Home > Mauch Chunk Trust Company > Income and Expense

Mauch Chunk Trust Company, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$25,468,000	1,584
Total interest expense	$11,186,000	1,192
Net interest income	$14,282,000	1,885
Provision for loan and lease losses	$667,000	1,076
Total noninterest income	$5,123,000	1,177
Gross Fiduciary activities income	$465,000	604
Service charges on deposit accounts	$795,000	1,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,863,000	1,054
Total noninterest expense	$15,545,000	1,479
Salaries and employee benefits	$7,545,000	1,682
Premises and equipment expense	$1,519,000	1,525
Additional noninterest expense	$3,863,000	1,054
Pre-tax net operating income	$3,193,000	2,438
Securities gains (losses)	$0	988
Applicable income taxes	$170,000	2,532
Income before extraordinary items	$3,023,000	2,329
Extraordinary gains, net	$0	54
Net income	$3,023,000	2,353
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,023,000	2,332
Net charge-offs	$79,000	1,622
Cash dividends	$1,134,000	2,040
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,023,000	2,346
2023-09-30 (YTD Data)		Rank
Total interest income	$18,698,000	1,577
Total interest expense	$7,905,000	1,169
Net interest income	$10,793,000	1,888
Provision for loan and lease losses	$229,000	1,543
Total noninterest income	$4,039,000	1,148
Gross Fiduciary activities income	$319,000	608
Service charges on deposit accounts	$597,000	1,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,123,000	1,007
Total noninterest expense	$11,558,000	1,481
Salaries and employee benefits	$5,466,000	1,718
Premises and equipment expense	$1,127,000	1,540
Additional noninterest expense	$3,123,000	1,007
Pre-tax net operating income	$3,045,000	2,210
Securities gains (losses)	$0	849
Applicable income taxes	$244,000	2,231
Income before extraordinary items	$2,801,000	2,131
Extraordinary gains, net	$0	52
Net income	$2,801,000	2,152
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,801,000	2,133
Net charge-offs	$70,000	1,339
Cash dividends	$567,000	2,146
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,801,000	2,155
2023-06-30 (YTD Data)		Rank
Total interest income	$12,035,000	1,596
Total interest expense	$4,872,000	1,134
Net interest income	$7,163,000	1,906
Provision for loan and lease losses	$13,000	2,711
Total noninterest income	$2,321,000	1,186
Gross Fiduciary activities income	$225,000	605
Service charges on deposit accounts	$403,000	1,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,693,000	1,099
Total noninterest expense	$7,223,000	1,546
Salaries and employee benefits	$3,530,000	1,752
Premises and equipment expense	$764,000	1,509
Additional noninterest expense	$1,693,000	1,098
Pre-tax net operating income	$2,248,000	2,098
Securities gains (losses)	$0	938
Applicable income taxes	$172,000	2,223
Income before extraordinary items	$2,076,000	2,020
Extraordinary gains, net	$0	51
Net income	$2,076,000	2,044
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,076,000	2,020
Net charge-offs	$59,000	1,117
Cash dividends	$567,000	1,853
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,076,000	2,033
2023-03-31 (YTD Data)		Rank
Total interest income	$5,893,000	1,599
Total interest expense	$2,285,000	1,080
Net interest income	$3,608,000	1,903
Provision for loan and lease losses	$36,000	1,861
Total noninterest income	$1,181,000	1,177
Gross Fiduciary activities income	$132,000	604
Service charges on deposit accounts	$206,000	1,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$843,000	1,084
Total noninterest expense	$3,513,000	1,606
Salaries and employee benefits	$1,676,000	1,846
Premises and equipment expense	$396,000	1,501
Additional noninterest expense	$843,000	1,084
Pre-tax net operating income	$1,240,000	2,027
Securities gains (losses)	$0	950
Applicable income taxes	$90,000	2,215
Income before extraordinary items	$1,150,000	1,921
Extraordinary gains, net	$0	4
Net income	$1,150,000	1,921
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,150,000	1,921
Net charge-offs	$33,000	940
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,150,000	1,938
2022-12-31 (YTD Data)		Rank
Total interest income	$20,546,000	1,534
Total interest expense	$3,534,000	1,034
Net interest income	$17,012,000	1,633
Provision for loan and lease losses	$-261,000	4,465
Total noninterest income	$2,932,000	1,654
Gross Fiduciary activities income	$380,000	646
Service charges on deposit accounts	$791,000	1,215
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,761,000	1,744
Total noninterest expense	$14,090,000	1,567
Salaries and employee benefits	$6,897,000	1,767
Premises and equipment expense	$1,592,000	1,467
Additional noninterest expense	$1,761,000	1,744
Pre-tax net operating income	$6,115,000	1,805
Securities gains (losses)	$-314,000	4,219
Applicable income taxes	$766,000	1,754
Income before extraordinary items	$5,035,000	1,810
Extraordinary gains, net	$0	5
Net income	$5,035,000	1,808
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,035,000	1,809
Net charge-offs	$31,000	1,755
Cash dividends	$1,134,000	2,026
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,308,180	1,778
2022-09-30 (YTD Data)		Rank
Total interest income	$14,835,000	1,536
Total interest expense	$1,846,000	1,089
Net interest income	$12,989,000	1,591
Provision for loan and lease losses	$194,000	1,493
Total noninterest income	$2,160,000	1,693
Gross Fiduciary activities income	$296,000	638
Service charges on deposit accounts	$576,000	1,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,288,000	1,801
Total noninterest expense	$10,293,000	1,598
Salaries and employee benefits	$5,027,000	1,796
Premises and equipment expense	$1,139,000	1,526
Additional noninterest expense	$1,288,000	1,801
Pre-tax net operating income	$4,662,000	1,777
Securities gains (losses)	$0	740
Applicable income taxes	$639,000	1,668
Income before extraordinary items	$4,023,000	1,719
Extraordinary gains, net	$0	4
Net income	$4,023,000	1,716
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,023,000	1,718
Net charge-offs	$26,000	1,502
Cash dividends	$567,000	2,105
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,023,000	1,754
2022-06-30 (YTD Data)		Rank
Total interest income	$9,590,000	1,523
Total interest expense	$896,000	1,245
Net interest income	$8,694,000	1,542
Provision for loan and lease losses	$125,000	1,397
Total noninterest income	$1,419,000	1,708
Gross Fiduciary activities income	$206,000	598
Service charges on deposit accounts	$364,000	1,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$849,000	1,844
Total noninterest expense	$6,921,000	1,573
Salaries and employee benefits	$3,410,000	1,778
Premises and equipment expense	$768,000	1,511
Additional noninterest expense	$2,743,000	1,247
Pre-tax net operating income	$3,067,000	1,705
Securities gains (losses)	$0	687
Applicable income taxes	$417,000	1,612
Income before extraordinary items	$2,650,000	1,661
Extraordinary gains, net	$0	4
Net income	$2,650,000	1,660
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,650,000	1,661
Net charge-offs	$11,000	1,552
Cash dividends	$567,000	1,795
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,650,000	1,698
2022-03-31 (YTD Data)		Rank
Total interest income	$4,681,000	1,514
Total interest expense	$393,000	1,328
Net interest income	$4,288,000	1,520
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$696,000	1,729
Gross Fiduciary activities income	$105,000	597
Service charges on deposit accounts	$177,000	1,305
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	1,880
Total noninterest expense	$3,465,000	1,565
Salaries and employee benefits	$1,680,000	1,780
Premises and equipment expense	$396,000	1,483
Additional noninterest expense	$1,389,000	1,222
Pre-tax net operating income	$1,459,000	1,664
Securities gains (losses)	$0	623
Applicable income taxes	$193,000	1,634
Income before extraordinary items	$1,266,000	1,644
Extraordinary gains, net	$0	4
Net income	$1,266,000	1,643
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,266,000	1,644
Net charge-offs	$-8,000	3,837
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,266,000	1,665
2021-12-31 (YTD Data)		Rank
Total interest income	$17,534,000	1,650
Total interest expense	$1,641,000	1,549
Net interest income	$15,893,000	1,655
Provision for loan and lease losses	$416,000	1,181
Total noninterest income	$2,882,000	1,849
Gross Fiduciary activities income	$384,000	605
Service charges on deposit accounts	$633,000	1,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,865,000	1,987
Total noninterest expense	$13,163,000	1,618
Salaries and employee benefits	$6,541,000	1,808
Premises and equipment expense	$1,564,000	1,470
Additional noninterest expense	$5,058,000	1,315
Pre-tax net operating income	$5,196,000	2,002
Securities gains (losses)	$433,000	401
Applicable income taxes	$754,000	1,815
Income before extraordinary items	$4,875,000	1,922
Extraordinary gains, net	$0	10
Net income	$4,875,000	1,922
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,875,000	1,923
Net charge-offs	$40,000	1,767
Cash dividends	$1,071,000	2,148
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,498,290	1,997
2021-09-30 (YTD Data)		Rank
Total interest income	$12,898,000	1,704
Total interest expense	$1,241,000	1,612
Net interest income	$11,657,000	1,704
Provision for loan and lease losses	$351,000	1,060
Total noninterest income	$2,107,000	1,923
Gross Fiduciary activities income	$288,000	602
Service charges on deposit accounts	$453,000	1,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,366,000	2,058
Total noninterest expense	$9,513,000	1,668
Salaries and employee benefits	$4,695,000	1,876
Premises and equipment expense	$1,168,000	1,494
Additional noninterest expense	$3,650,000	1,363
Pre-tax net operating income	$3,900,000	2,083
Securities gains (losses)	$433,000	367
Applicable income taxes	$599,000	1,858
Income before extraordinary items	$3,734,000	1,968
Extraordinary gains, net	$0	8
Net income	$3,734,000	1,967
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,734,000	1,968
Net charge-offs	$41,000	1,444
Cash dividends	$535,000	2,259
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,361,620	2,076
2021-06-30 (YTD Data)		Rank
Total interest income	$8,419,000	1,729
Total interest expense	$835,000	1,662
Net interest income	$7,584,000	1,725
Provision for loan and lease losses	$280,000	951
Total noninterest income	$1,343,000	1,916
Gross Fiduciary activities income	$191,000	605
Service charges on deposit accounts	$289,000	1,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$863,000	2,081
Total noninterest expense	$6,187,000	1,695
Salaries and employee benefits	$3,075,000	1,894
Premises and equipment expense	$803,000	1,465
Additional noninterest expense	$2,309,000	1,408
Pre-tax net operating income	$2,460,000	2,139
Securities gains (losses)	$433,000	300
Applicable income taxes	$407,000	1,834
Income before extraordinary items	$2,486,000	1,952
Extraordinary gains, net	$0	6
Net income	$2,486,000	1,951
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,486,000	1,952
Net charge-offs	$34,000	1,287
Cash dividends	$535,000	1,890
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,113,620	2,118
2021-03-31 (YTD Data)		Rank
Total interest income	$4,052,000	1,787
Total interest expense	$432,000	1,691
Net interest income	$3,620,000	1,775
Provision for loan and lease losses	$143,000	1,050
Total noninterest income	$674,000	1,922
Gross Fiduciary activities income	$94,000	612
Service charges on deposit accounts	$146,000	1,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	2,065
Total noninterest expense	$3,064,000	1,694
Salaries and employee benefits	$1,512,000	1,894
Premises and equipment expense	$437,000	1,394
Additional noninterest expense	$1,115,000	1,402
Pre-tax net operating income	$1,087,000	2,261
Securities gains (losses)	$433,000	209
Applicable income taxes	$241,000	1,667
Income before extraordinary items	$1,279,000	1,922
Extraordinary gains, net	$0	3
Net income	$1,279,000	1,921
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,279,000	1,922
Net charge-offs	$21,000	1,125
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$915,280	2,288
2020-12-31 (YTD Data)		Rank
Total interest income	$16,341,000	1,762
Total interest expense	$2,577,000	1,671
Net interest income	$13,764,000	1,776
Provision for loan and lease losses	$1,747,000	1,145
Total noninterest income	$2,466,000	1,893
Gross Fiduciary activities income	$374,000	609
Service charges on deposit accounts	$592,000	1,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,500,000	2,078
Total noninterest expense	$12,394,000	1,663
Salaries and employee benefits	$5,899,000	1,921
Premises and equipment expense	$1,492,000	1,521
Additional noninterest expense	$5,003,000	1,279
Pre-tax net operating income	$2,089,000	2,898
Securities gains (losses)	$1,496,000	269
Applicable income taxes	$484,000	1,963
Income before extraordinary items	$3,101,000	2,268
Extraordinary gains, net	$0	4
Net income	$3,101,000	2,268
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,101,000	2,268
Net charge-offs	$1,074,000	619
Cash dividends	$1,004,000	2,185
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,814,440	2,896
2020-09-30 (YTD Data)		Rank
Total interest income	$12,357,000	1,763
Total interest expense	$2,085,000	1,663
Net interest income	$10,272,000	1,775
Provision for loan and lease losses	$1,442,000	1,094
Total noninterest income	$1,843,000	1,871
Gross Fiduciary activities income	$287,000	596
Service charges on deposit accounts	$429,000	1,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,127,000	2,040
Total noninterest expense	$9,254,000	1,648
Salaries and employee benefits	$4,243,000	1,952
Premises and equipment expense	$1,098,000	1,541
Additional noninterest expense	$3,913,000	1,204
Pre-tax net operating income	$1,419,000	3,022
Securities gains (losses)	$1,130,000	280
Applicable income taxes	$348,000	1,984
Income before extraordinary items	$2,201,000	2,309
Extraordinary gains, net	$0	4
Net income	$2,201,000	2,309
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,201,000	2,309
Net charge-offs	$954,000	521
Cash dividends	$502,000	2,297
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,229,200	3,042
2020-06-30 (YTD Data)		Rank
Total interest income	$8,216,000	1,784
Total interest expense	$1,533,000	1,624
Net interest income	$6,683,000	1,814
Provision for loan and lease losses	$1,096,000	1,030
Total noninterest income	$1,263,000	1,786
Gross Fiduciary activities income	$199,000	599
Service charges on deposit accounts	$294,000	1,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$770,000	1,941
Total noninterest expense	$5,782,000	1,727
Salaries and employee benefits	$2,756,000	1,996
Premises and equipment expense	$739,000	1,530
Additional noninterest expense	$2,287,000	1,349
Pre-tax net operating income	$1,068,000	2,846
Securities gains (losses)	$673,000	298
Applicable income taxes	$271,000	1,817
Income before extraordinary items	$1,470,000	2,266
Extraordinary gains, net	$0	4
Net income	$1,470,000	2,265
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,470,000	2,266
Net charge-offs	$410,000	669
Cash dividends	$502,000	1,955
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$904,680	2,900
2020-03-31 (YTD Data)		Rank
Total interest income	$4,083,000	1,782
Total interest expense	$905,000	1,533
Net interest income	$3,178,000	1,835
Provision for loan and lease losses	$230,000	1,348
Total noninterest income	$721,000	1,563
Gross Fiduciary activities income	$90,000	615
Service charges on deposit accounts	$188,000	1,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	1,630
Total noninterest expense	$2,945,000	1,719
Salaries and employee benefits	$1,474,000	1,908
Premises and equipment expense	$382,000	1,496
Additional noninterest expense	$1,089,000	1,411
Pre-tax net operating income	$724,000	2,295
Securities gains (losses)	$135,000	511
Applicable income taxes	$141,000	1,677
Income before extraordinary items	$718,000	2,126
Extraordinary gains, net	$0	4
Net income	$718,000	2,124
Minority interest net income	$0	56
Net income of bank and minority interests.	$718,000	2,126
Net charge-offs	$176,000	671
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$604,600	2,366
2019-12-31 (YTD Data)		Rank
Total interest income	$16,806,000	1,759
Total interest expense	$4,730,000	1,303
Net interest income	$12,076,000	1,921
Provision for loan and lease losses	$1,240,000	771
Total noninterest income	$2,671,000	1,681
Gross Fiduciary activities income	$396,000	603
Service charges on deposit accounts	$802,000	1,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,473,000	1,807
Total noninterest expense	$11,999,000	1,646
Salaries and employee benefits	$5,834,000	1,889
Premises and equipment expense	$1,355,000	1,638
Additional noninterest expense	$4,810,000	1,293
Pre-tax net operating income	$1,508,000	3,389
Securities gains (losses)	$1,369,000	183
Applicable income taxes	$452,000	2,071
Income before extraordinary items	$2,425,000	2,614
Extraordinary gains, net	$0	11
Net income	$2,425,000	2,614
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,425,000	2,616
Net charge-offs	$848,000	725
Cash dividends	$1,177,000	2,160
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,275,040	3,452
2019-09-30 (YTD Data)		Rank
Total interest income	$12,810,000	1,754
Total interest expense	$3,656,000	1,275
Net interest income	$9,154,000	1,928
Provision for loan and lease losses	$728,000	876
Total noninterest income	$1,990,000	1,681
Gross Fiduciary activities income	$308,000	599
Service charges on deposit accounts	$607,000	1,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,075,000	1,831
Total noninterest expense	$8,465,000	1,738
Salaries and employee benefits	$4,379,000	1,888
Premises and equipment expense	$1,019,000	1,641
Additional noninterest expense	$3,067,000	1,482
Pre-tax net operating income	$1,951,000	2,766
Securities gains (losses)	$539,000	297
Applicable income taxes	$410,000	1,967
Income before extraordinary items	$2,080,000	2,466
Extraordinary gains, net	$0	11
Net income	$2,080,000	2,467
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,080,000	2,467
Net charge-offs	$469,000	794
Cash dividends	$672,000	2,219
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,627,240	2,816
2019-06-30 (YTD Data)		Rank
Total interest income	$8,549,000	1,750
Total interest expense	$2,377,000	1,279
Net interest income	$6,172,000	1,911
Provision for loan and lease losses	$284,000	1,292
Total noninterest income	$1,298,000	1,665
Gross Fiduciary activities income	$223,000	593
Service charges on deposit accounts	$380,000	1,389
Trading account gains and fees	NA	NA
Additional Noninterest Income	$695,000	1,848
Total noninterest expense	$5,657,000	1,746
Salaries and employee benefits	$2,941,000	1,878
Premises and equipment expense	$684,000	1,646
Additional noninterest expense	$2,032,000	1,495
Pre-tax net operating income	$1,529,000	2,472
Securities gains (losses)	$133,000	465
Applicable income taxes	$274,000	1,934
Income before extraordinary items	$1,388,000	2,434
Extraordinary gains, net	$0	11
Net income	$1,388,000	2,434
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,388,000	2,434
Net charge-offs	$274,000	832
Cash dividends	$672,000	1,807
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,276,280	2,527
2019-03-31 (YTD Data)		Rank
Total interest income	$4,172,000	1,790
Total interest expense	$1,119,000	1,310
Net interest income	$3,053,000	1,935
Provision for loan and lease losses	$122,000	1,332
Total noninterest income	$598,000	1,733
Gross Fiduciary activities income	$84,000	642
Service charges on deposit accounts	$193,000	1,356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$321,000	1,898
Total noninterest expense	$2,856,000	1,735
Salaries and employee benefits	$1,498,000	1,867
Premises and equipment expense	$342,000	1,666
Additional noninterest expense	$1,016,000	1,501
Pre-tax net operating income	$673,000	2,635
Securities gains (losses)	$61,000	356
Applicable income taxes	$116,000	2,040
Income before extraordinary items	$618,000	2,579
Extraordinary gains, net	$0	5
Net income	$618,000	2,578
Minority interest net income	$0	52
Net income of bank and minority interests.	$618,000	2,578
Net charge-offs	$113,000	837
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$566,760	2,701
2018-12-31 (YTD Data)		Rank
Total interest income	$15,115,000	1,845
Total interest expense	$3,414,000	1,288
Net interest income	$11,701,000	1,984
Provision for loan and lease losses	$343,000	1,833
Total noninterest income	$2,611,000	1,699
Gross Fiduciary activities income	$432,000	612
Service charges on deposit accounts	$783,000	1,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,396,000	1,879
Total noninterest expense	$10,846,000	1,772
Salaries and employee benefits	$5,450,000	1,963
Premises and equipment expense	$1,342,000	1,656
Additional noninterest expense	$4,054,000	1,483
Pre-tax net operating income	$3,123,000	2,440
Securities gains (losses)	$221,000	203
Applicable income taxes	$517,000	1,949
Income before extraordinary items	$2,827,000	2,399
Extraordinary gains, net	$0	6
Net income	$2,827,000	2,398
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,827,000	2,398
Net charge-offs	$351,000	1,210
Cash dividends	$1,344,000	1,875
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,639,150	2,508
2018-09-30 (YTD Data)		Rank
Total interest income	$11,051,000	1,875
Total interest expense	$2,361,000	1,305
Net interest income	$8,690,000	2,003
Provision for loan and lease losses	$124,000	2,436
Total noninterest income	$1,986,000	1,698
Gross Fiduciary activities income	$341,000	605
Service charges on deposit accounts	$575,000	1,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,070,000	1,859
Total noninterest expense	$8,174,000	1,771
Salaries and employee benefits	$4,107,000	1,947
Premises and equipment expense	$1,012,000	1,666
Additional noninterest expense	$3,055,000	1,489
Pre-tax net operating income	$2,378,000	2,471
Securities gains (losses)	$221,000	197
Applicable income taxes	$418,000	1,946
Income before extraordinary items	$2,181,000	2,382
Extraordinary gains, net	$0	5
Net income	$2,181,000	2,381
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,181,000	2,381
Net charge-offs	$302,000	995
Cash dividends	$673,000	2,092
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,995,360	2,517
2018-06-30 (YTD Data)		Rank
Total interest income	$7,087,000	1,918
Total interest expense	$1,410,000	1,356
Net interest income	$5,677,000	2,036
Provision for loan and lease losses	$66,000	2,521
Total noninterest income	$1,302,000	1,719
Gross Fiduciary activities income	$180,000	633
Service charges on deposit accounts	$379,000	1,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$743,000	1,811
Total noninterest expense	$5,402,000	1,791
Salaries and employee benefits	$2,732,000	1,960
Premises and equipment expense	$688,000	1,647
Additional noninterest expense	$1,982,000	1,520
Pre-tax net operating income	$1,511,000	2,511
Securities gains (losses)	$228,000	159
Applicable income taxes	$278,000	1,923
Income before extraordinary items	$1,461,000	2,353
Extraordinary gains, net	$0	6
Net income	$1,461,000	2,352
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,461,000	2,352
Net charge-offs	$176,000	993
Cash dividends	$673,000	1,677
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,269,480	2,575
2018-03-31 (YTD Data)		Rank
Total interest income	$3,447,000	1,950
Total interest expense	$628,000	1,438
Net interest income	$2,819,000	2,043
Provision for loan and lease losses	$33,000	2,377
Total noninterest income	$550,000	1,867
Gross Fiduciary activities income	$90,000	636
Service charges on deposit accounts	$176,000	1,537
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	2,086
Total noninterest expense	$2,707,000	1,806
Salaries and employee benefits	$1,384,000	1,962
Premises and equipment expense	$363,000	1,598
Additional noninterest expense	$960,000	1,563
Pre-tax net operating income	$629,000	2,740
Securities gains (losses)	$256,000	102
Applicable income taxes	$145,000	1,859
Income before extraordinary items	$740,000	2,290
Extraordinary gains, net	$0	7
Net income	$740,000	2,288
Minority interest net income	$0	52
Net income of bank and minority interests.	$740,000	2,290
Net charge-offs	$120,000	767
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$524,960	2,808
2017-12-31 (YTD Data)		Rank
Total interest income	$13,511,000	1,921
Total interest expense	$2,065,000	1,502
Net interest income	$11,446,000	1,993
Provision for loan and lease losses	$137,000	2,745
Total noninterest income	$2,489,000	1,783
Gross Fiduciary activities income	$344,000	646
Service charges on deposit accounts	$744,000	1,500
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,401,000	1,900
Total noninterest expense	$10,480,000	1,836
Salaries and employee benefits	$5,499,000	1,943
Premises and equipment expense	$1,325,000	1,703
Additional noninterest expense	$3,656,000	1,641
Pre-tax net operating income	$3,318,000	2,316
Securities gains (losses)	$489,000	227
Applicable income taxes	$982,000	1,895
Income before extraordinary items	$2,825,000	2,155
Extraordinary gains, net	$0	9
Net income	$2,825,000	2,153
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,825,000	2,155
Net charge-offs	$181,000	1,914
Cash dividends	$1,345,000	1,840
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,463,140	2,324
2017-09-30 (YTD Data)		Rank
Total interest income	$10,004,000	1,945
Total interest expense	$1,479,000	1,534
Net interest income	$8,525,000	2,005
Provision for loan and lease losses	$136,000	2,382
Total noninterest income	$1,900,000	1,776
Gross Fiduciary activities income	$257,000	646
Service charges on deposit accounts	$554,000	1,518
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,089,000	1,884
Total noninterest expense	$7,939,000	1,820
Salaries and employee benefits	$4,218,000	1,912
Premises and equipment expense	$1,000,000	1,695
Additional noninterest expense	$2,721,000	1,645
Pre-tax net operating income	$2,350,000	2,461
Securities gains (losses)	$402,000	243
Applicable income taxes	$600,000	1,930
Income before extraordinary items	$2,152,000	2,273
Extraordinary gains, net	$0	9
Net income	$2,152,000	2,273
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,152,000	2,274
Net charge-offs	$72,000	2,181
Cash dividends	$673,000	2,109
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,838,440	2,532
2017-06-30 (YTD Data)		Rank
Total interest income	$6,518,000	1,972
Total interest expense	$894,000	1,616
Net interest income	$5,624,000	2,008
Provision for loan and lease losses	$133,000	1,961
Total noninterest income	$1,238,000	1,800
Gross Fiduciary activities income	$171,000	649
Service charges on deposit accounts	$368,000	1,511
Trading account gains and fees	$0	139
Additional Noninterest Income	$699,000	1,931
Total noninterest expense	$5,321,000	1,811
Salaries and employee benefits	$2,853,000	1,895
Premises and equipment expense	$681,000	1,671
Additional noninterest expense	$1,787,000	1,669
Pre-tax net operating income	$1,408,000	2,590
Securities gains (losses)	$283,000	225
Applicable income taxes	$353,000	2,009
Income before extraordinary items	$1,338,000	2,353
Extraordinary gains, net	$0	11
Net income	$1,338,000	2,354
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,338,000	2,354
Net charge-offs	$53,000	1,957
Cash dividends	$673,000	1,685
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,114,430	2,631
2017-03-31 (YTD Data)		Rank
Total interest income	$3,128,000	2,035
Total interest expense	$400,000	1,756
Net interest income	$2,728,000	2,050
Provision for loan and lease losses	$78,000	1,670
Total noninterest income	$614,000	1,796
Gross Fiduciary activities income	$82,000	667
Service charges on deposit accounts	$181,000	1,526
Trading account gains and fees	$0	142
Additional Noninterest Income	$351,000	1,897
Total noninterest expense	$2,709,000	1,792
Salaries and employee benefits	$1,463,000	1,889
Premises and equipment expense	$357,000	1,611
Additional noninterest expense	$889,000	1,673
Pre-tax net operating income	$555,000	2,922
Securities gains (losses)	$213,000	151
Applicable income taxes	$162,000	2,044
Income before extraordinary items	$606,000	2,430
Extraordinary gains, net	$0	8
Net income	$606,000	2,429
Minority interest net income	$0	55
Net income of bank and minority interests.	$606,000	2,430
Net charge-offs	$42,000	1,435
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$437,730	2,959
2016-12-31 (YTD Data)		Rank
Total interest income	$12,260,000	2,035
Total interest expense	$1,517,000	1,788
Net interest income	$10,743,000	2,053
Provision for loan and lease losses	$538,000	1,403
Total noninterest income	$3,016,000	1,642
Gross Fiduciary activities income	$334,000	662
Service charges on deposit accounts	$763,000	1,498
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,919,000	1,632
Total noninterest expense	$10,644,000	1,794
Salaries and employee benefits	$5,479,000	1,950
Premises and equipment expense	$1,383,000	1,638
Additional noninterest expense	$3,782,000	1,614
Pre-tax net operating income	$2,577,000	2,632
Securities gains (losses)	$961,000	244
Applicable income taxes	$754,000	1,909
Income before extraordinary items	$2,784,000	2,229
Extraordinary gains, net	$0	5
Net income	$2,784,000	2,227
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,784,000	2,228
Net charge-offs	$125,000	2,402
Cash dividends	$1,289,000	1,881
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,024,810	2,713
2016-09-30 (YTD Data)		Rank
Total interest income	$9,207,000	2,032
Total interest expense	$1,140,000	1,787
Net interest income	$8,067,000	2,048
Provision for loan and lease losses	$340,000	1,502
Total noninterest income	$2,465,000	1,535
Gross Fiduciary activities income	$251,000	660
Service charges on deposit accounts	$575,000	1,486
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,639,000	1,500
Total noninterest expense	$7,997,000	1,791
Salaries and employee benefits	$4,207,000	1,897
Premises and equipment expense	$1,062,000	1,602
Additional noninterest expense	$2,728,000	1,664
Pre-tax net operating income	$2,195,000	2,471
Securities gains (losses)	$961,000	213
Applicable income taxes	$732,000	1,711
Income before extraordinary items	$2,424,000	1,992
Extraordinary gains, net	$0	5
Net income	$2,424,000	1,992
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,424,000	1,992
Net charge-offs	$106,000	2,021
Cash dividends	$644,000	2,132
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,684,030	2,557
2016-06-30 (YTD Data)		Rank
Total interest income	$6,110,000	2,053
Total interest expense	$752,000	1,810
Net interest income	$5,358,000	2,065
Provision for loan and lease losses	$173,000	1,783
Total noninterest income	$1,227,000	1,869
Gross Fiduciary activities income	$164,000	673
Service charges on deposit accounts	$374,000	1,513
Trading account gains and fees	$0	157
Additional Noninterest Income	$689,000	1,970
Total noninterest expense	$5,320,000	1,800
Salaries and employee benefits	$2,791,000	1,911
Premises and equipment expense	$728,000	1,570
Additional noninterest expense	$1,801,000	1,687
Pre-tax net operating income	$1,092,000	2,917
Securities gains (losses)	$678,000	211
Applicable income taxes	$361,000	1,965
Income before extraordinary items	$1,409,000	2,232
Extraordinary gains, net	$0	16
Net income	$1,409,000	2,231
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,409,000	2,231
Net charge-offs	$66,000	1,943
Cash dividends	$644,000	1,717
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$866,600	2,975
2016-03-31 (YTD Data)		Rank
Total interest income	$3,055,000	2,050
Total interest expense	$375,000	1,808
Net interest income	$2,680,000	2,068
Provision for loan and lease losses	$95,000	1,568
Total noninterest income	$637,000	1,769
Gross Fiduciary activities income	$82,000	668
Service charges on deposit accounts	$186,000	1,515
Trading account gains and fees	$0	142
Additional Noninterest Income	$369,000	1,850
Total noninterest expense	$2,712,000	1,774
Salaries and employee benefits	$1,431,000	1,878
Premises and equipment expense	$371,000	1,557
Additional noninterest expense	$910,000	1,664
Pre-tax net operating income	$510,000	3,011
Securities gains (losses)	$145,000	382
Applicable income taxes	$95,000	2,498
Income before extraordinary items	$560,000	2,554
Extraordinary gains, net	$0	12
Net income	$560,000	2,554
Minority interest net income	$0	62
Net income of bank and minority interests.	$560,000	2,554
Net charge-offs	$53,000	1,395
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$436,750	2,909
2015-12-31 (YTD Data)		Rank
Total interest income	$12,050,000	2,022
Total interest expense	$1,374,000	1,909
Net interest income	$10,676,000	2,022
Provision for loan and lease losses	$612,000	1,161
Total noninterest income	$2,285,000	1,935
Gross Fiduciary activities income	$312,000	684
Service charges on deposit accounts	$720,000	1,609
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,253,000	2,087
Total noninterest expense	$10,114,000	1,878
Salaries and employee benefits	$5,358,000	1,939
Premises and equipment expense	$1,252,000	1,817
Additional noninterest expense	$3,504,000	1,727
Pre-tax net operating income	$2,235,000	2,811
Securities gains (losses)	$705,000	272
Applicable income taxes	$335,000	2,570
Income before extraordinary items	$2,605,000	2,265
Extraordinary gains, net	$0	23
Net income	$2,605,000	2,265
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,605,000	2,266
Net charge-offs	$541,000	1,103
Cash dividends	$1,626,000	1,556
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,977,550	2,705
2015-09-30 (YTD Data)		Rank
Total interest income	$8,924,000	2,057
Total interest expense	$1,006,000	1,957
Net interest income	$7,918,000	2,052
Provision for loan and lease losses	$470,000	1,089
Total noninterest income	$1,844,000	1,862
Gross Fiduciary activities income	$234,000	682
Service charges on deposit accounts	$521,000	1,666
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,089,000	1,913
Total noninterest expense	$7,436,000	1,911
Salaries and employee benefits	$3,906,000	1,999
Premises and equipment expense	$943,000	1,824
Additional noninterest expense	$2,587,000	1,754
Pre-tax net operating income	$1,856,000	2,698
Securities gains (losses)	$481,000	318
Applicable income taxes	$336,000	2,373
Income before extraordinary items	$2,001,000	2,265
Extraordinary gains, net	$0	21
Net income	$2,001,000	2,266
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,001,000	2,266
Net charge-offs	$211,000	1,501
Cash dividends	$644,000	2,076
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,587,340	2,624
2015-06-30 (YTD Data)		Rank
Total interest income	$5,899,000	2,066
Total interest expense	$646,000	2,024
Net interest income	$5,253,000	2,051
Provision for loan and lease losses	$254,000	1,268
Total noninterest income	$1,217,000	1,886
Gross Fiduciary activities income	$154,000	696
Service charges on deposit accounts	$333,000	1,703
Trading account gains and fees	$0	157
Additional Noninterest Income	$730,000	1,919
Total noninterest expense	$4,986,000	1,912
Salaries and employee benefits	$2,590,000	2,009
Premises and equipment expense	$646,000	1,795
Additional noninterest expense	$1,750,000	1,733
Pre-tax net operating income	$1,230,000	2,692
Securities gains (losses)	$429,000	285
Applicable income taxes	$250,000	2,268
Income before extraordinary items	$1,409,000	2,151
Extraordinary gains, net	$0	22
Net income	$1,409,000	2,154
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,409,000	2,154
Net charge-offs	$197,000	1,199
Cash dividends	$644,000	1,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,044,350	2,624
2015-03-31 (YTD Data)		Rank
Total interest income	$2,854,000	2,120
Total interest expense	$298,000	2,187
Net interest income	$2,556,000	2,084
Provision for loan and lease losses	$51,000	2,048
Total noninterest income	$601,000	1,869
Gross Fiduciary activities income	$77,000	691
Service charges on deposit accounts	$162,000	1,731
Trading account gains and fees	$0	152
Additional Noninterest Income	$362,000	1,879
Total noninterest expense	$2,517,000	1,888
Salaries and employee benefits	$1,318,000	1,991
Premises and equipment expense	$345,000	1,700
Additional noninterest expense	$854,000	1,759
Pre-tax net operating income	$589,000	2,725
Securities gains (losses)	$302,000	264
Applicable income taxes	$140,000	2,154
Income before extraordinary items	$751,000	2,017
Extraordinary gains, net	$0	13
Net income	$751,000	2,018
Minority interest net income	$0	64
Net income of bank and minority interests.	$751,000	2,018
Net charge-offs	$88,000	1,195
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$497,320	2,655
2014-12-31 (YTD Data)		Rank
Total interest income	$10,852,000	2,216
Total interest expense	$1,031,000	2,529
Net interest income	$9,821,000	2,165
Provision for loan and lease losses	$365,000	1,781
Total noninterest income	$2,489,000	1,804
Gross Fiduciary activities income	$322,000	694
Service charges on deposit accounts	$705,000	1,736
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,462,000	1,796
Total noninterest expense	$9,431,000	2,007
Salaries and employee benefits	$4,993,000	2,051
Premises and equipment expense	$1,241,000	1,865
Additional noninterest expense	$3,197,000	1,929
Pre-tax net operating income	$2,514,000	2,579
Securities gains (losses)	$1,099,000	193
Applicable income taxes	$520,000	2,160
Income before extraordinary items	$3,093,000	1,969
Extraordinary gains, net	$0	17
Net income	$3,093,000	1,968
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,093,000	1,967
Net charge-offs	$937,000	951
Cash dividends	$1,592,000	1,516
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,147,860	2,526
2014-09-30 (YTD Data)		Rank
Total interest income	$8,059,000	2,254
Total interest expense	$739,000	2,632
Net interest income	$7,320,000	2,197
Provision for loan and lease losses	$237,000	1,877
Total noninterest income	$1,880,000	1,810
Gross Fiduciary activities income	$245,000	681
Service charges on deposit accounts	$527,000	1,753
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,108,000	1,817
Total noninterest expense	$6,952,000	2,043
Salaries and employee benefits	$3,658,000	2,105
Premises and equipment expense	$935,000	1,868
Additional noninterest expense	$2,359,000	1,950
Pre-tax net operating income	$2,011,000	2,501
Securities gains (losses)	$967,000	160
Applicable income taxes	$455,000	2,056
Income before extraordinary items	$2,523,000	1,835
Extraordinary gains, net	$0	15
Net income	$2,523,000	1,835
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,523,000	1,834
Net charge-offs	$343,000	1,483
Cash dividends	$612,000	1,988
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,701,050	2,457
2014-06-30 (YTD Data)		Rank
Total interest income	$5,283,000	2,281
Total interest expense	$482,000	2,711
Net interest income	$4,801,000	2,209
Provision for loan and lease losses	$159,000	1,842
Total noninterest income	$1,206,000	1,841
Gross Fiduciary activities income	$162,000	684
Service charges on deposit accounts	$342,000	1,774
Trading account gains and fees	$0	172
Additional Noninterest Income	$702,000	1,849
Total noninterest expense	$4,582,000	2,069
Salaries and employee benefits	$2,395,000	2,142
Premises and equipment expense	$653,000	1,812
Additional noninterest expense	$1,534,000	1,995
Pre-tax net operating income	$1,266,000	2,547
Securities gains (losses)	$846,000	146
Applicable income taxes	$360,000	1,882
Income before extraordinary items	$1,752,000	1,714
Extraordinary gains, net	$0	20
Net income	$1,752,000	1,717
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,752,000	1,716
Net charge-offs	$341,000	1,163
Cash dividends	$612,000	1,593
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,049,820	2,514
2014-03-31 (YTD Data)		Rank
Total interest income	$2,589,000	2,329
Total interest expense	$236,000	2,797
Net interest income	$2,353,000	2,245
Provision for loan and lease losses	$80,000	1,764
Total noninterest income	$588,000	1,828
Gross Fiduciary activities income	$86,000	685
Service charges on deposit accounts	$164,000	1,807
Trading account gains and fees	$0	147
Additional Noninterest Income	$338,000	1,852
Total noninterest expense	$2,293,000	2,071
Salaries and employee benefits	$1,182,000	2,176
Premises and equipment expense	$345,000	1,743
Additional noninterest expense	$766,000	1,979
Pre-tax net operating income	$568,000	2,671
Securities gains (losses)	$617,000	111
Applicable income taxes	$215,000	1,644
Income before extraordinary items	$970,000	1,536
Extraordinary gains, net	$0	16
Net income	$970,000	1,539
Minority interest net income	$0	66
Net income of bank and minority interests.	$970,000	1,539
Net charge-offs	$39,000	2,040
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$464,060	2,667
2013-12-31 (YTD Data)		Rank
Total interest income	$11,040,000	2,211
Total interest expense	$1,068,000	2,814
Net interest income	$9,972,000	2,093
Provision for loan and lease losses	$367,000	2,209
Total noninterest income	$2,892,000	1,650
Gross Fiduciary activities income	$311,000	701
Service charges on deposit accounts	$716,000	1,793
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,865,000	1,596
Total noninterest expense	$8,837,000	2,140
Salaries and employee benefits	$4,729,000	2,167
Premises and equipment expense	$1,208,000	1,898
Additional noninterest expense	$2,900,000	2,152
Pre-tax net operating income	$3,660,000	1,839
Securities gains (losses)	$305,000	687
Applicable income taxes	$607,000	1,955
Income before extraordinary items	$3,358,000	1,725
Extraordinary gains, net	$0	29
Net income	$3,358,000	1,729
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,358,000	1,729
Net charge-offs	$420,000	2,205
Cash dividends	$1,531,000	1,457
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,098,750	1,821
2013-09-30 (YTD Data)		Rank
Total interest income	$8,369,000	2,203
Total interest expense	$813,000	2,861
Net interest income	$7,556,000	2,085
Provision for loan and lease losses	$276,000	2,168
Total noninterest income	$2,262,000	1,638
Gross Fiduciary activities income	$235,000	693
Service charges on deposit accounts	$525,000	1,837
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,502,000	1,545
Total noninterest expense	$6,411,000	2,212
Salaries and employee benefits	$3,331,000	2,280
Premises and equipment expense	$894,000	1,941
Additional noninterest expense	$2,186,000	2,131
Pre-tax net operating income	$3,131,000	1,677
Securities gains (losses)	$85,000	1,331
Applicable income taxes	$492,000	1,925
Income before extraordinary items	$2,724,000	1,651
Extraordinary gains, net	$0	25
Net income	$2,724,000	1,654
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,724,000	1,655
Net charge-offs	$261,000	2,262
Cash dividends	$582,000	1,952
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,651,750	1,641
2013-06-30 (YTD Data)		Rank
Total interest income	$5,569,000	2,212
Total interest expense	$547,000	2,895
Net interest income	$5,022,000	2,083
Provision for loan and lease losses	$184,000	2,211
Total noninterest income	$1,304,000	1,847
Gross Fiduciary activities income	$158,000	693
Service charges on deposit accounts	$340,000	1,860
Trading account gains and fees	$0	157
Additional Noninterest Income	$806,000	1,848
Total noninterest expense	$4,271,000	2,212
Salaries and employee benefits	$2,174,000	2,328
Premises and equipment expense	$616,000	1,882
Additional noninterest expense	$1,481,000	2,085
Pre-tax net operating income	$1,871,000	1,827
Securities gains (losses)	$138,000	928
Applicable income taxes	$396,000	1,751
Income before extraordinary items	$1,613,000	1,811
Extraordinary gains, net	$0	22
Net income	$1,613,000	1,816
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,613,000	1,817
Net charge-offs	$5,000	4,545
Cash dividends	$582,000	1,560
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,502,600	1,855
2013-03-31 (YTD Data)		Rank
Total interest income	$2,714,000	2,280
Total interest expense	$271,000	2,969
Net interest income	$2,443,000	2,150
Provision for loan and lease losses	$92,000	2,161
Total noninterest income	$613,000	1,926
Gross Fiduciary activities income	$75,000	712
Service charges on deposit accounts	$166,000	1,879
Trading account gains and fees	$0	148
Additional Noninterest Income	$372,000	1,945
Total noninterest expense	$2,117,000	2,251
Salaries and employee benefits	$1,089,000	2,335
Premises and equipment expense	$321,000	1,856
Additional noninterest expense	$707,000	2,198
Pre-tax net operating income	$847,000	1,953
Securities gains (losses)	$71,000	783
Applicable income taxes	$176,000	1,827
Income before extraordinary items	$742,000	1,913
Extraordinary gains, net	$0	10
Net income	$742,000	1,914
Minority interest net income	$0	76
Net income of bank and minority interests.	$742,000	1,915
Net charge-offs	$-41,000	6,659
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$684,490	1,954
2012-12-31 (YTD Data)		Rank
Total interest income	$12,029,000	2,175
Total interest expense	$1,784,000	2,364
Net interest income	$10,245,000	2,097
Provision for loan and lease losses	$690,000	2,285
Total noninterest income	$2,578,000	1,830
Gross Fiduciary activities income	$291,000	712
Service charges on deposit accounts	$657,000	2,001
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,630,000	1,763
Total noninterest expense	$9,202,000	2,076
Salaries and employee benefits	$4,293,000	2,295
Premises and equipment expense	$1,177,000	1,978
Additional noninterest expense	$3,732,000	1,767
Pre-tax net operating income	$2,931,000	2,128
Securities gains (losses)	$1,076,000	479
Applicable income taxes	$809,000	1,680
Income before extraordinary items	$3,198,000	1,757
Extraordinary gains, net	$0	29
Net income	$3,198,000	1,757
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,198,000	1,758
Net charge-offs	$845,000	1,995
Cash dividends	$1,412,000	1,566
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,337,200	2,180
2012-09-30 (YTD Data)		Rank
Total interest income	$9,210,000	2,166
Total interest expense	$1,452,000	2,272
Net interest income	$7,758,000	2,121
Provision for loan and lease losses	$459,000	2,383
Total noninterest income	$1,859,000	1,887
Gross Fiduciary activities income	$217,000	712
Service charges on deposit accounts	$490,000	2,035
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,152,000	1,815
Total noninterest expense	$6,763,000	2,128
Salaries and employee benefits	$3,223,000	2,303
Premises and equipment expense	$928,000	1,921
Additional noninterest expense	$2,612,000	1,897
Pre-tax net operating income	$2,395,000	2,049
Securities gains (losses)	$1,076,000	371
Applicable income taxes	$748,000	1,506
Income before extraordinary items	$2,723,000	1,616
Extraordinary gains, net	$0	20
Net income	$2,723,000	1,617
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,723,000	1,617
Net charge-offs	$544,000	2,079
Cash dividends	$554,000	1,922
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,883,720	2,094
2012-06-30 (YTD Data)		Rank
Total interest income	$6,270,000	2,129
Total interest expense	$1,039,000	2,216
Net interest income	$5,231,000	2,094
Provision for loan and lease losses	$304,000	2,376
Total noninterest income	$1,142,000	1,963
Gross Fiduciary activities income	$145,000	715
Service charges on deposit accounts	$319,000	2,053
Trading account gains and fees	$0	153
Additional Noninterest Income	$678,000	1,955
Total noninterest expense	$4,264,000	2,242
Salaries and employee benefits	$2,151,000	2,304
Premises and equipment expense	$617,000	1,918
Additional noninterest expense	$1,496,000	2,164
Pre-tax net operating income	$1,805,000	1,824
Securities gains (losses)	$1,113,000	254
Applicable income taxes	$692,000	1,184
Income before extraordinary items	$2,226,000	1,337
Extraordinary gains, net	$0	19
Net income	$2,226,000	1,337
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,226,000	1,337
Net charge-offs	$7,000	5,048
Cash dividends	$554,000	1,496
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,380,120	1,925
2012-03-31 (YTD Data)		Rank
Total interest income	$3,185,000	2,127
Total interest expense	$546,000	2,189
Net interest income	$2,639,000	2,081
Provision for loan and lease losses	$153,000	2,286
Total noninterest income	$591,000	1,929
Gross Fiduciary activities income	$70,000	729
Service charges on deposit accounts	$163,000	2,001
Trading account gains and fees	$0	148
Additional Noninterest Income	$358,000	1,891
Total noninterest expense	$2,122,000	2,247
Salaries and employee benefits	$1,081,000	2,310
Premises and equipment expense	$320,000	1,857
Additional noninterest expense	$721,000	2,229
Pre-tax net operating income	$955,000	1,752
Securities gains (losses)	$358,000	381
Applicable income taxes	$299,000	1,302
Income before extraordinary items	$1,014,000	1,439
Extraordinary gains, net	$0	19
Net income	$1,014,000	1,439
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,014,000	1,440
Net charge-offs	$-17,000	6,828
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$738,340	1,824
2011-12-31 (YTD Data)		Rank
Total interest income	$13,420,000	2,084
Total interest expense	$2,730,000	2,123
Net interest income	$10,690,000	2,040
Provision for loan and lease losses	$1,048,000	2,359
Total noninterest income	$2,102,000	1,924
Gross Fiduciary activities income	$259,000	686
Service charges on deposit accounts	$693,000	2,004
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,150,000	1,960
Total noninterest expense	$8,823,000	2,166
Salaries and employee benefits	$3,990,000	2,408
Premises and equipment expense	$1,306,000	1,903
Additional noninterest expense	$3,527,000	1,912
Pre-tax net operating income	$2,921,000	1,877
Securities gains (losses)	$429,000	884
Applicable income taxes	$652,000	1,757
Income before extraordinary items	$2,698,000	1,761
Extraordinary gains, net	$0	29
Net income	$2,698,000	1,763
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,698,000	1,763
Net charge-offs	$1,987,000	1,556
Cash dividends	$1,227,000	1,407
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,350,510	1,885
2011-09-30 (YTD Data)		Rank
Total interest income	$10,055,000	2,112
Total interest expense	$2,116,000	2,148
Net interest income	$7,939,000	2,073
Provision for loan and lease losses	$864,000	2,162
Total noninterest income	$1,410,000	2,091
Gross Fiduciary activities income	$194,000	675
Service charges on deposit accounts	$518,000	2,017
Trading account gains and fees	$0	145
Additional Noninterest Income	$698,000	2,218
Total noninterest expense	$6,677,000	2,155
Salaries and employee benefits	$2,957,000	2,435
Premises and equipment expense	$998,000	1,884
Additional noninterest expense	$2,722,000	1,867
Pre-tax net operating income	$1,808,000	2,257
Securities gains (losses)	$713,000	478
Applicable income taxes	$532,000	1,683
Income before extraordinary items	$1,989,000	1,843
Extraordinary gains, net	$0	21
Net income	$1,989,000	1,843
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,989,000	1,843
Net charge-offs	$545,000	2,568
Cash dividends	$521,000	1,770
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,425,730	2,312
2011-06-30 (YTD Data)		Rank
Total interest income	$6,726,000	2,123
Total interest expense	$1,470,000	2,135
Net interest income	$5,256,000	2,083
Provision for loan and lease losses	$677,000	1,932
Total noninterest income	$1,086,000	1,880
Gross Fiduciary activities income	$129,000	692
Service charges on deposit accounts	$344,000	2,006
Trading account gains and fees	$0	153
Additional Noninterest Income	$613,000	1,844
Total noninterest expense	$4,595,000	2,098
Salaries and employee benefits	$2,029,000	2,391
Premises and equipment expense	$682,000	1,862
Additional noninterest expense	$1,884,000	1,816
Pre-tax net operating income	$1,070,000	2,426
Securities gains (losses)	$577,000	318
Applicable income taxes	$378,000	1,578
Income before extraordinary items	$1,269,000	1,864
Extraordinary gains, net	$0	15
Net income	$1,269,000	1,864
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,269,000	1,864
Net charge-offs	$475,000	2,206
Cash dividends	$521,000	1,376
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$824,710	2,540
2011-03-31 (YTD Data)		Rank
Total interest income	$3,384,000	2,116
Total interest expense	$761,000	2,151
Net interest income	$2,623,000	2,072
Provision for loan and lease losses	$296,000	2,036
Total noninterest income	$648,000	1,659
Gross Fiduciary activities income	$63,000	698
Service charges on deposit accounts	$172,000	1,978
Trading account gains and fees	$0	158
Additional Noninterest Income	$413,000	1,534
Total noninterest expense	$2,331,000	2,081
Salaries and employee benefits	$1,014,000	2,404
Premises and equipment expense	$345,000	1,869
Additional noninterest expense	$972,000	1,749
Pre-tax net operating income	$644,000	2,105
Securities gains (losses)	$226,000	308
Applicable income taxes	$223,000	1,403
Income before extraordinary items	$647,000	1,798
Extraordinary gains, net	$0	9
Net income	$647,000	1,797
Minority interest net income	$0	86
Net income of bank and minority interests.	$647,000	1,798
Net charge-offs	$320,000	1,684
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$479,760	2,281
2010-12-31 (YTD Data)		Rank
Total interest income	$14,544,000	2,070
Total interest expense	$4,062,000	1,968
Net interest income	$10,482,000	2,082
Provision for loan and lease losses	$1,460,000	2,504
Total noninterest income	$2,425,000	1,801
Gross Fiduciary activities income	$252,000	706
Service charges on deposit accounts	$769,000	1,898
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,404,000	1,770
Total noninterest expense	$8,298,000	2,330
Salaries and employee benefits	$3,928,000	2,440
Premises and equipment expense	$1,329,000	1,927
Additional noninterest expense	$3,041,000	2,268
Pre-tax net operating income	$3,149,000	1,560
Securities gains (losses)	$42,000	2,772
Applicable income taxes	$767,000	1,467
Income before extraordinary items	$2,424,000	1,700
Extraordinary gains, net	$0	29
Net income	$2,424,000	1,700
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,424,000	1,702
Net charge-offs	$647,000	3,291
Cash dividends	$1,196,000	1,307
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,392,080	1,656
2010-09-30 (YTD Data)		Rank
Total interest income	$11,003,000	2,097
Total interest expense	$3,208,000	1,946
Net interest income	$7,795,000	2,127
Provision for loan and lease losses	$907,000	2,651
Total noninterest income	$1,740,000	1,879
Gross Fiduciary activities income	$188,000	698
Service charges on deposit accounts	$568,000	1,964
Trading account gains and fees	$0	165
Additional Noninterest Income	$984,000	1,818
Total noninterest expense	$6,282,000	2,313
Salaries and employee benefits	$2,984,000	2,430
Premises and equipment expense	$985,000	1,964
Additional noninterest expense	$2,313,000	2,211
Pre-tax net operating income	$2,346,000	1,674
Securities gains (losses)	$42,000	2,530
Applicable income taxes	$589,000	1,491
Income before extraordinary items	$1,799,000	1,831
Extraordinary gains, net	$0	23
Net income	$1,799,000	1,832
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,799,000	1,833
Net charge-offs	$399,000	3,358
Cash dividends	$521,000	1,711
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,767,500	1,772
2010-06-30 (YTD Data)		Rank
Total interest income	$7,300,000	2,135
Total interest expense	$2,238,000	1,936
Net interest income	$5,062,000	2,188
Provision for loan and lease losses	$527,000	2,778
Total noninterest income	$1,108,000	1,893
Gross Fiduciary activities income	$129,000	697
Service charges on deposit accounts	$372,000	2,003
Trading account gains and fees	$0	152
Additional Noninterest Income	$607,000	1,845
Total noninterest expense	$4,134,000	2,343
Salaries and employee benefits	$2,019,000	2,412
Premises and equipment expense	$662,000	1,966
Additional noninterest expense	$1,453,000	2,318
Pre-tax net operating income	$1,509,000	1,714
Securities gains (losses)	$42,000	1,993
Applicable income taxes	$380,000	1,487
Income before extraordinary items	$1,171,000	1,850
Extraordinary gains, net	$0	19
Net income	$1,171,000	1,849
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,171,000	1,850
Net charge-offs	$152,000	3,814
Cash dividends	$521,000	1,278
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,139,500	1,798
2010-03-31 (YTD Data)		Rank
Total interest income	$3,672,000	2,171
Total interest expense	$1,189,000	1,924
Net interest income	$2,483,000	2,263
Provision for loan and lease losses	$227,000	2,805
Total noninterest income	$486,000	2,076
Gross Fiduciary activities income	$65,000	702
Service charges on deposit accounts	$183,000	2,028
Trading account gains and fees	$0	175
Additional Noninterest Income	$238,000	2,140
Total noninterest expense	$2,076,000	2,350
Salaries and employee benefits	$1,004,000	2,465
Premises and equipment expense	$338,000	1,989
Additional noninterest expense	$734,000	2,304
Pre-tax net operating income	$666,000	1,913
Securities gains (losses)	$42,000	1,216
Applicable income taxes	$172,000	1,585
Income before extraordinary items	$536,000	2,023
Extraordinary gains, net	$0	16
Net income	$536,000	2,021
Minority interest net income	$0	91
Net income of bank and minority interests.	$536,000	2,023
Net charge-offs	$156,000	2,681
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$504,080	2,040
2009-12-31 (YTD Data)		Rank
Total interest income	$16,253,000	2,089
Total interest expense	$7,000,000	1,689
Net interest income	$9,253,000	2,354
Provision for loan and lease losses	$1,201,000	3,209
Total noninterest income	$2,561,000	1,795
Gross Fiduciary activities income	$249,000	705
Service charges on deposit accounts	$841,000	1,971
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,471,000	1,671
Total noninterest expense	$8,787,000	2,255
Salaries and employee benefits	$3,773,000	2,576
Premises and equipment expense	$1,236,000	2,158
Additional noninterest expense	$3,778,000	1,942
Pre-tax net operating income	$1,826,000	2,056
Securities gains (losses)	$1,358,000	381
Applicable income taxes	$803,000	1,132
Income before extraordinary items	$2,381,000	1,405
Extraordinary gains, net	$0	34
Net income	$2,381,000	1,403
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,381,000	1,404
Net charge-offs	$416,000	4,029
Cash dividends	$1,135,000	1,494
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,362,500	2,235
2009-09-30 (YTD Data)		Rank
Total interest income	$12,483,000	2,076
Total interest expense	$5,624,000	1,647
Net interest income	$6,859,000	2,380
Provision for loan and lease losses	$997,000	2,789
Total noninterest income	$1,935,000	1,822
Gross Fiduciary activities income	$187,000	702
Service charges on deposit accounts	$621,000	1,998
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,127,000	1,677
Total noninterest expense	$6,685,000	2,228
Salaries and employee benefits	$2,751,000	2,685
Premises and equipment expense	$949,000	2,132
Additional noninterest expense	$2,985,000	1,794
Pre-tax net operating income	$1,112,000	2,553
Securities gains (losses)	$1,354,000	289
Applicable income taxes	$638,000	1,171
Income before extraordinary items	$1,828,000	1,472
Extraordinary gains, net	$0	27
Net income	$1,828,000	1,470
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,828,000	1,472
Net charge-offs	$346,000	3,519
Cash dividends	$491,000	2,042
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$826,040	2,759
2009-06-30 (YTD Data)		Rank
Total interest income	$8,387,000	2,095
Total interest expense	$3,903,000	1,668
Net interest income	$4,484,000	2,405
Provision for loan and lease losses	$789,000	2,353
Total noninterest income	$1,300,000	1,815
Gross Fiduciary activities income	$125,000	713
Service charges on deposit accounts	$394,000	2,046
Trading account gains and fees	$0	193
Additional Noninterest Income	$781,000	1,681
Total noninterest expense	$4,082,000	2,451
Salaries and employee benefits	$1,818,000	2,743
Premises and equipment expense	$653,000	2,098
Additional noninterest expense	$1,611,000	2,189
Pre-tax net operating income	$913,000	2,279
Securities gains (losses)	$683,000	395
Applicable income taxes	$414,000	1,236
Income before extraordinary items	$1,182,000	1,578
Extraordinary gains, net	$0	21
Net income	$1,182,000	1,574
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,182,000	1,577
Net charge-offs	$294,000	2,951
Cash dividends	$491,000	1,664
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$676,580	2,481
2009-03-31 (YTD Data)		Rank
Total interest income	$4,216,000	2,107
Total interest expense	$2,017,000	1,678
Net interest income	$2,199,000	2,455
Provision for loan and lease losses	$262,000	2,506
Total noninterest income	$628,000	1,829
Gross Fiduciary activities income	$63,000	722
Service charges on deposit accounts	$184,000	2,105
Trading account gains and fees	$0	171
Additional Noninterest Income	$381,000	1,674
Total noninterest expense	$1,918,000	2,520
Salaries and employee benefits	$899,000	2,808
Premises and equipment expense	$339,000	2,058
Additional noninterest expense	$680,000	2,285
Pre-tax net operating income	$647,000	1,931
Securities gains (losses)	$415,000	402
Applicable income taxes	$306,000	1,035
Income before extraordinary items	$756,000	1,445
Extraordinary gains, net	$0	15
Net income	$756,000	1,445
Minority interest net income	$0	102
Net income of bank and minority interests.	$756,000	1,447
Net charge-offs	$80,000	3,104
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$461,350	2,149
2008-12-31 (YTD Data)		Rank
Total interest income	$17,698,000	2,149
Total interest expense	$9,634,000	1,685
Net interest income	$8,064,000	2,683
Provision for loan and lease losses	$810,000	3,024
Total noninterest income	$2,080,000	2,079
Gross Fiduciary activities income	$309,000	678
Service charges on deposit accounts	$859,000	1,997
Trading account gains and fees	$0	154
Additional Noninterest Income	$912,000	2,267
Total noninterest expense	$7,128,000	2,638
Salaries and employee benefits	$3,609,000	2,751
Premises and equipment expense	$1,173,000	2,292
Additional noninterest expense	$2,346,000	2,476
Pre-tax net operating income	$2,206,000	2,289
Securities gains (losses)	$322,000	517
Applicable income taxes	$641,000	1,603
Income before extraordinary items	$1,887,000	2,108
Extraordinary gains, net	$0	39
Net income	$1,887,000	2,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$445,000	2,963
Cash dividends	$936,000	2,421
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,645,500	2,493
2008-09-30 (YTD Data)		Rank
Total interest income	$13,377,000	2,183
Total interest expense	$7,430,000	1,703
Net interest income	$5,947,000	2,746
Provision for loan and lease losses	$418,000	3,007
Total noninterest income	$1,524,000	2,188
Gross Fiduciary activities income	$242,000	671
Service charges on deposit accounts	$616,000	2,096
Trading account gains and fees	$0	148
Additional Noninterest Income	$666,000	2,387
Total noninterest expense	$5,204,000	2,689
Salaries and employee benefits	$2,659,000	2,806
Premises and equipment expense	$861,000	2,342
Additional noninterest expense	$1,684,000	2,510
Pre-tax net operating income	$1,849,000	2,436
Securities gains (losses)	$89,000	1,045
Applicable income taxes	$499,000	1,902
Income before extraordinary items	$1,439,000	2,406
Extraordinary gains, net	$0	31
Net income	$1,439,000	2,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$392,000	2,238
Cash dividends	$476,000	2,812
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,373,140	2,613
2008-06-30 (YTD Data)		Rank
Total interest income	$8,861,000	2,221
Total interest expense	$5,017,000	1,762
Net interest income	$3,844,000	2,805
Provision for loan and lease losses	$278,000	2,664
Total noninterest income	$1,004,000	2,217
Gross Fiduciary activities income	$171,000	666
Service charges on deposit accounts	$383,000	2,207
Trading account gains and fees	$0	149
Additional Noninterest Income	$450,000	2,406
Total noninterest expense	$3,419,000	2,734
Salaries and employee benefits	$1,721,000	2,922
Premises and equipment expense	$586,000	2,308
Additional noninterest expense	$1,112,000	2,499
Pre-tax net operating income	$1,151,000	2,671
Securities gains (losses)	$25,000	1,907
Applicable income taxes	$291,000	2,249
Income before extraordinary items	$885,000	2,842
Extraordinary gains, net	$0	21
Net income	$885,000	2,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	1,964
Cash dividends	$476,000	2,354
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$866,250	2,831
2008-03-31 (YTD Data)		Rank
Total interest income	$4,436,000	2,273
Total interest expense	$2,594,000	1,814
Net interest income	$1,842,000	2,910
Provision for loan and lease losses	$84,000	3,006
Total noninterest income	$483,000	2,291
Gross Fiduciary activities income	$72,000	723
Service charges on deposit accounts	$172,000	2,346
Trading account gains and fees	$0	158
Additional Noninterest Income	$239,000	2,293
Total noninterest expense	$1,723,000	2,711
Salaries and employee benefits	$863,000	2,949
Premises and equipment expense	$309,000	2,203
Additional noninterest expense	$551,000	2,492
Pre-tax net operating income	$518,000	3,008
Securities gains (losses)	$25,000	1,479
Applicable income taxes	$132,000	2,480
Income before extraordinary items	$411,000	3,136
Extraordinary gains, net	$0	15
Net income	$411,000	3,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,100
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$392,000	3,159
2007-12-31 (YTD Data)		Rank
Total interest income	$17,753,000	2,320
Total interest expense	$11,059,000	1,806
Net interest income	$6,694,000	3,213
Provision for loan and lease losses	$605,000	2,032
Total noninterest income	$1,875,000	2,315
Gross Fiduciary activities income	$297,000	710
Service charges on deposit accounts	$734,000	2,281
Trading account gains and fees	$0	178
Additional Noninterest Income	$844,000	2,484
Total noninterest expense	$6,722,000	2,691
Salaries and employee benefits	$3,126,000	3,124
Premises and equipment expense	$985,000	2,606
Additional noninterest expense	$2,611,000	2,097
Pre-tax net operating income	$1,242,000	4,288
Securities gains (losses)	$-11,000	7,582
Applicable income taxes	$126,000	4,290
Income before extraordinary items	$1,105,000	4,093
Extraordinary gains, net	$0	39
Net income	$1,105,000	4,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$377,000	2,011
Cash dividends	$921,000	2,770
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,114,900	4,073
2007-09-30 (YTD Data)		Rank
Total interest income	$13,400,000	2,312
Total interest expense	$8,399,000	1,785
Net interest income	$5,001,000	3,232
Provision for loan and lease losses	$515,000	1,535
Total noninterest income	$1,395,000	2,340
Gross Fiduciary activities income	$225,000	702
Service charges on deposit accounts	$539,000	2,303
Trading account gains and fees	$0	184
Additional Noninterest Income	$631,000	2,486
Total noninterest expense	$5,098,000	2,643
Salaries and employee benefits	$2,302,000	3,153
Premises and equipment expense	$730,000	2,620
Additional noninterest expense	$2,066,000	1,951
Pre-tax net operating income	$783,000	4,883
Securities gains (losses)	$-34,000	8,094
Applicable income taxes	$23,000	5,406
Income before extraordinary items	$726,000	4,561
Extraordinary gains, net	$0	33
Net income	$726,000	4,561
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,780
Cash dividends	$450,000	3,069
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$758,980	4,456
2007-06-30 (YTD Data)		Rank
Total interest income	$8,995,000	2,314
Total interest expense	$5,685,000	1,760
Net interest income	$3,310,000	3,276
Provision for loan and lease losses	$186,000	2,271
Total noninterest income	$776,000	2,654
Gross Fiduciary activities income	$147,000	716
Service charges on deposit accounts	$353,000	2,344
Trading account gains and fees	$0	168
Additional Noninterest Income	$276,000	3,163
Total noninterest expense	$3,491,000	2,610
Salaries and employee benefits	$1,494,000	3,256
Premises and equipment expense	$477,000	2,688
Additional noninterest expense	$1,520,000	1,787
Pre-tax net operating income	$409,000	5,467
Securities gains (losses)	$-35,000	8,244
Applicable income taxes	$75,000	4,410
Income before extraordinary items	$299,000	5,669
Extraordinary gains, net	$0	29
Net income	$299,000	5,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,125
Cash dividends	$430,000	2,656
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$327,000	5,461
2007-03-31 (YTD Data)		Rank
Total interest income	$4,549,000	2,277
Total interest expense	$2,881,000	1,727
Net interest income	$1,668,000	3,253
Provision for loan and lease losses	$151,000	1,421
Total noninterest income	$500,000	2,217
Gross Fiduciary activities income	$74,000	725
Service charges on deposit accounts	$167,000	2,392
Trading account gains and fees	$0	195
Additional Noninterest Income	$259,000	2,166
Total noninterest expense	$1,484,000	3,011
Salaries and employee benefits	$739,000	3,303
Premises and equipment expense	$240,000	2,681
Additional noninterest expense	$505,000	2,596
Pre-tax net operating income	$533,000	3,377
Securities gains (losses)	$0	1,187
Applicable income taxes	$102,000	3,242
Income before extraordinary items	$431,000	3,327
Extraordinary gains, net	$0	22
Net income	$431,000	3,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,735
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$431,000	3,305
2006-12-31 (YTD Data)		Rank
Total interest income	$18,218,000	2,158
Total interest expense	$11,558,000	1,457
Net interest income	$6,660,000	3,247
Provision for loan and lease losses	$140,000	4,163
Total noninterest income	$1,695,000	2,482
Gross Fiduciary activities income	$292,000	723
Service charges on deposit accounts	$689,000	2,406
Trading account gains and fees	$0	130
Additional Noninterest Income	$714,000	2,738
Total noninterest expense	$6,056,000	2,852
Salaries and employee benefits	$2,849,000	3,277
Premises and equipment expense	$858,000	2,830
Additional noninterest expense	$2,349,000	2,224
Pre-tax net operating income	$2,159,000	3,483
Securities gains (losses)	$128,000	482
Applicable income taxes	$416,000	3,384
Income before extraordinary items	$1,871,000	3,239
Extraordinary gains, net	$0	51
Net income	$1,871,000	3,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	2,243
Cash dividends	$937,000	2,685
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,766,040	3,380
2006-09-30 (YTD Data)		Rank
Total interest income	$13,544,000	2,163
Total interest expense	$8,406,000	1,455
Net interest income	$5,138,000	3,187
Provision for loan and lease losses	$105,000	3,999
Total noninterest income	$1,245,000	2,534
Gross Fiduciary activities income	$218,000	715
Service charges on deposit accounts	$510,000	2,437
Trading account gains and fees	$0	126
Additional Noninterest Income	$517,000	2,804
Total noninterest expense	$4,497,000	2,872
Salaries and employee benefits	$2,061,000	3,366
Premises and equipment expense	$636,000	2,864
Additional noninterest expense	$1,800,000	2,166
Pre-tax net operating income	$1,781,000	3,365
Securities gains (losses)	$32,000	658
Applicable income taxes	$307,000	3,551
Income before extraordinary items	$1,506,000	3,200
Extraordinary gains, net	$0	45
Net income	$1,506,000	3,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	1,689
Cash dividends	$411,000	3,211
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,479,440	3,234
2006-06-30 (YTD Data)		Rank
Total interest income	$8,701,000	2,206
Total interest expense	$5,210,000	1,494
Net interest income	$3,491,000	3,139
Provision for loan and lease losses	$70,000	3,903
Total noninterest income	$816,000	2,557
Gross Fiduciary activities income	$146,000	720
Service charges on deposit accounts	$332,000	2,459
Trading account gains and fees	$0	126
Additional Noninterest Income	$338,000	2,808
Total noninterest expense	$2,992,000	2,887
Salaries and employee benefits	$1,368,000	3,388
Premises and equipment expense	$417,000	2,891
Additional noninterest expense	$1,207,000	2,161
Pre-tax net operating income	$1,245,000	3,284
Securities gains (losses)	$29,000	536
Applicable income taxes	$227,000	3,448
Income before extraordinary items	$1,047,000	3,107
Extraordinary gains, net	$0	39
Net income	$1,047,000	3,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	1,294
Cash dividends	$411,000	2,649
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,023,220	3,150
2006-03-31 (YTD Data)		Rank
Total interest income	$4,177,000	2,237
Total interest expense	$2,408,000	1,527
Net interest income	$1,769,000	3,106
Provision for loan and lease losses	$35,000	3,693
Total noninterest income	$392,000	2,580
Gross Fiduciary activities income	$73,000	734
Service charges on deposit accounts	$156,000	2,521
Trading account gains and fees	$0	115
Additional Noninterest Income	$163,000	2,822
Total noninterest expense	$1,463,000	2,945
Salaries and employee benefits	$691,000	3,377
Premises and equipment expense	$192,000	3,117
Additional noninterest expense	$580,000	2,226
Pre-tax net operating income	$663,000	3,094
Securities gains (losses)	$29,000	417
Applicable income taxes	$129,000	3,244
Income before extraordinary items	$563,000	2,878
Extraordinary gains, net	$0	21
Net income	$563,000	2,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,205
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$539,510	2,962
2005-12-31 (YTD Data)		Rank
Total interest income	$15,957,000	2,087
Total interest expense	$8,393,000	1,353
Net interest income	$7,564,000	2,837
Provision for loan and lease losses	$147,000	4,187
Total noninterest income	$1,571,000	2,615
Gross Fiduciary activities income	$290,000	720
Service charges on deposit accounts	$636,000	2,541
Trading account gains and fees	$0	138
Additional Noninterest Income	$645,000	2,929
Total noninterest expense	$5,582,000	2,939
Salaries and employee benefits	$2,706,000	3,256
Premises and equipment expense	$798,000	2,903
Additional noninterest expense	$2,078,000	2,399
Pre-tax net operating income	$3,406,000	2,495
Securities gains (losses)	$158,000	571
Applicable income taxes	$618,000	3,028
Income before extraordinary items	$2,946,000	2,282
Extraordinary gains, net	$0	46
Net income	$2,946,000	2,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,059
Cash dividends	$1,674,000	1,690
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,814,860	2,340
2005-09-30 (YTD Data)		Rank
Total interest income	$11,781,000	2,070
Total interest expense	$5,959,000	1,345
Net interest income	$5,822,000	2,760
Provision for loan and lease losses	$117,000	3,935
Total noninterest income	$1,200,000	2,580
Gross Fiduciary activities income	$216,000	711
Service charges on deposit accounts	$471,000	2,564
Trading account gains and fees	$0	126
Additional Noninterest Income	$513,000	2,831
Total noninterest expense	$4,161,000	2,916
Salaries and employee benefits	$2,025,000	3,237
Premises and equipment expense	$616,000	2,809
Additional noninterest expense	$1,520,000	2,421
Pre-tax net operating income	$2,744,000	2,390
Securities gains (losses)	$52,000	865
Applicable income taxes	$471,000	3,053
Income before extraordinary items	$2,325,000	2,203
Extraordinary gains, net	$0	35
Net income	$2,325,000	2,202
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,852
Cash dividends	$925,000	1,908
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,281,840	2,198
2005-06-30 (YTD Data)		Rank
Total interest income	$7,741,000	2,044
Total interest expense	$3,838,000	1,313
Net interest income	$3,903,000	2,725
Provision for loan and lease losses	$87,000	3,649
Total noninterest income	$820,000	2,489
Gross Fiduciary activities income	$142,000	710
Service charges on deposit accounts	$329,000	2,429
Trading account gains and fees	$0	116
Additional Noninterest Income	$349,000	2,779
Total noninterest expense	$2,761,000	2,926
Salaries and employee benefits	$1,361,000	3,202
Premises and equipment expense	$416,000	2,741
Additional noninterest expense	$984,000	2,469
Pre-tax net operating income	$1,875,000	2,299
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$319,000	2,995
Income before extraordinary items	$1,555,000	2,165
Extraordinary gains, net	$0	30
Net income	$1,555,000	2,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,061
Cash dividends	$742,000	1,690
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,555,830	2,130
2005-03-31 (YTD Data)		Rank
Total interest income	$3,833,000	2,026
Total interest expense	$1,872,000	1,270
Net interest income	$1,961,000	2,692
Provision for loan and lease losses	$44,000	3,508
Total noninterest income	$434,000	2,369
Gross Fiduciary activities income	$73,000	713
Service charges on deposit accounts	$152,000	2,533
Trading account gains and fees	$0	115
Additional Noninterest Income	$209,000	2,418
Total noninterest expense	$1,392,000	2,895
Salaries and employee benefits	$689,000	3,164
Premises and equipment expense	$213,000	2,712
Additional noninterest expense	$490,000	2,486
Pre-tax net operating income	$959,000	2,239
Securities gains (losses)	$-3,000	8,297
Applicable income taxes	$192,000	2,667
Income before extraordinary items	$764,000	2,170
Extraordinary gains, net	$0	24
Net income	$764,000	2,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,394
Cash dividends	$366,000	1,545
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$766,400	2,124
2004-12-31 (YTD Data)		Rank
Total interest income	$13,723,000	2,071
Total interest expense	$6,878,000	1,185
Net interest income	$6,845,000	2,951
Provision for loan and lease losses	$150,000	4,230
Total noninterest income	$1,424,000	2,777
Gross Fiduciary activities income	$248,000	737
Service charges on deposit accounts	$634,000	2,579
Trading account gains and fees	$0	138
Additional Noninterest Income	$542,000	3,164
Total noninterest expense	$5,214,000	2,991
Salaries and employee benefits	$2,557,000	3,286
Premises and equipment expense	$740,000	2,985
Additional noninterest expense	$1,917,000	2,518
Pre-tax net operating income	$2,905,000	2,664
Securities gains (losses)	$622,000	391
Applicable income taxes	$755,000	2,624
Income before extraordinary items	$2,772,000	2,218
Extraordinary gains, net	$0	34
Net income	$2,772,000	2,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	3,355
Cash dividends	$1,229,000	2,008
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,280,620	2,561
2004-09-30 (YTD Data)		Rank
Total interest income	$10,048,000	2,108
Total interest expense	$5,051,000	1,185
Net interest income	$4,997,000	3,004
Provision for loan and lease losses	$113,000	4,082
Total noninterest income	$1,077,000	2,779
Gross Fiduciary activities income	$186,000	740
Service charges on deposit accounts	$472,000	2,627
Trading account gains and fees	$0	134
Additional Noninterest Income	$419,000	3,114
Total noninterest expense	$3,824,000	3,025
Salaries and employee benefits	$1,895,000	3,295
Premises and equipment expense	$536,000	3,076
Additional noninterest expense	$1,393,000	2,543
Pre-tax net operating income	$2,137,000	2,727
Securities gains (losses)	$533,000	411
Applicable income taxes	$586,000	2,609
Income before extraordinary items	$2,084,000	2,235
Extraordinary gains, net	$0	26
Net income	$2,084,000	2,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,903
Cash dividends	$549,000	2,561
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,668,260	2,652
2004-06-30 (YTD Data)		Rank
Total interest income	$6,551,000	2,140
Total interest expense	$3,297,000	1,197
Net interest income	$3,254,000	3,060
Provision for loan and lease losses	$75,000	3,988
Total noninterest income	$699,000	2,834
Gross Fiduciary activities income	$123,000	745
Service charges on deposit accounts	$316,000	2,607
Trading account gains and fees	$0	130
Additional Noninterest Income	$260,000	3,251
Total noninterest expense	$2,507,000	3,080
Salaries and employee benefits	$1,250,000	3,331
Premises and equipment expense	$341,000	3,203
Additional noninterest expense	$916,000	2,584
Pre-tax net operating income	$1,371,000	2,771
Securities gains (losses)	$337,000	447
Applicable income taxes	$368,000	2,718
Income before extraordinary items	$1,340,000	2,287
Extraordinary gains, net	$0	21
Net income	$1,340,000	2,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	1,734
Cash dividends	$371,000	2,584
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,077,140	2,686
2004-03-31 (YTD Data)		Rank
Total interest income	$3,233,000	2,165
Total interest expense	$1,606,000	1,243
Net interest income	$1,627,000	3,044
Provision for loan and lease losses	$38,000	3,803
Total noninterest income	$348,000	2,802
Gross Fiduciary activities income	$65,000	747
Service charges on deposit accounts	$164,000	2,483
Trading account gains and fees	$0	121
Additional Noninterest Income	$119,000	3,364
Total noninterest expense	$1,225,000	3,161
Salaries and employee benefits	$620,000	3,362
Premises and equipment expense	$151,000	3,573
Additional noninterest expense	$454,000	2,588
Pre-tax net operating income	$712,000	2,671
Securities gains (losses)	$266,000	416
Applicable income taxes	$225,000	2,377
Income before extraordinary items	$753,000	2,043
Extraordinary gains, net	$0	16
Net income	$753,000	2,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$548,180	2,620
2003-12-31 (YTD Data)		Rank
Total interest income	$12,888,000	2,224
Total interest expense	$6,583,000	1,348
Net interest income	$6,305,000	3,048
Provision for loan and lease losses	$175,000	4,313
Total noninterest income	$1,640,000	2,651
Gross Fiduciary activities income	$321,000	685
Service charges on deposit accounts	$599,000	2,691
Trading account gains and fees	$0	160
Additional Noninterest Income	$720,000	2,915
Total noninterest expense	$4,701,000	3,210
Salaries and employee benefits	$2,315,000	3,480
Premises and equipment expense	$581,000	3,619
Additional noninterest expense	$1,805,000	2,631
Pre-tax net operating income	$3,069,000	2,453
Securities gains (losses)	$115,000	1,765
Applicable income taxes	$599,000	3,070
Income before extraordinary items	$2,585,000	2,303
Extraordinary gains, net	$0	54
Net income	$2,585,000	2,306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,399
Cash dividends	$717,000	2,908
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,491,850	2,272
2003-09-30 (YTD Data)		Rank
Total interest income	$9,675,000	2,253
Total interest expense	$4,907,000	1,421
Net interest income	$4,768,000	3,032
Provision for loan and lease losses	$113,000	4,460
Total noninterest income	$1,284,000	2,641
Gross Fiduciary activities income	$274,000	655
Service charges on deposit accounts	$435,000	2,769
Trading account gains and fees	$0	153
Additional Noninterest Income	$575,000	2,893
Total noninterest expense	$3,519,000	3,211
Salaries and employee benefits	$1,750,000	3,450
Premises and equipment expense	$444,000	3,560
Additional noninterest expense	$1,325,000	2,662
Pre-tax net operating income	$2,420,000	2,451
Securities gains (losses)	$115,000	1,623
Applicable income taxes	$497,000	3,040
Income before extraordinary items	$2,038,000	2,289
Extraordinary gains, net	$0	40
Net income	$2,038,000	2,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,212
Cash dividends	$363,000	3,185
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,946,000	2,278
2003-06-30 (YTD Data)		Rank
Total interest income	$6,461,000	2,268
Total interest expense	$3,283,000	1,470
Net interest income	$3,178,000	3,013
Provision for loan and lease losses	$75,000	4,385
Total noninterest income	$634,000	3,217
Gross Fiduciary activities income	$127,000	739
Service charges on deposit accounts	$288,000	2,741
Trading account gains and fees	$0	150
Additional Noninterest Income	$219,000	3,875
Total noninterest expense	$2,344,000	3,225
Salaries and employee benefits	$1,176,000	3,419
Premises and equipment expense	$290,000	3,605
Additional noninterest expense	$878,000	2,669
Pre-tax net operating income	$1,393,000	2,753
Securities gains (losses)	$110,000	1,432
Applicable income taxes	$266,000	3,445
Income before extraordinary items	$1,237,000	2,509
Extraordinary gains, net	$0	30
Net income	$1,237,000	2,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,181
Cash dividends	$363,000	2,602
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,146,800	2,526
2003-03-31 (YTD Data)		Rank
Total interest income	$3,216,000	2,294
Total interest expense	$1,638,000	1,517
Net interest income	$1,578,000	3,026
Provision for loan and lease losses	$37,000	4,214
Total noninterest income	$296,000	3,271
Gross Fiduciary activities income	$67,000	745
Service charges on deposit accounts	$139,000	2,735
Trading account gains and fees	$0	134
Additional Noninterest Income	$90,000	4,120
Total noninterest expense	$1,181,000	3,201
Salaries and employee benefits	$585,000	3,428
Premises and equipment expense	$154,000	3,411
Additional noninterest expense	$442,000	2,611
Pre-tax net operating income	$656,000	2,882
Securities gains (losses)	$95,000	1,029
Applicable income taxes	$128,000	3,508
Income before extraordinary items	$623,000	2,444
Extraordinary gains, net	$0	21
Net income	$623,000	2,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	3,468
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$544,150	2,621
2002-12-31 (YTD Data)		Rank
Total interest income	$13,578,000	2,268
Total interest expense	$7,082,000	1,603
Net interest income	$6,496,000	2,932
Provision for loan and lease losses	$220,000	4,159
Total noninterest income	$1,057,000	3,356
Gross Fiduciary activities income	$192,000	843
Service charges on deposit accounts	$553,000	2,731
Trading account gains and fees	$0	153
Additional Noninterest Income	$312,000	4,170
Total noninterest expense	$4,672,000	3,107
Salaries and employee benefits	$2,278,000	3,369
Premises and equipment expense	$575,000	3,539
Additional noninterest expense	$1,819,000	2,528
Pre-tax net operating income	$2,661,000	2,758
Securities gains (losses)	$246,000	1,032
Applicable income taxes	$536,000	3,325
Income before extraordinary items	$2,371,000	2,451
Extraordinary gains, net	$0	70
Net income	$2,371,000	2,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	3,898
Cash dividends	$1,339,000	1,799
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,169,280	2,549
2001-12-31 (YTD Data)		Rank
Total interest income	$14,431,000	2,372
Total interest expense	$9,183,000	1,767
Net interest income	$5,248,000	3,305
Provision for loan and lease losses	$100,000	5,578
Total noninterest income	$842,000	3,720
Gross Fiduciary activities income	$180,000	866
Service charges on deposit accounts	$423,000	3,239
Trading account gains and fees	$0	177
Additional Noninterest Income	$239,000	4,574
Total noninterest expense	$3,725,000	3,636
Salaries and employee benefits	$1,817,000	3,887
Premises and equipment expense	$579,000	3,471
Additional noninterest expense	$1,329,000	3,196
Pre-tax net operating income	$2,265,000	2,886
Securities gains (losses)	$204,000	1,176
Applicable income taxes	$466,000	3,446
Income before extraordinary items	$2,003,000	2,531
Extraordinary gains, net	$0	105
Net income	$2,003,000	2,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,333
Cash dividends	$767,000	2,695
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,837,760	2,641
2000-12-31 (YTD Data)		Rank
Total interest income	$13,799,000	2,526
Total interest expense	$8,759,000	1,972
Net interest income	$5,040,000	3,441
Provision for loan and lease losses	$157,000	4,310
Total noninterest income	$811,000	3,629
Gross Fiduciary activities income	$166,000	837
Service charges on deposit accounts	$404,000	3,216
Trading account gains and fees	$0	180
Additional Noninterest Income	$241,000	4,366
Total noninterest expense	$3,572,000	3,639
Salaries and employee benefits	$1,702,000	3,949
Premises and equipment expense	$527,000	3,636
Additional noninterest expense	$1,343,000	3,091
Pre-tax net operating income	$2,122,000	3,175
Securities gains (losses)	$7,000	1,253
Applicable income taxes	$410,000	3,937
Income before extraordinary items	$1,719,000	2,902
Extraordinary gains, net	$0	38
Net income	$1,719,000	2,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	2,962
Cash dividends	$686,000	2,966
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,713,330	2,902
1999-12-31 (YTD Data)		Rank
Total interest income	$11,781,000	2,740
Total interest expense	$6,669,000	2,213
Net interest income	$5,112,000	3,390
Provision for loan and lease losses	$275,000	2,860
Total noninterest income	$653,000	4,172
Gross Fiduciary activities income	$165,000	901
Service charges on deposit accounts	$285,000	4,124
Trading account gains and fees	$0	173
Additional Noninterest Income	$203,000	4,910
Total noninterest expense	$3,249,000	3,939
Salaries and employee benefits	$1,582,000	4,159
Premises and equipment expense	$444,000	4,179
Additional noninterest expense	$1,223,000	3,369
Pre-tax net operating income	$2,241,000	3,048
Securities gains (losses)	$149,000	613
Applicable income taxes	$536,000	3,487
Income before extraordinary items	$1,854,000	2,746
Extraordinary gains, net	$0	35
Net income	$1,854,000	2,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,236
Cash dividends	$735,000	2,821
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,737,780	2,865
1998-12-31 (YTD Data)		Rank
Total interest income	$10,903,000	2,964
Total interest expense	$6,338,000	2,377
Net interest income	$4,565,000	3,685
Provision for loan and lease losses	$210,000	3,403
Total noninterest income	$476,000	5,079
Gross Fiduciary activities income	$135,000	952
Service charges on deposit accounts	$249,000	4,506
Trading account gains and fees	$0	224
Additional Noninterest Income	$92,000	6,828
Total noninterest expense	$2,989,000	4,132
Salaries and employee benefits	$1,439,000	4,388
Premises and equipment expense	$434,000	4,145
Additional noninterest expense	$1,116,000	3,581
Pre-tax net operating income	$1,842,000	3,566
Securities gains (losses)	$180,000	969
Applicable income taxes	$355,000	4,722
Income before extraordinary items	$1,667,000	2,977
Extraordinary gains, net	$0	32
Net income	$1,667,000	2,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,569
Cash dividends	$657,000	2,959
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,519,400	3,125
1997-12-31 (YTD Data)		Rank
Total interest income	$9,509,000	3,404
Total interest expense	$5,284,000	2,834
Net interest income	$4,225,000	4,041
Provision for loan and lease losses	$225,000	3,186
Total noninterest income	$421,000	5,561
Gross Fiduciary activities income	$105,000	1,041
Service charges on deposit accounts	$227,000	4,950
Trading account gains and fees	$0	239
Additional Noninterest Income	$89,000	7,113
Total noninterest expense	$2,783,000	4,356
Salaries and employee benefits	$1,373,000	4,580
Premises and equipment expense	$405,000	4,410
Additional noninterest expense	$1,005,000	3,884
Pre-tax net operating income	$1,638,000	4,151
Securities gains (losses)	$197,000	710
Applicable income taxes	$371,000	5,120
Income before extraordinary items	$1,464,000	3,432
Extraordinary gains, net	$0	44
Net income	$1,464,000	3,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	3,059
Cash dividends	$546,000	3,295
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,306,400	3,709
1996-12-31 (YTD Data)		Rank
Total interest income	$8,110,000	3,984
Total interest expense	$4,239,000	3,514
Net interest income	$3,871,000	4,453
Provision for loan and lease losses	$185,000	3,579
Total noninterest income	$399,000	5,957
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$211,000	5,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	5,346
Total noninterest expense	$2,422,000	5,141
Salaries and employee benefits	$1,194,000	5,229
Premises and equipment expense	$332,000	5,206
Additional noninterest expense	$896,000	4,775
Pre-tax net operating income	$1,663,000	4,004
Securities gains (losses)	$7,000	2,762
Applicable income taxes	$317,000	5,643
Income before extraordinary items	$1,353,000	3,505
Extraordinary gains, net	$0	53
Net income	$1,353,000	3,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,484
Cash dividends	$412,000	3,814
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,347,330	3,473
1995-12-31 (YTD Data)		Rank
Total interest income	$6,765,000	4,702
Total interest expense	$3,234,000	4,445
Net interest income	$3,531,000	4,831
Provision for loan and lease losses	$42,000	6,540
Total noninterest income	$309,000	6,978
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	6,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	6,277
Total noninterest expense	$2,254,000	5,449
Salaries and employee benefits	$1,158,000	5,378
Premises and equipment expense	$274,000	6,002
Additional noninterest expense	$822,000	5,135
Pre-tax net operating income	$1,544,000	4,350
Securities gains (losses)	$-13,000	10,273
Applicable income taxes	$329,000	5,674
Income before extraordinary items	$1,202,000	3,955
Extraordinary gains, net	$0	65
Net income	$1,202,000	3,953
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,709
Cash dividends	$262,000	4,866
Sale, conversion, retirement of capital stock, net	$-2,000	10,427
Net operating income	$1,212,270	3,910
1994-12-31 (YTD Data)		Rank
Total interest income	$5,693,000	5,094
Total interest expense	$2,165,000	5,243
Net interest income	$3,528,000	4,910
Provision for loan and lease losses	$36,000	6,762
Total noninterest income	$328,000	6,917
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$139,000	7,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	5,455
Total noninterest expense	$2,239,000	5,652
Salaries and employee benefits	$1,134,000	5,509
Premises and equipment expense	$262,000	6,316
Additional noninterest expense	$843,000	5,458
Pre-tax net operating income	$1,581,000	4,223
Securities gains (losses)	$9,000	2,280
Applicable income taxes	$466,000	4,273
Income before extraordinary items	$1,124,000	4,103
Extraordinary gains, net	$0	249
Net income	$1,124,000	4,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,696
Cash dividends	$213,000	5,301
Sale, conversion, retirement of capital stock, net	$154,000	731
Net operating income	$1,117,610	4,156
1993-12-31 (YTD Data)		Rank
Total interest income	$5,569,000	5,275
Total interest expense	$2,198,000	5,379
Net interest income	$3,371,000	5,125
Provision for loan and lease losses	$37,000	8,073
Total noninterest income	$271,000	8,051
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$140,000	7,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,993
Total noninterest expense	$2,167,000	5,941
Salaries and employee benefits	$1,106,000	5,621
Premises and equipment expense	$289,000	6,037
Additional noninterest expense	$772,000	6,094
Pre-tax net operating income	$1,438,000	4,486
Securities gains (losses)	$15,000	5,022
Applicable income taxes	$412,000	4,906
Income before extraordinary items	$1,041,000	4,549
Extraordinary gains, net	$0	3,149
Net income	$1,041,000	4,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	5,209
Cash dividends	$187,000	5,626
Sale, conversion, retirement of capital stock, net	$172,000	808
Net operating income	$1,030,200	4,343
1992-12-31 (YTD Data)		Rank
Total interest income	$5,590,000	5,819
Total interest expense	$2,508,000	5,980
Net interest income	$3,082,000	5,602
Provision for loan and lease losses	$24,000	10,335
Total noninterest income	$252,000	8,460
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$127,000	7,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	7,308
Total noninterest expense	$2,041,000	6,276
Salaries and employee benefits	$981,000	6,133
Premises and equipment expense	$276,000	6,348
Additional noninterest expense	$784,000	6,171
Pre-tax net operating income	$1,269,000	4,698
Securities gains (losses)	$0	8,369
Applicable income taxes	$367,000	5,132
Income before extraordinary items	$902,000	4,924
Extraordinary gains, net	$0	1,422
Net income	$902,000	4,973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	9,428
Cash dividends	$141,000	5,915
Sale, conversion, retirement of capital stock, net	$132,000	789
Net operating income	$902,000	4,606

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.