000	2,374
2009-03-31 (YTD Data)		Rank
Total interest income	$1,712,000	4,363
Total interest expense	$500,000	4,829
Net interest income	$1,212,000	4,031
Provision for loan and lease losses	$100,000	3,845
Total noninterest income	$254,000	3,345
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$167,000	2,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$87,000	3,870
Total noninterest expense	$854,000	4,757
Salaries and employee benefits	$435,000	4,893
Premises and equipment expense	$150,000	3,980
Additional noninterest expense	$269,000	4,742
Pre-tax net operating income	$512,000	2,340
Securities gains (losses)	$0	2,434
Applicable income taxes	$170,000	1,610
Income before extraordinary items	$342,000	2,871
Extraordinary gains, net	$0	15
Net income	$342,000	2,871
Minority interest net income	$0	102
Net income of bank and minority interests.	$342,000	2,872
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$342,000	2,736
2008-12-31 (YTD Data)		Rank
Total interest income	$7,826,000	4,193
Total interest expense	$3,075,000	4,190
Net interest income	$4,751,000	4,086
Provision for loan and lease losses	$358,000	4,321
Total noninterest income	$1,056,000	3,289
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$734,000	2,262
Trading account gains and fees	$0	154
Additional Noninterest Income	$322,000	3,979
Total noninterest expense	$3,718,000	4,458
Salaries and employee benefits	$1,950,000	4,540
Premises and equipment expense	$664,000	3,639
Additional noninterest expense	$1,104,000	4,518
Pre-tax net operating income	$1,731,000	2,766
Securities gains (losses)	$0	3,220
Applicable income taxes	$518,000	1,818
Income before extraordinary items	$1,213,000	2,892
Extraordinary gains, net	$0	39
Net income	$1,213,000	2,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$260,000	3,736
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,213,000	3,040
2008-09-30 (YTD Data)		Rank
Total interest income	$5,963,000	4,219
Total interest expense	$2,448,000	4,138
Net interest income	$3,515,000	4,153
Provision for loan and lease losses	$258,000	3,802
Total noninterest income	$777,000	3,406
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$541,000	2,309
Trading account gains and fees	$0	148
Additional Noninterest Income	$236,000	4,132
Total noninterest expense	$2,731,000	4,501
Salaries and employee benefits	$1,393,000	4,718
Premises and equipment expense	$520,000	3,549
Additional noninterest expense	$818,000	4,505
Pre-tax net operating income	$1,303,000	3,139
Securities gains (losses)	$0	3,106
Applicable income taxes	$521,000	1,849
Income before extraordinary items	$782,000	3,612
Extraordinary gains, net	$0	31
Net income	$782,000	3,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,919
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$782,000	3,757
2008-06-30 (YTD Data)		Rank
Total interest income	$4,044,000	4,223
Total interest expense	$1,764,000	4,070
Net interest income	$2,280,000	4,228
Provision for loan and lease losses	$158,000	3,532
Total noninterest income	$516,000	3,439
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$353,000	2,338
Trading account gains and fees	$0	149
Additional Noninterest Income	$163,000	4,167
Total noninterest expense	$1,770,000	4,616
Salaries and employee benefits	$891,000	4,867
Premises and equipment expense	$358,000	3,499
Additional noninterest expense	$521,000	4,611
Pre-tax net operating income	$868,000	3,256
Securities gains (losses)	$0	3,233
Applicable income taxes	$276,000	2,311
Income before extraordinary items	$592,000	3,673
Extraordinary gains, net	$0	21
Net income	$592,000	3,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,430
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$592,000	3,613
2008-03-31 (YTD Data)		Rank
Total interest income	$2,078,000	4,208
Total interest expense	$976,000	3,968
Net interest income	$1,102,000	4,317
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$258,000	3,445
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$176,000	2,306
Trading account gains and fees	$0	158
Additional Noninterest Income	$82,000	4,146
Total noninterest expense	$923,000	4,493
Salaries and employee benefits	$459,000	4,824
Premises and equipment expense	$212,000	3,063
Additional noninterest expense	$252,000	4,656
Pre-tax net operating income	$377,000	3,666
Securities gains (losses)	$0	2,688
Applicable income taxes	$121,000	2,572
Income before extraordinary items	$256,000	4,151
Extraordinary gains, net	$0	15
Net income	$256,000	4,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,854
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$256,000	4,045
2007-12-31 (YTD Data)		Rank
Total interest income	$8,423,000	4,219
Total interest expense	$4,187,000	3,900
Net interest income	$4,236,000	4,463
Provision for loan and lease losses	$285,000	3,288
Total noninterest income	$1,142,000	3,241
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$771,000	2,205
Trading account gains and fees	$0	178
Additional Noninterest Income	$371,000	3,876
Total noninterest expense	$3,089,000	4,928
Salaries and employee benefits	$1,719,000	4,903
Premises and equipment expense	$518,000	4,256
Additional noninterest expense	$852,000	5,139
Pre-tax net operating income	$2,004,000	3,310
Securities gains (losses)	$0	2,146
Applicable income taxes	$599,000	2,507
Income before extraordinary items	$1,405,000	3,573
Extraordinary gains, net	$0	39
Net income	$1,405,000	3,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$371,000	2,020
Cash dividends	$605,000	3,406
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,405,000	3,564
2007-09-30 (YTD Data)		Rank
Total interest income	$6,230,000	4,275
Total interest expense	$3,114,000	3,925
Net interest income	$3,116,000	4,538
Provision for loan and lease losses	$225,000	2,782
Total noninterest income	$884,000	3,168
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$582,000	2,171
Trading account gains and fees	$0	184
Additional Noninterest Income	$302,000	3,729
Total noninterest expense	$2,273,000	4,943
Salaries and employee benefits	$1,262,000	4,939
Premises and equipment expense	$384,000	4,282
Additional noninterest expense	$627,000	5,150
Pre-tax net operating income	$1,502,000	3,470
Securities gains (losses)	$0	1,655
Applicable income taxes	$466,000	2,621
Income before extraordinary items	$1,036,000	3,810
Extraordinary gains, net	$0	33
Net income	$1,036,000	3,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$363,000	1,336
Cash dividends	$605,000	2,660
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,036,000	3,794
2007-06-30 (YTD Data)		Rank
Total interest income	$4,044,000	4,361
Total interest expense	$2,038,000	3,966
Net interest income	$2,006,000	4,658
Provision for loan and lease losses	$165,000	2,459
Total noninterest income	$637,000	3,024
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$393,000	2,152
Trading account gains and fees	$0	168
Additional Noninterest Income	$244,000	3,404
Total noninterest expense	$1,472,000	5,074
Salaries and employee benefits	$825,000	5,029
Premises and equipment expense	$253,000	4,346
Additional noninterest expense	$394,000	5,347
Pre-tax net operating income	$1,006,000	3,522
Securities gains (losses)	$0	1,444
Applicable income taxes	$282,000	2,809
Income before extraordinary items	$724,000	3,740
Extraordinary gains, net	$0	29
Net income	$724,000	3,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$318,000	992
Cash dividends	$605,000	2,160
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$724,000	3,723
2007-03-31 (YTD Data)		Rank
Total interest income	$1,983,000	4,421
Total interest expense	$997,000	4,021
Net interest income	$986,000	4,724
Provision for loan and lease losses	$115,000	1,841
Total noninterest income	$383,000	2,640
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$200,000	2,050
Trading account gains and fees	$0	195
Additional Noninterest Income	$183,000	2,683
Total noninterest expense	$761,000	4,965
Salaries and employee benefits	$431,000	4,918
Premises and equipment expense	$126,000	4,371
Additional noninterest expense	$204,000	5,201
Pre-tax net operating income	$493,000	3,558
Securities gains (losses)	$0	1,187
Applicable income taxes	$142,000	2,796
Income before extraordinary items	$351,000	3,812
Extraordinary gains, net	$0	22
Net income	$351,000	3,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$298,000	578
Cash dividends	$605,000	1,209
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$351,000	3,790
2006-12-31 (YTD Data)		Rank
Total interest income	$6,952,000	4,591
Total interest expense	$3,407,000	3,993
Net interest income	$3,545,000	5,016
Provision for loan and lease losses	$95,000	4,832
Total noninterest income	$952,000	3,668
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$740,000	2,265
Trading account gains and fees	$0	130
Additional Noninterest Income	$212,000	5,013
Total noninterest expense	$2,930,000	4,970
Salaries and employee benefits	$1,661,000	4,876
Premises and equipment expense	$493,000	4,313
Additional noninterest expense	$776,000	5,320
Pre-tax net operating income	$1,472,000	4,325
Securities gains (losses)	$0	1,687
Applicable income taxes	$562,000	2,977
Income before extraordinary items	$910,000	4,923
Extraordinary gains, net	$0	51
Net income	$910,000	4,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,205
Cash dividends	$435,000	3,942
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$910,000	4,917
2006-09-30 (YTD Data)		Rank
Total interest income	$5,086,000	4,647
Total interest expense	$2,459,000	4,000
Net interest income	$2,627,000	5,086
Provision for loan and lease losses	$35,000	5,538
Total noninterest income	$717,000	3,665
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$560,000	2,256
Trading account gains and fees	$0	126
Additional Noninterest Income	$157,000	5,043
Total noninterest expense	$2,156,000	5,017
Salaries and employee benefits	$1,212,000	4,936
Premises and equipment expense	$364,000	4,360
Additional noninterest expense	$580,000	5,315
Pre-tax net operating income	$1,153,000	4,404
Securities gains (losses)	$0	1,388
Applicable income taxes	$452,000	3,001
Income before extraordinary items	$701,000	5,003
Extraordinary gains, net	$0	45
Net income	$701,000	5,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,214
Cash dividends	$218,000	4,062
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$701,000	4,999
2006-06-30 (YTD Data)		Rank
Total interest income	$3,294,000	4,685
Total interest expense	$1,562,000	4,002
Net interest income	$1,732,000	5,152
Provision for loan and lease losses	$35,000	4,878
Total noninterest income	$474,000	3,643
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$375,000	2,219
Trading account gains and fees	$0	126
Additional Noninterest Income	$99,000	5,149
Total noninterest expense	$1,435,000	5,042
Salaries and employee benefits	$794,000	5,003
Premises and equipment expense	$245,000	4,324
Additional noninterest expense	$396,000	5,239
Pre-tax net operating income	$736,000	4,510
Securities gains (losses)	$0	1,185
Applicable income taxes	$320,000	2,952
Income before extraordinary items	$416,000	5,291
Extraordinary gains, net	$0	39
Net income	$416,000	5,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,343
Cash dividends	$218,000	3,575
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$416,000	5,290
2006-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	4,719
Total interest expense	$741,000	4,030
Net interest income	$855,000	5,204
Provision for loan and lease losses	$0	6,013
Total noninterest income	$236,000	3,613
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$184,000	2,186
Trading account gains and fees	$0	115
Additional Noninterest Income	$52,000	5,040
Total noninterest expense	$735,000	4,970
Salaries and employee benefits	$410,000	4,928
Premises and equipment expense	$133,000	4,114
Additional noninterest expense	$192,000	5,309
Pre-tax net operating income	$356,000	4,550
Securities gains (losses)	$0	955
Applicable income taxes	$134,000	3,198
Income before extraordinary items	$222,000	5,102
Extraordinary gains, net	$0	21
Net income	$222,000	5,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,443
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$222,000	5,096
2005-12-31 (YTD Data)		Rank
Total interest income	$5,651,000	4,777
Total interest expense	$2,170,000	4,201
Net interest income	$3,481,000	5,036
Provision for loan and lease losses	$170,000	3,909
Total noninterest income	$896,000	3,809
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$758,000	2,209
Trading account gains and fees	$0	138
Additional Noninterest Income	$138,000	5,869
Total noninterest expense	$2,887,000	4,901
Salaries and employee benefits	$1,534,000	4,973
Premises and equipment expense	$473,000	4,341
Additional noninterest expense	$880,000	4,848
Pre-tax net operating income	$1,320,000	4,686
Securities gains (losses)	$0	2,296
Applicable income taxes	$703,000	2,807
Income before extraordinary items	$617,000	5,945
Extraordinary gains, net	$0	46
Net income	$617,000	5,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,212
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$617,000	5,915
2005-09-30 (YTD Data)		Rank
Total interest income	$4,117,000	4,830
Total interest expense	$1,518,000	4,251
Net interest income	$2,599,000	5,059
Provision for loan and lease losses	$150,000	3,463
Total noninterest income	$679,000	3,793
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$577,000	2,178
Trading account gains and fees	$0	126
Additional Noninterest Income	$102,000	5,914
Total noninterest expense	$2,098,000	4,985
Salaries and employee benefits	$1,122,000	5,035
Premises and equipment expense	$342,000	4,434
Additional noninterest expense	$634,000	4,937
Pre-tax net operating income	$1,030,000	4,693
Securities gains (losses)	$0	2,317
Applicable income taxes	$581,000	2,687
Income before extraordinary items	$449,000	6,124
Extraordinary gains, net	$0	35
Net income	$449,000	6,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	3,542
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$449,000	6,093
2005-06-30 (YTD Data)		Rank
Total interest income	$2,640,000	4,889
Total interest expense	$918,000	4,390
Net interest income	$1,722,000	5,079
Provision for loan and lease losses	$110,000	3,223
Total noninterest income	$437,000	3,829
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$368,000	2,215
Trading account gains and fees	$0	116
Additional Noninterest Income	$69,000	5,906
Total noninterest expense	$1,347,000	5,100
Salaries and employee benefits	$721,000	5,150
Premises and equipment expense	$230,000	4,380
Additional noninterest expense	$396,000	5,123
Pre-tax net operating income	$702,000	4,610
Securities gains (losses)	$0	2,146
Applicable income taxes	$452,000	2,413
Income before extraordinary items	$250,000	6,513
Extraordinary gains, net	$0	30
Net income	$250,000	6,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,928
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$250,000	6,465
2005-03-31 (YTD Data)		Rank
Total interest income	$1,277,000	4,977
Total interest expense	$426,000	4,479
Net interest income	$851,000	5,141
Provision for loan and lease losses	$50,000	3,171
Total noninterest income	$209,000	3,864
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$172,000	2,285
Trading account gains and fees	$0	115
Additional Noninterest Income	$37,000	5,797
Total noninterest expense	$687,000	5,055
Salaries and employee benefits	$372,000	5,075
Premises and equipment expense	$118,000	4,349
Additional noninterest expense	$197,000	5,135
Pre-tax net operating income	$323,000	4,806
Securities gains (losses)	$0	1,685
Applicable income taxes	$93,000	3,886
Income before extraordinary items	$230,000	5,075
Extraordinary gains, net	$0	24
Net income	$230,000	5,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,504
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$230,000	5,041
2004-12-31 (YTD Data)		Rank
Total interest income	$4,627,000	5,086
Total interest expense	$1,403,000	4,697
Net interest income	$3,224,000	5,186
Provision for loan and lease losses	$180,000	3,881
Total noninterest income	$797,000	4,055
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$687,000	2,410
Trading account gains and fees	$0	138
Additional Noninterest Income	$110,000	6,256
Total noninterest expense	$2,534,000	5,255
Salaries and employee benefits	$1,484,000	4,991
Premises and equipment expense	$407,000	4,703
Additional noninterest expense	$643,000	5,783
Pre-tax net operating income	$1,307,000	4,580
Securities gains (losses)	$0	3,819
Applicable income taxes	$334,000	4,015
Income before extraordinary items	$973,000	4,776
Extraordinary gains, net	$0	34
Net income	$973,000	4,776
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,787
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$973,000	4,704
2004-09-30 (YTD Data)		Rank
Total interest income	$3,425,000	5,119
Total interest expense	$1,040,000	4,684
Net interest income	$2,385,000	5,218
Provision for loan and lease losses	$150,000	3,509
Total noninterest income	$594,000	4,109
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$508,000	2,460
Trading account gains and fees	$0	134
Additional Noninterest Income	$86,000	6,193
Total noninterest expense	$1,864,000	5,287
Salaries and employee benefits	$1,097,000	4,984
Premises and equipment expense	$299,000	4,760
Additional noninterest expense	$468,000	5,822
Pre-tax net operating income	$965,000	4,687
Securities gains (losses)	$0	3,710
Applicable income taxes	$269,000	3,952
Income before extraordinary items	$696,000	4,969
Extraordinary gains, net	$0	26
Net income	$696,000	4,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,673
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$696,000	4,882
2004-06-30 (YTD Data)		Rank
Total interest income	$2,218,000	5,210
Total interest expense	$704,000	4,652
Net interest income	$1,514,000	5,369
Provision for loan and lease losses	$130,000	2,974
Total noninterest income	$383,000	4,195
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$320,000	2,571
Trading account gains and fees	$0	130
Additional Noninterest Income	$63,000	6,049
Total noninterest expense	$1,208,000	5,420
Salaries and employee benefits	$716,000	5,083
Premises and equipment expense	$192,000	4,896
Additional noninterest expense	$300,000	5,980
Pre-tax net operating income	$559,000	5,012
Securities gains (losses)	$0	3,413
Applicable income taxes	$173,000	4,016
Income before extraordinary items	$386,000	5,412
Extraordinary gains, net	$0	21
Net income	$386,000	5,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,732
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$386,000	5,319
2004-03-31 (YTD Data)		Rank
Total interest income	$1,063,000	5,382
Total interest expense	$356,000	4,656
Net interest income	$707,000	5,598
Provision for loan and lease losses	$70,000	2,755
Total noninterest income	$190,000	4,171
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$152,000	2,644
Trading account gains and fees	$0	121
Additional Noninterest Income	$38,000	5,668
Total noninterest expense	$595,000	5,483
Salaries and employee benefits	$327,000	5,446
Premises and equipment expense	$93,000	5,051
Additional noninterest expense	$175,000	5,515
Pre-tax net operating income	$232,000	5,467
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,000	6,972
Income before extraordinary items	$231,000	4,963
Extraordinary gains, net	$0	16
Net income	$231,000	4,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,050
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$231,000	4,838
2003-12-31 (YTD Data)		Rank
Total interest income	$4,473,000	5,261
Total interest expense	$1,546,000	4,780
Net interest income	$2,927,000	5,387
Provision for loan and lease losses	$523,000	2,086
Total noninterest income	$1,076,000	3,556
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$629,000	2,610
Trading account gains and fees	$0	160
Additional Noninterest Income	$447,000	3,771
Total noninterest expense	$2,920,000	4,695
Salaries and employee benefits	$1,344,000	5,231
Premises and equipment expense	$347,000	5,198
Additional noninterest expense	$1,229,000	3,659
Pre-tax net operating income	$560,000	6,477
Securities gains (losses)	$0	4,500
Applicable income taxes	$104,000	5,683
Income before extraordinary items	$456,000	6,544
Extraordinary gains, net	$0	54
Net income	$456,000	6,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$802,000	1,095
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$456,000	6,375
2003-09-30 (YTD Data)		Rank
Total interest income	$3,363,000	5,309
Total interest expense	$1,193,000	4,836
Net interest income	$2,170,000	5,447
Provision for loan and lease losses	$423,000	1,950
Total noninterest income	$886,000	3,418
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$465,000	2,638
Trading account gains and fees	$0	153
Additional Noninterest Income	$421,000	3,442
Total noninterest expense	$2,022,000	4,941
Salaries and employee benefits	$962,000	5,384
Premises and equipment expense	$254,000	5,274
Additional noninterest expense	$806,000	4,038
Pre-tax net operating income	$611,000	5,832
Securities gains (losses)	$0	4,204
Applicable income taxes	$104,000	5,530
Income before extraordinary items	$507,000	5,816
Extraordinary gains, net	$0	40
Net income	$507,000	5,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$702,000	897
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$507,000	5,651
2003-06-30 (YTD Data)		Rank
Total interest income	$2,275,000	5,308
Total interest expense	$837,000	4,793
Net interest income	$1,438,000	5,460
Provision for loan and lease losses	$353,000	1,574
Total noninterest income	$360,000	4,509
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$303,000	2,629
Trading account gains and fees	$0	150
Additional Noninterest Income	$57,000	6,331
Total noninterest expense	$1,175,000	5,393
Salaries and employee benefits	$658,000	5,309
Premises and equipment expense	$158,000	5,480
Additional noninterest expense	$359,000	5,388
Pre-tax net operating income	$270,000	6,704
Securities gains (losses)	$0	3,782
Applicable income taxes	$89,000	5,272
Income before extraordinary items	$181,000	7,153
Extraordinary gains, net	$0	30
Net income	$181,000	7,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$669,000	693
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$181,000	6,971
2003-03-31 (YTD Data)		Rank
Total interest income	$1,151,000	5,287
Total interest expense	$434,000	4,780
Net interest income	$717,000	5,468
Provision for loan and lease losses	$197,000	1,393
Total noninterest income	$175,000	4,492
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$149,000	2,595
Trading account gains and fees	$0	134
Additional Noninterest Income	$26,000	6,499
Total noninterest expense	$541,000	5,700
Salaries and employee benefits	$304,000	5,581
Premises and equipment expense	$64,000	6,109
Additional noninterest expense	$173,000	5,493
Pre-tax net operating income	$154,000	6,413
Securities gains (losses)	$0	2,891
Applicable income taxes	$52,000	5,042
Income before extraordinary items	$102,000	6,860
Extraordinary gains, net	$0	21
Net income	$102,000	6,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	1,012
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$102,000	6,695
2002-12-31 (YTD Data)		Rank
Total interest income	$5,175,000	5,064
Total interest expense	$2,198,000	4,513
Net interest income	$2,977,000	5,309
Provision for loan and lease losses	$760,000	1,707
Total noninterest income	$939,000	3,619
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$582,000	2,621
Trading account gains and fees	$0	153
Additional Noninterest Income	$357,000	3,903
Total noninterest expense	$2,624,000	4,919
Salaries and employee benefits	$1,295,000	5,202
Premises and equipment expense	$378,000	4,840
Additional noninterest expense	$951,000	4,351
Pre-tax net operating income	$532,000	6,652
Securities gains (losses)	$0	4,537
Applicable income taxes	$-152,000	9,109
Income before extraordinary items	$684,000	5,623
Extraordinary gains, net	$0	70
Net income	$684,000	5,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$956,000	1,011
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$684,000	5,478
2001-12-31 (YTD Data)		Rank
Total interest income	$6,135,000	4,888
Total interest expense	$3,322,000	4,377
Net interest income	$2,813,000	5,301
Provision for loan and lease losses	$999,000	1,260
Total noninterest income	$1,528,000	2,478
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$573,000	2,529
Trading account gains and fees	$0	177
Additional Noninterest Income	$955,000	2,107
Total noninterest expense	$3,053,000	4,274
Salaries and employee benefits	$1,345,000	4,909
Premises and equipment expense	$369,000	4,858
Additional noninterest expense	$1,339,000	3,182
Pre-tax net operating income	$289,000	7,467
Securities gains (losses)	$0	4,612
Applicable income taxes	$106,000	5,939
Income before extraordinary items	$183,000	7,841
Extraordinary gains, net	$0	105
Net income	$183,000	7,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$892,000	1,019
Cash dividends	$38,000	6,274
Sale, conversion, retirement of capital stock, net	$500,000	495
Net operating income	$183,000	7,731
2000-12-31 (YTD Data)		Rank
Total interest income	$6,593,000	4,797
Total interest expense	$3,449,000	4,436
Net interest income	$3,144,000	4,985
Provision for loan and lease losses	$1,060,000	1,016
Total noninterest income	$483,000	5,005
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$193,000	5,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	4,001
Total noninterest expense	$3,623,000	3,593
Salaries and employee benefits	$1,470,000	4,431
Premises and equipment expense	$250,000	6,046
Additional noninterest expense	$1,903,000	2,271
Pre-tax net operating income	$-1,056,000	9,736
Securities gains (losses)	$0	1,956
Applicable income taxes	$-267,000	9,730
Income before extraordinary items	$-789,000	9,681
Extraordinary gains, net	$0	38
Net income	$-789,000	9,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$640,000	1,037
Cash dividends	$124,000	5,740
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-789,000	9,680
1999-12-31 (YTD Data)		Rank
Total interest income	$6,752,000	4,530
Total interest expense	$3,172,000	4,389
Net interest income	$3,580,000	4,574
Provision for loan and lease losses	$293,000	2,737
Total noninterest income	$331,000	6,165
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$172,000	5,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	5,475
Total noninterest expense	$2,754,000	4,530
Salaries and employee benefits	$1,758,000	3,819
Premises and equipment expense	$181,000	7,111
Additional noninterest expense	$815,000	4,719
Pre-tax net operating income	$864,000	5,710
Securities gains (losses)	$0	3,155
Applicable income taxes	$253,000	5,170
Income before extraordinary items	$611,000	5,844
Extraordinary gains, net	$0	35
Net income	$611,000	5,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,969
Cash dividends	$190,000	5,325
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$611,000	5,817
1998-12-31 (YTD Data)		Rank
Total interest income	$6,257,000	4,844
Total interest expense	$2,783,000	4,985
Net interest income	$3,474,000	4,633
Provision for loan and lease losses	$90,000	5,311
Total noninterest income	$305,000	6,426
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	5,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	5,613
Total noninterest expense	$2,688,000	4,518
Salaries and employee benefits	$1,731,000	3,780
Premises and equipment expense	$157,000	7,493
Additional noninterest expense	$800,000	4,680
Pre-tax net operating income	$1,001,000	5,408
Securities gains (losses)	$19,000	2,467
Applicable income taxes	$269,000	5,466
Income before extraordinary items	$751,000	5,396
Extraordinary gains, net	$0	32
Net income	$751,000	5,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,769
Cash dividends	$409,000	3,928
Sale, conversion, retirement of capital stock, net	$-147,000	10,348
Net operating income	$736,940	5,349
1997-12-31 (YTD Data)		Rank
Total interest income	$5,627,000	5,313
Total interest expense	$2,607,000	5,250
Net interest income	$3,020,000	5,275
Provision for loan and lease losses	$145,000	4,221
Total noninterest income	$297,000	6,676
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	6,394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	5,549
Total noninterest expense	$2,224,000	5,253
Salaries and employee benefits	$1,498,000	4,260
Premises and equipment expense	$114,000	8,637
Additional noninterest expense	$612,000	5,733
Pre-tax net operating income	$948,000	5,994
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$320,000	5,547
Income before extraordinary items	$629,000	6,218
Extraordinary gains, net	$0	44
Net income	$629,000	6,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,597
Cash dividends	$375,000	4,099
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$628,340	6,167
1996-12-31 (YTD Data)		Rank
Total interest income	$5,379,000	5,622
Total interest expense	$2,517,000	5,484
Net interest income	$2,862,000	5,641
Provision for loan and lease losses	$65,000	5,977
Total noninterest income	$287,000	7,106
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$144,000	6,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	6,112
Total noninterest expense	$2,162,000	5,611
Salaries and employee benefits	$1,438,000	4,482
Premises and equipment expense	$123,000	8,728
Additional noninterest expense	$601,000	6,350
Pre-tax net operating income	$922,000	6,014
Securities gains (losses)	$62,000	1,204
Applicable income taxes	$343,000	5,401
Income before extraordinary items	$641,000	6,032
Extraordinary gains, net	$0	53
Net income	$641,000	6,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,045
Cash dividends	$353,000	4,172
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$600,700	6,213
1995-12-31 (YTD Data)		Rank
Total interest income	$4,918,000	6,064
Total interest expense	$2,287,000	5,913
Net interest income	$2,631,000	6,082
Provision for loan and lease losses	$42,000	6,540
Total noninterest income	$295,000	7,135
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$142,000	6,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$153,000	5,925
Total noninterest expense	$2,010,000	5,954
Salaries and employee benefits	$1,360,000	4,686
Premises and equipment expense	$108,000	9,386
Additional noninterest expense	$542,000	6,929
Pre-tax net operating income	$874,000	6,544
Securities gains (losses)	$13,000	2,193
Applicable income taxes	$260,000	6,512
Income before extraordinary items	$627,000	6,448
Extraordinary gains, net	$0	65
Net income	$627,000	6,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,374
Cash dividends	$322,000	4,362
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$617,770	6,503
1994-12-31 (YTD Data)		Rank
Total interest income	$4,137,000	6,536
Total interest expense	$1,662,000	6,435
Net interest income	$2,475,000	6,528
Provision for loan and lease losses	$40,000	6,585
Total noninterest income	$263,000	7,767
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	7,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	6,880
Total noninterest expense	$1,904,000	6,443
Salaries and employee benefits	$1,233,000	5,121
Premises and equipment expense	$112,000	9,637
Additional noninterest expense	$559,000	7,354
Pre-tax net operating income	$794,000	6,900
Securities gains (losses)	$0	3,600
Applicable income taxes	$267,000	6,290
Income before extraordinary items	$527,000	7,098
Extraordinary gains, net	$0	249
Net income	$527,000	7,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,569
Cash dividends	$292,000	4,599
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$527,000	7,143
1993-12-31 (YTD Data)		Rank
Total interest income	$3,954,000	6,923
Total interest expense	$1,434,000	7,434
Net interest income	$2,520,000	6,511
Provision for loan and lease losses	$35,000	8,215
Total noninterest income	$238,000	8,569
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$142,000	7,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	8,002
Total noninterest expense	$1,958,000	6,454
Salaries and employee benefits	$1,199,000	5,249
Premises and equipment expense	$145,000	9,044
Additional noninterest expense	$614,000	7,214
Pre-tax net operating income	$765,000	6,998
Securities gains (losses)	$12,000	5,266
Applicable income taxes	$264,000	6,577
Income before extraordinary items	$513,000	7,437
Extraordinary gains, net	$0	3,149
Net income	$513,000	7,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,900
Cash dividends	$277,000	4,624
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$505,080	7,255
1992-12-31 (YTD Data)		Rank
Total interest income	$4,023,000	7,474
Total interest expense	$1,625,000	8,119
Net interest income	$2,398,000	6,799
Provision for loan and lease losses	$129,000	6,532
Total noninterest income	$271,000	8,156
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$144,000	7,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	7,254
Total noninterest expense	$1,861,000	6,766
Salaries and employee benefits	$1,172,000	5,275
Premises and equipment expense	$114,000	10,256
Additional noninterest expense	$575,000	7,731
Pre-tax net operating income	$679,000	7,221
Securities gains (losses)	$96,000	3,079
Applicable income taxes	$250,000	6,656
Income before extraordinary items	$525,000	7,131
Extraordinary gains, net	$0	1,422
Net income	$525,000	7,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	6,938
Cash dividends	$247,000	4,537
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$459,720	7,306

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.