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Martha's Vineyard Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$52,043,000	895
Total interest expense	$17,967,000	847
Net interest income	$34,076,000	933
Provision for loan and lease losses	$148,000	2,215
Total noninterest income	$5,849,000	1,070
Gross Fiduciary activities income	$2,063,000	393
Service charges on deposit accounts	$600,000	1,467
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,186,000	1,206
Total noninterest expense	$28,042,000	942
Salaries and employee benefits	$13,877,000	1,021
Premises and equipment expense	$2,237,000	1,110
Additional noninterest expense	$3,186,000	1,206
Pre-tax net operating income	$11,735,000	1,035
Securities gains (losses)	$0	988
Applicable income taxes	$3,001,000	747
Income before extraordinary items	$8,734,000	1,130
Extraordinary gains, net	$0	54
Net income	$8,734,000	1,144
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,734,000	1,133
Net charge-offs	$2,000	2,745
Cash dividends	$1,500,000	1,775
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,734,000	1,151
2023-09-30 (YTD Data)		Rank
Total interest income	$38,637,000	881
Total interest expense	$12,528,000	837
Net interest income	$26,109,000	919
Provision for loan and lease losses	$98,000	2,153
Total noninterest income	$4,385,000	1,079
Gross Fiduciary activities income	$1,460,000	406
Service charges on deposit accounts	$447,000	1,469
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,478,000	1,180
Total noninterest expense	$20,371,000	964
Salaries and employee benefits	$10,201,000	1,046
Premises and equipment expense	$1,699,000	1,091
Additional noninterest expense	$2,478,000	1,180
Pre-tax net operating income	$10,025,000	968
Securities gains (losses)	$0	849
Applicable income taxes	$2,575,000	712
Income before extraordinary items	$7,450,000	1,059
Extraordinary gains, net	$0	52
Net income	$7,450,000	1,065
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,450,000	1,059
Net charge-offs	$0	2,641
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,450,000	1,075
2023-06-30 (YTD Data)		Rank
Total interest income	$25,446,000	866
Total interest expense	$8,024,000	796
Net interest income	$17,422,000	929
Provision for loan and lease losses	$398,000	889
Total noninterest income	$2,724,000	1,075
Gross Fiduciary activities income	$866,000	412
Service charges on deposit accounts	$298,000	1,460
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,560,000	1,162
Total noninterest expense	$13,073,000	977
Salaries and employee benefits	$6,575,000	1,069
Premises and equipment expense	$1,123,000	1,092
Additional noninterest expense	$1,560,000	1,161
Pre-tax net operating income	$6,675,000	979
Securities gains (losses)	$0	938
Applicable income taxes	$1,714,000	721
Income before extraordinary items	$4,961,000	1,063
Extraordinary gains, net	$0	51
Net income	$4,961,000	1,076
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,961,000	1,063
Net charge-offs	$0	2,431
Cash dividends	$1,000,000	1,361
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,961,000	1,068
2023-03-31 (YTD Data)		Rank
Total interest income	$12,406,000	876
Total interest expense	$3,377,000	817
Net interest income	$9,029,000	900
Provision for loan and lease losses	$90,000	1,318
Total noninterest income	$1,391,000	1,061
Gross Fiduciary activities income	$404,000	433
Service charges on deposit accounts	$142,000	1,522
Trading account gains and fees	$0	97
Additional Noninterest Income	$845,000	1,082
Total noninterest expense	$6,485,000	1,000
Salaries and employee benefits	$3,359,000	1,070
Premises and equipment expense	$555,000	1,132
Additional noninterest expense	$845,000	1,082
Pre-tax net operating income	$3,845,000	906
Securities gains (losses)	$0	950
Applicable income taxes	$997,000	678
Income before extraordinary items	$2,848,000	978
Extraordinary gains, net	$0	4
Net income	$2,848,000	977
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,848,000	977
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,848,000	993
2022-12-31 (YTD Data)		Rank
Total interest income	$44,230,000	825
Total interest expense	$3,117,000	1,140
Net interest income	$41,113,000	803
Provision for loan and lease losses	$878,000	893
Total noninterest income	$4,901,000	1,218
Gross Fiduciary activities income	$1,578,000	445
Service charges on deposit accounts	$551,000	1,579
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,772,000	1,325
Total noninterest expense	$27,567,000	926
Salaries and employee benefits	$14,395,000	993
Premises and equipment expense	$2,353,000	1,054
Additional noninterest expense	$2,772,000	1,325
Pre-tax net operating income	$17,569,000	835
Securities gains (losses)	$0	691
Applicable income taxes	$4,648,000	634
Income before extraordinary items	$12,921,000	915
Extraordinary gains, net	$0	5
Net income	$12,921,000	916
Minority interest net income	$0	63
Net income of bank and minority interests.	$12,921,000	916
Net charge-offs	$9,000	2,179
Cash dividends	$2,292,000	1,367
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$12,921,000	940
2022-09-30 (YTD Data)		Rank
Total interest income	$32,216,000	820
Total interest expense	$1,682,000	1,186
Net interest income	$30,534,000	799
Provision for loan and lease losses	$685,000	796
Total noninterest income	$3,737,000	1,215
Gross Fiduciary activities income	$1,199,000	444
Service charges on deposit accounts	$418,000	1,583
Trading account gains and fees	$0	111
Additional Noninterest Income	$2,120,000	1,331
Total noninterest expense	$19,582,000	970
Salaries and employee benefits	$10,547,000	1,016
Premises and equipment expense	$1,807,000	1,027
Additional noninterest expense	$2,120,000	1,331
Pre-tax net operating income	$14,004,000	798
Securities gains (losses)	$0	740
Applicable income taxes	$3,704,000	615
Income before extraordinary items	$10,300,000	868
Extraordinary gains, net	$0	4
Net income	$10,300,000	868
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,300,000	868
Net charge-offs	$0	2,349
Cash dividends	$92,000	2,947
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,300,000	888
2022-06-30 (YTD Data)		Rank
Total interest income	$21,082,000	799
Total interest expense	$1,045,000	1,098
Net interest income	$20,037,000	783
Provision for loan and lease losses	$465,000	720
Total noninterest income	$2,408,000	1,232
Gross Fiduciary activities income	$825,000	400
Service charges on deposit accounts	$274,000	1,584
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,309,000	1,433
Total noninterest expense	$12,787,000	971
Salaries and employee benefits	$7,129,000	988
Premises and equipment expense	$1,199,000	1,026
Additional noninterest expense	$4,459,000	845
Pre-tax net operating income	$9,193,000	770
Securities gains (losses)	$0	687
Applicable income taxes	$2,444,000	582
Income before extraordinary items	$6,749,000	833
Extraordinary gains, net	$0	4
Net income	$6,749,000	834
Minority interest net income	$0	60
Net income of bank and minority interests.	$6,749,000	833
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$6,749,000	850
2022-03-31 (YTD Data)		Rank
Total interest income	$10,228,000	797
Total interest expense	$438,000	1,234
Net interest income	$9,790,000	780
Provision for loan and lease losses	$465,000	355
Total noninterest income	$1,321,000	1,160
Gross Fiduciary activities income	$423,000	404
Service charges on deposit accounts	$133,000	1,615
Trading account gains and fees	$0	103
Additional Noninterest Income	$765,000	1,289
Total noninterest expense	$6,346,000	968
Salaries and employee benefits	$3,586,000	987
Premises and equipment expense	$609,000	1,022
Additional noninterest expense	$2,151,000	864
Pre-tax net operating income	$4,300,000	774
Securities gains (losses)	$0	623
Applicable income taxes	$1,159,000	582
Income before extraordinary items	$3,141,000	856
Extraordinary gains, net	$0	4
Net income	$3,141,000	855
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,141,000	856
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,141,000	866
2021-12-31 (YTD Data)		Rank
Total interest income	$39,381,000	845
Total interest expense	$2,182,000	1,237
Net interest income	$37,199,000	821
Provision for loan and lease losses	$1,518,000	391
Total noninterest income	$5,305,000	1,267
Gross Fiduciary activities income	$1,599,000	401
Service charges on deposit accounts	$427,000	1,783
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,279,000	1,408
Total noninterest expense	$24,576,000	998
Salaries and employee benefits	$14,340,000	968
Premises and equipment expense	$2,279,000	1,081
Additional noninterest expense	$7,957,000	936
Pre-tax net operating income	$16,410,000	879
Securities gains (losses)	$28,000	1,366
Applicable income taxes	$4,722,000	655
Income before extraordinary items	$11,716,000	1,013
Extraordinary gains, net	$0	10
Net income	$11,716,000	1,015
Minority interest net income	$0	74
Net income of bank and minority interests.	$11,716,000	1,014
Net charge-offs	$33,000	1,866
Cash dividends	$2,200,000	1,439
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$11,693,880	1,003
2021-09-30 (YTD Data)		Rank
Total interest income	$28,849,000	875
Total interest expense	$1,710,000	1,250
Net interest income	$27,139,000	859
Provision for loan and lease losses	$1,025,000	431
Total noninterest income	$4,125,000	1,254
Gross Fiduciary activities income	$1,206,000	399
Service charges on deposit accounts	$296,000	1,871
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,623,000	1,410
Total noninterest expense	$18,486,000	999
Salaries and employee benefits	$10,846,000	975
Premises and equipment expense	$1,705,000	1,091
Additional noninterest expense	$5,935,000	948
Pre-tax net operating income	$11,753,000	938
Securities gains (losses)	$28,000	1,285
Applicable income taxes	$3,070,000	742
Income before extraordinary items	$8,711,000	1,061
Extraordinary gains, net	$0	8
Net income	$8,711,000	1,062
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,711,000	1,062
Net charge-offs	$20,000	1,734
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,688,880	1,045
2021-06-30 (YTD Data)		Rank
Total interest income	$18,981,000	879
Total interest expense	$1,174,000	1,264
Net interest income	$17,807,000	857
Provision for loan and lease losses	$425,000	700
Total noninterest income	$2,917,000	1,207
Gross Fiduciary activities income	$746,000	404
Service charges on deposit accounts	$185,000	1,901
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,986,000	1,301
Total noninterest expense	$12,117,000	1,001
Salaries and employee benefits	$7,231,000	966
Premises and equipment expense	$1,093,000	1,118
Additional noninterest expense	$3,793,000	970
Pre-tax net operating income	$8,182,000	897
Securities gains (losses)	$19,000	1,206
Applicable income taxes	$2,141,000	712
Income before extraordinary items	$6,060,000	1,016
Extraordinary gains, net	$0	6
Net income	$6,060,000	1,016
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,060,000	1,016
Net charge-offs	$167,000	715
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,044,990	999
2021-03-31 (YTD Data)		Rank
Total interest income	$9,266,000	895
Total interest expense	$586,000	1,341
Net interest income	$8,680,000	865
Provision for loan and lease losses	$125,000	1,106
Total noninterest income	$1,179,000	1,382
Gross Fiduciary activities income	$430,000	390
Service charges on deposit accounts	$81,000	2,045
Trading account gains and fees	$0	127
Additional Noninterest Income	$668,000	1,626
Total noninterest expense	$6,070,000	992
Salaries and employee benefits	$3,597,000	957
Premises and equipment expense	$552,000	1,123
Additional noninterest expense	$1,921,000	935
Pre-tax net operating income	$3,664,000	981
Securities gains (losses)	$19,000	895
Applicable income taxes	$956,000	775
Income before extraordinary items	$2,727,000	1,113
Extraordinary gains, net	$0	3
Net income	$2,727,000	1,113
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,727,000	1,113
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,711,990	1,088
2020-12-31 (YTD Data)		Rank
Total interest income	$35,326,000	924
Total interest expense	$3,923,000	1,180
Net interest income	$31,403,000	899
Provision for loan and lease losses	$1,400,000	1,300
Total noninterest income	$3,896,000	1,489
Gross Fiduciary activities income	$1,482,000	395
Service charges on deposit accounts	$357,000	2,034
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,057,000	1,760
Total noninterest expense	$23,508,000	992
Salaries and employee benefits	$13,056,000	1,016
Premises and equipment expense	$2,122,000	1,116
Additional noninterest expense	$8,330,000	852
Pre-tax net operating income	$10,391,000	1,030
Securities gains (losses)	$137,000	1,227
Applicable income taxes	$2,812,000	732
Income before extraordinary items	$7,716,000	1,167
Extraordinary gains, net	$0	4
Net income	$7,716,000	1,167
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,716,000	1,167
Net charge-offs	$507,000	962
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,607,770	1,149
2020-09-30 (YTD Data)		Rank
Total interest income	$25,886,000	945
Total interest expense	$3,202,000	1,160
Net interest income	$22,684,000	913
Provision for loan and lease losses	$1,200,000	1,222
Total noninterest income	$2,941,000	1,448
Gross Fiduciary activities income	$1,088,000	394
Service charges on deposit accounts	$261,000	2,058
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,592,000	1,684
Total noninterest expense	$16,431,000	1,029
Salaries and employee benefits	$9,657,000	1,007
Premises and equipment expense	$1,570,000	1,127
Additional noninterest expense	$5,204,000	980
Pre-tax net operating income	$7,994,000	977
Securities gains (losses)	$137,000	1,075
Applicable income taxes	$2,144,000	687
Income before extraordinary items	$5,987,000	1,111
Extraordinary gains, net	$0	4
Net income	$5,987,000	1,111
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,987,000	1,111
Net charge-offs	$507,000	752
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,878,770	1,086
2020-06-30 (YTD Data)		Rank
Total interest income	$17,088,000	968
Total interest expense	$2,358,000	1,152
Net interest income	$14,730,000	932
Provision for loan and lease losses	$1,000,000	1,077
Total noninterest income	$1,845,000	1,429
Gross Fiduciary activities income	$729,000	394
Service charges on deposit accounts	$182,000	2,027
Trading account gains and fees	$0	123
Additional Noninterest Income	$934,000	1,738
Total noninterest expense	$10,852,000	1,028
Salaries and employee benefits	$6,354,000	1,012
Premises and equipment expense	$994,000	1,180
Additional noninterest expense	$3,504,000	972
Pre-tax net operating income	$4,723,000	1,004
Securities gains (losses)	$137,000	858
Applicable income taxes	$1,265,000	700
Income before extraordinary items	$3,595,000	1,126
Extraordinary gains, net	$0	4
Net income	$3,595,000	1,126
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,595,000	1,126
Net charge-offs	$507,000	590
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,486,770	1,130
2020-03-31 (YTD Data)		Rank
Total interest income	$8,541,000	971
Total interest expense	$1,351,000	1,114
Net interest income	$7,190,000	941
Provision for loan and lease losses	$200,000	1,434
Total noninterest income	$1,150,000	1,173
Gross Fiduciary activities income	$365,000	402
Service charges on deposit accounts	$127,000	1,845
Trading account gains and fees	$0	106
Additional Noninterest Income	$658,000	1,282
Total noninterest expense	$5,316,000	1,051
Salaries and employee benefits	$3,083,000	1,044
Premises and equipment expense	$488,000	1,209
Additional noninterest expense	$1,745,000	987
Pre-tax net operating income	$2,824,000	778
Securities gains (losses)	$0	1,705
Applicable income taxes	$754,000	558
Income before extraordinary items	$2,070,000	905
Extraordinary gains, net	$0	4
Net income	$2,070,000	905
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,070,000	905
Net charge-offs	$507,000	366
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,070,000	894
2019-12-31 (YTD Data)		Rank
Total interest income	$35,051,000	954
Total interest expense	$6,490,000	995
Net interest income	$28,561,000	936
Provision for loan and lease losses	$290,000	2,012
Total noninterest income	$4,610,000	1,188
Gross Fiduciary activities income	$1,428,000	397
Service charges on deposit accounts	$522,000	1,866
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,660,000	1,299
Total noninterest expense	$22,443,000	990
Salaries and employee benefits	$12,478,000	1,005
Premises and equipment expense	$2,302,000	1,044
Additional noninterest expense	$7,663,000	886
Pre-tax net operating income	$10,438,000	1,027
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,833,000	718
Income before extraordinary items	$7,605,000	1,162
Extraordinary gains, net	$0	11
Net income	$7,605,000	1,163
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,605,000	1,164
Net charge-offs	$46,000	2,691
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,605,000	1,139
2019-09-30 (YTD Data)		Rank
Total interest income	$26,313,000	957
Total interest expense	$5,015,000	978
Net interest income	$21,298,000	947
Provision for loan and lease losses	$150,000	2,250
Total noninterest income	$3,502,000	1,175
Gross Fiduciary activities income	$1,064,000	399
Service charges on deposit accounts	$383,000	1,893
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,055,000	1,266
Total noninterest expense	$15,759,000	1,043
Salaries and employee benefits	$9,286,000	1,010
Premises and equipment expense	$1,697,000	1,068
Additional noninterest expense	$4,776,000	1,040
Pre-tax net operating income	$8,891,000	928
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,376,000	695
Income before extraordinary items	$6,515,000	1,076
Extraordinary gains, net	$0	11
Net income	$6,515,000	1,077
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,515,000	1,077
Net charge-offs	$46,000	2,267
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,515,000	1,048
2019-06-30 (YTD Data)		Rank
Total interest income	$17,321,000	961
Total interest expense	$3,383,000	943
Net interest income	$13,938,000	962
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$2,524,000	1,088
Gross Fiduciary activities income	$694,000	403
Service charges on deposit accounts	$256,000	1,869
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,574,000	1,125
Total noninterest expense	$10,609,000	1,035
Salaries and employee benefits	$6,268,000	992
Premises and equipment expense	$1,114,000	1,076
Additional noninterest expense	$3,227,000	1,032
Pre-tax net operating income	$5,703,000	946
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,527,000	682
Income before extraordinary items	$4,176,000	1,073
Extraordinary gains, net	$0	11
Net income	$4,176,000	1,073
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,176,000	1,073
Net charge-offs	$43,000	1,940
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,176,000	1,056
2019-03-31 (YTD Data)		Rank
Total interest income	$8,597,000	964
Total interest expense	$1,479,000	1,036
Net interest income	$7,118,000	944
Provision for loan and lease losses	$0	3,406
Total noninterest income	$888,000	1,343
Gross Fiduciary activities income	$339,000	408
Service charges on deposit accounts	$119,000	1,971
Trading account gains and fees	$0	126
Additional Noninterest Income	$430,000	1,605
Total noninterest expense	$5,284,000	1,037
Salaries and employee benefits	$3,114,000	1,002
Premises and equipment expense	$556,000	1,083
Additional noninterest expense	$1,614,000	1,016
Pre-tax net operating income	$2,722,000	943
Securities gains (losses)	$0	1,087
Applicable income taxes	$735,000	681
Income before extraordinary items	$1,987,000	1,094
Extraordinary gains, net	$0	5
Net income	$1,987,000	1,093
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,987,000	1,093
Net charge-offs	$41,000	1,327
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,987,000	1,074
2018-12-31 (YTD Data)		Rank
Total interest income	$32,907,000	950
Total interest expense	$4,518,000	1,013
Net interest income	$28,389,000	933
Provision for loan and lease losses	$193,000	2,420
Total noninterest income	$4,456,000	1,177
Gross Fiduciary activities income	$1,429,000	403
Service charges on deposit accounts	$547,000	1,856
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,480,000	1,300
Total noninterest expense	$23,182,000	943
Salaries and employee benefits	$12,052,000	1,002
Premises and equipment expense	$2,482,000	984
Additional noninterest expense	$8,648,000	797
Pre-tax net operating income	$9,470,000	1,087
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,502,000	748
Income before extraordinary items	$6,968,000	1,222
Extraordinary gains, net	$0	6
Net income	$6,968,000	1,221
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,968,000	1,221
Net charge-offs	$4,000	3,576
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,968,000	1,219
2018-09-30 (YTD Data)		Rank
Total interest income	$24,418,000	949
Total interest expense	$3,287,000	973
Net interest income	$21,131,000	932
Provision for loan and lease losses	$-140,000	5,308
Total noninterest income	$3,375,000	1,176
Gross Fiduciary activities income	$1,106,000	397
Service charges on deposit accounts	$410,000	1,873
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,859,000	1,315
Total noninterest expense	$16,880,000	966
Salaries and employee benefits	$9,191,000	996
Premises and equipment expense	$1,870,000	971
Additional noninterest expense	$5,819,000	849
Pre-tax net operating income	$7,766,000	1,015
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,066,000	716
Income before extraordinary items	$5,700,000	1,137
Extraordinary gains, net	$0	5
Net income	$5,700,000	1,136
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,700,000	1,136
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,700,000	1,129
2018-06-30 (YTD Data)		Rank
Total interest income	$15,892,000	955
Total interest expense	$2,237,000	895
Net interest income	$13,655,000	948
Provision for loan and lease losses	$-140,000	5,393
Total noninterest income	$2,079,000	1,243
Gross Fiduciary activities income	$720,000	406
Service charges on deposit accounts	$279,000	1,853
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,080,000	1,450
Total noninterest expense	$11,340,000	962
Salaries and employee benefits	$6,104,000	1,003
Premises and equipment expense	$1,182,000	1,019
Additional noninterest expense	$4,054,000	819
Pre-tax net operating income	$4,534,000	1,109
Securities gains (losses)	$0	961
Applicable income taxes	$1,197,000	778
Income before extraordinary items	$3,337,000	1,240
Extraordinary gains, net	$0	6
Net income	$3,337,000	1,239
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,337,000	1,239
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,337,000	1,235
2018-03-31 (YTD Data)		Rank
Total interest income	$7,825,000	962
Total interest expense	$1,040,000	918
Net interest income	$6,785,000	949
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,054,000	1,223
Gross Fiduciary activities income	$366,000	406
Service charges on deposit accounts	$136,000	1,879
Trading account gains and fees	$0	123
Additional Noninterest Income	$552,000	1,408
Total noninterest expense	$5,719,000	962
Salaries and employee benefits	$3,063,000	1,008
Premises and equipment expense	$606,000	1,008
Additional noninterest expense	$2,050,000	802
Pre-tax net operating income	$2,120,000	1,147
Securities gains (losses)	$0	735
Applicable income taxes	$555,000	797
Income before extraordinary items	$1,565,000	1,290
Extraordinary gains, net	$0	7
Net income	$1,565,000	1,290
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,565,000	1,290
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,565,000	1,282
2017-12-31 (YTD Data)		Rank
Total interest income	$31,021,000	929
Total interest expense	$3,339,000	980
Net interest income	$27,682,000	910
Provision for loan and lease losses	$698,000	1,158
Total noninterest income	$4,300,000	1,225
Gross Fiduciary activities income	$1,424,000	399
Service charges on deposit accounts	$562,000	1,868
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,314,000	1,396
Total noninterest expense	$21,104,000	1,009
Salaries and employee benefits	$11,238,000	1,059
Premises and equipment expense	$2,412,000	986
Additional noninterest expense	$7,454,000	881
Pre-tax net operating income	$10,180,000	972
Securities gains (losses)	$-1,000	4,786
Applicable income taxes	$4,427,000	725
Income before extraordinary items	$5,752,000	1,209
Extraordinary gains, net	$0	9
Net income	$5,752,000	1,210
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,752,000	1,209
Net charge-offs	$0	4,128
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,752,640	1,191
2017-09-30 (YTD Data)		Rank
Total interest income	$23,063,000	933
Total interest expense	$2,409,000	1,000
Net interest income	$20,654,000	915
Provision for loan and lease losses	$418,000	1,330
Total noninterest income	$2,802,000	1,367
Gross Fiduciary activities income	$1,079,000	399
Service charges on deposit accounts	$415,000	1,895
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,308,000	1,681
Total noninterest expense	$15,581,000	1,027
Salaries and employee benefits	$8,283,000	1,085
Premises and equipment expense	$1,803,000	996
Additional noninterest expense	$5,495,000	891
Pre-tax net operating income	$7,457,000	1,015
Securities gains (losses)	$-1,000	5,136
Applicable income taxes	$2,887,000	707
Income before extraordinary items	$4,569,000	1,241
Extraordinary gains, net	$0	9
Net income	$4,569,000	1,241
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,569,000	1,241
Net charge-offs	$0	3,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,569,640	1,225
2017-06-30 (YTD Data)		Rank
Total interest income	$15,073,000	944
Total interest expense	$1,488,000	1,046
Net interest income	$13,585,000	922
Provision for loan and lease losses	$418,000	959
Total noninterest income	$1,578,000	1,537
Gross Fiduciary activities income	$723,000	395
Service charges on deposit accounts	$278,000	1,877
Trading account gains and fees	$0	139
Additional Noninterest Income	$577,000	2,151
Total noninterest expense	$10,357,000	1,037
Salaries and employee benefits	$5,465,000	1,099
Premises and equipment expense	$1,199,000	1,005
Additional noninterest expense	$3,693,000	891
Pre-tax net operating income	$4,388,000	1,105
Securities gains (losses)	$-1,000	5,255
Applicable income taxes	$1,688,000	753
Income before extraordinary items	$2,699,000	1,356
Extraordinary gains, net	$0	11
Net income	$2,699,000	1,355
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,699,000	1,356
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,699,640	1,337
2017-03-31 (YTD Data)		Rank
Total interest income	$7,385,000	958
Total interest expense	$680,000	1,117
Net interest income	$6,705,000	933
Provision for loan and lease losses	$84,000	1,627
Total noninterest income	$495,000	2,064
Gross Fiduciary activities income	$347,000	408
Service charges on deposit accounts	$137,000	1,904
Trading account gains and fees	$0	142
Additional Noninterest Income	$11,000	5,318
Total noninterest expense	$5,157,000	1,047
Salaries and employee benefits	$2,710,000	1,112
Premises and equipment expense	$604,000	1,002
Additional noninterest expense	$1,843,000	882
Pre-tax net operating income	$1,959,000	1,191
Securities gains (losses)	$-2,000	5,508
Applicable income taxes	$748,000	813
Income before extraordinary items	$1,209,000	1,457
Extraordinary gains, net	$0	8
Net income	$1,209,000	1,457
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,209,000	1,457
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,210,280	1,439
2016-12-31 (YTD Data)		Rank
Total interest income	$27,224,000	998
Total interest expense	$2,229,000	1,286
Net interest income	$24,995,000	970
Provision for loan and lease losses	$1,082,000	848
Total noninterest income	$3,810,000	1,387
Gross Fiduciary activities income	$1,364,000	409
Service charges on deposit accounts	$585,000	1,830
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,861,000	1,661
Total noninterest expense	$18,990,000	1,096
Salaries and employee benefits	$9,652,000	1,187
Premises and equipment expense	$2,363,000	998
Additional noninterest expense	$6,975,000	947
Pre-tax net operating income	$8,733,000	1,029
Securities gains (losses)	$38,000	2,022
Applicable income taxes	$3,389,000	714
Income before extraordinary items	$5,382,000	1,305
Extraordinary gains, net	$0	5
Net income	$5,382,000	1,304
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,382,000	1,304
Net charge-offs	$8,000	3,921
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,357,680	1,280
2016-09-30 (YTD Data)		Rank
Total interest income	$20,225,000	1,005
Total interest expense	$1,668,000	1,281
Net interest income	$18,557,000	979
Provision for loan and lease losses	$932,000	721
Total noninterest income	$2,558,000	1,497
Gross Fiduciary activities income	$1,015,000	409
Service charges on deposit accounts	$445,000	1,821
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,098,000	1,927
Total noninterest expense	$13,962,000	1,119
Salaries and employee benefits	$7,301,000	1,174
Premises and equipment expense	$1,782,000	999
Additional noninterest expense	$4,879,000	1,007
Pre-tax net operating income	$6,221,000	1,087
Securities gains (losses)	$55,000	1,689
Applicable income taxes	$2,419,000	761
Income before extraordinary items	$3,857,000	1,373
Extraordinary gains, net	$0	5
Net income	$3,857,000	1,374
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,857,000	1,374
Net charge-offs	$8,000	3,492
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,821,800	1,344
2016-06-30 (YTD Data)		Rank
Total interest income	$13,056,000	1,033
Total interest expense	$1,094,000	1,307
Net interest income	$11,962,000	1,013
Provision for loan and lease losses	$604,000	721
Total noninterest income	$2,002,000	1,319
Gross Fiduciary activities income	$676,000	410
Service charges on deposit accounts	$300,000	1,801
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,026,000	1,522
Total noninterest expense	$9,563,000	1,088
Salaries and employee benefits	$4,842,000	1,182
Premises and equipment expense	$1,189,000	999
Additional noninterest expense	$3,532,000	939
Pre-tax net operating income	$3,797,000	1,157
Securities gains (losses)	$61,000	1,296
Applicable income taxes	$1,480,000	803
Income before extraordinary items	$2,378,000	1,450
Extraordinary gains, net	$0	16
Net income	$2,378,000	1,450
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,378,000	1,450
Net charge-offs	$7,000	3,214
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,338,960	1,429
2016-03-31 (YTD Data)		Rank
Total interest income	$6,357,000	1,057
Total interest expense	$520,000	1,366
Net interest income	$5,837,000	1,029
Provision for loan and lease losses	$326,000	635
Total noninterest income	$895,000	1,412
Gross Fiduciary activities income	$312,000	426
Service charges on deposit accounts	$146,000	1,834
Trading account gains and fees	$0	142
Additional Noninterest Income	$437,000	1,654
Total noninterest expense	$4,809,000	1,093
Salaries and employee benefits	$2,471,000	1,173
Premises and equipment expense	$538,000	1,105
Additional noninterest expense	$1,800,000	907
Pre-tax net operating income	$1,597,000	1,334
Securities gains (losses)	$43,000	893
Applicable income taxes	$596,000	928
Income before extraordinary items	$1,044,000	1,562
Extraordinary gains, net	$0	12
Net income	$1,044,000	1,562
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,044,000	1,563
Net charge-offs	$7,000	2,464
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,016,480	1,553
2015-12-31 (YTD Data)		Rank
Total interest income	$23,090,000	1,109
Total interest expense	$1,797,000	1,521
Net interest income	$21,293,000	1,073
Provision for loan and lease losses	$200,000	2,306
Total noninterest income	$3,984,000	1,300
Gross Fiduciary activities income	$1,413,000	401
Service charges on deposit accounts	$642,000	1,758
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,929,000	1,563
Total noninterest expense	$17,355,000	1,157
Salaries and employee benefits	$9,292,000	1,202
Premises and equipment expense	$2,057,000	1,148
Additional noninterest expense	$6,006,000	1,085
Pre-tax net operating income	$7,722,000	1,103
Securities gains (losses)	$4,458,000	51
Applicable income taxes	$4,715,000	548
Income before extraordinary items	$7,465,000	958
Extraordinary gains, net	$0	23
Net income	$7,465,000	958
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,465,000	958
Net charge-offs	$-12,000	5,230
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,611,880	1,416
2015-09-30 (YTD Data)		Rank
Total interest income	$17,111,000	1,129
Total interest expense	$1,353,000	1,531
Net interest income	$15,758,000	1,090
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,959,000	1,328
Gross Fiduciary activities income	$1,054,000	404
Service charges on deposit accounts	$487,000	1,765
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,418,000	1,594
Total noninterest expense	$12,888,000	1,176
Salaries and employee benefits	$6,937,000	1,215
Premises and equipment expense	$1,519,000	1,187
Additional noninterest expense	$4,432,000	1,102
Pre-tax net operating income	$5,829,000	1,114
Securities gains (losses)	$4,458,000	48
Applicable income taxes	$4,045,000	521
Income before extraordinary items	$6,242,000	863
Extraordinary gains, net	$0	21
Net income	$6,242,000	863
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,242,000	863
Net charge-offs	$-12,000	5,205
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,388,880	1,447
2015-06-30 (YTD Data)		Rank
Total interest income	$11,290,000	1,137
Total interest expense	$900,000	1,539
Net interest income	$10,390,000	1,099
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,837,000	1,403
Gross Fiduciary activities income	$686,000	412
Service charges on deposit accounts	$323,000	1,751
Trading account gains and fees	$0	157
Additional Noninterest Income	$828,000	1,770
Total noninterest expense	$8,693,000	1,165
Salaries and employee benefits	$4,639,000	1,209
Premises and equipment expense	$1,023,000	1,179
Additional noninterest expense	$3,031,000	1,080
Pre-tax net operating income	$3,534,000	1,192
Securities gains (losses)	$4,464,000	38
Applicable income taxes	$3,169,000	462
Income before extraordinary items	$4,829,000	763
Extraordinary gains, net	$0	22
Net income	$4,829,000	762
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,829,000	763
Net charge-offs	$-12,000	5,310
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,972,040	1,588
2015-03-31 (YTD Data)		Rank
Total interest income	$5,507,000	1,161
Total interest expense	$448,000	1,552
Net interest income	$5,059,000	1,129
Provision for loan and lease losses	$0	3,703
Total noninterest income	$818,000	1,485
Gross Fiduciary activities income	$348,000	412
Service charges on deposit accounts	$152,000	1,796
Trading account gains and fees	$0	152
Additional Noninterest Income	$318,000	2,044
Total noninterest expense	$4,303,000	1,181
Salaries and employee benefits	$2,291,000	1,220
Premises and equipment expense	$501,000	1,205
Additional noninterest expense	$1,511,000	1,065
Pre-tax net operating income	$1,574,000	1,280
Securities gains (losses)	$16,000	1,315
Applicable income taxes	$629,000	865
Income before extraordinary items	$961,000	1,666
Extraordinary gains, net	$0	13
Net income	$961,000	1,668
Minority interest net income	$0	64
Net income of bank and minority interests.	$961,000	1,668
Net charge-offs	$-12,000	5,499
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$950,760	1,613
2014-12-31 (YTD Data)		Rank
Total interest income	$20,652,000	1,223
Total interest expense	$1,802,000	1,615
Net interest income	$18,850,000	1,197
Provision for loan and lease losses	$-300,000	6,184
Total noninterest income	$3,358,000	1,440
Gross Fiduciary activities income	$1,376,000	408
Service charges on deposit accounts	$656,000	1,827
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,326,000	1,925
Total noninterest expense	$16,051,000	1,238
Salaries and employee benefits	$8,584,000	1,248
Premises and equipment expense	$1,820,000	1,305
Additional noninterest expense	$5,647,000	1,162
Pre-tax net operating income	$6,457,000	1,238
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,540,000	817
Income before extraordinary items	$3,917,000	1,618
Extraordinary gains, net	$0	17
Net income	$3,917,000	1,617
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,917,000	1,617
Net charge-offs	$18,000	4,348
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,917,000	1,590
2014-09-30 (YTD Data)		Rank
Total interest income	$15,301,000	1,243
Total interest expense	$1,350,000	1,634
Net interest income	$13,951,000	1,214
Provision for loan and lease losses	$-200,000	6,269
Total noninterest income	$2,497,000	1,457
Gross Fiduciary activities income	$1,036,000	409
Service charges on deposit accounts	$489,000	1,848
Trading account gains and fees	$0	174
Additional Noninterest Income	$972,000	1,969
Total noninterest expense	$11,745,000	1,277
Salaries and employee benefits	$6,358,000	1,265
Premises and equipment expense	$1,313,000	1,365
Additional noninterest expense	$4,074,000	1,205
Pre-tax net operating income	$4,903,000	1,241
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,924,000	832
Income before extraordinary items	$2,979,000	1,591
Extraordinary gains, net	$0	15
Net income	$2,979,000	1,591
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,979,000	1,591
Net charge-offs	$-27,000	5,867
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,979,000	1,568
2014-06-30 (YTD Data)		Rank
Total interest income	$10,143,000	1,244
Total interest expense	$898,000	1,655
Net interest income	$9,245,000	1,210
Provision for loan and lease losses	$-150,000	6,373
Total noninterest income	$1,616,000	1,480
Gross Fiduciary activities income	$709,000	403
Service charges on deposit accounts	$330,000	1,820
Trading account gains and fees	$0	172
Additional Noninterest Income	$577,000	2,113
Total noninterest expense	$7,673,000	1,295
Salaries and employee benefits	$4,157,000	1,286
Premises and equipment expense	$849,000	1,410
Additional noninterest expense	$2,667,000	1,212
Pre-tax net operating income	$3,338,000	1,186
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,284,000	796
Income before extraordinary items	$2,054,000	1,502
Extraordinary gains, net	$0	20
Net income	$2,054,000	1,505
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,054,000	1,504
Net charge-offs	$-18,000	5,841
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,054,000	1,473
2014-03-31 (YTD Data)		Rank
Total interest income	$4,997,000	1,270
Total interest expense	$454,000	1,669
Net interest income	$4,543,000	1,231
Provision for loan and lease losses	$-100,000	6,514
Total noninterest income	$746,000	1,526
Gross Fiduciary activities income	$330,000	416
Service charges on deposit accounts	$158,000	1,854
Trading account gains and fees	$0	147
Additional Noninterest Income	$258,000	2,215
Total noninterest expense	$3,745,000	1,337
Salaries and employee benefits	$1,971,000	1,362
Premises and equipment expense	$427,000	1,428
Additional noninterest expense	$1,347,000	1,185
Pre-tax net operating income	$1,644,000	1,164
Securities gains (losses)	$0	1,715
Applicable income taxes	$640,000	780
Income before extraordinary items	$1,004,000	1,489
Extraordinary gains, net	$0	16
Net income	$1,004,000	1,492
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,004,000	1,492
Net charge-offs	$-7,000	5,595
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,004,000	1,470
2013-12-31 (YTD Data)		Rank
Total interest income	$19,893,000	1,276
Total interest expense	$1,880,000	1,801
Net interest income	$18,013,000	1,224
Provision for loan and lease losses	$-310,000	6,532
Total noninterest income	$3,551,000	1,435
Gross Fiduciary activities income	$1,416,000	389
Service charges on deposit accounts	$702,000	1,829
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,433,000	1,908
Total noninterest expense	$15,490,000	1,287
Salaries and employee benefits	$8,794,000	1,225
Premises and equipment expense	$1,501,000	1,578
Additional noninterest expense	$5,195,000	1,293
Pre-tax net operating income	$6,384,000	1,159
Securities gains (losses)	$-21,000	6,337
Applicable income taxes	$2,490,000	766
Income before extraordinary items	$3,873,000	1,548
Extraordinary gains, net	$0	29
Net income	$3,873,000	1,551
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,873,000	1,552
Net charge-offs	$69,000	4,106
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,886,440	1,503
2013-09-30 (YTD Data)		Rank
Total interest income	$14,879,000	1,285
Total interest expense	$1,418,000	1,838
Net interest income	$13,461,000	1,220
Provision for loan and lease losses	$-110,000	6,576
Total noninterest income	$2,728,000	1,436
Gross Fiduciary activities income	$1,073,000	386
Service charges on deposit accounts	$525,000	1,837
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,130,000	1,891
Total noninterest expense	$11,432,000	1,310
Salaries and employee benefits	$6,555,000	1,233
Premises and equipment expense	$1,096,000	1,619
Additional noninterest expense	$3,781,000	1,323
Pre-tax net operating income	$4,867,000	1,172
Securities gains (losses)	$1,000	2,916
Applicable income taxes	$1,927,000	762
Income before extraordinary items	$2,941,000	1,532
Extraordinary gains, net	$0	25
Net income	$2,941,000	1,534
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,941,000	1,535
Net charge-offs	$71,000	3,590
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,940,360	1,490
2013-06-30 (YTD Data)		Rank
Total interest income	$9,942,000	1,273
Total interest expense	$953,000	1,862
Net interest income	$8,989,000	1,214
Provision for loan and lease losses	$140,000	2,567
Total noninterest income	$1,794,000	1,456
Gross Fiduciary activities income	$709,000	387
Service charges on deposit accounts	$352,000	1,804
Trading account gains and fees	$0	157
Additional Noninterest Income	$733,000	1,950
Total noninterest expense	$7,758,000	1,293
Salaries and employee benefits	$4,462,000	1,204
Premises and equipment expense	$720,000	1,648
Additional noninterest expense	$2,576,000	1,291
Pre-tax net operating income	$2,885,000	1,283
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,139,000	842
Income before extraordinary items	$1,746,000	1,703
Extraordinary gains, net	$0	22
Net income	$1,746,000	1,707
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,746,000	1,708
Net charge-offs	$23,000	3,924
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,746,000	1,638
2013-03-31 (YTD Data)		Rank
Total interest income	$4,940,000	1,290
Total interest expense	$503,000	1,826
Net interest income	$4,437,000	1,230
Provision for loan and lease losses	$120,000	1,891
Total noninterest income	$811,000	1,553
Gross Fiduciary activities income	$340,000	390
Service charges on deposit accounts	$167,000	1,871
Trading account gains and fees	$0	148
Additional Noninterest Income	$304,000	2,204
Total noninterest expense	$3,783,000	1,333
Salaries and employee benefits	$2,127,000	1,268
Premises and equipment expense	$356,000	1,701
Additional noninterest expense	$1,300,000	1,269
Pre-tax net operating income	$1,345,000	1,341
Securities gains (losses)	$0	1,966
Applicable income taxes	$530,000	864
Income before extraordinary items	$815,000	1,745
Extraordinary gains, net	$0	10
Net income	$815,000	1,747
Minority interest net income	$0	76
Net income of bank and minority interests.	$815,000	1,747
Net charge-offs	$16,000	3,214
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$815,000	1,683
2012-12-31 (YTD Data)		Rank
Total interest income	$21,173,000	1,253
Total interest expense	$2,712,000	1,636
Net interest income	$18,461,000	1,196
Provision for loan and lease losses	$811,000	2,054
Total noninterest income	$3,850,000	1,372
Gross Fiduciary activities income	$1,280,000	392
Service charges on deposit accounts	$734,000	1,819
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,836,000	1,615
Total noninterest expense	$15,153,000	1,314
Salaries and employee benefits	$8,668,000	1,216
Premises and equipment expense	$1,448,000	1,622
Additional noninterest expense	$5,037,000	1,345
Pre-tax net operating income	$6,347,000	1,123
Securities gains (losses)	$3,000	3,606
Applicable income taxes	$2,488,000	727
Income before extraordinary items	$3,862,000	1,498
Extraordinary gains, net	$0	29
Net income	$3,862,000	1,499
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,862,000	1,499
Net charge-offs	$246,000	3,546
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,860,080	1,408
2012-09-30 (YTD Data)		Rank
Total interest income	$16,402,000	1,241
Total interest expense	$2,104,000	1,651
Net interest income	$14,298,000	1,167
Provision for loan and lease losses	$361,000	2,716
Total noninterest income	$2,933,000	1,351
Gross Fiduciary activities income	$982,000	386
Service charges on deposit accounts	$543,000	1,860
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,408,000	1,586
Total noninterest expense	$11,532,000	1,299
Salaries and employee benefits	$6,548,000	1,202
Premises and equipment expense	$1,095,000	1,622
Additional noninterest expense	$3,889,000	1,305
Pre-tax net operating income	$5,338,000	1,011
Securities gains (losses)	$3,000	3,350
Applicable income taxes	$2,098,000	675
Income before extraordinary items	$3,243,000	1,391
Extraordinary gains, net	$0	20
Net income	$3,243,000	1,391
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,243,000	1,392
Net charge-offs	$200,000	3,308
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,241,080	1,312
2012-06-30 (YTD Data)		Rank
Total interest income	$11,124,000	1,230
Total interest expense	$1,474,000	1,634
Net interest income	$9,650,000	1,154
Provision for loan and lease losses	$305,000	2,372
Total noninterest income	$1,963,000	1,347
Gross Fiduciary activities income	$682,000	383
Service charges on deposit accounts	$370,000	1,828
Trading account gains and fees	$0	153
Additional Noninterest Income	$911,000	1,606
Total noninterest expense	$7,701,000	1,300
Salaries and employee benefits	$4,587,000	1,145
Premises and equipment expense	$721,000	1,647
Additional noninterest expense	$2,393,000	1,425
Pre-tax net operating income	$3,607,000	986
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,469,000	651
Income before extraordinary items	$2,138,000	1,391
Extraordinary gains, net	$0	19
Net income	$2,138,000	1,391
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,138,000	1,391
Net charge-offs	$200,000	2,753
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,138,000	1,310
2012-03-31 (YTD Data)		Rank
Total interest income	$5,641,000	1,221
Total interest expense	$823,000	1,532
Net interest income	$4,818,000	1,154
Provision for loan and lease losses	$90,000	2,992
Total noninterest income	$1,004,000	1,321
Gross Fiduciary activities income	$329,000	389
Service charges on deposit accounts	$174,000	1,909
Trading account gains and fees	$0	148
Additional Noninterest Income	$501,000	1,507
Total noninterest expense	$3,793,000	1,311
Salaries and employee benefits	$2,362,000	1,103
Premises and equipment expense	$351,000	1,695
Additional noninterest expense	$1,080,000	1,557
Pre-tax net operating income	$1,939,000	916
Securities gains (losses)	$0	2,210
Applicable income taxes	$763,000	623
Income before extraordinary items	$1,176,000	1,231
Extraordinary gains, net	$0	19
Net income	$1,176,000	1,231
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,176,000	1,232
Net charge-offs	$201,000	1,843
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,176,000	1,167
2011-12-31 (YTD Data)		Rank
Total interest income	$23,177,000	1,234
Total interest expense	$3,442,000	1,726
Net interest income	$19,735,000	1,130
Provision for loan and lease losses	$475,000	3,530
Total noninterest income	$3,245,000	1,411
Gross Fiduciary activities income	$1,185,000	363
Service charges on deposit accounts	$726,000	1,924
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,334,000	1,774
Total noninterest expense	$14,864,000	1,318
Salaries and employee benefits	$8,943,000	1,097
Premises and equipment expense	$1,391,000	1,783
Additional noninterest expense	$4,530,000	1,513
Pre-tax net operating income	$7,641,000	800
Securities gains (losses)	$3,000	3,591
Applicable income taxes	$3,008,000	578
Income before extraordinary items	$4,636,000	1,072
Extraordinary gains, net	$0	29
Net income	$4,636,000	1,072
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,636,000	1,072
Net charge-offs	$84,000	5,114
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,634,080	1,030
2011-09-30 (YTD Data)		Rank
Total interest income	$17,278,000	1,258
Total interest expense	$2,604,000	1,771
Net interest income	$14,674,000	1,148
Provision for loan and lease losses	$365,000	3,342
Total noninterest income	$2,305,000	1,456
Gross Fiduciary activities income	$882,000	360
Service charges on deposit accounts	$546,000	1,928
Trading account gains and fees	$0	145
Additional Noninterest Income	$877,000	1,918
Total noninterest expense	$11,228,000	1,320
Salaries and employee benefits	$6,705,000	1,104
Premises and equipment expense	$1,053,000	1,783
Additional noninterest expense	$3,470,000	1,486
Pre-tax net operating income	$5,386,000	869
Securities gains (losses)	$3,000	3,309
Applicable income taxes	$2,113,000	593
Income before extraordinary items	$3,276,000	1,174
Extraordinary gains, net	$0	21
Net income	$3,276,000	1,174
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,276,000	1,174
Net charge-offs	$6,000	5,901
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,274,080	1,115
2011-06-30 (YTD Data)		Rank
Total interest income	$11,427,000	1,276
Total interest expense	$1,729,000	1,848
Net interest income	$9,698,000	1,152
Provision for loan and lease losses	$245,000	3,276
Total noninterest income	$1,476,000	1,493
Gross Fiduciary activities income	$614,000	359
Service charges on deposit accounts	$359,000	1,933
Trading account gains and fees	$0	153
Additional Noninterest Income	$503,000	2,085
Total noninterest expense	$7,557,000	1,314
Salaries and employee benefits	$4,504,000	1,109
Premises and equipment expense	$700,000	1,807
Additional noninterest expense	$2,353,000	1,483
Pre-tax net operating income	$3,372,000	894
Securities gains (losses)	$3,000	2,636
Applicable income taxes	$1,316,000	607
Income before extraordinary items	$2,059,000	1,211
Extraordinary gains, net	$0	15
Net income	$2,059,000	1,210
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,059,000	1,211
Net charge-offs	$9,000	5,376
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,057,080	1,167
2011-03-31 (YTD Data)		Rank
Total interest income	$5,652,000	1,292
Total interest expense	$853,000	1,944
Net interest income	$4,799,000	1,164
Provision for loan and lease losses	$125,000	3,068
Total noninterest income	$721,000	1,540
Gross Fiduciary activities income	$291,000	370
Service charges on deposit accounts	$165,000	2,053
Trading account gains and fees	$0	158
Additional Noninterest Income	$265,000	2,071
Total noninterest expense	$3,708,000	1,344
Salaries and employee benefits	$2,276,000	1,114
Premises and equipment expense	$357,000	1,815
Additional noninterest expense	$1,075,000	1,614
Pre-tax net operating income	$1,687,000	894
Securities gains (losses)	$3,000	1,535
Applicable income taxes	$655,000	594
Income before extraordinary items	$1,035,000	1,185
Extraordinary gains, net	$0	9
Net income	$1,035,000	1,185
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,035,000	1,185
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,033,080	1,153
2010-12-31 (YTD Data)		Rank
Total interest income	$23,999,000	1,283
Total interest expense	$4,042,000	1,981
Net interest income	$19,957,000	1,120
Provision for loan and lease losses	$400,000	4,443
Total noninterest income	$3,037,000	1,539
Gross Fiduciary activities income	$878,000	424
Service charges on deposit accounts	$855,000	1,719
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,304,000	1,856
Total noninterest expense	$15,222,000	1,317
Salaries and employee benefits	$9,092,000	1,088
Premises and equipment expense	$1,328,000	1,930
Additional noninterest expense	$4,802,000	1,504
Pre-tax net operating income	$7,372,000	738
Securities gains (losses)	$195,000	1,606
Applicable income taxes	$2,959,000	549
Income before extraordinary items	$4,608,000	957
Extraordinary gains, net	$0	29
Net income	$4,608,000	958
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,608,000	959
Net charge-offs	$167,000	4,946
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,483,200	938
2010-09-30 (YTD Data)		Rank
Total interest income	$18,127,000	1,297
Total interest expense	$3,087,000	2,027
Net interest income	$15,040,000	1,123
Provision for loan and lease losses	$265,000	4,504
Total noninterest income	$2,176,000	1,580
Gross Fiduciary activities income	$643,000	430
Service charges on deposit accounts	$660,000	1,732
Trading account gains and fees	$0	165
Additional Noninterest Income	$873,000	1,972
Total noninterest expense	$10,979,000	1,364
Salaries and employee benefits	$6,696,000	1,105
Premises and equipment expense	$976,000	1,975
Additional noninterest expense	$3,307,000	1,605
Pre-tax net operating income	$5,972,000	707
Securities gains (losses)	$0	3,651
Applicable income taxes	$2,363,000	518
Income before extraordinary items	$3,609,000	964
Extraordinary gains, net	$0	23
Net income	$3,609,000	967
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,609,000	967
Net charge-offs	$163,000	4,428
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,609,000	920
2010-06-30 (YTD Data)		Rank
Total interest income	$12,084,000	1,312
Total interest expense	$2,089,000	2,065
Net interest income	$9,995,000	1,125
Provision for loan and lease losses	$150,000	4,587
Total noninterest income	$1,361,000	1,618
Gross Fiduciary activities income	$425,000	438
Service charges on deposit accounts	$456,000	1,681
Trading account gains and fees	$0	152
Additional Noninterest Income	$480,000	2,142
Total noninterest expense	$7,275,000	1,372
Salaries and employee benefits	$4,447,000	1,107
Premises and equipment expense	$652,000	1,993
Additional noninterest expense	$2,176,000	1,612
Pre-tax net operating income	$3,931,000	702
Securities gains (losses)	$0	3,184
Applicable income taxes	$1,554,000	484
Income before extraordinary items	$2,377,000	952
Extraordinary gains, net	$0	19
Net income	$2,377,000	952
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,377,000	953
Net charge-offs	$163,000	3,747
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,377,000	917
2010-03-31 (YTD Data)		Rank
Total interest income	$6,030,000	1,343
Total interest expense	$1,062,000	2,146
Net interest income	$4,968,000	1,138
Provision for loan and lease losses	$75,000	4,293
Total noninterest income	$677,000	1,636
Gross Fiduciary activities income	$223,000	430
Service charges on deposit accounts	$210,000	1,797
Trading account gains and fees	$0	175
Additional Noninterest Income	$244,000	2,107
Total noninterest expense	$3,631,000	1,389
Salaries and employee benefits	$2,198,000	1,131
Premises and equipment expense	$330,000	2,039
Additional noninterest expense	$1,103,000	1,594
Pre-tax net operating income	$1,939,000	696
Securities gains (losses)	$0	2,284
Applicable income taxes	$766,000	472
Income before extraordinary items	$1,173,000	930
Extraordinary gains, net	$0	16
Net income	$1,173,000	934
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,173,000	934
Net charge-offs	$150,000	2,719
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,173,000	908
2009-12-31 (YTD Data)		Rank
Total interest income	$25,409,000	1,342
Total interest expense	$5,631,000	2,031
Net interest income	$19,778,000	1,109
Provision for loan and lease losses	$450,000	4,698
Total noninterest income	$2,589,000	1,784
Gross Fiduciary activities income	$652,000	484
Service charges on deposit accounts	$939,000	1,784
Trading account gains and fees	$0	211
Additional Noninterest Income	$998,000	2,142
Total noninterest expense	$13,925,000	1,483
Salaries and employee benefits	$8,455,000	1,159
Premises and equipment expense	$1,174,000	2,261
Additional noninterest expense	$4,296,000	1,738
Pre-tax net operating income	$7,992,000	537
Securities gains (losses)	$-226,000	7,441
Applicable income taxes	$3,037,000	394
Income before extraordinary items	$4,729,000	722
Extraordinary gains, net	$0	34
Net income	$4,729,000	721
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,729,000	722
Net charge-offs	$28,000	6,536
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,873,640	691
2009-09-30 (YTD Data)		Rank
Total interest income	$19,118,000	1,371
Total interest expense	$4,474,000	2,015
Net interest income	$14,644,000	1,125
Provision for loan and lease losses	$225,000	4,987
Total noninterest income	$1,913,000	1,839
Gross Fiduciary activities income	$459,000	499
Service charges on deposit accounts	$705,000	1,783
Trading account gains and fees	$0	212
Additional Noninterest Income	$749,000	2,203
Total noninterest expense	$10,251,000	1,502
Salaries and employee benefits	$6,234,000	1,193
Premises and equipment expense	$870,000	2,303
Additional noninterest expense	$3,147,000	1,711
Pre-tax net operating income	$6,081,000	566
Securities gains (losses)	$-226,000	7,608
Applicable income taxes	$2,380,000	401
Income before extraordinary items	$3,475,000	780
Extraordinary gains, net	$0	27
Net income	$3,475,000	779
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,475,000	781
Net charge-offs	$28,000	6,077
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,619,640	737
2009-06-30 (YTD Data)		Rank
Total interest income	$12,870,000	1,388
Total interest expense	$3,121,000	2,028
Net interest income	$9,749,000	1,140
Provision for loan and lease losses	$150,000	4,729
Total noninterest income	$1,252,000	1,862
Gross Fiduciary activities income	$295,000	511
Service charges on deposit accounts	$473,000	1,748
Trading account gains and fees	$0	193
Additional Noninterest Income	$484,000	2,270
Total noninterest expense	$6,726,000	1,544
Salaries and employee benefits	$4,063,000	1,246
Premises and equipment expense	$579,000	2,330
Additional noninterest expense	$2,084,000	1,747
Pre-tax net operating income	$4,125,000	535
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,683,000	389
Income before extraordinary items	$2,442,000	761
Extraordinary gains, net	$0	21
Net income	$2,442,000	758
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,442,000	761
Net charge-offs	$14,000	5,830
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,442,000	735
2009-03-31 (YTD Data)		Rank
Total interest income	$6,439,000	1,405
Total interest expense	$1,614,000	2,038
Net interest income	$4,825,000	1,144
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$571,000	1,942
Gross Fiduciary activities income	$143,000	524
Service charges on deposit accounts	$226,000	1,776
Trading account gains and fees	$0	171
Additional Noninterest Income	$202,000	2,503
Total noninterest expense	$3,268,000	1,535
Salaries and employee benefits	$2,026,000	1,274
Premises and equipment expense	$298,000	2,310
Additional noninterest expense	$944,000	1,714
Pre-tax net operating income	$2,053,000	591
Securities gains (losses)	$0	2,434
Applicable income taxes	$817,000	416
Income before extraordinary items	$1,236,000	856
Extraordinary gains, net	$0	15
Net income	$1,236,000	857
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,236,000	858
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,236,000	786
2008-12-31 (YTD Data)		Rank
Total interest income	$25,282,000	1,533
Total interest expense	$8,735,000	1,827
Net interest income	$16,547,000	1,349
Provision for loan and lease losses	$125,000	5,768
Total noninterest income	$2,525,000	1,792
Gross Fiduciary activities income	$727,000	484
Service charges on deposit accounts	$971,000	1,802
Trading account gains and fees	$0	154
Additional Noninterest Income	$827,000	2,415
Total noninterest expense	$12,675,000	1,545
Salaries and employee benefits	$7,627,000	1,335
Premises and equipment expense	$1,153,000	2,325
Additional noninterest expense	$3,895,000	1,591
Pre-tax net operating income	$6,272,000	896
Securities gains (losses)	$-80,000	7,218
Applicable income taxes	$2,416,000	571
Income before extraordinary items	$3,776,000	1,096
Extraordinary gains, net	$0	39
Net income	$3,776,000	1,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,287
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,827,200	1,155
2008-09-30 (YTD Data)		Rank
Total interest income	$18,956,000	1,576
Total interest expense	$6,787,000	1,843
Net interest income	$12,169,000	1,389
Provision for loan and lease losses	$50,000	5,872
Total noninterest income	$1,943,000	1,815
Gross Fiduciary activities income	$565,000	480
Service charges on deposit accounts	$720,000	1,831
Trading account gains and fees	$0	148
Additional Noninterest Income	$658,000	2,403
Total noninterest expense	$9,111,000	1,605
Salaries and employee benefits	$5,718,000	1,359
Premises and equipment expense	$879,000	2,303
Additional noninterest expense	$2,514,000	1,767
Pre-tax net operating income	$4,951,000	1,028
Securities gains (losses)	$40,000	1,574
Applicable income taxes	$2,021,000	648
Income before extraordinary items	$2,970,000	1,251
Extraordinary gains, net	$0	31
Net income	$2,970,000	1,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,747
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,944,400	1,331
2008-06-30 (YTD Data)		Rank
Total interest income	$12,659,000	1,602
Total interest expense	$4,754,000	1,839
Net interest income	$7,905,000	1,414
Provision for loan and lease losses	$0	6,671
Total noninterest income	$1,278,000	1,843
Gross Fiduciary activities income	$391,000	480
Service charges on deposit accounts	$477,000	1,819
Trading account gains and fees	$0	149
Additional Noninterest Income	$410,000	2,553
Total noninterest expense	$6,073,000	1,604
Salaries and employee benefits	$3,829,000	1,361
Premises and equipment expense	$588,000	2,297
Additional noninterest expense	$1,656,000	1,764
Pre-tax net operating income	$3,110,000	1,135
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,274,000	757
Income before extraordinary items	$1,836,000	1,491
Extraordinary gains, net	$0	21
Net income	$1,836,000	1,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,836,000	1,466
2008-03-31 (YTD Data)		Rank
Total interest income	$6,452,000	1,607
Total interest expense	$2,615,000	1,804
Net interest income	$3,837,000	1,444
Provision for loan and lease losses	$0	6,080
Total noninterest income	$610,000	1,933
Gross Fiduciary activities income	$178,000	509
Service charges on deposit accounts	$218,000	1,928
Trading account gains and fees	$0	158
Additional Noninterest Income	$214,000	2,479
Total noninterest expense	$3,048,000	1,587
Salaries and employee benefits	$1,935,000	1,348
Premises and equipment expense	$299,000	2,275
Additional noninterest expense	$814,000	1,749
Pre-tax net operating income	$1,399,000	1,355
Securities gains (losses)	$0	2,688
Applicable income taxes	$594,000	876
Income before extraordinary items	$805,000	1,801
Extraordinary gains, net	$0	15
Net income	$805,000	1,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$805,000	1,739
2007-12-31 (YTD Data)		Rank
Total interest income	$26,289,000	1,643
Total interest expense	$11,481,000	1,747
Net interest income	$14,808,000	1,535
Provision for loan and lease losses	$215,000	3,755
Total noninterest income	$2,211,000	2,071
Gross Fiduciary activities income	$779,000	483
Service charges on deposit accounts	$613,000	2,629
Trading account gains and fees	$0	178
Additional Noninterest Income	$819,000	2,529
Total noninterest expense	$13,733,000	1,343
Salaries and employee benefits	$7,545,000	1,329
Premises and equipment expense	$1,262,000	2,071
Additional noninterest expense	$4,926,000	1,155
Pre-tax net operating income	$3,071,000	2,419
Securities gains (losses)	$87,000	642
Applicable income taxes	$1,159,000	1,685
Income before extraordinary items	$1,999,000	2,835
Extraordinary gains, net	$0	39
Net income	$1,999,000	2,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,164
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,943,320	2,871
2007-09-30 (YTD Data)		Rank
Total interest income	$12,474,000	2,462
Total interest expense	$5,802,000	2,383
Net interest income	$6,672,000	2,490
Provision for loan and lease losses	$25,000	5,669
Total noninterest income	$1,334,000	2,406
Gross Fiduciary activities income	$571,000	488
Service charges on deposit accounts	$391,000	2,951
Trading account gains and fees	$0	184
Additional Noninterest Income	$372,000	3,340
Total noninterest expense	$5,812,000	2,336
Salaries and employee benefits	$3,516,000	2,146
Premises and equipment expense	$598,000	3,074
Additional noninterest expense	$1,698,000	2,335
Pre-tax net operating income	$2,169,000	2,693
Securities gains (losses)	$87,000	521
Applicable income taxes	$854,000	1,814
Income before extraordinary items	$1,402,000	3,121
Extraordinary gains, net	$0	33
Net income	$1,402,000	3,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,346,320	3,192
2007-06-30 (YTD Data)		Rank
Total interest income	$8,229,000	2,503
Total interest expense	$3,903,000	2,378
Net interest income	$4,326,000	2,581
Provision for loan and lease losses	$25,000	5,140
Total noninterest income	$857,000	2,470
Gross Fiduciary activities income	$381,000	499
Service charges on deposit accounts	$246,000	3,062
Trading account gains and fees	$0	168
Additional Noninterest Income	$230,000	3,520
Total noninterest expense	$3,892,000	2,349
Salaries and employee benefits	$2,397,000	2,136
Premises and equipment expense	$417,000	2,996
Additional noninterest expense	$1,078,000	2,453
Pre-tax net operating income	$1,266,000	3,003
Securities gains (losses)	$87,000	433
Applicable income taxes	$507,000	2,048
Income before extraordinary items	$846,000	3,397
Extraordinary gains, net	$0	29
Net income	$846,000	3,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$790,320	3,522
2007-03-31 (YTD Data)		Rank
Total interest income	$4,116,000	2,500
Total interest expense	$1,947,000	2,366
Net interest income	$2,169,000	2,570
Provision for loan and lease losses	$25,000	4,116
Total noninterest income	$403,000	2,553
Gross Fiduciary activities income	$185,000	502
Service charges on deposit accounts	$104,000	3,370
Trading account gains and fees	$0	195
Additional Noninterest Income	$114,000	3,521
Total noninterest expense	$1,945,000	2,345
Salaries and employee benefits	$1,136,000	2,266
Premises and equipment expense	$222,000	2,863
Additional noninterest expense	$587,000	2,230
Pre-tax net operating income	$602,000	3,107
Securities gains (losses)	$24,000	528
Applicable income taxes	$234,000	2,182
Income before extraordinary items	$392,000	3,550
Extraordinary gains, net	$0	22
Net income	$392,000	3,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$376,640	3,620
2006-12-31 (YTD Data)		Rank
Total interest income	$15,422,000	2,494
Total interest expense	$6,376,000	2,468
Net interest income	$9,046,000	2,499
Provision for loan and lease losses	$300,000	2,748
Total noninterest income	$1,453,000	2,762
Gross Fiduciary activities income	$643,000	528
Service charges on deposit accounts	$426,000	3,399
Trading account gains and fees	$0	130
Additional Noninterest Income	$384,000	3,804
Total noninterest expense	$7,719,000	2,291
Salaries and employee benefits	$4,725,000	2,070
Premises and equipment expense	$907,000	2,699
Additional noninterest expense	$2,087,000	2,471
Pre-tax net operating income	$2,480,000	3,143
Securities gains (losses)	$361,000	296
Applicable income taxes	$1,054,000	2,121
Income before extraordinary items	$1,787,000	3,372
Extraordinary gains, net	$0	51
Net income	$1,787,000	3,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,765
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,555,960	3,673
2006-09-30 (YTD Data)		Rank
Total interest income	$11,338,000	2,531
Total interest expense	$4,585,000	2,484
Net interest income	$6,753,000	2,541
Provision for loan and lease losses	$225,000	2,598
Total noninterest income	$1,040,000	2,851
Gross Fiduciary activities income	$456,000	540
Service charges on deposit accounts	$317,000	3,446
Trading account gains and fees	$0	126
Additional Noninterest Income	$267,000	3,972
Total noninterest expense	$5,775,000	2,292
Salaries and employee benefits	$3,562,000	2,056
Premises and equipment expense	$685,000	2,693
Additional noninterest expense	$1,528,000	2,512
Pre-tax net operating income	$1,793,000	3,351
Securities gains (losses)	$126,000	398
Applicable income taxes	$712,000	2,368
Income before extraordinary items	$1,207,000	3,730
Extraordinary gains, net	$0	45
Net income	$1,207,000	3,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,126,360	3,871
2006-06-30 (YTD Data)		Rank
Total interest income	$7,367,000	2,553
Total interest expense	$2,873,000	2,527
Net interest income	$4,494,000	2,544
Provision for loan and lease losses	$150,000	2,563
Total noninterest income	$627,000	3,031
Gross Fiduciary activities income	$276,000	569
Service charges on deposit accounts	$215,000	3,385
Trading account gains and fees	$0	126
Additional Noninterest Income	$136,000	4,497
Total noninterest expense	$3,866,000	2,288
Salaries and employee benefits	$2,412,000	2,029
Premises and equipment expense	$443,000	2,759
Additional noninterest expense	$1,011,000	2,534
Pre-tax net operating income	$1,105,000	3,554
Securities gains (losses)	$78,000	383
Applicable income taxes	$431,000	2,512
Income before extraordinary items	$752,000	3,881
Extraordinary gains, net	$0	39
Net income	$752,000	3,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,807
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$702,080	4,045
2006-03-31 (YTD Data)		Rank
Total interest income	$3,538,000	2,597
Total interest expense	$1,311,000	2,624
Net interest income	$2,227,000	2,540
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$297,000	3,111
Gross Fiduciary activities income	$139,000	574
Service charges on deposit accounts	$98,000	3,520
Trading account gains and fees	$0	115
Additional Noninterest Income	$60,000	4,759
Total noninterest expense	$1,914,000	2,323
Salaries and employee benefits	$1,220,000	2,013
Premises and equipment expense	$214,000	2,842
Additional noninterest expense	$480,000	2,630
Pre-tax net operating income	$535,000	3,589
Securities gains (losses)	$-4,000	8,056
Applicable income taxes	$192,000	2,665
Income before extraordinary items	$339,000	4,096
Extraordinary gains, net	$0	21
Net income	$339,000	4,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$341,560	4,065
2005-12-31 (YTD Data)		Rank
Total interest income	$12,946,000	2,550
Total interest expense	$3,719,000	2,810
Net interest income	$9,227,000	2,396
Provision for loan and lease losses	$79,000	5,150
Total noninterest income	$1,243,000	3,062
Gross Fiduciary activities income	$597,000	540
Service charges on deposit accounts	$528,000	2,941
Trading account gains and fees	$0	138
Additional Noninterest Income	$118,000	6,141
Total noninterest expense	$8,406,000	1,987
Salaries and employee benefits	$4,645,000	1,982
Premises and equipment expense	$840,000	2,764
Additional noninterest expense	$2,921,000	1,730
Pre-tax net operating income	$1,985,000	3,700
Securities gains (losses)	$1,026,000	190
Applicable income taxes	$869,000	2,475
Income before extraordinary items	$2,142,000	2,919
Extraordinary gains, net	$0	46
Net income	$2,142,000	2,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,413,540	3,903
2005-09-30 (YTD Data)		Rank
Total interest income	$9,470,000	2,546
Total interest expense	$2,555,000	2,879
Net interest income	$6,915,000	2,372
Provision for loan and lease losses	$39,000	5,588
Total noninterest income	$929,000	3,065
Gross Fiduciary activities income	$454,000	529
Service charges on deposit accounts	$393,000	2,963
Trading account gains and fees	$0	126
Additional Noninterest Income	$82,000	6,270
Total noninterest expense	$6,547,000	1,912
Salaries and employee benefits	$3,499,000	1,950
Premises and equipment expense	$623,000	2,778
Additional noninterest expense	$2,425,000	1,547
Pre-tax net operating income	$1,258,000	4,195
Securities gains (losses)	$1,061,000	177
Applicable income taxes	$650,000	2,511
Income before extraordinary items	$1,669,000	2,875
Extraordinary gains, net	$0	35
Net income	$1,669,000	2,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,740
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$905,080	4,403
2005-06-30 (YTD Data)		Rank
Total interest income	$6,134,000	2,556
Total interest expense	$1,548,000	2,971
Net interest income	$4,586,000	2,358
Provision for loan and lease losses	$4,000	6,457
Total noninterest income	$595,000	3,118
Gross Fiduciary activities income	$303,000	533
Service charges on deposit accounts	$245,000	3,052
Trading account gains and fees	$0	116
Additional Noninterest Income	$47,000	6,506
Total noninterest expense	$4,753,000	1,751
Salaries and employee benefits	$2,379,000	1,913
Premises and equipment expense	$416,000	2,741
Additional noninterest expense	$1,958,000	1,275
Pre-tax net operating income	$424,000	5,835
Securities gains (losses)	$1,061,000	151
Applicable income taxes	$440,000	2,453
Income before extraordinary items	$1,045,000	2,988
Extraordinary gains, net	$0	30
Net income	$1,045,000	2,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,718
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$302,300	6,059
2005-03-31 (YTD Data)		Rank
Total interest income	$3,041,000	2,540
Total interest expense	$702,000	3,108
Net interest income	$2,339,000	2,297
Provision for loan and lease losses	$0	6,226
Total noninterest income	$263,000	3,351
Gross Fiduciary activities income	$153,000	532
Service charges on deposit accounts	$82,000	3,875
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,283
Total noninterest expense	$2,874,000	1,474
Salaries and employee benefits	$1,189,000	1,925
Premises and equipment expense	$112,000	4,492
Additional noninterest expense	$1,573,000	800
Pre-tax net operating income	$-272,000	8,766
Securities gains (losses)	$982,000	103
Applicable income taxes	$242,000	2,317
Income before extraordinary items	$468,000	3,205
Extraordinary gains, net	$0	24
Net income	$468,000	3,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,779
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-180,120	8,719
2004-12-31 (YTD Data)		Rank
Total interest income	$11,905,000	2,411
Total interest expense	$2,917,000	2,688
Net interest income	$8,988,000	2,271
Provision for loan and lease losses	$12,000	6,941
Total noninterest income	$971,000	3,626
Gross Fiduciary activities income	$634,000	488
Service charges on deposit accounts	$256,000	4,696
Trading account gains and fees	$0	138
Additional Noninterest Income	$81,000	6,755
Total noninterest expense	$6,834,000	2,339
Salaries and employee benefits	$4,200,000	2,080
Premises and equipment expense	$754,000	2,934
Additional noninterest expense	$1,880,000	2,556
Pre-tax net operating income	$3,113,000	2,514
Securities gains (losses)	$22,000	2,338
Applicable income taxes	$1,172,000	1,935
Income before extraordinary items	$1,963,000	2,963
Extraordinary gains, net	$0	34
Net income	$1,963,000	2,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,762
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,948,920	2,924
2004-09-30 (YTD Data)		Rank
Total interest income	$8,866,000	2,395
Total interest expense	$2,154,000	2,683
Net interest income	$6,712,000	2,250
Provision for loan and lease losses	$12,000	6,640
Total noninterest income	$716,000	3,678
Gross Fiduciary activities income	$472,000	491
Service charges on deposit accounts	$185,000	4,815
Trading account gains and fees	$0	134
Additional Noninterest Income	$59,000	6,825
Total noninterest expense	$5,032,000	2,367
Salaries and employee benefits	$3,072,000	2,120
Premises and equipment expense	$550,000	2,993
Additional noninterest expense	$1,410,000	2,515
Pre-tax net operating income	$2,384,000	2,495
Securities gains (losses)	$18,000	2,374
Applicable income taxes	$931,000	1,889
Income before extraordinary items	$1,471,000	2,998
Extraordinary gains, net	$0	26
Net income	$1,471,000	2,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,248
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,459,480	2,941
2004-06-30 (YTD Data)		Rank
Total interest income	$5,869,000	2,397
Total interest expense	$1,426,000	2,681
Net interest income	$4,443,000	2,252
Provision for loan and lease losses	$0	6,885
Total noninterest income	$461,000	3,761
Gross Fiduciary activities income	$316,000	491
Service charges on deposit accounts	$113,000	4,994
Trading account gains and fees	$0	130
Additional Noninterest Income	$32,000	7,137
Total noninterest expense	$3,352,000	2,370
Salaries and employee benefits	$2,054,000	2,124
Premises and equipment expense	$355,000	3,087
Additional noninterest expense	$943,000	2,517
Pre-tax net operating income	$1,552,000	2,512
Securities gains (losses)	$0	3,413
Applicable income taxes	$599,000	1,935
Income before extraordinary items	$953,000	3,056
Extraordinary gains, net	$0	21
Net income	$953,000	3,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,514
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$953,000	2,975
2004-03-31 (YTD Data)		Rank
Total interest income	$2,968,000	2,380
Total interest expense	$726,000	2,673
Net interest income	$2,242,000	2,231
Provision for loan and lease losses	$0	6,501
Total noninterest income	$220,000	3,831
Gross Fiduciary activities income	$154,000	511
Service charges on deposit accounts	$49,000	5,252
Trading account gains and fees	$0	121
Additional Noninterest Income	$17,000	7,062
Total noninterest expense	$1,631,000	2,449
Salaries and employee benefits	$1,065,000	2,072
Premises and equipment expense	$166,000	3,298
Additional noninterest expense	$400,000	2,914
Pre-tax net operating income	$831,000	2,351
Securities gains (losses)	$0	2,934
Applicable income taxes	$322,000	1,828
Income before extraordinary items	$509,000	2,901
Extraordinary gains, net	$0	16
Net income	$509,000	2,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,206
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$509,000	2,803
2003-12-31 (YTD Data)		Rank
Total interest income	$11,702,000	2,440
Total interest expense	$3,441,000	2,534
Net interest income	$8,261,000	2,360
Provision for loan and lease losses	$30,000	6,766
Total noninterest income	$878,000	4,008
Gross Fiduciary activities income	$600,000	503
Service charges on deposit accounts	$222,000	5,034
Trading account gains and fees	$0	160
Additional Noninterest Income	$56,000	7,407
Total noninterest expense	$6,093,000	2,565
Salaries and employee benefits	$3,903,000	2,176
Premises and equipment expense	$529,000	3,888
Additional noninterest expense	$1,661,000	2,811
Pre-tax net operating income	$3,016,000	2,499
Securities gains (losses)	$-26,000	8,900
Applicable income taxes	$1,126,000	2,019
Income before extraordinary items	$1,864,000	3,026
Extraordinary gains, net	$0	54
Net income	$1,864,000	3,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,477
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,880,640	2,884
2003-09-30 (YTD Data)		Rank
Total interest income	$8,750,000	2,480
Total interest expense	$2,655,000	2,557
Net interest income	$6,095,000	2,406
Provision for loan and lease losses	$12,000	7,043
Total noninterest income	$650,000	4,091
Gross Fiduciary activities income	$453,000	506
Service charges on deposit accounts	$160,000	5,152
Trading account gains and fees	$0	153
Additional Noninterest Income	$37,000	7,602
Total noninterest expense	$4,576,000	2,572
Salaries and employee benefits	$2,952,000	2,167
Premises and equipment expense	$433,000	3,630
Additional noninterest expense	$1,191,000	2,897
Pre-tax net operating income	$2,157,000	2,687
Securities gains (losses)	$-24,000	9,028
Applicable income taxes	$825,000	2,161
Income before extraordinary items	$1,308,000	3,268
Extraordinary gains, net	$0	40
Net income	$1,308,000	3,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,699
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,323,360	3,097
2003-06-30 (YTD Data)		Rank
Total interest income	$5,722,000	2,545
Total interest expense	$1,879,000	2,516
Net interest income	$3,843,000	2,533
Provision for loan and lease losses	$0	7,324
Total noninterest income	$421,000	4,125
Gross Fiduciary activities income	$302,000	508
Service charges on deposit accounts	$98,000	5,331
Trading account gains and fees	$0	150
Additional Noninterest Income	$21,000	7,777
Total noninterest expense	$3,031,000	2,568
Salaries and employee benefits	$1,980,000	2,143
Premises and equipment expense	$280,000	3,699
Additional noninterest expense	$771,000	2,967
Pre-tax net operating income	$1,233,000	3,021
Securities gains (losses)	$-24,000	9,117
Applicable income taxes	$465,000	2,425
Income before extraordinary items	$744,000	3,690
Extraordinary gains, net	$0	30
Net income	$744,000	3,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$759,360	3,453
2003-03-31 (YTD Data)		Rank
Total interest income	$2,890,000	2,538
Total interest expense	$992,000	2,450
Net interest income	$1,898,000	2,561
Provision for loan and lease losses	$0	6,934
Total noninterest income	$205,000	4,096
Gross Fiduciary activities income	$154,000	515
Service charges on deposit accounts	$42,000	5,576
Trading account gains and fees	$0	134
Additional Noninterest Income	$9,000	7,987
Total noninterest expense	$1,580,000	2,456
Salaries and employee benefits	$1,062,000	2,000
Premises and equipment expense	$142,000	3,648
Additional noninterest expense	$376,000	3,009
Pre-tax net operating income	$523,000	3,391
Securities gains (losses)	$0	2,891
Applicable income taxes	$200,000	2,698
Income before extraordinary items	$323,000	4,036
Extraordinary gains, net	$0	21
Net income	$323,000	4,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$323,000	3,843
2002-12-31 (YTD Data)		Rank
Total interest income	$12,146,000	2,536
Total interest expense	$5,132,000	2,187
Net interest income	$7,014,000	2,727
Provision for loan and lease losses	$0	8,089
Total noninterest income	$852,000	3,842
Gross Fiduciary activities income	$598,000	518
Service charges on deposit accounts	$130,000	6,118
Trading account gains and fees	$0	153
Additional Noninterest Income	$124,000	6,000
Total noninterest expense	$5,659,000	2,614
Salaries and employee benefits	$3,545,000	2,256
Premises and equipment expense	$558,000	3,626
Additional noninterest expense	$1,556,000	2,877
Pre-tax net operating income	$2,207,000	3,201
Securities gains (losses)	$0	4,537
Applicable income taxes	$831,000	2,523
Income before extraordinary items	$1,376,000	3,735
Extraordinary gains, net	$0	70
Net income	$1,376,000	3,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,007
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,376,000	3,621
2001-12-31 (YTD Data)		Rank
Total interest income	$12,839,000	2,657
Total interest expense	$6,400,000	2,505
Net interest income	$6,439,000	2,757
Provision for loan and lease losses	$0	8,228
Total noninterest income	$969,000	3,423
Gross Fiduciary activities income	$663,000	510
Service charges on deposit accounts	$126,000	6,151
Trading account gains and fees	$0	177
Additional Noninterest Income	$180,000	5,161
Total noninterest expense	$5,035,000	2,810
Salaries and employee benefits	$3,174,000	2,370
Premises and equipment expense	$573,000	3,504
Additional noninterest expense	$1,288,000	3,284
Pre-tax net operating income	$2,373,000	2,781
Securities gains (losses)	$351,000	806
Applicable income taxes	$1,057,000	1,993
Income before extraordinary items	$1,667,000	2,977
Extraordinary gains, net	$0	105
Net income	$1,667,000	2,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,442,360	3,215
2000-12-31 (YTD Data)		Rank
Total interest income	$11,979,000	2,902
Total interest expense	$5,459,000	3,061
Net interest income	$6,520,000	2,730
Provision for loan and lease losses	$-242,000	9,860
Total noninterest income	$982,000	3,180
Gross Fiduciary activities income	$758,000	480
Service charges on deposit accounts	$126,000	6,120
Trading account gains and fees	$0	180
Additional Noninterest Income	$98,000	6,478
Total noninterest expense	$4,709,000	2,877
Salaries and employee benefits	$2,834,000	2,519
Premises and equipment expense	$500,000	3,789
Additional noninterest expense	$1,375,000	3,036
Pre-tax net operating income	$3,035,000	2,366
Securities gains (losses)	$26,000	887
Applicable income taxes	$1,191,000	1,835
Income before extraordinary items	$1,870,000	2,717
Extraordinary gains, net	$0	38
Net income	$1,870,000	2,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,853,360	2,738
1999-12-31 (YTD Data)		Rank
Total interest income	$11,304,000	2,859
Total interest expense	$5,187,000	2,811
Net interest income	$6,117,000	2,875
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$976,000	3,140
Gross Fiduciary activities income	$762,000	526
Service charges on deposit accounts	$127,000	6,222
Trading account gains and fees	$0	173
Additional Noninterest Income	$87,000	6,949
Total noninterest expense	$4,325,000	3,081
Salaries and employee benefits	$2,692,000	2,614
Premises and equipment expense	$452,000	4,105
Additional noninterest expense	$1,181,000	3,479
Pre-tax net operating income	$2,648,000	2,672
Securities gains (losses)	$5,000	2,145
Applicable income taxes	$1,040,000	2,156
Income before extraordinary items	$1,613,000	3,070
Extraordinary gains, net	$0	35
Net income	$1,613,000	3,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,900
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,609,800	3,037
1998-12-31 (YTD Data)		Rank
Total interest income	$10,617,000	3,044
Total interest expense	$4,928,000	3,041
Net interest income	$5,689,000	3,027
Provision for loan and lease losses	$40,000	6,927
Total noninterest income	$800,000	3,628
Gross Fiduciary activities income	$585,000	589
Service charges on deposit accounts	$121,000	6,448
Trading account gains and fees	$0	224
Additional Noninterest Income	$94,000	6,772
Total noninterest expense	$4,087,000	3,156
Salaries and employee benefits	$2,484,000	2,731
Premises and equipment expense	$445,000	4,054
Additional noninterest expense	$1,158,000	3,475
Pre-tax net operating income	$2,362,000	2,929
Securities gains (losses)	$0	4,449
Applicable income taxes	$922,000	2,453
Income before extraordinary items	$1,440,000	3,359
Extraordinary gains, net	$0	32
Net income	$1,440,000	3,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,603
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,440,000	3,270
1997-12-31 (YTD Data)		Rank
Total interest income	$10,134,000	3,194
Total interest expense	$4,713,000	3,149
Net interest income	$5,421,000	3,226
Provision for loan and lease losses	$24,000	7,686
Total noninterest income	$664,000	4,126
Gross Fiduciary activities income	$462,000	679
Service charges on deposit accounts	$117,000	6,834
Trading account gains and fees	$0	239
Additional Noninterest Income	$85,000	7,227
Total noninterest expense	$3,703,000	3,412
Salaries and employee benefits	$2,244,000	2,956
Premises and equipment expense	$377,000	4,644
Additional noninterest expense	$1,082,000	3,637
Pre-tax net operating income	$2,358,000	3,064
Securities gains (losses)	$268,000	598
Applicable income taxes	$1,045,000	2,345
Income before extraordinary items	$1,581,000	3,204
Extraordinary gains, net	$0	44
Net income	$1,581,000	3,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,548
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,409,480	3,475
1996-12-31 (YTD Data)		Rank
Total interest income	$9,813,000	3,340
Total interest expense	$4,813,000	3,104
Net interest income	$5,000,000	3,533
Provision for loan and lease losses	$0	9,041
Total noninterest income	$548,000	4,853
Gross Fiduciary activities income	$376,000	794
Service charges on deposit accounts	$109,000	7,313
Trading account gains and fees	$0	262
Additional Noninterest Income	$63,000	8,357
Total noninterest expense	$3,600,000	3,687
Salaries and employee benefits	$2,071,000	3,228
Premises and equipment expense	$441,000	4,189
Additional noninterest expense	$1,088,000	4,098
Pre-tax net operating income	$1,948,000	3,481
Securities gains (losses)	$0	4,148
Applicable income taxes	$815,000	2,799
Income before extraordinary items	$1,133,000	4,061
Extraordinary gains, net	$0	53
Net income	$1,133,000	4,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,133,000	4,007
1995-12-31 (YTD Data)		Rank
Total interest income	$9,304,000	3,509
Total interest expense	$4,420,000	3,360
Net interest income	$4,884,000	3,621
Provision for loan and lease losses	$0	8,958
Total noninterest income	$392,000	6,066
Gross Fiduciary activities income	$316,000	878
Service charges on deposit accounts	$32,000	9,747
Trading account gains and fees	$0	522
Additional Noninterest Income	$44,000	9,521
Total noninterest expense	$3,334,000	3,918
Salaries and employee benefits	$1,901,000	3,471
Premises and equipment expense	$286,000	5,843
Additional noninterest expense	$1,147,000	3,904
Pre-tax net operating income	$1,942,000	3,584
Securities gains (losses)	$0	3,831
Applicable income taxes	$843,000	2,759
Income before extraordinary items	$1,099,000	4,262
Extraordinary gains, net	$0	65
Net income	$1,099,000	4,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,354
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,099,000	4,240
1994-12-31 (YTD Data)		Rank
Total interest income	$9,148,000	3,287
Total interest expense	$3,812,000	3,207
Net interest income	$5,336,000	3,359
Provision for loan and lease losses	$190,000	3,120
Total noninterest income	$333,000	6,869
Gross Fiduciary activities income	$263,000	947
Service charges on deposit accounts	$36,000	10,160
Trading account gains and fees	$0	475
Additional Noninterest Income	$34,000	10,550
Total noninterest expense	$3,351,000	3,996
Salaries and employee benefits	$1,687,000	3,850
Premises and equipment expense	$254,000	6,450
Additional noninterest expense	$1,410,000	3,510
Pre-tax net operating income	$2,128,000	3,255
Securities gains (losses)	$-325,000	12,133
Applicable income taxes	$766,000	2,878
Income before extraordinary items	$1,037,000	4,396
Extraordinary gains, net	$0	249
Net income	$1,037,000	4,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,717
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,245,000	3,759
1993-12-31 (YTD Data)		Rank
Total interest income	$9,620,000	3,216
Total interest expense	$4,811,000	2,672
Net interest income	$4,809,000	3,695
Provision for loan and lease losses	$467,000	2,203
Total noninterest income	$414,000	6,336
Gross Fiduciary activities income	$242,000	1,007
Service charges on deposit accounts	$38,000	10,477
Trading account gains and fees	$0	532
Additional Noninterest Income	$134,000	6,930
Total noninterest expense	$3,254,000	4,193
Salaries and employee benefits	$1,610,000	4,000
Premises and equipment expense	$237,000	6,945
Additional noninterest expense	$1,407,000	3,688
Pre-tax net operating income	$1,502,000	4,319
Securities gains (losses)	$37,000	3,837
Applicable income taxes	$591,000	3,654
Income before extraordinary items	$948,000	4,890
Extraordinary gains, net	$269,000	781
Net income	$1,217,000	4,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	4,211
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$924,320	4,758
1992-12-31 (YTD Data)		Rank
Total interest income	$10,215,000	3,416
Total interest expense	$5,911,000	2,821
Net interest income	$4,304,000	4,175
Provision for loan and lease losses	$308,000	4,048
Total noninterest income	$283,000	7,963
Gross Fiduciary activities income	$192,000	1,095
Service charges on deposit accounts	$36,000	10,838
Trading account gains and fees	$0	504
Additional Noninterest Income	$55,000	10,088
Total noninterest expense	$2,755,000	4,890
Salaries and employee benefits	$1,374,000	4,581
Premises and equipment expense	$221,000	7,368
Additional noninterest expense	$1,160,000	4,476
Pre-tax net operating income	$1,524,000	3,991
Securities gains (losses)	$0	8,369
Applicable income taxes	$664,000	3,132
Income before extraordinary items	$860,000	5,080
Extraordinary gains, net	$0	1,422
Net income	$860,000	5,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	4,797
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$860,000	4,778

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.