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Marion Center Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$16,391,000	2,154
Total interest expense	$5,782,000	1,859
Net interest income	$10,609,000	2,299
Provision for loan and lease losses	$-10,000	4,198
Total noninterest income	$1,254,000	2,492
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$922,000	1,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	3,338
Total noninterest expense	$10,303,000	2,010
Salaries and employee benefits	$5,702,000	2,017
Premises and equipment expense	$722,000	2,454
Additional noninterest expense	$332,000	3,338
Pre-tax net operating income	$1,570,000	3,196
Securities gains (losses)	$-138,000	3,864
Applicable income taxes	$119,000	2,715
Income before extraordinary items	$1,313,000	3,217
Extraordinary gains, net	$0	54
Net income	$1,313,000	3,253
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,313,000	3,219
Net charge-offs	$29,000	2,045
Cash dividends	$677,000	2,526
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,439,960	3,165
2023-09-30 (YTD Data)		Rank
Total interest income	$11,982,000	2,153
Total interest expense	$3,960,000	1,837
Net interest income	$8,022,000	2,298
Provision for loan and lease losses	$5,000	3,004
Total noninterest income	$942,000	2,475
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$689,000	1,065
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	3,320
Total noninterest expense	$7,742,000	2,003
Salaries and employee benefits	$4,290,000	2,019
Premises and equipment expense	$569,000	2,385
Additional noninterest expense	$253,000	3,319
Pre-tax net operating income	$1,217,000	3,239
Securities gains (losses)	$-141,000	4,095
Applicable income taxes	$88,000	2,776
Income before extraordinary items	$988,000	3,312
Extraordinary gains, net	$0	52
Net income	$988,000	3,343
Minority interest net income	$0	81
Net income of bank and minority interests.	$988,000	3,312
Net charge-offs	$16,000	1,978
Cash dividends	$641,000	2,058
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,117,720	3,200
2023-06-30 (YTD Data)		Rank
Total interest income	$7,792,000	2,158
Total interest expense	$2,393,000	1,811
Net interest income	$5,399,000	2,306
Provision for loan and lease losses	$64,000	2,068
Total noninterest income	$634,000	2,417
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$461,000	1,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	3,299
Total noninterest expense	$5,070,000	2,017
Salaries and employee benefits	$2,791,000	2,048
Premises and equipment expense	$368,000	2,418
Additional noninterest expense	$173,000	3,290
Pre-tax net operating income	$899,000	3,153
Securities gains (losses)	$-7,000	3,750
Applicable income taxes	$99,000	2,552
Income before extraordinary items	$793,000	3,136
Extraordinary gains, net	$0	51
Net income	$793,000	3,169
Minority interest net income	$0	81
Net income of bank and minority interests.	$793,000	3,135
Net charge-offs	$-4,000	3,681
Cash dividends	$421,000	2,083
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$799,230	3,137
2023-03-31 (YTD Data)		Rank
Total interest income	$3,850,000	2,156
Total interest expense	$1,086,000	1,743
Net interest income	$2,764,000	2,283
Provision for loan and lease losses	$37,000	1,853
Total noninterest income	$327,000	2,394
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$226,000	1,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	3,143
Total noninterest expense	$2,695,000	1,951
Salaries and employee benefits	$1,513,000	1,985
Premises and equipment expense	$175,000	2,527
Additional noninterest expense	$101,000	3,143
Pre-tax net operating income	$359,000	3,467
Securities gains (losses)	$0	950
Applicable income taxes	$28,000	2,834
Income before extraordinary items	$331,000	3,393
Extraordinary gains, net	$0	4
Net income	$331,000	3,391
Minority interest net income	$0	48
Net income of bank and minority interests.	$331,000	3,393
Net charge-offs	$3,000	1,707
Cash dividends	$238,000	1,730
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$331,000	3,415
2022-12-31 (YTD Data)		Rank
Total interest income	$14,301,000	2,032
Total interest expense	$2,015,000	1,590
Net interest income	$12,286,000	2,079
Provision for loan and lease losses	$200,000	1,781
Total noninterest income	$1,209,000	2,594
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$908,000	1,091
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	3,520
Total noninterest expense	$10,492,000	1,946
Salaries and employee benefits	$5,830,000	1,986
Premises and equipment expense	$749,000	2,408
Additional noninterest expense	$301,000	3,520
Pre-tax net operating income	$2,803,000	2,730
Securities gains (losses)	$-2,000	3,192
Applicable income taxes	$425,000	2,149
Income before extraordinary items	$2,376,000	2,744
Extraordinary gains, net	$0	5
Net income	$2,376,000	2,741
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,376,000	2,743
Net charge-offs	$276,000	806
Cash dividends	$847,000	2,292
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,377,700	2,770
2022-09-30 (YTD Data)		Rank
Total interest income	$10,459,000	2,019
Total interest expense	$1,353,000	1,416
Net interest income	$9,106,000	2,066
Provision for loan and lease losses	$0	2,835
Total noninterest income	$889,000	2,635
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$669,000	1,118
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	3,579
Total noninterest expense	$7,789,000	1,948
Salaries and employee benefits	$4,487,000	1,945
Premises and equipment expense	$606,000	2,308
Additional noninterest expense	$220,000	3,579
Pre-tax net operating income	$2,206,000	2,671
Securities gains (losses)	$10,000	434
Applicable income taxes	$348,000	2,092
Income before extraordinary items	$1,868,000	2,675
Extraordinary gains, net	$0	4
Net income	$1,868,000	2,673
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,868,000	2,674
Net charge-offs	$241,000	635
Cash dividends	$617,000	2,036
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,859,600	2,712
2022-06-30 (YTD Data)		Rank
Total interest income	$6,790,000	2,000
Total interest expense	$843,000	1,313
Net interest income	$5,947,000	2,058
Provision for loan and lease losses	$0	2,599
Total noninterest income	$578,000	2,665
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$436,000	1,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	3,627
Total noninterest expense	$5,078,000	1,964
Salaries and employee benefits	$2,939,000	1,972
Premises and equipment expense	$377,000	2,417
Additional noninterest expense	$1,762,000	1,766
Pre-tax net operating income	$1,447,000	2,604
Securities gains (losses)	$10,000	398
Applicable income taxes	$230,000	2,017
Income before extraordinary items	$1,227,000	2,598
Extraordinary gains, net	$0	4
Net income	$1,227,000	2,598
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,227,000	2,598
Net charge-offs	$203,000	530
Cash dividends	$411,000	2,028
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,218,600	2,644
2022-03-31 (YTD Data)		Rank
Total interest income	$3,387,000	1,935
Total interest expense	$419,000	1,276
Net interest income	$2,968,000	2,015
Provision for loan and lease losses	$0	2,285
Total noninterest income	$291,000	2,633
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$208,000	1,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	3,458
Total noninterest expense	$2,560,000	1,948
Salaries and employee benefits	$1,532,000	1,910
Premises and equipment expense	$181,000	2,471
Additional noninterest expense	$847,000	1,800
Pre-tax net operating income	$699,000	2,555
Securities gains (losses)	$10,000	381
Applicable income taxes	$110,000	2,010
Income before extraordinary items	$599,000	2,539
Extraordinary gains, net	$0	4
Net income	$599,000	2,537
Minority interest net income	$0	50
Net income of bank and minority interests.	$599,000	2,539
Net charge-offs	$-15,000	4,054
Cash dividends	$206,000	1,704
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$590,600	2,579
2021-12-31 (YTD Data)		Rank
Total interest income	$13,776,000	1,993
Total interest expense	$2,100,000	1,279
Net interest income	$11,676,000	2,062
Provision for loan and lease losses	$500,000	1,035
Total noninterest income	$1,137,000	2,830
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$836,000	1,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	3,724
Total noninterest expense	$9,631,000	2,024
Salaries and employee benefits	$5,588,000	2,027
Premises and equipment expense	$721,000	2,474
Additional noninterest expense	$3,322,000	1,839
Pre-tax net operating income	$2,682,000	2,817
Securities gains (losses)	$191,000	629
Applicable income taxes	$464,000	2,149
Income before extraordinary items	$2,409,000	2,793
Extraordinary gains, net	$0	10
Net income	$2,409,000	2,794
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,409,000	2,794
Net charge-offs	$250,000	916
Cash dividends	$1,022,000	2,182
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,248,560	2,858
2021-09-30 (YTD Data)		Rank
Total interest income	$10,254,000	2,034
Total interest expense	$1,648,000	1,300
Net interest income	$8,606,000	2,130
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$851,000	2,889
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$633,000	1,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	3,788
Total noninterest expense	$7,147,000	2,051
Salaries and employee benefits	$4,186,000	2,030
Premises and equipment expense	$573,000	2,409
Additional noninterest expense	$2,388,000	1,886
Pre-tax net operating income	$2,160,000	2,853
Securities gains (losses)	$211,000	544
Applicable income taxes	$396,000	2,131
Income before extraordinary items	$1,975,000	2,816
Extraordinary gains, net	$0	8
Net income	$1,975,000	2,816
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,975,000	2,816
Net charge-offs	$210,000	778
Cash dividends	$716,000	2,026
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,799,870	2,896
2021-06-30 (YTD Data)		Rank
Total interest income	$6,683,000	2,060
Total interest expense	$1,113,000	1,343
Net interest income	$5,570,000	2,172
Provision for loan and lease losses	$0	2,862
Total noninterest income	$561,000	2,878
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$414,000	1,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	3,785
Total noninterest expense	$4,580,000	2,098
Salaries and employee benefits	$2,683,000	2,079
Premises and equipment expense	$352,000	2,512
Additional noninterest expense	$1,545,000	1,915
Pre-tax net operating income	$1,551,000	2,731
Securities gains (losses)	$171,000	505
Applicable income taxes	$299,000	2,023
Income before extraordinary items	$1,423,000	2,706
Extraordinary gains, net	$0	6
Net income	$1,423,000	2,705
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,423,000	2,706
Net charge-offs	$136,000	794
Cash dividends	$510,000	1,927
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,281,070	2,826
2021-03-31 (YTD Data)		Rank
Total interest income	$3,308,000	2,072
Total interest expense	$557,000	1,397
Net interest income	$2,751,000	2,156
Provision for loan and lease losses	$0	2,741
Total noninterest income	$272,000	2,892
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$197,000	1,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	3,750
Total noninterest expense	$2,352,000	2,046
Salaries and employee benefits	$1,423,000	1,988
Premises and equipment expense	$171,000	2,573
Additional noninterest expense	$758,000	1,910
Pre-tax net operating income	$671,000	2,892
Securities gains (losses)	$113,000	448
Applicable income taxes	$133,000	2,087
Income before extraordinary items	$651,000	2,797
Extraordinary gains, net	$0	3
Net income	$651,000	2,795
Minority interest net income	$0	55
Net income of bank and minority interests.	$651,000	2,797
Net charge-offs	$56,000	789
Cash dividends	$238,000	1,728
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$557,210	2,961
2020-12-31 (YTD Data)		Rank
Total interest income	$13,620,000	2,022
Total interest expense	$2,755,000	1,593
Net interest income	$10,865,000	2,118
Provision for loan and lease losses	$869,000	1,755
Total noninterest income	$961,000	2,910
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$717,000	1,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	3,800
Total noninterest expense	$8,807,000	2,131
Salaries and employee benefits	$5,203,000	2,088
Premises and equipment expense	$707,000	2,510
Additional noninterest expense	$2,897,000	1,971
Pre-tax net operating income	$2,150,000	2,865
Securities gains (losses)	$108,000	1,343
Applicable income taxes	$375,000	2,142
Income before extraordinary items	$1,883,000	2,893
Extraordinary gains, net	$0	4
Net income	$1,883,000	2,891
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,883,000	2,893
Net charge-offs	$307,000	1,274
Cash dividends	$801,000	2,417
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,793,360	2,912
2020-09-30 (YTD Data)		Rank
Total interest income	$10,188,000	2,038
Total interest expense	$2,163,000	1,618
Net interest income	$8,025,000	2,138
Provision for loan and lease losses	$759,000	1,592
Total noninterest income	$746,000	2,844
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$522,000	1,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	3,616
Total noninterest expense	$6,870,000	2,050
Salaries and employee benefits	$4,183,000	1,978
Premises and equipment expense	$546,000	2,463
Additional noninterest expense	$2,141,000	1,969
Pre-tax net operating income	$1,142,000	3,294
Securities gains (losses)	$108,000	1,175
Applicable income taxes	$190,000	2,414
Income before extraordinary items	$1,060,000	3,282
Extraordinary gains, net	$0	4
Net income	$1,060,000	3,282
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,060,000	3,282
Net charge-offs	$276,000	1,065
Cash dividends	$445,000	2,438
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$968,200	3,337
2020-06-30 (YTD Data)		Rank
Total interest income	$6,836,000	2,055
Total interest expense	$1,519,000	1,635
Net interest income	$5,317,000	2,155
Provision for loan and lease losses	$626,000	1,414
Total noninterest income	$495,000	2,807
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$334,000	1,290
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	3,523
Total noninterest expense	$4,477,000	2,085
Salaries and employee benefits	$2,722,000	2,015
Premises and equipment expense	$341,000	2,557
Additional noninterest expense	$1,414,000	1,983
Pre-tax net operating income	$709,000	3,371
Securities gains (losses)	$68,000	1,154
Applicable income taxes	$119,000	2,416
Income before extraordinary items	$658,000	3,370
Extraordinary gains, net	$0	4
Net income	$658,000	3,369
Minority interest net income	$0	65
Net income of bank and minority interests.	$658,000	3,370
Net charge-offs	$274,000	848
Cash dividends	$224,000	2,604
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$600,200	3,401
2020-03-31 (YTD Data)		Rank
Total interest income	$3,517,000	2,005
Total interest expense	$811,000	1,671
Net interest income	$2,706,000	2,086
Provision for loan and lease losses	$156,000	1,613
Total noninterest income	$265,000	2,665
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$174,000	1,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,279
Total noninterest expense	$2,315,000	2,059
Salaries and employee benefits	$1,468,000	1,912
Premises and equipment expense	$151,000	2,760
Additional noninterest expense	$696,000	2,031
Pre-tax net operating income	$500,000	2,776
Securities gains (losses)	$9,000	1,340
Applicable income taxes	$85,000	2,072
Income before extraordinary items	$424,000	2,846
Extraordinary gains, net	$0	4
Net income	$424,000	2,845
Minority interest net income	$0	56
Net income of bank and minority interests.	$424,000	2,847
Net charge-offs	$29,000	1,453
Cash dividends	$224,000	1,870
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$416,530	2,854
2019-12-31 (YTD Data)		Rank
Total interest income	$13,790,000	2,061
Total interest expense	$3,291,000	1,701
Net interest income	$10,499,000	2,142
Provision for loan and lease losses	$447,000	1,602
Total noninterest income	$1,109,000	2,684
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$745,000	1,424
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	3,381
Total noninterest expense	$8,662,000	2,132
Salaries and employee benefits	$5,168,000	2,059
Premises and equipment expense	$742,000	2,448
Additional noninterest expense	$2,752,000	2,060
Pre-tax net operating income	$2,499,000	2,729
Securities gains (losses)	$156,000	722
Applicable income taxes	$456,000	2,066
Income before extraordinary items	$2,199,000	2,769
Extraordinary gains, net	$0	11
Net income	$2,199,000	2,770
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,199,000	2,771
Net charge-offs	$806,000	761
Cash dividends	$1,063,000	2,262
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,069,520	2,811
2019-09-30 (YTD Data)		Rank
Total interest income	$10,241,000	2,107
Total interest expense	$2,450,000	1,719
Net interest income	$7,791,000	2,197
Provision for loan and lease losses	$233,000	1,812
Total noninterest income	$827,000	2,700
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$552,000	1,440
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	3,385
Total noninterest expense	$6,396,000	2,155
Salaries and employee benefits	$3,778,000	2,097
Premises and equipment expense	$592,000	2,386
Additional noninterest expense	$2,026,000	2,098
Pre-tax net operating income	$1,989,000	2,738
Securities gains (losses)	$89,000	834
Applicable income taxes	$359,000	2,087
Income before extraordinary items	$1,719,000	2,757
Extraordinary gains, net	$0	11
Net income	$1,719,000	2,758
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,719,000	2,758
Net charge-offs	$300,000	1,030
Cash dividends	$738,000	2,144
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,645,130	2,793
2019-06-30 (YTD Data)		Rank
Total interest income	$6,799,000	2,106
Total interest expense	$1,618,000	1,701
Net interest income	$5,181,000	2,207
Provision for loan and lease losses	$200,000	1,556
Total noninterest income	$553,000	2,674
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$360,000	1,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	3,305
Total noninterest expense	$4,279,000	2,161
Salaries and employee benefits	$2,575,000	2,072
Premises and equipment expense	$353,000	2,546
Additional noninterest expense	$1,351,000	2,109
Pre-tax net operating income	$1,255,000	2,782
Securities gains (losses)	$4,000	1,415
Applicable income taxes	$213,000	2,165
Income before extraordinary items	$1,046,000	2,888
Extraordinary gains, net	$0	11
Net income	$1,046,000	2,887
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,046,000	2,887
Net charge-offs	$46,000	1,888
Cash dividends	$533,000	2,042
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,042,680	2,863
2019-03-31 (YTD Data)		Rank
Total interest income	$3,413,000	2,090
Total interest expense	$797,000	1,680
Net interest income	$2,616,000	2,190
Provision for loan and lease losses	$100,000	1,466
Total noninterest income	$259,000	2,700
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$165,000	1,551
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	3,301
Total noninterest expense	$2,046,000	2,232
Salaries and employee benefits	$1,203,000	2,206
Premises and equipment expense	$166,000	2,674
Additional noninterest expense	$677,000	2,090
Pre-tax net operating income	$729,000	2,516
Securities gains (losses)	$2,000	961
Applicable income taxes	$128,000	1,968
Income before extraordinary items	$603,000	2,610
Extraordinary gains, net	$0	5
Net income	$603,000	2,609
Minority interest net income	$0	52
Net income of bank and minority interests.	$603,000	2,609
Net charge-offs	$26,000	1,572
Cash dividends	$228,000	1,954
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$601,360	2,596
2018-12-31 (YTD Data)		Rank
Total interest income	$12,723,000	2,113
Total interest expense	$2,351,000	1,727
Net interest income	$10,372,000	2,177
Provision for loan and lease losses	$720,000	1,126
Total noninterest income	$1,021,000	2,839
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$708,000	1,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	3,632
Total noninterest expense	$8,122,000	2,219
Salaries and employee benefits	$4,734,000	2,190
Premises and equipment expense	$746,000	2,471
Additional noninterest expense	$2,642,000	2,125
Pre-tax net operating income	$2,551,000	2,747
Securities gains (losses)	$-14,000	4,493
Applicable income taxes	$412,000	2,147
Income before extraordinary items	$2,125,000	2,846
Extraordinary gains, net	$0	6
Net income	$2,125,000	2,845
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,125,000	2,845
Net charge-offs	$49,000	2,644
Cash dividends	$1,140,000	2,077
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,136,760	2,828
2018-09-30 (YTD Data)		Rank
Total interest income	$9,327,000	2,138
Total interest expense	$1,628,000	1,755
Net interest income	$7,699,000	2,193
Provision for loan and lease losses	$570,000	1,019
Total noninterest income	$746,000	2,903
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$525,000	1,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$221,000	3,725
Total noninterest expense	$5,903,000	2,267
Salaries and employee benefits	$3,417,000	2,242
Premises and equipment expense	$580,000	2,440
Additional noninterest expense	$1,906,000	2,188
Pre-tax net operating income	$1,972,000	2,756
Securities gains (losses)	$-14,000	4,848
Applicable income taxes	$315,000	2,191
Income before extraordinary items	$1,643,000	2,858
Extraordinary gains, net	$0	5
Net income	$1,643,000	2,857
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,643,000	2,857
Net charge-offs	$28,000	2,530
Cash dividends	$750,000	1,948
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,654,760	2,832
2018-06-30 (YTD Data)		Rank
Total interest income	$6,076,000	2,160
Total interest expense	$980,000	1,800
Net interest income	$5,096,000	2,193
Provision for loan and lease losses	$400,000	972
Total noninterest income	$493,000	2,905
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$344,000	1,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	3,730
Total noninterest expense	$3,924,000	2,282
Salaries and employee benefits	$2,305,000	2,240
Premises and equipment expense	$362,000	2,541
Additional noninterest expense	$1,257,000	2,216
Pre-tax net operating income	$1,265,000	2,792
Securities gains (losses)	$-3,000	4,784
Applicable income taxes	$191,000	2,260
Income before extraordinary items	$1,071,000	2,851
Extraordinary gains, net	$0	6
Net income	$1,071,000	2,852
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,071,000	2,851
Net charge-offs	$19,000	2,284
Cash dividends	$535,000	1,913
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,073,550	2,841
2018-03-31 (YTD Data)		Rank
Total interest income	$2,971,000	2,189
Total interest expense	$430,000	1,923
Net interest income	$2,541,000	2,212
Provision for loan and lease losses	$180,000	1,016
Total noninterest income	$241,000	2,911
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$153,000	1,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,521
Total noninterest expense	$1,850,000	2,410
Salaries and employee benefits	$1,056,000	2,411
Premises and equipment expense	$175,000	2,660
Additional noninterest expense	$619,000	2,226
Pre-tax net operating income	$752,000	2,486
Securities gains (losses)	$3,000	584
Applicable income taxes	$132,000	1,923
Income before extraordinary items	$623,000	2,553
Extraordinary gains, net	$0	7
Net income	$623,000	2,553
Minority interest net income	$0	52
Net income of bank and minority interests.	$623,000	2,553
Net charge-offs	$8,000	2,040
Cash dividends	$235,000	1,793
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$620,510	2,557
2017-12-31 (YTD Data)		Rank
Total interest income	$11,126,000	2,251
Total interest expense	$1,395,000	2,042
Net interest income	$9,731,000	2,267
Provision for loan and lease losses	$630,000	1,242
Total noninterest income	$850,000	3,196
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$606,000	1,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	4,026
Total noninterest expense	$7,791,000	2,323
Salaries and employee benefits	$4,520,000	2,268
Premises and equipment expense	$745,000	2,558
Additional noninterest expense	$2,526,000	2,239
Pre-tax net operating income	$2,160,000	2,995
Securities gains (losses)	$94,000	645
Applicable income taxes	$791,000	2,079
Income before extraordinary items	$1,463,000	3,177
Extraordinary gains, net	$0	9
Net income	$1,463,000	3,175
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,463,000	3,177
Net charge-offs	$579,000	998
Cash dividends	$641,000	2,703
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,401,900	3,212
2017-09-30 (YTD Data)		Rank
Total interest income	$8,160,000	2,286
Total interest expense	$1,022,000	2,050
Net interest income	$7,138,000	2,317
Provision for loan and lease losses	$412,000	1,335
Total noninterest income	$640,000	3,212
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$448,000	1,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	4,010
Total noninterest expense	$5,746,000	2,356
Salaries and employee benefits	$3,290,000	2,325
Premises and equipment expense	$599,000	2,474
Additional noninterest expense	$1,857,000	2,265
Pre-tax net operating income	$1,620,000	3,040
Securities gains (losses)	$62,000	785
Applicable income taxes	$460,000	2,148
Income before extraordinary items	$1,222,000	3,179
Extraordinary gains, net	$0	9
Net income	$1,222,000	3,178
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,222,000	3,179
Net charge-offs	$138,000	1,682
Cash dividends	$301,000	2,851
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,176,740	3,225
2017-06-30 (YTD Data)		Rank
Total interest income	$5,308,000	2,314
Total interest expense	$656,000	2,059
Net interest income	$4,652,000	2,346
Provision for loan and lease losses	$275,000	1,291
Total noninterest income	$424,000	3,238
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$294,000	1,799
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	4,028
Total noninterest expense	$3,897,000	2,318
Salaries and employee benefits	$2,286,000	2,265
Premises and equipment expense	$378,000	2,569
Additional noninterest expense	$1,233,000	2,270
Pre-tax net operating income	$904,000	3,288
Securities gains (losses)	$36,000	768
Applicable income taxes	$246,000	2,317
Income before extraordinary items	$694,000	3,422
Extraordinary gains, net	$0	11
Net income	$694,000	3,421
Minority interest net income	$0	71
Net income of bank and minority interests.	$694,000	3,422
Net charge-offs	$166,000	1,179
Cash dividends	$238,000	2,715
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$667,360	3,471
2017-03-31 (YTD Data)		Rank
Total interest income	$2,629,000	2,336
Total interest expense	$325,000	2,049
Net interest income	$2,304,000	2,363
Provision for loan and lease losses	$137,000	1,232
Total noninterest income	$219,000	3,173
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$144,000	1,820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	3,862
Total noninterest expense	$1,863,000	2,437
Salaries and employee benefits	$1,087,000	2,382
Premises and equipment expense	$193,000	2,561
Additional noninterest expense	$583,000	2,375
Pre-tax net operating income	$523,000	3,011
Securities gains (losses)	$23,000	494
Applicable income taxes	$152,000	2,100
Income before extraordinary items	$394,000	3,159
Extraordinary gains, net	$0	8
Net income	$394,000	3,157
Minority interest net income	$0	55
Net income of bank and minority interests.	$394,000	3,159
Net charge-offs	$146,000	731
Cash dividends	$238,000	1,842
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$377,440	3,213
2016-12-31 (YTD Data)		Rank
Total interest income	$10,451,000	2,314
Total interest expense	$1,217,000	2,109
Net interest income	$9,234,000	2,335
Provision for loan and lease losses	$510,000	1,447
Total noninterest income	$646,000	3,708
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$580,000	1,843
Trading account gains and fees	$0	170
Additional Noninterest Income	$66,000	5,196
Total noninterest expense	$7,488,000	2,418
Salaries and employee benefits	$4,179,000	2,424
Premises and equipment expense	$742,000	2,621
Additional noninterest expense	$2,567,000	2,256
Pre-tax net operating income	$1,882,000	3,160
Securities gains (losses)	$324,000	623
Applicable income taxes	$595,000	2,111
Income before extraordinary items	$1,611,000	3,151
Extraordinary gains, net	$0	5
Net income	$1,611,000	3,150
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,611,000	3,150
Net charge-offs	$462,000	1,139
Cash dividends	$915,000	2,320
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,374,480	3,370
2016-09-30 (YTD Data)		Rank
Total interest income	$7,785,000	2,330
Total interest expense	$908,000	2,116
Net interest income	$6,877,000	2,347
Provision for loan and lease losses	$390,000	1,375
Total noninterest income	$612,000	3,360
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$433,000	1,853
Trading account gains and fees	$0	169
Additional Noninterest Income	$179,000	4,229
Total noninterest expense	$5,501,000	2,461
Salaries and employee benefits	$3,026,000	2,466
Premises and equipment expense	$568,000	2,602
Additional noninterest expense	$1,907,000	2,273
Pre-tax net operating income	$1,598,000	3,005
Securities gains (losses)	$324,000	574
Applicable income taxes	$535,000	2,002
Income before extraordinary items	$1,387,000	2,938
Extraordinary gains, net	$0	5
Net income	$1,387,000	2,938
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,387,000	2,938
Net charge-offs	$511,000	785
Cash dividends	$481,000	2,448
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,153,720	3,212
2016-06-30 (YTD Data)		Rank
Total interest income	$5,211,000	2,328
Total interest expense	$601,000	2,129
Net interest income	$4,610,000	2,345
Provision for loan and lease losses	$267,000	1,360
Total noninterest income	$348,000	3,626
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$283,000	1,868
Trading account gains and fees	$0	157
Additional Noninterest Income	$65,000	4,860
Total noninterest expense	$3,766,000	2,419
Salaries and employee benefits	$2,114,000	2,394
Premises and equipment expense	$351,000	2,755
Additional noninterest expense	$1,301,000	2,242
Pre-tax net operating income	$925,000	3,223
Securities gains (losses)	$188,000	629
Applicable income taxes	$300,000	2,135
Income before extraordinary items	$813,000	3,161
Extraordinary gains, net	$0	16
Net income	$813,000	3,158
Minority interest net income	$0	71
Net income of bank and minority interests.	$813,000	3,159
Net charge-offs	$447,000	652
Cash dividends	$438,000	2,147
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$675,760	3,413
2016-03-31 (YTD Data)		Rank
Total interest income	$2,567,000	2,364
Total interest expense	$303,000	2,120
Net interest income	$2,264,000	2,383
Provision for loan and lease losses	$129,000	1,316
Total noninterest income	$180,000	3,530
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$138,000	1,896
Trading account gains and fees	$0	142
Additional Noninterest Income	$42,000	4,587
Total noninterest expense	$1,754,000	2,562
Salaries and employee benefits	$978,000	2,555
Premises and equipment expense	$160,000	2,945
Additional noninterest expense	$616,000	2,335
Pre-tax net operating income	$561,000	2,834
Securities gains (losses)	$115,000	464
Applicable income taxes	$192,000	1,883
Income before extraordinary items	$484,000	2,804
Extraordinary gains, net	$0	12
Net income	$484,000	2,803
Minority interest net income	$0	62
Net income of bank and minority interests.	$484,000	2,804
Net charge-offs	$454,000	365
Cash dividends	$184,000	2,011
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$401,200	3,074
2015-12-31 (YTD Data)		Rank
Total interest income	$9,830,000	2,401
Total interest expense	$1,385,000	1,896
Net interest income	$8,445,000	2,463
Provision for loan and lease losses	$400,000	1,583
Total noninterest income	$804,000	3,420
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$618,000	1,805
Trading account gains and fees	$0	159
Additional Noninterest Income	$186,000	4,537
Total noninterest expense	$7,598,000	2,408
Salaries and employee benefits	$4,479,000	2,260
Premises and equipment expense	$742,000	2,707
Additional noninterest expense	$2,377,000	2,439
Pre-tax net operating income	$1,251,000	3,783
Securities gains (losses)	$248,000	639
Applicable income taxes	$322,000	2,607
Income before extraordinary items	$1,177,000	3,662
Extraordinary gains, net	$0	23
Net income	$1,177,000	3,661
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,177,000	3,663
Net charge-offs	$157,000	2,207
Cash dividends	$485,000	2,973
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$981,080	3,915
2015-09-30 (YTD Data)		Rank
Total interest income	$7,355,000	2,423
Total interest expense	$1,067,000	1,864
Net interest income	$6,288,000	2,500
Provision for loan and lease losses	$330,000	1,426
Total noninterest income	$674,000	3,266
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$460,000	1,832
Trading account gains and fees	$0	153
Additional Noninterest Income	$214,000	4,055
Total noninterest expense	$5,786,000	2,366
Salaries and employee benefits	$3,492,000	2,183
Premises and equipment expense	$598,000	2,593
Additional noninterest expense	$1,696,000	2,543
Pre-tax net operating income	$846,000	4,010
Securities gains (losses)	$217,000	609
Applicable income taxes	$211,000	2,783
Income before extraordinary items	$852,000	3,771
Extraordinary gains, net	$0	21
Net income	$852,000	3,770
Minority interest net income	$0	78
Net income of bank and minority interests.	$852,000	3,771
Net charge-offs	$155,000	1,765
Cash dividends	$231,000	3,014
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$678,400	4,109
2015-06-30 (YTD Data)		Rank
Total interest income	$4,892,000	2,435
Total interest expense	$726,000	1,838
Net interest income	$4,166,000	2,514
Provision for loan and lease losses	$201,000	1,482
Total noninterest income	$447,000	3,276
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$305,000	1,815
Trading account gains and fees	$0	157
Additional Noninterest Income	$142,000	4,097
Total noninterest expense	$3,927,000	2,336
Salaries and employee benefits	$2,436,000	2,120
Premises and equipment expense	$388,000	2,657
Additional noninterest expense	$1,103,000	2,609
Pre-tax net operating income	$485,000	4,213
Securities gains (losses)	$203,000	528
Applicable income taxes	$126,000	2,858
Income before extraordinary items	$562,000	3,780
Extraordinary gains, net	$0	22
Net income	$562,000	3,781
Minority interest net income	$0	75
Net income of bank and minority interests.	$562,000	3,783
Net charge-offs	$153,000	1,367
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$395,540	4,258
2015-03-31 (YTD Data)		Rank
Total interest income	$2,441,000	2,433
Total interest expense	$373,000	1,811
Net interest income	$2,068,000	2,520
Provision for loan and lease losses	$68,000	1,824
Total noninterest income	$227,000	3,199
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$143,000	1,883
Trading account gains and fees	$0	152
Additional Noninterest Income	$84,000	3,857
Total noninterest expense	$1,883,000	2,439
Salaries and employee benefits	$1,137,000	2,267
Premises and equipment expense	$195,000	2,700
Additional noninterest expense	$551,000	2,599
Pre-tax net operating income	$344,000	3,657
Securities gains (losses)	$162,000	425
Applicable income taxes	$105,000	2,398
Income before extraordinary items	$401,000	3,116
Extraordinary gains, net	$0	13
Net income	$401,000	3,119
Minority interest net income	$0	64
Net income of bank and minority interests.	$401,000	3,119
Net charge-offs	$156,000	851
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$273,020	3,736
2014-12-31 (YTD Data)		Rank
Total interest income	$10,221,000	2,353
Total interest expense	$2,011,000	1,474
Net interest income	$8,210,000	2,561
Provision for loan and lease losses	$55,000	3,706
Total noninterest income	$960,000	3,173
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$616,000	1,917
Trading account gains and fees	$0	180
Additional Noninterest Income	$344,000	3,841
Total noninterest expense	$7,913,000	2,336
Salaries and employee benefits	$4,842,000	2,112
Premises and equipment expense	$793,000	2,686
Additional noninterest expense	$2,278,000	2,599
Pre-tax net operating income	$1,202,000	3,849
Securities gains (losses)	$493,000	401
Applicable income taxes	$441,000	2,324
Income before extraordinary items	$1,254,000	3,541
Extraordinary gains, net	$0	17
Net income	$1,254,000	3,542
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,254,000	3,543
Net charge-offs	$125,000	2,960
Cash dividends	$912,000	2,141
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$889,180	4,094
2014-09-30 (YTD Data)		Rank
Total interest income	$7,673,000	2,366
Total interest expense	$1,572,000	1,418
Net interest income	$6,101,000	2,597
Provision for loan and lease losses	$0	4,401
Total noninterest income	$759,000	3,126
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$459,000	1,939
Trading account gains and fees	$0	174
Additional Noninterest Income	$300,000	3,642
Total noninterest expense	$5,825,000	2,382
Salaries and employee benefits	$3,539,000	2,169
Premises and equipment expense	$620,000	2,629
Additional noninterest expense	$1,666,000	2,653
Pre-tax net operating income	$1,035,000	3,694
Securities gains (losses)	$324,000	449
Applicable income taxes	$349,000	2,326
Income before extraordinary items	$1,010,000	3,482
Extraordinary gains, net	$0	15
Net income	$1,010,000	3,482
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,010,000	3,483
Net charge-offs	$101,000	2,679
Cash dividends	$684,000	1,900
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$770,240	3,917
2014-06-30 (YTD Data)		Rank
Total interest income	$5,077,000	2,373
Total interest expense	$1,066,000	1,399
Net interest income	$4,011,000	2,624
Provision for loan and lease losses	$0	4,196
Total noninterest income	$440,000	3,338
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$277,000	2,077
Trading account gains and fees	$0	172
Additional Noninterest Income	$163,000	3,945
Total noninterest expense	$3,861,000	2,400
Salaries and employee benefits	$2,311,000	2,202
Premises and equipment expense	$392,000	2,748
Additional noninterest expense	$1,158,000	2,571
Pre-tax net operating income	$590,000	3,899
Securities gains (losses)	$112,000	728
Applicable income taxes	$165,000	2,597
Income before extraordinary items	$537,000	3,822
Extraordinary gains, net	$0	20
Net income	$537,000	3,827
Minority interest net income	$0	80
Net income of bank and minority interests.	$537,000	3,828
Net charge-offs	$12,000	3,655
Cash dividends	$413,000	2,007
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$451,880	4,068
2014-03-31 (YTD Data)		Rank
Total interest income	$2,576,000	2,342
Total interest expense	$544,000	1,393
Net interest income	$2,032,000	2,589
Provision for loan and lease losses	$0	3,817
Total noninterest income	$251,000	3,062
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$131,000	2,169
Trading account gains and fees	$0	147
Additional Noninterest Income	$120,000	3,315
Total noninterest expense	$1,939,000	2,403
Salaries and employee benefits	$1,152,000	2,225
Premises and equipment expense	$198,000	2,768
Additional noninterest expense	$589,000	2,522
Pre-tax net operating income	$344,000	3,574
Securities gains (losses)	$21,000	941
Applicable income taxes	$89,000	2,458
Income before extraordinary items	$276,000	3,692
Extraordinary gains, net	$0	16
Net income	$276,000	3,694
Minority interest net income	$0	66
Net income of bank and minority interests.	$276,000	3,695
Net charge-offs	$8,000	2,944
Cash dividends	$182,000	1,846
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$260,040	3,746
2013-12-31 (YTD Data)		Rank
Total interest income	$10,882,000	2,237
Total interest expense	$2,483,000	1,370
Net interest income	$8,399,000	2,488
Provision for loan and lease losses	$-486,000	6,578
Total noninterest income	$435,000	4,621
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$210,000	4,020
Trading account gains and fees	$0	184
Additional Noninterest Income	$225,000	4,457
Total noninterest expense	$7,881,000	2,373
Salaries and employee benefits	$4,766,000	2,146
Premises and equipment expense	$764,000	2,790
Additional noninterest expense	$2,351,000	2,601
Pre-tax net operating income	$1,439,000	3,486
Securities gains (losses)	$674,000	341
Applicable income taxes	$541,000	2,067
Income before extraordinary items	$1,572,000	3,067
Extraordinary gains, net	$0	29
Net income	$1,572,000	3,069
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,572,000	3,070
Net charge-offs	$-488,000	6,733
Cash dividends	$919,000	2,041
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,073,240	3,717
2013-09-30 (YTD Data)		Rank
Total interest income	$8,113,000	2,260
Total interest expense	$1,899,000	1,387
Net interest income	$6,214,000	2,529
Provision for loan and lease losses	$36,000	4,201
Total noninterest income	$600,000	3,678
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$154,000	4,087
Trading account gains and fees	$0	180
Additional Noninterest Income	$446,000	3,195
Total noninterest expense	$5,847,000	2,399
Salaries and employee benefits	$3,486,000	2,195
Premises and equipment expense	$594,000	2,745
Additional noninterest expense	$1,767,000	2,598
Pre-tax net operating income	$931,000	3,800
Securities gains (losses)	$651,000	321
Applicable income taxes	$398,000	2,140
Income before extraordinary items	$1,184,000	3,099
Extraordinary gains, net	$0	25
Net income	$1,184,000	3,103
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,184,000	3,103
Net charge-offs	$16,000	4,516
Cash dividends	$670,000	1,820
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$695,750	3,999
2013-06-30 (YTD Data)		Rank
Total interest income	$5,350,000	2,287
Total interest expense	$1,290,000	1,385
Net interest income	$4,060,000	2,569
Provision for loan and lease losses	$36,000	3,857
Total noninterest income	$413,000	3,656
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$99,000	4,133
Trading account gains and fees	$0	157
Additional Noninterest Income	$314,000	3,142
Total noninterest expense	$3,770,000	2,464
Salaries and employee benefits	$2,225,000	2,284
Premises and equipment expense	$378,000	2,838
Additional noninterest expense	$1,167,000	2,606
Pre-tax net operating income	$667,000	3,653
Securities gains (losses)	$458,000	397
Applicable income taxes	$290,000	2,052
Income before extraordinary items	$835,000	2,974
Extraordinary gains, net	$0	22
Net income	$835,000	2,976
Minority interest net income	$0	82
Net income of bank and minority interests.	$835,000	2,977
Net charge-offs	$11,000	4,274
Cash dividends	$446,000	1,817
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$496,080	3,858
2013-03-31 (YTD Data)		Rank
Total interest income	$2,660,000	2,322
Total interest expense	$659,000	1,407
Net interest income	$2,001,000	2,614
Provision for loan and lease losses	$0	4,409
Total noninterest income	$161,000	4,052
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$46,000	4,247
Trading account gains and fees	$0	148
Additional Noninterest Income	$115,000	3,568
Total noninterest expense	$1,884,000	2,492
Salaries and employee benefits	$1,111,000	2,299
Premises and equipment expense	$182,000	2,935
Additional noninterest expense	$591,000	2,583
Pre-tax net operating income	$278,000	3,943
Securities gains (losses)	$246,000	390
Applicable income taxes	$131,000	2,143
Income before extraordinary items	$393,000	3,056
Extraordinary gains, net	$0	10
Net income	$393,000	3,056
Minority interest net income	$0	76
Net income of bank and minority interests.	$393,000	3,058
Net charge-offs	$4,000	3,745
Cash dividends	$222,000	1,562
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$208,500	4,099
2012-12-31 (YTD Data)		Rank
Total interest income	$10,230,000	2,516
Total interest expense	$2,862,000	1,549
Net interest income	$7,368,000	2,860
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,083,000	3,118
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$196,000	4,298
Trading account gains and fees	$0	166
Additional Noninterest Income	$887,000	2,531
Total noninterest expense	$7,282,000	2,576
Salaries and employee benefits	$4,313,000	2,285
Premises and equipment expense	$692,000	3,054
Additional noninterest expense	$2,277,000	2,780
Pre-tax net operating income	$1,169,000	3,768
Securities gains (losses)	$952,000	549
Applicable income taxes	$494,000	2,188
Income before extraordinary items	$1,627,000	2,965
Extraordinary gains, net	$0	29
Net income	$1,627,000	2,966
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,627,000	2,967
Net charge-offs	$50,000	4,920
Cash dividends	$933,000	2,051
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$893,960	3,926
2012-09-30 (YTD Data)		Rank
Total interest income	$7,611,000	2,588
Total interest expense	$2,174,000	1,604
Net interest income	$5,437,000	2,942
Provision for loan and lease losses	$0	5,790
Total noninterest income	$930,000	2,919
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$143,000	4,413
Trading account gains and fees	$0	157
Additional Noninterest Income	$787,000	2,294
Total noninterest expense	$5,343,000	2,631
Salaries and employee benefits	$3,137,000	2,354
Premises and equipment expense	$528,000	3,040
Additional noninterest expense	$1,678,000	2,839
Pre-tax net operating income	$1,024,000	3,588
Securities gains (losses)	$882,000	458
Applicable income taxes	$472,000	2,006
Income before extraordinary items	$1,434,000	2,717
Extraordinary gains, net	$0	20
Net income	$1,434,000	2,718
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,434,000	2,717
Net charge-offs	$14,000	5,204
Cash dividends	$695,000	1,691
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$772,500	3,752
2012-06-30 (YTD Data)		Rank
Total interest income	$5,065,000	2,601
Total interest expense	$1,474,000	1,634
Net interest income	$3,591,000	2,980
Provision for loan and lease losses	$0	5,619
Total noninterest income	$767,000	2,545
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$88,000	4,563
Trading account gains and fees	$0	153
Additional Noninterest Income	$679,000	1,953
Total noninterest expense	$3,472,000	2,698
Salaries and employee benefits	$2,030,000	2,420
Premises and equipment expense	$315,000	3,315
Additional noninterest expense	$1,127,000	2,836
Pre-tax net operating income	$886,000	3,093
Securities gains (losses)	$668,000	418
Applicable income taxes	$404,000	1,704
Income before extraordinary items	$1,150,000	2,348
Extraordinary gains, net	$0	19
Net income	$1,150,000	2,348
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,150,000	2,348
Net charge-offs	$9,000	4,968
Cash dividends	$409,000	1,799
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$655,680	3,277
2012-03-31 (YTD Data)		Rank
Total interest income	$2,558,000	2,598
Total interest expense	$751,000	1,669
Net interest income	$1,807,000	2,970
Provision for loan and lease losses	$0	5,254
Total noninterest income	$171,000	3,968
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$41,000	4,661
Trading account gains and fees	$0	148
Additional Noninterest Income	$130,000	3,275
Total noninterest expense	$1,759,000	2,666
Salaries and employee benefits	$1,061,000	2,350
Premises and equipment expense	$121,000	3,968
Additional noninterest expense	$577,000	2,741
Pre-tax net operating income	$219,000	4,374
Securities gains (losses)	$304,000	452
Applicable income taxes	$108,000	2,378
Income before extraordinary items	$415,000	2,979
Extraordinary gains, net	$0	19
Net income	$415,000	2,982
Minority interest net income	$0	78
Net income of bank and minority interests.	$415,000	2,983
Net charge-offs	$-11,000	6,688
Cash dividends	$251,000	1,394
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$174,840	4,467
2011-12-31 (YTD Data)		Rank
Total interest income	$10,487,000	2,655
Total interest expense	$3,127,000	1,889
Net interest income	$7,360,000	2,932
Provision for loan and lease losses	$352,000	3,910
Total noninterest income	$605,000	4,053
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$178,000	4,593
Trading account gains and fees	$0	146
Additional Noninterest Income	$427,000	3,336
Total noninterest expense	$7,004,000	2,671
Salaries and employee benefits	$4,044,000	2,378
Premises and equipment expense	$493,000	4,080
Additional noninterest expense	$2,467,000	2,616
Pre-tax net operating income	$609,000	4,491
Securities gains (losses)	$881,000	498
Applicable income taxes	$169,000	3,032
Income before extraordinary items	$1,321,000	3,013
Extraordinary gains, net	$0	29
Net income	$1,321,000	3,016
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,321,000	3,015
Net charge-offs	$1,499,000	1,872
Cash dividends	$886,000	1,765
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$536,910	4,438
2011-09-30 (YTD Data)		Rank
Total interest income	$7,977,000	2,650
Total interest expense	$2,366,000	1,946
Net interest income	$5,611,000	2,909
Provision for loan and lease losses	$352,000	3,404
Total noninterest income	$436,000	4,144
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$131,000	4,635
Trading account gains and fees	$0	145
Additional Noninterest Income	$305,000	3,437
Total noninterest expense	$5,242,000	2,679
Salaries and employee benefits	$2,987,000	2,412
Premises and equipment expense	$337,000	4,350
Additional noninterest expense	$1,918,000	2,557
Pre-tax net operating income	$453,000	4,608
Securities gains (losses)	$643,000	524
Applicable income taxes	$153,000	2,898
Income before extraordinary items	$943,000	3,189
Extraordinary gains, net	$0	21
Net income	$943,000	3,189
Minority interest net income	$0	87
Net income of bank and minority interests.	$943,000	3,189
Net charge-offs	$1,426,000	1,545
Cash dividends	$680,000	1,506
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$390,020	4,571
2011-06-30 (YTD Data)		Rank
Total interest income	$5,354,000	2,646
Total interest expense	$1,558,000	2,041
Net interest income	$3,796,000	2,864
Provision for loan and lease losses	$244,000	3,282
Total noninterest income	$284,000	4,212
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$84,000	4,706
Trading account gains and fees	$0	153
Additional Noninterest Income	$200,000	3,489
Total noninterest expense	$3,317,000	2,821
Salaries and employee benefits	$1,973,000	2,447
Premises and equipment expense	$159,000	5,198
Additional noninterest expense	$1,185,000	2,764
Pre-tax net operating income	$519,000	3,746
Securities gains (losses)	$176,000	796
Applicable income taxes	$93,000	2,913
Income before extraordinary items	$602,000	3,185
Extraordinary gains, net	$0	15
Net income	$602,000	3,186
Minority interest net income	$0	89
Net income of bank and minority interests.	$602,000	3,187
Net charge-offs	$1,450,000	1,152
Cash dividends	$245,000	2,125
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$448,880	3,677
2011-03-31 (YTD Data)		Rank
Total interest income	$2,704,000	2,638
Total interest expense	$794,000	2,073
Net interest income	$1,910,000	2,830
Provision for loan and lease losses	$174,000	2,618
Total noninterest income	$142,000	4,280
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$39,000	4,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$103,000	3,519
Total noninterest expense	$1,597,000	2,933
Salaries and employee benefits	$992,000	2,454
Premises and equipment expense	$70,000	5,511
Additional noninterest expense	$535,000	3,017
Pre-tax net operating income	$281,000	3,635
Securities gains (losses)	$39,000	847
Applicable income taxes	$37,000	3,058
Income before extraordinary items	$283,000	3,357
Extraordinary gains, net	$0	9
Net income	$283,000	3,354
Minority interest net income	$0	86
Net income of bank and minority interests.	$283,000	3,355
Net charge-offs	$-10,000	6,997
Cash dividends	$106,000	1,868
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$248,680	3,538
2010-12-31 (YTD Data)		Rank
Total interest income	$10,599,000	2,815
Total interest expense	$3,380,000	2,335
Net interest income	$7,219,000	2,993
Provision for loan and lease losses	$1,170,000	2,820
Total noninterest income	$482,000	4,646
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$193,000	4,476
Trading account gains and fees	$0	175
Additional Noninterest Income	$289,000	4,002
Total noninterest expense	$6,222,000	3,019
Salaries and employee benefits	$3,471,000	2,754
Premises and equipment expense	$408,000	4,708
Additional noninterest expense	$2,343,000	2,821
Pre-tax net operating income	$309,000	4,875
Securities gains (losses)	$960,000	510
Applicable income taxes	$109,000	3,170
Income before extraordinary items	$1,160,000	2,976
Extraordinary gains, net	$0	29
Net income	$1,160,000	2,973
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,160,000	2,976
Net charge-offs	$555,000	3,517
Cash dividends	$1,141,000	1,336
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$286,400	4,848
2010-09-30 (YTD Data)		Rank
Total interest income	$7,927,000	2,866
Total interest expense	$2,581,000	2,398
Net interest income	$5,346,000	3,062
Provision for loan and lease losses	$830,000	2,794
Total noninterest income	$349,000	4,779
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$146,000	4,537
Trading account gains and fees	$0	165
Additional Noninterest Income	$203,000	4,158
Total noninterest expense	$4,666,000	3,015
Salaries and employee benefits	$2,591,000	2,766
Premises and equipment expense	$323,000	4,642
Additional noninterest expense	$1,752,000	2,777
Pre-tax net operating income	$199,000	5,255
Securities gains (losses)	$672,000	584
Applicable income taxes	$42,000	3,653
Income before extraordinary items	$829,000	3,217
Extraordinary gains, net	$0	23
Net income	$829,000	3,215
Minority interest net income	$0	110
Net income of bank and minority interests.	$829,000	3,217
Net charge-offs	$390,000	3,398
Cash dividends	$1,073,000	987
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$190,600	5,184
2010-06-30 (YTD Data)		Rank
Total interest income	$5,328,000	2,879
Total interest expense	$1,748,000	2,456
Net interest income	$3,580,000	3,061
Provision for loan and lease losses	$305,000	3,565
Total noninterest income	$194,000	5,073
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$96,000	4,562
Trading account gains and fees	$0	152
Additional Noninterest Income	$98,000	4,679
Total noninterest expense	$3,034,000	3,089
Salaries and employee benefits	$1,687,000	2,828
Premises and equipment expense	$204,000	4,818
Additional noninterest expense	$1,143,000	2,840
Pre-tax net operating income	$435,000	3,855
Securities gains (losses)	$343,000	640
Applicable income taxes	$91,000	2,862
Income before extraordinary items	$687,000	2,806
Extraordinary gains, net	$0	19
Net income	$687,000	2,802
Minority interest net income	$0	105
Net income of bank and minority interests.	$687,000	2,805
Net charge-offs	$397,000	2,716
Cash dividends	$651,000	1,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$385,160	3,739
2010-03-31 (YTD Data)		Rank
Total interest income	$2,615,000	2,981
Total interest expense	$877,000	2,558
Net interest income	$1,738,000	3,153
Provision for loan and lease losses	$155,000	3,289
Total noninterest income	$143,000	4,375
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$47,000	4,592
Trading account gains and fees	$0	175
Additional Noninterest Income	$96,000	3,585
Total noninterest expense	$1,500,000	3,148
Salaries and employee benefits	$867,000	2,823
Premises and equipment expense	$110,000	4,697
Additional noninterest expense	$523,000	3,047
Pre-tax net operating income	$226,000	3,859
Securities gains (losses)	$224,000	482
Applicable income taxes	$63,000	2,584
Income before extraordinary items	$387,000	2,610
Extraordinary gains, net	$0	16
Net income	$387,000	2,607
Minority interest net income	$0	91
Net income of bank and minority interests.	$387,000	2,610
Net charge-offs	$-106,000	7,853
Cash dividends	$325,000	1,005
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$194,360	3,836
2009-12-31 (YTD Data)		Rank
Total interest income	$10,851,000	3,010
Total interest expense	$3,824,000	2,840
Net interest income	$7,027,000	3,058
Provision for loan and lease losses	$1,626,000	2,762
Total noninterest income	$564,000	4,495
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$237,000	4,324
Trading account gains and fees	$0	211
Additional Noninterest Income	$327,000	3,863
Total noninterest expense	$5,925,000	3,211
Salaries and employee benefits	$3,339,000	2,921
Premises and equipment expense	$405,000	4,967
Additional noninterest expense	$2,181,000	3,108
Pre-tax net operating income	$40,000	5,289
Securities gains (losses)	$1,483,000	351
Applicable income taxes	$180,000	2,468
Income before extraordinary items	$1,343,000	2,293
Extraordinary gains, net	$0	34
Net income	$1,343,000	2,289
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,343,000	2,291
Net charge-offs	$1,124,000	2,736
Cash dividends	$1,969,000	939
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$37,960	5,340
2009-09-30 (YTD Data)		Rank
Total interest income	$8,217,000	3,031
Total interest expense	$2,912,000	2,921
Net interest income	$5,305,000	3,037
Provision for loan and lease losses	$1,308,000	2,395
Total noninterest income	$448,000	4,438
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$180,000	4,318
Trading account gains and fees	$0	212
Additional Noninterest Income	$268,000	3,791
Total noninterest expense	$4,430,000	3,233
Salaries and employee benefits	$2,472,000	2,975
Premises and equipment expense	$319,000	4,867
Additional noninterest expense	$1,639,000	3,070
Pre-tax net operating income	$15,000	5,615
Securities gains (losses)	$1,208,000	317
Applicable income taxes	$117,000	2,763
Income before extraordinary items	$1,106,000	2,305
Extraordinary gains, net	$0	27
Net income	$1,106,000	2,303
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,106,000	2,306
Net charge-offs	$1,151,000	2,051
Cash dividends	$1,312,000	985
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$18,800	5,643
2009-06-30 (YTD Data)		Rank
Total interest income	$5,507,000	3,050
Total interest expense	$1,983,000	2,987
Net interest income	$3,524,000	3,023
Provision for loan and lease losses	$1,120,000	1,937
Total noninterest income	$301,000	4,415
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$117,000	4,337
Trading account gains and fees	$0	193
Additional Noninterest Income	$184,000	3,774
Total noninterest expense	$2,901,000	3,305
Salaries and employee benefits	$1,604,000	3,066
Premises and equipment expense	$208,000	4,971
Additional noninterest expense	$1,089,000	3,075
Pre-tax net operating income	$-196,000	6,266
Securities gains (losses)	$1,002,000	288
Applicable income taxes	$110,000	2,544
Income before extraordinary items	$696,000	2,503
Extraordinary gains, net	$0	21
Net income	$696,000	2,500
Minority interest net income	$0	112
Net income of bank and minority interests.	$696,000	2,502
Net charge-offs	$16,000	5,738
Cash dividends	$651,000	1,328
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-165,720	6,289
2009-03-31 (YTD Data)		Rank
Total interest income	$2,863,000	2,980
Total interest expense	$1,028,000	2,984
Net interest income	$1,835,000	2,928
Provision for loan and lease losses	$785,000	1,356
Total noninterest income	$163,000	4,223
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$55,000	4,417
Trading account gains and fees	$0	171
Additional Noninterest Income	$108,000	3,540
Total noninterest expense	$1,354,000	3,415
Salaries and employee benefits	$806,000	3,081
Premises and equipment expense	$98,000	5,166
Additional noninterest expense	$450,000	3,270
Pre-tax net operating income	$-141,000	6,761
Securities gains (losses)	$554,000	297
Applicable income taxes	$60,000	2,729
Income before extraordinary items	$353,000	2,797
Extraordinary gains, net	$0	15
Net income	$353,000	2,796
Minority interest net income	$0	102
Net income of bank and minority interests.	$353,000	2,798
Net charge-offs	$12,000	4,660
Cash dividends	$326,000	1,281
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-117,900	6,758
2008-12-31 (YTD Data)		Rank
Total interest income	$12,135,000	3,007
Total interest expense	$4,806,000	3,063
Net interest income	$7,329,000	2,924
Provision for loan and lease losses	$909,000	2,857
Total noninterest income	$495,000	4,859
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$252,000	4,340
Trading account gains and fees	$0	154
Additional Noninterest Income	$243,000	4,494
Total noninterest expense	$5,341,000	3,384
Salaries and employee benefits	$3,046,000	3,205
Premises and equipment expense	$407,000	5,038
Additional noninterest expense	$1,888,000	3,012
Pre-tax net operating income	$1,574,000	2,930
Securities gains (losses)	$478,000	388
Applicable income taxes	$533,000	1,785
Income before extraordinary items	$1,519,000	2,494
Extraordinary gains, net	$0	39
Net income	$1,519,000	2,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$344,000	3,340
Cash dividends	$1,299,000	1,939
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,165,280	3,125
2008-09-30 (YTD Data)		Rank
Total interest income	$9,046,000	3,089
Total interest expense	$3,675,000	3,115
Net interest income	$5,371,000	3,011
Provision for loan and lease losses	$331,000	3,384
Total noninterest income	$390,000	4,863
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$190,000	4,354
Trading account gains and fees	$0	148
Additional Noninterest Income	$200,000	4,415
Total noninterest expense	$3,940,000	3,426
Salaries and employee benefits	$2,189,000	3,380
Premises and equipment expense	$320,000	4,928
Additional noninterest expense	$1,431,000	2,890
Pre-tax net operating income	$1,490,000	2,861
Securities gains (losses)	$397,000	375
Applicable income taxes	$514,000	1,866
Income before extraordinary items	$1,373,000	2,498
Extraordinary gains, net	$0	31
Net income	$1,373,000	2,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$252,000	2,759
Cash dividends	$979,000	1,860
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,083,190	3,093
2008-06-30 (YTD Data)		Rank
Total interest income	$5,827,000	3,219
Total interest expense	$2,499,000	3,185
Net interest income	$3,328,000	3,210
Provision for loan and lease losses	$291,000	2,607
Total noninterest income	$236,000	5,109
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$123,000	4,418
Trading account gains and fees	$0	149
Additional Noninterest Income	$113,000	4,835
Total noninterest expense	$2,511,000	3,563
Salaries and employee benefits	$1,446,000	3,435
Premises and equipment expense	$200,000	5,145
Additional noninterest expense	$865,000	3,116
Pre-tax net operating income	$762,000	3,541
Securities gains (losses)	$397,000	371
Applicable income taxes	$332,000	2,084
Income before extraordinary items	$827,000	2,980
Extraordinary gains, net	$0	21
Net income	$827,000	2,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$300,000	1,804
Cash dividends	$658,000	1,938
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$545,130	3,786
2008-03-31 (YTD Data)		Rank
Total interest income	$2,980,000	3,250
Total interest expense	$1,316,000	3,218
Net interest income	$1,664,000	3,208
Provision for loan and lease losses	$161,000	2,056
Total noninterest income	$90,000	5,652
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$61,000	4,418
Trading account gains and fees	$0	158
Additional Noninterest Income	$29,000	5,952
Total noninterest expense	$1,224,000	3,635
Salaries and employee benefits	$692,000	3,574
Premises and equipment expense	$111,000	4,858
Additional noninterest expense	$421,000	3,160
Pre-tax net operating income	$369,000	3,721
Securities gains (losses)	$290,000	338
Applicable income taxes	$213,000	1,888
Income before extraordinary items	$446,000	2,946
Extraordinary gains, net	$0	15
Net income	$446,000	2,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$283,000	1,012
Cash dividends	$337,000	1,769
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$248,800	4,116
2007-12-31 (YTD Data)		Rank
Total interest income	$12,121,000	3,261
Total interest expense	$5,619,000	3,171
Net interest income	$6,502,000	3,295
Provision for loan and lease losses	$125,000	4,554
Total noninterest income	$551,000	4,811
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$281,000	4,208
Trading account gains and fees	$0	178
Additional Noninterest Income	$270,000	4,431
Total noninterest expense	$4,819,000	3,551
Salaries and employee benefits	$2,848,000	3,361
Premises and equipment expense	$419,000	4,881
Additional noninterest expense	$1,552,000	3,321
Pre-tax net operating income	$2,109,000	3,194
Securities gains (losses)	$75,000	683
Applicable income taxes	$430,000	2,934
Income before extraordinary items	$1,754,000	3,104
Extraordinary gains, net	$0	39
Net income	$1,754,000	3,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$746,000	1,274
Cash dividends	$1,207,000	2,323
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,694,000	3,164
2007-09-30 (YTD Data)		Rank
Total interest income	$8,971,000	3,299
Total interest expense	$4,112,000	3,223
Net interest income	$4,859,000	3,307
Provision for loan and lease losses	$125,000	3,799
Total noninterest income	$462,000	4,589
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$212,000	4,222
Trading account gains and fees	$0	184
Additional Noninterest Income	$250,000	4,093
Total noninterest expense	$3,553,000	3,575
Salaries and employee benefits	$2,036,000	3,478
Premises and equipment expense	$318,000	4,833
Additional noninterest expense	$1,199,000	3,197
Pre-tax net operating income	$1,643,000	3,272
Securities gains (losses)	$38,000	681
Applicable income taxes	$361,000	2,945
Income before extraordinary items	$1,320,000	3,243
Extraordinary gains, net	$0	33
Net income	$1,320,000	3,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,262
Cash dividends	$907,000	2,145
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,289,980	3,295
2007-06-30 (YTD Data)		Rank
Total interest income	$5,843,000	3,369
Total interest expense	$2,643,000	3,299
Net interest income	$3,200,000	3,367
Provision for loan and lease losses	$105,000	3,205
Total noninterest income	$305,000	4,625
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$141,000	4,215
Trading account gains and fees	$0	168
Additional Noninterest Income	$164,000	4,159
Total noninterest expense	$2,406,000	3,558
Salaries and employee benefits	$1,373,000	3,476
Premises and equipment expense	$206,000	4,941
Additional noninterest expense	$827,000	3,108
Pre-tax net operating income	$994,000	3,545
Securities gains (losses)	$-13,000	8,051
Applicable income taxes	$228,000	3,094
Income before extraordinary items	$753,000	3,657
Extraordinary gains, net	$0	29
Net income	$753,000	3,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	950
Cash dividends	$606,000	2,157
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$763,010	3,597
2007-03-31 (YTD Data)		Rank
Total interest income	$2,907,000	3,365
Total interest expense	$1,321,000	3,282
Net interest income	$1,586,000	3,385
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$151,000	4,631
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$62,000	4,457
Trading account gains and fees	$0	195
Additional Noninterest Income	$89,000	3,989
Total noninterest expense	$1,199,000	3,577
Salaries and employee benefits	$653,000	3,644
Premises and equipment expense	$112,000	4,711
Additional noninterest expense	$434,000	2,955
Pre-tax net operating income	$478,000	3,635
Securities gains (losses)	$-13,000	8,304
Applicable income taxes	$146,000	2,769
Income before extraordinary items	$319,000	4,031
Extraordinary gains, net	$0	22
Net income	$319,000	4,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$349,000	517
Cash dividends	$305,000	1,953
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$327,970	3,956
2006-12-31 (YTD Data)		Rank
Total interest income	$11,703,000	3,172
Total interest expense	$5,102,000	2,980
Net interest income	$6,601,000	3,276
Provision for loan and lease losses	$280,000	2,910
Total noninterest income	$510,000	5,088
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$268,000	4,342
Trading account gains and fees	$0	130
Additional Noninterest Income	$242,000	4,724
Total noninterest expense	$4,843,000	3,438
Salaries and employee benefits	$2,791,000	3,328
Premises and equipment expense	$377,000	5,114
Additional noninterest expense	$1,675,000	3,006
Pre-tax net operating income	$1,988,000	3,661
Securities gains (losses)	$110,000	514
Applicable income taxes	$441,000	3,311
Income before extraordinary items	$1,657,000	3,546
Extraordinary gains, net	$0	51
Net income	$1,657,000	3,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,366
Cash dividends	$1,041,000	2,487
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,570,100	3,651
2006-09-30 (YTD Data)		Rank
Total interest income	$8,689,000	3,166
Total interest expense	$3,694,000	2,986
Net interest income	$4,995,000	3,273
Provision for loan and lease losses	$280,000	2,271
Total noninterest income	$425,000	4,880
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$198,000	4,413
Trading account gains and fees	$0	126
Additional Noninterest Income	$227,000	4,269
Total noninterest expense	$3,460,000	3,566
Salaries and employee benefits	$1,951,000	3,514
Premises and equipment expense	$283,000	5,129
Additional noninterest expense	$1,226,000	3,069
Pre-tax net operating income	$1,680,000	3,515
Securities gains (losses)	$67,000	494
Applicable income taxes	$439,000	3,043
Income before extraordinary items	$1,308,000	3,523
Extraordinary gains, net	$0	45
Net income	$1,308,000	3,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	2,579
Cash dividends	$781,000	2,286
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,257,750	3,608
2006-06-30 (YTD Data)		Rank
Total interest income	$5,727,000	3,144
Total interest expense	$2,342,000	2,986
Net interest income	$3,385,000	3,231
Provision for loan and lease losses	$190,000	2,197
Total noninterest income	$283,000	4,875
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$126,000	4,497
Trading account gains and fees	$0	126
Additional Noninterest Income	$157,000	4,214
Total noninterest expense	$2,359,000	3,505
Salaries and employee benefits	$1,327,000	3,471
Premises and equipment expense	$180,000	5,255
Additional noninterest expense	$852,000	2,959
Pre-tax net operating income	$1,119,000	3,518
Securities gains (losses)	$4,000	883
Applicable income taxes	$259,000	3,245
Income before extraordinary items	$864,000	3,555
Extraordinary gains, net	$0	39
Net income	$864,000	3,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	8,396
Cash dividends	$521,000	2,300
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$860,920	3,547
2006-03-31 (YTD Data)		Rank
Total interest income	$2,844,000	3,110
Total interest expense	$1,135,000	2,935
Net interest income	$1,709,000	3,186
Provision for loan and lease losses	$100,000	1,992
Total noninterest income	$143,000	4,794
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$58,000	4,612
Trading account gains and fees	$0	115
Additional Noninterest Income	$85,000	4,010
Total noninterest expense	$1,212,000	3,440
Salaries and employee benefits	$665,000	3,487
Premises and equipment expense	$87,000	5,380
Additional noninterest expense	$460,000	2,753
Pre-tax net operating income	$540,000	3,567
Securities gains (losses)	$4,000	719
Applicable income taxes	$129,000	3,244
Income before extraordinary items	$415,000	3,601
Extraordinary gains, net	$0	21
Net income	$415,000	3,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	8,454
Cash dividends	$261,000	2,103
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$411,960	3,611
2005-12-31 (YTD Data)		Rank
Total interest income	$10,825,000	2,945
Total interest expense	$3,938,000	2,687
Net interest income	$6,887,000	3,078
Provision for loan and lease losses	$8,000	6,877
Total noninterest income	$572,000	4,915
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$282,000	4,334
Trading account gains and fees	$0	138
Additional Noninterest Income	$290,000	4,412
Total noninterest expense	$5,043,000	3,215
Salaries and employee benefits	$2,809,000	3,150
Premises and equipment expense	$366,000	5,144
Additional noninterest expense	$1,868,000	2,661
Pre-tax net operating income	$2,408,000	3,232
Securities gains (losses)	$15,000	1,350
Applicable income taxes	$660,000	2,917
Income before extraordinary items	$1,763,000	3,414
Extraordinary gains, net	$0	46
Net income	$1,763,000	3,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$324,000	1,628
Cash dividends	$1,144,000	2,231
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,752,050	3,402
2005-09-30 (YTD Data)		Rank
Total interest income	$8,128,000	2,891
Total interest expense	$2,890,000	2,611
Net interest income	$5,238,000	3,031
Provision for loan and lease losses	$8,000	6,628
Total noninterest income	$439,000	4,884
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$213,000	4,334
Trading account gains and fees	$0	126
Additional Noninterest Income	$226,000	4,341
Total noninterest expense	$3,761,000	3,205
Salaries and employee benefits	$2,016,000	3,252
Premises and equipment expense	$289,000	4,963
Additional noninterest expense	$1,456,000	2,529
Pre-tax net operating income	$1,908,000	3,155
Securities gains (losses)	$8,000	1,553
Applicable income taxes	$548,000	2,792
Income before extraordinary items	$1,368,000	3,363
Extraordinary gains, net	$0	35
Net income	$1,368,000	3,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	1,647
Cash dividends	$903,000	1,940
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,362,320	3,335
2005-06-30 (YTD Data)		Rank
Total interest income	$5,313,000	2,877
Total interest expense	$1,851,000	2,573
Net interest income	$3,462,000	3,027
Provision for loan and lease losses	$8,000	6,231
Total noninterest income	$277,000	4,993
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$131,000	4,456
Trading account gains and fees	$0	116
Additional Noninterest Income	$146,000	4,386
Total noninterest expense	$2,545,000	3,137
Salaries and employee benefits	$1,365,000	3,189
Premises and equipment expense	$172,000	5,325
Additional noninterest expense	$1,008,000	2,411
Pre-tax net operating income	$1,186,000	3,277
Securities gains (losses)	$11,000	1,322
Applicable income taxes	$295,000	3,133
Income before extraordinary items	$902,000	3,353
Extraordinary gains, net	$0	30
Net income	$902,000	3,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	1,144
Cash dividends	$469,000	2,305
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$893,750	3,323
2005-03-31 (YTD Data)		Rank
Total interest income	$2,605,000	2,893
Total interest expense	$901,000	2,537
Net interest income	$1,704,000	3,056
Provision for loan and lease losses	$8,000	5,590
Total noninterest income	$147,000	4,760
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$63,000	4,498
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,085
Total noninterest expense	$1,219,000	3,280
Salaries and employee benefits	$649,000	3,325
Premises and equipment expense	$79,000	5,599
Additional noninterest expense	$491,000	2,479
Pre-tax net operating income	$624,000	3,137
Securities gains (losses)	$6,000	1,143
Applicable income taxes	$150,000	3,095
Income before extraordinary items	$480,000	3,140
Extraordinary gains, net	$0	24
Net income	$480,000	3,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	1,939
Cash dividends	$218,000	2,114
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$475,440	3,121
2004-12-31 (YTD Data)		Rank
Total interest income	$10,423,000	2,723
Total interest expense	$3,453,000	2,328
Net interest income	$6,970,000	2,896
Provision for loan and lease losses	$870,000	1,195
Total noninterest income	$563,000	4,973
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$303,000	4,287
Trading account gains and fees	$0	138
Additional Noninterest Income	$260,000	4,547
Total noninterest expense	$4,806,000	3,235
Salaries and employee benefits	$2,710,000	3,134
Premises and equipment expense	$353,000	5,182
Additional noninterest expense	$1,743,000	2,737
Pre-tax net operating income	$1,857,000	3,707
Securities gains (losses)	$82,000	1,383
Applicable income taxes	$502,000	3,346
Income before extraordinary items	$1,437,000	3,740
Extraordinary gains, net	$0	34
Net income	$1,437,000	3,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$596,000	1,162
Cash dividends	$783,000	2,760
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,376,320	3,781
2004-09-30 (YTD Data)		Rank
Total interest income	$7,771,000	2,708
Total interest expense	$2,554,000	2,308
Net interest income	$5,217,000	2,880
Provision for loan and lease losses	$780,000	977
Total noninterest income	$420,000	5,017
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$230,000	4,298
Trading account gains and fees	$0	134
Additional Noninterest Income	$190,000	4,610
Total noninterest expense	$3,519,000	3,289
Salaries and employee benefits	$1,985,000	3,152
Premises and equipment expense	$263,000	5,174
Additional noninterest expense	$1,271,000	2,764
Pre-tax net operating income	$1,338,000	3,879
Securities gains (losses)	$73,000	1,392
Applicable income taxes	$392,000	3,341
Income before extraordinary items	$1,019,000	3,950
Extraordinary gains, net	$0	26
Net income	$1,019,000	3,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$528,000	903
Cash dividends	$589,000	2,454
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$966,440	4,030
2004-06-30 (YTD Data)		Rank
Total interest income	$5,179,000	2,696
Total interest expense	$1,691,000	2,300
Net interest income	$3,488,000	2,861
Provision for loan and lease losses	$780,000	648
Total noninterest income	$269,000	5,082
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$145,000	4,403
Trading account gains and fees	$0	130
Additional Noninterest Income	$124,000	4,707
Total noninterest expense	$2,317,000	3,336
Salaries and employee benefits	$1,335,000	3,146
Premises and equipment expense	$180,000	5,118
Additional noninterest expense	$802,000	2,929
Pre-tax net operating income	$660,000	4,595
Securities gains (losses)	$52,000	1,433
Applicable income taxes	$172,000	4,025
Income before extraordinary items	$540,000	4,533
Extraordinary gains, net	$0	21
Net income	$540,000	4,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$472,000	744
Cash dividends	$395,000	2,502
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$500,480	4,649
2004-03-31 (YTD Data)		Rank
Total interest income	$2,607,000	2,678
Total interest expense	$846,000	2,321
Net interest income	$1,761,000	2,832
Provision for loan and lease losses	$780,000	370
Total noninterest income	$141,000	4,934
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$69,000	4,450
Trading account gains and fees	$0	121
Additional Noninterest Income	$72,000	4,381
Total noninterest expense	$1,115,000	3,454
Salaries and employee benefits	$632,000	3,317
Premises and equipment expense	$90,000	5,166
Additional noninterest expense	$393,000	2,964
Pre-tax net operating income	$7,000	8,469
Securities gains (losses)	$18,000	1,769
Applicable income taxes	$-38,000	8,948
Income before extraordinary items	$63,000	7,517
Extraordinary gains, net	$0	16
Net income	$63,000	7,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$398,000	500
Cash dividends	$201,000	2,137
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$45,000	7,813
2003-12-31 (YTD Data)		Rank
Total interest income	$10,984,000	2,584
Total interest expense	$3,756,000	2,360
Net interest income	$7,228,000	2,676
Provision for loan and lease losses	$270,000	3,394
Total noninterest income	$568,000	5,107
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$336,000	4,048
Trading account gains and fees	$0	160
Additional Noninterest Income	$232,000	4,987
Total noninterest expense	$4,495,000	3,353
Salaries and employee benefits	$2,651,000	3,108
Premises and equipment expense	$365,000	5,036
Additional noninterest expense	$1,479,000	3,126
Pre-tax net operating income	$3,031,000	2,486
Securities gains (losses)	$222,000	1,273
Applicable income taxes	$939,000	2,269
Income before extraordinary items	$2,314,000	2,547
Extraordinary gains, net	$0	54
Net income	$2,314,000	2,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	3,324
Cash dividends	$1,027,000	2,263
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,156,380	2,575
2003-09-30 (YTD Data)		Rank
Total interest income	$8,198,000	2,634
Total interest expense	$2,842,000	2,424
Net interest income	$5,356,000	2,717
Provision for loan and lease losses	$240,000	2,928
Total noninterest income	$439,000	5,081
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$258,000	4,013
Trading account gains and fees	$0	153
Additional Noninterest Income	$181,000	4,984
Total noninterest expense	$3,255,000	3,448
Salaries and employee benefits	$1,873,000	3,271
Premises and equipment expense	$284,000	4,909
Additional noninterest expense	$1,098,000	3,135
Pre-tax net operating income	$2,300,000	2,554
Securities gains (losses)	$234,000	1,138
Applicable income taxes	$778,000	2,238
Income before extraordinary items	$1,756,000	2,614
Extraordinary gains, net	$0	40
Net income	$1,756,000	2,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,062
Cash dividends	$628,000	2,322
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,594,540	2,688
2003-06-30 (YTD Data)		Rank
Total interest income	$5,447,000	2,672
Total interest expense	$1,901,000	2,492
Net interest income	$3,546,000	2,736
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$296,000	5,022
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$168,000	4,039
Trading account gains and fees	$0	150
Additional Noninterest Income	$128,000	4,871
Total noninterest expense	$2,135,000	3,485
Salaries and employee benefits	$1,221,000	3,324
Premises and equipment expense	$189,000	4,885
Additional noninterest expense	$725,000	3,134
Pre-tax net operating income	$1,527,000	2,546
Securities gains (losses)	$179,000	1,112
Applicable income taxes	$538,000	2,219
Income before extraordinary items	$1,168,000	2,643
Extraordinary gains, net	$0	30
Net income	$1,168,000	2,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,132
Cash dividends	$506,000	2,113
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,046,280	2,709
2003-03-31 (YTD Data)		Rank
Total interest income	$2,719,000	2,689
Total interest expense	$962,000	2,518
Net interest income	$1,757,000	2,762
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$159,000	4,741
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$81,000	4,048
Trading account gains and fees	$0	134
Additional Noninterest Income	$78,000	4,393
Total noninterest expense	$1,080,000	3,442
Salaries and employee benefits	$612,000	3,300
Premises and equipment expense	$100,000	4,694
Additional noninterest expense	$368,000	3,059
Pre-tax net operating income	$746,000	2,611
Securities gains (losses)	$109,000	951
Applicable income taxes	$258,000	2,282
Income before extraordinary items	$597,000	2,554
Extraordinary gains, net	$0	21
Net income	$597,000	2,552
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,620
Cash dividends	$124,000	2,726
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$520,700	2,724
2002-12-31 (YTD Data)		Rank
Total interest income	$10,993,000	2,769
Total interest expense	$4,423,000	2,516
Net interest income	$6,570,000	2,904
Provision for loan and lease losses	$420,000	2,722
Total noninterest income	$582,000	4,810
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$356,000	3,822
Trading account gains and fees	$0	153
Additional Noninterest Income	$226,000	4,786
Total noninterest expense	$4,248,000	3,390
Salaries and employee benefits	$2,493,000	3,134
Premises and equipment expense	$398,000	4,674
Additional noninterest expense	$1,357,000	3,233
Pre-tax net operating income	$2,484,000	2,896
Securities gains (losses)	$155,000	1,359
Applicable income taxes	$690,000	2,879
Income before extraordinary items	$1,949,000	2,860
Extraordinary gains, net	$0	70
Net income	$1,949,000	2,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,987
Cash dividends	$1,075,000	2,116
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,834,300	2,903
2001-12-31 (YTD Data)		Rank
Total interest income	$10,693,000	3,129
Total interest expense	$5,047,000	3,130
Net interest income	$5,646,000	3,110
Provision for loan and lease losses	$275,000	3,402
Total noninterest income	$556,000	4,779
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$302,000	4,149
Trading account gains and fees	$0	177
Additional Noninterest Income	$254,000	4,468
Total noninterest expense	$4,062,000	3,380
Salaries and employee benefits	$2,318,000	3,160
Premises and equipment expense	$399,000	4,608
Additional noninterest expense	$1,345,000	3,165
Pre-tax net operating income	$1,865,000	3,343
Securities gains (losses)	$192,000	1,220
Applicable income taxes	$443,000	3,533
Income before extraordinary items	$1,614,000	3,050
Extraordinary gains, net	$0	105
Net income	$1,614,000	3,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,283
Cash dividends	$442,000	3,684
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,464,240	3,178
2000-12-31 (YTD Data)		Rank
Total interest income	$9,873,000	3,440
Total interest expense	$5,095,000	3,264
Net interest income	$4,778,000	3,615
Provision for loan and lease losses	$150,000	4,393
Total noninterest income	$491,000	4,962
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$358,000	3,529
Trading account gains and fees	$0	180
Additional Noninterest Income	$133,000	5,768
Total noninterest expense	$3,801,000	3,471
Salaries and employee benefits	$2,010,000	3,448
Premises and equipment expense	$436,000	4,231
Additional noninterest expense	$1,355,000	3,062
Pre-tax net operating income	$1,318,000	4,461
Securities gains (losses)	$15,000	1,035
Applicable income taxes	$311,000	4,520
Income before extraordinary items	$1,022,000	4,320
Extraordinary gains, net	$0	38
Net income	$1,022,000	4,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,734
Cash dividends	$1,143,000	2,073
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,010,450	4,355
1999-12-31 (YTD Data)		Rank
Total interest income	$8,713,000	3,621
Total interest expense	$4,163,000	3,467
Net interest income	$4,550,000	3,746
Provision for loan and lease losses	$180,000	3,760
Total noninterest income	$404,000	5,576
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$283,000	4,144
Trading account gains and fees	$0	173
Additional Noninterest Income	$121,000	6,153
Total noninterest expense	$3,494,000	3,712
Salaries and employee benefits	$1,863,000	3,646
Premises and equipment expense	$351,000	4,959
Additional noninterest expense	$1,280,000	3,252
Pre-tax net operating income	$1,280,000	4,573
Securities gains (losses)	$38,000	1,095
Applicable income taxes	$320,000	4,668
Income before extraordinary items	$998,000	4,446
Extraordinary gains, net	$0	35
Net income	$998,000	4,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,567
Cash dividends	$476,000	3,632
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$969,120	4,481
1998-12-31 (YTD Data)		Rank
Total interest income	$8,281,000	3,826
Total interest expense	$4,117,000	3,590
Net interest income	$4,164,000	3,996
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$402,000	5,592
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$285,000	4,084
Trading account gains and fees	$0	224
Additional Noninterest Income	$117,000	6,262
Total noninterest expense	$3,208,000	3,883
Salaries and employee benefits	$1,642,000	3,958
Premises and equipment expense	$344,000	4,936
Additional noninterest expense	$1,222,000	3,314
Pre-tax net operating income	$1,238,000	4,786
Securities gains (losses)	$58,000	1,631
Applicable income taxes	$312,000	5,065
Income before extraordinary items	$984,000	4,578
Extraordinary gains, net	$0	32
Net income	$984,000	4,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,973
Cash dividends	$279,000	4,773
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$939,920	4,602
1997-12-31 (YTD Data)		Rank
Total interest income	$7,527,000	4,221
Total interest expense	$3,814,000	3,852
Net interest income	$3,713,000	4,516
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$354,000	6,137
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$289,000	4,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	7,858
Total noninterest expense	$2,960,000	4,137
Salaries and employee benefits	$1,462,000	4,347
Premises and equipment expense	$310,000	5,351
Additional noninterest expense	$1,188,000	3,386
Pre-tax net operating income	$1,047,000	5,698
Securities gains (losses)	$18,000	1,964
Applicable income taxes	$226,000	6,550
Income before extraordinary items	$839,000	5,300
Extraordinary gains, net	$0	44
Net income	$839,000	5,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	9,725
Cash dividends	$268,000	4,818
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$824,780	5,307
1996-12-31 (YTD Data)		Rank
Total interest income	$6,172,000	5,074
Total interest expense	$2,912,000	4,920
Net interest income	$3,260,000	5,118
Provision for loan and lease losses	$0	9,041
Total noninterest income	$255,000	7,510
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$206,000	5,447
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,929
Total noninterest expense	$2,208,000	5,523
Salaries and employee benefits	$1,273,000	4,936
Premises and equipment expense	$231,000	6,516
Additional noninterest expense	$704,000	5,727
Pre-tax net operating income	$1,307,000	4,811
Securities gains (losses)	$10,000	2,493
Applicable income taxes	$316,000	5,656
Income before extraordinary items	$1,001,000	4,510
Extraordinary gains, net	$0	53
Net income	$1,001,000	4,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,536
Cash dividends	$258,000	4,885
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$993,400	4,488
1995-12-31 (YTD Data)		Rank
Total interest income	$5,879,000	5,287
Total interest expense	$2,899,000	4,910
Net interest income	$2,980,000	5,521
Provision for loan and lease losses	$0	8,958
Total noninterest income	$253,000	7,668
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$205,000	5,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,325
Total noninterest expense	$2,057,000	5,857
Salaries and employee benefits	$1,088,000	5,654
Premises and equipment expense	$180,000	7,598
Additional noninterest expense	$789,000	5,311
Pre-tax net operating income	$1,176,000	5,321
Securities gains (losses)	$-12,000	10,219
Applicable income taxes	$247,000	6,693
Income before extraordinary items	$917,000	4,924
Extraordinary gains, net	$0	65
Net income	$917,000	4,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-101,000	11,719
Cash dividends	$496,000	3,405
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$926,480	4,867
1994-12-31 (YTD Data)		Rank
Total interest income	$5,341,000	5,366
Total interest expense	$2,449,000	4,731
Net interest income	$2,892,000	5,755
Provision for loan and lease losses	$20,000	7,754
Total noninterest income	$250,000	7,945
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,730
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	9,980
Total noninterest expense	$2,001,000	6,197
Salaries and employee benefits	$1,018,000	6,004
Premises and equipment expense	$201,000	7,402
Additional noninterest expense	$782,000	5,809
Pre-tax net operating income	$1,121,000	5,496
Securities gains (losses)	$2,000	3,070
Applicable income taxes	$180,000	7,704
Income before extraordinary items	$943,000	4,724
Extraordinary gains, net	$0	249
Net income	$943,000	4,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,864
Cash dividends	$275,000	4,709
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$941,320	4,779
1993-12-31 (YTD Data)		Rank
Total interest income	$5,358,000	5,450
Total interest expense	$2,565,000	4,699
Net interest income	$2,793,000	5,986
Provision for loan and lease losses	$0	10,371
Total noninterest income	$296,000	7,736
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$220,000	5,600
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	8,800
Total noninterest expense	$1,915,000	6,577
Salaries and employee benefits	$1,012,000	6,059
Premises and equipment expense	$195,000	7,784
Additional noninterest expense	$708,000	6,505
Pre-tax net operating income	$1,174,000	5,266
Securities gains (losses)	$159,000	1,923
Applicable income taxes	$268,000	6,519
Income before extraordinary items	$1,065,000	4,439
Extraordinary gains, net	$28,000	2,522
Net income	$1,093,000	4,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	3,398
Cash dividends	$185,000	5,641
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$937,800	4,708
1992-12-31 (YTD Data)		Rank
Total interest income	$5,919,000	5,557
Total interest expense	$3,166,000	4,931
Net interest income	$2,753,000	6,120
Provision for loan and lease losses	$385,000	3,542
Total noninterest income	$244,000	8,594
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$188,000	6,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	10,037
Total noninterest expense	$1,744,000	7,138
Salaries and employee benefits	$842,000	6,984
Premises and equipment expense	$169,000	8,579
Additional noninterest expense	$733,000	6,527
Pre-tax net operating income	$868,000	6,261
Securities gains (losses)	$-36,000	13,616
Applicable income taxes	$149,000	8,642
Income before extraordinary items	$683,000	6,024
Extraordinary gains, net	$0	1,422
Net income	$683,000	6,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	4,990
Cash dividends	$206,000	4,926
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$712,520	5,508

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.