Home > Maquoketa State Bank > Income and Expense

Maquoketa State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,024,0002,183
Total interest expense$6,135,0001,798
Net interest income$9,889,0002,401
Provision for loan and lease losses$181,0002,070
Total noninterest income$3,228,0001,564
Gross Fiduciary activities income$1,420,000453
Service charges on deposit accounts$279,0002,286
Trading account gains and feesNANA
Additional Noninterest Income$1,529,0001,866
Total noninterest expense$8,429,0002,255
Salaries and employee benefits$4,612,0002,312
Premises and equipment expense$751,0002,394
Additional noninterest expense$1,529,0001,866
Pre-tax net operating income$4,507,0002,040
Securities gains (losses)$89,000266
Applicable income taxes$757,0001,616
Income before extraordinary items$3,839,0002,035
Extraordinary gains, net$054
Net income$3,839,0002,060
Minority interest net income$088
Net income of bank and minority interests.$3,839,0002,038
Net charge-offs$111,0001,444
Cash dividends$2,240,0001,430
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,764,2402,090
2023-09-30 (YTD Data)Rank
Total interest income$11,531,0002,206
Total interest expense$4,241,0001,762
Net interest income$7,290,0002,439
Provision for loan and lease losses$135,0001,936
Total noninterest income$2,382,0001,578
Gross Fiduciary activities income$1,050,000451
Service charges on deposit accounts$205,0002,325
Trading account gains and feesNANA
Additional Noninterest Income$1,127,0001,874
Total noninterest expense$6,302,0002,248
Salaries and employee benefits$3,473,0002,305
Premises and equipment expense$537,0002,466
Additional noninterest expense$1,127,0001,874
Pre-tax net operating income$3,235,0002,139
Securities gains (losses)$48,000263
Applicable income taxes$510,0001,735
Income before extraordinary items$2,773,0002,141
Extraordinary gains, net$052
Net income$2,773,0002,162
Minority interest net income$081
Net income of bank and minority interests.$2,773,0002,143
Net charge-offs$22,0001,851
Cash dividends$1,120,0001,598
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,732,6802,188
2023-06-30 (YTD Data)Rank
Total interest income$7,422,0002,238
Total interest expense$2,516,0001,745
Net interest income$4,906,0002,448
Provision for loan and lease losses$89,0001,912
Total noninterest income$1,603,0001,494
Gross Fiduciary activities income$700,000448
Service charges on deposit accounts$135,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$768,0001,782
Total noninterest expense$4,152,0002,261
Salaries and employee benefits$2,307,0002,297
Premises and equipment expense$270,0002,851
Additional noninterest expense$768,0001,780
Pre-tax net operating income$2,268,0002,085
Securities gains (losses)$37,000323
Applicable income taxes$367,0001,706
Income before extraordinary items$1,938,0002,100
Extraordinary gains, net$051
Net income$1,938,0002,125
Minority interest net income$081
Net income of bank and minority interests.$1,938,0002,100
Net charge-offs$23,0001,480
Cash dividends$1,120,0001,293
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,906,9202,136
2023-03-31 (YTD Data)Rank
Total interest income$3,573,0002,272
Total interest expense$1,108,0001,721
Net interest income$2,465,0002,455
Provision for loan and lease losses$44,0001,784
Total noninterest income$807,0001,485
Gross Fiduciary activities income$330,000465
Service charges on deposit accounts$67,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$410,0001,698
Total noninterest expense$2,033,0002,316
Salaries and employee benefits$1,156,0002,327
Premises and equipment expense$141,0002,828
Additional noninterest expense$410,0001,698
Pre-tax net operating income$1,195,0002,074
Securities gains (losses)$22,000421
Applicable income taxes$200,0001,670
Income before extraordinary items$1,017,0002,072
Extraordinary gains, net$04
Net income$1,017,0002,071
Minority interest net income$048
Net income of bank and minority interests.$1,017,0002,072
Net charge-offs$25,0001,032
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$998,5202,122
2022-12-31 (YTD Data)Rank
Total interest income$12,330,0002,232
Total interest expense$1,954,0001,624
Net interest income$10,376,0002,321
Provision for loan and lease losses$-70,0004,336
Total noninterest income$3,516,0001,480
Gross Fiduciary activities income$1,525,000455
Service charges on deposit accounts$273,0002,371
Trading account gains and feesNANA
Additional Noninterest Income$1,718,0001,765
Total noninterest expense$8,303,0002,251
Salaries and employee benefits$4,665,0002,280
Premises and equipment expense$526,0002,916
Additional noninterest expense$1,718,0001,765
Pre-tax net operating income$5,659,0001,898
Securities gains (losses)$-270,0004,179
Applicable income taxes$968,0001,570
Income before extraordinary items$4,421,0001,978
Extraordinary gains, net$05
Net income$4,421,0001,978
Minority interest net income$063
Net income of bank and minority interests.$4,421,0001,977
Net charge-offs$9,0002,179
Cash dividends$2,240,0001,389
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,642,4001,950
2022-09-30 (YTD Data)Rank
Total interest income$8,723,0002,265
Total interest expense$1,130,0001,618
Net interest income$7,593,0002,336
Provision for loan and lease losses$135,0001,699
Total noninterest income$2,652,0001,502
Gross Fiduciary activities income$1,165,000450
Service charges on deposit accounts$198,0002,417
Trading account gains and feesNANA
Additional Noninterest Income$1,289,0001,800
Total noninterest expense$6,073,0002,279
Salaries and employee benefits$3,383,0002,314
Premises and equipment expense$412,0002,872
Additional noninterest expense$1,289,0001,800
Pre-tax net operating income$4,037,0001,929
Securities gains (losses)$-28,0004,005
Applicable income taxes$714,0001,587
Income before extraordinary items$3,295,0001,972
Extraordinary gains, net$04
Net income$3,295,0001,971
Minority interest net income$057
Net income of bank and minority interests.$3,295,0001,971
Net charge-offs$9,0001,856
Cash dividends$1,120,0001,570
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,317,9601,995
2022-06-30 (YTD Data)Rank
Total interest income$5,570,0002,272
Total interest expense$658,0001,604
Net interest income$4,912,0002,336
Provision for loan and lease losses$89,0001,621
Total noninterest income$1,799,0001,472
Gross Fiduciary activities income$761,000412
Service charges on deposit accounts$127,0002,461
Trading account gains and feesNANA
Additional Noninterest Income$911,0001,775
Total noninterest expense$4,001,0002,283
Salaries and employee benefits$2,233,0002,337
Premises and equipment expense$274,0002,880
Additional noninterest expense$1,494,0002,013
Pre-tax net operating income$2,621,0001,883
Securities gains (losses)$-32,0004,168
Applicable income taxes$454,0001,549
Income before extraordinary items$2,135,0001,919
Extraordinary gains, net$04
Net income$2,135,0001,919
Minority interest net income$060
Net income of bank and minority interests.$2,135,0001,919
Net charge-offs$-6,0003,498
Cash dividends$1,120,0001,253
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,161,2401,949
2022-03-31 (YTD Data)Rank
Total interest income$2,683,0002,293
Total interest expense$346,0001,483
Net interest income$2,337,0002,363
Provision for loan and lease losses$44,0001,448
Total noninterest income$926,0001,442
Gross Fiduciary activities income$390,000414
Service charges on deposit accounts$64,0002,432
Trading account gains and feesNANA
Additional Noninterest Income$472,0001,726
Total noninterest expense$2,024,0002,268
Salaries and employee benefits$1,127,0002,327
Premises and equipment expense$141,0002,842
Additional noninterest expense$756,0001,962
Pre-tax net operating income$1,195,0001,925
Securities gains (losses)$-16,0004,311
Applicable income taxes$198,0001,612
Income before extraordinary items$981,0001,940
Extraordinary gains, net$04
Net income$981,0001,939
Minority interest net income$050
Net income of bank and minority interests.$981,0001,940
Net charge-offs$-6,0003,738
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$994,2801,946
2021-12-31 (YTD Data)Rank
Total interest income$12,255,0002,175
Total interest expense$1,639,0001,552
Net interest income$10,616,0002,231
Provision for loan and lease losses$180,0001,802
Total noninterest income$3,440,0001,639
Gross Fiduciary activities income$1,446,000415
Service charges on deposit accounts$220,0002,575
Trading account gains and feesNANA
Additional Noninterest Income$1,774,0002,038
Total noninterest expense$8,232,0002,241
Salaries and employee benefits$4,587,0002,282
Premises and equipment expense$554,0002,865
Additional noninterest expense$3,091,0001,932
Pre-tax net operating income$5,644,0001,905
Securities gains (losses)$78,000960
Applicable income taxes$1,020,0001,589
Income before extraordinary items$4,702,0001,966
Extraordinary gains, net$010
Net income$4,702,0001,966
Minority interest net income$074
Net income of bank and minority interests.$4,702,0001,967
Net charge-offs$80,0001,436
Cash dividends$2,240,0001,421
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,638,0401,953
2021-09-30 (YTD Data)Rank
Total interest income$9,170,0002,212
Total interest expense$1,262,0001,594
Net interest income$7,908,0002,289
Provision for loan and lease losses$135,0001,755
Total noninterest income$2,575,0001,693
Gross Fiduciary activities income$1,058,000416
Service charges on deposit accounts$153,0002,668
Trading account gains and feesNANA
Additional Noninterest Income$1,364,0002,062
Total noninterest expense$6,028,0002,289
Salaries and employee benefits$3,320,0002,345
Premises and equipment expense$432,0002,827
Additional noninterest expense$2,276,0001,967
Pre-tax net operating income$4,320,0001,959
Securities gains (losses)$27,0001,297
Applicable income taxes$776,0001,663
Income before extraordinary items$3,571,0002,023
Extraordinary gains, net$08
Net income$3,571,0002,022
Minority interest net income$069
Net income of bank and minority interests.$3,571,0002,023
Net charge-offs$1,0002,373
Cash dividends$1,120,0001,641
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,548,8602,007
2021-06-30 (YTD Data)Rank
Total interest income$6,039,0002,224
Total interest expense$864,0001,621
Net interest income$5,175,0002,300
Provision for loan and lease losses$89,0001,815
Total noninterest income$1,738,0001,655
Gross Fiduciary activities income$690,000421
Service charges on deposit accounts$96,0002,699
Trading account gains and feesNANA
Additional Noninterest Income$952,0001,960
Total noninterest expense$3,998,0002,295
Salaries and employee benefits$2,194,0002,350
Premises and equipment expense$293,0002,790
Additional noninterest expense$1,511,0001,955
Pre-tax net operating income$2,826,0001,959
Securities gains (losses)$20,0001,185
Applicable income taxes$502,0001,658
Income before extraordinary items$2,344,0002,039
Extraordinary gains, net$06
Net income$2,344,0002,039
Minority interest net income$067
Net income of bank and minority interests.$2,344,0002,039
Net charge-offs$-2,0003,249
Cash dividends$1,120,0001,284
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,327,6002,016
2021-03-31 (YTD Data)Rank
Total interest income$2,922,0002,265
Total interest expense$439,0001,667
Net interest income$2,483,0002,343
Provision for loan and lease losses$44,0001,856
Total noninterest income$884,0001,649
Gross Fiduciary activities income$343,000416
Service charges on deposit accounts$48,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$493,0001,937
Total noninterest expense$1,997,0002,272
Salaries and employee benefits$1,079,0002,374
Premises and equipment expense$156,0002,715
Additional noninterest expense$762,0001,901
Pre-tax net operating income$1,326,0002,024
Securities gains (losses)$21,000866
Applicable income taxes$230,0001,708
Income before extraordinary items$1,117,0002,076
Extraordinary gains, net$03
Net income$1,117,0002,076
Minority interest net income$055
Net income of bank and minority interests.$1,117,0002,076
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,099,5702,060
2020-12-31 (YTD Data)Rank
Total interest income$12,806,0002,125
Total interest expense$2,338,0001,793
Net interest income$10,468,0002,185
Provision for loan and lease losses$465,0002,317
Total noninterest income$3,456,0001,592
Gross Fiduciary activities income$1,196,000427
Service charges on deposit accounts$235,0002,549
Trading account gains and feesNANA
Additional Noninterest Income$2,025,0001,774
Total noninterest expense$8,471,0002,175
Salaries and employee benefits$4,704,0002,235
Premises and equipment expense$584,0002,795
Additional noninterest expense$3,183,0001,836
Pre-tax net operating income$4,988,0001,785
Securities gains (losses)$-6,0004,777
Applicable income taxes$863,0001,547
Income before extraordinary items$4,119,0001,879
Extraordinary gains, net$04
Net income$4,119,0001,878
Minority interest net income$072
Net income of bank and minority interests.$4,119,0001,879
Net charge-offs$434,0001,073
Cash dividends$2,240,0001,399
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,123,9801,835
2020-09-30 (YTD Data)Rank
Total interest income$9,904,0002,083
Total interest expense$1,863,0001,797
Net interest income$8,041,0002,133
Provision for loan and lease losses$405,0002,134
Total noninterest income$2,579,0001,564
Gross Fiduciary activities income$883,000429
Service charges on deposit accounts$177,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$1,519,0001,725
Total noninterest expense$6,333,0002,170
Salaries and employee benefits$3,529,0002,219
Premises and equipment expense$453,0002,743
Additional noninterest expense$2,351,0001,831
Pre-tax net operating income$3,882,0001,716
Securities gains (losses)$-15,0004,829
Applicable income taxes$669,0001,501
Income before extraordinary items$3,198,0001,809
Extraordinary gains, net$04
Net income$3,198,0001,809
Minority interest net income$065
Net income of bank and minority interests.$3,198,0001,809
Net charge-offs$266,0001,089
Cash dividends$1,120,0001,595
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,210,4501,757
2020-06-30 (YTD Data)Rank
Total interest income$6,884,0002,040
Total interest expense$1,319,0001,809
Net interest income$5,565,0002,083
Provision for loan and lease losses$344,0001,924
Total noninterest income$1,708,0001,502
Gross Fiduciary activities income$551,000439
Service charges on deposit accounts$119,0002,575
Trading account gains and feesNANA
Additional Noninterest Income$1,038,0001,639
Total noninterest expense$4,253,0002,165
Salaries and employee benefits$2,356,0002,208
Premises and equipment expense$307,0002,714
Additional noninterest expense$1,590,0001,796
Pre-tax net operating income$2,676,0001,603
Securities gains (losses)$-13,0004,817
Applicable income taxes$464,0001,401
Income before extraordinary items$2,199,0001,706
Extraordinary gains, net$04
Net income$2,199,0001,707
Minority interest net income$065
Net income of bank and minority interests.$2,199,0001,707
Net charge-offs$267,000861
Cash dividends$1,120,0001,215
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,209,7901,654
2020-03-31 (YTD Data)Rank
Total interest income$3,349,0002,072
Total interest expense$727,0001,802
Net interest income$2,622,0002,141
Provision for loan and lease losses$45,0002,611
Total noninterest income$832,0001,438
Gross Fiduciary activities income$287,000438
Service charges on deposit accounts$72,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$473,0001,573
Total noninterest expense$2,233,0002,100
Salaries and employee benefits$1,194,0002,212
Premises and equipment expense$150,0002,777
Additional noninterest expense$889,0001,675
Pre-tax net operating income$1,176,0001,610
Securities gains (losses)$-22,0004,890
Applicable income taxes$188,0001,445
Income before extraordinary items$966,0001,713
Extraordinary gains, net$04
Net income$966,0001,714
Minority interest net income$056
Net income of bank and minority interests.$966,0001,714
Net charge-offs$244,000564
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$984,4801,654
2019-12-31 (YTD Data)Rank
Total interest income$13,820,0002,058
Total interest expense$3,194,0001,729
Net interest income$10,626,0002,123
Provision for loan and lease losses$120,0002,773
Total noninterest income$3,185,0001,506
Gross Fiduciary activities income$1,207,000428
Service charges on deposit accounts$326,0002,479
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,717
Total noninterest expense$8,183,0002,211
Salaries and employee benefits$4,709,0002,196
Premises and equipment expense$596,0002,803
Additional noninterest expense$2,878,0001,991
Pre-tax net operating income$5,508,0001,640
Securities gains (losses)$02,379
Applicable income taxes$963,0001,461
Income before extraordinary items$4,545,0001,724
Extraordinary gains, net$011
Net income$4,545,0001,725
Minority interest net income$076
Net income of bank and minority interests.$4,545,0001,726
Net charge-offs$1,0003,665
Cash dividends$3,622,0001,041
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,545,0001,690
2019-09-30 (YTD Data)Rank
Total interest income$10,351,0002,081
Total interest expense$2,420,0001,727
Net interest income$7,931,0002,155
Provision for loan and lease losses$90,0002,664
Total noninterest income$2,362,0001,516
Gross Fiduciary activities income$890,000431
Service charges on deposit accounts$243,0002,519
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,719
Total noninterest expense$6,073,0002,235
Salaries and employee benefits$3,437,0002,244
Premises and equipment expense$477,0002,725
Additional noninterest expense$2,159,0001,996
Pre-tax net operating income$4,130,0001,682
Securities gains (losses)$02,167
Applicable income taxes$723,0001,503
Income before extraordinary items$3,407,0001,755
Extraordinary gains, net$011
Net income$3,407,0001,756
Minority interest net income$072
Net income of bank and minority interests.$3,407,0001,756
Net charge-offs$-30,0004,704
Cash dividends$1,120,0001,696
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,407,0001,725
2019-06-30 (YTD Data)Rank
Total interest income$6,856,0002,091
Total interest expense$1,604,0001,713
Net interest income$5,252,0002,178
Provision for loan and lease losses$60,0002,560
Total noninterest income$1,556,0001,497
Gross Fiduciary activities income$543,000440
Service charges on deposit accounts$158,0002,534
Trading account gains and feesNANA
Additional Noninterest Income$855,0001,641
Total noninterest expense$4,011,0002,254
Salaries and employee benefits$2,259,0002,267
Premises and equipment expense$322,0002,706
Additional noninterest expense$1,430,0002,030
Pre-tax net operating income$2,737,0001,660
Securities gains (losses)$01,702
Applicable income taxes$470,0001,497
Income before extraordinary items$2,267,0001,729
Extraordinary gains, net$011
Net income$2,267,0001,729
Minority interest net income$069
Net income of bank and minority interests.$2,267,0001,729
Net charge-offs$-50,0004,913
Cash dividends$1,120,0001,337
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,267,0001,696
2019-03-31 (YTD Data)Rank
Total interest income$3,341,0002,128
Total interest expense$748,0001,754
Net interest income$2,593,0002,203
Provision for loan and lease losses$30,0002,400
Total noninterest income$800,0001,432
Gross Fiduciary activities income$262,000446
Service charges on deposit accounts$81,0002,504
Trading account gains and feesNANA
Additional Noninterest Income$457,0001,532
Total noninterest expense$1,984,0002,283
Salaries and employee benefits$1,112,0002,312
Premises and equipment expense$164,0002,695
Additional noninterest expense$708,0002,008
Pre-tax net operating income$1,379,0001,626
Securities gains (losses)$01,087
Applicable income taxes$237,0001,447
Income before extraordinary items$1,142,0001,695
Extraordinary gains, net$05
Net income$1,142,0001,693
Minority interest net income$052
Net income of bank and minority interests.$1,142,0001,694
Net charge-offs$7,0002,096
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,142,0001,668
2018-12-31 (YTD Data)Rank
Total interest income$12,638,0002,121
Total interest expense$2,510,0001,640
Net interest income$10,128,0002,225
Provision for loan and lease losses$04,082
Total noninterest income$2,942,0001,569
Gross Fiduciary activities income$1,025,000457
Service charges on deposit accounts$332,0002,587
Trading account gains and fees$0126
Additional Noninterest Income$1,585,0001,735
Total noninterest expense$7,733,0002,301
Salaries and employee benefits$4,528,0002,260
Premises and equipment expense$514,0003,105
Additional noninterest expense$2,691,0002,101
Pre-tax net operating income$5,337,0001,697
Securities gains (losses)$01,125
Applicable income taxes$899,0001,481
Income before extraordinary items$4,438,0001,740
Extraordinary gains, net$06
Net income$4,438,0001,739
Minority interest net income$072
Net income of bank and minority interests.$4,438,0001,739
Net charge-offs$-2,0004,252
Cash dividends$1,470,0001,771
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,438,0001,737
2018-09-30 (YTD Data)Rank
Total interest income$9,315,0002,144
Total interest expense$1,779,0001,636
Net interest income$7,536,0002,246
Provision for loan and lease losses$03,948
Total noninterest income$2,259,0001,562
Gross Fiduciary activities income$777,000449
Service charges on deposit accounts$248,0002,609
Trading account gains and fees$0138
Additional Noninterest Income$1,234,0001,708
Total noninterest expense$5,789,0002,307
Salaries and employee benefits$3,369,0002,271
Premises and equipment expense$393,0003,096
Additional noninterest expense$2,027,0002,101
Pre-tax net operating income$4,006,0001,696
Securities gains (losses)$01,118
Applicable income taxes$675,0001,531
Income before extraordinary items$3,331,0001,762
Extraordinary gains, net$05
Net income$3,331,0001,761
Minority interest net income$066
Net income of bank and minority interests.$3,331,0001,761
Net charge-offs$-38,0004,846
Cash dividends$735,0001,997
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,331,0001,753
2018-06-30 (YTD Data)Rank
Total interest income$6,142,0002,140
Total interest expense$1,139,0001,611
Net interest income$5,003,0002,239
Provision for loan and lease losses$03,782
Total noninterest income$1,520,0001,551
Gross Fiduciary activities income$519,000449
Service charges on deposit accounts$159,0002,675
Trading account gains and fees$0130
Additional Noninterest Income$842,0001,685
Total noninterest expense$3,825,0002,332
Salaries and employee benefits$2,232,0002,287
Premises and equipment expense$265,0003,098
Additional noninterest expense$1,328,0002,140
Pre-tax net operating income$2,698,0001,649
Securities gains (losses)$0961
Applicable income taxes$455,0001,496
Income before extraordinary items$2,243,0001,729
Extraordinary gains, net$06
Net income$2,243,0001,728
Minority interest net income$065
Net income of bank and minority interests.$2,243,0001,728
Net charge-offs$-56,0005,050
Cash dividends$735,0001,585
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,243,0001,720
2018-03-31 (YTD Data)Rank
Total interest income$3,026,0002,159
Total interest expense$539,0001,612
Net interest income$2,487,0002,256
Provision for loan and lease losses$03,508
Total noninterest income$794,0001,492
Gross Fiduciary activities income$247,000463
Service charges on deposit accounts$81,0002,647
Trading account gains and fees$0123
Additional Noninterest Income$466,0001,557
Total noninterest expense$1,916,0002,344
Salaries and employee benefits$1,115,0002,312
Premises and equipment expense$133,0003,118
Additional noninterest expense$668,0002,117
Pre-tax net operating income$1,365,0001,601
Securities gains (losses)$0735
Applicable income taxes$232,0001,437
Income before extraordinary items$1,133,0001,660
Extraordinary gains, net$07
Net income$1,133,0001,660
Minority interest net income$052
Net income of bank and minority interests.$1,133,0001,660
Net charge-offs$3,0002,344
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,133,0001,646
2017-12-31 (YTD Data)Rank
Total interest income$11,675,0002,170
Total interest expense$1,948,0001,569
Net interest income$9,727,0002,268
Provision for loan and lease losses$04,227
Total noninterest income$2,836,0001,651
Gross Fiduciary activities income$897,000471
Service charges on deposit accounts$354,0002,569
Trading account gains and fees$0151
Additional Noninterest Income$1,585,0001,757
Total noninterest expense$7,513,0002,383
Salaries and employee benefits$4,448,0002,291
Premises and equipment expense$458,0003,416
Additional noninterest expense$2,607,0002,191
Pre-tax net operating income$5,050,0001,693
Securities gains (losses)$02,243
Applicable income taxes$1,408,0001,589
Income before extraordinary items$3,642,0001,734
Extraordinary gains, net$09
Net income$3,642,0001,734
Minority interest net income$076
Net income of bank and minority interests.$3,642,0001,734
Net charge-offs$673,000903
Cash dividends$1,470,0001,747
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,642,0001,715
2017-09-30 (YTD Data)Rank
Total interest income$8,727,0002,188
Total interest expense$1,421,0001,587
Net interest income$7,306,0002,281
Provision for loan and lease losses$04,088
Total noninterest income$2,160,0001,653
Gross Fiduciary activities income$691,000475
Service charges on deposit accounts$269,0002,568
Trading account gains and fees$0145
Additional Noninterest Income$1,200,0001,759
Total noninterest expense$5,491,0002,438
Salaries and employee benefits$3,315,0002,313
Premises and equipment expense$367,0003,341
Additional noninterest expense$1,809,0002,320
Pre-tax net operating income$3,975,0001,647
Securities gains (losses)$02,274
Applicable income taxes$939,0001,520
Income before extraordinary items$3,036,0001,720
Extraordinary gains, net$09
Net income$3,036,0001,721
Minority interest net income$071
Net income of bank and minority interests.$3,036,0001,721
Net charge-offs$576,000722
Cash dividends$735,0002,027
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,036,0001,702
2017-06-30 (YTD Data)Rank
Total interest income$5,788,0002,180
Total interest expense$915,0001,584
Net interest income$4,873,0002,270
Provision for loan and lease losses$03,871
Total noninterest income$1,513,0001,596
Gross Fiduciary activities income$449,000479
Service charges on deposit accounts$179,0002,568
Trading account gains and fees$0139
Additional Noninterest Income$885,0001,664
Total noninterest expense$3,634,0002,468
Salaries and employee benefits$2,195,0002,337
Premises and equipment expense$249,0003,307
Additional noninterest expense$1,190,0002,342
Pre-tax net operating income$2,752,0001,574
Securities gains (losses)$01,906
Applicable income taxes$652,0001,469
Income before extraordinary items$2,100,0001,634
Extraordinary gains, net$011
Net income$2,100,0001,634
Minority interest net income$071
Net income of bank and minority interests.$2,100,0001,634
Net charge-offs$577,000502
Cash dividends$735,0001,602
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,100,0001,616
2017-03-31 (YTD Data)Rank
Total interest income$2,885,0002,181
Total interest expense$456,0001,565
Net interest income$2,429,0002,276
Provision for loan and lease losses$03,537
Total noninterest income$771,0001,560
Gross Fiduciary activities income$217,000490
Service charges on deposit accounts$89,0002,583
Trading account gains and fees$0142
Additional Noninterest Income$465,0001,597
Total noninterest expense$1,806,0002,496
Salaries and employee benefits$1,108,0002,336
Premises and equipment expense$122,0003,399
Additional noninterest expense$576,0002,395
Pre-tax net operating income$1,394,0001,509
Securities gains (losses)$01,153
Applicable income taxes$329,0001,419
Income before extraordinary items$1,065,0001,594
Extraordinary gains, net$08
Net income$1,065,0001,593
Minority interest net income$055
Net income of bank and minority interests.$1,065,0001,594
Net charge-offs$-2,0004,280
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,065,0001,575
2016-12-31 (YTD Data)Rank
Total interest income$11,831,0002,097
Total interest expense$1,862,0001,501
Net interest income$9,969,0002,193
Provision for loan and lease losses$04,332
Total noninterest income$2,656,0001,781
Gross Fiduciary activities income$860,000484
Service charges on deposit accounts$366,0002,607
Trading account gains and fees$0170
Additional Noninterest Income$1,430,0001,950
Total noninterest expense$7,449,0002,431
Salaries and employee benefits$4,394,0002,319
Premises and equipment expense$479,0003,462
Additional noninterest expense$2,576,0002,246
Pre-tax net operating income$5,176,0001,581
Securities gains (losses)$03,212
Applicable income taxes$1,154,0001,511
Income before extraordinary items$4,022,0001,650
Extraordinary gains, net$05
Net income$4,022,0001,646
Minority interest net income$082
Net income of bank and minority interests.$4,022,0001,649
Net charge-offs$-75,0005,462
Cash dividends$1,085,0002,104
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,022,0001,614
2016-09-30 (YTD Data)Rank
Total interest income$8,819,0002,104
Total interest expense$1,400,0001,499
Net interest income$7,419,0002,203
Provision for loan and lease losses$04,186
Total noninterest income$1,998,0001,782
Gross Fiduciary activities income$672,000474
Service charges on deposit accounts$267,0002,673
Trading account gains and fees$0169
Additional Noninterest Income$1,059,0001,965
Total noninterest expense$5,521,0002,453
Salaries and employee benefits$3,246,0002,342
Premises and equipment expense$387,0003,341
Additional noninterest expense$1,888,0002,295
Pre-tax net operating income$3,896,0001,586
Securities gains (losses)$03,160
Applicable income taxes$868,0001,553
Income before extraordinary items$3,028,0001,681
Extraordinary gains, net$05
Net income$3,028,0001,681
Minority interest net income$071
Net income of bank and minority interests.$3,028,0001,681
Net charge-offs$-30,0005,213
Cash dividends$490,0002,433
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,028,0001,626
2016-06-30 (YTD Data)Rank
Total interest income$5,861,0002,118
Total interest expense$931,0001,501
Net interest income$4,930,0002,212
Provision for loan and lease losses$04,017
Total noninterest income$1,259,0001,837
Gross Fiduciary activities income$447,000477
Service charges on deposit accounts$170,0002,723
Trading account gains and fees$0157
Additional Noninterest Income$642,0002,058
Total noninterest expense$3,631,0002,489
Salaries and employee benefits$2,134,0002,377
Premises and equipment expense$260,0003,333
Additional noninterest expense$1,237,0002,341
Pre-tax net operating income$2,558,0001,602
Securities gains (losses)$02,835
Applicable income taxes$560,0001,557
Income before extraordinary items$1,998,0001,662
Extraordinary gains, net$016
Net income$1,998,0001,663
Minority interest net income$071
Net income of bank and minority interests.$1,998,0001,663
Net charge-offs$-20,0005,201
Cash dividends$490,0002,035
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,998,0001,616
2016-03-31 (YTD Data)Rank
Total interest income$2,921,0002,127
Total interest expense$475,0001,477
Net interest income$2,446,0002,213
Provision for loan and lease losses$03,656
Total noninterest income$592,0001,861
Gross Fiduciary activities income$225,000478
Service charges on deposit accounts$82,0002,770
Trading account gains and fees$0142
Additional Noninterest Income$285,0002,157
Total noninterest expense$1,811,0002,510
Salaries and employee benefits$1,057,0002,412
Premises and equipment expense$133,0003,327
Additional noninterest expense$621,0002,325
Pre-tax net operating income$1,227,0001,634
Securities gains (losses)$02,077
Applicable income taxes$259,0001,617
Income before extraordinary items$968,0001,671
Extraordinary gains, net$012
Net income$968,0001,672
Minority interest net income$062
Net income of bank and minority interests.$968,0001,672
Net charge-offs$-7,0005,019
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$968,0001,632
2015-12-31 (YTD Data)Rank
Total interest income$11,300,0002,133
Total interest expense$1,971,0001,412
Net interest income$9,329,0002,284
Provision for loan and lease losses$04,380
Total noninterest income$2,477,0001,840
Gross Fiduciary activities income$901,000479
Service charges on deposit accounts$378,0002,611
Trading account gains and fees$0159
Additional Noninterest Income$1,198,0002,138
Total noninterest expense$6,947,0002,573
Salaries and employee benefits$4,043,0002,480
Premises and equipment expense$502,0003,471
Additional noninterest expense$2,402,0002,420
Pre-tax net operating income$4,859,0001,613
Securities gains (losses)$03,216
Applicable income taxes$1,006,0001,583
Income before extraordinary items$3,853,0001,651
Extraordinary gains, net$023
Net income$3,853,0001,653
Minority interest net income$081
Net income of bank and minority interests.$3,853,0001,653
Net charge-offs$87,0002,786
Cash dividends$839,0002,340
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,853,0001,618
2015-09-30 (YTD Data)Rank
Total interest income$8,403,0002,165
Total interest expense$1,476,0001,419
Net interest income$6,927,0002,318
Provision for loan and lease losses$04,232
Total noninterest income$1,910,0001,812
Gross Fiduciary activities income$722,000465
Service charges on deposit accounts$289,0002,597
Trading account gains and fees$0153
Additional Noninterest Income$899,0002,166
Total noninterest expense$5,233,0002,586
Salaries and employee benefits$3,059,0002,460
Premises and equipment expense$398,0003,403
Additional noninterest expense$1,776,0002,438
Pre-tax net operating income$3,604,0001,646
Securities gains (losses)$03,031
Applicable income taxes$743,0001,654
Income before extraordinary items$2,861,0001,694
Extraordinary gains, net$021
Net income$2,861,0001,697
Minority interest net income$078
Net income of bank and minority interests.$2,861,0001,697
Net charge-offs$54,0002,717
Cash dividends$437,0002,463
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,861,0001,651
2015-06-30 (YTD Data)Rank
Total interest income$5,557,0002,177
Total interest expense$980,0001,427
Net interest income$4,577,0002,334
Provision for loan and lease losses$04,069
Total noninterest income$1,263,0001,834
Gross Fiduciary activities income$432,000496
Service charges on deposit accounts$187,0002,624
Trading account gains and fees$0157
Additional Noninterest Income$644,0002,074
Total noninterest expense$3,477,0002,612
Salaries and employee benefits$2,050,0002,458
Premises and equipment expense$266,0003,405
Additional noninterest expense$1,161,0002,506
Pre-tax net operating income$2,363,0001,655
Securities gains (losses)$02,636
Applicable income taxes$483,0001,666
Income before extraordinary items$1,880,0001,695
Extraordinary gains, net$022
Net income$1,880,0001,699
Minority interest net income$075
Net income of bank and minority interests.$1,880,0001,699
Net charge-offs$03,893
Cash dividends$437,0002,063
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,880,0001,647
2015-03-31 (YTD Data)Rank
Total interest income$2,752,0002,189
Total interest expense$487,0001,437
Net interest income$2,265,0002,354
Provision for loan and lease losses$03,703
Total noninterest income$612,0001,853
Gross Fiduciary activities income$216,000507
Service charges on deposit accounts$91,0002,654
Trading account gains and fees$0152
Additional Noninterest Income$305,0002,105
Total noninterest expense$1,747,0002,607
Salaries and employee benefits$1,034,0002,451
Premises and equipment expense$135,0003,409
Additional noninterest expense$578,0002,496
Pre-tax net operating income$1,130,0001,668
Securities gains (losses)$02,027
Applicable income taxes$224,0001,706
Income before extraordinary items$906,0001,738
Extraordinary gains, net$013
Net income$906,0001,740
Minority interest net income$064
Net income of bank and minority interests.$906,0001,740
Net charge-offs$5,0002,746
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$906,0001,678
2014-12-31 (YTD Data)Rank
Total interest income$11,171,0002,163
Total interest expense$1,989,0001,489
Net interest income$9,182,0002,311
Provision for loan and lease losses$-250,0006,154
Total noninterest income$2,651,0001,721
Gross Fiduciary activities income$878,000498
Service charges on deposit accounts$402,0002,683
Trading account gains and fees$0180
Additional Noninterest Income$1,371,0001,883
Total noninterest expense$7,016,0002,614
Salaries and employee benefits$4,290,0002,343
Premises and equipment expense$503,0003,620
Additional noninterest expense$2,223,0002,648
Pre-tax net operating income$5,067,0001,496
Securities gains (losses)$03,259
Applicable income taxes$1,071,0001,482
Income before extraordinary items$3,996,0001,595
Extraordinary gains, net$017
Net income$3,996,0001,594
Minority interest net income$084
Net income of bank and minority interests.$3,996,0001,594
Net charge-offs$-421,0006,368
Cash dividends$875,0002,198
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,996,0001,563
2014-09-30 (YTD Data)Rank
Total interest income$8,421,0002,170
Total interest expense$1,493,0001,506
Net interest income$6,928,0002,303
Provision for loan and lease losses$04,401
Total noninterest income$2,098,0001,659
Gross Fiduciary activities income$694,000475
Service charges on deposit accounts$299,0002,720
Trading account gains and fees$0174
Additional Noninterest Income$1,105,0001,820
Total noninterest expense$5,108,0002,672
Salaries and employee benefits$2,970,0002,517
Premises and equipment expense$409,0003,486
Additional noninterest expense$1,729,0002,575
Pre-tax net operating income$3,918,0001,484
Securities gains (losses)$02,980
Applicable income taxes$818,0001,490
Income before extraordinary items$3,100,0001,531
Extraordinary gains, net$015
Net income$3,100,0001,531
Minority interest net income$081
Net income of bank and minority interests.$3,100,0001,531
Net charge-offs$-1,003,0006,539
Cash dividends$438,0002,369
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,100,0001,503
2014-06-30 (YTD Data)Rank
Total interest income$5,685,0002,141
Total interest expense$1,009,0001,488
Net interest income$4,676,0002,271
Provision for loan and lease losses$04,196
Total noninterest income$1,484,0001,564
Gross Fiduciary activities income$447,000486
Service charges on deposit accounts$193,0002,767
Trading account gains and fees$0172
Additional Noninterest Income$844,0001,639
Total noninterest expense$3,401,0002,682
Salaries and employee benefits$2,002,0002,503
Premises and equipment expense$266,0003,571
Additional noninterest expense$1,133,0002,610
Pre-tax net operating income$2,759,0001,379
Securities gains (losses)$02,580
Applicable income taxes$498,0001,548
Income before extraordinary items$2,261,0001,380
Extraordinary gains, net$020
Net income$2,261,0001,380
Minority interest net income$080
Net income of bank and minority interests.$2,261,0001,382
Net charge-offs$-1,031,0006,617
Cash dividends$438,0001,958
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,261,0001,363
2014-03-31 (YTD Data)Rank
Total interest income$2,758,0002,194
Total interest expense$512,0001,480
Net interest income$2,246,0002,340
Provision for loan and lease losses$03,817
Total noninterest income$593,0001,816
Gross Fiduciary activities income$215,000502
Service charges on deposit accounts$93,0002,818
Trading account gains and fees$0147
Additional Noninterest Income$285,0002,067
Total noninterest expense$1,738,0002,639
Salaries and employee benefits$1,017,0002,465
Premises and equipment expense$133,0003,620
Additional noninterest expense$588,0002,527
Pre-tax net operating income$1,101,0001,626
Securities gains (losses)$01,715
Applicable income taxes$190,0001,756
Income before extraordinary items$911,0001,611
Extraordinary gains, net$016
Net income$911,0001,614
Minority interest net income$066
Net income of bank and minority interests.$911,0001,614
Net charge-offs$-826,0006,693
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$911,0001,579
2013-12-31 (YTD Data)Rank
Total interest income$11,135,0002,200
Total interest expense$2,375,0001,433
Net interest income$8,760,0002,396
Provision for loan and lease losses$05,091
Total noninterest income$2,337,0001,933
Gross Fiduciary activities income$775,000510
Service charges on deposit accounts$433,0002,661
Trading account gains and fees$0184
Additional Noninterest Income$1,129,0002,209
Total noninterest expense$6,523,0002,793
Salaries and employee benefits$4,016,0002,471
Premises and equipment expense$479,0003,820
Additional noninterest expense$2,028,0002,936
Pre-tax net operating income$4,574,0001,532
Securities gains (losses)$14,0002,505
Applicable income taxes$911,0001,561
Income before extraordinary items$3,677,0001,613
Extraordinary gains, net$029
Net income$3,677,0001,616
Minority interest net income$090
Net income of bank and minority interests.$3,677,0001,617
Net charge-offs$75,0004,021
Cash dividends$805,0002,191
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,665,8001,581
2013-09-30 (YTD Data)Rank
Total interest income$8,373,0002,200
Total interest expense$1,841,0001,433
Net interest income$6,532,0002,421
Provision for loan and lease losses$04,941
Total noninterest income$1,798,0001,945
Gross Fiduciary activities income$607,000499
Service charges on deposit accounts$326,0002,672
Trading account gains and fees$0180
Additional Noninterest Income$865,0002,247
Total noninterest expense$4,921,0002,785
Salaries and employee benefits$3,010,0002,480
Premises and equipment expense$381,0003,733
Additional noninterest expense$1,530,0002,934
Pre-tax net operating income$3,409,0001,571
Securities gains (losses)$14,0002,364
Applicable income taxes$687,0001,593
Income before extraordinary items$2,736,0001,645
Extraordinary gains, net$025
Net income$2,736,0001,648
Minority interest net income$084
Net income of bank and minority interests.$2,736,0001,649
Net charge-offs$-71,0006,527
Cash dividends$403,0002,316
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,724,8001,607
2013-06-30 (YTD Data)Rank
Total interest income$5,624,0002,193
Total interest expense$1,266,0001,420
Net interest income$4,358,0002,412
Provision for loan and lease losses$04,788
Total noninterest income$1,213,0001,958
Gross Fiduciary activities income$405,000504
Service charges on deposit accounts$204,0002,755
Trading account gains and fees$0157
Additional Noninterest Income$604,0002,221
Total noninterest expense$3,312,0002,762
Salaries and employee benefits$2,009,0002,486
Premises and equipment expense$255,0003,743
Additional noninterest expense$1,048,0002,858
Pre-tax net operating income$2,259,0001,563
Securities gains (losses)$14,0002,169
Applicable income taxes$452,0001,617
Income before extraordinary items$1,821,0001,652
Extraordinary gains, net$022
Net income$1,821,0001,655
Minority interest net income$082
Net income of bank and minority interests.$1,821,0001,656
Net charge-offs$-59,0006,576
Cash dividends$403,0001,894
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,809,8001,589
2013-03-31 (YTD Data)Rank
Total interest income$2,845,0002,188
Total interest expense$647,0001,427
Net interest income$2,198,0002,383
Provision for loan and lease losses$04,409
Total noninterest income$597,0001,960
Gross Fiduciary activities income$207,000512
Service charges on deposit accounts$96,0002,862
Trading account gains and fees$0148
Additional Noninterest Income$294,0002,251
Total noninterest expense$1,677,0002,760
Salaries and employee benefits$1,016,0002,485
Premises and equipment expense$131,0003,698
Additional noninterest expense$530,0002,844
Pre-tax net operating income$1,118,0001,558
Securities gains (losses)$14,0001,385
Applicable income taxes$225,0001,600
Income before extraordinary items$907,0001,611
Extraordinary gains, net$010
Net income$907,0001,612
Minority interest net income$076
Net income of bank and minority interests.$907,0001,613
Net charge-offs$-23,0006,491
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$895,8001,577
2012-12-31 (YTD Data)Rank
Total interest income$11,924,0002,195
Total interest expense$2,993,0001,484
Net interest income$8,931,0002,410
Provision for loan and lease losses$-120,0006,890
Total noninterest income$2,324,0001,970
Gross Fiduciary activities income$720,000524
Service charges on deposit accounts$413,0002,872
Trading account gains and fees$0166
Additional Noninterest Income$1,191,0002,153
Total noninterest expense$6,390,0002,893
Salaries and employee benefits$3,908,0002,511
Premises and equipment expense$485,0003,885
Additional noninterest expense$1,997,0003,092
Pre-tax net operating income$4,985,0001,375
Securities gains (losses)$03,810
Applicable income taxes$1,073,0001,402
Income before extraordinary items$3,912,0001,481
Extraordinary gains, net$029
Net income$3,912,0001,482
Minority interest net income$093
Net income of bank and minority interests.$3,912,0001,482
Net charge-offs$-196,0007,000
Cash dividends$1,400,0001,573
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,912,0001,389
2012-09-30 (YTD Data)Rank
Total interest income$9,070,0002,203
Total interest expense$2,347,0001,488
Net interest income$6,723,0002,437
Provision for loan and lease losses$130,0004,086
Total noninterest income$1,706,0002,001
Gross Fiduciary activities income$515,000536
Service charges on deposit accounts$308,0002,913
Trading account gains and fees$0157
Additional Noninterest Income$883,0002,154
Total noninterest expense$4,825,0002,880
Salaries and employee benefits$2,876,0002,563
Premises and equipment expense$383,0003,812
Additional noninterest expense$1,566,0002,999
Pre-tax net operating income$3,474,0001,505
Securities gains (losses)$03,575
Applicable income taxes$728,0001,539
Income before extraordinary items$2,746,0001,599
Extraordinary gains, net$020
Net income$2,746,0001,600
Minority interest net income$086
Net income of bank and minority interests.$2,746,0001,600
Net charge-offs$6,0005,452
Cash dividends$438,0002,178
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,746,0001,516
2012-06-30 (YTD Data)Rank
Total interest income$6,141,0002,173
Total interest expense$1,637,0001,482
Net interest income$4,504,0002,419
Provision for loan and lease losses$119,0003,697
Total noninterest income$1,136,0001,972
Gross Fiduciary activities income$331,000552
Service charges on deposit accounts$207,0002,879
Trading account gains and fees$0153
Additional Noninterest Income$598,0002,111
Total noninterest expense$3,197,0002,899
Salaries and employee benefits$1,917,0002,564
Premises and equipment expense$257,0003,801
Additional noninterest expense$1,023,0003,069
Pre-tax net operating income$2,324,0001,497
Securities gains (losses)$03,178
Applicable income taxes$491,0001,507
Income before extraordinary items$1,833,0001,598
Extraordinary gains, net$019
Net income$1,833,0001,597
Minority interest net income$084
Net income of bank and minority interests.$1,833,0001,598
Net charge-offs$4,0005,214
Cash dividends$438,0001,740
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,833,0001,516
2012-03-31 (YTD Data)Rank
Total interest income$3,106,0002,175
Total interest expense$859,0001,457
Net interest income$2,247,0002,433
Provision for loan and lease losses$60,0003,447
Total noninterest income$572,0001,971
Gross Fiduciary activities income$170,000549
Service charges on deposit accounts$106,0002,801
Trading account gains and fees$0148
Additional Noninterest Income$296,0002,117
Total noninterest expense$1,618,0002,870
Salaries and employee benefits$959,0002,583
Premises and equipment expense$130,0003,799
Additional noninterest expense$529,0002,958
Pre-tax net operating income$1,141,0001,507
Securities gains (losses)$02,210
Applicable income taxes$237,0001,540
Income before extraordinary items$904,0001,611
Extraordinary gains, net$019
Net income$904,0001,612
Minority interest net income$078
Net income of bank and minority interests.$904,0001,612
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$904,0001,505
2011-12-31 (YTD Data)Rank
Total interest income$13,163,0002,116
Total interest expense$4,011,0001,514
Net interest income$9,152,0002,391
Provision for loan and lease losses$570,0003,280
Total noninterest income$2,262,0001,837
Gross Fiduciary activities income$606,000521
Service charges on deposit accounts$482,0002,651
Trading account gains and fees$0146
Additional Noninterest Income$1,174,0001,936
Total noninterest expense$6,211,0002,977
Salaries and employee benefits$3,720,0002,580
Premises and equipment expense$511,0003,979
Additional noninterest expense$1,980,0003,163
Pre-tax net operating income$4,633,0001,254
Securities gains (losses)$5,0003,498
Applicable income taxes$988,0001,352
Income before extraordinary items$3,650,0001,351
Extraordinary gains, net$029
Net income$3,650,0001,351
Minority interest net income$096
Net income of bank and minority interests.$3,650,0001,351
Net charge-offs$395,0003,465
Cash dividends$837,0001,831
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,646,0501,288
2011-09-30 (YTD Data)Rank
Total interest income$9,891,0002,141
Total interest expense$3,061,0001,546
Net interest income$6,830,0002,414
Provision for loan and lease losses$390,0003,268
Total noninterest income$1,706,0001,823
Gross Fiduciary activities income$441,000526
Service charges on deposit accounts$365,0002,643
Trading account gains and fees$0145
Additional Noninterest Income$900,0001,893
Total noninterest expense$4,713,0002,943
Salaries and employee benefits$2,733,0002,638
Premises and equipment expense$421,0003,794
Additional noninterest expense$1,559,0003,038
Pre-tax net operating income$3,433,0001,316
Securities gains (losses)$5,0003,216
Applicable income taxes$741,0001,367
Income before extraordinary items$2,697,0001,411
Extraordinary gains, net$021
Net income$2,697,0001,411
Minority interest net income$087
Net income of bank and minority interests.$2,697,0001,411
Net charge-offs$323,0003,166
Cash dividends$400,0002,021
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,693,1001,343
2011-06-30 (YTD Data)Rank
Total interest income$6,671,0002,140
Total interest expense$2,070,0001,576
Net interest income$4,601,0002,385
Provision for loan and lease losses$209,0003,477
Total noninterest income$1,099,0001,858
Gross Fiduciary activities income$283,000540
Service charges on deposit accounts$236,0002,688
Trading account gains and fees$0153
Additional Noninterest Income$580,0001,916
Total noninterest expense$3,072,0003,034
Salaries and employee benefits$1,823,0002,653
Premises and equipment expense$282,0003,810
Additional noninterest expense$967,0003,283
Pre-tax net operating income$2,419,0001,231
Securities gains (losses)$02,914
Applicable income taxes$546,0001,242
Income before extraordinary items$1,873,0001,340
Extraordinary gains, net$015
Net income$1,873,0001,340
Minority interest net income$089
Net income of bank and minority interests.$1,873,0001,340
Net charge-offs$305,0002,670
Cash dividends$400,0001,605
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,873,0001,272
2011-03-31 (YTD Data)Rank
Total interest income$3,324,0002,157
Total interest expense$1,054,0001,605
Net interest income$2,270,0002,421
Provision for loan and lease losses$59,0004,069
Total noninterest income$521,0001,925
Gross Fiduciary activities income$134,000556
Service charges on deposit accounts$113,0002,727
Trading account gains and fees$0158
Additional Noninterest Income$274,0002,027
Total noninterest expense$1,553,0003,016
Salaries and employee benefits$919,0002,638
Premises and equipment expense$148,0003,732
Additional noninterest expense$486,0003,265
Pre-tax net operating income$1,179,0001,234
Securities gains (losses)$01,772
Applicable income taxes$263,0001,241
Income before extraordinary items$916,0001,330
Extraordinary gains, net$09
Net income$916,0001,330
Minority interest net income$086
Net income of bank and minority interests.$916,0001,330
Net charge-offs$15,0004,195
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$916,0001,297
2010-12-31 (YTD Data)Rank
Total interest income$13,816,0002,189
Total interest expense$4,756,0001,716
Net interest income$9,060,0002,412
Provision for loan and lease losses$820,0003,374
Total noninterest income$3,714,0001,335
Gross Fiduciary activities income$477,000560
Service charges on deposit accounts$530,0002,540
Trading account gains and fees$0175
Additional Noninterest Income$2,707,0001,132
Total noninterest expense$6,407,0002,940
Salaries and employee benefits$3,671,0002,619
Premises and equipment expense$505,0004,155
Additional noninterest expense$2,231,0002,954
Pre-tax net operating income$5,547,000927
Securities gains (losses)$6,0003,427
Applicable income taxes$818,0001,415
Income before extraordinary items$4,735,000931
Extraordinary gains, net$029
Net income$4,735,000932
Minority interest net income$0111
Net income of bank and minority interests.$4,735,000933
Net charge-offs$58,0005,812
Cash dividends$2,112,000774
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,729,900885
2010-09-30 (YTD Data)Rank
Total interest income$10,459,0002,216
Total interest expense$3,595,0001,774
Net interest income$6,864,0002,419
Provision for loan and lease losses$580,0003,307
Total noninterest income$1,550,0002,039
Gross Fiduciary activities income$338,000568
Service charges on deposit accounts$406,0002,556
Trading account gains and fees$0165
Additional Noninterest Income$806,0002,064
Total noninterest expense$4,822,0002,934
Salaries and employee benefits$2,728,0002,641
Premises and equipment expense$405,0004,066
Additional noninterest expense$1,689,0002,870
Pre-tax net operating income$3,012,0001,326
Securities gains (losses)$6,0003,242
Applicable income taxes$656,0001,402
Income before extraordinary items$2,362,0001,407
Extraordinary gains, net$023
Net income$2,362,0001,410
Minority interest net income$0110
Net income of bank and minority interests.$2,362,0001,411
Net charge-offs$32,0005,785
Cash dividends$400,0002,009
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,357,3201,356
2010-06-30 (YTD Data)Rank
Total interest income$6,901,0002,270
Total interest expense$2,395,0001,837
Net interest income$4,506,0002,458
Provision for loan and lease losses$469,0002,955
Total noninterest income$1,008,0002,040
Gross Fiduciary activities income$224,000576
Service charges on deposit accounts$276,0002,524
Trading account gains and fees$0152
Additional Noninterest Income$508,0002,070
Total noninterest expense$3,160,0002,983
Salaries and employee benefits$1,808,0002,670
Premises and equipment expense$265,0004,130
Additional noninterest expense$1,087,0002,983
Pre-tax net operating income$1,885,0001,374
Securities gains (losses)$6,0002,744
Applicable income taxes$396,0001,455
Income before extraordinary items$1,495,0001,479
Extraordinary gains, net$019
Net income$1,495,0001,480
Minority interest net income$0105
Net income of bank and minority interests.$1,495,0001,480
Net charge-offs$-22,0007,604
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,490,2601,414
2010-03-31 (YTD Data)Rank
Total interest income$3,429,0002,341
Total interest expense$1,189,0001,924
Net interest income$2,240,0002,508
Provision for loan and lease losses$259,0002,627
Total noninterest income$470,0002,131
Gross Fiduciary activities income$104,000605
Service charges on deposit accounts$140,0002,465
Trading account gains and fees$0175
Additional Noninterest Income$226,0002,216
Total noninterest expense$1,582,0003,010
Salaries and employee benefits$913,0002,683
Premises and equipment expense$136,0004,147
Additional noninterest expense$533,0002,998
Pre-tax net operating income$869,0001,502
Securities gains (losses)$02,284
Applicable income taxes$167,0001,617
Income before extraordinary items$702,0001,556
Extraordinary gains, net$016
Net income$702,0001,558
Minority interest net income$091
Net income of bank and minority interests.$702,0001,558
Net charge-offs$4,0005,215
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$702,0001,499
2009-12-31 (YTD Data)Rank
Total interest income$14,212,0002,356
Total interest expense$5,409,0002,107
Net interest income$8,803,0002,466
Provision for loan and lease losses$1,387,0003,008
Total noninterest income$2,084,0002,073
Gross Fiduciary activities income$394,000600
Service charges on deposit accounts$627,0002,462
Trading account gains and fees$0211
Additional Noninterest Income$1,063,0002,073
Total noninterest expense$6,328,0003,047
Salaries and employee benefits$3,524,0002,765
Premises and equipment expense$519,0004,274
Additional noninterest expense$2,285,0002,973
Pre-tax net operating income$3,172,0001,262
Securities gains (losses)$2,0003,583
Applicable income taxes$562,0001,437
Income before extraordinary items$2,612,0001,289
Extraordinary gains, net$034
Net income$2,612,0001,288
Minority interest net income$0115
Net income of bank and minority interests.$2,612,0001,288
Net charge-offs$1,606,0002,293
Cash dividends$800,0001,918
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,610,3601,268
2009-09-30 (YTD Data)Rank
Total interest income$10,698,0002,378
Total interest expense$4,136,0002,156
Net interest income$6,562,0002,473
Provision for loan and lease losses$1,075,0002,682
Total noninterest income$1,534,0002,134
Gross Fiduciary activities income$294,000593
Service charges on deposit accounts$469,0002,485
Trading account gains and fees$0212
Additional Noninterest Income$771,0002,169
Total noninterest expense$4,845,0002,999
Salaries and employee benefits$2,639,0002,790
Premises and equipment expense$417,0004,134
Additional noninterest expense$1,789,0002,818
Pre-tax net operating income$2,176,0001,492
Securities gains (losses)$03,497
Applicable income taxes$379,0001,688
Income before extraordinary items$1,797,0001,493
Extraordinary gains, net$027
Net income$1,797,0001,491
Minority interest net income$0118
Net income of bank and minority interests.$1,797,0001,493
Net charge-offs$1,526,0001,752
Cash dividends$400,0002,256
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,797,0001,453
2009-06-30 (YTD Data)Rank
Total interest income$7,180,0002,390
Total interest expense$2,804,0002,211
Net interest income$4,376,0002,469
Provision for loan and lease losses$659,0002,570
Total noninterest income$1,026,0002,145
Gross Fiduciary activities income$185,000609
Service charges on deposit accounts$306,0002,503
Trading account gains and fees$0193
Additional Noninterest Income$535,0002,125
Total noninterest expense$3,218,0003,038
Salaries and employee benefits$1,770,0002,821
Premises and equipment expense$278,0004,161
Additional noninterest expense$1,170,0002,896
Pre-tax net operating income$1,525,0001,502
Securities gains (losses)$03,136
Applicable income taxes$284,0001,595
Income before extraordinary items$1,241,0001,497
Extraordinary gains, net$021
Net income$1,241,0001,495
Minority interest net income$0112
Net income of bank and minority interests.$1,241,0001,497
Net charge-offs$9,0006,044
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,241,0001,473
2009-03-31 (YTD Data)Rank
Total interest income$3,554,0002,440
Total interest expense$1,424,0002,246
Net interest income$2,130,0002,544
Provision for loan and lease losses$359,0002,104
Total noninterest income$505,0002,125
Gross Fiduciary activities income$93,000618
Service charges on deposit accounts$153,0002,423
Trading account gains and fees$0171
Additional Noninterest Income$259,0002,156
Total noninterest expense$1,522,0003,102
Salaries and employee benefits$901,0002,803
Premises and equipment expense$144,0004,104
Additional noninterest expense$477,0003,126
Pre-tax net operating income$754,0001,700
Securities gains (losses)$02,434
Applicable income taxes$138,0001,847
Income before extraordinary items$616,0001,748
Extraordinary gains, net$015
Net income$616,0001,749
Minority interest net income$0102
Net income of bank and minority interests.$616,0001,750
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$616,0001,660
2008-12-31 (YTD Data)Rank
Total interest income$15,323,0002,418
Total interest expense$6,802,0002,251
Net interest income$8,521,0002,552
Provision for loan and lease losses$420,0004,065
Total noninterest income$2,027,0002,127
Gross Fiduciary activities income$465,000585
Service charges on deposit accounts$657,0002,471
Trading account gains and fees$0154
Additional Noninterest Income$905,0002,277
Total noninterest expense$5,968,0003,088
Salaries and employee benefits$3,504,0002,822
Premises and equipment expense$565,0004,130
Additional noninterest expense$1,899,0002,993
Pre-tax net operating income$4,160,0001,312
Securities gains (losses)$03,220
Applicable income taxes$987,0001,208
Income before extraordinary items$3,173,0001,286
Extraordinary gains, net$039
Net income$3,173,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0004,070
Cash dividends$2,036,0001,320
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,173,0001,383
2008-09-30 (YTD Data)Rank
Total interest income$11,643,0002,447
Total interest expense$5,211,0002,289
Net interest income$6,432,0002,554
Provision for loan and lease losses$90,0005,263
Total noninterest income$1,534,0002,176
Gross Fiduciary activities income$364,000579
Service charges on deposit accounts$499,0002,465
Trading account gains and fees$0148
Additional Noninterest Income$671,0002,380
Total noninterest expense$4,435,0003,095
Salaries and employee benefits$2,572,0002,903
Premises and equipment expense$436,0004,034
Additional noninterest expense$1,427,0002,899
Pre-tax net operating income$3,441,0001,422
Securities gains (losses)$03,106
Applicable income taxes$859,0001,307
Income before extraordinary items$2,582,0001,431
Extraordinary gains, net$031
Net income$2,582,0001,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,355
Cash dividends$1,143,0001,648
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,582,0001,507
2008-06-30 (YTD Data)Rank
Total interest income$7,863,0002,460
Total interest expense$3,575,0002,333
Net interest income$4,288,0002,552
Provision for loan and lease losses$60,0004,901
Total noninterest income$1,027,0002,195
Gross Fiduciary activities income$243,000595
Service charges on deposit accounts$319,0002,509
Trading account gains and fees$0149
Additional Noninterest Income$465,0002,358
Total noninterest expense$2,932,0003,128
Salaries and employee benefits$1,689,0002,974
Premises and equipment expense$300,0003,970
Additional noninterest expense$943,0002,894
Pre-tax net operating income$2,323,0001,478
Securities gains (losses)$03,233
Applicable income taxes$583,0001,426
Income before extraordinary items$1,740,0001,572
Extraordinary gains, net$021
Net income$1,740,0001,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,693
Cash dividends$1,143,0001,274
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,740,0001,541
2008-03-31 (YTD Data)Rank
Total interest income$3,962,0002,492
Total interest expense$1,883,0002,364
Net interest income$2,079,0002,626
Provision for loan and lease losses$30,0004,346
Total noninterest income$517,0002,193
Gross Fiduciary activities income$123,000609
Service charges on deposit accounts$155,0002,548
Trading account gains and fees$0158
Additional Noninterest Income$239,0002,293
Total noninterest expense$1,465,0003,130
Salaries and employee benefits$840,0003,026
Premises and equipment expense$159,0003,812
Additional noninterest expense$466,0002,887
Pre-tax net operating income$1,101,0001,633
Securities gains (losses)$02,688
Applicable income taxes$266,0001,608
Income before extraordinary items$835,0001,754
Extraordinary gains, net$015
Net income$835,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,665
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$835,0001,688
2007-12-31 (YTD Data)Rank
Total interest income$16,370,0002,490
Total interest expense$8,025,0002,312
Net interest income$8,345,0002,625
Provision for loan and lease losses$120,0004,617
Total noninterest income$1,967,0002,238
Gross Fiduciary activities income$463,000611
Service charges on deposit accounts$665,0002,467
Trading account gains and fees$0178
Additional Noninterest Income$839,0002,498
Total noninterest expense$5,692,0003,107
Salaries and employee benefits$3,213,0003,054
Premises and equipment expense$522,0004,236
Additional noninterest expense$1,957,0002,713
Pre-tax net operating income$4,500,0001,802
Securities gains (losses)$-18,0007,726
Applicable income taxes$1,075,0001,772
Income before extraordinary items$3,407,0001,835
Extraordinary gains, net$039
Net income$3,407,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,739
Cash dividends$1,593,0001,926
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,420,6801,823
2007-09-30 (YTD Data)Rank
Total interest income$12,188,0002,510
Total interest expense$6,021,0002,311
Net interest income$6,167,0002,670
Provision for loan and lease losses$90,0004,255
Total noninterest income$1,468,0002,252
Gross Fiduciary activities income$343,000609
Service charges on deposit accounts$502,0002,441
Trading account gains and fees$0184
Additional Noninterest Income$623,0002,504
Total noninterest expense$4,182,0003,123
Salaries and employee benefits$2,316,0003,135
Premises and equipment expense$368,0004,408
Additional noninterest expense$1,498,0002,624
Pre-tax net operating income$3,363,0001,914
Securities gains (losses)$-18,0007,926
Applicable income taxes$802,0001,906
Income before extraordinary items$2,543,0001,979
Extraordinary gains, net$033
Net income$2,543,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,582
Cash dividends$394,0003,290
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,556,6801,954
2007-06-30 (YTD Data)Rank
Total interest income$8,023,0002,560
Total interest expense$3,965,0002,342
Net interest income$4,058,0002,715
Provision for loan and lease losses$59,0004,208
Total noninterest income$978,0002,278
Gross Fiduciary activities income$218,000628
Service charges on deposit accounts$322,0002,510
Trading account gains and fees$0168
Additional Noninterest Income$438,0002,445
Total noninterest expense$2,799,0003,134
Salaries and employee benefits$1,549,0003,157
Premises and equipment expense$247,0004,424
Additional noninterest expense$1,003,0002,620
Pre-tax net operating income$2,178,0002,009
Securities gains (losses)$-7,0007,919
Applicable income taxes$518,0002,011
Income before extraordinary items$1,653,0002,062
Extraordinary gains, net$029
Net income$1,653,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,011
Cash dividends$394,0002,807
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,658,3202,037
2007-03-31 (YTD Data)Rank
Total interest income$3,914,0002,602
Total interest expense$1,940,0002,379
Net interest income$1,974,0002,790
Provision for loan and lease losses$30,0003,737
Total noninterest income$463,0002,317
Gross Fiduciary activities income$106,000642
Service charges on deposit accounts$148,0002,628
Trading account gains and fees$0195
Additional Noninterest Income$209,0002,482
Total noninterest expense$1,403,0003,148
Salaries and employee benefits$784,0003,141
Premises and equipment expense$127,0004,340
Additional noninterest expense$492,0002,656
Pre-tax net operating income$1,004,0002,161
Securities gains (losses)$-7,0008,210
Applicable income taxes$227,0002,223
Income before extraordinary items$770,0002,133
Extraordinary gains, net$022
Net income$770,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$775,3902,110
2006-12-31 (YTD Data)Rank
Total interest income$14,848,0002,574
Total interest expense$6,963,0002,292
Net interest income$7,885,0002,789
Provision for loan and lease losses$120,0004,374
Total noninterest income$2,011,0002,219
Gross Fiduciary activities income$390,000641
Service charges on deposit accounts$684,0002,425
Trading account gains and fees$0130
Additional Noninterest Income$937,0002,331
Total noninterest expense$5,341,0003,167
Salaries and employee benefits$3,039,0003,095
Premises and equipment expense$463,0004,474
Additional noninterest expense$1,839,0002,758
Pre-tax net operating income$4,435,0002,074
Securities gains (losses)$-15,0007,443
Applicable income taxes$945,0002,281
Income before extraordinary items$3,475,0002,028
Extraordinary gains, net$051
Net income$3,475,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,780
Cash dividends$2,787,0001,201
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,486,8502,013
2006-09-30 (YTD Data)Rank
Total interest income$10,892,0002,610
Total interest expense$4,992,0002,323
Net interest income$5,900,0002,815
Provision for loan and lease losses$90,0004,225
Total noninterest income$1,487,0002,241
Gross Fiduciary activities income$287,000642
Service charges on deposit accounts$515,0002,419
Trading account gains and fees$0126
Additional Noninterest Income$685,0002,349
Total noninterest expense$3,954,0003,203
Salaries and employee benefits$2,260,0003,106
Premises and equipment expense$357,0004,416
Additional noninterest expense$1,337,0002,833
Pre-tax net operating income$3,343,0002,134
Securities gains (losses)$-15,0007,737
Applicable income taxes$671,0002,432
Income before extraordinary items$2,657,0002,043
Extraordinary gains, net$045
Net income$2,657,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$1,393,0001,544
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,669,0002,026
2006-06-30 (YTD Data)Rank
Total interest income$7,111,0002,626
Total interest expense$3,191,0002,308
Net interest income$3,920,0002,828
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,026,0002,175
Gross Fiduciary activities income$181,000664
Service charges on deposit accounts$338,0002,422
Trading account gains and fees$0126
Additional Noninterest Income$507,0002,195
Total noninterest expense$2,650,0003,192
Salaries and employee benefits$1,521,0003,083
Premises and equipment expense$238,0004,408
Additional noninterest expense$891,0002,847
Pre-tax net operating income$2,236,0002,129
Securities gains (losses)$-15,0007,996
Applicable income taxes$385,0002,676
Income before extraordinary items$1,836,0001,982
Extraordinary gains, net$039
Net income$1,836,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,609
Cash dividends$1,393,0001,116
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,848,4501,955
2006-03-31 (YTD Data)Rank
Total interest income$3,432,0002,650
Total interest expense$1,517,0002,312
Net interest income$1,915,0002,888
Provision for loan and lease losses$30,0003,822
Total noninterest income$446,0002,364
Gross Fiduciary activities income$85,000680
Service charges on deposit accounts$163,0002,410
Trading account gains and fees$0115
Additional Noninterest Income$198,0002,508
Total noninterest expense$1,335,0003,186
Salaries and employee benefits$775,0003,056
Premises and equipment expense$122,0004,360
Additional noninterest expense$438,0002,874
Pre-tax net operating income$996,0002,283
Securities gains (losses)$0955
Applicable income taxes$244,0002,309
Income before extraordinary items$752,0002,325
Extraordinary gains, net$021
Net income$752,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$752,0002,297
2005-12-31 (YTD Data)Rank
Total interest income$13,029,0002,534
Total interest expense$5,226,0002,114
Net interest income$7,803,0002,772
Provision for loan and lease losses$144,0004,215
Total noninterest income$1,912,0002,293
Gross Fiduciary activities income$286,000727
Service charges on deposit accounts$704,0002,340
Trading account gains and fees$0138
Additional Noninterest Income$922,0002,329
Total noninterest expense$5,796,0002,833
Salaries and employee benefits$3,040,0002,928
Premises and equipment expense$442,0004,554
Additional noninterest expense$2,314,0002,161
Pre-tax net operating income$3,775,0002,306
Securities gains (losses)$-26,0007,947
Applicable income taxes$599,0003,078
Income before extraordinary items$3,150,0002,156
Extraordinary gains, net$046
Net income$3,150,0002,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,766
Cash dividends$2,696,0001,135
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,171,8402,122
2005-09-30 (YTD Data)Rank
Total interest income$9,631,0002,502
Total interest expense$3,761,0002,092
Net interest income$5,870,0002,743
Provision for loan and lease losses$108,0004,052
Total noninterest income$1,384,0002,346
Gross Fiduciary activities income$223,000698
Service charges on deposit accounts$522,0002,355
Trading account gains and fees$0126
Additional Noninterest Income$639,0002,459
Total noninterest expense$3,993,0003,031
Salaries and employee benefits$2,229,0002,957
Premises and equipment expense$370,0004,207
Additional noninterest expense$1,394,0002,637
Pre-tax net operating income$3,153,0002,150
Securities gains (losses)$-23,0008,230
Applicable income taxes$748,0002,306
Income before extraordinary items$2,382,0002,158
Extraordinary gains, net$035
Net income$2,382,0002,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,608
Cash dividends$1,348,0001,461
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,399,4802,105
2005-06-30 (YTD Data)Rank
Total interest income$6,320,0002,486
Total interest expense$2,413,0002,050
Net interest income$3,907,0002,722
Provision for loan and lease losses$71,0003,938
Total noninterest income$900,0002,360
Gross Fiduciary activities income$142,000710
Service charges on deposit accounts$333,0002,409
Trading account gains and fees$0116
Additional Noninterest Income$425,0002,440
Total noninterest expense$2,623,0003,060
Salaries and employee benefits$1,488,0002,949
Premises and equipment expense$247,0004,188
Additional noninterest expense$888,0002,745
Pre-tax net operating income$2,113,0002,093
Securities gains (losses)$-23,0008,407
Applicable income taxes$525,0002,201
Income before extraordinary items$1,565,0002,155
Extraordinary gains, net$030
Net income$1,565,0002,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$1,348,0001,034
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,582,2502,099
2005-03-31 (YTD Data)Rank
Total interest income$3,072,0002,520
Total interest expense$1,162,0002,029
Net interest income$1,910,0002,763
Provision for loan and lease losses$35,0003,777
Total noninterest income$443,0002,332
Gross Fiduciary activities income$71,000720
Service charges on deposit accounts$160,0002,428
Trading account gains and fees$0115
Additional Noninterest Income$212,0002,395
Total noninterest expense$1,311,0003,072
Salaries and employee benefits$755,0002,911
Premises and equipment expense$128,0004,125
Additional noninterest expense$428,0002,845
Pre-tax net operating income$1,007,0002,160
Securities gains (losses)$-18,0008,649
Applicable income taxes$241,0002,320
Income before extraordinary items$748,0002,203
Extraordinary gains, net$024
Net income$748,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,424
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$761,6802,140
2004-12-31 (YTD Data)Rank
Total interest income$11,770,0002,442
Total interest expense$4,309,0001,891
Net interest income$7,461,0002,713
Provision for loan and lease losses$325,0002,753
Total noninterest income$1,915,0002,262
Gross Fiduciary activities income$181,000815
Service charges on deposit accounts$782,0002,188
Trading account gains and fees$0138
Additional Noninterest Income$952,0002,218
Total noninterest expense$5,201,0003,003
Salaries and employee benefits$3,038,0002,808
Premises and equipment expense$452,0004,387
Additional noninterest expense$1,711,0002,794
Pre-tax net operating income$3,850,0002,117
Securities gains (losses)$03,819
Applicable income taxes$746,0002,636
Income before extraordinary items$3,104,0002,017
Extraordinary gains, net$034
Net income$3,104,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0002,085
Cash dividends$697,0002,982
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,104,0001,967
2004-09-30 (YTD Data)Rank
Total interest income$8,806,0002,419
Total interest expense$3,191,0001,876
Net interest income$5,615,0002,673
Provision for loan and lease losses$97,0004,340
Total noninterest income$1,438,0002,274
Gross Fiduciary activities income$130,000821
Service charges on deposit accounts$611,0002,133
Trading account gains and fees$0134
Additional Noninterest Income$697,0002,274
Total noninterest expense$3,845,0003,008
Salaries and employee benefits$2,174,0002,910
Premises and equipment expense$389,0003,956
Additional noninterest expense$1,282,0002,736
Pre-tax net operating income$3,111,0002,011
Securities gains (losses)$03,710
Applicable income taxes$647,0002,442
Income before extraordinary items$2,464,0001,923
Extraordinary gains, net$026
Net income$2,464,0001,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$349,0003,249
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,464,0001,876
2004-06-30 (YTD Data)Rank
Total interest income$5,849,0002,401
Total interest expense$2,112,0001,872
Net interest income$3,737,0002,657
Provision for loan and lease losses$65,0004,191
Total noninterest income$939,0002,297
Gross Fiduciary activities income$71,000870
Service charges on deposit accounts$384,0002,222
Trading account gains and fees$0130
Additional Noninterest Income$484,0002,237
Total noninterest expense$2,547,0003,034
Salaries and employee benefits$1,440,0002,940
Premises and equipment expense$261,0003,948
Additional noninterest expense$846,0002,779
Pre-tax net operating income$2,064,0001,992
Securities gains (losses)$03,413
Applicable income taxes$441,0002,407
Income before extraordinary items$1,623,0001,929
Extraordinary gains, net$021
Net income$1,623,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$349,0002,678
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,623,0001,876
2004-03-31 (YTD Data)Rank
Total interest income$2,909,0002,419
Total interest expense$1,060,0001,881
Net interest income$1,849,0002,673
Provision for loan and lease losses$33,0003,984
Total noninterest income$408,0002,508
Gross Fiduciary activities income$28,000935
Service charges on deposit accounts$172,0002,379
Trading account gains and fees$0121
Additional Noninterest Income$208,0002,413
Total noninterest expense$1,241,0003,115
Salaries and employee benefits$723,0002,931
Premises and equipment expense$133,0003,917
Additional noninterest expense$385,0003,015
Pre-tax net operating income$983,0002,029
Securities gains (losses)$02,934
Applicable income taxes$242,0002,247
Income before extraordinary items$741,0002,067
Extraordinary gains, net$016
Net income$741,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$741,0001,990
2003-12-31 (YTD Data)Rank
Total interest income$11,735,0002,437
Total interest expense$4,783,0001,872
Net interest income$6,952,0002,768
Provision for loan and lease losses$130,0004,806
Total noninterest income$1,710,0002,581
Gross Fiduciary activities income$130,000905
Service charges on deposit accounts$581,0002,771
Trading account gains and fees$0160
Additional Noninterest Income$999,0002,387
Total noninterest expense$4,941,0003,077
Salaries and employee benefits$2,875,0002,873
Premises and equipment expense$482,0004,186
Additional noninterest expense$1,584,0002,924
Pre-tax net operating income$3,591,0002,168
Securities gains (losses)$5,0003,903
Applicable income taxes$842,0002,448
Income before extraordinary items$2,754,0002,205
Extraordinary gains, net$054
Net income$2,754,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,047
Cash dividends$2,297,0001,239
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,750,1502,107
2003-09-30 (YTD Data)Rank
Total interest income$8,844,0002,462
Total interest expense$3,675,0001,900
Net interest income$5,169,0002,812
Provision for loan and lease losses$97,0004,715
Total noninterest income$1,315,0002,589
Gross Fiduciary activities income$106,000892
Service charges on deposit accounts$433,0002,785
Trading account gains and fees$0153
Additional Noninterest Income$776,0002,411
Total noninterest expense$3,621,0003,141
Salaries and employee benefits$2,103,0002,956
Premises and equipment expense$390,0003,935
Additional noninterest expense$1,128,0003,063
Pre-tax net operating income$2,766,0002,185
Securities gains (losses)$7,0003,479
Applicable income taxes$681,0002,439
Income before extraordinary items$2,092,0002,239
Extraordinary gains, net$040
Net income$2,092,0002,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,021
Cash dividends$1,949,0001,033
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,086,7502,131
2003-06-30 (YTD Data)Rank
Total interest income$5,945,0002,464
Total interest expense$2,527,0001,901
Net interest income$3,418,0002,824
Provision for loan and lease losses$64,0004,631
Total noninterest income$843,0002,646
Gross Fiduciary activities income$76,000881
Service charges on deposit accounts$282,0002,788
Trading account gains and fees$0150
Additional Noninterest Income$485,0002,487
Total noninterest expense$2,403,0003,153
Salaries and employee benefits$1,397,0002,972
Premises and equipment expense$262,0003,895
Additional noninterest expense$744,0003,072
Pre-tax net operating income$1,794,0002,243
Securities gains (losses)$1,0003,586
Applicable income taxes$434,0002,532
Income before extraordinary items$1,361,0002,295
Extraordinary gains, net$030
Net income$1,361,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,382
Cash dividends$1,949,000780
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,360,2402,172
2003-03-31 (YTD Data)Rank
Total interest income$2,990,0002,462
Total interest expense$1,290,0001,911
Net interest income$1,700,0002,838
Provision for loan and lease losses$32,0004,392
Total noninterest income$363,0002,841
Gross Fiduciary activities income$24,000989
Service charges on deposit accounts$128,0002,943
Trading account gains and fees$0134
Additional Noninterest Income$211,0002,629
Total noninterest expense$1,207,0003,125
Salaries and employee benefits$701,0002,951
Premises and equipment expense$132,0003,884
Additional noninterest expense$374,0003,023
Pre-tax net operating income$824,0002,409
Securities gains (losses)$02,891
Applicable income taxes$191,0002,777
Income before extraordinary items$633,0002,410
Extraordinary gains, net$021
Net income$633,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$1,600,000453
Sale, conversion, retirement of capital stock, net$0419
Net operating income$633,0002,279
2002-12-31 (YTD Data)Rank
Total interest income$13,203,0002,324
Total interest expense$5,968,0001,907
Net interest income$7,235,0002,636
Provision for loan and lease losses$150,0004,907
Total noninterest income$1,624,0002,491
Gross Fiduciary activities income$187,000852
Service charges on deposit accounts$485,0003,054
Trading account gains and fees$0153
Additional Noninterest Income$952,0002,251
Total noninterest expense$4,821,0003,017
Salaries and employee benefits$2,709,0002,895
Premises and equipment expense$467,0004,152
Additional noninterest expense$1,645,0002,747
Pre-tax net operating income$3,888,0002,029
Securities gains (losses)$2,0004,234
Applicable income taxes$1,070,0002,107
Income before extraordinary items$2,820,0002,118
Extraordinary gains, net$070
Net income$2,820,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,859
Cash dividends$857,0002,525
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,818,5602,049
2001-12-31 (YTD Data)Rank
Total interest income$14,422,0002,374
Total interest expense$7,855,0002,057
Net interest income$6,567,0002,717
Provision for loan and lease losses$165,0004,586
Total noninterest income$1,560,0002,439
Gross Fiduciary activities income$142,000916
Service charges on deposit accounts$477,0002,950
Trading account gains and fees$0177
Additional Noninterest Income$941,0002,136
Total noninterest expense$4,540,0003,066
Salaries and employee benefits$2,482,0002,963
Premises and equipment expense$463,0004,144
Additional noninterest expense$1,595,0002,725
Pre-tax net operating income$3,422,0002,012
Securities gains (losses)$04,612
Applicable income taxes$911,0002,224
Income before extraordinary items$2,511,0002,081
Extraordinary gains, net$0105
Net income$2,511,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,927
Cash dividends$1,239,0001,923
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,511,0002,007
2000-12-31 (YTD Data)Rank
Total interest income$13,942,0002,491
Total interest expense$7,728,0002,197
Net interest income$6,214,0002,849
Provision for loan and lease losses$185,0003,897
Total noninterest income$1,273,0002,643
Gross Fiduciary activities income$131,000886
Service charges on deposit accounts$468,0002,870
Trading account gains and fees$0180
Additional Noninterest Income$674,0002,432
Total noninterest expense$4,078,0003,279
Salaries and employee benefits$2,507,0002,825
Premises and equipment expense$422,0004,336
Additional noninterest expense$1,149,0003,582
Pre-tax net operating income$3,224,0002,234
Securities gains (losses)$-10,0008,341
Applicable income taxes$863,0002,385
Income before extraordinary items$2,351,0002,203
Extraordinary gains, net$038
Net income$2,351,0002,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,771
Cash dividends$1,174,0002,035
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,358,3002,200
1999-12-31 (YTD Data)Rank
Total interest income$12,923,0002,533
Total interest expense$6,918,0002,145
Net interest income$6,005,0002,931
Provision for loan and lease losses$120,0004,720
Total noninterest income$1,160,0002,771
Gross Fiduciary activities income$122,000959
Service charges on deposit accounts$495,0002,659
Trading account gains and fees$0173
Additional Noninterest Income$543,0002,802
Total noninterest expense$3,837,0003,443
Salaries and employee benefits$2,378,0002,946
Premises and equipment expense$393,0004,598
Additional noninterest expense$1,066,0003,806
Pre-tax net operating income$3,208,0002,269
Securities gains (losses)$-14,0009,441
Applicable income taxes$879,0002,432
Income before extraordinary items$2,315,0002,257
Extraordinary gains, net$035
Net income$2,315,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,295
Cash dividends$1,824,0001,466
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,325,0802,226
1998-12-31 (YTD Data)Rank
Total interest income$12,860,0002,544
Total interest expense$7,093,0002,137
Net interest income$5,767,0002,991
Provision for loan and lease losses$153,0004,102
Total noninterest income$1,103,0002,873
Gross Fiduciary activities income$90,0001,028
Service charges on deposit accounts$447,0002,838
Trading account gains and fees$0224
Additional Noninterest Income$566,0002,750
Total noninterest expense$3,731,0003,426
Salaries and employee benefits$2,353,0002,879
Premises and equipment expense$379,0004,607
Additional noninterest expense$999,0003,963
Pre-tax net operating income$2,986,0002,390
Securities gains (losses)$04,449
Applicable income taxes$807,0002,720
Income before extraordinary items$2,179,0002,365
Extraordinary gains, net$032
Net income$2,179,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,179
Cash dividends$2,923,0001,008
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,179,0002,288
1997-12-31 (YTD Data)Rank
Total interest income$12,157,0002,692
Total interest expense$6,450,0002,329
Net interest income$5,707,0003,053
Provision for loan and lease losses$72,0005,860
Total noninterest income$1,041,0002,952
Gross Fiduciary activities income$86,0001,082
Service charges on deposit accounts$429,0003,041
Trading account gains and fees$0239
Additional Noninterest Income$526,0002,721
Total noninterest expense$3,682,0003,438
Salaries and employee benefits$2,379,0002,781
Premises and equipment expense$378,0004,634
Additional noninterest expense$925,0004,200
Pre-tax net operating income$2,994,0002,502
Securities gains (losses)$-11,00010,082
Applicable income taxes$830,0002,844
Income before extraordinary items$2,153,0002,414
Extraordinary gains, net$044
Net income$2,153,0002,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,544
Cash dividends$647,0002,932
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,160,9202,349
1996-12-31 (YTD Data)Rank
Total interest income$11,237,0002,938
Total interest expense$5,842,0002,605
Net interest income$5,395,0003,286
Provision for loan and lease losses$108,0004,918
Total noninterest income$983,0003,169
Gross Fiduciary activities income$92,0001,129
Service charges on deposit accounts$392,0003,390
Trading account gains and fees$0262
Additional Noninterest Income$499,0002,922
Total noninterest expense$3,520,0003,753
Salaries and employee benefits$2,273,0002,939
Premises and equipment expense$339,0005,126
Additional noninterest expense$908,0004,721
Pre-tax net operating income$2,750,0002,553
Securities gains (losses)$04,148
Applicable income taxes$800,0002,841
Income before extraordinary items$1,950,0002,507
Extraordinary gains, net$053
Net income$1,950,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,420
Cash dividends$525,0003,286
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,950,0002,458
1995-12-31 (YTD Data)Rank
Total interest income$10,646,0003,113
Total interest expense$5,338,0002,859
Net interest income$5,308,0003,338
Provision for loan and lease losses$150,0003,621
Total noninterest income$873,0003,437
Gross Fiduciary activities income$71,0001,229
Service charges on deposit accounts$362,0003,661
Trading account gains and fees$0522
Additional Noninterest Income$440,0003,118
Total noninterest expense$3,568,0003,671
Salaries and employee benefits$2,203,0003,022
Premises and equipment expense$323,0005,325
Additional noninterest expense$1,042,0004,210
Pre-tax net operating income$2,463,0002,888
Securities gains (losses)$-4,0009,551
Applicable income taxes$692,0003,267
Income before extraordinary items$1,767,0002,792
Extraordinary gains, net$065
Net income$1,767,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,894
Cash dividends$420,0003,731
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,769,8802,750
1994-12-31 (YTD Data)Rank
Total interest income$9,485,0003,185
Total interest expense$4,449,0002,756
Net interest income$5,036,0003,539
Provision for loan and lease losses$180,0003,202
Total noninterest income$767,0003,849
Gross Fiduciary activities income$113,0001,158
Service charges on deposit accounts$361,0003,727
Trading account gains and fees$0475
Additional Noninterest Income$293,0004,145
Total noninterest expense$3,498,0003,849
Salaries and employee benefits$2,044,0003,219
Premises and equipment expense$318,0005,462
Additional noninterest expense$1,136,0004,250
Pre-tax net operating income$2,125,0003,260
Securities gains (losses)$1,0003,293
Applicable income taxes$620,0003,415
Income before extraordinary items$1,506,0003,164
Extraordinary gains, net$0249
Net income$1,506,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,111
Cash dividends$420,0003,586
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,505,2903,189
1993-12-31 (YTD Data)Rank
Total interest income$9,428,0003,282
Total interest expense$4,699,0002,742
Net interest income$4,729,0003,761
Provision for loan and lease losses$180,0004,132
Total noninterest income$680,0004,526
Gross Fiduciary activities income$92,0001,232
Service charges on deposit accounts$334,0004,038
Trading account gains and fees$0532
Additional Noninterest Income$254,0004,970
Total noninterest expense$3,454,0003,957
Salaries and employee benefits$2,060,0003,190
Premises and equipment expense$315,0005,622
Additional noninterest expense$1,079,0004,615
Pre-tax net operating income$1,775,0003,732
Securities gains (losses)$47,0003,500
Applicable income taxes$502,0004,171
Income before extraordinary items$1,320,0003,661
Extraordinary gains, net$03,149
Net income$1,320,0003,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0004,468
Cash dividends$324,0004,181
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,286,1603,560
1992-12-31 (YTD Data)Rank
Total interest income$9,941,0003,503
Total interest expense$5,309,0003,120
Net interest income$4,632,0003,893
Provision for loan and lease losses$180,0005,503
Total noninterest income$679,0004,515
Gross Fiduciary activities income$106,0001,236
Service charges on deposit accounts$306,0004,373
Trading account gains and fees$0504
Additional Noninterest Income$267,0004,754
Total noninterest expense$3,284,0004,174
Salaries and employee benefits$1,943,0003,287
Premises and equipment expense$304,0005,913
Additional noninterest expense$1,037,0004,907
Pre-tax net operating income$1,847,0003,347
Securities gains (losses)$5,0007,049
Applicable income taxes$456,0004,314
Income before extraordinary items$1,396,0003,289
Extraordinary gains, net$01,422
Net income$1,396,0003,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0004,906
Cash dividends$324,0003,831
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,392,2503,058

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.