Mainstreet Community Bank of Florida, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,478,0001,316
Total interest expense$8,660,0001,426
Net interest income$23,818,0001,254
Provision for loan and lease losses$30,0002,940
Total noninterest income$2,463,0001,813
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,542,000711
Trading account gains and feesNANA
Additional Noninterest Income$921,0002,370
Total noninterest expense$17,426,0001,352
Salaries and employee benefits$9,969,0001,343
Premises and equipment expense$1,698,0001,396
Additional noninterest expense$921,0002,370
Pre-tax net operating income$8,825,0001,294
Securities gains (losses)$11,000751
Applicable income taxes$2,168,000932
Income before extraordinary items$6,668,0001,399
Extraordinary gains, net$054
Net income$6,668,0001,415
Minority interest net income$088
Net income of bank and minority interests.$6,668,0001,402
Net charge-offs$-48,0004,186
Cash dividends$10,717,000468
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,659,3101,422
2023-09-30 (YTD Data)Rank
Total interest income$23,866,0001,304
Total interest expense$6,081,0001,390
Net interest income$17,785,0001,259
Provision for loan and lease losses$30,0002,691
Total noninterest income$1,848,0001,805
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,156,000714
Trading account gains and feesNANA
Additional Noninterest Income$692,0002,341
Total noninterest expense$12,855,0001,362
Salaries and employee benefits$7,486,0001,340
Premises and equipment expense$1,249,0001,417
Additional noninterest expense$692,0002,340
Pre-tax net operating income$6,748,0001,324
Securities gains (losses)$11,000596
Applicable income taxes$1,659,000949
Income before extraordinary items$5,100,0001,427
Extraordinary gains, net$052
Net income$5,100,0001,438
Minority interest net income$081
Net income of bank and minority interests.$5,100,0001,427
Net charge-offs$-9,0003,810
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,091,3101,447
2023-06-30 (YTD Data)Rank
Total interest income$15,436,0001,306
Total interest expense$3,644,0001,370
Net interest income$11,792,0001,277
Provision for loan and lease losses$02,940
Total noninterest income$1,230,0001,746
Gross Fiduciary activities income$0931
Service charges on deposit accounts$779,000692
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,310
Total noninterest expense$8,654,0001,347
Salaries and employee benefits$5,081,0001,317
Premises and equipment expense$834,0001,407
Additional noninterest expense$451,0002,306
Pre-tax net operating income$4,368,0001,328
Securities gains (losses)$11,000611
Applicable income taxes$1,075,000972
Income before extraordinary items$3,304,0001,450
Extraordinary gains, net$051
Net income$3,304,0001,467
Minority interest net income$081
Net income of bank and minority interests.$3,304,0001,450
Net charge-offs$-2,0003,491
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,295,3101,460
2023-03-31 (YTD Data)Rank
Total interest income$7,397,0001,327
Total interest expense$1,463,0001,453
Net interest income$5,934,0001,278
Provision for loan and lease losses$02,612
Total noninterest income$639,0001,721
Gross Fiduciary activities income$0913
Service charges on deposit accounts$394,000700
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,211
Total noninterest expense$4,332,0001,354
Salaries and employee benefits$2,532,0001,346
Premises and equipment expense$421,0001,429
Additional noninterest expense$245,0002,211
Pre-tax net operating income$2,241,0001,344
Securities gains (losses)$11,000560
Applicable income taxes$551,000984
Income before extraordinary items$1,701,0001,460
Extraordinary gains, net$04
Net income$1,701,0001,460
Minority interest net income$048
Net income of bank and minority interests.$1,701,0001,460
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,692,3101,475
2022-12-31 (YTD Data)Rank
Total interest income$25,773,0001,286
Total interest expense$705,0002,842
Net interest income$25,068,0001,196
Provision for loan and lease losses$541,0001,187
Total noninterest income$2,686,0001,741
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,568,000713
Trading account gains and feesNANA
Additional Noninterest Income$1,118,0002,217
Total noninterest expense$16,532,0001,368
Salaries and employee benefits$9,769,0001,337
Premises and equipment expense$1,700,0001,405
Additional noninterest expense$1,118,0002,217
Pre-tax net operating income$10,681,0001,225
Securities gains (losses)$0691
Applicable income taxes$2,566,000918
Income before extraordinary items$8,115,0001,297
Extraordinary gains, net$05
Net income$8,115,0001,297
Minority interest net income$063
Net income of bank and minority interests.$8,115,0001,297
Net charge-offs$193,000942
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,115,0001,315
2022-09-30 (YTD Data)Rank
Total interest income$18,224,0001,296
Total interest expense$491,0002,681
Net interest income$17,733,0001,229
Provision for loan and lease losses$279,0001,264
Total noninterest income$2,126,0001,709
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,205,000702
Trading account gains and feesNANA
Additional Noninterest Income$921,0002,146
Total noninterest expense$12,249,0001,373
Salaries and employee benefits$7,217,0001,348
Premises and equipment expense$1,291,0001,389
Additional noninterest expense$921,0002,146
Pre-tax net operating income$7,331,0001,286
Securities gains (losses)$0740
Applicable income taxes$1,736,000972
Income before extraordinary items$5,595,0001,363
Extraordinary gains, net$04
Net income$5,595,0001,362
Minority interest net income$057
Net income of bank and minority interests.$5,595,0001,363
Net charge-offs$-12,0003,660
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,595,0001,393
2022-06-30 (YTD Data)Rank
Total interest income$11,512,0001,315
Total interest expense$337,0002,501
Net interest income$11,175,0001,256
Provision for loan and lease losses$271,0001,000
Total noninterest income$1,530,0001,617
Gross Fiduciary activities income$0925
Service charges on deposit accounts$830,000683
Trading account gains and feesNANA
Additional Noninterest Income$700,0002,053
Total noninterest expense$8,198,0001,369
Salaries and employee benefits$4,771,0001,354
Premises and equipment expense$880,0001,358
Additional noninterest expense$2,547,0001,323
Pre-tax net operating income$4,236,0001,355
Securities gains (losses)$0687
Applicable income taxes$953,0001,045
Income before extraordinary items$3,283,0001,427
Extraordinary gains, net$04
Net income$3,283,0001,426
Minority interest net income$060
Net income of bank and minority interests.$3,283,0001,427
Net charge-offs$-12,0003,724
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,283,0001,463
2022-03-31 (YTD Data)Rank
Total interest income$5,548,0001,310
Total interest expense$174,0002,422
Net interest income$5,374,0001,265
Provision for loan and lease losses$183,000688
Total noninterest income$814,0001,560
Gross Fiduciary activities income$0892
Service charges on deposit accounts$428,000662
Trading account gains and feesNANA
Additional Noninterest Income$386,0001,941
Total noninterest expense$4,149,0001,346
Salaries and employee benefits$2,363,0001,367
Premises and equipment expense$442,0001,349
Additional noninterest expense$1,344,0001,253
Pre-tax net operating income$1,856,0001,421
Securities gains (losses)$0623
Applicable income taxes$452,0001,033
Income before extraordinary items$1,404,0001,519
Extraordinary gains, net$04
Net income$1,404,0001,518
Minority interest net income$050
Net income of bank and minority interests.$1,404,0001,519
Net charge-offs$-13,0004,007
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,404,0001,538
2021-12-31 (YTD Data)Rank
Total interest income$23,147,0001,306
Total interest expense$1,100,0002,078
Net interest income$22,047,0001,253
Provision for loan and lease losses$120,0002,036
Total noninterest income$3,249,0001,707
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,145,000874
Trading account gains and feesNANA
Additional Noninterest Income$2,104,0001,854
Total noninterest expense$15,932,0001,380
Salaries and employee benefits$9,344,0001,372
Premises and equipment expense$1,614,0001,433
Additional noninterest expense$4,974,0001,339
Pre-tax net operating income$9,244,0001,347
Securities gains (losses)$2,0001,964
Applicable income taxes$2,116,0001,056
Income before extraordinary items$7,130,0001,482
Extraordinary gains, net$010
Net income$7,130,0001,481
Minority interest net income$074
Net income of bank and minority interests.$7,130,0001,482
Net charge-offs$-6,0003,525
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$4,969,000107
Net operating income$7,128,4201,454
2021-09-30 (YTD Data)Rank
Total interest income$17,424,0001,336
Total interest expense$900,0002,044
Net interest income$16,524,0001,279
Provision for loan and lease losses$120,0001,843
Total noninterest income$2,563,0001,703
Gross Fiduciary activities income$0957
Service charges on deposit accounts$829,000897
Trading account gains and feesNANA
Additional Noninterest Income$1,734,0001,821
Total noninterest expense$11,769,0001,406
Salaries and employee benefits$6,945,0001,377
Premises and equipment expense$1,175,0001,487
Additional noninterest expense$3,649,0001,365
Pre-tax net operating income$7,198,0001,358
Securities gains (losses)$2,0001,903
Applicable income taxes$1,723,0001,051
Income before extraordinary items$5,477,0001,517
Extraordinary gains, net$08
Net income$5,477,0001,517
Minority interest net income$069
Net income of bank and minority interests.$5,477,0001,517
Net charge-offs$48,0001,371
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$4,969,00088
Net operating income$5,475,4201,483
2021-06-30 (YTD Data)Rank
Total interest income$11,496,0001,338
Total interest expense$663,0001,968
Net interest income$10,833,0001,275
Provision for loan and lease losses$120,0001,537
Total noninterest income$1,808,0001,618
Gross Fiduciary activities income$0951
Service charges on deposit accounts$539,000881
Trading account gains and feesNANA
Additional Noninterest Income$1,269,0001,673
Total noninterest expense$7,770,0001,409
Salaries and employee benefits$4,576,0001,391
Premises and equipment expense$752,0001,546
Additional noninterest expense$2,442,0001,345
Pre-tax net operating income$4,751,0001,361
Securities gains (losses)$2,0001,698
Applicable income taxes$1,142,0001,045
Income before extraordinary items$3,611,0001,503
Extraordinary gains, net$06
Net income$3,611,0001,503
Minority interest net income$067
Net income of bank and minority interests.$3,611,0001,503
Net charge-offs$12,0001,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$4,526,00058
Net operating income$3,609,4201,469
2021-03-31 (YTD Data)Rank
Total interest income$5,701,0001,345
Total interest expense$376,0001,874
Net interest income$5,325,0001,288
Provision for loan and lease losses$75,0001,426
Total noninterest income$967,0001,541
Gross Fiduciary activities income$0922
Service charges on deposit accounts$257,000896
Trading account gains and feesNANA
Additional Noninterest Income$710,0001,569
Total noninterest expense$3,663,0001,467
Salaries and employee benefits$2,134,0001,465
Premises and equipment expense$344,0001,668
Additional noninterest expense$1,185,0001,343
Pre-tax net operating income$2,554,0001,289
Securities gains (losses)$2,0001,277
Applicable income taxes$616,000998
Income before extraordinary items$1,940,0001,422
Extraordinary gains, net$03
Net income$1,940,0001,422
Minority interest net income$055
Net income of bank and minority interests.$1,940,0001,422
Net charge-offs$9,0001,389
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,938,4201,390
2020-12-31 (YTD Data)Rank
Total interest income$21,268,0001,415
Total interest expense$2,407,0001,753
Net interest income$18,861,0001,354
Provision for loan and lease losses$1,330,0001,338
Total noninterest income$3,715,0001,535
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$876,0001,065
Trading account gains and feesNANA
Additional Noninterest Income$2,839,0001,484
Total noninterest expense$14,941,0001,412
Salaries and employee benefits$8,851,0001,393
Premises and equipment expense$1,406,0001,593
Additional noninterest expense$4,684,0001,356
Pre-tax net operating income$6,305,0001,496
Securities gains (losses)$362,000737
Applicable income taxes$1,596,0001,085
Income before extraordinary items$5,071,0001,626
Extraordinary gains, net$04
Net income$5,071,0001,626
Minority interest net income$072
Net income of bank and minority interests.$5,071,0001,626
Net charge-offs$-48,0004,588
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$7,684,00072
Net operating income$4,785,0201,644
2020-09-30 (YTD Data)Rank
Total interest income$15,474,0001,459
Total interest expense$1,941,0001,736
Net interest income$13,533,0001,405
Provision for loan and lease losses$1,330,0001,153
Total noninterest income$2,666,0001,526
Gross Fiduciary activities income$0981
Service charges on deposit accounts$629,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$2,037,0001,472
Total noninterest expense$10,698,0001,447
Salaries and employee benefits$6,230,0001,441
Premises and equipment expense$1,059,0001,589
Additional noninterest expense$3,409,0001,370
Pre-tax net operating income$4,171,0001,623
Securities gains (losses)$102,0001,205
Applicable income taxes$1,018,0001,167
Income before extraordinary items$3,255,0001,786
Extraordinary gains, net$04
Net income$3,255,0001,786
Minority interest net income$065
Net income of bank and minority interests.$3,255,0001,786
Net charge-offs$-9,0004,226
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$5,108,00065
Net operating income$3,174,4201,774
2020-06-30 (YTD Data)Rank
Total interest income$10,246,0001,483
Total interest expense$1,361,0001,767
Net interest income$8,885,0001,415
Provision for loan and lease losses$1,330,000915
Total noninterest income$1,613,0001,546
Gross Fiduciary activities income$0970
Service charges on deposit accounts$404,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$1,209,0001,497
Total noninterest expense$6,867,0001,480
Salaries and employee benefits$3,816,0001,550
Premises and equipment expense$717,0001,564
Additional noninterest expense$2,334,0001,325
Pre-tax net operating income$2,301,0001,808
Securities gains (losses)$102,000973
Applicable income taxes$570,0001,234
Income before extraordinary items$1,833,0001,945
Extraordinary gains, net$04
Net income$1,833,0001,944
Minority interest net income$065
Net income of bank and minority interests.$1,833,0001,945
Net charge-offs$-23,0004,557
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$5,108,00048
Net operating income$1,752,4201,976
2020-03-31 (YTD Data)Rank
Total interest income$5,152,0001,476
Total interest expense$715,0001,820
Net interest income$4,437,0001,386
Provision for loan and lease losses$260,0001,278
Total noninterest income$548,0001,848
Gross Fiduciary activities income$0941
Service charges on deposit accounts$221,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$327,0001,919
Total noninterest expense$3,693,0001,415
Salaries and employee benefits$2,198,0001,385
Premises and equipment expense$362,0001,578
Additional noninterest expense$1,133,0001,376
Pre-tax net operating income$1,032,0001,792
Securities gains (losses)$102,000600
Applicable income taxes$269,0001,160
Income before extraordinary items$865,0001,861
Extraordinary gains, net$04
Net income$865,0001,861
Minority interest net income$056
Net income of bank and minority interests.$865,0001,861
Net charge-offs$-14,0004,568
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$5,108,00028
Net operating income$784,4201,978
2019-12-31 (YTD Data)Rank
Total interest income$19,729,0001,535
Total interest expense$2,186,0002,210
Net interest income$17,543,0001,396
Provision for loan and lease losses$666,0001,249
Total noninterest income$2,086,0001,927
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$865,0001,253
Trading account gains and feesNANA
Additional Noninterest Income$1,221,0002,024
Total noninterest expense$13,110,0001,525
Salaries and employee benefits$7,742,0001,489
Premises and equipment expense$1,291,0001,705
Additional noninterest expense$4,077,0001,482
Pre-tax net operating income$5,853,0001,565
Securities gains (losses)$1,0002,288
Applicable income taxes$23,0003,516
Income before extraordinary items$5,831,0001,414
Extraordinary gains, net$011
Net income$5,831,0001,416
Minority interest net income$076
Net income of bank and minority interests.$5,831,0001,416
Net charge-offs$-99,0004,893
Cash dividends$300,0003,322
Sale, conversion, retirement of capital stock, net$2,366,000138
Net operating income$5,830,0001,386
2019-09-30 (YTD Data)Rank
Total interest income$14,606,0001,569
Total interest expense$1,497,0002,356
Net interest income$13,109,0001,409
Provision for loan and lease losses$666,000942
Total noninterest income$1,556,0001,939
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$286,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$1,270,0001,677
Total noninterest expense$9,420,0001,581
Salaries and employee benefits$5,637,0001,542
Premises and equipment expense$928,0001,779
Additional noninterest expense$2,855,0001,569
Pre-tax net operating income$4,579,0001,555
Securities gains (losses)$1,0002,065
Applicable income taxes$-313,0005,223
Income before extraordinary items$4,893,0001,330
Extraordinary gains, net$011
Net income$4,893,0001,331
Minority interest net income$072
Net income of bank and minority interests.$4,893,0001,332
Net charge-offs$-88,0004,941
Cash dividends$300,0002,867
Sale, conversion, retirement of capital stock, net$52,000480
Net operating income$4,892,0001,307
2019-06-30 (YTD Data)Rank
Total interest income$9,540,0001,595
Total interest expense$889,0002,523
Net interest income$8,651,0001,426
Provision for loan and lease losses$500,000847
Total noninterest income$1,007,0001,948
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$185,0002,316
Trading account gains and feesNANA
Additional Noninterest Income$822,0001,687
Total noninterest expense$6,112,0001,629
Salaries and employee benefits$3,595,0001,600
Premises and equipment expense$598,0001,823
Additional noninterest expense$1,919,0001,571
Pre-tax net operating income$3,046,0001,526
Securities gains (losses)$4,0001,415
Applicable income taxes$-645,0005,285
Income before extraordinary items$3,695,0001,183
Extraordinary gains, net$011
Net income$3,695,0001,183
Minority interest net income$069
Net income of bank and minority interests.$3,695,0001,183
Net charge-offs$-70,0004,986
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$26,000493
Net operating income$3,691,0001,160
2019-03-31 (YTD Data)Rank
Total interest income$4,662,0001,621
Total interest expense$413,0002,592
Net interest income$4,249,0001,435
Provision for loan and lease losses$250,000784
Total noninterest income$509,0001,906
Gross Fiduciary activities income$0972
Service charges on deposit accounts$92,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$417,0001,627
Total noninterest expense$2,999,0001,658
Salaries and employee benefits$1,741,0001,661
Premises and equipment expense$298,0001,848
Additional noninterest expense$960,0001,557
Pre-tax net operating income$1,509,0001,522
Securities gains (losses)$3,000920
Applicable income taxes$-1,021,0005,346
Income before extraordinary items$2,533,000906
Extraordinary gains, net$05
Net income$2,533,000904
Minority interest net income$052
Net income of bank and minority interests.$2,533,000905
Net charge-offs$-59,0005,113
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,530,000891
2018-12-31 (YTD Data)Rank
Total interest income$16,153,0001,753
Total interest expense$1,013,0002,899
Net interest income$15,140,0001,589
Provision for loan and lease losses$240,0002,183
Total noninterest income$1,832,0002,084
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$848,0001,309
Trading account gains and feesNANA
Additional Noninterest Income$984,0002,262
Total noninterest expense$11,498,0001,685
Salaries and employee benefits$6,624,0001,679
Premises and equipment expense$1,196,0001,816
Additional noninterest expense$3,678,0001,618
Pre-tax net operating income$5,234,0001,727
Securities gains (losses)$-3,0004,159
Applicable income taxes$03,978
Income before extraordinary items$5,231,0001,533
Extraordinary gains, net$06
Net income$5,231,0001,531
Minority interest net income$072
Net income of bank and minority interests.$5,231,0001,532
Net charge-offs$-13,0004,571
Cash dividends$1,504,0001,723
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,234,0001,523
2018-09-30 (YTD Data)Rank
Total interest income$11,830,0001,767
Total interest expense$695,0002,973
Net interest income$11,135,0001,615
Provision for loan and lease losses$135,0002,344
Total noninterest income$1,416,0002,071
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$620,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$796,0002,197
Total noninterest expense$8,536,0001,696
Salaries and employee benefits$4,945,0001,686
Premises and equipment expense$895,0001,834
Additional noninterest expense$2,696,0001,646
Pre-tax net operating income$3,880,0001,750
Securities gains (losses)$-3,0004,544
Applicable income taxes$04,032
Income before extraordinary items$3,877,0001,562
Extraordinary gains, net$05
Net income$3,877,0001,561
Minority interest net income$066
Net income of bank and minority interests.$3,877,0001,561
Net charge-offs$-3,0004,190
Cash dividends$704,0002,035
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,880,0001,544
2018-06-30 (YTD Data)Rank
Total interest income$7,665,0001,797
Total interest expense$411,0003,076
Net interest income$7,254,0001,645
Provision for loan and lease losses$03,782
Total noninterest income$889,0002,145
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$143,0002,837
Trading account gains and feesNANA
Additional Noninterest Income$746,0001,806
Total noninterest expense$5,702,0001,705
Salaries and employee benefits$3,344,0001,678
Premises and equipment expense$586,0001,858
Additional noninterest expense$1,772,0001,674
Pre-tax net operating income$2,441,0001,803
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,441,0001,605
Extraordinary gains, net$06
Net income$2,441,0001,604
Minority interest net income$065
Net income of bank and minority interests.$2,441,0001,604
Net charge-offs$-39,0004,949
Cash dividends$704,0001,624
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,441,0001,591
2018-03-31 (YTD Data)Rank
Total interest income$3,716,0001,827
Total interest expense$195,0003,123
Net interest income$3,521,0001,689
Provision for loan and lease losses$03,508
Total noninterest income$394,0002,273
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$76,0002,755
Trading account gains and feesNANA
Additional Noninterest Income$318,0001,958
Total noninterest expense$2,802,0001,737
Salaries and employee benefits$1,689,0001,685
Premises and equipment expense$295,0001,884
Additional noninterest expense$818,0001,781
Pre-tax net operating income$1,113,0001,893
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,113,0001,684
Extraordinary gains, net$07
Net income$1,113,0001,684
Minority interest net income$052
Net income of bank and minority interests.$1,113,0001,684
Net charge-offs$-29,0005,080
Cash dividends$304,0001,572
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,113,0001,669
2017-12-31 (YTD Data)Rank
Total interest income$13,703,0001,903
Total interest expense$793,0002,929
Net interest income$12,910,0001,792
Provision for loan and lease losses$800,0001,041
Total noninterest income$1,788,0002,173
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$309,0002,817
Trading account gains and feesNANA
Additional Noninterest Income$1,479,0001,834
Total noninterest expense$10,819,0001,781
Salaries and employee benefits$6,233,0001,756
Premises and equipment expense$1,202,0001,845
Additional noninterest expense$3,384,0001,760
Pre-tax net operating income$3,079,0002,446
Securities gains (losses)$8,0001,669
Applicable income taxes$04,135
Income before extraordinary items$3,087,0001,985
Extraordinary gains, net$09
Net income$3,087,0001,983
Minority interest net income$076
Net income of bank and minority interests.$3,087,0001,985
Net charge-offs$154,0002,046
Cash dividends$950,0002,273
Sale, conversion, retirement of capital stock, net$38,000592
Net operating income$3,079,0001,972
2017-09-30 (YTD Data)Rank
Total interest income$10,069,0001,936
Total interest expense$598,0002,914
Net interest income$9,471,0001,835
Provision for loan and lease losses$675,000944
Total noninterest income$1,344,0002,196
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$223,0002,896
Trading account gains and feesNANA
Additional Noninterest Income$1,121,0001,844
Total noninterest expense$8,011,0001,807
Salaries and employee benefits$4,562,0001,810
Premises and equipment expense$886,0001,889
Additional noninterest expense$2,563,0001,736
Pre-tax net operating income$2,129,0002,628
Securities gains (losses)$8,0001,697
Applicable income taxes$04,172
Income before extraordinary items$2,137,0002,289
Extraordinary gains, net$09
Net income$2,137,0002,288
Minority interest net income$071
Net income of bank and minority interests.$2,137,0002,289
Net charge-offs$199,0001,393
Cash dividends$650,0002,139
Sale, conversion, retirement of capital stock, net$75,000451
Net operating income$2,129,0002,275
2017-06-30 (YTD Data)Rank
Total interest income$6,560,0001,960
Total interest expense$395,0002,905
Net interest income$6,165,0001,852
Provision for loan and lease losses$450,000912
Total noninterest income$869,0002,237
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$146,0002,921
Trading account gains and feesNANA
Additional Noninterest Income$723,0001,888
Total noninterest expense$5,287,0001,823
Salaries and employee benefits$2,986,0001,841
Premises and equipment expense$582,0001,909
Additional noninterest expense$1,719,0001,723
Pre-tax net operating income$1,297,0002,724
Securities gains (losses)$8,0001,330
Applicable income taxes$04,189
Income before extraordinary items$1,305,0002,389
Extraordinary gains, net$011
Net income$1,305,0002,389
Minority interest net income$071
Net income of bank and minority interests.$1,305,0002,389
Net charge-offs$132,0001,318
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$63,000404
Net operating income$1,297,0002,378
2017-03-31 (YTD Data)Rank
Total interest income$3,167,0002,003
Total interest expense$195,0002,901
Net interest income$2,972,0001,912
Provision for loan and lease losses$225,000857
Total noninterest income$392,0002,358
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$71,0002,966
Trading account gains and feesNANA
Additional Noninterest Income$321,0002,009
Total noninterest expense$2,604,0001,861
Salaries and employee benefits$1,448,0001,907
Premises and equipment expense$288,0001,944
Additional noninterest expense$868,0001,708
Pre-tax net operating income$535,0002,974
Securities gains (losses)$8,000717
Applicable income taxes$04,086
Income before extraordinary items$543,0002,623
Extraordinary gains, net$08
Net income$543,0002,623
Minority interest net income$055
Net income of bank and minority interests.$543,0002,623
Net charge-offs$127,000796
Cash dividends$200,0001,932
Sale, conversion, retirement of capital stock, net$51,000319
Net operating income$535,0002,631
2016-12-31 (YTD Data)Rank
Total interest income$11,260,0002,184
Total interest expense$739,0002,934
Net interest income$10,521,0002,091
Provision for loan and lease losses$356,0001,832
Total noninterest income$1,776,0002,263
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$280,0003,054
Trading account gains and fees$0170
Additional Noninterest Income$1,496,0001,890
Total noninterest expense$9,874,0001,927
Salaries and employee benefits$5,551,0001,925
Premises and equipment expense$1,108,0001,988
Additional noninterest expense$3,215,0001,855
Pre-tax net operating income$2,067,0002,997
Securities gains (losses)$55,0001,768
Applicable income taxes$04,278
Income before extraordinary items$2,122,0002,691
Extraordinary gains, net$05
Net income$2,122,0002,689
Minority interest net income$082
Net income of bank and minority interests.$2,122,0002,690
Net charge-offs$-32,0005,240
Cash dividends$712,0002,583
Sale, conversion, retirement of capital stock, net$48,000589
Net operating income$2,067,0002,678
2016-09-30 (YTD Data)Rank
Total interest income$8,176,0002,241
Total interest expense$552,0002,950
Net interest income$7,624,0002,148
Provision for loan and lease losses$178,0002,194
Total noninterest income$1,372,0002,231
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$209,0003,081
Trading account gains and fees$0169
Additional Noninterest Income$1,163,0001,858
Total noninterest expense$7,347,0001,942
Salaries and employee benefits$4,178,0001,906
Premises and equipment expense$803,0002,041
Additional noninterest expense$2,366,0001,888
Pre-tax net operating income$1,471,0003,133
Securities gains (losses)$29,0002,127
Applicable income taxes$04,325
Income before extraordinary items$1,500,0002,827
Extraordinary gains, net$05
Net income$1,500,0002,827
Minority interest net income$071
Net income of bank and minority interests.$1,500,0002,827
Net charge-offs$-19,0005,077
Cash dividends$437,0002,561
Sale, conversion, retirement of capital stock, net$36,000548
Net operating income$1,471,0002,799
2016-06-30 (YTD Data)Rank
Total interest income$5,333,0002,287
Total interest expense$363,0002,984
Net interest income$4,970,0002,193
Provision for loan and lease losses$178,0001,760
Total noninterest income$808,0002,365
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$132,0003,168
Trading account gains and fees$0157
Additional Noninterest Income$676,0001,997
Total noninterest expense$4,760,0002,007
Salaries and employee benefits$2,720,0001,951
Premises and equipment expense$508,0002,131
Additional noninterest expense$1,532,0001,939
Pre-tax net operating income$840,0003,384
Securities gains (losses)$9,0002,280
Applicable income taxes$04,338
Income before extraordinary items$849,0003,074
Extraordinary gains, net$016
Net income$849,0003,072
Minority interest net income$071
Net income of bank and minority interests.$849,0003,073
Net charge-offs$8,0003,171
Cash dividends$262,0002,636
Sale, conversion, retirement of capital stock, net$24,000541
Net operating income$840,0003,032
2016-03-31 (YTD Data)Rank
Total interest income$2,585,0002,345
Total interest expense$177,0003,057
Net interest income$2,408,0002,255
Provision for loan and lease losses$119,0001,401
Total noninterest income$336,0002,581
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$66,0003,163
Trading account gains and fees$0142
Additional Noninterest Income$270,0002,229
Total noninterest expense$2,277,0002,083
Salaries and employee benefits$1,361,0001,963
Premises and equipment expense$232,0002,279
Additional noninterest expense$684,0002,132
Pre-tax net operating income$348,0003,632
Securities gains (losses)$6,0001,655
Applicable income taxes$04,259
Income before extraordinary items$354,0003,349
Extraordinary gains, net$012
Net income$354,0003,346
Minority interest net income$062
Net income of bank and minority interests.$354,0003,347
Net charge-offs$26,0001,827
Cash dividends$112,0002,318
Sale, conversion, retirement of capital stock, net$12,000502
Net operating income$348,0003,314
2015-12-31 (YTD Data)Rank
Total interest income$10,203,0002,329
Total interest expense$718,0003,018
Net interest income$9,485,0002,254
Provision for loan and lease losses$205,0002,293
Total noninterest income$1,792,0002,250
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$289,0003,101
Trading account gains and fees$0159
Additional Noninterest Income$1,503,0001,849
Total noninterest expense$8,296,0002,225
Salaries and employee benefits$4,697,0002,168
Premises and equipment expense$955,0002,251
Additional noninterest expense$2,644,0002,224
Pre-tax net operating income$2,776,0002,454
Securities gains (losses)$38,0001,841
Applicable income taxes$04,402
Income before extraordinary items$2,814,0002,153
Extraordinary gains, net$023
Net income$2,814,0002,153
Minority interest net income$081
Net income of bank and minority interests.$2,814,0002,154
Net charge-offs$334,0001,513
Cash dividends$1,092,0002,023
Sale, conversion, retirement of capital stock, net$166,000447
Net operating income$2,776,0002,132
2015-09-30 (YTD Data)Rank
Total interest income$7,568,0002,367
Total interest expense$538,0003,059
Net interest income$7,030,0002,296
Provision for loan and lease losses$205,0001,932
Total noninterest income$1,324,0002,291
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$213,0003,155
Trading account gains and fees$0153
Additional Noninterest Income$1,111,0001,889
Total noninterest expense$6,070,0002,271
Salaries and employee benefits$3,431,0002,219
Premises and equipment expense$679,0002,361
Additional noninterest expense$1,960,0002,245
Pre-tax net operating income$2,079,0002,503
Securities gains (losses)$38,0001,651
Applicable income taxes$04,489
Income before extraordinary items$2,117,0002,171
Extraordinary gains, net$021
Net income$2,117,0002,172
Minority interest net income$078
Net income of bank and minority interests.$2,117,0002,172
Net charge-offs$227,0001,432
Cash dividends$792,0001,848
Sale, conversion, retirement of capital stock, net$95,000460
Net operating income$2,079,0002,149
2015-06-30 (YTD Data)Rank
Total interest income$4,994,0002,392
Total interest expense$357,0003,077
Net interest income$4,637,0002,315
Provision for loan and lease losses$165,0001,694
Total noninterest income$884,0002,288
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$136,0003,213
Trading account gains and fees$0157
Additional Noninterest Income$748,0001,886
Total noninterest expense$3,919,0002,347
Salaries and employee benefits$2,200,0002,309
Premises and equipment expense$438,0002,423
Additional noninterest expense$1,281,0002,296
Pre-tax net operating income$1,437,0002,420
Securities gains (losses)$38,0001,391
Applicable income taxes$04,497
Income before extraordinary items$1,475,0002,080
Extraordinary gains, net$022
Net income$1,475,0002,082
Minority interest net income$075
Net income of bank and minority interests.$1,475,0002,082
Net charge-offs$242,0001,064
Cash dividends$552,0001,814
Sale, conversion, retirement of capital stock, net$25,000553
Net operating income$1,437,0002,075
2015-03-31 (YTD Data)Rank
Total interest income$2,465,0002,410
Total interest expense$176,0003,136
Net interest income$2,289,0002,331
Provision for loan and lease losses$45,0002,176
Total noninterest income$412,0002,359
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$67,0003,209
Trading account gains and fees$0152
Additional Noninterest Income$345,0001,933
Total noninterest expense$1,838,0002,494
Salaries and employee benefits$1,042,0002,433
Premises and equipment expense$202,0002,632
Additional noninterest expense$594,0002,438
Pre-tax net operating income$818,0002,175
Securities gains (losses)$38,000969
Applicable income taxes$04,400
Income before extraordinary items$856,0001,827
Extraordinary gains, net$013
Net income$856,0001,829
Minority interest net income$064
Net income of bank and minority interests.$856,0001,829
Net charge-offs$242,000638
Cash dividends$327,0001,469
Sale, conversion, retirement of capital stock, net$10,000555
Net operating income$818,0001,827
2014-12-31 (YTD Data)Rank
Total interest income$10,086,0002,379
Total interest expense$775,0003,095
Net interest income$9,311,0002,283
Provision for loan and lease losses$50,0003,764
Total noninterest income$1,354,0002,660
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$302,0003,193
Trading account gains and fees$0180
Additional Noninterest Income$1,052,0002,260
Total noninterest expense$7,022,0002,610
Salaries and employee benefits$4,047,0002,471
Premises and equipment expense$786,0002,700
Additional noninterest expense$2,189,0002,679
Pre-tax net operating income$3,593,0001,984
Securities gains (losses)$28,0002,114
Applicable income taxes$04,531
Income before extraordinary items$3,621,0001,711
Extraordinary gains, net$017
Net income$3,621,0001,712
Minority interest net income$084
Net income of bank and minority interests.$3,621,0001,710
Net charge-offs$711,0001,148
Cash dividends$2,059,0001,243
Sale, conversion, retirement of capital stock, net$51,000637
Net operating income$3,593,0001,692
2014-09-30 (YTD Data)Rank
Total interest income$7,509,0002,406
Total interest expense$590,0003,132
Net interest income$6,919,0002,306
Provision for loan and lease losses$04,401
Total noninterest income$972,0002,737
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$229,0003,203
Trading account gains and fees$0174
Additional Noninterest Income$743,0002,360
Total noninterest expense$5,231,0002,621
Salaries and employee benefits$3,001,0002,492
Premises and equipment expense$579,0002,764
Additional noninterest expense$1,651,0002,677
Pre-tax net operating income$2,660,0002,045
Securities gains (losses)$29,0001,798
Applicable income taxes$04,583
Income before extraordinary items$2,689,0001,736
Extraordinary gains, net$015
Net income$2,689,0001,737
Minority interest net income$081
Net income of bank and minority interests.$2,689,0001,736
Net charge-offs$227,0001,868
Cash dividends$1,509,0001,143
Sale, conversion, retirement of capital stock, net$38,000611
Net operating income$2,660,0001,720
2014-06-30 (YTD Data)Rank
Total interest income$4,965,0002,423
Total interest expense$396,0003,153
Net interest income$4,569,0002,317
Provision for loan and lease losses$04,196
Total noninterest income$609,0002,805
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$145,0003,286
Trading account gains and fees$0172
Additional Noninterest Income$464,0002,409
Total noninterest expense$3,442,0002,653
Salaries and employee benefits$1,975,0002,539
Premises and equipment expense$382,0002,805
Additional noninterest expense$1,085,0002,701
Pre-tax net operating income$1,736,0002,030
Securities gains (losses)$15,0001,782
Applicable income taxes$04,568
Income before extraordinary items$1,751,0001,717
Extraordinary gains, net$020
Net income$1,751,0001,720
Minority interest net income$080
Net income of bank and minority interests.$1,751,0001,719
Net charge-offs$7,0003,864
Cash dividends$1,020,0001,134
Sale, conversion, retirement of capital stock, net$25,000577
Net operating income$1,736,0001,698
2014-03-31 (YTD Data)Rank
Total interest income$2,466,0002,437
Total interest expense$200,0003,180
Net interest income$2,266,0002,320
Provision for loan and lease losses$03,817
Total noninterest income$305,0002,782
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$70,0003,334
Trading account gains and fees$0147
Additional Noninterest Income$235,0002,327
Total noninterest expense$1,675,0002,722
Salaries and employee benefits$969,0002,584
Premises and equipment expense$185,0002,908
Additional noninterest expense$521,0002,791
Pre-tax net operating income$896,0001,922
Securities gains (losses)$7,0001,257
Applicable income taxes$04,445
Income before extraordinary items$903,0001,622
Extraordinary gains, net$016
Net income$903,0001,625
Minority interest net income$066
Net income of bank and minority interests.$903,0001,625
Net charge-offs$56,0001,774
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$12,000541
Net operating income$896,0001,603
2013-12-31 (YTD Data)Rank
Total interest income$9,092,0002,649
Total interest expense$964,0003,026
Net interest income$8,128,0002,564
Provision for loan and lease losses$05,091
Total noninterest income$1,331,0002,769
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$304,0003,334
Trading account gains and fees$0184
Additional Noninterest Income$1,027,0002,346
Total noninterest expense$7,176,0002,567
Salaries and employee benefits$3,712,0002,665
Premises and equipment expense$844,0002,597
Additional noninterest expense$2,620,0002,357
Pre-tax net operating income$2,283,0002,615
Securities gains (losses)$44,0001,892
Applicable income taxes$04,631
Income before extraordinary items$2,327,0002,329
Extraordinary gains, net$029
Net income$2,327,0002,333
Minority interest net income$090
Net income of bank and minority interests.$2,327,0002,332
Net charge-offs$394,0002,268
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$50,000656
Net operating income$2,283,0002,304
2013-09-30 (YTD Data)Rank
Total interest income$6,715,0002,700
Total interest expense$757,0003,001
Net interest income$5,958,0002,633
Provision for loan and lease losses$115,0003,222
Total noninterest income$1,115,0002,655
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$223,0003,393
Trading account gains and fees$0180
Additional Noninterest Income$892,0002,209
Total noninterest expense$5,273,0002,621
Salaries and employee benefits$2,733,0002,706
Premises and equipment expense$597,0002,737
Additional noninterest expense$1,943,0002,364
Pre-tax net operating income$1,685,0002,721
Securities gains (losses)$44,0001,763
Applicable income taxes$04,713
Income before extraordinary items$1,729,0002,374
Extraordinary gains, net$025
Net income$1,729,0002,379
Minority interest net income$084
Net income of bank and minority interests.$1,729,0002,379
Net charge-offs$393,0001,839
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$38,000622
Net operating income$1,685,0002,359
2013-06-30 (YTD Data)Rank
Total interest income$4,446,0002,715
Total interest expense$526,0002,960
Net interest income$3,920,0002,650
Provision for loan and lease losses$115,0002,823
Total noninterest income$774,0002,597
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$145,0003,400
Trading account gains and fees$0157
Additional Noninterest Income$629,0002,170
Total noninterest expense$3,505,0002,636
Salaries and employee benefits$1,828,0002,720
Premises and equipment expense$387,0002,814
Additional noninterest expense$1,290,0002,368
Pre-tax net operating income$1,074,0002,752
Securities gains (losses)$44,0001,609
Applicable income taxes$04,679
Income before extraordinary items$1,118,0002,408
Extraordinary gains, net$022
Net income$1,118,0002,417
Minority interest net income$082
Net income of bank and minority interests.$1,118,0002,415
Net charge-offs$156,0002,348
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$25,000591
Net operating income$1,074,0002,398
2013-03-31 (YTD Data)Rank
Total interest income$2,198,0002,754
Total interest expense$269,0002,984
Net interest income$1,929,0002,696
Provision for loan and lease losses$115,0001,940
Total noninterest income$345,0002,789
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$73,0003,385
Trading account gains and fees$0148
Additional Noninterest Income$272,0002,354
Total noninterest expense$1,681,0002,751
Salaries and employee benefits$893,0002,781
Premises and equipment expense$195,0002,811
Additional noninterest expense$593,0002,578
Pre-tax net operating income$478,0002,956
Securities gains (losses)$2,0001,785
Applicable income taxes$04,602
Income before extraordinary items$480,0002,668
Extraordinary gains, net$010
Net income$480,0002,671
Minority interest net income$076
Net income of bank and minority interests.$480,0002,670
Net charge-offs$22,0003,012
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$13,000543
Net operating income$478,0002,599
2012-12-31 (YTD Data)Rank
Total interest income$9,357,0002,727
Total interest expense$1,290,0003,052
Net interest income$8,067,0002,648
Provision for loan and lease losses$760,0002,146
Total noninterest income$1,316,0002,817
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$286,0003,580
Trading account gains and fees$0166
Additional Noninterest Income$1,030,0002,330
Total noninterest expense$6,870,0002,701
Salaries and employee benefits$3,381,0002,874
Premises and equipment expense$927,0002,410
Additional noninterest expense$2,562,0002,510
Pre-tax net operating income$1,753,0003,060
Securities gains (losses)$100,0002,271
Applicable income taxes$04,751
Income before extraordinary items$1,853,0002,727
Extraordinary gains, net$029
Net income$1,853,0002,731
Minority interest net income$093
Net income of bank and minority interests.$1,853,0002,729
Net charge-offs$1,134,0001,697
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$48,000713
Net operating income$1,753,0002,718
2012-09-30 (YTD Data)Rank
Total interest income$7,091,0002,763
Total interest expense$997,0003,086
Net interest income$6,094,0002,682
Provision for loan and lease losses$760,0001,759
Total noninterest income$890,0002,994
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$208,0003,682
Trading account gains and fees$0157
Additional Noninterest Income$682,0002,503
Total noninterest expense$5,014,0002,782
Salaries and employee benefits$2,483,0002,929
Premises and equipment expense$712,0002,399
Additional noninterest expense$1,819,0002,636
Pre-tax net operating income$1,210,0003,298
Securities gains (losses)$100,0001,984
Applicable income taxes$04,802
Income before extraordinary items$1,310,0002,896
Extraordinary gains, net$020
Net income$1,310,0002,896
Minority interest net income$086
Net income of bank and minority interests.$1,310,0002,895
Net charge-offs$794,0001,685
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$36,000674
Net operating income$1,210,0002,907
2012-06-30 (YTD Data)Rank
Total interest income$4,715,0002,793
Total interest expense$680,0003,118
Net interest income$4,035,0002,702
Provision for loan and lease losses$760,0001,338
Total noninterest income$576,0002,992
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$129,0003,816
Trading account gains and fees$0153
Additional Noninterest Income$447,0002,486
Total noninterest expense$3,218,0002,876
Salaries and employee benefits$1,658,0002,940
Premises and equipment expense$444,0002,548
Additional noninterest expense$1,116,0002,855
Pre-tax net operating income$633,0003,713
Securities gains (losses)$100,0001,601
Applicable income taxes$04,770
Income before extraordinary items$733,0003,234
Extraordinary gains, net$019
Net income$733,0003,232
Minority interest net income$084
Net income of bank and minority interests.$733,0003,234
Net charge-offs$771,0001,359
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$24,000641
Net operating income$633,0003,362
2012-03-31 (YTD Data)Rank
Total interest income$2,336,0002,850
Total interest expense$349,0003,157
Net interest income$1,987,0002,744
Provision for loan and lease losses$610,000909
Total noninterest income$288,0003,004
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$61,0003,920
Trading account gains and fees$0148
Additional Noninterest Income$227,0002,471
Total noninterest expense$1,521,0003,016
Salaries and employee benefits$826,0002,958
Premises and equipment expense$207,0002,728
Additional noninterest expense$488,0003,150
Pre-tax net operating income$144,0004,996
Securities gains (losses)$100,000910
Applicable income taxes$04,704
Income before extraordinary items$244,0004,026
Extraordinary gains, net$019
Net income$244,0004,028
Minority interest net income$078
Net income of bank and minority interests.$244,0004,028
Net charge-offs$560,0001,014
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$12,000577
Net operating income$144,0004,763
2011-12-31 (YTD Data)Rank
Total interest income$9,224,0002,971
Total interest expense$1,698,0003,131
Net interest income$7,526,0002,883
Provision for loan and lease losses$1,459,0001,932
Total noninterest income$958,0003,189
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$264,0003,847
Trading account gains and fees$0146
Additional Noninterest Income$694,0002,650
Total noninterest expense$6,328,0002,917
Salaries and employee benefits$3,239,0002,936
Premises and equipment expense$990,0002,428
Additional noninterest expense$2,099,0003,007
Pre-tax net operating income$697,0004,293
Securities gains (losses)$105,0002,027
Applicable income taxes$04,719
Income before extraordinary items$802,0003,935
Extraordinary gains, net$029
Net income$802,0003,940
Minority interest net income$096
Net income of bank and minority interests.$802,0003,939
Net charge-offs$1,339,0002,025
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$46,000826
Net operating income$697,0004,039
2011-09-30 (YTD Data)Rank
Total interest income$6,854,0003,039
Total interest expense$1,321,0003,162
Net interest income$5,533,0002,944
Provision for loan and lease losses$989,0001,984
Total noninterest income$622,0003,449
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$190,0003,945
Trading account gains and fees$0145
Additional Noninterest Income$432,0002,916
Total noninterest expense$4,647,0002,975
Salaries and employee benefits$2,413,0002,943
Premises and equipment expense$678,0002,647
Additional noninterest expense$1,556,0003,046
Pre-tax net operating income$519,0004,417
Securities gains (losses)$31,0002,625
Applicable income taxes$04,740
Income before extraordinary items$550,0004,158
Extraordinary gains, net$021
Net income$550,0004,160
Minority interest net income$087
Net income of bank and minority interests.$550,0004,160
Net charge-offs$994,0001,898
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$34,000775
Net operating income$519,0004,119
2011-06-30 (YTD Data)Rank
Total interest income$4,532,0003,066
Total interest expense$921,0003,155
Net interest income$3,611,0002,995
Provision for loan and lease losses$734,0001,844
Total noninterest income$330,0003,928
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$115,0004,126
Trading account gains and fees$0153
Additional Noninterest Income$215,0003,374
Total noninterest expense$3,050,0003,058
Salaries and employee benefits$1,602,0002,968
Premises and equipment expense$450,0002,670
Additional noninterest expense$998,0003,215
Pre-tax net operating income$157,0005,365
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$157,0005,320
Extraordinary gains, net$015
Net income$157,0005,319
Minority interest net income$089
Net income of bank and minority interests.$157,0005,320
Net charge-offs$206,0003,083
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$23,000719
Net operating income$157,0005,229
2011-03-31 (YTD Data)Rank
Total interest income$2,246,0003,104
Total interest expense$485,0003,129
Net interest income$1,761,0003,064
Provision for loan and lease losses$320,0001,855
Total noninterest income$300,0002,828
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$55,0004,170
Trading account gains and fees$0158
Additional Noninterest Income$245,0002,181
Total noninterest expense$1,570,0002,980
Salaries and employee benefits$822,0002,929
Premises and equipment expense$230,0002,664
Additional noninterest expense$518,0003,090
Pre-tax net operating income$171,0004,455
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$171,0004,234
Extraordinary gains, net$09
Net income$171,0004,233
Minority interest net income$086
Net income of bank and minority interests.$171,0004,234
Net charge-offs$-65,0007,390
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$11,000675
Net operating income$171,0004,181
2010-12-31 (YTD Data)Rank
Total interest income$9,215,0003,153
Total interest expense$2,494,0002,999
Net interest income$6,721,0003,186
Provision for loan and lease losses$1,988,0002,083
Total noninterest income$1,131,0003,014
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$240,0004,080
Trading account gains and fees$0175
Additional Noninterest Income$891,0002,343
Total noninterest expense$5,603,0003,286
Salaries and employee benefits$2,695,0003,403
Premises and equipment expense$951,0002,588
Additional noninterest expense$1,957,0003,322
Pre-tax net operating income$261,0005,022
Securities gains (losses)$166,0001,744
Applicable income taxes$04,655
Income before extraordinary items$427,0004,541
Extraordinary gains, net$029
Net income$427,0004,541
Minority interest net income$0111
Net income of bank and minority interests.$427,0004,541
Net charge-offs$2,468,0001,645
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,0001,216
Net operating income$261,0004,931
2010-09-30 (YTD Data)Rank
Total interest income$6,817,0003,258
Total interest expense$1,922,0003,049
Net interest income$4,895,0003,299
Provision for loan and lease losses$1,410,0002,064
Total noninterest income$665,0003,488
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$178,0004,169
Trading account gains and fees$0165
Additional Noninterest Income$487,0002,795
Total noninterest expense$3,888,0003,508
Salaries and employee benefits$1,950,0003,508
Premises and equipment expense$620,0002,956
Additional noninterest expense$1,318,0003,568
Pre-tax net operating income$262,0005,003
Securities gains (losses)$166,0001,520
Applicable income taxes$04,726
Income before extraordinary items$428,0004,373
Extraordinary gains, net$023
Net income$428,0004,374
Minority interest net income$0110
Net income of bank and minority interests.$428,0004,374
Net charge-offs$1,367,0001,862
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$13,0001,035
Net operating income$262,0004,861
2010-06-30 (YTD Data)Rank
Total interest income$4,516,0003,312
Total interest expense$1,303,0003,114
Net interest income$3,213,0003,347
Provision for loan and lease losses$840,0002,138
Total noninterest income$434,0003,490
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$121,0004,119
Trading account gains and fees$0152
Additional Noninterest Income$313,0002,783
Total noninterest expense$2,520,0003,598
Salaries and employee benefits$1,260,0003,616
Premises and equipment expense$397,0003,073
Additional noninterest expense$863,0003,598
Pre-tax net operating income$287,0004,480
Securities gains (losses)$25,0002,268
Applicable income taxes$04,691
Income before extraordinary items$312,0004,225
Extraordinary gains, net$019
Net income$312,0004,224
Minority interest net income$0105
Net income of bank and minority interests.$312,0004,224
Net charge-offs$416,0002,659
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$9,000967
Net operating income$287,0004,241
2010-03-31 (YTD Data)Rank
Total interest income$2,231,0003,409
Total interest expense$654,0003,213
Net interest income$1,577,0003,420
Provision for loan and lease losses$420,0002,015
Total noninterest income$213,0003,512
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$58,0004,200
Trading account gains and fees$0175
Additional Noninterest Income$155,0002,775
Total noninterest expense$1,228,0003,704
Salaries and employee benefits$614,0003,752
Premises and equipment expense$203,0003,081
Additional noninterest expense$411,0003,734
Pre-tax net operating income$142,0004,632
Securities gains (losses)$25,0001,431
Applicable income taxes$04,611
Income before extraordinary items$167,0004,190
Extraordinary gains, net$016
Net income$167,0004,191
Minority interest net income$091
Net income of bank and minority interests.$167,0004,189
Net charge-offs$174,0002,583
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$142,0004,364
2009-12-31 (YTD Data)Rank
Total interest income$8,747,0003,588
Total interest expense$3,330,0003,166
Net interest income$5,417,0003,742
Provision for loan and lease losses$4,559,0001,525
Total noninterest income$874,0003,583
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$294,0003,904
Trading account gains and fees$0211
Additional Noninterest Income$580,0002,947
Total noninterest expense$5,054,0003,654
Salaries and employee benefits$2,513,0003,669
Premises and equipment expense$840,0002,993
Additional noninterest expense$1,701,0003,745
Pre-tax net operating income$-3,322,0006,949
Securities gains (losses)$89,0002,242
Applicable income taxes$04,388
Income before extraordinary items$-3,233,0007,038
Extraordinary gains, net$034
Net income$-3,233,0007,036
Minority interest net income$0115
Net income of bank and minority interests.$-3,233,0007,037
Net charge-offs$1,949,0002,064
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$6,059,000154
Net operating income$-3,322,0007,048
2009-09-30 (YTD Data)Rank
Total interest income$6,502,0003,658
Total interest expense$2,623,0003,179
Net interest income$3,879,0003,868
Provision for loan and lease losses$4,234,0001,175
Total noninterest income$751,0003,399
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$210,0004,035
Trading account gains and fees$0212
Additional Noninterest Income$541,0002,693
Total noninterest expense$3,873,0003,582
Salaries and employee benefits$1,878,0003,716
Premises and equipment expense$623,0003,061
Additional noninterest expense$1,372,0003,508
Pre-tax net operating income$-3,477,0007,358
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-3,477,0007,433
Extraordinary gains, net$027
Net income$-3,477,0007,432
Minority interest net income$0118
Net income of bank and minority interests.$-3,477,0007,433
Net charge-offs$1,173,0002,029
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$6,044,000126
Net operating income$-3,477,0007,440
2009-06-30 (YTD Data)Rank
Total interest income$4,308,0003,706
Total interest expense$1,813,0003,202
Net interest income$2,495,0003,948
Provision for loan and lease losses$675,0002,537
Total noninterest income$516,0003,353
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$131,0004,139
Trading account gains and fees$0193
Additional Noninterest Income$385,0002,608
Total noninterest expense$2,510,0003,708
Salaries and employee benefits$1,235,0003,803
Premises and equipment expense$414,0003,088
Additional noninterest expense$861,0003,676
Pre-tax net operating income$-174,0006,232
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-174,0006,332
Extraordinary gains, net$021
Net income$-174,0006,331
Minority interest net income$0112
Net income of bank and minority interests.$-174,0006,331
Net charge-offs$742,0001,922
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$30,000928
Net operating income$-174,0006,308
2009-03-31 (YTD Data)Rank
Total interest income$2,136,0003,757
Total interest expense$971,0003,125
Net interest income$1,165,0004,107
Provision for loan and lease losses$303,0002,275
Total noninterest income$227,0003,573
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$58,0004,312
Trading account gains and fees$0171
Additional Noninterest Income$169,0002,756
Total noninterest expense$1,171,0003,841
Salaries and employee benefits$618,0003,837
Premises and equipment expense$206,0003,143
Additional noninterest expense$347,0003,978
Pre-tax net operating income$-82,0006,596
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-82,0006,765
Extraordinary gains, net$015
Net income$-82,0006,766
Minority interest net income$0102
Net income of bank and minority interests.$-82,0006,766
Net charge-offs$717,0001,140
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$14,000825
Net operating income$-82,0006,671
2008-12-31 (YTD Data)Rank
Total interest income$8,969,0003,812
Total interest expense$4,279,0003,341
Net interest income$4,690,0004,121
Provision for loan and lease losses$1,076,0002,596
Total noninterest income$876,0003,677
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$267,0004,223
Trading account gains and fees$0154
Additional Noninterest Income$609,0002,870
Total noninterest expense$4,788,0003,686
Salaries and employee benefits$2,383,0003,918
Premises and equipment expense$777,0003,251
Additional noninterest expense$1,628,0003,415
Pre-tax net operating income$-298,0006,636
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-298,0006,572
Extraordinary gains, net$039
Net income$-298,0006,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0004,241
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,572,000359
Net operating income$-298,0006,718
2008-09-30 (YTD Data)Rank
Total interest income$6,701,0003,880
Total interest expense$3,168,0003,487
Net interest income$3,533,0004,138
Provision for loan and lease losses$473,0002,812
Total noninterest income$662,0003,755
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$197,0004,290
Trading account gains and fees$0148
Additional Noninterest Income$465,0002,928
Total noninterest expense$3,666,0003,628
Salaries and employee benefits$1,829,0003,871
Premises and equipment expense$577,0003,285
Additional noninterest expense$1,260,0003,250
Pre-tax net operating income$56,0006,566
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$56,0006,382
Extraordinary gains, net$031
Net income$56,0006,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,663
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,557,000252
Net operating income$56,0006,543
2008-06-30 (YTD Data)Rank
Total interest income$4,428,0003,962
Total interest expense$2,115,0003,609
Net interest income$2,313,0004,190
Provision for loan and lease losses$303,0002,512
Total noninterest income$441,0003,796
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$124,0004,405
Trading account gains and fees$0149
Additional Noninterest Income$317,0002,934
Total noninterest expense$2,448,0003,628
Salaries and employee benefits$1,193,0003,976
Premises and equipment expense$368,0003,432
Additional noninterest expense$887,0003,055
Pre-tax net operating income$3,0006,916
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,0006,992
Extraordinary gains, net$021
Net income$3,0006,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,815
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$1,542,000177
Net operating income$3,0006,938
2008-03-31 (YTD Data)Rank
Total interest income$2,218,0004,046
Total interest expense$1,100,0003,662
Net interest income$1,118,0004,287
Provision for loan and lease losses$164,0002,043
Total noninterest income$207,0003,933
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$58,0004,507
Trading account gains and fees$0158
Additional Noninterest Income$149,0003,056
Total noninterest expense$1,230,0003,624
Salaries and employee benefits$588,0004,030
Premises and equipment expense$188,0003,395
Additional noninterest expense$454,0002,952
Pre-tax net operating income$-69,0007,467
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-69,0007,570
Extraordinary gains, net$015
Net income$-69,0007,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,715
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,527,00085
Net operating income$-69,0007,514
2007-12-31 (YTD Data)Rank
Total interest income$8,547,0004,181
Total interest expense$4,156,0003,924
Net interest income$4,391,0004,365
Provision for loan and lease losses$405,0002,674
Total noninterest income$837,0003,925
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$233,0004,591
Trading account gains and fees$0178
Additional Noninterest Income$604,0002,990
Total noninterest expense$4,685,0003,633
Salaries and employee benefits$2,226,0004,048
Premises and equipment expense$741,0003,283
Additional noninterest expense$1,718,0003,062
Pre-tax net operating income$138,0007,039
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$138,0007,001
Extraordinary gains, net$039
Net income$138,0006,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,249
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$2,710,000330
Net operating income$138,0006,981
2007-09-30 (YTD Data)Rank
Total interest income$6,239,0004,269
Total interest expense$3,014,0004,006
Net interest income$3,225,0004,447
Provision for loan and lease losses$265,0002,516
Total noninterest income$621,0003,959
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$170,0004,679
Trading account gains and fees$0184
Additional Noninterest Income$451,0003,013
Total noninterest expense$3,468,0003,664
Salaries and employee benefits$1,679,0004,015
Premises and equipment expense$557,0003,260
Additional noninterest expense$1,232,0003,113
Pre-tax net operating income$113,0007,275
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$113,0007,205
Extraordinary gains, net$033
Net income$113,0007,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,499
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$2,536,000249
Net operating income$113,0007,189
2007-06-30 (YTD Data)Rank
Total interest income$4,054,0004,355
Total interest expense$1,916,0004,130
Net interest income$2,138,0004,498
Provision for loan and lease losses$95,0003,362
Total noninterest income$407,0004,000
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$105,0004,849
Trading account gains and fees$0168
Additional Noninterest Income$302,0002,998
Total noninterest expense$2,300,0003,692
Salaries and employee benefits$1,111,0004,074
Premises and equipment expense$379,0003,220
Additional noninterest expense$810,0003,156
Pre-tax net operating income$150,0006,966
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$150,0006,753
Extraordinary gains, net$029
Net income$150,0006,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$2,536,000184
Net operating income$150,0006,739
2007-03-31 (YTD Data)Rank
Total interest income$1,915,0004,518
Total interest expense$887,0004,313
Net interest income$1,028,0004,608
Provision for loan and lease losses$66,0002,646
Total noninterest income$203,0003,979
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$50,0004,884
Trading account gains and fees$0195
Additional Noninterest Income$153,0002,982
Total noninterest expense$1,133,0003,735
Salaries and employee benefits$552,0004,123
Premises and equipment expense$191,0003,230
Additional noninterest expense$390,0003,238
Pre-tax net operating income$32,0007,514
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$32,0007,434
Extraordinary gains, net$022
Net income$32,0007,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$32,0007,419
2006-12-31 (YTD Data)Rank
Total interest income$5,896,0005,073
Total interest expense$2,436,0004,888
Net interest income$3,460,0005,084
Provision for loan and lease losses$252,0003,085
Total noninterest income$617,0004,664
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$138,0005,670
Trading account gains and fees$0130
Additional Noninterest Income$479,0003,416
Total noninterest expense$3,814,0004,127
Salaries and employee benefits$1,846,0004,532
Premises and equipment expense$642,0003,578
Additional noninterest expense$1,326,0003,642
Pre-tax net operating income$11,0007,920
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$11,0007,946
Extraordinary gains, net$051
Net income$11,0007,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,489
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$4,005,000333
Net operating income$11,0007,932
2006-09-30 (YTD Data)Rank
Total interest income$4,131,0005,268
Total interest expense$1,685,0005,030
Net interest income$2,446,0005,323
Provision for loan and lease losses$207,0002,816
Total noninterest income$401,0005,009
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$92,0005,921
Trading account gains and fees$0126
Additional Noninterest Income$309,0003,685
Total noninterest expense$2,782,0004,196
Salaries and employee benefits$1,356,0004,576
Premises and equipment expense$462,0003,692
Additional noninterest expense$964,0003,712
Pre-tax net operating income$-142,0008,264
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-142,0008,282
Extraordinary gains, net$045
Net income$-142,0008,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,725
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$4,002,000255
Net operating income$-142,0008,272
2006-06-30 (YTD Data)Rank
Total interest income$2,547,0005,471
Total interest expense$1,025,0005,165
Net interest income$1,522,0005,544
Provision for loan and lease losses$147,0002,704
Total noninterest income$242,0005,221
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$49,0006,273
Trading account gains and fees$0126
Additional Noninterest Income$193,0003,821
Total noninterest expense$1,796,0004,309
Salaries and employee benefits$880,0004,682
Premises and equipment expense$291,0003,855
Additional noninterest expense$625,0003,792
Pre-tax net operating income$-179,0008,394
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-179,0008,412
Extraordinary gains, net$039
Net income$-179,0008,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$1,000,000266
Net operating income$-179,0008,409
2006-03-31 (YTD Data)Rank
Total interest income$1,151,0005,712
Total interest expense$468,0005,297
Net interest income$683,0005,871
Provision for loan and lease losses$52,0003,073
Total noninterest income$116,0005,287
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$19,0006,578
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,775
Total noninterest expense$860,0004,466
Salaries and employee benefits$428,0004,800
Premises and equipment expense$131,0004,167
Additional noninterest expense$301,0003,880
Pre-tax net operating income$-113,0008,455
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-113,0008,473
Extraordinary gains, net$021
Net income$-113,0008,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$1,000,000140
Net operating income$-113,0008,457
2005-12-31 (YTD Data)Rank
Total interest income$2,915,0006,662
Total interest expense$1,067,0006,118
Net interest income$1,848,0006,835
Provision for loan and lease losses$324,0002,678
Total noninterest income$342,0006,066
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$40,0007,231
Trading account gains and fees$0138
Additional Noninterest Income$302,0004,318
Total noninterest expense$2,635,0005,197
Salaries and employee benefits$1,290,0005,555
Premises and equipment expense$331,0005,461
Additional noninterest expense$1,014,0004,378
Pre-tax net operating income$-769,0008,578
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-769,0008,614
Extraordinary gains, net$046
Net income$-769,0008,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,000,000471
Net operating income$-769,0008,595
2005-09-30 (YTD Data)Rank
Total interest income$1,914,0006,980
Total interest expense$685,0006,414
Net interest income$1,229,0007,145
Provision for loan and lease losses$214,0002,856
Total noninterest income$238,0006,233
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$23,0007,393
Trading account gains and fees$0126
Additional Noninterest Income$215,0004,440
Total noninterest expense$1,938,0005,240
Salaries and employee benefits$933,0005,661
Premises and equipment expense$227,0005,711
Additional noninterest expense$778,0004,268
Pre-tax net operating income$-685,0008,658
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-685,0008,692
Extraordinary gains, net$035
Net income$-685,0008,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,000,000340
Net operating income$-685,0008,671
2005-06-30 (YTD Data)Rank
Total interest income$1,117,0007,219
Total interest expense$394,0006,633
Net interest income$723,0007,420
Provision for loan and lease losses$135,0002,835
Total noninterest income$131,0006,596
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$11,0007,506
Trading account gains and fees$0116
Additional Noninterest Income$120,0004,809
Total noninterest expense$1,210,0005,446
Salaries and employee benefits$559,0005,982
Premises and equipment expense$140,0005,912
Additional noninterest expense$511,0004,300
Pre-tax net operating income$-491,0008,669
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-491,0008,710
Extraordinary gains, net$030
Net income$-491,0008,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,000,000238
Net operating income$-491,0008,683
2005-03-31 (YTD Data)Rank
Total interest income$470,0007,613
Total interest expense$151,0007,148
Net interest income$319,0007,724
Provision for loan and lease losses$61,0002,818
Total noninterest income$59,0006,784
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$4,0007,641
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,967
Total noninterest expense$532,0005,889
Salaries and employee benefits$253,0006,347
Premises and equipment expense$34,0007,517
Additional noninterest expense$245,0004,420
Pre-tax net operating income$-215,0008,736
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-215,0008,762
Extraordinary gains, net$024
Net income$-215,0008,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,000,000121
Net operating income$-215,0008,744
2004-12-31 (YTD Data)Rank
Total interest income$1,034,0008,367
Total interest expense$280,0008,172
Net interest income$754,0008,367
Provision for loan and lease losses$236,0003,407
Total noninterest income$89,0008,205
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$11,0007,764
Trading account gains and fees$0138
Additional Noninterest Income$78,0006,806
Total noninterest expense$1,551,0006,792
Salaries and employee benefits$762,0007,063
Premises and equipment expense$119,0007,725
Additional noninterest expense$670,0005,669
Pre-tax net operating income$-944,0008,795
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-944,0008,828
Extraordinary gains, net$034
Net income$-944,0008,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-944,0008,805
2004-09-30 (YTD Data)Rank
Total interest income$643,0008,569
Total interest expense$152,0008,504
Net interest income$491,0008,537
Provision for loan and lease losses$181,0003,148
Total noninterest income$57,0008,384
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$7,0007,826
Trading account gains and fees$0134
Additional Noninterest Income$50,0007,056
Total noninterest expense$1,124,0006,856
Salaries and employee benefits$563,0007,072
Premises and equipment expense$83,0007,829
Additional noninterest expense$478,0005,766
Pre-tax net operating income$-757,0008,846
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-757,0008,886
Extraordinary gains, net$026
Net income$-757,0008,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-757,0008,867
2004-06-30 (YTD Data)Rank
Total interest income$352,0008,747
Total interest expense$74,0008,729
Net interest income$278,0008,696
Provision for loan and lease losses$128,0003,010
Total noninterest income$35,0008,502
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$4,0007,894
Trading account gains and fees$0130
Additional Noninterest Income$31,0007,181
Total noninterest expense$732,0006,956
Salaries and employee benefits$377,0007,097
Premises and equipment expense$54,0007,890
Additional noninterest expense$301,0005,973
Pre-tax net operating income$-547,0008,917
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-547,0008,944
Extraordinary gains, net$021
Net income$-547,0008,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-547,0008,926
2004-03-31 (YTD Data)Rank
Total interest income$148,0008,869
Total interest expense$28,0008,880
Net interest income$120,0008,816
Provision for loan and lease losses$50,0003,283
Total noninterest income$21,0008,373
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,0007,932
Trading account gains and fees$0121
Additional Noninterest Income$20,0006,798
Total noninterest expense$367,0007,001
Salaries and employee benefits$190,0007,115
Premises and equipment expense$28,0007,868
Additional noninterest expense$149,0006,013
Pre-tax net operating income$-276,0008,951
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-276,0008,980
Extraordinary gains, net$016
Net income$-276,0008,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-276,0008,957
2003-12-31 (YTD Data)Rank
Total interest income$38,0009,150
Total interest expense$11,0009,099
Net interest income$27,0009,146
Provision for loan and lease losses$50,0006,256
Total noninterest income$3,0009,104
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$3,0008,956
Total noninterest expense$972,0007,953
Salaries and employee benefits$622,0007,610
Premises and equipment expense$63,0008,579
Additional noninterest expense$287,0007,854
Pre-tax net operating income$-992,0008,970
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-992,0009,034
Extraordinary gains, net$054
Net income$-992,0009,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$7,656,000138
Net operating income$-992,0008,989

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.