Home > Marquette Savings Bank > Income and Expense

Marquette Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$44,215,0001,038
Total interest expense$17,923,000848
Net interest income$26,292,0001,153
Provision for loan and lease losses$266,0001,764
Total noninterest income$3,697,0001,433
Gross Fiduciary activities income$0981
Service charges on deposit accounts$873,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$2,824,0001,304
Total noninterest expense$27,596,000955
Salaries and employee benefits$13,982,0001,020
Premises and equipment expense$4,819,000576
Additional noninterest expense$2,824,0001,304
Pre-tax net operating income$2,127,0002,897
Securities gains (losses)$-112,0003,816
Applicable income taxes$-447,0004,503
Income before extraordinary items$2,462,0002,546
Extraordinary gains, net$054
Net income$2,462,0002,571
Minority interest net income$088
Net income of bank and minority interests.$2,462,0002,548
Net charge-offs$96,0001,525
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,574,0002,525
2023-09-30 (YTD Data)Rank
Total interest income$32,140,0001,040
Total interest expense$12,398,000850
Net interest income$19,742,0001,157
Provision for loan and lease losses$-81,0004,365
Total noninterest income$2,726,0001,454
Gross Fiduciary activities income$0950
Service charges on deposit accounts$643,0001,121
Trading account gains and feesNANA
Additional Noninterest Income$2,083,0001,319
Total noninterest expense$20,360,000965
Salaries and employee benefits$10,123,0001,055
Premises and equipment expense$3,515,000591
Additional noninterest expense$2,083,0001,319
Pre-tax net operating income$2,189,0002,597
Securities gains (losses)$-121,0004,047
Applicable income taxes$-48,0004,470
Income before extraordinary items$2,116,0002,445
Extraordinary gains, net$052
Net income$2,116,0002,469
Minority interest net income$081
Net income of bank and minority interests.$2,116,0002,447
Net charge-offs$100,0001,175
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,237,0002,398
2023-06-30 (YTD Data)Rank
Total interest income$20,642,0001,042
Total interest expense$7,425,000842
Net interest income$13,217,0001,169
Provision for loan and lease losses$64,0002,068
Total noninterest income$1,822,0001,382
Gross Fiduciary activities income$0931
Service charges on deposit accounts$417,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$1,405,0001,229
Total noninterest expense$13,310,000964
Salaries and employee benefits$6,773,0001,039
Premises and equipment expense$2,263,000600
Additional noninterest expense$1,405,0001,228
Pre-tax net operating income$1,665,0002,477
Securities gains (losses)$-115,0004,235
Applicable income taxes$-48,0004,527
Income before extraordinary items$1,598,0002,333
Extraordinary gains, net$051
Net income$1,598,0002,360
Minority interest net income$081
Net income of bank and minority interests.$1,598,0002,333
Net charge-offs$99,000922
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,713,0002,255
2023-03-31 (YTD Data)Rank
Total interest income$9,971,0001,059
Total interest expense$3,351,000824
Net interest income$6,620,0001,173
Provision for loan and lease losses$87,0001,372
Total noninterest income$861,0001,419
Gross Fiduciary activities income$0913
Service charges on deposit accounts$198,0001,192
Trading account gains and feesNANA
Additional Noninterest Income$663,0001,274
Total noninterest expense$6,821,000955
Salaries and employee benefits$3,338,0001,076
Premises and equipment expense$1,255,000564
Additional noninterest expense$663,0001,274
Pre-tax net operating income$573,0002,950
Securities gains (losses)$-112,0004,362
Applicable income taxes$-48,0004,560
Income before extraordinary items$509,0002,897
Extraordinary gains, net$04
Net income$509,0002,896
Minority interest net income$048
Net income of bank and minority interests.$509,0002,897
Net charge-offs$26,0001,016
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$621,0002,696
2022-12-31 (YTD Data)Rank
Total interest income$36,501,000970
Total interest expense$5,210,000764
Net interest income$31,291,000990
Provision for loan and lease losses$725,000998
Total noninterest income$3,660,0001,440
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$864,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$2,796,0001,317
Total noninterest expense$26,764,000954
Salaries and employee benefits$12,868,0001,081
Premises and equipment expense$4,958,000550
Additional noninterest expense$2,796,0001,317
Pre-tax net operating income$7,462,0001,565
Securities gains (losses)$-30,0003,652
Applicable income taxes$703,0001,808
Income before extraordinary items$6,729,0001,505
Extraordinary gains, net$05
Net income$6,729,0001,504
Minority interest net income$063
Net income of bank and minority interests.$6,729,0001,504
Net charge-offs$24,0001,860
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,756,3001,519
2022-09-30 (YTD Data)Rank
Total interest income$26,885,000948
Total interest expense$3,340,000678
Net interest income$23,545,000970
Provision for loan and lease losses$524,000948
Total noninterest income$2,757,0001,453
Gross Fiduciary activities income$0968
Service charges on deposit accounts$651,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$2,106,0001,335
Total noninterest expense$19,404,000977
Salaries and employee benefits$9,219,0001,121
Premises and equipment expense$3,675,000557
Additional noninterest expense$2,106,0001,335
Pre-tax net operating income$6,374,0001,419
Securities gains (losses)$-30,0004,019
Applicable income taxes$809,0001,494
Income before extraordinary items$5,535,0001,380
Extraordinary gains, net$04
Net income$5,535,0001,379
Minority interest net income$057
Net income of bank and minority interests.$5,535,0001,380
Net charge-offs$11,0001,790
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,561,1001,403
2022-06-30 (YTD Data)Rank
Total interest income$17,519,000930
Total interest expense$2,163,000551
Net interest income$15,356,000971
Provision for loan and lease losses$589,000638
Total noninterest income$1,835,0001,449
Gross Fiduciary activities income$0925
Service charges on deposit accounts$429,0001,136
Trading account gains and feesNANA
Additional Noninterest Income$1,406,0001,368
Total noninterest expense$12,811,000969
Salaries and employee benefits$6,033,0001,128
Premises and equipment expense$2,599,000516
Additional noninterest expense$4,179,000899
Pre-tax net operating income$3,791,0001,469
Securities gains (losses)$-21,0004,100
Applicable income taxes$375,0001,691
Income before extraordinary items$3,395,0001,385
Extraordinary gains, net$04
Net income$3,395,0001,384
Minority interest net income$060
Net income of bank and minority interests.$3,395,0001,385
Net charge-offs$-11,0003,693
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,413,9001,413
2022-03-31 (YTD Data)Rank
Total interest income$8,612,000920
Total interest expense$1,083,000514
Net interest income$7,529,000962
Provision for loan and lease losses$348,000444
Total noninterest income$950,0001,417
Gross Fiduciary activities income$0892
Service charges on deposit accounts$214,0001,133
Trading account gains and feesNANA
Additional Noninterest Income$736,0001,328
Total noninterest expense$6,400,000964
Salaries and employee benefits$2,907,0001,168
Premises and equipment expense$1,375,000500
Additional noninterest expense$2,118,000877
Pre-tax net operating income$1,731,0001,485
Securities gains (losses)$-11,0004,268
Applicable income taxes$166,0001,730
Income before extraordinary items$1,554,0001,419
Extraordinary gains, net$04
Net income$1,554,0001,419
Minority interest net income$050
Net income of bank and minority interests.$1,554,0001,419
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,563,9001,428
2021-12-31 (YTD Data)Rank
Total interest income$33,955,000954
Total interest expense$4,809,000561
Net interest income$29,146,0001,000
Provision for loan and lease losses$461,0001,116
Total noninterest income$3,879,0001,552
Gross Fiduciary activities income$0994
Service charges on deposit accounts$831,0001,109
Trading account gains and feesNANA
Additional Noninterest Income$3,048,0001,473
Total noninterest expense$22,456,0001,067
Salaries and employee benefits$11,174,0001,190
Premises and equipment expense$3,789,000698
Additional noninterest expense$7,493,000986
Pre-tax net operating income$10,108,0001,269
Securities gains (losses)$39,0001,240
Applicable income taxes$1,535,0001,296
Income before extraordinary items$8,612,0001,275
Extraordinary gains, net$010
Net income$8,612,0001,274
Minority interest net income$074
Net income of bank and minority interests.$8,612,0001,275
Net charge-offs$13,0002,203
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,578,8501,259
2021-09-30 (YTD Data)Rank
Total interest income$25,485,000966
Total interest expense$3,674,000580
Net interest income$21,811,0001,014
Provision for loan and lease losses$85,0002,098
Total noninterest income$2,941,0001,575
Gross Fiduciary activities income$0957
Service charges on deposit accounts$607,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$2,334,0001,506
Total noninterest expense$16,579,0001,093
Salaries and employee benefits$8,078,0001,232
Premises and equipment expense$2,860,000709
Additional noninterest expense$5,641,000979
Pre-tax net operating income$8,088,0001,265
Securities gains (losses)$44,0001,101
Applicable income taxes$1,281,0001,278
Income before extraordinary items$6,851,0001,269
Extraordinary gains, net$08
Net income$6,851,0001,269
Minority interest net income$069
Net income of bank and minority interests.$6,851,0001,269
Net charge-offs$-5,0003,437
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,814,0401,258
2021-06-30 (YTD Data)Rank
Total interest income$16,965,000959
Total interest expense$2,514,000582
Net interest income$14,451,0001,001
Provision for loan and lease losses$52,0002,131
Total noninterest income$1,920,0001,564
Gross Fiduciary activities income$0951
Service charges on deposit accounts$392,0001,120
Trading account gains and feesNANA
Additional Noninterest Income$1,528,0001,495
Total noninterest expense$10,780,0001,103
Salaries and employee benefits$5,244,0001,248
Premises and equipment expense$1,788,000749
Additional noninterest expense$3,748,000979
Pre-tax net operating income$5,539,0001,228
Securities gains (losses)$4,0001,607
Applicable income taxes$900,0001,231
Income before extraordinary items$4,643,0001,254
Extraordinary gains, net$06
Net income$4,643,0001,254
Minority interest net income$067
Net income of bank and minority interests.$4,643,0001,254
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,639,6401,228
2021-03-31 (YTD Data)Rank
Total interest income$8,577,000944
Total interest expense$1,283,000607
Net interest income$7,294,000979
Provision for loan and lease losses$02,741
Total noninterest income$927,0001,588
Gross Fiduciary activities income$0922
Service charges on deposit accounts$196,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$731,0001,542
Total noninterest expense$5,075,0001,138
Salaries and employee benefits$2,535,0001,271
Premises and equipment expense$869,000780
Additional noninterest expense$1,671,0001,039
Pre-tax net operating income$3,146,0001,104
Securities gains (losses)$4,0001,220
Applicable income taxes$541,0001,085
Income before extraordinary items$2,609,0001,155
Extraordinary gains, net$03
Net income$2,609,0001,155
Minority interest net income$055
Net income of bank and minority interests.$2,609,0001,155
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,605,6801,128
2020-12-31 (YTD Data)Rank
Total interest income$33,624,000961
Total interest expense$6,852,000695
Net interest income$26,772,0001,008
Provision for loan and lease losses$1,047,0001,557
Total noninterest income$2,925,0001,746
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$567,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$2,358,0001,643
Total noninterest expense$22,057,0001,034
Salaries and employee benefits$11,112,0001,144
Premises and equipment expense$4,015,000656
Additional noninterest expense$6,930,000995
Pre-tax net operating income$6,593,0001,449
Securities gains (losses)$107,0001,346
Applicable income taxes$838,0001,576
Income before extraordinary items$5,862,0001,446
Extraordinary gains, net$04
Net income$5,862,0001,446
Minority interest net income$072
Net income of bank and minority interests.$5,862,0001,447
Net charge-offs$452,0001,045
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,768,9101,422
2020-09-30 (YTD Data)Rank
Total interest income$25,082,000975
Total interest expense$5,429,000707
Net interest income$19,653,0001,017
Provision for loan and lease losses$770,0001,580
Total noninterest income$2,015,0001,789
Gross Fiduciary activities income$0981
Service charges on deposit accounts$338,0001,733
Trading account gains and feesNANA
Additional Noninterest Income$1,677,0001,650
Total noninterest expense$15,920,0001,050
Salaries and employee benefits$8,011,0001,175
Premises and equipment expense$2,928,000663
Additional noninterest expense$4,981,0001,015
Pre-tax net operating income$4,978,0001,397
Securities gains (losses)$68,0001,399
Applicable income taxes$605,0001,596
Income before extraordinary items$4,441,0001,386
Extraordinary gains, net$04
Net income$4,441,0001,387
Minority interest net income$065
Net income of bank and minority interests.$4,441,0001,387
Net charge-offs$437,000813
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,381,1601,360
2020-06-30 (YTD Data)Rank
Total interest income$16,775,000985
Total interest expense$3,827,000725
Net interest income$12,948,0001,034
Provision for loan and lease losses$635,0001,409
Total noninterest income$1,183,0001,859
Gross Fiduciary activities income$0970
Service charges on deposit accounts$219,0001,788
Trading account gains and feesNANA
Additional Noninterest Income$964,0001,707
Total noninterest expense$10,460,0001,055
Salaries and employee benefits$5,353,0001,163
Premises and equipment expense$1,933,000662
Additional noninterest expense$3,174,0001,041
Pre-tax net operating income$3,036,0001,431
Securities gains (losses)$68,0001,154
Applicable income taxes$349,0001,635
Income before extraordinary items$2,755,0001,410
Extraordinary gains, net$04
Net income$2,755,0001,410
Minority interest net income$065
Net income of bank and minority interests.$2,755,0001,410
Net charge-offs$428,000655
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,694,4801,396
2020-03-31 (YTD Data)Rank
Total interest income$8,366,000987
Total interest expense$2,072,000766
Net interest income$6,294,0001,046
Provision for loan and lease losses$630,000775
Total noninterest income$650,0001,677
Gross Fiduciary activities income$0941
Service charges on deposit accounts$129,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$521,0001,482
Total noninterest expense$5,042,0001,098
Salaries and employee benefits$2,500,0001,239
Premises and equipment expense$875,000742
Additional noninterest expense$1,667,0001,023
Pre-tax net operating income$1,272,0001,513
Securities gains (losses)$4,0001,484
Applicable income taxes$103,0001,915
Income before extraordinary items$1,173,0001,456
Extraordinary gains, net$04
Net income$1,173,0001,453
Minority interest net income$056
Net income of bank and minority interests.$1,173,0001,456
Net charge-offs$81,000977
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,169,3201,439
2019-12-31 (YTD Data)Rank
Total interest income$33,629,000985
Total interest expense$7,965,000832
Net interest income$25,664,0001,022
Provision for loan and lease losses$351,0001,809
Total noninterest income$3,039,0001,553
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$521,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$2,518,0001,341
Total noninterest expense$21,038,0001,044
Salaries and employee benefits$10,382,0001,170
Premises and equipment expense$3,736,000681
Additional noninterest expense$6,920,000975
Pre-tax net operating income$7,314,0001,313
Securities gains (losses)$-1,0004,531
Applicable income taxes$1,038,0001,406
Income before extraordinary items$6,275,0001,346
Extraordinary gains, net$011
Net income$6,275,0001,348
Minority interest net income$076
Net income of bank and minority interests.$6,275,0001,349
Net charge-offs$214,0001,616
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,275,8601,320
2019-09-30 (YTD Data)Rank
Total interest income$25,168,000990
Total interest expense$5,792,000864
Net interest income$19,376,0001,026
Provision for loan and lease losses$110,0002,513
Total noninterest income$2,127,0001,618
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$381,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$1,746,0001,392
Total noninterest expense$15,333,0001,064
Salaries and employee benefits$7,513,0001,207
Premises and equipment expense$2,609,000730
Additional noninterest expense$5,211,000968
Pre-tax net operating income$6,060,0001,247
Securities gains (losses)$3,0001,926
Applicable income taxes$982,0001,240
Income before extraordinary items$5,081,0001,300
Extraordinary gains, net$011
Net income$5,081,0001,302
Minority interest net income$072
Net income of bank and minority interests.$5,081,0001,302
Net charge-offs$122,0001,639
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,078,4801,275
2019-06-30 (YTD Data)Rank
Total interest income$16,811,000981
Total interest expense$3,671,000883
Net interest income$13,140,0001,004
Provision for loan and lease losses$82,0002,389
Total noninterest income$1,319,0001,652
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$243,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$1,076,0001,423
Total noninterest expense$10,179,0001,067
Salaries and employee benefits$4,928,0001,221
Premises and equipment expense$1,744,000734
Additional noninterest expense$3,507,000964
Pre-tax net operating income$4,198,0001,185
Securities gains (losses)$-4,0004,803
Applicable income taxes$692,0001,179
Income before extraordinary items$3,502,0001,237
Extraordinary gains, net$011
Net income$3,502,0001,237
Minority interest net income$069
Net income of bank and minority interests.$3,502,0001,237
Net charge-offs$80,0001,532
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,505,3601,212
2019-03-31 (YTD Data)Rank
Total interest income$8,373,000984
Total interest expense$1,741,000897
Net interest income$6,632,0001,001
Provision for loan and lease losses$03,406
Total noninterest income$615,0001,703
Gross Fiduciary activities income$0972
Service charges on deposit accounts$115,0002,007
Trading account gains and feesNANA
Additional Noninterest Income$500,0001,443
Total noninterest expense$4,975,0001,078
Salaries and employee benefits$2,431,0001,239
Premises and equipment expense$893,000728
Additional noninterest expense$1,651,0001,001
Pre-tax net operating income$2,272,0001,108
Securities gains (losses)$-1,0004,848
Applicable income taxes$366,0001,108
Income before extraordinary items$1,905,0001,132
Extraordinary gains, net$05
Net income$1,905,0001,131
Minority interest net income$052
Net income of bank and minority interests.$1,905,0001,131
Net charge-offs$29,0001,522
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,905,8401,111
2018-12-31 (YTD Data)Rank
Total interest income$32,275,000961
Total interest expense$5,496,000853
Net interest income$26,779,000973
Provision for loan and lease losses$409,0001,648
Total noninterest income$2,650,0001,682
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$466,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$2,184,0001,414
Total noninterest expense$19,631,0001,080
Salaries and employee benefits$9,862,0001,187
Premises and equipment expense$3,291,000763
Additional noninterest expense$6,478,0001,024
Pre-tax net operating income$9,389,0001,093
Securities gains (losses)$39,000459
Applicable income taxes$1,647,000990
Income before extraordinary items$7,781,0001,114
Extraordinary gains, net$06
Net income$7,781,0001,113
Minority interest net income$072
Net income of bank and minority interests.$7,781,0001,113
Net charge-offs$153,0001,845
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,748,6301,113
2018-09-30 (YTD Data)Rank
Total interest income$23,950,000962
Total interest expense$3,916,000843
Net interest income$20,034,000976
Provision for loan and lease losses$354,0001,437
Total noninterest income$1,995,0001,691
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$343,0002,125
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,429
Total noninterest expense$14,623,0001,089
Salaries and employee benefits$7,321,0001,189
Premises and equipment expense$2,410,000783
Additional noninterest expense$4,892,0001,016
Pre-tax net operating income$7,052,0001,097
Securities gains (losses)$39,000458
Applicable income taxes$1,279,000997
Income before extraordinary items$5,812,0001,126
Extraordinary gains, net$05
Net income$5,812,0001,125
Minority interest net income$066
Net income of bank and minority interests.$5,812,0001,125
Net charge-offs$101,0001,722
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,780,0201,120
2018-06-30 (YTD Data)Rank
Total interest income$15,816,000958
Total interest expense$2,486,000830
Net interest income$13,330,000967
Provision for loan and lease losses$229,0001,406
Total noninterest income$1,293,0001,724
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$219,0002,189
Trading account gains and feesNANA
Additional Noninterest Income$1,074,0001,455
Total noninterest expense$9,535,0001,099
Salaries and employee benefits$4,933,0001,183
Premises and equipment expense$1,546,000814
Additional noninterest expense$3,056,0001,061
Pre-tax net operating income$4,859,0001,046
Securities gains (losses)$39,000367
Applicable income taxes$858,000974
Income before extraordinary items$4,040,0001,069
Extraordinary gains, net$06
Net income$4,040,0001,068
Minority interest net income$065
Net income of bank and minority interests.$4,040,0001,068
Net charge-offs$86,0001,407
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,008,0201,070
2018-03-31 (YTD Data)Rank
Total interest income$7,780,000964
Total interest expense$1,204,000818
Net interest income$6,576,000975
Provision for loan and lease losses$03,508
Total noninterest income$600,0001,796
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$105,0002,247
Trading account gains and feesNANA
Additional Noninterest Income$495,0001,500
Total noninterest expense$4,665,0001,125
Salaries and employee benefits$2,379,0001,225
Premises and equipment expense$762,000829
Additional noninterest expense$1,524,0001,062
Pre-tax net operating income$2,511,0001,009
Securities gains (losses)$0735
Applicable income taxes$423,000973
Income before extraordinary items$2,088,0001,033
Extraordinary gains, net$07
Net income$2,088,0001,032
Minority interest net income$052
Net income of bank and minority interests.$2,088,0001,033
Net charge-offs$4,0002,263
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,088,0001,025
2017-12-31 (YTD Data)Rank
Total interest income$30,572,000941
Total interest expense$4,746,000715
Net interest income$25,826,000974
Provision for loan and lease losses$421,0001,600
Total noninterest income$2,589,0001,738
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$458,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$2,131,0001,469
Total noninterest expense$18,630,0001,119
Salaries and employee benefits$9,477,0001,212
Premises and equipment expense$2,906,000837
Additional noninterest expense$6,247,0001,035
Pre-tax net operating income$9,364,0001,040
Securities gains (losses)$114,000578
Applicable income taxes$2,425,0001,137
Income before extraordinary items$7,053,0001,012
Extraordinary gains, net$09
Net income$7,053,0001,012
Minority interest net income$076
Net income of bank and minority interests.$7,053,0001,012
Net charge-offs$354,0001,350
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,968,6401,010
2017-09-30 (YTD Data)Rank
Total interest income$22,921,000940
Total interest expense$3,552,000698
Net interest income$19,369,000976
Provision for loan and lease losses$185,0002,092
Total noninterest income$1,927,0001,763
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$341,0002,197
Trading account gains and feesNANA
Additional Noninterest Income$1,586,0001,500
Total noninterest expense$13,649,0001,141
Salaries and employee benefits$6,851,0001,251
Premises and equipment expense$2,142,000863
Additional noninterest expense$4,656,0001,042
Pre-tax net operating income$7,462,0001,014
Securities gains (losses)$114,000545
Applicable income taxes$2,050,000898
Income before extraordinary items$5,526,0001,068
Extraordinary gains, net$09
Net income$5,526,0001,067
Minority interest net income$071
Net income of bank and minority interests.$5,526,0001,068
Net charge-offs$277,0001,169
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,442,7801,074
2017-06-30 (YTD Data)Rank
Total interest income$15,203,000937
Total interest expense$2,382,000674
Net interest income$12,821,000979
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,275,0001,766
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$225,0002,199
Trading account gains and feesNANA
Additional Noninterest Income$1,050,0001,497
Total noninterest expense$9,099,0001,147
Salaries and employee benefits$4,557,0001,257
Premises and equipment expense$1,464,000852
Additional noninterest expense$3,078,0001,049
Pre-tax net operating income$4,847,0001,020
Securities gains (losses)$63,000572
Applicable income taxes$1,323,000923
Income before extraordinary items$3,587,0001,081
Extraordinary gains, net$011
Net income$3,587,0001,081
Minority interest net income$071
Net income of bank and minority interests.$3,587,0001,081
Net charge-offs$166,0001,179
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,541,0101,083
2017-03-31 (YTD Data)Rank
Total interest income$7,522,000935
Total interest expense$1,204,000648
Net interest income$6,318,000989
Provision for loan and lease losses$150,0001,115
Total noninterest income$570,0001,881
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$106,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$464,0001,600
Total noninterest expense$4,467,0001,177
Salaries and employee benefits$2,229,0001,296
Premises and equipment expense$757,000838
Additional noninterest expense$1,481,0001,079
Pre-tax net operating income$2,271,0001,052
Securities gains (losses)$63,000298
Applicable income taxes$640,000912
Income before extraordinary items$1,694,0001,104
Extraordinary gains, net$08
Net income$1,694,0001,104
Minority interest net income$055
Net income of bank and minority interests.$1,694,0001,104
Net charge-offs$70,0001,126
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,648,0101,117
2016-12-31 (YTD Data)Rank
Total interest income$30,150,000896
Total interest expense$5,091,000594
Net interest income$25,059,000967
Provision for loan and lease losses$318,0001,937
Total noninterest income$2,330,0001,933
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$446,0002,277
Trading account gains and fees$0170
Additional Noninterest Income$1,884,0001,649
Total noninterest expense$18,266,0001,138
Salaries and employee benefits$9,226,0001,224
Premises and equipment expense$2,793,000886
Additional noninterest expense$6,247,0001,049
Pre-tax net operating income$8,805,0001,025
Securities gains (losses)$187,000918
Applicable income taxes$2,305,000937
Income before extraordinary items$6,687,0001,094
Extraordinary gains, net$05
Net income$6,687,0001,093
Minority interest net income$082
Net income of bank and minority interests.$6,687,0001,093
Net charge-offs$209,0001,877
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,548,6201,090
2016-09-30 (YTD Data)Rank
Total interest income$22,589,000889
Total interest expense$3,822,000579
Net interest income$18,767,000964
Provision for loan and lease losses$213,0001,993
Total noninterest income$1,723,0001,947
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$331,0002,291
Trading account gains and fees$0169
Additional Noninterest Income$1,392,0001,662
Total noninterest expense$13,582,0001,147
Salaries and employee benefits$6,772,0001,249
Premises and equipment expense$2,034,000908
Additional noninterest expense$4,776,0001,036
Pre-tax net operating income$6,695,0001,019
Securities gains (losses)$310,000589
Applicable income taxes$1,917,000890
Income before extraordinary items$5,088,0001,100
Extraordinary gains, net$05
Net income$5,088,0001,100
Minority interest net income$071
Net income of bank and minority interests.$5,088,0001,100
Net charge-offs$92,0002,136
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,861,7001,113
2016-06-30 (YTD Data)Rank
Total interest income$15,077,000892
Total interest expense$2,533,000582
Net interest income$12,544,000960
Provision for loan and lease losses$212,0001,551
Total noninterest income$1,049,0002,040
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$213,0002,333
Trading account gains and fees$0157
Additional Noninterest Income$836,0001,749
Total noninterest expense$8,977,0001,154
Salaries and employee benefits$4,483,0001,265
Premises and equipment expense$1,342,000916
Additional noninterest expense$3,152,0001,038
Pre-tax net operating income$4,404,0001,025
Securities gains (losses)$152,000729
Applicable income taxes$1,228,000920
Income before extraordinary items$3,328,0001,105
Extraordinary gains, net$016
Net income$3,328,0001,105
Minority interest net income$071
Net income of bank and minority interests.$3,328,0001,105
Net charge-offs$71,0001,899
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,217,0401,108
2016-03-31 (YTD Data)Rank
Total interest income$7,499,000892
Total interest expense$1,254,000580
Net interest income$6,245,000958
Provision for loan and lease losses$180,0001,034
Total noninterest income$419,0002,306
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$104,0002,366
Trading account gains and fees$0142
Additional Noninterest Income$315,0002,035
Total noninterest expense$4,415,0001,173
Salaries and employee benefits$2,227,0001,271
Premises and equipment expense$657,000945
Additional noninterest expense$1,531,0001,071
Pre-tax net operating income$2,069,0001,056
Securities gains (losses)$152,000372
Applicable income taxes$611,000904
Income before extraordinary items$1,610,0001,108
Extraordinary gains, net$012
Net income$1,610,0001,109
Minority interest net income$062
Net income of bank and minority interests.$1,610,0001,109
Net charge-offs$13,0002,213
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,500,5601,149
2015-12-31 (YTD Data)Rank
Total interest income$30,106,000852
Total interest expense$5,136,000533
Net interest income$24,970,000914
Provision for loan and lease losses$537,0001,284
Total noninterest income$2,373,0001,884
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$430,0002,380
Trading account gains and fees$0159
Additional Noninterest Income$1,943,0001,557
Total noninterest expense$17,839,0001,128
Salaries and employee benefits$8,813,0001,248
Premises and equipment expense$2,819,000872
Additional noninterest expense$6,207,0001,055
Pre-tax net operating income$8,967,000981
Securities gains (losses)$439,000395
Applicable income taxes$2,453,000867
Income before extraordinary items$6,953,0001,029
Extraordinary gains, net$023
Net income$6,953,0001,029
Minority interest net income$081
Net income of bank and minority interests.$6,953,0001,029
Net charge-offs$418,0001,324
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,628,1401,047
2015-09-30 (YTD Data)Rank
Total interest income$22,634,000854
Total interest expense$3,898,000530
Net interest income$18,736,000915
Provision for loan and lease losses$337,0001,414
Total noninterest income$1,789,0001,904
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$314,0002,446
Trading account gains and fees$0153
Additional Noninterest Income$1,475,0001,551
Total noninterest expense$13,110,0001,157
Salaries and employee benefits$6,443,0001,288
Premises and equipment expense$2,110,000885
Additional noninterest expense$4,557,0001,075
Pre-tax net operating income$7,078,000945
Securities gains (losses)$304,000469
Applicable income taxes$2,051,000825
Income before extraordinary items$5,331,000993
Extraordinary gains, net$021
Net income$5,331,000993
Minority interest net income$078
Net income of bank and minority interests.$5,331,000993
Net charge-offs$184,0001,631
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,112,1201,023
2015-06-30 (YTD Data)Rank
Total interest income$15,081,000854
Total interest expense$2,652,000526
Net interest income$12,429,000913
Provision for loan and lease losses$192,0001,558
Total noninterest income$1,104,0002,004
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$196,0002,532
Trading account gains and fees$0157
Additional Noninterest Income$908,0001,659
Total noninterest expense$8,601,0001,176
Salaries and employee benefits$4,250,0001,301
Premises and equipment expense$1,417,000876
Additional noninterest expense$2,934,0001,107
Pre-tax net operating income$4,740,000937
Securities gains (losses)$304,000375
Applicable income taxes$1,437,000797
Income before extraordinary items$3,607,000983
Extraordinary gains, net$022
Net income$3,607,000983
Minority interest net income$075
Net income of bank and minority interests.$3,607,000983
Net charge-offs$124,0001,532
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,388,1201,015
2015-03-31 (YTD Data)Rank
Total interest income$7,504,000852
Total interest expense$1,376,000500
Net interest income$6,128,000926
Provision for loan and lease losses$103,0001,413
Total noninterest income$450,0002,244
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$360,0001,885
Total noninterest expense$4,147,0001,224
Salaries and employee benefits$2,091,0001,324
Premises and equipment expense$705,000889
Additional noninterest expense$1,351,0001,176
Pre-tax net operating income$2,328,000920
Securities gains (losses)$203,000360
Applicable income taxes$726,000783
Income before extraordinary items$1,805,000954
Extraordinary gains, net$013
Net income$1,805,000955
Minority interest net income$064
Net income of bank and minority interests.$1,805,000955
Net charge-offs$111,0001,043
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,660,870998
2014-12-31 (YTD Data)Rank
Total interest income$29,818,000842
Total interest expense$5,581,000497
Net interest income$24,237,000905
Provision for loan and lease losses$616,0001,254
Total noninterest income$2,013,0002,095
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$391,0002,733
Trading account gains and fees$0180
Additional Noninterest Income$1,622,0001,688
Total noninterest expense$16,379,0001,211
Salaries and employee benefits$8,354,0001,278
Premises and equipment expense$2,572,000945
Additional noninterest expense$5,453,0001,209
Pre-tax net operating income$9,255,000900
Securities gains (losses)$414,000478
Applicable income taxes$2,473,000838
Income before extraordinary items$7,196,000923
Extraordinary gains, net$017
Net income$7,196,000922
Minority interest net income$084
Net income of bank and minority interests.$7,196,000922
Net charge-offs$635,0001,246
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,889,640937
2014-09-30 (YTD Data)Rank
Total interest income$22,351,000845
Total interest expense$4,175,000507
Net interest income$18,176,000913
Provision for loan and lease losses$335,0001,524
Total noninterest income$1,583,0002,031
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$283,0002,819
Trading account gains and fees$0174
Additional Noninterest Income$1,300,0001,622
Total noninterest expense$11,946,0001,254
Salaries and employee benefits$6,133,0001,303
Premises and equipment expense$1,775,0001,031
Additional noninterest expense$4,038,0001,216
Pre-tax net operating income$7,478,000842
Securities gains (losses)$414,000370
Applicable income taxes$2,152,000755
Income before extraordinary items$5,740,000866
Extraordinary gains, net$015
Net income$5,740,000865
Minority interest net income$081
Net income of bank and minority interests.$5,740,000865
Net charge-offs$429,0001,287
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,437,780895
2014-06-30 (YTD Data)Rank
Total interest income$14,883,000843
Total interest expense$2,773,000512
Net interest income$12,110,000905
Provision for loan and lease losses$183,0001,715
Total noninterest income$968,0002,143
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$179,0002,911
Trading account gains and fees$0172
Additional Noninterest Income$789,0001,715
Total noninterest expense$7,863,0001,269
Salaries and employee benefits$4,055,0001,312
Premises and equipment expense$1,173,0001,038
Additional noninterest expense$2,635,0001,228
Pre-tax net operating income$5,032,000807
Securities gains (losses)$321,000338
Applicable income taxes$1,517,000713
Income before extraordinary items$3,836,000851
Extraordinary gains, net$020
Net income$3,836,000851
Minority interest net income$080
Net income of bank and minority interests.$3,836,000851
Net charge-offs$270,0001,335
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,604,880875
2014-03-31 (YTD Data)Rank
Total interest income$7,413,000845
Total interest expense$1,391,000512
Net interest income$6,022,000911
Provision for loan and lease losses$24,0002,875
Total noninterest income$445,0002,194
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$84,0003,004
Trading account gains and fees$0147
Additional Noninterest Income$361,0001,788
Total noninterest expense$3,871,0001,297
Salaries and employee benefits$1,983,0001,356
Premises and equipment expense$608,0001,026
Additional noninterest expense$1,280,0001,253
Pre-tax net operating income$2,572,000774
Securities gains (losses)$01,715
Applicable income taxes$730,000708
Income before extraordinary items$1,842,000849
Extraordinary gains, net$016
Net income$1,842,000852
Minority interest net income$066
Net income of bank and minority interests.$1,842,000850
Net charge-offs$241,000833
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,842,000828
2013-12-31 (YTD Data)Rank
Total interest income$29,877,000836
Total interest expense$6,234,000506
Net interest income$23,643,000905
Provision for loan and lease losses$803,0001,321
Total noninterest income$2,194,0002,022
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$364,0003,022
Trading account gains and fees$0184
Additional Noninterest Income$1,830,0001,622
Total noninterest expense$15,393,0001,299
Salaries and employee benefits$7,889,0001,346
Premises and equipment expense$2,265,0001,051
Additional noninterest expense$5,239,0001,280
Pre-tax net operating income$9,641,000796
Securities gains (losses)$470,000476
Applicable income taxes$2,731,000713
Income before extraordinary items$7,380,000850
Extraordinary gains, net$029
Net income$7,380,000852
Minority interest net income$090
Net income of bank and minority interests.$7,380,000852
Net charge-offs$705,0001,636
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,036,900874
2013-09-30 (YTD Data)Rank
Total interest income$21,749,000863
Total interest expense$4,765,000512
Net interest income$16,984,000962
Provision for loan and lease losses$395,0001,795
Total noninterest income$1,617,0002,098
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$314,0002,739
Trading account gains and fees$0180
Additional Noninterest Income$1,303,0001,716
Total noninterest expense$10,518,0001,403
Salaries and employee benefits$5,705,0001,382
Premises and equipment expense$1,509,0001,196
Additional noninterest expense$3,304,0001,502
Pre-tax net operating income$7,688,000765
Securities gains (losses)$301,000632
Applicable income taxes$2,196,000677
Income before extraordinary items$5,793,000823
Extraordinary gains, net$025
Net income$5,793,000825
Minority interest net income$084
Net income of bank and minority interests.$5,793,000825
Net charge-offs$330,0002,028
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,573,270836
2013-06-30 (YTD Data)Rank
Total interest income$14,423,000864
Total interest expense$3,236,000518
Net interest income$11,187,000963
Provision for loan and lease losses$151,0002,424
Total noninterest income$1,229,0001,938
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$199,0002,796
Trading account gains and fees$0157
Additional Noninterest Income$1,030,0001,549
Total noninterest expense$6,899,0001,430
Salaries and employee benefits$3,727,0001,412
Premises and equipment expense$945,0001,262
Additional noninterest expense$2,227,0001,463
Pre-tax net operating income$5,366,000723
Securities gains (losses)$301,000555
Applicable income taxes$1,685,000612
Income before extraordinary items$3,982,000784
Extraordinary gains, net$022
Net income$3,982,000786
Minority interest net income$082
Net income of bank and minority interests.$3,982,000786
Net charge-offs$266,0001,807
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,771,300800
2013-03-31 (YTD Data)Rank
Total interest income$7,212,000863
Total interest expense$1,644,000529
Net interest income$5,568,000964
Provision for loan and lease losses$151,0001,607
Total noninterest income$750,0001,641
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$95,0002,882
Trading account gains and fees$0148
Additional Noninterest Income$655,0001,305
Total noninterest expense$3,372,0001,472
Salaries and employee benefits$1,791,0001,482
Premises and equipment expense$463,0001,309
Additional noninterest expense$1,118,0001,450
Pre-tax net operating income$2,795,000691
Securities gains (losses)$301,000323
Applicable income taxes$951,000561
Income before extraordinary items$2,145,000730
Extraordinary gains, net$010
Net income$2,145,000730
Minority interest net income$076
Net income of bank and minority interests.$2,145,000731
Net charge-offs$152,0001,572
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,937,310759
2012-12-31 (YTD Data)Rank
Total interest income$30,343,000856
Total interest expense$7,775,000546
Net interest income$22,568,000965
Provision for loan and lease losses$446,0002,877
Total noninterest income$2,551,0001,844
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$478,0002,576
Trading account gains and fees$0166
Additional Noninterest Income$2,073,0001,490
Total noninterest expense$13,667,0001,430
Salaries and employee benefits$7,287,0001,398
Premises and equipment expense$1,765,0001,346
Additional noninterest expense$4,615,0001,462
Pre-tax net operating income$11,006,000666
Securities gains (losses)$651,000776
Applicable income taxes$3,561,000538
Income before extraordinary items$8,096,000741
Extraordinary gains, net$029
Net income$8,096,000738
Minority interest net income$093
Net income of bank and minority interests.$8,096,000741
Net charge-offs$498,0002,653
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,646,810732
2012-09-30 (YTD Data)Rank
Total interest income$23,020,000865
Total interest expense$6,011,000559
Net interest income$17,009,000969
Provision for loan and lease losses$396,0002,611
Total noninterest income$1,899,0001,855
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$363,0002,575
Trading account gains and fees$0157
Additional Noninterest Income$1,536,0001,500
Total noninterest expense$9,956,0001,479
Salaries and employee benefits$5,287,0001,442
Premises and equipment expense$1,292,0001,395
Additional noninterest expense$3,377,0001,501
Pre-tax net operating income$8,556,000655
Securities gains (losses)$650,000612
Applicable income taxes$3,082,000503
Income before extraordinary items$6,124,000750
Extraordinary gains, net$020
Net income$6,124,000748
Minority interest net income$086
Net income of bank and minority interests.$6,124,000750
Net charge-offs$395,0002,469
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,688,500752
2012-06-30 (YTD Data)Rank
Total interest income$15,521,000864
Total interest expense$4,131,000563
Net interest income$11,390,000971
Provision for loan and lease losses$151,0003,326
Total noninterest income$1,253,0001,857
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$243,0002,539
Trading account gains and fees$0153
Additional Noninterest Income$1,010,0001,511
Total noninterest expense$6,646,0001,471
Salaries and employee benefits$3,490,0001,461
Premises and equipment expense$888,0001,349
Additional noninterest expense$2,268,0001,494
Pre-tax net operating income$5,846,000636
Securities gains (losses)$529,000513
Applicable income taxes$2,207,000479
Income before extraordinary items$4,168,000729
Extraordinary gains, net$019
Net income$4,168,000729
Minority interest net income$084
Net income of bank and minority interests.$4,168,000730
Net charge-offs$317,0002,257
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,824,150746
2012-03-31 (YTD Data)Rank
Total interest income$7,797,000861
Total interest expense$2,151,000555
Net interest income$5,646,000972
Provision for loan and lease losses$1,0005,211
Total noninterest income$575,0001,964
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$120,0002,546
Trading account gains and fees$0148
Additional Noninterest Income$455,0001,611
Total noninterest expense$3,288,0001,493
Salaries and employee benefits$1,716,0001,494
Premises and equipment expense$428,0001,392
Additional noninterest expense$1,144,0001,475
Pre-tax net operating income$2,932,000635
Securities gains (losses)$02,210
Applicable income taxes$1,023,000499
Income before extraordinary items$1,909,000788
Extraordinary gains, net$019
Net income$1,909,000786
Minority interest net income$078
Net income of bank and minority interests.$1,909,000789
Net charge-offs$163,0002,015
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,909,000740
2011-12-31 (YTD Data)Rank
Total interest income$31,782,000877
Total interest expense$9,666,000589
Net interest income$22,116,000992
Provision for loan and lease losses$985,0002,434
Total noninterest income$2,085,0001,937
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$500,0002,569
Trading account gains and fees$0146
Additional Noninterest Income$1,585,0001,589
Total noninterest expense$12,883,0001,519
Salaries and employee benefits$6,763,0001,461
Premises and equipment expense$1,695,0001,467
Additional noninterest expense$4,425,0001,543
Pre-tax net operating income$10,333,000603
Securities gains (losses)$2,0003,652
Applicable income taxes$3,512,000523
Income before extraordinary items$6,823,000737
Extraordinary gains, net$029
Net income$6,823,000736
Minority interest net income$096
Net income of bank and minority interests.$6,823,000737
Net charge-offs$895,0002,492
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,821,680707
2011-09-30 (YTD Data)Rank
Total interest income$23,813,000892
Total interest expense$7,383,000607
Net interest income$16,430,0001,011
Provision for loan and lease losses$595,0002,651
Total noninterest income$1,349,0002,168
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$352,0002,715
Trading account gains and fees$0145
Additional Noninterest Income$997,0001,766
Total noninterest expense$9,273,0001,580
Salaries and employee benefits$4,914,0001,512
Premises and equipment expense$1,186,0001,585
Additional noninterest expense$3,173,0001,612
Pre-tax net operating income$7,911,000615
Securities gains (losses)$03,555
Applicable income taxes$2,715,000501
Income before extraordinary items$5,196,000751
Extraordinary gains, net$021
Net income$5,196,000750
Minority interest net income$087
Net income of bank and minority interests.$5,196,000751
Net charge-offs$604,0002,463
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,196,000722
2011-06-30 (YTD Data)Rank
Total interest income$15,836,000905
Total interest expense$4,996,000627
Net interest income$10,840,0001,022
Provision for loan and lease losses$89,0004,571
Total noninterest income$999,0001,992
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$222,0002,810
Trading account gains and fees$0153
Additional Noninterest Income$777,0001,596
Total noninterest expense$6,022,0001,630
Salaries and employee benefits$3,226,0001,556
Premises and equipment expense$779,0001,623
Additional noninterest expense$2,017,0001,700
Pre-tax net operating income$5,728,000557
Securities gains (losses)$02,914
Applicable income taxes$2,007,000462
Income before extraordinary items$3,721,000700
Extraordinary gains, net$015
Net income$3,721,000699
Minority interest net income$089
Net income of bank and minority interests.$3,721,000700
Net charge-offs$130,0003,579
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,721,000669
2011-03-31 (YTD Data)Rank
Total interest income$7,805,000932
Total interest expense$2,516,000651
Net interest income$5,289,0001,041
Provision for loan and lease losses$05,840
Total noninterest income$470,0002,092
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$103,0002,917
Trading account gains and fees$0158
Additional Noninterest Income$367,0001,668
Total noninterest expense$3,025,0001,639
Salaries and employee benefits$1,589,0001,580
Premises and equipment expense$396,0001,621
Additional noninterest expense$1,040,0001,655
Pre-tax net operating income$2,734,000600
Securities gains (losses)$01,772
Applicable income taxes$957,000469
Income before extraordinary items$1,777,000729
Extraordinary gains, net$09
Net income$1,777,000729
Minority interest net income$086
Net income of bank and minority interests.$1,777,000729
Net charge-offs$22,0003,981
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,777,000710
2010-12-31 (YTD Data)Rank
Total interest income$31,485,000967
Total interest expense$10,595,000766
Net interest income$20,890,0001,060
Provision for loan and lease losses$535,0004,026
Total noninterest income$2,772,0001,640
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$458,0002,809
Trading account gains and fees$0175
Additional Noninterest Income$2,314,0001,277
Total noninterest expense$12,361,0001,613
Salaries and employee benefits$6,379,0001,542
Premises and equipment expense$1,638,0001,556
Additional noninterest expense$4,344,0001,658
Pre-tax net operating income$10,766,000506
Securities gains (losses)$03,793
Applicable income taxes$3,611,000468
Income before extraordinary items$7,155,000630
Extraordinary gains, net$029
Net income$7,155,000627
Minority interest net income$0111
Net income of bank and minority interests.$7,155,000631
Net charge-offs$92,0005,482
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,155,000596
2010-09-30 (YTD Data)Rank
Total interest income$23,684,000979
Total interest expense$7,992,000790
Net interest income$15,692,0001,066
Provision for loan and lease losses$439,0003,768
Total noninterest income$2,083,0001,644
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$348,0002,840
Trading account gains and fees$0165
Additional Noninterest Income$1,735,0001,224
Total noninterest expense$8,577,0001,721
Salaries and employee benefits$4,582,0001,601
Premises and equipment expense$1,235,0001,570
Additional noninterest expense$2,760,0001,888
Pre-tax net operating income$8,759,000486
Securities gains (losses)$03,651
Applicable income taxes$3,001,000429
Income before extraordinary items$5,758,000605
Extraordinary gains, net$023
Net income$5,758,000603
Minority interest net income$0110
Net income of bank and minority interests.$5,758,000605
Net charge-offs$83,0005,089
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,758,000572
2010-06-30 (YTD Data)Rank
Total interest income$15,812,000991
Total interest expense$5,408,000809
Net interest income$10,404,0001,071
Provision for loan and lease losses$359,0003,362
Total noninterest income$1,293,0001,680
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$238,0002,803
Trading account gains and fees$0152
Additional Noninterest Income$1,055,0001,241
Total noninterest expense$5,800,0001,696
Salaries and employee benefits$3,011,0001,637
Premises and equipment expense$852,0001,547
Additional noninterest expense$1,937,0001,816
Pre-tax net operating income$5,538,000498
Securities gains (losses)$03,184
Applicable income taxes$1,874,000417
Income before extraordinary items$3,664,000612
Extraordinary gains, net$019
Net income$3,664,000612
Minority interest net income$0105
Net income of bank and minority interests.$3,664,000613
Net charge-offs$43,0005,008
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,664,000587
2010-03-31 (YTD Data)Rank
Total interest income$7,849,0001,022
Total interest expense$2,816,000818
Net interest income$5,033,0001,121
Provision for loan and lease losses$79,0004,259
Total noninterest income$583,0001,812
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$114,0002,889
Trading account gains and fees$0175
Additional Noninterest Income$469,0001,365
Total noninterest expense$2,722,0001,830
Salaries and employee benefits$1,454,0001,728
Premises and equipment expense$432,0001,566
Additional noninterest expense$836,0002,032
Pre-tax net operating income$2,815,000486
Securities gains (losses)$02,284
Applicable income taxes$985,000391
Income before extraordinary items$1,830,000613
Extraordinary gains, net$016
Net income$1,830,000617
Minority interest net income$091
Net income of bank and minority interests.$1,830,000617
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,830,000594
2009-12-31 (YTD Data)Rank
Total interest income$29,050,0001,183
Total interest expense$12,391,000957
Net interest income$16,659,0001,334
Provision for loan and lease losses$437,0004,749
Total noninterest income$1,207,0002,975
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$302,0003,865
Trading account gains and fees$0211
Additional Noninterest Income$905,0002,275
Total noninterest expense$10,156,0001,992
Salaries and employee benefits$4,909,0002,005
Premises and equipment expense$1,377,0001,954
Additional noninterest expense$3,870,0001,899
Pre-tax net operating income$7,273,000591
Securities gains (losses)$03,754
Applicable income taxes$2,424,000478
Income before extraordinary items$4,849,000711
Extraordinary gains, net$034
Net income$4,849,000710
Minority interest net income$0115
Net income of bank and minority interests.$4,849,000711
Net charge-offs$124,0005,511
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,849,000700
2009-09-30 (YTD Data)Rank
Total interest income$21,213,0001,238
Total interest expense$9,268,0001,015
Net interest income$11,945,0001,398
Provision for loan and lease losses$286,0004,657
Total noninterest income$749,0003,407
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$185,0004,261
Trading account gains and fees$0212
Additional Noninterest Income$564,0002,613
Total noninterest expense$6,935,0002,153
Salaries and employee benefits$3,384,0002,194
Premises and equipment expense$971,0002,084
Additional noninterest expense$2,580,0002,050
Pre-tax net operating income$5,473,000629
Securities gains (losses)$03,497
Applicable income taxes$1,929,000484
Income before extraordinary items$3,544,000765
Extraordinary gains, net$027
Net income$3,544,000763
Minority interest net income$0118
Net income of bank and minority interests.$3,544,000766
Net charge-offs$62,0005,512
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,544,000753
2009-06-30 (YTD Data)Rank
Total interest income$13,981,0001,279
Total interest expense$6,185,0001,079
Net interest income$7,796,0001,433
Provision for loan and lease losses$149,0004,812
Total noninterest income$514,0003,361
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$102,0004,629
Trading account gains and fees$0193
Additional Noninterest Income$412,0002,512
Total noninterest expense$4,286,0002,335
Salaries and employee benefits$2,155,0002,346
Premises and equipment expense$681,0002,018
Additional noninterest expense$1,450,0002,410
Pre-tax net operating income$3,875,000579
Securities gains (losses)$03,136
Applicable income taxes$1,366,000459
Income before extraordinary items$2,509,000734
Extraordinary gains, net$021
Net income$2,509,000729
Minority interest net income$0112
Net income of bank and minority interests.$2,509,000734
Net charge-offs$39,0005,127
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,509,000716
2009-03-31 (YTD Data)Rank
Total interest income$7,006,0001,294
Total interest expense$3,128,0001,098
Net interest income$3,878,0001,432
Provision for loan and lease losses$86,0004,154
Total noninterest income$214,0003,678
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$48,0004,692
Trading account gains and fees$0171
Additional Noninterest Income$166,0002,791
Total noninterest expense$1,975,0002,451
Salaries and employee benefits$1,093,0002,343
Premises and equipment expense$329,0002,119
Additional noninterest expense$553,0002,756
Pre-tax net operating income$2,031,000598
Securities gains (losses)$02,434
Applicable income taxes$716,000461
Income before extraordinary items$1,315,000783
Extraordinary gains, net$015
Net income$1,315,000784
Minority interest net income$0102
Net income of bank and minority interests.$1,315,000785
Net charge-offs$22,0004,250
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,315,000730
2008-12-31 (YTD Data)Rank
Total interest income$27,654,0001,404
Total interest expense$14,674,0001,109
Net interest income$12,980,0001,713
Provision for loan and lease losses$225,0005,063
Total noninterest income$726,0004,053
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$200,0004,791
Trading account gains and fees$0154
Additional Noninterest Income$526,0003,093
Total noninterest expense$7,264,0002,599
Salaries and employee benefits$4,024,0002,491
Premises and equipment expense$1,039,0002,534
Additional noninterest expense$2,201,0002,619
Pre-tax net operating income$6,217,000903
Securities gains (losses)$-199,0007,352
Applicable income taxes$2,122,000646
Income before extraordinary items$3,896,0001,069
Extraordinary gains, net$039
Net income$3,896,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,593
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,025,3501,111
2008-09-30 (YTD Data)Rank
Total interest income$20,629,0001,442
Total interest expense$11,150,0001,138
Net interest income$9,479,0001,781
Provision for loan and lease losses$153,0004,598
Total noninterest income$573,0004,053
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$149,0004,838
Trading account gains and fees$0148
Additional Noninterest Income$424,0003,089
Total noninterest expense$5,286,0002,658
Salaries and employee benefits$2,942,0002,582
Premises and equipment expense$729,0002,701
Additional noninterest expense$1,615,0002,597
Pre-tax net operating income$4,613,0001,093
Securities gains (losses)$-199,0007,606
Applicable income taxes$1,501,000838
Income before extraordinary items$2,913,0001,273
Extraordinary gains, net$031
Net income$2,913,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,555
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,044,3401,286
2008-06-30 (YTD Data)Rank
Total interest income$13,792,0001,461
Total interest expense$7,596,0001,148
Net interest income$6,196,0001,811
Provision for loan and lease losses$31,0005,563
Total noninterest income$349,0004,286
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$99,0004,847
Trading account gains and fees$0149
Additional Noninterest Income$250,0003,348
Total noninterest expense$3,513,0002,669
Salaries and employee benefits$1,966,0002,612
Premises and equipment expense$481,0002,724
Additional noninterest expense$1,066,0002,600
Pre-tax net operating income$3,001,0001,189
Securities gains (losses)$03,233
Applicable income taxes$1,020,000925
Income before extraordinary items$1,981,0001,406
Extraordinary gains, net$021
Net income$1,981,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,981,0001,375
2008-03-31 (YTD Data)Rank
Total interest income$6,967,0001,481
Total interest expense$3,904,0001,194
Net interest income$3,063,0001,825
Provision for loan and lease losses$10,0005,419
Total noninterest income$144,0004,696
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$48,0004,876
Trading account gains and fees$0158
Additional Noninterest Income$96,0003,849
Total noninterest expense$1,711,0002,728
Salaries and employee benefits$990,0002,611
Premises and equipment expense$246,0002,694
Additional noninterest expense$475,0002,842
Pre-tax net operating income$1,486,0001,272
Securities gains (losses)$02,688
Applicable income taxes$506,000995
Income before extraordinary items$980,0001,526
Extraordinary gains, net$015
Net income$980,0001,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$980,0001,463
2007-12-31 (YTD Data)Rank
Total interest income$25,896,0001,670
Total interest expense$15,058,0001,324
Net interest income$10,838,0002,084
Provision for loan and lease losses$59,0005,555
Total noninterest income$408,0005,452
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$172,0005,188
Trading account gains and fees$0178
Additional Noninterest Income$236,0004,714
Total noninterest expense$6,670,0002,707
Salaries and employee benefits$3,771,0002,629
Premises and equipment expense$945,0002,690
Additional noninterest expense$1,954,0002,717
Pre-tax net operating income$4,517,0001,797
Securities gains (losses)$02,146
Applicable income taxes$1,516,0001,414
Income before extraordinary items$3,001,0002,054
Extraordinary gains, net$039
Net income$3,001,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,353
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,001,0002,037
2007-09-30 (YTD Data)Rank
Total interest income$19,173,0001,691
Total interest expense$11,111,0001,350
Net interest income$8,062,0002,116
Provision for loan and lease losses$61,0004,820
Total noninterest income$321,0005,405
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$124,0005,280
Trading account gains and fees$0184
Additional Noninterest Income$197,0004,510
Total noninterest expense$4,886,0002,720
Salaries and employee benefits$2,768,0002,668
Premises and equipment expense$687,0002,753
Additional noninterest expense$1,431,0002,725
Pre-tax net operating income$3,436,0001,875
Securities gains (losses)$01,655
Applicable income taxes$1,168,0001,474
Income before extraordinary items$2,268,0002,150
Extraordinary gains, net$033
Net income$2,268,0002,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,499
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,268,0002,136
2007-06-30 (YTD Data)Rank
Total interest income$12,607,0001,727
Total interest expense$7,330,0001,368
Net interest income$5,277,0002,186
Provision for loan and lease losses$-5,0008,330
Total noninterest income$190,0005,677
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$77,0005,411
Trading account gains and fees$0168
Additional Noninterest Income$113,0004,881
Total noninterest expense$3,240,0002,771
Salaries and employee benefits$1,860,0002,680
Premises and equipment expense$452,0002,807
Additional noninterest expense$928,0002,798
Pre-tax net operating income$2,232,0001,977
Securities gains (losses)$01,444
Applicable income taxes$759,0001,552
Income before extraordinary items$1,473,0002,237
Extraordinary gains, net$029
Net income$1,473,0002,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,811
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,473,0002,221
2007-03-31 (YTD Data)Rank
Total interest income$6,203,0001,745
Total interest expense$3,612,0001,375
Net interest income$2,591,0002,214
Provision for loan and lease losses$17,0004,548
Total noninterest income$129,0004,959
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$35,0005,544
Trading account gains and fees$0195
Additional Noninterest Income$94,0003,856
Total noninterest expense$1,629,0002,772
Salaries and employee benefits$953,0002,654
Premises and equipment expense$220,0002,880
Additional noninterest expense$456,0002,821
Pre-tax net operating income$1,074,0002,038
Securities gains (losses)$01,187
Applicable income taxes$365,0001,617
Income before extraordinary items$709,0002,293
Extraordinary gains, net$022
Net income$709,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$709,0002,272
2006-12-31 (YTD Data)Rank
Total interest income$23,421,0001,730
Total interest expense$13,453,0001,249
Net interest income$9,968,0002,297
Provision for loan and lease losses$118,0004,530
Total noninterest income$521,0005,046
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$168,0005,323
Trading account gains and fees$0130
Additional Noninterest Income$353,0003,983
Total noninterest expense$6,923,0002,544
Salaries and employee benefits$4,283,0002,290
Premises and equipment expense$857,0002,834
Additional noninterest expense$1,783,0002,841
Pre-tax net operating income$3,448,0002,514
Securities gains (losses)$01,687
Applicable income taxes$1,298,0001,866
Income before extraordinary items$2,150,0002,943
Extraordinary gains, net$051
Net income$2,150,0002,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,733
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,150,0002,938
2006-09-30 (YTD Data)Rank
Total interest income$17,338,0001,730
Total interest expense$9,848,0001,249
Net interest income$7,490,0002,314
Provision for loan and lease losses$85,0004,435
Total noninterest income$387,0005,092
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$125,0005,396
Trading account gains and fees$0126
Additional Noninterest Income$262,0004,008
Total noninterest expense$5,145,0002,557
Salaries and employee benefits$3,147,0002,341
Premises and equipment expense$626,0002,895
Additional noninterest expense$1,372,0002,763
Pre-tax net operating income$2,647,0002,549
Securities gains (losses)$01,388
Applicable income taxes$900,0002,019
Income before extraordinary items$1,747,0002,855
Extraordinary gains, net$045
Net income$1,747,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,446
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,747,0002,847
2006-06-30 (YTD Data)Rank
Total interest income$11,387,0001,723
Total interest expense$6,386,0001,224
Net interest income$5,001,0002,329
Provision for loan and lease losses$25,0005,320
Total noninterest income$246,0005,184
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$78,0005,510
Trading account gains and fees$0126
Additional Noninterest Income$168,0004,090
Total noninterest expense$3,403,0002,588
Salaries and employee benefits$2,108,0002,328
Premises and equipment expense$423,0002,857
Additional noninterest expense$872,0002,902
Pre-tax net operating income$1,819,0002,494
Securities gains (losses)$01,185
Applicable income taxes$618,0002,011
Income before extraordinary items$1,201,0002,789
Extraordinary gains, net$039
Net income$1,201,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,820
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,201,0002,778
2006-03-31 (YTD Data)Rank
Total interest income$5,624,0001,691
Total interest expense$3,099,0001,184
Net interest income$2,525,0002,307
Provision for loan and lease losses$-5,0008,528
Total noninterest income$120,0005,210
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$35,0005,651
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,010
Total noninterest expense$1,744,0002,542
Salaries and employee benefits$1,071,0002,303
Premises and equipment expense$225,0002,718
Additional noninterest expense$448,0002,814
Pre-tax net operating income$906,0002,452
Securities gains (losses)$0955
Applicable income taxes$308,0001,986
Income before extraordinary items$598,0002,754
Extraordinary gains, net$021
Net income$598,0002,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$598,0002,733
2005-12-31 (YTD Data)Rank
Total interest income$21,262,0001,586
Total interest expense$10,885,0001,027
Net interest income$10,377,0002,134
Provision for loan and lease losses$107,0004,721
Total noninterest income$476,0005,347
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$155,0005,561
Trading account gains and fees$0138
Additional Noninterest Income$321,0004,193
Total noninterest expense$5,980,0002,758
Salaries and employee benefits$3,449,0002,637
Premises and equipment expense$825,0002,820
Additional noninterest expense$1,706,0002,910
Pre-tax net operating income$4,766,0001,937
Securities gains (losses)$14,0001,379
Applicable income taxes$1,595,0001,636
Income before extraordinary items$3,185,0002,133
Extraordinary gains, net$046
Net income$3,185,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,266
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,175,6202,118
2005-09-30 (YTD Data)Rank
Total interest income$15,817,0001,552
Total interest expense$7,857,0001,002
Net interest income$7,960,0002,076
Provision for loan and lease losses$72,0004,758
Total noninterest income$364,0005,332
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$115,0005,606
Trading account gains and fees$0126
Additional Noninterest Income$249,0004,144
Total noninterest expense$4,387,0002,789
Salaries and employee benefits$2,545,0002,625
Premises and equipment expense$607,0002,862
Additional noninterest expense$1,235,0002,972
Pre-tax net operating income$3,865,0001,821
Securities gains (losses)$14,0001,366
Applicable income taxes$1,358,0001,492
Income before extraordinary items$2,521,0002,048
Extraordinary gains, net$035
Net income$2,521,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,534
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,511,9002,021
2005-06-30 (YTD Data)Rank
Total interest income$10,473,0001,508
Total interest expense$5,056,000968
Net interest income$5,417,0002,005
Provision for loan and lease losses$37,0004,943
Total noninterest income$242,0005,293
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$76,0005,593
Trading account gains and fees$0116
Additional Noninterest Income$166,0004,101
Total noninterest expense$2,922,0002,769
Salaries and employee benefits$1,706,0002,602
Premises and equipment expense$401,0002,840
Additional noninterest expense$815,0002,973
Pre-tax net operating income$2,700,0001,717
Securities gains (losses)$14,0001,233
Applicable income taxes$950,0001,423
Income before extraordinary items$1,764,0001,930
Extraordinary gains, net$030
Net income$1,764,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,754,9001,906
2005-03-31 (YTD Data)Rank
Total interest income$5,214,0001,482
Total interest expense$2,439,000963
Net interest income$2,775,0001,938
Provision for loan and lease losses$-12,0008,733
Total noninterest income$119,0005,277
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$34,0005,761
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,053
Total noninterest expense$1,465,0002,781
Salaries and employee benefits$843,0002,656
Premises and equipment expense$191,0002,991
Additional noninterest expense$431,0002,816
Pre-tax net operating income$1,441,0001,574
Securities gains (losses)$01,685
Applicable income taxes$505,0001,347
Income before extraordinary items$936,0001,808
Extraordinary gains, net$024
Net income$936,0001,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$936,0001,765
2004-12-31 (YTD Data)Rank
Total interest income$21,140,0001,346
Total interest expense$9,518,000849
Net interest income$11,622,0001,740
Provision for loan and lease losses$11,0007,005
Total noninterest income$270,0006,612
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$116,0006,239
Trading account gains and fees$0138
Additional Noninterest Income$154,0005,630
Total noninterest expense$5,266,0002,966
Salaries and employee benefits$3,121,0002,742
Premises and equipment expense$659,0003,279
Additional noninterest expense$1,486,0003,147
Pre-tax net operating income$6,615,0001,306
Securities gains (losses)$64,0001,554
Applicable income taxes$2,275,0001,132
Income before extraordinary items$4,404,0001,464
Extraordinary gains, net$034
Net income$4,404,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,361,7601,428
2004-09-30 (YTD Data)Rank
Total interest income$15,957,0001,319
Total interest expense$7,087,000829
Net interest income$8,870,0001,697
Provision for loan and lease losses$-9,0008,777
Total noninterest income$172,0006,960
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$83,0006,357
Trading account gains and fees$0134
Additional Noninterest Income$89,0006,140
Total noninterest expense$3,920,0002,961
Salaries and employee benefits$2,294,0002,771
Premises and equipment expense$490,0003,305
Additional noninterest expense$1,136,0003,088
Pre-tax net operating income$5,131,0001,274
Securities gains (losses)$64,0001,472
Applicable income taxes$1,948,0001,035
Income before extraordinary items$3,247,0001,507
Extraordinary gains, net$026
Net income$3,247,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,206,0401,470
2004-06-30 (YTD Data)Rank
Total interest income$10,795,0001,275
Total interest expense$4,710,000824
Net interest income$6,085,0001,649
Provision for loan and lease losses$-35,0008,910
Total noninterest income$97,0007,299
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$50,0006,543
Trading account gains and fees$0130
Additional Noninterest Income$47,0006,544
Total noninterest expense$2,642,0002,942
Salaries and employee benefits$1,549,0002,751
Premises and equipment expense$322,0003,355
Additional noninterest expense$771,0003,041
Pre-tax net operating income$3,575,0001,202
Securities gains (losses)$40,0001,595
Applicable income taxes$1,356,0001,000
Income before extraordinary items$2,259,0001,430
Extraordinary gains, net$021
Net income$2,259,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,719
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,233,4001,394
2004-03-31 (YTD Data)Rank
Total interest income$5,437,0001,274
Total interest expense$2,384,000837
Net interest income$3,053,0001,634
Provision for loan and lease losses$-14,0008,940
Total noninterest income$59,0006,900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$21,0006,734
Trading account gains and fees$0121
Additional Noninterest Income$38,0005,668
Total noninterest expense$1,352,0002,886
Salaries and employee benefits$795,0002,701
Premises and equipment expense$162,0003,373
Additional noninterest expense$395,0002,949
Pre-tax net operating income$1,774,0001,185
Securities gains (losses)$02,934
Applicable income taxes$665,0001,028
Income before extraordinary items$1,109,0001,443
Extraordinary gains, net$016
Net income$1,109,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,109,0001,370
2003-12-31 (YTD Data)Rank
Total interest income$24,047,0001,183
Total interest expense$11,076,000802
Net interest income$12,971,0001,500
Provision for loan and lease losses$-54,0008,994
Total noninterest income$111,0008,196
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$42,0007,551
Trading account gains and fees$0160
Additional Noninterest Income$69,0007,124
Total noninterest expense$5,001,0003,050
Salaries and employee benefits$2,810,0002,940
Premises and equipment expense$629,0003,392
Additional noninterest expense$1,562,0002,965
Pre-tax net operating income$8,135,0001,023
Securities gains (losses)$42,0002,666
Applicable income taxes$2,977,000932
Income before extraordinary items$5,200,0001,233
Extraordinary gains, net$054
Net income$5,200,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,493
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,173,1201,173
2003-09-30 (YTD Data)Rank
Total interest income$18,496,0001,180
Total interest expense$8,595,000807
Net interest income$9,901,0001,487
Provision for loan and lease losses$-32,0009,073
Total noninterest income$82,0008,274
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$31,0007,618
Trading account gains and fees$0153
Additional Noninterest Income$51,0007,188
Total noninterest expense$3,702,0003,074
Salaries and employee benefits$2,042,0003,034
Premises and equipment expense$482,0003,318
Additional noninterest expense$1,178,0002,929
Pre-tax net operating income$6,313,0001,030
Securities gains (losses)$04,204
Applicable income taxes$2,431,000913
Income before extraordinary items$3,882,0001,267
Extraordinary gains, net$040
Net income$3,882,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,882,0001,197
2003-06-30 (YTD Data)Rank
Total interest income$12,557,0001,170
Total interest expense$5,906,000818
Net interest income$6,651,0001,473
Provision for loan and lease losses$-28,0009,133
Total noninterest income$44,0008,498
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$18,0007,723
Trading account gains and fees$0150
Additional Noninterest Income$26,0007,515
Total noninterest expense$2,478,0003,072
Salaries and employee benefits$1,365,0003,031
Premises and equipment expense$322,0003,303
Additional noninterest expense$791,0002,893
Pre-tax net operating income$4,245,0001,020
Securities gains (losses)$03,782
Applicable income taxes$1,634,000921
Income before extraordinary items$2,611,0001,267
Extraordinary gains, net$030
Net income$2,611,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,611,0001,183
2003-03-31 (YTD Data)Rank
Total interest income$6,365,0001,155
Total interest expense$2,989,000827
Net interest income$3,376,0001,444
Provision for loan and lease losses$-7,0009,177
Total noninterest income$19,0008,654
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$7,0007,830
Trading account gains and fees$0134
Additional Noninterest Income$12,0007,671
Total noninterest expense$1,233,0003,067
Salaries and employee benefits$685,0003,013
Premises and equipment expense$160,0003,310
Additional noninterest expense$388,0002,931
Pre-tax net operating income$2,169,0001,012
Securities gains (losses)$02,891
Applicable income taxes$835,000924
Income before extraordinary items$1,334,0001,238
Extraordinary gains, net$021
Net income$1,334,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,334,0001,157
2002-12-31 (YTD Data)Rank
Total interest income$27,014,0001,140
Total interest expense$14,246,000785
Net interest income$12,768,0001,516
Provision for loan and lease losses$22,0007,458
Total noninterest income$12,0009,216
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,0008,124
Trading account gains and fees$0153
Additional Noninterest Income$6,0009,043
Total noninterest expense$4,409,0003,277
Salaries and employee benefits$2,464,0003,162
Premises and equipment expense$568,0003,578
Additional noninterest expense$1,377,0003,184
Pre-tax net operating income$8,349,0001,010
Securities gains (losses)$31,0002,809
Applicable income taxes$3,176,000881
Income before extraordinary items$5,204,0001,202
Extraordinary gains, net$070
Net income$5,204,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,528
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,184,1601,160
2001-12-31 (YTD Data)Rank
Total interest income$28,402,0001,202
Total interest expense$18,768,000873
Net interest income$9,634,0001,849
Provision for loan and lease losses$20,0007,552
Total noninterest income$9,0009,484
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$9,0009,168
Total noninterest expense$3,866,0003,534
Salaries and employee benefits$2,298,0003,194
Premises and equipment expense$494,0003,912
Additional noninterest expense$1,074,0003,837
Pre-tax net operating income$5,757,0001,286
Securities gains (losses)$04,612
Applicable income taxes$2,188,0001,088
Income before extraordinary items$3,569,0001,505
Extraordinary gains, net$0105
Net income$3,569,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,531
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,569,0001,444
2000-12-31 (YTD Data)Rank
Total interest income$27,411,0001,298
Total interest expense$17,637,0001,004
Net interest income$9,774,0001,797
Provision for loan and lease losses$10,0007,963
Total noninterest income$18,0009,687
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$18,0009,043
Total noninterest expense$3,639,0003,582
Salaries and employee benefits$2,102,0003,322
Premises and equipment expense$460,0004,055
Additional noninterest expense$1,077,0003,757
Pre-tax net operating income$6,143,0001,202
Securities gains (losses)$01,956
Applicable income taxes$2,339,0001,017
Income before extraordinary items$3,804,0001,385
Extraordinary gains, net$038
Net income$3,804,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,804,0001,379
1999-12-31 (YTD Data)Rank
Total interest income$26,331,0001,235
Total interest expense$15,552,000992
Net interest income$10,779,0001,613
Provision for loan and lease losses$08,503
Total noninterest income$16,00010,001
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$16,0009,434
Total noninterest expense$3,482,0003,719
Salaries and employee benefits$1,900,0003,595
Premises and equipment expense$455,0004,083
Additional noninterest expense$1,127,0003,644
Pre-tax net operating income$7,313,0001,066
Securities gains (losses)$03,155
Applicable income taxes$2,750,000948
Income before extraordinary items$4,563,0001,198
Extraordinary gains, net$035
Net income$4,563,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,563,0001,180
1998-12-31 (YTD Data)Rank
Total interest income$26,127,0001,239
Total interest expense$15,525,0001,022
Net interest income$10,602,0001,600
Provision for loan and lease losses$08,652
Total noninterest income$20,00010,209
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$20,0009,482
Total noninterest expense$3,398,0003,707
Salaries and employee benefits$1,762,0003,736
Premises and equipment expense$427,0004,204
Additional noninterest expense$1,209,0003,348
Pre-tax net operating income$7,224,0001,048
Securities gains (losses)$04,449
Applicable income taxes$2,766,000935
Income before extraordinary items$4,458,0001,199
Extraordinary gains, net$032
Net income$4,458,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,458,0001,163
1997-12-31 (YTD Data)Rank
Total interest income$24,791,0001,339
Total interest expense$14,430,0001,125
Net interest income$10,361,0001,684
Provision for loan and lease losses$35,0007,233
Total noninterest income$21,00010,683
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$09,486
Trading account gains and fees$0239
Additional Noninterest Income$21,0009,798
Total noninterest expense$3,396,0003,705
Salaries and employee benefits$1,815,0003,610
Premises and equipment expense$381,0004,611
Additional noninterest expense$1,200,0003,359
Pre-tax net operating income$6,951,0001,148
Securities gains (losses)$03,944
Applicable income taxes$2,716,0001,018
Income before extraordinary items$4,235,0001,289
Extraordinary gains, net$044
Net income$4,235,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,963
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,235,0001,254
1996-12-31 (YTD Data)Rank
Total interest income$23,268,0001,452
Total interest expense$13,131,0001,244
Net interest income$10,137,0001,749
Provision for loan and lease losses$-14,00011,106
Total noninterest income$78,00010,319
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$09,915
Trading account gains and fees$0262
Additional Noninterest Income$78,0007,815
Total noninterest expense$5,286,0002,576
Salaries and employee benefits$1,659,0003,939
Premises and equipment expense$377,0004,754
Additional noninterest expense$3,250,0001,604
Pre-tax net operating income$4,943,0001,459
Securities gains (losses)$04,148
Applicable income taxes$1,719,0001,413
Income before extraordinary items$3,224,0001,538
Extraordinary gains, net$053
Net income$3,224,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,880
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,224,0001,509
1995-12-31 (YTD Data)Rank
Total interest income$21,923,0001,547
Total interest expense$12,432,0001,332
Net interest income$9,491,0001,879
Provision for loan and lease losses$-13,00011,437
Total noninterest income$46,00011,420
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$010,339
Trading account gains and fees$0522
Additional Noninterest Income$46,0009,426
Total noninterest expense$3,597,0003,643
Salaries and employee benefits$1,565,0004,135
Premises and equipment expense$354,0004,980
Additional noninterest expense$1,678,0002,775
Pre-tax net operating income$5,953,0001,280
Securities gains (losses)$03,831
Applicable income taxes$2,208,0001,168
Income before extraordinary items$3,745,0001,381
Extraordinary gains, net$065
Net income$3,745,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,985
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,745,0001,363
1994-12-31 (YTD Data)Rank
Total interest income$20,947,0001,475
Total interest expense$10,641,0001,237
Net interest income$10,306,0001,756
Provision for loan and lease losses$-87,00012,118
Total noninterest income$28,00012,289
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$28,00010,920
Total noninterest expense$2,987,0004,430
Salaries and employee benefits$1,431,0004,466
Premises and equipment expense$341,0005,168
Additional noninterest expense$1,215,0004,013
Pre-tax net operating income$7,434,0001,026
Securities gains (losses)$03,600
Applicable income taxes$2,785,000930
Income before extraordinary items$4,649,0001,093
Extraordinary gains, net$0249
Net income$4,649,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,649,0001,096
1993-12-31 (YTD Data)Rank
Total interest income$21,937,0001,441
Total interest expense$11,028,0001,234
Net interest income$10,909,0001,662
Provision for loan and lease losses$6,00010,012
Total noninterest income$37,00012,826
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$011,351
Trading account gains and fees$0532
Additional Noninterest Income$37,00010,863
Total noninterest expense$2,832,0004,746
Salaries and employee benefits$1,359,0004,695
Premises and equipment expense$348,0005,260
Additional noninterest expense$1,125,0004,446
Pre-tax net operating income$8,108,000898
Securities gains (losses)$07,477
Applicable income taxes$2,868,000893
Income before extraordinary items$5,240,000985
Extraordinary gains, net$-555,00013,174
Net income$4,685,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0008,917
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,240,000926
1992-12-31 (YTD Data)Rank
Total interest income$22,281,0001,608
Total interest expense$13,121,0001,352
Net interest income$9,160,0001,994
Provision for loan and lease losses$9,00011,277
Total noninterest income$251,0008,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$251,0004,947
Total noninterest expense$2,781,0004,849
Salaries and employee benefits$1,327,0004,731
Premises and equipment expense$332,0005,574
Additional noninterest expense$1,122,0004,611
Pre-tax net operating income$6,621,000979
Securities gains (losses)$39,0004,543
Applicable income taxes$2,345,000988
Income before extraordinary items$4,315,0001,090
Extraordinary gains, net$01,422
Net income$4,315,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,00010,474
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,289,6501,008

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.